Finance Essentials: Recent Episodes

Finance Essentials

Danny Hudson hosts Finance Essentials. It is a business platform built around courses to help entrepreneurs, working professionals, and large enterprises to increase their profitability. How we achieve that is by diving into the lifeblood of any business, the P&L. The podcast provides support and insight into the business environment and economic climate and helps listeners to understand how it applies to them and their businesses.

We hope you enjoy :)

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In this episode we talk about why the government, despite what they say, don't actually like your small business and would rather see it fail. Then we do a detailed walk about the road blocks and hurdles set up to prevent businesses from even getting off the ground, even in a "business friendly" state like TN.

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In this episode we discuss similarities between the US and the Roman empire. We take a time machine back to 1910 and Jekyll Island to talk about the origins of the fed. What can we learn about Rome's debasing of their currency? What impacts will hyperinflation have on the US?

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In this episode we take a dive into the newest spending spree by Washington. A new, fancy $3.5 TRILLION package. What is in it? How are they going to pay for it? Are they going to pay for it? What is the need for this new spending if everything is going so well? We discuss it and find out the implications of what it means going forward.

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The rent moratorium has ended! Are the results surprising? How many people are in jeopardy of losing their homes? What is the federal government doing about it? Who stands to lose out on this deal? Tune in and find out!

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In this episode we spend some time talking about the recent narrative of "Transitory Inflation". What does that mean? What causes inflation? Who is going to suffer the most from reckless monetary policy? Here is a hint...it isn't the rich!

Tune in and check it out!

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In this episode we talk about who the winners were coming out of lockdowns. How did the US monetary policy impact Wall Street and who benefited? Who were the losers? Covid policy created a new class of billionaires. How did they get rich? Where did they get their money from? Tune in and find out!

Show Notes:

Wall Street minted 56 new billionaires since the pandemic began — but many families are left behind https://www.nbcnews.com/business/business-news/wall-street-s-best-year-ever-why-pandemic-has-been-n1252512

Meet The 40 New Billionaires Who Got Rich Fighting Covid-19 https://www.forbes.com/sites/giacomotognini/2021/04/06/meet-the-40-new-billionaires-who-got-rich-fighting-covid-19/?sh=2760367117e5

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In this episode we take a look at the most recently passed infrastructure bill and how it compares to the previously discussed one, along with the idea that somehow this bill will actually reduce the US debt. Then we go down the rabbit hole and look at federal funding for the states. How do they get it? What is it tied to? What does the federal government want in return? Tune in and find out!

Show Notes:

House passes $760 billion transportation and water bill, making its pitch on infrastructure

https://www.washingtonpost.com/transportation/2021/06/30/house-transportation-infrastructure-bill/

Biden’s infrastructure plan would cut U.S. debt and slightly increase economic growth, Wharton study finds

https://www.cnbc.com/2021/06/30/biden-infrastructure-plan-would-cut-us-debt-add-to-gdp-wharton-study.html

Four Times the Government Held Highway Funding Hostage

https://www.theatlantic.com/politics/archive/2014/07/four-times-the-government-held-highway-funding-hostage/454167/

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In this episode we take a look at the impacts of lockdowns on the different wage earning groups in the country. Who has most negatively been impacted? What is the outlook for the future? What can we do to help mitigate the negative outcomes? All of this and more!

Don't forget to like and subscribe!

Show Notes:

Twitter: https://twitter.com/FinEssentials

New Harvard Data (Accidentally) Reveal How Lockdowns Crushed the Working Class While Leaving Elites Unscathed https://fee.org/articles/new-harvard-data-accidentally-reveal-how-lockdowns-crushed-the-working-class-while-leaving-elites-unscathed/

Unemployed Households Can Earn $25/Hour on Welfare in 21 States, New Study Finds https://fee.org/articles/unemployed-households-can-earn-25hour-on-welfare-in-21-states-new-study-finds/

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I had the pleasure to talk with Scott from Kobra Trading about trading crypto currencies. Scott has taken a very honest and practical approach to trading and has helped me and many others learn and understand the space. Is it too late to get in? How would someone get started? What signals and metrics does he find valuable? How do you wade through the poor information and scammers. Scott answers all of these and more!

Show Notes: Scott's Twitter: https://twitter.com/kobratrading Site: https://www.kobra-trading.com/ Youtube: https://www.youtube.com/kobratrading BTC Tracker: https://aggr.trade/

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In this episode we talk about the recent Colonial Pipeline hack. What kind of shortages did it create? Who was impacted by it? Did it cause any price gouging? What is price gouging? Is price gouging bad or does it have some advantages?

