Barclays UK Personal Finance: Recent Episodes
Barclays
Our monthly Word on the Street: Money Plan podcast is aimed at people who want to learn more about managing their money, including how to begin investing. In this series, our experts will explore a range of topics in a down-to-earth and jargon-free way.
Please note that past performance is not a guarantee of future performance. All investments can fall as well as rise in value and you can lose some or all of your money. Additionally, this podcast does not constitute an investment recommendation.
In this episode of Money Plan, Clare Francis, Savings and Investments Director, and Jenny Souter, Investments Team, navigate the delicate balance between vigilance and patience in managing your investment portfolio. Join us as we dissect the impact of frequent monitoring versus a more hands-off approach.
In this episode of Money Plan, Clare Francis, Savings and Investments Director, and Jenny Souter, Investments Team, untangle the intricacies of retirement planning with a focused examination of pensions and ISAs. Join us as they weigh the pros and cons of these two prominent investment vehicles, exploring their unique features and implications on your financial future.
In this insightful episode of Money Plan, Clare Francis, Savings and Investments Director, Lee Platt, Wealth Planner, and Jenny Souter from the Investments team delve into the world of tax allowances, unravelling the complexities to empower you with strategies for optimising your financial wellbeing. Whether you're a seasoned investor or just starting, this episode equips you with the knowledge to navigate the tax landscape and make informed decisions that align with your financial goals.
In this episode of Money Plan, Clare Francis, Savings and Investments Director, and Jenny Souter, Investments Team, discuss the intricate art of asset allocation in building a resilient investment portfolio. Discover why spreading your investments across different asset classes is not just a strategy but a key to financial success.
In this episode of Money Plan, Clare Francis, Savings and Investments Director, and Will Hobbs, Head of UK Multi-Asset Wealth, dissect the intricate relationship between inflation and investing, providing listeners with a comprehensive understanding of how inflation impacts various asset classes. Tune in and empower yourself with the tools to navigate the complex terrain where inflation and investments intersect.
Thousands are missing out on building their wealth because they think investing in the stock market is a complex, and intimidating process. So in this episode of Money Plan, we’re going to dispel some of the myths surrounding investing and discuss why you don’t need to be an expert if you’d like to get your money working harder.
We understand that it’s so easy to feel overwhelmed when deciding what to invest in. That’s why in this episode of Money Plan, we share what help is at hand for first time investors.
This episode of Money Plan delves into the age-old question: is investing worth the risk? We discuss the role savings and investments play to help guide you in determining whether to invest your savings.
In this episode of Money Plan, we delve deep into the world of ISAs, providing you with the lowdown on everything you need to know about these tax-efficient accounts and how you can use them to get your money working as hard as possible.
How do you become a savvy saver? In this episode of Money Plan, Clare Francis is joined by Gajendra Gupta, Barclays’ Savings Expert, to discuss the importance of setting clear financial goals, creating a budget and the different types of savings accounts on offer. So whether you’re a seasoned saver or just starting your journey towards financial stability, you’ll find some valuable insights and practical tips to help you become more savvy with your savings.
Are you in control of your finances, or do you feel they control you? Whatever your circumstances, you’re not on your own and the good news is that you can start any time to gain financial confidence. In this first episode of Money Plan, Clare Francis, Director of Savings & Investments, and Jemma Jarratt, Money Mentor at Barclays, talk about some simple steps that you take to gain the upper hand on your finance.
The start off a new tax year means we have some new tax allowances to take advantage of. One of those is the £20,000 ISA allowance. In this episode of Money Plan, Clare Francis talks with Holly Mackay, CEO and founder of Boring Money, to look at what ISAs are, how they work, their benefits, and how to use them to help grow your money over time.
Many people understand the importance of diversity when it comes to investments, yet so few find it within the businesses in which they invest or even their workplace. To mark International Women’s Day and in collaboration with Rise Fintech Podcast (https://rise.barclays/), we look at the importance of seeking diversity, specifically with gender and women in business.In this special episode of Money Plan, Clare Francis is joined by Nicky Eggers, CEO of Barclays Wealth Management & Investments, and Carolyn Hicks, founder and CFO of Brill Power, to share their experiences as women in business and what can be done to improve gender diversity.
With rising costs, on-going war in Ukraine, and a global economy plagued by uncertainty, many are questioning whether it’s a good time to keep their money invested or even start investing. In this episode of Money Plan, Clare Francis is joined by Miles Sherry, Wealth Manager, and Maya Welford, Behavioural Finance Expert, to discuss why it pays to stay invested and the steps you can take that may help remove some of the worry that external events and stock market movements can create.
With inflation high and stock markets volatile, many people are understandably worried about their finances. In times of uncertainty, it is natural to feel unnerved, especially when rising prices are hitting your wallet and many investors are in a quandary. Is now the time to be putting more money into the stock markets, and should they even stay invested?
In this episode of Money Plan, Clare Francis is joined by Miles Sherry, Wealth Manager, and Maya Welford, Behavioural Finance Expert, to look at the emotional toll that investing can take and how to remain calm and not do something you may later regret.
