Straight talk with Rick and Meghan: Recent Episodes

Rick & Meghan

Real Estate expert advice! With over 20 years of experience in Real Estate and Lending.. Meghan & Rick discuss hot topics, housing trends and share valuable insight on how to manage your real estate experience! Learn from the best! Tune in & take notes!

Are open houses still relevant in today's digital real estate world? 🤔

This week on 'Straight Talk with Rick and Meghan,' we dive into the evolving role of open houses. From traditional advertising to virtual tours, we explore how online property research has transformed attendance and the effectiveness of open houses as a strategic sales tool.

Rick and I emphasize the power of smart pricing and modern marketing techniques in today's market. Plus, we offer crucial advice for potential buyers navigating current mortgage rates, suggesting it's time to focus on affordable homes rather than waiting for rates to fall.

Don't miss this essential market update!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #meghanshomes #realtor #realestate #housingmarket #openhouse

Welcome to 'Straight Talk with Rick and Meghan,' your essential guide to a successful real estate journey in Orange County! With a combined 50+ years of active experience, Rick and I dive deep into real estate preparation strategies for both buyers and sellers. We reveal how being proactive saves you time, money, and stress, covering everything from getting your home ready for sale months in advance to understanding crucial title reports and navigating complex disclosures. Learn why choosing a knowledgeable, full-time Realtor who trusts the process is paramount to avoiding pitfalls and ensuring a smooth, successful transaction. A must-listen for anyone looking to buy or sell their next home! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #realtorlife #realestate #housingmarket #homebuyingprocess #homeselling

In case you missed last week's episode! Get the latest real estate insights from Rick and I on "Straight Talk with Rick and Meghan." This week, we combine practical advice with market analysis. I illustrate the crucial role of being prepared with a client story, while Rick shares his professional update, joining Rate.com and its client-centric approach. We also provide our expert perspective on the current market, explaining recent fluctuations. A must-listen for anyone buying or selling! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcaster #housingmarket #homebuying101 #homeselling

Is the Orange County real estate market shifting? 🤔

Increased Inventory: Active listings in Orange County have risen by 31% in the past two months. Decreased

Demand: Demand is down 9% year-over-year, mainly due to affordability issues and high mortgage rates.

Slower Market Time: The Expected Market Time has increased to 81 days, the slowest pace since the 2020 pandemic lockdown.

Join Rick and I on 'Straight Talk' as we discuss the increasing housing inventory and why a more balanced market could be great news for buyers! We also emphasize the crucial role of a full-time Realtor and lender in your home buying or selling journey.

Plus, get updates on an upcoming event for estate and trust planning.

Tune in for expert insights and practical advice!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #meghanshomes #straighttalkwithrickandmeghan #realtor #realestate #housingmarket #anaheim

This week, 'Straight Talk with Rick and Meghan' empowers you with the knowledge to make smart homeownership decisions! We're getting down to the nitty-gritty of home maintenance costs. Rick and I provide clear explanations and real-world examples to help you understand and budget for everything from everyday upkeep to major replacements. Get the 'Straight Talk' you need to protect your investment and maintain your home's value. Available on YouTube, Spotify, and iTunes. Please share this essential information! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcaster #housingmarket #realtors #realestate

This week on 'Straight Talk with Rick and Meghan,' we're tackling a hot topic: How will tariffs affect the Orange County real estate market? 🏠💰 Join Rick and I as we break down the potential impact on building, remodeling, and home values. Stay informed and navigate these uncertain times with expert advice. Tune in now! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #remodel #homebuyingprocess #realtor #realestate #tarrifs #anaheim #downtownanaheim

This week on 'Straight Talk with Rick and Meghan,' we're diving into the current state of the real estate market! We break down what's happening in the real estate market both on a larger scale and in our own backyard here in Orange County. Are prices going up or going down? How can you prepare successfully for the spring market? How should you price your home? How should you price your offer? We'll explore the surprising persistence of cash transactions (did you know 31% of sales are still cash?), and what that means for buyers. Rick and I emphasize the crucial need for realistic expectations, a knowledgeable Realtor, and sharp negotiation skills to succeed in today's competitive market. Get prepared to buy or sell with our expert insights! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #lender #realestate #realtor #HomeBuying #housingmarket

This week on 'Straight Talk with Rick and Meghan,' we dive deep into the financial implications of different down payment options for an $850,000 home purchase. We break down the real numbers for 5%, 10%, and 20% down payments, revealing the trade-offs between monthly mortgage costs and upfront savings. Rick and I discuss the practicalities of saving versus paying a slightly higher monthly payment, and how home appreciation can impact your decision. We also demystify Private Mortgage Insurance (PMI), explaining its relatively small cost and how to get rid of it. If you're wondering how much to put down on your next home, this episode is a must-listen Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshomes #meghanshigo #straighttalkwithrickandmeghan #homebuying #DownPayment

Confused about pre-quals, pre-approvals, and first-time buyer programs? 🤔 Rick breaks it down! Get the inside scoop on securing the best mortgage rate on this week's Straight Talk with Rick and Meghan. Tune in now!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #meghanshomes #realtor #realestate #anaheim #downtownanaheim #firsttimehomebuyer #homebuying #housingmarket

Hiring a Rockstar: The Ultimate Guide to Interviewing Listing Agents Ready to sell your home but overwhelmed by the thought of choosing the right agent? This week on Straight Talk with Rick and Meghan, we're empowering YOU to take control of the process! We're flipping the script and putting YOU in the interviewer's seat! Rick and I, with our combined 50+ years of experience, will guide you through the essential questions to ask potential listing agents before you make that crucial hiring decision. Tune in to discover: Beyond the Basics: Go beyond the surface and uncover the questions that reveal an agent's true expertise, dedication, and suitability for YOUR needs. Pricing Strategies: Learn how to assess an agent's approach to pricing your home accurately and competitively. Marketing Mastery: Discover the key questions to evaluate an agent's marketing plan, from professional photography to online exposure and open house strategies. Negotiation Prowess: Uncover the questions that reveal an agent's negotiation skills and ability to secure the best possible deal for you. Communication is Key: Learn how to gauge an agent's communication style and ensure they'll keep you informed every step of the way. Plus: Rick and I share our insider perspectives on what truly sets top-performing listing agents apart, helping you identify the "rockstar" who will get you the results you deserve. Don't miss this essential episode if you're planning to sell your home! Arm yourself with the knowledge and confidence to hire the perfect listing agent for a smooth and successful sale. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtor #realestate #homebuying

Ever wonder why your phone explodes with calls after applying for a mortgage? 📞 This week on Straight Talk with Rick and Meghan, we're exposing the dark side of credit inquiries and how to protect yourself! With over 50 years of combined experience, Rick and I reveal: The Hidden Data Market: Discover how credit companies sell your information to third parties, leading to a barrage of unwanted solicitations. Mortgage Predators: Learn how to identify and avoid these aggressive salespeople who often lack transparency and may not have your best interests at heart. Protecting Your Privacy: We'll share practical tips to safeguard your data and minimize unwanted calls. The Power of Trust: Why working with trusted professionals you know, like, and have been referred to is crucial in today's market. Plus, Rick and I share our personal experiences and offer advice on navigating the mortgage process safely. Don't miss this eye-opening episode! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone applying for a mortgage? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #realtor #realestate #credit #mortgagetips #homebuyers

🏡 Negotiation Ninja: Master the Art of the Deal in Today's Market! ⚔️ Want to come out on top in your next real estate negotiation? 🤔 This week on Straight Talk with Rick and Meghan, we're equipping you with the skills and strategies to win the deal, even in a changing market! With over 50 years of combined experience, Rick and I share our expert insights: Understanding Leverage: Discover how to identify and utilize your leverage as a buyer or seller in today's market. Effective Communication: Master the art of communication and negotiation, including active listening, building rapport, and presenting your case persuasively. Counteroffers & Win-Win Solutions: Learn how to navigate counteroffers strategically and find solutions that benefit all parties. Common Mistakes: Avoid costly negotiation blunders that can sabotage your deal. Plus, Rick and I share real-life examples and anecdotes to illustrate their points. Don't miss this episode packed with actionable advice! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone buying or selling a home? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtor #realestate #housingmarket

Staging Secrets: Sell Your Home Faster & For Top Dollar! Want to make your Orange County home irresistible to buyers? This week on Straight Talk with Rick and Meghan, we're revealing the secrets of effective home staging! With over 50 years of combined experience, Rick and I break down the essentials: What is Home Staging? We'll explain the process and its impact on buyers. Why Stage? Discover how staging can lead to a faster sale and higher offers. Cost of Staging: We'll discuss the various factors that influence cost and provide typical price ranges. DIY vs. Professional: Learn about the pros and cons of each approach and when to hire a pro. Maximizing ROI: We'll explore the potential return on investment for staging and how to get the most bang for your buck. Plus, Rick and I share our personal staging experiences and answer your questions. Don't miss this episode packed with actionable advice! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone selling their home? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshomes #meghanshigo #straighttalkwithrickandmeghan #staging #realtor #realestate #realestateagent #anaheim #downtownanaheim #orangecounty

