Ask Peggy® About Your Money: Recent Episodes
Peggy Doviak, CFP®
Ask Peggy® About Your Money features best-selling author and radio host, Peggy Doviak, CFP®. In each episode, Peggy will address a financial question and give you strategies you can use to implement the information in your own life. If you want to submit a question, go to www.askpeggy.com.
Music: Spark Of Inspiration by Shane Ivers
- Market Review
- Recognizing Fraud
- Saving for Retirement
- Choosing Beneficiaries
References:
https://www.finrafoundation.org/sites/finrafoundation/files/2026-07/RAND_Fraud_Research_Brief.pdf
- Market Review
- Investment Account E-Deliveries
- Back to School College Funding
- Retirement Shortfalls
References:
https://www.thinkadvisor.com/2026/07/16/sec-releases-new-e-delivery-rule/
- Market Performance
- Tax Penalty Relief
- Christmas in July
- SIMPLE IRAs
References:
https://www.thinkadvisor.com/2026/07/09/irs-rolls-out-automatic-penalty-relief-for-eligible-taxpayers/
https://www.nerdwallet.com/retirement/learn/simple-ira-vs-401k-comparison-how-to-pick-the-right-plan
Market Update
Avoiding Scams
Finances and Fireworks
Maxing Retirement Savings
References:
https://www.thinkadvisor.com/2026/06/17/financial-fraud-is-accelerating-cfp-board-survey/
https://www.irs.gov/retirement-plans/irc-457b-deferred-compensation-plans
- Markets and Oil
- Recouping Illegal Gains
- Summer Vacations
- Giving Children Money
References:
https://www.thinkadvisor.com/2026/06/04/supreme-court-bolsters-secs-power-to-recoup-illegal-gains/
- May Data
- Climate Risk Scrapped
- Planning a Wedding on a Budget
- Trump Accounts
References:
https://www.bloomberg.com/news/articles/2026-05-31/latest-oil-market-news-and-analysis-for-june-1?srnd=phx-markets
https://www.thinkadvisor.com/2026/05/29/sec-moves-to-scrap-biden-era-rule-on-climate-risk-disclosures/
https://www.thinkadvisor.com/2026/05/28/treasury-launches-trump-accounts-app/
- Market Update
- Resolving IRS Debt
- Ideas for Graduates
- Worried About the Markets?
References
https://www.thinkadvisor.com/2026/04/17/irs-releases-tool-to-help-taxpayers-resolve-debt/
- Market Update
- Trump Account Updates
- Hobby or Business
- IRA Funding Deadlines
References:
https://www.thinkadvisor.com/2026/04/01/more-than-4m-children-signed-up-for-trump-accounts-irs/
Market Update
SEC Enforcement Chief Resigns
529 to Roth
Reporting Small Business Profit and Loss
References:
https://www.nytimes.com/2026/03/16/us/politics/sec-enforcement-chief-resigns.html
https://www.thinkadvisor.com/2026/03/20/advisors-in-sec-enforcement-crosshairs/
- Market Update
- FINRA Forward Initiative
- Planning for Severe Weather
- Intellectual Property and Your Estate
References:
https://www.thinkadvisor.com/2026/03/06/finras-rulebook-revamp-takes-a-beating-at-house-hearing/
- Market Update
- Tax Fraud Reporting
- Don’t Trust the Leprechaun
- Per Stirpes vs Per Capita
References:
https://www.thinkadvisor.com/2026/02/26/irs-launches-web-page-to-report-fraud/
https://trustandwill.com/learn/difference-between-per-stirpes-and-per-capita
- Market Summary
- Accredited Investor Changes,
- Talking to Your Partner About Money,
- Planning Vacations on a Budget
Sources:
https://www.thinkadvisor.com/2026/02/12/time-to-consider-accredited-investor-alternatives-secs-atkins/
- Fed News
