Halifax Real Estate Podcast: Recent Episodes
Jason Paul
The Halifax Real Estate Podcast is Halifax's premier real estate podcast. Designed to educate you on buying, selling, or investing in the Halifax real estate market with your host and licensed Realtor, Jason Paul.
For the first time in almost 7 years, Halifax real estate is basically a balanced market, and the literal definition of a balanced market is homebuyers paying fair market value for homes. Buyers, you guys have CHOICES again.
Days on market are up, you're seeing more and more price adjustments on listings. If there's something wrong with a home that a seller doesn't want to deal with, don't be afraid to ASK for them to complete the work, or for them to PAY FOR IT.
Navigating a shifting real estate market can be tricky, make sure you check the most recent homes sold in the neighborhood, so you know that you're paying a fair price for a home.
SELLERS: The market is shifting, buyers have choices again. You can no longer slap up a home and expect it to sell in a day. You have to do the work. Price, condition, and location are what sell homes, so make sure you're doing everything you can to make sure your home is in its best condition. And make sure you get pricing right, or else you run the risk of sitting on the making and losing more money in the long run!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
It's been a while since I spoke on what's happening in Halifax's real estate market, so here is a breakdown of Halifax's recent market stats for July 2026, and they are interesting!
Highlights
1.) Halifax home prices dropped $66,000 (or 10%) from April 2026 average sale price of $666k, down to $599k average sale price in July 2026.
2.) Halifax is ALMOST in a balanced market for the first time since AUGUST 2019! (A balanced market simply means that buyer's pay fair market value for homes.)
3.) There are currently 1500 units (single family homes, condos, mini/mobile homes) for sale in all of Halifax. The highest number of units for sale since NOVEMBER 2019.
Halifax seems to be shifting from the sellers market we've become accustomed to, to a slower balanced market where homebuyers are finding more success in options and negotiations with sellers.
Jason Paul
902-220-7357
jason@infinityrealestategroup.com
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Andrew and I have decided to do a monthly podcast specifically for real estate investing in Halifax. We are going to pick one property that's for sale on MLS in Halifax and breakdown the potential income and expenses for that property if we were to purchase it ourselves!
Today's listing is 1197-1199 St Margarets Bay's Bay Road in Beechville just outside of Halifax.
MLS #202614472
This listing is a legal duplex with a 3 bedroom 1.5 bathroom unit and a 1 bedroom 1 bathroom unit, the lot itself is lakefront as well.
We do some rough calculations to figure out the following
1.) Potential income
2.) Potential monthly expenses at current purchase price
3.) Renovations/upgrades to improve the value of the property and increase cashflow
4.) Investment strategy for this specific unit (buy & hold, Airbnb, BRRRR, etc.)
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
@andrew_hutchison_mortgages
Today's podcast Matt and I are completing our annual review of CMHC (Canadian Mortgage & Housing Corporation) 2026 mortgage consumer survey. CMHC surveys 4000-5000 mortgage holders across Canada to find out some common trends homeowners may be facing.
We also have an update on the 2% down payment program the Nova Scotia government rolled out in a partnership with local credit unions back in February 2026. Find out how many people have actually used this program to sucessfully purchase a home!
Last but certainly not least, the federal government announced their intention to purchase 2200 vacant condos in British Columbia. There has been a lot of noise made about this whether it's a government bailout of B.C. developers, if this is a viable option for affordable housing, and the numbers being touted as what the purchase price of these condos may be.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
@matthewlegatto.mortgages
Matt and I decided to have a little fun and share some of the most challenging moments in our careers in the real estate industry.
From financing gone wrong, unexpected car loans the day before closing on a new home, to closing day negotiations breaking down over some old curtains, and so much more!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
@mattlegatto.mortgages
This podcast is dedicated to those people that have decided to buy their first home. Now, what stops most first time home buyers from buying a home today?
Down payment & closing costs!
Matt is back on the podcast today to help me breakdown the best tips and tricks we know of to help first time home buyers save up for a down payment and closing costs faster than they realize!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Matt Legatto
902-240-3304
matthew.legtatto@indimortgages.ca
Halifax has reached an ALL time high average sales price in April 2026, $666,840!! Richard Payne is back today to help me break down what this means for Halifax's real estate market, what's the cause of this all time high sales price, and what we're experiencing with our own clients navigate this market.
Podcast Highlights:
1.) How to protect yourself from a price correction when buying your new home
2.) Can Halifax reach the $700,000 average sale price, and what does that mean for Halifax?
3.) Over 30 homes sold for over $1M in Halifax in April, including an $11M property
4.) The essentials that you NEED to know when you're selling your home in today's market!
And so much more
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Richard Payne
902-489-1804
richard@richardpayne.ca
@richardpaynehalifax
Ever thought about owning your own investment property? Something that can generate "passive" income for you and your family, and increase in value over the course of your ownership?
Andrew Hutchison is BACK on the Halifax Real Estate Podcast to help me breakdown the pros and cons of owning your own investment property. We also discuss how we helped a client with only 1 house hold income purchase their first investment property that's already cashflowing $1200 a month!
The caveat?
The basement of this investment property can be turned into a 3rd unit and once our client has finished the unit, the value of the first investment property will increase significantly, AND the monthly income will increase up to $2000 per month.
That's $24,000 a year!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
@andrew_hutchison_mortgages
The federal government has announced a new partnership with the Ontario provincial government that allows them to waive all HST on all new construction home purchases in Ontario! They've announced this as a method to make homes more "affordable" in Ontario.
But will waiving the HST on all new construction homes actually make homes more affordable in Ontario?
Matt and I breakdown who benefits from this new partnership, who stands to lose from this new partnership, and the potential of the federal government taking this program across Canada!
Jason Paul
902-220-7357
jason@infintiyrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Matt Legatto
902-240-3304
matthew.legatto@indimortgage.ca
@mattlegatto.mortgages
Boulder Ridge Homes is a dream come true for Gabe and his cousin Nicole.
100 acres in the heart of Hubbards have been in their family for decades, and Gabe's always dreamed of turning his families acres into homes for the community he holds so dear in Hubbards Nova Scotia.
Gabe and Nicole purchased the land from his family a few years ago and immediately went to work at getting the land ready for development. Gabe's background in contracting work through his company Cottage Keeper Contracting gave him and his team the perfect foundation to realize a childhood dream.
Fast forward to today, a few years later and Boulder Ridge Homes will be handing over keys to their very first homeowners in April 2026. A moment to cherish and a moment of accomplishment. As for what the goal is, building good quality homes at affordable prices, with the heart and soul of community at the center of the development.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Gabe Routhier
902-877-2990
hello@boulderridgehomes.ca
@boulderridgehomes
A breakdown of how much it costs to buy a home!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
A few weeks ago Matt & I recorded an episode called "Is Your Home an Investment?", and out of that episode we did what we always do, take a few shorter clips and use them on social media.
Well one clip in particular went big for us and our channel.
$600,000 purchase = $349,900 in interest payments over 25 years.
We took it as a sign that you guys want to learn more about your mortgages themselves. How they work, and specifically, how you can pay them down FASTER and own your home outright from the bank SOONER.
Increase your personal wealth and pay less to the bank, win win. Well here is that podcast! Matt Legatto is back on the podcast to break down how to pay off your home sooner.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
The February 2026 market stats are OUT for Halifax's real estate market!
A quick review of what the numbers might be telling us as to what's happening in Halifax's real estate market, and what's to come as we head into Halifax's busiest real estate market, the spring market!
Note: If you're thinking of selling your home, might be in your best interest to get that home on the market AS SOON AS POSSIBLE.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
If you work in the real estate industry, I'm sure you've been watching all of the leaps and bounds of AI over the last few years. Trying to understand and even navigate the impacts this new technology will have on our industry today and over the next few years.
I myself have been keeping an eye on its development from afar, until I saw someone I follow on X and Instagram sharing what they were accomplishing in their real estate business with their own OpenClaw. An AI assistant.
Meet Daniel Foch.
Co-Owner of Valery Real Estate, a technology driven real estate brokerage in Toronto, Daniel has been in the real estate industry since his childhood, with his parents being in the real estate industry. Growing up with a fascination into technology via the early days of myspace, Facebook, and Twitter, Daniel has been all in on understanding the impact AI will have on our industry.
Meet Openclaw.
AI assistant/administrator that Daniel has programmed to do a lot of the things we as Realtors don't like doing in our day to day basis. Client follow ups, scanning the rental markets across Canada to figure out cap rate fluctuations, CMA analysis for potential new clients, scheduling showing.. Essentially, if it has a screen attached to it, your openclaw can be programmed to do it. And the possibilities are endless.
Enjoy the show as we breakdown AI's impact on the real estate industry.
Jason Paul
902-220-7357
jason@infinityrealestate.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Danie Foch
@danielfoch
At the end of 2025, 443 homes left the Halifax real estate market. 443 families had contracts with Realtors to sell their homes, 443 families had said that they want to sell their homes, those same 443 families came to the end of their contracts and decided not to renew, to leave the real estate market all together.
In 2025 you started to see an increase of days on market in Halifax, you started to see homes sitting on the market longer than in recent years, and buyers started to realize that they had negotiating ability again. Asking for practical things in negotiations that buyers hadn't been able to ask for since before COVID.
You may have your home on the market right now, you may not have had a single viewing in the last month, maybe you've been getting offers but they're nowhere near what yout asking price is. Maybe keep dropping the price in the hopes that a buyer will come, but they never do. Maybe the feedback from buyers has been consistently good, but you still can't sell it. Maybe you're frustrated as hell.
Here's why your home isn't selling in 2026.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor@halifaxrealestatepodcast
Today's guest is Bruce McGaw!
Bruce McGaw has been a licensed Realtor in the Annapolis Valley and Nova Scotia since 2021. You may know Bruce from his social media content that has generated over 3.3M views within the last year. Known for his own comedic take on his home tour walkthroughs, captivating audiences through his ability to market a property, highlight the features of the neighborhood the house is in, and all while being wildly entertaining.
When speaking to Bruce you come to learn that his passion in real estate is simply helping people accomplish their real estate goals, all while being true to who he is as a person.
Please welcome, Bruce McGaw!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Bruce McGaw
902-790-7403
buce@buywithbruce.ca
@buyfrombruceexitrealty
Whether you're buying your first home, or your forever home, you want to make sure that you're home keeps its value.
Here's a list of tips for you to ensure that your home keeps its value outside of the ebs and flows of the real estate market in Halifax and Nova Scotia!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Real estate comparables.
What are they? Why do they matter? How do they work? and why should I care?
Honestly great questions, and I do my best to explain it in this little audio file. I'll do my best to summarize here. Comparables matter now more than ever becasue comparables are how the real estate market determines prices of housing. And with all of the volitility in the housing market over the last few years (I'm sure you can think of a few reason why, looking at you COVID.) There's been a lot of flucuation in home prices, which means there's also a plethora of comparables from the past severeal years for people to use to determine their homes value in today's real estate market.
Simple right?
If you plan on buying or selling your home, just look at the last 90 days sales history of your neighborhood and look at the comparables there. Don't go back a year, don't go back two years, and thank me later.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
It's that age old debate, is your home an investment? Not an investment property, not a flip, not a B.R.R.R.R., not a buy and hold, not a short-term rental, is the home that you LIVE IN an investment?
