The Expected Returns Podcast: Recent Episodes
Steven Luttman
Welcome back for Episode #33 of The Expected Returns Podcast! Today we cover New York State's new Good Cause Eviction Law⚖️, Zombie mortgages back from the dead🧟 and discuss how to react when a business deal goes off the rails🚂
Do you or someone you know in the Capital Region in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
www.sjlincoln.com/bookacall
https://youtu.be/MdRjdIDAUls?si=q1uw3BOMdNLM5W7F
All information presented is for education purposes only, and does not substitute for conducting your own due diligence.
Welcome back for Episode #31 of The Expected Returns Podcast! Today we discuss lenders fighting dirty🤼, why owners are giving properties back to banks🔑 and dive into the recent jobs and inflation reports 🕵️If someone you know has a real estate related need in the Capital Region, kindly consider making an introduction.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
www.sjlincoln.com/bookacall
Welcome back for Episode #30 of The Expected Returns Podcast! Today we discuss lenders offering "free" refinances🙌, what life is like post rate hikes 🕵️ & the importance of teamwork when acquiring property 🧑🤝🧑
Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall
Welcome back for Episode #29 of The Expected Returns Podcast! Today we discuss #NAR ‘s plan to save housing 🙏, the #NYT ‘s assault on homeownership 📰 and explore what’s happening in today’s real estate market 🏘️🤷Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sj lincoln realty www.sjlincoln.com/bookacall Content used for today’s video:https://www.realtor.com/news/trends/its-time-for-a-tax-credit-for-home-sellers-to-prod-owners-to-list-their-houses-realtors-say-2/#:~:text=The%20proposed%20tax%20credit%20would,was%20among%20four%20tax%2Dpolicyhttps://www.nytimes.com/2023/11/19/business/economy/30-year-mortgage.htmlhttps://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.htmlchrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://gcar.com/wp-content/uploads/GCAR_NY_MMI_2023-10.pdf
Welcome back for Episode #28 of The Expected Returns Podcast! Today we discuss the Treasury’s “solution” to deficits 💸, a seismic shift in the buying/selling of real estate🤝 and “Life as a Landlord” makes its return 🏘️🤷
Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com ig: sj lincoln realty www.sjlincoln.com/bookacall
Content used for today’s video: https://www.saratoga.com/saratogabusinessjournal/business-reports/ https://www.reuters.com/markets/us-treasury-increases-size-most-its-debt-auctions-2023-11-01/ https://www.reuters.com/legal/missouri-jury-hits-nar-real-estate-companies-with-18-bln-damages-2023-10-31/ https://www.instagram.com/reel/CzGvZmgujSr/?utm_source=ig_web_copy_link&igshid=MzRlODBiNWFlZA==
Welcome back for Episode #27 of The Expected Returns Podcast! Today we discuss a possible government shutdown 🚪🚫, debut a new segment “Life as a Landlord”🏘️🤷, and examine when is actually the correct time to be a buyer 🧐.Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect. 📧 steven@sjlincoln.com ig: sjlincolnrealty www.sjlincoln.com/bookacall
Welcome back for Episode #26 of The Expected Returns Podcast! Today we discuss Airbnb’s continued takeover of the real estate market 🌎, Fitch’s downgrade of United States debt 📉 and an alarming trend of tenants getting a little too close for comfort 🧑🤝🧑
Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
www.sjlincoln.com/bookacall
Content used for today’s video:
https://news.airbnb.com/airbnb-q2-2023-financial-results/
https://gcar.com/market-stats/#1677081040275-b2c21912-f59d
https://www.fitchratings.com/research/sovereigns/fitch-downgrades-united-states-long-term-ratings-to-aa-from-aaa-outlook-stable-01-08-2023
https://www.wsj.com/articles/london-rental-apartment-landlord-personal-statement-2a4f1a0a
https://www.youtube.com/watch?v=4ke5eSys09g&ab_channel=WWE
Welcome back for Episode #25 of The Expected Returns Podcast! Today we discuss Bounces by Beyonce, Student Loan Sadness and Inspection Investigation.
beyonce #inflation #capitalregion #realestate
The Supreme Court voted 6-3 in opposition of President Biden's student loan debt forgiveness plan. The impact on housing is meaningful.
Halfway through the year, can you believe it?? Let's review the current state of the real estate market. Have the "experts" gotten it right so far?
Some give-and-take during negotiations is healthy...but when does giving go too far?
Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect.📧 steven@sjlincoln.comig: sjlincolnrealtywww.sjlincoln.com/bookacall
Welcome back for Episode #24 of The Expected Returns Podcast! Today we discuss Swifties getting swindled, Opendoor to closed door? and Adios to agents.
taylorswift #swifties #supremecourt #opendoor #realestate #investing #capitalregion
Content used for today’s video:
https://investor.opendoor.com/news-releases/news-release-details/opendoor-announces-first-quarter-2023-financial-results
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://gcar.com/wp-content/uploads/GCAR_NY_MMI_2023-04.pdf
https://www.axios.com/2023/05/26/realtor-nar-real-estate-jobs
Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
www.sjlincoln.com/bookacall
Welcome back for Episode #23 of The Expected Returns Podcast! Today we discuss inaccurate reporting on changes to mortgage fees, lament New york State's failed housing plan and explore 2023's version of the American Dream.
wsj #media #fanniemae #freddiemac #mortgage #hochul #nys #americandream #powell
Content used for today's video:
https://www.saratoga.com/saratogabusinessjournal/2023/04/business-report-immovable-object-vs-unstoppable-force/
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://singlefamily.fanniemae.com/media/9391/display
https://gothamist.com/news/ny-has-a-tentative-state-budget-deal-heres-whats-in-and-whats-out
https://www.kqed.org/news/11946353/californias-dream-for-all-home-loan-program-ran-through-300-million-in-11-days-who-got-the-money
Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect:
📧 steven@sjlincoln.com
ig: sjlincolnrealty
www.sjlincoln.com/bookacall
Welcome back for Episode #22 of The Expected Returns Podcast! In today's video we explore the future of real estate transactions, discuss the business model of short term rentals and review March's jobs report.
rocketmortgage #zillow #STR #shorttermrentals #jobsreport #unemployment
Owning real estate is possible. You can do it. Here's howhttps://www.youtube.com/watch?v=YctX1hn9N5E&t=4s&ab_channel=SJLincolnRealty
Content used for today's videohttps://www.cnbc.com/2023/04/07/jobs-report-march-2023.html
https://www.housingwire.com/articles/rocket-mortgage-to-buyers-use-a-partner-agent-save-big-on-closing-costs/
https://poststar.com/news/local/glens-falls-officials-discuss-how-to-manage-78-short-term-rentals/article_97fc8b8a-d23e-11ed-8486-5bf4cb990550.html
Are you or someone you know in the Capital Region in need of real estate services? If so, let's connect.📧 steven@sjlincoln.comig: sjlincolnrealtywww.sjlincoln.com/bookacall
YOUR QUESTIONS ANSWERED in Episode 21 of The Expected Returns Podcast!
Buying versus waiting, cutting out the middleman, what has Steve’s attention and so much more. A very fun episode that you don’t want to miss.
Buying a House in 2023 https://www.youtube.com/watch?v=oB1Vd34Kj30&t=541s&ab_channel=SJLincolnRealty
Are you or someone you know in the Capital District in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
www.sjlincoln.com/bookacall
“WORK SMARTER, NOT HARDER” seems to be the adage du jour, however I’ve always preferred “IF IT’S FREE, IT’S FOR ME”!
To kick off 2023 in style, we discuss multiple ways to earn thousands of dollars for only a few minutes worth of work. Seriously. 💰⏰
New year, New market? Let’s talk about what Capital Region housing will look like over the next twelve months. Data will drive the conversation 🏎️ 🗣
Less than half of New Year’s resolutions make it to July. Together we can beat that. A brief conversation about goal setting strategies and people living with their parents. ✔️👪
Free money, Goals Galore & ThankYou JetBlue all inside episode #20 of the Expected Returns Podcast, you can’t miss this!
Introduction to Multifamily: 3 unit Saratoga, N.Y. Acquisition https://www.youtube.com/watch?v=bFKKfykuRY0&t=182s&ab_channel=SJLincolnRealty
NY Unclaimed Funds https://www.osc.state.ny.us/unclaimed-funds
U.S. Treasuries https://www.treasurydirect.gov/
Are you or someone you know in the Capital District in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
www.sjlincoln.com/bookacall
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa NY 12020
Happy holidays! Wishing you and your family a happy and healthy end to the year, and a great start to 2023.
We open with a conversation about learning and being comfortable not having all of the answers. This is followed by exploring fallout related to the collapse of FTX and arrest of its CEO SBF before wrapping up with an EXTREMELY controversial take on paying down debt that you do not want to miss!
