The Aitken Financial Services Podcast: Recent Episodes
Scott Aitken
Making Mortgages Simple.
The Aitken Financial Services Podcast aims to make mortgages simple and more accessible with easy to understand information covering a variety of mortgage and protection topics.
Scott Aitken T/A Aitken Financial Services is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
The contents of this page do not in any way form a legally binding agreement and are without prejudice and subject to contract. To view our data protection policies please click here
Looking to buy your First Home but now sure where to start?
Ready to start looking for your Dream home? Have you sorted out your mortgage adviser and your Conveyancer?
This step is often overlooked but getting it done early can put you in a fantastic position to be able to buy your first home.
🔗LINKS:
FREE eBook – 10 Steps to Owning Your Dream Home - 10 Steps toOwning Your Dream Home | Get Mortgage Ready (aitkenfs.co.uk)
KEEP IN TOUCH:Instagram ➔ https://www.instagram.com/aitken.fs/
Facebook ➔ https://www.facebook.com/aitkenfsTikTok ➔ https://www.tiktok.com/@aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs/
Email ➔ hello@aitkenfs.co.uk
IMPORTANT INFO:
Your Home may be repossessed if you fail to maintain yourmortgage payments.
The information in this episode is for general information only and is not advice. If you would like to get advice on getting the best mortgage for you then you can get in touch using the links above and we can arrange a call
Looking to buy your First Home but now sure where to start?
Well once you have figures out how much you can borrow andmade sure that your Credit File is up to date. The next step is to get saving for your deposit.
Today’s episode covers some tools and tips that will help you save what you need to in order to get your Dream home!
🔗LINKS:
FREE eBook – 10 Steps to Owning Your Dream Home - 10 Steps toOwning Your Dream Home | Get Mortgage Ready (aitkenfs.co.uk)
KEEP IN TOUCH:Instagram ➔ https://www.instagram.com/aitken.fs/
Facebook ➔ https://www.facebook.com/aitkenfsTikTok ➔ https://www.tiktok.com/@aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs/
Email ➔ hello@aitkenfs.co.uk
IMPORTANT INFO:
Your Home may be repossessed if you fail to maintain yourmortgage payments.
The information in this episode is for general information only and is not advice. If you would like to get advice on getting the best mortgage for you then you can get in touch using the links above and we can arrange a call
Looking to buy your dream home but now sure where to start? Today we explore the initial steps of the home buying process and look at how you can understand your affordability. From looking at your monthly household budget right through to figuring out how much you can borrow for your mortgage. This episode will get you started.
🔗 LINKS:
FREE eBook – 10 Steps to Owning Your Dream Home
https://aitkenfs.co.uk/10-steps-to-owning-your-dream-home/
Get your CheckMyFile Credit Reporthttps://www.checkmyfile.partners/4PNC7QR/2CTPL/
KEEP IN TOUCH:
Instagram ➔ https://www.instagram.com/aitken.fs/
Facebook ➔ https://www.facebook.com/aitkenfs
TikTok ➔ https://www.tiktok.com/@aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs/
Email ➔ hello@aitkenfs.co.uk
IMPORTANT INFO:
Your Home may be repossessed if you fail to maintain your mortgage payments. The information in this episode is for general information only and is not advice. If you would like to get advice on getting the best mortgage for you then you can get in touch using the links above and we can arrange a call.
Check My File - Monthly fee of £14.99 applies after your free 30-day trial. You may cancel at any time by phone, email or online. The free 30-day trial applies only to new customers aged 18 years or more who are living in the UK. The 30-day free trial period starts when you register. If they are unable to verify your identity online when you register, they may ask you to provide information to them which may delay access to your Credit Report. This is an affiliate link and we may receive a commission if you sign up.
Looking to buy your dream home but now sure where to start? Today we explore the initial steps of the home buying process and look at how you can understand your affordability. From looking at your monthly household budget right through to figuring out how much you can borrow for your mortgage. This episode will get you started.
🔗 LINKS:
FREE eBook – 10 Steps to Owning Your Dream Home
https://aitkenfs.co.uk/10-steps-to-owning-your-dream-home/
KEEP IN TOUCH:
Instagram ➔ https://www.instagram.com/aitken.fs/
Facebook ➔ https://www.facebook.com/aitkenfs
TikTok ➔ https://www.tiktok.com/@aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs/
Email ➔ hello@aitkenfs.co.uk
IMPORTANT INFO:
Your Home may be repossessed if you fail to maintain your mortgage payments. The information in this episode is for general information only and is not advice. If you would like to get advice on getting the best mortgage for you then you can get in touch using the links above and we can arrange a call
You have your mortgage in principle, what next?Now it is time to start viewing properties and getting those offers in.Tune in to find out more about this step in the buying process.🐦 SOCIALS:Instagram ➔ https://www.instagram.com/aitken.fs/TikTok ➔ https://www.tiktok.com/@aitkenfsFacebook ➔ https://www.facebook.com/aitkenfsTwitter ➔ https://twitter.com/aitkenfsLinkedIn ➔ https://www.linkedin.com/company/aitkenfsWebsite ➔ https://aitkenfs.co.uk/Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=3ad1cea6109c422bYouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ🔗 VIDEO LINKS:First Time Buyer Checklist - https://aitkenfs.co.uk/first-time-buyer-checklist/‼ DISCLAIMERS:All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.Your home may be repossessed if you fail to keep up your mortgage payments.
