Money Made Faithful With John Putnam: Recent Episodes

John Putnam

Ready to dig deeper into what's really influencing you and your money?

Let's connect the beliefs that are behind your choices - the financial, spiritual, and personal ones - so that you can be the faithful steward of the resources God has entrusted to you.

At Money Made Faithful, we want to equip you with the truths, models, and practices so you can make better money choices so you can live more boldly, confidently, and faithfully.

God is too good and life is too special to let money hold you back.

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Summertime is here and is the perfect moment to reflect on our finances.

Today, we're exploring three powerful money moves inspired by King Solomon's wisdom. These moves will position you for wise and faithful financial stewardship.

Join me as we uncover how Solomon's timeless advice can transform your summer financial journey.

In this episode, John discusses:

  • Three essential money moves inspired by Solomon's wisdom in Proverbs to strengthen your money choices.
  • The importance of these money moves as a strong foundation to your faithful money goals
  • How to use these money moves to support and accelerate practical examples

Key Takeaways:

  • Embrace discipline, self-denial, and determination for financial success and wise stewardship, recognizing that these principles can shape your personal, financial, and spiritual life at any age.
  • Be disciplined in your finances. Some practical responses are setting automatic savings plans, sticking to a budget, and making conscious spending choices, ultimately leading to long-term financial success.
  • Engage self-denial by resisting immediate gratification and thoughtfully considering each purchase to ensure it aligns with your long-term goals.
  • Being determined underpins pursuing your best opportunities, continuously educating yourself, and investing in your skills.

“When you put these into play right now, when you make these three money moves right now, you put yourself into a posture of wise and faithful stewardship, not only in the summer but any time of year!”

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It's summertime, a season filled with fun in the sun and a whirlwind of activities. But amidst the excitement, managing finances can become a bit chaotic.

Today, we're tackling the challenges of summer budgeting with three practical tips to help you stay on track.

Let's navigate the summer months with financial intentionality and faith, ensuring you make the most of every opportunity while honoring God.

In this episode, John discusses:

  • Three practical tips for managing your finances during the summer months
  • How summer budgeting can help you stay on track with your financial goals, even amidst the disarray and complexities of summer
  • Aligning your summer plans and financial choices with biblical principles

Key Takeaways:

  • Recognize that summer often brings a whirlwind of activities and complexities that can disrupt your financial rhythm. It’s crucial to maintain awareness of your current financial situation and diligently be aware of expenses to understand spending patterns and areas for improvement.
  • Embrace the importance of setting clear and realistic financial goals for the short term (AKA 'summer') and the long term. By carefully planning and regularly reviewing your progress, you can accomplish your financial objectives despite the unexpected opportunities and challenges of the summer season.
  • Effective budgeting in the summer requires avoiding impulsive purchases and making intentional choices that honor God. Every financial decision is a testimony to His goodness. Cultivate research, preparation, and generosity habits to position yourself for impactful stewardship.
  • Integrate biblical wisdom into your summer budgeting by prioritizing scripture and aligning your financial choices with God's greater story. This will help you navigate the season with intentionality, faithfulness, and a heart of gratitude, ultimately putting first things first to honor God and manage the blessings He has given you.

“Every financial decision, even in the sun and fun of summer, is an opportunity to honor God and steward the blessings that He has given you well.”

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In this episode, we're wrapping up our series on how to have your best vacation ever.

We've discussed setting and sharing expectations and eight steps for maximizing your vacation experience. But what happens when tech distractions threaten to steal the joy of your time away?

Join me as we explore five practical tech tips to ensure your vacation is filled with meaningful moments, free from the distractions of screens.

Setting intentional boundaries and embracing each moment can make this vacation memorable and aligned with our greater purpose.

In this episode, John discusses:

  • Establishing boundaries for technology use
  • Balancing digital connectivity with vacation enjoyment
  • Leading by example in tech usage
  • Exploring alternative photography methods
  • Maximizing engagement with physical activities

Key Takeaways:

  • Create specific times and places where phones and other devices are not allowed. This will help foster better face-to-face interactions.
  • Allocate specific times during the vacation when everyone can use their phones for fun, productive activities like sharing pictures or researching local attractions, making tech use purposeful and limited.
  • Lead by example in minimizing phone use, showing others (especially kids) how to be present and engaged without the constant distraction of technology.
  • Use digital or disposable cameras to capture vacation memories. This will reduce your reliance on smartphones and add a fun element to your photo-taking.
  • Plan and participate in group activities to reduce screen time and increase meaningful engagement with your surroundings and companions.

“Stay prayerful, flexible, graceful, and kind. Even with preparations and expectations set and shared, and tech tips in place, and doing your best, a plan is still only a plan.”

Resources Mentioned:

  • How Teens and Parents Approach Screen Time by Pew Research Center: https://www.pewresearch.org/internet/2024/03/11/how-teens-and-parents-approach-screen-time/

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With summer on our doorstep, many of us are gearing up for that much-needed vacation. But how can you help make sure it's your best one ever?

Today, we're exploring eight practical steps to prepare for a restful, rewarding and rejuvenating break. We'll talk about how prayer, planning, and setting the right boundaries can transform your vacation experience.

Join me as we dive into faith-centered strategies that will help you return from your vacation feeling refreshed and ready to take on your calling with renewed energy.

In this episode, John discusses:

  • The essential elements for planning your best vacation ever
  • Why managing work and stress before vacation is crucial
  • How prayer and planning can enhance family vacations
  • Achieving a rejuvenating and financially sound vacation

Key Takeaways:

  • Before embarking on your dream vacation, ensure you've saved up, booked everything, and tied up loose ends at work and home. Proper preparation prevents stressful situations later on.
  • Recognize the importance of stepping away from the daily grind, even if it means overcoming initial exhaustion because rejuvenation is essential for sustained productivity and well-being.
  • Striking a balance between work and rest is crucial. Even Jesus recognized the necessity of slipping away to quiet places.
  • Implementing practical strategies like prayer, arranging support at work, planning for delays, and budgeting wisely can enhance your vacation experience and foster deeper connections with loved ones and allow for genuine relaxation and rejuvenation.

“Your work can wait. Your rest cannot. Jesus is waiting. Your family and friends are too. And may this year be the year of your best vacation ever.”

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134 - How to Have Your Best Vacation Ever - Setting Expectations

Summer is almost here, and with it comes the excitement of vacation planning! Whether you’re planning a getaway with your spouse, family, or friends, the anticipation for a restful break is huge!

In this episode, we'll explore how to set five key expectations, how to manage them wisely and avoid common vavcation traps to ensure your vacation is refreshing and fulfilling.

Join me as we seek to align our time away with God's intention for rest and rejuvenation.

In this episode, John discusses:

  • Five key vacation expectations to help you have the best vacation ever
  • Tips for managing pre-vacation stress
  • Balancing personal desires and group dynamics during family vacations
  • The importance of incorporating spiritual practices into your vacation routine

Key Takeaways:

  • Identify what you want from your vacation—relaxation, adventure, or specific activities—and talk to your companions to balance personal desires and group enjoyment.
  • Before your vacation, discuss your plans with family or friends to align expectations and minimize potential tensions.
  • Establish clear vacation financial boundaries, be mindful of everyone's situation, and balance budget-friendly and unique activities to maximize enjoyment and minimize stress.
  • Incorporate spiritual practices like prayer, reflection, or sharing faith experiences into your vacation to nurture well-being and strengthen connections, acknowledging vacations as chances for spiritual growth and outreach.
  • Embrace physical activities that match your interests and abilities, balancing adventure and leisure while prioritizing rest for lasting memories without pushing physical limits.

“Your time and rest with family and friends, I just want to remind you, this is important to God. And I believe it's His sincere desire for you and for me to take a break after the hard work.”

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Have you ever considered how you make a financial choice?

In this episode, we're discussing the 'anatomy' of a financial choice and how small choices over time can lead to significant results. Using the Financial Forensics model, we'll follow five crucial steps in making wise, faithful stewardship decisions.

Join me as we explore how big and small choices can shape our financial and spiritual journey over time, ultimately empowering you to align your choices with God's greater purpose.

In this episode, John discusses:

  • The Financial Forensics Model: 5 steps to financial decision-making
  • Choosing wisely with your faith as your guide.
  • Understanding how small choices can compound into significant results

Key Takeaways:

  • Financial choices are like building blocks. They can lead us closer to our goals or away from it. Each choice we make can compound over time, much like how small successes accumulate into significant accomplishments.
  • To understand the anatomy of these choices, we can break them down into five steps: the source of the question, our senses, our mind, our heart, and finally, making the choice.
  • The source of a decision can come from anywhere. Being aware of these influences helps us guard our hearts and minds against negative inputs so we can foster a mindset that aligns with God's truth and principles.
  • Through prayerful consideration and aligning our choices with God's guidance, we can make decisions that benefit us financially, honor our faith, and lead us toward a life that pleases God.

“I truly believe that the little financial choices we make every day have the ability to bring us closer to God or closer to the world. That's why it's so critical that we choose wisely.”

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It’s a special treat to have my friend Rob West join us this week. Rob is the CEO of Kingdom Advisors and the host of the nationally syndicated radio program, Faith & Finance.

Today, we'll talk about the Kingdom Advisors organization and how Certified Kingdom Advisors make a transformational difference in financial planning and and the financial industry with a biblical worldview.

In this episode, John discusses:

  • Kingdom Advisors as an organization and its significance in the financial industry
  • The importance of integrating faith with financial decision-making
  • The challenges and natural inclinations individuals face in managing finances
  • The spiritual aspect of money management and financial stewardship

Key Takeaways:

  • Money is not just a financial tool; it’s also a barometer for spiritual health and values. Understanding this role helps us recognize what's truly important and where our trust lies.
  • We have to recognize the differences in money management styles and backgrounds within relationships so we can navigate relationships well. This can help us appreciate individual perspectives while aligning on financial decisions.
  • Certified Kingdom Advisors combine financial competence with a biblical worldview, offering specialized guidance that aligns with Christian values and priorities.
  • How our financial decisions serve as a powerful testimony of faith and trust in God's provision amidst life's uncertainties.

“Our ability and willingness to continue giving generously, helping others in need, and trusting God for His provision as the provider in the midst of chaos, I think, is a real testimony to the world that is watching.” - Rob West

CONNECT WITH ROB:

  • Website: https://kingdomadvisors.com/
  • LinkedIn: https://www.linkedin.com/in/karobwest/
  • Faith & Finance radio show: https://www.faithfi.com/show

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Have you ever heard of spontaneous combustion?

It's a fascinating phenomenon where fire ignites without an external heat source. But what if I told you there's a similar concept regarding generosity?

Join me as we observe an encounter from Genesis where Jacob is spontaneously generous. There’s transformative power in spontaneous generosity where you can embrace a life of impactful giving with blessings beyond measure.

In this episode, John discusses:

  • Fascinating facts of spontaneous combustion
  • The opportunity of spontaneous generosity
  • Giving from a place of deep gratitude and faith
  • Cultivating spontaneous and consistenty generosity

Key Takeaways:

  • Spontaneous combustion occurs without external heat sources due to chemical, biological, or physical processes, resulting in fires like those from dirty rags, hay bales, or compost piles.
  • Spontaneous generosity mirrors this phenomenon, arising from internal gratitude and love for God, leading to bold and immediate giving without hesitation or calculation, driven by an internal force beyond logic.
  • Cultivating spontaneous generosity involves being prepared to give, seeking counsel and wisdom, and trusting in God's guidance while leaving the outcome to Him, and acknowledging the limits of personal judgment.
  • Embracing spontaneous generosity opens opportunities for miracles, transforming lives and multiplying blessings beyond measure, making giving a central and impactful part of one's life.

“Let your giving go big and bold, and watch God show up in some incredible forms of blessings that will simply amaze you.”

Resources Mentioned:

  • Fire Prevention 52: Spontaneous Combustion–Fact or Fiction?: https://www.nps.gov/articles/fire-prevention-52-spontaneous-combustion.htm

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Today we're talking about how many so of us grapple with modern-day financial traps that can hinder our journey toward true joy and wise stewardship, just like in the story of the wealthy ruler from the book of Mark.

Join me as we focus on three trendy traps that are way too easy for us to fall into. Once we’ve uncovered them, we’ll explore some strategies rooted in biblical wisdom that will pave the way for a more peaceful, empowered, and aligned financial journey.

