Professional Insurance Programs - www.insuranceformembers.com: Recent Episodes
Professional Insurance Programs
Professional Insurance Programs is an independent agency whose focus is providing customized insurance and risk management solutions to professionals. Continuing to share information and experiences relevant to our associations, whether in person or virtually, is a core component of our mission. You can contact us at 800-867-4676 or info@profinsprog.com
Managing HR responsibilities can be challenging for small businesses. Learn how Mineral HR resources can help employers with employee handbooks, HR templates, compliance guidance, training tools, and access to certified HR professionals.
Professional Insurance Programs offers Mineral HR resources at no cost to eligible clients and WDA members.
To request your free Mineral account, contact info@profinsprog.com or visit www.insuranceformembers.com.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
HR mistakes can happen in any workplace, and even small errors can lead to costly lawsuits, employee complaints, or compliance issues.
Professional Insurance Programs discusses common HR risks employers face and practical steps businesses can take to help reduce exposure.
Topics include:
• Inconsistent workplace policies
• Poor documentation practices
• Employee handbook mistakes
• Hiring and termination risks
• Wage and hour violations
• Real-world HR claim examples
• How Mineral HR resources can help employers
Whether you manage a small business, professional office, or growing team, this webinar provides practical guidance to help strengthen your HR processes and reduce risk.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Discover common insurance coverage gaps that could leave you facing unexpected out-of-pocket costs after a claim.
Professional Insurance Programs explores overlooked risks involving home, auto, umbrella, business, and disability insurance. Learn why many coverage gaps are only discovered after a loss and how proactive policy reviews can help better protect you.
Topics include:
• Home and auto insurance misunderstandings
• Flood vs. water damage
• Umbrella liability protection
• Cyber and business insurance gaps
• Disability insurance concerns
• Real-world claim examples
• Questions to ask during an insurance review
Whether you are protecting your family, assets, income, or business, this webinar provides practical insights to help you identify potential gaps before they become costly surprises.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Life changes fast. Your insurance should keep up.
In this webinar, we cover the key life events that should trigger a coverage review and what you should look for to avoid costly gaps.
Watch now to learn how to keep your insurance aligned with your life.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Many homeowners place their home into a trust as part of estate planning, but few realize this can affect their homeowners insurance.
If the trust is not properly reflected on your policy, a claim could be delayed or questioned.
In this short webinar, we explain:
• Why trust ownership impacts insurance
• Common coverage gaps homeowners overlook
• How umbrella policies and mortgages fit in
• A simple checklist to confirm your coverage is aligned
If your home is in a trust, or you are considering transferring it, this is an important review.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
In this on-demand webinar, Professional Insurance Programs explains how cyber liability insurance works and why it matters for small and professional businesses.
You will learn:
• The most common cyber threats facing small businesses today
• Who needs cyber liability insurance and why size does not reduce risk
• What cyber insurance typically covers and what it does not
• Real claim examples involving ransomware and wire transfer fraud
• Legal and compliance risks, including breach notification requirements
• Simple steps you can take to reduce your cyber risk
• How to choose the right cyber liability policy for your business
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Not sure what your homeowners policy actually covers? In this quick video, Professional Insurance Programs breaks down the six main sections of a standard home insurance policy, plus recommended add-ons and extra policies like flood and pet insurance.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
What happens to your business if you’re suddenly unable to work? Overhead Expense Disability Insurance helps cover fixed expenses like rent, payroll, and utilities while you recover.
In this video, we explain how the policy works, who it’s for, and why it’s a smart part of a small business protection plan.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
When you file an insurance claim, how does your payout get calculated? This quick webinar from Professional Insurance Programs breaks down common settlement options—like replacement cost, actual cash value, and agreed value—for home, auto, and valuables.
Learn how these choices affect your coverage and what questions to ask your insurance advisor to avoid surprises at claim time.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Learn how Employee Benefits Liability (EBL) insurance protects your business from costly mistakes in benefits administration. This quick webinar from Professional Insurance Programs covers what EBL is, what it includes, common claim scenarios, and how to know if you’re already covered.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
In this on-demand webinar, discover how the Association Group Health Plan—available through Professional Insurance Programs—can help small to mid-size employers offer flexible, affordable health insurance. We’ll walk through plan options, provider networks, value-added services like telehealth and wellness support, and real examples of cost savings.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Learn how to reduce the risk of needlestick injuries in your dental practice with real claim examples, prevention strategies, and post-exposure protocols. This presentation highlights OSHA, CDC, and insurance requirements to help you protect your team, stay compliant, and minimize costly incidents.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Learn how an Individual Coverage Health Reimbursement Arrangement (ICHRA) can give employers more control and employees more choice.
