Credit & Finance Talk with Experian: Recent Episodes
Credit & Finance Talk
Live credit confident with expert interviews, credit info & ID theft prevention straight from the source, Experian, America’s #1 provider of online Credit Reports & Scores.
Is the economy recovering? Learn more about a key indicator that’s signaling for good things over the horizon, and what that can mean for you.
Many consumers believe they have only one score, but that's not true. In a landscape where there are many types of credit scores, knowing the ones that help you achieve your goals is important. Learn more in this next episode of Credit 101.
Your credit report shows information about your credit behaviors – but have you ever been curious about how the information gets there? We’ll explain in this next episode of Credit 101, here on Credit & Finance Talk with Experian.
Getting 900 bloggers together isn’t magic: it takes a vision. Learn how Philip Taylor does it, and what it’s taught him along the way.
Tax time is open season for savvy identity thieves. Learn from the IRS what you should have on your radar during this active time.
Make sure that your tax prep is taking into account all the things it should that you’ve done in the last year – the list may be longer than you think.
Make sure that your tax prep is taking into account all the things that you’ve done in the last year – the list may be longer than you think.
Your credit cards can come into your tax picture in one of two ways – whether you end up owing or have a big return coming back to you.
Learn more about how to avoid commonly used, weak passwords that are too popular for their own good.
Confirm your online information is as protected as you hope, and ensure that these tips are a part of your online shopping plan to keep your information secured.
Following your passion comes at a cost – are you ready to pay? Learn how to think about making changes without betting the farm.
Learn more about what all may be asked of you and your cosigner when you apply for a loan together. Some financial background is usually necessary for approval.
Learn about how to maximize what your money can do for you – and why you shouldn’t be scared of investing – with personal finance expert Barbara Friedberg.
Many couples think they know all about how their finances will merge when the time is right, but they may still ask, “Do we end up with joint credit scores?”
If you’re taking your search for companionship online, beware the savvy tricksters fixated on capturing your information.
Understand more about why overspending can affect your credit scores, and how you can limit or correct the damage done.
Hear the latest on what the Fed’s first interest rate increase in ten years might mean for you.
When you’re looking to take your money game to the next level, listen in toe hear how the right financial guru can make all the difference.
Ready to get serious about your credit? Make sure you’re thinking about some basic ways to engage more often with, and know more about, your credit.
Seasoned detective Sam Skorr can spot shady characters a mile away, but unraveling their problems sometimes takes longer. Listen in and see how he was able to solve the case of a husband and wife with some mysterious spending habits.
Learn more about a community-minded approach to debt repayment and how it’s helped some find their way back to a healthy balance.
Learn more about the psychology of spending and how a relationship with money can help you define your financial behavior for good.
Hear the latest from personal finance authority Mandi Woodruff as she chats on women and minorities in finance, millennials and spending and more.
The months leading up to a big purchase are valuable time when it comes to your credit. Learn how you can put them to work.
See how a businesslike approach to managing your personal budget can transform your money management.
We all need financial role models we can relate to: who’s offering advice that’s relevant to you? Listen in to hear more from Emma Johnson, and learn how she helps those in similar spots.
Starting a small business requires a savvy knowledge of credit, on top of all the business know-how it takes to support a million dollar idea and make it take flight.
Learn the basics of a FICO Score: what it means, what the Score looks at, and more, to see how you can plan to improve the habits that fuel your Score.
Learn more about millennials and how they view credit, thanks to recent survey results.
Discover how millennials face debt, spending and credit – and how their new take is different – in this episode of Credit Curious.
Holiday scammers devise a variety of ways to work their way into your holiday generosity. Learn some of their latest tricks for the season.
Join Deacon Hayes of WellKeptWallet.com to learn how you can start to trim down your debt and work toward zero.
Hear our chat with personal finance whiz Amanda Abella to hear her hottest tips helping people learn more about better managing their financial picture.
Learn more about Draft, an app that can help power your investment savings strategy, from co-founder Brad Lawler.
Learn what the differences in payment card processing can mean for you this holiday season.
Plan to stay ahead of hidden holiday expenses by making sure your budget accounts for all the ways your savings brighten up the season.
