The New Money Habits Podcast: Recent Episodes

Coach Nino Villa

A Better Plan for Your Money.

Create new money habits and take control of your money. The New Money Habits Podcast offers real talk about how to create a better plan for your money so you don’t have to live paycheck to paycheck.

Host: Coach Nino Villa

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this insightful episode of The New Money Habits Podcast, Coach Nino and Sarah come together to discuss a powerful theme: "You were made for community." Join us as we delve into the profound impact that community has on our financial and personal growth journeys.

Coach Nino and Sarah share their perspectives on the importance of surrounding ourselves with like-minded individuals who uplift, support, and inspire us. Discover how the power of community can play a transformative role in achieving financial goals, fostering accountability, and amplifying our success.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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From multimillion-dollar jackpots to lucrative sports contracts and Hollywood fame, we uncover the common pitfalls and challenges that often lead to financial ruin for these seemingly prosperous individuals. In this episode of The New Money Habits Podcast, Coach Nino and Sarah discuss the psychological and behavioral factors at play, shedding light on why many find themselves bankrupt despite their once extraordinary wealth.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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What exactly is a discovery session, and why is it a powerful tool for personal growth and transformation? In this episode of The New Money Habits Podcast, Coach Nino and Sarah discuss the process of working with “guests” and the remarkable results that can be achieved through collaboration. Learn how the power of working together accelerates growth, allowing you to achieve your desired outcomes more efficiently.

Don't miss this opportunity to unlock the secrets of discovery sessions and harness their potential to propel you forward on your journey of personal and financial success. Tune in to The New Money Habits Podcast and discover how discovery sessions can transform your life.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this episode of The New Money Habits Podcast, Coach Nino and Sarah discuss the art of managing an inconsistent income. Whether you're a freelancer, entrepreneur, or someone with irregular earnings, this episode will provide you with essential strategies for achieving financial stability and peace of mind. Join us as we explore practical tips to navigate the unique challenges of an inconsistent income. Learn how to budget effectively, prioritize savings, and optimize your financial decision-making to build a solid foundation for your financial well-being. Don't let the uncertainty of inconsistent income hold you back from financial success. Tune in to The New Money Habits Podcast and gain invaluable insights on how to thrive and achieve financial stability, regardless of the fluctuations in your earnings. It's time to take control of your finances and embrace the freedom that comes with managing an inconsistent income.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this empowering episode of The New Money Habits Podcast, join Sarah as she guides you through a streamlined process to gain control of your finances in just 5 hours per month. Discover how to efficiently manage your money without sacrificing valuable time.

Tired of feeling overwhelmed by complicated financial tasks? You'll learn practical strategies to streamline your money process and maximize your financial success. Sarah shares proven techniques to optimize your budgeting, track your expenses, and stay on top of your financial goals, all within a manageable time frame.

