No BS Finance: Recent Episodes
Nick Lightfoot
Can't understand finance lingo? Don't know where to start with investing? Mortgages scare the sht out of you? This podcast is for you.Uncomplicated, no bullsht finance talk to help you take control of your finances. This podcast will cover topics ranging from investing, to saving money, to mortgages. Questions will be answered, real-life scenario's will be run, and maybe even some fun will be had.
On this episode of No BS Finance I dive into the finances of buying a house. I speak about my own experience and really get into the process I took for budgeting for the monthly and annual expenses, any unforeseen costs, and the large upfront expenses that come with purchasing a home.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance I touch on two topics. I start by providing an update on the new capital gains tax in Canada, and then I go into how tax write-offs/deductions work and how you can cut the bullshit and use them effectively.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance I’m helping to answer a question that I get a ton. This question is all about what account people should be putting their money into. I do my best to provide a general answer to this pretty broad question. I break down what accounts you can utilize and what the order of funding should look like depending where you are at in life.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance I talk about a topic that happens to us all, but many of us don't even realize it's happening, which is the concept of lifestyle creep. I talk about what lifestyle creep is, how it can negatively effect you, and how to fight back against it.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance I dive into the wide world of finance BS that is out there (specifically on the internet). I not only point out some signs of BS so that you can recognize it and avoid it, but also explain why it's BS as well.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance I go back and reminisce on my story of investing and what pushed me to finally do it myself. I talk about the 2 most common reasons I hear as to why people don't invest on their own, how I overcame that, and how you can too.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance we are talking about the new capital gain policy that went into effect with the federal budget that was just released. I talk about what a capital gain is, how they are taxed, what the new policy is, and how it affects you (hint: it probably doesn’t).
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance we are talking about the best ways to get you out of debt and on your way to financial freedom. I talk about what debt actually is, why banks aren't your friends, and the two best methods for paying off debt when you feel like you're making no progress.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance we are talking about the tall task of getting to 100k invested, and why this number matters so much to your finances. I also talk about why compounding growth is such an important thing to make your wealth explode, and how it works, with tons of examples along the way.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
Music provided by:
Song: Enthusiast
Artist: Tours
Released: August 22, 2012
Licensed under the Creative Commons Attribution License
On this episode of No BS Finance I dive into how to manage your finances while you're in a relationship. I talk about what the main points of conflict are, some ways to resolve them, and much more. A super important episode as I have seen myself deal with some of these issues before and I bet you will too. So give it a listen if you want to be more aware of your own tendencies and those of your partner.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
On this episode of No BS Finance I am diving into the murky waters of real estate investing. We've heard it all before, "You have to invest in real estate to get rich" or something along those lines. So today, I am going to see if this is actually true, what the facts say, and whether it is actually a good investment for yourself.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - Talking about how Nvidia is influencing the market, Canadian inflation, the Reddit IPO, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
We are wrapping up the week that was in finance in 5 minutes - TTalking about why the stock market fell, some Canadian news, how much money some rich people made this week, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
We are back with another episode of No BS Finance and today I dive into why fund managers could be fucking around with your money and not maximizing your returns. I talk about what fund managers are and how they work, then dive into some details about how and why they may not be maxing out your returns.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - Touching on company earnings, Meta's bull run, Amazon & iRobot deal falling through, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
On this episode I share my thoughts on the role Bonds should have in your portfolio. I do a review of what bonds are, what sparked this new perspective, and how you can go about implementing this strategy into your own investing portfolio.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - touching on cost cutting, Alberta CPP plans, Billionaires going to jail, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
We are wrapping up the week that was in finance in 5 minutes - touching on the market returns for 2023, Alberta oil production, diamond prices, a blocked merger, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
On this episode I share my 5 personal finance tips heading into the new year. I share things you can do right now, and things that you can do throughout 2024 to make sure your finances are in order, wealth is being accumulated, and you are saving on taxes.
If you want to get in contact, I can be reached at the following:
nobsfinances.com
@nobsfinance
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - touching on why the markets did so well, the Google anti-trust trial, Tesla recalls, Pipeline issues, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
We are wrapping up the week that was in finance in 5 minutes - touching on how the markets did, interest rates & housing, Starbucks pulling a 180, McDonalds planning to dominate the world, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
In a very long overdue episode of No BS Finance, we dive into the details of investing on your own. I talk about the biggest obstacles people face, why they may not be actual obstacles, and how you can start investing on your own right now.
