The Josh Tan Show!: Recent Episodes
Brought To You By Josh Tan & Team
Listen in with Josh Tan and chat about the latest news that could affect your money. Also discover how to build better financial habits, save up money faster and invest to expedite your path towards financial independence!
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 ***
🌟 Open your tiger account now to get newsletters from JOSH TAN & welcome rewards of UP to $1,000
https://joshtan.link/tiger
🌟 Longbridge I've a special deal for you UP TO $1370*:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1864
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 **
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://www.linkedin.com/in/josh-tan-jl/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
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My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Story of squirrel retirement
2:04 Moral of story
3:43 Financial freedom not possible
4:22 30years needed
10:20 Investing to get $1.3m
12:34 Challenges to financial freedom
14:17 Josh Tan 5 level of financial freedom
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 ***
🌟 Open your tiger account now to get newsletters from JOSH TAN & welcome rewards of UP to $1,000
https://joshtan.link/tiger
🌟 Longbridge I've a special deal for you UP TO $1370*:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1864
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 **
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://www.linkedin.com/in/josh-tan-jl/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
This video features a discussion between Josh Tan and Hwee Chong regarding retirement planning, specifically focusing on the role of the Central Provident Fund (CPF) in Singapore. The conversation emphasizes that while CPF is a useful tool, individuals should not obsess over it and should maintain a diversified portfolio of non-CPF assets.
Key takeaways from the discussion include:
- Retirement Planning Philosophy: Both speakers agree that CPF should only form a portion of one's retirement strategy. W Chong advocates for a balanced approach, incorporating liquid cash and equities (specifically global index funds) alongside CPF (0:08:14 - 0:09:55).
- The Case Against Over-optimizing CPF: A central theme is avoiding the temptation to "over-optimize" CPF contributions. W Chong argues that treating CPF as the sole vehicle for retirement can be risky, especially during periods of high inflation, and suggests that keeping liquidity (like the 400k buffer mentioned) allows for better financial flexibility (0:30:26 - 0:33:45).
- Investment Strategy: W Chong shares his personal strategy of using a bond or cash tent approach, keeping a significant buffer of cash to cover expenses between ages 55 and 65, while maintaining long-term growth through MSCI World Index funds (0:19:04 - 0:21:52).
- CPF Life and ERS (Enhanced Retirement Sum): The speakers discuss the pros and cons of topping up to the Enhanced Retirement Sum. W Chong highlights that while it is a stable annuity-like solution, it acts as an insurance product rather than a pure investment. He notes that for those with significant net worth, the opportunity cost (such as the estimated $150k gap at age 80 compared to self-investing at 4%) might be a consideration (0:14:43 - 0:17:35, 0:30:16 - 0:33:16).
- Flexibility in Retirement: Both emphasize that retirement planning is personal. They suggest using a flexible "bucket system" or common-sense approach rather than adhering to rigid rules, adapting as market conditions and life circumstances change (0:29:17 - 0:30:00, 0:39:57 - 0:41:09).
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This video explores the sustainability of withdrawing 10% annually from a $1.2 million retirement portfolio invested in the S&P 500, concluding that such a high withdrawal rate poses significant risks. Josh Tan provides simulations to demonstrate how market volatility, particularly during the early stages of retirement, can jeopardize long-term financial security.
Key Takeaways:
- The Danger of High Withdrawal Rates (0:34 - 0:47): While a $1.2 million portfolio might seem sufficient to provide $10,000/month (10% annually), the math fails if the market experiences a downturn, as the principle shrinks too quickly to recover.
- The Impact of Sequence of Returns (1:03 - 4:41): Using the 2022 bear market as a case study, the video shows how a significant market drop early in retirement forces the portfolio to dwindle. Relying solely on a 10% withdrawal rate during such periods can lead to the exhaustion of funds within approximately 10 years (4:24 - 4:29).
- Diversification and Strategy (5:30 - 7:27): Simply hoping for market recoveries is not a sound strategy. Diversifying investments and maintaining emergency cash or fixed-income buffers are essential to avoid selling assets during market crashes.
- A More Sustainable Alternative (11:02 - 12:11): After testing various rates, the video identifies 6% as a much more sustainable annual withdrawal rate. This lower rate allows portfolios to weather major crises—such as the 2008 global financial crisis—and eventually recover their original value over time.
Final Conclusion:
For a $1.2 million nest egg, targeting a 6% withdrawal (approx. $72,000/year or $6,000/month) is presented as a far more reliable way to ensure your retirement savings last, regardless of market timing.
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://www.linkedin.com/in/josh-tan-jl/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
Support the show
In this video, Josh Tan shares five dividend-paying investment ideas in Singapore for 2026, specifically excluding banks to focus on lesser-known or potentially undervalued opportunities. Here is a summary of the stocks discussed:
- Ascendas Reit (0:26 - 2:56): A well-known industrial REIT currently experiencing a share price correction of approximately 15% following a rights issue for acquisitions, including a Japanese data center. It offers an estimated yield in excess of 6%.
- Lendlease Global Commercial REIT (2:57 - 5:20): Transitioning into a Singapore retail-focused REIT, it includes properties like GEM and PLQ Mall. It currently offers a dividend yield of approximately 6.3%.
- Samudera Shipping (5:21 - 9:16): A shipping services provider benefiting from increased demand and freight rates. Despite being cyclical, it has a strong cash position and offers a dividend yield of around 7%.
- PropNex (9:29 - 12:51): A real estate agency business. While facing some headwinds due to a forecasted decrease in new launches for 2026, the company expects growth from the HDB resale market. It maintains a dividend yield of about 5.2%.
- UOL Group (12:52 - 15:26): A property developer currently trading at a significant discount to its revised net asset value (RNAV). With a robust pipeline of upcoming projects, it offers a dividend yield of approximately 1.8% to 2%.
Disclaimer: Josh Tan emphasizes that these are not formal recommendations. Investors should perform their own due diligence, evaluate business operations, and not rely solely on dividend yields.
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 ***
🌟 MooMoo I've a special deal for you UP TO $1864
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $1370*:
Open your account here today ► https://joshtan.link/longbridge
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 ***
🌟 MooMoo I've a special deal for you UP TO $1864
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $1370*:
Open your account here today ► https://joshtan.link/longbridge
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 ***
🌟 MooMoo I've a special deal for you UP TO $1864
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $1370*:
Open your account here today ► https://joshtan.link/longbridge
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
Support the show
🌟 SIGN UP FOR CHOCOLATE FINANCE TODAY ► https://joshtan.link/choc
To enjoy up to 2%p.a on SGD account and 4.1% on USD account!
Disclaimer: Chocolate Finance is a brand of Chocfin Pte Ltd and is regulated by the Monetary Authority of Singapore. The views and opinions expressed on this post are solely those of the original authors and contributors as of the date of this post and are subject to change based on market and other conditions. This is for information only and does not constitute an offer or
solicitation to buy or sell any of the investments mentioned. Neither Chocfin Pte. Ltd. (“Chocfin”) nor any officer or employee of Chocfin accepts any liability whatsoever for any loss arising from any use of this post or its contents.
Please note that Chocfin does not guarantee the accuracy, relevance, timeliness, or completeness of the information provided on this post. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. Chocolate’s returns are currently supported by a promotional 'Top-Up Programme', valid during the Qualifying
Period and subject to terms and conditions. Past performance is not indicative of future results.
All investments involve risk, including the risk of losing all of the invested amount and may not be suitable for everyone. This advertisement has not been reviewed by the Monetary Authority of
Singapore.
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1370:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Follow Josh Tan on Instagram today: https://joshtan.link/ig
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
* Looking to join Josh Tan & his team 🌟***
If you are an looking to build your dream business just by advising on finances
Follow this link ► https://joshtan.link/adviser
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Follow Tim Talks Money here : https://www.youtube.com/@UCMb_TduUVYz7uN1Df_sOQog
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1370:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1864
Open your account here today ► https://joshtan.link/moomoo
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1370:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1864
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
FREE Early retirement calculator to share with you to play and learn 🌟
► https://www.theastuteparent.com/fire/
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1520:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
* Looking to join Josh Tan & his team 🌟***
If you are an looking to build your dream business just by advising on finances
Follow this link ► https://joshtan.link/adviser
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
If you are looking to buy a TESLA, use my referral code and select SG https://www.tesla.com/en_sg/referral/tan222372
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1520:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
* Looking to join Josh Tan & his team 🌟***
If you are an looking to build your dream business just by advising on finances
Follow this link ► https://joshtan.link/adviser
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1520:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
* Looking to join Josh Tan & his team 🌟***
If you are an looking to build your dream business just by advising on finances
Follow this link ► https://joshtan.link/adviser
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Chapters
0:00 Introduction
0:28 Background on what Greenland offers
2:18 What are the headlines now
4:05 European allies push back
5:15 What are the tariff threats
6:15 European response
8:08 How has markets reacted
9:31 What are scenarios for investors
Introduction
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1520:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Early retirement calculator to share with you
► https://www.theastuteparent.com/fire/
* Looking to join Josh Tan & his team 🌟***
If you are an looking to build your dream business just by advising on finances
Follow this link ► https://joshtan.link/adviser
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Come join us at Josh Tan Investment Summit 2026 😃
📅 Sunday, 1 February 2026
🔗 Link to purchase: https://joshtan.link/sun2026
We have sold out our last 5 summits. Last 8 seats remaining!
Secure your seats early and learn to invest better for 2026!
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1520:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
* Looking to join Josh Tan & his team 🌟***
If you are an looking to build your dream business just by advising on finances
Follow this link ► https://joshtan.link/adviser
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 **
🌟 Longbridge I've a special deal for you UP TO $1520:
Open your account here today ► https://joshtan.link/longbridge
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
* Looking to join Josh Tan & his team 🌟***
If you are an looking to build your dream business just by advising on finances
Follow this link ► https://joshtan.link/adviser
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Josh Tan Investment Summit 2026 Session 1
📅 Sunday, 1 February 2026
🔗 Link to purchase: https://joshtan.link/sun2026
Josh Tan Investment Summit 2026 Session 2
📅 Saturday, 7 February 2026
🔗 Link to purchase: https://joshtan.link/sat2026
We have sold out our last 5 summits. Secure your seats early and learn to invest better for 2026! 😃
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
* Looking to invest today 🌟 ***
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $800
Open your account here today ► https://joshtan.link/longbridge
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Support the show
* Looking to learn investing 🌟 *
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Today Daren Yoong joins us to share everything about electric vehicles (EV) in Singapore.
Who are the top sellers, what are the differences and also what to take note if
you want to drive into Malaysia.
Daren Yoong youtube channel: https://www.youtube.com/@UCO7KX1izYNDc3wn58Gg3oEg
* Looking to invest today 🌟 *
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $800
Open your account here today ► https://joshtan.link/longbridge
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
CNA Video: Why HENRYs (High Earners, Not Rich Yet) struggle to retire early | Money Talks (ft. Jo Ong) - https://youtu.be/umVMfyIxYP4?si=9L1PPZDfYmaVmgTZ
* Looking to invest today 🌟 ***
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $800
Open your account here today ► https://joshtan.link/longbridge
* Looking to learn investing 🌟 ***
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
* Looking to join Josh Tan & his team 🌟***
If you are an looking to build your DREAM BUSINESS
just by advising on personal finance!
Follow this link ► https://joshtan.link/adviser
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
💳 Download YouTrip now and get bonus S$7 when you sign up with code JOSHTAN7
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i'm a user of YouTrip for my holidays and video is done in partnership with them.
Try it today =) 🌟
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
🌟 Longbridge I've a special deal for you UP TO $800
Open your account here today ► https://joshtan.link/longbridge
** Looking to learn investing 🌟 ****
Specially written by JOSH TAN! Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Support the show
Today I'm going to share with you a case of someone who has more than $600,000 in his investment portfolio. I'll be showing you details so don't worry about it. And in addition, this story is very interesting because he came from a low income background. So with that, we can all break through in terms of mindset what can be done and what can be built regardless of where we start with.
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $800
Open your account here today ► https://joshtan.link/longbridge
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Support the show
Today you'd hear my transparent sharing on how I've built up wealth for my family. My total networth now has crossed $3M and here is the breakdown. Hope it inspires you to take the right steps and build too.
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $800
Open your account here today ► https://joshtan.link/longbridge
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Support the show
26% of investors are not sure what to do with their idling cash now that bank interest rates are dropping and t-bills now pay less than 2%.
In this episode, you'd hear updates on the investment landscape and what I'd vote for myself.
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
🌟 MooMoo I've a special deal for you UP TO $1315
Open your account here today ► https://joshtan.link/moomoo
🌟 Longbridge I've a special deal for you UP TO $800
Open your account here today ► https://joshtan.link/longbridge
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Support the show
Today we're going to talk about things we should spend more money on. Self care, self improvements and experiences definitely rank high! The value that one can get may defer and let us know which things you agree or disagree spending on.
spendmoney #money #financialfreedom #finances
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
0:00 Introduction
0:45 How to split money as a couple
4:43 Good cleaners
6:44 Good Holidays
8:53 Good kitchen appliances
10:36 Good mattress
13:04 Good training program
15:44 Good furniture
19:18 Good experiences
20:27 Car rides to save time
23:10 Spend to network
24:48 Conclusions
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
You'd hear 7 money mistakes we made when we were younger. Hopefully, by avoiding these, you can save some money and time
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
Soon Min also shares with you on personal finance and money matters
0:00 Introduction
1:00 Some usual points
3:36 Paid courses
5:56 Starting business
8:26 Speculating
11:17 Spending on partners
12:41 Overcommitting
14:51 MLM
19:10 Lifestyle upgrade
21:19 Rounding lesson
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn
► https://lnkd.in/gkfid5nG
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $820*
OPEN YOUR ACCOUNT NOW ► https://joshtan.link/moomoo
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Josh Tan recommended Personal Accident insurance coverage
NEW FWD PA plan is very competitive 🔥
► https://joshtan.link/fwd
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Today, we’re honoured to have Mountbatten SMC candidate as our gues! In this exclusive conversation, Jeremy shares why he feels Singapore should not only allow more bitcoin investing but should be directly investing as a nation into Bitcoin. His unfiltered views on policies and if Bitcoin is too high already from recently hitting all-time highs.
0:00 - Welcoming Jeremy Tan
3:35 - Jeremy's proposal to use CPF to invest into Bitcoin
13:58 What does Jeremy invest in
25:29 How Jeremy gets income and his expenses now
31:20 When to sell Bitcoin?
37:52 B.I.T.C.H framework to build for retirement
40:25 Jeremy policy to make Singapore more affordable
Read more on Jeremy Tan ► https://jeremytan.sg/
Looking for a quality ergonomic chair? ERGOTUNE VESBY Watch: https://youtube.com/shorts/D_D0pIs8RZs
Affiliate link 👍 : https://ergotune.com/?ref=JOSHTAN
Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
"Alice" shares her story with us on how she built up her net wealth and became financially free.
Sign up through my link for additional S$20 cash coupon!🔥
► https://joshtan.link/moomoo
*T&Cs apply for Moomoo SG's welcome rewards worth up to S$800.
Direct link to OPPO OFFICIAL STORE ►https://joshtan.link/oppo
& input promo code OPPOXTHEASTUTEPARENT at checkout for $20 OFF! 🔥
Valid till 30th Sept, HURRY!
All views expressed in the video are the independent opinions of Josh Tan.
Neither Moomoo Singapore or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore.
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact, hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit and if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
0:00 Why Alice is sharing her story with us
2:35 How much networth does Alice have
6:13 Investing learning lessons
9:58 How to invest via Moomoo
12:30 Her investments now
14:00 Her income
22:03 Josh's feedback
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
If you are looking for a transformative change towards your retirement direction, ENGAGE Josh Tan on a fee for full retirement planning NOW ► https://www.theastuteparent.com/josh-tan
Personally, I've limited slots for cases per week and am looking to for long term partnerships and making real impact,
hence for all private clients, I start with a prequalifying call to help us all establish best mutual fit.
And if yes then a fee to commence engagement
ENGAGE JOSH TAN NOW ► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $820*
OPEN YOUR ACCOUNT NOW ► https://joshtan.link/moomoo
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
Article by Moneyowl: https://www.moneyowl.com.sg/articles/building-1m-of-housing-and-retirement-assets-with-cpf-working-contributions/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Today, we’re honored to have renowned investor Jim Rogers as our guest — a legend in the investing world with a net worth exceeding $300 million. In this exclusive conversation, Jim shares his unfiltered views on the future of China, the outlook for the U.S. economy, and his thoughts on gold, which has recently hit all-time highs.
We also dive into his personal investments, his biggest mistakes, and what advice he would give to someone investing $100,000 today.
0:00 - Intro
1:50 - Buy more into China today?
4:30 - New investment ideas
6:10 - Jim Rogers view of US and Donald Trump
10:10 - Jim Rogers view of Bitcoin and crypto
11:24 - Jim Rogers view of gold and silver
14:45 - What would be your advice for investment for someone with $100k today?
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 He retired early
1:40 Retirement is more than money
4:40 How to calculate enough money
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn
► https://lnkd.in/gkfid5nG
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $820*
OPEN YOUR ACCOUNT NOW ► https://joshtan.link/moomoo
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today we’s discuss the painful high cost of living and what is being done. Can the problem be solved? And lastly before you buy overseas property and emigrate abroad, think through these points!
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn
► https://lnkd.in/gkfid5nG
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $820*
OPEN YOUR ACCOUNT NOW ► https://joshtan.link/moomoo
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 introduction
1:00 Rally speeches on high cost of living
2:44 Deflation
4:04 Gov solutions not enough?
5:30 Relative poverty
7:15 Emigrating abroad?
8:18 Problems investing in overseas property
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
In this episode, you'd hear how much you will get from CPF LIFE once you turn age65.
There are a few plans: Basic, standard and escalating from CPF LIFE to help you with retirement cashflow.
And there are some CPF terms like full retirement sum and enhanced retirement sum to note.
Find out the best ideas right now. I'd answer common questions with CPF also.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $820*
OPEN YOUR ACCOUNT NOW ► https://joshtan.link/moomoo
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
1:25 CPF monthly payout estimator
3:11 Enhanced retirement sum
5:40 Topping up to CPF
9:05 Basic vs standard cpf life plan
12:00 No returns from CPF LIFE
13:54 Women CPF LIFE differences
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today we'd discuss why this finding suggest you need at least $550,000 to retire in Singapore
I think this number is high but there are interesting findings to discuss especially how each group of people save money!
retire #retirement
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn
► https://lnkd.in/gkfid5nG
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
2:45 Is $550k needed for retirement?
3:27 How to calculate?
5:35 Younger investors need to do this
8:30 Josh Tan CPF and retirement summit 2025
10:18 Learning how to invest
12:58 Investing into equity
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Today, I’m joined by Shao Chun—a former Google employee who was retrenched but turned that setback into an opportunity for financial freedom. Now living in Chiang Mai, Thailand, he’s enjoying a lifestyle that many dream of. In this episode, we’ll dive into his journey, uncover the secrets behind his financial independence, and explore what true freedom means to him.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:50 - From Banking to Big Tech: Shao’s Career Journey
8:40 - How to get opportunities to join big tech and what are the pay scales?
