The Intangible Balance Sheet Podcast: Recent Episodes
Joshua Klooz
Most people are familiar with their own balance sheet. As soon as we buy our first car house, we become aware of it. If you're of a certain personality type, you may track it quite a bit. But I'd submit to you that we're unconsciously aware of another balance sheet as well. And this one is pretty tricky to measure and even harder to manage. Sometimes, we often find it hard to put into words. But this is real.
I call this our intangible balance sheet. What I mean by this is those life principles, experiences, memories, that given any amount of money, we wouldn't trade. They're the memories that bring tears of joy to our faces, because we simply just can't imagine life without them. We feel fortunate to have had could be our first jobs proposals, wedding days, birth, struggles, anxieties, fears, hindsight. It's all those things that melt into a memory that brings a distant stare and a smile to our face. showing those things that have made us us.
That's what I'm talking about when I talk about the intangible balance sheet. It's those moments in life that may be financially irrational, but are indispensable parts of our life. So, these episodes are focused on stories that bring us joy, happiness, fulfillment, ultimately, may hold necessary keys that will direct the future of our family, friends, and neighbors. So listen in with us as we uncover some of those stories that are meaningful to our guests. And maybe you'll uncover hidden value on your own intangible balance sheet.
Music by bensound.com
Summary
In this episode, I look at the relationship between politics and the stock market. Please do not get caught up in the news cycle. You'll find that even though our current form of politics tends to be zero sum we are resilient people at the end of the day. I also provide some data about returns over time and walk through some of the events that happened over that period.
Takeaways
- Don't get too caught up in the news cycle and remember to gain perspective.
- Politics can be idolatrous and may not have a significant long-term impact on the stock market.
- Diversification and long-term investing are key to navigating market fluctuations.
- Historical events have not significantly affected the long-term trajectory of the stock market.
Chapters
00:00
Introduction
00:58
The Relevance of the News Cycle
02:55
The Resilience of the Nation
03:24
The Data on Stock Market Returns
06:21
Historical Events and Market Performance
08:19
Politics and the Market Over Time
09:18
Don't Make Rash Decisions
09:48
Conclusion
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JOSH KLOOZ, CFP®, MBA
WEALTH ADVISOR
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's Intangible Balance Sheet Episode with Jeremy Pryor. Jeremy shares more about his journey of integrating family, faith, and business by consciously building a multi-generational family. We discusses the impact of mentors and the value of direct investment in the Christian community, the significance of family meals and economic engines which foster family unity.
Takeaways
- Integrating family, faith, and business is a constant endeavor that requires intentional effort.
- Building a multi-generational family is important for creating a lasting legacy.
- Direct investment and mentorship in the Christian community can have a profound impact on personal growth.
- Family meals and shared experiences are essential for fostering family unity.
- Creating economic engines within the family can draw the family together and provide opportunities for collaboration.
- Honoring elders, embracing storytelling, and supporting other fathers are key themes for Jeremy's vision of the future.