Matt Legatto and I take a good hard look at the numbers of what you're roughly paying to own a $600,000 home in Halifax, vs paying a monthly rent in an apartment/single family home in Halifax. The benefits and negatives of both options, and if there's actually a better return in living in an apartment and investing through other conventional means, or living in your house and seeing a return on investment by the increase in the value of the house itself.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
@mattlegatto.mortgages
The government of Nova Scotia has announced a pilot program, partnering with local credit unions, to bring 2% down payments to first time home buyers in the province. The Nova Scotia government has also announced that there will be no mortgage insurance from CMHC by the program, and the Nova Scotia government themselves will be the guarantor of the mortgage for the Credit Union.
Claiming that this will help making homeownership more accessible to first time home buyers at a time of all time home prices in Halifax and in Nova Scotia.
Matt and I will break down the pros and cons of this new pilot program, and some things that may homebuyers may not be aware of until they've already committed to the program.
A few things for example.
1.) Through this program, homebuyers will be locked into a 5-year fixed term mortgage at 4.99%. Through a traditional bank with a 5% down payment, homebuyers can get interest rates as low as 4.05%.
2.) At the end of the 5 year fixed term with credit union, will the homeowner have enough equity in their home to go to another lender? If not, they will have to sign another term with the credit union at a higher interest rate than the typical banks are offering. And if they do switch lenders, they will have to pay the CMHC mortgage insurance.
3.) Household incomes up to $200,000 can qualify for this pilot program, but Credit Union will be decreasing the alloted gross debt service (GDS) and total debt service (TDS) available, making it harder for buyers to qualify for this program.
And so much more!
A separate article about the 2% down payment program
https://financialpost.com/real-estate/mortgages/nova-scotia-2-temptation-young-mortgage-shoppers#:~:text=Nova%20Scotia%20has%20made%20the,a%20standard%20default%2Dinsured%20loan.
2% Down Payment Program
https://novascotia.ca/first-time-home-buyers-program-pilot/
Nova Scotia Down Payment Assistance Program
https://www.novascotia.ca/apply-loan-help-down-payment-your-first-home-down-payment-assistance-program
Jason Paul
902-220-7357
jason@infinityrealestategroup
@halifaxrealestatepodcast
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
@mattlegatto.mortgages
Halifax is starting off 2026 with some interesting statistics at the end of January! Home prices in Halifax are down almost $34,000 from January 2025, and even down almost $22,000 from December 2025. (And December is typically one of the slowest real estate months of the year!)
The real interesting statistics to come out of January 2026 is that the number of homes for sale is down from 1124 in November 2025 to 866 in January 2026. That is a SIGNIFICANT drop in the number of homes for sale in Halifax in a short amount of time. And that includes home prices being down, and days on market going up. Why? Well 443 homes left the Halifax market in December, why? The contracts with their Realtors expired.
What does that mean?
Sellers couldn't get the price they wanted for their home, buyers aren't interested in the homes, and sellers may want to wait until the spring to try again to sell their home. (We will see what the spring brings!)
What does this mean for Halifax? Are we seeing a shift into a more balanced market? Are home prices cooling? Is this the calm before the storm?
We'll see!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
@halifaxrealestatepodcast
So throughout the year, Matt and I will call each other from time to time just to have a little rant about something that's happened in our industry. A sound board if you will, or simply something that's just frustrated us and we need to have a 5-10 minute vent to get it out of our system and move on with our day.
We decided to go over some of our best rants of the years, things we've noticed in our respective industries, just for a different kind of podcast to end 2025!!
Happy holidays to each and every one of you, thank you for listening in 2025, and we will see you guys in 2026!
Sincerely,
Jason
Is this the year that the housing market breaks?
Most homeowners who purchased their home in 2021 is up for renewal in 2026. In 2021, you could get an interest rate of 1.5%-2% on your mortgage, and today those same homeowners will be getting roughly 4-4.5% on their renewal.
That will make a significant increase in their monthly mortgage payments.
There is some prediction that with roughly 60% of all mortgages in Canada up for renewal in 2026, there's a significant number of homeowners who will not be able to handle the increase in their payments, which will then cause them to sell their home in 2026 or 2027. This will flood the real estate market with the supply (number of homes for sale) it needs and because of the significant increase in options for homebuyers, will drive down home prices across Canada.
Andrew Hutchison and I look at what's coming over the next year, year and a half in the housing market, and go over different options you have for your mortgage renewals. As well as tips you can use to get yourself the best mortgage rate possible.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
John Picco is a licensed Realtor, multiple ICON Winner at EXP Realty, and runs one of the largest, if not the largest, real estate team on the east coast of Canada out of St John's Newfoundland.
That Real Estate Team is a team of 14 Realtors and 1 Administrator that has sold over 300 units in 2025, and twice finishing in the top 10 team sales in all of EXP Canada.
John shares his story of a real estate career that spans over 16 years, and going from brokerage to brokerage trying to find the right fit for him and what he's passionate about, helping others grow sucessful businesses in real estate.
Insights into how his philosophy of high level coaching, accountability, mentorship, and proper systems in place has helped Realtors on his team transform their real estate businesses today.
Please welcome, John Picco.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
John Picco
john@thatrealestateteam.com
Rob Brown is back on the Halifax Real Estate Podcast to talk about how coaching and mentorship has helped him grow his real estate business over the years. Highlighting 2024 as a big year when he hired a coach who helped him go from 48 transactions in 2023 to 75 transactions in 2024. That was the year his coach helped his mindset shift from a Realtor to business owner, which helped him scale as a solo Realtor to starting the Go Fredericton real estate team with 5 full time Realtors and a full time administrator, all in 2024!
As a coach and mentor himself, Rob shares his insights into helping high producing Realtors grow their businesses as well.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Rob Brown
506-471-4526
rob@gofredericton.com
A lot has happened in Halifax's real estate market in 2025.. The number of homes for sale almost doubled, days on market for listings increased, you're seeing more and more price reductions from listing sitting on the market, and homebuyers are realizing that they hvae negotiating power in the current real estate market.
And yet, Halifax home prices remain at all time highs!
So what does it all mean for 2026?
Well in 2026 we have a signficant number of mortgages up for renewal. These homes were typically purchased in 2021, and at that time these mortgages were locked into 5 year fixed rate mortgages at 1.5 to 2% interest rates. When the renewal comes up in 2026, all of these mortgages will be in and around the 4% interest rate mark.
How will that affect homeowners monthly income? Will it cause a strain and make them have to sell their home to downsize? Halifax could see a number of homes come to market that need to be sold to help the homeowners stay above water.
Also happening in 2026, Halifax will have the most completed apartment units since the 1970s, that's right. You're going to be getting a significant number of new apartments that need to be leased.
So with this happening, will the rush of new supply and options for homeowners, downsizers, and renters cool the demand on the Halifax real estate market? Will this make home prices soften? And what about the current trends we're seeing in Halifax real estate with days on market up, inventory (number of homes for sale) up, and homebuyers understanding that they have leverage to negotiate.
Matt Legatto is back on the Halifax Real Estate Podcast to help me break it down!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca @jasonpaulhalifaxrealtor
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
Record high home prices in 2025, Halifax almost doubled the amount of homes for sale in 2025, days on market up, days on market down, more and more listings are seeing price reductions because of market stagnation, buyers are negotiating hard again on purchases, and actually getting most of what they're asking for!!
How did all of these market factors affect our respective real estate businesses in 2025? What trends did we see amongst our sellers, amongst our buyers, and amongst our investors?
Icon award winning Realtor Richard Payne is back on the Halifax Real Estate Podcast for our annual market review, where we break down everything we saw and experienced in Halifax's real estate market in 2025.
As well as our predictions for Halifax's real estate market in 2026!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Richard Payne
902-489-1804
richard@richardpayne.ca
@halifaxhomesandlifestyles
Rob Brown is a top producing realtor at EXP Realty of Canada, a soon to be announced 5-time winner of EXP Realty's coveted ICON Award, which only 1-2% of Realtors at EXP Realty win world-wide.
Rob runs the Go Fredericton real estate team, based out of Fredericton Newbrunswick, which has 5 Realtors (including Rob), and a full time administrator.
Rob is also a coach/mentor to other Realtors looking to grow their business in the industry.
Highlights
1.) Going from a six-figure job in car sales to Rob's first year in real estate where he earned $37,000.00
2.) The three aha's Rob was told early on in his real estate career that became fundamental in building the business he has today.
3.) The one thing Rob did that changed his basis from 45 deals a year to 75 deals a year.
4.) The things in real estate that Rob focuses on that helps him consistently sell over 40 houses a year.
And so much more!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Rob Brown
506-471-4526
rob@gofredericton.com
@robbrown_yourrealtor
Did you like the impact the Federal Government's Housing Accelerator Fund had on Halifax's downtown core and peninsula? By radically updating zoning requirments around Halifax's city centre, the Housing Accelerator Fund allowed the city and investors to tackle Halifax's housing crisis head on, by building more units!
So what's Halifax Regional Municipalities second act to tackle the housing crisis?
The Suburban Plan!
The Suburban Plan looks to have similar zoning requirments in the suburban areas of Halifax, think of Lower Sackville, Fall River, Hammonds Plains, East Hants, etc! This will allow significant density, and amenities, to grow in the Suburban areas of Halifax so that the suburbs can thrive as well.
Halifax Regional Municipality submitted its 1900 page report on the Suburban Plan to the province of Nova Scotia for review and approval, and the province actually rejected it, stating that the Suburban Plan doesn't go FAR ENOUGH with its goals of development and density. So Halifax is currently editing the plan and the hope is that it is submitted in early 2026 with approval by the province in the spring.
Kevin Riles from Sightlines Planning + Approvals is here to break down what the Suburban Plan is, what Halifax's intentions are, and the growth Halifax is expected to see over the next 25 years!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
Kevin Riles
902-403-7847
kevin@sightlineplanning.ca
OSFI (The office of superintendent of Financial Institutions) has told all lenders that they are to change the way that they use rental income to qualify purchasers of real estate in Canada. Essentially, OSFI has told Canadian real estate investors in Canada that they can no longer use rental income to qualify these purchases. It has to be off the strength of their income from their job.
Why?
As rents start to come down across Canada, income properties are starting to become less and less cashflow positive assets, thus becoming more a risk to both the owner of the asset and the banks that hold the debt of those assets. So to mitigate this risk of foreclosures, OSFI has advised the banks to watch out for rental incomes in investment properties.
Matt Legatto is back on the podcast to help break down things you can do to help navigate this new rule change!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor2467
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
It's my pleasure to introduce you to Sidney Doucette. Sidney is a local real estate investor here in Nova Scotia, and he got into real estate investing for the soul purpose of being able to retire his father. Over the last 5 and a half years Sidney and his father have scaled their real estate portfolio up to 41 units, including the 20 unit building they just purchased in Digby Nova Scotia. Sidneys full time job is in digitial banking helping other real estate investors across North America accomplish their real estate goals. Sidney has been a presenter at Bigger Pockets conferences across North America and is looking to help other people accomplish their real estate goals.
Highlights of today's episode
The metric Sidney uses on all of his properties, and if the property doesn't meet the metric, he doesn't buy it.
Accomplishing the goal of retiring his father
The challenges of scaling a real estate portfolio to 41 units in Nova Scotia
The moment that everything he had heard, listened, to, and been told about real estate investing became real.
And so much more!
Jason Paul
902-220-7357 j
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Sidney Doucette
https://www.linkedin.com/in/sidneydoucette/
So since the start of the year we've been talking about, speculating about, and gossiping about the Toronto real estate market over the course of this year. From reading off statistics we've seen, rumours we've heard from other professionals in that market, and headlines you see in the news about Toronto. Toronto real estate is ALL BAD, it's crashing, the correction after a 25 year bull run is here, and dog crate condos in Toronto is the Hindenburg that's taking everything else down with it! Well, that's all very dramatic. So we thought it best to bring in an expert in that market to break down what's really happening. Today's gueat is Alec Bowes from Indi Mortgage, a licensed mortgage broker with almost 20 years experience in the industry, who actually navigated the 2008 financial crisis, and who works in the GTA today. Please welcome Alec!