16:01 - The Retrenchment That Changed Everything - Financial and Emotional Journey
24:05 - Why He Moved to Thailand and the definition of Financial Freedom
29:41 - Why Chiang Mai and not Bangkok: Cost, Lifestyle & Freedom
44:09: - Would he ever go back to Corporate?
49:10: Sharing about Personal Branding
Watch Shao Chun videos here https://www.youtube.com/@UCu5hiYJ_SFlNjUJWy01Taiw
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln
Today's sharing is on a story of Mr ZTD who has gotten himself into debt. The amounts while not excessively big will take a few years to clear. He wrote in to my for feedback on what to do and here are my thoughts on how I'd do it.
0:00 Introduction
0:48 Combined income
2:45 His mortgage
5:43 His total debt
6:30 Drive grab
10:38 How to breakthrough
12:47 Solutions to consider
debt #property #financialfreedom #savingmoney
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check out
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Today you'd hear why S&P500 has been coming down. Even if there is a rebound after this crash.
Diversification is important and there is a possibility that S&P500 outperformance is over.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn
► https://lnkd.in/gkfid5nG
Recommended affiliate links
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟
For 12April2025 ► https://joshtan.link/aprilsummit
Tickets at $74 (single admission) and $139 (pair admission)
For 29March2025 ► https://joshtan.link/summit2025 "Last Few Tickets!"
Last few tickets ONLY!
Summit will be in SMU and fully educational with refreshments.
We've fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟
Today I've invited Matthew who has shared before that he is financially free at age37 with a household of 4. His previous sharing attracted some feedback and we'd discuss today what is his point of view on them.
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JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 How interest in financial freedom came
1:55 Why income changed
3:29 Income situation, expenses and assets now
7:00 Investing gains and what he learned
10:05 The 10 investments now
17:35 How much cash balance now
18:25 Paying off home loan
22:05 Why Matthew feels financially free
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
In todays discussion, you'd hear what Dr Wealh Alvin Chow thinks about investing $100,000 right now. I'd also share a bit more on what stocks I've bought recently, how I'd invest $100,000 for private clients and a hot sector that analyst have been recommending. There are new risk there so listen in.
FULL Discussion with Alvin will be released in Private members channel:
To support and join ► https://youtu.be/p0aqXu24HxU
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:40 Dr Wealth Alvin Chow's Idea
6:00 Momentum investing SPMO
8:34 Where I'm investing recently
9:15 How I invest for private clients
11:00 What investment analyst are recommending
14:44 TSMC and Nvidia concerns
invest #investing
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟
For 12April2025 ► https://joshtan.link/aprilsummit
Tickets at $74 (single admission) and $139 (pair admission)
For 29March2025 ► https://joshtan.link/summit2025 "Last Few Tickets!"
Summit will be in SMU and fully educational with refreshments.
We've fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today you'd hear some research on people who have retired early.
Have they lived better and longer with early retirement?
Or does retiring early actually harm you? Should you keep working?
fire #financialfreedom #financialindependence #financiallyfree
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn
► https://lnkd.in/gkfid5nG
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
0:00 Introduction
1:00 Stress and retirement
3:28 RETIREMENT seminar
4:02 Health and time findings
5:00 Financial freedom and Lean fire
6:35 Retirement planning problems
8:25 Working longer findings
10:23 Depression and dementia with retirement
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟Join us at Josh Tan CPF Retirement Summit 2025!🌟
For 12April2025 ► https://joshtan.link/aprilsummit
Tickets at $74 (single admission) and $139 (pair admission)
For 29March2025 ► https://joshtan.link/summit2025 "Last Few Tickets!"
Summit will be in SMU and fully educational with refreshments.
We've fully sold out for our summits in the last 3 years. Get your tickets right now!
Today we'd discuss if CPF life is better than annuity plan or not.
We'd also answer how to maximise your CPF LIFE
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
Support the show
🌟Join us at Josh Tan CPF Retirement Summit 2025 on 29Mar25 Saturday! 🌟
Tickets at $74 (single admission) and $139 (pair admission)
Summit will be in SMU and fully educational with refreshments
► https://joshtan.link/summit2025
🌟 We've fully sold out for our summits in the last 3 years. Get your tickets right now! 🌟
Today I've invited Swee Yong to discuss his take on CPF Life as someone who is approaching age55. He has shared before that he is keeping only CPF full retirement sum and not more. Why?
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Watch Ku Swee Yong Youtube channel
► https://www.youtube.com/@kusweeyongrealestate5830
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 Josh Tan CPF Retirement Summit
1:45 Different people with different CPF savings
3:17 CPF rule changes
9:00 Annuity and retirement plan ideas
9:55 Investing CPF
12:30 Buying property for retirement
14:21 Property opportunities right now?
17:50 Cooling measures soon?
property #cpf #cpflife
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today you'd here from someone who shared his story to me recently.
He has investments in stocks and cash and is likely financially free.
He used to own a condo but is now out of the singapore residential property market.
Find out what he thinks about investing, property in singapore and being frugal.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Donate any amount here ❤️: https://ko-fi.com/joshtan
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:50 Their background
4:00 No property in his name?
7:30 Cashflow from property investment
9:25 New launch condo flipping
14:35 Why he has bought endowment plans
18:00 His cash savings
19:50 His investment journey in stocks
21:40 Partner finances
25:40 Expenses and Financial freedom
financialfreedom
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Donate any amount here ❤️: https://ko-fi.com/joshtan
If you are an looking for a career in financial advisory, find out more here
► https://joshtan.link/adviser
If you are looking to be part of our fast growing operations team to impact more Singaporean families, drop me a message on LinkedIn
► https://lnkd.in/gkfid5nG
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today we'd head down to Toa Payoh and hear what heartlanders think about retirement. These are clips from uutalk on some elderly's guess on how much is needed.
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
1:11 Don't keep your money in bank account
2:00 View on life
3:15 Calculation on retirement
4:55 Crazy low amount needed?
7:20 Investment for retirement
retirement #retirementplanning #financialplanning #finance
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Come JOIN OUR UPCOMING CPF SEMINAR (Targeting Early Mar25)!
If you are age55 and below, you'd learn how to invest your CPF
If you are age55 and above you'd learn all the MAJOR CPF CHANGES
Pre-register below here!
► https://docs.google.com/forms/d/e/1FAIpQLSfCKGPqFUFXUi1_poS3DaOSvKodoW7WlBuIdntxVYsXvaLr6Q/viewform?usp=sf_link
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
CPF Medisave just grew bigger and the limit is now $75,500.
Topping up with cash today will get you tax relief.
Today, you'd also hear 10 things you may not know of the CPF medisave.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
0:00 Introduction
0:45 CPF medisave increments
1:37 $8,000 top up relief
2:15 Tax relief tips
3:03 $8,000 tax relief for family changes
4:14 Children medisave
4:40 Medisave limits
5:31 BHS limits
6:01 Medisave interest drop
6:45 Overseas treatment with medisave
7:28 Summary
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ► https://rebrand.ly/4mh-josh
My guest today is Lynette Tan from the POSB financial planning literacy team to uncover valuable financial planning, practical insights on cultivating healthy financial habits and retirement tips tailored for Singaporeans. Whether you're just starting your financial journey or planning for retirement, this discussion is packed with actionable advice to help you make smarter financial decisions.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
0:00 Introduction
1:24 42% of Singaporeans not aware about retirement
3:34 Lynette and her savings
7:10 Lynette's investment journey
9:55 Contributing to child CPF and investing for them
12:29 Managing bonuses
16:30 Investing and protection tips
22:17 Retirement tips
29:11 Does Lynette like the CPF changes?
32:11 Retirement date vs retirement amount
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
This video is for general information only and should not be relied upon as financial advice. Any views, opinions or recommendation expressed in this video does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Before making any decision to buy, sell or hold any investment or insurance product, you should seek advice from a financial adviser regarding its suitability.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ► https://rebrand.ly/4mh-josh
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
Ready to build better money habits? Start your journey with the POSB Money Habits Tracker and transform your finances! ► https://rebrand.ly/4mh-josh
Support the show
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
Usually advice for financial freedom is set goals, set aside emergency cash and pay off your debts!
But they do not propel you to financial freedom WHICH IS IN THE MILLIONS!
Financial freedom is for everybody and these are 8 powerful habits/steps.
1) Start talking about financial freedom MORE 1:10
Add timelines to it and define it well. Pin it up!
2) Build your income for the long term 2:10
Learn to network and be good with your colleagues.
Entertain recruiters to hear more job opportunities.
3) Save and invest your money fast 3:24
Target 50% savings. Pay yourself first.
How much you save impacts you the most at the start of the wealth building phase.
4) Live below your means 5:08
Little choices in what you purchase impact you. How you spend on anything is how you spend on everything.
5) Make a budget every month 6:34
Budgets protect you from squandering money.
Prevents you from tempting purchases
6) Negotiate hard for major decisions 8:01
Big ticket items include house purchase, renovation cost etc...
Apply negotiation also towards your career
7) Review your finances regularly 9:00
Life changes will happen and this is how you need to see big picture and recalibrate.
Review also your investment performance.
8) Take care of your health 10:06
Top CEOs of the world are all in shape. To be able to do well, you have to be fit.
The one finance book I'd recommend you to become a better financially. (Affiliate amazon link)
Rich dad poor dad: Why?
One of the best books I read on asset and liabilities that shaped my financial understanding at age20. Get a hardcopy and read it multiple times.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
____________________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC charterholder, Josh has agreed to be bound by the ChFC®️/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video. No products were advertised.
- To find out more https://theastuteparent.com * ✅
** Join our Facebook: https://www.facebook.com/TheAstuteParent/ ✅
** Join our instagram: https://www.instagram.com/joshconsultancy/ ✅
** Join our telegram for Q&A and updates: https://t.me/theastuteparent ✅
________________________________
🎊*Subscribe & be a part of our financially astute community! New videos premiering every week
Connect via LinkedIn now: https://www.linkedin.com/in/josh-tan-jl/ ✅
Engage Josh Tan on a FEE to build a diversified portfolio today: https://www.theastuteparent.com/josh-tan/ ✅
Support the show
Millennials and Gen Z put Financial Independence as the TOP factor for a better life!
However, Gen X and Baby Boomers prioritize good health instead! Why?
Today we'd cover 8 things to accomplish for financial freedom and #FIRE
0:00 Introduction
What you need to accomplish to get to FIRE
1:40 Good health
Type 2 diabetes will at least cost $200/m in medical extra cost
Private Medical insurance PMI now have 5% co-payment and if you have medical bills, you will have increased cost.
3:36 Sustainable insurance cost
When will insurance premiums tail off.
Understanding the premium savings you can get by choosing different medical insurance
✅ ENGAGE Josh Tan to build your insurance portfolio
Email to ► josh.tan@promiseland.com.sg
6:25 Upgrading long term care
Careshield life is now compulsory for anyone age30 and above.
Upgrading coverage is voluntary and most plans premium are by entry age to plan
Careshield life premium increases every year and deducts from medisave
Using medisave and it's 4% interest to sustain plan premiums
✅ ENGAGE Josh Tan if you'd like advice on an upgrade
Email to ► josh.tan@promiseland.com.sg
09:07 Be able to fully pay off mortgage
Clearing liabilities are important before you get to financial independence.
Be prudent in your mortgage liability
10:28 Money set aside for your dependents
Children and parents require you to help them with their bills.
I've chosen to set aside money in CDA account which will convert to PSEA and CPF eventually if there are surpluses.
Also set aside $50,000 for each child for tertiary education cost
11:41 Passive income
Have enough in CPF FRS at least. FRS 2022 is $192k and aim to have that in your CPFSA
Buy annuity plans to provide you stable long term cashflow
Build a dividend portfolio
14:37 Other income streams. More discussions here
► NEW LIVE Q&A "The Josh Tan Show": https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
- $40k Income, Single And Aiming For Retirement At Age50 With $1M
- $100k Combined Income But $17,000 Spent Here...
financialindependence #fire #financialfreedom
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
Learn more on financial planning and insurance concepts, visit
► https://theastuteparent.com
Support the show
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here!
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Revealing the best 5 Secrets today on how to invest successfully today!
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Be super patient
1:48 Simple but not easy
3:05 Markets have always been volatile
5:25 You are not alone
6:48 Don't be too sure of direction
investing
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
My guest is someone who completed 2 MBA and was in a good corporate career but quit to sell coffee. Today, Marx Lee owns Coffee Addiction coffee chain and he shares his story.
0:00 Introduction
0:35 Why do MBA
3:07 How he started in F&B
6:30 How he got to $30,000 sales quickly
10:50 Myth of F&B business
entrepreneurship #startbusiness
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
Looking for a quality ergonomic chair? ERGOTUNE VESBY
Watch: https://youtube.com/shorts/D_D0pIs8RZs
Affiliate link 👍 : https://joshtan.link/ergo
Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
This story illustrates why some cannot retire or have the wrong retirement expectation while others can build consistently and can get to retirement.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Story of squirrel retirement
2:04 Moral of story
3:43 Financial freedom not possible
4:22 30years needed
10:20 Investing to get $1.3m
12:34 Challenges to financial freedom
14:17 Josh Tan 5 level of financial freedom
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Josh Tan Finance Meet 2024! Ticket booking here ▶ https://joshtan.link/eventbrite
Id be sharing with you the what are latest trends in the market and how you can get better returns for 2025!
I just turned 40 and today I'd be sharing with you my journey towards financial freedom. Along the way, I've invested my savings to gradually build up my net worth
Affiliate link: https://joshtan.link/ergo
Coupon code: JOSHTAN ($20 OFF Vesby, stackable for all ongoing promos)
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
🌟 Looking to buy stocks, I've a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://joshtan.link/moomoo
Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
1:34 Selling my HDB flat
3:56 CPF savings
5:37 Supplementary retirement scheme
7:26 Stocks and SSB
8:35 Trading accounts
10:28 SYFE portfolios
11:26 Crypto assets
12:30 Annuity plans
13:05 IFAST portfolio
14:23 Summary of net worth
networth
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Josh Tan Meet 2024 Starting Real Soon! Get Your Tickets NOW ▶ https://joshtan.link/eventbrite
Will be sharing with you more in the coming private event on 3 Nov 2024 Sunday 12noon 👍🏻
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today, you'd be hearing why Singapore new launch condo prices are perhaps too hyped up now. Did you know that the prices have been going up and the recent Norwood Grand in Woodlands actually sold at more than 2000psf?
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:55 Pied piper story
3:20 Norwood grand
6:25 New launch vs resale condo
9:01 Tembusu grand
10:32 Haig 162 story
13:57 New launch psf vs resale
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
My guest today is Samuel Ashok who once worked with GIC. He planned his retirement for 7years and retired in his 50s. Today Samuel Ashok travels the world and does teaching. Find out his wisdom on how to retire early
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
0:00 Introduction
0:57 What helped him to retire
7:44 What is a myth about retirement
12:18 Expenses in retirement
15:26 Budgeting
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
🌟 LESS THAN 10DAYS AWAY - Josh Tan Finance Meet 2024!
Buy your tickets in today! ▶ https://joshtan.link/eventbrite
Id be sharing with you the what are latest trends in the market and how you can get better returns for 2025!
👍🏻 ENGAGE Josh Tan on a fee for full retirement planning NOW - Know where to build your retirement wealth with interest rates dropping and CPF changes in 2025!
► https://www.theastuteparent.com/josh-tan
🍩 CHOCOLATE FINANCE: Nov2024 onwards 3.6% Referral code after app download, at completion stage you’d see you’ve been referred by Josh Tan
► https://share.chocolate.app/nxW9/t4010urf
🚗 MariBank Referral Code: 8FCE93ZM
Earn S$10 cash with a successful referral .Download MariBank app here: https://www.maribank.sg
Today, you'd hear where to park you cash to that can give you high returns. Inside this discussion are the latest fixed deposit offers and new solutions like chocolate finance. I'd also be sharing with you how I'd build up cash solutions for you.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
🌟 NEW TO MOOMOO? I've a special deal for you UP TO $1,034* SIGN UP - https://joshtan.link/moomoo
*T&Cs apply. Moomoo SG will reimburse the returns to 6.8% p.a. in cash rewards if the selected fund returns is below 6.8% p.a.
Up to S$447 on Cash Plus, Get up to S$567 Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 T-bills, HLF and Maribank
1:58 Saving in RHB, GE, SDI, DBS
3:56 Best savings now
5:47 Money flowing out?
8:10 People having cash
9:44 SSB updates
savings #savemoney #fixeddeposit
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Many of us would like $1m or $2m in the bank accounts first before retiring. That actually may not be needed. Today, you'd hear 3 BIG reasons why you can retire now.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
🌟 Looking to buy stocks, I've a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://joshtan.link/moomoo
Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
1:40 Don't need much
3:57 Diminishing returns
5:47 Wants or needs
7:15 Incorrect wants
8:15 Health may not last
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today is a story of an entrepreneur who has built up his income massively. With the cash saved up over the last few years, he is thinking of home upgrading now.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
NEW Stockopedia Offer 25% discount ► https://joshtan.link/stk
This is a great research tool if you are also an investor
Comes with "14 day free trial and 30-day money back guarantee applies!"
🌟 Looking to buy stocks, I've a special deal for you with Moomoo, UP TO $1,034 SIGN UP - https://j.moomoo.com/00mFck
Up to S$447^ on Cash Plus, Get up to S$567* Worth of US Stocks and Exclusive Cash Coupon Up to S$20 when you sign up above today!
💸 KRIS+ REWARDS with my referral code T599334
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:41 His details
2:34 Financial thermostat
5:32 Hitting big income
7:52 His expenses
10:15 Sky habitat
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
NEW Stockopedia Offer 25% discount ► https://joshtan.link/stk
This is a great research tool if you are also an investor
Comes with "14 day free trial and 30-day money back guarantee applies!"
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
► https://joshtan.link/tiger
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
He went through a very unique career path and today he is doing 4 side jobs that is making him some income here in Singapore. Find out more in our podcast today.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
0:00 Introduction
7:07 His family background
10:50 How much are his toys
16:49 How to make money on ebay
29:20 Tiktok selling
38:38 Not putting money in CPF
alvinong #AsingaporeChipmunk @ASingaporeChipmunk
👏 Alvin Ong's youtube channel https://www.youtube.com/@UCZaop2Ifb4fXU4XTUrRuFZQ
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
ENGAGE Josh Tan to build you a DIVIDENDS PORTFOLIO
► https://www.theastuteparent.com/dividends-portfolio/
Note: This new offering is in early-launch phase and looking for first 10 clients and min investment $50,000.
