Rise and Real Estate: Recent Episodes
Matt Thomas & Derek Malley
Matt Thomas, Chicago real estate agent, and Derek Malley, Chicago loan officer, created this channel to share successes, failures, experiences, and expertise about real estate industry! Our goal is to support others who are thinking of engaging with real estate, in an engaging and enjoyable way! Oh, and did we mentioned Derek is obsessed with the Chicago Bears? Expect to see Bears predictions. A lot. And remember to subscribe- all the cool kids are doing it!
Have you ever wondered how people afford those massive home renovation projects you see? Maybe considering taking on a "fixer upper" yourself? If so, the renovation loan product might be right for you!
We sit down with Rick Lapins with GuaranteedRate to hear about his story, tips/strategies for using this loan product successfully, the what it's like to help clients finance major renovations.
So sit back, grab a notepad, and get ready to talk renovation loans!
Rick Lapins is a Guaranteed Rate Loan Officer who's goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. He takes pride in thoroughly educating customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust Rick and his team with all of your home financing needs.
Website: https://people.rate.com/rick-lapins-422551
In this video interview, we explore the benefits of subscription legal services for business owners, freelancers, and everyday people. Our guest, Mathew Kerbis, is the founder of Subscription Attorney LLC- A modern law firm offering subscriptions starting at $19.99/month, with the mission to provide affordable access to legal advice.
Mathew shares insights into how his firm is providing affordable access to legal advice, helping individuals and businesses to navigate legal issues without breaking the bank. We delve into the different types of subscription legal services available and how they can benefit different types of clients. Our guest discusses how these services can save time and money, reduce legal risks, and provide peace of mind to subscribers.
Whether you're a small business owner, a freelancer, or an individual in need of legal advice, this video provides valuable information about subscription legal services and how they can help you to protect your interests and make informed decisions. Don't miss this informative and insightful conversation!
Subscription Attorney Website: https://subscriptionattorney.com/
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If you're a real estate professional looking to grow your business, then you won't want to miss this video! We sit down with Mark Kowalik with Baird & Warner real estate to hear about his story, and top tips/strategies for using open houses to take your business to the next level. From the importance of creating a memorable experience for your potential clients, to follow up strategies that work, we'll cover everything you need to know to make your open houses a success.
So sit back, grab a notepad, and get ready to take your real estate business to new heights with this comprehensive guide to growing a successful real estate business through open houses!
If you want to get in touch with Mark, here are some useful links:
Open House Course: https://myopenhousesystem.com/
Mark's IG: https://www.instagram.com/theactiverealtor/
You might be shocked to learn how many businesses are a slip and fall lawsuit away from serious trouble...
In this podcast episode, we sit down with Jonathan Mayotte, CIC. Jonathan has been working as a Commercial Insurance Specialist at Thornton Powell Insurance for over 9 years, and sat down with us to discuss the ins and outs of protecting your business. From liability coverage to property insurance, you can't be too safe when it comes to to safeguarding your company.
Whether you're a small business owner or a manager at a large corporation, Jonathan and his team are here to help!
You can connect with Jonathan here: https://www.linkedin.com/in/jjmayotte/
Email: jonathan.mayotte@thorntonpowell.com
After retirement, Yasemin did what many retirees dream of- she traveled. A lot. 9 countries later, she found herself asking... what next?
In this discussion, we talk about her foray into life coaching, and her journey to helping others discover who they are in retirement. Yasemin shares her thoughts on why it's important to plan ahead for a purposeful retirement plan rather than planning to "just travel" when you get there.
She also happens to be an experienced Chicago investor who scaled her portfolio naturally over time, with plenty of insights to share for any new investors looking to scale!
You can connect with Yasemin via her website here: https://yasemintunc.com/
We're not sure if you've noticed, but there's been quite a bit of doom and gloom out there in the news lately- particularly about the housing market! In today's episode, we're breaking down some headlines that caught out attention and breaking them down as best we can. We'll discuss spiking mortgage rates and inflation instability, the end of easy sales for real estate agents, and whether or not we believe a market crash is around the corner!
In today's episode, Derek Malley and I sit down with Tom Niewiara- or TechSalesTom for those of you that follow him. Tom is a successful business and sales leader, a content creator, and an educator, with experience at Google and Amazon as well as multiple successful ventures of his own. In our conversation, we learned more about Tom's thoughts and advice on starting a lucrative career in technology sales, his experience with investing in the Austin/Lake Travis,TX market, and his experience with the Chicago rental market.
Tom's most recent project is a partnership with the team at Bravado to found an incredible program called Tech Sales U. Tech Sales U is a free online sales education program designed to help you land a high-paying job in tech sales, at your own pace, when and where it's convenient for you. If you are looking for an in-road to technology sales, this is the course for you!
Tech Sales U!
https://learn.bravado.co/techsalesu?utm_medium=partnership&utm_source=email&utm_campaign=b2c_techsalesu&utm_content=sign-up&utm_term=techsalestom-alpha
Website and Contact info For @TechSalesTom
https://www.techsalestom.com/
In today's episode, Derek Malley and I sit down with Alicia Dale- ghostwriter and local investor here in Chicago. Alicia is living proof that the investor journey is anything but predictable!
In our conversation, we talk about her battle with hijacked credit, persevering through the '08 housing collapse, creating accountability with your tenants, and so much more. Listen as we recap the joys (and cautionary tales) of investing in real estate!
Alicia Dale is a ghostwriter for Leaders, Lawyers, & Change Makers. As a long-time entrepreneur she is a fan of real estate investing. She especially advocates for women, families, and friends to invest together. She thinks her key to success is building relationships with professionals including lenders, attorneys, realtors, accountants, and contractors. She insists that no one should ever be embarrassed and that no question is too small. While she has been lucky and worked hard, there is also great risk. It's best to go into investments with your eyes wide open. Or at least as wide as possible.