You have decided that you want to buy a home in 2023, so what steps do you have to take?
One of the first steps will be getting a Mortgage in Principle, but how do you get one?
Well, in today's episode I am answering that question for you.
🐦 SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs
Website ➔ https://aitkenfs.co.uk/
Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=3ad1cea6109c422b
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
🔗 LINKS: First Time Buyer - https://aitkenfs.co.uk/first-time-buyer-checklist/
‼ DISCLAIMERS:
All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.
Your home may be repossessed if you do not maintain your mortgage repayments.
This week I am releasing the Live Q&A I did over on Instagram.
I'm hoping to do this monthly so make sure to follow on Instagram if you want to catch them live.
🐦 SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs
Website ➔ https://aitkenfs.co.uk/
Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=3ad1cea6109c422b
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
🔗 VIDEO LINKS: First Time Buyer Checklist - https://aitkenfs.co.uk/first-time-buyer-checklist/ Mortgage Calculator - https://www.moneyhelper.org.uk/en/homes/buying-a-home/mortgage-calculator
‼ DISCLAIMERS:
All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.
Figuring out your monthly budget is a very important first step in your journey to buying your first home and the best way to do that is with a monthly budget. You can use just a pen and paper to do this or even set up a spreadsheet if you’re feeling fancy.
In my First Time Buyer Checklist, I give you a basic budget planner for free. So why not use that?
You can then use this monthly budget to get a better idea of how much you can actually afford to spend a month on your mortgage payments.
🐦 SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs
Website ➔ https://aitkenfs.co.uk/
Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=3ad1cea6109c422b
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
🔗 VIDEO LINKS:
First Time Buyer Checklist - https://aitkenfs.co.uk/first-time-buyer-checklist/
Mortgage Calculator - https://www.moneyhelper.org.uk/en/homes/buying-a-home/mortgage-calculator
‼ DISCLAIMERS: All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.
Being a First Time Buyer right now can be pretty tough.
High interest rates, high house prices, rent increasing never mind everything else that has been happening in the last few months.
It’s only normal to be feeling a bit lost, confused, or overwhelmed.
Well, I have put something together that I think will help.
🐦 SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs
Website ➔ https://aitkenfs.co.uk/
Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=3ad1cea6109c422b
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
🔗 VIDEO LINKS: Free First Time Buyer Checklist - https://aitkenfs.co.uk/first-time-buyer-checklist/
‼ DISCLAIMERS:
All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.
What happens when your mortgage rate comes to an end?
In today’s episode I look at what happens to your mortgage when the tie in period comes to an end. What your options are. And, when the best time to review your mortgage is.
Be sure to check out my other social media channels as I will be posting shorter videos looking at the options in more detail this week.
🔗 VIDEO LINKS:
Blog Post - What Happens When Your Mortgage Rate Ends? | Aitken Financial Services (aitkenfs.co.uk)
🐦 SOCIALS:
Instagram ➔https://www.instagram.com/aitken.fs/
TikTok ➔https://www.tiktok.com/@aitkenfs
Facebook ➔https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔https://www.linkedin.com/company/aitkenfs
Website ➔ https://aitkenfs.co.uk/
Podcast ➔https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=3ad1cea6109c422b
YouTube ➔https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
‼ DISCLAIMERS:
All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.
All information is correct at the time of posting.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Part 6 of the First Time Buyer Guide from Aitken Financial Services. Now that you know how much you can borrow and have your decision in principle in place, you will want to start looking for a property.
Read the blog post here: https://aitkenfs.co.uk/part-6-looking-for-a-property/
Get in touch if you want to know more here: https://aitkenfs.co.uk/contact/
SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs/
Website ➔ https://aitkenfs.co.uk/
Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=ec718478b54247e4
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
OTHER LINKS:
ESPC - ESPC | Search property for sale, rent & house prices | Get a valuation
ZOOPLA - Property for Sale in Scotland - Buy Properties in Scotland - Zoopla
RIGHTMOVE - Rightmove - UK's number one property website for properties for sale and to rent
On The Market - Houses for sale in Scotland | OnTheMarket
S1 Homes - s1homes: Scotland's Biggest Property Site
Purple Bricks - Purplebricks Estate Agents - You'll Be Totally Sold
DISCLAIMERS:
All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Part 5 of the First Time Buyer Guide from Aitken Financial Services.