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
With the fed rate cut cycle coming, these are 4 areas to position your investments to potentially benefit the most.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:45 Emerging markets
3:38 High yield bonds
5:15 S-Reits
7:18 Highly geared companies
stocks
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Many of us would like $1m or $2m in the bank accounts first before retiring. That actually may not be needed. Today, you'd hear 3 BIG reasons why you can retire now.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
► https://joshtan.link/tiger
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
1:40 Don't need much
3:57 Diminishing returns
5:47 Wants or needs
7:15 Incorrect wants
8:15 Health may not last
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Today I'd show you if you are not saving well why do these average projected savings look so annoying. Or if you want to save way above that, what are coming traits or situations that need to arise. These are important if you want to retire in Singapore.
Recommended affiliate links
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
► https://joshtan.link/tiger
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:46 What is morally correct
1:49 Calculation errors
3:42 If you are not saving well
6:41 How to save a lot of money
8:32 Poverty vs high net worth
savings #savingmoney
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
He got a special invite to Danga Bay which is a JB property now for sale. Starting prices are RM400,000+ which is only SGD$150k. Today, Aaron Lin shares his insights on whether he will buy and also on latest trends in Singapore properties.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Visit Aaron Lin channel https://www.youtube.com/@UC4BUOsGGpsgHJU71P5JFZNw
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 Introduction
5:30 Danga Bay walk through
7:45 VS R&F princess cove
11:55 What you must know
19:20 Singapore property trends
22:40 Fully paid buyers
23:55 Property new launch
property #propertyagent #jbproperty #aaronlin88588488
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the Show.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Recommended affiliate links
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
► https://joshtan.link/tiger
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
In this episode, you'd hear answers to questions I've seen many times on insurance, investments, property and financial planning.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
If you are an adviser already and want to find out about joining our team now!
► joshtan.link/adviser
Recommended affiliate links
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
► https://joshtan.link/tiger
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
If you are thinking of upgrading your property and want to do a full fee based financial plan, ENGAGE Josh Tan on a fee NOW - ► https://www.theastuteparent.com/josh-tan
This case study today is from Stacked Homes and is a couple who is planning to upgrade from their HDB to a 3 bedroom condo. They are thinking which property choice is better and I give me inputs on how to budget.
Original article https://stackedhomes.com/editorial/we-make-11k-per-month-and-own-a-newly-mop-clementi-hdb-should-we-upgrade-to-a-bigger-condo-or-buy-2-for-investment/#gs.c6za54
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Recommended affiliate links
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
► https://joshtan.link/tiger
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
2:30 Condos they like
4:40 Their HDB value
7:50 Their estimated savings
9:27 Josh recommended budget
13:21 Buying second condo
14:22 How much remaining mortgage at 55
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
To directly enquire about careshield upgrade email to josh.tan@promiseland.com.sg
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Today I'd show you why exactly you need to retire earlier because when you know what is healthy life expectancy, you'd realise you don't have much time.
Recommended affiliate links
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
► https://joshtan.link/tiger
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00
0:40 Healthy life expectancy
2:55 Stop full time work
3:50 Impact of retirement
5:22 How much to invest
6:25 Long term care
6:45 Saving correctly
retirement #retirementplanning
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Today my guest Melvin is the co-founder of one of Singapore's best known real estate agency Propertylimbrothers PLB. I get Melvin to share his story and how be built his business up. I'd also grill for you to hear some insights on the Singapore residential property.
0:00 Introduction
1:00 How Melvin started in property sales
4:20 Making real estate videos
9:40 How his videos sell property
15:00 Integrity of PLB
20:38 No rental and no new launch?
22:37 Proptech and new hdb listing
28:10 Will commission for agents drop?
31:45 Whats bearish on property market
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
👏 Catch this episode on SPOTIFY - https://joshtan.link/spotify
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the Show.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Today we'd answer some questions to how much is really needed for retirement in singapore for 2024. Many want to retire early and many feel a big amount is needed.
Recommended affiliate links
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
► https://joshtan.link/tiger
KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
1:26 $100 a day
3:48 $5m-$10m needed
6:10 28days to financial freedom
6:40 Where to stay
8:26 Provide for family
9:38 Are you savvy
retirement #retire #investment #retireearly
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
Today, we'd do a reaction to this viral video on CNA INSIDER where a guy shared that he quit his job to take care of his son an be a stay-at-home dad. You'd hear on the stress a parent of a special needs child faces and the considerations financially and emotionally.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 Specially written by JOSH TAN! 🌟 Invest in your financial success here
1) 28 Days to Financial Freedom ► https://payhip.com/b/UqpKL
2) HOW TO $1m (Newest Edition) ► https://payhip.com/b/q5Bln
Recommended affiliate links
Tiger Brokers JOSH TAN SPECIAL LINK HERE :
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
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KRIS+ REWARDS with my referral code T599334 💸
and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction
LINK - https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:30 Enjoyable to be home
2:00 Household with wife employed only
3:12 Caregiving
5:08 Why not wife stay home
6:12 Income enough?
9:39 Now a Tai chi instructor
11:00 My tips to Jue Ming Dad
cnainsider #cna #retirement #stayhome
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
NEW launch eBook! 🌟 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY!
Link - https://payhip.com/b/UqpKL
Today you'd learn how to calculate how much you need exactly for retirement. You can input what age you aim to retire, what inflation rate and investment return expectation to find out how much you need to save and invest.
FREE CALCULATOR: https://www.calculator.net/retirement-calculator.html
🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger
Tiger Brokers Welcome Rewards
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:51 Retirement calculator
3:34 Age 35 aiming FIRE
6:05 Coast FIRE
8:57 28 days to financial freedom
9:17 CPF LIFE
12:17 Family situation age40
financialfreedom #financialindependence #firemovement
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY!
Link - https://payhip.com/b/UqpKL
Today you'd hear 4 singapore stocks that pay good dividends that you can invest if you have $100,000 now! I'd break down this stock discussion into 4 parts, $10k, $20k, $30k and $40k. Stay tuned to the end and invest wisely!
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger
Tiger Brokers Welcome Rewards
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:23 $10,000
5:12 $20,000
10:24 $30,000
13:48 $40,000
stocks #shares
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
NEW launch eBook! 28 Days To Financial Freedom! Going for 200 copies @ $11.90 ONLY! Link - https://payhip.com/b/UqpKL
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Today you'd hear how FIRE movement started and why increasingly there are more who have given up on it.
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://www.linkedin.com/in/josh-tan-jl/
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:57 Why FIRE movement started
2:42 How to retire early
4:56 Problems with FIRE
7:08 Early retirement is glorified
8:39 What I advocate
retire #retirement #fire #firemovement
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
NEW ebook "28 Days to financial freedom" launching anytime this week! Stay tuned!
With the HDB resale listing portal, this could be how you would sell your hdb flat in future. Currently, sellers pay 2% in commission and some of it is advertising cost. WIth the new HDB resale listing portal, you may be able to DIY the sale better.
🌟 SMARTREFI by Propertyguru Finance TRY NOW - https://joshtan.link/smartrefi
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
TO LEARN MORE, SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:30 How to list yourself
2:00 Why you need help to sell
4:33 My recommendation to HDB
6:01 How I DIY my HDB
7:22 Disruption
10:22 How the future will look like
hdb #buyhdb
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today, we have young father in Singapore who is earning well and has a baby. He is working hard to save up for his parents also and asked me for financial planning tips. You'd hear a discussion on how to get to financial freedom and how to build up also for your retirement in Singapore.
🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger
Tiger Brokers Welcome Rewards
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► Comment on YouTube https://youtu.be/Bd0D6R3NZzk
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
⏱Timestamps:⏱
0:00 Introduction
0:25 His finances
1:45 HDB loan
3:48 How he saved
6:00 Wife salary and family income
8:34 Insurance tips
11:00 How to invest
14:57 UOB stash account
16:51 Parenting tips
financialfreedom #finances #insurance #retirement
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Ryan Khoo is a real estate agent who markets especially on JB properties. He talks about investing in R&F princess cove condo which he views is a great investment. I'd confront him on actual details and share with you in this podcast.
0:00 Introduction
0:33 Why Ryan is known for JB condos
1:46 R&F princess cove condo
4:10 Is competition bad?
10:00 Who is buying now
14:05 Investment debate
21:33 Landed vs condo in JB
26:10 Rating Mr Loo purchase
32:30 Other recommendations
jbproperty #property #malaysiaproperties #investment
Ryan's channel : https://www.youtube.com/ @AlphaMarketingSG
👏 Catch this episode on YOUTUBE to leave a comment https://youtu.be/VelaIDOSAI4
👏 Meet Josh Tan On Instagram - https://www.instagram.com/joshconsultancy
👏 TIKTOK - https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
Ryan Khoo's channel : https://www.youtube.com/ @AlphaMarketingSG
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the Show.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today we've a case of a couple who has possibly saved up well for retirement. They have questions whether to cash out stock options they hold and whether they have comfortably enough.
investing #stocks #stockoptions
🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger
Tiger Brokers Welcome Rewards
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
► NEW podcast channel "THE JOSH TAN PODCAST" On Personal Finance:
https://joshtan.link/spotify
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:45 Their stocks and savings
3:47 Selling stocks
9:15 Cash and CPF they have
13:37 Selling HDB flat
16:45 Enough state
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
🏠 SPECIALLY FOR YOU - $5 NTUC voucher to try Homer AI today for FREE! - https://joshtan.link/homerai
Consult OHMYHOME Today to sell your property! - https://joshtan.link/omh
Singaporeans feel they need $566,640 to feel financially free. Is that really accurate? Today you'd hear about how to reach financial freedom earlier and it starts with a few simple steps.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 Tiger Brokers JOSH TAN SPECIAL LINK HERE : https://joshtan.link/tiger
Tiger Brokers Welcome Rewards
Deposit & trade to win prizes worth USD 888* + USD 30 Tesla fractional shares!
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
► https://joshtan.link/travel
My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
► Follow Josh Tan on Linkedin to read articles and connect professionally
https://lnkd.in/gkfid5nG
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://joshtan.link/telegram
Meet Josh Tan On Instagram to see event update and fan meet pictures
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
2:20 Story of Paul
4:36 Market your property
7:13 Median savings of financially free
9:34 Don't know investing
13:36 What to know
financialfreedom #fire #financialplanning
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
🏠 SPECIALLY FOR YOU - $5 NTUC voucher to try Homer AI today for FREE! - https://joshtan.link/homerai
Consult OHMYHOME Today to sell your property! - https://joshtan.link/omh
Today we've a case where an engineer has saved up more than $1M as a sole breadwinner. He may need to send son overseas and is concerned if he has enough for his retirement.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Article : https://www.theastuteparent.com/2020/07/start-with-a-small-wholelife-plan/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
1:20: He is savvy
3:05 Top up to ERS in CPF RA
4:53 Is it enough
9:10 HDB and condo
12:45 Rent cashflow
14:25 Son's needs
17:25 Learning points
retirement #cpf
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the Show.
TRUST BANK - There are sign up bonuses and get a $10 Fairprice E-voucher
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UOB One account is cutting the interest rates! Not just them, OCBC and SCB have also followed suit. Is this the start for all banks to cut their interest rates?
Which are the best savings account currently right now with all the changes?
What about digital banks like Maribank, Trust bank and GXS?
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Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check it out (STARR insurance) 🌅
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My article on the best Personal Accident PA Plan to refer to you 🫵
► https://www.theastuteparent.com/2022/12/pa-ease/
TO LEARN MORE, 4 SUGGESTIONS FOR YOU
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To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
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► https://www.instagram.com/joshconsultancy/
0:00 Introduction
1:00 Winner of popular bank account
1:42 UOB One account
4:00 OCBC 360 account
5:15 Small savings amount
7:15 Trust bank
7:58 Big savings amount
9:27 What Josh does
savings #bankaccount #uob #uobone
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
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Referral code - 6FD4XX9Q
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Loo bought a new home in Malaysia. Specifically JB Austin Heights and it comes at a hefty price tag of RM1.9M. Why buy Malaysian property as a Singaporean?
Initially, I had my reservations but Loo shared his reasons on why this purchase suits him.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
0:00 Introduction
1:00 Where idea came about
3:50 Other property in JB
7:14 Property appreciation JB property
11:15 Recommend to buy?
16:00 Safety in JB
21:14 Concluding points
jb #property
👏 Catch this episode on YouTube to leave comments and questions
https://youtu.be/TBO5-Up8-7k
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
Today you'd hear about 10 things about CPF that you may not know of. It covers topics on "free" CPF given to you, CPF investments and new CPF changes.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check out
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:23 Item 1
1:17 Item 2
2:50 Item 3
4:57 Item 4
6:41 Item 5
7:46 Item 6
9:38 Item 7
10:30 Item 8
11:47 Item 9
13:40 item 10 CPF life not guaranteed
cpf #cpfinvesting #cpfchanges #cpflife
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
These are the 6 levels to build up that in your journey towards financial freedom. Building up wealth is like building up a building. Know what to anticipate moving forward in this journey and how to get to financial freedom successfully
Say NO to get rich quick schemes!
0:00 Introduction
0:47 Emergency cash
2:10 Pay yourself first
Focus on improving your income.
Do a regular investing program
4:10 Investing an equal amount that you spend on luxury
Delayed gratification
5:10 Invest 50% of your pay increment
Financial freedom means 25x of your annual expenses
7:04 Get your first $1,000 in passive income
9:17 Fully live off dividends
Generational wealth is built
11:49 Summary
financialfreedom #financialindependence #thejoshtanshow
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!
► https://www.theastuteparent.com/josh-tan
Support the show
HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition)
► https://payhip.com/b/q5Bln
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
This might rub some people the wrong way but I'm here to give honest feedback.
There is a difference between someone who is POOR and someone who is broke.
Poor is a mental state problem and is something that we should discuss about.
Meet Josh Tan On Instagram
► / joshconsultancy
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
1:05 Financial community
2:34 Drive to improve
4:28 Lucky charms
5:31 Selling
7:08 Bonus
poor #poverty #money #wealth
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
Support the show
► To get updates on TELEGRAM, JOIN "PASSIVE INCOME 2.1k" here - https://t.me/pi21k
✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!
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Today we'd explore if you want to change from going with the flow of what comes to your life to a more defined path of getting to your financial goals. You'd hear how to achieve financial independence in four key steps and a bit of my personal story.
0:00 Introduction
1:09 Step 1
The purpose
My dad had stroke and it was a wake up call to me.
I didn't want my retirement to be shortlived hence I set out early to start earning money for an earlier retirement
My son came on 7 years ago. it gave me a deeper purpose. It wasn't good enough to hustle hard anymore. I strived to become excellent and be a role model.
3:40 Step 2
Goal setting process
Process of visualisation: Thinking long term and thinking BIG
Stretch goals: Helps you to think of new ways.
Telling everyone about your goals
7:10 Step 3
Path to achieving your goals
Power of small steps to help you.
Surround yourself with like minded people.
Think of the cost to achieving these goals. Are you willing to pay them?
8:45 Step 4
Steps to take today
Consistency is when you do the work even when you don't feel like doing so on some days.
I use a technique of planning the week ahead
personalfinance #financialgoals #financialfreedom
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
Learn more on financial planning and insurance concepts, visit
► https://theastuteparent.com
✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!
► https://www.theastuteparent.com/josh-tan
Support the show
Click here to download UOBAM Invest app 🌟 https://joshtan.link/uobam
Referral links to get $10 each for sign up and deposit of any amount
$1 or $100 or $1,000 to qualify 😉
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Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check out
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:30 Staying in hdb or private
2:00 His assets
4:31 Where to save money
6:39 Liabilities on hand
10:08 Does he have enough
14:19 Josh suggestions
investing #retirement #retirement #retirementplanning
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Recently, there was a white paper by ERA that showed that MORE young Singaporeans are buying private property. Age 26-35 now command 35% of the buyer profile!
Today, you'd hear the findings as well as what are the key considerations first before committing to a private property.
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check out
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
PRIVATE MEMBERS channel
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TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
1:03 Rising income
6:05 My findings
8:15 Property as an investment
10:25: Story of a friend
property #propertyguru #invest #investingproperty
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Today Lisa from Lisa's adulting in Singapore joins in to share her story on why she had to buy a hdb flat for her family at a young age and what advice she has for young adults.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
0:00 Introduction
0:43 How was Lisa in school
6:02 Adulting changes
8:22 Family situation problem
13:15 Buying hdb resale as a 24yo
16:12 Who did Lisa learn from
21:25 Retirement
23:08 Lisa's budgeting framework
26:05 Advice to young adults
adulting #financialfreedom #finance
Watch Lisa's adulting in Singapore https://www.youtube.com/@UCW1zsD0U289f4x9Bi6bX2cQ
👏 Catch this episode on YouTube to leave comments: https://youtu.be/h44KglFJ_kE
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
From 2025, CPF special account CPFSA will be close once you reach age55. This was announced in Budget2024. This is BAD news for those who are savvy and know how to get passive income from CPFSA for their retirement.
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check out
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
1:25 CPF millionaires
2:23 John with $600,000 in Special account
5:54 ERS Changes explained
6:43 Why some are sad
7:59 What if you are age54
cpf #cpfchanges #cpfsa
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Sign up now with my link below, and my referral code T599334 https://sqkrisplus.page.link/jKS4qi3Kc11LT2Uj8 and we'll each be rewarded with SGD 5 worth of KrisPay miles upon your first transaction.
HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln
I started working early and had some small successes in career early. Hence, I reached a million dollars by age35. Looking back at the journey, there are some things I would do better and today you'd hear about them
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check out
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:39 Value time properly
5:37 Leverage better
7:00 Kris+ to get good deals
8:27 Start earlier
9:57 Tip for parents
millionaire #millionairemindset
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Daryl runs a real estate agency in Bangkok and deals with Thailand properties.
Today, he'd share with us what are popular properties and what are visa tips for investors to own.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
To see updates and interesting polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
0:00 Introduction
1:32 Buying property to retire in Thailand
3:20 Loans to buy
5:34 Home viewing
8:20 Special facilities in Thai condo
9:50 Popular locations in Bangkok to stay
11:28 Singaporeans retiring in Thailand
Visit Invest bangkok property https://www.youtube.com/@UCYyqPl5AvkRg0MUZyuwJM7A
retire #retireinthailand #retirement #financialfreedom #earlyretirement
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
JOSH TAN LIVE now delivers finance keynote speaking for corporate events and workshop in addition to live interviews.
👍 To enquire, email to joshtantap@gmail.com
Support the show
Special Spotify Exclusive: https://www.buzzsprout.com/1527130/14027214Part (i) Success Mindset for Financial Goals | Part (ii) What Do Singaporeans Think As SUCCESS?Today you'd hear what are the top 5 financial mistakes to avoid if you want to succeed financially for this new year.Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)From as little as $4/day, check out ► https://joshtan.starrinsurance.com.sg/Check this Personal Accident PA Plan with referral link for SOMPO PA EASE► https://www.theastuteparent.com/2022/12/pa-ease/**BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)PRIVATE MEMBERS channel► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/joinTIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videosTO LEARN MORE, 3 SUGGESTIONS FOR YOU► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOWBy Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here ► https://t.me/pi21kMeet Josh Tan On Instagram ► https://www.instagram.com/joshconsultancy/ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!► https://www.theastuteparent.com/josh-tan0:00 Introduction0:20 Savings process1:56 Investment process3:16 Budget4:55 Retirement plan8:16 Tax relief#investing #savings #savemoney #moneymistakes We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date. *About Josh Tan:Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!► https://www.theastuteparent.com/josh-tanSupport the show
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Attention to all retirees in Singapore! Today, we'd discuss in detail 10 things you need to do in retirement years because these can impact your long term wellbeing.