In this episode, John discusses:

  • How financial traps hinder financial freedom
  • Balancing money, wealth and spiritual fulfillment in modern life
  • Wise financial stewardship in today's consumer-driven society
  • Embracing truth, stability, and God's bigger plan

Key Takeaways:

  • The story of the wealthy ruler in Mark's gospel reveals a timeless tension between worldly possessions and sacrificial love. It echoes today's tension between material wealth and spiritual fulfillment.
  • Trendy traps like lifestyle inflation, instant gratification, and social comparison are tempting. To combat them, we must embrace the biblical principles of contentment, self-discipline, and identity anchored in Christ to navigate financial decisions wisely.
  • By cultivating authentic relationships, embracing the values of stewardship, and sharing financial wisdom grounded in faith, we can experience personal fulfillment and become powerful testimonies of God's provision and faithfulness.

“When you can stay out of these traps, you are going to experience a kind of financial freedom, peace, and fulfillment in a way that you likely have never experienced before.”

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In this episode, we're diving into the practicality of finding hidden opportunities within your finances. Join us as we uncover how those opportunities in your budget may improve your financial journey and how a fresh perspective can reveal hidden blessings.

I’ve developed a FREE tool I call 'The 3D Budget'. I’ll share how it can help you gain better control of your finances and impact your decisions, while aligning with biblical principles for wise stewardship.

Stay tuned for more actionable steps to enhance your budgeting journey and seize the opportunities that lie within.

In this episode, John discusses:

  • Identifying hidden financial obstacles
  • Executing financial plans effectively
  • Embracing 'The 3D Budget' tool
  • Seizing opportunities for wise financial stewardship

Key Takeaways:

  • Identifying and addressing hidden expenses, like small daily treats or overlooked regular bills, can significantly impact financial freedom.
  • A faithful financial journey involves both planning and diligent execution. Even seemingly minor expenses can hinder progress toward larger goals.
  • Utilizing tools like 'The 3D Budget' approach helps you break away from a dollars-in, dollars-out mentality so you can see new opportunities.
  • Biblical wisdom and practical strategies, aligns financial choices and paves the way for greater stewardship and kingdom impact while navigating financial challenges with faith and diligence.

“Your budget is designed to be a blessing, not a burden.”

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In this episode, we're diving into a topic that touches nearly every American's financial life: tax refunds.

Yes, that's right, we're talking about cash—hundreds of billions worth of it, to be exact!

But here's the twist: we're exploring why your tax refund might not be as smart to receive as you think.

Listen in as we uncover truths about applying our money resources wisely and how our approach to our taxes reflects and impacts our approach to faithful stewardship.

In this episode, John discusses:

  • Exploring the impact of tax refunds on your finances and your faith journey
  • Making the most of your tax refund
  • The three pillars of tax refund management
  • How tax refunds reflect financial priorities

Key Takeaways:

  • Overpaying taxes knowing you’ll get a refund means you’re giving the government an interest-free loan, reducing your cash flow, and hindering your day-to-day expenses and financial stability. These practices don't align with the wise stewardship.
  • Relying on tax refunds for major financial decisions reflects poor financial planning. On the other hand, accurately estimating tax liabilities throughout the year and avoiding overpayment ensures better preparation and financial foresight.
  • Opting for tax efficiency through proper adjustments in tax withholdings and allocations maximizes your take-home pay and utilizes your resources more productively.
  • Despite the allure of receiving a tax refund, if you do receive one, it's crucial to resist impulse spending and to prioritize directing refunds towards any of your significant financial needs such as savings, debt repayment, or investments, alongside updating your tax withholding to maintain a balanced approach between avoiding overpayment and underpayment of taxes.

“I love the way the Bible stresses the importance in the scripture I just shared about honoring civic responsibilities, and that includes paying taxes as a part of wise and faithful financial stewardship.”

Resources Mentioned:

  • CNBC Story on How Americans plan to spend tax refunds: https://www.cnbc.com/2024/03/06/how-americans-plan-to-spend-tax-refunds
  • IRS Tax Withholding Estimator: https://apps.irs.gov/app/tax-withholding-estimator

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In last week's episode, we talked about the importance of setting meaningful financial goals while staying present on the journey toward them.

Today, we're taking it one step further and talking about a crucial question: When does a financial goal become an idol?

Just like the Israelites in Exodus who crafted a golden calf as their idol, we can elevate our goals to a level of idolatry. If a goal is dominating our thoughts and actions, it’s likley becoming an idol.

Join me as we explore the four ways goals can begin to dominate our thinking and actions, pulling us away from what’s truly important.

But there is an answer!

We can learn how to align our financial goals with God's greater purpose and dismantle the money idols that threaten our faithful stewardship journey.

In this episode, John discusses:

  • The dangerous duo of time and money
  • How financial resources can shift from tools to idols
  • The pitfalls of rushing financial growth and long-term planning
  • Avoiding the trap of self-centered ambitions

Key Takeaways:

  • Financial goals can become idols when they consume our time and distract us from the present, leading to restlessness and discontent.
  • Just as the Israelites' abundance of resources contributed to their idolatry, our money can drive behavior and monopolize our focus, overshadowing our faith.
  • In a world of instant gratification, impatience can lead us to prioritize short-term gains over long-term faithfulness, mirroring the Israelites' impatience.
  • When our skills and talents are prioritized above our alignment with God's greater story, they too can become idols.

“My prayer is that we would all heed this warning (Exodus 20:23) and remain steadfast in our commitment to aligning our money and our money choices with God's greater story and his greater purpose, remembering that true wealth is found in our faithfulness.”

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When does a financial goal become a distraction?

Have you ever found yourself overly fixated on future goals, so much so, that it was a distraction to other parts of your life? Or maybe you reached a goal and felt somewhat disappointed, or that it was anticlimactic? 

Today, we're diving into the delicate balance between setting ambitious goals and remaining present in your journey.

We'll explore how to keep your financial goals in perspective while embracing each moment so you can have a more fulfilling and faithful experience on your stewardship journey!


In this episode, John discusses: 

  • Reflecting on goals and making adjustments
  • How "arrival fallacy" can overshadow present joys and opportunities
  • The dangers of "When I" thinking
  • The paradox of planning for the future while living in the present 

Key Takeaways:

  • Springtime is a time of renewal, making it the perfect moment to reflect on your goals.
  • The illusion that reaching a goal will bring lasting happiness can lead to a constant chase for external objectives.
  • The opportunity to find joy in everyday experiences.
  • Be cautious of fixating on future achievements as solutions to present problems. This can hinder our ability to recognize alternative solutions and overlook the blessings that may be right in front of us.
  • Practicing gratitude, mindfulness, and generosity cultivates contentment while we focus on the goals we’re working towards.

“Remember to balance out future goals while you're still capturing present opportunities and enjoyment, and to find fulfillment in the journey itself.”  



Resources Mentioned:


Click on the links below to learn more about Money Made Faithful:

 
 
 
 
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In this spring refresh episode, we dive into a remarkably practical framework that can help lay a strong spiritual foundation for your journey ahead. 

Join us as we explore how committing to The Five 5’s will bring you closer to God, build confidence, enhance gratitude, and foster peace - in your finances and every other facet of your life. Through consistent practice, you'll experience immediate transformative shifts that will set you on a path of greater alignment with God's financial wisdom and greater purpose. 

Let's start this spring season with a firm foundation and accelerate our growth together!


In this episode, John discusses: 

  • Laying a strong spiritual foundation for your life journey
  • Overcoming inconsistency when it comes to Bible and prayer
  • The Five 5s: Dedicating five minutes a day to essential spiritual disciplines
  • Spring, being the perfect time for fresh beginnings 

Key Takeaways:

  • Spring represents a time of fresh starts and renewal, making it the perfect moment to lay a strong spiritual foundation - crucial for navigating life's fiancnial challenges and opportunities.
  • Implementing The Five 5's framework—devoting just five minutes a day to reading, praying, listening, and expressing gratitude—can bring profound transformations with your money and all life matters.
  • By understanding the spiritual factors driving our choices and practicing daily habits like the The Five 5's we can align our decisions with God's wisdom, leading to greater peace, clarity, and alignment with His greater story.
  • Consistently engaging in scripture and prayer deepens your spiritual connection and positively impacts your financial decisions, leading to greater alignment with God's will and blessings in your life.

“My prayer is that it will give you a firm foundation to launch off of, and guys, it's always easier when you're starting from a firm foundation.”



Additional resources:


American Bible Society's study: 
https://news.americanbible.org/blog/entry/corporate-blog/american-bible-societys-new-study-shows-urgent-ministry-opportunity


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Spring is getting closer as winter begins to fade and it’s time to freshen with a little spring cleaning!

But we're not just tidying up your home and yard; it’s the perfect time to spruce up your money, too! 

In this episode, we're diving into three simple steps for your financial spring cleaning. Drawing wisdom from timeless scriptures and practical insights, we'll align our financial decisions with our faith, setting the stage for intentional stewardship and spiritual growth at this special time of year.



In this episode, John discusses: 

  • Embracing the transition to Spring
  • A reflective journey from winter wear to spring renewal
  • Three simple steps to achieve financial spring cleaning for a clearer financial path

Key Takeaways:
  • As we approach spring, it's time to reflect on our surroundings, like the beloved screen porch at our house, reminding us that spring brings fresh renewal and care.
  • Begin your financial spring cleaning by wiping away the accumulated dust of unnoticed expenses, those small yet significant payments that, like hidden particles on our porch, can accumulate and cloud your financial clarity over time.
  • Just as we sweep up the dirt tracked onto our porch daily, look at your daily spending habits and options for improvement.
  • Like attending to your herds, review your financial activities, asking crucial questions about what's working, what's not, and taking intentional action to maintain financial health and alignment with your values.

“As you embark on this, remember it's an ongoing process. You don't have to wait until spring to do it. This could be something you do every ninety days.”
 
CLICK ON THE LINKS BELOW MORE MONEY MADE FAITHFUL!

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GET FREE RESOURCES when you join THE HUB: https://moneymadefaithful.com/resource-library-access/Landing-page

BOOK A WORKSHOP & DETAILS: https://moneymadefaithful.com/money-made-faithful-workshop-2/Landing-page

INVITE JOHN TO SPEAK at your conference, church, or eventhttps://moneymadefaithful.com/services

SPECIAL SAVINGS ON JOHN'S BOOK, 'He Spends She Spends' and the small group guide: https://moneymadefaithful.com/shop

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I'm excited to have my friend, Ron Blue, joining me in this episode as we delve into five timeless money principles.

Ron has 50+ years experience and financial wisdom rooted in scripture and is the author of over seventeen books and the founder of various financial companies and ministries, including the Ron Blue Institute, and he continues to be active and impactful.

With decades of experience, Ron emphasizes the spiritual aspect of managing money for God's purposes. So, let's explore these foundational habits that remain transcendent and crucial, shaping a prosperous and purpose-driven financial journey.



In this episode, John and Ron discuss:

  • The five timeless money principles that never go out of style
  • The challenges of money management
  • Planning for a secure financial future
  • Breaking the grip of materialism


Key Takeaways:
  • Living within your means is not just about financial prudence, but also a reflection of stewardship over what you've been entrusted with by God.
  • Maintaining liquidity through savings provides flexibility for handling emergencies and unexpected expenses, contributing to financial security and peace of mind.
  • Understanding the types of debt and adhering to principles like not presuming upon the future and counting the cost helps make wise financial decisions and avoid unnecessary obligations.
  • Planning for the future involves not just spending less but also setting specific, achievable goals, ensuring financial decisions align with those objectives, and providing a roadmap for financial independence.
  • Generosity isn't just about giving money; it's about breaking the power of money over your life and recognizing that true wealth is found in a spirit of giving and service.

“Have some accountability in your life when it comes to money because it's difficult to stay the course when you have so many things pulling at you.” — Ron Blue



CONNECT WITH RON:
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In this episode, we're diving into a unique perspective on being prepared for the financial battles you will face as we explore the connection between spiritual battles and wise financial stewardship, empowering ourselves to honor God in every financial choice we make.

Just as athletes prepare meticulously before a big game, we too can equip ourselves for our financial challenges as we draw from the powerful description of spiritual armor outlined in Ephesians 6:10-18 and how it fortifies and prepares us in the face of financial challenges, temptations and trials.

Let's 'armor up' and face our battles with confidence, knowing that with God's armor, we are equipped for victory!



In this episode, John discusses:

  • Equipping for financial battles inspired
  • Unveiling the spiritual armor in financial battles
  • Six steps to financial preparedness and victory
  • Putting on the spiritual armor for financial well-being


Key Takeaways:
  • In financial battles, preparation is key, drawing parallels with the meticulous pre-game routines of professional athletes
  • The spiritual armor, as outlined in Ephesians 6:10-18, includes the belt of truth, the breastplate of righteousness, the shoes of the gospel of peace, the shield of faith, the helmet of salvation, and the sword of the spirit.
  • Wise financial choices are rooted in spiritual choices, and utilizing the spiritual armor and embracing these truths can help you navigate and win spiritual financial battles.
  • Just as football players wouldn't enter a game without their gear, we shouldn't face daily spiritual and financial battles without putting on the Armor of God for protection and guidance.

