Nitty Gritty Real Estate: Recent Episodes
nittygrittyrealestate
Before we became agents, we always felt in the dark with the real estate process. It is our goal to demystify all the moving parts of real estate by bringing our 40 years of collective experience with stories, guests, and real market data to the home buying, selling, and investing process.
The most impactful changes in the real estate industry has just taken place. Heather Oloboni and Joe Brown discuss the Sitzer/Burnett class-action lawsuit and its sweeping implications. Learn about how the Missouri Supreme Court’s decision affects buyer representation, seller disclosures, and the way real estate agents get compensated. This episode offers a breakdown of the lawsuit, how it changes buyer-seller relationships, and what it means for agents and clients moving forward. Whether you're a buyer, seller, or real estate agent, understanding these new rules is crucial.
Timestamps: 00:00 - Introduction: Major Industry Changes
01:05 - Sitzer/Burnett Class Action Lawsuit Overview
02:15 - The End of Cooperative Compensation in Real Estate
03:40 - How Buyer and Seller Representation is Changing
05:20 - What Buyers Need to Know: The Buyer Broker Agreement
06:35 - Impact on Agents: New Rules and Negotiation Skills
08:10 - Open Houses: What Buyers Should Be Aware Of
10:00 - Agency: Seller, Buyer, and Limited Dual Agency Explained
12:00 - Why Asking Questions is Critical for Buyers and Sellers
15:30 - How Agents Should Prepare for the Changes
18:15 - What This Means for the Future of Real Estate
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Alicia Sanchez and Heather Oloboni get into the 2024 market, with a focus on one of the hottest topics for today's buyer: affordability. Together, they explore the current housing market challenges, particularly for first-time homebuyers, including issues like rising prices, limited inventory, and high interest rates. They also touch on the struggles faced by sellers, such as accurately pricing homes and dealing with solar leases. If you're a buyer or seller trying to navigate the 2024 real estate market, this episode is packed with insights and practical advice.
01:10 - Affordability Challenges for First-Time Buyers
02:38 - How HOA Fees Affect Affordability
03:50 - The Impact of Interest Rates on Buying Power
05:15 - The Struggle for Move-Up Buyers
07:25 - Why Waiting for Interest Rate Drops May Not Help
09:45 - Sellers Overpricing Their Homes
11:15 - The Impact of Solar Leases on Selling Homes
12:45 - The Hidden Costs of Homeownership
14:30 - Final Advice for First-Time Buyers
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Welcome to the world of vacation rentals! This week we discuss the top five features that make a vacation property desirable for both consumers and investors. Whether you’re considering turning your home into an Airbnb or looking to invest in a vacation property, Alicia Sanchez from the TJK Team shares invaluable insights into what to look for, from local attractions to unique property features. We’ll explore why understanding your market and tailoring your property to attract the right clientele can make all the difference in maximizing your rental’s success.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Alicia Sanchez- alicia@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Getting into buyer agency. The Alicias (Alicia Sanchez and Alicia Frits) break down the entire process of what it means to have a buyer's agent in your corner, from handling paperwork to keep you legal and timelines to ensuring that every aspect of the transaction is managed efficiently and lose earnest money. We also cover the importance of appraisals, repairs, and the final walkthrough to ensure you move into your new home without any surprises. Whether you’re a first-time homebuyer or looking to understand the intricacies of buyer agency, this episode is packed with valuable insights.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
How much do you understand about hiring an agent? In this episode we cover the important aspects of buyer agency, or employment agreement, with our guest, Jill Paddock. We discuss the key steps in the homebuying process, from the initial buyer consultation to making offers, and the crucial role of inspections. Jill shares her expert insights on how a buyer's agent can effectively advocate for their clients, ensuring that the homebuying journey is smooth and successful. Whether you're a first-time homebuyer or looking to brush up on your real estate knowledge, this episode is packed with valuable information.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
We conclude our series on how listing agents help sellers with Tom Krieger sharing his 40+ years of experience. We dive into the intricacies of managing contracts, orchestrating various parties involved, handling inspections and appraisals, and ensuring a smooth process. Learn the essential steps and strategies that make a successful way to sell your house.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
We continue our series on how agents effectively represent sellers in part 3 of hiring an agent to sell your house. Tom Krieger shares his extensive insights and experience in the real estate industry, focusing on the importance of effective communication, managing showings, understanding offers and explaining the terms to the seller, and ensuring secure and accurate documentation. Learn the key responsibilities of a real estate agent and how they add value to the selling process while protecting their clients.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In today's episode, we delve into the second part of the ways listing agents provide value to their sellers. Join Jill and Tom as they continue to share their insights and expertise on crucial aspects like disclosures, property inclusions, managing tenants as needed, and effective marketing strategies. Learn how top agents ensure the best possible outcomes for their clients.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Why would you want to hire an agent to sell your house? Jill Paddock talks with Tom Krieger, the team lead, about the top ways real estate agents add value for their clients, particularly sellers. Learn in this part 1 of a 4 part series the crucial steps involved in property valuation, navigating disclosures, setting expectations, marketing properties, and understanding complex legal aspects. This episode is a must-watch for anyone considering selling their property and wanting to understand the value a skilled agent can bring to benefit you in selling your house.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
We welcome back Joseph Jex, a Dave Ramsey-trained financial coach, to discuss the top three financial pitfalls and how to avoid them, ensuring a path to financial stability and freedom.
Joseph offers expert advice on mitigating student loans, managing credit responsibly, and the smart approach to car payments. Discover practical tips that cater specifically to millennials and others striving for financial security, and learn how to enjoy life without the burden of debt.
Want a free consultation with Joseph Jex? Reach out to him here: https://www.ramseycoach.com/jexifiedcoaching
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
You gotta start these essential strategies for achieving financial freedom if you haven't already! Join Heather Oliboni and special guest Joseph Jex, a Dave Ramsey-trained financial coach, as they explore effective ways to own your money and your financial independence.
In this episode, Joseph shares his journey from Alabama to financial coach, his personal insights on avoiding debt, and practical steps to financial freedom that everyone can apply. Learn about the emotional impact of money, the pitfalls of credit dependency, and the importance of a tailored financial plan.
Want a free consultation with Joseph Jex? Reach out to him here: https://www.ramseycoach.com/jexifiedcoaching
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
The market is still in an interesting place and why we are discussing current market dynamics, pricing trends, and what buyers and sellers need to know in this evolving landscape.
In today’s episode, we unpack the intricacies of the current housing market including days on market, median sales prices, and strategies for negotiating property prices. We also explore how historical data from previous years impacts current market expectations and how buyers and sellers can navigate these changes intelligently.
Apologies for the audio quality in this episode- we had technical difficulties with our recorder 😭
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In this episode we dissect the challenges and strategies around property pricing in the ever-evolving market of 2024. With industry insights straight from MLS, our experts dive into the current trends and forecast the future dynamics that could influence real estate decisions.
In this episode, we're joined by seasoned real estate professionals who discuss the implications of recent market fluctuations on property pricing. They provide a comprehensive analysis of how sellers and buyers are adjusting their expectations, not only in Tucson, but nationwide as well. The conversation covers the impact of economic changes on real estate values, the role of historical data in setting prices, and practical tips for navigating the market whether you're buying, selling, or just keenly observing.
Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com
Want to discuss possibilities with Tom directly? Email him: tom@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In Arizona we're seeing so many changes with the 55+ communities and the impact of economic factors on senior living choices. Our host, Jill Paddock, and team lead Tom Krieger, discuss the current state of the real estate market for seasoned citizens. Since we are a destination state, we particularly focusing on the decisions surrounding snowbird homes and the viability of maintaining secondary residences amidst rising costs.
This episode addresses the challenges faced by residents of 55+ communities due to inflation and fixed incomes, exploring alternative living options like short-term rentals versus traditional homeownership. Come explore this interesting info dump for our age advanced folks!
Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com
Want to discuss possibilities with Tom directly? Email him: tom@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Top Tucson agent, Jill Paddock gives us some alternative ways to buy a home, sharing invaluable insights into navigating the 2024 real estate market, especially for first-time homebuyers. Despite rising prices and fluctuating interest rates, there are still avenues open for those eager to make their first foray into homeownership. This episode exposes various innovative and practical strategies to help new buyers overcome affordability barriers, including co-buying with trusted individuals, exploring duplex opportunities, leveraging ADUs (Accessory Dwelling Units), and more.
From understanding the potential of multi-generational living to the nuances of investing in land with prefabricated homes, we cover the spectrum of options that can transform the dream of homeownership into reality. Whether you're considering a traditional path with a creative twist or looking to pioneer in uncharted territories like box homes and off-grid living, this discussion provides a roadmap to making informed, financially savvy decisions in this wild 2024 real estate market.
Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Welcome to the innovative world of alternative housing solutions with Tom Krieger, a 45+ year real estate veteran and head of the TJK team. We explore the fascinating realm of Accessory Dwelling Units (ADUs) and beyond. In this episode of the Nitty Gritty of Real Estate Podcast, we demystify the concept of ADUs, tiny homes, modular homes, and the cutting-edge 3D printed homes, shedding light on how these out-of-the-box living solutions are reshaping the landscape of affordable and sustainable housing. From understanding zoning laws to the practicalities of setting up utilities in remote locations, this discussion is packed with invaluable insights for anyone considering an unconventional living space. Whether you're seeking solitude, a family longing for communal living, or a homeowner contemplating additional income streams through ADUs, this episode offers a comprehensive guide to making informed decisions and navigating the intricacies of modern housing trends.
Want to chat with us about ADU's and future living arrangements? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In this episode, we lean on the expertise of Eric M. Schroeder, President of Fidelity National Title Southern Arizona to unraveling the mechanisms behind property title theft and how to safeguard your assets. We expose the nuances of how criminals manipulate real estate transactions to illicitly gain from property sales, posing as legitimate owners. With technology pushing the boundaries of convenience at the cost of security, learn the critical importance of vigilance and the steps you can take to protect your property from being a target. From recognizing red flags to the role of technology and (potentially) AI in facilitating fraud, this episode equips you with the knowledge to navigate the real estate market safely. Join us in exploring preventative measures, the pivotal role of human verification, and the future of combating title fraud in an increasingly digital world.
Want to chat with us about fraud and how to better protect yourself? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Embark on a journey into the future of home buying in 2024 with Alicia Sanchez and Roman Lopez from Ferrari Mortgage, as they navigate the intricacies of securing a loan in an ever-evolving market. This episode delves deep into the expected market trends, the influence of interest rates, and the Federal Reserve's pivotal decisions that could reshape the landscape for first-time buyers. Whether you're a potential homebuyer sitting on the sidelines or an industry professional seeking insights, this discussion offers a comprehensive look into preparing for the market's uncertainties and opportunities. Join us as we explore practical advice for first-time buyers, the significance of timing in the market, and real-world success stories that illuminate the path to homeownership.
Want to chat with Roman Lopez with Fairway Mortgage NMLS# 1653442 about preparing to buy a home? Reach out!
Roman Lopez- 520-585-6484 | roman.lopez@fairwaymc.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In our new segment, "Behind the Sign," we hear the real stories from real estate agent, Melissa Preciado, a dynamic Realtor® based in Tucson, Arizona. In this candid conversation, Melissa shares her journey from military brat to real estate maven, revealing the highs and lows of the industry, personal growth, and the power of resilience. Whether navigating market shifts or balancing professional and personal life, Melissa's insights offer a wealth of knowledge for anyone looking to understand the true essence of a career in real estate. Join us as we uncover the dedication, challenges, and victories that shape a successful agent's career, offering an invaluable perspective for current and aspiring real estate professionals.