The cost of living crisis is putting an unprecedented pressure on households – many people are looking to reorganise their finances to adapt, including managing any possible inheritance. According to new research from Barclays, over 75% of 40-year-olds have already received some form of inheritance from their parents and many are choosing to use the money they receive to help with living costs.
In this episode of Money Plan, Clare Francis is joined by Sam Beach, Wealth Manager, and Lee Platt, Senior Wealth Planner, to look at the importance of inheritance tax planning and how baby boomers can use some of their wealth to help the younger generations today.
When it comes to investing, starting on the right foot can make all the difference. Even if you already know investing is right for you, sometimes that first step into committing your cash can feel daunting. In this episode of Money Plan, Clare is joined by Rob Smith, Head of Behavioural Finance, and Miles Sherry, Wealth Manager, to talk about how to best begin investing your money, what you should look for, and what you should avoid, so that you start invest your investment journey confidently.
Talking about pensions and retirement is never going to be the sexiest topic to talk about – for younger people, it’s often a conversation killer that can make eyes glaze over because it doesn’t seem relevant, while for those who are older, it can prompt feelings of worry and regret. But as we cover in this episode of Money Plan, putting in some effort to think and plan for retirement is likely to be time well spent. And while it’s never too late, the earlier you do it the better.
Thinking of investing but don’t know where to start or maybe you’re worried because it seems very complicated and risky? Don’t worry you’re not alone. In this episode of Money Plan, we talk with Emilie Bellet, author of You’re Not Broke, You’re Pre-Rich and founder of Vestpod, an online community which aims to empower women financially, about how to overcome some of the barriers that may be putting you off from investing.
When it comes to investing, many people are nervous. Whether it’s not knowing how to start, or being worried about getting it wrong in case you lose money, there are lots of reasons why people feel they need help. So what support and advice is available? In this episode of Money Plan we talk to Holly Mackay from Boring Money and Rob Smith, Head of Behavioural Finance at Barclays, about the options that could help you with your financial decisions.
Pension vs ISA (Individual Savings Account) - It's a common debate but does it have to be either or? In this episode of Money Plan, we look at the role both can play when you're planning for your future.
In this episode of Money Plan, we look at the complex process of selling or passing on a business and offer practical tips to ensure your "business exit" is successful and goes as smoothly as possible.
In this episode of Money Plan, we look at why inheritance planning is something you should perhaps be considering, given rising property prices mean your loved ones may face a hefty tax bill if you don't.
In this episode of Money Plan, we uncover the key tenets of investment wisdom to ensure we give ourselves the best chance of success in terms to getting a good return on our money.
In this episode of Money Plan, we talk about what to consider when looking for a fund to invest in and what shortcuts you can take if you don't want to do all the research yourself.
In this episode of Money Plan, we look at the growing number of ISA millionaires and what you can do to get yourself on the road by using as much of your ISA allowance as possible each year and getting your money working as hard as possible.
In this episode of Money Plan, we discuss the Great Wealth Transfer, which will see up to £5.5 trillion of wealth being passed from the baby boomers to the next generations, and how those planning to transfer their wealth as well as those who'll receive it, can prepare.
In this episode of Word on the Street: Personal Finance series, we discuss the importance of protection or insurances in providing comfort for our families and a foundation of which to make more confident, long-term investment decisions.
In this episode of our Word on the Street Personal Finance series, we look at how the factors that influence investment decisions can change over time and vary depending on your circumstances and what your goals are. Four Barclays colleagues, each at different stages in their career, talk about how their personal experiences affect how and why they invest.
In this ninth episode of our Word on the Street Personal Finance series, Clare Francis (Savings & Investments Director) and Rob Smith (Head of Behavioural Finance) discuss everything you need to know about investment ISAs, and why you shouldn’t wait until 5 April to use your allowance. To find out about starting your investing journey with Barclays, visit www.barclays.co/uk/investments
In this eighth episode of our Word on the Street Personal finance series, we focus on responsible investing. Investors are inundated with terms such as “ethical”, “sustainable”, “ESG” and “impact investing” and to help you navigate this increasingly popular trend of investing, we discuss what it all means and how investing in this way can make a difference.
In this seventh episode of our Word on the Street: Personal finance series, we hear from young adults discussing their personal experiences and attitudes towards investing and what they consider when planning their finances, including whether they favour putting their money behind ethical or Impact investments over more traditional investment opportunities.
In this sixth episode of Word on the Street: Personal finance series, we discuss what is often the most difficult part of investing: sticking with your investment plan and established financial goals, especially during periods of uncertainty.
In this fifth episode of our Word on the Street Personal finance series we explore what is commonly referred to in the UK as the “advice gap”. We examine what it is, what caused it, what impact it is having on consumers, and how the industry has reacted, including here at Barclays through the recent launch of our “Plan & Invest” service.
In this third episode of our Word on the Street Personal finance series we discuss what makes for a good Investment portfolio or strategy, as well as how to be mindful about finding your own approach to investing.
In this second episode of our Word on the Street Personal finance series we discuss what savers and investors might consider about tax efficiency and the types of accounts they could use to shelter their hard earned returns.
In this episode, the first in our Personal finance series, we discuss how to approach saving and investing, and specifically how those new to investing should begin to plan and establish their financial goals.