Discover the five major factors that are used to consider a FICO® Score powered by Experian data. Learn what factors the score considers from your Experian credit report, and more.
There’s not just one way to lift a security freeze from your credit report. Learn the two ways to increase access to your report information – either for the short term, or permanently.
Discover the value that a good FICO® Score can have, even if your credit isn’t perfect.
Curious about what’s considered to be a strong FICO Score? Learn where you’ll want to land to be on solid ground with your credit, and how far the jump from good to great is.
Make sure you're doing everything you can to keep online scammers away from your personal information. Learn more about what cyber threats exist and how you can protect yourself.
Checking your own credit report on a regular basis is always a good, but choosing to enroll in a credit monitoring product could make it easier for you to be notified of changes on your credit report. In this episode of Credit 101, we teach you about credit monitoring and the benefits that might appeal to you.
Listen in as Angels right fielder Cole Kalhoun and starting pitcher Hector Santiago talk baseball, share how they learned to manage money and test their credit knowledge with guest co-host Roger Lodge and Experian's own Will Chamberlain.
Discover the ways that college students can be smart as they start using credit as undergrads, how to know when to use that “emergency” credit card – and when not to. Join Rod Griffin, Director of Public Education for Experian, to learn how people handling credit for the first time can put their best foot forward on or off campus.
With kids back in school, it's time to make sure you're helping them learn the basics about money, too. Check out this quick episode with some key things you won't want to leave off the lesson plan.
As your fall semester begins, check back in with your credit card spending to see make sure you’re using it on the right things. If it’s a card only for emergencies: do Friday night pizza and beer really qualify?
Her spirits were high, but her scores were lower than an alley cat’s morals. Revisit the files of Sam Skorr - Credit Detective, and hear how he unlocked the riddle of her suddenly sinking credit score.
College students are at risk for identity theft just like everyone else, and a recent study showed that 22% of students only discovered their identity had been stolen after a debt collector contacted them. Knowing what's happening with your credit can help you catch early warning signs of identity theft or fraud.
Learn more about the average college debt and how students are choosing to shoulder it: loans, private funding, grants and the like.
Cosigning is a major decision, and one that powers many college educations. Learn what to talk about before you agree to sign on the dotted line, and know how it can affect your credit.
60% of students borrow money to pay for college. Learn about the difference between student loan options by listening here.
Learn the types of information that can be removed from your credit report and how to start the process. It all depends on what you’re seeing.
Joint bank accounts are usually not the first type of accounts many people open. As they start to become more attractive in certain situations, learn the facts about how they can and can't impact the credit of both account holders.
Late payments on loans or accounts can take your once-good credit far off track. Learn more about how they affect credit scores.
If you’ve discovered a sign of potential identity theft, you might be wondering what your next step should be. Learn what should be a part of your response and the information you’ll need to get things going.
Discover when others are starting to think about their credit when purchasing a home, according to a recent study of recent and prospective home buyers. Learn how credit knowledge shores up their confidence in their purchasing power.
If you’re a recent college graduate, chances are college was a time where you learned a few truths about your credit and managing your finances. But as you graduate, make sure that these four credit lessons are ones you’ve already mastered and are putting to use on a regular basis.
A few simple tips can help you minimize the damage if your wallet is stolen while you’re traveling internationally. The most valuable information to a global market probably isn’t the currency you’re carrying – it’s your identity.
Learning that your information has fallen victim to an identity thief is always bad news, but learn how the right planning can help you respond quickly and limit damage.
Summer’s one of the most popular times of year for travel. Make sure vacation expenses don’t leave you with a holiday hangover by setting your budget into motion early. Learn how others do it with results from a recent travel survey.
Confirm you’re being smart with your information this summer while you travel. Be vigilant about where and how you make transactions and where you sign onto networks while vacationing to keep your information secure.
Becky Frost joins WISN’s Karen Ellenbecker of Money Sense to talk identity theft while traveling. Learn how to travel safer – and smarter – this summer when you’re away from home and your regular routines.
Listen in as Becky Frost, Bobby Lee and Lauren Bowling share how they learned the value in finding their budgeting inspiration. When you know what motivates your saving and spending habits, you can make sure it checks in with the budget you’re trying to keep.