The attorney she references is:
John Elias, 312.782.3000, john@eliaslaw.com https://www.kickemoutquick.com/CHICAGO_EVICTION_ATTORNEY.html
While we advocate for consulting lawyers in all legal matters, Alicia used www.nolo.com to change her name. Alicia also wanted to share that she consulted the American Bar Association which has resources for free legal advice regarding the fraudulent credit issue.
The master craftsman that helped Alicia with her 100-year-old windows is Chris Mastriano of Master Johnny, Inc. on Chicago's Northwest side. Follow them on Facebook to see samples of his high-end, custom carpentry.
If you have any questions about investing, you are welcome to call Matt or Derek! You can also follow Alicia's adventures on social media here:
Twitter:
https://twitter.com/fcmideas
Instagram:
https://www.instagram.com/indemand_ghostwriter/
Facebook:
https://www.facebook.com/AliciaDaleWriter
In today's episode, Derek Malley and I sit down with Ryan Bakke- CPA/Owner of MLS Consulting PLLC.
Ryan focuses on providing real estate tax strategy to help investors boost their ROI using the Tax Code to their advantage. You'll learn about the "Ah-Ha!" moment that led him to throw away those traditional Dave Ramsey like beliefs to focus on leveraging debt to create wealth, hear about some exciting projects he's working on (including a campground in the Ozarks!?), and maybe most importantly will walk away with some tangible tax strategies you can use TODAY to save money when the IRS comes calling... you won't want to miss this one.
Ryan is an educator, a consultant, a fellow podcaster, and an overall great guy to connect with. If you want to get in touch, here's how:
Website
https://www.learnlikeacpa.com/
Podcast
https://open.spotify.com/show/6IWCaoz8uRc86CAubE8AAG?si=8098af124ae84470
https://www.instagram.com/learnlikeacpa/
In today's episode, Derek Malley and I sit down with Kevin Boggs of the Goosehead Insurance. Inflation is effecting everything in our world, and insurance is no exception! Kevin talks through the impacts rising costs of goods have on insurance claims, and how his team is continuing to grow in difficult times. As an added bonus, we also talked through his homebuying experience and a run in with wire fraud!? You won't want to miss this one...
Kevin is a team leader, a fellow podcaster, and a great friend to the show- check him out and feel free to connect here:
Kevin Boggs
Connect on LinkedIn
THE BETTER CALL BOGGS PODCAST
Working in real estate provides some incredible storytelling moments! In this episode, Derek and Matt discuss everything from hauntings to criminal property damage, recapping some of their favorite stories that left everyone thinking... "What the f***!?"
Add us on IG: @mattthomaschi & @d_malley_
Sometimes the best content is the content you don't plan for! In today's episode, Derek and Matt surprise each other with articles from around the industry to get some on the spot reactions.
Topics include:
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Inflation, has it peaked? Are mortgage rates headed down?
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New buy down mortgage products available
-"Shakeout" coming among mortgage lenders
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US Lenders starting to go broke
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Chicago Bears last in ESPN FPI
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach Matt at matt.thomas@bairdwarner.com or Derek at derek.malley@rate.com
Are you interested in getting started with real estate investing? Feeling unsure about where to start or what's important to consider? If so, this episode is meant for you!
Derek and Matt break down ten important steps you should take into consideration if you are beginning your investor journey.
Podcast References:
Bigger Pockets
Rise and Real Estate Podcast
Books References:
The Millionaire Real Estate Investor
Rich Dad, Poor Dad
FHA Loan Limits
https://www.fha.com/lending_limits_state?state=ILLINOIS
Summer is in full swing, and it's brought a number of changes to the real estate market! Higher market times, fewer multiple offer situations, more homes on market... the tides are certainly shifting in Chicago real estate. 👀 In this episode, Derek and Matt break down how the market is changing, the impacts those changes will have for buyers/sellers, and ways people are "winning" despite more difficult market expectations! If you're curious about inventory, rate hikes and affordability, rising rent, the return of contract negotiations, and some predictions for the end of 2022... this episode is for you!
Derek and Matt break down some of the most recent real estate news articles that you know you saw, but definitely didn't read!
You asked, we listened, here are some thoughts! Derek and Matt address some of the top questions clients are asking about the homebuying process today.
When should you start the process of buying a home? Is it a good time to buy a home? Are down payments changing? Is Chicago in a bubble!? Let's talk about what's happening.
Oh what a difference a month makes! If you haven't checked mortgage interest rates lately, it's probably worth a call to your lender... safe to say the rate you saw in March isn't going to work anymore! 👀
In this episode Derek and Matt talk about the connection between rising inflation and mortgage interest rates, and the impacts that's had on the Chicagoland real estate market.
In this episode, Derek and Matt discuss some buyer success stories! Every homebuyer has a unique journey to finding their home, and often they go through some extremely difficult circumstances to get there! From appraisal gap agreements to surprise foreclosures, we're talking through some of the most interesting situations we've come across! Hopefully you will find some useful takeaways for your own homebuyer journey as we shed light on the good, the bad, and the ugly from some recent homebuying stories.
In this episode, Derek and Matt answer the question on everyone's mind... WTF is happening in the real estate market these days!? Interest rates are ballooning, inventory is limited, homebuyers are more active than ever... there's plenty to talk about for the first few months of 2022.
In the debut episode of Rise and Real Estate, Matt & Derek share their thoughts on the current market and why they chose to launch a podcast now! Tune in weekly for updates on the marketplace, conversations with industry experts, and stories from the field!