If you are not retired yet but planning to reach early retirement, these tips also apply!
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
INVESTING SIGN UP DEALS
🌟 MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck
EXTRA $2 for 10days each automatically given once you've signed up with referral link above ^
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:20 CPF balances
1:28 CPF Life
2:13 Wills and CPF
4:19 LPA
6:02 AMD and ACP
7:49 Insurance
9:24 Safe
10:04 Joint account
10:33 Simplify finance
12:04 Lock up savings
retirement #retire
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www
Support the show
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check out
► https://joshtan.starrinsurance.com.sg/
I interviewed Andy who has been and lived in many regions around asia.
He shares what are the pros and cons of Bangkok, Pattaya, Bali, Johor Bahru amongst many others.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
0:00 Introduction
1:13 Pattaya Thailand
2:58 Bali
7:42 Bangkok
11:40 Semi-retirement
16:54 Buying JB property
19:11 Investing in Bangkok
23:55 Bonus learning point
retirement #retire #retirementhome #retired
👏 Catch this episode on YOUTUBE https://youtu.be/GvQp8_Y386s
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
Today we'd talk to JJ who has done multiple side hustles. Amongst what he has tried is doing freelance work on Fiveer where at the peak he could make $7,000 per month. Find out how.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
1:10 Where he started
3:55 Secrets to success on Fiverr
10:00 What is his specialty
11:23 How much you can earn
15:55 Why hustle early
money #sidehustle #sidehustles
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
HOW TO $1M - What You Need To Know About Finance In Singapore (New Edition) - https://payhip.com/b/q5Bln
Today's sharing is on a story of Mr ZTD who has gotten himself into debt. The amounts while not excessively big will take a few years to clear. He wrote in to my for feedback on what to do and here are my thoughts on how I'd do it.
0:00 Introduction
0:48 Combined income
2:45 His mortgage
5:43 His total debt
6:30 Drive grab
10:38 How to breakthrough
12:47 Solutions to consider
debt #property #financialfreedom #savingmoney
Leave your comments in YOUTUBE: https://youtu.be/B31zz-Wpl4I
INVESTING SIGN UP DEALS
🌟 MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck
EXTRA $2 for 10days each automatically given once you've signed up with referral link above ^
🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
From as little as $4/day, check out
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🏠 SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE! - https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&utm_medium=copy_url_sharing_referrer_details_0446
Refer your friends and earn a $5 NTUC voucher also on every successful referral.
Consult OHMYHOME Today! - https://api.whatsapp.com/send?phone=6597559283&text=I%20learnt%20about%20Ohmyhome%20from%20JoshTan%20and%20%20I%20would%20like%20to%20enquire%20about
Today we've a case study of a couple with $6.5M in cash assets! You heard it right, $6.5m!
How did they get there? What did they work as? And more importantly, what are lessons from their story...
🌟 Purchase your online access to JOSH TAN FINANCE SUMMIT here - https://jtinvestacademy.thinkific.com/courses/JTFS
Chapter 1: The Black Swan Event you must know
I've realised what is being sold now to banking customers and it's a concerning trend building.
In this chapter, I'd reveal it to you so that you understand the potential risk coming...
Chapter 2: Newest REIT updates and where are opportunities!
You'd learn in this chapter what REITs I'm eyeing and how I'd weather this storm successfully!
Chapter 3: The NEW savings world!
If you are planning for retirement, this chapter is highly valuable!
Condensing all the lessons and new strategies for 2024 for you!
Chapter 4: Special Q&A session
Discussing all the burning questions you have on what to invest and how to approach loans.
🌟 Get your access now: https://jtinvestacademy.thinkific.com/courses/JTFS
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
🌟 MOOMOO SG SPECIAL DEAL WITH JOSH TAN $680 SIGN UP - https://j.moomoo.com/00mFck
EXTRA $20 automatically given ($2/day for 10days) once you've signed up with referral link above ^
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:30 Is it real?
3:33 Where does the $6.5m come from
6:00 How much they save
8:37 Satisfied or regrets?
10:05 Ohmyhome
11:16 Their different homes
14:12 Learning points
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You ar
Support the show
SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE!
-► https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&utm_medium=copy_url_sharing_referrer_details_0446
If you are thinking of living in KL today's podcast is for you. I had a chat with Reggie who is a Singaporean living there now and he runs @TheFinancialCoconutTFC . Find out about property, cost of rental and running a business there.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
0:50 Why Reggie left
4:06 Renting cost in KL
5:00 Buying property in KL
8:03 Working in KL
11:23 Retiring in KL
livinginKL #malaysia #retire #retirement
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Leave your comments in YouTube: https://youtu.be/Hqin2Pkgu7w
Support the show
Purchase your online access to JOSH TAN FINANCE SUMMIT now at $79 only -
🌟 https://jtinvestacademy.thinkific.com/courses/JTFS
Inside it, you'd see what investing and planning strategies to take note for RETIREMENT SUCCESS! See you inside
Today I'd share with you why some of the old measurements of success if outdated and what I propose as new measurements for success!
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
2:04 What defines success today
3:34 Today way of impressing people
5:39 Studies are not success factors
6:42 Moomoo SG
8:42 House growth
financialfreedom #wisdom #success
👏 Catch this episode on YOUTUBE https://youtu.be/9xTDru1Fx_Y
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insuranceToday we'd discuss about a family who got into financial trouble. It all started with a home they could not afford and the loans they took with it. Here is my advice...
INVESTING SIGN UP DEALS
🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan
INVESTING RESEARCH
🌟 Seeking Alpha - https://seekingalpha.me/JoshTan
🌟 The Edge Singapore - https://edgesg.link/jtsubscribe
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
0:00 Introduction
1:20 Scenes from Finance Summit 2023
3:05 Savings now
5:56 Understanding CPF
7:08 Bankruptcy problems
8:53 My recommendations
14:46 Downgrading suggestion
bankruptcy #financialfreedom #financialtips #finance
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the
Support the show
Purchase your online access to JOSH TAN FINANCE SUMMIT now at $79 only -
🌟 https://jtinvestacademy.thinkific.com/courses/JTFS
Starts with Chapter 1: The Black Swan Event you must know
I've realised what is being sold now to banking customers and it's a concerning trend building...
In this chapter, I'd reveal it to you so that you understand the potential risk coming...
I believe that Singapore Savings Bond SSB rates are likely going to drop. Today I'd share with you why I've bought some of this Nov 2023 ssb issue and what you need to know.
Today you'd hear about retirement and these are 7 things you may not know yet.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
INVESTING SIGN UP DEALS
🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
TO LEARN MORE, SUGGESTIONS FOR YOU
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
1:50 First point
2:30 Second point
3:35 Third point
5:00 Fourth point
6:17 Fifth point
7:10 Sixth point
9:16 Seventh point
retirement #retire #retirementplanning #cpf
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
SPECIALLY FOR YOU - $5 NTUC voucher by trying Homer AI today for FREE!
-► https://ohmyhome.com/en-sg/homer/refer?utm_source=refer&utm_medium=copy_url_sharing_referrer_details_0446
🏠 Consult OHMYHOME Today!
-►- https://api.whatsapp.com/send?phone=6597559283&text=I%20learnt%20about%20Ohmyhome%20from%20JoshTan%20and%20%20I%20would%20like%20to%20enquire%20about
Today you'd get a clear explanation of the property cycle and see real latest data of the slowing property market. This is why Singapore home prices will fall in 2024.
If you'd like to feature your story or if you've a case study question to ask JOSH TAN,
► Email to joshtantap@gmail.com
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:40 Phase 1 home owner demand
2:35 Phase 2 investor demand
3:16 Phase 3 Peak
6:08 Ohmyhome and Homer AI tools
7:50 Clues from 2013
8:45 Transaction data points
10:02 Why volume matters
singaporepropertymarket #property #marketcrash #sgpropertyinvestment
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Support the show
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance
Today we'd talk about this subject, is a young graduates salary enough to lead a comfortable life in Singapore? There are many points I disagree with and here's why
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:35 Clarification
1:55 Budget breakdown
4:50 Josh suggestions
8:28 First step
9:18 Second step
10:54 Third step
11:53 Bonus
financialfreedom #financialtips #financialindependence
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance
Today, we'd ask Demi more about staying in Korea and how she feels on some comments regarding reaching $100,000 in savings.
0:00 Introduction
0:24: Staying in Korea
3:49 $100,000 guy
6:50 Sacrifices in saving
8:18 Travelling budget
10:10 What next after $100,000
11:18 Josh journey and regrets
13:19 Josh present happiness
14:52 My advice
16:15 How much is enough
17:45 Financial freedom to Demi
savemoney #100000savings #save #webull
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
Today we'd discuss about this very well produced video on someone single trying to find a partner.
JOSH TAN Linkedin https://www.linkedin.com/in/josh-tan-jl/
CNA INSIDER Video link : She's Over 30 And Never Had A Boyfriend, So Shermin Tries To Hack Online Dating | Shermin's March - https://youtu.be/2z-rBG3i7uM?si=GEY7_saCYkTOr6UF
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction to Shermin March
1:00 Ghosted
2:30 High value guys
4:00 Tips on partner search
6:21 How to improve looks
8:48 Bad news
9:29 Succeeding in life
11:00 Josh advice to singles
cna #cnavideo #cnainsider #shermin #sherminmarch #joshtan
👏 Catch this episode on YOUTUBE and leave your comments!
https://youtu.be/fKToiE3pD_0
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance
Today we'd talk about this subject, is a young graduates salary enough to lead a comfortable life in Singapore? There are many points I disagree with and here's why
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:35 Clarification
1:55 Budget breakdown
4:50 Josh suggestions
8:28 First step
9:18 Second step
10:54 Third step
11:53 Bonus
financialfreedom #financialtips #financialindependence
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance
Today I'd be sharing with you my personal expenses owning a house and car in Singapore in addition to having two young kids with me. If you haven't done up your own budgets and looked at your expenses, I'd strongly encourage you to do so today!
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
0:00 Introduction
1:20 Mortgage change
3:24 Nursery cost
4:14 Food costs
5:41 KRIS+ to save
6:58 Insurance
9:33 Other expenses
11:00 Summary
expenses #savemoney #howtosave #financialplanning #budgeting
INVESTING SIGN UP DEALS
🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan
INVESTING RESEARCH
🌟 Seeking Alpha - https://seekingalpha.me/JoshTan
🌟 The Edge Singapore - https://edgesg.link/jtsubscribe
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
Support the show
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance
Getting to financial freedom is achievable for everyone and more importantly get there with the right approach and the right mindset.
INVESTING SIGN UP DEALS
🌟 Moomoo (rewards up to S$700) - https://www.moomoo.com/en-sg/act/welcome?channel=1002&subchannel=233
🌟 Webull (rewards up to US$800) - https://www.webull.com.sg/i/joshtan
INVESTING RESEARCH
🌟 Seeking Alpha - https://www.sahg6dtr.com/4LNG39/R74QP/
🌟 The Edge Singapore - https://edgesg.link/jtsubscribe
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:14 First thing
0:47 Second thing
1:52 Third thing
2:54 Fourth thing
4:23 Fifth thing
5:15 Sixth thing
5:51 Seventh thing
6:53 Eighth thing
7:33 Ninth thing
8:40 Tenth thing
financialfreedom #financialindependce #money #retire #retirement #retirementplanning
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Support the show
SPECIAL RELEASE "HOW TO $1M - Version 2023 By Josh Tan!" - https://payhip.com/b/q5Bln
ONLY to End Oct 2023
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance
Today we'd have a chat with Demi Zhuang who is a 27year old singaporean living in Jeju.
She reached her goal of $100,000 by age27 and now works there on projects she love.
This is her story...
Visit Demi Zhuang - https://www.youtube.com/@DemiZhuang
0:00 Introduction
0:37 Background of Demi Zhuang
3:00 Retirement to Demi
3:50 Demi's motivations
7:00 Demi's advice to side hustle
9:55 How to $100,000
12:02 Ebook HOW TO $1M
14:04 Living in Jeju
demizhuang #retirement #retire #fire #financialfreedom #financialindependence
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance
Today, let's talk about hard truths about income in Singapore that you may not be aware of. This leads to ability to save and invest and ultimately to financial freedom.
Leave comments on YouTube: https://youtu.be/cWfAN3HdECA
income #money #salary #financialfreedom
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!)
► https://www.sahg6dtr.com/4LNG39/R74QP/
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Chapter key summaries
0:00 Introduction
0:33 Number 1
1:29 Number 2
2:18 Number 3
2:47 Number 4
4:15 Number 5
5:17 Number 6
5:59 Number 7
6:53 Number 8
7:44 Number 9
8:45 Number 10
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Support the show
🌟 TO GET PROPER INSURANCE ADVICE, VISIT US: https://www.theastuteparent.com/insurance
Today, we'd discover why someone is going to take a pay cut to join another industry. What are his fears? What is his financial situation?
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
0:00 Introduction
0:40 Financial planning
1:20 Pay cut
4:50 Wife income and assets
8:10 CPF balances
10:57 His expenses
13:40 How to deploy cash
14:10 Loss aversion
17:30 Josh suggestions
financialplanning #financialfreedom #paycut #pay #salary #income
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
Leave your comments and see info on YOUTUBE https://youtu.be/y5JbQCrfxDY
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today we have a case of a elderly couple thinking who have retirement concerns. They have some wealth but the expenses right now are above the cash flows in. What is my advice to them in what to sell and how to plan their finances moving forward.
0:00 Introduction
0:45 Renting HDB vs Lease buyback
5:00 CPF balances
6:05 Income vs expenses
9:27 Malaysia property
11:53 Advice on old folks
12:33 Insurance premiums and suggestions
17:47 Can they retire
retirement #retirementplanning #retire #howtoretire #financialindependence
INVESTING SIGN UP DEALS
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INVESTING RESEARCH
🌟 Seeking Alpha - https://seekingalpha.me/JoshTan
🌟 The Edge Singapore - https://edgesg.link/jtsubscribe
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Support the show
View on YouTube and leave comments https://youtu.be/n-J_XH2zcaI
Today we'd be discussing the changes on HDB rules affecting BTO flats from 2024. These changes were announced in national day rally 2023 and we've raised points for you to consider on your housing plans.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
1:00 3 tiers of HDB BTO
2:57 BTO price increment
3:57 First point 5Y MOP
5:52 EC market
9:25 Second point Clawback effect
11:16 Harder to upgrade from hdb
hdb #nationaldayrally #ndr2023 #condo #property #singaporeproperty
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
This is a guy who is earning well, investing well and has questions on what next to think of in terms of family expenses. He has a surprising feeling of being looked down on. Here's my unexpected suggestion on living life to the fullest.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
1:34 Investments now
3:31 S&P500
6:15 His earning now
9:24 Expenses and saving now
14:00 Kids costs
15:04 1M65
16:30 Is he rich
20:07 Unexpected suggestion
money #financialfreedom #financialindependence
👏 Catch this episode on YOUTUBE to leave your comments https://youtu.be/axiILI_Of4s
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
Moomoo SG - National Day 2023 Special Worth $700! Ends 31 Aug 2023:
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*T&Cs apply. Investments involve risk. All views expressed in the video are the independent opinions of Josh Tan. Neither Moomoo Singapore or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore.
Today we'd discover 7 dividend stocks that have growing dividends and they are all listed here in Singapore. If you are looking to build by dividend investing, this discussion is for you!
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:17 Number 7
1:12 Number 6
1:48 Number 5
2:40 Moomoo SG Promotion
3:26 Number 4
5:00 Number 3
6:34 Number 2
8:20 Number 1
stocks #sgstocks #singaporeshares #shares #reits #dividend
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
👏 Catch this episode on YouTube to leave your comments
https://youtu.be/CuxmMHNyYmk
Today, you'd be hearing on what we have cut back on in terms of spending to save more money. Cost of living in Singapore is ever rising and if you're thinking you're spending too much, maybe these are useful financial tips for you.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
2:24 Not buying TV
4:11 Not paying for cable
6:10 Not buying new game
8:53 Not paying for convenience services
12:10 Not paying phone contract
13:43 Not buying discounted fruits
15:24 Not buying new gear
18:53 Not paying wellness program
savemoney #financialfreedom #savingmoney #adulting
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
YOUTUBE: To view diagrams and/or leave a comment https://youtu.be/GCCrCRVhal8
Someone said we need $7,500/m in salary. Another said at least $20,000/m in salary to be comfortable in Singapore without any worries. Who is right? What can we learn about the different income people in Singapore?
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
FOR INVESTING, 4 SUGGESTIONS FOR YOU
Get your FREE stock from Moomoo:
► https://www.moomoo.com/en-sg/act/welcome?channel=1002&subchannel=233
Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!)
► https://www.sahg6dtr.com/4LNG39/R74QP/
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:35 Salary numbers for households
2:10 Tips for lower income households
4:26 Top 25% household income
5:25 Age group effect
8:03 Circle of friends effect
8:38 Top earners in Singapore
11:39 Words of wisdom
salary #income #singaporeans #highincome
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Support the show
Today you'd hear 5 of the very best money wisdom tips that helped me get to financial freedom and to be happy. Hopefully it inspires you too.
To join the discussions on YouTube https://youtu.be/VUOfOASWnv0
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Get your FREE stock from Tiger Account w Josh Tan:
► https://www.tigerbrokers.com.sg/signup?invite=D000359&group_id=CG4000001449&f=BCS®ion=SGP⟨=en_US
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
FOR INVESTING, 4 SUGGESTIONS FOR YOU
Get your FREE stock from Moomoo:
► https://www.moomoo.com/en-sg/act/welcome?channel=1002&subchannel=233
SYFE TRADE - https://syfe.me/3gcPk1Y
Referral code ASTUTEPARENT today with syfe and get $70 FREE (min $2k deposit and 1 trade to qualify)
► https://syfe.me/3gcPk1Y
Free stocks with WeBull stocks trading account! Get Your Free Shares! (T&C applies)
Step #1 https://www.webull.com.sg/i/joshtan
Step #2 - Go under open account and use Myinfo.
Step #3 - Deposit after application approved!
► https://www.webull.com.sg/i/joshtan
Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!)
