Ladies Finance Club: Recent Episodes
Molly Benjamin
Welcome to the Ladies Finance Club, where we talk to some of the best money experts in the country. We’ll chat about how you can get started investing fast, how to get out of debt and how to get onto that property ladder. Plus, some really simple ways you can manage your money (in minutes), and how to save thousands on your bills.
We know that when women are financially empowered we change the world. We create better lives for our families, community and environment. Not only that - young women investors are driving the shift to more sustainable investments.
I'm so happy to have you here with me and I hope it really really helps you take action towards your money goals. Especially if your head has been in the sand about your money for a long time. Ladies, it’s time to get money savvy!
💰 Ever looked at an ETF ticker and felt like you needed a finance degree just to understand it? Same. That's exactly why we brought in the expert.
In this episode, Molly sits down with Jess Leung from Global X ETFs for a masterclass on ETF investing. Jess breaks down some of the most talked-about ETFs on the market right now, from semiconductors (the tiny chips quietly powering the entire AI boom) to copper miners (yes, really and it makes total sense once she explains it).
You'll learn:
✅ How ETFs like semiconductors and AI funds actually work, and why they've become so popular
✅ The "core-satellite" strategy for building a portfolio (explained through a wardrobe analogy you'll never forget)
✅ How to actually buy an ETF, step by step, plus tips on timing your trades
✅ Whether we're in an AI bubble (Jess gives her honest take)
Whether you're just starting to explore investing or you're ready to add a bit more nuance to your portfolio, this episode is packed with practical, real-world insight you can actually use.
🎉 Loved this episode? You'll love the 2026 Online Wealth Summit even more.
This is just a taste of what's coming on Friday, 18 September, 9AM–4PM AEST, live via Zoom and completely free to attend. Jess is back for the full summit, joined by Alec and Bryce from Equity Mates, Arjun Paliwal from InvestorKit, and a stacked lineup of Australia's top money experts, plus Molly herself.
👉 Grab your spot at the 2026 Online Wealth Summit
If you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026, where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence.
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Is it actually still impossible to buy your first home in Australia or is that just what the headlines want you to think?
This week Molly sits down with Rachelle and Glen, the duo behind a brand new book on first home buying, to break down exactly what it takes to get into the property market right now. No jargon, no scare tactics, just clear, practical advice for women who want a real roadmap to homeownership.
Whether you've been putting off buying because you think you need a bigger deposit, you're overwhelmed by government schemes and grants, or you're not sure if buying to live in or buying to invest is the right first move for you, this episode is for you. In this episode, you'll learn:
- The biggest misconceptions Australians have about buying their first home
- How recent housing policy and budget changes actually affect first home buyers
- What the First Home Super Saver Scheme is and how it could save you thousands in tax
- How parental guarantees and rentvesting can get you into the market sooner
- The property mistake Rachelle made in her twenties that she'll never repeat
- What to look for (and watch out for) when buying an apartment or unit
- Whether a buyer's agent is worth it, and when it's not
- What to consider before buying property with a sibling or friend
- Why the fundamentals of buying a home haven't changed, even with recent budget announcements
- The one mindset shift that separates people who become homeowners from those who just talk about it
Perfect for: Australian women thinking about buying their first home, first-time investors weighing up their options, and anyone who feels like the property market has left them behind.
The biggest takeaway from this episode? It might not happen today, but with the right plan, it doesn't have to feel impossible. 🎧
If buying a home is one of your goals, I'd also love you to join us for our FREE How to Buy your First Home Masterclass - https://www.ladiesfinanceclub.com/webinar-2026-how-to-buy-your-first-home, where we'll walk you through exactly what it takes to become property ready.
And if you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026, where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence.
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What does it actually mean to raise a "rich" kid and is it even about the money? This week on Get Rich, Molly sits down in-studio for the very first time with Sarah Megginson, author of How to Raise Rich Kids: Build Lasting Wealth for Your Children, for one of those conversations you'll want to share with every mum in your life.
Sarah is a parent of three who has spent years thinking about how to give kids a healthy, confident relationship with money and the result is a book that's as much for parents as it is for their children. Because here's the thing: the money messages we heard growing up? They're still running the show for most of us. And the way we talk (or don't talk) about money around our kids is shaping their financial future right now.
Whether you're a mum, a dad, an aunty, a godparent, or someone who's just trying to unpack their own money story, this one's for you.
In this episode, you'll learn:
- Why "we can't afford it" can do more harm than you realise and what to say instead
- How to involve your kids in real money decisions at every age (without the stress)
- The government co-contribution super hack that could turn $20 a week into nearly $300K for your teenager
- Why pocket money works better with a points system than straight cash
- How to talk to your kids about what you earn and why Sarah is completely open with her three children about the family finances
- What the three sections of How to Raise Rich Kids cover and how to use it based on your child's age
- Why buy now, pay later is changing kids' relationship with money and not in a good way
- The difference between raising wealthy kids and raising kids who are free to choose their own life
Perfect for: Australian mums with kids of any age, anyone who grew up in a household where money was stressful or off-limits, and women who want to break the cycle and give the next generation a better start.
The biggest takeaway? Rich isn't about how much money your kids have, it's about giving them the choices, confidence, and foundation to build the life they want. 🎧
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Still paying the same bills you were five years ago? It might be time to do something about that. Molly sits down with consumer advocate, bestselling author, and Today Show money expert Joel Gibson for their annual bill audit and this one is packed with practical tips you can action this weekend.
Whether you've never touched your energy plan, haven't looked at your insurance in years, or just feel overwhelmed by where to even start, Joel breaks it all down in plain English so you can stop overpaying and start keeping more of your money.
In this episode, you'll learn:
- Why 80% of Australians are not on the cheapest energy plan available to them and how to fix it in minutes
- The sneaky "loyalty tax" your insurance company is quietly charging you (and how to beat it)
- The single most important bill to tackle first if you're a complete beginner
- Which grocery apps and websites can save you hundreds on your weekly shop
- How to find unclaimed government money that might literally have your name on it
- What's actually happening with energy prices in July 2026 and what to do before the letters start arriving
- Joel's top winter money-saving hacks, including the one heating tweak that could save you $100+ this season
- Why solar and batteries might be worth it even if you don't have upfront cash
- What One Big Switch is and how to use it to negotiate better deals on your household bills
Perfect for: any Australian woman who knows she should probably be doing more with her bills but hasn't gotten around to it yet, this episode is your sign.
The biggest takeaway? You don't have to overhaul your whole life to save money. You just have to make a few calls. 💸🎧
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What does aged care in Australia actually cost, and is your family prepared when the time comes? In this episode of Get Rich, Molly sits down with aged care financial specialist and co-author of Downsizing Made Simple, Rachel, to demystify one of the most overwhelming and most avoided financial conversations Australian families need to have. Whether you're the one your family looks to when things get hard (hi, TED 👋) or you just want to get ahead of this before there's a crisis, this episode is your starting point. No jargon, no overwhelm just clear, practical guidance on what to expect and how to plan.
In this episode, you'll learn:
- What aged care in Australia actually includes and why it's so much more than just nursing homes
- The difference between home care and residential aged care, and what each one costs
- How means testing works and why the bill can be higher than your income
- What a RAD and a DAP are, and how families typically fund the move into residential care
- Why selling the family home isn't always the right move (and when it could actually cost you more)
- How to access government-funded care through My Aged Care and why you shouldn't wait until there's a crisis
- What the Aged Care Assessment is, why it's like a passport, and the one mistake people make that leaves them under-supported
- What happens when a parent lands in hospital and you have 48 hours to find a bed
- The questions you must ask before signing anything with an aged care provider
- Three things you can do this week to start the conversation with your parents
Perfect for: Australian women with ageing parents, anyone who's ever Googled "how does aged care work in Australia," and every Trusted Eldest Daughter who's quietly holding this all together.
The biggest takeaway from this episode? The best time to plan for aged care was years ago. The second-best time is right now. 🎧
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
If someone had asked me about home batteries a few weeks ago, I probably would've thought they were talking about the ones in my TV remote.
But with electricity prices rising, government rebates on offer, and more Australians looking for ways to cut household costs, I figured it was time to learn what all the fuss is about.
So in this week's episode of Get Rich, I sat down with Leigh Storr, Founder of RESINC, an award-winning national renewable energy company for a Home Batteries 101 session.
Here's what we covered:
- The Australian government rebate that could knock up to $6,500 off your home battery install
- The three free hours of electricity now available to Australians in NSW, VIC and Southeast QLD and how to make the most of them
- How a home battery can actually earn you money through something called a virtual power plant
- How to get solar panels and a home battery in Australia for zero upfront cost
- What happens to your power when the grid goes down (good news: you're fine)
One thing that surprised me? Some Australian households are turning their battery into a bit of a side hustle, selling excess energy back into the grid when demand is high.
If you've ever wondered whether a home battery could lower your power bills in Australia, help protect you from blackouts, or simply make your home more energy independent, this episode is worth a listen.
As always, this isn't about rushing out and buying something. It's about understanding your options, running the numbers, and making informed decisions with your money. 🎧
Want to find out if a home battery makes sense for your home? The RESINC team has put together a special offer for the LFC community - check it out here 👉 https://resinc.com.au/LFC/
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Ever stood in front of a wardrobe full of clothes and felt like you have absolutely nothing to wear? You're not alone and this episode explains exactly why.
Molly sits down with Melbourne-based personal stylist Melissa Murgana to talk about how to build a wardrobe that actually works for your life, your budget, and your body, without spending a fortune.
In this episode we cover:
- Why most women wear only 20% of their wardrobe 80% of the time
- The 3-outfit rule that will change how you shop forever
- How to look polished and expensive on a tight budget
- The 5 winter capsule wardrobe essentials every woman needs
- Affordable brands stylists actually rate (Target, Uniqlo, Portman's)
- Whether expensive clothes are actually better quality
- How to get more longevity out of your clothes (including the jeans-washing debate)
- What a personal stylist costs and why it's a smart investment
- How to find your personal style when you have no idea where to start
Whether you're rebuilding your wardrobe after having kids, going through a body change, or just sick of feeling uninspired getting dressed every day, this episode is for you.
Follow Melissa on Instagram and TikTok: @melissagotstyle
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
When was the last time you actually checked your super? Like, really checked it, not just glanced at a statement and shoved it in a drawer? If your answer is "um… a while ago," you are absolutely not alone and this episode is for you.
Molly sits down with Misha Schubert, CEO of the Super Members Council, the peak body representing over 11 million Australians in our super system, to cut through the confusion and give you a real, honest look at what's happening with your super right now.
Because here's the thing: 1 in 4 working Australians are currently not being paid some or all of the super they've earned. That's not a small problem. That's your money, that you worked for, just… not showing up. And with major new payday super laws coming July 1st, 2026, there has never been a better time to get across what you're actually entitled to.
In this episode, you'll learn:
- Why most Aussies aren't engaging with their super and what it's actually costing them
- How to find out if your employer has been paying your super correctly (and what to do if they haven't)
- What payday super laws are and why they're a game changer for Aussie women
- The truth about self-managed super funds and who they're actually right for
- How to spot a super scam before it's too late (this one is so important right now)
- What women who've taken time out of the workforce can do to catch up on super
- The single homework task Misha wants every Australian to do this week
Perfect for: Aussie women who've been putting super in the "future me" basket, anyone who's ever thrown a super statement in the bin without opening it (no judgment, Molly did it too!), and women who want to make sure their retirement isn't an afterthought.
The biggest takeaway from this episode? Your super is one of the most powerful financial tools you have, you just need to start paying attention to it. And it's a lot simpler than you think. 🎧
Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What do you do when debt feels like it's swallowing you whole and you're too ashamed to tell anyone?
Molly is back hosting Get Rich this week, sitting down with Kristen Hartnett, a financial counsellor from the Salvation Army's MoneyCare service, to talk about something so many Australian women are quietly going through right now, debt. Whether it's credit cards, buy now pay later, a car loan that's gotten away from you, or just the creeping anxiety of cost of living hitting harder than ever, this episode is a must-listen.
And here's the thing - there is a free, professional, non-judgmental service available to every single Australian, and most of us have no idea it exists. Until now.
In this episode, you'll learn:
- Why smart, capable women end up in serious debt and why it has nothing to do with poor spending habits
- How shame and secrecy make debt worse, and what to do instead
- What a financial counsellor actually does (and why it costs you absolutely nothing)
- The signs it's time to stop Googling and just make the call
- What can realistically be negotiated with banks and creditors on your behalf
- Why bankruptcy is rarely the answer and what the alternatives are
- How the debt snowball method works and when it makes sense to use it
- What debt collectors can and can't legally do to you in Australia
- Government grants and emergency relief payments you might not know you're entitled to
- How to rebuild your financial confidence after clearing debt, for good
Perfect for: Australian women feeling the pressure of cost of living, anyone quietly struggling with debt, and women who just want to know their options before things get worse.
The biggest takeaway from this episode? You are not alone, you are not a failure, and there is free help waiting for you right now. 🎧
Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What do you actually need to sort out financially before you separate and when should you start?
This week on Get Rich, Molly sits down with mortgage broker, Stella Finance Group founder, and Ladies Finance Club ambassador Lisa Bridgett to break down everything Australian women need to know about getting their finances in order before, during, and after a separation. No jargon, no judgment, just clear, practical advice from someone who has not only helped countless women through this process, but has lived it herself.
Whether you've been putting off getting your finances sorted because you don't know where to start, you're not sure what you're actually entitled to, or you're worried about what life looks like on the other side, this episode is for you.
In this episode, you'll learn:
- Why speaking to a mortgage broker before a lawyer could save you thousands
- What actually happens to the family home in a separation and whether you can really afford to keep it
- Why so many women leave superannuation on the table and why you absolutely shouldn't
- How interest rate rises affect your borrowing capacity as a single income household
- What a binding financial agreement is and why more couples should be having this conversation
- The financial red flags to watch for when things start to turn ugly
- Why having your own emergency fund in your own name is non-negotiable
- How to build your separation support team, from mortgage brokers to family lawyers to forensic accountants
- The one thing Lisa wishes more women knew before they signed anything
Perfect for: Australian women who are considering separation, going through one, or simply want to be financially prepared for whatever life throws at them. And if this isn't you right now, share it with a girlfriend who needs to hear it.
The biggest takeaway from this episode? Knowledge is power. The sooner you know your numbers, the more confidently you can fight for what you deserve. 🎧
Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What if being bad with money was never actually your fault?
Molly Benjamin sits down with Rachel Davies and Angela Meyer, the New Zealand co-founders of Hi Money and authors of the brand new book Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom - which just hit number one on the NZ bestseller charts. Rachel is a therapist specialising in money psychology, and Angela is a gender equity expert with two decades of experience unpacking the systems that make financial wellbeing so much harder for women to achieve. Together, they're on a mission to get more money into the hands of more women and this conversation is exactly where to start.
Whether you've ever avoided opening your banking app, wondered how on earth you'll survive retirement, or quietly left the big financial decisions to your partner, this episode is for you.
In this episode, you'll learn:
- Why being bad with money is not a personal failing and what's actually responsible for it
- What the gender retirement gap, the pink tax, and the silence gap really mean for your financial future
- How the pink tax adds up to over $250,000 across a woman's lifetime
- What the Rich in Context research across Australia and New Zealand revealed about women and financial wellbeing and the finding that surprised even the researchers
- Why 30% of women have no financial plan beyond hoping something works out
- How your money psychology not your budget might be the real thing holding you back
- What happens to women's wealth when they leave the finances to their partner
- The one money move both Rachel and Angela say every woman should make this week
- Why the financial services industry keeps getting women wrong and what they should be doing instead
- What your 25-year-old self needs to hear about compounding, investing, and starting now
Perfect for: Australian women who want to understand why money feels so complicated, anyone ready to stop blaming themselves and start taking action, and every woman who knows she should be doing something about her finances but isn't quite sure where to begin.
The biggest takeaway from this episode? The system wasn't designed for you but that doesn't mean you can't win at it. Here's how. 🎧
Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What's the best thing you can do for your child's financial future and where do you even begin?
In this episode of Get Rich, Molly sits down with financial advisor and LFC favourite Dawn Thomas to get into one of the most important (and most underrated) conversations we can have as parents: how to raise a financially confident kid. And yes, she does it while breastfeeding a newborn, because that's just the season of life we're in right now.
Whether you've been wondering how to talk to your kids about money without passing on your own stress, or you're not sure how to explain investing to a teenager, this episode is packed with practical, real-talk advice straight from a mum who also happens to be a financial advisor.
In this episode, you'll learn:
- Why your money behaviours matter more than any lesson you'll ever teach
- The exact phrases to swap out when your kid asks for something you don't want to buy
- How to talk to your children about cost-of-living pressure without creating money anxiety
- Why delayed gratification is one of the greatest financial gifts you can give your kids
- The tax traps Australian parents hit when investing in their child's name
- Why investment bonds and education bonds can be a smarter option than a kids' share account
- Why letting your kids experience financial "failure" is actually a good thing
- What family financial socialisation is and why it starts earlier than you think
Perfect for: Australian mums with kids of any age, women who want to break generational money cycles, and anyone who's ever said "we can't afford that" and wondered if there's a better way.
The biggest takeaway from this episode? You don't need to be a financial expert to raise a money-smart kid, you just need to start the conversation. 🎧
Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What does your grandmother's relationship with money have to do with your bank balance today? More than you'd think.
Molly is back and sitting down with financial advisor, community builder, and newly minted author Jessica Brady to dig into one of the most fascinating and rarely talked about, sides of personal finance: how the women who came before us shaped the way we think, feel, and behave around money today.
Jess has just released her debut book Get Growing: A No-Nonsense Guide to Cultivating Wealth and Financial Freedom, and it is everything, part feminist history lesson, part practical money guide, part permission slip for every woman who's ever felt like managing money just wasn't meant for her.