Gone are the days of spending countless hours on financial management. This episode will empower you to take charge of your financial well-being without sacrificing your precious time. Tune in and unlock the secrets to mastering your finances in just 5 hours a month. Your journey to financial freedom starts here.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this empowering episode of The New Money Habits Podcast, Coach Nino and Sarah address the burning question many 20-somethings have: "How do I get started?" Join them as they dive into practical strategies to set a strong foundation for financial success in your 20s. If you're ready to take control of your financial future and lay the groundwork for success, this episode is a must-listen. Join Coach Nino and Sarah on The New Money Habits Podcast as they guide you through the essential steps to get started in your 20s and unlock a lifetime of financial abundance.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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Do you know your total household income? How about the amount coming out of your check each pay period for taxes, insurance, and retirement? In this episode of The New Money Habits Podcast, Coach Nino and Sarah discuss the importance of knowing your numbers. You cannot be in control of your finances if you’re unsure what your finances are.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this eye-opening episode of The New Money Habits Podcast, Coach Nino and Sarah delve into the powerful topic of "Breaking Generational Cycles." Have you ever felt burdened by inherited poor money management habits? Are you ready to break free from the cycle of bad money habits and create a new financial path? Join Coach Nino and Sarah as they explore the origins of generational money habits, examining the influence of upbringing, societal factors, and family dynamics. Gain valuable insights into identifying and understanding these deeply rooted patterns that may have been passed down through generations. But it doesn't end there. Coach Nino and Sarah provide actionable strategies and practical advice on how to break these negative money cycles. Discover how to challenge inherited beliefs, cultivate healthy financial habits, and pave the way for a brighter financial future. If you're determined to chart a new course and transform your financial well-being, this episode is a must-listen. Tune in to The New Money Habits Podcast and learn how to break free from generational money habits and create a legacy of financial success.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this thought-provoking episode of The New Money Habits Podcast, Coach Nino and Sarah delve into the important distinction between being poor and being broke. Join them as they navigate the nuanced differences between these two terms and discuss how they relate to financial well-being. Gain a deeper understanding of the underlying factors that contribute to poverty and being broke, and explore practical strategies for overcoming financial challenges. Whether you're looking to redefine your relationship with money or seeking ways to build lasting wealth, this episode offers valuable insights and perspectives. Tune in to gain a fresh perspective on the difference between being poor and being broke, and empower yourself on your journey to financial freedom.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this intriguing episode of The New Money Habits Podcast, we dive into the fascinating world of "coinversations." Join Coach Nino and Sarah as they explore the concept of "coinversations" and its impact on the financial landscape. Discover how these unique conversations about managing money can help you create new money habits and achieve financial freedom.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this episode of The New Money Habits Podcast, Coach Nino and Sarah are joined by Guest Coach Patti Handy to discuss the unique financial challenges that single, divorced, and widowed women face. They share practical tips and strategies to help these women manage their finances and plan for a secure financial future. From navigating financial decisions on their own to dealing with unexpected life events, this episode provides valuable insights and advice for any woman looking to take control of her finances. Tune in and learn how to build the financial independence and security you deserve.

Contact Patti Handy:

www.MindingHerMoney.com

www.PattiHandy.com

About Patti Handy:

After spending a combined 20 years as a Financial Advisor and Mortgage Advisor, and having countless conversations with women, I decided to pursue my dream of Financial Coaching for Women. I'm a teacher at heart and I love to educate and empower women with money smarts! Understanding that money can be an overwhelming topic for many, I'm audaciously passionate about creating financial confidence when it comes to your well-being. This has been the catalyst to follow my passion of empowering and educating women in their financial journey. I am a Certified Executive Coach, Certified Life Coach, hold a Real Estate Brokers license and published author of four books. Full disclosure, I'm a self-proclaimed chocoholic, I love to read, and the beach is my happy place.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this episode of The New Money Habits Podcast, Coach Nino and Sarah discuss the ins and outs of mortgages. They break down what a mortgage is and the different types of mortgages available, as well as what factors lenders take into consideration when determining how much you can borrow. They'll share some helpful tips on how to determine how much you can afford to borrow and how to ensure that you're getting the best possible mortgage rate. If you're considering buying a home or refinancing your current mortgage, this episode is a must-listen!

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people: www.facebook.com/groups/newmoneyhabits

⤵️ Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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Are you on F.I.R.E. for retirement? In this episode of The New Money Habits Podcast, Coach Nino and Sarah discuss the F.I.R.E. (Financial Independence and Retire Early) movement that has been gaining popularity in recent years. We explore what F.I.R.E. means, the principles behind it, and the steps you can take to achieve financial independence and retire early.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com/budgeteers/helpful-tools

📞 Schedule a FREE call with Coach Nino or Sarah: www.newmoneyhabits.com/budgeteers/contact

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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Ashley D. from Georgia asked, "Should I stop aggressively paying down my debt for a month or two to focus on padding my emergency fund?" In this episode of The New Money Habits Podcast, Sarah and Nino discuss how to shift priorities and focus on what’s important in this season of Ashley’s journey.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  https://www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

📞 Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

📞 Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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Tis the season! In this episode of The New Money Habits Podcast, Sarah and Nino discuss a better plan for managing the holidays, financially. 

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  https://www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

📞 Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

📞 Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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Gift-giving can be stressful however, with a little planning, you can give meaningful and thoughtful gifts that are budget friendly also. In this episode, Sarah gives tons of gift ideas that are budget-friendly and meaningful.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  https://www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

📞 Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

📞 Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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Ever tried a “No Spend” month challenge? In this episode of The New Money Habits Podcast, Sarah and Nino discuss how “No Spend” month challenges miss the mark and provide real, effective ways to manage your money better every month.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  https://www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

📞 Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

📞 Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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There’s a lot of debate about buying cars. Old versus new, pay for versus finance. In this episode of The New Money Habits Podcast, Sarah and Nino have a thoughtful discussion about how to thoughtfully purchase cars. 