Want to talk to Melissa Preciado with Tierra Antigua Realty, about her experiences? Reach out- (520) 631-7131 | @melissathetucsonrealtor
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Explore Tom Krieger's extensive 40-year journey in the real estate industry on the Nitty Gritty of Real Estate Podcast. From his roots in the building trades to establishing a family-like real estate team, Tom shares his experiences, challenges, and successes. This episode unveils the significance of team dynamics, investment strategies, and creating generational wealth in real estate. Millennials looking to navigate the real estate field will find Tom's insights particularly valuable as he highlights the importance of working in an environment that values education, growth, and a sense of community. Learn how to build a rewarding real estate career that aligns with your personal and professional aspirations from someone who has lived it.
Want to talk to Tom Krieger about his experiences? Reach out- tom@thetjkteam.com | 520.907.5305
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In this episode we explore Alicia's journey from Phoenix to Tucson, her transition from property management to becoming a shining star agent. Discover the pivotal moments that led her to a career in real estate, her passion for helping people during significant life changes, and the mentorship and team structure that fueled her decision. Alicia shares insights into overcoming challenges, leveraging team resources for growth, and the importance of starting your journey in real estate with the right support. Whether you're contemplating a career in real estate or looking to gain insights from a fresh perspective, Alicia's story is sure to inspire.
Be sure to follow Alicia on social media:
Instagram: https://www.instagram.com/alicia.azrealty/
Tiktok: https://www.tiktok.com/@aliciasanchezrealty
Email: alicia@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Join us on a journey through the eyes of Daniel Strickler, a dedicated agent on the TJK team with Keller Williams Southern Arizona. In our special segment, "Get to Know the Team," Daniel shares his transition from a small-town upbringing to navigating the complexities of the real estate industry. Discover how Daniel's family influence, his initial steps into real estate, the challenges of going solo, and the decision to join a team shaped his career. Gain insights into the importance of team support in real estate, investment learning, work-life balance, and the fun aspects of being part of a dynamic team. Whether you're a budding real estate agent or just curious about the industry's inner workings, this episode offers a unique perspective on the life and decisions of a real estate professional.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
We sit down with our very own Jill Paddock from the TJK team for an intimate conversation about her unexpected journey into real estate. Beginning her career as a teacher, Jill navigates through personal challenges and career transitions, ultimately finding her path in the real estate industry. This episode dives deep into Jill's personal and professional growth, her experiences with different teams, and how joining the right team transformed her approach to real estate. From learning the importance of building client relationships to exploring investment opportunities, Jill's story is a testament to perseverance, adaptability, and the power of supportive teamwork. Whether you're considering a career in real estate or looking for inspiration to navigate your professional journey, Jill's story offers valuable insights and encouragement.
Want to talk to Jill Paddock about here experiences? Reach out- jill@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In this thought-provoking episode, we go into the sensitive yet crucial topic of estate planning and its impact on real estate. Hosted by Joe Brown and Heather Oliboni, this episode explores what happens to a parent's house after they pass away. We explore the intricate process of handling property inheritance, including the legalities, emotional challenges, and practical steps involved. This episode is particularly relevant for the millennial generation, who are on the cusp of witnessing one of the largest wealth transfers in history. We also discuss various options for inherited properties, such as selling, renting, or moving in, and the importance of preparing wills and trusts. This comprehensive guide is invaluable for anyone navigating the complex journey of estate management and real estate inheritance.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
This podcast is not only helpful for those in the throws of making a decision to buy in a 55+, but it's also for those looking to understand when it's time to move into an assisted living facilities. Not to mention, for those millennials and Gen x'ers who are looking for those warning signs of their aging parents. In this episode, Tom Krieger, an experienced Realtor®, delves into the unique considerations of buying in 55+ communities, focusing on the popular retirement destinations of Arizona and Florida. We'll explore critical factors like healthcare, cost of living, climate, and amenities that influence the decision of where to retire. Additionally, Tom provides valuable insights into knowing when it's time to transition from a traditional home to assisted living and how to prepare for this significant change. Whether you're considering a move to a 55+ community, or if you're helping a loved one with their transition, this episode is packed with essential information to guide you through these important decisions.
We are an open book, so if you have questions for Tom on one of his specialties, feel free to reach out.
Tom Krieger- 520.907.5305 |Tom@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In this episode of the Nitty Gritty of Real Estate Podcast, we explore the crucial topic of affordability versus wants and needs in the home buying process. Join Heather Oliboni and our Realtor® guest Alicia Sanchez, as they discuss how the real estate market has evolved over the past decade, especially post-recession and in the wake of COVID-19. This episode sheds light on what affordability really means in today's market, discussing the impact of interest rates, home values, and average salaries on purchasing power. We dive into the reality of current housing options in Tucson, contrasting them with buyers' expectations shaped by past market conditions. Whether you're a first-time buyer or looking to understand market dynamics, this episode offers valuable insights, practical advice, and a realistic perspective on achieving your homeownership goals in the current economic landscape.
We discussed the Buying vs Renting podcast, so, as promised, here is your link: https://youtu.be/Md0NDF7rfzQ
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
The tough, pressing issues facing today's homebuyers... In our latest episode, we tackle a significant concern: the millennial fear of missing out in the ever-changing real estate market. Join us as Alicia, our esteemed number two buyer's agent, shares her insights and strategies to help millennials navigate these challenges. We discuss the rising interest rates, down payment assistance options, and the impact of student loan forgiveness programs on home purchasing power. We also explore new construction incentives and the post-COVID real estate landscape. Whether you're a millennial buyer feeling left behind or just interested in the current real estate trends, this episode offers valuable guidance and hope in today's market.
Here is the link to AZ student loan forgiveness program: https://azgrants.az.gov/
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Tom Krieger- 520.907.5305 | tom@thetjkteam.com
Alicia Sanchez- 520.341.2926 | alicia@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Welcome to the world of credit myths and realities, especially when it comes to home buying! 🏠💳 Join us as we sit down with expert loan officer, Seanna Cormier who unravel the truths about credit checks, their impact on your credit score, and strategies for improving your overall credit health.
From hard and soft credit inquiries to dealing with collections and improving your credit score effectively. 🌟 Whether you're a first-time homebuyer or looking to improve your credit for a future purchase, this episode is packed with valuable insights and practical advice.
Tune in to debunk common credit myths and empower yourself with knowledge with us. Don't let credit fears hold you back – let's explore how you can navigate the credit landscape with confidence!
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net
Or reach out to Real Estate Expert, Jill Paddock- 520.391.7529 | jill@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Welcome to another episode of the Nitty Gritty of Real Estate podcast, where we unravel the complexities of mortgage lending and discuss the trending topics that homebuyers and sellers are buzzing about. In this informative session, we're joined by Seanna Cormier from Guild Mortgage, who sheds light on the often-confusing topic of mortgage buy downs.
What We Cover:
- What exactly is a buy down and how does it affect your interest rate?
- The real cost of points and how they translate to interest rates.
- Deciphering between temporary and permanent buy downs - which one is right for you?
- The importance of recapture rates and finding your break-even point in a buy down scenario.
- The role of seller concessions in reducing your interest rates without out-of-pocket expenses.
- How market predictions for 2024 could influence your decision on buy downs.
- Special considerations for teachers, military personnel, and others with predictable pay scale increases.
📊 Seanna Cormier brings her expertise to the table, explaining the nitty-gritty of buy downs in a way that's easy to understand. Whether you're a seasoned homeowner or a first-time buyer, this episode is packed with insights to help you navigate the current market shifts and make informed decisions about your mortgage.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Join top real estate agent, Jill Paddock and mortgage expert Seanna Cormier from Guild Mortgage as they unravel the intricacies of down payment assistance programs. Whether you're a first-time buyer or looking for more affordable housing solutions, this episode sheds light on how these programs can propel you towards homeownership. Delve into various program structures, understand their impacts on interest rates, and discover how you can find the right fit for your home buying journey.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team, or Jill Paddock. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net
If you have real estate questions, reach out to Jill Paddock: 520.391.7529 | jill@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Explore the vibrant history of Tucson, AZ🌵. This episode unravels the rich tapestry of Tucson's past - from its foundation in 1776 as a Spanish Presidio to its current standing with its understated architectural and cultural brilliance. See why Tucson is, both figuratively and literally, cooler than its neighboring desert cities, and learn about its architectural wonders, agricultural heritage, and the legendary Turquoise Trail. 🏜 Whether you're a history buff, an AZ native, or simply curious about the hidden gems in Tucson's story, this episode is your passport to a journey through time. And don't miss out on our side chat about Sonoran dogs, the UNESCO Gastronomy award, and the quirky tales of street naming. 🛣 Tune in and immerse yourself in a conversation that's as colorful and diverse as Tucson itself!
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In this episode we unpack the pivotal role of the Buyer Advisory in Arizona's real estate landscape. Because of the nuances of due diligence, navigate the maze of property restrictions, zoning laws, and HOA bylaws, this episode is an essential listen for both first-time homebuyers and seasoned real estate enthusiasts who don't recall this documents importance. Dive into discussions about Covenants, Conditions, Restrictions (CCNRs), the importance of a clear title, and the intricacies of local zoning laws. Plus, don't miss their insight into floodplains and the necessity of flood insurance. Whether you're thinking about painting your home a new color, raising chickens in your backyard, or just curious about the local zoning laws - this episode offers a comprehensive guide to navigating the complexities of home ownership in Arizona. Navigate your next purchase with confidence!
Homebuyer Advisory Link: https://www.aaronline.com/manage-risk/buyer-advisory-3/
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Let's get into the often misunderstood world of buyer agency with Tom Krieger and the team's leading buyer's agent, Jill Paddock here in Tucson. Explore the intricacies of buyer representation, from the role of a buyer's agent to how they add value to the real estate transaction. This episode provides invaluable insights for both first-time buyers and seasoned property enthusiasts. Discover the benefits of having a dedicated agent in your corner, the complexities of negotiations, and the ever-evolving landscape of real estate agency.
Jill Paddock- 520.391.7529 | jill@thetjkteam.com
Tom Krieger- 520.907.5305 | tom@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
This podcast is brought to you by The Tom J Krieger Team, Keller Williams Southern Arizona. Equal Housing Opportunity Realtors®.
Dive deep into the complexities of real estate lending with Jill Paddock, the leading agent for the Tom J. Krieger Team in Tucson, Arizona. In this episode, we unravel the often-misunderstood intricacies of lending for different property types, from condos and manufactured homes to townhomes and co-ops. Gain insights from a realtor’s perspective on what to expect, potential pitfalls, and how to navigate the nuances of lending for your next property purchase.
Topics covered:
- Lending limitations for condos, including condo communities not qualifying for traditional financing.
- The world of manufactured homes and the age factor.
- The differences in lending for townhomes and patio homes compared to condos.
- USDA loans: Not just for farmland!
- The distinction between commercial lending for multi-families vs. conventional lending.
- Financing land and construction loans in the abundant Arizona terrain.
- The hurdles of co-op lending.
Whether you're a first-time homebuyer, a seasoned investor, or someone curious about the world of real estate lending, this episode is packed with invaluable information to guide your decisions. Join us as we uncover the nitty-gritty details of the real estate market in Southern Arizona, empowering you with knowledge for your home buying journey.