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In this episode, the famous author and foreign policy guru Scott Horton dispels the myth that war is good for the country and the economy. We discuss the waste and fraud of the "War on Terror" and the costs that we pay so that the government can continue it's world empire. We learn that it all boils down to one thing....one historical figure is responsible for it all....

Show notes:

The Libertarian Institute: https://libertarianinstitute.org/event/ Antiwar.com: https://antiwar.com/ Purchase "Enough Already" here: https://operationlibertas.com/product/enough-already/ Scott's Twitter: https://twitter.com/scotthortonshow Scott's Podcast: https://scotthorton.org/

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In this episode we take a look at the April jobs report, a very underwhelming number. What do the jobs numbers represent? What do they mean? We talk about enhanced unemployment benefits and how they can disrupt labor markets. Then we take a look at what a living wage is. Can it be defined? Tune in and find out!

Twitter: https://twitter.com/FinEssentials Instagram: https://www.instagram.com/danny_hudsontn Facebook: https://www.facebook.com/FinanceEssentialsLLC Youtube: https://www.youtube.com/channel/UCOspytukXYXcOTVCubR_yQQ/

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In this episode we talk to rising podcast star and self made entrepreneur Clint, from the Liberty Lockdown podcast. We talk about how he got started and how his show has evolved. We get Clint's take on the future of economy and why it's important for the liberty community to be successful.

Show Notes: Clint's Twitter: https://twitter.com/LibertyLockPod Youtube: https://www.youtube.com/user/CrmWestwood Instagram: https://www.instagram.com/libertylockdown/

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In this episode we analyze the latest move by Biden where he talks about doubling the capital gains taxes. What are capital gains taxes? Who is impacted by this decision? Why should we care? What is the money going to be used for? There are lots of questions, and I've got answers!

Here is a link to the show's Youtube, please subscribe and help us hit 300 so we can share some awesome prizes!

https://www.youtube.com/channel/UCOspytukXYXcOTVCubR_yQQ

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How many homes are currently for sale in the US? Why have we seen such a sharp increase in the price of homes over the last several months? What has been the historic trend of house prices over the last several decades? We take a deep dive into the housing market and what is causing this dramatic rise in home valuations.

Like and share if you get some value out of it!

Show notes: Twitter: twitter.com/FinEssentials Facebook: www.facebook.com/FinanceEssentialsLLC LinkedIn: www.linkedin.com/company/finance-essentials Instagram: www.instagram.com/danny_hudsontn/

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In this episode we discuss the recent study from UBS that says 80,000 more retail businesses will close by 2026. Where do we stand now that the economy is hopefully opening back up again. What will malls look like in the future? Who and what businesses have fallen to the wayside? What have businesses learned and how have they pivoted? We ask similar questions about the food service industry and how they've evolved in the past year. Listen and learn with the rest of us!

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Show Notes:

Twitter: https://twitter.com/FinEssentials Facebook: https://www.facebook.com/FinanceEssentialsLLC LinkedIn: https://www.linkedin.com/company/finance-essentials Instagram: https://www.instagram.com/danny_hudsontn/

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In this episode, we break down the latest "infrastructure" plan by the Biden administration. What do they hope to achieve? How are they defining infrastructure? How do they claim to pay for it? Who does it help? Who does it hurt. We go into all of this and more!

Tune in and give it a share :)

Follow Us: Twitter: https://twitter.com/FinEssentials Facebook: https://www.facebook.com/FinanceEssentialsLLC LinkedIn: https://www.linkedin.com/company/finance-essentials Instagram: https://www.instagram.com/danny_hudsontn/

Show Notes: Biden Is Covering Up True Price Tag of Infrastructure Plan, Experts Warn https://fee.org/articles/biden-is-covering-up-true-price-tag-of-infrastructure-plan-experts-warn/

Biden Administration Retracts Claim That $2.25 Trillion Infrastructure Plan Would Create 19 Million Jobs https://reason.com/2021/04/06/biden-administration-retracts-claim-that-2-25-trillion-infrastructure-plan-would-create-19-million-jobs/

Why Does American Infrastructure Cost More and Take Longer To Build Than It Used To? https://reason.com/2021/03/25/why-does-american-infrastructure-cost-more-and-take-longer-to-build-than-it-used-to/

Joe Biden wants to spend $2 trillion on infrastructure and jobs. These 4 charts show where the money would go. https://www.usatoday.com/in-depth/news/politics/2021/04/01/2-trillion-infrastructure-bill-charts-detail-bidens-plan/4820227001/

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In this episode we talk about Mayor Pete's suggestion of a vehicle mileage tax. Why are they trying to pass it? Who does it impact? We also discuss some other taxes that people act are a good thing but only hurt one segment of our population.