Highlights of today's episode.
1.) First Time Home Buyers are no longer the driving force behind Toronto real estate prices.
2.) The market is softening with the banks being tighter on lending as you see people's appraisals actually come in below list and sale prices.
3.) The Guelph real estate market is actually in a very healthy place. Sellers are still getting their prices and buyers have time in the market to pick and choose, and negotiate a fairer market deal for themselves.
4.) Insurance fires. (Another rumour!)
And so much more!
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.a
@jasonpaulhalifaxrealtor
Alec Bowes
519-341-1299 EXT. 1
alec.bowes@indimortgage.ca
Matt Legatto
902-240-3304
matthew.legatto@indimortgage.ca
@mattlegatto.mortgages
Quick little public service announcement from your favourite Realtor!
If you are selling your home this spring, CALL YOUR REALTOR.
Why?
Average time it takes for a home to get ready for market is 2-3 months.
There's decluttering
There's touch ups and painting
There's staging
There's photography
Pre Inspections
And navigating your everyday life while you try to tackle all of those things!!
So if you wait until January to start the process, it might take a few weeks to get the plan put together that helps you sell your home for its highest dollar value in the shortest amount of time.
So don't sell yourself short, or put yourself under uneccesary pressure, call your Realtor and start the process of putting a plan in place to sell your home this spring.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Welcome back!!
This episode of the podcast is a little different. Matt Legatto & I were invited to record a live episode of the Halifax Real Estate Podcast at the Halifax Fall Home Show earlier this month. So we thought the best way to do this would be to do a live Q&A with questions from our listeners, attendees at the Infinity Real Estate Group booth, and some questions from the 3 people in the audience!
We hope you guys enjoy this episode as much as we enjoyed recording it.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
@mattlegatto.mortgages
Today's guest is Annapolis Valley's own Kane Smith!
A 3 time winner of the top 100 Realtors in North America at his brokerage, Exit Realty, for 2022, 2023, & 2024. Kane and I will be discussing his career in real estate, from the early beginnings of his move to the valley from Ontario, the start of his bartending business, his decision to get his real estate license, and growing his Kane is the Key branding to the 50 transactions a year juggernaut it is today!
Key Insights
Building a real estate business in an area you don't have a sphere of influence.
Door knocking, FSBO's on Kijiji and Facebook, cold calling signs.
The importance of your marketing material and the impact it's had on Kane's career.
Growing a brand through consistent social media engagement.
And of course, the origin story of Kane's famous hats!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Kane Smith
902-973-2233
info@kaneisthekey.ca
@kaneisthekeyexitrealty
kaneisthekey.ca
Hey guys,
I know it's been a while since I did a monthly market stat breakdown for Halifax, but here I am back again!
Few things to note.
Average home price was $597,168.00 which is only the second time this year that the average home price in Halifax dropped below $600,000.00 (the only other time was July 2025.) So that means 2 times in the last 3 months has the average home price dropped below $600k. Something worth noting!
To me, the important things to note in this months market stats are the number of homes for sale in Halifax (1320), and the months of inventory in Halifax (3.2 months.)
Why?
Halifax has not had 1320 units for sale since April 2020!! That's the start of the COVID-19 pandemic, when home prices in Halifax started increasing rapidly. Now since the start of January 2025, Halifax has increased it's number of units for sale every single month, starting from 792 units in January to 1320 units inSeptember. Now in real estate, we live and die by the rule of supply and demand. Ff there are no homes for sale and strong demand, prices go up, and if there are homes for sale and no demand, prices go down. Simple, right? Well if that's the case here, than home prices should be starting to cool off in Halifax becuase we're starting to get supply (number of homes for sale) back. And you can tell, because we are gaining units for sale every month. Days on market is up, Halifax is seeing more price adjustments, and homebuyers are starting to be able to negotiate price adjustments on purchases.
So, something is starting to happen in Halifax.
The next thing would be the months of inventory at 3.2 months. So this is a real estate mathematical equation we use to see how much inventory is in a real estate market at any given time. The equation is simple, we assume if Halifax receives no new listings, how long does Halifax have, based on rate of consumption by buyers, until it runs out of listings?
3.2 months.
Why is this important? Halifax has not had 3.2 months of inventory since October 2019!! Just think about that for a second, Halifax now has as much inventory for sale as we did back in October 2019. 6. Years. Ago. Before the real estate market went crazy!! Now another thing to note, the real estate industry has 3 different real estate markets. Sellers market, balanced market, and a buyer's market. A sellers market is defined by 0-4 months of inventory, a balanced market is 4-6 months of inventory, and a buyers market is 6+ months of inventory. (This is defined by CREA, the Canadian Real Estate Association.) So if that's the case, Halifax is actually 0.8 months of inventory away from a balanced market. A balance market by definition states that a buyer is paying fair market value for a home.
So what does this all mean? I'm taking it as signs in the water that the Halifax real estate market might be starting to cool off... But Halifax home prices seem to be sticking to their all time highs throughout all of 2025. So are home prices the last things to come down? Or will buying demand come back now that the Bank of Canada is cutting interest rates again?
Who knows, something to think about.
Last thing to note, September 2025 received 654 new listings, September has not received that many new listings since September 2020 when everyone was chasing the red hot real estate market and all time high home sale prices... So are sellers still chasing these all time high prices, or are people selling their homes because mortgage renewals are here and the change in interest rates are too much for them to bear?
Food for thought!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Hey guys!
I have some exciting news, Matt Legatto and I will be recording a live episode of the Halifax Real Estate Podcast this Sunday, October 5th from 11am-12pm on the main stage at the Halifax Fall Home Show!!
After talking to Matt about what topic we should do, we decided it was best to do a live Q&A with the audience, AKA YOU GUYS!!
So if you have any questions you would like answered about real estate in Halifax, feel free to text your question to me at 902-220-7357 or email it to jason@infinityrealestategroup.ca!
Cheers,
Jason
Is Halifax's real estate market cooling? Since the start of the year Halifax has only seen an increase of the number of homes for sale. For example in January 2025, we had 792 homes for sale, and today we have 1320 homes for sale in all of Halifax Regional Municipality. Which, fun fact, is actually more homes for sale at one time than at any given time duirng the last 5 years, including COVID!!
But home prices are still averaging in the $600k range for most of the year. (October 1st showed a dip to $597k.)
So we in real estate have always said that home prices are a supply and demand problem. No homes for sale, prices go up because of demand. Increasin homes for sale, means that there is less demand because people are consuming less houses, so if there are more homes for sale, than the home prices should come down.... Right? But the stats say otherwise!
But days on market is up to 19 days on average. The market is seeing more and more price adjustments, and homebuyers buying homes at a negotiated price discount. And yet, home prices are sticking in and around the $600k mark. Is the cooling effect on Halifax real estate a sign of things to come? We will see!
Other highlights of today's podcast.
How does Halifax home prices compare to other parts of the country? (Looking at Alberta and specifically Calgary.)
How are banks appetities towards financing both residential and commercial purchases? (The lending has gotten tighter, with banks taking much closer looks at the finances involved.)
Beware of the property taxes when buying a home in Nova Scotia that has not been sold for other several decades. (The increase in property tax will shock you.)
And so much more!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Shallo
782-640-8533
matthew.shallo@indimortgages.ca
@mattshallo.mortgages
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
@mattlegatto.mortgages
Today's guest is Deny Sullivan!
Deny is a local economist in Halifax, and Deny has taken a fascination with Halifax's and Canada's housing market, whether that is homeownership for homebuyers or people in the rental market looking for potential markets.
On today's episode Deny and I discuss the impacts Toronto and Vancouver's economies and housing markets have on the rest of Canada. The impact of come-from-away's had on Halifax and Nova Scotia's local housing markets, the impact the Federal Governments Housing Accelerator Fund is having in Halifax, and what other municipalities decided to do with the money provided by the governement. And a little bit of a rant of Halifax's capped property tax system!
Enjoy!
Deny Sullivan
https://x.com/DenySully
https://deny.substack.com/
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Hello and welcome back to the Halifax Real Estate Podcast after our 2 month hiatus!!
You know how the saying goes, Halifax homes are at record high prices!! Halifax's apartment costs are simply unaffordable!!
How do people afford to live in Halifax these days!?!
Well, Halifax's vacancy rate hit a healthy 3.1% this year, and Halifax has any many units (homes) for sale as we did before the start of the 2020 COVID-19 pandemic.. In real estate we've said for years that home prices and rents are simply attached to supply and demand. For the last 5 years we've had no supply and all time high demand, so voila, prices go up.
Well, we have more inventory now than we did at any point in the last 5 years, so why are prices still so high?
Matt Legatto is back to help me break it down!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
www.infinityrealestategroup.ca
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
CMHC has released the details of their 2025 Mortgage Consumer Survey, and they are fascinating!
Engaging with roughly 4000 homeowners across Canada, CMHC was able to gain some insight into homebuyers and their experiences purchasing a home and owning a home within the last 18 months.
A few things to note that come out of the survey.
1.) 65% of first time home buyers paid the maximum they could afford for their home.
2.) 54% of the first time home buyers shared their home purchase with someone other than their partner or spouse. (Think co-signer on the mortgage.)
3.) 35% of firs time home buyers cited lawyer fees as an unexpected cost of buying their home.
4.) 41% of first time home buyers received a gifted or inherited downpayment for their home purchase.
And so much more!
If you wish to follow along with the CMHC 2025 mortgage consumer survey as we break it down, you can click on the links below.
https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/surveys/mortgage-consumer-surveys/2025-mortgage-consumer-survey
https://assets.cmhc-schl.gc.ca/sites/cmhc/professional/housing-markets-data-and-research/housing-research/surveys/mortgage-consumer-surveys/survey-results-2025/mcs-ebook-2025.pdf?_gl=1
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
www.infinityrealestategroup.ca
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
Hello and welcome back to our monthly breakdown of Halifax's real estate stats!
May 2025 was BUSY!!
Recorded a new all time high sales price, an eye watering
$636,592!! (which is up from $614,548 in April 2025)
Here's the interesting thing though. If you've been following real estate at all over the past 5 years, I'm sure you've heard the following phrase.
"it's a supply problem, not enough homes and too many buyers."
Well, in May 2025 Halifax recorded it's highest level of inventory since February 2020, that's right, BEFORE COVID!!
2.8 Months of Inventory.
In May 2025, Halifax recorded it's highest level of units for sale since June 2020, that's right 5 YEARS AGO!
1156 units for sale.
To put this into context. The lowest level of months of inventory was 0.3 months, and the lowst level of units for sale recorded was 183 total units. Both of those were in February 2022, which most people consider to be the peak of Halifax's worst real estate market in recorded history.
So we are getting units BACK.
But prices are going up?
What gives?
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
902-22
To
Congratulations Canada, we have a new Liberal minority government!
Matt Legatto is back on the Halifax Real Estate Podcast to help me break down the Liberal government's plan to bring affordable and accessible housing to Canadians across Canada!
Here is the link so that you can follow along with what we are talking about as well!
https://liberal.ca/housing-plan/
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
Hello and welcome back to the Halifax Real Estate Podcast, and your monthly market stats in Halifax!
Few things to note, yes, I am aware that I missed the March 2025 market stats. It was a hectic month with Halifax's spring market moving into full effect, family vacation, and children!
But I'm back!