In this video, Professional Insurance Programs explains what an ICHRA is, how it works, and why it's a flexible, tax-advantaged alternative to traditional group health plans. You'll discover the key benefits for both employers and employees, eligibility requirements, covered expenses, and how ICHRAs align with ACA compliance.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Professional Insurance Programs will discuss FSA vs. HRA—What’s the Best Choice for Your Business? If you’re an employer or HR professional weighing your options when it comes to employee benefits, this session is for you. We’ll walk through the differences between FSAs and HRAs, compare their pros and cons, and help you decide what fits best with your business goals.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Your ability to earn an income is one of your greatest financial assets—yet many professionals don’t have adequate protection in place if illness or injury prevents them from working.
In this short session, you’ll learn:
- The fundamentals of disability insurance
- Differences between short-term and long-term coverage
- Real-world scenarios illustrating the importance of coverage
- Advantages of securing coverage early in your career
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Professional Insurance Programs explores the key differences between COBRA and Wisconsin Continuation. We’ll break it down in a simple and clear way so you can confidently manage coverage for employees who experience qualifying events.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Standard home and auto insurance provide liability coverage, but what happens when a claim exceeds your limits? That’s where umbrella insurance steps in.
We will explain how umbrella insurance works, why it’s essential, and real-life scenarios where it can protect your assets from costly lawsuits. You’ll learn who needs it, how much coverage to consider, and how it can safeguard your savings, home, and future income.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Let's discuss auto insurance. Our goal today is to help you better understand auto insurance, so you can make informed decisions about your coverage.
We’ll cover several key topics, including liability coverage, uninsured and underinsured motorist protection, deductible options, and additional coverages you may want to consider.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
At Professional Insurance Programs we specialize in helping homeowners navigate their insurance needs, ensuring they have the right coverage to protect their homes and finances.
Let's explore why flood insurance is essential, who needs it, what it covers, and how you can purchase the right policy for your needs.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Protect your dental practice with Employment Practices Liability Insurance (EPLI). Learn why it's crucial and how recent trends affect you.
Today we will be going over what EPLI is, the Importance of it and how it can protect your practice, and recent trends we’re seeing in the industry. We will also go over some real-world examples and what steps you can take to safeguard your business. Professional Insurance Programs has been insuring Wisconsin dentists for over 40 years. We are familiar with the needs and concerns of dental practices like yours.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Today our benefits manager will dicsuss ERISA compliance and its implications for employer-sponsored health plans.
What You’ll Learn:
✅ What ERISA is and why it matters to your business
✅ Key documents you must provide (SPD, SBC, CHIP Notice & more)
✅ 2025 penalty updates and how to avoid costly fines
✅ Best practices for maintaining compliance
✅ How Professional Insurance Programs can help
Professional Insurance Programs
📧 info@profinsprog.com | 📞 800-637-4676
www.insuranceformembers.com
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
In today’s digital age, businesses face increasing threats from cyberattacks that can disrupt operations, breach sensitive data, and cause significant financial and reputational harm. We highlights the importance of cyber insurance in protecting against risks like ransomware, data breaches, and business interruptions. You will learn about the financial and operational impact of cyber incidents, real-world examples, prevention strategies, and how tailored cyber insurance policies provide essential protection. To start safeguarding your business, contact Professional Insurance Programs at 800-637-4676 or visit www.insuranceformembers.com.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
Regardless of your industry, business size or number of employees, an employee handbook is a useful resource and communication tool for both employers and employees. Creating the employee handbook can indeed be overwhelming. This webinar provides information on the benefits of an employee handbook, what to include in an employee handbook and how to get some free assistance.
Professional Insurance Programs
📞 800-637-4676
📧 info@profinsprog.com
www.insuranceformembers.com
This informative on-demand webinar is designed to address the most frequently asked questions about the Association Group Health Plan. Whether you want to learn about the plan or already have it and are simply seeking clarity on specific aspects of the plan, this webinar will provide you with the insights and answers you need.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Dentists are experts in caring for their patients but may not recognize the importance of protecting themselves in the event they become disabled. For peace of mind and a financial cushion, it’s wise for dentists to have disability insurance. Yet ADA statistics reveal that 20% of dentists have no disability insurance.
Did you know that the WDA has access to the leading disability income protection program for dental groups at discounted rates and enhanced underwriting limits?
In this session, we will navigate the complex world of disability insurance including:
• What you should look for in your disability coverage and how to identify potential gaps in coverage.
• How the WDA specialty program can work for you.
• Additional features important to dentists include ICD (infectious, contagious diseases), progressive illness and business overhead.
• The benefits of offering disability insurance to recruit and retain your employees.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Our benefits manager talks about the WDA Association Health Plan. Listen to her...
•Explain the plan types and common health insurance terms
•Review the twelve plan designs available
•Identify the plan benefits, including no employer contribution requirement
•Point out the no-cost-added values
•Provide instructions on how the quoting process works
•Show cost-saving examples
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Learn how insurance covers fallen trees.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Learn how your deductible affects your insurance premium.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Asking yourself "What has changed in my life"? is a great way to access your insurance needs.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Learn when you may or may not need additional coverage for a rental car.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Learn the importance of renter's insurance. Protect yourself and your belongings.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Learn more about the basics of Medicare and when you need to enroll in the Medicare program. Join PIP and Alisa Allen from WPS Health Insurance for a 1-hour educational session that will review what you need to know to navigate the federal Medicare program and when you can enroll in Medicare.
