Blind Spots: Recent Episodes
Pure Portfolios
Welcome to Blind Spots, a podcast where we help you fill the gap between what you want to do with your money and what you actually do. We are professional investors, writers, and financial planners helping you navigate the complexities of finance to optimize what you can control and cut out the rest. Join your hosts Nik Schuurmans and Erin Varghese as we discuss the questions and nuances surrounding everyday money management
Last month, we highlighted the historical gap between U.S. large cap stocks and smaller companies. July saw a massive reversal with small cap stocks staging a massive 10%+ rally, while U.S. large cap stocks were essentially flat. Could this be the start of the great reversal?
If you want to dig deeper you can watch July's market commentary video. Chief Investment Officer, Nik Schuurmans, covers U.S. small cap stocks (finally) breaking out, lack of volatility, and what current valuations could mean for future returns.
What does historically stretched valuations and eerily calm markets mean for investors?
Welcome back to another episode of Blind Spots! In today's episode, titled "Financial Advisors React to Current Headlines," we dive deep into the latest data points and statistics in the world of finance, economics, and financial planning.
Join us as we explore topics like state tax burdens, the rising costs of childcare, digital payment trends, and the impact of social media on investment decisions. We also discuss why understanding your financial landscape is crucial for effective planning.
Don't miss out on these insights that can help you make informed financial decisions. Watch now and join the conversation!
🔗 Probable Probabilities Blog Post
https://www.pureportfolios.com/probable-probabilities/
👉 Have questions? Contact us at insight@pureportfolios.com
🔗Sunday Coffee Reads Blog
https://www.pureportfolios.com/blog/
🔍 www.pureportfolios.com
🌈 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
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Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees.
Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments.
We are professional human advisors, offering transparent and innovative fees.
In this episode, we dive into a recent survey showing that 50% of Americans believe stocks are down this year, and 56% think we’re in a recession. Nik and Toby explore the reasons behind these misconceptions, the impact of negative news, and the importance of independent thinking.
👉 Have questions? Contact us at insight@pureportfolios.com
🔗Sunday Coffee Reads Blog
https://www.pureportfolios.com/blog/
🔍 www.pureportfolios.com
🌈 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
--
Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees.
Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments.
We are professional human advisors, offering transparent and innovative fees.
Welcome to another episode of Blind Spots! Today, we're diving into strategies to mitigate estate taxes, often referred to as the "death tax." We'll cover both federal and state-level estate taxes, provide examples, and discuss practical ways to reduce estate taxes to protect your assets. Learn about thresholds, gifting, charitable contributions, and more. Don't miss this informative session to help you plan effectively for the future.
🔔 Subscribe for more episodes and insights!
👉 Have questions? Contact us at insight@pureportfolios.com
🔗Sunday Coffee Reads Blog
https://www.pureportfolios.com/blog/
🔍 www.pureportfolios.com
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
--
Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees.
Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments.
We are professional human advisors, offering transparent and innovative fees.
Welcome back to another episode of Blind Spots! Today, we're diving into retirement preparation, focusing on balancing life beyond your working years. Inspired by a thought-provoking quote, we explore the importance of diversifying your life portfolio. From financial readiness to embracing new hobbies and maintaining social connections, we discuss essential strategies for a fulfilling retirement. Join us as we share insights on staying active, volunteering, lifelong learning, and more to ensure a prosperous and happy retirement.
🔔 Subscribe for more episodes and insights!
👉 Have questions? Contact us at insight@pureportfolios.com
🔗Sunday Coffee Reads Blog
https://www.pureportfolios.com/blog/
🔍 www.pureportfolios.com
💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
--
Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees.
Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments.
We are professional human advisors, offering transparent and innovative fees.
Welcome back to Blind Spots, the podcast where we navigate through the uncharted territories of personal finance and wealth-building. In this episode of Happy Half Hour, Toby Weber and Nik Schuurmans discuss teaching young kids about money, delayed gratification, Bitcoin price movements, and the resilience of Gold.
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment.