How does your income and outgoings effect your mortgage application and how much you can borrow?
Read the blog post here: https://aitkenfs.co.uk/part-5-how-do-my-income-and-outgoings-affect-my-mortgage/
Get in touch if you want to know more here: https://aitkenfs.co.uk/contact/
SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs/
Website ➔ https://aitkenfs.co.uk/
Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=ec718478b54247e4
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
OTHER LINKS:
Mortgage Calculator: https://www.moneyhelper.org.uk/en/homes/buying-a-home/mortgage-calculator
DISCLAIMERS:
All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site. Your home may be repossessed if you do not keep up repayments on your mortgage.
Part 4 of the First Time Buyer Guide from Aitken Financial Services.
How much of a deposit do i need? Hopefully I can answer your questions in today's short episode.
Read the blog post here: https://aitkenfs.co.uk/how-much-do-i-need-as-a-deposit/
Get in touch if you want to know more here: https://aitkenfs.co.uk/contact/
SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs/
Website ➔ https://aitkenfs.co.uk/
Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=ec718478b54247e4
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
OTHER LINKS: Lifetime ISAs - https://www.moneyhelper.org.uk/en/savings/types-of-savings/a-guide-to-lifetime-isas
DISCLAIMERS:
All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Restrictions apply to Lifetime ISAs, and it is recommended that you seek appropriate advice from your bank or buildings society on this. All information is correct at the time of posting.
Part 3 of the First Time Buyer Guide from Aitken Financial Services.
How do I improve my chances of getting a mortgage? Hopefully I can answer your questions in today's short episode.
Read the blog post here: https://aitkenfs.co.uk/part-3-how-do-i-improve-my-chances-of-getting-a-mortgage/
Get in touch if you want to know more here: https://aitkenfs.co.uk/contact/
SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://twitter.com/aitkenfs
LinkedIn ➔ https://www.linkedin.com/company/aitkenfs/
Website ➔ https://aitkenfs.co.uk/
Podcast ➔ https://open.spotify.com/show/1MHtfSG8yHRviuac3BPjjU?si=ec718478b54247e4
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
DISCLAIMERS:
All information is correct at the time of posting. By clicking on any of the links you will be departing from the regulated site of Aitken Financial Services. Neither Aitken Financial Services nor Stonebridge Mortgage Solutions Ltd are responsible for the accuracy of the information contained within the linked site.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Part 2 of the First Time Buyer Guide from Aitken Financial Services.
What is a Decision in Principle? Hopefully I can answer your questions in today's short episode.
Read the blog post here: https://aitkenfs.co.uk/what-is-a-decision-in-principle/
Get in touch if you want to know more here: https://aitkenfs.co.uk/contact/
SOCIALS:
Instagram ➔ https://www.instagram.com/aitken.fs/
TikTok ➔ https://www.tiktok.com/@aitkenfs
Facebook ➔ https://www.facebook.com/aitkenfs
Twitter ➔ https://www.facebook.com/aitkenfs
YouTube ➔ https://www.youtube.com/channel/UCWTpXW2R6iZOqZPA45-8WzQ
LinkedIn ➔ https://www.tiktok.com/@aitkenfs
Website ➔ https://www.aitkenfs.co.uk
Your home may be repossessed if you do not keep up repayments on your mortgage. All information is correct at time of posting. Scott Aitken T/A Aitken Financial Services is an introducer appointed representative of Stonebridge Mortgage Solutions Ltd for mortgages and insurance introductions. Stonebridge Mortgage Solutions Ltd is authorised and regulated by the Financial Conduct Authority.
Part 1 of the First Time Buyer Guide from Aitken Financial Services.
What is a Mortgage? Hopefully I can answer your questions in today's short episode.
Read the blog post here: https://aitkenfs.co.uk/what-is-a-mortgage/
Get in touch if you want to know more here: https://aitkenfs.co.uk/contact/
Your home may be repossessed if you do not keep up repayments on your mortgage. All information is correct at time of posting. Scott Aitken T/A Aitken Financial Services is an introducer appointed representative of Stonebridge Mortgage Solutions Ltd for mortgages and insurance introductions. Stonebridge Mortgage Solutions Ltd is authorised and regulated by the Financial Conduct Authority.
An introduction to the new Aitken Financial Services Podcast.
Are there any topics you would like to see covered? Leave a comment below.
Remember to subscribe to keep updated with new episodes as and when they are released.
www.aitkenfs.co.uk
Your home may be repossessed if you do not keep up repayments on your mortgage. Scott Aitken T/A Aitken Financial Services is an introducer appointed representative of Stonebridge Mortgage Solutions Ltd for mortgages and insurance introductions. Stonebridge Mortgage Solutions Ltd is authorised and regulated by the Financial Conduct Authority.