This is the final episdode of The Kiwi House Deposit Podcast. I talk about the following:
It's been a blast! I loved interviewing different Kiwis to see how they saved up for their first home. I hope this pod helped as many Kiwis as possible. Go well.
Zaira tells us how she and her other half saved up for their first home in Whangarei. We explored the following:
* Careful spending habbits to save the bulk of a deposit.
* Minimalism: A great lifestyle for the studious saver.
* House hunting and putting in an offer.
Zaira puts her foot down and gets things done. See what you can learn from her!
Mya and Shay from Whangarei share how they purchased their first home in 2025. They are two motivated Kiwis who teamed up young and worked hard to make home ownership possible. They purshased a home for less then 500k at the age of 23 and 21 respectively. They shared:
* How they met, great yarn.
* How they got into stable careers with no student debt.
* How they automated their savings to do the heavy lifting.
* House hunting and putting in an offer on a house.
It is really refreshing to hear that young couples are buying homes in the current environment. May this episode inspire Kiwis to take advantage of the opportunities in the current housing market!
In this podcast, I am lucky enough to interview my dad, Craig. He shares how he and my mum, Linda, saved their house deposit in the 1980's and purchased their first home in 1990.
They shared the folowing:
* How easy was the financial life of a boomer?
* Getting into careers and moving arounnd the country for work.
* Saving up a house deposit using shares, government superannuation fund and cash.
* Investing in KiwiFruit and Forrestry, and more, to reach early retirement.
My parents taught me a lot about financial literacy at a young age. Their knowledge formed the foundation of my financial habits. Now you can hear their story!
Dylan is a determined kiwi who went hard on the house deposit. He shares the following:
A straight up man, Dylan knows how to get things done. Enjoy his story!
Mel from Auckland shares her first home savings journey. We covered the following:
Mel is an everyday Kiwi who took advantage of the nation wide housing sale. Get around it!
Ruth Henderson (The Happy Saver) returns to check in and state her views on how to buy a home in the current environment! We cover:
An true Kiwi, Ruth loves sharing her financial knowledge for the benefit of other Kiwis. Sit back and enjoy!
More about Ruth - The Happy Saver:
https://www.thehappysaver.com/
Scott Innes moved from Canada to the land of opportunity. Scott tells us how he made the most of what NZ has to offer through the following:
Scott is a really interesting financial guru. Enjoy what he has to say!!!!
Get in touch with Scott:
https://www.moneymaverick.nz/
https://mortgagebliss.co.nz/your-team/
David Baker is a builder, business owner and a hardwiorking Kiwi. He recently purchased his first home while working on growing his business in multiple locations throughout New Zealand.
He shares the following:
David is a motivated young Kiwi with plenty of good advice for those saving up for their first home!
Learn more about his business here:
https://rapidqs.net/
This is the story of a Kiwi who saved up for a house deposit in three years. It is told on behalf so the person stays out of the spotlight.
An important episode to share with young Kiwis in your life. This story will get them ahead of the curve young. Enjoy!
What's happening out there?
I give some opinions on house prices, investments, interest rates and a few other things.
Enjoy!!
Casey is a young Kiwi who bought her first home in Blenheim this year. She explains how she pulled off this achievement in todays market. We discussed the following:
* Where she developed her personal finance skills.
* How she and her Partner pulled different levers of income: Business income, weekly pay and backpay to save a house deposit.
* The process of finding the house and putting in the winning offer.
Casey is an awesome example of how a young couple can combine forces and purchase their first home!
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Mark Lister is a heavyweight and pioneer of New Zealands financial world for the last 20 years. He is an astute investor and a leader in the financial sector. He currently works as the investment director for Craigs Investment Partners.
Mark shares the following:
* His journey through his early career and house savings journey.
* The highs and lows of New Zelands economy in the mid 2000's.
* His investing philosophy.
Mark is passionate about sharing his financial knowledge with other Kiwis. Enjoy what he has to say!
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Website:
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Dave Satherly is an excellent Kiwi who recently saved a deposit for his first home.
He put himself in an excellent position for buying a home through the use of a number of investments. He shares the following:
* His long term mindset.
* A methodical approach to selecting where and how to save his money.
* The advice he recieved to prepare himself to place offers on homes.
* Of course, some solid banter.
This is a great episode for those who wish to reach their home ownership goals while pursuing their hobbies and lifestyle.