“When we can put on all the armor of God and use it in our financial choices, we not only safeguard our financial well-being, but we also deeply honor God, bringing Him glory in the process through our choices.”


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I recently came upon a thought-provoking Wall Street Journal article discussing the opinion of why Americans are losing faith in the value of higher education, and it got me thinking. Considering the financial stewardship around post-high school education, it's essential to be wise and intentional when it comes to college and career planning and pursuits. Joining me today is my friend, Lisa Marker-Robbins, with over 25 years of experience and impacting over 4,000 students, helps us navigate the crucial decisions surrounding post-high school education.

In this episode, John and Lisa discuss:

  • Is there an erosion of confidence?
  • Post-high school education decisions
  • The importance of early career clarity
  • Parental support in college applications
Key Takeaways:
  • The complex higher education landscape prompts an examination of educational pathways and career objectives.
  • The importance of discussions, intentionality and pursuing paths that align with personal fulfillment and unique aspirations.
  • Understanding the critical role of early career exploration can significantly impact a student's college journey
  • Parents play a pivotal role in helping their teens make informed decisions by providing support, initiating open conversations
“There are a lot of benefits to going to college. It shows that you can do hard things; you build your adulting skills while living in a dorm or apartment. But the end goal is a career where your kid will flourish.” — Lisa Marker-Robbins

ADDITIONAL RESOURCES:

WALL STREET JOURNAL ARTICLE - "Why Americans Have Lost Faith in the Value of College:" https://www.wsj.com/us-news/education/why-americans-have-lost-faith-in-the-value-of-college-b6b635f2?st=enissi47waduz79&reflink=article_imessage_share

LISA'S COMPLIMENTARY ON-DEMAND VIDEO:
  • How to guide your teen to choose the right major, college, & career (...without painting themselves into a corner, missing crucial deadlines, or risking choices you both regret): https://www.flourishcoachingco.com/course
CONNECT WITH LISA:

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As we gear up for Valentine's Day, I couldn't help but think about the intriguing tensions of love and money and what you can do about it.

Drawing wisdom from scripture and a timeless quote, we’ll explore three common tensions in relationships and practical ideas to address them. Remember, when disagreements arise, our goal should always be progress, not victory.

Join me in this journey of navigating love and money, as we strive for breakthroughs and blessings in our faithful financial stewardship.

In this episode, John discusses:

  • The impact of past experiences on present financial choices
  • How different beliefs and behaviors shape relationships
  • The equation of love and money in relationships
  • Three tensions of love and money and practical steps to address them
Key Takeaways:
  • In navigating the intersection of love and money, understanding the impact of past experiences on present financial behaviors is crucial, as your beliefs and behaviors are shaped by early experiences.
  • Recognizing that “Love + Money / Our Differences = Tension”—such as differing values, communication challenges, and struggles over financial control—addressing them wisely can lead to progress, emphasizing shared values and fostering open communication.
  • To overcome financial tensions, couples can find common ground by identifying shared priorities and values, engaging in conversations about the broader topics of money (rather than specific issues), and defining and involving each other in financial roles and responsibilities.
  • Wisdom from scripture underscores the importance of avoiding the love of money, pursuing righteousness and contentment, and providing guidance on how to navigate love and money tensions in relationships.

“Tomorrow is Valentine's Day, and I pray that it is filled with love: love for God, love for others, and love for those closest to you.”

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How often is your reality different from your plans?

I found myself this week re-learing old lessons, finding peace in the midst of changing plans, and being reminded of whose story I’m in. I'm drawing inspiration from James 4:13-15, emphasizing the importance of acknowledging our limited control and surrendering and trusting our plans to God.

After experiencing a few delays and making adaptations in launching Money Made Faithful last week, I explore seven simple, yet profound, lessons that resonate not only with our launch journey but are directly applicable to our broader faithful financial stewardship.

In this episode, John discusses:

  • Finding peace and purpose when plans go differently than expected
  • Seven simple lessons for embracing truth and guidance in life's challenges
  • How changing plans create unique opportunities to get closer to God
Key Takeaways:
  • Despite encountering unexpected challenges and changes in plans, embracing adaptability and humility is crucial for navigating life's uncertainties.
  • Trusting in God's sovereignty and seeking guidance from professionals and mentors can lead to peace and resilience amid disruptions.
  • Viewing setbacks as opportunities for growth and learning fosters spiritual and personal development, ultimately aligning us with God's greater purpose.
  • Recognizing that our lives are part of God's larger story underscores the importance of surrendering our plans for His glory, allowing His guidance to shape our journey.

“The reminder this week is that God is in control, that God asks us to make our plans, but he directs our steps and I need to leave room for him to operate.”


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I’s a special day - the beginning of our growing outreach under our new name, Money Made Faithful!

I'm excited to dive into what this transformation means for our ministry outreach. In this episode, we'll explore what's behind the shift and how it aligns with our mission to empower you in your financial stewardship journey.

Join me as we embark on this exciting venture together!

In this episode, John discusses:

  • Exploring Money Made Faithful
  • Understanding the heart behind the money
  • Core beliefs and behaviors that shape our financial decisions
  • Uncovering hidden influences in financial stewardship
Key Takeaways:
  • With a shift to "Money Made Faithful," we aim to focus our ministry outreach to equip believers, churches and ministries with practical wisdom and biblical principles for true breakthrough in money mindset and alignment with God's purposes.
  • Money, often a divisive force, is also a tool for spiritual growth and Kingdom impact, with over 2,000 scriptures addressing its influence, its powerful opportunities and offering hope for those burdened by financial worries.
  • Delving into the heart of money matters, we explore and guide at the intersection of he financial, spiritual, and behavioral aspects, offering insights, interviews, and resources to empower you to make faithful money moves and strengthen ministry, marriages, businesses, and missions.
  • Our initiative empowers believers through this podcast, workshops, resources and digital courses to understand your hidden financial influencers, God’s ever-present promises, align goals with biblical principles, and take purposeful action for immediate impact and lasting change, to foster a community making eternal impacts with their finances.
Thank you and please CLICK THESE LINKS for more MONEY MADE FAITHFUL!





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Welcome back to our ongoing series to Achieve your Money Goals in 2024!

We're delving into a quietly crucial aspect in this fourth and final step in our series as I guide you through 3 Guidelines to SET YOUR VALUES.

Inspired by Galatians 5:22-23, we'll consider the ‘fruits of the spirit’ as a foundation. But it doesn't stop there; I'll share other values like frugality, honesty, generosity, and more. These values aren't just words on paper; they're the behaviors that reflect who God made you to be on your faithful financial journey.

Remember that your journey towards financial goals is a process. We work to align each step with God and His plans for you to stay present, love God, love others, and make disciples. By doing so, you're creating a robust financial foundation to Achieve your Money Goals in 2024 and even more that will be revealed!

PS - and some BIG & EXCITING NEWS to share at the end!! :)

In this episode, John discusses:

  • The role of values in stewardship success
  • The biblical foundation of setting values
  • A simple and powerful framework for setting financial values
  • 3 guidelines for effective financial values
Key Takeaways:
  • To Achieve your Money Goals in 2024, setting values is the crucial fourth step, guiding you to be among the minority who successfully fulfill their goals.
  • Values, represented by your unique qualities, shape the person you are and the one you want to become on your financial journey, forming a foundation for fruitful decision-making.
  • The process of setting values involves choosing, energizing, and keeping your values visible, providing a clear roadmap for making progress on your financial goals.
  • By aligning values with God and His truths, you strengthen your financial culture, contribute to goal achievement, and underscore the importance of a faith-driven, present-focused approach to your financial journey.

“Having a list of values is not much use if you don't put them to use and keeping them visible is one of the best ways to have them remembered and to put them in a position that they are used and lived and talked about.”



Additional resources:

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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Facebook: https://www.facebook.com/smarterstewardship



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Welcome to STEP 3 - SET YOUR MISSION in our four-part series designed to help you Achieve Your Money Goals in 2024!

This step is often where people want to start, driven by enthusiasm to take action. However, starting without a clear understanding of your past lessons, and without a vision for the future, can lead to confusion and frustration.

Remember, goal setting is easy, but goal achievement is tough. So, when we talk about setting your mission, we're addressing how you plan to reach your vision and using the lessons you learned from your past.

Join me as we break down the 4 moves you need to take right now to SET YOUR MISSION!

In this episode, John discusses:

  • The importance of a clear mission
  • SMART goal setting for financial success
  • Role of accountability in achieving money goals
  • Adapting and thriving in your Mission

Key Takeaways:
  • Starting with lessons and a vision is crucial for successful goal achievement.
  • Let your vision form your mission.
  • Make your mission SMART (Specific, Measurable, Actionable, Risky, Time-Bound)
  • Engage with trusted people in your life who can provide accountability, encouragement, and prayer support
  • Sharing your mission with others strengthens your commitment and inspires collective progress.
  • Even the best plans change, so anticipate adjustments in your mission; being flexible and adaptable ensures that detours or setbacks won't derail your progress toward your ultimate financial vision.

“Your past may make you think you aren't good at this, and it's other people who set goals and achieve them. Guys, don't you believe it for a minute. YOU CAN DO THIS!”


Additional resources:

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Welcome back to the second session of our four-part series on achieving your money goals in 2024.

Today, we're diving deep into STEP 2 - SET YOUR VISION

In this episode, we'll explore three key actions to set your vision. Remember, setting a vision is not about complex, unapproachable tasks. It's a natural process with which you are familiar. As we delve into the future, I'll guide you through a process for each of your nine money moments - envisioning what you want to be true in the future.

Continue this journey to set your vision and gain a clearer destination of where you want to be reach in your faithful financial future. Together, let's transform your financial vision into a reality!


In this episode, John discusses:

  • Reflecting on lessons and past money moments
  • Three key actions for clarity
  • The power of financial vision
  • Creating a financial vision for each money moment

Key Takeaways:
  • Quick recap of STEP 1 - SET YOUR LESSONS - before diving into your vision, a reminder that understanding your past financial choices and behaviors is essential, as it provides a foundation for a clear perspective on where you’ve been and how it can help you move forward with clarity and confidence.
  • Drawing parallels to everyday experiences, like planning a vacation, demonstrates that vision-setting is a natural and accessible process that everyone engages in, sometimes without even realizing it!
  • Three actionable steps for setting your financial vision include considering each of the nine money moments individually (giving, saving, investing, spending, borrowing, taxes, counsel, planning, and prayer) by standing in the future, looking around, and describing what you want to be true in those areas.
  • Achieving your money goals in 2024 requires a focus on well-executed plans, as emphasized by the quote "If you plan the work, and work the plan, the plan will work," and I encourage you to allocate the time for setting your vision with prayer, discussion, and commitment.

“Goal setting is easy. Goal achievement is tough. And when your vision is crystal clear in your heart and your mind, and you know exactly what your vision is and where you feel God wants you to go, you are in such a better posture for goal achievement.”



Additional resources:

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Setting goals is easy. Achieving goals is tough.

You CAN achieve your faithful money goals in 2024 by applying 4 powerful steps!

I delve into an overview of the four steps I will be guiding you thought and show you how to boldly accomplish the first powerful step - SET YOUR LESSONS. By evaluating last year in three key questions, you'll gain insights to make wiser and more faithful money choices. Join me in this series, and let's make this year the one where you SET AND ACHIEVE your faithful money goals.


In this episode, John discusses:

  • The importance of setting goals
  • Overcoming the failure rate
  • Reflecting on past financial experiences for improved decision-making
  • Overview of successful money goal achievement

Key Takeaways:
  • Setting financial goals is easy, but achieving them requires a strategic approach and commitment
  • Alarming statistic that 92% of New Year's goal-setters never reach their objectives.
  • To improve your money goal achievement, embrace four essential steps of lessons, vision, mission and values
  • Reflect on your financial past, capture valuable insights, and learn from successes and failures using three key questions.
  • Acts 6:1-7, encourages your goal-achievement the disciples' clarity in vision, commitment to their mission, and alignment with values showcase the biblical foundation

“I truly believe that God wants us to be green and growing, not ripe and rotting. He wants us to always be growing closer to Him, closer to those around us, and closer to the plans that He has for us. And you better believe that you have a unique role in His greater story and a unique objective that He has for you and the financial resources that He has put in your hands.”



