Make More | Keep More: Recent Episodes
Ron Caruthers & Dominic Cummins
An irreverent, but never irrelevant, show dedicated to all aspects of making and keeping your money.
Ron Caruthers is an investment and tax advisor with over 30 years of experience. He makes regular appearances on TV as an expert in saving money and preparing for your future.
Dominic Cummins has led sales and marketing teams worldwide for over 20 years. He has generated over $1 billion in sales for the companies he has helped during his career.
They have been friends for 32 years and have come together to chat about how to help you make and keep more money while avoiding common pitfalls that face entrepreneurs.
They laugh, Ron swears, and they get off-topic and chat about watches, wine, cars, and anything that seems fun that day.
You never know what they will say next, but one thing is sure--you'll learn a ton about how to make and manage your finances to help you achieve greater success.
Is it possible to send your kids to college without paying a thing?
We discussed how that could be a possibility.
We invited Lisa Gosweiler, a Certified Student Loan Professional, to join us on the show. She knows the ins and outs of the federal and private loan process.
We discuss the pending SCOTUS decision on Biden's student loan forgiveness and what will happen no matter the decision. We discuss the new repayment programs at length, including the plans that could mean you could have two children go to college without ever paying a penny.
For any parent with school-age children, this is a must-listen episode.
If you're on TikTok, you can find more of Lisa's content by following her @lisagosweiler11
Catch all the back episodes at makemorekeepmoreshow.com. You can join us live each week at 8:00 AM Pacific on Instagram Live. Follow @realbizadvisors and @ronocaruthers for all of our great content.
Do you want to pay the least amount possible for your taxes as a business owner or an individual?
In this week's episode of the Make More | Keep More Show, Dominic and I had Justin Maxwell join us to discuss several specialized credits for business owners, as well as one super crazy tip for saving tens of thousands of dollars on your taxes as an individual—this one will blow your mind.
We also discussed using some of the existing student loan repayment rules to your advantage to create wealth rather than just giving all of that money to the government. And unlike some recent student loan forgiveness that fell by the wayside, these programs have been approved by Congress and will be around for a long time.
Even if you have an accountant you feel is doing an excellent job for you, this episode is worth watching because, as I've said many times, no one…literally no one….cares about your money as you do!
And we show you several ways to save on your taxes or get a big fat check back from the government.
If you want to join us live, we do this every Friday at 8:00 AM Pacific on Instagram. Follow @ronocaruthers and @realbizadvisors to join us and get an opportunity to ask questions.
We will be off next week because of the Thanksgiving Holiday. See you live again on December 2.
Do you need to get in shape or drop some fat?
Do you want to hear how one business owner tripled his revenue in less than 12 months?
On this week's episode of the Make More | Keep More show, Dominic and I interviewed Josiah Novak of https://thetruetransformation.com/.
The episode was straight 🔥🔥🔥
He dropped tons of gems about fitness, especially if you're a busy executive, business owner, or parent or are over 40—as well as tips about growing his business and putting out content.
This episode is a must-listen show for anyone interested in growing a business or getting in better shape to live their best life—ideally, both.
To quote Josiah: 'life moves fast; make it count.'
Do you want to watch the show live? Join us on Fridays at 8:00 AM Pacific on Instagram. Just follow @realbizadvisors and @ronocaruthers and then you can join in on the conversation and ask questions live!
Do you need to improve your personal credit?
Are you trying to scale or grow a business and need to learn how business credit works?
In this week‘s episode, Dominic and I invited Irene Day of Hannah Financial to talk about business and personal credit, repairing it, and growing it to scale your business. We also discussed the best places to bank for a new business, the best credit cards, and the best places to get revolving lines of credit. We also discussed the importance of treating your business like a business for tax purposes AND getting credit and what that actually means in the real world.
And, of course, we talked about starting your business with the least money out of pocket possible rather than getting debt up front and why that’s to your advantage.
After a long week of travel, Ron and Dom cover various topics ranging from travel and life tips to privatized vs. private banking and finish with dealing with personal stress (divorce, financial trouble, deaths, etc.).