In this episode, you'll learn:
- Why your money mindset is likely already formed by the time you're seven years old
- How the laws that locked women out of financial independence still echo through generations today
- What a "hot iron money moment" is and how to find yours
- Why your brain is actually trying to protect you from wealth and how to gently take back the wheel
- What a "money monster" is and how naming yours can help you stop letting it make decisions for you
- How to build a financial alter ego that helps you show up differently with your money
Perfect for: Australian women who've ever felt behind with money, anyone curious about where their money beliefs really come from, and every woman who wants to stop the cycle and build real, lasting wealth.
The biggest takeaway from this episode? Your money story isn't your fault, but it is yours to rewrite. 🎧
Grab Jess's book here.
Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What should you actually do when a lump sum of money lands in your lap and how do you make sure you don't waste the opportunity?
Molly sits down with financial advisor Lauren Isles to break down everything Australian women need to know about handling an inheritance, bonus, or financial windfall. No guilt, no jargon, no complicated finance-speak, just clear, practical advice for women who want to make the most of money they weren't necessarily expecting.
Whether you've been sitting on a lump sum and doing nothing with it, feeling overwhelmed about where to even start, or carrying some complicated emotions around an inheritance, this episode is for you.
In this episode, you'll learn:
- Why pressing pause before you do anything is the most important first step
- How to work through the guilt and emotional weight that often comes with an inheritance
- Whether you should pay down debt, invest, or boost your super and how to decide
- The super catch-up rules that could let you put a large amount into super at once
- What tax you actually pay on an inheritance in Australia (the answer might surprise you)
- The biggest mistakes people make when they receive a windfall and how to avoid them
- How to build an investment strategy around money you never planned for
- When to see a financial advisor versus a money mindset coach
Perfect for: Australian women who have recently received an inheritance, are expecting one, or have come into any kind of unexpected money and want to make it work as hard as possible for their future.
The biggest takeaway from this episode? A lump sum of money is one of the greatest opportunities you'll ever have to change your financial future but only if you actually do something with it. 🎧
Connect with Lauren Isles here - https://directory.ladiesfinanceclub.com/listing/lauren-isles/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What's the best thing you can do for your child's financial future and when should you start?
Briony Benjamin is back as guest host of Get Rich while Molly is on maternity leave, and this week she's tackling a topic close to her own heart as a mum of two! Briony sits down with financial advisor and investing expert Daisy Magor to break down everything Australian parents need to know about how to invest for their kids, no jargon, no complicated finance-speak, just clear and practical advice for mums who want to give their children a financial head start.
Whether you've been putting off investing for your children in Australia because you're not sure where to start, think you need more money to begin, or you're worried about getting the tax side of things wrong, this episode is for you.
In this episode, you'll learn:
- Why starting small and early makes a bigger difference than you think
- What $100 a month from birth could actually grow to by the time your child turns 18
- The main ways to invest for your kids in Australia and which one might suit you best
- Whether you should pay off debt first or invest at the same time
- What an ETF is and why it's one of the simplest investment options for Australian parents
- The difference between investing in your name versus your child's name (and why it matters at tax time)
- What investment bonds and education bonds are and when they make sense
- The minor tax rates that catch Australian parents off guard
- How ethical investing works inside an ETF
- What grandparents and relatives need to know about gifting money to kids in Australia
Perfect for: Australian mums with young kids, anyone wanting to invest on behalf of their children, and women who want to make their money work harder for the next generation.
The biggest takeaway from this episode? You don't need to be wealthy to set your child up for long-term financial success, you just need to start. 🎧
Connect with Daisy Magor here - https://directory.ladiesfinanceclub.com/listing/daisy-magor/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Ever looked at property prices and thought "there is absolutely no way"?
You're not alone. For a lot of women, especially those doing it solo, the property market can feel like a club you were never given the membership code for. But here's the thing: it doesn't have to be.
Briony Benjamin steps in as guest host of Get Rich while Molly is on maternity leave, and she's bringing you one of our most practical episodes yet!
This week, Briony sits down with Jade Fitzgerald, Brisbane-based buyer's agent and founder of Ideal Buyer's Agency, to break down everything you need to know about buying property in Australia under $700k.
Whether you've been putting off buying because it feels too expensive, too complicated, or you think you need a partner to do it with, this episode is for you.
In this episode, you'll learn:
- What a buyer's agent actually does and how they're completely different from a real estate agent
- Why you should never share your pre-approval with a selling agent (and what to say instead)
- What a $700k budget can realistically buy you in Australia right now
- The case for investing regionally and how to follow government spending to find the best opportunities
- Why you don't need to live in a property for it to build serious long-term wealth
- The two contract clauses you must have before signing anything
- What to actually look for in a building and pest inspection report
- The biggest mistakes buyers make and how to avoid them
- How buyer's agent fees work and why they often pay for themselves
The biggest takeaway from this episode? Just start. You don't need a partner, a million-dollar budget, or to know everything, you just need to take the first step.
🎧 Perfect for: women thinking about buying their first home or investment property, anyone curious about how buyer's agents work, and anyone who's been waiting until they feel "ready" to get into the market.
Connect with Jade here: Jade Fitzgerald – Ladies Finance Club - https://directory.ladiesfinanceclub.com/listing/jade-fitzgerald/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Briony Benjamin steps in as guest host of Get Rich while Molly is on maternity leave, and she's bringing you one of our most beginner-friendly episodes yet!
This week, Briony sits down with investing expert and ETF specialist Jessica Leung to break down everything you need to know about getting started with investing no jargon, no finance-speak, just clear and practical advice for women who are ready to take control of their money.
Whether you've been putting off investing because it feels too risky, too complicated, or you think you don't have enough money to start this episode is for you.
In this episode, you'll learn:
- What investing actually is and why savings alone won't build long-term wealth
- How inflation silently eats away at your savings
- The power of compound interest (and why it really is the eighth wonder of the world)
- Why you don't need to time the market and what to do instead
- What an ETF is and why it's a great option for beginner investors
- The biggest investing myths holding women back from getting started
- What a beginner portfolio could look like
- How to choose a brokerage platform and what fees to watch out for
- How ethical and sustainable investing works inside an ETF
- The most common beginner mistakes (and how to avoid them)
The biggest takeaway from this episode? Just start. You don't need thousands of dollars or a finance degree you just need to take the first step.
🎧 Perfect for: women who are new to investing, anyone curious about ETFs, and anyone who's been waiting for the "right time" to start building wealth.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Why do so many smart, capable women second-guess themselves?
In this episode of Get Rich, Molly sits down with Caroline Brewin, former investment banker turned confidence coach and neuroscience expert, to unpack the science behind self-doubt and how to build real, lasting confidence.
After 18 years in investment banking, Caroline saw firsthand how talented women held themselves back, not because they weren’t capable, but because they didn’t back themselves. Now, through coaching and applied neuroscience, she helps women rewire their brains for confidence instead of fear.
In this episode, we cover:
- Why your brain is wired for safety, not success
• Why women often have a louder inner critic
• Whether confidence is something you’re born with or can build
• Simple daily rituals to boost confidence fast
• How to stop overthinking and start taking action
• The link between money confidence and self-belief
If you’ve ever hesitated before speaking up in a meeting, asking for a pay rise, investing your money or making a big life decision, this episode is for you.
Confidence isn’t something you’re born with. It’s a muscle you build.
Need to speak to an expert, connect with a vetted financial professional we genuinely recommend here - https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Most people see insurance as boring, optional, or something they’ll deal with “later”.
But the truth is, insurance is one of the very few things that can completely change the trajectory of your life, not when things are going well, but when they aren’t.
In this episode of Get Rich, Molly Benjamin is joined by insurance advisor Trish Gregory from Hayes & Co Insurance Services, to break down what insurance actually does, the mistakes people don’t realise they’re making, and the real-life moments where having the right cover makes all the difference.
They unpack income protection, life insurance, total and permanent disability (TPD), and trauma insurance, why so many women are underinsured (even when they earn good money), and why waiting until something goes wrong is often the most expensive mistake of all.
Molly also shares why she only updated her own insurance recently, what she assumed was covered through her super, and the moment she realised she was only protected for two years, not decades.
This is a practical, honest conversation about protecting your income, your future, and your choices, before you need to.
In this episode you'll learn:
- The real difference between life insurance, TPD, trauma, and income protection, and what each one actually covers
- Why so many women are dangerously underinsured, even if they earn “good money”
- The most common insurance mistakes people make, and why fixing them later can cost more
- Real-life examples of when insurance becomes life-changing, not just “nice to have”
- How insurance inside super works, and when it’s not enough on its own
- When and how to get insurance set up properly, before health or life changes make it harder
If you want to connect with Trish, Click here - https://directory.ladiesfinanceclub.com/listing/trish-gregory/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Private health insurance in Australia can feel confusing, overwhelming, and expensive, especially when you’re not even sure what you’re paying for or what you need.
In this episode of Get Rich, Molly Benjamin is joined by private health insurance expert Kat Day to break down when private health insurance is actually worth it for Australians, and when it genuinely isn’t.
We talk about why so many people are over-insured, how women end up paying for cover they’ll never use, and how insurance premiums quietly creep up year after year without anyone noticing.
In 15mins you’ll learn:
- When private health insurance is worth it and when it’s not
- The difference between hospital cover and extras (and which to prioritise)
- How the Medicare levy surcharge actually works
- Whether it’s cheaper to pay the levy or take out private cover
- Why being on “gold” doesn’t mean better service
- How often you should be reviewing your policy
- The most common ways Australians overpay for health insurance
- Why switching providers won’t reset your waiting periods
- What ambulance cover actually looks like state by state
This is a practical, no-jargon episode designed to help you make smarter decisions, save money, and finally understand your private health insurance. Need to review yours? Click here. https://calendly.com/d/cn5c-63k-ggq/avoid-the-2026-health-insurance-rate-rise-lfc
General information only. This episode does not constitute financial advice. Always consider your personal circumstances.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
In this episode of Get Rich, Molly Benjamin sits down with finance journalist and creator Chris Kohler (700k+ on Instagram) to unpack the sneaky ways Australians lose money without even noticing. Based on Chris’s book How They Get You, this chat covers the everyday “money traps” hiding in plain sight, from subscription creep and food delivery markups, to loyalty programs that don’t truly reward you, drip pricing, and the psychology of tap-and-go spending.
You’ll learn how modern payments and marketing are designed to make spending feel painless, why “being loyal” can cost you more, and what small habits quietly blow up your budget over time. Chris also shares his simple “Hell Day” strategy, a practical system for negotiating bills and cutting recurring costs in one focused hit.
If you want to feel more confident, more in control, and way harder for companies to “get”, this episode is a must-listen.
PS – I get asked constantly for a good mortgage broker or financial adviser, so we finally did something about it.
We’ve just launched our new directory of trusted, vetted financial professionals we genuinely recommend.
It’s live now you’ll find the link here 👉 https://directory.ladiesfinanceclub.com/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
If money feels like it’s constantly slipping through your fingers - this episode is for you.
This week on the Get Rich podcast, I chat with Profit Coach Clare Wood about her simple but powerful money system that takes just 15 minutes a week.
Clare shares:
🧾 How to run a Monday Money Meeting to stay on top of your cash flow
💑 Why she and her husband do Friday Money Dates (and how to make them fun!)
📊 The monthly review that helps her grow wealth - not stress
🚀 How to start a side hustle without a website, logo, or fancy plan
She’s proof that when you treat your money like a business, everything changes.
Clare Wood’s simple cash-flow system, Friday money dates, and monthly reviews for real-life results
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Divorce and separation in your 40s can feel overwhelming, emotional, and financially terrifying, especially if you’ve spent years prioritising your family, your partner, or their career over your own. In Australia, the average age women are divorcing is around 44 years old, yet so many women reach this moment feeling unprepared and unsure of their legal and financial rights.
In this episode of Get Rich, Molly Benjamin is joined by Australian family lawyer Samantha Lewis to unpack what women actually need to know before separating, legally, financially, and emotionally.
We cover the biggest myths women believe about divorce, why “just wanting things to be fair” can quietly leave you financially worse off, and the critical mistakes many women make in the first few weeks after separation.
You’ll learn:
- How separating in your 40s is legally and financially different from your 20s or 30s
- Why it doesn’t matter whose name assets, property, or superannuation are in
- How non-financial contributions, like raising children or supporting a partner’s career, are treated under Australian family law
- What to do before money or assets start disappearing
- Why superannuation is often one of the biggest assets in a separation
- How women can fund legal advice, even if they don’t currently have access to money
- The one-year deadline after divorce that could cost you everything if you miss it
- Why it’s never too late to start again financially, even in your 40s or 50s
This is an empowering, practical conversation for Australian women who are separated, divorcing, thinking about leaving, or supporting a friend who is. It’s not about fear, it’s about clarity, confidence, and knowing your rights before you make life-changing decisions.
🎧 Listen with your notes app open, then send this episode to a woman who needs it.
General information only. This episode does not constitute legal or financial advice. Always seek advice specific to your circumstances.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Most people think flying business class is a luxury reserved for celebrities, CEOs, or people spending obscene amounts of money.
But what if it’s actually about systems, not status?
I’ve avoided this topic for a long time, mainly because we work with so many women who are actively getting out of credit card debt. So let me be very clear from the start — this conversation is only for people who already have strong control over their money.
Because when credit cards are used badly, they cost you freedom.
But when they’re used strategically, they can give it back.
In this episode, I’m joined by Steve Hui, founder of iFlyFlat, who hasn’t paid for a flight in over a decade.
We talk about how points actually work, why most people use them backwards, and how to think about credit cards as a payment system, not debt.
This isn’t about spending more.
It’s about using what you already spend… better.
If you love travel, hate wasting money, and want to understand the rules before you play the game, this episode will completely change how you think about points.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
We talk a lot on Get Rich about how to prevent a financial crisis, building buffers, having the right insurance, and not leaving things until it’s too late.
In this episode, we apply that same thinking to something just as important: your health.
Because a medical crisis doesn’t just affect your body, it can impact your income, savings, super, career, and long-term financial security.
Molly is joined by women’s health GP Joanne Helen Mackson to create a practical, decade-by-decade health checklist for Australian women in their 30s, 40s and 50s, covering what to screen for, what symptoms to take seriously, and how to advocate for yourself in a system that hasn’t always been built with women in mind.
In this episode, we cover:
- What health checks actually matter in your 30s, including cervical screening, skin checks, fertility conversations, mental health, and when period pain isn’t normal
- What changes in your 40s, including the Medicare 45+ Health Assessment, perimenopause symptoms, bowel cancer screening from 45, and breast screening decisions
- What to prioritise in your 50s, including mammograms, bowel screening, bone health, heart health, and chronic disease prevention
- Why women often need to push harder for answers, and how to do that effectively
- How prevention is one of the smartest financial and life investments you can make
This is the episode to listen to with your notes app open, then book the check-ups you’ve been putting off, and send to a friend who needs it too.
General information only. Always speak with your GP or healthcare professional about what’s right for you.
Health is wealth, and this episode shows you how to protect both.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
It’s the start of a new year, which makes it the perfect time to reset your money, without the unrealistic January pressure.
We’re not talking extreme budgeting, never ordering Uber Eats again, or building the world’s most perfect spreadsheet.
In this episode, I’m joined by Gemma Mitchell to walk you through a simple, step-by-step money stocktake that gives you clarity, not guilt.
We cover how to:
✔️ Reset your money after life changes (or that quiet “something’s off” feeling)
✔️ Figure out exactly where you’re at, without overwhelm
✔️ Build realistic habits you can actually stick to past February
This is a calm, practical reset designed for real life, not perfection.
🎧 If you want your money to feel clearer, calmer, and more aligned in 2026, this episode is your starting point.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What happens when you grow up below the poverty line, build a high-paying career in finance and still find yourself drowning in debt?
In this powerful episode, Molly sits down with Annette, founder of Kids Get Money, to unpack how early money experiences shape our adult financial habits, and how she went from financial overwhelm to empowerment.
They discuss how generational money patterns are passed down, what to do when you're at breaking point financially, and why teaching kids about money from an early age is non-negotiable in today’s digital world.
If you’ve ever felt ashamed about your money situation or unsure how to break the cycle - for yourself or your kids, this episode is a must-listen.
What you’ll learn:
✔️ How childhood experiences shape your money mindset
✔️ The moment Annette hit financial rock bottom (while living in a million-dollar home)
✔️ Practical steps to rebuild your finances, no matter where you're starting from
✔️ Why money coaching is the missing link before financial advice
✔️ When and how to start teaching kids about money
✔️ How to talk about tap & go, Afterpay, and digital spending with kids
✔️ One simple weekly habit to help your kids get money smart
Whether you’re a mum, aunty, carer or just someone who wants the next generation to have a better relationship with money, this conversation will give you practical language, tools and a big dose of “you’re not alone”.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Property Wrapped 2025 is here.
In this episode of Get Rich, Molly Benjamin is joined by Arjun Paliwal from InvestorKit to break down what really happened in Australia’s property market in 2025, and what it means for buyers and investors heading into 2026.
We unpack the data behind the headlines, including which cities and regions outperformed, where the strongest price growth occurred, how buyer behaviour shifted throughout the year, and why some people kept missing out on properties.
You’ll also learn:
- Why “recovery” is the word that best sums up 2025
- Which price points saw the most activity
- Investor vs first-home-buyer trends
- Auctions vs private sales
- The biggest mistake buyers made this year
- The one stat that matters most in 2026
- Why focusing too much on interest rate forecasts can hold you back
If property is on your radar, this is your end-of-year market wrap, minus the hype and full of practical insight.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Struggling to understand why groceries, rent and bills feel so expensive right now? You’re not alone and in this episode, we break it all down in plain English.
Molly sits down with Sarah Hunter, Chief Economist and Assistant Governor (Economic) at the Reserve Bank of Australia (RBA), to demystify inflation, interest rates and what’s actually happening in the Australian economy.