- 401(k) Down Payments
- Repeated Financial Mistakes
- Roth or Traditional 401(k) Contributions
References:
https://www.marketwatch.com/story/the-fed-is-expected-to-stand-pat-this-week-the-big-question-is-for-how-long-bf52d957?mod=home_lead
https://www.thinkadvisor.com/2026/01/23/trump-now-says-hes-not-a-huge-fan-of-using-401ks-to-buy-homes/
- Venezuela and the Fed
- Healthcare Subsidies
- Uneven Cash Flow
- Impulse Spending
References:
https://www.bloomberg.com/news/articles/2026-01-09/trump-pressures-big-oil-for-100-billion-venezuela-investment?srnd=homepage-americas
https://www.pbs.org/newshour/politics/in-a-rebuke-of-gop-leadership-house-heads-toward-vote-to-extend-health-care-subsidies
- January Market Movement
- Roth 401(k) Catch-up Contributions
- Financial Resolutions
- Organizing Tax Information
References:
https://www.marketwatch.com/story/investors-pin-hopes-on-the-january-barometer-with-stocks-set-to-skip-santa-claus-rally-for-a-3rd-year-343e0e77?mod=home_lead
https://www.thinkadvisor.com/2026/01/02/what-the-new-roth-catch-up-mandate-means-for-2026-tax-planning
- K-shaped Economies
- Cost of the Shutdown
- Thanksgiving
- Layoff Tips
References:
https://www.marketwatch.com/story/no-jobs-report-again-but-these-numbers-show-how-the-u-s-economy-is-doing-9bbc764a?mod=home_lead
https://www.thinkadvisor.com/2025/10/29/government-shutdown-has-cost-economy-18b-cbo/
- Margin Debt
- Social Security Inflation Adjustment
- 401(k) Catch-up
- RMD Rules
https://www.marketwatch.com/story/margin-debt-is-at-a-record-high-heres-what-that-means-for-the-stock-market-505cae78?mod=home_lead
https://www.bloomberg.com/news/articles/2025-10-24/social-security-cola-in-2026-is-2-8-increase
https://www.kiplinger.com/taxes/super-catch-up-contribution-for-age-60-63
- Rare Earth Minerals
- Tech Related Schemes
- Disability Insurance
- Earned Income for IRA Funding
References:
https://www.bloomberg.com/news/articles/2025-10-19/australia-prime-minister-to-meet-trump-with-rare-earths-in-focus?srnd=homepage-americas
Https://www.reuters.com/markets/commodities/what-are-rare-earth-metals-why-are-they-demand-2025-02-26/
https://www.thinkadvisor.com/2025/10/17/state-regulators-see-rise-in-tech-related-schemes/
- China Tariffs
- ETF Share Classes
- Investing Isn’t Spooky
- New IRS Numbers
https://www.bloomberg.com/news/articles/2025-10-11/trump-s-dealmaking-diplomacy-grows-fragile-as-china-fires-back?srnd=homepage-americas
https://www.thinkadvisor.com/2025/09/29/etf-share-class-approval-a-huge-step-forward-but-questions-remain/
- States in Recession
- Shutdown Impacts
- Financial Vampires
- Open Enrollment
https://www.marketwatch.com/story/are-we-in-a-reccession-yes-if-you-live-in-one-of-these-22-states-3947b4cd?mod=home_lead
https://www.thinkadvisor.com/2025/10/01/this-is-not-shutdown-lite-impasse-could-last-months-strategist-warns/
- Fed Action
- Rollovers and the Fiduciary Standard
- Investors Attending the State Fair
- Accurate Tax Withholding
https://www.bloomberg.com/news/articles/2025-09-14/trump-expects-a-big-cut-from-federal-reserve-this-week?srnd=phx-economics-v2
https://www.thinkadvisor.com/2025/09/04/will-dol-write-a-new-fiduciary-rule-on-rollover-advice/
- Rate Cuts?
- Long-Term Care Solutions
- Health Insurance Enrollment Dates
- Should I Buy Bitcoin?