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
--Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees.Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments.We are professional human advisors, offering transparent and innovative fees.Learn more by visiting https://www.pureportfolios.com/the-pure-experience/
Welcome back to Blind Spots, the podcast where wenavigate through the uncharted territories of personal finance and wealth-building.
In this episode of Happy Half Hour with Toby, wediscuss mid-career reinvention, S&P 500 FOMO, Bitcoin's supply & demand imbalance, and managing concentrated stock positions.
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed thisepisode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment.
🌈💰 Disclaimer: Investmentadvisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Tune in to our latest episode of Blind Spots where we delve into crucial strategies for a secure retirement. Join us as we uncover the keys to financial stability, including finding your "enough," mitigating risk in your retirement portfolio, and navigating market downturns with confidence.
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed thisepisode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment.
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Welcome back to Blind Spots, the podcast where wenavigate through the uncharted territories of personal finance and wealth-building.
In this episode, we dive deep into the question that many working professionals grapple with: "Is it time to hire a financial advisor?" Whether you're uncertain about navigating your financial journey or simply wantto ensure you're on the right track, this episode is tailored for you.
We debunk common misconceptions surrounding financial advisors, address the barriers to entry that often deter individuals from seeking professional guidance, and provide clear indicators of when it's time to have that crucial conversation with a financial professional.
Tune in as we explore the signs that indicate the need for professional financial advice, empowering you to make informed decisions about your financial future. If you're pondering whether to take the next step in securing your financial well-being, this episode is a must-listen.
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment.
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorneyor tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from thirdparty sources and is believed to be reliable.
Real Estate Insights and Mortgage FAQs Ft. Kevin Hanna 🌐 Welcome back to Blind Spots, the podcast where we navigate through the uncharted territories of personal finance and wealth-building. Check out this week’s episode of Blind Spots featuring Kevin Hanna, owner of Lions Capital Mortgage, Inc., as he delves into mortgage options for various life stages, offering valuable advice for first-time homebuyers, seasoned homeowners, and everyone in between. Gain market insights and expert guidance on the current real estate environment and get your burning questions about mortgages and lending answered as Kevin addresses listener FAQs with his wealth of knowledge and experience. Tune in to unlock the secrets of navigating the mortgage landscape with confidence and clarity!🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys. 🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment. 🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.--Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees.Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments.We are professional human advisors, offering transparent and innovative fees.Learn more by visiting https://www.pureportfolios.com/the-pure-experience/.
Welcome back to Blind Spots, the podcast where wenavigate through the uncharted territories of personal finance andwealth-building.
In this week's Happy Half Hour, Nik Schuurmans and Toby Weber discuss how taxes fit into the financial planning process, the Bitcoin ETFs price action post-SEC approval, and proper sauna etiquette.
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment.
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Blind Spots Podcast: "The New Bitcoin ETF”
🌐 Welcome back to Blind Spots, the podcast where we navigate through the uncharted territories of personal finance and wealth-building. In the newest episode of Blind Spots, Nik Schuurmans and Erin Varghese discuss the pros and cons of the new bitcoin ETF and answer your most frequently asked questions.
✏️ Blogs Referenced:
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https://www.pureportfolios.com/bitcoin-understanding-the-digital-asset/
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https://www.pureportfolios.com/bitcoin-what-of-it/
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment.
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
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Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees. Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments. We are professional human advisors, offering transparent and innovative fees.
Learn more by visiting https://www.pureportfolios.com/the-pure-experience/.
Welcome back to Blind Spots, the podcast where we navigate through the uncharted territories of personal finance and wealth-building. In the latest episode of Blind Spots, Nik Schuurmans and Erin Varghese discuss the top 3 overrated and underrated ideas in personal finance. They include student loans, the FIRE movement, and life partners. Listen to find out what list these are on.✏️ Book Referenced:https://www.amazon.com/No-Worries-live-stress-financial-ebook/dp/B0BZZFQPBG 🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys. 🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment. Remember, it's all about saving like a pessimist and investing like an optimist! 🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.--Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees.Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments.We are professional human advisors, offering transparent and innovative fees.Learn more by visiting https://www.pureportfolios.com/the-pure-experience/.