ADU Revolution: Unlocking the Potential of Your Property! Want to add extra living space, generate rental income, or house a loved one? This week on Straight Talk with Rick and Meghan, we're exploring the exciting world of ADUs (Accessory Dwelling Units)! With over 50 years of combined expertise, Rick and I break down the essentials: California ADU Laws: We'll cover the latest updates, including: Increased density: More ADUs allowed on multi-family properties! Streamlined approvals: Faster and easier permitting process. Permanent rentals: No more owner-occupancy requirements! ADU condo conversions: New opportunities for ownership and investment. Financing Options: Explore various ways to fund your ADU project: Cash-out refinancing, home equity loans Maximizing Rental Income: Learn how to: Conduct market research to determine optimal rental rates. Design and build attractive ADUs with desirable amenities. Market your ADU effectively to find the perfect tenants. Design Considerations: Avoid common pitfalls and create a functional and appealing ADU: Site planning, privacy, accessibility, and construction quality. Plus, Rick and I share our expert opinions and personal experiences with ADUs. Don't miss this informative episode! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone considering an ADU? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #realtor #realestate #straighttalkwithrickandmeghan

Need cash for home improvements, investments, or debt consolidation? 🤔 This week on Straight Talk with Rick and Meghan, we’re unlocking the power of home equity! With over 50 years of combined expertise, Rick and I break down the essentials: Home Equity Loans: Get a lump sum of cash at a fixed interest rate. HELOCs (Home Equity Lines of Credit): Access a revolving line of credit with variable rates. Which is right for YOU? We’ll help you decide based on your needs and goals. Smart uses for your equity: Renovate your kitchen, invest in a rental property, pay off high-interest debt. Risks and considerations: Understand the potential downsides and how to protect yourself. Current rates and qualifications: Get the latest information on interest rates and how to qualify. Plus, Rick and I share our expert opinions and insider tips to help you make informed decisions about your home equity. Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone considering tapping into their home equity? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realestate #realtor #homeequity #equity #housingmarket

Thinking of selling your Orange County home, but overwhelmed by the options? 🤔 This week on Straight Talk with Rick and Meghan, we're diving into the world of iBuyers! With over 50 years of combined expertise, Rick and I break down the pros and cons: iBuyers: Pros: Convenience, quick closing, no showings. Cons: Lower offers, higher fees, less personal attention. Traditional Sales (with a Realtor): Pros: Potential for higher profit, expert guidance, personalized service. Cons: Longer process, showings, potential for negotiations....can be mitigated Rick and I will discuss: How iBuyers work and how their offers compare to market value. Factors to consider when choosing between an iBuyer and a traditional sale. Strategies to maximize your profit regardless of your chosen path. Our personal experiences and insights on iBuyers. Don't miss this essential guide to making the best decision for YOUR home sale! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone selling their home? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

🏡 2025 Real Estate: A Slower Start? What Buyers & Sellers Need to Know! 🏡 Is the Orange County housing market cooling down? 🤔 This week on Straight Talk with Rick and Meghan, we're analyzing the slower start to 2025! With over 50 years of combined expertise, Rick and I break down the latest trends: Increased inventory: More homes are hitting the market, giving buyers more choices. Longer days on market: Homes are taking longer to sell, shifting the balance of power. Buyer hesitation: Many buyers are waiting for interest rates to drop. Motivated sellers: Sellers are becoming more realistic and eager to make deals. The big question: When will buyers jump back into the market? Plus, Rick and Meghan share their expert opinions and predictions for the coming months. Don't miss this insightful discussion! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone thinking about buying or selling? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #housingmarket #realestate #realtor

🏡 Buying a Home? Don't Forget THESE Expenses! 💰 Thinking of buying a home in Orange County, but not sure about ALL the costs involved? 🤔 This week on Straight Talk with Rick and Meghan, we're breaking down the expenses you need to know about BEFORE you make an offer! With over 50 years of combined expertise, Rick and I go beyond the mortgage payment, discussing: Closing costs: What are they, and how much can you expect to pay? Property taxes: How do they work, and how can you estimate them? Homeowners insurance: What factors affect your premiums? Hidden costs: Don't forget about HOA fees, utilities, and ongoing maintenance! Budgeting tips: How to plan for unexpected expenses and avoid financial surprises. Plus, Rick and I share our expert opinions and insider tips to help you navigate the financial side of homeownership with confidence. Find Straight Talk with Rick and Meghan on: YouTube: @ MeghanShigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone buying a home? Share this episode with them! Don't let unexpected costs derail your homeownership dreams! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtor #realestate

🏡 First-Time Homebuyer? 2025 is YOUR Year! Grants, Loans & More! 💰 Thinking of buying your first home in Orange County? 🤔 This week on Straight Talk with Rick and Meghan, we’re diving deep into the world of first-time homebuyer programs! With over 50 years of combined experience, Rick and I break down the essentials: Loan options: Explore FHA, VA, and conventional loans designed for first-time buyers. Down payment assistance: Discover grants and programs that can help you with that crucial down payment. Incentives and tax breaks: Uncover hidden savings and tax benefits for first-time homeowners. Common pitfalls: Learn how to avoid common mistakes and navigate the process with confidence. 2025 outlook: Get the inside scoop on market trends and predictions for first-time buyers. Plus, Rick and I share our expert opinions and insider tips to empower YOU on your homeownership journey! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know a first-time homebuyer? Share this episode with them! Don’t wait – start planning your 2025 home purchase NOW! 📞 Call me to schedule a consultation! (714) 273-1381 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

Ever heard of a DSCR loan? 🤔 This week on Straight Talk with Rick and Meghan, we’re diving deep into this unique financing option that’s shaking up the Orange County real estate market. What is a DSCR loan? DSCR stands for Debt Service Coverage Ratio. It’s a type of loan where lenders focus on the potential rental income of a property, rather than your personal income, to determine your eligibility. This opens doors for investors and those with unconventional income streams to secure financing. Tune in as Rick and I discuss: The ins and outs of DSCR loans and how they work. Who benefits most from this financing option? The pros and cons of DSCR loans compared to traditional mortgages. How to qualify for a DSCR loan in Orange County. Tips and strategies for using DSCR loans to build your real estate portfolio. With over 50 years of combined experience, Rick and I provide expert insights and straight talk to empower YOU in your real estate journey. Find Straight Talk with Rick and Meghan on: YouTube: @ meghanshigo Spotify:@ straight talk with rick and meghan iTunes: @ straight talk with rick and meghan Know someone looking to invest in Orange County real estate? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtor #realestate #lender #housingmarket #homebuying #anaheim #downtownanaheim #orangecounty

💰 Decoding the Mystery of Real Estate Appraisals 🏠 Ever wondered how that magic number gets attached to a house? 🤔 This week on Straight Talk with Rick and Meghan, we're pulling back the curtain on real estate appraisals! With over 50 years of combined experience, Rick and I break down everything you need to know: What IS an appraisal? Hint: It's more than just a guesstimate! We'll explain why it's crucial in the home buying/selling process. Who orders it and WHY? Is it the buyer, the seller, the lender? We'll uncover the players involved. The BIG question: How much does it cost? We'll give you the lowdown on typical fees and factors that influence pricing. And finally, who foots the bill? Get ready for some straight talk about who traditionally pays for the appraisal (and if it's negotiable!). Plus, Rick and I share our expert opinions and insider tips to help you navigate the appraisal process with confidence. Find Straight Talk with Rick and Meghan on: YouTube: @meghanshigo Spotify: @ straight talk with rick and meghan iTunes: @ straight talk with rick and meghan Know someone buying or selling a home? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

☀️ Going Solar in SoCal? Smart Questions to Ask Before You Buy! ☀️ This week on Straight Talk with Rick and Meghan, we’re shining a light on a hot topic: buying a home with solar panels in sunny Orange County! While solar offers amazing benefits (lower energy bills, eco-friendliness), it also comes with important considerations. With over 50 years of combined real estate and mortgage expertise, Rick and I break down the essential questions to ask BEFORE you make an offer: Who owns the panels? Leased? Financed? Owned outright? Each scenario has different implications for your purchase. What’s the system’s age and condition? Efficiency matters! ⭐️Older panels might need replacing sooner. ⭐️How much energy does it REALLY produce? Don’t just take the seller’s word for it – analyze those energy bills! ⭐️Are there any hidden costs or contract gotchas? We’ll help you decipher those solar agreements. ⭐️How does solar affect your home insurance and appraisal? Get the inside scoop! Plus, Rick and I share our expert opinions and insider tips to help you navigate the exciting world of solar-powered homes in Orange County. Find Straight Talk with Rick and Meghan on: YouTube: @meghanshigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Thinking about buying (or selling) a home with solar? Share this episode with your friends and family! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #solar #realestate #realtor #homeowner #homebuyer

This week’s episode of #straighttalkwithrickandmeghan , how does a real estate transaction effect the economy? Real estate sales have a significant impact on the economy, both directly and indirectly.