Chapters
00:00
The Importance of Family and First Principles
05:44
The Influence of Mentors and Role Models
16:59
The Pivotal Moment of Shifting Perspectives on Family
21:49
Overcoming Roadblocks and Building a Multi-Generational Family
25:51
Creating a Legacy for Future Generations
31:44
The Importance of Family Values and Rhythms
34:30
Conclusion and Resources
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
WEALTH ADVISOR
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Thank you to Ryan Sitton for stopping by to some of his life experiences which make up his Intangible Balance Sheet. You'll hear stories of growing up amongst a household of life-long learners and educators, Father Rock, business mentors, starting his own company, running for elected office and so much more!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
WEALTH ADVISOR
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
What is your first memory of work? How is that memory affecting you, your kids or your grandkids? Is that perspective helpful? Do you need to move past it? Are you overlooking the purpose and meaning found in the work you are doing? How can you positively influence this memory for those you care about? Listen in for more of my thoughts here!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
WEALTH ADVISOR
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
From time to time, the topic of Private Aviation will come up and often peopel will struggle knowing where to begin. Jared Hasty from Piedmont Jets stops by the podcast today to share why he is so passionate about the industry and how he guides prospective clients through the process of deciding what options are right for their situation. If you have ever considered, buying, leasing, fractional share, jet card etc. listen in for more from a trusted source!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
WEALTH ADVISOR
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Have you written your eulogy? Have you ever wondered what will be in it someday? Most people come to me asking how much money they need and how long it will last them or what kind of return it can give them in the market. But frankly, I'm more interested in helping people plan for a meaningful eulogy than I am a stout balance sheet or impressive networth statement. So join me today for a walk through the concept of asking not just how much money it takes to have time freedom...but also what will it take create a meaningful eulogy.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's Intangible Balance Sheet Episode. This week we hear from Mike Alexander. His incredible optimism and integrity shine through and his story is a testament to unwavering nobility and loyalty. Mike recounts his unique upbringing and how the principles of his Father shaped his life and values. He candidly shares how his father's teachings on loyalty, integrity, optimism, and nobility have influenced his personal and professional life even today. Listen in for more!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Imagine having the opportunity to sit down with a seasoned business coach, who has navigated numerouse business transitions and exits. Meet Chris Yonker, a transition coach with a knack for guiding small and medium businesses through the complexities of business continuity and succession planning. In this episode Chris shares his journey from his corporate days at 3M to his current role, underscoring the value of assembling a board of advisors and fostering an atmosphere of stewardship, particularly in family-owned businesses.
In this conversation we take a look at the nuanced world of family businesses, dissecting the often-overlooked aspect of identity. Aligning your personal values and principles with your role in the business, understanding your strengths, and prioritizing what truly matters in life – these are some of the gems Chris shares in this episode. Tune in to gather insights that can reshape your perspective on business transitions and the unique dynamics of family businesses.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Listen in this week to hear portions of Joanne Marime's intangible balance sheet. She grew up in Kenya, shares her story of coming to America despite having her visa application be denied 7 times! You'll hear themes of perseverance and resilience and also learn more about learning to differentiate between a ‘no’ and a ‘wait’, You wont want to miss this incredible story!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Join us on a captivating conversation with our guest, Ellen Goodwin, co-founder of Artifacts. Ellen brings a fresh perspective to a piece of estate planning and is breathing life into an often-overlooked aspect of our lives. Artifacts, her innovative online platform, serves as a means capturing cherished possessions and the stories they embody. Listen in for more about how the everyday items can be preserved via Artifacts— from a grandfather's voice message to his descendants to a recipe card, or even jewelry and collectors items.
We delves into how understanding the value of our prized possessions is crucial for tax and planning purposes, and how Artifacts makes this process seamless. Beyond that, Ellen shares how the platform has the ability to preserve and share precious stories privately with loved ones, and even get a free valuation from heritage auctions. Towards the end of our talk, Ellen emphasizes the importance of preserving our legacies and memories, reminding us that true wealth is far beyond material possessions. Listen in!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
In this Intangible Balance Sheet Episode, Josh interviews Jim Crump, a health insurance agent and resident of LaGrange, Georgia. Jim shares his background and highlights the importance of family in his life. He mentions that his grandparents instilled important attributes, such as love of country, dedication to duty, and helping others, which he continues to carry forward.
The conversation delves into the influence of Jim's community, centered around church activities, where families looked after each other, creating a strong sense of safety and support. Jim shares some of his guiding principles, which revolve around his faith in God and Jesus Christ. He believes that loving God and one's neighbors is paramount and encompasses all other ethical principles.
Jim shares a life-changing decision he made around 10 years ago when he left corporate America because he felt compelled to manage people in a way that contradicted his principles. This decision led him to pursue self-employment and allowed him to help others while finding fulfillment in his work.