► https://www.sahg6dtr.com/4LNG39/R74QP/
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:24 Money can't buy happiness
2:30 Your time is your money
4:02 Dollar saved is a dollar earned
5:31 Save for a rainy day
6:11 Emergency cash
7:43 Don't let money control you
9:40 Bonus tip
savemoney #money #moneytips #moneyhacks #financialadvice
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial advi
Support the show
https://payhip.com/b/q5Bln - Links are here early to buy your copy and learn today
NEWEST eBook HOW TO $1M - What You Need To Know About Finance In Singapore (New 2023 Edition) 👍
Sales will complete in JULY23
oday I'd be sharing how I became a millionaire as a Singaporean. I keep close to heart these 10 habits and hopefully it can inspire you to build up your family's wealth also.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
OHMYHOME if you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhom...
Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!)
► https://www.sahg6dtr.com/4LNG39/R74QP/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com...
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► / @joshconsultancy
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
3 SUPER THANKS Stickers & Super Chat during LIVE SHOW
FOR INVESTING, 3 SUGGESTIONS FOR YOU
► NEW SYFE TRADE - https
Support the show
National Day 2023 Special! Get your FREE stock from Moomoo:
► https://j.moomoo.com/00mFck
👏 Catch this episode and leave comments on YOUTUBE
https://youtu.be/z1epXgKUDw4
This is the story of Fran and John who quit their corporate high paying jobs to start a hawker business. Now they are retired early.
0:00 Introduction
0:30 Their jobs
4:14 Starting their hawker business
6:23 Promotion on Moomoo
8:00 Advice before starting hawker
13:10 Cashflow game
16:02 Passive income
financialfreedom #earlyretirement #retirement #quitjob
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Support the show
We deep dived into why Serangoon was the hottest BTO project in May2023! You'd hear findings on the potential profits for successful bidders there when we compare BTO price launch vs resale HDB around there!
Leave your questions and comments on YOUTUBE : https://youtu.be/YIOJmSElDcE
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
0:53 Why bought resale
1:42 New waiting period
2:29 Serangoon North Vista BTO analysis
4:10 Price gap analysis
5:18 Rosyth school
6:28 August 2023 BTO
hdb #bto #buyproperty
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
Support the show
Today we'd learn about retiring in Penang from Fran and John who are based there. We'd talk about visa questions, standard of living and also Penang property tips!
To leave questions and comments on YouTube https://youtu.be/rS6crCim5h8
Summary
0:00 Introduction
1:17 Singaporeans retiring in Penang
3:15 Penang vs KL
4:57 Standard of living in Penang
6:05 Buying malaysian car
8:04 Buy or rent property
9:55 Medical and insurance
12:20 Property for foreign retirees
14:50 Visa questions
18:10 Digital nomad visa
retirement #retire #retireinmalaysia #financialfreedom
Get your FREE stock from Tiger Account w Josh Tan:
► https://www.tigerbrokers.com.sg/signup?invite=D000359&group_id=CG4000001449&f=BCS®ion=SGP⟨=en_US
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Support the show
Today, lets discuss about two cases of people who have inherited big amounts of money!
How much? $1.5M! With $1.5m many are financially free already and there are so many ways to investing it.
Check YouTube to leave your comments too! https://youtu.be/xePkNbV-dzk
Summary
0:00 Introduction
0:40 Case study 1
2:17 Start a business
3:42 I agree with this
5:50 Disagree on this
6:57 Properties
8:10 Case study 2
11:26 Money reveals what you know
14:17 What I suggest
money #inheritance #howtoinvest #invest
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Support the show
Today, we'd discuss how this janitor died a very rich man. He left behind $8m at his death and there BIG are learning points. He probably attained financial independence at age49 back in his time and here are the numbers...
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Get your FREE stock from Tiger Account w Josh Tan:
► https://www.tigerbrokers.com.sg/signup?invite=D000359&group_id=CG4000001449&f=BCS®ion=SGP⟨=en_US
Cheapest travel insurance (especially around Thailand, Malaysia, Vietnam...)
► https://joshtan.starrinsurance.com.sg/
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
Seedly article https://blog.seedly.sg/lessons-from-millionaire-janitor-ronald-read/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
FOR INVESTING, 4 SUGGESTIONS FOR YOU
Get your FREE stock from Moomoo:
► https://www.moomoo.com/en-sg/act/welcome?channel=1002&subchannel=233
SYFE TRADE - https://syfe.me/3gcPk1Y
Referral code ASTUTEPARENT today with syfe and get $70 FREE (min $2k deposit and 1 trade to qualify)
► https://syfe.me/3gcPk1Y
Free stocks with WeBull stocks trading account! Get Your Free Shares! (T&C applies)
Step #1 https://www.webull.com.sg/i/joshtan
Step #2 - Go under open account and use Myinfo.
Step #3 - Deposit after application approved!
► https://www.webull.com.sg/i/joshtan
Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!)
► https://www.sahg6dtr.com/4LNG39/R74QP/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Meet Josh Tan On Instagram
► https://www.instagram.com/joshconsultancy/
0:00 Introduction
0:20 His story
1:20 His FIRE
3:30 His will
5:23 Frugal life
7:38 His investment
10:40 Wrong way to invest
13:19 Summary
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Support the show
Today we'd discuss about how to save up money fast. $50,000 is a target because this is the half way mark to your first $100,000.
You'd hear apps we use, our money hacks and suggestions on how to save money.
To leave comments and see the details mentioned, check our YouTube: https://youtu.be/tBqrmzPqpao
Get your FREE stock from Tiger Account w Josh Tan:
► https://www.tigerbrokers.com.sg/signup?invite=D000359&group_id=CG4000001449&f=BCS®ion=SGP⟨=en_US
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 Introduction
2:45 First $100,000
5:42 Suggestions on cutting back
10:12 Spending on dates
11:33 Josh uses this app
15:40 Budgeting feedback
21:10 Saving on accomodation
24:10 Mindset tips
save #savemoney #money #budgeting #financialfreedom #financialtips
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
The Physician Syndicate: Angel Investing | Venture Capital | Startups | Personal Finance
The Physician Syndicate Podcast: A podcast for physicians to jump into the startup world.
Listen on: Apple Podcasts Spotify
Support the show
I believe it is important to have this first $100,000 in savings. Without it, I believe that there is brewing financial trouble. Today you'd hear how to mathematically build towards there and what to take note of once you reach there.
Get your FREE stock from Tiger Account w Josh Tan:
► https://www.tigerbrokers.com.sg/signup?invite=D000359&group_id=CG4000001449&f=BCS®ion=SGP⟨=en_US
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on YOUTUBE and leave your comments there!
https://youtu.be/0ldo_QgD8Rw
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 First $100k
1:17 Problems
2:30 Action steps
4:38 What happens in 10y more
5:54 Good investing
9:18 Financial Stability
9:44 My story
10:37 20s vs 30s
12:12 Stuck at $100,000
financialfreedom #financial #finance #savings #savemoney
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.co
Support the show
To support our channel! https://www.buzzsprout.com/1527130/support
Today we should discuss why making this aim of early retirement. Financial independence retire early is important for you and I've 7 major factors that you may not have considered before.
Youtube video to leave your comments! https://youtu.be/9bWJJuTKafE
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Follow me around some of Taiwan's Night market on Tiktok
► https://vt.tiktok.com/ZS8on97HH/
To see updates and polls, join my TELEGRAM "Josh Tan Investment Official Group" here
► https://t.me/pi21k
Cheapest travel insurance (especially around SEA)
► https://joshtan.starrinsurance.com.sg/
FOR INVESTING, 3 SUGGESTIONS FOR YOU
► NEW SYFE TRADE - https://syfe.me/3gcPk1Y
Referral code ASTUTEPARENT today with syfe and get $70 FREE (min $2k deposit and 1 trade to qualify)
► NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade
► Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&subchannel=233
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!)
► https://www.sahg6dtr.com/4LNG39/R74QP/
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
0:00 Introduction
0:30 Travel
1:36 Living abroad
3:22 Stress from work
4:18 Personal goals
5:12 Health
6:13 Experience other jobs
7:16 More time
8:15 Bonus retirement tip
retirement #earlyretirement #retire #retirementplanning
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
About Josh Tan:
Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
ENGAGE Josh Tan on a f
Support the show
To support our channel! https://www.buzzsprout.com/1527130/support
Today, we will discuss about 10 uncomfortable truths about retirement that very few mention. Know these and be better prepared.
retirement #retire #retireinsg #earlyretirement #retireearly
Check this Personal Accident PA Plan with referral link for SOMPO PA EASE
► https://www.theastuteparent.com/2022/12/pa-ease/
I sold my HDB with OHMYHOME. If you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!)
► https://www.sahg6dtr.com/4LNG39/R74QP/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
3 SUPER THANKS Stickers & Super Chat during LIVE SHOW
FOR INVESTING, 3 SUGGESTIONS FOR YOU
► NEW SYFE TRADE - https://syfe.me/3gcPk1Y
Referral code ASTUTEPARENT today with syfe and get $70 FREE (min $2k deposit and 1 trade to qualify)
► NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade
► Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&subchannel=233
► To see updates and take part in polls, join my TELEGRAM "Josh Tan Investment Official Group" here - https://t.me/pi21k
► Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
0:20 When you will die
1:25 Die earlier than you think
2:49 Medical expenses
4:53 How much is enough
5:53 Leaving too much behind
7:00 90% of income
8:24 CPF Life is not enough
9:28 No investment is bullet proof
10:32 Risk in retirement
11:40 Struggle
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally us
Support the show
Today we're going to talk about things we should spend more money on. Self care, self improvements and experiences definitely rank high! The value that one can get may defer and let us know which things you agree or disagree spending on.
spendmoney #money #financialfreedom #finances
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
0:45 How to split money as a couple
4:43 Good cleaners
6:44 Good Holidays
8:53 Good kitchen appliances
10:36 Good mattress
13:04 Good training program
15:44 Good furniture
19:18 Good experiences
20:27 Car rides to save time
23:10 Spend to network
24:48 Conclusions
👏 Catch this episode on Youtube https://youtu.be/DkcXgHL8euk
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Recently government raised ABSD recently. It was a sudden move and foreigners seem to be the heaviest hit. Why did they do so? 1Q2023 property price index grew at 3.3%!
Today we discuss some details on the ABSD increments that you may not know and what new launch is coming next in katong area.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
0:14 Why ABSD increments
2:50 Which foreigner is buying
4:28 Blossoms by the park
6:14 Continuum condo
property #propertysingapore #coolingmeasures #absd
👏 Catch this episode on YOUTUBE to leave a comment!
https://youtu.be/fsIjVx3gxwY
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Josh Tan review on PA plan - https://www.theastuteparent.com/2022/12/pa-ease/
To purchase SOMPO PA EASE with Josh Tan for family personal accident cover https://www.sompo.com.sg/co-brand/pa-ease/quotation/GetQuote?q=FbuDGTXdvxK1eiXJa2935g%3D%3D
Today we'd discuss this story of a girl age29 who earns $8,000 but boyfriend earns $2,000/m. Mother says she should find a guy who earns more! Hard truths on couple finance
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
0:30 Mother says
1:14 Boyfriend pay now
2:08 Story
2:51 Guilt
3:31 Resentment
4:21 Marriage advice
5:53 Boyfriend roasted
10:10 How much income needed
11:31 Why marry?
12:05 Two interesting points
12:52 Growing together
👏 Catch this episode on YOUTUBE & leave a comment
https://youtu.be/T7ucczD4ovA
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
👏 Catch this episode on YOUTUBE to leave comments and see diagrams discussed
https://youtu.be/X3VXuj6iS9I
Today we'd discover more on riders who are earning well doing food delivery. Can we also push for better policy changes to protect them better?
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
1:33 Accidents rate
3:25 Incentives in rain
4:03 Reward system wrong?
5:15 Penalty and downgrade
6:12 In house rider possible
8:10 Work hours vs income learning points
10:34 $5,000 riders with normal hours
11:24 $3,000 riders with high per hour income
cnainsider #cna #grabfood #fooddelivery
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
CNA did a recent series on delivery riders and realised pay is actually not too good for them. I think more should be done to help those who are struggling financially to break out of minimum wage.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
0:20 How much is earned
1:55 Minimum wage
3:30 Working in McDonalds
4:19 5 Problems doing minimum wage
9:36 Impact on finances
10:50 How to get out
fooddelivery #grabfood #minimumwage #financialfreedom #financialindependence
CNA INSIDER video - Working As A Food Delivery Rider: Are We Paid Enough? | Talking Point | Full Episode https://youtu.be/AT9kAx8gstg
👏 Catch this episode and comment on YOUTUBE
https://youtu.be/2SA-Guo5Oso
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
How much income do you need and what kind of savings percentage is needed to build towards this $2m for retirement? This discussion is a breakdown of savings ratios and targets for different age groups to get to financial freedom and early retirement.
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
3 SUPER THANKS Stickers & Super Chat during LIVE SHOW
FOR INVESTING, 3 SUGGESTIONS FOR YOU
► NEW SYFE TRADE - https://syfe.me/3gcPk1Y
Referral code ASTUTEPARENT today with syfe and get $70 FREE (min $2k deposit and 1 trade to qualify)
► NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade
► Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&subchannel=233
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
► To see updates and take part in polls, join my TELEGRAM "Josh Tan Investment Official Group" here - https://t.me/pi21k
► Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
1:00 Gen Z choice
3:52 If age25
4:31 If age30
5:21 If age35
8:39 If there is initial savings
10:16 My recommendation
12:13 Bonus point
retirement #howtoretire #retire #retireearly #invest #savings #howmuchtosave #retirementplanning #singapore #singaporeretirement #financialplanning #financialadvice #financialadvisor
ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Today I'd share my thoughts from this article HOW I ACHIEVED $100k BY AGE26 working as a registered nurse in Singapore. She is of the age26 which means possibly 4years of working.
How did she save up so much in this short period?
financialfreedom #money #savemoremoney #savemoney #money #moneytips #financialfreedom
Article source: https://www.allfromwithin.co/post/how-i-achieved-100k-by-26-years-old-working-as-a-registered-nurse-in-singapore
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
2:24 Sg budget babe tips
4:38 First tip
6:03 Needs vs wants
7:35 Questions to save more money
9:14 50-30-20 rule
12:30 Choosing higher income role
14:22 Low income families
15:49 Self discipline
17:15 Healthcare and wealth
19:35 Financial security
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent
Do you have a question that you would like to ask Josh Tan?
Well, this is your chance! Let's discuss on personal finance decisions such as how much to save, what to spend on and what numbers to look out for in this LIVE SHOW at 3pm today 5th Feb 2023!
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on YOUTUBE and leave a comment
https://youtube.com/live/KgkqrzeNz-Y
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 Introduction
1:33 Fresh grad question
4:38 Newly wed question
8:54 Home saving question
12:36 Renovation question
14:37 Home loan repayment question
18:09 Insurance question
18:46 CPFSA shielding
20:20 Couple finance
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
homeloan #bankloan #property #hdb #finance #financialfreedom #couplegoals
Today we'd talk out some of the street answers that Torres Pit 托哥 has gathered. Retirement, housing and real money concerns discussed...
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
1:40 Retiring in Malaysia
4:28 Property prices
7:13 $1m needed?
12:12 How to work towards $1m
14:00 Someone buying HDB
19:02 One kid $1m?
21:46 Student's answer to retirement
25:50 Rich man answer
29:59 Food cost in sg and conclusion
money #sgmoney #financialfreedom #retire #retirement #retirementplanning
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
Today we talk about retiring in malaysia because right now home prices in SIngapore are so expensive and not everyone can build up enough for retiring here.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
0:00 Introduction
USD$288k needed to retire in Malaysia
2:00 If $350k saved
3:18 Living in JB
5:10 MM2H vs S-MM2H
7:00 Medical standards
11:30 Would you buy property in Malaysia
16:58 Buying property in Malaysia
Risk of poor built quality and maintenance
propertymalaysia #property #retire #retireinmalaysia #retirement
Chris Chong @HoneyMoneySG joins us today to share his thoughts on why he quit his full time job to go do youtube full time.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on YOUTUBER and ask your questions in comments
https://youtu.be/xUHt9gL3lQI
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 Introduction
1:15 How did Chris manage his time in work and producing youtube previously
4:12 How did Chris communicate to his partner about quitting
6:44 Worst case scenario
9:37 Is Chris still going to FIRE
11:29 What's coming up with HONEY MONEY SG
12:50 What does Chris think about Tiktok
honeymoneysg #financialfreedom #youtuber #quitjob #financialindependence
Josh Tan LinkedIn https://www.linkedin.com/in/josh-tan-jl/
Chris Chong LinkedIn https://www.linkedin.com/in/cwkch/
HONEY MONEY SG https://www.youtube.com/@UCTCSq-mUx0ZtGhJeb7sn92Q
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW?
Drop your question to JOSH TAN here @ joshtantap@gmail.com
udget 2023 has extra ballot for families with children and couples age less than 40. In addition, there are extra housing grants. However for aspiring private property buyers, more stamp duty for properties above $1.5m
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
Gerald Ong youtube: https://www.youtube.com/c/GeraldOng
hdb #hdbflats #maisonettes #property
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 Introduction
0:35 Hayley woo DBSS
2:40 Balloting chance for BTO
4:24 CPF housing grant increment
6:50 Will property price go up with more grants
7:29 Stamp duty
9:40 Statistics of private properties
11:34 Josh's suggestion
hdb #property #propertysg #sgproperty #sgpropertyinvestment
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Budget 2023 has CPF salary ceiling changes, housing grant changes and more baby bonuses than ever. But increase in tax for higher end property and luxury cars.
Find out if more money is coming your way?
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
OHMYHOME if you want to consider selling home (Use My Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
Seeking Alpha membership if you want research articles and tools (use my referral link now to get a SPECIAL discount!)
► https://www.sahg6dtr.com/4LNG39/R74QP/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
► https://www.youtube.com/channel/UCQAp2EzcRv2wl09p88TBrGA/join
TIER #3 "LETS MAKE A DIFFERENCE " and TIER #2 "PRIVATE INVESTMENT VIDEO"
Will UNLOCK ALL VIDEOS especially those with VALUE/Momentum matrix on certain stocks!
TIER #1 Support our channel tier will unlock ONLY the cryptocurrency videos
3 SUPER THANKS Stickers & Super Chat during LIVE SHOW
FOR INVESTING, 3 SUGGESTIONS FOR YOU
► NEW SYFE TRADE - https://syfe.me/3gcPk1Y
Referral code ASTUTEPARENT today with syfe and get $70 FREE (min $2k deposit and 1 trade to qualify)
► NEW LAUNCH 🔥 In partnership with WeBull stocks trading account! Get Your Free Shares! (T&C applies) Step #1 https://www.webull.com.sg/i/joshtan Step #2 - Go under open account and use Myinfo. Step #3 - Deposit after application approved! Step #4 Start trade
► Get your FREE stock from Moomoo: https://www.moomoo.com/en-sg/act/welcome?channel=1002&subchannel=233
TO LEARN MORE, 3 SUGGESTIONS FOR YOU
► NEW podcast channel "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
► To see updates and take part in polls, join my TELEGRAM "Josh Tan Investment Official Group" here - https://t.me/pi21k
► Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:00 Introduction
1:11 Increase in tax for luxury cars
1:58 Increase in buyer stamp duty
3:44 Working mother child relief
5:54 Cash to you
6:41 Property grants
7:37 Child cash grants and CDA
9:28 Cpf salary ceiling
10:54 Prediction from Josh Tan
cpf #cpfceiling #budget2023 #lawrencewong #singapore #singaporebudget2023 #money #buyhdb #tax #taxrelief
Torres Pit托哥 @torrespit666 interviewed students in NUS about their expected salary and some comments got netizens surprised!