And I've had a hard look at the March & April 2025 market statistics and I noticed a trend that's happening.
Halifax's all time high sales price point seems to be sticking!!
December 2024: $581,026
January 2025: $617,593
February 2025: $609,292
March 2025: $611,215
April 2025: $614,548
In Halifax's history, every time we've established a new all time high sales price, Halifax quickly resets back down to it's expected levels of price point. But the new $600k price point in Halifax seems to be sticking, even while we're getting more inventory (homes for sale) back to the market!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Today I've got the entire Indi Commercial Mortgage team to break down everything about Commercial Financing!
The differences between Commercial & Residential Financing (And there are a lot!) What lenders require for approving a commercial financing deal, how long the due diligence/conditions requirements must be for commercial deals, the power and flexibility commercial investing can provide real estate investors and so much more.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Shallo
782-640-8533
matthew.shallo@indimortgages.ca
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
If you are a real estate investor, or someone looking to purchase a cottage in Nova Scotia, be careful because as of TODAY the province of Nova Scotia has increased the deed transfer tax for non-residents from 5% to 10% of the total purchase price.
THIS IS AN ADDITIONAL EXPENSE ON TOP OF THE DEED TRANSFER TAX CHARGED BY INDIVIDUAL MUNICIPALITIES IN NOVA SCOTIA.
What does this mean?
If Halifax charges 1.5% deed transfer tax for a purchase of a property, a non resident purchasing a property will be charged an additional 10% making it 11.5% total paid out to purchase that property for the non-resident.
Any quesitons, let met know!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
Mortgage delinquencies increased over 90% in Q4 in Ontario in 2024!
Is this a sign of things to come to Nova Scotia? Why are delinquencies on the rise? Is it because of Ontario's high home prices and the rise of interest rates? Are mortgage renewals at a higher interest rate effecting homeowners ability to make their mortgage payments? Is it the cost of living crisis? Is this a blip?
Is this a canary in the coal mines for Nova Scotia? A sign of things to come our way in a few months time?
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
If you're a long time listener of the podcast, you may remember my close friend Chris Johnson came on the podcast as a guest a few years ago in our First Time Home Buyer episode! At the time, Chris was getting ready to buy his first home, and wanted to learn as much as he could about the process.
A few years and a lot of home searches later, Chris finally bought a home!
Chris is back on to talk about the house he bought, the long list of DIY renovations he's done to the home, what he's learned and so much more!
Enjoy
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Hello and welcome back to the Halifax Real Estate Podcast!
Today's episode is a little different than our usual content, I'm the subject of today's podcast! I was lucky enough to have been invited to be a guest on a social media collaboration with content creator, Jitakshi, and we talk my experiences over the last 8 years as a Realtor in Halifax, my thoughts on work life balance, business, and a few other things I don't want to spoil.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Jitakshi
@creative.j.me
creativej.me@gmail.com
Did you know that about 60% of mortgages in Canada are up for renewal in 2025 and 2026?
And these are mortgages from 2020 and 2021, when people locked in historically low interest rates of 1.5-2.5%. That means they'll be renewing new mortgage terms with interest rates in the 4s! What's the impact the new interest rates will have on people's monthly mortgage payments? Will we see more people return to the real estate market because they need to sell their home, or they want to change homes because of the shock of the mortgage payments?
How are people affording historically high home prices in Halifax in 2025? Especially when people are paying higher interest rates!
All that and more on this episode of the Halifax Real Estate Podcast.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
@andrew_hutchison_mortgages
Just a little public servicement announcement about how to navigate your mortgage renewals this year. It's important that you know you can negotiate the interest rate with your bank. And especailly important for you to know that you can in fact shop around for the best interest rate possible.
I know it's not always about the rate when it comes to finding the right place to park your mortgage, but just remember you do not accept the banks first rate!
And if you need help with your mortgage renewal, I can put you in touch with Andrew Hutchison at Indi Mortgages.
Jason Paul
902-220-7357
jason@infintiyrealestategroup.ca
@jasonpaulhalifaxrealtor
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
Welcome back!
If you're in the world of real estate investing, you've probably heard of seller financing/vendor takeback on other podcasts, other platforms, and it sounds amazing! You as the seller, essentially becoming the bank and holding the note for the mortgage and the buyer pays you every month, interest included. But you might be curious as to how seller financing/vendortakeback works, what are the pros and cons, how this can be a benefit for both the buyer and seller involved in a deal, and how this can be a great option to get a deal done!
Jeremy Zwicker is a real estate investor who sold his 10-unit dwelling on 32 acres of land just outside of Truro last year using seller financing/vendortake for the first time in his career. We explore how the deal worked, how Jeremy and the buyer structued the deal to be a win-win for both parties, why seller financing/vendortakeback was the best way to structure this deal, what the terms were, and what Jeremy looked out for to make sure this was the best deal for him.
Enjoy!
Jason Paul
902-220-7357
jason@infintiyrealestategroup.ca
@jasonpaulhalifaxrealtor
The February 2025 market stats in Halifax came out this past weekend and they are interesting!
In January 2025 we had an all time high sales price of $617k, and February 2025 had a small drop off for an average sale price of $609k. It's interesting because January almost felt like an anomoly in a sense because home prices had been declining in Halifax steadily since May 2024. We had a sudden jump of $37k in average price point from December 2024 to January 2025, which felt like an outlier, but February holding strong in a high average sales price shows that the market is heating up and prices are still hanging onto all time highs.
February received a little more inventory (homes for sale,) which saw us go from 792 units for sale to 827 units. This impacted our months of supply from 1.9 months to 2 months.
New listing was down in February 2025 to 424, from January which saw 449 new listings come to market. In my experience, the weather definitely impacted this as Halifax and Nova Scotia saw some pretty miserable weather throughout February. Which would have delayed a lot of sellers from listing their homes until the weather turns better for potential buyers.
The last big one would be days on market going from 29 days to 39 days, quite the huge jump in today's market, considering housing prices are still hanging around that all time high number. Be interesting to watch this metric play out over the busy spring market.
Average Price: $609,242
Months of Supply: 2
New Listings: 424
Homes For Sale: 827
Days on Market: 39
Pending Sales: 299
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Is Canada too obsessed with real estate? With over 20% of Canada's GDP tied up in the housing market, it's a question Matt Legatto and I are tackling on today's podcast. From
your parents, to social media influencers, to real life examples in our everyday lives, real estate is a wealth generator, especially in the last 5 years.
Real estate prices and accessibility are causing such a hot button topic in today's Canada, especially in Nova Scotia, because average people on average incomes want the benefits and the security of home ownership. For the last 5 years people have been speculating when the Canadian housing market will crash, will it? Can it? With over 20% of Canada's GDP being tied up in housing, can the country actually afford a housing crisis? That's peoples retirements, security, savings, and livelihood potentially being wiped out if the housing market were to crash and house prices in Canada were to reset.
But with that being said, does that mean as a country, we are too obsessed with wealth generation through real estate? If there were other sectors for individuals to gain wealth and prosperity, would they have so much of their holdings tied up in real estate assets? If the GDP was spread more evenly through sectors, the country could theoritically sustain some economic hardships in that one specific sector if everything else was so healthy.
Enjoy!
Jason Paul
902-220-7357
jason@infintiyrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
Are you thinking of selling your home this spring? Well guess what, you're already late!
Richard Payne is back on the Halifax Real Estate Podcast to help me breakdown the step by step process of selling your home for the highest dollar amount, in the shortest amount of time! How important it is to declutter and clean your home properly. The single greatest return on investment you can make when getting your home ready for market, PAINTING! The biggest pitfalls sellers, and Realtors, make when selling a home. Like using a comparable from 2 years ago when trying to find the right price for your home. Ignoring key indicators of market activity on your listing, like the amount of viewings you're having, or the amount of offers you are or are not getting. How to make your home standout amongst all the other homes on the market by staging consultations, pre inspections, and all of your paperwork ready up front. The timeline it takes to get a home ready for market (30-60 days), meaning if you want to sell your home this March, you should've started your home preparation back in january 2025 at the latest.
And so much more!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Richard Payne
902-489-1804
richard@richardpayne.ca
@halifaxhomesandlifestyles
So, wouldn't you believe that a day after we recorded the first part of this episode in October 2024, the very next day the Federal Government announced more changes to mortgages! So obviously I had to have Matt Shallo & Matt Legatto back on the podcast to break down the second round of changes from the Federal Government.
The second round of changes focuses far more on homeowers being able to access capital (debt), to be able to renovarte their homes for additional units via backyard apartments, basement apartments, secondary suites, and laneway houses.
How?
CMHC is allowing changes to the after renovation value, and the loan ratio to that value, once the home renovation has been finished. Basically, you're allowed an ARV (after renovation value) of $2M, and you can access up to 90% of that new value in a loan against your property. A 10% increase from the original 80% loan to value CMHC would provide.
As well as a few other minor changes.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Shallo
782-640-8533
matthew.shallo@indimortgages.ca
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca.
So last week I helped a member of our military find their home in Halifax after being posted to here from Ontario.
We ran the pre approval, got the purchase amount, and arranged all of the viewings for the house hunting trip. (The military only gives you a week to find your house, so we had a lot to do in a short amount of time.) On the first day of the house hunting trip, we saw 8 mini/mobile homes in the Lower Sackville area, and I noticed something strange.
All 8 mini/mobile homes I showed on the first day were vacant. VACANT. Nobody lived in any of them. In 8 years of being a Realtor, I've never come across so many vacant homes before, especially in one specific area under one specific purchase price. I got home that night and checked the owners of the mini/mobile homes. Why? Because if real estate investors are holding these mini/mobile homes as investment properties, they'll be in a corporation or a trust... Only 1 of the 8 was in a corporation, and was clearly a professional flip done by the corporation. Interesting right? The other 7 were all owner names and assumed at one point to be owner occupancy, but now they're gone? It's interesting because mini/mobile homes are entry price points to the real estate market. Mini/mobile homeowners are not typically affluent people who can afford to hold a mini/mobile home vacant, while paying rent or another mortgage somewhere else.
Where did everyone go?
Just a thought, something I noticed that I thought I'd share with you.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Logan Tomcik is BACK on the Halifax Real Estate Podcast to discuss how he's built his real estate business with social media over the last 6-12 months, specifically for Instagram and YouTube! Are you a Realtor and have problems creating content that curates engagement from your followers and grow your audience? Logan might some solutions and best practices you can use for your business.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Logan Tomcik
902-698-2111
logan@exprealty.com
@logan.realtorbrew
The Halifax real estate market in 2025 has started off with a BANG!! With an all time high average sales price of $617,593 per unit sold in January 2025. This is a $36,567 increase from the average sale price in 2024 which was $581.026, or a 6% increase from month to month.
It's particularly interesting because Halifax hit an all time sales high in April 2024 at $612,873 per unit, which happened in a high interest rate environment. Since April 2024 the Bank of Canada has cut interest rates 5 times, for a grand total of 1.75 basis points in cuts. Since the first interest rate cut in June 2024 the average sales price in Halifax has only gone DOWN.
So why the sudden increase? The Bank of Canada had its 2 largest interest rate cuts in October and December 2024. Are we seeing the impact of those 2 key interest rate cuts finally impacting the market? Is consumer (buyer) confidence returning to the real estate market in Halifax? Did Halifax just have a significant amount of expensive home sales in January, which drove up the average sale price? Are people getting ready for a competitive spring market and getting ahead of the herd with their home purchases so early in the year?
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
In April 2024, Halifax set a new record for average sale price per unit in the city's history at $612,873!!
