Cognitive Capital Podcast: Recent Episodes
Cognitve Capital
Cognitive Capital Podcast is your one-stop shop for all the financial literacy, real estate and entrepreneurial discourse your money-minded souls could hope for. Our goal is to make learning to be as successful as possible in these spaces, as fun and digestible as possible. Whether you're a novice looking to learn where and how to get started, or you're an expert who wants to enjoy others' perspectives, this is where you want to have yourself tuned in every Wednesday!
It's never the right time to say goodbye....So consider this a "see ya later". For the season finale, we allowed out audience members the free reign to submit questions of all sorts, that we could tend to and answer. It has been such a magical year for the podcast's inaugural season and we hope that our listeners are as excited or the next season as we are. Enjoy as we recap our years and celebrate heading into 2023. We'll be back before ya know it!
Your mortgage broker, realtor, lawyer, and other relevant professionals can make or break your real estate transactions. What should you look for in each of these and who should you be talking t about which topics within the transaction? We break it all down for you in this short and sweet episode!
As an entrepreneur whose goal is to scale and maximize efficiency, the need to delegate tasks and create a system becomes a instrumental. How does one go about doing that, and doing so efficiently? Michelle expounds upon what led her to realizing she needing to build a team and how she went about identifying what needs to be done by others as well who does them. The fun part about creating systems is there is no one way to do it effectively, on this week's episode we deep dive into how we're navigating ourselves and how we still intend to keep perfecting the craft. Enjoy!
There have been A LOT going on in the real estate and mortgage market recently. It been more volatile in the last 6 months than we have seen in the last handful of years. Is it the right time to buy? What is the right product to choose? What is the Bank of Canada doing? Check this episode out to hear our thoughts and takeaways
One of the first things people consider when assessing a real estate investment is cash flow. In this episode we dive into how you should properly assess the value of a real estate investment beyond cash flow, based on your long term portfolio goals and your current financial picture.
We also touch on how to start purchasing commercial properties and how commercial lending differs from residential.
If you are a current or prospective real estate investor, this episode is everything you need!
If you've been watching or listening with us since day 1, we appreciate your support!
We have had the opportunity to speak about so many cool topics and with so many inspirational guests since we launched episode 1. On this episode, we wanted to give you the chance to get to know your hosts on a more personal level.
From how they met each other, to how they got into mortgages, to where they see themselves in 5 years - this episode is packed with a lot of humour, passion, and personal stories of the Cognitive Capital Podcast hosts you've come to know and love.
Deciding between renting and buying can be a tough choice to make, nevermind having to do one before the other. However, there is an option in the real estate space that allows you to bridge the gap between the two where an investor and a potential end-user can team up to form a mutually beneficial scenario where everyone wins. For this week's episode, we delve into how rent to own programs function and both the benefits and risks associated with them. Let us know what you think of rent-to-own agreements as a way to get into homeownership. Would you rather be the investor leasing out a contract to a tenant looking to become the eventual owner of the property or do you think there are more viable ways to invest in real estate?
Real estate auctions have the potential to redefine how we think about buying and selling homes, and they have certainly been making waves within the industry recently.
We were joined by Katie Steinfeld of On The Block to get the inside scoop on how auctions work, who they benefit, if they are here to replace real estate agents, and so much more! Enjoy and let us know what YOU think about the dynamic of buying homes at a live auction.
Michelle and Royston decide to take things easy and have a little fun by scouring Reddit's personal finance page and giving their personal takes on each topic. From addressing inflation in your everyday convenience purchases, to handling money in a relationship we take a quick dive into what we think about some of these pressing (and some not so pressing) issues. Enjoy!
David returns with back-to-back appearances to help spread his wealth of knowledge on how to invest and where to begin. Often times we get so caught up on the importance of investing, and get overwhelmed with all the different investment vehicles, that we don’t know where to start and miss the opportunity to simply understand the fundamentals of it. There's a large amount of self awareness and foundational concepts that need to be realized before you can truly optimize your return in any investment arena. And on this episode, David helps us cover those essentials to ultimately help you embark on your investment journey and reach your full potential.
When it comes to mortgage lenders, Private Lenders are thought of as the sharkiest they come. We sit down with seasoned Mortgage Broker & Private Lender, David Steinfeld of StoneField Capital, to highlight the scenarios in which private lending is a great solution, how to scout out a great private lender (or one you want to avoid at all costs), how the private lending climate is adjusting with the rest of the lending market, and why you should consider private lending as a superior investment class.
Word around town (the economy) is that we're headed towards a recession, or already in one. On this week's episode we talk about the different stages of an economic cycle and what being in a recession actually means. And most importantly, how to maneuver during one. Recessionary times cause and invoke a lot of uncertainty and worry, and rightfully so. However, with the right information and proper assessment we can plan accordingly to make it through this stage and come out on the other end of it better than ever. Enjoy the episode and don't forget to enter our giveaway this month for your chance to win $1,000 cold hard cash!