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on YOUTUBE and leave comments
https://youtu.be/WCDO-BuSZ2w
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 Introduction
1:10 First interview BBA - Business administration and economics
6:40 Data of starting salary
8:12 Second interview Bachelor of computing in computer science
10:38 Third Bachelor of Philosophy, Politics and economics PPE
15:20 Is a degree still recommended?
17:02 Josh recommendation for new graduates
torrespit #torres #nus #startingpay #income
►NEW WEBULL OFFER with Josh Tan 🔥 https://www.webull.com.sg/i/joshtan
Today you'd hear about seven ways to ruin your financial freedom. If none apply to you, congrats! You are very likely going to reach financial freedom.
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
0:45 First way
2:02 Second way
3:39 Third way
4:30 Fourth way
5:27 Fifth way
6:12 Sixth way
7:11 Seven way
financialfreedom #financialindependence #retire #retireearly
Leave your comments on YouTube JOSH TAN - TheAstuteParent https://youtu.be/27z-TRdubk4
Today we'd be talking about Jay Wey who is big on youtube and tiktok. He has shared that he has made $120k a year from this side hustle.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on YOUTUBE: leave a comment there
https://youtu.be/S4LEArKZaMI
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
Video: https://youtu.be/ZGfod3BKpP8
Living On $120K A Year In Sunnyvale, CA | Millennial Money
0:00 Introduction
0:50 Jay's background
1:20 Social media income
3:15 Josh income tips
4:12 Jay puts $5,000/m into crypto
6:38 Is Jay's expenses real?
8:07 How you can improve finances for 2023
10:32 Josh expenses
13:22 Paying yourself first
jay&sharon @JaySharon #expenses #sidehustles #income
ENGAGE Josh Tan on a fee for full retirement planning NOW - Hear the IMPROVEMENTS you can make IMMEDIATELY!
► https://www.theastuteparent.com/josh-tan
Today we've a fantastic case to discuss regarding housing, wealth building and retirement planning.
0:00 Introduction
Breakdown of assets
1:16 Property
Mortgage locked in at 2.45%pa
5:20 How to deploy cash
7:06 Sell HDB
8:59 No solution
9:43 Insurance
10:42 $2,800 cash only
11:43 University fees cost alot
12:22 Her CPF
retirement #retire #retirementplanning #financialplanning #financialadvisor
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
►NEW WEBULL OFFER with Josh Tan 🔥 https://www.webull.com.sg/i/joshtan
You'd hear 7 money mistakes we made when we were younger. Hopefully, by avoiding these, you can save some money and time
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
Soon Min also shares with you on personal finance and money matters
Check his channel at https://www.youtube.com/@UCtk25Tw-O0o4hhG7YhYsOGw
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
1:00 Some usual points
3:36 Paid courses
5:56 Starting business
8:26 Speculating
11:17 Spending on partners
12:41 Overcommitting
14:51 MLM
19:10 Lifestyle upgrade
21:19 Rounding lesson
webull #moneymistakes #money
👏 Catch this episode on YOUTUBE "The Josh Tan Show" and leave your comments there - https://youtu.be/8_TBZ_awN9w
Side Hustle Review
The podcast where we learn about all types of side hustles to start making you money today
Listen on: Apple Podcasts Spotify
In 2022, there are more than 365 million dollar HDB transactions. 75 of them are million dollar HDB maisonettes. Jurong seen it's first million dollar hdb flat.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
0:00 Introduction
2:12 Latest million dollar maisonettes
3:40 Younger flat vs rare HDB maisonette
5:36 Jade Rasif concern on homes getting too expensive
7:15 Affordability on BTO
8:40 Grants to create affordability
9:35 2010 to 2019 PSF data
11:20 Have salaries increased?
12:44 Last thoughts
hdb #hdbflats #maisonettes #property
TO ENGAGE JOSH TAN ON A FEE FOR PROFESSIONAL PLANNING
► https://www.theastuteparent.com/josh-tan
Say NO to get rich quick schemes! These are the 6 levels to build up that in your journey towards financial freedom. Building up wealth is like building up a building. Know what to anticipate moving forward in this journey and how to get to financial freedom successfully
0:00 Introduction
0:47 Emergency cash
2:10 Pay yourself first
Focus on improving your income.
Do a regular investing program
4:10 Investing an equal amount that you spend on luxury
Delayed gratification
5:10 Invest 50% of your pay increment
Financial freedom means 25x of your annual expenses
7:04 Get your first $1,000 in passive income
9:17 Fully live off dividends
Generational wealth is built
11:49 Summary
financialfreedom #financialindependence #thejoshtanshow
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Today we'd talk about all the different kind of side hustles you need to know. Side hustles are increasing popular with working adults and professionals.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
1:07 Teach something you love
Badminton, swimming, piano coach/instructor
4:03 Social media manager OR digital marketer
5:35 Pet services
8:05 Video editing
12:17 Tuition
14:18 Videographer/Photographer
Selling i-stock images. Doing freelance wedding shoots.
17:23 Youtuber
20:21 Financial adviser/Property agent
Mindset is better to be full time.
22:34 Bonus point - Driving grab or food delivery
23:47 Conclusion
sidehustles #makemoneyonline #makemoneyonline
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Side Hustle Review
The podcast where we learn about all types of side hustles to start making you money today
Listen on: Apple Podcasts Spotify
They said we need $227k income to be happy? That got us riled because IF it was true, quite simply, many around us would be unhappy.
We agree that there is a certain number though that is needed to feel happy at the very least. Let's discuss...
COMMENT IN YOUTUBE https://youtu.be/XTMCsaCVS0I
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
Soon Min also shares with you on personal finance and money matters
Check his channel at https://www.youtube.com/@UCtk25Tw-O0o4hhG7YhYsOGw
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
0:27 Skandia International Report findings
1:51 $75,000 income level for happiness
3:11 Is $75,000 still enough today
11:44 $30,000 job you like vs $100,000 job you hate
16:34 Our best answer
16:56 Tips and advice for young people
money #happiness #thejoshtanshow
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
________________________
Side Hustle Review
The podcast where we learn about all types of side hustles to start making you money today
Listen on: Apple Podcasts Spotify
In the latest Ocbc wellness index for 2022, there were surprising findings. Many lack emergency cash and the index has fallen back to 2020 levels.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
Gerald Ong youtube: https://www.youtube.com/c/GeraldOng
howtoinvest #ocbc #ocbcwellness #emergencycash
OCBC wellness index link - https://www.ocbc.com/iwov-resources/sg/ocbc/gbc/pdf/campaign/financial-wellness-index/fwi2022-report.pdf
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introduction
1:28 Lack of emergency cash
8:50 How much emergency cash is needed
11:33 Unrealistic retirement expectations
19:05 Where are Singaporeans investing
23:45 Crypto contagion and cold wallet
27:20 Expected returns are dropping
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Side Hustle Review
The podcast where we learn about all types of side hustles to start making you money today
Listen on: Apple Podcasts Spotify
Question : Pay off mortgage loan OR NOT?
Background
- Male aged above 55
- His bank mortgage loan is on floating rate and has spiked from 1% plus to 4% plus.
- Has enough in CPFOA to pay off the loan together with wife
- However, they are still in lock in period and face a penalty
👏 Catch this episode on YOUTUBE and LEAVE COMMENTS
https://youtu.be/DuBHuvmtvac
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
👏 Soon Min also shares with you on his recent home purchase
Check his channel at https://www.youtube.com/@YourMoneyGame
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
0:00 Introduction
0:40 New home
2:00 How to budget for home
6:20 $0 in renovation?
9:46 Biggest regrets and proudest aspects
12:56 Repay $305k or not
17:00 Bank vs hdb loan
18:46 CPFSA shielding
23:00 Accrued interest
27:47 Why pay penalty
32:40 Cash to buy deposits?
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
homeloan #bankloan #property #hdb
DBS may be the cheapest fixed home loan rate at 4.25%pa.
But fixing for 5years, is it a good idea?
There is also a two-in-one home loan with DBS.
But beyond the current home loan rates, what else do you need to know now on home loan and property price trend next?
ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!
► https://www.theastuteparent.com/josh-tan
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
Get Josh Tan's Choice For Mortgage Loan Now: Email to joshtantap@gmail.com
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
0:00 Introductions
0:58 Best floating package
UOB promotion rate for $500k and above is 3M SORA + 0.7%
2:47 OCBC home loan package
3:20 DBS fixed rate and two-in-one home loan package
New options to fix up to 70% of loan
5:12 CPF losing you money
How about CPF rules for property to be changed
6:20 CPF special account for home loan?
Can this idea be explored
8:35 Floor rate for TDSR
Could this be a new cooling measure coming.
9:58 Making profits now is really hard
mortgage #mortgagerate #mortgagecost #property #sgpropertyinvestment #cpf #cpfoa #cpfsa
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
WANT TO HAVE YOUR QUESTIONS ANSWERED NOW? Drop a mail bag to JOSH here to joshtantap@gmail.com
PS: Please me your story and your constrains and you'd get solutions on how to improve instantly. All personal details will be kept confidential unless stated.
NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now
► https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
OHMYHOME (Use Referral link now to get RESULTS for your property sale today!) -
► https://calendly.com/ohmyhome/ohmyhome-joshtan
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
NEW JOSH TAN FINANCE SUMMIT! Coming To You On 3rd Dec 2022 At SMU School Of Economics. LEARN NOW - https://www.eventbrite.sg/e/450553737357
Secure your seat NOW and tickets sales will close when full!
From this event, you'd learn straight away what to look out for year 2023.
Key points for this summit that you can walk away with immediately
- Revealed: the BIGGEST RISK in the financial markets RIGHT NOW
- Revealed: the OPPORTUNITIES to start looking at and buy
- Costly mistakes to avoid in this bear market that will save you a lot of money
This is a full education summit and you won't need to worry about hearing any selling of products.
From this summit, you'd get exclusive memos from my privately managed portfolio.
Limited seats in SMU School of Economics lecture room!
Secure your seat NOW and tickets sales will close when full!
BUY your tickets today and you'd get a copy of my e-book
"HOW TO $1M - edition June2022" emailed to you immediately! See you real soon!!
In today's podcast, we discuss about Jeremy Schneider who achieved financial independence at 36. He received a $2m payout. $2M? That's because he started a business and was successful in it.
It is possible to earn well and build up wealth early via business.
With the money he travelled for 1 year and enjoyed his life. But soon though, he realised he felt something MISSING...
financialfreedom #financialindependence #thejoshtanshow #geraldong #personalfinanceclub #fire
Gerald Ong youtube: https://www.youtube.com/c/GeraldOng
Original interview on CNBC Make It - How I Retired Early With $3 Million At 36 In San Diego | Fired Up https://youtu.be/QhJV5ecFBrI
0:00 Introduction
1:50 Background of Jeremy
3:45 Gerald Ong BG Badminton
8:20 Retirement is NOT AN AGE
12:00 FIRE was fun only for awhile
14:45 How much needed to FIRE
Financial independence retire early
19:03 Bonus Finding peace with how much money you have
NEW JOSH TAN FINANCE SUMMIT! Coming To You On 3rd Dec 2022 At SMU School Of Economics. LEARN NOW - https://www.eventbrite.sg/e/450553737357
Full video: https://youtu.be/BlfQzes8jHI
REITs have fallen badly recently and it is not difficult to get 5-6% yield at current prices. If you have $100,000 and you want to invest for dividends, this is my suggestion on what to buy.
✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!
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✅ NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
FOR INVESTING, 3 SUGGESTIONS FOR YOU
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TO LEARN MORE, 3 SUGGESTIONS FOR YOU
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By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
► To get updates on TELEGRAM, JOIN "PASSIVE INCOME 2.1k" here - https://t.me/pi21k
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0:00 Introduction
1:00 Mapletree Pan Asia Commercial Trust
4:57 Suntec Reit
6:37 Parkway Life Reit
7:55 Capitaland Ascott Trust
10:21 Who is not in
12:12 Mapletree Industrial trust
reits #dividendinvesting #dividend
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
WEBULL (Free Stock Promotion Now!) : https://www.webull.com.sg/i/joshtan
REGISTER INTEREST FOR JOSH TAN FINANCE SUMMIT - https://theastuteparent.com/finance-summit
Today I'd be doing a reaction video to an ad for investing and retirement planning that I saw from Moneysense. In the ad, interviewees were asked a series of questions on investments and retirement planning and I'd like to give my take on it.
joshtan #moneysense #retirementplanning #webull
✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!
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✅ NEW EDITION 4Q22 - Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now https://www.theastuteparent.com/2022/10/best-home-loan-to-refinance-best-mortgage-term-insurance-now-edition-oct2022/
BUY SOMETHING YOU VALUE ✅ ✅ ✅ (All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
2 PRIVATE MEMBERS channel
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3 SUPER THANKS Stickers & Super Chat during LIVE SHOW
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► NEW LIVE Q&A "The Josh Tan Show" On Personal Finance: https://www.youtube.com/c/THEJOSHTANSHOW
By Spotify - https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
► To get updates on TELEGRAM, JOIN "PASSIVE INCOME 2.1k" here - https://t.me/pi21k
► Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy/
► Looking For A Career With Us https://www.theastuteparent.com/contact-us/
✅ ENGAGE Josh Tan on a fee for financial planning to build towards for your retirement!
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0:00 Introduction
0:56 Bond interest rate going up
How To Build $400 Monthly Guaranteed Passive Income Using Singapore Savings Bonds (SSB) Bond Ladder! https://youtu.be/3j6OQhZwFc8
2:06 Better questions to ask
What are your worst investments
What are your best investments
3:29 Who I listen to for investments
4:26 What would you invest if you have $100,000
7:30 High risk high rewards investing idea
9:00 Investing into gold and etfs
12:10 What to expect from investments in 1year?
14:46 One thing you would like to know more about investing
MoneySense Video Ad link - https://www.facebook.com/MoneySense/videos/884516402515067
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and service
REGISTER INTEREST FOR JOSH TAN FINANCE SUMMIT - https://theastuteparent.com/finance-s...
Today we will discuss a case of a family with higher income level. They are looking to sell their hdb and buy a new condo. Will property be a good place to save and build wealth?
They can take a $2.2m mortgage loan but what are risk to take note?
thejoshtanshow #hdb #propertyupgrade #property
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
✅ Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/...
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com...
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jm...
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsult...
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summ
Today we'd discuss more on the cooling measures recently introduced by HDB. In general, downpayment need is more and the max loan amount is reduced.
This creates more prudence in home affordability which is good.
There's also a 15mth cooling measure to prevent private home sellers from buying HDB flats. Exclusion to this clause is IF buyer is age above 55 and buying a 4rm HDB and below.
So why have some people misunderstood who the impact is to most? Why have they misunderstood governments intentions?
hdb #coolingmeasures #renting #passiveincome
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
✅ Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/
✅ Gerald Ong Channel https://www.youtube.com/c/GeraldOng
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Today we'd discuss about a story of an old man featured on Straits Times and discussed on The Woke Salaryman. I'd like to help expand on the topic further and educate more on retirement and LPA.
With $1m of savings this old man chose to live in a HDB rented flat. He was frugal and mainly ate at hawker centres. It was the onset of dementia that resulting in him becoming mentally incapacitated and how his story was discovered.
He has enough in CPF and income streams from annuity plans.
What can you learn from it? Did he do the right thing? What is a lasting power of attorney LPA?
More than that,
Article: https://www.straitstimes.com/business/invest/elderly-man-who-lived-in-hdb-rental-flat-has-1m-savings
retirement #annuity #1miilion #cpf #retire #straitstimes #lpa
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
✅ Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
___________________________________________________________________________________
About Josh:
Josh holds a degree in Accounting from NTU.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
🤝 Engage JOSH TAN on a FEE to build towards for your retirement, achieve your breakthrough TODAY: https://www.theastuteparent.com/josh-tan 🤝
Today we'd discuss about the new property cooling measures introduced in Sep2022.
Higher interest rates are used when assessing borrowers’ repayment ability, more upfront capital is needed and a NEW 15mth cooling period for people who sell their private property before they can but a HDB. Check our YouTube to leave your comments!
We'd cover
- Is government too concerned about rising HDB prices?
- Who the new cooling measures will affect
- What could happen to sg property market
coolingmeasures #property #propertycoolingmeasures #hdb #propertymarket
buyproperty
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
Today I'd be sharing my thoughts to simple steps suggested in a podcast by CNA Money Talks. Veteran finance journalist Goh Eng Yeow stopped working full-time when he was 56. He talks about his journey and how he did it.
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
✅ Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/
0:00 Introduction
0:30 Writing books
1:38 Semi-retirement
3:10 Story of friend changing cars
5:23 Usual complains on work vs family
7:09 Story of lawyer friend who sold home
8:10 First investment and investment tips
Look for opportunities around you
Don't avoid diversifying and know how to build up significant stakes
12:20 Luck and investing
13:29 Financial planners and FIRE
Financial independence retire early and financial minimalism
fire #financialfreedom #financialindependence #cnamoneytalks #cna
Today's case study is on a household with a 5-figures combined income but yet are struggling to save money. The wife shared on SG Whispers and it garnered a lot of reaction because she gives a lot to parents and her credit card bill seems large.
We offer suggestions on how they can optimise their expenses to save more. We also look at some of the risks involved at their current financial situation.
moneytips #money #personalfinance
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
✅ Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 Meet Josh Tan On Instagram https://www.instagram.com/joshconsultancy
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
👏 Check out Benedict's Medium: https://medium.com/@thebenedictgoh
👏 Check out Benedict's Investment Newsletter: https://benedictgoh.substack.com/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
0:00 Introduction
1:51 Allowance For Parents
4:51 Credit Card Expense
8:05 Cost of Enrichment Classes
9:30 Having A Direction In Your Finances
10:09 Pay Yourself First
11:40 Having Sufficient Insurance Coverage
moneytips #personalfinance #insurance #monthlyexpenses
Stories and Strategies for Public Relations
Communication is in every facet of our daily business.
Listen on: Apple Podcasts Spotify
Today, we will be sharing our thoughts on an article that slammed millennials for subverting conventional ideas of work and finances, by wanting to retire early.
Are millennials an entitled bunch? Is it wrong to want to retire early?
Let's explore the main talking points.
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
✅ Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/
👏 INSTAGRAM Saying Hi! View community pictures: https://www.instagram.com/joshconsultancy/
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
👏 Follow Benedict on Medium: https://medium.com/@thebenedictgoh
👏 Check out Benedict's Investment Newsletter: https://benedictgoh.substack.com/
0:00 Introduction
Why we disagree with some points.
Steve Jobs on not being trapped by DOGMA
01:06 FIRE in its most extreme form?