Ash and Ash purchased their first home in early 2024. They shared the following things:
An excellent young couple, Ash and Ash explain what is possible for young Kiwis in the bigger cities. Enjoy!
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Logan shares the story of how he purchased his first home in Taranaki.
Logan is a down to earth Kiwi who loves a good yarn. Let him inspire you to save for your own deposit!
Buy less clothing, but quality clothing, with this clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Lewis Pollock purchased his first home at the age of 20. Enough said. He shares his story.
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Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Asset classes. What is the best one to use when saving for a house deposit?
We discuss the following:
Light reading, done for you. Enjoy!
Quin and Graham saved a deposit for an Auckland house in six months. They made some heavy changes to their life and subsequently saved fore a house in NZ's most expensive city.
This couple are incredible. I hope they inspire you to understand what is possible and you can save for a house deposit too.
Find out more about them @mai.fire
Buy less clothing but quality clothing with this clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Nathalie and Ross are an Auckland couple who bought their first home in their early so's. They had no parental gift, just hard work and determination. They share the following:
Nathalie and Ross are an awesome couple who co-operate well. Let their story inspire you to keep saving for your first home!
Mia shares how she purchased her first home in Hamilton. She saved a deposit using Kiwi Saver while she worked, travelled and went to concerts. She nails the following points:
Let Mia's knowledge set you on the path to first home ownership!
Kiwi made financial literacy game:
https://www.hackticsboardgame.com/
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
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Flatting is a great lifestyle choice when saving for your house deposit!
Make the most of your twenties and put yourself in a great position for saving!
Kiwi made financial literacy game:
https://www.hackticsboardgame.com/
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
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Debbie and Craig are a friendly Kiwi couple. They mastered the housing market using the following techniques:
* Living off one income and saving the other one.
* Travelling and working overseas to make the most of the exchange rate.
* Saving a first home deposit on graduate wages.
Debbie and Craig are a fine example of what is possible when couples work together. They are passionate about sharing their knowledge so that other Kiwis can save for their first home too!
Learn more about Debbie and Craigs game here:
https://www.hackticsboardgame.com/
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
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The time to buy is now.
Interest rates are low.
House prices are dropping.
More homes are on the market and taking longer to sell.
First home buyers deposits are growing fast.
The time to buy is now.
Clothing discount!
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Hannah learnt financial habits from her parents at a young age and stuck with them! She shares the following:
Hannah is a motivated and passionate financial influencer whol wants the best for other young Kiwis. Enjoy her story!
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
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Nicola shares her first home story through rentvesting.
Rentvesting is an excellent tecnique that many young Kiwis can use. A forward thinking Kiwi, let Nicolas story inspire you!!
Nicola can help you purchase a first home:
https://mortgagelab.co.nz/nicola-winters/
Youtube:
https://www.youtube.com/@NicolaWinters
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
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Let me tell you about my friends who accidentally bought a house using only KiwiSaver as a deposit.
What did they do?
How is that possible?
It's no secret and I won't lie to you - you can do it too.
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Laura shares her first home savings journey! She was taught the basics of personal finance and used them to save a house deposit in her early 20's.
She covered the following:
* Her decision to study on terms that suited her.
* Her lifestyle choices and savings journey.
* Her veiws on New Zealand owned banks.
A pragmatic and mature thinker, Laura provides excellent advice that young Kiwis can follow immediately. Enjoy!
Find more of Lauras content on Instagram: @makes.cents.nz
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
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Brent Henry shares his first home savings story. He covers the following:
Brent is a motivated Kiwi who loves to share his knowledge and help others. Enjoy what he has to say!
More about Brent:
https://www.brenthenryrealestate.co.nz/
https://www.instagram.com/brenthenrynz/
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
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As I approach my 30th birthday, I reflect on my financial journey so far. I know what it's like to be 20 something and pushing to reach your financial goals! I share my perspectives on:
* The long game.
* Property trends and myths.
* When is it time to buy a home?
* Goals/Habits.
* Many, many more topics...
It's only right that I share my experiances. Hopefully I can help other Kiwis have a financial breakthrough on their journey to home ownership!
Clothing discount!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Alex and his wife recently purchased a house in Invercargill. They approached a mortgage advisor and realised they were closer to being home owners than they thought. We explore the following:
* The benefits of living in the south.
* Buying a house in a short timeframe due to good advice.