Ron also rants about CNN and FOX News which Dominic corrals (tries to) into a discussion about the importance of mitigating outside stressors in your life.
Do you have a business you're trying to start and want to know if your idea has merit or not?
Do you have an existing business you want to scale or finance and need some help figuring it out?
In this week's episode of the Make More Keep More Show, Dominic and I discuss a simple test for knowing if you have a viable business idea and all the different strategies for scaling and financing your business.
We discuss everything from crowdfunding, raising money through friends and family, bringing on an outside investment group, and dealing with banks.
We cover it all and then some!
Let’s face it, the economy and markets are a hot mess right now. Prices are out of control, the stock market is tanking, and the threat of nuclear war is looming.
In this episode of the Make More | Keep More Show, we discuss exactly what moves you should be making at this time and what you should be changing about your overall strategy.
And we discuss how the looming estate tax increase may directly affect you, especially if you own a small business or real estate.
And for some reason, we also get into the greatest hip-hop albums of all time and lots of other commentaries about things that have nothing to do with money.
"Improvement is fixing the past. Transformation is creating the future."
This week, we spoke about leadership. Whether you have a team or not, the principles we discuss today apply to leading yourself as an entrepreneur.
Today, Dominic talked about leadership, self-talk, and many lessons he gets paid tens of thousands of dollars to teach in the corporate world.
So today's Make More | Keep More Show episode was a little different than usual because we focused on mindset versus money. However, as we've often said, you need to get your mind right to get your money right.
Do you find your self-leadership to be all stick and no carrot? If you spoke to your employees as your self-talk sounds, would they stick around? Do you find yourself apologizing for things like taking time off? We handle that discussion in today's podcast.
We also talked about what went on during our season break and some of the crazy market conditions.
This week's episode discussed what happened when the Twitter mob came for Ron over a relatively mellow tweet.
However, there are some excellent business lessons to consider in how he handled it, which we discussed in great detail for the first 20 minutes of the show.
We also discussed our highlights from season two and continue to give excellent business, tax, marketing, and general life tips to help you make more and keep more of your own money.
And, of course, as always, it all leads back to mindset, and we discussed some excellent ideas for moving your brain from a scarcity mindset to one of abundance. And also the importance of killing that little voice inside your head that tries to stop you every time you go to make a change.
This was the season two finale. We will be back after a two-week break on Monday the 19th—or you can listen to the unfiltered and unscripted version each week on Friday at 8:00 AM on Instagram.
Doctors and other professionals have unique challenges because they often start their careers later in life and are deeply in debt.
On this week's episode of the Make More Keep More Show, we invited Dr. Jeff Anzalone or debtfreedr.com to discuss how he helps professionals and others overcome these challenges while developing passive income streams.
But the lessons are timeless and apply to anyone—even if you're not a high-income professional.
We talked about everything from student loan forgiveness to the marketing of a business to how to get started again after a business failure or bankruptcy.
We also discussed the importance of mindset to any venture you might approach and what to do if you only had $10,000 to invest in getting started.
In this week's episode of the Make More | Keep More Show, we discussed everything from how to set up your portfolio when you're just getting started to whether you should pay off debt first or invest first.
Have you considered using live events to draw in customers? We discuss what happened during Ron's live workshops this week and how you can make these work in your business.
We cannot help but talk a little about the upcoming NFL season.
Other topics include:
Mortgage-backed securities
Finding investments that fit your situation
Picking your audience
Meeting your audience where they are
Marketing. You know you need it to grow sales, but what is the most effective method for your business? How do you gather an audience and create followers?
In this week's episode of the Make More | Keep More Show, we discuss what works and what mistakes to avoid when you are trying to get more customers.
We also touch on some of the recent IRS updates.
Don't miss it when Ron goes on a quality Dave Ramsey rant—now you'll know why Dave banned him on Twitter!
In addition, we discuss the idea that you may be in the "belief-changing business." Listen and see what we mean and how it can help you Make More in your business.
This week's Make More | Keep More Show episode discusses the dreaded IRS audit. Should you work hard to avoid it? Is it something to fear? What do you do now that the IRS is adding billions of dollars in funding to increase audits?