Now that sale price high was achieved in a high interest rate environment. Since June 2024, the Bank of Canada has cut it's prime lending rate 5 times for a total of 1.75 basis points.
Since those 5 interest rate cuts, Halifax's average home price has only come down, leading to an average sales price of $581,026 in December 2024.
In 2020, when the Bank of Canada cut rates to keep the economy going despite the COVID-19 pandemic, house prices across Canada increased signficantly over a short period of time as buying homes and access to money became more affordble. Leading to the real estate industry believing the same thing would happen in 2024.
But prices have only come down since interest rates started being cut.
So where are the buyer's?
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
At the start of 2024, there was a lot of speculation in the real estate industry about the bank of Canada cutting its prime rate throughout the year. Indsutries spent a lot of time projecting the Bank of Canada's interest rate policy cuts throughout the year.
Andrew Hutchison from IndI Mortgages and I sat down to go through CIBC's head economist, Ben Tull, projections of the Bank of Canada interest rate cuts throughout the year, and to discuss the impact these potential cuts may have on Halifax's real estate market.
2024 ended with a bang with the Bank of Canada cutting its prime lending rate by 50 basis points in October 2024 and another 50 basis points in December 2024, making it a total of 1.75 basis points cut in 2024. Andrew's back to review the year in interest rate cuts, the impact on Halifax's real estate market, and our projections for further cuts in 2025.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
The Housing Accelerator Fund was introduced by the federal government in 2023 as a means to bring funding and housing density to municipalities across Canada. If cities could provide approved housing projects in certain timelines, there were grants that the federal government was willing to provide. Kevin Riles from KWR Approvals is back on the Halifax Real Estate Podcast to provide insight into how the housing accelerator has impaced Halifax through its re structuing of zoning, application
approval and development process and what it looks like for housing density in Halifax.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Kevin Riles
902-403-7847
kevin@kwrapprovals.com
Richard Payne is BACK on the Halifax Real Estate Podcast for our annual review of Halifax's real estate market in 2024. From a record setting average sales price in Halifax's spring market, to the impact of consecutive interest rate cuts from the Bank of Canada, to our speculation of what's going to come to Halifax's real estate market in 2025. Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Richard Payne
902-489-1804
richard@richardpayne.ca
@halifaxhomesandlifestyles
The Federal Government announced the following changes to mortgages in September 2024.
-
CMHC Insured mortgage cap raised to $1.5M from $1M.
-
First time home buyers and purchasers of new construction homes can access 30 year
amortization periods starting December 15th 2024.
A mortgage renewal will no longer need a stress test when changing lenders.*
- Nearly 4 million new homes to be built.
Matt Shallo & Matt Legatto join me to break down the impact these changes will have on home buyers, home owners, and first time home buyers!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Shallo
782-640-8533
matthew.shallo@indimortgages.ca
@mattshallo.mortgages
Matt Legatto
902-240-3304
matthew.legatto@indimortgages.ca
@mattlegatto.mortgages
September 2024 Market Stats
Average Price: $580,344
Month Supply: 2.7 Months (an all time high since May 2020)
New Listings: 615
Homes For Sale: 1074 (an all time high since July 2020)
Days on Market: 11
Pending Sales: 411
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Ian Armour & Manny Shiferaw are back on the Halifax Real Estate Podcast to breakdown investing in real estate through Joint Venture Partnerships! What joint venture partnerships are, defining the roles of the individuals in the joint partnership, drafting joint venture partnership agreements, protecting yourself from unexpected circumstances that can arise in joint venture partnerships, and how you can find a joint venture partner whether you're the capital side or the working side of the relationship. Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Ian Armour
ian@refinedrealestate.ca
@refinedrealestatens
Ammanuel Shiferaw
Instagram: @shifproperties
Tiktok: @mannyshif
manny@venturecocapital.com
We have our first interest rate of cut 2024!! on June 5th, the bank of Canada accounced a .25% basis point cut to its lending rate. Andrew Hutchison is back on the Halifax Real Estate Podcast to discuss the impact this rate cut could have on Halifax's real estate market, further rate cuts in 2024, and so much more!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
The market stats for Halifax is out for April 2024!
Average Price Point: $607,013 (down from April's $612,873)
Months of Supply: 2.5 months (up from April's 2.1 months)
New Listings: 778 (up from April's 703)
For Sale: 849 (up from March's 778)
Days on Market: 8 (up from April's 6)
Pending Sales: 566 (up from April's 508)
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
The market stats for Halifax is out for April 2024!
Average Price Point: $612,873 (down from March's $569,164)
Months of Supply: 2.1 months (up from March's 2 months)
New Listings: 703 (up from March's 468)
For Sale: 849 (up from March's 778)
Days on Market: 6 (down from March's 11)
Pending Sales: 508 (up from March's 380)
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Today's little guest spot is sharing my experience on my latest listing that sold in Halifax, 118 Sherbrooke Drive.
I find that people only see the sign go up, and the social media post that says that the house has sold for a certain amount over the asking price.
When there's a lot more to it.
So I recorded this little podcast to tell you about the selling process, that started back in November 2023, to where we get to hang the sold sign up today.
From getting the listing ready for market with
Staging Consult
Pre Inspection
Painting
Photos & Video
Social Media Content
To having the home come to the market, and the experience we had with 25 viewings, 132 open house guests over 6 hours over a 2 day period, to the amount of offers we've received and ultimately how we sold the property.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
www.infinityrealestategroup.ca
The market stats for Halifax is out for March 2024!
Average Price Point: $569,164 (down from February's $572,352)
Months of Supply: 2 months (up from February's 1.9 months)
New Listings: 468 (up from February's 380)
For Sale: 778 (up from February's 746)
Days on Market: 11 (down from February's 37)
Pending Sales: 380 (up from Februry's 325)
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
My wife Anja and I bought our first home, Murphy's Ridge, in the gaspereau valley of Nova Scotia! When we purchased it, we had planned it to be a cosmetic renovation, paint, flooring, kitchen and a bathroom updates were all we wanted to do!
Oh, we were so young and naive.
When we moved into Murphy's Ridge, it was soon abundantly clear that our first home was going to be a complete gut and remodel. Everything in the home had to be taken down to the studs and start fresh from scratch! As first time home owners, and first time renovators, we've seen it all from water damage, structure issues, burst plumbing, new heating systems, new kitchen, bathroom, and so much more!
Enjoy the podcast.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Over the last few weeks I've noticed multiple offers have come back to Halifax's real estate market with a vengance. Particularly in the first time home buyer price point of homes listed under $500,000! A semi detached home I showed a few weeks ago received 16 offers and sold for almost $100,000 over the asking price! A fully detached home I showed also received 12 offers and sold for almost $120,000 over the asking price!
As we move into the spring market, our busiest market of the year, it appears home buyers have come back to the market in significant numbers. Especially with so much speculation going on about the bank of Canada dropping interest rates this year.
From what I'm seeing, anything listed below $500,000 and you can expect to compete for the home. Listings $500-$600 are receiving multiples as well, but not to the extent of the first time home buyer price point, and the $600s and $700s may receive multiples but it entirely depends on the location, condition and price of the homes.
If you're in the first time home buyer price point, make sure you sit down with your Realtor to come up with a strategy to get you into home ownership!
Best of luck!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
New Realtors, Welcome to the indsutry! Logan Tomcik has been a licensed Realtor in Halifax since July 2020, and he's here today to talk about all things new Realtors. From our own experiences of trying to navigate the real estate industry as new agents trying to meet clients and convert sales. The thngs we've learned along the way, the mistakes we've made, and yes, those do happen! To our best advice to anyone trying to build a successful career in the real estate industry.
We hope this helps.
Sincerely,
Jason
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.com
@jasonpaulhalifaxrealtor
Logan Tomcik
902-698-2111
logan@exprealty.com
@logan.realtorbrew
The Sale of Buyers Property (SOBP) clause/condition can be attached to an offer to purchase a home when the buyer needs the money out of the sale of their old home to complete the financing/purchase of their new home. Now, this condition/clause was common throughout the years up until the 2020 real estate market when multiple offers made that particular condition extinct. Now after all of the interest rate hikes, and a slow down/cooling of the Halifax market, the real estate industry has seen a return of the SOBP clause as buyers try to move into new homes in different price points or provinces.
Richard Payne is back on the Halifax real estate podcast to help me break down the SOBP clause!
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Richard Payne
902-489-1804
richard@richardpayne.ca
www.richardpayne.ca
@halifaxhomesandlifestyles
Average Sales Price: $572,352
Months of Supply: 1.9 Months
New Listings: 380
Homes for Sale: 746
List to Sale Price: 99.7%
Days on Market: 37
Pending Sales: 325
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
In the fall of 2023 the Canadian government announced that they will be waiving GST/HST taxes on any and all new developments in Canada, in a hope to bring more supply to the market to help solve Canada's housing crisis. Travis Mills is a small developer in king's County Nova Scotia, and has over a decade of experience flipping homes, converting single family homes into multi units, and has built several apartment buildings with several more on the way. Travis is here today to break down what it's like to build an apartment building in today's market, and the impact waiving GST/HST will have on developments in Canada.
Enjoy!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Travis Mills
902-300-8948
Just outside of Halifax, in the heart of Porter's Lake Nova Scotia, is the incredible adventure getaway Porter's Peak. Featuring cabins, domes, luxury tents, hiking trails, ATV tours, paddle boarding, and kayaking, this pet friendly unplug and unwind retreat is built by Avery Birch.
Today's podcast Avery Birch is back to discuss the shift in his mindset in his short term rental business after the COVID-19 lockdowns, and how this mindset shift lead Avery to purchase 250 acres in Porter's Lake Nova Scotia to create Porter's Peak.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Avery Birch
902-266-8682
avery.birch@gmail.com
Q: When's the right time to buy a home?
A: When you're ready!!
That's the truth of it.
There's so much noise and speculation regarding real estate all the time. Interest rates up? Buy. Interest rates down? Buy. The people that bought 10 years ago didn't time the market, they bought because they had a down payment and they wanted to buy a house. That's it. If they could time the market, they'd do it again and again and again and they would sell a fucking course on timing the market on YouTube.
Do you have a down payment?
Do you have closing costs?
Do you have lawyer fees?
Do you have fees for inspections?
Do you like the lay out?
The location?
The finishes?
Can you see yourself being happy in this home?
That's. What. Matters.
Renting Vs Owning: Home equity or maintenance free? Unexpected costs or fixed monthly payments? Own your home, or fixed term leases? Matt Shallo & Matt Legatto are mortgage brokers with Mortgage Alliance in Halifax, and they're here today to discuss the pros and cons of both home ownership and renting!
Enjoy!
https://www.zumper.com/rent-research/halifax-ns
https://www.dal.ca/campus_life/residence_housing/off-campus-living/living-in-halifax/rental-costs.html
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Matt Shallo
mshallo@mortgagealliance.com
782-640-8533
@mattshallo.mortgages
Matt Legatto
mlegatto@mortgagealliance.com
902-240-3304
@mattlegatto.mortgages
Hey guys!
The market stats for Halifax for the month of January 2024 just came out today, and they make an interesting read!
Average Sales Price: $585,945.00 which is actually a $51,458.00 increase from the average sales price in December which was $534,487.00.
The months of inventory stayed the same as December at 2 months.
Halifax received 411 new listings which is up from the 159 new listings in December.
Homes for sale increased in January to 751 total units for sale from 742 in December.
List to sale price is at 99% in January, which is actually down from 100% in December.
Days on market is up almost double in January at 35 days on market, an increase from 18 days on market in December.
There are 285 pending sales in January, which is up from 196 pending sales in December.