Welcome back to Blind Spots, the podcast where we navigate through the uncharted territories of personal finance and wealth-building. Join us in the latest episode of "Blind Spots" as we delve into the pitfalls of seeking financial advice from your social circle or social media. Discover why these seemingly convenient sources may not always offer the most reliable guidance for your financial journey.
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment. Remember, it's all about saving like a pessimist and investing like an optimist!
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
How to Set Financial Goals in 2024 🌐
Welcome back to Blind Spots, the podcast where we navigate through the uncharted territories of personal finance and wealth-building.
In this episode of Blind Spots, we're joined by Tim Metz, Pure's newest advisor. We delve into conducting a financial health check-up, practicing mindful spending, establishing an emergency fund, defining saving and investing goals, strategizing debt payoff, and embracing the importance of celebrating financial wins.
Join us as we provide actionable insights to help you navigate and achieve your financial aspirations for the year ahead.
Check out 2024 annual limits here: https://www.kaplanfinancial.com/docs/default-source/wealth-management-library/2024-annual-limits_v2.pdf
✏️ Blogs Referenced:
https://www.pureportfolios.com/how-to-create-a-realistic-budget/
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment. Remember, it's all about saving like a pessimist and investing like an optimist!
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.--Pure Portfolios was the vision of two reformed bankers that sought to shake up the stale wealth management model. We felt charging investors more than 1% was too much, so we lowered our fees.Collecting a fixed percentage of assets, regardless of performance and risk management, seemed unfair, so we decided to tie our fees to client outcomes, discounting fees during tough market environments.We are professional human advisors, offering transparent and innovative fees.Learn more by visiting https://www.pureportfolios.com/the-pure-experience/.
Blind Spots Podcast: "2024 Election & Markets” 🌐
Welcome back to Blind Spots, the podcast where wenavigate through the uncharted territories of personal finance andwealth-building.
In this episode of Blind Spots, we unpack what we believe to be relevant in politics, elections, and investing. We don’t advocate mixing politics and investing, but if you can’t help yourself,at least you’ll be armed with empirical evidence (it turns out, markets do pretty well in election years).
✏️ Blogs Referenced:
· https://www.pureportfolios.com/hot-2024-presidential-talk/
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind
Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as wenavigate the blind spots in personal finance and strive for financial empowerment.
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Blind Spots Podcast: Episode - "Is Bitcoin the New Gold?" 🌐
Welcome back to Blind Spots, the podcast where we navigate through the uncharted territories of personal finance and wealth-building. In this episode of Blind Spots, Toby & Nik delve into the Spot Bitcoin (BTC) ETF drama, how BTC might fit in a long-term portfolio, the merits of Gold, and what 20-somethings should focus on with their money.
Could BTC be the new Gold?
✏️ Blogs Referenced:
•https://www.pureportfolios.com/the-why-in-diversify/
•https://www.pureportfolios.com/silver-linings-in-a-dismal-year/
🎧 Listen and Subscribe: Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review: If you enjoyed this episode, please leave a review on Spotify or Apple Podcasts. Your feedback is crucial in helping us continue to bring you valuable content. Join us as we navigate the blind spots in personal finance and strive for financial empowerment. Remember, it's all about saving like a pessimist and investing like an optimist!
🌈💰 Disclaimer: Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
🎙️ Blind Spots Podcast: Episode - "Save Like a Pessimist, Invest Like an Optimist" 🌐
Welcome back to Blind Spots, the podcast where we navigate through the uncharted territories of personal finance and wealth-building. In this insightful episode, we delve into the intriguing philosophy inspired by Morgan Housel's latest book, "Same as Ever."
Morgan Housel, a renowned financial writer, once said, "Save like a pessimist, invest like an optimist." What does this mean for your financial journey? Join us as we dissect this thought-provoking quote and explore its implications on your saving and investing strategies.
🤔 Key Takeaways:
- Unpacking Morgan Housel's wisdom: Understanding the balance between caution and optimism in financial planning.
- Saving like a pessimist: Practical tips and strategies to build a robust financial safety net in uncertain times.