03:01 Thoughts on extreme frugality and meticulous planning
06:02 Examples of common sense investing
06:48 Delaying marriage and home ownership in favour of securing financial independence
10:17 When FIRE takes away from enjoying life
13:35 Is it ok to spend on wedding?
16:48 Is spending on extended vacation irresponsible?
20:19 Cost of missing out on experiences
Article: https://www.channelnewsasia.com/commentary/fire-financial-independence-retire-early-work-jobs-invest-2881331
moomoo #financialfreedom #financialindependence
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
Stories and Strategies for Public Relations
Communication is in every facet of our daily business.
Listen on: Apple Podcasts Spotify
What will you do if you made enough to retire at age31? Today I've invited a friend of mine Damien to share with you his story and why he didn't retire even after getting a payout. Instead, he created a new business which you may have seen - GYMPOD.
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a mail bag to JOSH here =)
Email: joshtantap@gmail.com
PS: Please elaborate with as much DETAILS!
✅ Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/
1 ONLINE INVESTMENT COURSE AT JOSH TAN ACADEMY
► Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
👏 Catch this episode on SPOTIFY
https://open.spotify.com/show/7Hdw7jmi6vLvTt7IQP9Bn3
👏 INSTAGRAM Saying Hi! View community pictures: https://www.instagram.com/joshconsultancy/
👏 TIKTOK: https://www.tiktok.com/@joshconsultancy
👏 Looking to be a sponsor? Email to joshtantap@gmail.com
👏 Check out Benedict's Investment Newsletter: https://benedictgoh.substack.com/
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
0:00 Introduction
0:30 Damien's story on his first startup
1:13 Why Damien started THE GYM POD
2:30 Q1 Is it more stressful to finances being an employee or an entrepreneur?
4:26 Covid impact on THE GYM POD's business
Why the variance on payout is much bigger being an entrepreneur
7:42 Why not retire early?
Damien's passion in creating products
9:08 How Damien allocated his payout from selling his first startup
9:55 Q2 Is it easier to reach financial freedom as an entrepreneur or an employee?
12:19 Q3 Is it too difficult to start entrepreneurship at this phase in life?
Using side hustles to test and building enough capital first can mitigate risk.
gympod #thegympod #financialfreedom #retireearly
Today we will do a reaction to an article that profiled a couple in their 30s who have retired with a pot of $1m in US. They share their 13 rules for financial freedom and let's explore what we can adopt.
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0:00 Introduction
0:40 Is $1m enough for a couple in Singapore to retire?
With kids, the expenses are higher and the ability to save is less.
2:56 Rule 1 ignore your passion
4:46 Rule 2 Learn from millionaires
6:53 Rule 3 Cut away losers in life
You are the average of the closest five people to you
7:37 Rule 4 Exploiting your 9-5pm job
Employers provide training and staff benefits
9:17 Rule 5 Switched companies 5 times in 14 years
10:37 Rule 6 Automate everything
12:57 Rule 7 Ignore the haters
14:34 Rule 8 Ignore the joneses
17:02 Rule 9 Prioritize open communication
17:40 Rule 10 Prioritize health
19:24 Rule 11 Avoid credit card debt
22:03 Rule 12 Say yes
25:23 Rule 13 Stopped going to bars
Article: https://www.cnbc.com/2022/07/23/self-made-millionaire-simple-money-habits-i-used-to-save-1-million-and-retire-early-at-35.html
✅ Find Out Josh Tan's Choice For Mortgage Loan & Term Insurance Now Edition Aug22 https://www.theastuteparent.com/2022/08/best-mortgage-to-refinance-best-mortgage-term-insurance-now-edition-aug2022/
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Today, we'd discuss some of the points raised by PM Lee during national day. These include a wide range of topics from inflation to CHINA/TAIWAN risk of war.
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0:00 Introduction
1:09 US/TAIWAN/CHINA War tension
What to look out for investments
5:38 Inflation
9:15 Strong SGD
This is to ward off some of the imported inflation
11:32 Retiring overseas
14:52 Low interest environment may have ended
pmlee #leehsienloong #nationalday #inflation
In a CNA interview, Christopher Chong shared about his goals on financial independence retire early FIRE. Key targets include a $1m investment portfolio and using barista fire strategy to sustain expenses to leave the corporate world earlier.
Today we'd be debating on five key points regarding his sharing and hopefully adding our unique perspective to it.
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0:00 Introduction
2:10 Point 1 - If you get to financial independence, will you retire early?
5:50 Point 2 - Which FIRE will you choose? Barista fire, LEAN fire, FAT fire
10:00 Point 3 - Is FIRE for everybody?
15:36 Point 4 - What is a right expected investment rate of return to reach FIRE?
20:45 Point 5 - Is $1m enough for retirement? What about a smaller number like $800k?
fire #financialfreedom #financialindependence
In a previous episode, the wife shared her view point as to why she wanted her husband to contribute more expenses but he disagreed. He has wrote in to explain and today we'd discuss his view point on spending on expenses, kids preschool, investments and upgrading home!
Previous video $245,000 Combined Income But Unhappy About Expenses? (PART i) | Should They Upgrade HDB To Condo? https://youtu.be/DCx9NTLV5l4
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0:00 Introduction
1:18 Husband shares expenses
6:04 Summary graph on husband's previous breakdown in finances
Discussion on emergency cash
13:33 Should they upgrade HDB to condo in future?
245k #financialplanning #howmuchtosave #expenses
Today's case is on a situation where new housing arrangements are needed. Male in 40s is looking for his own space with his current partner. Current flat has parents and there are relationship hurdles to co-living.
Should he pay ABSD to buy a new condo to move over?
If he rent's is it a waste of money?
property #sgpropertyinvestment #sgproperty #hdb
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/
👏 Catch this episode on YOUTUBE and leave your questions
https://youtu.be/f-fNDb70fH4
Today's case study is about a 30yo couple and husband has just gotten a pay raise from a new job. However, there seems to be unhappiness about how to share the household expenses moving forward and there is tension as to whether or not to upgrade from HDB to a condo.
0:00 Introduction
Married with 1 kid and another on the way
1:00 Couples comparing income
2:00 Details of new husband pay of $160,000
4:45 Wife's new proposal for husband to contribute more
Question, if your take home pay has increased slightly, would you contribute more to family expenses?
6:08 Is a joint account for couple recommended?
Concept of side stash budgeting
7:32 Investing for this couple
Communication is important to define the goal and update on the process
Investing from a joint account
10:30 Upgrading HDB to Condo
Understanding lifestyle inflation
13:30 Suggestions before upgrading
sellhdb #savemoney #sgfinance #expenses #personalfinance #financialfreedom #upgradehome
Today's case study is on someone who had a portfolio of about $1.3m in Jan22. She was intending to quit in 2022 for early retirement or at least a sabbatical. But right now, the portfolio has dropped to $975k only. Should she still quit? Should she sell some of her portfolio?
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LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
(All sales will be part of the $10,000/y JOSH TAN BURSARY to NTU for two deserving students or towards promoting financial literacy)
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/
0:00 Introduction
2:46 What was the portfolio composition in Jan2022
What should be in your portfolio when you retire
Equities are volatile.
4:34 What you need before retiring early FIRE
Investment experience in a bear market is a learning point
7:43 Question: Sell those in profits or those in deep losses?
She needs to get out cash to fund expenses in retirement.
General tips on how to sell stocks and how to sell from a portfolio during your retirement
fire #financialindependence #financialfreedom #retirement
0:00 Introduction
1:27 Gradual investing
What to look out for if you are not familiar or confident
How to properly invest and not buy too many stocks or funds.
3:04 Should they pay off mortgage
What is good debt and bad debt
4:14 Singapore savings bond
June2022 rates are at 2.71% for 10y average
6:24 Why some older folks swear off investing?
6:48 Why some people swear by property?
investing #ssb #singaporesavingsbond #mortgage #thejoshtanshow
Case study is on a family with guy aged 45 and wife is 40. There are bills to pay and they can't save anything per month. With inflation rising, he is concerned about their retirement.
- 3 children between the ages of 3 to 10 years old
- Living in a resale 5 rm HDB in Clementi that is fully paid and own a Japanese car.
- Although CPFOA is below 30k each, they manage to just hit the min sim of 192k in our SA.
- We do have a little savings of ard 50k for rainy days
- income combined is around SGD$10-11k.
0:00 Introduction
2:07 Car loan
BECAREFUL IF YOU WANT TO REPAY BACK YOUR EXPENSIVE CAR LOAN | Car Loan Interest Explained! https://youtu.be/aCwi9zHjAhg
6:11 Understanding desire and how it is the solution to worry
My story on how I grew in 2020 and 2021
9:37 Is there a solution?
3 areas to look out for. Includes handling car loan moving forward
joshtan #thejoshtanshow
I visited Melaka recently and it was our first overseas holiday since covid broke out. Melaka condos have seen a BIG drop in prices. Melaka malls are seeing poor occupancy, all the money changers I know of have closed shop and tourism is only just recovering. Today, you'd hear tips on what to look out for if you're travelling there too.
Next, we'd discuss on the topic of MONEY. Money is what many focus on but what I'd argue that what you really want is wealth. Wealth buys you freedom. That's why this movement of financial freedom. If you focus on the absolute amount of money you have, you're going to get stuck in your happiness.
Blog on recent trip https://www.theastuteparent.com/2022/06/melaka-holiday/
Melaka restaurant reviews https://holidaytriptoday.blogspot.com
0:00 Introduction
0:47 Case notes
How to understand insurance coverage needed
Why 15% saved up is concerning.
Habits that impact how much is saved
5:09 How to and why need to stretch every dollar
With second kid, expenses will rise further
6:32 Fixed deposits approach?
It signals a scarcity mindset.
The savings can be in Singapore Savings bond, cpf or repaying off loan
8:39 Stock investing
Investing into S&P 500 or STI etf
11:26 How to approach "how much is good enough"
saving #savingmoney #sgmoney
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from channel are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
I'm also working towards my own financial freedom journey. That is why I look at my bank account transfers and credit card expenses periodically.
0:00 Introduction
Cash is like having soldiers. Are they useful or just idling in camp?
1:00 My own bank account statement
Why I've even increased my allocation to China tech equities
How I dollar cost average into GEMINI now for ETHEREUM.
My passive income sources in green.
I've EPS for 2 stock purchases.
4:48 How I save and invest 70% of income
My starting amounts were way lower. It takes awhile to build.
Maximising your resources are fully your decision
5:38 Steps to building towards financial freedom
7:07 My strategy in credit card spending
Which cards do we use.
8:20 My estimate on groceries/dining/bills per month.
9:24 Big rounding point on financial freedom
financialfreedom #saveandinvest
✅ Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
~ Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus.
It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
There has been a new record set for a HDB which is a fresh 5y unit at Henderson (redhill) which went for $1.4m!
If you are a young couple seeing new record numbers every day, how should you handle your FOMO?
What kind of marketing messages should you prepare yourself for?
I'd share with you my journey and also talk about
1) Where are the big gains from and choosing the right HDB ownership structure
2) Defining you long term goals and understanding increase expenses with your next stage in life
3) Bank loans vs HDB loans and renovation loans
hdb #property #singaporeproperty #buyinghome
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Today's case study is someone with $7,200/m income but has not saved up much yet. There are goals coming up soon such as marriage and possibly migration.
Question: I have little to no savings but I am looking to get married in 2-3 years time and migrate overseas to where my fiancé is.
My fiancé on the other hand had just switched career and thus doesn’t have much money.
I recognise that wedding, marriage, migration are all huge expenses and I am very worried that I won’t have enough to tide through.
I have began some budgeting but I feel lost and I don’t know if I am going in the right direction.
How can I save better so that I can fund my 2-3 years life milestone?
What can be done financially? Is it too late to save up?
Details on personal finance situation
- Around 30yo with take home pay $7,200
- Single and engaged & also exploring migration
- Fiance has not saved up much yet also and may be furthering studies
- $900/m in savings plans and $400/m in insurance plans
- $1,300/m to family
- Personal expenses of $2,000 (Of which $500/m is on grab)
- Net savings about $2,600/m recently achieved from cutting back on food, transport and shopping cost of which $500/m is towards investments
HOW TO BREAK THAT PAYCHECK TO PAYCHECK CYCLE
1) Track your spending - what is fixed cost what is variable cost
2) Create budget – LIMITATIONS. Instant gratification
3) Be accountable to someone
OPEN THE DIALOG OF BORROWING MONEY EARLY
Check if possible to borrow from family and be transparent about it.
Don’t wait until last minute.
As a couple be transparency about your money.
Start a joint account. How much can we contribute.
What are our dreams? Why are we making sacrifices? What rewards are in for us?
personalfinance #savingmoney
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/
👏 Catch this episode on YOUTUBE
https://youtu.be/fU5oH7Y0P8o
Fresh grad in finance earning about $100,000 annually.
New to investing and has started small amounts of less than $3k into robo portfolio and crypto.
Will be looking to buy HDB BTO to save cost but is concerned about development time and opportunity cost of waiting. Thinking whether condo or hdb is better?
Planning to have kids in 5years and hoping to build to $1m in 10years!
More info from case study
Paying more than $1k in insurance
Looking to purchase ETFs due to occupation and also stake more in cryptos
Article mentioned on See Family https://www.straitstimes.com/multimedia/graphics/2022/04/what-life-in-Singapore-is-like-with-8-kids/index.html?shell
millionaire #howtobecomemillionaire #millenialmoney
Watch episode on YouTube to leave a comment https://youtu.be/MBF9FHzDUWc
emb marine merges with Keppel Corp and will form a new entity
Refer to previous tutorial KEPPEL CORP SHARES, IS IT A BUY NOW? 🔥 MAY MERGE WITH SEMBCORP MARINE! https://youtu.be/v5bDZYGkJ_E
iFAST Q12022
Previous tutorial https://youtu.be/7f9IysYT8gM
WHY iFAST SHARE PRICE DOWN? 😱 But Will iFAST Win Malaysian Digital Bank?
APAC REALTY
APAC Realty will see new majority owners who bought in at ONLY 61c.
What should you think of as a shareholder? What are the odds of a delisting?
How does this affect Propnex? Are we at the peak of property cycle?
SIA good to buy?
I prefer SATS and there are changes to flights right now due to air space closure.
City Development good to buy?
New CEO for company and they have written off losses in China.
I prefer Ho Bee Land
Palm oil and Wilmar International
Palm oil stocks have dropped, are they an opportunity?
Is china going to drop its oil consumption with lock-downs?
Tesla share plunges after Twitter bid accepted.
From earnings perspective, Tesla has grown strongly
NASDAQ plunges to new low
What to think of vs STI...
First case study today is from The Simple Sum
Story goes like this – Lady who likes to knit. She can do very nice sweaters and stuff.
She was orignially knitting to create gifts: knitting was a way to reduce stress
Soon people asked if they could buy
Once she started selling, she realised the stress of running a business.
There are complaints and deadlines to meet which are unpleasant.
Soon she closed. What can you learn?
Article from THE SIMPLE SUM: https://thesimplesum.com/i-turned-my-hobby-into-my-side-hustle-and-it-became-a-nightmare/
Second case "Question is, should I leave my job now or should I leave after officially getting my degree?"
Background
I’m a single 27 years old male, working full time in the finance industry, while studying part-time in a university (pretty much half-way done).
Income about $30,000 a year.
Invested $50k into liquid assets (stocks, cryptos), saved $10k in spare cash. Net worth about $65k not including CPF.
Have a goal to reach $100,000 by 28
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sidehustle #careeradvice
She needs some personal space and needs a place to call home. Should she spend on rent to get that? But wouldn't that set her back a year or 2 from buying her own flat?
We would discuss on rules of buying property for single in Singapore.
Case background
- Currently aged24 this year, just started working recently with an income of $3400/m
- After cpf, take home of around $2,700/m and with tuition as a side income of $800/month.
Currently invested with 35k in stocks and 10-11k savings for emergency purposes
financialfreedom #buyhdb #buyorrent
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/
✅ Youtube link to comment ~ https://youtu.be/-vyVi5nvAHg
Guy age30 aiming to be a millionaire by age50.
Current annual income is around $40k.
Housing? Staying with parents currently but may want to buy property at age35 or if married then.
Savings rate? Investing at least 50% which is at least $1,300/m. Is tracking personal growth closely. Has emergency cash saved up.
Insurance? Health, accident and life insurance more than $150/m – Thinking of changing to term plan so as to invest more.
Dream? Get a 5% dividend payment from $1m pot. If achieved can retire at age50. Prefers investing over topping up to CPF which is illquid
financialfreedom #retirement #retireat50
Today we'd discuss on a case where a family of 4 in Singapore with household income $100k.
They are still able to save but does not seem to be building wealth fast enough. I'm concerned that at saving pace, the couple may not build enough for retirement.
Case study: combined $6,000/m take home income
- $1,900/m fixed expenses
- $500/m childcare
- $600/m into health insurance and wholelife plans
- $1,000/m into endowment plans and investment linked plans
Net amount saved of $1k to $2k per month
What can parents of young children take note of?
What are pitfalls to avoid in planning personal finances and insurance?
personalfinance #savemoney
Decisive move to live with Covid! Really? Are we ready?
Many are angling to meet up with friends and families in groups of 10.
It could be a restaurant or a small party.
This has implication to restaurants, malls, events companies etc.
Today, we'd discuss them.
Another sector worth exploring is the travel sector.
Are they due for a revival?
covid19 #singapore #singaporecovid19 #travelindustry
Goldman Sachs forecasted a 20-35% odds of a recession in US. Is it cause for your concerns?
What about FED raising rates by 25bps. And forecasted to raise it all the way to 2%.
What should you do and what should you take note of?
interestrate #fed #fedhike #recession #inflation
Video to leave your comments https://youtu.be/nwr3DtPKKM8
I was once a critique of 1m65 but I've changed my view along the years as it is indeed a predictable path to building wealth.
Today, I interviewed Mr Loo Cheng Chuan who runs 1M65 and 4m65 and asked him his perspective on a few financial topic such as the power of compounding, CPF limits and retirement planning mistakes.
0:00 Introduction
2:24 Q1 How do you teach your kids about money when they were younger?
Strategies to teach and demonstrate money and compounding to your children.
8:10 Q2 How do you spend your time in semi-retirement?
11:28 Q3 Can you get CPF from more than one employer?
There is an annual limit of $37,740 per employer.
Are there strategies?
15:12 Q4 CPF Full retirement sum FRS will be raised by 3.5%pa, your thoughts?
Full retirement sum FRS affects how much you can cash out from CPF at age55
26:22 Q5 What are some retirement mistakes and questions that you have been asked on?
Visit 1M65 Youtube: https://www.youtube.com/channel/UCd273tHeZ_v8miEED5MZasQ/featured
1m65 #cpf #frs #retirement #retirementplanning
Lisa from Lisa Adulting is a young working adult and the sole breadwinner for her family. Find out her journey in adulting as well as key points in budgeting. These include 50 30 20 rule that young adults can adopt.