Together, they unpack:
✨ What inflation really means (and why it’s not as simple as “prices going down”)
✨ What’s inside the CPI “basket” and why it never feels like the average fits your life
✨ Why the RBA targets 2–3 percent inflation
✨ How interest rates are set and who actually sets them
✨ How inflation affects your mortgage, savings and everyday budget
✨ Why global events like wars and supply shocks hit your hip pocket
✨ What to expect for inflation and the economy heading into 2026
✨ Practical steps you can take to prepare for rising costs
If you’ve ever wondered:
“Why is everything getting more expensive?”
“What does the RBA actually do?”
“Should I be worried about inflation?”
…this episode is your go-to explainer. No jargon. No doom and gloom. Just clarity.
🎧 Listen now and finally understand inflation in a way that makes sense for real life.
If you totally missed Economics 101 at school (same 🙋♀️), then you’re going to love this week’s episode of Get Rich.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
In this episode of Get Rich, Molly sits down with Jun Bei Liu, founder and lead portfolio manager at Ten Cap, who went from moving to Australia at 16 to becoming one of the country’s most successful fund managers.
They dive into:
📈 What women get right (and wrong) about investing
💖 How Jun Bei built confidence in a male-dominated industry
🌏 How she built a $1 billion portfolio and still stays grounded
👶 Tips for juggling motherhood with a high-pressure career
💰 The small daily habits that lead to big wealth
📊 A quick reality check on how the market’s tracking right now
It’s an inspiring, down-to-earth chat about confidence, money and mindset, from a woman who’s proof you can lead, invest and thrive on your own terms.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
“I have nothing to wear.”Sound familiar?
In this episode of Get Rich, Molly sits down with fan-favourite guest Emma Edwards (The Broke Generation) to unpack why so many of us overspend on clothes, still feel like we have nothing to wear, and how our wardrobes are deeply connected to confidence, identity and money.
Emma recently completed a full year without clothes shopping — no new, no second-hand, no rentals — an experiment that completely transformed her self-esteem, spending habits and style.
Together, Molly and Emma dive into:
✨ Why we keep buying clothes we don’t wear
✨ The $6,000 realisation: how much we actually spend
✨ The “fantasy self” hiding in your wardrobe
✨ What shopping has to do with body image
✨ How stopping shopping improved Emma’s confidence
✨ How to cut back on buying clothes without going cold-turkey
✨ Why we overspend on our kids’ wardrobes
✨ How to build a wardrobe you actually love
If you want to spend less, feel better in your clothes, and stop the endless “nothing to wear” spiral… this episode will change the way you shop forever.
🎙️ Emma’s New Book: The Wardrobe Project: A Year of Buying Less and Liking Yourself More
📚 Order it here
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
The Australian property market is heating up again, with some suburbs growing close to 1% in a month. If you’ve been wondering whether to rentvest or buy a home to live in, this episode breaks it down in simple, practical terms.
In this month’s property update, Molly Benjamin sits down with buyer’s agent and property expert Arjun Paliwal to unpack what’s happening in the market right now and what buyers need to know before making their next move.
We cover:
- Australian property market update – why growth is rising again
- Rentvesting vs buying – Arjun’s 5–10 year rule to help you choose
- Accidental investors – the costly mistake first-timers often make
- How to pick a strong investment property using listings, rental vacancy, days on market and competition
- Buyer pressure from real estate agents and why representation matters
- Climate change & flood risk – how to assess environmental risk realistically
- Ongoing costs of property investing – maintenance, land tax, insurance, rates and vacancy
- Infrastructure myths – do trains, shops and Bunnings actually drive growth?
- Mindset traps that slow down investors and how to avoid analysis paralysis
If you're saving for your deposit, deciding between rentvesting or buying to live, or trying to understand what makes a property a good investment, this episode will give you clarity, confidence and a clear checklist.
This podcast contains general information only. Always seek advice tailored to your personal circumstances before making financial decision
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
If you’re in your 40s, 50s or beyond and feel like you’re rebuilding your financial life from scratch, you’re so not alone. In this powerful episode of Get Rich, Molly sits down with financial coach and former adviser Naomi Holmes, host of the Her Money Matters podcast, to unpack how women can rebuild confidence, clarity and wealth after divorce, separation, redundancy or major life changes.
Naomi works with women at this exact stage of life, and she shares the patterns she sees every day, the fear, the avoidance, the “I don’t even want to look at my bank account” era and the practical steps that genuinely get women back on track.
We explore the emotional, practical and strategic parts of starting over: cashflow, asset protection, emergency funds, financial coercion, superannuation, investing later in life and how to prepare financially if you’re thinking about leaving a partner.
In this episode we discuss:
- The FIRST step to rebuilding confidence when starting over at 40+
- How to understand your cashflow without needing to be a spreadsheet girlie
- The biggest money mistakes women make post-divorce or redundancy
- Recognising financial coercion and what to do if it’s happening
- How to prepare financially BEFORE you separate from a partner
- The three experts every woman should have: lawyer, financial coach/adviser + emotional support
- How to rebuild an emergency fund (OMG fund!) when money feels tight
- Investing later in life, when to start again and how to think about risk
- Superannuation truths every woman 40+ needs to know
- Why your money story matters more than your past mistakes
- The next 1–2 steps every woman can take TODAY to move forward
If you’re rebuilding, re-entering the workforce, or finally putting yourself first after years of looking after everyone else, this conversation is supportive, empowering and deeply practical.
Learn more about Naomi’s work at Her Money Matters or contact her at naomi@hermoneymatters.com.au.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What’s really happening in the Australian property market right now?
In this episode, Molly Benjamin from Ladies Finance Club chats with property expert Arjun Paliwal (InvestorKit) to unpack the latest housing trends, data, and opportunities for Aussie buyers and investors.
They cover:
🏡 National growth trends and why the lower-priced suburbs are leading the way
📈 How to calculate and access equity in your home
💰 Tips to negotiate better mortgage rates (even when your bank says no)
📍 Why Melbourne is showing signs of recovery and where Arjun is personally buying
💬 How the 5% government deposit scheme is shaping demand
🌏 Which suburbs and regions across QLD, WA and VIC are growing fastest right now
Whether you’re a first-home buyer, rentvestor or building your property portfolio, this episode gives you practical insights to make confident moves in 2025’s ever-changing market.
🎧 Listen now for an honest, data-driven update on property prices, supply, demand, and sentiment - all explained in simple, relatable language.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Talking about money with your partner doesn’t have to end in a fight, it can actually bring you closer.
In this episode of Get Rich, Molly Benjamin chats with dream team Sammi and Nathan Jaeger, co-hosts of the Date Forever podcast and authors of The Fueled Up Life. Together they unpack how they’ve built a 17-year relationship filled with shared goals, champagne celebrations, and totally transparent money conversations.
You’ll learn:
💑 How to set up your own weekly money date night (and make it fun!)
🍾 Why celebrating wins together keeps you motivated
📊 Their simple system for tracking goals, budgets, and shared savings
❤️ How to get your partner involved - even if they hate spreadsheets
Whether you’re loved-up or flying solo, this episode will inspire you to create a healthy, exciting relationship with money.
👉 Have a topic you’d love us to cover next? DM us on Instagram @ladiesfinanceclub, we’d love to hear from you!
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What’s the real cost of that $10 t-shirt?
In this episode of Get Rich, Molly Benjamin chats with Kat Halliday, Head of Ethical Fashion at Baptist World Aid Australia, to unpack the hidden price tags behind fast fashion giants like Shein and Temu. From the exploitation of garment workers (most of them women) to the shocking environmental toll of 55 new clothing pieces per person each year — this conversation will make you think twice before your next “add to cart.”
Kat reveals:
👚 What ultra-fast fashion really means (and why it’s worse than fast fashion)
💸 The truth about how much workers are actually paid
🌏 Which Aussie brands are doing better — and who’s still failing
🛍️ Practical steps you can take to build an ethical wardrobe without breaking the bank
If you care about your money and the people who make your clothes, this episode is a must-listen.
🎧 Tune in to learn how your fashion choices can drive real change — for women, the planet, and your wallet.
LINK AND RESOURCES FROM THE EPISODE
Website: https://baptistworldaid.org.au/
Podcast: https://baptistworldaid.org.au/behind-the-barcode/
Speak Out to MP Tool - https://baptistworldaid.org.au/action/behind-the-barcode/
Ethical Fashion Guide - https://baptistworldaid.org.au/resources/ethical-fashion-guide/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
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Ever wondered how Ladies Finance Club began? In this honest and inspiring episode, founder Molly Benjamin shares her personal money journey - from financial chaos to creating one of Australia’s leading financial education communities for women.
Molly opens up about her early money mistakes, the moment she realised something had to change, and how that decision sparked a movement that’s now helped over 70,000 women take control of their finances.
You’ll hear how Molly went from feeling overwhelmed by money to building practical systems that work — from setting up an OMG fund (emergency savings) to finally starting to invest with confidence.
This episode isn’t just Molly’s story — it’s your invitation to start your own financial glow-up. You’ll walk away with real, actionable steps to get your money organised, boost your confidence, and create a plan that actually works for you.
Whether you’re just starting out, rebuilding after a setback, or ready to grow your wealth, this episode will leave you feeling empowered, educated, and ready to take that first step.
🎧 Tune in to learn:
✔️ How to rebuild after financial mistakes
✔️ The simple habits that changed everything
✔️ Why money confidence matters (and how to build it)
✔️ The story behind Ladies Finance Club
How my money mistakes turned into a movement
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Thinking about buying a property but have no idea where to start? 🏡 In this episode, Molly Founder of Ladies Finance Club sits down with mortgage broker Emma and buyer’s agent Karen Lacheta-Pell to walk you through the entire home-buying process - from getting pre-approval to picking up the keys.
They unpack what lenders look for, how to avoid common mistakes, what “subject to finance” really means, and why getting professional help can save you thousands. Whether you’re buying your first home or your first investment property, this is your must-listen guide to making confident, smart property moves.
💬 Learn:
✔️ How to work out your borrowing capacity
✔️ The biggest mistakes women make when buying property
✔️ Why rentvesting could get you into the market sooner
✔️ What every buyer needs to know about pre-approval, contracts, and valuations
Perfect for: first-home buyers, property investors, and women ready to grow their wealth.
If you’re serious about buying in 2025, this episode is the perfect warm-up for our upcoming Ladies Finance Club Property Summit - happening Friday, 21 November.
🎟️ Grab your ticket now: https://www.ladiesfinanceclub.com/property-summit-2025-ladies-finance-club
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Thinking about sending your kids to private school or wondering if public might be the smarter choice? 🎒 In this episode, Molly sits down with financial adviser Alexander Luck from Everest Wealth to break down the true costs of education in Australia.
We cover:
- How much private vs public schooling really costs (spoiler: it’s not just tuition)
- Common budgeting mistakes parents make when planning for school fees
- Smart ways to start investing early to cover future education expenses
- The hidden extras: uniforms, excursions, tech, and more
- Whether elite schools are really “worth it” compared to public options
- Trade-offs families face, like retiring earlier, paying off the mortgage, or funding big holidays instead of fees
Alex also explains how education bonds, trusts, and smart tax structures can help families prepare, plus tips for minimising back-to-school costs (like second-hand uniforms and buying supplies early).
If you’ve ever wondered whether private school is worth the six-figure price tag or how to plan ahead so school fees don’t derail your family finances this one’s for you.
Want to speak to Alex or the team fill out this form.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Ever felt like you’re bad with money or constantly wondering why you can’t seem to get ahead even when you’re working hard? This episode of Get Rich is for you. Host Molly Benjamin chats with Catherine, financial planner, money coach, and human design practitioner, about why we fall into money self-sabotage patterns (like doom scrolling and overspending) and how to finally break free.
You’ll learn:
- How childhood money stories shape your financial habits
- The most common ways women self-sabotage with money (and how to spot them)
- Practical tools to stop impulse spending (including the “urge journal”)
- How to set up a simple bank account structure that actually works
- Why money mindset is just as important as money management
- What to do if your partner isn’t on the same financial page
Catherine shares inspiring real-life client transformations from paying off tax debt, to rebuilding after divorce, to finally finding financial freedom.
If you’ve struggled with overspending, want to feel more confident with cashflow, or are ready to align your money with your values, this conversation will give you the tools and motivation to take action today.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Think estate planning is just for the rich or the elderly? Think again. In this episode of Get Rich, Molly sits down with estate planning lawyer Simone Hargreaves to unpack exactly what goes into a rock-solid estate plan and why every adult needs one.
We cover:
- What’s actually in an estate plan (hint: it’s more than just a will)
- How powers of attorney and guardianship work
- What happens if you die without a will (spoiler: the government decides)
- The big mistakes people make with DIY wills
- How to protect your super, your digital assets, and your kids’ future
- Why having ‘the conversation’ with your family matters
Whether you’re 28 or 68, married, single, or somewhere in between, this is a must-listen if you want to protect your money, your wishes, and the people you love.
A quick disclaimer: The content of this podcast is provided for general information only and should not be taken as legal advice. Every family and every situation is different, and what we discuss here may not apply to your personal circumstances. If you need legal advice that’s specific to you, please consult a qualified lawyer. The views and opinions expressed in this podcast are our own and do not replace professional guidance.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
The rules of the property game just changed and you need to know how.
In this Get Rich episode, Molly is joined by Arjun Paliwal, CEO of InvestorKit, to unpack the big news: the 5% deposit scheme for first home buyers. What does it mean for property prices? Should you buy your first home to live in, or start with an investment property? And where are the growth hotspots in 2025?
We also cover:
- The impact of the 5% deposit scheme and new price caps
- When buying to live in isn’t the best move
- Mortgage vs investment: what should you prioritise?
- Why you don’t actually need 8–10 properties to retire comfortably
- Key data points to spot growth locations
- How kids (yes, really) impact your borrowing power
This is your September, straight-talking property market update to help you make smarter moves in 2025.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Think budgeting is complicated? Glen James says there are only two types of budgets you’ll ever need and knowing the difference could change your financial life.
In this episode of Get Rich, host Molly Benjamin sits down with Glen James, creator of the Glen James Spending Plan and host of the My Millennial Money podcast, to break down top-down vs bottom-up budgeting in a way that’s simple, practical, and actually works in real life.
Whether you’re living week-to-week, trying to pay off debt, or saving for your first home, you’ll learn:
- The two types of budgets explained and which one works best depending on your stage of life
- How the bottom-up budgeting method works and why it’s perfect for people with existing expenses and commitments
- How to set up a weekly spending plan that covers bills, goals, and fun money (without the guilt)
- The 4 levers to pull when your budget isn’t working - including how to cut costs without feeling deprived
- Why habits matter more than spreadsheets when it comes to sticking to a budget long-term
- Common budgeting mistakes and myths and how to avoid them
If you’ve ever searched how to budget, top-down vs bottom-up budgeting, or how to create a spending plan, this episode will give you a clear framework you can start using today.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
How do you know if it’s the right time to get a financial advisor and more importantly, how do you find one you can actually trust?
In this episode of Get Rich, host Molly Benjamin chats with Lexi Smith from Wealth Maximizer https://wealthmaximizer.com.au to demystify the world of financial advice in Australia. Whether you’re wondering if you should see a financial advisor, hire a money coach, or handle things yourself, this episode will help you make an informed choice.
We cover:
- The difference between a financial advisor, a money coach, and a financial planner - and when to see each one
- The red flags when choosing a financial advisor (spoiler: if they promise “guaranteed returns,” run!)
- How much financial advice really costs in Australia - and the more affordable alternatives available
- Why so many Australians aren’t getting advice (and how this can impact your wealth)
- How Wealth Maximizer’s hybrid financial advice model works - combining professional licensed advice with an affordable, online-first approach
- Who should consider a traditional advisor vs. a digital-first service
If you’ve ever asked yourself, “Do I need a financial advisor?”, “How do I choose the right financial planner in Australia?”, or “What are the warning signs of a bad advisor?” - this episode is packed with practical tips, must-ask questions, and insider knowledge to help you protect your money and your future.
🔍 Links & Resources:
Wealth Maximizer — Use code LFC (all caps) for 20% off all plans, T&Cs apply, expires 30 Sept 2025 https://www.wealthmaximiser.com.au/
Check the ASIC Financial Advisers Register - Verify your advisor is licensed https://moneysmart.gov.au/financial-advice/financial-advisers-register
National Debt Helpline - Free support for Australians in financial hardship https://ndh.org.au/
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Interest rates have just been cut - so what does that mean for property prices in 2025?
In this episode, Molly Benjamin is joined by property expert Arjun Paliwal (InvestorKit) to break down the latest housing market update. From rising regional hot spots to whether it’s a buyer’s or seller’s market, this is your essential property investing guide for 2025.
Here’s what you’ll learn:
🏡 How interest rate cuts are shaping property prices (and why it’s not always straightforward)
📊 Buyers vs sellers: which markets are heating up and which still favour buyers
🌏 Best places to buy property in Australia right now (Queensland, WA, and surprising regional towns)
💡 Whether to turn your first home into an investment property or sell and upgrade
📈 Why market sentiment and sales activity matter just as much as borrowing capacity
💰 What property investors should do before buying or selling in 2025
Whether you’re a first-time buyer, upgrading your home, or building a property portfolio, this episode gives you the data-driven insights to make smarter property decisions in 2025.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Pregnant or planning a family? Wondering how much a baby really costs and how to budget for it?
In this episode of Get Rich, we share practical, real-world money tips for first-time mums, expecting parents, and anyone preparing for life with a newborn.
Molly Benjamin is joined by financial advisor Jayde Jenkins and soon-to-be mum Ash Cam to unpack the true cost of having a baby in Australia and how to get financially ready — without the overwhelm.