Money does much more than present itself as a tool to acquire and barter for goods & services. It also has an intrinsic impact on us as humans and helps shape our character and habits. On this week's episode, Sara Luchetti helps explain to us how to explore and navigate our relationship with money to ensure that we are operating on a healthy level when it comes to finances, because then we can limit the negative impacts money can have on our interactions with things outside of money on a day-to-day basis. This is by far one of our more holistic episodes of the Cognitive Capital Podcast as it encouraged and inspired a great deal of necessary self-reflection.
It seems like it's impossible to avoid the craze cryptocurrency has been imposing on the world as its on its way to revolutionizing the way we look at money and investing. On this week's episode we tackle cryptocurrency from top to bottom with well-renowned Shaquille Hall who is an expert in the quickly-expanding space. With focus on things as simple as what things like the blockchain and hot/cold wallets are, to the in-depth art of staking, we discuss it all. Including what the full potential for cryptocurrency is and where we see it creating impactful changes in the way our world works. Join us for this week's episode as we learn all the ins & outs of crypto
With the Bank of Canada raising interest rates aggressively over the past few weeks, a lot of concern and worry has entered the real estate space as potential buyers and current home owners try to assess what this may mean for the cost of housing. With speculation looming on another potential hike on the horizon, we take the the time to discuss what this really means for your mortgage and what you can and should expect as the cost of doing business continues to take it course. Are the rate hikes worth staying on the sideline and/or offloading your property? Can we look forward to rates continue to take these massive jumps? Does this mean a market crash is up next? Tune in to see what we've analyzed thus far, as well as where we foresee things going in the interest rate space.
Canada's new federal budget has been announced and we sit down to discuss our thoughts on how these new legislations will impact the real estate world; if at all. New ideas have been proposed and passed to try and cool the real estate market, reduce its barrier to entry and also create a balanced environment for members of all groups to have smoother and more attainable accessibility to housing. It remains to be seen just what effects these new implications will have on the market and its processes, but one thing's for certain....We're going to give our two cents about it. Enjoy and feel free to share your thoughts with us as well!
Michelle and Royston take is easy and have some fun by fielding scenario-based questions from social media as well as some of our beloved audience members. This episode was meant to be something relatable and interactive as the listeners should feel excited to ask themselves what they too think about some of the situations being discussed. One thing we're huge proponents of, is open discourse and challenging deeper thought-so buckle up, get some popcorn and prepare to laugh, ponder and exclaim all throughout this special episode of the Cognitive Capital podcast
On this weeks episode, Insurance expert Robinson explains that insurance is not only an important protective measure, but is also a great tool to create generational wealth and outlines ways in which it can be used as an investment.
This episode is value packed and is extremely digestible for those of you looking to get a better understanding of all things insurance!
This week, we have the multi-faceted Sasha Vella come and shed light on her journey into being a highly successful realtor in the GTA as well as a financial literacy coach whose mission is to help any and everyone become their best selves. We touch on the importance of having a strong why, recognizing when and how to shift into a new career field. This episode is nothing short of an inspiration; Enjoy!
Making a career change or starting a new business can seem daunting if you don't know where to start. On this episode we talk about how to find a community in your field of interest, how to stand out selling a new product or service, and the importance of cleansing your network when trying to elevate to a new level.
On this week's episode we tap in with successful creative Tresor who takes us through his journey to becoming a paid content creator, the behind the scenes of making money on social media that you don't see, and the many ways to monetize yourself online!
Michelle and Royston deep dive into one another's business endeavors and share a bit about their journeys including, what led them down their respectively paths, what and how they've learned so far, as well as the goals they have for themselves. There are so many different roads to success, which is already a self-defined term and this episodes caters to the both of them exploring what it all means for them specifically, while growing and venturing further into their careers.
Michelle and Royston welcome Cognitive Capital’s first ever guest, Bethany King! Tune in to hear her share her journey from living in her parents basement to becoming an industry leading real estate broker and everything in between. From uplifting her community to prioritize ownership, to how to market yourself on TikTok, this episode is jam packed with value and one you don’t want to miss.
Michelle & Royston dive into how managing money in a relationship setting can and should be an important matter to navigate. However, your own financial awareness and literacy is essential before trying to couple it with other individuals in a romantic setting. We share our takes on the controversial Netflix series: Tinder Swindler, and also give an inside look at our own personal experiences of dealing with finances in a past dating scenarios.
Buying your first home can seem like an insurmountable task. Sit with us as we go through a fun and digestible step by step walk through of the home buying process. We talk everything from getting pre approved, to picking your realtor, to managing expectations and a ton of valuable gems about everything in between.
Episode 1 is all things budgeting to help you set up your financial foundation!
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Stay tuned for new episodes dropping weekly on Wednesdays. You can also tune in on apple podcast and spotify.