Additional resources:

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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I hope you had a wonderful Christmas! Here's a 3-minute mini-pod with a ‘money twist’ for the days-after-Christmas!


Key Takeaways:

  • Give - declutter & simplify.
  • Save - spirit & joy.
  • Spend - connect & pray.

“I hope these three ideas, shared in three minutes for the day after Christmas, fill your heart with the giving, saving, and spending of Christmas for today and the many days that follow into your happy new year. May they boldly embrace the mystery and glory of God, His Son, and His Spirit every day.”


Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship Facebook: https://www.facebook.com/smarterstewardship

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Welcome to a special Christmas story!

As you navigate the hustle and bustle of last-minute preparations and festivities, I'm honored to share a modern-day parable titled "The Man and the Birds," intertwined with a classic Christmas hymn, "Adeste Fidelis," translated as "Oh, Come All Ye Faithful."

The parable, popularized by the legendary radio host Paul Harvey, unfolds as a beautiful Christmas tradition, reminding us of the season's true essence. May it become a meaningful pause, allowing you to reflect and shift your focus onto the true essence of Christmas and Jesus. Wishing you and your loved ones a Merry Christmas and a season filled with reflection, warmth, and the timeless message of love.

In this episode, John discusses:

  • The spirit of Christmas
  • The invitation of "Adeste Fidelis"
  • The story of "The Man and the Birds"
Key Takeaways:
  • "Adeste Fidelis," (Oh, Come All Ye Faithful) is more than just a song, it is an invitation—a pivotal aspect of our story today, aimed at encouraging the faithful to find and follow Jesus during this Christmas season.
  • "The Man and the Birds" was made popular by the legendary radio host Paul Harvey, who shared it every Christmas for decades without knowing the original author.
  • The parable unfolds with a man who, despite being a kind and decent person, struggles with the idea of the incarnation and chooses not to attend church on Christmas Eve.
  • On a snowy Christmas Eve, the man's profound encounter with a flock of birds seeking refuge becomes a poignant metaphor for understanding, trust, and compassion, echoing the universal longing for connection and the Christmas spirit of love, compassion, and joy.
“My prayer is that this story allows you to pause and reflect and shift our hearts and our minds onto Christmas and onto Jesus this week and far into the new year and beyond.”



Additional resources:

Let’s continue the conversation!


Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!I

f this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
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A journey to the most special Christmas setting of all inspires these 3 powerful lessons!

Picture three wise men, a vast desert sky with an awe-inspiring array of stars. As we explore this celestial guide, the perilous deception, and the redirected journey home in this incredible story, we'll extract three profound lessons that celebrate Chrstmas and transcend the season. So, buckle up for this enlightening journey in Matthew 2:1-12, alongside the Magi, and may the lessons resonate as we approach the Christmas season and a new year on the horizon.

In this episode, John discusses:

  • Exploring the financial wisdom of the three wise men
  • The guiding star in your financial sky
  • Financial wisdom amidst deception
  • Adapting your financial path through divine guidance
Key Takeaways:
  • Lesson one explores the significance of the guiding star, urging us to identify our financial focal point amidst distractions and uncertainties, much like the wise men traversing the desert.
  • Lesson two delves into the danger of deception and misdirection, emphasizing the importance of staying alert, discerning influences, and aligning our financial decisions with God's truth, drawing parallels to the wise men's recognition of Herod's deceit.
  • Lesson 3 focuses on the intentional planning of a new path, encouraging adaptability in our financial journey, openness to fresh ideas, and listening to God's guidance for wise and faithful stewardship, mirroring the wise men's journey home by another way.
“As we're thinking about our financial goals and stewardship, when we devote that to prayer, God can show us new and unexpected paths toward our wise and faithful money journey. And that one path that we know is always true is Jesus.”


Additional resources:
Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:

Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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This week is a road map of practical examples for Philippians 4:8 thinking!

Building on last week's foundation, where we explored the thinking themes and perspectives, we're taking a deeper dive into focusing your thinking with practical examples in this second part.

My hope is that this not only transforms your financial choices but permeates every aspect of your life—your personal, family, vocational, community, and faith expression. Join me on this fantastic journey of aligning our thinking with the transformative power of God's truthful topics.

In this episode, John shares:

  • Reflecting on the foundational aspects covered in the last episode
  • The power of positive thinking and health
  • Practical examples for each Philippians 4:8 theme
  • Connecting biblical thinking with everyday choices
Key Takeaways:
  • Positive thinking, may protect against stress-related inflammatory damage, improve decision-making, and enhance immune response.
  • The foundational principles from Philippians 4:8 emphasize thinking about really good topics.
  • Applying these principles to money decisions involves staying true, maintaining honor, justly treating others, thinking purely in alignment with scripture, commendable thinking, seeking excellence qnd thinking about financial matters that are worhty of praise.
  • Recognizing the connection with God's heart and mind, and embracing wise and faithful financial stewardship, emphasizing the transformative power of biblical thinking in all life domains.
“As you revisit this in the future, may it serve as a reminder of how our thinking not only impacts our financial choices but also affects all the choices we make. If we want to be wise and faithful stewards from a holistic standpoint, it all starts with our thinking—it's where opportunities arise and where the battle begins.”


Additional resources:
Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends! I

f this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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WHAT you think about matters.

This special two-part episode delves into the profound connection between WHAT you think about and your money choices.

In this first part, I lay a foundation by exploring the themes in Philippians 4:8, with each theme holding a unique definition and perspective. that aligns with God's view of money and resources. As we explore these themes together, I believe you'll experience a transformation in your financial thinking, guiding you toward wise and faithful stewardship that reflects your faith and honors God. Join me on this journey and embrace the transformative power of biblical thinking as only God can design.

In this episode, John discusses:

  • Perspective of wealth and money
  • Contemplating the value of money and time
  • 8 themes of biblical thinking and financial transformation
  • Importance of thoughtful financial decision-making
Key Takeaways:
  • A story of a boy's imaginmative conversation with God teaches us that understanding God's perspective is crucial in shaping our thinking AND our expectations.
  • Exploring the eight themes from Philippians 4:8—thinking true, honorable, just, pure, lovely, commendable, excellence, and anything worthy of praise—reveals a powerful opportunity.
  • Understanding how your thinking influences your financial choices and embracing themes rooted in biblical alignment allows you to approach financial decisions thoughtfully, leading to better stewardship.
  • Embracing the themes of Philippians 4:8 not only transforms your financial thinking but positions you for a life of gratitude, empowerment, and reflection of your faith, resulting in a positive impact on more than just your financial well-being.

“If you're thinking about a financial decision rationally, thoughtfully, and prayerfully, and you're dealing with the truth, then chances are it's going to make financial sense. However, if you're not thinking about it that way, if it is not based on reality, if it's based on falsehoods, if it's based on poor perspective, they can wind up just not making any financial sense at all.”


Additional resources:

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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I stumbled upon something special.

As we approach Thanksgiving this week, three heartwarming winning essays from 12-year-old Tatiana, 18-year-old Tracy, and Dale, father of a beautiful family, all share their unique perspectives on what Thanksgiving means to them. I believe these essays will warm your heart, put a smile on your face, and inspire gratitude and thankfulnesas as you approach this season of giving thanks!

In this episode, John discusses:

  • The joy and humor of Thanksgiving gatherings
  • The power of gratitude in everyday life
  • Thanksgiving beyond feasting
  • Finding joy in the midst of challenges

Key Takeaways:
  • 12-year old Tatiana - Thanksgiving is a time for reflecting on kindness, expressing gratitude, and embracing the lessons learned from family, friends, and even strangers.
  • Tracy, an 18-year-old, shares a perspective on Thanksgiving that goes beyond a family feast, emphasizing the importance of sharing blessings with the less fortunate, keeping ancestral memories alive, and continuing the tradition of gratitude across generations.
  • Dale, illuminates Thanksgiving as a celebration of the profound gift of family, including their special-needs child, and we are reminded of the true riches in life—love, laughter, and the joy derived from sharing blessings with others, fostering a sense of gratitude even in the face of challenges.
  • May you feel the love of God, family and friends this Thanksgiving!

“I started to write a podcast episode about thankfulness and gratitude this time of year that we could apply to wise and faithful financial stewardship. I came across these three essays absolutely by chance, but they captured everything that I wanted to say and multiples more. I pray it was a blessing to you.”


Additional resources:


Let’s continue the conversation!


Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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Black Friday BIG deals need BIG wisdom!

The term "Black Friday" originated from the retail practice of moving from the red (loss) to the black (profit). Today, it symbolizes a retail marker for retail sales success and a shopping marker for 92% of consumers expected to engage in Christmas shopping! In this episode, I'm delving into 10 wise tips of shopping wisdom, each aiming to faithfully guide you through the bustling holiday shopping landscape. So, join me as we navigate this season with intentionality and stewardship.

In this episode, John discusses:

  • Navigating the early holiday shopping flurry
  • Decoding the holiday shopping landscape
  • 10 tips for wisely managing your Christmas shopping

Key Takeaways:
  • The holiday season seems to start earlier every year, with early Black Friday deals and Christmas decorations hitting stores right after Halloween, but understanding the historical significance of Thanksgiving and Black Friday sheds light on this trend.
  • Despite the early start to holiday shopping, statistics from the National Retail Federation reveal that 92 percent of consumers are estimated to participate.
  • To navigate the Christmas shopping season successfully, it's crucial to follow 10 wise tips you need to know - and it's much more than just budgets and lists.
  • As consumers gear up for holiday shopping, it's heartening to note that 69 percent prioritize gifts for loved ones, reflecting a thoughtful approach to the season of giving.

“As you are shopping for those that you love and care for, as you are being generous to those in need this holiday season, may these ten tips serve you well as you are wise and faithful in your financial stewardship.”


Additional resources:

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!


Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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Could your wealth actually be 'weighing down' your faith?

Like backpacking ratios, managing wealth has its own set of balances, yet there's no one-size-fits-all formula. In this episode, I reflect on Proverbs 30:7-9, a prayer that seeks the right balance of wealth and perspective. Together, we'll explore signs that indicate if the weight of your wealth is becoming burdensome and discuss practical steps to find equilibrium. There's no fixed ratio, but by trusting in God's wisdom and following these steps, you can find the right balance for our wealth.

In this episode, John discusses:

  • 'Backpacking 101' and managing wealth parallels
  • Balancing wealth and spiritual well-being
  • Recognizing the warning signs of wealth-related stress and strain
  • Practical steps to ensure your riches don't become a burden
Key Takeaways:
  • Managing wealth is like carrying a backpack - the ‘weight’ matters and individuals have different capacities based on their circumstances and character.
  • Identifying signs of financial strain, such as over-focus on money, decreasing generosity, constant worry about wealth, and hyper-consumerism, can indicate that the weight of wealth is becoming burdensome.
  • Striving for a balanced approach to wealth, individuals should pray for wisdom, share their burdens with others, give generously, and be aware of warning signs, ultimately seeking the right balance with God's guidance.

“If you begin to feel a ‘wealth hotspot’, if you begin to feel financial strain in your life from the wealth that you have…there may be strain in your friendships, strain in your marriage, strain in your family, strain at work, whatever it may be…as soon as you feel this ‘wealth hotspot’ forming, stop immediately and deal with it.”
Additional resources:

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Ever wondered why conflicts arise in financial discussions?

It's often because your Money MOs clash with your personal goals or each other. Welcome back to the second part of our two-part episode on understanding your Money MOs.

In this episode, we're exploring how understanding these differences and taking clear steps, can lead to unity, clarity, and confidence in managing your money choices and aligning your Money MOs with God's larger story. So, let's embark on this part of your journey together and find strength in your uniqueness.



In this episode, John discusses:

  • Navigating financial harmony in relationships
  • Strengthening marital bonds through financial communication
  • Embracing uniqueness in financial approaches for spiritual growth
  • Leveraging money M.O.s for harmonious relationships and wise stewardship


Key Takeaways:
  • Understanding and embracing your unique money modus operandi (MO) – spender, saver, investor, planner, or giver – can enhance stewardship success and financial harmony and bring you closer to your financial goals.
  • Identifying and appreciating the complements and conflicts between different money MOs is key to productive conversations about money in relationships.
  • Effective financial conversations involve regular meetings, open communication, and shared prayers, ultimately leading to more unity, clarity, and less financial conflict.
  • Ephesians 4:11-16 underscores the importance of unity and growth in faith within a community, and aligning your money MO with God's larger plan for your life is a way to achieve this.