We cover:
✅ How to budget for a baby and create a baby emergency fund
✅ Maternity leave money tips — including how to protect your superannuation
✅ Public vs private birth costs (and what’s often left out of the budget)
✅ The hidden expenses of newborn essentials and pregnancy care
✅ Childcare costs, subsidies, and why you need to join waitlists early
✅ Key pre-baby life admin: wills, insurance, joint accounts
✅ How to start saving or investing for your child’s future
Whether you’re an expecting parent or just starting to plan, this episode will help you prepare your finances, avoid common mistakes, and feel confident about your money before your baby arrives.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Thinking about getting married, moving in with your partner, or protecting your assets? In this episode, family lawyer Carolina from Lander & Rogers joins Molly to explain the legal and financial steps every Australian should know before they say “I do”.
You’ll learn:
✅ What is a de facto relationship in Australia (and why the 2-year rule is a myth)
✅ How binding financial agreements (prenups) work in Australia and when you should consider one
✅ Costs of a prenup in Australia and how to avoid common mistakes
✅ How to protect your assets when moving in with a partner
✅ Why pet ownership is now recognised in Australian family law
✅ Signs your partner may be hiding assets
✅ Whether you need to be on the property title when buying together
✅ Why “handshake” or “back of the napkin” agreements don’t stand up in court
If you’re building wealth, expecting an inheritance, or want to safeguard your finances, this episode will give you practical tips, legal insights, and conversation starters to protect yourself before tying the knot or starting a life together.
Moving in or getting married? Listen to this first
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
She’s back! Finance educator and budgeting queen Queenie Tan joins Molly to talk about her brand-new book The Fun Finance Formula and why making money fun is the secret sauce to actually sticking to a budget.
In this episode, we deep-dive into how Queenie manages her money (spoiler: it’s not spreadsheets), how she built the app BillRoo to simplify budgeting, and why most people are doing budgeting backwards.
Perfect for corporate millennials juggling careers, bills, babies (or fur babies), and a million tabs open in their brain—this episode breaks down:
- The 4 types of money and how to shift into “fun & skilled” money
- A step-by-step guide to setting up a budget that actually works
- Tools and apps (including AI!) that make money management easier
- How to have regular money check-ins with your partner (without killing the vibe)
- Tips to stay motivated without guilt or shame
Whether you’re saving for a home, planning a wedding, or just tired of wondering where your paycheque went - this episode will get you organised, inspired, and ready to take control of your money.
Listen now and grab Queenie’s new book anywhere you buy your reads (or listens)!
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Thinking about divorce or separation? Or maybe you’re already in it and feeling overwhelmed?
In this episode of Get Rich, Molly chats with Chloe Rattray from Lander & Rogers, one of Australia’s leading family lawyers, to break down the divorce and separation process in clear, simple steps.
We cover:
✅ The first legal steps to take when separating
✅ What’s considered joint property (spoiler: it includes super and trusts)
✅ How property settlements work and what to avoid
✅ What happens if one partner hides assets or refuses to cooperate
✅ The difference between divorce and de facto relationships✅How child support and custody are handled
✅ The biggest mistakes women make during a split
Whether you’re considering separation, already in the thick of it, or supporting a friend through it — this episode is full of insights every woman should know.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25
Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub
🙏 A big thank you to our sponsor,InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Wondering where the Australian property market is heading? In this episode of Get Rich, Molly Benjamin is joined by Arjun Paliwal, Director and Head of Research at InvestorKit, to break down the latest property trends.
Whether your borrowing power is $500k or $1 million, Arjun shares smart strategies, property hotspots, and common mistakes first-time investors make (especially women!). They also dive into how to build a winning team, the power of frameworks, and a real story of a first-time investor who turned one property into four — and built over $1 million in equity.
If you're ready to buy but feel stuck, this episode is your sign to take action.
🔑 Topics covered:
✅ Australian property market update (July 2025)
✅ Where to buy with $500k vs $1 million
✅ Property investing mistakes to avoid
✅ Frameworks to help you take action
✅ How to build your investment team
✅ Inspirational success story from a first-time female investor
🎧 Tune in for expert tips and real talk about property investing in Australia — and why now might be your time to get started.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Want to raise kids who are smart with money? Not sure when—or how—to start teaching your child about saving, spending, or investing?
In this episode of Get Rich, host Molly Benjamin sits down with Ana Kresina—financial educator and author of Kids Ain’t Cheap—to unpack how to raise financially confident, capable kids. From toddler tantrums in the supermarket to teenagers navigating their first paychecks, we cover it all.
You’ll learn:
✔️ The #1 mistake most parents make when it comes to money
✔️ How to teach toddlers the difference between wants vs. needs
✔️ Pocket money tips (and how to avoid reinforcing the gender pay gap)
✔️ Easy ways to explain investing and taxes to teens
✔️ Why letting your kids make money mistakes is actually a good thing
💡 P.S. If you're interested in setting up an investment account for your kids, check out our earlier episode: “5 Ways to Invest for Your Kids and Avoid the Tax Traps with Daisy Magor” – it's a perfect companion to this one!
Whether you're a parent, guardian, aunty, uncle—or just want to break the cycle of generational money stress—this episode will give you the tools to start the conversation early and make it stick.
👉 Listen now and raise the next generation of money-savvy humans.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Want to live where you love and build a property portfolio?
This week on Get Rich, Molly Benjamin chats with James from InvestorKit to unpack the growing trend of rentvesting - renting where you want to live while investing where you can afford.
James shares how he turned a $40K deposit into a booming portfolio, what to know before using equity to buy your next property, and the biggest mistakes first-time investors make (hint: don’t take advice from your mum).
You’ll learn:
✅ What rentvesting is and why it's growing in Australia
✅ How to buy smart - even on a low income
✅ The difference between good and bad property debt
✅ Strategies to build wealth without compromising your lifestyle
Whether you're property-curious or portfolio-ready, this episode is packed with practical advice to help you take action.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
In today’s episode, I’m joined by Lottie Dalziel - sustainability expert, founder of Banish, and author of the brand-new book 365+ Ways to Save the Planet and Your Money at the Same Time.
We’re diving into practical, easy-to-do swaps that can save you serious cash - from reducing food waste and embracing slow fashion, to cutting your power bills and cleaning your home without harsh (and expensive) chemicals.
Whether you’re just sustainability-curious or already living that low-waste life, this episode is full of smart tips that are good for the planet and your bank account.
Visit Banish website here.
And hey - if you’re loving the episode, the best way to thank us? Hit that subscribe button. 💸🌏
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What age should you seriously start thinking about freezing your eggs?
In this powerful and practical episode of Get Rich, Molly Benjamin sits down with fertility specialist Dr Raelia Lew to unpack everything you actually need to know about egg freezing — from the ideal age to consider it, to what the process involves, how much it costs, and the biggest mistake Raelia sees women make when it comes to their fertility.
They cover:
- Why any woman not planning kids before 30 should consider egg freezing
- What age egg quality starts to decline (and why 35 is a critical number)
- How the freezing process works, step by step
- What tests you need, and what your AMH results actually mean
- The truth about costs — including Medicare and PBS rebates
- And the emotional relief egg freezing can bring, especially if you're feeling pressure around your timeline
Raelia also debunks common myths (spoiler: it’s not surgery), shares her take on the “egg harvest,” and explains why freezing your eggs is the only real anti-ageing move for your fertility.
Whether you're in your 20s, 30s, or just egg-freeze curious — this episode is a must-listen for any woman who wants to understand her options and feel empowered about her future.
🎧 Tune in now and get informed, not overwhelmed.
Women’s Health Melbourne - https://www.womenshealthmelbourne.com.au/
Melbourne IVF - https://www.mivf.com.au/
Knocked Up Podcast - https://www.womenshealthmelbourne.com.au/blog
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Ever felt like crypto is a whole new world you should understand... but don’t? You’re not alone.
In this episode of Get Rich, Molly sits down with Michael Hazilias from Breakout Solutions to break down the basics of Bitcoin, crypto, blockchain, NFTs—and how to avoid the scams that come with them.
We cover:
💸 What crypto actually is (and how it works without a bank)
🔒 The difference between Bitcoin and other cryptocurrencies
🏦 Why Bitcoin is being called the “digital gold” of our time
📉 Why your emotions can cost you more than a scam
🚨 The red flags of a crypto scam (and what to never do)
🎁 What NFTs really are (hint: it's not just pixelated monkeys)
📈 And—have you missed the boat on Bitcoin?
Plus, Michael shares his #1 tip for anyone who wants to dip their toe into crypto investing, and how he’s using blockchain + AI to help Australians fast-track their path to financial freedom.
💥 Whether you're crypto-curious or just trying to keep up with the conversation, this episode is packed with practical insights that make this complex world a little easier to navigate.
Digital Freedom Formula: https://breakoutnow.co/workshop-lif
10 Point Checklist: https://breakoutnow.co/checklist-lif
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
If you’ve been thinking about getting solar but feel unsure about the cost, rebates, or how much it will actually save you, this episode breaks it all down.
I sat down with Leigh Storr, CEO of Resinc (just named Installer of the Year by the Smart Energy Council), and walked away with such a better understanding of how solar works and why it’s a total no-brainer if you own property in Australia.
In this chat, Leigh shares:
☀️ How solar panels really work
🔋 What batteries do (and whether you need one)
💸 What rebates and green loans are available, even if you’re renting
So if you’ve ever looked at your electricity bill and thought “surely there’s a better way?”. This episode is for you.
Grab a quote from RESINC today
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Australian real estate just hit a jaw-dropping $11.3 trillion and that’s just residential. 😲
In the latest episode of Get Rich, Molly is joined by property data expert and InvestorKit Founder Arjun Paliwal to break down what that means for you — and how to get ahead.
We cover:
✅ Where the best value suburbs are hiding
✅ Why inner-city areas might be making a comeback
✅ The unexpected city on the rise (hello Darwin 👀)
✅ What’s coming for first-home buyers in 2026
✅ And why waiting could cost you $$$
🎧 Ready to make your next smart money move?
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Bernadette Janson from The School of Renovating flipped homes for over 40 years (yep, before The Block was even a thing), and is now spilling the tea on all her best-kept renovation secrets. From $500 Hamptons kitchens to the #1 mistake most first-time renovators make, this episode is packed with gold.
Whether you’ve got reno dreams or just love a good before-and-after, Bernadette’s genius tips on where to spend (and where not to), how to boost your home's value on a budget, and her go-to hacks for kitchens, bathrooms and curb appeal will blow your mind. 🛠️✨
Tune in now before you start that “simple” DIY project that could cost you thousands...
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Imagine falling in love with the perfect man… only to discover he’s a con artist who’s stolen your entire life savings.
In this gripping episode, Tracy Hall shares her story of being the last known victim of Hamish McLaren, one of Australia’s most prolific con men, who stole over $7.6 million from at least 15 victims.
💔 In 2023 alone, Australians lost over $250 million to romance scams, with women aged 45+ among the most impacted.
Tracy’s story isn’t just about financial abuse—it's about resilience, red flags, and how coercive control can happen to anyone. She opens up about the signs she missed, how she reclaimed her financial power, and why every woman needs her own emergency fund.
Whether you're single, dating, or in a long-term relationship, this episode is a must-listen. Tracy opens up about the subtle signs she missed, how coercive control operates in financial scams, and the steps she took to rebuild her life and financial independence.
🎙️ One of the most raw, powerful and important conversations we’ve had on the show.
Grab Tracy's book here (hyperlink) LINK: https://www.amazon.com.au/Last-Victim-betrayal-unbreakable-relationship/dp/0733651151/ref=asc_df_0733651151?
Want Tracy to speak at your event - enquiry here. https://tracyhall.com.au/speaking
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Looking for the best Australian tax tips podcast to get you ready for EOFY? This episode of GET RICH is a must-listen for anyone earning an income in Australia whether you’re employed full-time, have a side hustle, or run your own business.
Your host Molly Benjamin, founder of Ladies Finance Club, is joined by Diana Todd, founder of Balance Tax Accountants and one of Australia's most trusted voices on all things tax. Together, they break down how the Australian tax system works and share practical, legal ways to reduce your tax bill, without the stress or confusing jargon.
In this EOFY tax tips episode, you’ll learn:
✅ The most forgotten tax deductions (and how to make sure you don’t miss them)
✅ How to legally pay less tax without getting on the ATO’s radar
✅ Side hustle vs hobby: what the ATO actually looks for
✅ Sole trader or company: which structure will save you more tax
✅ What you can and can’t claim working from home
✅ How to reduce capital gains tax on shares or property
✅ Why negatively geared properties could boost your refund
✅ Medicare Levy vs Medicare Surcharge: how to avoid the extra charge
✅ What to do if you haven’t lodged a tax return in years
✅ How much to put aside from your side hustle income so you're not caught out
If you’re searching for an EOFY podcast episode, ATO tax tips, or how to maximise your tax refund in Australia, this one’s for you.
Press play to get savvy, stay compliant, and save money before June 30!
Want to know more, join our masterclass here.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Superannuation might feel like a “set-and-forget” kind of thing—but ignoring it could cost you tens of thousands in retirement. In this episode, Molly is joined by super expert Gemma Mitchell and Ladies Finance Club member Alana Prick to break down everything you really need to know about whether your super is doing its job.
We’re cutting through the jargon to help you:
✅ Understand if your super fund is actually performing
✅ Know what a “normal” fee looks like (and what’s too much)
✅ Get clear on the difference between index vs active investing
✅ Learn when and how often you should review your super
✅ Figure out the right investment option for your life stage
✅ And how to prep your super for retirement—even if it's just around the corner
If you’ve had your super on autopilot since your first job, consider this your sign to take a look under the hood. Your future self will thank you!
Are you on the countdown to retirement? Join our course now!
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
If you've ever stared at your HECS-HELP debt and thought, “Should I just pay this off now or use that money to invest instead?” this episode is for you.
In this juicy and jargon-free chat, Molly sits down with financial adviser and podcast host Jess Brady to unpack everything you need to know about your student loan (aka HECS or HELP) in 2025. With indexation rates changing and cost of living pressures rising, it’s no wonder more Aussies are wondering if this debt deserves more attention.
💥 Here’s what you’ll learn:
- What HECS-HELP debt actually is and how it’s calculated
- Why indexation (that sneaky thing that feels like ‘interest’) can make your debt grow even when you’re making repayments
- The new changes to HECS indexation and how they might help you
- When you start paying it back (and how much you'll need to repay based on your income)
- Whether paying it off early is a smart move -or if your money could work harder for you elsewhere (like investing in shares, saving for a home, or boosting your super)
- How your HECS debt could impact your home loan borrowing power
- Strategies for paying it off smarter (especially if you’re a high-income earner or living overseas)
- Tips on weighing up paying off debt vs investing, and how to align your strategy with your goals
Jess also shares real-world examples, a little tough love, and a few clever hacks to help you make the best decision for your future self -whether you want to be debt-free ASAP or grow your wealth over time.
🧠 Whether you're planning to buy a home, go back to study, move overseas or just want to feel more in control of your finances, this episode breaks it all down.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Money, Menopause, and the Financial Curveballs No One Warns You About
Hot flushes? Sure.
Mood swings? Maybe.
But no one tells you about the career breaks, unexpected medical costs, and retirement gaps that menopause can cause — and how much it can shake up your financial future.
In this powerful Get Rich episode with Molly Benjamin and Peita Diamantidis, Financial Freedom Coach & Financial Adviser, we’re lifting the lid on the hidden money impacts of menopause - from navigating income dips and super shortfalls to the real cost of staying healthy during this phase of life.
Whether you're already in it, approaching it, or just want to future-proof your finances, this conversation will leave you feeling informed, empowered, and ready to take control.
Because when it comes to menopause and money, knowledge isn’t just power — it’s financial security.
To grab the course Peita refers to DM her on Instagram here.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
Are we friends on Instagram? Follow us here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
👀 Looking for a new job or eyeing that promotion? Then it’s time to update your CV—and this is a must-listen episode.
We’re joined by CV expert Victoria McLean, who’s reviewed over 250,000 CVs and knows exactly what it takes to stand out in today’s competitive job market.
She spills the tea on the top mistakes that get your CV rejected, how to beat the bots scanning your resume, and the best way to talk about career breaks.
🎧 Hit play if you’re ready to land your next role and get rich in the process!
Want our 1-hour CV course? You'll learn how to stand out in today's competitive job market with a killer CV/Resume that gets you the interview for the job of your dreams. Check it here.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Want to start investing for your kids but not sure where to begin? In this episode, Molly Benjamin Founder of Ladies Finance Club chats with Everest wealth advisor Daisy Magor to break down the five main ways to invest for your kids—including the tax traps parents often miss (yep, we’re looking at you, minor accounts 👀). If you’re a parent, auntie, or future mum, this is one to bookmark!”
🎧 Hit play to get smart, practical tips on setting your little ones up for financial success - without the confusion.
Want to discuss your own personal situation with Daisy - book in a call with her here.
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
What should you actually do with a bonus or inheritance? 💸 Jess Brady breaks it down.
Got a work bonus? Or maybe you're expecting (or received) an inheritance? In this episode, Molly Benjamin Founder of Ladies Finance Club chats with award-winning financial adviser Jess Brady about how to make the most of unexpected lump sums — without blowing it all on a new handbag and a holiday (tempting, we know).
Because let’s be honest — most of us spend the money in our heads before it even hits our bank account!
We cover:
The best way to think about a bonus or inheritance
How to split up lump sums using the buckets methodWhether to use it to invest, pay down debt, or boost your home deposit
The mindset shifts that stop guilt or decision overwhelm
And Jess’s #1 piece of advice for anyone receiving a financial windfall
💌 Want more money tips straight to your inbox?Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor,InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Feeling overwhelmed by the thought of investing? With over 2,000 companies on the ASX and hundreds of ETFs to choose from, where do you even begin?
In this episode, Molly sits down with Equity Mates legends Alex and Bryce to break down the ONE ETF strategy that could seriously change your financial future. Whether you're just getting started or still sitting on the sidelines, they’ll explain—in plain English—why boring is brilliant, how $50 a week could grow to over $1.4 million, and what most fund managers don’t want you to know.