Jill Paddock- 520.391.7529 | jill@thetjkteam.com
Tom Krieger- 520.907.5303 | tom@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Connect with us at our webaite for more resources and to be linked with over 5,000 agents nationwide. Remember, with the Tom J. Krieger Team at Keller Williams Southern Arizona, you're never alone in your real estate journey.
Ever heard that you need a 20% down payment, a perfect credit score, and a two-year job history to buy your first home? Think again! We're here to bust these myths wide open and uncover the truth behind buying your first home as a millennial or Gen Z. Dive into the world of down payments, credit scores, job stability, and much more with our expert guests, sharing their insider knowledge to help you navigate the home buying journey with confidence. Learn about down payment assistance programs, how to leverage your retirement account, and tips to boost your credit score. Discover the secret sauce to turning a functional first home into your perfect home. It's time to demystify homebuying and make your homeownership dreams a reality. Remember, your first home is a stepping stone, not a stumbling block. Tune in now, and let’s get you one step closer to holding the keys to your new home.
Jill Paddock- 520.391.7529 | jill@thetjkteam.com
Alicia Sanchez- 520.341.2926 | alicia@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Dive into the financial intricacies of owning a home versus renting. With hosts Alicia Sanchez and Tom Krieger, you'll unravel the mysteries behind mortgage and rental payments, understanding interest rates, and how the choice between owning and renting affects your wealth over time. Did you know that with today's rates, a $2,100 monthly rent might equate to a mortgage on a $300,000 home? And what's the real story behind property value appreciation? Beyond numbers, we also discuss the freedom and customization owning offers over renting - from renovations to pet policies. Whether you're a first-time homeowner in Tucson, Arizona or looking to better understand the U.S housing market, this episode offers valuable insights. Proudly presented by Keller Williams Southern Arizona, we are dedicated to equal housing opportunities. Join us as we dissect these housing dilemmas, paving the way for informed decisions.
Tom Krieger- 520.907.5305 | tom@thetjkteam.com
Alicia Sanchez- 520.341.2926 | alicia@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Dive into the Pima Tucson Lighthouse Program, the breakthrough for home buyers! 🏡 Join us as Nicole, the Community Development Champion from Pima Tucson Housing Innovation Hub, spills the beans about this exciting down payment assistance initiative. Discover how Tucson IDA and Pima IDA have collaborated to offer unbeatable interest rates and up to 4% forgivable down payment aid. From defining a 'first-time home buyer' to discussing qualifying areas and income limits, we’ve got all the insights for you. Turn your home buying dreams into reality with this incredible opportunity! 🎧🔥
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Join Heather Oliboni and real estate industry veteran Tom Krieger, from the Tom J Krieger team, as they dissect the intricate world of the real estate market. With over 40 years of experience, Tom brings a wealth of knowledge about the ebb and flow of markets, while Heather adds insights from her 8-year experience post-crash. In this episode, they discuss:
- Interest Rates and Affordability Index: How do interest rates affect mortgages and home affordability? What does the history say, and how do we compare to the early eighties?
- The Healthy Market Metrics: What are the signs of a balanced market? How do days on market, absorption rates, and supply and demand impact the market dynamics?
- The Impact of Covid on Home Prices: How has the pandemic influenced property values? How are the buyers and sellers reacting to the current market scenario?
- Buyer's vs. Seller's Market: What's the difference, and what signals a shift in the balance? Tom and Heather dive into the details that define each market type.
If you're looking to buy a home, sell a property, or simply interested in understanding the complex mechanisms that drive the real estate market, this episode is for you. Tune in for an engaging and informative discussion that offers valuable insights whether you're a newbie or seasoned professional.
Don't forget to Subscribe for more valuable insights into the world of real estate.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Welcome back to the Nitty Gritty of Real Estate. In this episode, we delve into the often confusing world of Medicare. With the help of our guest Rob Young, a licensed Medicare service agent and experienced insurance professional, we aim to demystify the ABCs (...and the rest) of Medicare and provide crucial insights into what you need to know.
Navigating the Medicare system can be overwhelming and complex. This episode is a must-listen for anyone trying to understand the ins and outs of this critical healthcare system. Rob Young's expert advice offers a lifeline in the sea of confusing Medicare information.
Rob Young 206.234.6797 | robyounginsurance@gmail.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Our latest episode, a delightful sequel to "Under the Tucson Sun", opens with a tasteful exploration of Tucson's vibrant food scene, recognized as a UNESCO City of Gastronomy. From the lip-smacking Sonoran hot dog to the delightful chimichanga, our conversation unravels Tucson’s culinary treasures and their fascinating origins.
Beyond delectable cuisines, we delve into the sports and cultural events that form the city’s vivacious spirit, from cheering on the Tucson Roadrunners and experiencing the thrills of university sports to engaging with the literary world at Tucson Meet Yourself and the Festival of Books. We also shed light on the rich artistic heritage encapsulated in the Arizona State Museum and the Center of Creative Photography.
Furthermore, we offer sneak peeks into some of the city's biggest gatherings, from the internationally renowned Tucson Gem, Mineral, and Fossil Show to the captivating Thunder and Lightning air show, the rambunctious rodeo of La Fiesta de los Vaqueros, and the melodious notes of Country Thunder. If you're a fitness enthusiast, we touch on Tucson's highly anticipated sporting events, such as Cyclovia and Tour de Tucson.
This podcast aims to capture the heart of southern Arizona, bursting with diverse cuisines, spirited sports events, vibrant culture, and irresistible experiences. Tune in and immerse yourself in the unique essence of Tucson!
Ready for a journey under the Tucson sun? Tune into the Nitty Gritty Real Estate Podcast, where we dig into the richness of living in Tucson, Arizona! Join Heather and Joe as we shift gears from real estate to lifestyle, where we swap figures and listings for stories and fun facts.
From its vibrant history, tracing back to 1776 and even 4,000 years before, to the Hohokam Indians' roots, discover why Tucson is one of the oldest continually inhabited areas in North America. Hear about the San Xavier Mission and its Spanish roots, and how this remarkable place is still a vital part of Tucson's food landscape.
This is more than just history though! Discover the breathtaking natural wonders that surround Tucson. Picture being nestled in a valley, surrounded by five majestic mountain ranges, with 286 days of brilliant sunshine. Imagine experiencing the phenomenon of monsoons, the unique smell of creosote, the play of rainstorms, and the spectacle of double rainbows.
But we won't stop there! In this new series, we promise to dive deeper into these topics in future episodes. If you're a Tucson local, this podcast will make you fall in love with your home all over again. And if you're not, prepare to get a severe case of wanderlust.
Follow the Nitty Gritty Real Estate Podcast for a taste of Arizona sunshine no matter where you are, and to understand why, in Tucson, we love where we live. Tune in, because under the Tucson sun, there's more to explore than you might think.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Real estate experts Daniel Strickler and Tom Krieger delve into the realities of For Sale By Owner (FSBO) transactions. With over 45 years in the business, Tom provides an in-depth analysis of house pricing challenges and the inherent risks of selling your own home, while shedding light on popular misconceptions related to platforms like Zillow, Trulia, Redfin, etc. Listen to their conversation to find out about legal pitfalls and potential fraud that FSBOs are facing. Gain a better understanding of how professional real estate agents can protect your interests and ensure a smooth transaction.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Welcome to the newest episode of the "Nitty Gritty of Real Estate" podcast! Today, hosts Heather Oliboni and Alicia Sanchez, two transplants from Phoenix and Florida respectively, dive into the reasons behind the massive migration to Southern Arizona. Explore the data and insights provided by nationwide moving companies about the inbound traffic to cities like Tucson and Phoenix. Discover why affordability and tax advantages are leading people and tech businesses to set roots in Southern Arizona.
We also discuss the challenges and opportunities this growth presents to the real estate market. With the state expecting an influx of 1 million people by 2029, and a significant gap in the supply-demand balance of housing, we investigate the various initiatives to increase the housing inventory. We explore the rise of 'Build for Rent' developers, the increasing home prices, and why the housing market in Southern Arizona isn't headed for a crash anytime soon.
This episode is a must-listen for real estate enthusiasts, investors, and anyone intrigued by the social and economic trends in Arizona. Tune in as we decode the nitty-gritty of the major growth in Southern Arizona!
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com/resources
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
In this episode of the Nitty Gritty of Real Estate Podcast, we dive deep into the current growth in Southern Arizona's industries and the implications for real estate in the area. From tech giants like Intel and TSMC building factories in Phoenix, to the expanding aerospace industry, to the burgeoning "battery belt" for electric vehicles, Arizona is becoming a powerhouse of innovation and job creation. We also look at the mining and defense industries, Arizona's pivotal role in clean energy, and the state's increasingly significant position in healthcare and bioscience. Tune in as we explore why Southern Arizona is an increasingly attractive choice for real estate investment.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com/resources
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
In this episode, Heather is joined by Jill Paddock we go into the world of home updates, upgrades, and how they truly impact your home's value. We get it - who doesn't love the sparkle of a marble countertop or the plush feel of a new carpet? But does every dollar you spend on updates and upgrades directly translate into increased market value?
We dissect common home improvement decisions such as new countertops, flooring, paint, and backyard landscaping, discussing whether these updates truly offer a return on your investment when it's time to sell. We explore the reality of the 'dollar for dollar' return and how over-personalized or overly extravagant updates may even deter potential buyers.
We also shed light on the delicate balance between upgrading your house for your own pleasure and ensuring it appeals to a broad range of future buyers.
Whether you're considering sprucing up your home for a quick sale, pondering major upgrades for long-term living, or simply interested in the real estate market's inner workings, this episode is a must-listen!
🔔 Don't forget to SUBSCRIBE to our podcast 🔔
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Join us in this informative episode of The Nitty Gritty of Real Estate Podcast, as we delve into the crucial topic of 'Deferred Maintenance and Home Value Loss'. We are thrilled to have Jill Paddock, the leading real estate agent from the esteemed Tom J Krieger Team, Tucson, Arizona, who shares her expert insights on the impact of home maintenance on property value.
In this enlightening discussion, Jill explains why regular home maintenance, especially for major components like the roof, HVAC, and landscaping, is essential to preserve and potentially enhance the value of your property. Learn about the common pitfalls and misconceptions homeowners often have, and gain a fresh perspective on the buyers' viewpoint.
Whether you're a homeowner looking to sell, a potential buyer, or an investor, this episode is packed with valuable advice on how to approach the home buying and selling process, factoring in the state of property maintenance. Jill also introduces the concept of a home warranty and its potential benefits for both sellers and buyers.
Have questions for the podcasters? Reach out to them:
Jill Paddock- Jill@thetjkteam.com | (520) 391-7529
Tom Krieger- Tom@thetjkteam.com | (520) 907-5305
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Listen in as we discuss the potential pros and cons of short-term rentals, the impact of changing definitions, and the importance of having a well-defined end goal in mind before diving in. Tom shares his insights on the variety of motivations behind short-term rentals, the role of property appreciation, and the necessity of sound financial planning.
Tune in to gain valuable knowledge on subjects such as taxation, regulations, working within HOA restrictions, and the importance of professional advice. Additionally, we discuss the emerging trends in the short-term rental market like ancillary services, providing an in-depth look at how you can maximize your income.