Show Notes:

State Gas Tax Rates https://taxfoundation.org/state-gas-tax-rates-2020/

Long Commutes are Awful, Especially for the Poor https://www.theatlantic.com/business/archive/2015/06/long-commutes-are-awful-especially-for-the-poor/395519/

SugarTaxes are Ineffective, Evidence Shows https://www.theamericanconsumer.org/2019/06/sugar-taxes-are-ineffective-evidence-shows/

Twitter: https://twitter.com/FinEssentials Facebook: https://www.facebook.com/FinanceEssentialsLLC LinkedIn: https://www.linkedin.com/company/finance-essentials Instagram: https://www.instagram.com/danny_hudsontn/

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In this episode we take a look at a recent Andrew Yang quote that blew me away. Then we take that quote and do a bit of a deep dive into the American Criminal System. What does it look like? How many people are there? How big of a problem are private prisons? Tune in and don't forget to subscribe and share!

Show Notes: Twitter: https://twitter.com/FinEssentials Facebook: https://www.facebook.com/FinanceEssentialsLLC LinkedIn: https://www.linkedin.com/company/finance-essentials Instagram: https://www.instagram.com/danny_hudsontn/

https://www.prisonpolicy.org/reports/pie2020.html

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In this episode we take a deep dive into the $1.9 Trillion American Rescue Plan. You'll get $1400 but what is the actual cost? Who is really making out? Where is the money really going? These are questions that we answer on today's show.

Show notes:

https://taxfoundation.org/state-and-local-aid-american-rescue-plan/

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Special interview this week! Billy Lane has become one of the most famous chopper builders in the world through decades of experience in creating custom motorcycles and appearing on various tv shows such as Biker Build Off. We talk about how he got into the industry as a kid, what fame brought him, and what he sees as the future for himself. It was an honor to speak to such a legend.

Show Notes:

Billy's Facebook: https://www.facebook.com/ChoppersInc Instagram: https://www.instagram.com/choppers.inc/ Youtube: https://www.youtube.com/channel/UCN_HcuuqfikHUFoM-ilpQBA

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In this very special episode, I get to interview the one and only Larry Sharpe! Larry talks about his upbringing and what led him to his beliefs in liberty and freedom. We talk about his run for governor in New York as well as his VP bids for the Libertarian Party. He talks about the importance of being your own boss and what it takes to have a positive mindset.

Show Notes: Larry's Twitter: https://twitter.com/LarrySharpe Sharpe Way Twitter: https://twitter.com/sharpe_way Larry's Facebook: https://www.facebook.com/Sharpe4Gov Sharpe Way Facebook: https://www.facebook.com/sharpeway Larry's Youtube: https://www.youtube.com/channel/UCp2EegvSGEsgc-diPwc0ZHQ

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In this episode we discuss the policy that everyone has been talking about...the minimum wage! We give a brief history, then we dive into what the goal the government is trying to achieve by increasing the minimum wage. We give examples of minimum wage and what the effective minimum wage would be if it was set at $15 an hour per state. Let's just say I hope you're not listening from Puerto Rico!

Show Notes:

Why a $15 Federal Minimum Wage Would Be a Terrible Policy https://fee.org/articles/why-a-15-federal-minimum-wage-would-be-a-terrible-policy/

University of Washington Study https://evans.uw.edu/wp-content/uploads/files/two%20page%20overview.pdf

National Bureau of Economic Research https://www.nber.org/papers/w28388?utm_campaign=ntwh&utm_medium=email&utm_source=ntwg2

Puerto Rico's Effective Minimum Wage Would Be $68/Hour Under Biden Plan https://fee.org/articles/puerto-ricos-effective-minimum-wage-would-be-68hour-under-biden-plan/

National Bureau of Economic Research - Puerto Rico https://www.nber.org/system/files/chapters/c6909/c6909.pdf

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In this episode we talk with Wade Riley, managing partner of Hancho Executive Search Group. We learn what it's like to leave a job of 10 years to start something from the ground up. What kind of sacrifices does it require? What kind of freedom and perks can it provide? We also let Wade give some advice to those in the audience who are maybe considering starting their own business....