- Investing like an optimist: Exploring growth opportunities and navigating the ever-evolving landscape of investment with a positive mindset.
🎧 Listen and Subscribe:Don't miss out on valuable financial insights! Subscribe to Blind Spots on your favorite podcast platform and share this episode with friends and family who are navigating their own financial journeys.
🌟 Leave a Review:If you enjoyed this episode, please leave a review on [your preferred podcast platform]. Your feedback is crucial in helping us continue to bring you valuable content.
Join us as we navigate the blind spots in personal finance and strive for financial empowerment. Remember, it's all about saving like a pessimist and investing like an optimist! 🌈💰
--Disclaimer:Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode of Happy Half Hour with Toby, we discuss the merits & drawbacks of dividend investing, which stock could be a hold for 10+ years, and holiday reflections. We hope you enjoy the informal market banter from Toby and Nik.
Have a topic you want Toby and Nik to discuss? Let us know in the YouTube comments or shoot us a note at insight@pureportfolios.com. Happy Holidays!w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Join Toby and Nik, self-proclaimed nobodies, as they dive into the dynamic world of markets and finance. In this podcast, they bring you insights, discussions, and a sprinkle of humor as they explore various asset classes and market trends. From sharing their perspectives to answering burning questions, Toby and Nik cover it all.w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Join us on the latest episode of Blind Spots as we delve into the most prevalent issues that retirees encounter. In a surprising twist, financial challenges didn't take the spotlight. Tune in this week as we explore the top financial hurdles faced by retirees and uncover effective strategies to steer clear of them.
w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode of Blind Spots we discuss the struggles retirees are facing.w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode of Happy Half Hour, Toby and Nik discuss the merits of owning bonds, the seven stocks driving U.S. large cap returns, engaging in hot political talk, investing mentors, and more.
w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode of Blind Spots we discuss the simple formula to keeping wealth; it might be easier than you think! If you haven't seen the first episode in this mini series, check out The Secret to Building Wealth.
Blogs Referenced:
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https://www.pureportfolios.com/retirees-more-is-the-enemy-of-enough/
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https://www.pureportfolios.com/what-is-your-enough/w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode, we discuss the impact of higher interest rates on taxes. We explored how different forms of fixed income are taxed, how higher tax brackets can affect social security and Medicare, and provide tips on mitigating your tax liability. This episode aims to provide investors with a deeper understanding of the relationship between interest rates and taxes.w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Toby Weber and Nik Schuurmans discuss future prospects for the Magnificent 7 (tech stocks), valuation and future returns, what young adults should focus on financially, and how to run planning scenarios before making big money decisions.
w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode of Blind Spots we discuss the simple formula to building wealth; it might be easier than you think!
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this podcast episode, we explore the book "Die with Zero" by Bill Perkins, which challenges traditional notions of saving and delayed gratification. We discuss how you can focus on maximizing experiences and fulfillment in life, rather than just accumulating wealth. This thought-provoking book prompts listeners to reconsider their financial priorities and embrace a mindset of living fully in the present.
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Book Summary: https://aliabdaal.com/book-notes/die-with-zero/
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Read the Book: https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358567092/ref=sr_1_1?hvadid=598656813559&hvdev=c&hvlocphy=9032951&hvnetw=g&hvqmt=e&hvrand=15959636809349914902&hvtargid=kwd-1834690199912&hydadcr=15529_13558536&keywords=die+with+zero+by+bill+perkins&qid=1692920924&sr=8-1
w. pureportfolios.comp. 1 (877) 261-0015e. insight@pureportfolios.comInvestment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
The Diderot Effect says that buying something new can set off a cycle of consumption. For example, buying a new house often leads to purchasing new appliances, furniture, and décor. We end up purchasing items we never would have bought without buying a new home.
In this episode of Blind Spots, Erin Varghese and Nik Schuurmans discuss the history of the Diderot and how we can apply the concept to money, time, and lifestyle habits.
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode of Blind Spots, Toby Weber & Nik Schuurmans discuss the indebted U.S. consumer, corporate earnings, valuation, and summer plans. We hope you enjoy this new financial market-centric format!
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.