This episode will be a great resource for anyone considering opening an Airbnb, potential short-term rental investors, and anyone interested in real estate trends. Check the link in the description for more resources on this topic.
Don't forget to subscribe to our podcast for more real estate insights, straight from the experts!
Here is our link to one of our resources: https://www.nar.realtor/magazine/real-estate-news/sales-marketing/greater-profit-potential-for-short-term-rental-investors
Have questions for the podcasters? Reach out to them:
Jill Paddock- Jill@thetjkteam.com | (520) 391-7529
Tom Krieger- Tom@thetjkteam.com | (520) 907-5305
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
We'll be diving into the three reasons why delinquency rates are low among homeowners. First up, we'll talk about the high amounts of equity that homeowners have built up. Next, we'll explore how tightened lending practices have ensured that only creditworthy borrowers are getting approved for mortgages. And finally, we'll look at why people just aren't missing their payments like they used to.
But don't worry, we won't bore you with a bunch of dry statistics and technical jargon. So you can become educated on the current real estate climate without feeling like you're back in your high school economics class.
So, sit back, and join us as we celebrate the low delinquency rates among homeowners!
Have questions for the podcasters? Reach out to them:
Joe Brown- marketing@thetjkteam.com
Daniel Strickler- Daniel@thetjkteam.com | (520) 391-6296
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Looking to go green and save money on your energy bills? Switching to solar power for your home may be the answer. In this episode, we explore the pros and cons of installing solar panels on your home and we'll dive into the two most common ways to finance solar panel installation: solar leases and solar loans. With a solar lease, you can lease the equipment from a solar company and pay a fixed monthly fee, while solar loans allow you to finance the installation costs and pay off the loan over time. We'll explore all options, and provide tips for choosing what might work best for you.
Have questions for the podcasters? Reach out to them:
Jill Paddock- Jill@thetjkteam.com | (520) 391-7529
Daniel Strickler- Daniel@thetjkteam.com |
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
If you own a home, you may be wondering how to protect it and ensure it goes to your loved ones in the event of your passing. One solution is to create a trust and transfer ownership of your home to it. In this episode, we discuss the advantages of having your home in a trust.
Have questions for the podcasters? Reach out to them:
Jill Paddock- Jill@thetjkteam.com | (520) 391-7529
Tom Krieger- Tom@thetjkteam.com | (520) 907-5305
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
There is more than one to own your home in Arizona and it can get complicated. We go over all the ways you can take title, however we want to stress that you speak with a real estate lawyer and/or a CPA so you can get it right. It can make the way you own (or don't own) real estate one of the more important life decisions.
Have questions for the podcasters? Reach out to them:
Jill Paddock- Jill@thetjkteam.com | (520) 391-7529
Tom Krieger- Tom@thetjkteam.com | (520) 907-5305
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Astrologer, Lynette Corsten, gives Tom Krieger her take on the current and future market through the lens of astrology. She also offers up some advice on a way to plan on getting into your dream home through dream boards.
If you are interested in Lynette's book, Dream Boards & Other Mystical Secrets, see it on Amazon here: https://a.co/d/fpjmdoY
Get in touch with Lynette here: thenextages@hotmail.com | 262-893-6760
Tom J Krieger Team and Keller Williams Southern Arizona, have no financial or incentive affiliation with Lynette Corsten what-so-ever.
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
Builders, especially in rural areas of Arizona, are unable to pull the required 100 year water certificate required by the state to begin new subdivisions. The state has finally found a solution in a multinational and state solution between an Israeli company, Mexico, and Arizona with a desalination plant. We outline what our sources have found and it looks like this will be the future of Arizona water.
Have questions for the podcasters? Reach out to them:
Jill Paddock- Jill@thetjkteam.com | (520) 391-7529
Heather Oliboni- Admin@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
In this conversation, Jill interviews Daniel Strickler, an expert on new manufactured homes. They discuss the difference between mobile homes, manufactured homes, and modular homes. They discuss the importance affixture, and how it applies in AZ, the engineering certification for lenders to lend on the property, and the importance of finding land with utilities.
Have questions for the podcasters? Reach out to them:
Daniel Strickler- Daniel@thetjkteam.com | (520) 391-6296
Jill Paddock- Jill@thetjkteam.com | (520) 391-7529
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
While rates are hovering between 6%-7% and stabilizing, we are beginning to see more buyers come back into the market to buy. The upward trend of rates scared many away, however, it looks like we have found the top that the market is willing to bear and therefore, causing home prices to flatline and in some places that were especially over inflated begin to drop.
Have questions for the podcasters? Reach out to them:
Daniel Strickler- Daniel@thetjkteam.com | (520) 391-6296
Jill Paddock- Jill@thetjkteam.com | (520) 391-7529
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
This method of keeping your home to rent as you are looking for a "move-up" home is always a great move if you are looking to build that generational wealth we are always harping on. However, there are a lot of things that go into owning multiple properties and they can all come with pros and cons.
Have questions for the podcasters? Reach out to them:
Daniel Strickler- Daniel@thetjkteam.com | (520) 907-5305
Heather Oliboni- admin@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona
7400 N Oracle Rd #331
Oro Valley, AZ 85704
As we see rates bounce around above and below 7%, buyers are pulling back with hikes and entering back into the market with decreases. Makes perfect sense to see this homebuyer mindset. However, we do see that the buyers currently in the market are serious buyers and usually well qualified ones at that.
Have questions for the podcasters? Reach out to them:Tom Krieger- Tom@thetjkteam.com | (520) 907-5305Heather Oliboni- admin@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
There is a time on when you should keep your second home and a time when you should consider selling. This is our best advice on when it come time to selling your second home.
Have questions for the podcasters? Reach out to them:Tom Krieger- Tom@thetjkteam.com | (520) 907-5305Heather Oliboni- admin@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
How do you know when it's time to buy a second home and what to consider if you decide to do that a second home is in your future.
Have questions for the podcasters? Reach out to them:Tom Krieger- Tom@thetjkteam.com | (520) 907-5305Heather Oliboni- admin@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
This week, our team outlines what a seller carry-back loan is and the positives and negatives that go along with it. While they are more difficult to find, they can be a powerful tool to homeownership.
We also mentioned why a seller carry-back would be a better option than a rent-to-own, in this podcast: https://nittygrittyrealestate.podbean.com/e/rent-to-own/
Have questions for the podcasters? Reach out to them:Jill Paddock- Jill@thetjkteam.com | (520) 391-7529Daniel Strickler- daniel@thetjkteam.com | (520) 391-6296
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
Here's the hack that you will want to know if you are buying a home: pit lenders against one another. You have the right to rate shop and even negotiate your rate lower. Even different brokerages will have different rates depending on their services and extra profits. Daniel Strickler drops some great thoughts on this one.
Have questions for the podcasters? Reach out to them:Tom Krieger- tom@thetjkteam.com | (520) 907-5305Daniel Strickler- daniel@thetjkteam.com | (520) 391-6296
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
We are comparing the 2008 crash to today's market and future predictions. Based on the data, we can see the housing market continue to stay strong due to the pent up buyer demand.
Have questions for the podcasters? Reach out to them:Tom Krieger- tom@thetjkteam.com | (520) 907-5305Jill Paddock- jill@thetjkteam.com | (520) 391-7529
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
Lately we have been getting a lot of interest in rent to own. While it sounds good on the surface, it's something that you may want to avoid as a homeowner.
Have questions for the podcasters? Reach out to them:Tom Krieger- tom@thetjkteam.com | (520) 907-5305Jill Paddock- jill@thetjkteam.com | (520) 391-7529
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
There was unforeseen either positive or negative effect, depending on how you look at it, in the massive demand that reached a head during the pandemic. This caused a lot of turmoil for homebuyers. While for home sellers and early pandemic buyers, well, it made them pretty happy.
Have questions for the podcasters? Reach out to them:
Tom Krieger- tom@thetjkteam.com | (520) 391-7250Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
We analyze the difference between the market we are seeing and heading into as we get head long into 2023 compared to what the market looked like in 2008/09. While we are on a natural shift, there are some key numbers we need to look at and pay attention going forward. Stay educated on the current real estate market in our latest podcast!
Sources here: https://thetjkteam.com/blog/why_there_won_t_be_a_flood_of_foreclosures_coming_to_the_housing_market/53040
Have questions for the podcasters? Reach out to them:
Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️ https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Warning Real estate alphabet soup coming your way:
PMI- Private Mortgage InsuranceMIP- Mortgage Insurance PremiumMPI- Mortgage Protection Insurance
We go over these types of mortgage insurance, how they affect your monthly payment, and affordability. Additionally, how to avoid that payment all together, along with another similar acronym that gets thrown into the mix that can cause further confusion.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, or The Tom J Krieger Team.
If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Joe Brown- marketing@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://www.TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
We speak with Seanna Cormier, Senior Loan Officer with Guild Mortgage, to discuss the new loan conformities that could be positive for many homebuyers.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, or The Tom J Krieger Team.
If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Joe Brown- marketing@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://www.TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
It's no big secret that young people are unhappy with their rent, however check out these future homebuyer sentiments on their future purchase.
Here is some of the article that we reference in this podcast: What You Want to Know if You're Pursuing Your Dream of Homeownership
Have questions for the podcasters? Reach out to them:Jill Paddock- jill@thetjkteam.com | (520) 391-7529Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
We get a lot of comments and questions about when the 2023 housing market. So many people are worried (and even poised) about a housing crash. We talk about what we see actually happening in the market with data and expert insight. Don't let the sensationalized headlines fool you about what is happening in the market.
Podcast link we mentioned about Pandemic Buyer's Remorse: https://nittygrittyrealestate.podbean.com/e/2020-housing-boom-cause-buyer-s-remorse-nitty-gritty-real-estate-podcast/
Have questions for the podcasters? Reach out to them:Tom Krieger- tom@thetjkteam.com | (520) 391-7250Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
The buyer frenzy seen in 2020 and 2021 with low interest rates has caused a surprising number of buyers to go through buyer's remorse. Listen to this episode to see where hindsight has us in 2022 and beyond.
Have questions for the podcasters? Reach out to them:Tom Krieger- tom@thetjkteam.com | (520) 391-7250Jill Paddock- jill@thetjkteam.com | (520) 391-7529
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona7400 N Oracle Rd #331Oro Valley, AZ 85704
DIY can be a great way to improve your home without the high costs of a contractor. However we have seen plenty of homes where the owner completely botched the upgrades and actually lose value on the home cutting corners due to a low budget or lack of knowledge. In this podcast, we warn the homeowner not to bite off more than they can chew!
Have questions for the podcasters? Reach out to them: Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Jill Paddock- jill@thetjkteam.com | (520) 391-7529
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Though we are shifting to a buyer's market, it's getting much tougher for buyers to buy due to interest rates. The little known secret is to look at the iBuyers on the market. What did they buy when the market was still hot? If you are a first time homebuyer or investor, you won't want to sleep on this opportunity!
Have questions for the podcasters? Reach out to them: Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
There are a lot of hurdles to jump through while you are under contract when purchasing a home. Doing your home inspections are very important to discover latent defect. We cover some of our best advice as you are in the process or purchasing your home.
Did you listen to our podcast on home inspections? If you missed it here is our two part series with a home inspector:
Part 1: https://nittygrittyrealestate.podbean.com/e/home-inspection/
Part 2: https://nittygrittyrealestate.podbean.com/e/home-inspection-2/
Have questions for the podcasters? Reach out to them: Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
There are a lot of pluses and some drawbacks to living in an HOA. It can get kind of complicated. That is why we decided to delve into what living an HOA looks like.