* Using Kiwi Saver to save the majority of a house deposit.
Get inspired by this down to earth kiwi couple!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
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After a few short years of living in New Zealand, Dilu purchased his first home in Auckland. He shares the following with us:
Moving to a new country.
His savings habbits.
His philosophy on life and personal finance.
Dilu is a hardworking, down to earth man. Soak up as much wisdom from him as you can!
Manawatu Knitting Mills (MKM) New Zealand made clothing discount code:
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Website:
https://www.mkmoriginals.co.nz/
Jesse Insley shares how she bought her first home in Canterbury. A motivated young Farmer, Jesse worked hard and set some strong habits for herself. We explore the following:
* How Jesse chose farming as her career.
* Travelling around New Zealand for fun and for work.
* How her good habits naturally resulted in saving a house deposit.
This is a story that demonstrates that you can still buy a home in New Zealand from good old fashioned hard work.
See Jesses content:
@jesses_journey_nz
MKM New Zealand made clothing discount code:
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Website:
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Madison and her partner Sam purchased their first home in New Plymouth! A motivated couple, their first home journey was relatively short. Madison shares the following:
A couple who ticked off their first home goal, they are ready to live the good old Kiwi life together. Here is their story.
Shevaun Price tells us the story of how she purchased her first home in Te Puke with her husband Ryan. She set goals young and stuck to the plan. She shared the following:
Shevaun dives into the ins and outs of setting herself up for financial success in her 20’s. A very inspiring young Kiwi!
MKM New Zealand made clothing discount code:
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Website:
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Jono Steele shares the story of hir first home purchase! He has a lot to share about his journey, including:
Jone has done it all. He is a great role modle for young Kiwis - let him impart his wisdom onto you!
Jono Steele tells us the story of how he built his first home. Jono Steele is an excellent role model for young kiwis. An all-round good bloke! He deep dives into the following:
* How he got into his career
* His sporting achievements, including representing New Zealand at futsal.
* How he took control of his finances.
* His house building journey.
This is a story of a Kiwi that has done it all. If you aim to strike a balance between travel, fun and home ownership, this is the episode for you.
John Bielby shares the story of his first home in Papamoa.
He shares the following:
John is a great lad with a lot of wisdom to share! A fine testament to the fact that everyday working Kiwis can make home ownership a reality.
Amy Stevens shares how she purchased her first home using a shared ownership agreement.
We discuss the following:
* Buying a home using equity from family.
* Buying a home with a partner.
* How she created a business to help other Kiwis buy through shared ownership.
Amy provides solutions far beyond using the bank of Mum and Dad for a house deposit. She explains strategies that many kiwis can utilise to supplement their house deposit savings. Let Amys' experiance inspire you to pursue your first home purchase too!
Anita Perkinz tells us the story of her first home purchase. Anita is a professional business woman based in Wellington. She dives into the following:
A great yarn - be inspired by a great Kiwi who has made first home ownership her reality.
A first home in central Auckland. A six figure house deposit. Leo Anderson shares the story of all stories! This Kiwi tells us about his first home buying experiance, including:
A motivated and talented man, Leo is an excellent role model for first home buyers!
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Alex Dean explains how he and his wife purchased their first home. He explores the decisions that he and his wife made and their future goals. He reflects upon the following:
A thorough analysis of the house purchase decision and the reasons behind it, Alex will leave you educated, entertained and excited for your first home purchase!
Alex also produces high quality photos and videos. Check them out via the link below:
https://www.figjammedia.co.nz/
Martina and Carl recently purchased their first home in Auckland. They put themselves in a good situation by doing the following:
Martina and Carl made calculated decisions with a long term mindset. A fantastic example of what is possible if you plan for the future.
If you want to speak to a professional and skilled mortgage broker in Auckland, contact Rob Gilfilan:
https://mortgagesupply.co.nz/our-team/rob-gilfillan/
This episode explores how Logan Donnelley and his wife purchased his first home in the Bay of Plenty.
He passionately explains:
A great Kiwi story of how home ownership became possible for a young family!
Access more of Logans content here:
Instagram: @kiwidad
Article:
https://www.nzherald.co.nz/nz/bay-of-plenty-dad-creates-cost-of-living-guide-saves-family-thousands/2YB6IKVALQHBEMOBM3ZUZQRALY/
Kia ora everyone!