References:
https://www.marketwatch.com/story/after-9-months-on-hold-the-fed-could-cut-rates-in-september-why-the-long-pause-may-extend-stocks-rally-e90f3012?mod=home_ln
https://www.thinkadvisor.com/2025/08/22/proposed-social-security-style-long-term-care-benefit-gets-high-marks/
https://www.cms.gov/files/document/2024-medicare-open-enrollment-fact-sheet.pdf
https://www.healthcare.gov/quick-guide/dates-and-deadlines/
- Fed Expectations
- Funding Social Security
- Great is the Enemy of Good
- Saving for Retirement
References:
https://www.bloomberg.com/news/articles/2025-08-17/bond-market-s-rate-cut-bets-enter-decisive-stretch-with-powell?srnd=phx-markets
https://www.thinkadvisor.com/2025/08/15/new-social-security-bill-aims-to-raise-payroll-tax-cap/
- BLS Data
- AI at the SEC
- Who Can You Trust
- Retirement Cash Flow
References:
https://www.bloomberg.com/news/articles/2025-08-03/trump-s-former-jobs-data-chief-decries-firing-of-his-successor?srnd=homepage-americas
https://www.thinkadvisor.com/2025/08/01/sec-launches-ai-task-force/
- Fed Meeting
- Senior Protection and Small Business Bills
- Back to School
- Filing Your Taxes
References:
https://www.bloomberg.com/news/articles/2025-07-26/pressure-mounts-on-fed-chief-powell-in-tee-up-to-gdp-jobs-data
https://www.thinkadvisor.com/2025/07/23/house-passes-2-sec-bills/
- The Fed Chair &The President
- Rollovers & Fiduciaries
- Risk Tolerance & Need
- Roths & Traditional IRAs
References:
https://www.bloomberg.com/explainers/trump-federal-reserve-chair?itm_source=record&itm_campaign=The_Fed&itm_content=Trump_Versus_Powell-0
https://www.thinkadvisor.com/2025/07/18/facc-to-appeal-court-decision-on-dol-rollover-rule/
- Tariff Deadline
- One Big Beautiful Bill
- Summerween
- The Fed and Interest Rates
References:
https://www.bloomberg.com/news/articles/2025-07-05/trump-tariff-date-arrives-after-90-day-rollercoaster?srnd=homepage-americas
https://www.bloomberg.com/news/articles/2025-07-05/trump-tariff-date-arrives-after-90-day-rollercoaster?srnd=homepage-americas
https://www.federalreserve.gov/faqs/why-do-interest-rates-matter.htm
- Almost Q2 results
- AI Portfolio Projections
- Portfolios and Potato Salad
- Target Date Funds
References:
https://www.bloomberg.com/news/articles/2025-06-29/senate-republicans-restore-medicaid-cuts-to-trump-tax-package?srnd=homepage-americas
https://www.thinkadvisor.com/2025/06/25/finra-seeks-to-align-bd-advisor-portfolio-performance-projections/
- Iran Strike Fallout
- SEC Withdrawn Proposals
- Investing and Fireworks
- Look at Your Statement
References:
https://www.bloomberg.com/news/articles/2025-06-22/oil-surges-us-futures-drop-after-strikes-on-iran-markets-wrap
https://www.proskauer.com/alert/sec-withdraws-fourteen-rule-proposals
- Economic Data Concerns
- Accredited Investor Status
- Portfolios and Vegetable Gardens
- Investments and Account Types
References:
https://www.marketwatch.com/story/how-reliable-is-u-s-economic-data-its-a-growing-risk-for-investors-awaiting-the-next-fed-rate-cut-f477bf0b?mod=home_lead
https://www.thinkadvisor.com/2025/06/05/accredited-investor-qualification-bill-reemerges/
- Slower Hiring
- Crypto in Your 401(k)
- Planning Your Wedding
- Tax Cuts & Jobs Act Update
References:
https://www.bloomberg.com/news/articles/2025-05-31/us-labor-market-latest-jobs-growth-is-moderating-on-shifting-trade-policy?srnd=phx-markets
https://www.investmentnews.com/retirement-planning/industry-financial-experts-sound-off-after-dol-walks-back-crypto-warning-for-401ks/260730
- China Agreement
- Lower Social Security Clawback
- Hobby vs Business
- Next Steps
References:
https://www.bloomberg.com/news/articles/2025-05-11/us-futures-dollar-climb-on-geneva-trade-talks-markets-wrap?srnd=homepage-americas
https://www.thinkadvisor.com/2025/05/08/social-security-sends-emergency-message-backing-down-on-100-clawbacks/
https://www.irs.gov/newsroom/heres-how-to-tell-the-difference-between-a-hobby-and-a-business-for-tax-purposes
- Markets and the Fed
- Social Security Funding
- Taking Care of Yourself for Mother’s Day
- Next Steps
References
https://www.bloomberg.com/news/articles/2025-05-04/bond-traders-swing-to-powell-s-side-as-trump-calls-for-rate-cuts?srnd=phx-markets
https://www.thinkadvisor.com/2025/05/02/trumps-2026-budget-leaves-social-security-funding-flat/
- April Returns
- DOGE and the SEC
- After Graduation
- Next Steps
References
https://fortune.com/asia/2025/04/25/apple-aims-build-most-iphones-us-india-end-2026/
https://www.thinkadvisor.com/2025/04/22/doge-asks-sec-staff-for-efficiency-ideas-promises-anonymity/
https://www.npr.org/2025/04/23/nx-s1-5372332/student-loans-default-collection
- Market Update
- Crypto Regs
- What to Do If You Lose Your Job
- Next Steps
References:
https://www.marketwatch.com/story/feds-goolsbee-warns-economic-activity-may-slump-this-summer-after-artificially-high-pre-tariff-bump-d3cfb1ca?mod=home_lead
https://www.thinkadvisor.com/2025/04/11/trump-signs-bill-blocking-irs-crypto-tax-rule/
- Markets and Tariffs
- Social Security Offices
- Bonds and Interest Rates
- Next Steps
References:
https://www.cbsnews.com/news/trump-tariffs-economists-forecast-stagflation-recession-risk/
https://www.thinkadvisor.com/2025/03/31/how-staff-cuts-and-office-shakeups-could-affect-social-security-beneficiaries/
- Q1 2025 Markets
- Social Security Phone Updates
- Uneven Cash Flow
- Next Steps
References:
https://www.marketwatch.com/story/trump-says-he-couldnt-care-less-if-some-automakers-raise-prices-due-to-tariffs-79aa18dd?mod=home_ln
https://www.thinkadvisor.com/2025/03/27/social-security-partly-reverses-new-phone-service-limits/
- Unexpected Consequences
- Social Security Changes
- Potato Salad and Portfoliow
- Next Steps--Taxes
References:
https://www.bloomberg.com/news/articles/2025-03-23/trump-s-tariffs-billion-dollar-levies-on-chinese-ships-risk-trade-apocalypse?srnd=homepage-americas
https://www.thinkadvisor.com/2025/03/19/social-security-to-end-benefit-claiming-by-phone/
- Revisions to Anticipated Market Performance
- Former Republican Social Security Chiefs’ Opinions
- Filing your Taxes
- Next Steps
https://www.marketwatch.com/story/wall-street-begins-to-cut-s-p-500-targets-as-tariff-worries-rock-the-stock-market-should-investors-be-concerned-5e06109d?mod=home_lead
https://www.thinkadvisor.com/2025/03/10/former-republican-social-security-chiefs-deride-musks-actions/
- Market Update
- Crypto Reserve
- Why I Use the Word Prosperity
- What Should I Do?