For our podcast on generational wealth see the last part of our 4 part series, Going from Renter to Landlord
Have questions for the podcasters? Reach out to them: Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
We recently became aware of 3 important numbers:
- $41 Trillion
- $12 Trillion
- 29.5%
These numbers in our opinion are the biggest reasons why we won't see a housing collapse. We have linked to the blog article on our website here: The True Strength of Homeowners
How much home equity do you have? We are connected with over 5,000 agents all over the country who can help you with a complimentary home valuation with no strings attached. They even have tools to help you track you YoY growth. We would be happy to help you get connected with a local professional in your area.
Have questions for the podcasters? Reach out to them: Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
We are all guilty of believing online home valuations as being accurate, even agents! We dive into hoe those online valuations are calculated compared to how an agents calculates your home value. There are some major differences!
Are you looking for a free valuation? We are connected with over 5,000 agents all over the country who can help you with a complimentary home valuation without any expectation of you selling with them. We would be happy to help you get connected with a local professional.
Have questions for the podcasters? Reach out to them: Jill Paddock- jill@thetjkteam.com | (520) 391-7529 Joe Brown- marketing@thetjkteam.com
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
There are a lot of factors that have gone into Arizona becoming one of the least affordable states to buy a home. The most obvious one we all face no matter what state we live in: interest rates. We filmed this podcast two weeks ago and we have already reached 7% interest rates, showing how quickly affordability is changing.
Previous podcasts mentioned:
Down Payment Assistance & Lending to Buy Your Dream Home
Have questions for the podcasters? Reach out to them: Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Jill Paddock- jill@thetjkteam.com | (520) 391-7529
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
The sensational headlines to sell ads space continue to dominate news feeds in regards to what is happening in the real estate market. Every day we read headlines that a reminiscent of the '08 Great Recession, when in reality we are looking like we are heading for the Great Normalization. Tom Krieger and Jill Paddock go over why that is in the latest podcast episode.
Have questions for the podcasters? Reach out to them: Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Jill Paddock- jill@thetjkteam.com | (520) 391-7529
Have questions about this podcast, topics, real estate or getting your real estate license? Reach out to us! podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://www.TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
We sit down Seanna Cormier, Loan Officer with Guild Mortgage on the actions the FED is taking and the effects that she has seen on raising interest rates especially as we head towards 2023.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, or The Tom J Krieger Team.
If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Joe Brown- marketing@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://www.TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
In Episode 87, we talked with Patty Gonzales from the Community Investment Corporation about down payment assistance programs. In this episode we talk about what that assistance looks like to a lender and how they use it to help you qualify for you dream home. Seanna Cormier from Guild Mortgage is a qualified DPA lender who joined us to share her expertise on making sure her clients are getting the assistance then need to buy a home.
What sort of information would you like to hear? Is there something that we can cover that you have always wanted to know about in regards to the housing industry? Write in the comments section!
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, or The Tom J Krieger Team. If you have any mortgage or lending questions feel free to reach out: Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us!
Joe Brown- marketing@thetjkteam.com
Be sure to check out our website for more resources ⬇️ https://www.TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Ready to switch from renting to becoming a real estate investor? This will definitely be your series to watch. In this 4th part of our 4 part series, we talk about becoming a landlord! This is hardest part mentally because of how we see it as a financial risk. This is why having a well equipped guide working with you to help minimize risk is the most important part of the process. If you missed the last episode, be sure to check out, Going From Renter to Landlord Pt 3: Maintaining Your Asset.
If you are in need of an experienced, knowledgable agent and don't know where to start? We have connections all over the country, including Mexico and Canada. Let us know how we can help guide you on your real estate journey.
Have questions for the agents on this podcast? Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Jesse Rojas- jesse@thetjkteam.com | (520) 277-7104
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
Be sure to check out our website for more resources ⬇️
https://www.TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Ready to switch from renting to becoming a real estate investor? This will definitely be your series to watch. In this 3rd part of our 4 part series, we talk about maintaining your asset: your home! This is an important aspect to getting the most rent for your house, which will cover on our next episode from, Homeowner to Landlord.
In need of an experienced, knowledgable agent and don't know where to start? We have connections all over the country, including Mexico and Canada. Let us know how we can help guide you on your real estate journey.
Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Heather Oliboni- Admin@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
Check out our website ⬇️
https://www.TheTJKTeam.com
Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
This is a comprehensive breakdown of why owning makes a lot more financial sense than renting. I know this may be slightly more difficult to listen along to, so feel free to download the breakdown supplement of the numbers that we talked about HERE
If you missed Part 1 you can listen to that episode HERE
We mentioned down payment assistance in this podcast, which is linked HERE
Have questions for the people in this podcast? Reach out to us! Tom Krieger- tom@thetjkteam.com | 520.909.2830 Joe Brown- marketing@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
https://www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Ready to switch from renting to becoming a real estate investor? This will definitely be your series to watch. We outline preparing to buy, getting into to the mindset, and understanding why making your first step is the most important one in creating your own financial life and freedom for both you and your family.
In need of an experienced, knowledgable agent and don't know where to start? We have connections all over the country, including Mexico and Canada. Let us know how we can help guide you on your real estate journey.
Tom Krieger- tom@thetjkteam.com | (520) 391-7250 Daniel Strickler- daniel@thetjkteam.com | (520) 391-6296
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Looking to buy a home and could use that leg up? You might want to look into down payment assistance or a mortgage credit. We sat down with Patty Gonzalez who is the Director of Housing Programs for the Community Investment Corporation. She discusses some of the downpayment assistance options to help you qualify for your dream home.
You can get in touch with Patty with any questions on Southern AZ homebuying assistance at patty@cictucson.org or check out their website www.cictucson.org if you live in AZ or outside of Arizona check out this link: https://www.ehousingplus.com/homeownership/
You may also email us and we can connect you with an a knowledgable agent in your area. Let us know how we can help!
Do you have questions for us? Let us know: Joe Brown- marketing@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Calling all recent grads! This episode is meant to help you get set up for the biggest, most important financial decision of your life: BUYING A HOME! Listen to the last podcast for setting yourself up for financial success.
If you are interested in knowing more about Mountain America Credit Union's mortgage products, go check out the website, https://www.macu.com or reach out to Amanda's branch below. You may also reach out to us and we can get you connected!
Do you have questions for us? Let us know: Jill Paddock- Jill@thetjkteam.com | 520.391.7529 Amanda Morton- Mountain American Credit Union | 1-385-887-9264 | https://www.macu.com/branch-locations/ut/south-jordan/south-jordan-daybreak-branch/0157
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Are you a recent graduate? We can bet that Life 101 wasn't taught to get your degree. These are some great tips on how to set yourself up to making the most important purchase of your life: A HOME!
Also mentioned in this podcast is your right to an annual credit report: go to https://www.annualcreditreport.com to see your credit scores that you can access FOR FREE once a year without repercussion OR your financial institution and credit cards will usually report from at least one of the major bureaus.
Do you have questions for us? Let us know: Jill Paddock- Jill@thetjkteam.com | 520.391.7529 Amanda Morton- Mountain American Credit Union | 1-385-887-9264 | https://www.macu.com/branch-locations/ut/south-jordan/south-jordan-daybreak-branch/0157
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
We have been seeing some crazy sensationalized headlines lately. Strap in, because it'll only get worse. The house market is doing what it always has and always will: shift. Just like the economy, things are cyclical. In this episode we chat about what a shifting market means.
Do you have questions for us? Let us know: Jill Paddock- Jill@thetjkteam.com | 520.391.7529 Daniel Strickler- Dan@thetjkteam.com | 520.391.6296
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Don't let sensationalized headlines in the media fool you, the housing market is not crushed, buyers aren't left by the wayside, the bubble isn't bursting. We are flipping from a strong seller's market into a buyer's market. We discuss a few things as to why it's still a really good time to buy if you have been on the fence and have been discouraged by the headlines.
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- marketing@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
We check in with the top most equity gaining cities across the country and then recommend what to do with that extra cash in your property's piggy bank. Sorry, it's not a new car 😬
Here is one our resources on our topic: AZ Ranks #5
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- marketing@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Did you know that you can assume a mortgage? We chat with Nick Wooldridge of V.I.P. Mortgage on assumable mortgages and the details that go along with them. Like for instance, did you know you can assume a VA loan?
Do you have questions for Tom or Nick? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Nick Wooldridge- Nick.woolridge@vipmtginc.com | 520.449.3848
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
On this episode we talk about ARM (Adjustable Rate Mortgages) loans with our guest, Nick Woolridge NMLS# 2025188 with VIP Mortgage. Many people think ARM loans were a big part of the 2008 crash. We dispel some of those myths and and talk about why they may be making a comeback.
Do you have questions for Tom or Nick? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Nick Wooldridge- Nick.woolridge@vipmtginc.com | 520.449.3848
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
This is something that many in the industry aren't really talking about. It has become glaringly obvious during the pandemic and housing boom or 2020/21 that we do not have enough housing opportunities in the first-time buyer and first-time renter as affordability and inventory wanes. In this episode we discuss possible solutions.
Here is the article referenced in this podcast:
https://www.whitehouse.gov/cea/written-materials/2021/09/01/alleviating-supply-constraints-in-the-housing-market/
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- marketing@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
There is more than one way to hire a real estate agent. This goes into some of the industry intricacies about the ways an agent represents you ...or doesn't! This is very important to know as you move forward with buying or selling any real estate.
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- marketing@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Fortune Magazine recently put out a very informative article on interest rates adjusted for inflation. For the first time EVER, we are in negative territory. We go into a deep dive as to what that means for homebuyers.
Check out the Fortune article HERE
Another article going over the same info without a pay option HERE
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- marketing@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
We tend to find reasons to look for a housing crash because, let's be honest, the scar from 2008 isn't fully healed for many homebuyers. In this podcast we look at the differences as to why this is mostly an economic downturn instead of a housing downturn.
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- marketing@thetjkteam.com
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Jill Paddock talks to one of the teams preferred home inspectors yet again, Celia Webb with Always Faithful Home Inspection, in the second part of the two part series going over the importance of a home inspection.
Celia Webb can be contacted at here website: Always Faithful Or you can check out her instagram @alwaysfaithfulhomeinspection
Do you have questions for us? Let us know: Jill Paddock- Jill@thetjkteam.com | 520.260.8545
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Jill Paddock talks to one of the teams preferred home inspectors, Celia Webb with Always Faithful Home Inspection, and they go over the importance of having a home inspection if you are buying, what they look at, and why the inspection report is crucial to have for a negotiating tactic.
Celia Webb can be contacted at here website: Always Faithful Or you can check out her instagram @alwaysfaithfulhomeinspection
Do you have questions for us? Let us know: Jill Paddock- Jill@thetjkteam.com | 520.260.8545
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
We sat down with Rob Young, a buyer who started the new construction process in March of 2020 and is finally moving into his home. He walks us through his purchase process of a new construction home. The good, the bad, and the ugly!
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Opendoor recently posted some interesting figures about how much they make on an average home sale. The numbers shocked us at how much sellers are leaving on the table going the "convenient" route. If you are thinking about selling to an iBuyer, LISTEN TO THIS FIRST!