Here's a breakdown of how:

Direct Impacts

Job Creation: Each home sale generates jobs, not just for real estate agents and brokers, but also for mortgage lenders, appraisers, inspectors, title companies, lawyers, and moving companies. Construction workers, landscapers, and home improvement businesses also benefit.
GDP Growth: The real estate industry contributes a substantial portion to the Gross Domestic Product (GDP). This includes residential and commercial real estate sales, construction, and related services.
Government Revenue: Property taxes generated from real estate sales are a major source of revenue for local governments, funding schools, infrastructure, and public services.

Indirect Impacts

Consumer Spending: When people buy homes, they often spend money on furniture, appliances, and home improvements, stimulating the economy further.
Wealth Effect: Increased home values can make homeowners feel wealthier, leading to increased consumer confidence and spending.
Investment: Real estate is a major investment sector. A healthy real estate market attracts investment, both domestic and foreign, which can boost economic growth.

Join us as we break it down!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #meghanshomes #realestate #realtor #economy #housingmarket

Tune in to Straight Talk with Rick and Meghan! Your weekly dose of no-nonsense real estate advice for Orange County, California. 🏡 Rick and I bring a combined 50+ years of experience to the table, offering insightful commentary and opinions on the hottest topics affecting YOU. 🎤 This week: Jobs Report, Fed Meeting, and YOUR Real Estate Dreams! We break down how the latest economic news impacts interest rates and the ripple effect of homeownership on job creation. 📈 Find us on YouTube, Spotify, and iTunes! 🎧 @ Straight Talk with Rick and Meghan! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #lender #realtor #realestate #housing #housingmarket

Tired of the same old real estate talk? Tune into Straight Talk with Rick and Meghan, the Orange County real estate podcast that cuts through the fluff and gets right to the point! 👩‍💼👨‍💼 With over 50 years of combined experience, Rick and I offer our unfiltered commentary and expert opinions on the hottest topics in the OC market. 🏠💡 This week: Rick and I explore creative solutions to make homes more affordable in today’s market. Discover the ins and outs of 2/1 buydowns – what they are, how much they cost, and how they can significantly impact a buyer’s monthly payment. 🏠💸 Find us on: YouTube @meghanshigo Spotify Straight Talk with Rick and Meghan iTunes Straight Talk with Rick and Meghan Share this episode with a friend who’s ready to make their move in Orange County! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #realtor #realestate #housingmarket #anaheim #orangecounty

Need expert advice to navigate the Orange County real estate market? Join Rick and I, your trusted guides with over 50 years of combined experience in real estate and mortgages. Each week, we deliver insightful commentary and no-nonsense opinions on hot topics to empower YOU in your real estate journey. 🏠♥️ This week’s episode: “EQ and Your Real Estate Transaction” Discover the power of Emotional Intelligence (EQ) in real estate! Rick and I delve into how working with an emotionally intelligent leader can make all the difference in your next transaction. Learn how EQ can help you: ✅Navigate stressful situations ✅Communicate effectively ✅Build strong relationships with your agent and other parties ✅Achieve your real estate goals with greater ease and success Find us on: YouTube @meghanshigo Spotify Straight Talk with Rick and Meghan iTunes Straight Talk with Rick and Meghan Know someone looking to make a move in Orange County? Share this podcast with them! 🏠✨ Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

Fall is in the air and the market is changing! 🍂 Tune in to Straight Talk with Rick and Meghan this week as we break down the latest shifts in the Orange County real estate market. With over 50 years of combined experience, Rick and I offer our expert insights and opinions on the significant increase in inventory and what it means for buyers and sellers. Overpriced homes won’t stand a chance in this cooling market! Learn why it’s crucial to hire an experienced realtor to advise you on the right pricing strategy. ➡️ Find us on YouTube, Spotify, and iTunes! 🎧 Please share this episode with a friend who’s looking to make a move! 🤝 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #lender #realtor #realestate #podcast #housingmarket #homebuyers

Welcome back to #straighttalkwithrickandmeghan ! This Week’s Episode: Disaster Preparedness for OC Homeowners Southern California living comes with unique challenges, including the risk of natural disasters. This week, Rick and I discuss essential steps to prepare your home and family for emergencies. Learn what to include in your emergency kit.. Tune in on Apple Podcasts, Spotify, or your favorite podcast app! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

Tune in to “Straight Talk with Rick and Meghan” for your weekly dose of no-nonsense real estate advice straight from the trenches of Orange County! Rick and I bring a combined 50+ years of experience to the table, serving up our unfiltered opinions and insights on topics that matter most to YOU. This week, we’re breaking down the recent conforming loan limit increase and how it could impact your interest rate. Plus, get an exclusive virtual tour of my stunning new listing in Anaheim Hills – you won’t want to miss it! Subscribe and share with anyone looking to make their next real estate move a success! Find us on: YouTube @ Meghan Shigo Spotify and apple podcasts @ Straight Talk with Rick and Meghan Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

This week, Rick and I dive deep into the world of real estate, covering everything from the impact of the new buyer broker agreement to strategies for combating offer writing fatigue. We’ll share insider tips on when and how to write a winning offer, plus provide a much-needed dose of motivation to keep you focused and persistent in this competitive market. Don’t miss this episode filled with straight talk and actionable advice! 🏠🥴 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #realestate #realtor #podcast #housingmarket

Interest rates got you feeling uncertain about your next move in the Orange County real estate market? Join Rick & I on 'Straight Talk with Rick and Meghan' as we break down the latest interest rate trends. Are they rising, falling, or staying put? Discover what to expect in the coming months and when it might be the perfect time to refinance. Don't miss this essential episode, and be sure to share it with your friends! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #interestrates #realtor #realestate #interestrates #mortgage #homebuying #lender

We hate to sound like a broken record, but we’re seriously concerned about unprepared buyers jumping into the housing market. 🤦‍♀️🏠 From self-employed folks and LLCs to partnerships and property-rich but income-poor individuals, too many potential buyers are setting themselves up for disappointment. This week on Straight Talk, we’re breaking down the importance of financial preparedness before you start house hunting. Don’t let excessive write-offs or complex business structures derail your homeownership dreams. Get your financial ducks in a row NOW so you can confidently write offers that stick! 🏠✨ Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #housingmarket #realtor #realestate #homebuyer

Straight Talk with Rick and Meghan: The End of Summer Market...or is it? 🏠☀️ Summer’s winding down, but is the hot real estate market cooling off too? 🏠🥶 We’re diving into the reality of the “end of summer” market for buyers and sellers. Forget Labor Day - school’s back in session, and that means demand in top school districts is shifting. We’ll discuss why trying to perfectly time the market is a fool’s errand, but also why THIS time of year is my favorite for buying. Tune in for straight talk on navigating the changing tides and finding opportunities in today’s market. 👩‍💼👨‍💼🏠📈 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #housingmarket #homebuyers #homebuying

Is an Appraisal Inspection Worth It? In this episode of Straight Talk with Rick and Meghan, we dive deep into the world of appraisals. We clear up the confusion between an appraisal and an appraisal inspection, explaining why getting an inspection is still beneficial even if the bank waives it. We also discuss the complexities of transferring appraisals between VA and FHA buyers. Plus, I mark a significant day in the Orange County real estate market: August 13th, the day buyer’s agent compensation disappeared from the MLS. Join us for a must-listen episode packed with valuable information! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #appraisal #homeowner #housingmarket #realtor #realestate

This week on Straight Talk with Rick and Meghan, we dive into the crucial topic of why you need to have your credit report run to obtain a pre-qualification letter and what impact this has on your credit score. Understanding these factors is essential for anyone looking to buy a home. If you know someone who's in the market for a new home, be sure to forward this episode to them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #credit #creditcard #loan #lender #realtor #realestate #homebuying

Straight Talk with Rick and Meghan is your go-to podcast for all things real estate in Orange County, California! Hosted by Meghan Shigo and Rick Dennis, we bring you expert insights, honest discussions, and practical advice to navigate the OC housing market. Whether you're a buyer, seller, or just curious about the industry, we've got you covered with the latest trends and insider tips. This week on Straight Talk with Rick and Meghan, we dive into the topic of submitting DU (Desktop Underwriter) approvals for buyers to listing agents. What exactly is a DU approval? Why might it be practically useless and even an invasion of privacy? Tune in to find out! Share this episode with a friend who is house shopping. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #realtor #realestate #lender #homeloan #homebuying #housingmarket

This Week on Straight Talk with Rick and Meghan: What to Expect When You're Inspecting! Navigating the inspection process can be daunting, but we've got you covered. Join us as we dive into the essentials of negotiating the rough waters of home inspections. Discover what to ask for, what to avoid, and how to effectively communicate your concerns to ensure your needs are truly represented in your home purchase. Learn why working with a seasoned realtor who is organized, quick to act, and articulate can make all the difference. Don't miss this insightful episode packed with practical advice and expert tips! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #homeinspection #realtor #realestate #lender

