Nidhivalam - நிதி வளம்: Recent Episodes
Industry Experts
On this award winning show we deep dive into the personal financial matters in Tamil.
Talking finance in jargon-free language.
பணத்தை எப்படி அதிகமாக சேர்ப்பது?
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We as a parent wish to give best of everything to our kids. They are our world. But unknowingly, we miss imparting a lot of life skills needed. In this episode, Abubakr Siddique highlights a few of them.
lifeskill #parenting
When it comes to money matters, who should you believe for advisory?
Yes, The one who is putting your best interest first!
Certified Financial Planner, Abubakr Siddique cities a classic example of traditional Pearl Fisher and support Crew.
Managing our emotions is hard, so is Investing. In this episode, JP highlights ways to minimise losses and optimise returns.
"Know what you own, and know why you own it." — Peter Lynch
Have you heard that lot of people in the stock market make a loss? Do you know why?. There is a dirty secret. It's all about not knowing who they are in the market and the relative risk, reward matrix.
Listen to this episode to know the different type of market players, required characteristics and what they expect from the market!
capitalmarket #sharemarket #marketparticiapants #riskvsrewards #investing
இந்திய அரசாங்கத்தின், தங்க முதலீட்டு பத்திரம் | GOI SGB Scheme
Anyone else you can believe other than the Government of India when it comes to investment guarantee and safety?
Add to your delight GOI comes out with Your favorite investment Gold bonds, periodically.
In this episode, JP explains everything you want & need to know about Sovereign gold bond schemes.
SGB #goldbond #goigoldbond #sovereigngoldbonds
பங்கு வர்த்தக கணக்கை துவக்குவது எப்படி?
In this episode JP explains
- Procedure to Open Share Trading and Demat Account
- General Cost involved
- Important points to remember when opening an account and more
demataccount #tradingaccount #equityinvesting #costoftrade #sharemarket
பணம் சம்பாதிக்க என்னென்ன தேவை - எளிய விளக்கம்
Active Income | Passive Income | Formula Explained
There are ways and means to make money work for us. But you need money to deploy first.
What's your feeling when you hear the words market crashed by X percentage or up by y percentage. Many wonder what this NIFTY & SENSEX is?
In this episode, JP takes us through the basics of indexes and famous indexes of Indian financial markets, NIFTY50, SENSEX, NIFTY & others sectoral indices.
Listen to understand & comprehending general market directions, just knowing these values daily.
nifty #sensex #index, #banknifty #nse #bse #equity #sharemarket
நிம்மதியான Retirement வாழ்க்கைக்கு இது முக்கியமா?
It's said retirement is nothing short of a second life. How it goes depends on how well prepared are you financially, mentally and physically.
In this episode, Certified Financial Planner and Psychologist, Abubakr Siddique touches upon the effects of changing life-style, culture on retirement. He emphasis on the need for caring your health well before your retirement and other smaller things which have a vast impact on your peaceful and happier retirement life.
retirementreadyness #healthandwealth #peacefulretirement
மூவரில் நீங்கள் யார்?
Story of 3 Middle-Class Idiots reflects reality. Listen to the story to find your reflection.
இது மூன்று நண்பர்களின் வாழ்க்கை கதை. நம்மின் பிரதிபலிப்புகள் இவர்கள். நீங்கள் யாருடைய பிரதிபலிப்பு?
tamilstory #financestory #nidhivalam #powerofcompounding #behaviouraltraits
கடன் வாங்கறதுக்கு முன் இதை தெரிஞ்சிக்கோங்க!
The borrower is servant to the lender. Many of us unknowingly get into the debt trap.
In this episode Certified Financial Planner, Abubakr Siddique takes us through
- The pain of being a debt-laden person
- How the majority of us get into the debt trap
- Understanding the difference between an asset and a liability
- importance of knowing the basics of Debt management and course correction and more
debt #assetorliability #debtmanagement #debttrap
Decoding Health Insurance Types (In Tamil)
Health emergencies come with plenty of emotionally draining challenges. At least, health policies not part of this. In India, financial products are sold like groceries. Buyers need to be careful.
If you struggle to understand the intricacies of health insurance policies, this episode is for you. Abubakr Siddique, a certified financial planner, explains the basics of different types of health insurance types. Tune in for clarity!
healthinsurance #medicalemergency #healthinsurancetypes
Risk Profile:
You ever wondered how experts are coming with a different set of asset allocation to every client?.