Sources:
https://www.marketwatch.com/story/heres-what-warren-buffett-thinks-of-trumps-tariffs-over-time-they-are-a-tax-on-goods-1bce5c90?mod=home_lead
https://www.atlantafed.org/cqer/research/gdpnow
https://www.cnbc.com/2025/03/04/pro-trump-techies-enraged-by-crypto-reserve-plan-causing-early-rift.html
Tariffs
AI Tech from China
Cryptocurrency and the SEC
Love and Money, Reviewing Your Risk Tolerance
References:
https://www.bbc.com/news/articles/c5y725r90k5o
https://www.thinkadvisor.com/2025/01/21/sec-launches-crypto-task-force/
- Biden Economic Summary
- Extended Tax Deadlines for Wildfire Victims
- Doing Your Own Research
- Funding 2024 IRAs
References:
https://www.marketwatch.com/story/the-biden-economy-just-how-good-was-it-heres-the-highs-and-lows-of-the-46th-president-4d61e20e?mod=home-page
https://www.thinkadvisor.com/2025/01/15/irs-extends-tax-deadlines-for-california-wildfire-victims-/
- Inherited Economy
- No Ponzi Scheme
- I Have a Dream
- Funding 2024 IRAs
References:
https://www.marketwatch.com/story/is-donald-trump-inheriting-the-best-economy-in-history-
bef59427?mod=home-page
https://www.thinkadvisor.com/2025/01/10/social-security-has-problems-but-its-no-ponzi-scheme/
- Market in 2025
- The January Effect
- Social Security Fairness Act
- Saving for Big Events
- Shop with a List
References
https://www.bloomberg.com/news/articles/2025-01-05/is-the-stock-market-s-january-effect-real?srnd=phx-markets
https://www.thinkadvisor.com/2025/01/05/biden-signs-social-security-fairness-act-/:
- Fed Movement
- Retirement Savings Lost and Found
- New Year's Resolutions
- What's a Santa Claus Rally?
References:
https://www.marketwatch.com/story/forget-the-stock-market-tumble-the-fed-made-the-right-move-in-a-wild-week-1a73f20b?mod=economy-politics
https://tax.thomsonreuters.com/news/dol-begins-collecting-information-for-retirement-savings-lost-and-found-database/
- Markets and Tariffs
- Defensive Steps
- Planning Basics
- Gold
References:
https://www.bloomberg.com/news/newsletters/2024-11-15/trump-drunk-wall-street-begins-to-sober-up-as-markets-tank
- Stock and Bond Markets
- Legislative Watch List
- Holiday Shopping Tips
- Selling Positions in Your IRA
References:
https://www.marketwatch.com/story/fate-of-postelection-stock-market-rally-may-be-in-the-hands-of-bond-traders-b6afe1a2?mod=home-page
- Political Races and the Fed
- Vote!
- Why I Say Prosperity
- End-of-Year Financial Tasks
References:
https://www.marketwatch.com/story/harris-and-trump-command-the-markets-attention-but-jerome-powell-may-steal-the-spotlight-89207883?mod=home-page
- Fed Movement
- Independent Government Agencies
- Money Isn't Scary
- ACA Deadlines
References:
https://www.marketwatch.com/story/fed-goes-quiet-ahead-of-its-nov-7-meeting-with-quarter-point-cut-seen-as-likely-e6bc35c9?mod=economy-politics
https://www.thinkadvisor.com/2024/10/21/supreme-court-rejects-bid-to-let-president-fire-agency-leaders/
- Upcoming Earnings
- Fiduciary Update
- Financial Vampires
- Small Business Retirement Plans
References:
https://www.marketwatch.com/story/this-rotation-in-stocks-is-the-bull-markets-lifeblood-as-s-p-500-logs-record-peak-e9f11974?mod=home-page
https://www.thinkadvisor.com/2024/10/07/top-dol-official-sees-a-nonsensical-reality-at-heart-of-fiduciary-fight/
- Aggressive Fed
- HSA Bills for Fido and More
- Info or Ad?