Show Notes: Wade's LinkedIn: https://www.linkedin.com/in/waderiley/ Searchers and Seekers Podcast Page: https://www.linkedin.com/company/searchers-and-seekers-podcast/

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In this episode, we talk about the most recent fiasco going on with Wall Street, Gamestop, Wall Street Bets, and the infamous short squeeze. What is a short squeeze and how did it happen? Who are the players? What kind of money are we talking about? How is Wall Street getting away with it? Tune in and find out!

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In this episode we talk with Chef Andrew Gruel. He is the owner of Slapfish Restaurant Group. He has made appearances as a judge on "Food Truck Face Off" and was a host on "Say it to My Face". We discuss what drove him to go into food service and the lessons he learned working the overnight shift at Denny's.

Recently, Chef Gruel has become a fundraiser for out of work hospitality workers. To date, he has raised over $300k to help needy workers and families for everything from utility payments to rent.

Show notes:

86 Struggle: http://www.86struggle.com/

Save the Brave: https://savethebrave.org/

Chef Gruel's Twitter: https://twitter.com/ChefGruel Facebook: https://www.facebook.com/CHEFGRUEL Instagram: https://www.instagram.com/andrewgruel/ LinkedIn: https://www.linkedin.com/in/andrewgruel/

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In this episode we interview Moses Herrera, an executive coach, a revenue management consultant, and a spinning instructor. We learn about what it takes to be a successful coach, how to manage social media effectively, and how all of these businesses relate to each other.

Show notes: Moses's LinkedIn: https://www.linkedin.com/in/mosesherrera/ Instagram: https://www.instagram.com/moe_herrera/ Facebook: https://www.facebook.com/moeherrera

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Today we're joined by Gladi and Laura, the co-founders of H&F Redefined. Their passion project was born from the desire to help those individuals who were furloughed or laid off and chose to pursue their passions as well. Despite only being around for a few months, they're already seeing tremendous success. Tune in to find out how!

Show Notes: H&F Redefined Site: https://www.hfredefined.com/ Facebook: https://www.facebook.com/hfredefined Instagram: https://www.instagram.com/hfredefined/ LinkedIn: https://www.linkedin.com/company/hfredefined/ Twitter: https://twitter.com/HF_Redefined

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To kick off entrepreneur month, we're talking this week to Ken Madden, one of the co-founders of Ciro, a motorcycle accessories company that creates, designs, and helps to manufacture really high quality accessories to Harley, Indian, and Honda Goldwing motorcycles. We get to hear about how the company formed, what types of challenges they faced, and how they were able to be a first to market supporting the Goldwing.

Show notes and links: Ciro - https://ciro3d.com/ Ciro Facebook - https://www.facebook.com/ciro3d Ciro Instagram - https://www.instagram.com/ciro3d/ Ciro Twitter - https://twitter.com/Ciro3D

Goldstrike - https://goldstrike3d.com/ Goldstrike Facebook -https://www.facebook.com/goldstrike3d Goldstrike Instagram - https://www.instagram.com/goldstrike3d/

Ken's site - https://maddkstudio.com/ Ken's Youtube - https://www.youtube.com/channel/UCbwJctPDdqtxxWS8GnXMcww Ken's Facebook - https://www.facebook.com/maddkstudio/ Ken's Instagram - https://www.instagram.com/maddk_studio/

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In the final episode of 2020 we discuss one of the most important aspects of capitalism, compassion. Compassion drives increased productivity, increased bottom line performance, and allows us to contribute positively to our communities.

Sources for show:

COLLABORATIVE WHOLE PERSON CARE + HUMAN TOUCH BENEFITS THE PATIENT AND BOTTOM LINE https://www.hmchealthworks.com/white-papers/collaborative-whole-person-care-human-touch-benefits-patient-bottom-line/

Why Compassion in Business Makes Sense https://greatergood.berkeley.edu/article/item/why_compassion_in_business_makes_sense

Barstool Sports is Helping Struggling Small Businesses Far More Efficiently than the Government https://fee.org/articles/barstool-sports-is-doing-more-for-small-businesses-than-the-federal-government/?utm_source=Social&utm_medium=Twitter&utm_campaign=2020_FEEDotOrg

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In this episode we take a look at Doordash and other third party delivery services and the benefits they provide. What is their business model and what help are they actually providing to your local eatery?