We cover some of the most common audit triggers, including partnerships, gifting, and crypto.
We also chat about other topics, such as investing in multi-family units, buying businesses, and a bunch of other great questions from the audience.
In this week's episode of the Make More | Keep More show, we spent a ton of time discussing specific marketing tips to improve your business. We covered the need for getting a mentor early, how to do it cost-effectively, and how to use social media to find clients.
We spent at least half the show talking about exactly how to get your mind right and overcome imposter syndrome as you try to grow and stretch in your business in life.
Dominic of @realbizadvisors and I had a great time interviewing Sam Garcia of @thedirtyalchemy about her business as a coach and mentor to other companies.
I may be prejudiced, but I thought this was another great show and one of our best yet. Don't forget, we go live every Friday at 8 AM Pacific on Instagram Live, and you can find our back episodes on iTunes, Spotify, and www.makemorekeepmoreshow.com.
Do you want to hear from someone just getting their business off the ground and experiencing all the problems that come with a new business and getting that business started?
In this week's episode of the Make More | Keep More podcast, Dominic and I invited Ryan of @foldumcorp. We discuss his killer idea of building factory-made pop-up houses that they can drop in the backyard or a disaster site at a moment's notice.
We covered everything from who and when to hire, how to raise capital, and how to manage your email inbox when you have over 200,000 unread messages. (Yes, over 200,000!!!)
Be sure to tune in weekly for a new episode of the Make More | Keep More Show.
In this week's episode of the Make More Keep More show, we talk about all things related to mindset and looking for opportunities as markets tighten, interest rates rise, and a recession that is either already with us or just around the corner.
You'll find valuable insights for the most important thing: getting and keeping your mind right regardless of what's happening around you.
You'll also get valuable tips on stocking cash, getting new clients, and getting your money right. We answer an audience question about what to do when you feel "stuck."
Do you have a kid that is in college or going to college? If so, you do not want to miss this week's episode of the Make More Keep More show.
In this episode, we had Ed Sanderson of @ducerushq_ talk about all things related to getting money for college.
We covered the following:
- the formula and how to legally use it to your advantage to get more free money for school,
- the most common mistakes that parents make when filling out the college forms, and
- how to appeal an award to get more money from your top college.
- And we told some stories about how much money some families received that will blow your mind.
Be sure to listen to the entire episode because we dropped gems right up until the end.
And if you have any questions about college, feel free to reach out to Ed via DM‘s @ducerushq_
What IS the difference between good debt and bad debt?
Should you rush to pay off your home?
Is there more than one way TO pay off your home?
When is the best time to get financing?
In this week’s episode of the Make More Keep More show, we discuss all these topics in detail and much much more.
Season 2 of the Make More Keep More show kicked off with the biggest mistakes entrepreneurs make. We covered everything from handling your own taxes and bookkeeping to flying business class to the ONE thing successful business owners do to make sure they always have an abundance of clients. Dominic and I put out episodes each week to discuss ideas to make, keep, grow and protect your money. You can also check out Season 1 at www.makemorekeepmoreshow.com
Want to know a couple of safe places to keep your money where you don’t have to worry about market losses?
Also, we all know the rate of return is a huge part of what determines if an investment is good or not, but we’re you aware there are 11 OTHER factors to look for in an investment?
In this week’s episode of the Make More Keep More Show we discuss all of that and much, much more, including what Ron calls Post-Modern Portfolio Theory, and how you should position your money to optimize what you’re doing.
Your mindset is THE most important asset you possess, and yet with what is going on right now, it is easy to let it slip and get discouraged.
In this week’s episode of Make More | Keep More, Dominic and I discuss how to keep your mind right no matter what is going on around you.
We discuss the markets, business, and previous market crashes.
If you’re worried about what is going on in the world, be sure to listen to this episode.
Want to know how to negotiate everything in your life better?
On this week’s podcast of Make More Keep More, Dominic and I had Brennan Caruthers on to discuss every kind of negotiation imaginable.
From getting half of the price knocked off of your next Airbnb rental to getting a higher salary to getting more vacation time.
We also discussed negotiating with your clients to get top dollar for your services if you’re a business owner or agency.