- Term and Whole Life
References:
https://www.marketwatch.com/story/fed-starts-rate-cutting-cycle-with-a-bang-but-wants-it-to-be-the-only-one-a44f0d37?mod=the-fed
https://www.thinkadvisor.com/2024/09/18/bill-could-throw-hsa-money-to-the-dogs-and-cats/
https://www.thinkadvisor.com/2024/09/09/new-house-bill-could-create-roth-like-hsa-alternative/
- Markets and the Fed
- Permanent DOL Fiduciary Fight
- Summer has Ended
- Multiple Risk Tolerance Levels
References
https://www.marketwatch.com/story/investors-zero-in-on-inflation-again-with-biggest-interest-
rate-cut-in-16-years-hanging-in-the-balance-f6fab4a4?mod=home-page
https://www.thinkadvisor.com/2024/08/27/dol-fiduciary-rule-battle-could-take-years/
- Fed Rate Cut
- Fiduciary Struggles
- Football and Finance
- Tax Deadlines
References:
https://www.marketwatch.com/story/stock-market-investors-should-focus-on-the-fed-over-the-presidential-election-9f621cc9?mod=home-page
https://www.thinkadvisor.com/2024/07/29/second-court-halts-new-fiduciary-rule-as-dol-hits-back/
- Market Rally
- Long-Term Care and 401(k) Proposals
- College Funding
- 401(k) Participation
References:
https://www.thinkadvisor.com/2024/08/12/house-bill-could-create-an-unlimited-ltci-premium-deduction/
https://www.thinkadvisor.com/2024/08/09/new-bill-extends-401k-access-to-workers-under-21/
Slowing Economy Advantages
Fiduciary Rule Litigation
Saving an Emergency Fund
Funding 529 plans
References:
https://www.bloomberg.com/news/articles/2024-07-24/us-economy-growth-slows-and-the-fed-is-ok-with-it?srnd=homepage-americas
https://www.thinkadvisor.com/2024/07/26/dol-fiduciary-rule-halted-by-texas-court/
- Q2 Market Results
- Overturning Chevron
- Football and Finance
- Why Create a Financial Plan?
References:
https://www.thinkadvisor.com/2024/06/28/vanguard-warns-customers-to-hang-up-and-log-in-or-else/
https://www.thinkadvisor.com/2024/06/28/supreme-court-overturns-chevron-rule-in-blow-to-agency-power/
- Cooling Inflation
- 5th Circuit Challenges
- Investing in Fireworks
- RMDs
References:
https://www.bloomberg.com/news/articles/2024-06-22/fed-rate-cuts-latest-key-inflation-gauges-may-offer-path-to-move-in-september?srnd=economics-v2
https://www.thinkadvisor.com/2024/06/21/private-fund-rule-strikedown-puts-more-sec-rules-in-peril/
- May Markets and Economy
- One-Day Settle
- Vacation Planning
- Contingent Beneficiaries
References:
https://www.marketwatch.com/story/economists-see-healthy-job-growth-return-to-growth-in-service-sector-3c82fc1d?mod=home-page
https://www.thinkadvisor.com/2024/05/28/wall-street-moves-to-fastest-settlement-of-trades-in-a-century/
Inflation Relief
Fiduciary Conflict
Planning Your Wedding
What is "Sell in May and Go Away"?
References:
https://www.nytimes.com/live/2024/05/15/business/cpi-inflation-fed
https://www.thinkadvisor.com/2024/05/15/lawmakers-move-to-torpedo-new-dol-fiduciary-rule/
https://corporatefinanceinstitute.com/resources/career-map/sell-side/capital-markets/sell-in-may-and-go-away
- Fed Again
- Fiduciary Lawsuit
- Mom, Take Care of Yourself!
- Taking Social Security When You Work
References:
https://www.thinkadvisor.com/2024/05/02/new-dol-fiduciary-rule-hit-with-first-lawsuit/
- Sticky Inflation
- Finally Fiduciary
- Turning Dreams to Goals
- Small Business Retirement Plans
References:
https://www.barrons.com/advisor/articles/department-of-labor-issues-fiduciary-rule-retirement-advice-b190a0dd
https://www.kitces.com/blog/weekend-reading-for-financial-planners-april-27-28-2024
https://www.federalregister.gov/documents/2024/04/25/2024-08065/retirement-security-rule-definition-of-an-investment-advice-fiduciary
- Fed Movements and Inflation
- 10-Year RMD Delayed
- Small Goals Add Up
- When Your Friend is Grieving
References:
https://www.thinkadvisor.com/2024/04/17/irs-waives-2024-rmds-for-ira-beneficiaries-under-10-year-rule
Quarterly Data
Fed Speak
RoboAdviser Regs
Planning for a Storm
Target Date Funds
References:
https://www.bloomberg.com/news/articles/2024-03-31/asian-stocks-set-to-gain-as-fed-awaits-more-data-markets-wrap?srnd=markets-vp
https://www.thinkadvisor.com/2024/03/27/sec-updates-rules-for-robo-advisors/
https://www.nixonpeabody.com/insights/articles/2024/03/28/the-new-sec-rules-that-will-impact-advisers-that-utilize-the-internet
https://www.sec.gov/files/ia-6578-fact-sheet.pdf
Fed Speak
Fiduciary Update
2024 Taxes
Term vs Whole Insurance
References:
https://www.marketwatch.com/story/fed-still-on-track-for-june-rate-cut-and-2-other-takeaways-from-
powells-press-conference-8dfe3ab3?mod=economy-politics
https://www.thinkadvisor.com/2024/03/19/dol-fiduciary-rules-could-apply-during-years-of-
litigation-limbo/
Fed Rate Cut Schedule
DOLs Fiduciary Timeline
Should You Take Advice From a Leprechaun?