Source material for the show: The pandemic boosted food delivery companies. Soon they may face a reality check https://edition.cnn.com/2020/12/06/tech/food-delivery-pandemic-doordash/index.html

Some restaurants hate delivery apps like Grubhub and Uber Eats. So they're seeking out alternatives https://www.cnn.com/2020/11/27/business/restaurant-delivery-alternatives/index.html

Help Struggling Restaurant Workers https://www.gofundme.com/f/help-struggling-restaurant-workers?sharetype=teams&member=7348768&utm_medium=copy_link&utm_source=customer&utm_campaign=p_na+share-sheet&rcid=95ca582918504d6299bf5d0dcf7aac2b

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Robots and automation have ramped up during Covid. We look at the reasons and benefits of automation. We also take a look at the history and track records of labor disruptions and whether or not you should be worried about your job. Here's a hint....just kidding, listen to the show!

Sources for the Show:

Robots Once Seen as Job Killers Now Protect Workers From Covid https://www.bloomberg.com/news/articles/2020-12-14/butler-on-wheels-robot-cutting-salad-how-covid-sped-automation

Tech Experts Predict 13 Jobs That Will Be Automated By 2030 https://www.forbes.com/sites/forbestechcouncil/2019/03/01/tech-experts-predict-13-jobs-that-will-be-automated-by-2030/?sh=9a9a4c022bff

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In this video we discuss what is going on right now with small businesses and how government lockdowns have impacted them vs big businesses and tech firms. We go into detail on the CARES Act and how it didn't really help small businesses at all. Also, what do potential business shutdowns look like vs prior instances.

References for the show:

How Big Government Stacked the Deck Against Small Business: https://fee.org/articles/how-big-government-stacked-the-deck-against-small-business/

Pineapple Saloon Shutdown: https://www.youtube.com/watch?v=tpFfr0niCf0

Small Business Statistics: https://www.chamberofcommerce.org/small-business-statistics/

We Call That "Survival Mode": https://www.wsj.com/video/we-call-that-survival-mode-small-businesses-face-uncertain-future/B6C999D0-D78A-4015-A616-AA32FEEEA989.html?mod=e2fb

Recession Killed 170,000 Small Businesses Between 2008 And 2010: Report: https://www.huffpost.com/entry/us-lost-more-than-170000-small-businesses-2008-2010_n_1702358?guccounter=1&guce_referrer=aHR0cHM6Ly9kdWNrZHVja2dvLmNvbS8&guce_referrer_sig=AQAAANhioYieTrXZ-93S3fU-wX11hVqWwp2x7UVB3g7oMWfPera20EuLd_r-jKkcWT6YHmlY0ljKarHvpNt5Jb0_yjFgQSDLAra3FC5IT5Iu9CIFDRvGxO1bzH8mCRD3Znwh7DDg456FuDfUswMZbYpmkKPAKuuJguiVjHEr7HdOe7OK

1.1 Million Stimulus Checks Sent To Dead People, Watchdog Finds: https://www.forbes.com/sites/shaharziv/2020/06/25/11-million-stimulus-checks-sent-to-dead-people-watchdog-finds/?sh=65392f3793a3

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In this episode we discuss the recent new all time high for Bitcoin. What value does Bitcoin provide, and what a block chain is. Then we discuss what role Bitcoin has for the future and why its important considering our current monetary policy

Articles referenced in the show:

https://www.forbes.com/sites/ericervin/2020/05/07/the-case-for-cryptocurrency-why-even-the-most-cynical-bitcoin-bear-should-consider-investing-and-how-to-get-started/?sh=521cc6e33801

https://fee.org/articles/why-2028-could-be-the-year-the-us-debt-crisis-finally-hits-the-fan/

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Today we review the current discussion going on regarding student loan forgiveness. The plans range from $10k all the way to completely free college and forgiven student loans. We talk about the possible implications of the university system and who actually benefits from student loan forgiveness.

For Clarification: The US college educated percentage is ~40% and the percentage for Germany is ~30%

Sources:

https://www.foxbusiness.com/personal-finance/student-loan-forgiveness-who-benefits-most

https://www.forbes.com/sites/robertfarrington/2019/06/25/the-moral-hazard-of-student-loan-forgiveness/?sh=2f29a969364c

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In this episode, we discuss the current economic outlook with the recently developed Covid vaccine, and what that could mean for future industries. Then we talk about retirement accounts, what they mean, the types of accounts for entrepreneurs, and what your options are if you've left a job and started a new one.

Here is the link for today's show:

https://www.cnbc.com/2020/11/11/coronavirus-vaccine-doesnt-mean-a-quick-economic-recovery-ubs-weber.html

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Today we talk about what is going on in the world of primary education. There is a mass exodus of families leaving the public education system and we discuss what that looks like, why they're leaving, where they're going...and how that applies to us in relation to our financial freedom.