We even got into the ethics of negotiating and how to do it without being a jerk.
You will be negotiating everything for the rest of your life, so you might as well get good at it.
Be sure to listen, AND be sure to mark your calendar for every Monday at 8 AM Pacific for another episode of how to Make More AND Keep More.
Do the crashing markets and possible recession have you worried?
In this week’s episode of Make More Keep More, Dominic and I talk about how to survive AND thrive when things go South.
We cover what to do if all your money is in the market now, how to dominate your competitors and where to place your ‘safe’ money so it grows tax-free but you can access it.
And we give completely unqualified opinions on the housing and commodities markets too!
If you want to Make More AND Keep More, this is the show for you. Don’t forget to tune in Live on Instagram every Friday at 8 am Pacific, where we discuss how to make the best decisions possible with your career, business, and money.
Your mortgage is your most significant voluntary expense over your lifetime AND one of the critical areas where you can unknowingly and unnecessarily lose money.
So on this week’s episode of Make More Keep More, we invited mortgage expert Matt Shanlian to discuss everything you’d want to know about mortgages, including:
- Ways to get a house with little to no money down;
- How to qualify for a mortgage if you’re self-employed;
- 15 vs. 30-year mortgage? We settled the debate once and for all;
- Should you make extra payments as a certain grumpy radio host tells you to?
And much, MUCH more.
If you missed any of it, be sure to listen to the whole thing because we dropped gems right up until the very end.
Are you thinking about buying a home in this crazy market?
What if it’s your first time?
Are there any special tips you should know?
On this week’s episode of the Make More Keep More Show, Dominic invited real estate expert Peter Hazdovac to share his insights on the Los Angeles housing market, including:
- why you MUST have an inspection, and what to look out for,
- how to get into a house for 3.5% down,
- why buying a rental property sucks right now, at least in LA
- the hazards of building your own home,
- AND we even got into a heated debate about which careers party the hardest.
So if you missed any or all of it, be sure to check it out!
Have you wanted to start a business or side hustle, but don’t know where to begin?
Then this week’s episode of the Make More | Keep More Show is just for you.
Dominic and I discuss all aspects of getting started from how to choose what to do, how to find the time, and how to use your business to take advantage of the tax code and save money on your taxes💴💸💰
We also provide you with a few places to start.
In this week's episode of Make More/Keep More, we went over 3 tax breaks that anyone can take advantage of.
2 of them are awesome, and one kinda sucks, but everyone tries to tell you it doesn’t.
We also discussed how and when to follow up with potential clients and customers to close business (or get a job, promotion, etc.) withOUT being obnoxious,
And some shocking statistics about just HOW many follow-up contacts are needed to close a sale or convert a new client in this new Post-Covid economy.
On this week’s Make More | Keep More Show we covered THE number one way to get new clients for a new business, side hustle, or product
That’s the Make More portion.
And I described why you do NOT necessarily need a corporation to start a business and the two situations where you DO need to have a corporation before you get started.
I also walk you through the different types of corporations and some of the pros and cons of each.
That is the Keep More part.
In this episode, Ron and Dominic take a deep dive on: 1. The number one thing business owners can do to generate more revenue 2. Whether you should put money into a Roth IRA or your 401k 3. The two biggest breaks in the tax code... And a lot more
Do you know what THE number one break in the tax code is? It is NOT your 401k or mortgage. Have you ever heard of Founder Selling Syndrome? In this week's episode of the Make More | Keep More show, we discuss both.
In the official inaugural episode, we talk about your mindset and money. Markets are tough—can you still make money? Ron dives into information about taxes and how to avoid paying more than your fair share to the government.
The pilot episode of the Make More | Keep More Show. Ron Caruthers is a tax and investment expert with over 30 years of entrepreneurship experience. Dominic Cummins has over 25 years of leading sales teams and organizations worldwide. We've made a lot of mistakes and lost money. We've also made a ton of money, which is far more fun. In this episode, we talk about ways to make money, including some strategic advice about how to think about what your ideal buyer really needs. We also talk about huge mistakes that entrepreneurs make that cost money.