If you have any questions on the episode or would like to set up a one on one consult to discuss your own personal finances, I can be found at the following:
nobsfinances.com
@no.bs.finance
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - touching on why the stock market did well, Nvidia earnings, Mark Cuban making moves, the passing of Charlie Munger, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
On this episode of No BS Finance I am diving into the very important topic of talking to your kids about finances. This includes why you should, when you should, and some tips on how you should, so it's the most effective. This one is for all the parents, soon-to-be parents, and anyone who wants to reflect on how their parents introduced them to finances.
If you have any questions on this episode or would like to set up a consult to discuss your personal finances, I can be found at the following:
@no.bs.finance
nobsfinances.com
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - touching on why the stock market did so well, grocer earnings, M&A news, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
We are wrapping up the week that was in finance in 5 minutes - touching on how companies did with the earnings, interest rate decisions, US GDP growth, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
On this episode of No BS Finance, I am diving into some key differences in the investing strategies between men and women. I'll go into what the usual investing levers are, why men and women might have different strategies, some possible solutions to combat the differences, and much more.
The link to the Yahoo Finance article:
https://ca.finance.yahoo.com/news/young-women-invest-differently-more-143136439.html
If you have any questions on this episode or would like to set up a consult to discuss your personal finances, I can be found at the following:
@no.bs.finance
nobsfinances.com
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - touching on why stocks took a beating, oil companies making moves, Lululemon joining the S&P500, and much more.
If you have any questions about anything I mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
We are wrapping up the week that was in finance in 5 minutes - touching on oil prices still falling, big acquisition deals, Taylor Swift breaking records, and much more.
If you have any questions about anything i mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
On this episode of No BS Finance I dive into the essential aspects of a good fundamental investment analysis. I get into what the questions you should be asking are, what you should be looking at, the other analysis techniques, and much more.
In this episode I use a stock to clearly explain how I would do the analysis. This is a stock I own, but by no means am I telling you to buy or sell the stock, it is simply an example of how I would do the analysis.
If you have any questions on this episode or would like to set up a consult to discuss your personal finances I can be found at the following:
nobsfinances.com
@no.bs.finance
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - touching on the shutdown not happening, what happened in the world of unions, an out of touch CEO, and much more.
If you have any questions about anything i mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
We are wrapping up the week that was in finance in 5 minutes - touching on why the markets were down, what happened in the world of unions, an impending government shutdown, and much more.
If you have any questions about anything i mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
This week on No BS Finance we are diving into the topic of pensions. Before you get bored and fall asleep because pensions are "old people things" or "way to long into the future", do yourself a favour and take 20 minutes out of your day to learn how pensions work so that when you retire, you'll actually have money to live off of as opposed to having to work for another 5-10 years.
In this episode I talk about what pensions actually are, the different types, why you need one, how they work, and much more.
If you have any questions about todays podcast or would like to set up a consult to discuss your personal finances, I can be found at the following:
nobsfinances.com
@no.bs.finance
nobsfinancenick@gmail.com
We are wrapping up the week that was in finance in 5 minutes - touching on why the markets were down so big, what happened in the IPO world, strikes at the large auto factories, and much more.
If you have any questions about anything i mentioned today, or if you would like to set up a consult to discuss your finances, I can be reached at the following:
nobsfinances.com
nobsfinancenick@gmail.com
@no.bs.finance
We are wrapping up the week that was in finance. Tech had some wins but also some woes, and what happened with the economy? All that and more on this 5 minute recap of the week that was.
If you have questions or would like to set up a consult with myself to discuss your personal finances, please reach out at the below links:
@nobs.finance
nobsfinances.com
nobsfinancenick@gmail.com
On this episode of No BS Finance we are breaking down all the costs that go into buying a house, from your down payment to the detailed monthly payments you'll be making. This episode has it all, so if you are thinking about buying a house, give this episode a listen to see if you are factoring in all the costs!
If you have questions about this episode or would like to set up a one on one consult to discuss your finances, I can be found at:
nobsfinances.com
@no.bs.finance
nobsfinancenick@gmail.com
On this episode of No BS Finance we are wrapping up the week that was in finance in just 5 minutes.
I can be reached at the following for any inquiries you may have:
@no.bs.finance
nobsfinancenick@gmail.com
On this episode of No BS Finance I get into the very important topic of Emergency Funds. I go into what they are, how to set one up, where to set one up, and where this fund should be on your finance priority list. This episode is super important and relevant to basically everyone, so I hope you learn something new and can apply it to your own finances.