This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode of Blind Spots we discuss "money scripts" and how your personal experiences affect the way you view money.
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.
This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
The stock broker mindset is heavy in human intuition and reactionary investment decisions. In this episode of Blind Spots we unpack Pure Portfolios' process for framing risk, making portfolio changes, and keeping client's emotion in-check during difficult market environments.
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e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Read the article here: https://www.wsj.com/articles/it-isnt-just-boomers-lots-of-older-americans-are-stock-obsessed-ca069e1a
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.
This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.
This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
40+ years ago, retiring early wasn't really a thing. It was common for our parents and grandparents to work into their late 60's and 70's without blinking an eye. Today, many are looking to exit the rat race and retire much sooner. In this episode of Blind Spots, we outline 4 things you should consider if you want to retire early.
Early Retirees: Save Money on Healthcare & Reduce Taxes: https://spotifyanchor-web.app.link/e/nVyIeimmGAb
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Take our risk questionnaire here to find YOUR risk tolerance: https://pro.riskalyze.com/embed/d327e5551ae52a01fe3a
It's easy to be a risk seeking investor when the market goes up. It's a different story when markets are tanking. How can we balance the euphoria of gains with the pain of losses? In this episode of Blind Spots, we discuss the key to building a successful investment program; identifying your risk tolerance & risk capacity. In our opinion, an investors willingness to seek or shun risk should have little to do with the daily swings of the market.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In the world of investing, success is often determined by the decisions we make. However, our decisions are not always as rational as we would like to believe. In this episode of Blind Spots, we discover how biases distort our perception, influence thinking, and potentially lead to irrational behavior. Tune in to gain insights into 3 financial planning biases and discover how they can impact your decision-making process.
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In the world of investing, success is often determined by the decisions we make. However, decisions are not always as rational as we would like to believe. In this episode of Blind Spots we discover how biases distort our perception, influence thinking, and amplify our fear of losses. We discuss practical strategies to navigate these biases and make smarter investment choices.w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
You've retired (or about to retire). You've been meticulous about crunching the numbers and feel confident your money will last. However, have you thought about what you're going to be doing at 10am on a random Tuesday? In this episode of Blind Spots, we discuss lifestyle goals, bucket lists, passion hobbies, and more. We unpack the soft side of retirement that no one is talking about. w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable
It's a parents' natural instinct to want to help their children, but when does financial assistance go too far? We offer insight on how you can financially help a family member, while keeping your retirement plan on the rails. w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable
Does it feel like market sentiment is worse now than it was during the Financial Crisis? That's because it is. In this week's episode of Blind Spots, we discuss the explosion of pessimism, market propaganda, and filtering through the noise to stay grounded in reality.
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable
Are you feeling overwhelmed by financial decisions? This is quite common, especially for retirees. In this episode of Blind Spots, we discuss building a framework for making better money decisions. It starts with clearly identifying the game you are playing.w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable
Do you wonder what your advisor does day in, day out? The answer is highly dependent on where the advisor works. Fortunately, we've worked on both sides of financial services. We uncover the huge difference in daily behaviors between Wall Street vs. independent advisors.
w. pureportfolios.com p. 1 (877) 261-0015 e. insight@pureportfolios.com Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
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p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
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p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Oxford Languages defines opportunity cost as "the loss of potential gain from other alternatives when one alternative is chosen." In simple terms, there's a price to pay for every decision you make. In this week's episode of Blind Spots, we talk about financial decisions that could make you feel better, but come at not-so-obvious steep price.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
It's impossible to make rational investment decisions if you cannot separate the signal from the noise. In this episode of Blind Spots, we discuss an nasty habit that has taken retirees by storm. What is doom-scrolling and are you guilty?
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Everyone's got an opinion, even us! In this week's episode we talk investing hot takes that you might not have heard from your traditional advisor.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Part 2 of "How much do you need to retire in 2023?" is for the DIY financial planners and those curious about the ins and outs of running a retirement plan. We talk about modeling projections, required assumptions and common pitfalls DIY planners make.