Fraud alerts are an important notification that you can have placed to tell creditors that you may have recently been a victim of fraud. An initial fraud alert remains in effect for 90 days and warns lenders to verify your identity before granting credit. Hear how it may help protect your credit in the wake of suspicious or fraudulent activity.
Chip-and-pin card technology has been hailed as a great leap forward to protect consumer credit card information. Some in the payments industry have new concerns about its effectiveness unless other measures support the change.
When you're trying to beef up your credit, good behaviors help you show you've been using credit responsibly. When you're trying to establish credit for the first time, different strategies apply. Listen in to learn more about how to get your credit off the ground.
Identity theft is no joking matter. These steps can help you cut through the uncertainty and respond with confidence. Protect your information while you jumpstart your return to normal.
Finance and credit apps help spenders track where their money goes from month to month. Becky Frost joins to share findings from a recent Experian survey on the values that a financial app can provide, and who is taking advantage of having knowledge available when on-the-go.
Discover options to help improve your credit behaviors and reconnect with your payment strategies to keep your finances well-tended before summer fun hits your wallet.
Discover options to help improve your credit behaviors and reconnect with your payment strategies to keep your finances well-tended before summer fun hits your wallet.
As a dedicated VA loan provider, Veterans United helps secure billions in home financing for veterans each year. Director of Education Chris Birk joins to talk about how credit scores impact home loans and eligibility for VA home loans in particular.
In the naked city, things aren't always as they seem - even when it comes to credit scores. Listen in as Sam Skorr, Credit Detective, follows the clues to uncover a story bigger than just one man. Tag along in Sam's world: a place of dark shadows, desperate needs and hard-boiled types who know the full power the business end of a credit score can have.
Curious about why a prospective employer might take a look at your credit? In this next episode of Credit 101, we explain why new employers sometimes seek information from your credit report, and what it can tell them about you.
Spring is a time that brings new changes of all kinds: the blooming flowers and gentle showers of springtime, and opportunity to bring new life to your finances. Discover how others stay connected to their finances with recent survey findings from Experian, and learn why 46 percent of those who use financial apps say they feel more confident and more in control of their financial health.
In this final episode, learn more about the costs of identity theft that extend beyond just dollars and cents, as well as how you can avoid becoming one of its next victims. Hear victims share the true impacts of what having their identities stolen meant for their lives, and learn what you should do if you discover that your information has been compromised or you detect suspicious activity. Presented in partnership with the Identity Theft Council (ITC).
Who does identity theft impact the most? The answer seems simple. But victims are impacted in an array of different ways by the criminal efforts of thieves. Go inside the devastation and hear firsthand from victims about how their thinking changed about protection, security and the threats their information faces daily. Presented in partnership with the Identity Theft Council (ITC).
Angela goes into detail about how easy it was for her to rob someone blind and how the thrill of stealing the identity of another person gave her the power she desperately sought. This excerpt from the documentary series “In the Company of Thieves,” is presented by The Identity Theft Council (ITC) and was funded by a donation from Experian’s ProtectMyID®
Go inside Angela's mind as she talks gangs, data breaches, and identity theft. Just like Ray, Angela was hooked on the thrill, the power, and the ability to beat the system. This excerpt from the documentary series “In the Company of Thieves,” is presented by The Identity Theft Council (ITC) and was funded by a donation from Experian’s ProtectMyID®.
Meet Angela, an identity super-thief who committed her first crime at the young age of thirteen. Listen to her story and learn first-hand how she got away with fraud for more than three decades. This excerpt from the documentary series “In the Company of Thieves,” is presented by The Identity Theft Council (ITC) and was funded by a donation from Experian’s ProtectMyID®.
How does one respond to identity theft? Two words: Review and report! In this next episode of Credit 101, we cover how to review your credit report for identity theft and how to report the crime to the authorities.
So many of us only understand the aftermath of identity theft. We know what it feels like to be victimized when our identity is no longer secure; many wonder what the point is for a thief: what are they really after? The answer may surprise you. Hear firsthand from Ray, a professional identity thief who shares his riveting perspective from inside the dark world of identity theft. Presented in partnership with The Identity Theft Council (ITC).