We’re talking simple, smart, set-and-forget investing. No jargon, no fluff, just the hits (literally—there’s a brilliant Spotify playlist analogy in there too 🎶).
If you’ve ever thought “I’ll start investing... one day,” make today the day.
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
🚨 Are Your Money Blocks Keeping You Stuck? 🚨
Feel like no matter how much you earn, you just can't seem to get ahead? Maybe you avoid checking your bank balance, struggle to ask for a pay rise, or always feel like there's "never enough" money.
This week on the Ladies Finance Club Podcast, I’m joined by Karen Eley - a former financial advisor with over 15 years of experience and now a money coach helping hundreds of Aussie women break free from financial stress.
🔥 In this episode, we’re unpacking:
✅ The 5 most common money blocks holding women back
✅ Why you feel stuck in a scarcity mindset—even if you earn good money
✅ How self-worth impacts your salary and investing confidence
✅ Why so many people avoid dealing with their finances (and how to stop!)
✅ Simple mindset shifts to help you feel financially empowered
If you’ve ever thought, “I’m just not good with money” - this episode is a must-listen.
💡 Want to dive even deeper? Check out our Feel, Behave & Do Better with Money course - designed to help you rewire your money mindset and build lasting financial confidence. Grab it here.
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Thinking About Buying Property? Here’s What You Need to Know! 🏡
Want to invest in property but don’t know where to start? Maybe you're wondering whether you need a buyer’s agent, how to avoid expensive mistakes, or where the best places to buy in 2025 are.
This week on the Ladies Finance Club Podcast, I chat with Arjun Paliwal, one of Australia’s top property experts and the founder of InvestiKit. With over 1,250 successful property purchases, Arjun shares exactly what you need to know before making one of the biggest financial decisions of your life!
🔑 In this must-listen episode, we cover:
✅ What a buyer’s agent actually does (and if you really need one)
✅ Biggest property investing mistakes (and how to avoid them)
✅ Where to buy in 2025 for the best growth potential
✅ How equity works and how to use it to buy your next property
✅ Why most investors only buy 1-2 properties (and how to go beyond that!)
✅ The truth about commercial property—is it a good investment strategy?
💡 Thinking of buying your first (or next) property? Tune in before making any big moves—this episode could save you thousands!
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Is the Aussie Property Market Really That Bad? Let’s Find Out!
Struggling to wrap your head around the wild world of Australian property right now? You’re not alone! In this episode, we're joined by property data guru Eliza Owen, Head of Research at CoreLogic, to break down exactly what’s going on.
We’re talking:
✨ Why it’s so much harder to buy a home today compared to previous generations
✨ What’s driving property prices to keep rising (even with those scary interest rates!)
✨ The state-by-state lowdown – from booming Brisbane to sliding Sydney
✨ Regional hotspots you might not expect (spoiler: Townsville is on fire 🔥)
✨ Tips for first-home buyers, including what to do if your dream city feels out of reach
✨ Plus, Eliza’s predictions for the next 5 years and where the opportunities could be
Whether you're saving for your first home, thinking of investing, or just love a property chat, this episode is packed with insights to help you feel informed and in control – no crystal ball required.
Want to get better with Money? Join our Pink membership and get access to monthly masterclasses, discounted courses, insurance reviews and more!
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
If you've ever felt like your money is running the show (instead of the other way around), this episode is for you!
We're joined by author, entrepreneur, and all-round money pro Lloyd Ross, who shares his personal money rules—the simple (yet game-changing) boundaries he follows to build wealth and stay financially stress-free.
From paying yourself first, to the real reason he rents instead of buys, to the one golden rule Warren Buffett swears by—Lloyd breaks it all down in his super relatable, no-nonsense style.
We chat about:
✅ What money rules actually are (and why you need them)
✅ The exact rules Lloyd follows to grow his wealth
✅ Why having financial boundaries with your partner matters
✅ How to avoid “robbing” your own savings
✅ The beginner-friendly habits anyone can start today
So whether you're just getting started or looking to tighten up your financial game plan, this one’s packed with practical advice you can actually use.
🎧 Tune in now and get ready to set your own money rules!
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Thinking about buying a car? 🚘 Whether you're tossing up between new or secondhand, wondering if electric vehicles (EVs) are worth it, or trying to figure out the best financing options, this episode is packed with must-know tips for Australian car buyers.
Molly sits down with auto expert John Cadogan—and trust us, there’s not much he doesn’t know about cars! With decades of experience in the automotive industry, John has helped thousands of Aussies navigate the real costs of car ownership, avoid common car-buying traps, and make smarter purchasing decisions. In this episode, he breaks down car brands, depreciation, insurance, financing, and used car inspections, so you don’t get stuck with a lemon. 🍋🚗
🔹 What you’ll learn:
✔️ New vs. used cars – which option saves you more in the long run?
✔️ Understanding car depreciation – how to avoid losing thousands 💸
✔️ The rise of EVs in Australia – are they a smart buy yet? ⚡🚗
✔️ How to inspect a used car like a pro 🔍
✔️ Car financing options & what to watch out for
✔️ Insurance must-knows to avoid nasty surprises
🚦 Whether you’re a first-time buyer or upgrading your ride, this episode is your roadmap to making a smarter car purchase.
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances- subscribe to the Ladies Finance Club newsletter for the latest money tips, masterclasses and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Did you know that financial stress is the #1 cause of relationship breakdowns? 😬 According to Relationships Australia, money fights are one of the leading reasons couples call it quits. But here’s the good news: Couples who regularly talk about their finances are happier, more connected, and less likely to split. 🙌 Research from Indiana University even found that married couples who manage their finances together report higher relationship satisfaction.
In this must-listen episode, Molly Benjamin and Terry Condon dive into the biggest money mistakes couples make, how to understand each other's money stories, and why shared financial goals are essential for long-term relationship success.
They unpack the mental load of managing finances, the importance of open (and judgment-free) conversations, and strategies for creating a collaborative, stress-free approach to money. Whether it’s aligning spending with personal values, splitting financial responsibilities, or navigating different life stages, this chat is packed with practical insights for Aussie couples looking to strengthen their financial foundation.
🔹 What you’ll learn:
✔️ Why money is such a big deal in relationships (and how to handle it better!)
✔️ The most common financial mistakes couples make (and how to avoid them!)
✔️ How to have stress-free money convos with your partner
✔️ The power of setting shared financial goals for a thriving relationship
✔️ How to stop sneaky spending from turning into relationship drama
✔️ Proven strategies for building financial trust & teamwork
Download Ladies Finance Club's Money + Love Couples questionnaire!
Take Ladies Finance Club's free Quiz to see if you're financial match or mismatch!
💡 Not sure how to share your money with your honey? Pop this episode on in the car while your partner’s with you—because the best money convos happen when you’re both in the room! 🚗💰💕
🎧 Hit play now and start turning money talks into a relationship win! 🚀💑💸
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances- subscribe to the Ladies Finance Club newsletter for the latest money tips, masterclasses and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Want to save hundreds (or even thousands) each year? 💸 In this episode, Molly Benjamin sat down with Joel Gibson to break down the smartest ways to cut costs on everyday expenses, from grocery shopping and energy bills to negotiating better deals and unlocking government rebates you might not even know exist!
Joel shares practical, no-BS strategies to help you spend smarter, reduce financial stress, and keep more money in your pocket—without feeling like you're missing out. Whether you're looking to slash your electricity bill, maximise discounts, or uncover hidden savings opportunities, this chat is packed with simple, actionable steps you can start using today.
🔹 What you'll learn:
✔️ The biggest grocery shopping mistakes that are costing you money—fix them now!
✔️ How to negotiate your bills like a pro (yep, you can ask for a better deal!)
✔️ The best Aussie comparison tools to find cheaper energy, internet & insurance
✔️ How to optimise your streaming services and ditch sneaky subscription fees
✔️ Government rebates and discounts most people forget to claim
💡 Bonus: Joel also shares his top "quick wins"—easy tweaks you can make today to start seeing real savings instantly!
If you're ready to boost your savings, stress less, and make your money work harder, hit play now and start saving today! 🚀💰
Free scripts on how to best negotiate your bills in 2025.**
Sign up for a FREE money budgeting app here.
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances- subscribe to the Ladies Finance Club newsletter for the latest money tips, masterclasses and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Want to get better with money but not sure where to start? With so many finance books out there, picking the right one can be overwhelming. That’s why Molly Benjamin (Ladies Finance Club) sat down with Dawn Thomas who's done the hard work for you!
In this must-listen episode, they break down the best finance books for Australians in 2025 - covering everything from budgeting and investing to superannuation and financial freedom. Whether you’re just starting your money journey or looking to level up, this episode is packed with actionable insights, no BS advice, and relatable recommendations to help you take control of your financial future.
🔹 What you'll learn:
✔️ What makes a great finance book (no jargon, no shame—just practical advice!)
✔️ The top 5 money books to read in 2025—and why they’re game-changers
✔️ Superannuation 101—why sticking with your default fund could be costing you $$$
✔️ How to decode investment jargon and make informed financial decisions
✔️ Why most people ignore their superannuation (and how to fix that)
✔️ How to raise financially smart kids—the book every parent should read
✔️ Real budgeting strategies—how Dawn keeps her finances on track
Grab a copy of Molly's book Girl Just Wanna Have Funds here.
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances- subscribe to the Ladies Finance Club newsletter for the latest money tips, masterclasses and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
See omnystudio.com/listener for privacy information.
Struggling to stop spending and save? You’re not alone! Molly Benjamin and Broke Generation’s Emma Edwards are here to spill the tea on why we keep spending (even when we know we shouldn’t) and how to break the cycle for good.
From the sneaky tricks social media plays on our wallets to the emotional traps that keep us stuck in bad money habits, this episode dives deep into the real reasons we struggle to save. Emma unpacks how to reprogram your money mindset, ditch financial guilt, and set goals that actually stick.
✨ What you’ll learn:
- Why your brain wants you to spend money (and how to outsmart it!)
- The social media spending trap – and how to escape it
- Budgeting hacks that won’t make you feel deprived
- How to build a money plan that fits your life (not someone else’s)
- Quick, practical fixes to start saving today
Grab our FREE budgeting template here.
💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances—subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here.
🙏 A big thank you to our sponsor, InvestorKit! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.
The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.
Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.
[See omnystudio.com/listener for privacy information.]
Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc
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Ever wondered how someone achieves success in the stock market? Today on the podcast, I’m joined by Heloise Greeff, the first Female Elite Pro and one of the most popular copied investors on eToro, the world’s leading social trading platform. In this episode, she shares with us her approach to investing and the winning strategies that have made her the powerhouse investor she is today.
Heloise’s journey to becoming an investment superstar begins with the pocket money budgeting her mother taught her at a young age, as well as some playful exercises in investing. Growing up playing with cars with her older brother, she found herself drawn to study engineering after school and became trained as a mechatronics engineer. This led to her obtaining both an MBA and PHD in machine learning, and has made her the data-obsessed engineer she is today!
With this impressive background, Heloise spends time not only researching and publishing novel machine learning algorithms, but consulting some of the world’s largest tech companies and exciting startups. So, how does all of this tie in with investing?
Heloise applies her skills in data analysis to navigate the stock market and lead her in her decision-making. The results speak for themselves, with her average return being almost 30%. For context, the S&P 500 clocks in at around 10% on average, making Heloise’s success more than a little impressive!
Heloise talks about the concerns she faced around her future pension, which led her to take her first steps into the world of investing. While she’s now at the top of her game, it wasn’t immediately smooth sailing, and she talks about the regrets she has on certain decisions she made in the early days. This serves as a reminder to those of us starting out that it's a learning curve for everyone, and mistakes are bound to happen.
We discuss the six pillar strategy Heloise has adopted, with an emphasis on the three main ones she calls ‘the basics’. While she focuses strongly on risk management, Heloise also believes in making investment choices based on what makes you ‘uniquely you’. In what areas are your strengths? What gets you excited? Finding out where your passions lie is one secret to developing a strong portfolio.
When it comes to successful investing, there’s no magic wand. Heloise emphasises the value of patience and discipline, and shares her tips on how to get started on what can be an exciting, long term journey in the stock market.
So, grab your notepad and pen and get ready to take your investment game up a notch with Heloise's incredible words of wisdom!
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
LINKS:
The Psychology of Money by Morgan Housel: https://www.amazon.com.au/Psychology-Money-Morgan-Housel/dp/0857197681
CONNECT WITH HELOISE:
Website: http://greeffinvest.com/
Instragram: https://www.instagram.com/greeffinvest/
eToro: https://www.etoro.com/people/rubymza
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Join our free Facebook group - Ladies Finance Club Money Chat
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Today we have the pleasure of chatting with Marina, a pioneering feminist who challenged societal norms by investing whilst running a business. She embarked on this journey at a time when it was uncommon for women to do so and in this episode, we hear all about Marina's investing history, tips and experiences that have shaped her journey towards financial freedom.
Marina's financial story begins with her decision to study dentistry after school, a field that appealed to her as a challenge given it was largely male-dominated at the time. While she had often been encouraged to become a stay-at-home mother, she had rather different goals for her life. Marina talks about her longtime desire to become self-employed and the master of her own destiny, leading her to eventually start her own business and take the leap into investing.
Though she admits she didn’t know a lot about making investments at the time, Marina talks about the inherent self-confidence and determination she possessed from an early age. We hear about how this drove her to make her first property purchase in her twenties, and the challenges she faced entering the share market in a time before the internet or online brokers.
Calling herself a conservative investor, Marina warns us not to become tied up in fear and greed, two things that we know drive the markets. Instead, she encourages us to start simple, build slowly and be in it for the long game. While investing in the share market can feel daunting for those starting out, Marina reminds us that with today’s platforms, it’s possible to start out with small amounts and is certainly never too late to begin.
Marina's journey is a great reminder that investing isn't merely about accumulating wealth; it's about taking control of your life and future. She talks about the comfort and financial freedom she’s gained, and how her financial independence has afforded her the life she truly desires.
So tune in for some amazing insights on how to level up your knowledge on investing, take charge of your finances and begin to create the life of your dreams!
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
LINKS:
Australian Investors Association
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
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On today’s episode, I am joined by Dr. Grace Sha, a compelling speaker, author, and the innovative founder of the Mental Wealth Institute. Grace is a high achiever and successful dentist but years ago found herself burning out. Questions of what she was doing and where she was going overwhelmed her and a rocky relationship added to the struggle. She refused to let these challenges define her and began a journey of self-discovery.
When Grace reached the other side of burnout, she decided to use her experience to help others suffering like she had and wrote the book "Mental Wealth, How to Journey From Burnout to Abundance." In this book, she details her experiences and offers practical advice on identifying burnout and achieving work-life balance.
In this conversation, we discuss some of Grace's experiences working with patients with mental health challenges, volunteering in mental institutes, and being in a psych ward. She notes the value of conversations with psychologists and psychiatrists in understanding the reasons behind her actions and the impact they have on her life.
We also talk about Grace’s journey investing in property. The value of investing this way was instilled in her as a child and she started as soon as she could. Now she’s not only a property investor but a property developer. Not wanting other women to be scared of entering the property market, she shares the top lessons she has learned to help you stay confident and informed.
Grace also shares how her perspective on wealth has changed over the years. While many people associate wealth solely with money, Grace highlights that true abundance involves being free to choose the life you live. She stresses that financial freedom is a good first step to living comfortably and fulfilling one's basic needs.
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH Grace Sha
Website: https://www.thementalwealthinstitute.com/
LinkedIn: https://au.linkedin.com/in/drgracesha
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
In today’s Financial Snack episode, Josh dives deep into the major trends dominating 2023.The first is AI which has been dominating discussions across the world. While the AI trend isn't brand new—it's been on the radar since around 2016—it's only now that it's growing out of its infancy, presenting a tempting proposition for investors.
We also discuss the continued significance of clean energy, with more and more governments pledging to achieve zero emissions, as well as the intriguing shifts in economic landscapes such as inflation and interest rates. For anyone keen on understanding the trajectory of investments this year, this is a must-listen.
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
In today’s episode, I’m joined by the powerhouse that is Tina Tower. She’s a business coach & strategist with a whole heap of experience building her empire and inspiring others to do the same. She’s won awards like Telstra National Young Business Woman of the Year Award and Australian Business Champion for her work.
We start off by talking about her first business, which she started at only 20 years old, a tutoring centre and educational toy store. Her drive and business savvy allowed her to expand the business to 35 centres with 120 staff! Eventually, she sold the company to focus on her newly discovered passion - helping other women build and scale their businesses.
Tina talks about her experience visiting a financial planner for the first time last year. Something she had believed was only for the super-rich but now regrets not doing much sooner. Her financial planner taught Tina about financial products and avenues for investment that she had no idea existed!
Tina also shares how she came to understand the value of investing, especially for women. Investing is an avenue to build your financial stability - something critical to feeling free and empowered in uncertain times.
I know you’ll absolutely love this episode, so sit back and enjoy!
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH TINA TOWER
Website:https://www.tinatower.com/about
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
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Investing is a key step for many people’s financial wellbeing, and more and more Australians take it up each year. If you’ve ever wondered what everyone else is choosing to invest in, this episode has got the goods!
Drawing on a survey of 10,000 retail investors conducted by eToro, Josh Gilbert joins me for another snack size episode today to explore the various assets that women are investing in and how they approach the world of finance. Josh sheds light on popular sectors and assets, as well as the growing importance of Environmental, Social, and Governance (ESG) considerations in investment decisions.
Whether you find safety in numbers, or want to buck the trends, I know you’ll get a lot out of this episode’s bite-sized goodness!
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
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See omnystudio.com/listener for privacy information.
In today’s episode of the Ladies Finance Club, we welcome the incredible Laetitia Andre, CEO of Essential Shift Consulting.
Laetitia Andre hails from the south of France and had a successful career in strategy consulting before experiencing burnout. Following a pivotal moment, she moved to Australia with her husband, where she discovered a new way of living and working.
