Cash Me If You Can: Recent Episodes
Spandan Neogy
Cash Me, If You Can — A Podcast that delves deep into the world of Personal Finance, Contemporary Economics, Truculent Marketing, and everything in between. Financial Markets to Fiscal policies, Cardano to Compounding, CMIYC is an extensive dive into the realm of Money; brought about by your host, Spandan Neogy
Today's episode is all about Akshay Gurnani. He is the C.E.O & Co-founder of Schbang- one of India's leading marketing agencies with $20M+ in ARR.
He shares his journey of co-founding Schbang from scratch in 2015 and rapidly scaling it to a 1,150-member integrated marketing solutions powerhouse.
Akshay also gets candid about the hustle in the early days - winning clients door-to-door (almost) with no reputation. He talks about the processes he implemented to maintain quality as they expanded across multiple offices.
We then talk about his evolution as a leader - from the initial leadership style to adapting the approach for a large team. Akshay dives deep into the importance of company culture and challenges of preserving it while scaling.
Ofcourse, we also discuss angel investing. He reveals his personal investment thesis for startups like Kaatil and WickedGud. Akshay also provides insights into balancing his many responsibilities, emerging marketing channels he's bullish on, Schbang's vision for global growth, improving business education and more.
The episode ends with a rapid-fire round covering advice ignored, outdated sales tactics, marketing myths busted and other surprises. Get a glimpse into this accomplished marketer-entrepreneur's mind.
Plug in your headphones for an enriching conversation, where Akshay's journey through his own career, personal growth, and becoming a great leadership comes to life.
New episodes every now and then.
Connect with me on Linkedin: https://www.linkedin.com/in/neogyspandan/
Decisions, Democratization and Fintech: Today we sit down with Ajinkya Kulkarni, the CEO and Co-founder of Wint Wealth. It is a candid discussion about his riveting journey as we delve into Ajinkya's life and accomplishments in the fintech in India. From his formative years, we uncover the roots of his entrepreneurial zeal and how they shaped his path to becoming the driving force behind Wint Wealth. Ajinkya takes us through pivotal moments at the Indian Institute of Technology Gandhinagar, recounting mentors who ignited his passion for entrepreneurship. With a transition from Mswipe Technologies, where he built a remarkable portfolio from scratch, to the inception of Wint Wealth, we explore the driving forces that fuel Ajinkya's unwavering conviction in innovation and financial growth. We also walk through the personal facets of entrepreneurship as Ajinkya shares the impact on his relationships and the art of harmonizing personal life and professional ambitions. His candid guidance for recent graduates caught between corporate careers and entrepreneurial pursuits offers a unique perspective. He underscores the transformative power of learning and its role in shaping his trajectory from early days to ongoing growth. As we peer into the fintech future, Ajinkya unveils his vision for the next decade, where Wint Wealth is poised to thrive in an ever-evolving landscape. Join us for an enriching conversation, where Ajinkya's journey through fintech, personal growth, and inclusive leadership comes to life in a candid and inspiring narrative.
New episodes every second Sunday
Connect with me at: https://linktr.ee/neogyspandan
Opportunities, Opulence and David Beckham: In today's episode, join me as we welcome Mr. Raghav Belavadi, the dynamic Founder and CEO of Hype Luxury. From starting his career at Satyam sans coding skills to mastering multiple languages, Raghav's unconventional route to success is inspiring. He shares intriguing tales from his stint at Infosys and his thrilling encounters with global icons, like David Beckham and Nithin Gadkari. We explore his journey from the failure of his first HR analytics startup to the successful acquisition of his fintech venture. With candid insights about founding and scaling Hype Luxury, India's premier luxury mobility startup, Raghav delves into the importance of team training and his unique approach to maintaining a high-end atmosphere for his employees. He reveals his aspirations for space tourism, explains why he still refers to his established enterprise as a startup, and how his personal relationships influence his customer service philosophy. This episode is a must-listen for those interested in the intersections of luxury, mobility, and entrepreneurship, brought about by your host, Spandan Neogy.
New episodes every second Sunday
Connect with me at: https://linktr.ee/neogyspandan
Internships, Investments, Incubation: Rishav Agarwal: In this episode, we welcome Rishav, a prodigious entrepreneur and dynamic investor, who's disrupted traditional norms with his audacious stint of 43 work-from-home internships during college, to bootstrapping a startup and foraying into fintech with TransBnk. We navigate through a broad spectrum of conversations from Rishav's early money mindset, his unique approach to finding the perfect product-market fit, to the exhilarating journey of turning down venture capital to stay bootstrapped. As we traverse the highs and lows of his entrepreneurial journey, Rishav unveils enlightening insights into the startup investing landscape, his passion for mentoring early-stage startups, and the future of fintech in India. This episode, laced with exciting investment tales, strategic advice, and a quickfire round that uncovers untold personal tidbits, is a captivating exploration of the relentless pursuit of entrepreneurial excellence in an increasingly digital era, brought about by your host, Spandan Neogy.
New episodes every second Sunday
Connect with me at: https://linktr.ee/neogyspandan
Startups, Careers and the Future: Aditya Kulkarni, an entrepreneur who is on a mission to redefine business education in India. A serial innovator and BITS Pilani and IIM-B alumnus, Aditya's entrepreneurial ventures, from Learning Outcomes to BabyOnBoard and now Stoa, have consistently pushed the boundaries of what's possible. In this episode, we dive into a discussion that traverses the realms of Quantum Physics, ancient Greek philosophy, post-industrial-age career planning all the way to the heart of nuanced business principles. Aditya shares his unique insights into the dynamics of entrepreneurship, the evolution of startups, and the future of business education in an increasingly digital era. We also tackle deep philosophical questions about reality and perception, especially in light of emerging brain-computer interface technologies. Can these advances redefine our understanding of 'reality'? And what implications might they have for diverse strata of society? Join us in this intellectual odyssey as we navigate through unconventional topics, interspersed with light-hearted banter and rapid-fire insights. Expect a conversation that stretches the boundaries of traditional business discussions, offering you a fresh perspective, brought about by your host, Spandan Neogy.