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  https://www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

📞 Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

📞 Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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What does Pride in Ownership mean to you? In this episode of The New Money Habits Podcast Sarah has an opinion on it and would love to hear your feedback.

👉 Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

👉 Join our FREE Facebook Group of like-minded people:  https://www.facebook.com/groups/newmoneyhabits

⤵️  Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

📞 Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

📞 Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

✅ Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

🎵 Music by Summer School

@newmoneyhabits / @KUWTJFC

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Ever wonder whether getting the warranty is a good value? In this episode, Nino and Sarah take a deep dive into whether or not you should purchase a warranty for certain products. 

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Feeling trapped? In this third of a 3 part episode of The New Money Habits Podcast, Sarah and Nino discuss six common money traps to avoid.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Feeling trapped? In this second of a 3 part episode of The New Money Habits Podcast, Sarah and Nino discuss six common money traps to avoid.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Feeling trapped? In this first of a 3 part episode of The New Money Habits Podcast, Sarah and Nino discuss six common money traps to avoid.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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With years of historically low interest rates, is paying off your mortgage really a good idea? In this episode of The New Money Habits Podcast, Sarah and Nino discuss the timeline and dollars associated with paying off a mortgage early.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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There are plenty of numbers we try to commit to memory. When you’re managing your money well, there are six numbers you’ll commit to memory. In this episode of The New Money Habits Podcast, Sarah and Nino discuss six numbers you should know — and track, because they will change over time.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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(Part 2 of 2) The way we think affects our behavior. So it stands to reason that the way you think about money affects the way you behave with money. In this two-part episode of The New Money Habits Podcast, Sarah and Nino discuss money mindset.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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(Part 1 of 2) The way we think affects our behavior. So it stands to reason that the way you think about money affects the way you behave with money. In this two-part episode of The New Money Habits Podcast, Sarah and Nino discuss money mindset.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Ever wonder if you should be tithing or giving to charity? In this episode of The New Money Habits Podcast, Nino discusses this heavily debated topic.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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What language are you using when you make purchases? Are you more concerned with making yourself feel “ok” with the purchase or others? Change your language to change your feelings about how you spend money.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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There are many methods for dumping debt, but no matter which you use, consider paying off debt in phases. In this episode of The New Money Habits Podcast, Sarah and Nino discuss kicking debt to the curb — in phases.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Food?! House Payment?! Family Trip?! Investing?! Most of us have multiple financial goals and priorities. But we all know what it’s like to be spread too thin. In this episode of The New Money Habits Podcast, Sarah and Nino discuss how to prioritize your income.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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A monthly budget? Nah! How about a budget that’s built around your pay periods?! In this episode, Sarah and Nino discuss how a monthly budget falls short and how there’s a better plan for your money.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Our guest, Maria Casillas, puts the habits in New Money Habits. Join hosts Sarah and Nino as they chat with Maria about why we behave with money the way we do — and if there’s any hope of changing behavior.

Schedule a FREE call with Maria: https://newmoneyhabits.as.me/?appointmentType=16158777

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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You don’t have to manage your money and make life-changing decisions all by yourself. In this episode of The New Money Habits Podcast, Sarah and Nino discuss one of the three keys to better money management.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Take your first step toward creating new money habits with our online course: How to Create a Better Budget: Your Foundation to Financial Freedom: https://www.newmoneyhabits.com/bootcamp

