Kramer Financial Talk: Recent Episodes
Jim Kramer
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
With interest rates rising, bond values are down. Combine that with a volatile market and you need to make sure you have a solid financial plan. In this episode we talk about strategies to help you.
In this show we talk about how to minimize your tax burned and reduce taxes on required minimum distributions.
There are 4 major assumptions that people make that could hurt your retirement, in this episode we discuss them and how to avoid making financial mistakes.
In this episode we talk about having a diversified portfolio and whether or not alternative investments might fit in.
In this episode Jim talks about Roth IRA's, and the strategy known as a "back-door Roth IRA".
In this episode we talk about understanding Life Insurance and Taxes and tips on how to help take advantage of strategies to help your overall finances and retirement.
You may have Life Insurance that you don't need... You may also need Life insurance you don't have. There are so many kinds of insurance and strategies, we break it down for you and talk about strategies to help you get the policy you need, not the ones you don't need.
How much is inflation affecting your retirement savings and accounts? In this episode Jim talks about how to help inflation-proof your retirement.
In this episode we talk about Structured Notes, what they are and how they are utilized.
In this episode Jim looks at the stock market drops so far this year, what it might mean and how to use strategical planning to help overcome market volatility.
In this episode Jim talks about annuities... Why they exist, when they're good and when they can be bad.
In this episode Jim talks about what your options are to balance and minimize your financial risk.
In this episode Jim talks about the new Omicron variant of the virus and what it might mean for the markets and the economy.
In this episode Jim talks about why you would want to name a Trust as a Beneficiary to a retirement account. We also talks about the importance of beneficiaries and trusts.
In this episode we discuss the current long-term care statics and how to help prepare and pay for long-term care.
In this episode Jim talks about the ins and outs and ups and downs of the market and how to better manage your risk.
In this episode we discuss the markets, current volatility and what it might mean for your savings and retirement.
On this fiendishly fun episode, we’re going to thrill you and chill you with frightful mistakes that could haunt your retirement.
In this episode we discuss what's happening with the economy, from inflation to the markets and deficit spending.
In this episode Jim talks about the ins and outs of Roth IRA conversions, and how they can possibly help with your financial and retirement plans.
We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.
During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.
On this episode, we examine the 10 potentially critical things you need to know if you’re considering early retirement.
In order to be financially successful, it helps to know how it's done. In this episode Jim talks about the 7 habits that can possibly help you to be a successful investor.
In this episode Jim talks about how to deal with market volatility and a potential bear market.
In this episode Jim talks about how tax planning is changing and what you need to be aware of when planning for retirement.
In this episode Jim talks about financial planning for the future with helpful tips and strategies.
In this episode Jim talks about what a Cryptocurrency is, and helps us better understand them.
Inflation is a concern for some people in retirement. Let’s discuss the current inflation news and then examine ways you can build a budget and a retirement strategy that may offer some degree of protection against inflation.
In this episode we talk about what is happening with the economy, how the markets are responding and how to help protect your finances.
During this episode, we’re going to discuss how you can grow the kind of financial garden that provides consistent retirement income while also stabilizing your finances long before you retire.
Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.
During this episode, we discuss smart financial decisions during three critical chapters of your life: your 20s and 30s, your 50s, and during your retirement.
During this episode, we’ll discuss some potential tax breaks for people who are in their 50s and 60s, the self-employed, and tax breaks that anyone can take advantage of.
During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.
During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.
During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.
In this episode we discuss how to prepare for Market Downturns and how to minimize risk.
During today’s episode, we’re going to analyze what steps you should take if 2021 (or a year shortly thereafter) is your year to retire.
During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).
The retirement you’ve been dreaming about is possible, if you’re prepared. This episode of Financially Tuned concisely addresses the Eight Obstacles of Retirement: income, life expectancy, taxes, market downturns, rising inflation, Medicare, long-term care and losing your spouse.
For many people, Social Security is the key element of their financial retirement strategy, so it’s critical to understand Social Security’s many rules, regulations and quirks. Additionally, in most cases, Social Security should be only one component of a robust strategy.
During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.
During this episode, we’re going to look at some of the common financial fears that people nearing retirement often experience and how they can be overcome. In the final segment, we’ll discuss how you can develop a savings target for retirement.