New episodes every second Sunday
Connect with me at: https://linktr.ee/neogyspandan
There are some people you come across in your life who end up fundamentally altering the way you perceive this journey, the way you contextualize relationships, build bridges or even perceive intent- Steve has had that influence on me. In the last episode of the first season, I want to talk about something unique, and that special is Steve’s life for me because this is a journey I want more and more people to be subjected to. So gear up, one last time, to embark on a journey celebrating the man who changed the world, from early years to reinventing technology for the world as a whole to partake and be enshrined in our hearts forever. This is an episode to celebrate the legacy of Steve, and that being said, here's to the crazy ones, one last time. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Ah yes, my great nation- India. What a journey it has been through. From being accountable for 26 percent of global GDP to being used as fuel for the British empire and to now being a 3 trillion dollar economy India’s economic history itself is a very riveting story. So today, let’s backtrack. Individual, economic, social, and political freedom were envisioned by independence. Almost 76 years later, India seeks to join the $5 trillion club, changing these ideals. Today, we examine the influences of socialism, post-socialism, liberalization, and after on economic policy and India's millennial transition along with present statistics and obviously, a detailed view of the future in the coming decade and more. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Just think with me for a second here. Let’s go on a journey. We live in a society; I am sorry I had to. So we live in a society where there is no division, at least among the nationalities themselves. In this hypothetical world, we all live in one country called “the world” as the human race's collective. This can have a lot of implications, from living together in harmony to nuclear war, but we will not go into that. However, what I am interested in talking about is a hypothetical question. So living in this hypothetical world has a consequence. We use one currency to buy everything—one single currency across the globe. Keeping the whole World War that would follow in deciding whose currency we use aside, we will skip right to the harmonious days when humanity is living under a unified banner and using one single currency and understand the implications of having one single economic unit and everything else that consequently comes with it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Regardless of which side of the spectrum you belong to, here is one hard fact no one can dispute. Capitalism has single-handedly lifted more people out of poverty than any other economic methodology. In fact, all other economic models combined; perhaps the most widespread example is China's being a hunger-stricken, impoverished, famine-ridden communist country to witnessing the most pervasive eradication of poverty in human history after embracing the market. In just 40 years, China is very well on its way to becoming the biggest economy in the world. At about 17 trillion US dollars, the second-largest economy globally has a fascinating story. In today’s episode, we go back half a century to a war-torn ravaged China, which was then again followed by another 20 years of stagnated economic growth, terrible genocidal policies, and an overall collapsing economy, and then, the miracle that stuck and how communist China ended up weaponizing capitalism with a layer of tyranny. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
This episode will be all about me giving away information and hoping the Feds do not get involved. I mean, it’s a pretty safe gamble; if they could forgive me for going after the Vatican’s private equity fund, they can let this one happen too. Money Laundering. No, this is not in any way connected to an Ozark episode. Okay, so let’s just say, hypothetically, you did things that do not precisely adhere to the constitution, but you end up filthy rich. That might sound pretty good, right, minus the morality part? But what if I told you that money is entirely useless to you unless you figure out a way to make it legal? That sounds weird? I know. But the fact is, The goal of many criminal acts is to make money for the person or group who commits the crime. Let me tell you a few stories. Suharto was President of Indonesia from 1967 to 1998 and ranked first on Transparency International's list of the world's most corrupt leaders. Time Asia magazine estimated the Suharto family's wealth at $15 billion after his forced resignation, with $9 billion allegedly deposited in an Austrian bank. It was also claimed that up to $73 billion passed through the family's coffers during Suharto's presidency. He died in 2008 at the age of 86, and due to his advanced age, he was never tried. We also have ex-lawyer Ferdinand Marcos, who served as President of the Philippines from 1965 to 1986 before being deposed by a popular uprising. He laundered billions of dollars in stolen public funds through banks in the United States and Switzerland during his reign. The money, estimated at US$7.5 billion, was recovered by the Philippines through a massive operation known as "Operation Big Bird." According to legend, Marcos' opulent lifestyle was epitomized by his wife Imelda's collection of over 2,500 pairs of shoes. Who else do you know? The most well-known of America's mobsters was instrumental in developing modern money laundering schemes. He is thought to have laundered $1 billion through various companies. His first businesses were laundromats, which, because they were cash-only, were ideal for concealing and disguising illegal gains. The fact that Capone worked in the laundry business is frequently cited as the source of the term "laundering."So what exactly is it? Criminals conceal their heads, change their form, or move the funds to a location where they are less likely to attract attention, and that is exactly what we will discuss in today's episode. Everything from the complexities of money laundering to a hypothetical, step-by-step process for cleaning your dirty money is covered, in one single episode. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
So I just finished watching WeCrashed on Apple Tv, and oh boy. Oh boy. I knew about the whole we work fiasco, but just from the valuation aspect and the failed IPO and the trials and whatnot, but the whole story is much broader than that and, I dare say, oddly inspiring. From growing up in a kibbutz to running a business that made baby overalls with built-in knee pads to running a company that was a real estate company but pitching it as a tech company valued at nearly 50 billion dollars, Adam Neumann has had quite the thrill in his 20s. From its inception to Miguel, the entire story of WeWork, the introduction of Rebekkah to the scene is just so much more than what mainstream media portrays it. WeWork became just short of a cult, with everyone striving to follow its messianic leader at the top. And most importantly, the story teaches us the fundamental lesson all businesses must adhere to in this valuation frenzy- well, the very fundamentals of the company at stake. A tale about sheer perseverance, passion, leadership, delusions, the abject world of venture capital in the 21st century, and the goal to “elevate the world’s consciousness.” Don't worry; we will get into all of that as we focus on the story of WeWork from the ground up and what exactly killed it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Would you look at that? We're back at it. Back at what we do best. Controversy! No jokes aside, I am confident that this episode will be misperceived. Most would not even consider the data presented because, hey, the whole conforming to the narrative bias; I get it honestly, I understand. But for those of you who still have a clear mind and a conscience. The 2019 CBO report estimates that raising the minimum wage to $15 an hour by 2025 would result in the loss of approximately 1.3 million jobs. The numbers could be substantially higher if companies moved significantly toward outsourcing more jobs to less expensive labor markets outside the country. The net outcome of an increased minimum wage might also be many overqualified workers taking minimum wage positions that would ordinarily go to young or otherwise inexperienced workers. But on the other hand, proponents of raising the minimum wage estimate that a much larger number of individuals and families will move out of poverty if they earn more money. A related potential benefit is a projected reduction in the need for federal and state government expenditures on financial aid for poor and low-income individuals. So which side is correct? What is even the proper stance here? Is there even a right stance? What do the economics say? I will try to stay apolitical, I promise. In today’s episode, we will delve into exactly that and more. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Pyramid-Ponzi-MLM. The world of fraudulent schemes is very, very bizarre. So many people daily have no idea, absolutely no idea how they are engrossed in wide-spanning operations to rob them literally. Each type has its fair share of expertise and prevalence, from billions of dollars in coordinated heists to straight-up money laundering. But hold up, are you also one who thinks all of these are the same? A pyramid scheme is a Ponzi scheme, or do both make MLM? Nope, not even close, and this is where this gets very interesting. Pump and Dumps? Racketeering? Consumer fraud? How is the FBI involved? From Charles Ponzi duping 20 million dollars and coining the very term to the largest Ponzi scheme in Wall Street history by Bernie Madoff, not to mention multi-level marketing schemes, we have a lot to cover. Herbalife to HIgh tech marketing and from so-called hustle bros promoting their nonexistent product on Instagram to your friends being peer pressured into it, this has everything, Sketchy, unsustainable business models, to the Albanian pyramid scheme, the disaster it was to the sheer economics of multi-level marketing schemes, we cover it all. Let’s get right into it! As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Okay, before you get all excited and jumpy to hear the story of Mcdonald's, no, that’s not what we are here for today. I used that because what better euphemism for globalization to use other than Mcdonald's itself? Ah yes, globalization. Capitalism’s flagbearer. Countries that were hitherto closed to trade and foreign investment open up their economies and go global, increasing the interconnectedness and integration of the world's economies. Globalization has defined almost every aspect of our society’s growth over the past 100 years. The globalization trend eventually waned and crashed in the catastrophe of World War I, followed by postwar protectionism, the Great Depression, and World War II. After World War II in the mid-1940s, the United States led efforts to revive international trade and investment under negotiated ground rules, starting a second wave of globalization, which remains ongoing, though buffeted by periodic downturns and mounting political scrutiny. We’ve got globalization to thank for the availability of everyday items like avocados (cultural globalization), annual events like Black Friday (globalization of traditions), and even your favorite show on Netflix (digital globalization) – but what exactly is globalization in the context of the present day? How does it impact our lives, and why is it so important? Even furthermore, owing to everything that changed in the world following 2020 and right now with the Russian invasion of Ukraine, are we correct to believe that this will reverse the globalization trend that we have seen unprecedented for almost 80 years? And if so, how does it affect capitalism? We explore all of these questions and more, covering everything from the history of globalization to the anti-globalization movement to the present structure of our economies and the changes it will eventually go through within the next decade. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Let me tell you a story. There is this tiny small pearl-shaped island nation in the southern part of the bay of Bengal, floating in the Indian ocean. It’s documented history going back over 3000 years, home to few of the earliest known Buddhist writings, a hub for international trade through most of medieval history, being a rich depot of spices and luxury then unimaginable to westerners and, of course, all the colonial restructuring from the Portuguese to the dutch to the British to now the independent nation of Sri Lanka aside, today, Sri Lanka is a multinational state, home to diverse cultures, languages, and ethnicities. Okay, this is where it gets interesting. Sri Lanka is now facing the worst economic crisis since gaining independence in 1948. The recession is attributed to foreign exchange shortages caused by the clampdown on tourism during the pandemic. This has left the country unable to buy enough fuel, with people facing acute scarcity of food and necessities, heating fuel, and gas. As protests over fuel shortages erupted across the nation, Sri Lanka deployed troops to fuel stations. As a result of the country's severe fuel shortage, motorists have had to deal with long lines to fill their tanks daily. And this is only one of the country's many problems. Sri Lanka is experiencing a full-fledged economic collapse. The situation has become highly bleak due to rising prices and the country's debt crisis. Private banks have run out of foreign exchange to finance imports, resulting in severe food shortages. Since January, even India has helped Sri Lanka with USD 2.4 billion, including a $400-million currency swap and a $500-million loan deferment. Last month, Sri Lanka signed a USD 1-billion credit line with India to procure food, medicines, and other essential items. The past week, the current party in power had to declare a state of internal emergency to deal with the mass protests being demonstrated throughout the country. But how did it get to this state? Wasnt Sri Lanka a prospering nation? Where does China come into all this? Is this the debt trap of china’s diplomacy? Is this the fate that beholds almost the entire African subcontinent in the near future? We will answer all of those in today's episode and more. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
In its various forms, gambling is a historically and culturally prevalent pastime that is widely accepted in almost all cultures and societies. Gambling can be a very social experience in the form of an interactive event, whether it's a group of friends going to a sports game and placing bets, a poker night at a friend's house, or attending a casino party and playing the slots, so gambling with real money makes the game that much more competitive, which some would view as more fun. Some sports fans will not watch a game unless they have wagered on it. Evidence suggests that most people who gamble do so at low levels and have no negative consequences as a result of their actions. However, communities, industry groups, gambling regulators, and politicians acknowledge that gambling causes significant harm to at least a subset of people. All of these organizations must work together to address these issues. Few have been effective despite decades of effort to develop and implement harm-reduction gambling interventions. Gambling-related problems at various levels, including those related to another person's gambling, are relatively common. According to Australian research, each problem gambler affects up to six people. Gambling problems are a social issue similar to major depressive disorder and alcohol misuse and dependence. But, no, I'm attempting to argue that the economics of gambling are bizarre. According to conventional economic theory, Casinos should not exist because it assumes that all humans are rational and make rational decisions, which we all know is not the case. So, according to conventional economics, you would not accept any deal in which you lose money as little as possible, perhaps getting 96 dollars for 100 dollars, would you? Right? But people do it; millions of intelligent, financially secure people do it, and they lose money. But why is that? We'll answer that question in today's episode. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
In 1891, the Edison Company successfully demonstrated a prototype of the Kinetoscope, which enabled one person at a time to view moving pictures- cinema was born. At first, films were concise, sometimes only a few minutes or less. They were shown at fairgrounds, music halls, or anywhere a screen could be set up and a room darkened. Subjects included local scenes and activities, views of foreign lands, short comedies, and newsworthy events. The films were accompanied by lectures, music, and many audience participation. Although they did not have synchronized dialogue, they were not ‘silent’ as they are sometimes described. But by about 1914, several national film industries were established. Films became longer and storytelling, or narrative, became the dominant form. As more people paid to see movies, the industry which grew around them was prepared to invest more money in their production, distribution, and exhibition, so large studios were established and dedicated cinemas built. The First World War greatly affected the film industry in Europe. The American industry grew in relative importance- setting the stage for the most potent mass media known to mankind, which shaped society as we know it. But I am making this episode today not to talk about the present state of the cinema industry but the vehement change it is undergoing. We are at a stage where it has become so unpredictable what the next 10 years of consuming content mean for us; we have top firms trying to analyze and bank on the situation. In today’s episode, we will touch on many compelling grounds. We have a lot to explore, from early cinema to ott to customer accusation, attention retention, and even the metaverse. We will get right into it; I am so hyped for this. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Climate Change. Greenhouse gases, emissions, rising sea levels, Human activities, primarily the burning of fossil fuels, have fundamentally increased the concentration of greenhouse gases in Earth’s atmosphere, warming the planet. Natural drivers, without human intervention, would push our world toward a cooling period we have all heard it and are aware of it. But my motivation for this episode is a bit different like I really want to get into three things. Firstly, from a purely technological perspective, what really are our options? I do not wish to jargon about sustainability here; today, we are talking solutions, actual solutions without politicizing it. Secondly, we will talk about nuclear energy and how it can help us combat this climate change and remove politics from it. Lastly, I want to get to the exciting part and what you are here for. From the core of my heart, I genuinely believe that solving climate change will evolve into an industry big enough to create our first trillionaire. If not, first at least one of them, so we will actually let that idea run wild for a while and see the financial incentives behind solving climate change. What are companies doing about it, and how can someone make money from a pressing problem? All while saving humanity. From green cement to carbon capture to delicious insects to the future of nuclear power to understanding the scale of money required to make it happen, Buckle up; we will go through all of it in one episode. Just as we do it best. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Oh, we are doing this we are so doing this today. Probably the coolest thing I could talk about. Spycraft. Espionage. Bond, Jame Bond. Okay, no jokes aside, believe it or not, espionage is the second oldest profession in the world. The Bible tells us that Samson’s treacherous mistress Delilah has come to symbolize female infidelity, but her betrayal had nothing to do with adultery. She was a spy for the Philistines, working at their behest to bring down the leader of the Israelites. The world of espionage continues to intrigue and thrill every new generation. It’s glamorous, isn’t it? At least that’s how Hollywood has long depicted the shadowy world of spycraft, never mind the risks involved in the actual work. Yet while that has helped shape the popular perception of espionage, the truth — appropriately for the craft — is far more grey, sophisticated, dangerous, and only rarely involves gun-toting, tuxedo-wearing agents with ripped abs. From the vast intelligence networks of the Roman emperors aided by the transportation technologies of the day, through the exquisite detail of the Domesday Book, early numeric and tabulation systems, and the electronic, web, and mobile eras, the daily lives of societies have been recorded in ever greater detail which has, in turn, been harnessed by governments in ever greater fashion for the purposes of understanding, interacting and steering their societies. The dawn of the computing era and the desire of governments to leverage these newfound information machines to centralize and streamline government bureaucracy brought with them just another step in this process. In the US this transition brought about the consequential decision to regulate government data collection, but leave private collection largely unfettered. It’s also a ton more fascinating than films can ever capture, and that too in an ever-changing world- it is evolving. Yes, we will cover everything today from the very roots of the espionage industry, the propagation of it, the money and lifestyle involved of course, and the modern path it’s shaping up to replicate. Let’s get right into it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Money can be a little tricky at times. We've all heard about the looming 'world debt,' or even the 'national debt' in general. We've also seen oddball teenagers make TikTok videos about what this means, how money is meaningless, and how we most likely owe money to aliens. Whatever your thoughts are on that, here are the facts. We saw the most significant one-year debt increase since World War II in 2020, with global debt reaching $226 trillion. Debt levels were already high before the crisis, but governments now face a world of record-high public and private debt levels, new virus mutations, and rising inflation. The year 2021 accelerated this. The increase is being driven by increasing private-sector debt, particularly in China. According to the fund, China has accounted for nearly three-quarters of the rise in private debt since the global financial crisis. The IMF figures reveal the magnitude of the debt hangover. The world is still recovering a decade after the financial crisis pushed the global banking system to the verge of collapse and tipped the global economy into recession. Governments increased spending to stimulate growth, while central banks used unconventional methods, such as bond purchases to ease financing conditions. The global debt is currently around $300 trillion, creeping closer to the 350 trillion mark. Hold up, hold up, hold up. Okay, 300 trillion with a T dollars in debt? How? How did we get into this situation? Who is owed money? What steps are being taken to address it? We'll answer all of those questions in today's episode and more. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
It is a travesty that I am making this episode in such a dire time. As of right now when I am recording this, it is the second day of Russia’s invasion of Ukraine. Thousands of Russian troops are crossing the borders into Ukraine while Kyiv gets shelled every 30 minutes and their civilians hide in subway stations underground. We all wanted to avert this, but to tell you the truth, humanity has never been quite successful in averting wars. Statistically speaking, over the past 3400 years of human history, we have spent only 268 years in peace, which inherently means we as the human race have spent 92% of our time engaging in one war or the other. I think it was back in August when I talked about the war in my 9th episode, that was entirely about how war affects the economy as a whole and how it kind of acts as another method of easing the economy if not provide mass employment you should scroll down and check that episode out, but what I am here to talk about today is completely different. Today I am here to talk about an inherently disgusting, repulsive practice. Trading human lives for dollars. A concept called war profiteering. Financially profiting from wars and making militarisation possible has always been a driving force for wars as long as they have existed, but it is only until recently that things got so dirty. To you and me, the war might be all about the immense human sacrifice and the toll it takes on our society, but for lobbyists advocating for war, it is a completely different story. This is not an episode that I am recording in my fun-loving spirit, nor my passive-aggressive one. I am making this episode just for those people who think government intervention in invading countries accomplishes anything other than filling the pockets of those perpetuating it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Sustainable Fashion- I am pretty sure you have heard this term being thrown around a lot. This is a hot topic right now. Not just because the eco-friendly materials used are much better for the planet, but because that tends to go hand-in-hand with better treatment of people making the clothes themselves and Not to mention the better treatment of animals. But what does sustainable fashion mean? Let’s first hear it as these brands want us to hear. H&M has a ‘conscious’ collection and offers an exchange programme for your less conscious clothes. Levi’s says you are practically helping the planet by wearing its denim. Zara comes up saying that it will make the entirety of its lineup sustainable by 2025. H&M again says it will make sure that all their factories run entirely on renewable energy by 2040. Then we throw some jargon in oh there is plenty of guilt-free fashion, vegan fashion, carbon-conscientious fashion, ethical fashion, recycles fashion, eco-friendly fashion and thereby you get some more jargon coming from none other than companies like Prada who says it is reusing the plastic in their backpacks or how Levi Strauss says it will cut the greenhouse emission in it’s in house facilities by 90%, Balenciaga brings out notations after notations of them being eco friendly followed by Burberry, you can never run out of promises is the point I am trying to make. But what I was curious about researching is how exactly does a multi-billion dollar corporation pan out these changes without cutting corners (which we all know is what they love of course) and that led me into going deeper into every claim made by these companies to ride the ethical fashion bubble and trust me, it gets way more interesting than what any new york times editorial has to say about the industry. We have a lot to unpack today (pun intended) so let’s get right into it, to understand the sustainable fashion industry and its embedded hypocrisy. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Space- Humanity’s final barrier. Space as an idea fascinates people, but few believe it will affect their lives or businesses in a tangible way. No, today I am not here to exclusively talk about the space race per se in whatever terms you can interpret that on, I am here to talk about the commercial aspect, the future of humanity’s relevance in space. There’s no shortage of hype surrounding the commercial space industry. In 2021, we crossed an important milestone: For the first time in human history, humans accessed space via a vehicle built and owned not by any government, but by a private corporation with its sights set on affordable space settlement. People are now talking about an era of space entrepreneurship that involves not just those renowned companies owned by billionaires but also smaller, less-known businesses and startups. According to the European Space Agency, there have been more than 900 space-related startups that were supported by their Business Incubation Centers and intensive entrepreneurship programs. This was the first significant step towards building an economy both in space and for space. The implications — for business, policy, and society at large — are hard to overstate. In today’s episode, we will brook through all the relevant developments in the space industry as we are now calling it not to mention space tourism, exploration, colonization and what all of that means for us here on earth while subsequently analysing the pertinent economic conditions necessary to facilitate the same. Let’s get right into it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
The origins of money reflect the origins of humans. See, there have been three great revolutions in human history. We formed communities, then civilization and industry. Currently, we are living through a fourth great revolution in humankind, and these revolutions fundamentally change the way we live. Equally important is the fact that each evolution of humankind creates a revolution in monetary and value exchange and that is why it is important to reflect on the past to understand the present and forecast the future, especially as we are living through the fourth revolution in humanity and trade, and about to enter a fifth. For years, business models in the industry were as fixed as panes of stained-glass cathedral windows. But, new waves of digital-only players have unshackled themselves from vertical integration and are fragmenting the banking value chain by choosing which layers they want to play in. They are unbundling traditional products into micro-products or services and re-bundling their offerings together with components from other providers to offer better customer propositions and to be successful in the coming years, the bank of the future will need to embrace emerging technology, remain flexible to adopt evolving business models, and put customers at the centre of every strategy. Faced with changing consumer expectations, emerging technologies, and new business models, banks will need to start putting strategies in place now to help them prepare for banking in 2030, shaping the future of the banking industry as a whole. So what better could we do than to analyse key trends, macroeconomic dynamics along with a brief look at a day in the life of the bank CEO of the future. Artificial intelligence, machine learning, ecosystems, the future of fintech, cloud banking and highly customized customer experience and services are all on the agenda. Let’s get right into it. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