“When you are pursuing wise and faithful stewardship through prayer about being a part of God's larger story, your differences can be strengths when they're joined together in faith and wisdom. And when you put all these together — the meeting, the conversation, and the prayer, my friends — let me tell you, you will find more joy, more unity, more clarity, more confidence, and less conflict.”



Additional resources:Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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Money is a powerful force, often at the center of many of life's opportunities and challenges, especially in our closest relationships.

We've all heard that money can be a source of marital discord, but it doesn't stop there. It can also fuel worry and anxiety in our personal lives. In this episode, I’m taking a closer look at five distinct money MOs, our “modus operandi”, our well-established patterns and behaviors when it comes to money. We all have unique approaches - some of these approaches are strengths, and others may bring challenges.

Join me for part one of this two-part series as we delve deeper into understanding our money MOs and how they can lead us closer to God's plans and greater unity in our relationships.


In this episode, John discusses:

  • Exploring the different approaches to money
  • Recognizing and embracing your unique money MO
  • How different money tendencies can strengthen or strain partnerships
  • Finding harmony and unity in your financial life and relationships
Key Takeaways:
  • Our money MOs are ingrained patterns of dealing with finances, shaped by upbringing and experiences, influencing how you spend, save, invest, plan, or give.
  • We exhibit diverse financial behaviors, with different priorities, each with unique strengths and challenges.
  • Recognizing and appreciating the strengths within each money MO can promote financial harmony in relationships, emphasizing the importance of effective communication, understanding, and unity in managing finances.
  • Embracing our unique money MOs as part of God's design, you can navigate financial strengths and weaknesses with God's larger story, fostering communication, unity, and mutual growth in love.
“The goal here is not to make you into the same person but to be the person you were made to be with your money MOs, to have them be surrendered into the context of God's larger story.”


Additional resources:Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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It’s happened to all of us - you found some money - what do you do with it?

Join me as I recount an intriguing experiment I conducted on the streets to explore people's spending choices when given $100 with no strings attached - the answers may surprise you.

In this episode, I'm delving into a topic rarely discussed but profoundly impactful: Mental Accounting is the behavioral observation of how you assign different rules and limits to money based upon the source of that money.

Inspired by biblical wisdom and offering practical steps, we'll discuss how to break free from the confusion of mental accounting and embrace a holistic, God-honoring approach to stewardship. Let's align our financial choices with God's wisdom for a more abundant and impactful life in His kingdom!

In this episode, John discusses:

  • The hidden world of mental accounting and how people allocate unexpected money
  • Analyzing the impact of cognitive biases on financial decision-making
  • Navigating mental accounting in financial planning
  • Finding financial alignment through faith
Key Takeaways:
  • By understanding and challenging our instinctive responses to money, we can break free from the confines of mental accounting, paving the way for smarter, more abundant financial choices.
  • Instead of compartmentalizing income into separate mental accounts, consolidating and viewing all sources of money as one entity allows for a cohesive financial strategy rooted in biblical wisdom, ensuring faithful stewardship.
  • A solid financial plan, infused with biblical values, involves careful consideration of spending, saving, investing, and seeking wise counsel, and more, empowering individuals to make consistent and aligned choices.
  • Intertwining prayer with financial decisions cultivates alignment with God's heart, mind and provision, guiding you toward holistic and God-honoring choices, reinforcing the truth that prayer is your most powerful tool in your financial stewardship.
“As we dug into this behavioral financial issue called mental accounting, it's basically just applying different rules and specifications and limits based on different sources of income and when you do that, it creates a very confusing model rather than keeping everything in a holistic and aligned fashion to make wise and faithful choices that are not only for your best life and your wise and faithful stewardship, but also for honoring God, His kingdom, and His plans.”

Additional resources:


Let’s continue the conversation!


Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
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Facebook: https://www.facebook.com/smarterstewardship

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Welcome back to the second half of a two-part series, where we delve deep into the intricate relationship between how your current money choices can get in the way of your best money choices. In our last episode, we explored the idea that our current financial decisions might be leading us away from our goals, rather than closer to them. Today, we're dissecting the deception that often accompanies wealth, but fear not, for there are faithful solutions to guide you past these pitfalls. By applying these faith-centered solutions, we can align our financial responsibilities with biblical values, fostering a healthy and faithful balance!

In this episode, John discusses:

  • From Matthew 13:22, we recognize the ‘deceitfulness of wealth’ and embracing faith-based solutions
  • The trap of overconsumption and unraveling the link between greed and false happiness
  • Identifying financial schemes and cultivating discernment
  • Nurturing career growth without sacrificing your most important relationships

Key Takeaways:
  • Acknowledge the potential for deception in pursuing wealth, learning from past mistakes, and recognizing false promises, emphasizing the importance of not falling into the same traps twice.
  • Recognize common examples of wealth deceit, including overconsumption, get-rich-quick schemes, and over-pursuit of career, advocating for discernment, seeking trusted advice, and maintaining a healthy work-life balance as remedies.
  • Cultivate financial discernment, consult with trustworthy advisors, integrate faith and family priorities into career decisions, and stay vigilant against financial scams to protect oneself from the pitfalls of wealth.
  • Find joy in giving back, sharing resources with others, and experiencing the blessings that come from selfless generosity, emphasizing that true wealth lies in a spirit of giving and gratitude.

“My encouragement to you is for you to remain diligent in addressing these real challenges with these faith-centered solutions that I've shared. Because they are essential for maintaining a healthy and Godly balance between your financial responsibilities, your spiritual values, and the faith-aligned plans that you are walking through on your own faithful financial journey.”


Additional resources:
Let’s continue the conversation!


Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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In this first part of a two-part episode, I'm anchoring into scripture for how your money choices can distance you from making a choice that is best for you.

No, it’s not a riddle.

I'll explore this very real and thought-provoking paradigm through four common choice categories plus the related practical steps and strategies you need to help you faithfully align your money choices. Please join us on this two-part podcast to break free from distractions and discover your personal path to faithful financial stewardship.


In this episode, John discusses:

  • How our actions can either help or hinder our financial success
  • Discovering the fallacy of endless hustle in achieving goals
  • Four common categories of financial cares that can hinder your best money decisions
  • Overcoming these financial cares to make better money choices
Key Takeaways:
  • Your current money choices might be preventing you from making the best financial decisions, similar to how working harder and longer doesn't always lead to better work results.
  • The cares of the world, such as financial anxiety, materialism, comparison, and excessive materialism, can position you from making faithful money choices.
  • To combat these distractions, embrace strategic practices like budgeting, simplicity, gratitude, generosity, community, and serving others.
  • You can make progress to eliminate money worries and distractions, allowing you to focus on faithful financial stewardship.
“My prayer for you is that the worry, the anxiety, the cares of the world would become largely gone in your quest for faithful financial stewardship. It can be hard to get our head around the idea that your money choices may actually be getting in the way and distancing you or totally distracting you away from the truth and wisdom that you need to make better faithful money choices that you want to make.”

Additional resources:


Let’s continue the conversation!


Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Welcome to your very special episode #100!

This milestone episode will feel different than most you have heard. As I prayed about this special episode, I began to explore parables that use the number “100” and today I share four parables that convey profound lessons that I pray you have experienced throughout the past 99 episodes! So, as we dive into these parables together, please consider which one speaks to you the most. God’s story and his truth are here to inspire and guide you with infinite truth for your financial stewardship and beyond!

In this episode, John discusses:

  • The significance of the number 100 in our culture
  • The unique messages of four parables connected by the number 100
  • Aligning faith and finances
  • Understanding the complete wisdom found in four biblical parables
Key Takeaways:
  • The number 100 symbolizes completeness and perfection.
  • His total forgiveness and grace in the Parable of the Unforgiving Servant.
  • His total accountability for us as stewards of His resources, as seen in the Parable of the Dishonest Manager.
  • His total abundance that we can experience as we align with God's plans, both financially and spiritually, as portrayed in the Parable of the Sower.
  • His total completeness underscores God's relentless pursuit of us, inspiring us to actively seek redemption and reconciliation, through the Parable of the Lost Sheep

Any time that you would take out of your life to spend with me, I pray that as a result, you would be closer to God, you would be closer to those you love, and closer to the plans that he has for you, which puts you in the best possible posture and position to make wise and faithful financial stewardship choices. But also those ripple effects would go through all other areas of your life.

Additional resources:

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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In this episode, I'm diving into a powerful and practical approach that can transform not just your finances, but every aspect of your life. It's a journey to deepen your relationship with God and enhance your daily existence. Join me as I explore “The Five 5’s" framework – dedicating just five minutes a day to four meaningful activities for five days. By consistently engaging in these activities, you'll witness positive shifts in your mindset, your heartset, and your relationship with God, with those around you and the choices you make. Discover how aligning with God and His truth can lead to transformative change with your money and in all areas of your life.

In this episode, John discusses:

  • A practical guide for sparking financial and spiritual growth
  • Unlocking the power of daily habits with The Five 5’s method for financial transformation
  • The spiritual link between your finances and daily decision-making
  • The impact of consistency and how it can transform your financial life and more
Key Takeaways:
  • Your money is intertwined with most aspects of your life, and understanding the underlying motives driving your choices is essential for true transformation.
  • Implementing “The Five 5’s" framework as a short-term challenge - five minutes of Bible reading, five minutes of prayer, five minutes of listening, and five ‘thank-yous’ for five days - can not only spark profound changes, but profound habits
  • Consistency in engaging with scripture leads to higher levels of hope and a more positive mindset, as revealed by the American Bible Society's report.
  • By dedicating just five minutes a day to each of “The Five 5’s", you can experience a positive shift in your mindset and heart, leading to a closer relationship with God and transformative effects in all areas of your life.
“My real hope Is that this simple model is just a spark that is not formulaic. It doesn't drop you into some sort of legalistic model, but it's just a spark to create these daily habits. That even after a few days or five days, this becomes part of your daily life and the ripple effects of this will not only flow through your financial life, but every other part of your life as well.”


Additional resources:

Let’s continue the conversation!


Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future

.If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

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Contact John:
Website: https://changeforyourdollar.com/
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Have you ever experienced how money topics can lead you down a treacherous path of comparison?
In this episode, I'm delving deep into this very question. Drawing inspiration from the teachings of Jesus in Mark 9:33-37, I explore how shifting our mindset and heart can combat and beat the comparison trap. So, if you've ever found yourself trapped in a cycle of comparison, come join me as we discover a unique transformative power available to each of us in our stewardship journey.
In this episode, John discusses: * Exploring the pitfalls of financial comparison and how to avoid them * The dangers of comparing yourself to others in money matters and how to break free from the trap * How Jesus' teachings on humility and servanthood can be a blueprint for wise financial stewardship * How focusing on serving others can shift your financial perspective

Key Takeaways:* Embrace a mindset of service inspired by the teachings of Jesus to break free from the destructive cycle of comparison and find true fulfillment. * Comparison can distort reality, but adopting the habits of Jesus, centered on selflessness and service, offers a blueprint for spiritual growth that transcends wealth and possessions. * To escape the comparison trap, become a servant leader in your relationships and endeavors, shifting your focus from self to the needs of others and discovering the joy of generosity. * Let comparison be a catalyst for humility and generosity, redirecting your attention outward to serve others and strengthening your connection to God, as demonstrated by Jesus' selfless example.

“Whenever you feel any type of comparison sneaking in, whether it's a comparison with someone else about who's the greatest, just like we heard in Mark 9 between the disciples, or it is a comparison around money or wealth and possessions, whenever you feel comparison sneaking in, my prayer is that you will remember this episode and let comparison be a catalyst that instead of letting comparison take you inward to selfishness and being envious, that it's a catalyst that turns you outward to be generous and to be humble as you can serve others.”
Additional resources:* Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website:https://smarterstewarship.com
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Could your money give you a better view of God and His work?
We’ve all changed our position in a crowd to get a better view of something important. In this episode, I want to share an inspired idea that struck me during a church service as I observed a young girl and her father worshiping together and what she did to get a better view of the service. It was a heartwarming moment that reminded me of the biblical story of Zacchaeus and it got me thinking. Join me as I share my thoughts and four ideas that may hold a little financial risk, but have the potential to deepen your faith and your connection with God. As you listen, consider which opportunity might be your chance to get a closer look at the incredible things God is doing in your life and the world around you.

In this episode, John discusses:
* Discovering God's unexpected moments of faith through joyful risk * Zacchaeus and pursuing faith through the art of risk-taking * Enhancing your connection with God through a little financial risk * Exploring the spiritual benefits of investing in faith

Key Takeaways:
* We're challenged to ponder when we last dared to take risks for a deeper understanding of God's presence and His work in our lives. * Zacchaeus' daring climb to see Jesus inspires us to challenge ourselves both socially and financially in our pursuit of spiritual growth. * Consider using your finances to embark on a mission trip, attend a ministry conference, host group events, or become a significant donor to a ministry to gain a closer perspective on God's work and foster community. * By embracing financial risk and exploring these four ideas, you can position yourself to see Jesus more clearly and witness His transformative impact in your life and the world around you.