There were 219 total sales in January which is actually down from 228 sales in December.
Jason Paul
902-220-7357
jason@infinityrealestategroup
www.infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Will the Halifax real estate market crash? Has it already crashed? Have buyers been overpaying for houses over the last 3 years to create a housing bubble that could pop at any moment? Richard Payne is back on the Halifax Real Estate Podcast with me to break down why Halifax's bubble may have already popped, why Halifax prices may have already bottomed out, and why their may not have been a bubble to begin with!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
www.infinityrealestategroup.ca
Richard Payne
902-489-1804
richard@richardpayne.ca
@halifaxhomesandlifestyles
www.richardpayne.ca
Are interest rates coming down in Canada in 2024!?! That's what Canada's economists and major banks are predicting. Andrew Hutchison, from Mortgage Architects, is back on the Halifax Real Estate Podcast to break down CIBC's predictions on interest rate decreases for 2024. We also break down the impact these potential rate decreases will have on home buyers, the overall real estate market, purchasing power and monthly mortgage payments.
Below is the link to the article we are referencing on this episode!
https://ca.finance.yahoo.com/news/interest-rate-cuts-story-2024-110046753.html?guccounter=1
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
Welcome back to the Halifax Real Estate Podcast and happy new year to you all!
Richard Payne and I are back on the podcast for our annual market review. Richard and I break down our experiences navigating Halifax's real estate market in 2023. Starting off the year hot with multiple offers on homes and rising house prices, to an injection of interest rate hikes from the bank of Canada, to the return of Sale of Buyer Property condition clauses on contracts and so much more! We also take a shot at trying to predict what will happen in 2024!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
Richard Payne
902-489-1804
richard@richardpayne.ca
Today's guest is Danielle MacLean, the owner of DCL Law in Halifax, and was selected for inclusion in Best Lawyers Canada for her work in real estate law in 2023. today we are discussing the foreign buyer ban that Canada implemented on January 1st 2023. We will be discussing what qualifies someone as a foreign buyer, the ins and outs of how the process works, and the impact its had on the real estate industry.
Please welcome Danielle MacLean!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Danielle MacLean
902-404-3150
dmaclean@dcllaw.org
In part 2 of today's podcast, I sit down with Ammanuel Shiferaw, or as he prefers to be called, Manny! Manny actually asked to come back on the Halifax Real Estate Podcast before part 1 came out because Manny and his investor partners purchased their first apartment building outside of Canada in Cleveland Ohio.
Today we're breaking down Manny's experience investing outside of Canada for the first time, what he learned along the way, and his plans to purchase more real estate in Cleveland Ohio.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Ammanuel Shiferaw
Instagram: @shifproperties
Tiktok: @mannyshif
manny@venturecocapital.com
In part 1 of today's podcast, I sit down with Ammanuel Shiferaw, or as he prefers to be called, Manny! Manny was a full time nurse and realized 1 month into his position that his career path wasn't going to help him accomplish his financial goals and started taking steps to become a real estate investor.
Manny purchased his first duplex in February 2020, and scaling up to owning 107 doors total in his portfolio. Manny now invests outside of Canada with joint venture partners and is also a host on the Refined Real Estate Podcast.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Ammanuel Shiferaw
Instagram: @shifproperties
Tiktok: @mannyshif
manny@venturecocapital.com
Today's guest is Jacob Geronimo, a real estate investor in Truro Nova Scotia. Jacob was a fulltime nurse in 2017 when he realized that his yearly salary wasn't going to help him accomplish his and his family's financial goals. Starting with Rich Dad, Poor Dad, Jacob bought his first investment property later that year and discovered the B.R.R.R.R. method. Over the last few years, he's grown his portfolio up to 12 properties since 2017.
Please welcome, Jacob Geronimo!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Jacob Geronimo
jacobgeronimo89@gmail.com
@geronimohomeprojects
Avery Birch is BACK on the Halifax Real Estate Podcast to discuss the new short term rental bylaws that passed in Halifax at the end of February 2023. Avery is the founder & CEO of Experience 365inc, which operates over 100 Airbnbs in Halifax Regional Municipality. Avery's here to discuss and breakdown the impacts these new bylaws will have on those operating short term rentals in the Halifax area.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
jasonpaulhalifaxrealtor
Avery Birch
902-266-8682
avery.birch@gmail.com
questions@365x.ca
Welcome back to the Halifax Real Estate Podcast!
Today's guest is Rylee Booroff, manager of the outreach team for Adsum Women & Children. Rylee helps those are who displaced and unhoused find short term, mid term and long term homes for families. And today we're here to have a better understanding of Halifax's housing crisis and those who are impacted by Halifax's lowest vacancy rate, and an ever increasing home and rental market.
Jason Paul
902-220-7257
jason@infinityrealestategroup.ca
jasonpaulhalifaxrealtor
Rylee Booroff
902-800-0086
rylee.booroff@adsumforwomen.org
Welcome back to the Halifax Real Estate Podcast!
Today Andrew Hutchison from Mortgage Architects is BACK to break down all things mortgage rates. Starting with the bank of Canada's statement at the end of 2021 when they said they wouldn't be looking to increase interest rates until the end of 2023!
We all know how that played out!!
Also breaking down mortgage penalties, buyer's remorse, variable rates, fixed rates, and so much more!!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Andrew Hutchison
902-240-7212
andrew@hutchisonmortgages.ca
andrew_hutchison_mortgages
We are BACK with the annual 2022 Halifax real estate market review with Richard Payne. We break down what it was like at the peak of the Halifax real estate market in the first quarter of 2022. When the average sales price grew to be more than $600,000 in Halifax, and when any single family dwelling was receiving over 30 offers to purchase that home. The impact inflation and rising interest rates had on buyers purchasing power, and the cooling effect that mortgage rates had on the market as a whole. What we're seeing now in the market with the average price point dipping below $500,000, and what we're seeing going into 2023.
Richard Payne has been a licensed Realtor in Halifax since 2012, and currently owns and operates his Halifax Homes & Lifestyles brand with EXP Realty of Canada INC.
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor
Richard Payne
902-489-1804
richard@richardpayne.ca
After over a year from a new episode, sorry about that, we are BACK with new content and a message to our audience.
In our 34th episode I sit down with Nick Davis, a mortgage broker at Premiere Mortgage, to break down the Smith maneuver. The Smith Maneuver is used to make the interest payments on your mortgage tax deductible through different means. Please welcome Nick Davis!
What you'll learn in this episode.
1.) What is the Smith Maneuver and how it works.
2.) The benefits of making for mortgage interest tax deductible.
3.) How to grow your net worth at a greater rate than your current payments.
And so much more!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor (Facebook, Instagram, Twitter, LinkedIN, Tik Tok, & YouTube.)
Nick Davis
902-414-8566
nicolas.davis@premieremortgage.ca
Mortgages_by_nick (Instagram)
In our 33rd episode I sit down with Kevin Riles, the owner of KWR Approvals Inc, a company that specializes in land development. KWR Approvals recently completed the Macintosh development in Herring cove, Nova Scotia. Kevin and I are breaking down the step by step process of developing a single lot for a home build, or an entire subdivision. Please welcome, Kevin Riles!
What you'll learn in this episode.
1.) What to look for and how to purchase a vacant lot.
2.) The step by step process in getting your unserviced vacant lot pad ready.
3.) The process behind building and developing a subdivision.
And so much more!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor (Facebook, Instagram, Tik Tok, Twitter, LinkedIn & YouTube.)
Kevin Riles
902-403-7847
kevin@kwrapprovals.com
In our 32nd episode, I sit down with my close friend, Chris Johnson. He is a first time home buyer who wants a better understanding of the home buying process, whats happening in the Halifax real estate market.
What you'll learn in this episode:
- How getting approved for financing on a mortgage works.
- What Halifax's Real Estate market looks like today
- How the home buying process works from start to finish.
And so much more.
Jason Paul
(902) 220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor (facebook, instagram, twitter, linkedin, Tiktok)
On October 20th 2021, Nova Scotia Premiere Tim Houston extended the rent cap until December 31st 2023. Mark Kennedy, a property manager from Eastbrook Property Management, and I break down the impact this announcement has on tenants and landlords in Nova Scotia.
What you'll learn in this episode.
1.) What the rent cap means for landlords trying to increase the rent of their existing tenants, and the new guidelines for evicting tenants for renovations.
2.) The impact this will have on both tenants and property owners over the next year.
3.) Tim Houston's stance that the Halifax housing crisis is a supply problem and the announcements to add more supply to the housing and rental markets.
And so much more!
Jason Paul
902-220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor (Facebook, Instagram, Twitter, LinkedIN, Tik Tok, & YouTube.)
Mark Kennedy
902-229-9356
mark@eastbrookmanagement.ca
In our 30th episode, Once again I sit down with Ian Armour, owner and operator of Refined Roofing. Ian Armour is back on the podcast to explain how a roof is supposed to function, the core assets of a roof, how to tell your roof is reaching the end of it's lifespan and so much more.
In our 30th episode we welcome back Ian Armour, owner and operator of Refined Roofing. Since opening in 2012, Ian and Refined Roofing are one of Halifax's leading roofing companies and continues to set the standard in roofing here in the HRM.
What you'll learn in this episode.
1.) How to know when your roof has reached the end of it's life span before it becomes a larger issue.
2.) How ventilation impacts your roof quality and what temperature your roof/attic should be! (Hint: it's not meant to be hot!)
3.) Questions to ask a roofing company to ensure they will do a good job and are properly trained.
and so much more!!
Jason Paul
(902)220-7357
jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor (Facebook/Instagram/Twitter/LinkedIn/Youtube)
Ian Armour
(902)790-3451
ian.armour@refinedroofing.com
@ian_armour (Instagram)
Refined Roofing
(902) 329-3053
@refinedroofing (Instagram)
https://www.refinedroofing.com/
In our 29th episode I sit down with Virginia Ward, owner and operator of Virginia Ann Interiors and one of Bower's Home Constructions home designers. Virginia was a full time teacher, but made the move into interior design in 2017 when she started Virginia Ann Interiors.
Please welcome, Virginia Ward!
What you'll learn in my conversation with Virginia.
1.) How home buyers are now moving from an open concept floor plan design, back to more of a room separated floor plan because of the impact of COVID-19 and working from home.
2.) How Virginia helps home owners define different spaces in their home and it's use.
3.) Tips and tricks to help redesign and breathe new life into your home.
and so much more!!
Jason Paul
902-220-7357
Jason@infinityrealestategroup.ca
@jasonpaulhalifaxrealtor (Facebook, Instagram, Twitter, LinkedIN, & Tik Tok)
Virginia Ward
902-220-5383
virginiawarddesign@gmail.com
@virginia.ann.interiors (Instagram)
https://www.virginiaanninteriors.com/
In our 28th episode I sit down with Yohan Peiris, owner and operate of Renewly Solar. A company in Halifax whose mission is to help homeowners make the transition from fossil fuels to solar energy for their homes. Please welcome Yohan Peiris!
What you'll learn in my conversation with Yohan.
1.) How much it costs to get solar panels hooked up onto your home so you're producing your own power.
2.) The process of what's required in order to get solar set up, and what type of house/roof works best.
3.) The financial benefit of solar vs paying Nova Scotia Power.
and so much more!!
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Facebook, Instagram, Twitter, Tik Tok, & LinkedIn)
Yohan Peiris
902-324-4023
yohan@renewly.ca
https://renewly.ca/
@renewlysolar (Facebook, Instagram, & LinkedIn)
In this meetup I sit down with guest speakers Andrew Stephens from The Stephens Team at EXIT Metro Realty, and Andrew Murray from the Leaman Murray Group at Keller Williams Select Realty in Halifax to break down all things MULTI UNITS!