The podcast concludes with Jim's ethical will, emphasizing the importance of leaning on a higher power, living a life to be proud of, and supporting and loving one's family.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Have you ever wondered why you should question an advisor's low fees or why their actual retirement plan matters to you? An insightful analysis of the financial advice industry awaits you in this episode, as we pull back the curtain and reveal some of the main factors which truly drive quality advice. Are you partnering with or considering partnering with an advisor running a margin or a volume based business? How do you know the difference?
Instead of viewing your advisory fees as a cost, why not view them as what they actually are: An investment in your future wellbeing. Feel free to engage with us as we share insights on finding an advisor who's genuinely invested in your success, one offering intimate, curated, and differentiated advice that transcends the present problem set you are facing. Don't just choose an advisor for today’s problem; choose an advisor who truly aligns with your long-term vision for your family.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
This week's Intangible Balance Sheet features David Sawyer! Listen in as David shares some of his family story and how he traces his entrepreneurial DNA to his Grandfather. David also shares his experience in transitioning careers and how his desire to continually learn and grow has served him well. Lastly, David shares his desire is to lead his family and organization with authenticity.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Ready for the next installment of the "forbidden question series?" Today, we will cover why you should ask if your advisor still has actively uses their series 7 license. Why you should ask if they receive fees only or a percentage of revenue on commission and from where? What clarifying questions you can ask about fees. And lastly why low fees should trigger you to asking about an advisors succession plan and how many clients they have! Buckle up!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
In this episode of the Wisdom and Wealth Podcast, host Josh Klooz interviews Heidi Weelborg, an estate planning attorney based in Houston, Texas. Heidi shares her background as an attorney, revealing her journey from being a paralegal to pursuing her dream of becoming a lawyer. She discusses her passion for estate planning and her desire to help families ensure a smooth transition and prevent conflicts during probate.
The conversation also delves into the idea of writing an ethical will, which involves passing down beliefs and values to future generations. Heidi encourages her clients to write personal notes or letters to leave behind for their children, sharing their beliefs and hopes for the future.
The interview concludes with a thought-provoking discussion about legacy and what Heidi hopes to be remembered for. She emphasizes the importance of being responsible, caring, and thoughtful, and the significance of understanding and considering others' perspectives.
Listen in for more valuable insights into estate planning, family legacies, and the intangible values that shape our lives.
Regenerate response
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Have you ever wondered how the deluge of digital information impacts our decision-making and conversations with our wealth advisors? Today I coach you through questions you should be asking your current or future financial advisor. Our increased access to information is only helpful if we know how to utilize it accurately and properly. In today’s episode I cover simple things that are often overlooked, such as: Whose client are you? How many clients does the firm have? What kind of proactive, personalized service will you receive? Listen in for more!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
What do you think shapes a person's character more: their ancestry or their experiences? We're inviting you to a heart-warming conversation with our guest, Rena Granados, who passionately shares how both these aspects have played a crucial role in shaping her. Rena transports us to her childhood in El Salvador, paints vivid imagery of her family's migration journey, and the profound influence of her grandmother's teachings on her life. We journey with her from accepting Christ in her heart at a tender age of seven to understanding how her upbringing has cultivated her core values of respect, praise, and worship.
We've all had career transitions, but how many of us have had to adapt to a new culture while doing so? Rena courageously discusses the challenges she faced in changing careers and adapting to a new culture. Her tale of transition from being a waitress to a new role, overcoming language barriers, and establishing meaningful friendships is not just inspiring but a powerful testament to resilience, faith, and the transformative power of perseverance. We also delve into the importance of restructuring family priorities, maintaining a balance between work and family time, and how we can impart values of faith and family to our future generations. Prepare to be moved and inspired.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
For many financial planners, preperation for elder care can become a merely a numeric exercise. I believe this misses the mark completely on what can be one of the most rewarding and meaningful chapters of a client's intangible balance sheet.
In this episode Kitty Eisele joins the podcast and shares personal journey as a caregiver for her elderly father. This conversation shines a light on an often overlooked topic - caregiving. Kitty’s candid experiences give us an inside look into what can be an emotional roller coaster that can come with caring for a loved one.