The World’s smallest sovereign country- The Vatican. Home to, of course, the wealthiest religion on planet earth- The Catholic Church. Don’t let the minuscule area covering approximately one-eighth the size of the Central Park or the shrouds of religious morality bestowed in the pope fool you, The Vatican is and has been the home to one of the biggest, richest and most corrupt corporations in the world. As the world's oldest and largest continuously functioning international institution, it has played a prominent role in the history and development of Western civilisation as a whole. With more than 1.3 billion active members, it is also the second-largest religion in the world, and the power that comes with it is unrivalled. An empire in its truest sense made of vast amounts of unimaginable wealth, but where does it all come from? If they are already so rich, how do they manage to rake in billions in just donations each year? What is the news about the Vatican running deficits every year then? If that is the case, why do they show the public that they have bankruptcy fears? From scandals to frauds to straight-up money laundering, the Vatican has its shady pitch black hands of god into some dim areas that you wouldn't even consider attributing to a church, but luckily we do consider that here. In today’s episode, we take a leap of faith (pun intended) into the murky past of the Vatican and how its veil of secrecy is getting too small to protect itself any longer. Let’s find out. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
If there are two words that have generated more money and harnessed new technology superseding anything else over the last decade, that is Venture Capital. Venture capital is associated with some of the most high-growth and influential firms in the world. No, here is a statistic. Let’s take the top 10 companies in the world by market capitalisation. Out of them, 7 are American and 6 of them stem from a V.C route. Apple, Amazon, Microsoft, Tesla, Alphabet and Meta - just short of Warren Buffet’s holding company, Berkshire Hathaway. It is a decisive argument that the very idea of throwing money at nothing but an idea and making that pipe dream a reality, has shaped up innovation especially in a diverse disruptive economy like the united states possible. But that being said, it is also to be considered that for every Apple and Amazon, there are thousands of Theranos(s). Academics and practitioners have effectively articulated the strengths of the venture model. At the same time, venture capital financing also has real limitations in its ability to advance substantial technological change. So what we will do in today’s episode is understand every nuance about venture capital, how exactly V.Cs work, what are the benefits and deficiencies faced by the industry and lastly, what effect does this kind of money to fuel disruptive ideas have on the Economy. Let’s find out. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Surprising right? The 3 ‘R’s that you were always told to follow? What if I told you, that very Reduce, Reuse, Recycle propaganda got you fooled by the entire plastic and crude oil industry just for them to be able to sell more to you? Now that makes it even more confusing right? See let me explain, humans, consume a lot. And in doing so, we inadvertently create lots of waste as well. We produce so much waste that we can find them everywhere. Furthermore, the prevalence of waste even affects areas that are far away from human settlements. Henderson Island, an uninhabited coral atoll, has the highest density of anthropogenic debris recorded anywhere in the world, with 99.8% of the pollution plastic. With such a large amount of waste being generated, we find ourselves in a position where recycling is often touted as the ‘perfect’ answer to all our environmental problems, but as you will see, this is so not the case. In this podcast, we have talked about um let’s say the glory days of the diamond cartel or the heinous tobacco industry, but trust me when I say this, by the time we conclude talking about the plastic industry in this episode, the ingenious marketing as well as the sheer evil that precedes it, it will shock you. Without any detention, allow me to tell you everything you need to know about how the plastic industry surreptitiously scammed, the whole world. You will see. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
The E.V Industry. Ok, riddle me this. How old do you think the E.V industry is? 10 years? 15 years? 20 years? 25 years? How about 180 years? Yeah, that’s right, the electronic vehicle is no new thing. Many people don’t know that at the turn of the 20th century, there were more EVs on the road than gasoline-powered vehicles. But then, as we will explore, E.Vs suddenly lost all it's charm thanks to Ford perfecting the internal combustion engine that drove the automobile revolution throughout the 20th Century. But we all know, if Ford back then made the automobile industry as a whole transition from Electric to Gasoline, Tesla is now the one leading the change in reverse, but there is so much more to it. We all know consumer demand isn’t the only reason leading this change today, a multitude of factors ranging from government incentivising to actual crude oil shortages back this up. The effects of climate change and our need to reduce our reliance on fossil fuels is unquestionable, and governments all around the world are introducing legislation that aims to limit or even completely eradicate the sale of new petrol or diesel cars shortly. So a lot, a lot of hypothetical future circumstances lie ahead of the industry but to understand that holistically, we have to trace its origins, challenges faced back then as well as a clear road to what is leading the transformation now along with, yet again, the challenges and solutions to be carved in the coming years- and in today’s episode, we will exactly do just that. You will see. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Do you remember when we had an episode on the diamond industry? How does it stem from one of the best if not the best marketing campaigns in human history? Well, today’s episode is all that, just add evil to it. The tobacco industry. 8 million people every single year. That’s the death toll of the tobacco industry which is ever-growing too, and when you realise all this should technically be illegal but it’s not and not only that, the way big tobacco got away with it? Yeah, we are in for a ride today. Today, cigarette boxes come with a warning label that the product kills you. In many countries, advertising tobacco products have been outlawed, and if you still choose to buy these products, you need to pay a sin tax, but the interesting part is that information we possess about tobacco being harmful, is as recent as 1964. There was no definitive evidence that smoking was bad for you. And by the 1930s, tobacco companies had an army of doctors ready to debunk you as a quack for even suggesting something as benign as a cigarette could give you cancer. In fact, in the 1940s, you were more likely to see an ad like this, using doctors to promote smoking. Yeah, as bizarre as that sounds, we will get into it. From its humble roots before the feminist movement in the 40s to the behemoth, it is today, this episode analyzes the exponential and evergrowing rise of the tobacco industry while describing factors that almost made it collapse- well, almost. You will see. As always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Just a decade ago, only so many people believed that eSports or Gaming as a whole would even be viable going forward. Just a few years later, the industry has grown so exponentially that it surpassed the billion-dollar mark in 2019. From its humble rise during the days of Atari to multimillion-dollar esport tournaments being held now, the global gaming industry attracted fans, players, investors, sponsors, and even governing bodies, and is shaping up to be a behemoth. Globally, time spent on mobile devices has officially surpassed time spent on television, with users spending eight minutes more per day on their mobile devices. By 2021, this figure had risen to more than 30 minutes. Over 380 million people watch esports worldwide both online and in person. Just for context, the industry has a larger audience than Netflix, Hulu, Espn and Disney+ combined. The 1 billion dollar mark it crossed in 2019, became 180 billion the very next year. Many investors are looking at the industry as a new investment opportunity and are establishing new esport teams to compete in official tournaments. With this staggering growth rate, it is with absolute certainty one can say that e-sports is going to be a dominant part of the internet in the coming decade with its potentially just being unveiled. So with that in mind, it also poses a few key questions. In today’s episode, we will talk about the size of the e-Sport industry in terms of investment, revenue generation, and major costs while also throwing some light on the risks and concerns associated with the same. This should be a fun one, let’s have it! as always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts or Spotify. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Nothing is available anymore. Not quite literally, there is nothing you can buy no matter how much you are willing to pay for it. A new laptop? How about a 1-month waitlist? The new iPhone perhaps? Yes sure, just available for pickup in 3 months. What? Do you want a PS5? Good, pay the scalpers $2000 on eBay. Anything and everything that operates on silicon, as in semiconductors, it’s just not available the lockdowns. "Because the factories were closed and there was not enough production" might be your answer but well, the reality is a little more complicated than that. You must have heard terms before like “the global chip shortage“ or the "global semiconductor shortage“ but in today’s episode, we obviously analyze that but go well beyond into the realm of our current supply chain structure, the frailties in the past and the challenges it faces going forwards, recovering in a post-pandemic world. And yeah, this is way beyond just silicon. From empty containers to trade wars, we have a lot to uncover today to get to the root of understanding what is exactly wrong. And as always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