**“Maybe take a little risk to see Jesus better and what he is doing around you. Just like the little girl who climbed on the edge of her seat, grabbed her dad's arm so she could see worship. Or Zacchaeus, who was small and wanted to see Jesus. So he ran ahead, climbed up a tree, put himself at social and physical risk, and the rest is history and the story continues to create ripple effects to this very day. These opportunities are all around you. Let me encourage you today to try to capture one.”

Additional resources:*
Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:Website: https://changeforyourdollar.com/
Website:https://smarterstewarship.com
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Have you ever found yourself making the same financial mistakes over and over again?

Well, that stops NOW.
We've all been there – overspending, accumulating debt, making poor investments. The list goes on. But in this episode, let's talk about how we can break free from this cycle. Let me share an amusing scene from the Charlie Brown Thanksgiving special that captures this perfectly. It's a story of Lucy, a football, and Charlie Brown's repeated attempts. Sound familiar? This tale underlines the importance of learning from our mistakes and turning them into valuable lessons. Remember, mistakes aren't all bad. There are ‘good mistakes’ – the ones we learn from. I'm going to walk you through a simple model, inspired by a military process, to help you consistently learn from your financial choices. So, please tune in as we uncover the power of learning from our money situations for making better money decisions.
In this episode, John discusses:
* The importance of learning from financial mistakes * The psychology of repetitive financial mistakes * Applying after-action reviews to personal finances * Turning mistakes into learning opportunities

Key Takeaways:
* We've all made financial mistakes, whether overspending, debt, or poor investments and acknowledging this is the first step to improvement. * Just like Charlie Brown falling for Lucy's football trick, we often make the same financial errors despite knowing better, highlighting the importance of learning from our mistakes. * Embrace a simple after-action review strategy – analyzing what worked, why it worked, what didn't work, why it didn't, and then taking action to improve – to consistently learn from financial decisions. * Just as Peter urged us to remember and grow, embracing the process of reflection and learning can transform financial missteps into valuable lessons that shape our better financial decisions moving forward.

“Now, there wasn't a whole lot of truth being shared by Lucy to old Charlie Brown, but after a while guys, we just need to learn from the past and make better decisions and an after-action review can help you get there.”
ARTICLE LINK: Harvard Business Review - Learning in the Thick of It: https://hbr.org/2005/07/learning-in-the-thick-of-it
Additional resources:
* Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website:https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Where should I give?

It's a question I've heard repeatedly and I'm excited to explore a simple framework of four prompts that can spark your giving decisions. Each prompt resonates at the core of generosity, helping you transform lives and contribute to a greater story. While simple and straightforward, they have the power to reshape your giving journey and bring a deeper sense of purpose and impact. Tune in as we explore these prompts and find meaningful ways to channel our resources for impact!
In this episode, John discusses:
* Intentional and impactful charitable giving * The power of charitable giving to bring joy and purpose to your lives * Ideas for common dilemma of where to allocate charitable resources * Four key prompts to help you determine where to give

Key Takeaways:
Learn how to transform your giving journey by embracing a simple yet powerful framework that aligns your generosity with God's intentions, ensuring meaningful impact and lasting joy. * Discover the essence of purposeful giving through these four prompts: Engage your mind in discernment, your heart in compassion, your history in personal connection, and your faith in God's redemptive narrative. * Embrace these four transformative prompts that can shift your giving from random and haphazard to intentional and fulfilling, allowing you to make a purposeful difference aligned with your faith and values. * “As base a thing as money often is, yet it can be transmuted into everlasting treasure. It can be converted into food for the hungry and clothing for the poor. Any temporal possession can be turned into everlasting wealth. Whatever is given to Christ is immediately touched with immortality.”* A.W. Tozer

“The prompts I shared today, I believe honor God, bring transformation to lives, and contribute to the unfolding story of His kingdom. And as you give, remember that each act of generosity is a partnership with God in His work of redemption and restoration. I pray that as you consider where you give, you would feel His presence, His power, and His pleasure. You would feel God smiling as He watches you at every step of your growing giving journey.”

NCF Maui Wildfire Relief Article: https://www.ncfgiving.com/stories/bringing-hope-to-maui-after-wildfire-devastation/ Additional resources:
* Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Back-to-school shopping comes with a special opportunity to teach your kids about money!⁠⁠In the second part of a two-part series, we're continuing our journey with fresh insights.

Continuing the momentum from last episode, I'm delving into the practical ways you can impart biblical financial wisdom and practical teaching to your children during these shopping activities. ⁠⁠Remember, it's not about perfection; it's about progress. ⁠⁠

So, take your time, engage in patient conversations, and empower your child to make wise choices. Just like Jesus' parables, we'll show, tell, and point toward meaningful financial choices. Let's empower our children with these invaluable lessons for a lifetime of wise money management.⁠

In this episode, John discusses:
* Modeling and encouraging charitable giving for children * Practical steps for age-appropriate budget planning for various life expenses * Strategies to help children make thoughtful purchase decisions

Key Takeaways:
* Back-to-school shopping provides the perfect platform for instilling valuable biblical financial principles in your children, fostering patient, gentle conversations about contentment, generosity, budgeting, and combating impulse buying. * Engage your children in age-appropriate budget planning and financial discussions, allowing them to actively participate in managing some finances, and cultivating a foundation of financial responsibility that empowers them for their financial future. * Equip your children with the skills to make thoughtful purchases by planning ahead, distinguishing needs from wants, and recognizing marketing tactics, all while referencing wisdom biblical from to guide their decision-making. * Use post-shopping reflection as a means to assess budget and list adherence and impart essential lessons about budgeting, smart shopping, and money management, with the goal of nurturing wise financial choices that last a lifetime.

“Let your kids catch you in some really good money moments and then show them, tell them, and point them to the truth.”
Additional resources:

* Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:

Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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It's time for back-to-school shopping and with it comes a special opportunity to teach your kids about money!
In the first part of a two-part series I focus on an invaluable opportunity: teaching your children about money during this shopping season. Back-to-school shopping isn't just about supplies; it's a chance to instill essential financial values in your children. The financial behavior you exhibit is shaping their future habits. So, join me as we explore practical ways to make the most of this teaching moment. Get ready to equip your kids with lifelong biblical financial wisdom as we navigate this back-to-school journey together.

In this episode, John discusses: * Teaching kids financial wisdom through back-to-school shopping * The importance of parental influence on children's financial habits * Using biblical principles to teach kids about money * Four actionable tips for parents to instill money-savvy behavior in their children * Five teaching topics and a three-step approach

Key Takeaways:* As parents, leverage the opportunity of back-to-school shopping to instill core biblical principles and practical money habits that will shape your children's financial behavior for life. * Studies show that parents play a pivotal role in shaping their children's financial habits and perspectives, emphasizing the importance of modeling wise money choices to effectively teach kids about money. * Teaching kids about money requires consistent repetition and patience, making sure your financial behaviors reflect the lessons you want your children to learn. * Utilize a three-step approach—Show, Tell, Point—to teach your children about budgeting, differentiating between needs and wants, comparison shopping, involving them in decision-making, and practicing delayed gratification during back-to-school shopping, embedding valuable financial lessons into their understanding.

“Repetition is your friend, and what that means is this. It means that about the time that you are getting tired of letting them see you make smart money choices, that's probably right about the time that they are starting to get it. So guys, this takes wisdom and discernment. But more than anything, it takes stamina.”
Additional resources:* Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.comInstagram: https://www.instagram.com/smarterstewardshipFacebook: https://www.facebook.com/smarterstewardship

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What if the power to change the world was in the palm of your hand?
In this episode, we're exploring the incredible impact of a simple act of giving and how it can transform lives. Inspired by the inspiring story of a small village in India, I delve into the profound significance of generosity and worshiping God through our giving. Proverbs 31:20 serves as our anchor, guiding us to open our hands and reach out to those in need. Join me as we embrace the "handful challenge" and witness the worshipful handiwork that can change lives for God's glory!
In this episode, John discusses: * Exploring the amazing abilities of human hands * How small gifts can create a massive impact * Transforming lives with a handful of rice in a village in India * Proverbs 31:20 - Opening hands to the needy

Key Takeaways:* Inspired by Proverbs 31:20, a village in Mizoram, India, embraced biblical generosity by sacrificially offering a handful of rice at each meal, resulting in over $1 million in financial support for their church, proving that simple acts of giving can yield a profound impact. * A simple act of generosity, like offering a handful of rice, can lead to remarkable results and empower communities to worship God together. * Embracing the "Handful Challenge" by setting aside a symbolic handful of our resources, as a family or individually, can create a powerful expression of worship and generosity, making a significant difference in the lives of others and glorifying God.

“Set aside your handful of rice at each meal on each day. And as your eyes are open to the needs of others, and your mind is open to this idea, and your heart is open to the spirit, and your hand is open to grab a handful of the resources that you have, just like in Mizoram, there will be a big pile of worship released for God's glory.”

VIDEO - A Handful of Rice:* 3-minute version: https://vimeo.com/generousgiving/handfulofriceshort * 7-minute version: https://vimeo.com/generousgiving/handfulofrice

Additional resources:* Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:

Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Do you ever wonder if a little gift even matters?
I dive into a powerful story today that reminds us of the incredible impact we can make with what's in our hands - just like “Sister” Jean Webster, who started an inspiring ministry of faith and stewardship from a simple offering she had. I'll explore how her story connects to the Bible verse of John 6:5-12, where Jesus feeds the 5,000. In our daily lives, when we may feel inadequate or lacking resources, remember that God can do remarkable things with just a little, when we let Him. Let these incredible outcomes encourage and empower you to believe as you trust Him with what's in your hands!

In this episode, John discusses:
* The impact of simple acts of kindness and generosity in challenging times. * The story of Sister Jean's ministry and the lessons from feeding the 5,000 (John 6:5-12). * Embracing the inadequacy of resources and trusting God's multiplication. * Learning to trust God's hands and multiply the impact of our resources when serving others in need.

Key Takeaways:* Be a faithful steward of the resources in your hands, no matter how small, and trust in God's ability to multiply your efforts for His impact. * Just like Sister Jean, use what you have in your hands, whether it's money, time, or resources, and offer it in service to others, trusting that God can use it for remarkable outcomes. * When faced with a need, don't be discouraged by what may seem like limited resources; instead, let go of what you have and trust that God can work with it beyond your understanding. * Allow yourself to be amazed by God's blessings and multiplication when you offer your simple offerings to Him and watch as He transforms and blesses the lives of others through your actions.

“Look around to see where there may be a need, a situation, or a person. Then, look and see what you have in your hands. It could be your money, a resource, a tool, your influence, or a phone call. Whatever it may be, take what you have and offer it to God in service to others. Then, watch Him do so much.”

Resources Mentioned:
* Jean Webster Wikipedia page link: https://en.wikipedia.org/wiki/Jean_Webster_(cook)

Additional resources:* Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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There may actually be 'free money' waiting for you! In this episode, we'll specifically focus on the potential benefits of some employer-sponsored plans and explore the importance of following through on the wisdom of scripture. By taking advantage of three poential opportunities that may be an option at your company, you might just uncover some 'free money' waiting for you. So, let's explore some financial benefits and make informed choices for your future!

In this episode, John discusses: * A story of following instructions and taking action through the game of pickleball. * The potential of ‘free money’ and how employer contributions can enhance your financial well-being. * Maximizing employer-sponsored benefits for financial benefit, moving from principle to practical. * Understanding some common employer plans and their impact on your financial future.

Key Takeaways:* Just like in pickelball, where knowing the rules but failing to follow them led to frustration and lost points, it's vital to apply the wisdom of Scripture in our lives rather than merely being acquainted with it (Ephesians 5). * Find out if there is ‘free money’ on the table by taking advantage of employer contributions and tax-efficient opportunities available to you. * Explore the benefits of employer-sponsored plans like 401(k)s, health savings accounts, and flexible spending accounts to improve savings and tax advantages. * Reach out to your HR/Benefits department and inquire about potential employer-funded benefits that you may be missing out on * And as always, seek guidance from a financial advisor or benefits specialist before making any changes to your benefits!

“We know the right things to do, but we just don't always do them. See, if you don't use the wisdom in scripture, if you don't follow it, I mean, what good is it to know it, but not do what it says? A friend of mine puts it this way. He says, you can be filled with information, but have no transformation. So today I want to take us from principle to practical.”