Later she created her own business, Essential Shift Consulting, dedicated to helping high-achieving entrepreneurs achieve their goals and avoid burnout.
In this episode, Laetitia shares how she encourages female entrepreneurs to make space to listen to their inner voice, allowing them to connect with their intuition. By tuning in, they can make decisions that feel right, leading to a more fulfilling and sustainable business journey.
During our conversation, we also talk about money blocks, her personal relationship with money, and the success stories of her clients.
Laetitia share’s a lot of wisdom shared in this episode that I know you’re going to love. Enjoy!
CONNECT WITH LAETITIA
Website: https://www.essentialshift.co/’
Her Book: www.lightitbook.com
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Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
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See omnystudio.com/listener for privacy information.
Welcome to today’s snackable finance episode! One of the most common questions we get from women learning about ETFs is: How do we choose the right ones? Josh from eToro joins us to give a quick rundown on the best way to decide which exchange traded funds are right for you.
Josh explains that not all ETFs are the same, and in terms of buying in Australia, international companies may be included in the options. He also explains how understanding what sectors, countries or themes you want to invest in is the best place to start.
There are thousands of ETFs out there, so how do we narrow down our choices? Josh advises us to pay attention to the size of the fund, who is running it and what stocks it owns. This will give you an understanding of their performance, as well as the fees involved.
In order to avoid over-exposure to certain stocks, Josh talks about looking at the specific weighting within each ETF and how this will help ensure your portfolio is diversified. He gives us tips on using tools such as an ETF screener, which will help you search for specific criteria such as type of industry, company and fees.
So, tune in to this bite-sized conversation for some amazing tips on getting started on your ETF journey!
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
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See omnystudio.com/listener for privacy information.
Today I’m joined by powerhouse entrepreneur Ruby Lee, who transitioned from working as a corporate accountant to building a successful multi-seven figure coaching business. With a background in finance and a passion for helping others, Ruby has built a global community of coaches and entrepreneurs, teaching them how to build and scale successful businesses with ease and flow.
Ruby’s journey from leaving the corporate world to turn her side-hustle into a million dollar business all started with a creative itch. We hear about her desire to feel more fulfilled in her work, and how she overcame her initial self-doubt to pursue her entrepreneurial dreams. She speaks about navigating motherhood while in the midst of growing her business, and the unconventional route she and her husband took to ensure she had every chance of reaching success.
While she was trained as an accountant, Ruby admits that her relationship with money had not always been healthy. She speaks about the internal trauma around money in her family and how this affected her ability to control her own finances. It was only once she began her spiritual quest to seek growth and healing did she unlock the mindset that transformed her completely.
We hear about Ruby’s coaching philosophy, being the concept of operating in flow state. She describes it as energetics mastery and understanding how your body wants to work in order to be in flow. Ruby believes that once you become unapologetic about the energetics of your own body, the ability to create boundaries and know when to say yes or no will come naturally.
Ruby takes us through the issue of money blocks, an obstacle she sees her clients often struggle with. She talks about her own history with avoiding her own numbers in the past, and how crucial it is that entrepreneurs develop a deep understanding of their finances. Not only does it provide the clarity needed to grow, but empowers us to take control and know our own worth.
Looking ahead, Ruby sees a future where more business owners embrace the power of flow state and prioritise their well-being. She believes that by aligning their work with their natural rhythms and focusing on self-care, entrepreneurs can build sustainable and fulfilling businesses.
Ruby’s story is an incredible example of how embracing mindset shifts and developing a healthy relationship with money can unlock entrepreneurs’ full potential and create the business and life of their dreams.
I know this conversation will encourage you to find freedom from your own limiting beliefs around money, and I encourage you to tune in and get inspired by Ruby’s wisdom on and passion for financial health and expansion.
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH RUBY LEE
Podcast:Flow State Business
Instagram: @_rubylee_
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
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LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to another bite-sized finance episode! Today, Josh Gilbert from eToro gives us the rundown on what the S&P is - and no, it doesn’t have anything to do with condiments!
We look at exactly what the S&P, or Standard & Poor’s, is and how it offers a snapshot of the US equity market. We learn about what it takes for a company to make it onto the S&P index, and Josh gives us an example of a prominent company that was only included in recent years. You’ll be surprised!
We then talk about whether companies can list their shares on more than one exchange, and what that means for people wanting to buy stocks in Australia and in the US as well.
So, tune in for a short and sweet explanation of the S&P, how it gauges large-cap US stocks and its ability to provide a clearer picture of the marketplace.
Enjoy!
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
With me on the podcast today is Caitlin Doble to share the inspiring story of how she became successful in property. She found herself in a considerable amount of debt after her ice cream store went under, but was determined to pay off her debt and secure her financial future. She turned to property as a means of generating income.
Their journey began when she and her partner stumbled upon a new development in their area. Recognizing the potential for profit, they decided to purchase a block of land.This initial purchase allowed them to clear their debt and sparked their interest in property flipping.Since that first successful flip, Caitlin and her partner have continued to build their property portfolio. They have developed a streamlined system for each project, ensuring profitability and minimizing risk.
Caitlin acknowledges that property flipping comes with its fair share of challenges and risks. However, she believes that without risk, there is no reward. She advises women interested in property flipping to have confidence in their abilities and to surround themselves with the right people.
Through careful research, strong relationships, and a willingness to take risks, Caitlin has been able to turn her financial situation around and secure her future. Her story serves as an inspiration to women who may feel intimidated by the world of property investing. With the right mindset and support, anyone can achieve financial success in the property market.
Buckle in and enjoy this conversation as we delve into Caitlin's journey, her strategies for success, and the lessons she has learned along the way.
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
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See omnystudio.com/listener for privacy information.
We’re back with another jam-packed financial snacks episode! Today we’re tackling how to know what to invest your money in.
We talk about the option to invest in individual stocks versus ETFs, and we explore how our experience as consumers can lead us as investors. Josh also shares his tips for finding an investment that matches your goals and your level of risk-tolerance.
If you’ve been convinced of the role investing can play in your financial freedom but are still a bit unsure how to find investments that are right for you - this episode has what you need to know! Enjoy!
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
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See omnystudio.com/listener for privacy information.
I have the pleasure of speaking with Amanda McEwen today, who, out of a desire to spend more time with her three children, transitioned out of her corporate job to become a small scale property developer. In less than 8 years, she has created over $33 million dollars worth of property, built over 66 homes and generated a six figure profit each year. Now she teaches other Aussies the art of small scale property development.
Amanda’s story serves as an incredible inspiration for anyone seeking to take control of their financial future and create a life of freedom and abundance through property development. In this episode, Amanda shares her journey into property development, realising that the traditional property investment strategy wasn’t actually enabling more freedom, but rather creating more debt and tying her to her job. This realisation is what prompted her to seek alternative solutions and explore the world of property development.
We talk about Amanda's first small scale development project and how this experience taught her the importance of keeping an open mind and having multiple exit strategies for each project.
As a female property developer, Amanda acknowledges that the industry can sometimes be perceived as a boys' club. But, she doesn’t let that slow her down. We talk about the importance of building a strong network and how she has surrounded herself with a team of knowledgeable professionals, including a finance broker to secure funding and real estate agent to understand market demands and facilitate sales.
With property development having such a profound impact on her life, Amanda also mentors others to help them achieve financial freedom through property development. She shares an inspiring story of one of her students who had no prior experience in the industry and paid off her mortgage with Amanda’s guidance. This is just one of many examples of people paving their own way into financial freedom.
I love Amanda’s passion for empowering other women and men to pursue their dreams of property development. Make sure you check out the amazing resources on her website!
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH AMANDA MCEWIN
Website:https://www.risingstardeveloper.com.au/
Facebook Group: The Property Developer Tribe
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Today we have another short and snackable episode for you. I’m joined by Josh Gilbert from eTora and we explore the question of “Does investing actually make you wealthy?”
We dive into the basics of how investing works and Josh explains that the key to growing your wealth through investing lies in the concept of compounding. The longer your money is invested in financial markets, the more powerful it becomes.
Tune in to this short but jam-packed episode to learn more about how investing puts your money to work for you. Enjoy!
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Are you ready to unlock the secrets of property investment and learn what it takes to succeed? Then you won't want to miss my riveting conversation with Jo Vadillo, a self-made powerhouse woman in the property investment world, who's leveraging her unique upbringing to empower women to thrive in the property market.
Jo grew up with a single mother who instilled in her the value of money, education, and investment. From absorbing every tidbit of property investment knowledge she could find, to taking the leap from her corporate job to become a professional buyer's agent, Jo's journey is nothing short of inspiring. And now, she's using her experiences to run her own property education platform aimed at supporting women in the property market.
But that's not all! In this episode, we also delve into the nitty-gritty of buying an investment property. Jo shares her invaluable insights, discussing everything from financial considerations and growth potential to value-adding strategies. She also introduces the services she offers to assist budding property investors, emphasising the importance of financial advice in this venture.
So, whether you're a seasoned investor or a novice looking to dip your toes into the property market, you'll want to tune in for Jo's tips and tricks to successfully navigate this often complex landscape. Plus, we'll explore how her website can serve as a valuable resource to find additional information for potential buyers. So buckle up and get ready for an enlightening exploration of the property market with Jo Vadillo.
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH JO VADILLO
www.advocateservices.com.au
www.propertywomen.com.au
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
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LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
We have another insightful financial snack for you today with Josh Gilbert from eToro. Josh is going to dive in and take us through exactly what a dividend is. It’s easy to get confused by all of the jargon in the financial industry but never fear - Josh is here!
We look at exactly what a dividend is, examine a very clear example so you can visualise it, explore how not every company offers dividends and why not, and the benefits of both cashing out each dividend or reinvesting.
We then talk about how often companies in Australia pay out their dividends and explore the dividend difference between more established companies and those searching for growth opportunities.
Tune in to find out more!
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
My guest today is Julie Crocket, CEO of Australian Property Investment Solutions. But she didn’t start out there and I know her story is going to be such an inspiration. In this episode, Julie shares her journey from raising two kids on her own on a teaching wage to becoming a thriving property investor.
Julie's journey into property investment began when she received a superannuation statement that revealed she had less than $30,000 in her account. As a single mum, she knew she needed to take action to secure her financial future and provide for her two daughters. Driven by her determination not to end up in poverty, Julie sought the help of an accountant and her gal pal to explore property investment as a way to build wealth.
Since then, Julie has built an impressive investment portfolio and, inspired by her passion for empowering others, launched Australian Property Investment Solutions. Through her business, she helps even more people secure financial strength and independence through property investment. In this episode, Julie shares her story and offers valuable insights for anyone looking to build wealth through property.
One common mistake Julie sees among investors is stopping at one property. She emphasises the importance of having a strategy and a long-term plan, sharing her own experience of buying multiple properties over the years and how each acquisition contributed to her overall wealth.
Affordability challenges are real, especially in desirable locations like Bondi. Julie introduces the concept of ‘rent vesting’, which involves buying an investment property in a more affordable area while renting in the desired location.
We also talk about the importance of challenging our limiting beliefs when it comes to money and taking control of our financial future, not just for ourselves but for generations to come.
Julie's story is such an inspiration and if you’re thinking about property investment as a way to build wealth, you don’t want to miss this episode. As more women embrace property investment, the future holds the promise of greater financial security and prosperity for all.
This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more.
CONNECT WITH JULIE CROCKET
Website:https://apisolutions.com.au/
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
We’re back for another snack size episode with Josh Gilbert from eToro. Today we’re diving into questions surrounding the Australian Securities Exchange (ASX) which is the main stock exchange in Australia.
Josh explains what the ASX is, and the different names for it that you might have heard get thrown around. In simple terms, the ASX is like a marketplace where you can buy and sell shares of publicly traded companies. It’s important to note that while the ASX lists some of the biggest and most successful companies we know in Australia, not all are Australian.
We talk about the different ways we can invest in the ASX and why we need to go through a broker to facilitate buying and selling shares. Enjoy!
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Fiona Morris is my inspirational guest today and we’re talking about how she turned her life around, going from bankrupt at 40 to a millionaire at 41. Fiona is the founder of Start My Cleaning Biz, Australia’s leading online learning platform for cleaning businesses, teaching aspiring business owners to start and build their own successful cleaning businesses.
In this episode, Fiona shares her origin story, growing up in housing commission with a mother working the night shift to make ends meet. She talks about the messages she was taught about money as a child and the scarcity mindset she brought into her own life. Fiona shares how money is the manifestation of your mental health and what you believe about your capabilities and limitations.
Fiona’s first cleaning business seemed to be thriving, however, due to overspending and poor business practices, that business went into bankruptcy. We talk about the lessons Fiona learned from this experience and her redemption story starting another business that has not only created wealth for her but equipped so many other women to become financially stable. We talk about the ripple effect that happens when we empower women to become financially independent and how Fiona’s relationship with money has completely turned around.
There is so much wisdom to glean from in this episode and I know you’re going to find Fiona’s story such an inspiration.
CONNECT WITH FIONA MORRIS
Websites: https://www.startmycleaningbiz.com.au/
https://www.growmycleaningbiz.com.au/
TikTok:https://www.tiktok.com/@queenoftheclean?lang=en
Instagram:https://www.instagram.com/startmycleaningbiz/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to another short and snackable finance episode! Today I am joined by Josh Gilbert from eToro and we’re going to dive into whether women should be investing or saving.
Josh takes us through the importance of having enough capital on hand to deal with the unknown in the future, the yield that in Australian savings accounts, the difference between investing and saving, the effect of compounding, having a long-term mindset and the risks involved.
I’ll take you through our three rules to follow BEFORE you start investing to make sure you’re moving forward with your finances.
So, join us for this short and sweet but jam-packed episode to learn how you can start implementing Josh’s advice today to build your wealth.
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
We are so lucky to be bringing you Allegra Spender, the independent MP from Wentworth, NSW. Allegra previously worked as a managing director both in business and in not-for-profit organisations. She was fed up with the lack of action on climate change, missing integrity in politics, and the lack of women so she decided to run as an independent MP and start driving real change.
Allegra describes her role as an MP as two jobs: the one that’s in Canberra, reviewing and developing policy and legislation, and the one that is in the community. Her constituents come and see her about a whole range of issues, including the NDIS, visa issues and accessing home care for their parents. She focuses her attention on the important issues faced by her community and works incredibly hard to help them navigate the federal government.
Feeling confused about the Federal Budget?
The Federal Budget is effectively how the government spends its money. The Treasurer of the day (currently Jim Chalmers) details what they plan to spend the nation’s money on, how much they estimate will be spent in the following three years and the budget’s priorities. Broadly, Allegra believes the current federal budget is quite sensible but could have been more ambitious.
Listen in as Allegra takes us through the current budget and how it benefits women in our community through increased childcare funding, supporting single-parent families with increased payments and age limits, increasing parental leave pay, and increasing support for those fleeing domestic violence.
Allegra shares her mother’s advice encouraging her to always be financially independent as a woman because it grants freedom. The future of politics looks brighter with women like Allegra Spender representing our communities and working on the biggest issues facing our country with respect and collaboration - and less ego!
CONNECT WITH ALLEGRA SPENDER
Website: https://www.allegraspender.com.au/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
We’ve got a short and snackable finance episode today! I am joined by Josh Gilbert from eToro and we’re talking about a word we hear a lot in the media these days… inflation.
Josh breaks things down into simple terms to help us understand exactly what inflation is and the role that the Reserve Bank of Australia (RBA) plays in managing inflation in Australia. He explains what causes inflation in the first place and how the flow on effect leads to the rise of interest rates we’re seeing today.
Right now, inflation is a lot higher than where we want it to be. Josh explains how it’s a delicate balance between lifting interest rates to stop people from spending so much money (and therefore reducing interest rates) and not tipping the country into recession.
So, tune in to this short but jam packed episode to learn more about inflation and why it’s such a buzzword right now.
CONNECT WITH JOSH GILBERT
LinkedIn: Josh Gilbert | LinkedIn
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome back, ladies! I’m so excited for our new season. We're going to be diving into truly inspiring stories of how real women built real wealth from scratch. Here at Ladies Finance Club, our mission is simple - to help make women rich. We believe if you have control over your money, then you have control over your life.
Taking charge of your finance doesn't have to be complicated or boring. We know you can do this, but perhaps you just need a little guidance to get you started or to learn from experts to grow your wealth and that’s where we come in.
Join in and become part of our thriving LFC community where women are celebrating their money wins every single day from paying off debt to buying investment properties.
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
At 43, Sharon was broke and knew nothing about investing. She was divorced, broke and building a business in Singapore when she started dabbling in investing with a $25 voucher for eToro. She is now qualified and full of investing wisdom, appearing on many panels and podcasts, reminding us it's never too late to start investing. You can even start today without knowing anything and with a small amount of money.
Sharon begins her story with very important advice - don't give everything up when you're in a relationship and make sure you take care of yourself. The time women spend raising children is actually a fairly small part of their financial life. When the kids are grown up, you’ve still got many many years where you need to be able to look after yourself financially - A man is not a financial plan.
When you start investing, start small. It’s a myth that you need to start with thousands of dollars. Sharon started with just $25 and would invest small amounts in the companies where she enjoyed spending her money and doing it this way really sparked her interest so she was keen to open the newspaper and dive into the stock news.
Through investing, creating new financial behaviours and side hustling, Sharon now owns her home and has a very comfortable retirement fund. This is incredible when she had to start completely from scratch after her divorce. She never thought that it was going to be possible and through hard work, she has built security and confidence in her financial future.
Sharon also shares her insights into superannuation, shifting your financial mindset, ESG investing and finding ways to make money on the side. You can even start copying Sharon’s financial moves as she’s an eToro popular investor! Jump over to her eToro page here and check it out.
CONNECT WITH SHARON CONNOLLY
Website: https://www.etoro.com/people/sharonconnolly
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Are you ready to budget like a boss? In this episode, we sit down with money coach Lexi Smith to chat about the B-word budgeting, breaking it all down so you can get control over your finances!