Can you tell a balanced score of your ability and willingness to take Risk?
In this episode, Certified Financial Planner, Abubakr Siddique takes us on three different components involved in identifying the Risk- profile of an individual and why it's important to you know about yours?
riskprofile #riskcapacity #riskrequired #risktolerance
What is the most dreaded bill?. Undoubtedly hospital bill.
Can you imagine the potential financial strain you will have without health insurance?.
In this episode, Certified Financial Planner, Abubakr Siddique takes you through the potential consequences of no insurance /underinsurance, who needs health insurance and from when?
healthinsurance
Going to buy or sell your used vehicle?. Beware of the potential grave consequences if not done correctly.
Used Vehicle - RC மற்றும் வாகன காப்பீட்டில் உரிமையாளர் பெயர் மாற்றம் ஏன் செய்ய வேண்டும்?
In this episode, certified financial planner Abubakr Siddique emphasis the need for proper vehicle ownership transfer in RC & Insurance. There is an excellent tip on how to SAVE BIG amount by transferring NCB discount of the sold vehicle to your new vehicle insurance policy.
usedvehicle #insurance #rc_ownership_status
What comes to your mind, when you think of your life insurance policies?.
Unfortunately most of us are consuming unsuitable insurance policies. reason is simple, Insurance product is being sold aggressively like commodities.
Tune in to understand the real picture.
lifeinsurance #rightinsurance #insureright
Running into debt isn't so bad. It's running into creditors that hurts. Out of debt, out of danger.Let's understand, how we get into debt trap and how to get out of it.
debttrap #debt #livewithinyourmeans
Decoding Life Insurance Types
What can go wrong with your life insurance policy?. Worst is unsuitable ones. Unfortunately, the majority of Indians are on the wrong side.
Insurance is a subject matter of solicitation, in straight text,
Insurance is a financial product which the buyer has to ASK FOR, and it cant be sold.
How many insurance cover you asked so far?. You are not alone. In this episode, Certified financial planner, Abubakr Siddique decodes life insurance policy types to help you choose the right ones.
lifeinsurance #rightinsurance #insureright
Life Insurance - It’s not about what you need. It’s about what your family needs if you aren’t there.
lifeinsurance #termplan
Browsing for cheapest insurance quote for your vehicle ?Your cheap vehicle insurance could cost you dearer at claims if it compromised the coverage items and terms.
One needs to understand the critical aspects of vehicle insurance while evaluating any insurance renewal quote help in cut costs and reduce stress.
vehicleinsurnce
Are you on the right track of becoming financially independent? Listen to this episode to understand the different life stages, need and importance of investments to live a happy & peaceful life.
financialplanning #lifegoals #futureneeds #cashflow
When was the last time you bought something out of investments kept aside for your kids' education?. Ever you felt guilty of spending your unassigned money?. If you answer, Never or rarely , you understood the need for goal based investment.
Let's discuss more about the listing goals, prioritizing goals, consuming need based financial products and linking your investments with your goals and more.
goalbasedinvestments #financialgoals #familyandfinance
Dark Side of financial transactions
Fraudsters swindle Millions of people every day. Rapid Digitalisation and lesser awareness make their job easier. Isn't it better to be safe than sorry?
In this Nidhivalam Podcast episode, we have highlighted a few straightforward and effective ways to be safe in managing our finances.
enablealert #digitalfrauds #scams
IRDAI Central Grievance Portal : igms.irda.gov.in/loginph.aspx
Ombudsman Address : http://ecoi.co.in/ombudsman.html
lifeinsurance #ombudsman #igms
Have you seen movie scenes where the hero turns rich in 5 minutes !.ie., in one song. Are you wondering how it is possible in real life?
Listen to this episode to understand the secret of becoming rich in 5 minutes. Really? Listen, Learn More to Earn More!.
magicformula #richnessformula
Having a decent emergency fund is an open secret for a stress-free life. Life comes with bumpy rides. Without an emergency fund, your financial life can turn a complete disaster.
In this episode, Abubakr Siddique, Certified Financial Planners Explains
- the need for an emergency fund
- What is a financial emergency
- How much emergency corpus one needs
- Where emergency fund should be kept and more
emergencyfund #emergencycorpus #streesfreelife
When it comes to investments, we want safety and high returns.
In this episode, listen to the various investment avenues available and the benefits of investing. Also, get to know what to look for before investing.