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Jill Paddock- Jill@thetjkteam.com | 520.260.8545
Do you have feedback, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
New construction is seeing what we have not seen since the 1970's, Stagflation. In this episode, we cover what stagnant inflation is, why we are seeing it within the housing market, and how it can affect you as a homebuyer.
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
Over the course of 1-2 years, during the pandemic, new construction builders have changed and not for the better. Here's what to know if you are considering purchasing a new construction home in 2022.
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Jill Paddock- Jill@thetjkteam.com | 520.260.8545
Do you have questions, comments or topics that you would like us to cover on this podcast? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
We are in unprecedented territory yet again in the housing market. We see similar indicators that we are in a bubble within the housing market, we also see some very positive numbers as to why aren't. Here are the reasons we are where we are and what it could mean for you.
Talking about home affordability as interest rates rise, be sure to check out this podcast that illustrates the difference in numbers: https://youtu.be/CEknqgtWggA
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 7400 N Oracle Rd #331 Oro Valley, AZ 85704
One of the best things we can do for ourselves is to take responsibility of our finances. This is something that isn't taught early in our lives and only learn it in the school of hard knocks. This is some of the best advice that we can give from our point of view. We are NOT financial planners, so please take any of what advice we give understanding we are licensed Realtors®. Take what may work for you to them to figure out what plan might works best.
Talking about home affordability as interest rates rise, be sure to check out this podcast that illustrates the difference in numbers: https://nittygrittyrealestate.podbean.com/e/2022-housing-projection/
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Jill Paddock- Jill@thetjkteam.com | 520.260.8545
Do you have questions, comments or topics that you would like us to cover?
Reach out to us: podcast@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
Ever considered desert living? If moving to AZ for the weather wasn't enough, we go over 5 big reason as to why living in Tucson might help you in your relocation decision.
As mentioned in this podcast we do have our relocation guide to download for free on our resources page: https://thetjkteam.com/Resources
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Jill Paddock- Jill@thetjkteam.com | 520.260.8545 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
There is a lot going on in the world right now, so we go over it through the lens of real estate and it can affect you, the home buyer or seller. What does increased gas prices, Eastern conflict, and inflation do to your ability to buy or sell a home?
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
"Are we in a housing bubble?" This is a question that we asked a lot! That is why we decided to make a podcast dedicated to whether or not we are in a housing bubble. The truth of the matter is, we don't see the data to support that we are currently in a bubble. Listen to podcast backed up by current data to why we believe there is no housing bubble for people to worry about.
Be sure to read our blog post with our data references: https://thetjkteam.com/blog/4_simple_graphs_showing_why_this_is_not_a_housing_bubble/41897
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
Here are some of our biggest tips for first-time homebuyers. Hopefully this podcast will prove valuable for someone making the leap into buying their first home. There is obviously way more to it, but this is boiled down to what we think is some of the most important.
We referenced an episode in this podcast about your protections in the real estate contract, so if you haven't watched it yet, go check it out: Episode 62- https://youtu.be/kbFwuvD1Vjk
Additionally, we mentioned a Millennial Buyer Guide, go download it for free! https://drive.google.com/drive/folders/1JJOr8JjLpBBZtq993W8r2gHuhDEfjEUY?usp=sharing
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
In housing, this has been where the biggest clash happened between buying groups. First-time Millennial homebuyers have been beaten out of the running in home purchases across the country. In this episode, we dive into why this is and edges that both groups have on one another.
We referenced the last episode in this podcast about where home prices are headed, so if you haven't watched it yet, go check it out:
Episode 57- https://youtu.be/AjWGOiLtMII
For the Millennial Buyer Guide, go download it for free here: https://drive.google.com/drive/folders/1JJOr8JjLpBBZtq993W8r2gHuhDEfjEUY?usp=sharing
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
Contingencies are pretty much across the board protections for both the buyer and seller. Contingencies are great things to know to either protect your earnest deposit (a thing of value, usually money) as a homebuyer or on the other end being able to collect the earnest money if the buyer cannot fulfill their duties of the contract for the seller and collect damages. Either way, it's good to know your contractural obligations and "outs."
We referenced the last episode in this podcast about the rising interest rate and affordability, so if you haven't watched it yet, go check it out:
Episode 60- https://youtu.be/4OfHNJaNHRc
Do you have questions for us? Let us know: Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
Well, this one is definitely NOT about real estate, but something, just as important: our health! This podcast is not just for people 65 and older, but it's also Millennials and Gen Xers having to deal with their aging parents. This one is all meat and potatoes, not fluff. This is all GREAT information to know.
Thanks to Rob Young for dropping all of his Medicare knowledge. Rob is always ready to chat about it, so feel free to call, text, or email him, 206.234.6797 | robyounginsurance@gmail.com
And for any real estate questions contact Tom Krieger- Tom@thetjkteam.com | 520.907.5305
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
These are the Cardinal Sins when you are looking to purchase a home or refinance your current one. It is a sure bet to either delay or completely disqualify you from the process. Listen to the 6 NO NO's you'll want to know.
We referenced the last episode in this podcast about the rising interest rate, so if you haven't listened to it yet, go check it out: Episode 59
Do you have questions for us? Let us know:
Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
The FED has announced that there will be potentially 7 rate hikes in 2022. Tom Krieger & Joe Brown go over how much this will affect home affordability for buyers this year. Our videocast may be a better place to watch the examples that we go over, which you can watch here: YOUTUBE CHANNEL
We also made a supplemental to help better illustrate what we went over: ILLUSTRATED SUPPLEMENTAL
We know that this may have been a heavy episode to digest, so please feel free to reach out to us with any questions that you may have:
Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Joe Brown- Marketing@thetjkteam.com
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
This is a trend that we have been carefully watching because we are on the cusp of a market adjustment. What does that mean to you if you are looking to sell a house or purchase a home, we dive how you might be affected by rising mortgage rates, rising inventory, decelerating home price appreciation, and homebuyer advantages.
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
Do you have real estate questions for the agents in this podcast?
Feel free to call, text or email us!
Tom Krieger- Tom@thetjkteam.com | 520.907.5305
Matt Barré- Matt@thetjkteam.com | 520.288.0144
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
Before going into the predictions, it's is important to understand some terms before we dive in:
- Appreciation
- Depreciation
- Deceleration
Matt & Tom make clear with those terms how to understand what this means for both homebuyers and sellers.
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
Do you have real estate questions for the agents in this podcast? Feel free to call, text or email us!
Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Matt Barré- Matt@thetjkteam.com | 520.288.0144
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
This is a question that comes most often with our existing clients: Should I renovate or should I move? Many REALTORS® are one and done with transactions and we like to cultivate clients for life, so we get questions like, "how much would my home value increase if I renovated my kitchen or bathroom?" and "Is it worth staying put and renovating or buying a new build or an existing home?" These are important questions and vary not only from city to city, but in even as specific as home to home– looking at that potential value increase through a microscopic lens. We weigh the options on what just might be the best option for you.
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
Do you have real estate questions for the agents in this podcast? Feel free to call, text or email us!
Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Matt Barré- Matt@thetjkteam.com | 520.288.0144
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
There's a lot confusion around buying a home, especially in this high demand market. Buyers tend to have a tough time with lots of offers, viewing a lot of homes, and have to be at the ready constantly before the market gobbles it up. Jill and Tom go into what it takes to be ready when "The One" comes along!
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
Do you have real estate questions for the agents in this podcast? Feel free to call, text or email us!
Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Jill Paddock- Jill@thetjkteam.com | 520.260.8545
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
If you are considering selling your house soon, this podcast is a must listen! The great tips that help you reach your real estate goals comes from over 40 years of real estate experience. From understanding the buyers in your area to staging, we cover from A-Z how to put your best foot forward when selling your house.
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
Do you have real estate questions for the agents in this podcast? Feel free to call, text or email us!
Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Jill Paddock- Jill@thetjkteam.com | 520.260.8545
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
We covered what escrow is in the last episode, Escrow 101, Episode 52, so the next step is once your earnest money is deposited, what happens next? This is a little more information on the steps that title and escrow take during the home purchase process and things that you should pay attention to as both a homebuyer and a home seller.
Do you have any real estate questions? Or maybe getting your real estate license? How about a topic you would like us to cover? This is what we do full time, so reach out to us podcast@thetjkteam.com
Interested in knowing more about us? Go to our website: www.thetjkteam.com
Samantha Williams- Williams Team, Pioneer Title- 520.299.1260 | WilliamsTeam@ptaaz.com | www.ptaaz.com Jill Paddock- Tom J Krieger Team, Keller Williams Southern Arizona- 520.260.8545 | Jill@thetjkteam.com
The Nitty Gritty Podcast is created by the Tom J Krieger Team with Keller Williams Southern Arizona. We are licensed Realtors® practicing equal housing
Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
Especially in escrow states, you cannot do any real estate sale or refinance without the neutral 3rd party of escrow balancing the numbers for buyers & sellers. Some escrow companies have in-house title companies and some work with outside title companies to show all material facts relating to any given property. This episode is a great primer into the complicated world of the functions of escrow.
Do you have any real estate questions? Or maybe getting your real estate license? How about a topic you would like us to cover? This is what we do full time, so reach out to us podcast@thetjkteam.com
Interested in knowing more about us? Go to our website: www.thetjkteam.com
Samantha Williams, Williams Team, Pioneer Title- 520.299.1260 | WilliamsTeam@ptaaz.com | www.ptaaz.com Jill Paddock- 520.260.8545 | Jill@thetjkteam.com
The Nitty Gritty Podcast is created by the Tom J Krieger Team with Keller Williams Southern Arizona. We are licensed Realtors® practicing equal housing
Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
With large corporation entering the real estate market with investor money, we see more and more iBuyer signs up in yards. It's good to know your rights as a homeowner when it comes to engaging with an iBuyer company and also talk with an experienced agent to see what options might work best.
**Update- As of late October 2021, Zillow paused it's homebuying program indefinitely & as of early November decided to close the homebuying wing of it's company.
For more the latest guides, stats & information mentioned in this podcast, be sure to check out our resources link on our website: https://www.thetjkteam.com/Resources
Do you have any real estate questions? Or maybe getting your real estate license? How about a topic you would like us to cover? This is what we do full time, so reach out to us podcast@thetjkteam.com
Jill Paddock- 520.260.8545 | Jill@thetjkteam.com Tom Krieger- 520.907.5305 | Tom@thetjkteam.com
www.thetjkteam.com
Alright, we all have grappled with this scenario. There are always times when it's best to rent over buying. Are you just renting for the convenience? Temporary? In many cities buying can be a difficult task to even think about, but you are missing out on building your net worth on a major level. This may sound like a sales pitch to buy a home, and well, that's because it it! Check out all of the great reasons buying is the way to go.
For more the latest stats & information mentioned in this podcast, be sure to check out our resources link on our website: https://www.thetjkteam.com/Resources
Do you have any real estate questions? Or maybe getting your real estate license? How about a topic you would like us to cover? This is what we do full time, so reach out to us podcast@thetjkteam.com
Jill Paddock- 520.260.8545 | Jill@thetjkteam.com Matt Barré- 520.288.0144 | Matt@thetjkteam.com
www.thetjkteam.com
Homebuyers in particular have been watching what mortgage rates doing. We've seen unheard of low interest rates historically and has in turn caused a huge demand on the housing market. But where are they heading? If an increase happens, what happens to buyer affordability? We dive into that in this week's episode all about mortgage rates.