Resources Mentioned: Employer-sponsored plans (401k): https://www.investor.gov/additional-resources/retirement-toolkit/employer-sponsored-plans/traditional-and-roth-401k-plans * Health savings accounts (HSA): https://www.investor.gov/introduction-investing/general-resources/news-alerts/alerts-bulletins/investor-bulletins-28 * Flexible spending accounts (FSA): https://www.healthcare.gov/have-job-based-coverage/flexible-spending-accounts * Find a CKA*: https://kingdomadvisors.com/find-a-cka

Additional resources: Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger* Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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As we reflect on our freedoms and the Declaration of Independence, (I know, I know, I'm a week late, details inside!) let's consider this question: Are you truly experiencing financial freedom amidst the incredible freedoms we have today? Let's explore the balance between our dependence on God and our approach to money and the freedoms we can enjoy. Join me as we journey toward true financial freedom and why you need a Declaration of Dependence.

In this episode, John discusses:
* Reflecting on the Declaration of Independence * Financial freedom and dependence on God * Finding balance and the pursuit of true financial freedom * Celebrating the 4th of July and our Declaration of DEpendence on God

Key Takeaways:
* The Declaration of Independence serves as a timeless reminder of the ideals that founded the United States and the courage it took to achieve freedom. * Financial independence can either enhance or hinder our spiritual relationship and dependence on God, as exemplified by the timeless wisdom of C.S. Lewis and the biblical truth that we cannot serve both God and money. * True financial freedom allows you to have money and use it responsibly while keeping your ultimate desire and dependence on God alone. * As we celebrate Independence Day, let us also celebrate our dependence on God for all that we are, have, and do, finding rest and peace in His plan.

“Once you choose God and God alone, whether abundance or scarcity may come, you will rest in that sweet and peaceful place where God is your only desire and money is only another resource used to honor him as you live for free.
Resources Mentioned:
* The Declaration of Independence: https://www.archives.gov/founding-docs/declaration * Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Are you prepared and protected for daily financial life?
Drawing inspiration from an inspiring story, I explore the opportunity of spiritual armor and its relevance to our financial decisions. To illustrate its significance, I delve into the story of chemist Stephanie Kwolek, whose invention protects and saves countless lives. Just as Kevlar protects professionals in dangerous situations, we have access to spiritual armor that can shield us from financial pitfalls. Join me as I uncover the three key components of this armor and discover how they can transform our approach to stewardship.

In this episode, John discusses:
* Stephanie Kwolek, Kevlar, and the potential impact of innovative discoveries * The opportunity of spiritual armor and its relevance in protecting oneself in a world full of financial choices and challenges * The significance of seeking God's wisdom in making sound financial decisions and aligning one's choices with His truth * The three key components of the spiritual armor and how they can transform our approach to stewardship

Key Takeaways:
* Protect your financial choices and opportunities by wearing the spiritual armor of God, just like Kevlar shields professionals and armed service members in battles. * Rely on God's strength, protection, and guidance to make wise financial decisions and avoid the temptations of materialism and greed. * Prayer is vital in seeking God's guidance and wisdom in financial decisions, inviting Him into your financial journey, and aligning your choices with His truth and word. * By wearing the spiritual armor of God, you not only protect yourself but also contribute to a larger story, fulfilling God's purposes and bringing glory to Him while blessing others.

“He's given you the armor you need for the battles you will fight. It's time to put it on.”
* John Putnam

Resources Mentioned:
* Stronger Than Steel: How Chemist Stephanie Kwolek Invented Kevlar https://www.forbes.com/sites/kionasmith/2018/07/31/stronger-than-steel-how-chemist-stephanie-kwolek-... * Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation! Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Are you ready to replace your striving with thriving?

I take a moment today to reflect on a childhood memory from the farm—a time of beauty and growth. Amidst all the beauty, there was a plant that my father did NOT want in his fields, but it teaches us a valuable lesson about striving and thriving. Drawing inspiration from Matthew 6:26-29, I explore the significance of effortless growth and being and how it relates to our financial stewardship. Join us as we participate in God's transformative work!

In this episode, John discusses:
* Exploring an encouraging approach to life and finances by replacing striving with thriving * Lessons in thriving from nature through the story of a “yellow weed” * Four key takeaways in wise financial stewardship * The transformative impact of wildflowers and financial stewardship in our daily lives

Key Takeaways:
* Replace the struggle of striving with the flourishing of thriving by centering your attention on the source of growth and cultivating a proper relationship with Jesus, mirroring the carefree grace of the lilies in the field. * Concentrate on our heavenly Father and stay focused on Him rather than solely on your circumstances to experience spiritual growth and be unexpectedly impactful, molding and shaping lives like the stars in the sky and the lilies of the field. * Four key takeaways in wise financial stewardship: Trusting in God's provision, practicing simplicity and contentment, seeking God's kingdom, and making an unconscious impact through faithful stewardship. * Let the beauty of wildflowers remind you to shift your focus from anxieties about material possessions and circumstances to trusting in our heavenly Father, who knows your needs and will provide for you.

When we are faithful in our financial stewardship and we make better money choices that are aligned and guided in our faith and God's truth and his wisdom, it has a ripple effect. People see it, our families see it, our friends see it, and we can positively influence others and advance God's kingdom.” - John Putnam

Resources Mentioned:
Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets*

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewardship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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TIme to energize your money goals!

Do you know the story of Derek Redmond, the runner in the 1992 Olympics who overcame adversity with his father's help? In the same way, there is help for you to achieve your faithful financial stewardship goals. I'll share three tips to keep you energized and encouraged on your financial goal achievement. Keep on track with your goals and remember that you're not alone in achieving them. You can do this!

In this episode, John discusses: * Encouragement and biblical wisdom for achieving financial goals * Lessons for financial stewardship from the inspirational story of Derek Redmond * Overcoming challenges in pursuit of long-term financial objectives * Three tips for staying motivated and seeking help on your financial journey

Key Takeaways:* The story of Derek Redmond and his father's unwavering support serves as a powerful reminder that even when we encounter setbacks and challenges, our heavenly Father is always by our side, guiding us toward our financial aspirations. * To stay motivated and focused on long-term financial objectives, reinforce your daily spiritual disciplines, remember your why, and ask for help from an accountability partner or money buddy. * When you incorporate spiritual practices, find your true purpose again, and reach out for support in overcoming challenges and achieving your goals, it becomes smoother to navigate the challenging middle phase of your financial journey. * Experiencing setbacks and hurdles is a natural part of the path of financial stewardship, yet with the God’s comforting presence and strength, you can stay resilient and steadily advance towards your wise and faithful financial goals.

Stay in the game. The finish line is there, you can do it. So reinforce those daily spiritual disciplines.

Resources Mentioned: Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/ * Free Goal Achievement Supercharger Lessons & Worksheets*

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship
Facebook: https://www.facebook.com/smarterstewardship

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Financial storms and uncertainty are real and can evoke fear and doubt. But, how does fear affect us and how do we navigate through these storms? It's normal to feel fear during our own financial uncertainties and turbulent times. However, are we allowing negative fear to consume us, or are we harnessing fear to focus our resources and plan wisely? In this episode, I take inspiration from a story set in the tempestuous Sea of Galilee, where Jesus and his disciples faced a raging storm. Let us remember that Jesus calls us to not fear, and we can find solace in his presence and grace.In this episode, John discusses:● Trusting Jesus' care amidst financial and real storms

● How our response to fear in times of uncertainty can shape our decisions

● Drawing insights from the disciples' experience on the Sea of Galilee (Mark 4:35-41)

● Embracing the presence of Jesus as a source of comfort and strength during financial hardships

Key Takeaways:
● When the disciples asked Jesus amidst the storm, "Don't you care if we drown?", it exposed their underlying doubts about Jesus' care and love, a question that frequently troubles us during difficult times.

● Reflecting on the storm Jesus and the disciples faced, we find parallels in current financial uncertainty, reminding us to confront our fears, trust in Jesus' care, and navigate through the impending tough times with faith.

● Throughout history, humanity has weathered numerous storms, demonstrating our resilience in the face of adversity, and it is essential to acknowledge and anticipate our ability to overcome the challenges of the present.

● Fear can either paralyze us or sharpen our focus; by harnessing fear in a positive way, we can make thoughtful decisions, conserve resources, and plan effectively, finding strength in our faith and the presence of Jesus.“Whether the storm is mild or rough, Jesus is in the boat with you. He cares about you. He wants what's best for you, and you know that he loves you, and he asks us to do not fear.”

- John Putnam

Resources Mentioned:

● Get your free “Get Recession Ready” mini-course at https://changeforyourdollar.com/

Let’s continue the conversation!

Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:Website: https://changeforyourdollar.com/
Website: https://smarterstewarship.com
Instagram: https://www.instagram.com/smarterstewardship Facebook: https://www.facebook.com/smarterstewardship

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What happens when you “hold a dollar in your hand”? When you’re faced with a financial decision? What to do?

Today, I reflect on an old story in the context of five general money tendencies. We'll dive into them and how they relate to our faith and finances. Each of us has our own mix of these tendencies, but ultimately, relying on the influence of God’s truth and faithful actions are the key to wise stewardship!

In this episode, John discusses:

● Exploring the five general money tendencies

● Navigating the relationship between faith and finances

● Lessons on perception and money tendencies from "The Blind Men and the Elephant"

● The power of being a wise and faithful steward of our money and lives

Key Takeaways:

● Exploring the relationship between faith and finances requires finding a balance between over-simplification and over-complication, acknowledging the complexities while seeking simplicity
● Reflecting on "The Blind Men and the Elephant" story, it becomes evident that diverse perspectives on money, like the blind men's views of the elephant, can lead to both partial truths and misunderstandings, emphasizing the need for a nuanced conversation on faith and finances.
● Understanding your money tendencies can provide valuable insights into your financial behavior: are you a giver, spender, saver, builder, or planner when you hold money in your hands? Recognizing your primary instinct can help shape your financial decisions.
● Embracing our role as faithful stewards and followers of Jesus in handling our money and all areas of our lives allows us to unlock our greatest potential for success and wise decision-making.

Whenever we hold dollars in our hands, just like in any other area of our lives, our first tendency should be to follow Jesus. This gives us the greatest chance for success, allowing us to be wise, smart, and faithful stewards not only of our money but also of our lives and the opportunities he puts in our paths.- John Putnam

Resources Mentioned:

CLICK ON THIS LINK to get your freeVacation Maximization Guide

● Free Goal Achievement Supercharger Lessons & Worksheets Let’s continue the conversation! Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!If this blessed you today, please Subscribe,

Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:Website:https://changeforyourdollar.com/Website:https://smarterstewarship.comInstagram:https://www.instagram.com/smarterstewardshipFacebook:https://www.facebook.com/smarterstewardship

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Have you ever been ON vacation, but not AT vacation? We’ve all been there. It can take days to let go of our daily routines and truly embrace the joy of being away. I’m here to help with five INVALUABLE tips to help you stay present during your vacation. A vacation should be more than just a break from work; it should be a rejuvenating and restful time that leaves you feeling clear-minded and ready to tackle anything upon your return. As we wrap up this series, I hope these insights and recommendations have resonated with you, inspiring a spiritual connection and a renewed focus on making your vacation truly extraordinary. So let's dive in and discover how you can position yourself for the BEST vacation experience yet!

In this episode, John discusses:
● Five tips for maximizing and being present on your vacation
● The transformative power of embracing a mindset of gratitude and joy during vacations (Psalm 118:24)
● Reflecting on the Vacation Maximization series: Setting expectations, preparation, family focus, and being present each day
● Remember to download your Vacation Maximization Guide at ChangeForYourDollar.com

Key Takeaways:
● Maximize your vacation by prioritizing God, starting each day with prayer, disconnecting from work, being flexible, and staying financially present.
● If at all possible, don’t let work sneak into your vacation—be present and maximize every moment of rest and rejuvenation to return clear-minded and ready to tackle your tasks with joy.
● Embrace each day of your vacation with a grateful and joyful mindset, rejoicing in the blessings of rest and rejuvenation that come from being fully present. (Psalm 118:24)
● Immerse yourself in this Vacation Maximization series to center your vacation around God, set expectations, prepare diligently, be present, and experience the blessings of your best vacation ever. “My prayer for you is that before your vacation, on your vacation, and even when you get back from your vacation, that you would be closer to God, closer with each other, and have experienced the blessing of your best vacation ever.”- John Putnam

Resources Mentioned:
● CLICK ON THIS LINK your free Vacation Maximization Guide

● Free Goal Achievement Supercharger Lessons & Worksheets

Let’s continue the conversation! Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future.