Lexi takes it back to basics for us. Budgeting is working out where we stand and what we want to achieve and coming up with a plan to get there. She explains that budgeting does not have to be hard - the hardest part is often starting.
First of all, work out the categories for your budget. Lexi gives us the most common categories, so grab a pen and note them down! She also helps us work out what to do about those often-forgotten categories like Christmas and holiday spending. Lexi also has a really nifty trick which will help you save time and make sure your budget is accurate - bank statements (and how to download them!).
Most importantly, there is no one size fits all budget - it’s about working through the different methods of budgeting so that you can find the one that works for you. One method that might work for you (and used by Lexi’s clients!) is the Traffic Light Activity. This helps you work out your needs and wants and put a stop to unwanted spending habits! Lexi also breaks down the 50-30-20 and zero-based budgeting methods, as well as how mindful and intentional spending can help you move closer to your goals!
Finally, Lexi takes us through the mistakes she sees people making with both their budgeting (and spending!) and the differences between a money coach and a financial planner.
Get your pen and paper ready ladies because this one’s a goodie!
Resources mentioned:
The Bucket Method by Barefoot Investor by Scott Pape
90 days - Rachel Cruze
Apps: WeMoney / Frollo
Clutterbug
CONNECT WITH LEXI SMITH
Website: https://moneyvine.com.au/
Instagram: @moneyvine.au
Facebook group: https://www.facebook.com/groups/savvysisterssociety
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Today I have Tessa Kelman on the show to discuss everything you should know and talk about before you tie or untie the knot. Tessa is a family lawyer based in Sydney for Lander and Rogers law firm and is an absolute wealth of knowledge on marriage, defacto and separation law.
Tessa is here to share with us some of the common mistakes she sees women making when preparing for a marriage, defacto relationship, divorce or separation and fill us in on everything we should be doing instead to protect our financials, property, children, and approach big decisions with preparation and confidence.
The biggest mistake Tessa sees every day is couples not having a discussion before getting married or committing to someone on a defacto basis about what your goals are for the future, any assets coming into the relationship, plans for the assets in the future, whether you’re aligned in terms of how you want to spend or save money, and what would happen if you decide to have children (in terms of who would stay at home/daycare), and, if you ever decide to separate.
We all come from different financial backgrounds and I know these conversations can be very awkward and clunky to bring up but they are so important to set yourself up with financial confidence and know that if anything goes wrong, you’re always covered.
Tessa explores how the family court works, contracts including parenting arrangements and binding financial agreements, keeping on top of all of your documentation, record keeping, and reminds us that, in Australia, a separation settlement is definitely not always 50/50.
Tune in and write down all of Tessa’s advice and wisdom to keep yourself protected before getting married/defacto or separated/divorced and breathe a big sigh of relief knowing your future is covered.
CONNECT WITH TESSA KELMAN
Website: https://landers.com.au/
LinkedIn: https://www.linkedin.com/company/lander-&-rogers/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Riddle me this - what is the one thing you want to buy, but never use? INSURANCE! Today we’re talking about how to keep you and your loved ones protected.
We’ve got Marnie Maloney, one of our LFC Ambassadors and a brilliant insurance broker to help break it down for us. She helps us understand which insurances we actually need, which are the most important and which ones can we get in our super.
This is an important one so listen up!
First up - why do we need insurance? Marnie explains all the reasons it’s essential and steps us through the different kinds of insurance we’re discussing today - life insurance, income protection, total permanent disability (TPD) insurance and trauma insurance.
Basically, insurance gives us options. But what if you not earning that much - is it even worth it? Marnie explains how the ability to earn an income is your most important asset and why it’s important to protect it.
Marnie shares some of the stories that have really stood out for her, and how having insurance has really saved those people’s bacon.
She answers all our burning questions - if you feel like you can only afford one insurance, which one should you get and does being on a Mental Health Care Plan affect getting insurance?
But the big question is - how expensive is income protection? Marnie reveals how age, waiting periods and benefit periods affect the cost.
Is this the wake-up call you needed? Dive in to get the low down on the why and how of insurance!
Resources mentioned:
Spriggy account
Books: Where the Crawdads Sing / Change Your Thinking by Sarah Edelman
Travel money cards
ING cards
CONNECT WITH MARNIE MALONEY
Website: https://www.protectedlife.com.au/index.php/who-we-are
LinkedIn: https://au.linkedin.com/in/marnie-maloney-9ab911aa
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
We’ve all felt how awkward it can be to talk about money in relationships but it’s such an important conversation to have early and often in order to avoid any issues or misunderstandings down the line.
In today’s conversation, I’m chatting with Betsy Westcock, a superb financial wellness coach in Sydney, who explains why it’s never too early to have that uncomfortable conversation. We need to discuss everything from how to pay for a date night or a weekend escape to all of our dreams, big money goals and spending priorities.
Now I know how people tend to avoid talking about those dreaded numbers, in fact, the Ladies Finance Club conducted a poll that showed one in five people didn’t even know how much their partners earned so Betsy’s advice can not come any sooner!
Betsy covers the importance of discussing how money will be managed on a day-to-day basis, what each partner brings to the relationship, what goals the couple has and what would happen if one of you loses your job, stays home with children, or gets sick.
We all have different financial backgrounds and mindsets so by chatting about how bills will be split, how to manage unexpected costs, and how to put money towards long-term and short-term goals, you’ll always stay on the same page and not start to resent your partner.
Life can be so unpredictable so we have to prepare for any unforeseen circumstances by maintaining our financial autonomy, even when we’re in a relationship. Betsy is here to help you out with many useful apps and strategies to establish your financial independence and help manage any shared expenses.
Listen in for all of Betsy’s tips to structure your regular money conversations as a couple to stay on track, grow together and achieve your financial goals with joy!
Resources mentioned:
App: Beem It
App: Splitwise
CONNECT WITH BETSY WESTCOTT
Website: https://www.betsywestcott.com/
Instagram: @betsywestcott
LinkedIn: https://www.linkedin.com/in/betsywestcott/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
In today’s episode, I’m interviewing the incredible Meggie Palmer. Meggie is the founder of PepTalkHer, has created a free App that is all about helping women negotiate their salaries, has worked with fortune 500 companies and used to be a foreign correspondent for the BBC. She’s passionate about helping women to get paid what they’re worth and is on a mission to see 50/50 women in leadership roles.
If even thinking about talking to your boss about a pay raise fills you with dread, you’re not alone. The first time I wanted to negotiate my salary I felt sick to my stomach, started shaking and was full to the brim with nerves. Meggie is here to help us all tackle this difficult next step on our financial growth journey and provide proven strategies to get rid of our fears, reframe our mindset and walk into that terrifying conversation with confidence.
We’ll begin with the common mistakes women are making with their salaries. Firstly - You deserve a pay rise! Even if you’re happy with what you’re earning right now. Remember, you can negotiate for what you’re truly worth, every single year and not just once! Even if the idea of that makes you feel sick like I did.
Meggie tells us if you want to feel valued and recognised in your workplace - negotiate your salary. Some employers even look for staff that actively negotiate for themselves because they know they will have the skills to advocate for the business too. We explore how to frame the conversation by identifying the value you will bring to the company or are already contributing.
Meggie is excited to help women change their financial futures. One of her clients obtained a 14% pay rise when everyone else in her team got a 5%. She has even had three women in her program negotiate their way to six figure pay increases! Wow!
So where do you start?
Timing is everything and preparation is key. There is a window for every company and Maggie will run us through how to determine when to bring it up and what documents and information to bring into the room.
But what happens if they say “no”? It’s not the end of the world and it doesn’t mean you shouldn’t ask and ask regularly. Negotiating is a muscle and you need to practice it often to master the skill.
Meggie runs us through her app PepTalkHer and how it was started with the mission to close the gender pay gap and help women get paid what they’re worth. It will get you career fit and allow you to record all of your wins and the amazing things you’ve done for the business so you can bring a brag book into your salary negotiation and grab that pay raise.
Meggie shares practical strategies to start using like the FYI email to give you a point of connection with your boss and highlight what you’ve achieved that week and what you’re focusing on in the next week.
We then discuss the top questions sent in from listeners and Meggie shares all of her expertise on how to handle each situation to achieve the best outcome.
Every single woman needs to listen to this episode and take onboard Meggie’s wisdom and advice. Start off 2023 by becoming a champion for yourself and remind your boss of the amazing value you bring every day. Your future self will definitely thank you for it!
RESOURCES MENTIONED:
Podcast: Chill & Prosper with Denise Duffield-Thomas
Author: Minda Harts
Book: How to Build a Goddamn Empire by Ali Kriegsman
CONNECT WITH MEGGIE PALMER:
Website: https://www.peptalkher.com/
Instagram: @peptalkher
LinkedIn: https://www.linkedin.com/company/peptalkher/
Check out PepTalkHer’s free resources here!
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
On today’s episode we have the wonderful Grace Bowe joining us. Grace is a mortgage broker and she takes us through what you need to do to get onto that property ladder!
Grace is passionate about educating and empowering Australians to improve their financial literacy and their financial well-being. We have that in common!
So many women ask me if it’s even possible to get on the property ladder?! Grace is here to step us through why it is NOT impossible!
One of the reasons that buying a house can feel so out of reach is that 20% deposit! Grace steps us through some different ways around the 20% deposit burdle and what exactly Lenders Mortgage Insurance (LMI) is.
Grace steps us through some of the common mistakes that people make buying property, including not using a mortgage broker, credit limits and the loyalty tax. And no, that first tip is not a shameless plug. Mortgage brokers can make the stress and overwhelm of home loans so much more simple. They’re essentially like a personal shopper for your home loan! We also bust some myths around mortgage brokers and how they are paid!
So next. how do we work out the price limit for our new home? Grace explains that knowing what your borrowing capacity is is the most important first step! She also steps us through about what makes a good home loan application and what banks look for when they’re considering lending to you.
Then, how do you actually go about buying a house?! Grace explains what a pre-approval and why it makes such a big difference when you’re putting an offer in.
Grace also takes us what to do if we’re struggling with a deposit. She talks us through the government scheme called First Home Guarantee Scheme, how some professions have the LMI waived and what the guarantor scheme is.
What about your credit score? We bust myths around why you don’t need a credit card and how to make sure yours is up to scratch.
Grace also steps us through some topics you may of heard of but are not quite sure why they actually are! The different interest rates, offset accounts, building and pest checks, why you need a solicitor / conveyancer and what we should look for in a home.
Finally, Grace gives us some hot tips on how we can pay our home off quicker. These are so easy and make a big difference!
Ladies, if you’ve been thinking about property but have zero idea where to begin, this episode will be a game changer for you!
Resources mentioned:
First Home Guarantee
CONNECT WITH GRACE BOWE:
Website: https://www.coasthomeloans.com.au/about-us
Instagram: @coasthomeloans
Facebook: https://www.facebook.com/CoastHomeLoans/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to Investing Part 2 with Emma Kirk. If you didn’t get to listen to Part 1 yet, go check it out now to get the low down on the basics of investing.
In this episode, we run through the steps to placing your first trade and how you can match your values with your investing. Woohoo!
First up, we discuss the different share trading platforms and how they work. Emma explains what to look out for when you’re choosing your platform, including brokerage fees. We also touch on micro-investing and the benefits of these platforms if you’re just starting out. Don’t underestimate the power of investing small amounts regularly!
Next, you need to do your research as to what you want to invest in. Emma explains the options that are available including individual Australian shares, international shares and prepackaged options like Exchange Traded Funds (ETFs) There are a range of options, it's just about finding out what's right for you.
Emma breaks down the actual steps you go through when buying a share. From choosing the share, what buying at limit or market means (and why it’s different for ETFs) to why the settlement has a funny reference next to it. Plus, why it’s super helpful for tax time to make sure you make a note somewhere of your original purchase price!
Finally, we discuss a topic I’m very passionate about which women are absolutely leading the charge on - ethical investing. Essentially this is investing to match your values. Emma explains the broader term behind this - ESG (environmental, social and governance). You can do your own research and choose companies based on what they stand for, or there are some really great pre-packaged ethical options with ETFs. By owning shares in companies that are doing the right thing, you can force change, which is so powerful.
Ladies, investing is not complicated. You’re going to feel so empowered and absolutely ready to buy your first shares after listening to this episode!
Resources mentioned:
Online brokers mentioned: Commsec / nabtrade / Self Wealth / Pearler / CMC Markets / Bell Direct / eToro / IG / Superhero / Stake / Open Markets / CommSec Pocket
Ladies Finance Club Investing Course
Market Index
Previous episode mentioned
Investing Part 1: Girls just wanna have funds with Emma Kirk
CONNECT WITH EMMA KIRK:
LinkedIn: https://au.linkedin.com/in/emma-kirk-14810727
Twitter: https://twitter.com/emmakirk_au?lang=en
Website: https://www.magellangroup.com.au/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Girls just wanna have funds, but when it comes to investing where do you even start?
I know the first time I went to start investing it felt like the one and only time I went to the free-weights section of the gym. It was very male, there wasn’t a lot of signage, I didn’t know if I was doing it right and the whole time I was thinking “where are all the women?”.
Don’t worry, investing no longer has to be like free weights. For this episode, I sit down with the divine Emma Kirk from Magellan Group. Emma’s superpower is breaking down the world of investing. Over the next two episodes, we run through the basics (Part 1) and the doing (Part 2).
Emma shares the key reason we should consider investing: it gives us control over our financial future and choice. Whatever our goals are, investing helps us get there a lot faster than savings alone.
Investing is being the owner of an asset. Emma explains the five asset classes and how these work as investments to provide income and capital gain. Considering the attributes of assets is also really important and Emma is onto it! She explains what attributes we should look for to make sure they are high-quality investments.
We also chat all things stock market! Emma explains the stock market in a way that will have ALL the lightbulbs in your head going off. If you’ve had trouble understanding the stock market before, you’re going to love how she explains it!
Emma also takes us what exchange-traded funds (ETFs) are and the two kinds - passive and active.
As Emma shares, investing is not complicated! She runs through the basic concepts of investing and the considerations you need to think about to make sure you’re kicking those financial goals.
We also run through compounding and dollar cost averaging, and how this is an absolutely incredible approach for long-term gains.
Now, there are lots of different pathways to invest, but you do need to consider the fees on each of them. Fees come in all different shapes and sizes and Emma explains the ins and outs.
Finally, Emma takes us through diversification. A robust portfolio that is diversified across different industries, different types of companies and even across different asset classes is key. Don’t have all your eggs in one basket!
Ladies, if you put the knowledge from this podcast into play it’s going to have a massive impact on your financial future! Share this with gal pals and remember that investing is for everyone!
Resources mentioned:
Online brokers: Commsec / nabtrade / Self Wealth / Pearler
Learn to Earn by Peter Lynch and John Rothchild
CONNECT WITH EMMA KIRK:
LinkedIn: https://au.linkedin.com/in/emma-kirk-14810727
Twitter: https://twitter.com/emmakirk_au?lang=en
Website: https://www.magellangroup.com.au/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Wanna get super savvy but have no idea where to start?
That’s why I’m excited to chat with one of my favourite women in superannuation. Her name is Gemma Mitchell and she is an absolute gun when it comes to this stuff. We talk about the small things you can do now, to ensure your super is looking as good as George Clooney does when you retire.
Ladies, get ready to take some notes because this one is a goody!
Gemma explains what superannuation is and explains how it’s different from an investment. Think of it as Future You’s wallet. She explains why it’s so hard to think about it and why it's SO important to think about it now, not when we retire.
Gemma talks us through how much super we should have, and how much we should be aiming to have when we retire. The ATO has a calculator you can check, but Gemma explains that this is a pretty conservative figure and isn’t tailored to your lifestyle. To make retirement planning less of a bore and much more relevant to your lifestyle the company Gemma works for (Super Fierce) has released a fun, interactive retirement planner called Blingo.
If you check out the Blingo calculator and your super isn’t where you want it to be, Gemma steps us through three easy ways you can have the biggest impact on your super balance. She also explains the different contributions including employer, concessional and non-concessional, spouse and super splitting. It’s important to get advice as there are lots of different ways you can do it, and the rules are always changing.
Gemma also talks us through a super exciting new incentive, that makes a huge difference if you’ve had time out of the workforce, or are self-employed, which is a huge win for women!
Gemma also reminds us that it’s a good idea to look for any lost super, which could provide a boost to your super. Plus - why it’s so, so important to check your insurance before you consolidate your super. She explains the different kinds of insurance that come with our super balances including life insurance, terminal illness, income protection and total and permanent disability as well as some important considerations when looking at your insurance policies.
If you don’t choose the investment strategy for your super funds, you’ll be given the default. Gemma explains that you can change this according to how you want your money to be invested, from defensive (safer investments) through to growth (shares and property) and how you might want this to change across your lifetime.
Think of your super fund as your future holiday fund for when you retire. We need to take action! We want to live our best life when we retire and getting our super sorted means that we get to do that.
Resources mentioned:
Super Fierce - Blingo
Super Fierce - Tailored & free superannuation report
Moneysmart - How much super you need
ATO - Your Superannuation Basics
Super guarantee percentage
MyGov sign in (to access ATO portal)
Super Rewards
Book: Life is Tough, But So Are You
Previous episode mentioned:
Investing Part 1: Girls Just Wanna Have Funds
How To Become a Goal Getter with Briony Benjamin
CONNECT WITH GEMMA MITCHELL:
Instagram: @gemmamitchell.finance
Email: gemma@superfierce.com.au
Website: https://superfierce.com.au/
Instagram: @besuperfierce
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
On the episode today we are joined by Lisa Simpson, a financial counsellor who helps people to get out of debt. After working for over 13 years as a Financial Counsellor and Educator Lisa has developed a passion for Financial Coaching and Literacy and her broad knowledge base allows her to assist people from all walks of life, all ages and circumstances.