What you'll learn in this episode.
1.) The criteria a real estate investor may use to determine whether or not a multi unit is a good purchase. This criteria can range from location, number of units, number of bedrooms, utilities included, and or cashflow.
2.) How the Halifax real estate market has changed for cash flowing units inside and outside of the Halifax Regional Municipality.
3.) Different investment strategies involved with multi units, whether that's a B.R.R.R.R., buy and hold, flip, whole sale, etc.
and so much more!
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Instagram, Facebook, Twitter, Tik Tok, & YouTube)
Andrew Stephens
902-471-0795
andrew@exitmetro.ca
@andrew.teamstephens (Instagram)
Andrew Murray
902-880-1490
andrew@leamanmurray.ca
Richard Payne is back on the Halifax Real Estate Podcast to break down the everyday life of a Realtor. From helping our clients in the current market, what our day to day jobs actually entail, the stigmas of our industry, work life balance and so much more. Please welcome back Richard Payne!
Richard Payne is has been a licensed Realtor in Halifax since 2012, founding and establishing his Halifax Homes & Lifestyles brand within eXp Realty.
Things you'll learn in my conversation with Richard.
1.) A closer look at what a Realtor's day to day job looks like in a hot sellers market.
2.) The difficulty in finding work-life balance when you're self employed and make a living off of commissions.
3.) Riding the roller coaster of emotions as Realtor's helping clients navigate a highly competitive market through competing offers when purchasing, trying to sell a home, and or finding a client the ideal investment property.
and so much more!
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Facebook, Instagram, LinkedIn, Tik Tok, & Twitter)
Richard Payne
902-489-1804
richard@richardpayne.ca
https://www.facebook.com/HalifaxHomesandLifestyles/
https://www.instagram.com/halifaxhomesandlifestyles/
https://www.youtube.com/richardpaynerealtor
Today's episode is all about the incredible work Habitat for Humanity Nova Scotia does to provide affordable housing to those in need in our city and province. We sit down with chair of the board of directors, Kevin Riles, to discuss how Habitat acquires the lots they build houses on, what the application process looks like for those in need of housing, how a non profit organization like Habitat raises funds to do the incredible work they do, and so much more!
What you'll learn in my conversation with Kevin.
1.) The significant impact Habitat's ReStore in Burnside has on their day to day operations through furniture donations.
2.) What the process and commitment looks like for the applicants themselves. Including mandatory volunteer hours, and costs associated with the house once they take possession.
3.) How Habitat goes about securing new lots of land, housing, and the wonderful volunteers that make this organization what it is.
And so much more!
https://habitatns.ca/
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor
Kevin Riles
902-403-7847
kevin@kwrapprovals.com
In this meetup I sit down with guest speakers Richard Payne from Halifax Homes & Lifestyles at eXp Realty, and with Rob Scanlan at Royal LePage Atlantic in Halifax to break down all things competing offers in a hot real estate market!
What you'll learn in this episode.
- How to write the most competitive offer to win the deal when you're competing against multiple others for a house.
- Bully offers. What are they, how do they work, and how to navigate them when it happens to you.
- What kind of market is Halifax currently in and how many offers on average it's taking for first time home buyers to win a deal.
and so much more!
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Facebook, Instagram, LinkedIn, Tik Tok, & YouTube.)
Richard Payne
902-489-1804
richard@richardpayne.ca
halifaxhomesandlistyles (Facebook, Instagram, & YouTube)
Rob Scanlan
902-448-7887
rscanlan@royallepage.ca
In our 25th episode, we sit down with Nicole Crane, a licensed Realtor in Halifax for over 15 years. With her experience and expertise in all things real estate in Halifax, there's no one better to discuss the importance of conditions on the Agreement of Purchase & Sale. Please welcome Nicole Crane!
What you'll learn in our conversation with Nicole.
- What conditions are on a standard Agreement of Purchase & Sale, and what they mean for your offer to purchase a house.
- How important the dates associated with each specific condition is to your individual offer, and why you have to adhere to them.
- The potential consequences of not fulfilling the agreed conditions on an Agreement of Purchase & sale.
and so much more!
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Facebook, Instagram, LinkedIn, YouTube, & Tik Tiok)
Nicole Crane
902-225-2122
nicolecrane@kw.com
In our 24th episode we sit down with Yuan He, a real estate investor in Halifax and Kentville, and the founder of the Chinese real estate investment group. Yuan's current real estate investment portfolio includes 1 duplex in Halifax, 3 duplexes in Kentville, and Yuan's looking into purchasing his first apartment building by the end of 2021. Please welcome Yuan He!
What you'll learn in our conversation with Yuan.
- What the real estate market looks like in Kentville and Wolfville markets.
- How Yuan house hacked his first investment property to turn a 1 bedroom 1 bathroom apartment into a 2 bedroom 1 bathroom apartment.
- How Yuan qualifies his investment properties using the 1% rule from Bigger Pockets and the 10% rule from Don Campbell's Real Estate Investing Canada book.
And so much more!
Jason Paul
902-220-7257
jason.paul@kw.com
@jasonpaulhalifaxrealtor.com (Facebook, Instagram, LinkedIN, Tik Tok.)
Yuan He
267-432-4928
heyuan@alumni.upenn.edu
In our 23rd episode, we sit down with Ian Armour the owner of Refined Roofing and Refined Real Estate. Ian is an avid real estate investor in Halifax, purchasing his first investment property in north end Halifax 4 years ago, and converting a single family home into an up down duplex. Since than Ian has clipped condos, single family homes, has whole sold some homes, and moved into joint ventures in the Halifax and Truro market.
Please welcome Ian Armour!
What you'll learn in our conversation with Ian.
- The process of converting a single family home into a two dwelling.
- How to use the Purchase + Improvements mortgage to your advantage.
- Taking on larger projects for flipping whether that's single family homes, condos, or homes outside of your geographic farm.
And so much more!
Ian Armour
902-790-3451
ian.armour@refinedroofing.com
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Facebook, Instagram, Twitter, LinkedIn, & Tik Tok.)
Hey!
The Halifax Real Estate Podcast MEETUP! Is a monthly event that I host on meetup.com It's a place for listeners and guests of the podcast to connect and for listeners to get their questions answered about the Halifax Real Estate market, as well as real estate in general.
Fair warning: We tried our best to polish the audio file up as best as we could, but with these zoom meetings the guests are typically on computer microphones, and there's only so much that can be done with these types of audio files.
If you're interested in joining the meetups, you can find the group in meetup.com by searching Halifax Real Estate Podcast MEETUP!, or follow my Instagram account @jasonpaulhalifaxrealtor to stay up to date on all things podcast and meetups.
Thanks again, bye!
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Facebook, Twitter, Instagram, LinkedIn, & Tik Tok.)
In our twenty second episode, we sit down with licensed Realtor, co owner and team leader of the Leaman Murray Real Estate Group at Keller Williams Select Realty in Halifax, Nova Scotia. With over ten years experience as a licensed Realtor, Andrew can give some fascinating insight into the condo market in Halifax. Please welcome Andrew Murray!
What you'll learn in our conversation with Andrew.
- What to look for in any condo you're thinking about buying.
- What are special assessments, reserve funds, condo documents, and condo meeting minutes and why it's crucial to review those documents before purchasing a condo.
- What are condo fees, what they cost, and how they vary from building to building.
And so much more!!
Andrew Murray
902-880-1490
andrew@leamanmurray.ca
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Instagram)
@jasonpaulhalifaxrealtor (Facebook)
@jasonpaulhalifaxrealtor (LinkedIn
@jasonpaulhalifaxrealtor (Twitter)
@jasonpaulhalifaxrealtor (TikTok)
In our 21st episode we sit down with Cameron Catsburg of HINAS Properties, founded by Cameron and his fiancé, Kaileigh van den Berg, to discus how they've built their real estate investment portfolio to include 3 B.R.R.R.R. (Buy, Renovate, Rent, Refinance, Repeat) properties, and 1 Airbnb over the past 2 years. Please welcome, Cameron Catsburg!
What you'll learn in our conversation with Cameron.
- The criteria Cameron and Kaileigh look at when assessing whether a property makes sense for a B.R.R.R.R. investment strategy.
- How they've renovated an up down duplex and turned a rooming house into a three unit triplex in Halifax.
- How they were able to use B.R.R.R.R. to purchase their dream home and turned the basement into a gorgeous Airbnb that adds additional cashflow.
- How they've overcome set backs throughout their investment journey whether that was through purchasing a property, working with a bank on refinancing, and or the construction/renovation process itself.
And so much more!
Cameron Catsburg & Kaileigh van den Berg
hinasproperties@gmail.com
@hinasproperties (Instagram)
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Instagram)
@jasonpaulhalifaxrealtor (YouTube)
@jasonpaulhalifaxrealtor (Facebook)
@jasonpaulhalifaxrealtor (Twitter)
@jasonpaulhalifaxrealtor (TikTok)
In our twentieth episode we sit down with Scott Gannon, founder and wealth coach of Scott Gannon Financial Inc. Scott's business works best with business owners and real estate investor's using a unique method to add return on investment to existing business or real estate investments called the infinite banking tool, or become your own banker strategy.
Please welcome Scott Gannon!
What you'll learn in our conversation with Scott.
- How a specifically built life insurance policy can be your pathway to financial freedom.
- How to use this tax free cash flowing asset to build wealth through real estate investing, stocks, and other means.
- How the life insurance policy works, the rules applied, and how to go about getting your own policy built.
And so much more!
Scott Gannon
902-478-2620
scott@scottgannon.com
www.scottgannon.com
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Instagram, Facebook, Twitter, LinkedIn, Tiktok, & YouTube)
In our nineteenth episode we sit down with Cory MacNutt, founder and owner of Atmosphere Comfort. A business that specializes in residential and commercial heating and air conditioning sales and services. With out 20 years of experience in his industry, Cory is the perfect guest to break down the different types of heating systems available, as well as explain how you can help make your home more energy efficient. Please welcome Cory MacNutt!
What you'll learn in our conversation with Cory.
- What geothermal is, how it works, and how applicable it is in Halifax.
- The subtle but significant differences between oil, propane, and natural gas.
- The impact insulation can have on the heat loss in your home.
And so much more!
Cory MacNutt
902-497-8865
cory@atmospherecomfort.com
Jason Paul
902-220-7357
jason.paul@kw.com
@jasonpaulhalifaxrealtor (Instagram)
@Jason Paul Halifax Realtor (Facebook)
@Jason Paul Halifax Realtor (LinkedIN)
@Jason Paul Halifax Realtor (YouTube)
@jasonpaulhalifaxrealtor (TikTok)
In our eighteenth episode we sit down with Tom Gerard of Keller Williams Select Realty's commercial real estate team. With over 30 years of commercial real estate brokerage experience in the Halifax market place. Tom Gerard has successfully completed over $500 million of investment property sales in Atlantic Canada. Making him and his team one of Atlantic Canada's top commercial real estate brokers, please welcome Tom Gerard!
What you'll learn in our conversation with Tom.
- The current climate of the commercial real estate market in Halifax after COVID-19.
- The subtle but significant differences in the roles of commercial Realtors and residential Realtors in Halifax.
- The impact of the 2% rent cap on the real estate investors in Halifax.
And so much more!