Straight Talk with Rick and Meghan: Your Go-To Source for Orange County Real Estate Insights! This week's episode "The Price is Right: Navigating Listings and Pricing Strategies"! Welcome to Straight Talk with Rick and Meghan, the ultimate podcast for everything you need to know about the dynamic real estate market in Orange County, California. Whether you’re a seasoned investor, a first-time homebuyer, or simply curious about the latest market trends, we’ve got you covered with expert advice, insider tips, and engaging discussions. In this week’s episode, we dive into the fascinating world of real estate listings and pricing strategies. Discover how two sellers in the same market can experience completely different outcomes based on their approach to pricing and launching their listings. Join us as we explore: - Real-life examples of varying reactions to listings in the same market. - The critical impact of pricing on the success of your listing. - Proven strategies to position your property for the best possible offers. Tune in to gain valuable insights and learn how to maximize your chances of a successful sale in the competitive Orange County real estate market. Don't miss out on this essential guide to making the most of your property listing! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #homebuying #homeselling #housingmarket

Understanding Real Estate Appraisals: What, Who, and Why

Welcome to another insightful episode of the Orange County Real Estate Podcast! This week, your hosts Rick and I delve into the world of real estate appraisals. Whether you're a buyer, seller, or just curious about the real estate market, understanding appraisals is crucial. Join us as we explore: - What is an appraisal? We'll break down the purpose and process of real estate appraisals. - Who is an appraiser? Learn about the role of an appraiser and the qualifications required to become one. - What do appraisers do? Discover the key tasks and responsibilities of appraisers in determining property value. - Why are appraisals important? Understand the significance of appraisals in the buying and selling process, and how they impact your real estate decisions. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #realestate #realtor #appraiser #appraisal

Join Rick and I this week on Straight Talk with Rick and Meghan as we dive into the essential topic of choosing the right buyer's agent. In this episode, Rick and I begin to explore the critical factors to consider when selecting a buyer’s agent to ensure you are well-represented in your real estate journey. From the initial steps to understanding the role of your agent, Rick and I provide valuable insights and practical tips to help you make informed decisions. Don't miss this informative discussion that's perfect for both first-time homebuyers and seasoned property investors! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #firsttimehomebuyer #homebuying #housingmarket 5m

Join us for an insightful episode of our Orange County Real Estate Podcast as hosts Rick Dennis and I dive into a comprehensive mid-year review of the Orange County real estate market. In this episode, Rick and I provide an in-depth analysis of market trends, price movements, and notable changes from the first half of the year. We also share our expert predictions and expectations for the remainder of the year. Tune in to discover valuable tips for navigating the market during the quieter weeks between graduation celebrations and Father's Day—a prime time for home shopping if you're staying local and not traveling. Whether you're a buyer, seller, or just curious about the current market conditions, this episode is packed with essential information to help you make informed decisions. Don't miss out on this opportunity to get ahead in the Orange County real estate market with insights from two of the most knowledgeable professionals in the industry. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #housingmarket #housing #oc #realestate #realtor

Mastering the Home Buying Process: Tips to Get Your Offer Accepted View the full video on my YouTube at https://youtu.be/w0Za0qZFskw In this week's episode of Straight Talk with Rick and Meghan, hosts Rick and I dive into the essentials of becoming the most prepared home buyer in today's competitive market. Whether you're a first-time buyer or looking to upgrade your current home, Rick and I share expert tips and strategies to help you navigate the home buying process with confidence. From understanding the importance of pre-approval to crafting an irresistible offer, you'll learn how to position yourself as a strong contender and increase your chances of having your offer accepted. Tune in to gain valuable insights and practical advice that can make your home buying journey smoother and more successful. Don’t miss out on these crucial tips that could be the key to securing your dream home! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcast #homebuying #realtor #realestate #oc #ocrealestate

Are you a homebuyer considering a VA loan assumption? Curious about how assuming a VA loan could benefit you? In this episode, we dive deep into the world of VA loan assumptions, exploring how this unique financing option can be a game-changer for eligible homebuyers. What is a VA Loan Assumption? Understand the basics of VA loan assumptions, including what it means to assume a loan and how it differs from traditional home financing. Eligibility Requirements: Learn who is eligible to assume a VA loan, including veterans, active-duty service members, and non-veterans, and what criteria must be met. Advantages of Assuming a VA Loan: Discover the key benefits, such as potentially lower interest rates, no need for a new appraisal, and savings on closing costs. Step-by-Step Process: We break down the process of assuming a VA loan, from initial contact with the lender to finalizing the assumption. Get detailed insights into the documentation and approvals needed. Financial Considerations: Explore the financial implications, including the impact on your credit, any fees associated with the assumption, and how to handle the remaining loan balance. Challenges and Pitfalls: Be aware of potential challenges and pitfalls, such as restoring entitlement for the original borrower and ensuring a smooth transition of loan terms. Expert Tips and Advice: Hear from real estate and mortgage experts who share their tips on navigating the VA loan assumption process and making informed decisions. Whether you’re a veteran looking to transfer your VA loan or a homebuyer seeking a cost-effective financing option, this episode is packed with valuable information to help you make the most of VA loan assumptions. Tune in to get the knowledge and confidence you need to navigate this unique home buying opportunity. Listen now and unlock the power of VA loan assumptions! 🎧🏡 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #podcast #straighttalkwithrickandmeghan #va #veteran #homebuyer #vabuyer #realtor #realestate

Welcome to 'Straight Talk with Rick and Meghan', your go-to podcast for navigating the dynamic world of real estate in California! In this week's episode, Rick and I dive deep into the pulse of the market, unpacking the crystal ball predictions of interest rates made in 2023 and contrasting them with the unfolding realities of 2024.

Join us as we cut through the noise and deliver real insights into what's shaping the landscape of California's real estate market. From interest rate trends to housing forecasts, we break down the essential information you need to make informed decisions in today's ever-changing market. Tune in to 'Straight Talk with Rick and Meghan' and stay ahead of the curve in your real estate endeavors!

Meghan Shigo, Realtor

Century 21 Affiliated DRE 01243803

#meghanshigo #realtor #realestate #straighttalkwithrickandmeghan #markettrends #realestatemarket #oc

Welcome back to Straight Talk with Rick and Meghan! On this week's episode, we discuss how the housing market is heating up. April 15th is typically about when it heats up the most, all the way through December! Tune in for our valuable insights about the real estate market! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcast #realestate #realtor #housingmarket #housing #spring

Do you remodel before you sell? Are you truly going to recoup your investment? Welcome to Straight Talk with Rick and Meghan, where we keep it light and dive into the world of bathroom remodels! Join hosts Rick and I as we explore the age-old question: Do you remodel before you sell? Are you truly going to recoup your investment? In this episode, we'll break down the ins and outs of bathroom renovations, offering insights, tips, and maybe a few laughs along the way. Whether you're a seasoned homeowner looking to upgrade before listing your property or a curious first-time renovator, this podcast is for you. Tune in as we discuss the latest trends, cost-effective solutions, and strategies for maximizing your bathroom remodel ROI. So grab your headphones and share this episode with a friend who's considering a bathroom remodel. Together, let's navigate the exciting world of home improvement on Straight Talk with Rick and Meghan! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcast #bathroom #remodel #homeselling

Welcome to the latest episode of Straight Talk with Rick and Meghan, where Rick Dennis, a seasoned loan officer, and Meghan Shigo, an experienced realtor, delve into the dynamic world of Southern California real estate. In this week's episode, we dissect a crucial aspect of the National Association of Realtors' settlement, focusing specifically on the California Association of Realtors' Residential Listing Agreement. Join us as we navigate through the intricacies of this agreement, shedding light on its transparency regarding compensation. From understanding the nuances of commission structures to exploring the implications for both buyers and sellers, Rick and I provide invaluable insights gleaned from their extensive industry expertise. Whether you're a prospective homebuyer, seller, or simply intrigued by the ever-evolving real estate landscape, this episode offers a comprehensive analysis of a pivotal document shaping the Southern California housing market. Tune in as we demystify the complexities of real estate transactions and empower you with the knowledge to make informed decisions. Stay tuned for more episodes where we unravel the mysteries of Southern California's real estate market, one topic at a time. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #lender #realestate #realtor #nationalassociationofrealtors #realestateagent #housingmarket

Welcome to Straight Talk with Rick and Meghan! Join us this week as we delve into the world of FHA loans and uncover the wealth of benefits they offer to prospective homebuyers in beautiful Orange County, California. From low down payments to flexible qualification criteria, we'll guide you through the ins and outs of FHA loans, shedding light on how they can be the key to unlocking your dream home in this vibrant and competitive market. Whether you're a first-time buyer or a seasoned investor, our podcast provides valuable insights and expert advice to navigate the ever-evolving real estate landscape of Orange County. Tune in and empower yourself with the knowledge you need to make informed decisions on your homeownership journey! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #realtor #realestate #lender #podcast #fha #straighttalkwithrickandmeghan