Sources for show:

https://reason.com/2020/11/03/covid-19-didnt-break-the-public-school-system-it-was-already-broken/

https://www.insider.com/how-much-countries-around-the-world-spend-on-education-2019-8#2-the-united-states-spent-12800-per-student-in-2015-and-over-700-billion-total-yet-still-falls-short-when-it-comes-to-academic-achievement-14

https://www.washingtonpost.com/education/2020/07/10/rebuke-trump-los-angeles-teachers-union-says-school-campuses-should-stay-closed-start-2020-21-year/

https://www.forbes.com/sites/mayrarodriguezvalladares/2020/08/02/the-covid-19-crisis-is-a-boost-to-educational-technology-companies/?sh=5a4976d8ce6d

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Due to popular request, we take a dive into the world of higher education. We analyze the impact of both trade schools and universities. What is the better option? Well, that depends on your goals and what you want. It also may depend on your financial situation. Take a listen and let us know!

Referenced in the Show:

https://financesonline.com/trade-school-college-statistics/

https://www.thesimpledollar.com/investing/college/why-you-should-consider-trade-school-instead-of-college/

https://www.indeed.com/career-advice/finding-a-job/skilled-trade-jobs-in-demand

https://money.usnews.com/money/blogs/outside-voices-careers/articles/jobs-after-college-for-recent-graduates

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Today we take a look into what the Covid lockdowns are doing to some countries around the world. Then we dive into what it means to be a part of the one percent, and as a result the types of responsibilities that goes into being a part of it.

Links for reference to this week's show: https://www.npr.org/sections/coronavirus-live-updates/2020/07/13/890398347/u-n-report-says-pandemic-could-push-132-million-people-into-hunger

https://www.msn.com/en-gb/news/world/coronavirus-linked-hunger-kills-10000-children-per-month-says-un/ar-BB17hwPq

https://www.financialsamurai.com/how-much-money-do-the-top-income-earners-make-percent/

https://www.dailymail.co.uk/news/article-2082385/We-1--You-need-34k-income-global-elite--half-worlds-richest-live-U-S.html

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Danny decided to change the show today at the last minute. It was time to introduce some positivity into the world. He discusses the recent rise in the number of small businesses and how small businesses are able to disrupt markets. Then he goes into some great examples of entrepreneurship and people (including kids) who are providing value to people everywhere. Here are the links for what was covered in this episode:

https://fee.org/articles/entrepreneurship-is-skyrocketing-during-the-pandemic/

https://www.businessnewsdaily.com/5-small-business-start-up-costs-options.html#:~:text=Estimate%20your%20costs.,much%20cash%20you'll%20require.

https://fee.org/articles/value-creation-rumpelstiltskin-and-the-8-year-old-who-turns-rocks-into-cash/

https://www.sba.gov/business-guide/plan-your-business/calculate-your-startup-costs

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Today we have a great conversation with Elizabeth, and we learn about how the current business climate has impacted her firm as well as the customers she serves. We learn about industries that are doing it right, and we learn about industries that have a tough battle ahead. We talk about the relationship between Finance and Sales, and she provides some wonderful insight on where business owners and working professionals should go next.

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Oliver wanted to play with the new mic and I thought what better way to test it out than to interview a four year and what he knew about money and finance. It's just a fun, off the cuff, short interview with a four year old. I hope you enjoy i!

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Danny discusses an article from FEE this week that discusses how many colleges and universities are poised to fail from a combination of COVID-19 and students no longer willing take out debt for the rest of their lives to pay for it. He provides additional back up support and what you can do to learn from it and improve your business and/or career. Here are the links to the articles used:

https://fee.org/articles/nyu-prof-more-than-20-percent-of-universities-could-fail-because-of-the-lockdowns/

https://www.savingforcollege.com/article/college-majors-with-the-highest-unemployment-rates

https://fee.org/articles/how-government-guaranteed-student-loans-killed-the-american-dream-for-millions/

https://www.usnews.com/education/best-colleges/paying-for-college/articles/2017-09-20/see-20-years-of-tuition-growth-at-national-universities

https://www.huffpost.com/entry/higher-ed-administrators-growth_n_4738584

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The first episode and release of the Finance Essentials podcast. We take a published article for the week, touch on key points, and then break down what that means to the business and environment and how you can leverage that knowledge to improve your business and career path. The P&L doesn't lie!