Tom Gerard
902-830-1318
tomgerard@kwcommercial.com
In our seventeenth episode we sit down with Curtis Lord, the business development manager at Airtight Spaces of Tate Engineering. Airtight Spaces uses an innovative technology called Arrow Barrier, an automated envelop sealing technology, to make homes and commercial spaces more energy efficient and more comfortable by sealing gaps and holes that air can leak out of.
Please welcome Curtis Lord!
What you'll learn in our conversation with Curtis.
- What air changes are and the impact they can have on the heating bill in your home.
- How Airtight Spaces uses an innovative technology to seal the holes in your home that allows hot air to leave.
- The impact air changes are having on future home inspections, occupancy permits, and the residential housing sector as a whole.
and so much more!
Curtis Lord
902-817-1561
curtis@tateengineering.com
@airtightspaces (Instagram)
@Airtight Spaces (LinkedIN)
@Airtight Spaces (Facebook)
In our sixteenth episode we sit down with David Dawood, owner and operator of Abacus Residential Appraisals. With a background of flipping homes, and founding Abacus Residential Appraisals in 2013, David is a recognized expert in the field of real estate appraising. Please welcome David Dawood!
What you'll learn in our conversation with David.
- How the appraisal process works.
- What are the definitions of value in real estate.
- What your biggest R.O.I. is when doing renovations to your home.
And so much more!
David Dawood
902-449-7215
david@abacusappraisals.ca
In our fifteenth episode, we sit down with DC Woodworks very own Denika Coakley. A carpenter and influencer by trade, an entrepreneur at heart. After building her successful custom furniture business for the past 5 years, Denika saw an opportunity to move into house flipping at the start of COVID-19. Denika put it all on the table when she refinanced her home, using the gained equity and savings to go for the first successful flip of her career. Please welcome Denika Coakley!
What you'll learn in our conversation with Denika.
- What criteria Denika was looking for in her first investment property.
- An understanding of the timelines and holding costs that you can expect when flipping a home.
- The amount of money that Denika put into her first flip before it sold.
- How much Denika was made to make on her first flip after all expenses.
And so much more!
You can watch the whole story unfold on Denika's YouTube channel, DC Woodworks over 8 episodes as well!
Denika Coakley
dcwoodworks902@gmail.com
Instagram: @dc_woodworks
YouTube: DC WOODWORKS
In our fifteenth episode, we sit down with Avery Birch, founder of 365 Experience Inc. After renting out his spare bedroom in the summer of 2017 and seeing how much revenue one AIR BNB could make, Avery decided to see how far this business could take him. His company, 365 Experience INC, now manages and operates over 50 AIR BNB's throughout Halifax. Please welcome, Avery Birch!
What you'll learn in our conversation with Avery.
- How much projected revenue a typical AIR BNB in Halifax can make if the location is right.
- The daily operations of a typical AIR BNB.
- What to do to get the most bang for your buck on your AIR BNB through creative staging.
And so much more!
Avery Birch
902-266-8682
avery.birch@gmail.com
In our twelfth and final episode of 2020, we sit down with Richard Payne to discuss all that happened with the real estate market in 2020. Richard Payne has been a licensed Realtor in Halifax since 2012 when he founded his Halifax Homes & Lifestyle brand.
What you'll learn in our conversation with Richard.
- How COVID-19 impacted the real estate market in Halifax.
- When Halifax's hot sellers market started, and how it's only gotten hotter in 2020.
- What it's like to buy or sell a home in Halifax right now.
- Predictions for 20201.
Richard Payne
902-489-1804
richard@richardpayne.ca
https://www.facebook.com/HalifaxHomesandLifestyles/
https://www.instagram.com/halifaxhomesandlifestyles/
https://www.youtube.com/richardpaynerealtor
In our eleventh episode, we sit down Aaron MacDonald, an insurance agent at AllState insurance since 2015. Aaron shares his wealth of experience and expertise with helping his clients get the best insurance packages and helps us get a more comprehensive understanding of the benefits of home insurance and how the process works.
What you'll learn in our conversation with Aaron.
-The benefits of getting home insurance on your home or investment property.
-How insurance companies view different kinds of homes for insurance whether it's new construction, resale, or a condominium.
-How the process works and what's required to get approved for home insurance.
Aaron MacDonald
902-226-6606
aaron.macdonald@allstate.ca
In our tenth episode, we sit down with Andrew Hutchison. As a mortgage broker at Mortgage Architects, Andrew's experience in mortgage financing and housing costs makes him the ideal person to discuss what happens when someone uses their maximum spending power to purchase a home.
What you'll learn in our conversation with Andrew.
- What it means to be house poor
- What expenses are not typically taken into account when you are giving your pre-approval amount by your lending institution.
- The potential impact in rising mortgage rates over the next five years and the effects on today's historic low interest rates.
Andrew Hutchison
902-240-7212
andrew.hutchison@mtgarc.ca
@hutchison.mortgages (Instagram)
@hutchisonmortgages (Facebook)
In our ninth episode, we sit down with Marty Crouse, a private lender who specializes in helping people obtain financing through private lenders. Marty has been in the financial industry for over 20 years and made the move into the private lending sector when he founded Phoenix Financial in 2012.
What you'll learn in our conversation with Marty.
-What is private lending and how it works.
-What the typical terms and conditions of a deal with Marty looks like.
-The type of criteria that Marty looks for in people before agreeing to finance them.
-How you can get involved as either someone who needs financing, or as an investor.
Marty Crouse
902-225-4575
mcrouse@phoenixfinancialinc.net
In our eighth episode, we sit down with Tyler Sellars, a professional real estate investor who specializes in the buy and hold investment strategy. Tyler began his journey as a real estate investor when he purchased his first income property in October 2018. Tyler has since gone on to expand his portfolio to 8 different properties, with his latest purchase a 28 unit dwelling in November 2020.
What you'll learn in our conversation with Tyler.
- How the buy and hold strategy works and how it can be implemented.
- What is cash flow and what that means for your investment property.
- How Tyler went from a $40,000 salary at a company to operating and building his own business.
And so much more!
Tyler Sellars
902 209 8873
tyler@tylersellars.com
Tyler's top 3 Real Estate Investment Podcasts:
1.) The Andrew Hines Real Estate Investing Podcast
2.) Investing In Real Estate With Clayton Morris
3.) BiggerPockets Real Estate Podcast
In our seventh episode, we sit down with Bob Mathers about his experience moving from Ontario to Nova Scotia. The large and subtle differences between the two provinces that Bob and his wife have noticed since making the move, and what's made them fall in love with the their new home in Nova Scotia.
In our sixth episode, we sit down with the good doctor himself, Derek Hale! Derek and his wife Kara are the owners and operators of The Septic Doctor, founded in 2016 and based in Brookside Nova Scotia. Derek and his team offer full septic inspections, dye testing, locations, installations, and repairs.
What you'll learn in our conversation with Derek.
-What happens when you get your septic system inspected.
-What happens if you have a failed system inspection and the implications involved.
-Signs that your septic system is leaking.
-How to take care of your septic system so that it works for it's entire life span.
Derek's years of first hand experience and knowledge dealing with all things septic systems make him the ideal guest for our show.
Derek Hale
902-830-1414
thesepticdoc@gmail.com
https://www.facebook.com/Septicdoctorhalifax
https://www.septicdoctor.ca/
In our fifth episode, we sit down with Stephen Thompson, owner of Thompson Inspections. Stephen is a registered home inspector with the Canadian Association of Home and Property Inspectors (C.A.H.P.I.) and has received formal training through Carson Dunlop, one of the most respected names in the professional home inspection industry. S
What you'll learn in our conversation with Stephen.
- What a home inspector looks for when they're inspecting any home.
- Whether it's worth it to inspect a condo, and new home construction.
- Signs of water damage, cracked foundations, and other clues of decay to look for when walking through a home.
- Whether it's a good thing to have your home pre-inspected before selling.
Stephen brings more than 33 years of experience in engineering, construction, project management and quality assurance and has built or renovated several homes. In addition to his knowledge as a home inspector, Stephen is also a certified radon measurement technologist, a level 1 certified Infrared thermographer and a level 1 WETT certified Inspector for wood burning appliances.
Stephen Thompson
902 209 3677
info@thompsoninspections.ca
https://www.facebook.com/ThompsonInspections
https://thompsoninspections.vistaprintdigital.com/
In our fourth episode, we sit down with Trevor Kennedy, owner and operator of Eye Capture Images Photography in Halifax since 2012. Trevor and his business specializes in capturing architecture, interior, and commercial spaces.
What you'll learn in our conversation with Trevor.
- How important photography is in the home selling process.
- What a photographer looks for when capturing homes in their best light.
- Tips for getting the best out of your home shoots.
- The benefits virtual tours can have in selling your home in 2020.
Trevor has been capturing the world of homes in their best light for years now. With years of professional experience under his belt, Trevor is the best guest to speak on the powerful impacts a good photographer can have when presenting homes in their best light before they hit the market.
Trevor Kennedy
902-830-2668
tkennedy@eyecaptureimages.com
https://www.eyecaptureimages.com/
https://www.facebook.com/EyeCaptureImages
https://twitter.com/EyeCaptureImage
https://www.youtube.com/user/EyeCaptureImages
https://www.instagram.com/eyecaptureimages/
https://www.flickr.com/photos/eyecaptureimages
In our third episode, we sit down with Lori Butler, owner of Upstaged Home Staging & Redesign. Lori has been redesigning and staging family and friends homes for most of her life and made the natural progression of turning her passion into a business in 2017.
What you'll learn in our conversation with Lori.
- The best things you can do to get your home ready for the market, that will help it sell for more money, in the least amount of time.
- Your homes power rooms, what they are, and how getting them staged properly can make a large impact on all buyers that come through your home.
- The subtle but significant differences between designing your home to live in, and staging your home to sell.
- What buyers tend to look for, and what they'll notice when walking through your home.
- The cheapest tips you can use to help your home sell, with the greatest return on investment.
Lori has been staging and redesigning family and friends homes for most of her life. With her years of knowledge and firsthand experience, Lori is the perfect guest to speak on the powerful impact staging can have on your home selling experience when you're getting ready to put your home on the market.
Lori Butler
(902)-476-1248
loributler@upstagedhomestaging.ca
(Facebook) Upstaged Home Staging & ReDesign
(Instagram) @upstagedhomestaging
https://www.upstagedhomestaging.ca/
In our second episode 2, we sit down with Richard Bureau, name partner of Morris Bureau Barrister's & Solicitors law firm in Halifax to discuss a real estate lawyers role throughout the buying and selling experience.
What you'll learn in our conversation with Richard.
- What a lawyer's role is through the buying & selling process
- How your lawyer protects you and your best interests
- Restrictive Covenants
- Investment Properties
- Closing Day Experiences
Richard has been a real estate lawyer for the past 35 years, founding Morris Bureau Barristers & Solicitors in 1991. With his vast knowledge and experience as a real estate lawyer, and litigator, Richard is the perfect guest to speak on the lawyer's role throughout a real estate deal.
Contact Richard
902-456-6071
richardbureau@morrisbureau.com
In our inaugural episode we sit down with mortgage broker Brad Wadden to discuss the fundamentals of a mortgage and what you need to qualify for a mortgage a today's rates.
What you'll learn in our conversation with Brad.
- What is a mortgage
- What is equity
- High Ratio vs. Conventional mortgages
- Down Payments
- Closing Costs
- Nova Scotia's Down Payment Assistance Program
-What a mortgage broker's role is
Brad has been working in the mortgage industry since 2001. Starting with H.S.B.C. until 2007 when he became an owner and operator of The Mortgage Center on the St Margaret's Bay Road in Halifax, Nova Scotia.
Contact Brad
902 880 5257
bradwadden@bradwadden.com