Welcome back to Straight Talk with Rick and Meghan! With Meghan Shigo, Realtor, and Rick Dennis, Loan Officer. Join us as we delve into the vibrant world of real estate in one of California's most sought-after locales. In this week's episode, I open up and share a deeply personal story of disappointment, serving as a poignant reminder of our unwavering dedication to providing a five-star experience for our clients. Through this narrative, we underscore the importance of always prioritizing our clients' best interests above all else. Tune in as we explore the intricacies of the real estate market in Orange County, offering invaluable insights and expert advice to both seasoned homeowners and first-time buyers alike. Whether you're navigating the complexities of buying, selling, or financing a home, we're here to guide you every step of the way. Join us on this journey as we empower you to make informed decisions and achieve your real estate goals with confidence. Stay tuned for a wealth of knowledge, inspiration, and engaging discussions. Welcome to the Straight Talk with Rick and Meghan Podcast – where your dreams of home ownership become a reality! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #podcast #lender #realtor #realestate #oc #orangecounty #anaheim #downtownanaheim

Welcome back to "Straight Talk with Rick and Meghan" – your go-to podcast for all things real estate in Orange County, California! I'm your host, Meghan Shigo, a seasoned Realtor, and joining me today is Rick Dennis, a reputable loan officer with years of industry experience. In this episode, we delve into a topic that's often debated within the real estate community: the ethics of writing multiple offers on multiple properties simultaneously. In a fast-paced market like Orange County, where demand often outstrips supply, prospective buyers may feel compelled to submit multiple offers in hopes of securing their dream home. However, this strategy raises ethical questions and can lead to unintended consequences for both buyers and sellers alike. Throughout the episode, Rick and I will explore the ethical implications of this practice, considering factors such as fairness, transparency, and the potential impact on other buyers and sellers in the market. We'll also discuss the importance of honest communication between all parties involved and offer insights into alternative strategies for navigating competitive markets without compromising integrity. Whether you're a first-time homebuyer, a seasoned investor, or simply curious about the intricacies of real estate ethics, this episode promises to provide valuable insights and thought-provoking discussions. Tune in to "OC Real Estate Insights" and join Rick and I as we shed light on this timely and important topic. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #contingencies #lender #realtor #realestate #housing #housingmarket #buyers

Welcome back to Straight Talk with Rick and Meghan, your go-to podcast for all things real estate! Join us this week as we dive deep into the nitty-gritty of non-owner occupant mortgages and the realities of real estate investing. In this episode, Rick Dennis, esteemed loan officer, and myself, a seasoned Realtor, are here to burst your real estate investor dreams… just kidding, we are here to EDUCATE you! We'll review the guidelines and requirements you actually need to qualify for a non-owner occupant mortgage, separating fact from fiction and providing invaluable insights for aspiring investors. But that's not all—I take the mic to deliver a powerful lecture on the importance of being a responsible landlord. From tenant relations to property maintenance, I'll share essential tips and strategies to ensure success and longevity in the rental game. Whether you're a seasoned investor or just dipping your toes into the world of real estate, this episode is a must-listen. Tune in to Straight Talk with Rick and Meghan and get ready to take your real estate endeavors to the next level! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #podcast #realtor #realestate #investing #realestateinvesting #lender #housing

Welcome to this week's episode of #straighttalkwithrickandmeghan ! 🏡 Join us as we delve into the California Dream for All shared appreciation down payment assistance program, uncovering crucial guidelines for a successful application. 💡 Whether you're a first-time homebuyer or navigating the real estate market, this episode is a must-listen! Discover insider tips for maximizing your chances in the application process and gain valuable insights into the world of real estate. Plus, don't miss out on an exclusive tour of my newest listing in East Anaheim—your dream home might be just a click away! 🌟 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #realtor #realestate #lender #loan #homebuyer #housing #oc #orangecounty #anaheim #downtownanaheim

Join hosts Rick and I this week as we dive into the world of insurance with special guest John Boyd from Farmer's Insurance. 🏡🚗 Discover the latest changes in California's insurance landscape, upcoming requirements, and get valuable insights on what to do if you receive a cancellation notice from your insurance company in the mail. Tune in for a wealth of knowledge! 🔍 Key Topics: - Insurance Changes in California - Upcoming Requirements - Dealing with Insurance Cancellation Notices 🎓 Learn from the Experts: Whether you're navigating the complexities of insurance or exploring real estate and mortgage options, this episode has you covered. 💡 Don't miss out on this informative discussion that could save you time, money, and stress. 👥 Featured Guest: - John Boyd 🌐 Farmers Insurance Expert 💬 Connect with Our Guests: - 📧 John Boyd: (714) 778-1340 OR jboyd2@farmersagent.com - 🏡 Meghan: (714) 273-1381 OR meghanshigo@gmail.com - 🏦 Rick: (714) 315-0373 OR rdennis@securechoicelending.com 🔊 Tune in and Learn! Your path to informed decisions starts here. 🎧✨ Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #podcast #straighttalkwithrickandmeghan #insurance #insuranceagent #realtor #realestate #housing #oc #orangecounty #lender #homebuying #loan

This week, Rick and I talk about the actions that you can do to be prepared to have success this year and if your house hunt is one of those things, it's time to get your pre-approval updated ASAP so that you're ready to write offers and be successful!! Bonus! Listen to our strategy for communicating with the listing agent once you've made your offer!

Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

#meghanshigo #realtor #realestate #anaheim #oc #orangecounty #downtownanaheim #housingmarket #listing #podcast #lender #homebuyers #housing

Year-End Real Estate Wrap-Up: Financing, FHA Approval, and Rate Revelations! Welcome to the final "Straight Talk with Rick and Meghan" episode of 2023! 🎉 In this sizzling installment, we dive deep into three burning real estate topics that will keep you on the edge of your seat. 🔥 1️⃣ Unlocking Escrow Secrets: Can Buyers Change Financing Midway? Ever wondered if it's possible for a buyer to shake up their financing game while in escrow? Join us as we unravel the mysteries and provide valuable insights into this crucial aspect of real estate. 2️⃣ Decoding the FHA Spot Approval Process for Condos! FHA spot approval for condos? We've got you covered! Tune in as we guide you through the intricacies of getting your condo FHA SPOT approved, ensuring a smoother path to your dream home. 3️⃣ The Insta-Saga: Are Mortgage Rates Truly 5.99%? I stumbled upon an intriguing Instagram post claiming mortgage rates at 5.99%. But is it too good to be true? Join us as we investigate and separate fact from fiction in the world of mortgage rates. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcast #fha #mortgage #mortgagerates #lender #realestate #realtor #housingmarket

View the full video on my YouTube at https://youtu.be/j-WGWWI8sFY?feature=shared 🎙️ Welcome back to Straight Talk with Rick and Meghan! 🏡 This week, we're diving into the world of real estate finance. Ever wondered about conforming loan limits and what's the deal with high balance? 🤔 Join us as we break it down and unravel the mysteries behind how your county and the type of house you're eyeing can impact the cost of your loan. 🏠💰 Tune in for some enlightening discussions and be sure to share the knowledge with a friend! 🌐💬 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #realestatefinance #conformingloanlimits #highbalance #mortgageinsights #homebuyingtips #straighttalkwithrickandmeghan #meghanshigo #realestate #realtor #loan #lender #housingmarket #mortgage #anaheim

View the full episode on my YouTube at https://youtu.be/ugjSOw_iWZ4 🎙️ Tune in to this week's episode with Rick and I as we dive deep into the recent lawsuit surrounding buyers' agent commissions. Get the inside scoop on the evolving real estate landscape in California and discover the financial aspects of being a Realtor in the state. 🏡 Explore the burning questions: How much does the average Realtor make in California? What benefits do they enjoy, and what challenges are causing brokers to make their exit? The hosts unpack the implications of these changes and offer insights into the current state of the real estate industry. 🌐 Join the conversation as they discuss the National Association of Realtors and its role in shaping the profession. From financial considerations to the legal landscape, this episode provides a comprehensive look at the factors influencing Realtors in the Golden State. 🎉 Don't miss out on this informative and thought-provoking episode that sheds light on the industry's latest developments. Whether you're a seasoned real estate professional or a curious listener, this episode has something for everyone! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #realtor #realestate #anaheim #downtownanaheim #oc #orangecounty #lender

Join hosts Rick and I in this week's episode as we unravel the mysteries of home financing and FHA condominiums. Have you ever wondered what a 5/1 ARM is in the context of an FHA loan? You're not alone! ARM stands for Adjustable Rate Mortgage, and it's one of the many terms that can leave homebuyers scratching their heads. Tune in as Rick and I break down the intricacies of this popular mortgage type, helping you understand how it works and whether it's the right choice for your home purchase. But that's not all! We'll also explore the concept of spot approval for FHA condos, another puzzling aspect of the homebuying process. What's involved, and how does it impact your condominium purchase? We leave no stone unturned as we search for answers and clarity in the world of real estate finance. Whether you're a first-time homebuyer or an experienced real estate enthusiast, this episode offers valuable insights and knowledge to demystify the complex world of mortgages and FHA condominiums. Don't miss this informative and engaging discussion on this week's episode Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #podcast #anaheim #oc #orangecounty #loan #lender #condo #housing #housingmarket

