Balancing Life With Kat: Recent Episodes
Katrina Anderson
I am a money coach, a wife, and a boy momma. I am on a mission to prove to you that you can have financial freedom. Finances don't have to be miserable. That you can reach financial freedom while still living your life to the fullest. On this podcast we will learn about finances, debt, credit, retirement, saving, mindset, and how to create the financial freedom you deserve. I want you to have so much confidents with your money and to stop stressing over finances. I want you to be able to knock things off your dream board and start living the life you have dreamed of. LET'S DO IT!
Debt can be such a heavy burden and a constant stress that holds us back from living life to the fullest. But you can tackle your consumer debt and set your self up for a brighter more financially secure future. I am going to share with you 6 steps to help you get there.
Are you hesitate on taking the first step towards starting your financial journey? Money can be stressing, but you just have to make the decision that enough is enough and that you want more. This episode we will go over tips to help you not be hesitate to taking the first step.
As teens it can be hard to want to save and think of the future. But it is so important to save, and think ahead for the future but yet still have fun and enjoy your teenage years. This episode we go over a few things that teens can do to think ahead but still enjoy life.
Traveling can be expensive and sometimes we can feel like we can’t afford it. I am going to share some times to help you be able to afford a vacation.
Budgets can be stressful. Let’s breakdown budgeting into 8 steps to help you be successful with it.
Do you have a high yield savings account?
If not here are a few reasons why you should have one and some place that offer them. Let your money work for you by getting a high yield savings account.
Knowing how to properly use your credit card is very important. Knowing when the statement date is too is another big thing to know when using credit cards.
It’s tax season and everyone is so happy about their tax returns and the different things they are going do with them. But let’s think about a few things we can do with it while treating ourself.
Guilt is something that can eat, and eat away at you. It will make you feel the worst. But never let guilt keep you from going after your dreams. It is okay to want more out of life, and to be more than just a mom! Go after your dreams, and change your mindset around the guilt you are feeling.
Sometimes it can be so easy to waste money and we don’t even realize it. We all do it. But being more aware of our spending habits and changing our mindset with it can help us not waste money.
In this episode we are going to all about how you make the goals you set for 2023 actually happen. You can want all day long but if you don’t have a plan set it is hard to achieve them.
Let’s talk about what your goals out for this new year and things that you can do to make them happen and to stay focused. Let’s make 2023 your year!
Budgeting sometimes can be overwhelming in the beginning and can be hard to stick to it. So let’s talk about what happens if you don’t keep up with it!
You are always hearing you need to be investing, invest , invest , invest. But there are a few reasons why you shouldn’t be investing . No one knows your financial situation and you don’t want to put yourself in a bad situation. So if you are any of these 4 reasons then you should wait to invest.
Finances can feel overwhelming and creating a budget can be in the beginning. Let’s talk about the problems and solutions with budgeting, so when you create yours it will be easier!
It can be so easy to try to keep up with the Jones and sometimes we don’t even realize we are doing it. But it will cause a strain financial. I go over how to tell if you are trying to keep up with the Jones and what to do to stop doing that.
It can be so easy to spend a lot of money when shopping and there is always so many things we want. Here are 6 tips you can do to stop overspending when you are shopping for those things we want.
Sometimes it’s a little confusing on what you should do first. Should you do savings, debt, student loans, what order do you do your debts in? It can be a lot and everyone’s situation is different. Sometimes you have to pay a larger amount of debt off first!
Sometimes life can feel like we are drowning and that we can’t every get ahead. I give you some tips on things you can do to feel like life isn’t so hard!
I know right now everyone's expenses are increase no matter what because cost of living is so high right now. Or if you have bought a new house or car, your expenses have increase and here are 7 things that you can do to ease your mind with your finances.
Sometimes your budgets are not 100% accurate and the numbers don’t always add up and that’s why tracking your spending will come in handy. When you track your spending it makes it easier to have a accurate budget
There are 3 things that make up your credit score. It is so important that you make sure these three things happen so that way you have a good credit score. I know credit scores can be confusing and tricky but you need to keep credit cause you never know when life will happen.
Everyone goes through a time where they feel behind with $$, but here are 6 things you can do to get you out of that funk!
They say to average about 25 years of your life for retirement. Do you have enough money on retirement to live off of for 25 years? I am going to tell you about a few different retirement plans and their pros and cons.
In this episode I talk about what I would tell my 16 year old self if I could talk to her. To help set her up for the future better with finances. Like how to start investing right away, how to save, not to worry about what others think, and keeping up with the Jones.
It is a new year and time for you to make a change in your life, by setting goals and creating a plan to make them happen. What are your 2022 goals? What would you like see happen?
It's the end of the year and everyone is talking about taxes and their tax return that they will be getting at the beginning of the year. We are going to talk about why you don't want a big tax return at the end of the year and how the government is borrowing your money from you and then giving it back at the end of the year.
DO YOU HAVE TO COME FROM MONEY?? People think in order to be wealthy or be comfortable with finances that you have to come from money but that is a myth. I share about how to over come that mindset and a little bit about my life story, and some motivation to help yall change your mindset and reach your financial goals.
It is okay to have debt, most American are in debt. So don’t be ashamed of it. We are taught as Americans that it is okay to be in debt just finances everything. But now is the time to break the cycle. Start getting out of debt and working towards your goals.
If you feel restricted or miserable with your budget, then you need to trash it and redo it. You shouldn’t feel restricted and miserable.
Having financial goals is an amazing thing but it’s important to know what ones do focus on first
It’s human nature to compare and get jealous, but let’s start changing your mindset. Then you can get those things too once you change your mindset.
I go over different things that you can do right away to start building your credit or to start having a credit history.
I share different tips on things you can do to start saving money. If something were to happen unexpectedly right now would you be able to pay for it?
Sharing tips on how to get your spouse on board to work towards y’all’s financial journey.
When you are creating a budget you don't have to give up everything you love. Make sure you include things that you love to do, like going to dinner, shopping,etc.
In this episode I go over why I think you still need credit cards and credit. Most people can't pay cash for everything like a house, car, etc.
In this episode I will share different things that you can cut down in your bills, or things that you can change so you can save money every single month.
This episode will give you step by step on what to do, to see the fastest results in paying off debt. The best way to keep you motivated and wanting to work towards paying debt off!
Introducing myself and the life events that happen to us financial that made me become a Money Coach.