If you have any questions, if I missed something that you want covered, or if you would like to set up a one-on-one consult to discuss your personal finances, I can be reached here:
@no.bs.finance
nobsfinancenick@gmail.com
On this episode of No BS Finance we are diving into the world of travel. I talk about the several ways that your finances may get out of control during your vacation and the guilt that surrounds that. Then I get into some tips to make sure that you dont feel like that during your travels, so you can just focus on having a good time and creating lasting memories.
If you have any questions, if I missed something that you want covered, or if you would like to set up a one-on-one consult to discuss your personal finances, I can be reached here:
@no.bs.finance
nobsfinancenick@gmail.com
On this weeks episode of No BS Finance I dive into the ways in which people go about trying to track or save every little penny in their lives and why that may not be benefitting you in the long run. I also share some ways to allocate your time and money, and hopefully give you some piece of mind when you reach for the more expensive option.
If you have any questions, if I missed something that you want covered, or if you would like to set up a one-on-one consult to discuss your personal finances, I can be reached here:
@no.bs.finance
nobsfinancenick@gmail.com
On this weeks episode of No BS Finance we dive into a subset of a much larger topic that is financial guilt. This weeks episode will be all about feeling guilty after making purchases and then hiding them from your partner, friends, family, or loved ones in general. This is a feeling that many people can relate to (even myself), so its important to understand why this happens and also what we can do about it.
If you have any questions, if I missed something that you want covered, or if you would like to set up a one-on-one consult to discuss your personal finances, I can be reached here:
@no.bs.finance
nobsfinancenick@gmail.com
On this weeks episode I start by talking about some baby boomer stats that came out in Canada recently, which leads down the rabbit hole into the importance of retirement planning, and the importance of starting early.
Link to the article:
https://ca.finance.yahoo.com/news/posthaste-retirement-crisis-brewing-baby-120046000.html
Retirement calculator links:
https://www.wealthsimple.com/en-ca/tool/retirement-calculator
https://www.sunlife.ca/en/tools-and-resources/tools-and-calculators/retirement-savings-calculator/
If you have any questions, or would like to set up a one on one consult to discuss your personal finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
On this weeks episode of No BS Finance we are talking about a new (well new for me) way to budget that varies from the way that I described in an earlier episode. I talk through what this budget looks like and why it might work for you!
If you have any questions, if I missed something that you want covered, or if you would like to set up a one-on-one consult to discuss your personal finances, I can be reached here:
@no.bs.finance
nobsfinancenick@gmail.com
We've got a banger coming to you this week, with my top 5 business tax tips to (hopefully) help you keep that tax bill down, avoid fines/penalties from the CRA, and make your life a little less stressful.
If you want to get in touch to talk about your personal finances or if you have any questions on what I talked about today or in a past episode, I can be reached at:
nobsfinancenick@gmail.com
@no.bs.finance
On this episode of No BS Finance we are diving into an article that was written which outlined some key points that Vanguard made about investing in times of turmoil. I start by talking about who Vanguard actually is, what points they made, I then break them down one by one, and then provide a summary of why this information matters to you.
A link to the article can be found here:
https://finance.yahoo.com/news/timing-market-futile-dramatic-selloffs-211703089.html?guccounter=1&guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce_referrer_sig=AQAAACfMIRqbnXqtN6NK7_WidPQptldI5uzihheInu3Mi1yqW9_ntXR-wqiBE9NIKNTx8NIqpVGKh1I_3_F6jq56MWMpSsZlHSBlpCk_8-Hnfby8PK-ertgHU1A2eaXpWZ65vDKo7nea6ncZN967w1Su3Aa1nz11svFgUOsIgPLKSxsM
If you have any questions or would like to set up a one-on-one personal finance consult to discuss your own finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
On this episode of No BS Finance we are diving into another finance myth by talking about the myth that day traders make a ton of money, and are wildly successful.
I talk about what day traders are, what the myth is, and what the truth is. I definitely get ranty on this one and a little fired up at certain points, so I hope you enjoy this episode!
If you have any questions, or would like to set up a one on one personal finance consultation to discuss your finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
On this episode of No BS Finance we dive into some preliminary debt discussions. I talk about the main forms of debt you will see in your life and some quick discussions about the specifics of each. I definitely rant a few times in this episode (which brings me joy), and this may be a high level overview but there are some very relevant and important topics brought up in this episode.