In Part 1 of "How much do you need to retire in 2023?" we talked about the magic number that people are striving for in retirement and we gave you the simple formula to help understand your personal number.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Did you know Americans believe the amount needed for retirement has increased more than 20% since last year? Listen to this week's episode of Blind Spots to find out how much money you need to retire.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
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p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
90% of Pure Portfolios' clients come from other advisors. We've compiled client feedback and came up with eight common mistakes people make when hiring an advisor. Our list could help you avoid hiring the wrong advisor, or better yet, finding the right advisor.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
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p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
We often hear, "Aren't all advisors the same?" This couldn't be further from the truth. In this episode of Blind Spots, Nik Schuurmans & Erin Varghese, discuss the key differences between advisors, firms, and services and what sets Pure Portfolios apart.
Violation Tracker: https://www.goodjobsfirst.org/
No BS Guild to Evaluating an Advisor: https://www.pureportfolios.com/post/no-bs-guide-to-evaluating-a-financial-advisor
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Warren Buffet famously said, "Only when the tide goes out do you discover who's been swimming naked." Investors have been conditioned that the market only goes up and in turn have structured their lifestyle to reflect this. In this episode of Blind Spots we discuss common pitfalls investors are finding themselves in throughout the difficult market of 2022.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Confused about taxes in retirement? You're not alone. In this episode of Blind Spots, we cover what you need to know to make sense of taxes in retirement.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Feeling the pressures of a bear market? In this episode of Blind Spots we discuss how you can avoid common investor mistakes that derail a long-term investment plan.
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
There's a lot of talk about Roth conversions - why they're great, and how they can benefit you, but often times we leave out that they're not for everyone. In this episode of Blind Spots we help you identify if a Roth conversion is right for you.
Asset Location Video: https://www.youtube.com/watch?v=nbFDUmuc6Ms
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Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Between the media and your social circle here's no shortage of recession talk. In this episode of blind spots, we are going to be discussing how you can prepare for a recession.
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e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this episode of Blind Spots we talk about 3 screens you can use to help choose an advisor. We discuss how to identify the type of firm you want to work with, how to filter out the bad apples, and questions to ask when interviewing an advisor.
Violation Tracker: https://www.goodjobsfirst.org/
How is your firm rated by their employees?: https://www.glassdoor.com/member/home/companies.htm
Advisor history & disclosures: Investor.gov
Questions to ask your advisor:
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What are your fees?
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Can I track my fees in real time?
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Do your fees show up on my statement?
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What is your all-in cost of investing? (commissions, expense ratios, management fees)
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Ask for a copy of the firm’s updated ADV
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Do you have any conflicts of interest or affiliations to disclose in your ADV?
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If I wanted to move my accounts, what does the unwinding process look like?
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Do you have a commitment time frame?
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What’s the liquidity of the investment vehicles you will use?
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Do you charge an account closing fee?
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Do you use proprietary funds?
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Do you manage my money, or do you outsource your investments?
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What’s your framework for managing risk?
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How do you make buy/sell decisions?
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How do you optimize my plan and portfolio for taxes?
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What designations/licenses do you have?
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e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Join Nik Schuurmans and Erin Varghese in this week's episode of Blind Spots, where we discuss why the U.S. housing market is broken.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Navigating health care in early retirement can be a daunting task, especially if you've relied on your employer's health coverage during your working years.
Nik Schuurmans & Erin Varghese discuss how early retirees can save money on health care and reduce taxes through this simple income minimization strategy.
Find healthcare in your state: https://www.healthcare.gov/
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Fiscal recklessness, monetary policy experiments, inflation, weaponization of fiat currencies, and corrupt politicians. The original thesis for digital assets is playing out in real-time. In this week's episode, we talk about digital assets' inevitable course collision with traditional finance.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
You've worked your whole life for the dream of retirement, but what do you actually do to prepare? In this week's episode of Blind Spots we cover the practical steps you need to take to enter retirement seamlessly.
Video referenced: "Is Your Portfolio Diversified?" https://www.youtube.com/watch?v=Fbz0SHoHaZ4&list=PLqf8vPaDTNB4ROhYPfnp4MhUZkBMOFN3K&index=4&t=11s
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
You've worked your whole life for the dream of retirement, but what do you actually do to prepare? In this week's episode of Blind Spots we cover the practical steps you need to take to enter retirement seamlessly.