Music by Summer School

@newmoneyhabits / @KUWTJFC

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The best plan for your money is one that’s customized to your financial situation. In this episode of The New Money Habits Podcast, Sarah and Nino discuss one of the three keys to better money management.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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You have a right to know how to manage your money well. In this episode of The New Money Habits Podcast, Sarah and Nino discuss one of the three keys to better money management.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Are you tired of feeling guilty for going to the grocery store? When putting food on the table is a priority, the stress and anxiety of grocery shopping melts away. In this episode of The New Money Habits Podcast, Sarah and Nino discuss making food a priority and how much you should spend putting food on the table.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Are you living the #VanLife or thinking about becoming a full-time RVer? In this episode of The New Money Habits Podcast, Sarah shares her experience as a full-time RVer and how she plans her expenses for the glam of living life on her own terms.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Got kids? Whether your kids are school-aged or adults, there are always opportunities to talk to your kids about money. In this episode of The New Money Habits Podcast, Sarah and Nino discuss when and how to talk to kids about money.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Thinking about retirement? Whether you’re there or not, every stage of financial freedom can benefit from Sarah, Nino, and special guest Mike Kinealy’s discussion about IRAs, including Roths IRA, Backdoor Roth IRAs, and Roth IRAs for kids.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Wondering if you’ll ever take a vacation again? In this episode of The New Money Habits Podcast, Sarah and Nino discuss how to plan for travel even when you’re still paying off debt.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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It can be tempting to use low-interest debt to pay off high-interest debt. But does that solve the problem? In the episode of The New Money Habits Podcast, Sarah and Nino address a listener’s question about using student loans to pay off high-interest debt.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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There’s a lot chatter in the news about the Federal Student Loan Payment Pause and proposals for student loan forgiveness. What’s the real deal? In this episode of The New Money Habits Podcast, Sarah and Nino discuss the payment pause extension, forgiveness programs, and how to behave differently with student loans.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Talking about money is taboo. Let’s change that and start communicating about money. In this episode of The New Money Habits Podcast, Sarah and Nino discuss how to talk about money with partners and children.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Getting a high credit score requires you to know how to play the game. In this episode of The New Money Habits Podcast, Sarah and Nino discuss the five factors that determine your credit score and the importance of having a plan for using credit wisely.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Frustrated by recent events, such as gas prices and the alike? Us too! In this episode of The New Money Habits Podcast, Sarah and Nino discuss gas prices, financial literacy classes, and rant about recent events.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino

Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Reducing your taxable income, adjusting your tax withholdings, and how to best manage your tax refund all in this episode of The New Money Habits Podcast.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Looking for ways to combat recent inflation? In this episode of The New Money Habits Podcast, Sarah and Nino discuss practical tips for reviewing and revising your financial game plan to help you take control of your money during this historic period of inflation.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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So you’ve done a budget. Now what? In this episode of The New Money Habits Podcast, Sarah and Nino discuss the importance of executing your plan and what that looks like, practically.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Do you have an irregular income? Work hourly, for tips, on commission, or self-employed? You too can have a consistent and predictable income. In this episode of The New Money Habits Podcast, Sarah and Nino discuss practical methods and habits you can use to pay yourself a predictable income every pay period; however often you’d like that to be.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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What constitutes an emergency? How much should I have saved for emergencies? In this episode of The New Money Habits Podcast, Sarah and Nino discuss exercises for determining how much money to set aside for emergencies and what constitutes an emergency as what doesn’t.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Have you had it with your credit cards? Jade P. recently asked, “What is your advice to stop using a credit card for monthly expenses like groceries, television bill, things like that?” In this episode of The New Money Habits Podcast, Sarah and Nino discuss how to transition away from using credit cards, as well as how to use credit cards wisely.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Moving? Changing jobs? Life throwing you a curveball? Jaron C. recently asked, “How do I transition from living with roommates to leaving on my own?” In this episode of The New Money Habits Podcast, Sarah and Nino discuss how to manage your money, and stress, during life’s little (and big) transitions.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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In this episode of The New Money Habits Podcast, Sarah and Nino discuss how to fund and use cash envelopes. They share tips on how to get started and for which expenses to use envelopes. They discuss both physical envelopes and how to apply the same principles electronically.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Did the holidays leave you in a financial mess? In this episode of The New Money Habits Podcast, Sarah and Nino discuss techniques for cleaning up the mess and avoiding the same experience next Christmas.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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It’s hard to see a path back to even, let alone getting ahead when you’re behind on your bills. In this episode of The New Money Habits Podcast, Sarah and Nino discuss practical ways to regain control of your money, get caught up on past due bills, and even get ahead.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC

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Welcome to the New Money Habits Podcast, where we talk about how to create a better plan for your money so you don’t have to live paycheck to paycheck. In this episode, hosts Sarah Jones and Nino Villa discuss why having a plan for your money is necessary, what should be included in your plan, and how to create a new plan and some new money habits.

Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com

Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits

Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com

Music by Summer School

@newmoneyhabits / @KUWTJFC