For more stats & information, please check out our latest blog posts: https://www.thetjkteam.com/Resources
Do you have any real estate questions? Or maybe getting your real estate license? How about a topic you would like us to cover? This is what we do full time, so reach out to us podcast@thetjkteam.com
Tom Krieger- 520.907.5305 | Tom@thetjkteam.com Matt Barré- 520.288.0144 | Matt@thetjkteam.com
www.thetjkteam.com
Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
Have you been paying attention to:
- Mortgage Rates
- Home Appreciation
- Housing Inventory
- Days on Market
- Number of Offers
If you have missed any information on any of those points above, you should listen to this episode to be informed about what is happening in today's housing market. For more stats & information check out our latest blog: https://www.thetjkteam.com/Resources
Do you have any real estate questions? Or maybe getting your real estate license? This is what we do full time, so reach out to us podcast@thetjkteam.com
Tom Krieger- 520.907.5305 | Tom@thetjkteam.com Matt Barré- 520.288.0144 | Matt@thetjkteam.com
www.thetjkteam.com
Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
Foreclosure has been on a lot of people's minds after the pandemic took a toll on America homeowners. The expectation of a bubble or crash is high among the public, but a lot of the data says otherwise, however if you were one of the homeowners who was majorly affect by this, this episode is must!
Do you have questions, comments or topics that you would like us to cover? Reach out to us: podcast@thetjkteam.com
Do you have real estate questions for the agents in this podcast? Feel free to call, text or email us!
Tom Krieger- Tom@thetjkteam.com | 520.907.5305 Jill Paddock- Jill@thetjkteam.com | 520.260.8545
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718
There are questions that we get asked a lot as real estate agents especially from our buyers, so we decided to make a podcast based on the top fictions we hear from homebuyers. We get it, the process is complicated, so it's always a good idea to have a consultation with a professional about the process and address the concerns that you have, but first check out this episode and see if we cover a few things you may not have known or have forgotten about the homebuying process.
Have questions about real estate or getting your real estate license? Reach out to us!
Call, text, or email us anytime
Jill@thetjkteam.com | (520) 260-8545
Matt@thetjkteam.com | (520) 288-0144
https://www.thetjkteam.com
Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
2020 was the year of home price appreciate and 2021 hasn't been far behind! What does that mean for home buyers & sellers? We explore the different challenges & advantages for both respectively and look at the projections and strategies behind when a good time to buy or sell might be.
To see some of the stats that we spoke about in the episode, go to https://www.thetjkteam.com/blog/home_price_appreciation
What questions did you come across? Are you thinking about selling or buying, but don't know where to start? Contact us! We're always here to help.
Have questions about this podcast, real estate, or getting your real estate license? Reach out to us!
Jill Paddock- 520.260.8545 | Jill@thetjkteam.com
Matt Barré- 520.288.0144 | Matt@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
Have you ever thought about owning an investment property? Or are you a current investor worried about the market? If you haven't yet, make sure to go & check out episode 43, Investment Property Pros & Cons Part 1 of our podcast going over the cons of real estate investing. While there are so many things that can go wrong with owning an investment property, there are ohh so many things that can go right for your future & creating generational wealth. Don't miss this episode!
What do you think? Reach out to us on what struggles or successes you are having as an investor?
Do you have questions about buying, selling, or investing in real estate? We have connections with great agents in your area who are seasoned pros. Let's connect!
Thinking about getting your real estate license? We're always available to chat about that too.
Tom Krieger- Tom@TheTJKTeam.com | 520.907.5305 Matt Barré- Matt@TheTJKTeam.com | 520.288.0144
https://www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718 Each offices are independently owned & operated
Have you ever thought about owning an investment property? Or are you a current investor worried about the market? If so, you should listen to this podcast to keep up-to-date as to what we are seeing daily in the housing market. There are so many things that can go wrong with owning an investment property & ohh so many things that can go right for your future & creating generational wealth. Be sure to see our next podcast going over the pros of real estate investing in episode 44, Investment Property Pros & Cons Part 2.
What do you think? Reach out to us on what struggles or successes you are having as an investor?
Do you have questions about buying, selling, or investing in real estate? We have connections with great agents in your area who are seasoned pros. Let's connect!
Thinking about getting your real estate license? We're always available to chat about that too.
Tom Krieger- Tom@TheTJKTeam.com | 520.907.5305 Matt Barré- Matt@TheTJKTeam.com | 520.288.0144
https://www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718 Each offices are independently owned & operated
Jill Paddock & Heather Oliboni are back discussing what it takes to be prepared to see homes in this market. There are definite steps to take prior to going out and finding your dream home, however in a market with low inventory, it's time to know what you're going up against. Here from these agents the real stories about real estate.
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Jill Paddock- 520.260.8545 | Jill@thetjkteam.com or Heather Oliboni- Admin@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
Jill Paddock, Lead Buyer's Agent with the TJK Team & Heather Oliboni, Executive Assistant on the TJK Team both talk about the current market for buyers, the struggles, & what it takes to buy a home right now in this (still) seller's market. With inventory at record lows, the buyers having a lot of struggles, but working with an experienced agent is key.
How can we help?? If you are looking to buy or sell, let us know how we can give our experience to your real estate journey. Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Jill Paddock- 520.260.8545 | Jill@thetjkteam.com OR Heather Oliboni- Admin@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
Curious about what the current real estate market is looking like? This is a great podcast to see what is happening with buyers and seller, plus some looking into the crystal ball from current market data.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team or Tom Krieger. If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Tom Krieger- 520.907.5305 | Tom@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
This week we tackle the complicated & forever changing world of the different loan types. This is where we scratch the surface on the differences between a FNMA (Fannie Mae), FHLMC (Freddie Mac), GNMA (Ginnie Mae), conventional, FHA, VA, & USDA loans. As you may know, it can get complicated, so as always, please feel free to reach out to us if you have any questions, we would love to answer them!
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team or Tom Krieger. If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us!
Tom Krieger- 520.907.5305 | Tom@thetjkteam.com www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
Have you ever wondered the difference between banks, lenders, servicers, and brokers? There are different lending practices and models to get buyers their mortgages. This episode is a primer into the complicated world of lending institutions.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team or Tom Krieger. If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us!
Tom Krieger- 520.907.5305 | Tom@thetjkteam.com www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
What is a credit score and why does it have so much affect on the mortgage loan process? We dive into what makes up a credit score, tips on repairing it, and some do's & don'ts.
For more information on your Annual Credit Report, go to www.consumer.ftc.gov/articles/free-credit-reports it is your right to see it for free without affecting it!
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team or Tom Krieger. If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Tom Krieger- 520.907.5305 | Tom@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
The Millennial is the often forgotten generation and often underestimated economic force, since they are the ones who have endured some tough economic times. They still remain the largest home purchasers on the market. The bottom line is speak to a pro about what the next steps you should take in your real estate goals.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Krieger Team or Tom Krieger. If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Tom Krieger- 520.907.5305 | Tom@thetjkteam.com
www.TheTJKTeam.com Keller Williams Southern Arizona 1745 E River #245 Tucson, AZ 85718
Tom Krieger welcomes Jill Paddock as our newest agent on the team! This is her first ever podcast, so we talked about what she knows best: FIRST-TIME HOMEBUYERS! Right now especially there are a few things to think about if you are getting ready to buy a home. This podcast is a good primer for that.
Are you looking for some supplements to help you buy or sell? Be sure to check out our seasonal guides that can help you understand where the current market is at with our Google Drive Link
Thinking about buying or selling in AZ? Reach out to us! Are you out of state? We are connected to over 4000 agents around the globe, so we can connect you with quality agents anywhere. Thinking about getting your license? Let us help! All you need to do is call text or email Tom Krieger 520.907.5305 | Tom@thetjkteam.com
The Tom J Krieger Team is a part of Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718 www.thetjkteam.com
Downpayment assistance can be a phenomenal tool to help people attain the dream of homeownership. Homebuyers listen up! Matt Barré & Seanna Cormier bring you some valuable information that could apply to you. This is a great episode especially for people living in Pima County, Arizona. There are many programs nationwide to help you get assistance, so please reach out to us and we can get you connected with quality agents in your area to help you out.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Kieger Team, or Matt Barré.
For the resources mentioned in this episode go to our Google share drive to download- Google Share Drive Link
If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Matt Barré- 520.288.0144 | matt@thetjkteam.com
The Tom J Krieger Team www.thetjkteam.com 1745 E River Rd #245 Tucson, AZ 85718
Now that you've listened to Mortgage 101 in Episode 31, take a deeper dive into mortgage lending. Learn about processes, lending jargon, and scenarios from lending expert, Seanna Cormier with Guild Mortgage. The cogs that work behind the scenes when buying a home are constantly moving. Take a listen to this illuminating episode.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, Keller Williams Southern Arizona, The Tom J Kieger Team, or Matt Barré.
For the resources mentioned in this episode go to our Google share drive to download- Google Share Drive Link
If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Matt Barré- 520.288.0144 | matt@thetjkteam.com
The Tom J Krieger Team www.thetjkteam.com 1745 E River Rd #245 Tucson, AZ 85718
Once a buyer qualifies for a mortgage & gets under contract on a home, what happens next? Seanna Cormier with Guild Mortgage is back again with Matt Barré to explain the process of what happens during the homebuying process.
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, The Tom J Kieger Team, or Matt Barré.
For the resources mentioned in this episode go to our Google share drive to download- Google Share Drive Link
If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out to us! Matt Barré- 520.288.0144 | matt@thetjkteam.com
The Tom J Krieger Team www.thetjkteam.com 1745 E River Rd #245 Tucson, AZ 85718
Matt Barré & Seanna Cormier start with the lending basics:
- What makes up a mortgage payment
- What is mortgage insurance
- Down payments & myths
- Different mortgage types
This episode was cast with Seanna Cormier, NMLS # 1433188 of Guild Mortgage company LLC is an Equal Housing Lender, Company NMLS # 3274. Guild Mortgage is not affiliated with Keller Williams, The Tom J Kieger Team, or Matt Barré.
If you have any mortgage or lending questions feel free to reach out to Seanna- 520.820.0560 | scormier@guildmortgage.net
Have questions about this podcast, real estate or getting your real estate license? Reach out us! Matt Barré- 520.288.0144 | matt@thetjkteam.com
Managing expectations is all us real estate do in this market, especially for sellers. Since they are at the helm with a product that many people want, it's easy to see dollar signs above all else. Check out this episode of how we have the conversations around selling in 2021.
Have questions about this podcast, real estate, or even how to get into selling it in your state? Reach out to us! Tom Krieger- 520.907.5305 | Tom@thetjkteam.com OR Matt Barré- 520.288.0144 | Matt@thetjkteam.com
www.thetjkteam.com Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 84718
Being a strong seller's market, they hold all the cards and may ask you as the buyer to do some unconventional things to greatly benefit their position. Be sure to be aware of some of these major things that you may have to forfeit as the buyer. You should also be sure to have an experienced agent to help you navigate these crazy markets.