Are you or someone you know in the Capital District in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa NY 12020
Happy Election Day! The ability to vote is a privilege, honor and worth celebrating.
We open by discussing the return of 45 and what it means for the country. Next we explore what life would be like under King Steve when it comes to guns, immigration and elected officials.
This is not your normal episode, buckle up because we’re going off the rails!
Are you or someone you know in the Capital District in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa NY 12020
Death delayed, dominating dollar and compulsive complainers all in this week’s episode…DON’T MISS IT !!
housing prices are falling nationwide, is the Capital Region next? 🏘️⬇️
Can being strong actually make you…weak? #dollar 💪💵
The morality (or lack thereof) surrounding the owning of rental properties #landlord 🙏🏻
Scary movie recommendation!
https://archive.org/details/Ghostwatch
Freddie Mac lender survey
https://www.freddiemac.com/pmms
U.S. Dollar Index
https://www.marketwatch.com/investing/index/dxy
Are you or someone you know in the Capital District in need of real estate services? If so, let's connect.
📧 steven@sjlincoln.com
ig: sjlincolnrealty
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa NY 12020
The lowdown on layoffs 💼🚫, plunging prices 🏠📉 and debt deletion 🧙🏻♂️💰 all in this week’s episode…possibly the best yet so don’t miss it!
Being rejected is the pits, especially when it’s by your employer. Today we explore reframing the employee/company relationship, as well as how to handle getting the boot.
Chairman Powell delivered on his promise to fight the red hot housing market. We briefly explore what he’s done and why it’s important.
The federal government is looking to waive as much as $20,000 of student loan debt for certain borrowers. This discussion focuses on the impact to the housing market, and specifically how it can benefit you.
Are you or someone you know in the Capital District in need of real estate services? If so, let's connect. steven@sjlincoln.com
ig: sjlincolnrealty
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa NY 12020
Costly Chips 💰, Meat Mayhem 🥩, Government Giveups 🙅♂️ & Storytime w/ Steve 📖 all in this week's episode...DON'T MISS IT !! CHIPs Act passes Congress. Great for the Capital District, but good for the country? Pushback creates interesting bedfellows.
The latest inflation print shows improvement, but how are families reacting?
Private sector to the rescue the homeless....maybe 🤷♂️
Are you or someone you know in the Capital District in need of real estate services? If so, let's connect.
steven@sjlincoln.com
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa NY 12020
THE RECESSION SPECIAL !!! Misdirection Mischief, Ticket Tantrums and When Up Means Down all in this week’s episode…. Check It Out !
While GDP contracts, the Biden White House points to job gains as proof of a strong economy. 💼
Inflation remains so hot that boomers are paying thousands of dollars to see seventy year olds play musical instruments. 👴
Powell continues his blood fued against the housing market...except he just made it cheaper 😱
steven@sjlincoln.com
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa NY 12020
Steve: a man of the people, Crowded Calendars and Salacious Sandwiches all in this week's episode...DON'T MISS IT !!
steven@sjlincoln.com
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa, NY 12020
Eternal Expenditures, the Blame Game and Bonding with Bonds all in this week's episode...you don't want to miss it !!
steven@sjlincoln.com
SJ Lincoln Realty
35 Bath Street Suite 101
Ballston Spa, NY 12020
Raise your hand if you love talking about monetary policy 🙋♂️ ......nobody?...ok
Round 3 of the Federal Reserve versus inflation produced a 75 basis points increase in short term borrowing rates. A brief video on what it means and strategies on how to benefit.
📧 steven@sjlincoln.com
SJ Lincoln Realty 35 Bath Street Suite 101 Ballston Spa, NY 12020
Pregnant Pigs, Hope for Housing and Lagging vs. Leading all in this week’s episode….Don’t miss it !
Ice cream sadness, big box bye-bye and positive vibes all in this week’s episode…..YOU DON’T WANT TO MISS IT !
Pain by Powell, the Millennial Mindset and People Power all in this week's episode...don't miss it!
Bubble Trouble, Steve vs. Unions and "What would ya say you do here?" all in this week's episode...don't miss it!
Value shopping, Bills stadium deal and are we heading for a recession all in today's episode. You don't want to miss it!
Cyclops Horses, Sensational Sanctions & Finance Demystified all in this weeks episode, don't miss it!
Steve being a hypocrite? Alcohol, shots fired AND a local housing update all in today's episode...don't miss it!