Meet Ray, a professional identity thief who shares firsthand experiences in the “trade,” including how easy it was for him to use tax forms to commit fraud. This excerpt from the documentary series “In the Company of Thieves,” is presented by The Identity Theft Council (ITC) and was funded by a donation from Experian’s ProtectMyID®.
Does your credit report include a tax lien? Whether paid or unpaid, we'll tell you how long you can expect to see it, and the kind of harm it can due to your credit scores. In this episode of Credit 101, discover the potential for serious impact that a tax lien can have on your credit scores, and what it can mean for your applications to lenders.
Credit Curious: Tax Time Tips
Tax time is here for many Americans, and as more and more file online, information has the possibility of being intercepted online by hackers and other identity thieves. Becky Frost joins to share some timely ways you can maximize the safety of your data when you file online in this next episode of Credit Curious, here on Credit & Finance Talk with Experian.
Is there a compelling reason it might benefit you to file your taxes individually versus jointly? Often not, but in the case of a few special conditions, it might. In this episode of Credit 101, we'll explain what those special buckets are, and what it can mean for you if you happen to qualify.
How often do you check in with your credit cards? The interest you earn might be handled differently for tax purposes than other types of interest that you pay. In this latest episode of Credit 101, we'll help you tackle the knowledge gap, and explain the differences that can result.
When tax season rolls around, identity thieves may be just as happy to receive a refund as you are. In this next episode of Credit 101, we cover the most important steps you can take to protect your personal information when filing your taxes.
This tax season, identity thieves are all set to steal whatever scraps Uncle Sam leaves behind. In this next episode of the Credit Report Report, we give you seven ways to help from handing your refund over to these advantageous hucksters.
Looking to earn a bit of extra credit? Being a grad school student might have many perks. Career advancement, access to a free computer lab WiFi might be a couple of them. But it depends. In this next episode of Credit 101, we explain what tax credits grad students might qualify for.
Experian Data Breach Resolution is taking proactive measures by partnering with one of the most leading card fraud monitoring apps, BillGuard, to help members keep better track of their transactions. Learn what the experts are saying about this innovative partnership in this next episode of the Credit Report Report.
Credit Ambassador Becky Frost and Experian’s Social Media Director, Will Chamberlain put on their regal capes to tackle the latest questions from consumers. The two take on your most pressing questions on the topics of FICO® Scores, credit freezes and more in this next episode of Credit Curious.
Curious to know if getting denied an auto loan hurt your credit score? In this next episode of Credit 101, we explain the impact of getting denied an auto loan.
FICO® makes the headlines with their new partnership with Experian. Listen to our roundup of what the finance world is saying about this revolutionary collaboration in this next episode of the Credit Report Report.
Meet Ray – a professional identity thief who shares firsthand experiences in the “trade,” including how easy it was for him to use tax forms to commit fraud. This excerpt from the documentary series “In the Company of Thieves,” is presented by The Identity Theft Council (ITC) and was funded by a donation from Experian’s ProtectMyID®.
Data Breach industry leaders have some strong opinions on what might come in the next year in terms of Cyber-Security. Learn the what trends the experts say you should be aware of in the world of Data Breach in this next episode of the Credit Report Report.
Lean in and hear credit and finance experts discuss why getting your FICO® Score is now easier than ever before. Scoring expert and FICO vice president Tom Quinn talks with Experian Consumer Business president Guy Abramo and they’ll tell you in this next episode of Experian Insider, here on Credit & Finance Talk with Experian.
Lean in and hear credit and finance experts discuss why getting your FICO® Score is now easier than ever before. Vice President of FICO, Tom Quinn, talks with Experian Consumer Business President, Guy Abramo and they’ll tell you in this next episode of Experian Insider, right here on Credit & Finance Talk with Experian.
Data breaches can impact everyone – consumers and businesses. In this episode of Experian Insider, Mike Bruemmer (Vice-President of Data Breach Resolution for Experian) joins us to explain what data breaches are, what’s needed after a data breach occurs, and what data breach trends he’s seeing.
Does your strategy to pay down debt need a total rebuild? Personal finance blogger J.D. Roth of moneytoolbox.com shares how the right mindset makes all the difference to your savings strategy in this next episode of Credit Curious, here on Credit & Finance Talk with Experian.