In this week's episode of Straight Talk with Rick and Meghan, join us as we dive deep into the world of Orange County real estate and explore the intricacies of buying a home in a Homeowners Association (HOA). 🏘️ Buying a home in an HOA can be a rewarding but complex process, and understanding the fine print in those hundreds of pages of documents is crucial. We break down the key factors you should be paying attention to, helping you make a well-informed decision. 📑 Discover essential tips, insights, and real-life experiences from our expert guests, and gain a comprehensive understanding of HOAs in Orange County, California. Whether you're a first-time homebuyer or a seasoned real estate investor, this episode is packed with valuable information you won't want to miss! 📢 Tune in to learn how to make the most of your home-buying journey and make the right choices when it comes to Orange County's real estate market. 🌆 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

In this week's episode, Rick and I dive deep into the world of real estate, offering valuable insights and advice. With over 40 years of experience in the mortgage industry, Rick provides expert guidance on how to navigate the current landscape of soaring interest rates and the critical decision of when to lock in your rate. 🏡💰 I share my recent experiences and frustrations dealing with other Realtors who lack the necessary experience and supervision. Join us for a candid discussion about the challenges of the real estate industry, where we firmly believe that there's no room for tears! 😅🚫 Tune in for a lively and informative conversation that will help you make informed decisions in today's real estate market. Don't miss out on this episode packed with valuable insights! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #podcast #realtor #realestate #lender #interestrates #housing #housingmarket #mortgage #oc #anaheim

Fall housing market update!! 🍁🎃 🔑 What is predicted to happen? 🔑 What do WE think is going to happen? 🔑 And what should you do about it?! Tune in to find out!! And tune in every week for more valuable real estate information! 🏠👩🏼‍💼♥️ Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #realtor #realestate #housing #housingmarket #fallhousingmarket #anaheim #oc #orangecounty

Welcome back to #straighttalkwithrickandmeghan ! This week, we discuss HOA insurance. What are the owners' responsible for? What is the HOA responsible for? Tune in to find out! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #podcast #hoa #lender #realtor #realestate #anaheim #oc #orangecounty

This week on the podcast, Rick and I delve into the world of first-time homebuyer programs, separating the genuine opportunities from the questionable ones. Tune in to discover the secrets of legitimate first-time homebuyer assistance! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

Join Rick and I this week as we dive deep into the world of loan officers and the changing landscape of the mortgage industry. We discuss the significant number of loan officers leaving the business due to the evolving market dynamics and the scarcity of refinances. Discover the fascinating insights into the mindset of loan officers and how it influences the types of loans they offer. Learn why it's essential to be an educated consumer and take charge of your financial future by doing your research! Stay informed and make informed decisions about your mortgage options. Tune in to our podcast to stay ahead in the ever-changing world of home financing!

Exploring the Tangible Benefits of Selling Homes with Solar! 🏡☀️
Learn about quantifiable advantages for owned and leased solar homes.
Discover how appraisers assess solar's value!

Tune in every week for more valuable information. Always feel free to message me with any questions!
📲(714) 273-1381
💌meghanshigo@gmail.com

Meghan Shigo, Realtor
Century 21 Affiliated
DRE 01243803

#meghanshigo #meghanshomes #lender #appraiser #appraisal #solar #homeselling #listing #realtor #realestate #anaheim #oc #orangecounty

🎙️ Tune in to this week's episode as Rick and I dive into the world of #appraisals ! Learn about the ins and outs of property valuation. #realestatetalk #homeappraisal Discover who initiates the appraisal process and its timing. Uncover the costs involved and understand who foots the bill. Get insights into the distribution of appraisal reports. 📜🏠#propertyvaluation Ever wondered about the role of an appraiser during their on-site visit? Find out the duration of the appraisal procedure and what factors are taken into consideration. ⏱️💼 What if the appraisal value falls short? Explore the consequences and potential steps to take. 📉🏡 Don't miss this episode filled with essential information about appraisals and their significance in the real estate landscape! 🎧🏘️ #podcastreview #realestateadvice

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #realtor #realestate #anaheim #oc #orangecounty

Join us for a special episode as we celebrate my 25th anniversary in the real estate industry!

Rick and I come together to share stories about our journey to where are careers are now.

From navigating market shifts to witnessing industry trends, Rick and I bring a wealth of knowledge as we reflect on our combined 70 years of real estate expertise.

Don't miss this opportunity to gain insider insights into the world of real estate and learn from seasoned professionals. Whether you're a seasoned agent, a newbie in the field, or simply intrigued by the stories of real estate pros, this episode promises to be an engaging and informative ride.

Meghan Shigo, Realtor
Century 21 Affiliated
DRE 01243803

#meghanshigo #podcast #straighttalkwithrickandmeghan #anniversary #realtor #realestate #anaheim

Rick and I walk you through a mid-2023 housing market review! We'll go over...

What we thought would happen in 2023

What has actually happened in 2023

What we think is going to happen for the remainder of 2023

Tune in to hear expert advice from over 40 combined years of experience in this industry.

If you have any questions, please feel free to reach out!

(714) 273-1381

meghanshigo@gmail.com

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #lender #realtor #realestate #housingmarket #housingmarketupdate #anaheim #oc #orangecounty

Housing supply AND demand are at a major standstill! The housing market is confused! 📊🏠

In 2020, just 3 years ago, interest rates were about half of what they are now, roughly 3.5%. As of today, rates are at almost 7% while home prices keep at a steady incline. If homes are priced right, they sell right away!

The average debt to income ratio right now is insane! It's difficult for prospective buyers to get qualified for a loan if their debt to income ratio is over 50%.

If you're looking for some help navigating your way through this tricky real estate market, I am here and I am happy to help in any way that I can! Never hesitate to reach out.

👩🏼‍💼♥️
📲(714) 273-1381
💌meghanshigo@gmail.com

Meghan Shigo, Realtor
DRE 01243803
Century 21 Affiliated

#meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcast #realtor #realestate #housingmarket #anaheim #oc #orangecounty #downtownanaheim

View the full video on my YouTube at https://youtu.be/elGgy1WN3b4

Join Rick and I as we delve into the top three excuses potential homebuyers are using to justify not purchasing a home at the moment.

In this episode, we'll tackle excuse number one: the desire to save more money. Excuse number two is the anticipation of lower interest rates, and finally, the suspenseful excuse number three: waiting for prices to decrease.

Tune in to gain valuable insights and share this episode with a friend who's grappling with the decision of buying a home!

Meghan Shigo, Realtor
Century 21 Affiliated
DRE 01243803

Discover the ins and outs of the loan approval process in this week's episode of Straight Talk with Rick & Meghan! Join Rick and I as we delve into frequently asked questions and provide a comprehensive breakdown of how this crucial step unfolds. Don't miss out on the opportunity to gain valuable insights into the home-buying process - tune in every week!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #straighttalkwithrickandmeghan #podcast #lender #loanapp #loan #homebuyingtips #housingmarket #firsttimehomebuyer #anaheim

Did you know that there's been a price increase on conventional loans due to your FICO scores? Yep! As of May 1st, home buyers with higher FICO scores are, in a way, penalized with higher rates! Going FHA is a great alternative! Tune in to hear us explain everything! Share with a friend who's looking to buy! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

Getting penalized for having a higher credit score?! Yep! As of May 1st, everything changes! Tune in to hear us explain how this happens... Feel free to message me with any questions! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcast #lender #realtor #realestate #oc #anaheim

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

Rick and I took this week's episode to go off about some of the irks of the current housing market, and all the baggage that's come in with it!!