Preparing a Loved Ones Final Tax Return
References:
https://www.marketwatch.com/story/doing-my-mothers-last-tax-return-is-the-hardest-financial-task-ive-ever-had-61dc5b56?mod=beth-pinsker
- Nvidia Earnings
- Anticipated Rate Cuts
- Advisers and Money Laundering Regs
- Risk Tolerance Considerations
- When should I take Social Security benefits?
References:
https://www.marketwatch.com/story/nvidia-now-worth-2-trillion-becoming-only-third-u-s-company-to-hit-that-mark-3f717418?mod=home-page
https://www.marketwatch.com/story/inflation-should-slow-enough-to-spur-interest-rate-cuts-later-this-year-feds-williams-says-361599e4?mod=economy-politics
https://www.investmentnews.com/compliance/news/treasury-proposes-anti-money-laundering-rule-for-financial-advisors-249452
- What is Coast Fire?
- SEC Continues During Election Year
- Planning for Natural Disasters
- Saving Money for Your Children
https://time.com/personal-finance/article/what-is-coast-fire/
https://www.thinkadvisor.com/2024/02/15/gensler-vows-to-advance-secs-rule-agenda-as-election-looms/
- The Super Bowl and The Stock Market
- Communicating with Your Financial Adviser
- Preparing to Do Your Taxes
- Including Payments in Your Credit Score
Resources:
https://www.marketwatch.com/story/which-is-better-for-stocks-a-super-bowl-win-for-the-49ers-or-the-chiefs-39e7ff0f?mod=home-page
https://www.thinkadvisor.com/2024/02/09/cambridge-northwestern-mutual-among-16-firms-hit-with-texting-fines/
- Booming Jobs Report
- Simplifying Retirement Plan Movement
- The Best Valentine’s Gift You Can Give
- RMD Changes
References:
https://www.bloomberg.com/news/articles/2024-02-02/us-payrolls-surge-by-353-000-at-start-of-year-wages-also-jump?srnd=economics-v2
https://www.dol.gov/newsroom/releases/ebsa/ebsa20240118#:~:text=Auto%2Dportability%20transactions%20involve%20automatically,sponsored%20by%20their%20new%20employer
- January Market Summary
- Emergency Savings Accounts
- Crypto Considerations
- Who Pays Gift Tax?
- 2023 Markets
- Bitcoin ETFs
- Secure 2.0 Clarified
- Successful Resolutions
- Landlord Liability
References:
https://www.thinkadvisor.com/2024/01/05/bitcoin-etf-issuers-clear-major-hurdle-on-path-to-sec-approval/
https://www.thinkadvisor.com/2024/01/04/irs-clarifies-secure-2-0-rules/
- New Fed Tone
- New Fiduciary Rule Won’t Hurt Smaller Investors
- How the Grinch Learns Good Money Skills
- What’s a Santa Claus Rally?
References:
https://www.marketwatch.com/story/fed-could-be-the-grinch-who-stole-cash-earning-5-what-a-powell-pivot-means-for-investors-35422034?mod=home-page
https://www.thinkadvisor.com/2023/12/13/consumer-groups-hit-back-at-dol-fiduciary-rule-foes/
https://en.wikipedia.org/wiki/How_the_Grinch_Stole_Christmas!#:~:text=Dr.%20Seuss%20working%20on%20How,How%20the%20Grinch%20Stole%20Christmas!