If you have any questions or would like to set up a one on one personal finance consultation, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
On this episode of No BS Finance I have a pretty frank discussion about salaries and how to build overall wealth throughout a lifetime. There may be many people who disagree with what I say in this episode, and I definitely take a couple of points to the extreme, but overall I believe the message holds true on how people really build wealth throughout their lives.
If you have questions or would like to set up a consult to discuss your personal finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
In this episode we start the trend of debunking some finance myths out there. We are kicking it off by talking about the myth that you need to be a financial professional/expert in order to invest and make money. I'll break down where this myth came from, whether there is any truth to it, and what the reality is.
If you have any questions or would like to set up a one on one personal finance consult to discuss your finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
On this weeks episode of No BS Finance we are talking all about options, including what they are, how they work, some examples, and how they could work for you. Before we get into that though, I do a quick little news update on some developing stories, as well as some stories that I’ve covered before that I need to close the loop on.
If you have any questions, if I missed something that you want covered, or if you would like to set up a one-on-one consult to discuss your personal finances, I can be reached here:
@no.bs.finance
nobsfinancenick@gmail.com
Tax season is upon us, and with that being said, I figured it would be a good time to do a basic intro to taxes. This episode is primarily touching on how to file, and some goods tips and tricks to help you out while filing. This won't be a detailed look at how to reduce your taxes, but is more of a general tax understanding and key information episode.
If you have any questions on todays episode, or if you would like to set up a one on one consult to discuss your finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
On this weeks episode of No BS Finance we are covering a poll done by RBC on the state of people’s finances. I do my best to break down the report and cover the key topics that I believe are of interest to you.
I definitely go on more than one rant during this podcast, but I think a lot of useful actionable tips come out of this one that you can apply to your finances right now to help you feel more financial confident.
The link to the RBC article is here:
https://www.rbc.com/newsroom/news/article.html?article=125775
If you have any questions, if I missed something that you want covered, or if you would like to set up a one-on-one consult to discuss your personal finances, I can be reached here:
@no.bs.finance
nobsfinancenick@gmail.com
On this episode of No BS Finance we are getting back into investments after a brief hiatus. Todays investment topic is Bonds.
Bonds are usually only known by people in the finance world, but often make up a good portion of peoples portfolio, yet people have no idea what they are or how they work. So today we are breaking down those barriers and learning all about what they are, how they work, and why they are often in investment portfolio's.
If you have any questions on todays (or any of the other) podcast, or if you would like to set up a one on one personal finance consult, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
It's bonus episode time here on No BS Finance because we are talking about a finance news story that is sweeping the USA and Canada. That's right, we are talking all about the collapse of SVB bank. I talk about what happened, why it happened, why it matters to you, and just generally break down the story so you can understand it.
Helpful links to the full story:
- https://www.theguardian.com/business/2023/mar/13/silicon-valley-bank-why-did-it-collapse-and-is-this-the-start-of-a-banking-crisis
- https://www.nytimes.com/2023/03/11/business/dealbook/silicon-valley-bank-collapse.html
If you have any questions or would like to contact me regarding anything else about the podcast or your own personal finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
We are back on the investment train this week talking all about GIC's. These investments are picking up popularity these days due to the rising interest rates, so we'll talk about what they are and how they can work for you and your portfolio.
If you have any questions, scenario's from your own life that you would like me to cover on the podcast, or would like to set up a one-on-one consult to discuss your personal finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
On this episode of No BS Finance we are dissecting the results of a poll done by BMO regarding how much Canadians believe they need to retire. The answer is definitely more than you think.
I'm going to break down the numbers and hopefully make the report a little less scary than it seems in all the headlines.
If you have any questions on the podcast, or would like to set up a one-on-one personal finance consult to talk about your finances, you can reach me at the following:
@no.bs.finance
nobsfinancenick@gmail.com
This week on No BS Finance we are covering all things Mutual Funds. They work similarly to ETF's, but definitely have their own nuances that need to be covered. I talk about how they work, why they are so popular (an unpopular in some cases), and if they can work for you.
Also, in this podcast, I talk about another podcast that I listen to that has really helped me understand Canada business and monopolies, with insights that you wouldn't normally hear in traditional media. The podcast name is 'Commons' and has a subtitle of 'Canadaland'. I highly recommend it if you are on the hunt for a new podcast.
As always, if you have any questions or would like to set up a one-on-one personal finance consultation, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
In this episode of No BS Finance we are keeping the investment train rolling by talking about ETF's (Exchange Traded Funds). I've talked a bit about these before, but today I go into more detail about what they are, why they're so popular, and if they can work for you and your portfolio.