We have the privilege of hearing from Gary Lin. He bought a home in Auckland at a young age and credits family as his ‘why’. He discusses the following:
Gary is motivated and has a positive attitude towards home ownership in New Zealand.
Enjoy the gems he shares!
More about Gary:
https://garylin.co/
Toby Pascoe tells us the story of how he and his wife purchased their first home.
He deep dives into the following:
What it was like being a young couple and buying a first home.
How he and his wife progressed financially after their first home purchase.
Overcoming analysis paralysis – how to execute despite the current price and current interest rate.
A good southern man, Toby’s story is full of practical advice for the everyday Kiwi! Enjoy.
More about Toby:
https://www.opespartners.co.nz/team/toby-pascoe
Kia ora everyone!
Here are my thoughts on the current housing market. While the media paints one picture, we need to start looking at solutions to keep Kiwis saving up for their first homes. Food for thought.
Have a great week!
Kia ora everyone!
We speak with Mikey Smith about how he saved a six figure house deposit by age 21. A professional mortgage advisor, Mikey sheds light on the following topics:
Mikey is very knowledgeable and loves a quality beer. He will leave you feeling super motivated! Enjoy.
You can find out more about Mikey here:
https://guardiansmith.co.nz/
Hi everyone! This episode is about the new ideas I have been introduced to since starting this podcast. Plenty of new perspectives from plenty of different people. Enjoy!
Frances Cook has plenty of good advice for first home buyers! She really drives home the importance of the following:
A qualified financial advisor; Frances is sure to leave you both entertained and educated.
Listen to her podcast here, 'cooking the books':
https://open.spotify.com/show/4RoBolWwAt893GKs3tZgax?si=d041d83f59a2435d
Luke Kemeys shares his first home journey with us. He explores:
A man who loves sharing financial literacy, Luke fills this episode with tips you can start applying immediately.
Hear more content from Luke here via keep the change podcast -
https://open.spotify.com/show/2xfURkXZGEHVYIOK0DdR9S?si=7c2b5887c31748a9
Simran Kaur tells us how she saved up her first home deposit. She explains:
How investing a large percentage of her savings into shares and Kiwi Saver grew her deposit swiftly.
How she got the upper hand as a first home buyer in a competitive market.
That you can only save so much, but there is no limit to what you can earn.
Enjoy!
Girls that invest podcast:
https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e2ed694fcbda4005
Ryan (Stag) O'Connor tells us about his life and his first home buying experience. He touches on some fascinating topics, such as:
A champion of the Kiwi lifestyle, Ryan's story will leave you wanting to hear more! Luckily he had a podcast of his own where he shares many quality yarns.
https://open.spotify.com/show/612xQBBnjnqKhV9gLIxgt6?si=fd916bca2b56414f
Jacob Dexter shares how he navigated his late teens and early 20's and became a homeowner.
A calculated decision maker and all-round good bloke, Jacob shares the following with us:
Jacob will inspire you to dream big and design a life the Kiwi way!
I explain how I saved a 33% house deposit in six and a half years, while doing the following;
Have your cake and eat it, let me explain...
Ruth Henderson (A.K.A the happy saver) shares her house deposit story with a view to help other Kiwis.
She really gets into depth on the value of investing, making the most of opportunities and trying new things!
Listen to Ruth's podcast, the Happy Saver -
https://open.spotify.com/show/6bdJFBKf3lg3CudD78NH2X?si=5c68e8c5ce9f4645
Rupert Carlyon from Koura shares in depth discussion around how to use Kiwi Saver for a deposit on your first home.
He nails the following with slick expertise...
Unsure how to get the most out of Kiwi Saver? This one if for you!
Koura website:
https://www.kourawealth.co.nz/
Angela shares her story of working overseas to save up a house deposit. She really drives home some key points:
How good!
Zane shares his journey towards home ownership with us. An astute saver and a great bloke, he breaks down how he and his fiancé generated a 35% house deposit.
Tracy Hemingway shares her story of paying off $94,000 of debt and then saving up for a house deposit. A motivating and inspirational story!
Link to Tracy's website:
https://www.debtfreediva.co.nz/
Cameron Thomsen shares the story of how he saved up to buy his first home by the age of 21. After leaving school at 16, long hours working at Pak N Save helped Cameron achieve his goal.
Jack Windler shares his story about saving for a deposit and buying his first home in Auckland
Link to Jacks website:
https://mortgagesupply.co.nz/our-team/jack-windler/