Lisa has a passion for teaching people what they don’t know about money. She shares with us the common ways that people are getting into debt. In her most recent role, she was looking at people’s bank statements every day and saw a huge number of Buy Now Pay Later entries on their bank statements. Overcommitting via Buy Now Pay Later is so easy, and Lisa shares the ways that these kinds of debts can easily get out of control.
Lisa also shares why Buy Now Pay Later aren’t regulated under the ASIC rules like other bank products and why this has created financial hardship for so many.
I know if these products were around when I was in my late teens and early twenties I definitely would have got myself into debt. Lisa provides guidance on what to do if you have a Buy Now Pay Later debt, with the first step being a budget, which she likes to term a personal money map. Essentially, this gets you from where you are now, to where you want to be. I love this way of looking at budgeting! Lisa teaches us about the snowball method of paying down debts.
Lisa also shares the downfalls of Buy Now Pay Later products, and why the ‘no interest’ term hides the other fees and charges that can apply.
Lisa explains why the four walls of your own home are the most important costs to consider first and why you should prioritise these four needs over wants.
If you’re in debt, there is help available. Lisa shares how Financial Counsellors can help. There is also significant help available from utility providers, banks and even grants, including payment plans, energy audits and moratoriums (essentially a payment holiday!).
Lisa also steps us through ways of approaching hard financial conversations with your partner. These can be hard, but Lisa’s tips will really help.
A common money problemo we often get asked about is - will a Buy Now Pay Later debt affect their credit rating? Lisa explains the difference between your credit report, credit rating and your credit score and what is and isn’t listed on these.
Ladies, if you’re in debt (no matter how much), help is available and is so much easier to access than you might have thought!
Resources mentioned:
Connect with a financial counsellor: 1800 007 007 (National Debt Helpline)
QLD: Home Energy Emergency Assistance Scheme (HEEAS)
VIC: Utility relief grant scheme (URGS)
NSW: Energy Accounts Payment Assistance (EAPA) vouchers
SA: Energy bill concessions
Debt Snowball Method - Scott Ramsay
Domino Your Debts - Scott Pape (Barefoot Investor)
Atomic Habits - James Clear
CONNECT WITH LISA SIMPSON
LinkedIn: https://au.linkedin.com/in/lisa-simpson
Facebook: https://www.facebook.com/uncommoncentsgoldcoast/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
For today’s episode, I am so excited to be joined by Kristen Hartnett from the Salvation Army’s Moneycare financial counselling program to talk all things debt (and how to get out of it!). Moneycare is a free, Australia-wide, professional and confidential service for anyone and everyone who finds themselves in financial hardship.
Kristen explains to us the most common forms of debt that people come to talk to them about, including credit cards, Buy Now Pay Later, personal loans, utilities, taxation, fines, child support or owing money to family and friends. There are so many ways to get into debt these days, the important thing is that you talk to someone about it and explore your options.
Ladies, if you’re in debt, there is so much you can do to get out of it. Kristen shares some incredible tips - there are so many more options than you might know.
In terms of budgeting, Kristen lets us know how to get started, recommends some really great resources, and shares that the best way to approach budgeting is to tackle one thing at a time.
Kirsten also breaks down Buy Now Pay Later debt, explaining that even though the product is sold as being ‘interest-free’, if you don’t pay the product back in time, then you start incurring fees and charges. These products can be pretty scary because they are easy to get into and are unregulated, which means there are no credit checks. Kristen also explains credit card debt and shares how this kind of debts can often snowball. As we say at LFC, when things get drastic, don’t stick it on the plastic!
Understanding your money story is another great tip from Kristen. She reminds us that the stories we often tell ourselves about how we are about money often aren’t true. If you’re feeling hopeless with money, you are likely overlooking all the ways you are great with it. Changing your story around money can be really powerful.
We also chat about how important it is to understand your debts and bills if you share them with your partner.
Kristen reminds us that debts don’t go away, but just as they grow day by day you have the power to make them go away, day by day. She reminds us that there's always hope and light at the end of the tunnel and that your debts don’t have to define you. You can get out of debt, and there are people who can help!
Resources mentioned:
Money Care Financial Counseling Program
Website: https://www.salvationarmy.org.au/about-us/our-services/moneycare/
Phone: 1800 722 363
Email: moneycare@salvationarmy.org.au
Moneysmart
You're the Boss - book and course
Podcasts: Huberman Lab podcast / Criminal podcast
Books / authors: Fierce Self Compassion / Sally Hepworth
CONNECT WITH KRISTEN HARTNETT
Twitter : https://twitter.com/kristenhartnett?lang=en
LinkedIn: https://au.linkedin.com/in/kristen-hartnett-18643598
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to our Girls Just Wanna Have Funds mini-episodes!
Every week we chat to normal gals like you and me (who don’t work in finance) about how they invest their cashola.
Today, I’m chatting with the lovely Kenzia Dawn who is a freelance journalist at Channel 10 and producer at ausbiz TV. She’s rather new to investing and she shares her inspiring story of how she gained control over her money - all by herself!
Anyone can do it ladies! Financial freedom can be yours.
CONNECT WITH KENZIA
Instagram: https://www.instagram.com/kezia_dawn/
Website: https://keziadawnmedia.com/
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
When we talk about tax, it’s very easy to switch off and think of last night’s episode of The Bachelor but not anymore! On the episode today we’re chatting to Helen Francis, Principal Accountant of Ty Francis. Helen’s on a mission to make talking tax a lot less boring and a little more sexy.
In our conversation, we talk about how tax confuses so many of us and the biggest mistakes she sees ladies make with their tax return.
Helen explains the tax dates and how these vary depending on your circumstances. She also runs us through the things we don't need to tell the tax man about and when that side hustle of yours is and isn’t considered to be a hobby for tax purposes.
Helen lets us know what we can and can’t claim (and what people try and get away with claiming!). She also explains home office expenses and that all-important question of capital gains tax around investments! This part is so helpful if you’ve been making those dollars on your investments in the last financial year. Helen also cautions where things can get complicated with dividend re-investment plans and her recommendations around record keeping if you’ve got that happening.
We also cover how we actually legally reduce our tax bill (keyword being legally!). Helen runs us through superannuation and the benefits of voluntary superannuation contributions, as well as that advantageous but damn hard option of negative gearing.
Helen also explains the medicare surcharge and the key point you need to know if you’re in a couple. Also, if you’re not sure how things work with HECS, Helen gives us the lowdown!
We also chat about email hacks to deal with that Sunday night email anxiety - life-changing!
Ladies, I feel like an absolute tax guru after this chat - I know you will too!
CONNECT WITH HELEN:
Instagram:@taxmermaid_
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to our Girls Just Wanna Have Funds mini-episodes!
Every week we chat with gal pals (who don’t work in finance) about how they invest their cashola.
Today, I’m chatting with Ellie - @thelady.fire about how she first dipped her toe into investing, why it’s important to know your fees and how the FIRE movement (Financial Independence Retire Early) drives her.
Ladies, you don’t need tens of thousands to invest - Ellie shows how investing is absolutely achievable!
Resources mentioned:
CONNECT WITH ELLIE:
Website:https://theladyfire.com/
Instagram: @thelady.fire
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Are you someone who’s good at setting goals? If you’re not, maybe it’s just because you don’t have the right process in place. On today’s episode, I talk to Briony Benjamin all about how to become a GOAL-GETTER. She talks us through her awesome process of how she sets goals.
Also! You might hear some similarities in our voice (and last name) - Briony is my sister! But she’s not just that, she’s also an international speaker, author and viral video maker.
Bri runs us through her background which includes a commerce degree, film school, founding a speech and drama school, and creating viral videos with Mamamia. She also reveals what it felt like to face a shock cancer diagnosis in her early thirties and talks about her first book Life is Tough, So are You which documents the most important lessons she learnt on this journey.
Not only is Bri great at kicking cancer’s butt, but she is also VERY good at setting goals.
Bri talks us through why the goals we set fail and the things that we can put in place to transform them from dumb goals into SMART goals. She reminds us to not be too ambitious (don’t go from zero to hero ladies!) and that mindset is key.
Bri talks us through the goals she sets, how to review your goals for optimal results and some reflection questions that will help craft the ultimate goals for the coming year.
Bri helps direct your goal setting with some great categories you can make goals in - financial, personal development, relationships, work career business, health and fitness, emotional and mental health, time, contribution to community, fun and holidays.
We also talk about vision boards, scheduling, ta-da lists, and how a photo album can transform your gratitude practice.
You are going to love this chat and I’m so excited for you to hear about how Bri uses goals to craft her best life!
Resources mentioned:
Tony Robbins quote
Ladies Finance Club free resources
Project management software monday.com
Career And Confidence Vision Board Kit - Shannah Kennedy
PepTalkHer
Kemi Nekvapil - The Gift of Asking
Soulara
CONNECT WITH BRIONY:
Website:https://www.brionybenjamin.com/
Book:https://www.brionybenjamin.com/book/
Instagram: @briony_benjamin
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to our Girls Just Wanna Have Funds mini-episodes!
Every week we chat with gal pals about how they invest their cashola.
Today, I’m chatting with Jessica - @leungway about all things ETFs and how getting into investing is easier than ever.
Let’s get ETF savvy!
CONNECT WITH Jessica:
Instagram: @theleungway
YouTube:https://www.youtube.com/channel/UCTnmby77jIoz6GLQevjmVQQ
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
This episode is about one of my favourite things - why you need to set up an OMG fund, aka emergency fund, rainy day fund, and f***off fund (we explain why!). Lana our COO is on board for this episode and we step through everything you need to know about an OMG fund.
We start off with - what is an OMG fund? Quite simply it’s money you keep in a separate bank account that you only use in emergencies. It’s your new safety net and sits in cash.
Why do we need an emergency fund? Well, if COVID taught us anything, it was that random shit that you’d never expect to happen happens!
We play a fun game called emergency vs. non-emergency and explore all the times when it IS ok and NOT ok to spend your OMG fund! Mental health and physical well-being are definitely reasons for dipping into your OMG fund.
The steps to open an OMG fund are simple. I step you through how to do this, including tips on how to set that emergency cashola saved up. There are so many creative ways you can make extra cash on the side - we run through those too. Where there’s a will there’s a way. Remember this is short-term pain for long-term gain!
We also talk about our own emergency funds and when we’ve needed to use them recently. The beauty of an emergency fund is that it relaxes you, gives you peace of mind and means you can get on with your life when emergencies come along.
Ladies, you’ve totally got this! This is your first step to creating a strong financial future.
Resources mentioned:
Ladies Finance Club Free Resources
Fiverr
Upwork
The Right Fit
TRIBE
Vamp
Previous episodes mentioned:
Kill Your Bills with Joel Gibson
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to our Girls Just Wanna Have Funds mini-episodes!
Every week we chat with gal pals (who don’t work in finance) about how they invest their cashola.
Today, I’m chatting with Tash - @tashinvests about her epic money mindset, her biggest investment mistake and her personal investing strategy.
Ladies, you don’t need much to get started!
CONNECT WITH TASH:
Website: https://tashinvests.com/
Instagram: @tashinvests
Twitter: https://twitter.com/tashinvests
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
My guest today is Joel Gibson, the author of Kill Bills, a money saving expert, columnist and Campaign Director at One Big Switch. His motto is to save as much as you can on the boring stuff so you’ve got money to spend on the fun stuff. So, if having more money to spend on fun sounds like your kind of thing, tune in to hear some insider tips and tricks for paying less on your bills.
In this episode, Joel gives us the run down on why the cost of everything from lettuce to energy bills has increased and he shares his top hacks for minimising what you spend on household bills, groceries and petrol.
In his book, Joel shares 9 different areas to master to become a money saving ninja, and today he shares some great advice on a couple of these areas, including how to negotiate your bills, and why you should be ruthlessly disloyal.
The cost of living is on the rise, but with Joel’s hacks, he assures us that we can save hundreds, if not thousands of dollars in a matter of minutes. Stay tuned to the end of the episode where Joel and I play a game of yay or nay, talking about everything from Uber Eats to credit cards.
We’d love to hear about the savings you find after implementing Joel’s money-saving hacks.
CONNECT WITH JOEL GIBSON
LinkedIn: https://www.linkedin.com/in/joel-gibson-29939354/
Book: Kill Bills
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to our Girls Just Wanna Have Funds mini-episodes!
Every week we chat with gal pals (who don’t work in finance) about how they invest their cashola.
Today, I’m chatting with Sarah - @collectedinsight who shares how she got started investing, and what that has looked like for her. She mentions the dreaded “analysis paralysis” that stopped her from investing earlier, and where she’s at today!
CONNECT WITH SARAH
Instagram: @collectedinsight
Wesbite: collectedinsight.com
CONNECT WITH LADIES FINANCE CLUB
Join our free Facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
I’m chatting with an absolute rockstar in the women’s finance world today, Effie Zahos. Effie is the Editor-at-Large at Canstar, one of Australia's largest financial comparison sites and has more than two decades of experience helping Aussies make the most of their money. I know you’re going to get so much value from this conversation as Effie shares her tips and insights on how to give your finances a money makeover.
Effie Zahos regularly features on Channel Nine’s Today Show as a money expert, and has written a number of books that we love here at LFS, including A Real Girl’s Guide to Money and Ditch the Debt and Get Rich. In her fun and casual way, Effie helps others makes the most of what they have and it’s such a delight to have her on the show today.
In this episode, Effie explains the five money personalities and how understanding your money behaviour can help you put measures in place to curb impulsive spending, save more and really make your money work for you.
We talk about the marketing mind games that get played on us, common mistakes Effie sees people make with their money and some of the biggest lessons she has learned personally when it comes to money. Effie also shares her thoughts on why it’s so important for women to start thinking about investing and building wealth.
If you’re ready to take action on your money makeover, Effie shares her expert advice and tips on what to do first and it’s all about keeping it simple. Small consistent things every day will go a long way to transforming your money game!
RESOURCES MENTIONED:
Super Calculator
CONNECT WITH EFFIE ZAHOS
- Instagram: @effiezahos/
- Twitter: @effiezahos
- Books: Ditch the Debt and Get Rich & A Real Girl's Guide to Money
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Welcome to our Girls Just Wanna Have Funds mini-episodes!
Every week we chat with gal pals (who don’t work in finance) about how they invest their cashola.
Today, I’m chatting with Aleks - @brokegirlwealth about how she got started investing and broke through those beliefs she had about how “hard” it was to invest.
It doesn’t have to be hard ladies! Dive in and give it a go.
CONNECT WITH ALEKS
Podcast: Big Swinging Stocks
Instagram: @brokegirlwealth
TikTok:: @brokegirlwealth
CONNECT WITH LADIES FINANCE CLUB
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
If you're like most people, you probably didn't learn much about money in school. And that's a shame because knowing how to manage your finances is one of the most valuable life skills you can have.
Fortunately, it's never too late to learn. And my guest, Simonne Gnessen, joins me to talk about how you can become better with money by changing your money habits and improving your money mindset.
Simonne is the Founder of Wise Monkey Financial Coaching and the woman who truly pioneered financial coaching in the UK. She teaches people all over the world to become financial coaches and works with women and men to help them understand their money mindset and how to make smart financial decisions for their future.
Having also co-authored one of my favourite books, Sheconomics, Simonne made a huge impact on me when I was first trying to understand money and it’s an absolute pleasure to have her on the podcast.
Have you ever wondered why we spend money when we know we shouldn’t?
Money mindset is the set of beliefs and attitudes that we have about money. It can influence our spending and saving habits, as well as our approach to financial planning and investing.
By understanding your own money mindset, you will begin to make better financial choices that will benefit you in the long run. Tune in as Simonne shares how you can change your money habits and a few exercises that you can take action on today.
CONNECT WITH SIMONNE GNESSEN
- Website: https://www.financial-coaching.co.uk/
- LinkedIn: https://www.linkedin.com/in/moneycoach1
- Book: http://sheconomics.com/
CONNECT WITH LADIES FINANCE CLUB
- Join our free facebook group - Ladies Finance Club Money Chat
- Website: https://www.ladiesfinanceclub.com/
- Instagram: https://www.instagram.com/ladiesfinanceclub/
- LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.
Ladies I'm SO thrilled to have you here with me! My name is Molly Benjamin and I’m the founder of Ladies Finance Club.
Massive confession - I was really bad with money. I would have preferred to get a brazilian than create a budget. My investments were made up of clothes and #goodtimes. I was almost 30 and while my guy mates were investing in the share market and buying property, my girlfriends and I were comparing how broke we were.
So I took things into my own hands. I invited some girlfriends over, we ordered pizza, poured some wine and invited a mate who worked in finance to talk to us about this money stuff. Word got out about our finance rendezvous and we quickly outgrew my living room. My first event in the UK sold out in a week. Boom, Ladies Finance Club was born.
Since that first event, we’ve spoken to over 25,000 women across the UK and Australia. We’re helping women get fierce about their finances.
That’s why I’m here with this podcast. What I’ve learnt about getting your finance shit together is that it’s so much easier than people make out. But you have to know where to start. So if you’re like me, and you missed the money 101 lesson that we were never taught at school then sit back, get comfy, and pour yourself a drink.
We’re going to talk to some of the best money experts in the country. We’ll chat about how you can get started investing fast, how to get out of debt and how to get onto that property ladder. Plus, some really simple ways you can manage your money (in minutes), and how to save thousands on your bills.
We know that when women are financially empowered we change the world. We create better lives for our families, community and environment. Not only that - young women investors are driving the shift to sustainable investments.
A big "yay!" for coming on this ride with me and I hope it really helps you start and take action toward your money goals. Especially if your head has been in the sand about your money for a long time.
Ladies, it’s time to get money savvy!
LINKS
Join our free facebook group - Ladies Finance Club Money Chat
Website: https://www.ladiesfinanceclub.com/
Instagram: https://www.instagram.com/ladiesfinanceclub/
LinkedIn: https://www.linkedin.com/company/ladies-finance-club/
See omnystudio.com/listener for privacy information.