Mortgage Mindset's Podcast: Recent Episodes

Mortgage Mindset

Unlocking the Mystery of Mortgages: Join us as we explore the ins and outs of one of the biggest financial decisions you'll make. From understanding interest rates to navigating the home buying process, we'll help you make informed choices about your mortgage. Tune in for expert insights, practical tips, and much more.

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If you are a veteran, service member, or eligible surviving spouse, you may be able to buy, build, or improve a home with a VA-backed loan. In this episode, we’ll talk about the benefits, eligibility requirements, and application process of VA home loans. We’ll also answer some common questions and share some tips on how to make the most of your VA home loan benefit. This episode will help you understand how VA home loans work and how they can help you achieve your homeownership goal

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Join us as we talk about home equity in this week’s episode of the Mortgage Mind Podcast. 
 Home equity refers to the difference between the market value of your home and how much remains on your mortgage. 

We’ll discuss what causes your home equity to increase, and how you can leverage that valuable asset in a variety of ways. Learn what a home equity loan or home equity line of credit (HELOC) is, how you can borrow against your home as collateral, and the different types of interest rates that apply.

mortgageloans #HELOC #Homeequity #homedownpayment #homeequityloan

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Despite what you’ve heard, a 20% down payment is no longer a necessity for buying a home. In this second episode of the Mortgage Mindset podcast, Kendall and Dekovan break-down the difference between FHA and conventional loans and teach you how to leverage refinancing options to make the different types of mortgages work for you. Plus, find out home some home-buyers end up pocketing money after taking out of a loan on their new house, and what kind of down payment assistance you can qualify for if you cannot save the money. 

Plus, learn about second liens and find out exactly how long you’re locked in if you choose to apply for one (and, what happens if something does change before your contract time lapses!) Find out about state, county, and city-wide grants and down-payment funding so that you know all of your financing options before talking to a realtor. Finally, if you’ve ever wondered about mortgage insurance (and how to avoid it) you’ll want to pay close attention to this Mortgage Mindset episode. 

If you missed episode one of the mortgage mindset podcast, Kendall and Dekovan discussed what you need to know about the pre-approval process and interest rates before you start shopping for a new house. It’s packed with tips for first-time home buyers, so be sure to catch up here:

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In this introductory episode to the Mortgage Mindset podcast, Kendall and Dekovan share tips for first-time home buyers. Learn what you can expect (and what you need to be prepared for) before you buy a house, what the pre-approval process is like, and why high interest rates shouldn’t scare you away from purchasing your dream property.  

Throughout the Mortgage Mindset podcast series, we will discuss all topics related to mortgages. We’ll offer a range of knowledge and insights, covering everything from first-time home buyer questions to more in-depth, less-well-known trade secrets and tips from mortgage and lending experts. The Mortgage Mindset podcast is here to help you navigate financing a home, selling your current property, refinancing, making wise investment decisions for additional properties, and more.  

We’re helping you shatter the stigma that mortgages are confusing, teaching you everything there is to know about financing a home purchase. This way, you can stay up-to-date as the real estate market shifts, and make the best decisions for your family—and your finances. 

Feel free to drop any questions in the comments. We’d love to help you out, and may even discuss your question in an upcoming episode of the Mortgage Mindset podcast! Don’t forget to subscribe—tune in to our next episode for down-payment assistance tips that will blow your mind! (Need 20% down to buy a home? Not anymore! Find out why—and how to get around that requirement—in  episode two.)