The Silicon Valley. The world’s hub of innovation, the pinnacle of capitalism. Every time silicon valley hits the news, it’s either about some big tech startup or new unicorns or Facebook getting sued again, but today’s episode is not about any of that. Going off the conventional route, today we analyze the story of the biggest blunder Silicon Valley ever produced, which is also consequently one of the biggest frauds ever pulled off. Imagine watching people say that a company was supposedly going to change the world, only to watch it become one of the biggest frauds in history. Today we explore the story of ‘Theranos’ started in 2003 by Elizabeth Holmes, a Stanford dropout who was believe it or not claimed as the next Steve Jobs. Receiving over 600 million dollars of funding for what was essentially a series of lies, Theranos proved to be a very crucial case study and a revelation for corporate America as a whole. A story about deceit, fraud, manipulation fueled by a sociopath of a CEO who would stop at nothing to make her pipe dream a reality and fail horribly at it while making thousands suffer along with it including actual patients to whom her actions proved fatal. A company once worth over 9 billion dollars, what did it promise to do and how did it go so wrong? Let's get right into it. And as always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
You know someone said, the world is a crazy place, and oh boy did were they right. The crazy part is that we often fail to realize is that anything like investing or business or real estate- anything in the domain of money is not about theory, it’s not about finance, it’s not about charts and statistics and graphs. It’s about human behaviour and human behaviour is what propels markets, businesses, the flow of money, and this gets rather peculiar at times. No, hear me out. Data maintained by the US Labour Department shows that more than 34 million American workers have quit their jobs this year, just around the time the economy began to properly open up in April. The pace of people quitting has, if anything, kept increasing. The latest US Labour Department data says that 4.4 million people quit their jobs in September alone. 4.4 million, in a single month. Now isn’t this something you would not expect for an economy ravaged by a global pandemic? Shouldn’t some jobs be scarce? How are people quitting their jobs in droves and even if so, how are they managing their expenses? In today’s episode, we will answer all that while throwing some light on probably one of the most unusual phenomenons in the world economy this year- The Great Resignation. Let's get right into it. And as always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Economic Growth. Something that every nation ideally seeks. The very increase in the production of economic goods and services are facilitated by several factors ranging from Politics to Demography. If we are to holistically look at Land, Labour, Capital and Entrepreneurship, what we soon realise is how varied the effects of Cultures, Institutions and Innovation are on economic growth. Thanking my friend Sharanya who sent me most of the material here and without whom this episode wouldn’t have been possible today, we will demonstrate the role of culture, institutions and innovation from a historical perspective and how it affected the differences of growth between developed and developing nations. I acknowledge that all these factors are important in the growth of a nation, however, pinpointing any single factor as the main reason for economic development oversimplifies the complex nature of economics itself and I think we have pretty much established that over the past 6 months. Oh yeah, this, marking the 24th Episode, it’s been 6 long months already. On that note, let's get right into it! And as always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
The Rich get richer. Yes, I am sure you have heard that before. In fact, in our episode on taxes, we have even discussed the methods these people use to further propagate their wealth. But today’s episode is a bit different. It is in a sense, unfair by a big proportion. Think about it, the numbers are just out and the year-to-year Consumer Price Inflation in the United States is at 6.2%. That’s the highest it has ever been in 3 decades. Like if you think about it, even if your salary grew by 5% this year, you technically got a pay cut? Now on the other end of the spectrum, Billionaires got about 50-70% richer over this same period of time, particularly, in this 1 year. Take Elon Musk, for example, his one-year wealth growth has been at 70%. How is this even possible? If earnings are reduced, shouldn’t these Company’s revenues too? Don’t worry, I got you covered. In this confusing branched out frenzy of quantitative easing and market-economy disconnect, let’s take some steps back, about 250 years ago and trace this very problem as identified by its father- Richard Cantillon in his book “An Essay on Economic Theory” and the Cantillon Effect which was published 30 years after he was murdered. We will go into all that, from the Mississippi Bubble to the detrimental effects of money creation at the Federal level, we will cover all of it today. And as always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Facebook is now Meta. Regardless of what you think about the company, this rebranding implies a lot of potential upheavals, both in terms of growth and defense. Although I'm not sure how the rebranding will help clear the implicit reputation Facebook has garnered over the last two decades, it certainly is a way to lure a younger audience into the platform. Facebook's old consumer base will fail to adapt to its 'Meta' ambitions going forward and for that, this may be considered a brilliant move. But you know what’s genius? The naming scheme. Facebook isn’t the metaverse, the metaverse isn’t Facebook but Mark did make sure that every time you hear its name, you think of him. In this ever-evolving world of NFTs and VR and Meta in the Metaverse, somewhere amidst the chaos, we forgot to hold back and understand what the Metaverse is in the first place, and in today’s episode, we will exactly do just that. The future of the internet as they call it. NFTs to Defi to Minecraft, we will cover everything. And as always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
There could not have been a better time to record this. Today's episode is special. So as you know, we just had Diwali a few days ago in India and you know what that implies? Thousands of grams of gold were purchased by the country. As per the World Gold Council, Indian households own 23,000 -24,000 tonnes of gold (valued at over US$900bn), which is almost equivalent to the market capitalization of Apple or Tesla. Additionally, Indian temples own around 3,000-4,000 tonnes of gold, which is offered to the temple deities by devotees. India consumes 700-800 tonnes of gold annually, with purchases driven by tradition, festivals, and other important family and social occasions and as I said, Diwali is a major festival among that. With so much gold in the country, there have to be certain implications right? In this episode we will try to understand the cause of this hoarding, how it started and why it continues, and if and how it affects the economy negatively. Lastly, we will also touch upon gold as an Investment option, the mere fragility of it. From the Gold Rush in the Malabar Hills to the drastic toll it has on Foreign Exchange reserves, we will cover everything. Let's have at it! And as always, Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Twitter. Yes, I know how polarized we are regarding the platform and the people there, but love it or hate it, Twitter's very success story is an amazing case study that we just cannot disregard. The platform has cemented itself to voicing the opinions of those who matter, from world leaders to celebrities to ironically, media outlets. As it stands now, entertainment is attributed to sites like Facebook or Instagram but information, actual solemn information from those who matter is attributed to Twitter. But, as you can already guess, that was not exactly the situation from the ground up. From a baby startup in early 2006 SIlicon Valley to becoming a Mega Corporation, Twitter's journey has been quite fruitful and in today’s episode, we take an analytical approach to access the success story of Twitter along with understanding the very models and strategies that ensured its survival and dominance in the ever-evolving realm of Social Media. Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Okay by this point, I am sure you have heard the word. N-F-Ts. Obviously, you open the news to find cat gifs selling for hundreds of millions of dollars and literal rock jpegs selling for twice that, it should blow your mind. The question isn’t even how that is happening or what is causing this huge market to spur even further by the day, the question is what on earth is an NFT itself. Believe it or not, this is by far, the most requested episode of this podcast and you all have been asking me to make this for quite a while now, so there you have it. In classic Cash Me If You Can style, everything you need to know about NFTs and ever so sporadic world of personalized crypto art. From blockchains to metadata to hundreds of thousands worth of toilet paper, we will cover it all. The implications are huge, as you are just about to find out. Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
The Economy. Everyone thinks having an opinion on the economy or just saying the word between random unrelated sentences is cool, but that is about it. You would be surprised to know how many people have no idea how our modern economic system works; no not any particular economy but the economic system in general. What makes it the economy? What causes a recession? What is debt? What is credit? What is defaulting? See it all sounds so complicated but the thing is, you will be surprised to know how interconnected and simple all this is when understood with proper context. Well, that’s where I come in. Taking whatever Ray Dahlio said a step further, here is everything you need to know to understand how any economy functions and where it can go wrong- every fundamental you need to understand the Debt Cycles, Depressions, Recessions, Credit, Money, and even Market Cycles, all within just an hour.