Tune in to hear our expert opinions!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 View the full episode on my YouTube channel at https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw There are lots of first-time homebuyer programs out there! DPA or down payment assistance programs are just the tip of the iceberg! Make sure you have a lender on your side that can walk you through the programs available, and help you find one that best fits your needs! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcast #lender #realtor #realestate #downpayment #firsttimehomebuyer #homebuyers

Remember the California Dream for All Shared Appreciation Loan from last week?? It's been used up!! $300,000,000 gone! It only took 10 days! Buyers, when a good first-time homebuyer program comes up, you have got to act quickly! Tune in to find out how you, as a buyer, could better prepare yourself when situations like this come up. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803

In this week's episode, Rick and I delve into the California Dream for All program, a new shared equity initiative designed for first-time homebuyers or those who haven't owned a property in the last three years. Join us as we explore the program's highs and lows, and discover how to prepare yourself to avoid any potential pitfalls that could sabotage your success. Don't miss out on this valuable information, so be sure to tune in, learn, and share with a friend! Meghan Shigo, Realtor Century 21 Award DRE 01243803

View the full episode on my YouTube using this link

https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw In this episode of the podcast, Rick and I discussed our new addition to the family! The good news is that we heeded our own counsel and are now living blissfully. We also delve into the California Dream For All Shared Appreciation Loan, which appears to be a promising prospect as it offers the opportunity to secure a home by paying 20% down payment now and receiving 20% equity later. It's an attractive opportunity, and interested individuals should act promptly as the funds allocation for this may run out soon. Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803

View the full episode on my YouTube at https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw ! In this episode of the podcast, Rick and I delve into the intricacies of contingencies in a contract. We discuss the timeline for removing them and the conditions surrounding a loan, as well as what to expect once your loan contingency is removed. If you're someone who loves to dive into the nitty-gritty details, then this episode is perfect for you! Don't forget to share it with a friend who is in the market to buy, so they too can gain valuable knowledge on the subject. Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803

In this episode of the podcast, Rick and I discuss the aftermath of recent banking crises and the resulting media coverage in their review this week. What lies ahead? Tune in to this informative discussion and share it with a friend who may be considering a mortgage! Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803 #RickAndMeghanReview #BankingCrises #MediaCoverage #Aftermath #FinanceNews #WhatsNext #EconomicAnalysis #CurrentEvents #FinancialCrisis #BankingSector #InvestmentInsights #orangecountyrealestate #OCrealestate #realestate #homesforsale #propertyforsale #luxuryhomes #dreamhome #investinrealestate #realestateagent #realtor #homebuying #homeselling #housingmarket #realestateinvesting #californiarealestate #socalrealestate #beachliving #coastalhomes #southerncalifornia #OCliving #meghanshigo #anaheim

Find the full video on YouTube using this link https://youtu.be/omKZepaIu88 In this episode of the podcast, Rick and I delve into the topic of adjustable rate mortgages and pick a payment mortgages. We explore the history of these types of loans and their popularity in the past, as well as the impact of the 2008 financial crisis on their reputation. We also discuss whether these types of mortgages still have a place in the current housing market and whether they are a viable option for homebuyers today. Tune in to this informative discussion and share it with a friend who may be considering a mortgage! Meghan Shigo, Realtor CENTURY 21 Award DRE 01243803 #adjustableratemortgage #arm #optionarmloans #mortgagerates #housingmarket #homeownership #personalfinance #podcast

This week Rick and I review how you may be able to keep your home and use your equity to purchase another home as an investment, or even for a family member. But wait! Just because you have a lot of equity on paper does not necessarily mean that you will be able to access it... What is the best way to do this? Watch and find out! Share with a friend who is thinking about using their equity to purchase another property. Meghan Shigo, Realtor Century 21 Award DRE 01243803

Great news for FHA loans! The Federal Housing Administration (FHA) recently announced that they are reducing the annual mortgage insurance premiums for FHA loans. This will make it easier for more people to qualify for an FHA loan and purchase a home.

When it comes to making a decision about loaning you a home loan, lenders review three key factors:

Debt to income ratio

Loan to value

Credit history

RealEstate #Mortgages #FHA #HomeLoans #DreamHome #HomeBuying #HomeOwnership #HomeSweetHome #HomeLoan #MortgageLoan #FHAHomeLoan #HomeBuyingJourney #HomeBuyingProcess #HomeBuyingTips #HomeOwners #HomeOwnersLife Meghan Shigo, Realtor Century 21 Award DRE 01243803

Rick goes over the top 3 reasons that someone's home loan would get denied!

Watch and find out! Share with someone who's looking to buy!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan Meghan Shigo, Realtor Century 21 Award DRE 01243803

Rick and I clue you in on what NOT to do with your credit when you're house hunting... Watch and find out! Share with someone who's looking to buy! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 #homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan Meghan Shigo, Realtor Century 21 Award DRE 01243803

How much money is it going to cost you to buy a house? You know… closing costs… the money on top of your down payment... Everything! Watch and find out! Share with someone who's looking to buy!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

#homebuying #firsttimehomebuyer #meghanshomes #meghanshigo #straighttalkwithrickandmeghan

Meghan Shigo, Realtor

Century 21 Award

DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

Rick and I discuss what you have to do to get approved for a home loan. Spoiler alert... it's super easy! Share with someone who's looking to buy!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

#homebuying #firsttimehomebuyer #meghanshomes #meghanshigo

Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

Did you know that, technically, a first-time home buyer is someone who has not owned a house in 3 years? Here is a program for “first-time homebuyers” that can save you up to $166 per month!** (see video for details).

Share with someone who's looking to buy!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm... #homebuying #firsttimehomebuyer #meghanshomes #meghanshigo

Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

This week, Rick and I talk about how you can purchase a home in 2023 with as little money down as possible! Share this with a friend who's looking to buy!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj...

Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I give our best advice on the 2023 real estate market! This is our last episode of 2022! Have a safe and blessed holiday season and thank you for your support! We hope that you appreciate our no nonsense approach and that you have learned a lot! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I review the current mortgage market and the amount of homes for sale…. Spoiler alert! There aren’t many homes for sale and it will likely stay this way! Stay informed! Tune in and share with a friend! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick talks about his new brokerage and gives us an update on mortgage rates! Stay informed! Tune in and share with a friend! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341 Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

Rick and I review a rally in the mortgage market! This means a good adjustment in interest rates! AND, how do declining home values effect appraisals?

Check out more episodes on my YouTube ▶️ @
https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw
Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg?si=8bcd89ed87294341

Meghan Shigo * Century 21 Award * DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

This week Rick and I review the latest report from Black Knight that notes property value decline across the US and may be bubbling under the surface!

Read the report for yourself with this link https://www.blackknightinc.com/black-knights-september-2022-mortgage-monitor/?&

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj...
Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm...

Meghan Shigo * Century 21 Award * DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! This week Rick and I review more unintended consequences of the unprecedented rate hikes! Seller’s are running scared and not putting their homes on the market… again. The housing shortage continues! More reasons prices are not plummeting! Check out more episodes on my YouTube @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! @ https://open.spotify.com/show/1ZCKGMm... Meghan Shigo * Century 21 Award * DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick and Meghan review who wins and who does not with quickly climbing interest rates! Home prices are going down but that’s because interest rates are UP! Who wins in this scenario? Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj...

Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

This week, Rick and I talk about 3 things NOT TO DO when beginning your home search…

I will give you some hints: don’t get your prequal too late, don’t cosign/ buy a car/ furniture and don’t change jobs unless you check with your loan officer first!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj...
Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm...

Meghan Shigo
Century 21 Award
DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

This week, Rick and I talk about ways to get through this rough interest rate period.

Our topic this week is 2/1 1/0 buy downs. What is this? Listen and learn!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw

#meghanshigo #meghanshomes #lender #realestate #realestateexpert #anaheimrealestate #meghanshigorealtor #points #homebuying

Meghan Shigo
Century 21 Award
DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 Rick and Meghan review the dwindling for sale housing supply and why this trend is likely not changing anytime soon!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj...

#meghanshigo #meghanshomes #lender #realestate #realestateexpert #anaheimrealestate #meghanshigorealtor #points #homebuying

Meghan Shigo * Century 21 Award * DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week Rick and Meghan express their findings in dealing with this changing market! 🏠💸 Watch this video for the inside scoop on the changing housing market!! What are us agents and lenders seeing first-hand? Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... #meghanshigo #meghanshomes #lender #realestate #realestateexpert #anaheimrealestate #meghanshigorealtor #points #homebuying Meghan Shigo Century 21 Award DRE 01243803

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

This week Rick and Meghan discuss how to prepare an offer in these changing times! There is no ONE answer for this! 🏠💸

Tune in and share with a friend!

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj...
Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm...

#meghanshigo #meghanshomes #lender #realestate #realestateexpert #anaheimrealestate #meghanshigorealtor #points #homebuying

Meghan Shigo
Century 21 Award
DRE 01243803

 Welcome back to another episode of  #StraightTalkwithRickandMeghan !    Turn on the news and talk with someone that you trust! Housing has increased in value nearly 11% across the country but the sales are down… what does this mean?   Tune in and share with a friend!   Check out more episodes on my YouTube  @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx\_Es5Kw Or on multiple platforms in podcast form!  @ https://open.spotify.com/show/1ZCKGMmZ1ltiYQalRlIXvg...    #meghanshigo  #meghanshomes  #lender  #realestate  #realestateexpert  #anaheimrealestate  #meghanshigorealtor  #housingmarket

Welcome back to another episode of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼

This week Rick and I review WHEN you should start your pre-qual loan process and WHAT you need to do so! Don’t wait until the last minute!🏠💸

Tune in and share with a friend!

Happy Friday! ☀️ 👩🏼‍💼👨🏼‍💼 Rick and I review recent market trends that we're seeing. Tune in and share with a friend!

Paying points is back! What is a point? Why does it have to be paid? How much of an impact does it make on your house payment? 🏠💸

Tune in and share with a friend who might be wondering these same questions!