What's so great about knowing your FICO Scores? We'll tell you why they have value - and how they're uniquely important - in this next episode of Credit 101.
Does your strategy to pay down debt need a total rebuild? Personal finance blogger JD Roth of getrichslowly.org and jdroth.com shares how the right mindset makes all the difference to your savings strategy in this next episode of Credit Curious, here on Credit & Finance Talk with Experian.
Wondering how often your FICO Scores can change? Learn how that's determined - and how you play a role - in this next Credit 101.
With many credit scores available in the marketplace, it's often hard to distinguish which can be most helpful for you. Learn more in this next episode of Credit 101.
Many consumers believe they have only one score but that's not true. In a landscape where there are many types of credit scores, knowing the ones that help you achieve your goals is important. Learn more in this next episode of Credit 101.
Something unsavory on your credit report? This Credit 101 will shed light on your options, depending on the type of information it is. Consider some responses that can help you choose the best course of action.
You’ve just prequalified for a home loan – but what does that mean for your credit? We’ll de-mystify what it means for you in this Credit 101.
The truth is, we don’t all have the credit score we want. If your numbers aren’t where you’d like them to be, there may still be hope. In this next episode of Credit 101, we discuss how the loan you need may still be within reach.
You’ve probably wondered at some point: just how does information end up on my credit report? It all starts with you, but we’ll shed some light on the steps that come after in this Credit 101.
Listen in to learn the major trends that analysts identified about credit, credit users, and the use of credit in 2014. We’ll capture their insights and share a rundown with you in this latest Credit Report Report.
The people who shouldn’t have a credit report are your kids. We’ll tell you why seeing information on their reports is not a good thing in this next episode Credit 101.
Just in time for the holiday season, fraudsters have found a way to give consumers the gift of malware in the form of a phishing scheme called “Masque Attack.” So if you’re not looking to pay for someone else’s malicious shopping spree, then pay close attention to this edition of the Credit Report Report, brought to you by Experian.
Between the jingle bells and holiday sales, it’s hard to find time to prevent fraud. But unfortunately, fraudsters are busy too, taking the opportunity to get everything on their wishlist covered – at your expense. In this next episode of Credit 101, we provide some helpful insights to preventing credit card fraud this holiday season.
Buying a car is a process than can move fast. Industry expert Dan Ingle of Kelley Blue Book shares insights on how your credit can play a role in your search for the perfect wheels in this next episode of Credit Curious, here on Credit & Finance Talk with Experian.
Debt isn’t always bad – when dealt with well it can help dreams come true. You need debt to fund a house, finance a car and usually to earn your degree. But what happens if you don’t deal with the responsibility of debt well? We explain in this next episode of Credit 101.
Whether you celebrate the season at home or away, it’s important to remember that there’s always a Grinch ready to steal the holiday spirit. In this episode of Credit Curious, Becky Frost shares findings from the latest Travel Survey Report and what you can do to keep your loved ones safe amidst the hustle and bustle of the holidays.
Thinking about getting out of an auto lease? It might not be the best idea. In this next episode of Credit 101, we explain how doing so might impact your credit since an auto lease is a contract, just like many other lines of credit.
Holiday debt is racking up quicker than Santa can eat a dozen cookies. In this next episode of the Credit Report Report, we highlight the staggering statistics NBC found about holiday spending habits in the United States and the price some will pay for the gift of giving.
Information on your credit report can be listed for several years, but eventually most items will no longer be listed. In this next episode of Credit 101, we’ll explain how long items like late payments or bankruptcies will be listed on your Experian credit report.
Sometimes the road to a new car is paved with roadblocks and obstacles – especially for those with poor credit, or no credit at all. In this next episode of Experian Insider, we chat with Jack Lintol, Chief Operating Officer of Auto Credit Express, who tells us that approval for auto financing doesn’t have to stall out for those with bad credit.
Debt isn’t always bad – when dealt with well it can help dreams come true. You need debt to fund a house, finance a car and usually to earn your degree. But what happens if you don’t deal with the responsibility of debt well? We explain in this next episode of Credit 101.