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
The business world- Corporations. Hundreds of billions in profit; there have to be dirty secrets behind all of it, isn’t it? The world is more consumer-driven now than ever before in human history- and that comes with its quirky consequences. Do you know that every time you buy a printer or a school textbook or a new phone for that matter, you are giving in to quite possibly one of the most ingenious conspiracies ever plotted against you, the consumer itself? With our increasingly interconnected world, it is becoming harder and harder to subvert such information from an increasingly informed buyer, especially details of the past. There I bring you, the nuance of- Planned Obsolescence. Today, I have a few livid examples for you, some dingy little secrets from the mega corporation’s playbook- conspiracies to the unaware mind, crazy ideas, and one company that shaped it all, implemented every single lesson from the playbook right. Let’s have at it! Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
So now that you know how to legally evade taxes by making other people think you are contributing to the betterment of society, let me make it even easier for you; an entry into the big leagues rather. The second episode of the two-part series on legal tax evasion- an actual work of art that I teased throughout my last episode. Art. One of the most unregulated industries on the entire planet. The legal loophole of avoiding taxes, not only avoiding but actually making millions from investing in art. How to pull it off? All while the IRS simply looks at your audit all knowing what you did but is compelled to exclude the taxes? How can you be a billion dollar drug lord and whitewash your entire net worth without batting an eye?Shocker right? From free-ports to auction houses to cleaning up your dirty money, we have a lot to cover. Let's get right to it!
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Taxes. Everyone hates taxes. No, do not, do not even try to make that face no. I know you do. It's no secret that people with money like to shield their earnings from the IRS. What is often a secret, however, is how and where they do it. No one enjoys paying taxes. The ultra-wealthy, the 0.5 of the 1%, like the people who can hire Justin Bieber to cook for their lunch, these people, however, sometimes take steering clear of taxes to a whole another level. Billionaires you say? Okay just take a moment and think, how much taxes do these people actually pay? Okay yes maybe not their fair share but we aren’t going there today; this episode is not about that. This episode isn’t about paying fewer taxes or you know avoiding taxes or fleeing the country not paying taxes nuh-uh. What this is, is all about, not only not paying taxes but actually, gaining something from not paying it, and for this first half of a two-part series, we will focus on one such driver of legal tax evasion- Charity. Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! > www.linktr.ee/neogyspandan
Y'all wanted it, Y'all got it.
79cents for every $1 made by a man.
The Gender Wage Gap. This has been such a fascinating topic over the last decade and I am elated to have a chance to foster my opinions on the issue. Today, we are getting there. We are pulling the controversy card. Everything from its foundations to current status and the reasons behind such a discriminatory phenomenon, and as you know I am very unbiased here so I will keep it short- I won’t pick a side, I will state the arguments and then chip in my views, the rest is up to y'all. Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! (click)
Eternal Love, Luxury, Class. Nothing probably ties up all those words together better than, you guessed it- diamonds. Today, I have a real treat for you. The story of the Greatest Monopoly in human history. From throwing the laws of supply and demand out in the trash to shaping love as we perceive it today, diamonds have come a long way. What if I told you that a piece of diamond jewelry is one of the worst investments you can make? What if I told you that you, me, all of us are subject to history’s greatest marketing campaign ever? No like why is it even expensive then? Why would people pay millions just to buy diamond jewelry? I am glad you asked and in today's episode, we will take a dig at all of those questions, tracing diamonds right back from 1477 to the takes away 3 years worth of your salary nuance it is today. Don't worry, I got you covered. Sit back and enjoy one of the most fascinating discussions we ever had on this podcast.
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! (click)
One point six- not million, not billion but 1.6 trillion dollars worth of student debt from a single nation alone. What went so wrong that providing for higher education to advance one’s career now leads those very individuals to look for menial jobs just to be able to pay off their loans? Every day, there are news stories about the "college tuition crisis". If you follow current affairs, you are very well aware of how much of a significant topic this was for the 2020 presidential election in the United States. But what is the actual crisis that we are seeking to solve here? Is it the staggering amount of student debt? The rapidly rising cost of higher education? Is the interest being collected on student loans? The high default rate on student loans? Would forgiving student loans solve all of it? Is that even possible? I got you covered; your favourite podcaster is right back at it- in today’s episode, we take the crisis at hand, analyse it, dissect its causes and figure out the solutions that can be implemented to avoid a forthcoming disaster. I wish more politicians could think like me smh
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! (click)
Mobsters, Crime families, Mafia-men- What comes to your mind when you hear the words? A violent group of good-looking men in black suits who carries guns, rides the finest cars, and shoots whoever comes in their way? Today, the word "Mafia" is used to refer to almost any organized crime group, and in some cases is even used to describe groups completely unrelated to the crime. That is not exactly how things worked out for them in the real world and in today’s episode, we are going to dig deep into the entirety of how the Mafia makes money from the ground up along with its structure, workings, history, and influence that shaped a big part of the integrities of the crime world for an entire century and beyond. From the humble beginnings in Sicily to the not-so-pleasant endings in the States, we will cover all of it in, you guessed it, one single episode- just as we do best.