Happy Friday! ☀️ Tune in for episode 98 of #StraightTalkwithRickandMeghan ! 👩🏼‍💼👨🏼‍💼 This week, Rick and I discuss how leined or leased items, such as solar on your home, affect buyer’s ability to qualify. 🏠💸 Tune in and share with a friend! 👩🏼‍💼♥️ #meghanshigo #meghanshomes #solar #homeloans #homebuying #buyersagent #sellersagent #listingspecialist #buyersagent #listingexpert #lender #loans #homeloans #realtor #anaheimrealestate #anaheimrealtor #realtor #realestateagent

Happy Friday!🏠🔑 Welcome back to #straighttalkwithrickandmeghan ! This week, Rick and I discuss four BIG items to consider when purchasing a home AND mortgage market MELTDOWN! Interest rates are in the 6%s! Tune in and share with a friend! Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzjNhWjrS8RgsQZx_Es5Kw

On this week's episode of #StraightTalkwithRickandMeghan, Rick and I discuss the TOP 4 things NOT TO DO when trying to obtain a home loan! Don't make these simple yet devastating mistakes!!

Share with a friend who's trying to obtain a home loan! 🏠🔑

Happy Friday, everyone! ☀️♥️

On this week's episode of #StraightTalkwithRickandMeghan, Rick and I discuss corporations buying houses, raising neighborhood prices, changing affordability and turning first time homebuyers into renters! Is anyone paying attention?

Share with a friend! 🏠🔑

Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj...

Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm...

#meghanshigo #meghanshomes #rickandmeghan #lender #realtor #realestate #experttips #expertadvice #homebuying #firsttimehomebuyers #homeselling #listingspecialist #listingagent #buyersagent #lending #affordablehousing #loans #ibuyers #zillow #redfin #investing #investors

On this week's episode of #StraightTalkwithRickandMeghan, Rick and I break down the White House's just-released plan for affordable housing. Are there first time home buyer loans out there? Listen and learn! Share with a friend who's a first-time home buyer! 🏠🔑 Check out more episodes on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm... #meghanshigo #meghanshomes #rickandmeghan #lender #realtor #realestate #experttips #expertadvice #homebuying #firsttimehomebuyers #homeselling #listingspecialist #listingagent #buyersagent #lending #affordablehousing #loans

Happy Friday! You won't want to miss this hot topic! 🏠🔑 On this week's episode of #StraightTalkwithRickandMeghan , Rick and I dive into part 2 of why there is no housing bubble! 🏠 What happened in the great recession of our lifetime is absolutely different circumstances than now… therefore you will not be seeing foreclosures anytime soon! How many foreclosures are there in Orange County right now? Watch and find out! Also, the media reports two more interest rate hikes this year…why this may not necessarily mean a change in mortgage rates. 📈 Check out more episodes of #StraighTalkwithRickandMeghan on my YouTube ▶️ @ https://www.youtube.com/channel/UCIzj... Or on multiple platforms in podcast form! 🔊 @ https://open.spotify.com/show/1ZCKGMm... #meghanshigo #meghanshomes #listingagent #listingspecialist #realtor #realestateagent #buyersagent #sellersagent #lender #experttips #expertadvice #foreclosures #housingmarket #interestrates #thefed #mortgage

On this week's episode of #StraightTalkwithRickandMeghan, Rick and I review part 1 of 2 of why a housing bubble burst is not coming anytime soon! 🏠✨ Tune in and share with a friend! 👩🏼‍💼🔑 #meghanshigo #meghanshomes #lender #realtor #experttips #expertadvice #lendingtips #realestate #anaheim #downtownanaheim #orangecounty #oc #dta #listingexpert #listingspecialist #lendingexpert

Happy Friday!!! We have another episode of #straighttalkwithrickandmeghan ! ☀️♥️ This week, Rick and I discuss closing costs! Keep in mind, you need to have available funds for things like closing costs, taxes, and home owners insurance! 🏠💸 Share with a friend who is looking to buy! 🏠🔑 #meghanshigo #meghanshomes #lender #realtor #realestateexpert #lendingexpert #expertadvice #experttips #realestate #anaheim #homebuying #homeselling #insurance #closing #taxes

Happy Friday, everyone!!! ☀️♥️ On this week's episode of #StraightTalkwithRickandMeghan, we review “inventory” and reading beyond the headlines. Remember to carpe diem and seize the opportunity for housing when it presents itself! 🏠🔑 Share with a friend and let's have a great weekend! #meghanshigo #meghanshomes #rickandmeghan #lender #realtor #realestateexpert #housingmarket #housinginventory #experttips #expertadvice

Happy Friday, everyone! ☀️♥️ On this week's episode of #StraightTalkwithRickandMeghan, Rick and I talk about adjusting your sales price to accommodate current interest rates. Don’t go house shopping this week without doing this! 🏠🔑 #meghanshigo #meghanshomes #experttips #expertadvice #lender #realtor #anaheim #mortgagerates #interestrates #homebuying #homeselling #equity

Happy Friday, everyone! ☀️♥️ WOAH! At the time we recorded this, interest rates were nearly 6%! What a long, strange trip for interest rates this year! Remember for every 1% in interest rate change, your payment changes by approximately 10%. 📈💸 Check out our best advice for home shopping in 2022! 🏠🔑 #meghanshigo #meghanshomes #lender #realtor #realestateagent #experttips #expertadvice #interestrates #homeshopping #homebuying #buyers #anaheimrealestate #anaheim #downtownanaheim

Happy Friday! We're back with another episode of #StraightTalkwithRickandMeghan! 🌞♥️ This week, Rick and I review interest rate increases since the fall … which is 2%! How many times have rates been under 3% in history? When will you know YOUR rate? What does the rest of the year have to hold for mortgage rates? 🤨🔮 We cover A LOT of ground today! Please share with a friend! 🏠🔑 #meghanshigo #meghanshomes #experttips #expertadvice #lender #realtor #interestrates #homebuying #homeselling #tunein #mortgagerates #mortgage #anaheimexpert #downtownanaheim

Happy Friday, everyone!!! 🌞♥️ We're back this week with a NEW episode of Straight Talk with Rick and Meghan! This week, Rick and I discuss the interest rates so far in 2022. 📈🏠 If you're looking to buy and you haven't checked in with your lender lately, you need to! Get a refresh! 🏠🔑 Share with a friend and have a great weekend!

Good morning and happy Friday, everyone! 🌞♥️ On this week's episode of Straight Talk With Rick and Meghan, we discuss the average sales price and mortgage payments in OC right now, as well as inventory. 🏡🔑 Tune in and share with a friend! 🔊▶️ Don't forget to check out these podcasts uploaded weekly! #rickandmeghan #straighttalkwithrickandmeghan #housinginventory #mortgage #monthlymortgage #realestate #experttips #expertadvice #friday

Happy Friday, folks! 🌞♥️ You don't want to miss this week's Straight Talk with Rick and Meghan where we discuss a VERY hot topic : advice for buyers in 2022! 🏡🔑 Tune in and share with a friend who is looking to buy this year! 🙏🏻🏠 Don't forget, you can also access our these informational videos on our YouTube ▶️ https://www.youtube.com/channel/UCIzj... I hope you all have a wonderful weekend! 🙏🏻♥️✨

Fri-yay! It's time for another episode of Straight Talk with Rick and Meghan!🌞♥️ This week Rick and I review HOAs that are in litigation! What happens to the value of your property when it is in a HOA in litigation? Can you get a loan when there is litigation? Watch and find out! 🏡🔑 Tune in and share with a friend! 👩🏼‍💼👨🏼‍💼

Good morning and happy Friday, everyone! This week, Rick and I give you all some advice for becoming a Realtor! Tune in and share with a friend! #meghanshigo #meghanshomes #rickandmeghan #straighttalk #expertadvice #realtor #lender #experttips #helpfultips #realestateagent #realestatetips

Happy Friday, everyone!! 🌞♥️ This week, Rick and I discuss WHEN to lock your interest rate! The market has been volatile this year and interest rates have been all over the place. When should you lock your rate? 🏡🔑 Watch on YouTube or listen to our podcast on Spotify, Apple, and many more platforms! 🔊✨♥️ https://www.youtube.com/channel/UCIzj #straighttalk #rickandmeghan #meghanshigo #interestrates #lendingtips #realestatetips #mortgagemarket #homebuyers #experttips #expertadvice

Happy Friday, everyone! ♥️✨🙏🏻 This week, Rick and I review a 0.5% rate increase since the beginning of the year AND new “penalty” points for second home buyers! Boo! Share with a friend who is looking for a vacation home! ✨♥️ 🏡🔑 #buyers #buyingahome #lender #realtor #realestate #meghanshigo #meghanshomes #lendingexpert #realestateexpert #experttips #homeshopping #homehunting #lendinglessons #straighttalkwithrickandmeghan #podcast #smarttalk #experttake

Happy Friday! This week, Rick and Meghan discuss how much of a down payment you really need on a house. Share with a friend who is looking to purchase!