It seems that news of a data breach make headlines nearly
every week. In fact, USA Today reports that 43% of companies have been breached in the past year. In this next episode, we discuss Experian’s preparedness study “Is Your Company Ready for a Big Breach?” by the Ponemon Institute and the importance of a data breach response plan.
The impact of identity theft on your credit can have an especially far reach. We explain the dangers of having your personal information compromised, in this next episode of Credit 101. Hint: checking your credit report regularly can help you catch suspicious activity sooner!
There’s nothing like baseball, hotdogs and credit card applications. In this episode we chat about how the credit card companies are scoring big with sports fans at their favorite sporting events by making it easier than ever to secure credit. For the fan who doesn't want to miss a second of game time, that’s what you’d call a triple play.
Did you know that there are laws in place that allow and limit access to your credit report? It’s possible, and in this next episode of Credit 101, we’ll explain. Cosigning a loan has the same financial obligation as a debt of your own would. The new loan will be just as much yours as the person that you cosigned for.
As All Hallows' Eve is lurks around the corner, we want to make sure you’re aware of one of the spookiest crimes in America – identity theft. In this next episode of the Credit Report Report we call attention to US News and World Report’s recently published article of, “10 Ways to Protect Yourself from Fraud.”
Checking your credit report regularly can help tip you off to suspicious activity. In this next episode of Credit 101, we explain how to check your credit report for signs of identity theft. Whether you check your credit report yourself or you’re enrolled in credit monitoring, finding accounts that you don’t recognize can be one sign that your personal information has been compromised.
Credit Ambassador Becky Frost and Experian’s Social Media Director, Will team up to answer questions from Facebook and Twitter. We address getting a red flag when pulling a credit report, if checking your own credit affects your credit score, and why your score may still drop even if you’re paying off debt.
Identity thieves don’t need your credit card to commit credit card fraud. In fact, they can do just as much damage without it. In this next episode of Credit 101, we provide you with information you can use to protect yourself from credit fraud.
According to a recent report by the Urban Institute, more than one-third of Americans face debt in collections. In this episode of the Credit Report Report we share some the surprising facts the study reveals and how these debts might be impacting the credit of many Americans.
There’s nothing a credit repair company can do for you that you can’t do yourself. But there are some legit companies that may be able to help you follow the steps. In this next episode of Credit 101, we give you the signs that might reveal if a credit repair company is a scam.
A debt settlement is never good. But a bankruptcy is worse. We explain the risks of each in this next episode of Credit 101.
More college students than ever are relying on loans to keep them afloat during their years at the university. In this inaugural episode of the Credit Report Report, we share information from a Forbes interview with Beverly Harzog, author of Confessions of a Credit Junkie. Learn more about the risks associated with acquiring too much debt while in college.
Data breaches are always in the news as a growing issue that can impact everyone – consumers and businesses. In this episode of Experian Insider, Mike Bruemmer (Vice-President of Data Breach Resolution for Experian) joins us to helps explain what data breach is, what’s needed after a data breach occurs, and what data breach trends he’s seeing.
So you have a credit report — but how did your information get on there? Demystify the reporting process, and understand how your lenders and creditors share certain types of information with the credit reporting bureaus in this next episode of Credit 101.
Ready to “move on up” to home ownership? First, you’ll need to understand which factors play a role in determining how to commit to a mortgage payment plan. Get started by listening in during this next episode of Credit 101.
In this next episode of Credit 101, learn a few of the big differences between private and government student loans, including which of them is more likely to require a credit check, and which can be more likely to offer loan forgiveness.
Late mortgage payments and home foreclosure can lead to a damaged credit score—and it can also affect your ability to refinance in the future. Discover some of your options when foreclosure happens in this next episode of Credit 101.
You don’t need a PhD to know that unpaid medical bills can impact your credit. Your payment history can affect your credit score and unpaid medical bills can be listed on your credit report for up to seven years. Learn more about how medical bills may be reported in this next episode of Credit 101.
Shopping for your dream car? If you plan to finance your next vehicle, it’s important to understand how auto lenders will likely run your credit report and how multiple inquiries in a short period of time may be listed on your report.
In this next episode of Credit 101, we review how several inquiries related to the same type of purchase can be reported a little differently than other credit checks.