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! (click)
In the 1970s and 1980s, the Soviet Union seemed to be one of the most stable political units in the world. In international politics, the Union was very strong and seemed only to be getting stronger. A poster child of Marxist-Leninist socialist ideals and the communist economy that shaped a large part of the 20th century, The USSR rivaled the United States in political, military, and economic strength. While the central command economy of the Union was directly opposed to the free market liberalism of Western nations, the rapid economic development that the Soviets posted in the middle decades of the century made their system appear to be a viable economic alternative. But, we all know how the ended. The thing that not everyone knows is what exactly tore the nation apart, from the inside. Today, we take a dig at those very factors, at least the economic ones, and understand what exactly went wrong for the perfect little Communist Utopia on this football of a planet.
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! (click)
War is nothing new to humanity. The idea of being involved in war seems weird now because we are blessed to live in, quite literally, the most peaceful time, ever, in human existence. But with the ever-growing political tensions and arms race for global dominance, it would be no huge surprise if the world goes to war. None of us here, I hope, has been unfortunate enough to live through a one and face the consequences of it, but, economically, is it really all that bad as we think? What if I told you that a pretty big section of people considers wars, in general, to be beneficial for the economy? We all know about the great boom in the United States post World War 2 followed by gains in terms of sheer GDP figures- not only did they get out of the Great Depression, but also the economy grew in actuality. A very controversial argument in fact, and we will get to the root of it. Every possible hypothesis of a war economy and recovery, analyzed in one single episode, just as we do it best.
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! (click)
A decade ago, robots were used to entertain people by failing horribly at whatever they were supposed to do and those very videos would go viral on YouTube. Fast forward to today, no one dare disesteems automation anymore. Autonomous driving is already a thing, millions of factory workers are readily replaced by robots and even our voice can easily be recognized and converted into other forms by AI. Robots can already rival humans at competitive games, intellect, and even menial jobs. It is already happening- the 'transformation' as they said. So, in today's episode, we take a look at how the future of automation can pan out: What effects it had on the economy in the past, the present role of automation in the workforce, and what could be its entanglements going forward in time. After all of that, we will go a step further; we will take a look at a hypothetical world in the distant future where all human labor is replaced by automation as we will try and analyze how such a world would function and what would be its implications. By my personal metric, this is by far the most compelling episode of this podcast. Tune in and be a part of our journey towards the future ;)
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for - Have a great day! (click)
It is very likely that you have heard phrases like, “The rupee has fallen further in value” or “The rupee’s single biggest fall on a day since this day”- In today’s episode of Cash Me If You Can, we will be talking about a topic that is so much misinterpreted in public opinion, in the media; it is literally used to victimize governments wherein again, as always, people just touch the tip of the iceberg and pass idiosyncratic comments on things they don’t understand. Well, we don’t blame them, it is not like they could have listened to this podcast before. Jokes apart, today we will discuss a really really interesting topic and answer a simple unbiased question- what does it exactly mean when some Tom, Dick, or Harry on the media says that our currency is slipping in value or rising in value compared to the dollar or any other currency and what effect does that have on the economy in actuality, as we assess and analyze the journey of the Indian Rupee and what effects exchange rates have on the imports, exports and everything in between. Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for. Have a great day! (click)
What if I told you a government can get away with printing more money than it has or it can generate without worrying about inflation? No fiscal policies, no bonds, no treasury bills, none of those. In the pandemic, the U.S. government has spent money on a scale not seen since World War II—without worrying too much about how it would pay the bills. About 70% of all money ever printed has been printed in 2020. Shouldn’t that cause massive inflation? Should the dollar be worth much less? Shouldn’t the economy be in a bubble? A newish school of thought that wants to rehabilitate budget deficits and get policymakers thinking more boldly about what they could achieve with public money- Get ready to welcome the nuances of The Modern Monetary Theory. Tune in and start cashing!
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for. Have a great day! (click)
Taxes are an unpleasant reality for all of us, a burden if I may. We try to minimize it and forget about it, but, taxes are one of the most fundamental building blocks of any modern economy. Taxes can effectively make or break society. But what if we could put that notion aside? What if we could hypothetically live in a world without taxes? How would it function? What would be its advantages? What compromises would we have to make? In this week's episode of Cash Me If You Can, we will dissect a few key fundamentals regarding taxes in our society and travel into another where they don't exist. Also note that this is kind of a two-part episode, the first out of two- I am branching this into two because I want to dive a little deep into both of the topics and fill the space with a lot of theories and hypotheses. Today we explore a world without taxes, next week we take on something even more exciting; The Modern Monetary Theory. Tune in and start cashing! Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for. Have a great day! (click)
Wealth Inequality is perhaps one of the most controversial topics in modern society, and rightfully so because of its inherent nature to be on the rise in direct proportion to prosperity. In this episode of Cash Me If You Can, we will analyze and understand four key questions- Firstly, Why is the world becoming increasingly unequal over the years? Secondly, are there any ways in which we are benefiting from this inequality? Thirdly, does it mean that the rich getting richer means that the poor are getting poorer? Fourthly, what would be some of the drawbacks of wealth inequality? Apart from that, we would also be getting into the role of government and some socio-economic issues in the latter part of the episode. I would also like to clarify that whatever I say is not held by any political or personal bias and can be considered my personal opinion. So what then? Tune in and feel free to self-actualize and critically think about whatever points I made to see if it fits with your narrative!
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for. Have a great day! (click)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Bitcoin, Etherium, Blockchain, Cryptography, Decentralisation, Wallets, Fiat currency, Gold standard, that abomination of a cryptocurrency dogecoin and so much more- we have all been subjected to this for the first six months of this year, most of us simply choosing to ignore all the hype around crypto and some being misinformed about it, and some being just inquisitive but not understanding complex technical articles available on the Internet. Well, all that’s going to change after one thorough, moderated, step-by-step episode to get you in line with everything you need to know to take part in informed conversations about crypto besides finding a billion-dollar meme dog funny. You can consider this episode a detailed beginner's guide into the ever-evolving world of Crypto! Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for. Have a great day! (click)
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Clueless about the workings of the stock market? I've got your back! In today’s episode, we systematically cover all the fundamentals you need to know in order to begin your investment journey. Organized in a continual format, tune in as you learn about the basic innate workings of our financial markets. Stock Exchanges to Market Capitalization, Dividends, Volatility, Risk Management, Indexes- we cover it all. This episode is an all-in-one beginner's guide in itself: A Crash Course, just the one you needed to get started!
Thank You so much for taking the time in listening as well as reading this. Do not forget to follow the podcast on any platform you are listening to and review it if you are on Apple Podcasts. If you want to get in touch with me, here is everything I am accountable for. Have a great day! (click)
In the first ever episode of Cash Me If You Can, get ready to start your journey towards Financial Freedom. Sit down and tune in as you realise whatever you know about the fundamentals of making money work are in dire need of change. This episode is a perspective shifter - the one to prepare you for your financial journey ahead and perhaps to help you get started by summing up key takeaways including but not limited to Inflation, Wealth Creation, Asset Management and much more.