Kitty’s journey guides us through practical solutions she found along her path. From finding geriatric care managers to negotiating the maze of healthcare for aging parents, she gives us a roadmap based on her own trials. Alongside these bigger tasks, she reminds us of the small gestures that can make a world of difference in the lives of the elderly, whether it's setting up social activities or arranging transportation to suit their needs. If you're a caregiver now, or see yourself stepping into those shoes in the future, Kitty’s nuggets of wisdom, backed by her lived experiences, are an invaluable guide.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
In this Intangible Balance Sheet Episode of the Wisdom and Wealth podcast, host Josh Klooz interviews Dave Malenfant, who shares his experiences and insights about life, family, and the importance of intangible values. Dave reflects on the stories passed down from his grandparents and parents, emphasizing the resilience, work ethic, and family values he learned from them. He discusses the significance of trust, integrity, and building strong relationships in both personal and professional settings. Dave also highlights the lessons he gained from his career, including the importance of ethical leadership, treating people with respect, and maintaining a positive attitude. The episode concludes with a discussion about the principles Dave would include in his ethical will, emphasizing the need for clear definitions of ethics, the avoidance of compromise, and the importance of understanding and valuing people.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Ever wondered how to navigate the complexities of net unrealized appreciation (NUA) and its role in your company stock plan? Well, this episode is for you. In this episode, break down the details of NUA, its tax advantages, qualifications, and its place in your employee-sponsored plan. I'll also be shedding light on the potential risks and how over-centralization of one position inside a plan can sometimes be a nasty surprise.
If you still have lingering doubts or wish to discuss your individual situations, don't hesitate to reach out. Let's together make the most of your company stock plans.
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's Intangible Balance Sheet episode. This week David Granato, a former military officer and engineer shares his story. We discuss various aspects of David's life, including his upbringing, military experience, and family values. David shares how he decided to attend the Air Force Academy and pursue a career in the Air Force. He reflects on formative events during his service, including a deployment to Afghanistan, and highlights the importance of camaraderie and focusing on the present moment while serving in the military. David also discusses the influence of his grandparents and parents, emphasizing the virtues of financial responsibility and being there for family. He concludes by expressing his commitment to passing on his Catholic faith to his children and creating a happy and stable family environment. Listen in for more!
Please check out and subscribe to my Youtube Channel and Newsletter!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
In this episode of the Wisdom Wealth Podcast, I delve into the importance of reviewing stock option plans within your portfolio. There is this tendency for individuals to have a centralized position in their own company's stock, often due to familiarity and comfort. I emphasizes the need to consider the risks associated with such concentration and urges you to assess your beliefs and investment strategies. Creating a family investment statement can be a great first step to gain the accountability necessary to navigate market volatility. More than anything I want to encourage clients and neighbors to align their investment decisions with their core principles and avoid chasing unrealistic returns. Thank you for listening!
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
Show Notes:
- I emphasizes the need to assess the risks associated with holding a concentrated position in one's own company's stock within investment portfolios.
- I encourage listeners to consider their comfort levels, beliefs, and investment strategies in relation to their stock options and overall portfolio.
- Creating a family investment statement is highlighted as a powerful tool for accountability and navigating market volatility.
- I discusse the psychological aspect of investing and the dangers of being influenced by fear, greed, and external opinions.
- I caution listeners to avoid chasing unrealistic returns and instead focus on long-term sustainability and alignment with personal values.
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Please check out and subscribe to my Youtube Channel and Newsletter!