- Black Friday
- IRS Clarification on Venmo Transactions
- Medicare Advantage Plans
- RMD Start Date Confusion
References:
https://www.marketwatch.com/story/black-friday-online-shopping-up-more-than-7-poised-to-set-new-record-4e693faa?mod=home-page
Halloween Edition!
- Manage Market Fears with Risk Tolerance
- Who Are You Really Working With?
- What's Behind Your Investments Masks?
- ESG Considerations
Great Job Report
Money Market Regulations
Making Your Money Less Scary
What’s a Wash Sale?
https://www.bloomberg.com/news/newsletters/2023-10-06/bloomberg-evening-briefing-another-unexpected-surge-in-us-employment
www.sec.gov/files/rules/final/2023/33-11211.pdf
- Interest Rates
- Taxing Digital Currencies
- Financial Football--Defense
- When are Taxes Due?
- Federal Reserve Action This Week
- Spousal 401k distributions
- Football and Finance
- My Number One Question
- Fitch Downgrade
- Social Security Disability Taxation
- Planning Before the Holidays
- Calculating Your Retirement Need
https://www.cnbc.com/2023/08/03/warren-buffett-says-hes-not-worried-about-fitchs-us-downgrade.html
https://www.axios.com/2023/08/02/fitch-downgrade-us-rating
https://www.thinkadvisor.com/2023/08/02/new-bill-would-exclude-social-security-lump-sums-from-tax-hit/
- Market Update
- Ponzi Schemes
- Planning for Education
- 529 Plan Conversions to Roths
https://www.forbes.com/advisor/retirement/529-to-roth-ira/
- Recession Averted?
- RMDs Clarified?
- Salsa and Portfolios
- Everyone Needs Estate Documents
https://www.bloomberg.com/news/articles/2023-07-21/s-p-500-s-great-bear-market-unwinding-is-happening-at-a-frenetic-clip
- YTD Market and Economic Data
- Money Market Liquidity
- New Student Loan Plans
- Preparing for Retirement
- Risk and Stress
https://www.investmentnews.com/sec-overhauls-money-market-fund-rules-to-thwart-rapid-outflows-239786
https://www.investmentnews.com/biden-unveils-new-student-debt-forgiveness-plan-239924
This week's show features the following topics:
- Social Security Viability,
- Climate Disclosure Rules,
- Planning Your Summer Vacation,
- What’s Negative Election?
https://www.thinkadvisor.com/2023/05/12/dont-panic-social-security-isnt-going-away-anytime-soon/
https://www.investmentnews.com/secs-delay-on-climate-disclosure-rule-leaves-companies-in-limbo-237558
- Debt Ceiling Deadline
- Emailed Financial Info
- Look Up, Be Brave (the first chapter of my new book)
- Celebrating Mother’s Day
Debt Ceiling Again, Emailed Financial Docs, Look Up! Be Brave! Happy Mother's Day!
https://www.investmentnews.com/top-democrat-opposes-bill-facilitating-e-delivery-of-investment-documents-236875
52 Weeks to Well-Being, "Chapter One"
It's Halloween, and financial vampires are everywhere! Peggy will show you how to find and vanquish them without garlic or a stake!
Special Music: The Count's Castle by Shane Ivers - https://www.silvermansound.com
Both budgets and diets can be difficult to maintain, but there are similar ways to make them work. Let Peggy show you some strategies for success.
Financial dreams are great, but they are difficult to achieve. You can turn your financial dreams into financial goals if you take three easy steps. Listen to Peggy tell you what they are!
Your cash flow is central to calculating your cash flow, your life insurance need, and your retirement. Rules of thumb aren't safe. Listen and learn how to give yourself a better chance of success at saving!
Why did Peggy Doviak change careers from corporate training to personal finance? Spoiler--she was angry with a broker who took advantage of her mother! Listen to the podcast to learn what happened and how to take steps to keep yourself financially safer!