Have questions about real estate or becoming an agent? You can always reach out to us:
Tom Krieger- 520.907.5305 | Tom@thetjkteam.com
Matt Barré- 520.288.0144 | Matt@thetjkteam.com
Instagram- @tjkteam Facebook.com/tjkteam Twitter- @realnitgrit
The Tom J Krieger Team are Realtors® practicing fair housing and are a franchise of Keller Williams Southern Arizona- 1745 E River Rd #245 Tucson, AZ 85718
Tom and Matt mention a great resource to understand how we got to the housing crash in 2008: Reckless Endangerment. Here is the Amazon link where you can buy a physical copy or an audio version. We have no affiliation with the author or Amazon, we just found it a useful book to what actually happened in '08. They also layout some similarities & differences between the two markets. Though, they are similar looking on the surface, today's market is a simple problem of supply & demand.
Have questions? Need an agent in your area? Or are you interested in getting into real estate? You can always reach out to us: Tom Krieger 520.907.5305 | Tom@thetjkteam.com OR Matt Barré 520.288.0144 | Matt@thetjkteam.com
1745 E River Rd #245 Tucson, AZ 85718 www.thetjkteam.com www.facebook.com/tjkteam www.instagram.com/tjkteam www.twitter.com/realnitgrit
Tom & Matt discuss some ways that the home investor has been affected by tenant rent delinquency and some ways to work renters that isn't just eviction. If you have a second home with renters who are behind, this podcast is a must!
Have questions? You can always reach out to us Tom Krieger- 520.907.5305 | Tom@thetjkteam.com OR Matt Barré- 520.288.0144 Matt@thetjkteteam.com
We are apart of Keller Williams Southern Arizona 1745 E River Rd #245 Tucson, AZ 85718 We are also Realtors® practicing fair housing
Follow us on Facebook & Instagram- @tjkteam Twitter- @realnitgrit Also check out our linktree- https://linktr.ee/tjkteam
Matt Barré & Tom Krieger talk about the wild scenarios happening in the new construction world. From custom build restrictions to limiting your right to real estate representation they cover a lot that could affect your decision making process when looking for a home to buy. The new build world can be complicated and frustrating if you don't have someone who knows the market on your side. Are you looking at purchasing a new build? Let us know how we can help! Call text or email Matt- 520.288.0144 | Matt@thetjkteam.com OR Tom- 520.907.5305 | Tom@thetjkteam.com
We are apart of Keller Williams Southern Arizona, 1745 E River # 245, Tucson, AZ 85718
If you own a home, this year is the year to sell. To maximize the money in your pocket, this is the year, however not all sellers are as worried about their bottom dollar as they are the terms of the sale. Tom & Matt explain the things that they are seeing today, in this crazy seller heavy market. Learn strategies for both homebuyers & sellers as to how to win the deal. Do you have questions? Ask us! We are here for you: Tom- Tom@thetjkteam.com | 520.907.5305 OR Matt- Matt@thetjkteam.com | 520.288.0144
Keller Williams Southern Arizona 1745 E. River Rd #245 Tucson, AZ 85718
If you are outside of AZ, we are connected with over 4000 quality agents around the nation, Mexico & Canada. Just let us know how we can help!
Our lead buyer's agent, Matt Barré explains some things to consider if you are looking to buy a home in 2021. It's a complicated & sometimes frustrating road to navigate. That's why it's good to have an experienced, educated agent on your side. Looking to buy? If you're in AZ, we can help! If not, we can connect you with a great agent in your area. Matt Barré- 520.288.0144 | Matt@thetjkteam.com OR Tom Krieger 520.907.5305 | Tom@thetjkteam.com
Tom Krieger & Joe Brown chat about the different ways to approach real estate investing. This is a great primer to get you on the right path to purchase your 1st investment property. If you have any questions on any of the investment processes that we talked about, feel free to reach out to us Tom- 520.907.5305 | Tom@thetjkteam.com OR Joe- Marketing@thetjkteam.com
Keller Williams Southern Arizona
Joe Brown steps in for Matt Barré with Tom Krieger to talk about the challenges faced for buyers and homeowners with forbearance. Listen to experience on whether or not we are in a bubble or a shift. Questions? Reach out to us! Tom- 520.907.5305 | Tom@thetjkteam.com Or Joe- marketing@thetjkteam.com
Keller Williams Southern Arizona
Matt Barré & Tom Krieger Set you on the right track for investing in real estate in 2021. There are many ways to go about real estate investing & this is coming from Realtors® of experience. Still have questions? Talk to us: Tom- 520.907.5305 | Tom@thetjketam.com OR Matt- 520.288.0144 | Matt@thetjkteam.com Keller Williams Southern Arizona- 1745 E River Rd #245 Tucson, AZ 85718
Tom & Matt are back again to show you how to be the winning buyer in the heavy 2021 seller's market. Check it out! Still have questions? Feel free to reach out to Tom Krieger 520.907.5305 | Tom@thetjkteam.com OR Matt Barré 520.288.0144 | Matt@thetjkteam.com
www.thetjkteam.com
Keller Williams Southern Arizona
1745 E River Rd Tucson, AZ 85718
Matt Barré & Tom Krieger dish the best options of where to move to after you sell in a sparse real estate market. The sellers have control, but what about after you sell? Have questions about this podcast? Let's chat! Matt Barré 520.288.0144 | matt@thetjkteam.com & Tom Krieger 520.907.5305 | Tom@thetjkteam.com
Keller Williams Southern Arizona- 1745 E River Rd STE 201 Tucson, AZ 85718
Tom Krieger & Matt Barré with Keller Williams Southern Arizona, just made some solid predictions as to what the housing inventory is going to look like in 2021. Spoiler alert: MORE LISTINGS COMING SOON!
Have questions or comments? Reach out to us!
Tom- 520.907.5305 | Tom@theTJKteam.com
Matt- 520.288.0144 | Matt@theTJKteam.com
Who are these guys delivering all of the great information to your ears every week? Well, it's time to find out. Tom Krieger & Matt Barré talk a little bit about why they are Realtors® & how they teamed up. Have questions? Feel free to reach out to Tom Tom@thetjkteam.com | 520.907.5305 OR Matt Barré Matt@thetjkteam.com | 520.288.0144
Keller Williams Southern Arizona
Tom Krieger, real estate agent for over 30 years & Heather Oliboni, licensed admin & executive assistant, talk about the process of becoming a licensed agent. There are many benefits to getting licensed, see what they are in our newest episode! Have questions about getting licensed? Let's chat :) Heather Oliboni admin@thetjkteam.com | Tom Krieger Tom@thetjkteam.com 520.907.5305
Now that you have gone through the proper steps, to starting the buying process, Matt Barré takes you through hiring a real estate agent & the good ones set expectations with a presentation. Have questions about this podcast? Call, text or email Matt: 520.288.0144 | Tom@theTJKteam.com | www.theTJKteam.com
Keller Williams Southern Arizona- 1745 E River Rd, Tucson, AZ 85718
Now that you've made the decision to buy a home, now it's time to expose all of your financials to a lender. It feels like you are exposing your soft underbelly to a stranger in an uncomfortable conversation. If you have any questions on this episode or podcast, please feel free to call, text or email Matt Barré: Matt@theTJKteam.com | 520.288.0144 | www.theTJKteam.com Keller Williams Southern Arizona
Matt Barré talks about taking the first step in purchasing a home for the first time. The overwhelming can be made manageable. If you have any questions, please reach out to us! If you are purchasing anywhere in the nation, we can connect you with an amazing agent in your area. Interested in becoming an agent? We can help with that too! Matt Barré 520.288.0144 | Matt@thetjkteam.com | www.thetjkteam.com
Did you know that when you go into a new constructions home, that the site rep legally represents the builder & not you? That's why it's important that you have your own representation with you during negotiations and to oversee the process with you. Still have questions? You can always call, text or email Tom Tom@thetjkteam.com | 520.907.5305 | www.thetjkteam.com | Facebook & Instagram @tjkteam
One of the most difficult parts to buying your next home is to plan ultimately what you really want. Figuring out the who, what, why, when, & where. The real estate professional takes care of the how, but a true real estate professional will help you get a read on the other "W" questions with sage advice from their experiences. Do you have questions on this episode? Feel free to call, text, or email Tom 520.907.5305 | Tom@thetjkteam.com
Tom looks at interest rates from 2019 compared to 2020. Even with historic low interest rates seen in 2019, 2020 was consistently under 3% for buyers & refinancing homeowners to take advantage. Feel free to reach out to Tom directly with any questions: 520.907.5305 | Tom@theTJKteam.com | www.theTJKteam.com Tom Krieger is a part of the Keller Williams Southern Arizona Brokerage in Tucson, AZ.
Tom Krieger with the Tom J Krieger Team of Keller Williams Southern Arizona breaks down why it's important for landlords to work with their tenants. With the assistance now available to renters, hear why it's important for us to work together on keeping people housed. If you have any questions, feel free to call, text or email Tom directly: 520.907.5305 | Tom@theTJKteam.com |www.theTJKteam.com | Instagram @TJKTeam | Facebook @TJKTeam | Twitter @realnitgrit
For the fourth & final installment of Simple Home Improvements with Big Impacts, Matt Barré is back to talk about the importance of fixtures & fittings around the home. If you started working on all of the steps that Matt has talked about, your home really poppin'!
Matt Barré- matt@theTJKteam.com | 520.288.0144 | www.thetjkteam.com
FB @tjkteam | Insta @tjkteam | Twitter @realnitgrit
Matt Barré is back with part 3 of the 4 part series Simple Home Improvements with Big Impacts. This podcast focuses on lighting and its importance to making a home feel like, well, home! Many of these investments are affordable and will help make a huge difference in the look of your home.
If you have any questions feel free to call, text, or email, Matt Barré- Matt@thetjkteam.com | 520.288.0144 | www.thetjkteam.com
Matt Barré with the Tom J Krieger Team of Keller Williams Southern Arizona is back again with some great tips on the exterior of the home. Some simple home improvements that won't take a big bite out of your wallet.
If you have any questions, feel free to contact Matt directly: 520.288.0144 | Matt@theTJKteam.com | www.thetjkteam.com
Matt Barré gives us part 1 of 4 on smart improvements you can make on your home or investment properties to give you the biggest return. Find out a simple start to your home improvements!
Call, text, or email Matt Barré 520.288.0144 | Matt@theTJKteam.com with any questions!
www.theTJKteam.com | Instagram: @tjkteam | www.Facebook.com/tjkteam
Hear how Tom Krieger helped a first time real estate investor. Tom has been investing in real estate for a long time. It takes understanding local neighborhoods, the market, & knowing the numbers to make $$$. Don't live in AZ & want to invest in real estate? We know some of the best real estate agents in the United State to help you find the right property to build your wealth! Reach out to us anytime: Tom Krieger 520.907.5305 | Tom@thetjkteam.com
2020 has changed how we live and the needs that people are wanting out of their homes. Here are 5 key things that we've seen happen in a short amount of time.
Still have questions? Feel free to reach out to us:
Tom Krieger 520.907.5305 | tom@thetjkteam.com
Or visit our website www.thetjkteam.com
Ever wonder what you need to have before you start the home buying search? See why the pre-approval letter is so important to have in hand, especially in this fast market.
Questions? Call, text, or email me: Tom Krieger 520.907.5305 | Tom@thetjkteam.com
Follow us on social media Facebook | Instagram @TJKTeam | Twitter @RealNitGrit | Website
Tom Krieger dives into why pricing your home at market value is the best way to sell & why the illusions of overpricing it= more money or under pricing= quick sale are not always the case.
Let's kick off our first inaugural episode about the real estate industry with home pricing!
Did we miss something? We'd love to here your comments, feedback, questions, topic suggestions at www.thetjkteam.com/contact