Earning, saving and investing are crucial to succeed financial and hear my take on how I'd do things differently.
Video : How I Live on a $3200 Monthly Salary in Singapore | Budgeting as a Homeowner and Sole Breadwinner
adulting #budgeting #saving
Today we have a question from a fan who has a fully paid HDB maisonette. Should they sell to kid and cash out from retirement? Are there other ways to generate money for retirement?
Any suggestions here are for education and entertainment purposes and does not constitute personal advice.
Q&A for any questions you may have
- Should you sell your home?
- What to do on retirement cash?
- How to invest retirement cash?
- Do you have enough for retirement?
Leave them in the comments sections replay or live!
Sources
HDB Lease buyback https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/for-our-seniors/monetising-your-flat-for-retirement/lease-buyback-scheme
DBS Home equity income
https://www.dbs.com/newsroom/DBS_unveils_market_first_financing_solution_for_seniors_with_private_residential_properties
bto #dakota #hdb
I've upgraded the seriousness of this Russia war in a latest video on the main channel. Today is a Q&A for any questions you may have
- Should you invest now?
- What to buy?
- What is my opinion of this war?
Leave them in the comments sections replay or live!
As always this is NOT investment advice and information presented are to the best of my ability.
We will start the video with a quick intro on part war impact on stock markets!
russiawar #marketcrash
Leave your questions on YouTube: https://youtu.be/U7Orlraggck
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/
If someone had invested into US stocks recently, it would most likely be swimming in a sea of red. Today I'd like to show you how I've approached investing and suggest what you can consider for yourself.
0:00 Introduction
1:00 Get ready for more bad news.
I originally linked the crisis closer to Crimea annexation but I'm now leaning more towards the gulf war impact at least.
Commodities has been something I've invested in and suggested
2:03 Why commodities
Commodities are a late beneficiary to inflation
What if oil prices get squeezed.
3:10 Commodity names in singapore
Bumitama agri and Golden agri are in palm oil sector
Rex international and RH Petrogas are in oil sector
Malaysia smelting corporation berhad is in tin mining.
TO learn how I identified it
✅ Why you do NOT need to spend thousands on investment courses?
LEARN HOW to research into stocks and identify multi-baggers (at least in Josh Tan's way). Course price at $37 only. NEW 2022 BONUS MODULE ADDED and UNLIMITED re-access given with this new structure for future revision.
~ Follow this link - https://jtinvestacademy.thinkific.com/courses/investment
All sales will be donated away via JOSH TAN BURSARY for needy students
4:25 There could be a place for commodities in your portfolio now
5:34 My recommendations on how to invest during this russia war
investment #howtoinvest #russiawar
I was super sure we were going to see GST increment this budget talk. But wow its delayed to 2023 where GST is stepped up to 8% on 1jan2023 then to 9% on 1jan2024.
0:00 GST increment
1:13 How much does a household save with current GST
1:33 Will you pay more taxes?
Tax changes for the wealthy.
Income tax increment for those above $500,000
2.33 Property tax increment
How annual value is calculated
Why most won't pay more property tax.
Understanding owner occupied rates vs rented out properties.
4:33 Luxury car tax increment
Examples of cars which will be impacted.
I'd suggest also to tax on multiple cars for a household
5:52 What are key benefits to you
As part of the package, another set of S$100 CDC vouchers will be distributed this year to support all Singaporean households in their daily expenses. The vouchers can be used at participating heartland shops and hawkers.
In addition, children below the age of 21 will be given a top-up of S$200 in their Child Development Account (CDA), Edusave Account or Post-Secondary Education Account (PSEA). This will be on top of the annual Edusave Government contribution that they already receive.
budget2022 #gst
Everything is fluid when it comes to home but I feel it's good to have long term plans.
For my case, it seems a matter of time that I will be selling off my HDB which is collecting rent now.
Why so? For ABSD to go back to 0, I believe it will take many years. Hence, if I were to make property moves, it is a logical step to avoid it. Latest HDB resale figures have finally inched up for my unit after declining for years.
I saw the enbloc wave in 2017 and hopefully I see the next wave up accurately.
0:00 Update on the OCBC phishing scams
2:22 Question WOULD I BE SELLING MY HDB OR CONDO NOW OR IN FUTURE?
3:47 Price of my HDB flat.
5:00 What I will be looking for next
✅ WANT TO HAVE YOUR QUESTIONS ANSWERED? Drop a voice mail bag to JOSH here =) https://www.theastuteparent.com/the-josh-tan-show/
HDB flats have gone up in prices yet again
0:00 Inflation
Food prices have increased and basically almost all services.
Wages are expected to increase and singapore savings bond rates are at 3year highs.
1:15 HDB rent growth and new HDB resale price high
3:28 My bear case and bull case scenarios on the number of "MILLION DOLLAR" HDB Flats
Understanding compounding growth.
$850,000 at 2%pa growth will get to $1m by 2030
$760,000 at 3%pa growth will get to $1m by 2030
5:30 How you can send your questions to be answered on THE JOSH TAN SHOW!
Follow link https://www.theastuteparent.com/the-josh-tan-show/ and email sound bite to joshtantap@gmail.com
1:45 Question 1 Do not associate investment gains or losses against your pay
3:02 Questions 2 What are you the most afraid when it comes to losing in your investment
3:40 Question 3 Did you take leverage or not?
4:39 Question 4 Look carefully on how much cash on hand you have
5:20 Question 5 Are you too pessimistic?
Filtering away market noise is learnable.
marketcrash
Irene Zhao is a Singapore influencer and her collection, The Irene DAO, is listed on Opensea.
Currently, the cheapest NFT, "Have Fun Staying Poor", is priced at 0.94 Ethereum, which is worth approximately S$3,000. Most have a provocative caption in my opinion.
0:00 Background of IreneDAO
2:10 Walk through of IreneDAO and its core values
3:11 Biggest finding
irenedao #dao #nft #simp
Mothership article: https://mothership.sg/2022/01/what-is-irenedao/
Irene Dao on Opensea: https://opensea.io/collection/irenedao
If you are keen to invest into China equities and china tech stocks, listen in to this interview with TAY CHI KENG. We'd discuss all the latest news and investment point of views that you need to take note first before investing into china stocks.
0:00 Introduction
1:10 Should you buy Alibaba via HK:9988 or NYSE:BABA
On HK, min is 100 shares while on US it is 1.
What happens if Alibaba gets delisted from US
4:03 What are the moves by institutional investors
Charlie Munger has tripled his stake in Alibaba via NYSE:BABA
Mohnish Prabrai sold and cut his losses on Alibaba to buy Prosus which has a stake in Tencent
7:50 Latest moves by TENCENT (HK:0700)
Tencent has sold some shares of SEA LTD and given it's stake in JD.com via a share dividend
Poll result of why Tencent has sold some of its investment
11:54 Latest on ANT Financial
Ant financial why its IPO got suspended.
Breaking up of its credit-scoring system which Cinda asset management initially joined but backed out recently. What is outlook for ANT IPO.
alibaba #tencent #chinastocks #chinatech
On his bike he got the news that his wife is expecting a baby. Good news but more money worries....
0:00 Background
He previously worked in the events industry. Back just a few years ago, career seem to be picking up quickly and together with his wife, committed to buy a new condo. This was to be ready in a few years and perhaps start a family then.
But covid-19 hit in start in 2020 and events industry collapsed suddenly.
He lost his job and for 3mths struggled to nail down a new full time job.
There are still bills to pay and that’s why he got started as a GRAB food rider.
1:52 Here is my thinking..
20s – it is perhaps important to have a side hustle. 40s 50s, its harder. Family commitment, pride, energy level, health…
20s - You have the time, you have the energy.
Side hustle is not just for the income but more importantly the learning.
If there were skills in IT or digital marketing, the options for career switch starts to open up. We all know these industries are still hiring during this period.
Fast forward to today, this guy, this friend of ours is still riding albeit part-time. He works as a full time sales staff and does his riding after 7pm and also on weekends. He has shared that in total it is getting close to what he once earned in events but the hours are way longer now. He is missing out on all the milestones of his new born.
With a new mouth to feed, he hasn’t saved up much yet and with the condo coming, he will face increased expenses.
4:18 Why MONEY IS TIME and TIME IS MONEY
If there is an expense like a big mortgage loan, the money used will actually cost you time to earn it. MONEY IS TIME. Break down especially your big expenses and before committing be sure you are ready to commit that time.
Comment on YOUTUBE here: https://youtu.be/umVG0bp2EUo
moneyistime #savemoney
Victims story" "On the date of the scam, I was overseas and using my OCBC credit card for payments.
The website that the phishing SMS led to looked exactly similar to the OCBC website.
I shared my login details and my OTP once.
The next morning when I woke up, I saw a chain of SMSes showing that my payment transfer limit had increased to S$300,000, new payees were added, and multiple transactions of up to S$50,000 had been transferred to new payee accounts, including PayNow.
There were 11 transactions ranging from amounts of S$17,000 to S$50,000."
The victim and his wife has been severely affected mentally and emotionally, and have both lapsed into depression.
This is a sad story and hence we need to discuss how to handle trauma like this as well as how to help someone who has became a victim.
ocbcscam #ocbcphishingscam #scamvictim
469 people fell victim to the recent phishing scam and lost in total $8.5m!
This relates to recent news on ocbc bank customers who received phishing sms and gave away their bank account user and password.
Today you'd hear findings and recommendations.
0:00 Introduction of this recent series of complaints by OCBC bank customers
0:30 Young couple who lost $120,000
They took 5years to build up this savings.
Is it time to reconsider how much we keep in bank accounts?
1:04 Mother of seven lost $100,000
She assessed a shortened link that sent her to a phishing website.
Findings from captain sinkie research into the hack.
2:37 OCBC scam victim couple
Lost all their life savings to 5 overseas transactions
3:17 OTP and 2FA issues
Can sms be hacked? OTP can be diverted away.
4:36 Illustrating scam or impersonating websites
Using DECENTRALAND.
Four advertisements impersonating the original decentraland.org
6:28 Reading URLs
8:18 Petition to "Stop SMS Phishing Scams in Singapore By Requiring Pre-Registration for SMS senderId"
https://www.change.org/p/imda-stop-sms-phishing-scams-in-singapore-by-requiring-pre-registration-for-sms-senderid
9:13 Bonus point
Article by captain sinkie: https://captain-sinkie.com
ocbcscam #phishingscam #ocbcsmsscam
Imagine this, your brother has lost in big money in the stock markets. What if that sum was $400,000! He has maxed out his bank loans that he can tap and now he is now asking from you a favour to lend him some money.
0:00 Intro
0:48 It is hard to say no to family members
1:52 Reasons why lending money to family is a no-win situation
Repayment may be slow to the person lending and the person borrowing may not have the same urgency as loans with a bank
It is advised to inform spouse of any big loans to family or friends
3:42 What if it is a friend asking for a loan
Question: Have you had a situation where a family or friend has asked you for a loan?
lending #lendmoney #personalfinance
Feeling the stress from work?
Thinking of resigning and going on an adventure now that borders may be opening.
Here is WHAT IF you took 1 year off from work and travel to Europe by van!
It is something two Singaporeans in their 30s Martin and Jacinda are trying.
In this video, we break down the costs, the route and what you need to prepare!!
0:00 Intro
Why semi-retirement may be an opportunity for you to take a year off from work to wanderlust
1:33 What you need to know before embarking
Getting a Malaysian van for RM33,000. The next part is to renovate the van.
You need to install solar panels for your van trip.
You'd need a fridge, a shower pump etc.
2:28 Cost breakdown
3:25 Case study 2
4:04 Routes you can take
5:14 Cost of living in each country
6:04 Total cost breakdown
6:30 How to save up for this amount?
7:46 Closing thoughts
Youtube video link https://youtu.be/PJB6_8wHF68
HR company SD Worx found that employees in Germany had the most COVID-19-related resignations, with 6.0% of the workers leaving their jobs.
In United Kingdom, it is estimated at 4.7% of people quitting their jobs.
This has created a wave and it is called "great resignation"
Have you thought about quitting your job? These are common reasons
1) you wanted adjustable working hours and remote working but your industry doesn’t allow that. Or that you company sucks and wouldn’t allow.
2) Because of this pandemic you are facing a heavier work load and you feel a burnout
3) because of remote working you feel isolated. You’ve taken this time to think through whether this work is meaningful or not
Here’s what you need to think through financially
1) If you are looking to quit, do you have 1y expenses covered.
Especially if no job secured before you quit. A lot of people are quitting but that could also mean at some point a lot of people looking for job
2) What you have in your bank accounts now is bigger than before because of no holidays and reduce trips to the bars?
quitjob #greatresignation #burnout
Median income reports are stupid in my opinion.
That's because we come from different walks of life.
To a certain extent, we all base ourselves in your circle of friends – agree?
How median salary in Singapore is calculated -
"Gross monthly income from work refers to income earned from employment. For employees, it refers to the gross monthly wages or salaries before deduction of employee CPF contributions and personal income tax. It comprises basic wages, overtime pay, commissions, tips, other allowances and one-twelfth of annual bonuses. "
4:21 Lesson #1 There will always be someone with MORE
4:58 Lesson #2 On happiness tipping point
income #incomesingapore
Making more money? These may be signs that you may resonate with!
Or if you are thinking where to change to get to a higher income level, listen carefully too.
In this episode, I'd share candidly on what I see in my inner circle of friends and family with higher income levels.
highincome #makemoremoney
Let's start this podcast with this “This 28-year-old ditched a six-figure salary and started a company. Take a guess what kind of company?
0:00 Introduction to Ms Meryl Lim journey
6 figure - $100k at 28 that’s not rare.
Almost all at that age in law is drawing that pay.
But if you hear this quote
“Everybody was looking at me as if thinking, ‘You gave up a S$200,000 salary a year with equity – are you an idiot?’”
Its 200k!?! age28.
If you want to climb high and climb fast, be at the right place. She was in management level in 5 quick years.
It was meant to be a side hustle at first but amid several lockdowns, the business grew and became “very promising”,
If you drew 200k will you do side hustle?
2:39 Points before you start a business
1) Do you have the drive to succeed?
2) Have you saved up enough?
3) Have you tried it as a side hustle or tested it as a minimum viable product MVP
5:25 Advertisement message critique
You are one idea away from being an unemployed or an employee to becoming a successful entrepreneur.
6:23 Further research into the sex toy industry
- VeDo By Ms Janice Corporate HR to being into the industry
- Hedonist Ms Jacqueline whom she is merging now.
7:04 Career fears and my thoughts
Q) Will you mind as a boss that she has set up a business in this sector? Is it a plus or a minus?
Article: https://cnalifestyle.channelnewsasia.com/women/meryl-lim-good-vibes-sex-toys-entrepreneur-sexual-wellness-292166
entrepreneur #quitjob
Marcus Chin, 67, Has To Pay S$5,000 A Month In Alimony & Child Support, Says It's Why He Lives In A Rented Room
When we see the headline, the quick conclusion is that he is broke.
$5,000 maintenance charges is an amount most people would find it hard to sustain.
0:00 Some background on Marcus
He started his career in the 1970s and joined SAF music and drama company and subsequently SBC which was before mediacorp in 1973. Then, he was a budding singer.
Marcus shared that in 1970s and 1980s he was raking in big money. Per night, he would be paid USD$400 for Indonesia gigs and one trip he'd net easily USD$20k. That was in 1980s.
He was really a high income guy so the next question is where is the money?
Quite simple, he spent it all away, not on himself but with anyone around him. Bags/gifts – luxury life we see in celebrities who blow through their income
But that was not it. In 1990s he joined a MLM, at the peak he was raking in $40,000/month. That business folded because it violated commercial law And he was left with nothing again
3:16 FIRST LESSON: It doesn’t matter how much income, if you spend income you can be broke
The way to spend is spend investment return. If you get $10k from investment dividends go ahead and spend it, youd never be broker. Those who are visitors to wealth and those who stay there permanently. Agree smash like
Relationships got him into a financial mess $5,000. When Jack Neo offered him a way back into Media, he took it to rebuild from scratch.
4:50 SECOND LESSON: Importance of emergency cash.
Especially if you are self employed you need more. Gigs can stop. Older you need more, jobs are harder to come by.
Marcus Chin "Hear U Out" Interview: https://youtu.be/GfsiR0loo0c
marcuschin #broke
I wish I knew before buying property at age25 hold on to that hdb flat if you can. Build a home with you heart but make property purchase with your head. I wish I can read that article but its behind a paid wall. Give you my take
1) Know what you need most – Agent cannot help you.
The richer you are the more you value privacy over convenience.
Convenience you want to stay near mall, stay near MRT, don’t need to be near town area
Location is privacy. GCB are in a cluster tog. You have cars or even chaffeurs, MRT doesn’t matter. What address is it. Understand it, your needs may change as you progress in life
2) Know your budgets. Use to need to do an in-principal approval. Loan approvals are getting more instant. Rule of thumb for HDB loans, 65x if you are in 20s 30s. combined income 10k - $650k loan. Private You loan amount you can do is bigger. You need to use calculators online.
3) Location: Do u see yourself there in 5y or 10y. 5y basically u can go w any development or BTO. friends who bought punggol when both parents are in town decided to sell and move down. At least 10y – near ur parents PHG : Near your own pri School, childcare
4) See enough units: agent can help you. Look at different layouts. I need 3 bedrooms coz you grew up there. You might think otherwise after you’ve looked at some 2 bdrm. Look at different levels. Within block also. But don’t paralysis of analysis.
5) If you like it you have to pay for it. Head and heart are in conflict. Head says bottom fish and heart says regret losing it.
Hard to find something that fits. If it does may an offer. Not throwing the kitchen sink at it but make offer you know you wont regret if you missed it. $1m offer $900k how often is it going to get rejected. Where the head part comes in is in knowing how hot the market is.
I'd firstly like to state that I support maximising your standard of living while NOT jeopardizing retirement future.
Be financially prudent while you pursue a good life.
The trend for HDB upgraders to buy condos is strong. More than 4,000 private properties that are between $1m-$1.99m have been bought this year.
0:00 Context to CPF rules, being close to family among reasons for upgrading to condos
1:04 Case number 1 - Mdm Nabisah
Aged 54 sold her 43y old HDB for $410k and bought a $1.5m TWIN VUE 3bdrm condo.
Addressing "Can you access your CPF money after age of 55?"
Reserving CPFOA for mortgage at age55 for existing loan.
Important note, employment CPF after age of 55 be used for mortgage.
2:36 Why is the story incomplete?
Is the loan tied to more than 1 family member?
Loan amount of $1.125m and per month mortgage could be $9,004/mth
3:48 Explaining decaying lease of HDB 99years
An alternative if she is concerned about legacy.
Is she overstretching her finances?
5:09 Case number 2 - Mdm Mariam
She sold her 15y HDB flat to buy a new condo at $790k.
Renovation cost was a concern. However, there are plenty of extra cost with owning a condo.
6:55 Conclusion on how to upgrade hdb to condo
What are data points to note and cost involved such as stamp duty