Can cosigning a student loan for your child hurt your credit? It’s possible, and in this next episode of Credit 101, we’ll explain. Cosigning a loan has the same financial obligation as a debt of your own would. The new loan will be just as much yours as the person that you cosigned for.
Closing a bank account shouldn't impact your credit but in some cases, it can. In this next episode of Credit 101, we review how a bank might sometimes pull your credit report and how this could result in a hard inquiry.
Credit card debt can be a troubling challenge to overcome. In this next episode of Credit 101 we discuss the pros and cons of negotiating to pay a debt for less than what is owed or settling with the credit card company altogether.
Checking your own credit report on a regular basis is always a good but choosing to enroll in a credit monitoring product could make it easier for you to be notified of changes on your credit report. In this next episode of Credit 101, we teach you about credit monitoring and the benefits that might appeal to you.
Checking your credit report regularly is a great habit to get into. Accurate information can’t be removed. But what if the information included isn't what you expected?
In this next episode we explain what to do if you find accounts that you don’t recognize or personal information that isn't correct. You have a right to have the information corrected.
Being a grad school student might have many perks. Career advancement, access to a free computer lab WiFi might be a couple of them. But can a grad student qualify for tax credits too? It depends. In this next episode, we explain what tax credits grad students might qualify for.
Credit Ambassador Becky Frost joins Experian’s Social Media Director, Will, to answer some questions from Facebook and Twitter. We tackle questions on getting a red flag when pulling a credit report, if checking your own credit affects your credit score, and why your score may still drop even if you’re paying off debt.
Paying your bills late is never a good habit to get into. In this episode, learn how late payments on loans and credit cards can impact your score.
Data breaches are constantly in the news as a growing issue that can impact everyone – consumers and businesses. In this episode of Experian Insider, Mike Bruemmer (Vice-President of Data Breach Resolution for Experian) joins us to helps explain what data breach is, what’s needed after a data breach occurs, and what data breach trends he’s seeing.
Are you or someone you know in the market for a new home? Learn how co-signing a home mortgage loan might impact your credit score in this next episode.
A recent survey by Experian looks at how married people look at credit and finances in their relationships. In fact, half of married adults say that credit scores were important to them when choosing a spouse. We’re joined by Becky Frost, who shares some interesting learnings from the survey and answers some questions about how men and women approach credit and finances differently.
Untying the knot is rarely easy. In this next episode, we cover how divorce might affect your credit and personal finances.
Graduation caps were thrown by many students recently and college debt is in the news as President Obama just announced a plan to address student loans. Listen to hear more about how student loan debt can impact your finances and your credit.
There are a lot of rumors swirling around about the impact a joint bank account will have on someone’s credit. The truth about joint banks accounts and credit is revealed in this next episode.
While you can’t actually prevent identity theft, using a credit monitoring product or regularly checking your credit reports yourself can help you catch suspicious activity on your credit reports. This episode covers how regular monitoring can help catch suspicious activity sooner.
Credit plays a major role in being approved for a mortgage loan. This episode covers how your credit score plays a factor in the lending decision process is important whether you’re a first time home-buyer or a well-seasoned home-owner.
Do you know the difference between a good and an excellent credit score? This next episode shares what some steps you can take to help get your credit score from good to excellent.
It’s a common misconception that checking your own credit might hurt your score. In reality, the opposite is true. This episode covers how regularly reviewing your own credit report helps you track your credit usage, meet your credit goals and monitor for suspicious activity – all good things for your credit score.
This is the first excerpt from the documentary series “In the Company of Thieves,” presented by The Identity Theft Council (ITC). Neal O’Farrell with the ITC speaks with Ray, a professional identity thief, who shares firsthand experiences in the “trade,” including how tax forms and other personal mail are targeted. This production was funded by a donation from Experian’s ProtectMyID®.
You may not see things immediately on your credit report. This episode fills you in on what you need to look out for, and when.
If you’ve got a bad credit score, you may be wondering how you can ditch it for a better one. We tackle the frequently asked question, “Can I can get rid of a bad credit score?”
What can you do if you’ve been a victim of identity fraud? Sometimes getting started is the hardest part, so here are some simple steps you can take moving forward.