If you’re interested in growing in your faith, wealth, and life, visit https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends!

If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!

Contact John:
Website:https://changeforyourdollar.com/Website:https://smarterstewarship.comInstagram:https://www.instagram.com/smarterstewardshipFacebook:https://www.facebook.com/smarterstewardship

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MORE FAMILY FUN is waiting for you on your next vacation! Traveling with your family can be challenging, particularly in a world filled with endless digital distractions that looms large between us and spending meaningful time with those we care about. But fear not, I have 7 tips to help you prepare for your vacation with improved family focus, starting with what's truly essential, as Isaiah 26:3 says: "You will keep in perfect peace all who trust in you, all whose thoughts are fixed on you." So, let's make the MOST of our family vacations and create more cherished moments and memories that will last a lifetime! In this episode, John discusses:  ●      Seven tips for getting prepared for a family-focused vacation ●      Reflecting on the two previous episodes on vacation maximization: creating better and better vacations each year ●      Capturing more family time and creating lasting memories during vacations and in everyday life ●      Remember to download your Vacation Maximization Guide at ChangeForYourDollar.com Key Takeaways: ●      With intentional prayer, planning, and preparation, you can make your vacation better year after year, and the focus on God and his desires can help keep us together in our moments. ●      Ideas for non-digital tools and tactics on your trip. ●      Not everything needs a picture - sometimes memories are the best photos! ●      Involve your family in financial conversations ●      Practice the message that “fun is where the family is.” “There is so much out there that can keep our eyes and our minds and our hearts focused on so many other things rather than Jesus and our families.” -       John Putnam Resources Mentioned: ●      CLICK ON THIS LINK your free “Vacation Maximization Guide” ●      Free Goal Achievement Supercharger Lessons & Worksheets Let’s continue the conversation! Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future. If you’re interested in growing in your faith, wealth, and life, visit  https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends! If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!   Contact John: Website: https://changeforyourdollar.com/ Website: https://smarterstewarship.com Instagram: https://www.instagram.com/smarterstewardship Facebook: https://www.facebook.com/smarterstewardship

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Are you REALLY ready for your vacation? This important time away with friends and family is always a special time, but we aren’t always as prepared as we could be. I share eight practical steps to help you get really ready for your vacation. Preparing for a vacation might feel like just one more thing to do, but with just a little extra effort, you can improve your vacation experience with more fun, deeper bonds with family and friends and more time to unwind and recharge. So, let's dive in and get prepared for an awesome, restful, and maximized vacation!  In this episode, John discusses:  ●      Eight practical steps of vacation maximization ●      Reflecting on Episode 80 - setting and sharing expectations wisely ●      Leaving room for God in your vacation plan ●      Remember to download your guide at ChangeForYourDollar.com Key Takeaways: ●      Anticipating a vacation can be just as fun as the actual vacation if you set and share your expectations wisely and thoughtfully, full of compromise. ●      Rest is a crucial aspect of your vocation, or calling, whether you are working to earn an income, volunteering, or raising a family, and taking time off to rest and rejuvenate can be maximized with the eight practical steps. ●      Leave room for God to show up in your leisure on vacation by planning to play and rest, and being prepared but also aware and expectant for Him to show up in special places. ●      Embrace delays during travel by being prepared with activities and snacks, and set your out-of-office email to create a ministry message. Also, set a budget and plan activities that cost nothing to maximize your vacation. “Your work can wait. Your rest and rejuvenation cannot. Jesus is waiting in your vacation. Your family and friends are too.” -       John Putnam Resources Mentioned: ●      Get your free “Vacation Maximization - Setting Expectations” worksheet at https://changeforyourdollar.com/ ●      Free Goal Achievement Supercharger Lessons & Worksheets Let’s continue the conversation! Connect to Smarter Stewardship at https://smarterstewardship.com/ and gain access to resources that will help you stay in the loop for resources that will actively help you shape your financial future. If you’re interested in growing in your faith, wealth, and life, visit  https://changeforyourdollar.com/ for all the tools you need from coaching and speaking to my latest book, He Spends, She Spends! If this blessed you today, please Subscribe, Leave a Review, and Share with someone who you believe will benefit from this message!   Contact John: Website: https://changeforyourdollar.com/ Website: https://smarterstewarship.com Instagram: https://www.instagram.com/smarterstewardship Facebook: https://www.facebook.com/smarterstewardship

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I love the fall season - especially the spectacular color-show of the fall leaves. Let me take you on a walk this week and share how the same life cycle that makes the leaves so beautiful can do the same for you and your money!

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We give a lot of thanks this week for God and His goodness. We also spend a lot of money this week on gifts and stuff. If you're not careful, it can be easy for the deals to overshadow the day. Here's a few thoughts and tips to help you navigate this very special time of year!

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It can be tempting to put our hope and trust solely in our leaders, but a "Minister of the Gospel" in 1861 had a different perspective. His recommendation literally changed the face of our money and his timely words still hold the power to keep our eyes on God and His authority!

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I know that's a perplexing question but you will identify with one or the other. They may sound similar but they could not be more different and your answer to the question holds a key to better money choices!

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Is your 'money' complicated? I find, like the world around us, that we have a tendency to make our money complex as well. But when we realize that we can really only take two actions with money, parts of our financial picture can get a LOT simpler!

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Where do you find calm in a financial storm? Often, it's the simplest and truest choices from biblical wisdom that not only offer the best shelter  IN a storm, but also can offer improved preparation BEFORE you are ever in one.

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We know what we should do, but we sometimes do the opposite, especially with our money. I share three common examples and a simple model to help you tame your financial tensions!

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What do kids playing in the park and people making idols in the desert have in common? The similarities, challenges and lessons of how you use what you have (or don't have), might just surprise you!

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Oswald Chambers "shares" a timeless message on the Purpose of Prayer, how it "nourishes" God in us, the "strength" it provides, and how we can capture the power of prayer to align us with God and our resulting financial choices!

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You may be living your best life right now and letting others confuse your contentment. A modern parable sets the tone for a reflective choice that we all face. You will be encouraged to look at your "now" versus your "later" and look for special blessings that are already around you!

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A short trip to 7th grade science class sets the stage for how little choices compound into much larger results, both positively and negatively. These examples and encouragement will help you make little choices that will take you closer to God and his plans for you and your money!

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The wise counsel of a financial advisor is valuable, but when you are looking for one to work with you, what questions should you ask? After two decades of experience in the industry, here are five questions to add to your list and get you started, get comfortable and get going when you are hiring a financial advisor!

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Do you ever think of investments going "ON SALE"??? In a sense, when costs are "lower" and potential value may be considered "higher", it may offer some special opportunities. BUT...please consider your options carefully with wise planning and professional counsel - they should always be part of considering any good deal!

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Are your finances being affected by inflation? Are you in a position to weather this storm? Consider these four tracks to help you approach inflation, help yourself, or help those around you.

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Who, or what, do you follow with your money choices? You definitely follow someone or something and these three characteristics and their supporting biblical truths will determine your choice and your stewardship.

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Don’t you love an exciting journey? I am elaborating on one unique journey and the incredible adventure that awaits you, and your family and can impact those you love the most at home, and your neighbors in your community and around the world!

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Do you follow your financial giving with your personal time? Let me encourage you to consider this simple combination for big impact in loving your community!

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You have a unique opportunity to love your neighbor in ways that only you can. I share two stories and three biblical insights to encourage your obedience and impact and inspire you to be a leader in your giving!

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A new baby brings incredible joy and blessings into a home, but it also brings new costs and new financial considerations. Join me as I review 17 practical topics and a downloadable PDF to help take notes and prepare!

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John & Ron discuss truths, tips and timeless wisdom of wise financial decision making that will immediately help you increase your confidence and contentment! 

Ron Blue is author of more than 20 books on faith and finances. He is a ministry, business and educational entrepreneur whose clear focus on financial decision making has been shaping peoples financial lives for the better for decades!

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John & Ron discuss truths, tips and timeless wisdom of wise financial decision making that will immediately help you increase your confidence and contentment! 

Ron Blue is author of more than 20 books on faith and finances. He is a ministry, business and educational entrepreneur whose clear focus on financial decision making has been shaping peoples financial lives for the better for decades!

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These five money “tendencies” in you are powerful, but one in particular will encourage, strengthen and grow them all!

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Some days don’t turn out like you planned, they turn out even better!

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3 money descriptions to give you fresh money insights, encouragement and guidelines!

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It’s easy to make an idol with these four ingredients that are more available than you think.

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This is a critical question in your money journey. Let me help you identify your answer today!

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It’s noisy out there. Try this one strategy to keep you closer to God’s money plans.

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These three sources of money misdirection are likely fighting against your financial success, impact and stewardship and I give you a new tool to help you combat it.

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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These three sources of money misdirection are likely fighting against your financial success, impact and stewardship and I give you a new tool to help you combat it.

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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More than just common sense, this study confirms scriptural wisdom and shines a fresh light on how less debt truly does improve your work life!

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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When you are a little sad, or in a tough spot, or just need a quick “pick-me-up”, do you reach for your money or for God?

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Ever been on vacation but kids and family distracted by technology and other plans? These eight steps will help you stay close, have fun and everyone enjoy vacation together!

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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You spend money for your vacation, but it doesn’t always feel like a vacation. These eight steps will help you stay present, get rest and be rejuvenated on your next vacation!

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Have you claimed your REWARD? These three valuable observations will tell you who has it, what it is and how to get it!

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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This financial power is so incredible that it has been called "the 8th Wonder of the World". If you are not using it, you can start today!

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Are you running your finances or are your finances running you? Find out how one money choice started a chain reaction of burdens AND how you can follow scripture to capture the same power for incredible blessings!

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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I share my story of learning generosity in a garden and the four traits that you can use today to inspire your own generosity, along with your family, kids and friends!

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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There’s a big difference between borrowing and debt and three precautions can help you avoid pitfalls and debt, if you choose to borrow.

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Discover three scripturally key insights to encourage and equip you for the often challenging topic of taxes.

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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These two stories around love & money still impact the world today, but in VERY different ways.

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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There is more to saving money than just saving money. These 3 saving secrets will help you save more and save smarter!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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There is a lot more to investing than just making money. You will want to ask yourself these three questions about any investment!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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These four encouragements from scripture will draw you closer to God and His plans for giving!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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You don’t have to do it alone. Tap into these three sources of counsel for wisdom and encouragement!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Master the four parts of planning to make progress on any goal and observe them in action in two well-known Bible stories.

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Financial success or failure begins in your money moments. I start a fresh series today about your money moments and how you can master them to your financial advantage!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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What gift DO you get for your most treasured relationship, who truly DOES have everything? This answer may surprise you!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Carnival games are fun and exciting but tough to win the prize. Understanding what’s really going on can give you some clues about yourself that will help you make better money choices.

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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These two words sound like each other, but they can also compete with each other, but only if you let them. Follow three practical actions this year to discover your favorite one this Christmas!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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If a budgets were easy and always successful, everybody would have one - learn what’s really going on, what’s getting in the way and some ideas of what to do about it!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Black Friday marks the start of the holiday shopping season and we explore the spiritual and behavioral aspects around it and some practical shopping tips!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Part Two of an interview with Megan Hyatt-Miller - Megan discusses fresh insights around work-life balance with the “Double Win" and three pearls from her new book, co-authored with her dad, Michael Hyatt, called, “Win at Work and Succeed at Life”.

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Part One of an interview with Megan Hyatt-Miller - Megan shares a childhood story and discusses how children can perceive financial situations of their parents and how that can impact them in tithe future.

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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You can be more effective and impactful with your money if you understand two powerful truths that are so simple, and right in front of us every day. but they are often overlooked and their power untapped.

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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You can be more effective and impactful with your money if you understand two powerful truths that are so simple, and right in front of us every day. but they are often overlooked and their power untapped.

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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There are thee plans around you every day competing for your attention, your loyalty and...oh by the way…your money. This episode will help you choose wisely!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.

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Join me as I launch my new podcast with a little about me, a little about you and I offer you a very special gift as long as supplies last!

Money has a sneaky way of getting between us and God. Whether you have a lot or a little, your mindset about money affects your relationship to God and those you love the most. I believe you can love God, have money, use it wisely, and boldly live a faithful life. Explore with coach, speaker and author, John Putnam, what it looks like to align your money choices with your faith, so you can use money as a tool with God as your guide. 

Presented by HOPE ON DEMAND. Life can be hard and overwhelming, and you might not always know what to do. Through videos, podcasts and blogs, we help connect you more deeply with God so you can live with hope. You can read, watch and listen at hopeondemand.com.