We are going to talk about what Medicare is and what you need to know, including:
•How to enroll in Medicare
•What options are available to you
•Where to find additional resources
When we are finished, you should not only have a better understanding of Medicare and what your options are but feel more confident when making your decision on what is best for you.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
Learn about auto policy options.
Professional Insurance Programs
www.insuranceformembers.com
800-637-4676 | info@profinsprog.com
What if one of your employees could not work due to a disabling illness or injury? Professional Insurance Programs, a division of WDA Insurance & Services Corp., has partnered with Illinois Mutual to provide Worksite voluntary benefits that can help employees be more financially prepared for unexpected events. Your dental practice can offer employees voluntary benefits, Short Term Disability and Term Life Insurance, at no direct cost to your practice. Join us to learn about these exclusive programs.
During this webinar, our benefits specialist will:
•Explain the short-term disability program
•Review short-term eligibility and options
•Explain the term life program
•Review term life eligibility and options
•Discuss how to get started with these programs
Consider adding a Full Safety Glass endorsement to one or more vehicles on your auto policy. Windshields can be pricey on these newer vehicles, and based on your situation it may make sense to consider,
A car accident can leave even the most seasoned driver frazzled. Trying to remember what to do in the heat of the moment when emotions are running high can be difficult. Sam shares a quick list, with some additional details to consider,
Sam goes over 3 numbers you should be aware of if you own a home. Do you know the difference between market value, appraised/assessed value and replacement cost?
Craig Thompson, our Personal Lines Team Lead, discusses the importance of correctly identifying and naming bathrooms in a home. It is important to know as it can affect the value of the home and how it is priced.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
Craig Thompson, our Personal Lines Team Lead, discusses the importance of adding the endorsement of water back up, sewer and drain coverage to your home insurance policy.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
Craig Thompson, our Personal Lines Team Lead, discusses steps to take if you have been in a car accident.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
Craig Thompson, our Personal Lines Team Lead, discusses the deductibles on your auto policy. He goes over what they are for and some options for you to consider.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
Craig Thompson, our Personal Lines Team Lead, explains auto glass replacement how adding a full safety glass endorsement to your auto policy may be beneficial.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
Craig Thompson, our Personal Lines Team Lead, explains three key numbers every homeowner should know when it comes to your home.
- Market Value
- Appraisal/Assessed Value
- Replacement Cost
Professional Insurance Programs
800-637-4676
info@profinsprog.com
Craig Thompson, our Personal Lines Team Lead, explains the importance of having an umbrella policy.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
Want to learn more about the basics of Medicare and when you need to enroll in the Medicare program? Join PIP and Alisa Allen from WPS Health Insurance for a 1 hour educational session that will review what you need to know to navigate the federal Medicare program and when you can enroll in Medicare.
We are going to talk about what Medicare is and what you need to know, including:
•How to enroll in Medicare
•What options are available to you
•Where to find additional resources
When we are finished, you should not only have a better understanding of Medicare and what your options are but feel more confident when making your decision on what is best for you.
Professional Insurance Programs
800-637-4676
info@profinsprog,com
This is an introduction to our upcoming webinar and podcast series we are putting together with Guardian Life Insurance company and David Dorley, Director of Disability and a partner of Professional Insurance programs. He discusses the importance of personal and professional protection.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
www.insuranceformembers.com
Professional Insurance Programs, WPS & Quartz have designed a group health plan specifically for your professional association, that an owner can customize to the needs of the business. Learn what your association's health plan has to offer.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
www.insuranceformembers.com
It is important to understand the basics of health insurance so you can make the right financial decisions for your family before you need care. That way, you can focus more on healing when the time comes. We will go over common terms, plan types and discuss some examples of use.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
www.insuranceformembers.com
We will discuss the different types of disability protection you may need for: Yourself
Disability insurance for personal income replacement
Your business
Overhead Expense Disability Insurance
Business Loan Protection
Key Person Coverage
Buy-sell agreement
**Your employees
Professional Insurance Programs
800-637-4676
info@profinsprog.com
www.insuranceformembers.com**
Kevan Kay, General Manager at N-Tech consulting, will be talking about securing your practice and how Multi-Factor Authentication (MFA) can help solve part of the challenge.
•Password just aren’t enough anymore
•How the hackers are getting passwords
•What is Multi-factor Authentication and how does it help?
•What this means for your practice.
Professional Insurance Programs
800-637-4676
info@profinsprog.com
www.insuranceformembers.com
Your income is your greatest asset. Your ability to work and earn an income is what supports the rest of the things in your life. You are dependent on your income, doesn’t it make sense to protect that income in the event that you were too sick or injured to work?
Professional Insurance Programs
800-637-4676
info@profinsprog.com
www.insuranceformembers.com