Listening to your gut can be a useful tool when making important life decisions. When it comes to investing, gut instinct often leads to disaster. In this week’s episode of Blind Spots, we discuss how you can get out of your own way by creating a framework for making investment decisions.
Ready or not, here it comes! Tax day is right around the corner, so in this week's episode we offer guidance about how you can avoid some of the ridiculous tax mistakes we often see investors make.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
In this week's episode of Blind Spots, Pure's lead planner, Erin Varghese discusses common financial planning gaps, scenario analysis, benefits of planning, the CFP program and where planning can come up short.
If you're looking to tighten up your framework for making money decisions, this episode is for you!
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
It's the end of the year, so that means Wall Street forecasts will start to flood your newsfeed. On average wall street misses their consensus prediction targets by 13%. Listen to this week's podcast discussion on why humans hang on their every word.
Tis the Season for Wall Street Forecasting through the years:
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2021: https://www.pureportfolios.com/post/tis-the-season-for-wall-street-forecasting-v
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2020: https://www.pureportfolios.com/post/tis-the-season-for-wall-street-forecasts-pt-iv
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2019: https://www.pureportfolios.com/post/tis-the-season-for-wall-street-forecasting-pt-iii
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2018: https://www.pureportfolios.com/post/tis-the-season-for-wall-st-forecasting-ii
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2017: https://www.pureportfolios.com/post/tis-the-season-for-wall-street-forecasting
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
You wouldn't ask your doctor to explain your health in the most complex terms, so why do you expect this from your advisor? People often mistake simple and actionable advice for being unsophisticated. In this week's episode we explore the why simple beats complex and how large seismic shifts in your finances can lead you down a dangerous path.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
The end of the year is a great time to evaluate your finances, track your goals, and look forward to the year ahead with confidence. In this week's episode of Blind Spots we discuss important areas to focus as you wrap up the year. Ring in the new year with confidence that your finances are in order and you're tracking towards your goals.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Between social media, news channels and our inner circle, we are constantly inundated with information. Developing an information filter to decipher who to listen to, and what is outside noise is is important skill especially when it comes to your investments. In this week's episode we discuss the framework for building an information filter and how you can level up from being a good investor to a great investor.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
You've planned for retirement, stress tested your plan, and saved every penny, but there's a common mistake that many retirees make.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
Many people ask, "What makes a good investor?". In this week's episode of Blind Spots we dive into what makes a terrible investor. Listen to this episode to find out if you do any of these things!
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
You've worked your entire life to build your wealth and grow your balance sheet. Now it's time to retire and enjoy the fruits of your labor. In this week's episode of Blind Spots we discuss the mindset shift you need from working to retirement.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
What is your enough? How do you know you've found it? In this episode of Blind Spots we break down how to define and find your "enough" in retirement. You might be asking the wrong question.
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com
Investment advisory services offered through Pure Portfolios, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Nik Schuurmans and Erin Varghese work for Pure Portfolios. All opinions expressed by Nik and Erin, or any podcast guest are solely their own opinions and do not reflect the opinions of Pure Portfolios. This podcast is for informational purposes only and should not be relied upon for investment decisions. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax professional. Clients of Pure Portfolios may maintain positions in the securities discussed in this podcast. This information is not an offer or solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.
You can take the advisor out of Wall Street, but can you take Wall Street out of the advisor? Nik Schuurmans and Erin Varghese discuss the issues that can arise while working with a Wall Street advisor. Topics of conflicts of interest, outsized fees, and slick sales people are all on the table in this episode.
Resources mentioned:
Violation Tracker - https://www.goodjobsfirst.org/violation-tracker
The No BS Guide to Evaluating a Financial Advisor - https://www.pureportfolios.com/post/no-bs-guide-to-evaluating-a-financial-advisor
Portfolio Review - pureportfolios.com/freeportfolioanalysis
w. pureportfolios.com
p. 1 (877) 261-0015
e. insight@pureportfolios.com