If you have any questions or would like to schedule a personal finance consultation, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
In this episode of No BS Finance we are starting our dive into the world of investments by talking about Stocks.
In this episode I talk about the two different types of stocks and the characteristics of each, I talk about how people generally make money off of stocks, and we finish off with why this information matters to you and your finances.
If you have any questions on the podcast or would like to set up a one-on-one personal finance consultation, I can be reached at the following:
nobsfinancenick@gmail.com
@no.bs.finance
On this episode of No Bs Finance we are going to be diving into the world of stocks by talking about both stock exchanges and indexes. I get deeper into what they are and what they aren't, I define some finance jargon that is often associated with these topics, and then most importantly, I talk about why this information matters to you.
If you like the podcast, be sure to give it rating, a download, and share it with your friends/family. If you have questions or you if you would like to set up a one-on-one personal finance consultation, I can be reached at the following:
nobsfinancenick@gmail.com
@no.bs.finance
In this episode of No BS Finance we are getting into the topic of IPO's, mainly about what they are, how they work, and why companies do them. Also, at the end of this podcast I am going to be covering a real life scenario where I'll share my thoughts on the situation and what I would most likely do.
If you have any questions or would like to set up a one-on-one consult, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
This week on No BS Finance we are covering the two major types of companies in the economy: Private and Public companies. I'll be discussing what they are, how they work, and why it all matters to you.
If you have any questions or would like to set up a one on one personal finance consult, I can be contacted at the following:
@no.bs.finance
nobsfinancenick@gmail.com
In this weeks episode we are talking about the very broad and complicated topic of the economy. This episode is kept fairly broad and high level to set a good foundation before this podcast dives into more specific topics inside of the economy.
I talk about what the economy actually is, the different types, various indicators of economic health, and why it may matter to you.
If you have any questions or would like to set up a one-on-one consult to discuss your personal finances, I can be reached at the following:
@no.bs.finance
nobsfinancenick@gmail.com
In this episode we will be covering a new savings account that is becoming available in 2023 called the First Home Savings Account (FHSA). I'll talk about when it's coming available, what the benefits and drawbacks are, and why it might be right for you. Also, I'll be providing some context and commentary on a major finance news story in Canada that has been developing over the last year and a half.
If you have any questions or would like to set up a consulting session, I can be reached at:
nobsfinancenick@gmail.com
@no.bs.finance
This episode will conclude the three part mini-series on the various savings accounts available in Canada. Today, we are finishing off by talking about the RESP, including what it is, what the pro's and cons are, and how you can maximize it in tandem with the RRSP and TFSA.
If you have any questions about RESP's or any of the other savings accounts, you can reach me at the following:
nobsfinancenick@gmail.com
@no.bs.finance
We are picking up right where we left off in the TFSA episode, but this time we are covering RRSP's. We cover all you need to know about this savings account, including what it is, what the benefits are, what the drawbacks are, when should you max it out, and how should you use it in tandem with the TFSA.
If you have questions or want to schedule a consult, you can reach me at the following:
nobsfinancenick@gmail.com
@no.bs.finance
This episode on TFSA's is the start of a three part series on savings account. There is a ton of knowledge packed into this episode, as we cover everything you need to know about the TFSA. Timestamps for the podcast are as follows:
0:00 - Intro
0:57 - What is a TFSA
6:52 - Pro's and Con's
11:14 - How to set one up
20:22 - Maximizing your TFSA
32:12 - Summary and Final Comments
If you have questions or if you would like to set up a one on one consult to discuss your finances, I can be reached at the following:
nobsfinancenick@gmail.com
@no.bs.finance
On this week of No BS Finance podcast I cover everything budget related. I talk about what budgets are, what I think of them, and how to build an effective one if you choose to use one.
Reach out at the following links to ask questions or set up a one on one consult:
nobsfinancenick@gmail.com
@no.bs.finance
What are the big credit card companies? How do they benefit? Whats the best way to pay off your credit card? What is a good way to think about your credit card approach?
All these questions and more will be answered on this episode of No BS Finance.
If you have questions or want to contact me regarding a personal finance consultation, reach me at:
nobsfinancenick@gmail.com
@no.bs.finance
Why do FX rates matter to you? Why do we always take out cash before we travel? Whats the difference between my savings and chequings account? How are the banks making money off me?
All of these questions and more are going to be answered in this first episode of No BS Finance.
Email your questions, real-life scenario's, or requests for consults here:
Email: nobsfinancenick@gmail.com
Instagram: @no.bs.finance