Welcome to this week’s Intangible Balance Sheet Episode. Brandon Hall stopped by to share from his intangible balance sheet. Listen in for stories about his parents and grandparents sacrificing for their family and for how beliefs in Ownership, continuous improvement and never settling for second best guide his daily focus. Brandon shares how he hopes that he will be remembered in his eulogy for his family, giving heart. Listen in for these and many more nuggets of helpful wisdom.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! This week I sit down with Andres Mazabel from Trust & Will for a conversation about affordable and accessable estate planning via their online solution. We get into many topics, including when you need a basic will, powers of attorney and what life events typically trigger a need for estate planning in your life. Please like and rate this show and feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Welcome to this week’s Intangible Balance Sheet Episode. This week our guest is Joy Schoffler. Her story of learning, growing and creating opportunity is incredible. Listen in for her advice on gaining mentors and learning to be bold and further how that led to her lead and found companies. Listen in for more of Her Intangible Balance Sheet which revolves around kindness, generosity and optimism.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode with our guest Jim Wells. He shares stories on his Intangible Balance Sheet including his Dad's flying 69 combat missions in WWII, growing up all over the US as an Air Force kid, finding his way in life, and meeting the love of his life. Jim came to Houston in college and made a life as an educator, principal and athletic coach. Listen in for an countless nuggets of wisdom along with encouraging and inspiring stories of sacrifice, faith, and service.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! This week I remind listeners why you want to keep your eye on your potential RMD's in the future from your qualified accounts. Forecasting your future tax burden is another crucial part of tax planning! Please like and rate this show and feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. Melissa Carroll joins the podcast to share from her intangible balance sheet. She shares stories of growing up in Louisiana where a work ethic of excellence and respect were a part of life. Learn about how she began her career and what drives her forward today.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! Today I walk through the role that Charitable and Philanthropic giving can play in your financial plan. Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. DJ Eidson is our guest this week and I'm positive you'll enjoy his story of falling in love with an entrepreneurial spirit from a young age. DJ attributes his mentality of finding a solution and dealing with people to his Parent's example. Listen in for stories of people like Mr. McGinnis, overcoming obstacles early in life and charting his course to success outside Corporate America. Enjoy this conversation with a man driven by serving others and helping them reach their potential.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! Today I walk through why you should be getting a tax report from your advisory team and how this review assists in making sure your portfolio is tax efficient and working together for your benefit. Find out what some of the common missed items may be and how this act of accountability drives further transparency within your relationship. Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! In today's episode,
Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! In today's episode, Beth Walker joins me to share her passion for helping families make smart financial decisions as they choose the right college for their children. Beth shares her perspective on how save for and pay for college and get the best value for your money.
Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. Lilibeth Andre joins the podcast to share from her intangible balance sheet. She moved to the the US from Mexico in the First Grade and shares stories of that time. Specificially, she remembers a heritage of creativity and grit given to her by her Parents and Grandparents. Listen in for more about her first sales job, learning how to swim, and the beginning of her love of art and health and wellness.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. Margaret Vranesevich joins the podcast to share her story. She grew up near Pittsburgh and moved to Houston intending to stay for 6 months and stayed for a 42 years. Her story is one of faith, family, and an adventuresome spirit.
Please feel free to like and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! In today's episode I interview Chad Thevenot from UATX. During our conversation we explore why we believe why we are passionate about liberal arts education and how UATX is different from the traditional university model of college education. Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! In keeping with our theme this month of Life and College Planning. I share why I am a huge advocate for military service and some of the profound benefits that come from the process of serving our Nation. Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! It's May and that means in addition to graduation season, summer work possibilities for your kids and grandkids is around the corner. Another great way of investing in your kids and grandkids is helping them understand the market through creating a small business. Listen in for some creative ideas for investing in your loved ones by helping them start a summer business that will prepare them for LIFE, as well as enrich their college experience. Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! It's almost May and that means graduation season. If you are like me, you may wonder if you are saving enough or even too much for your kids college needs. But perhaps this is the wrong focus. In this week's episode, I dive into investing in experiences that will better inform your kids. Listen in for some of my ideas for preparing your kids and grandkids for life and for college! Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. This week Andrew Gonzalez shares stories from his Intangible Balance Sheet. He grew up in Arizona as a naturally competitive person in athletics and life. Hard work and responsibility were important principles throughout his life and this carried over into his choosing a career in public service as a firefighter. Andrew believes in servant leadership in all facets of life and further education and learning at all stages of life. Listen in for more of his story!
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! Have you ever wondered what will happen with all your "Stuff" when you or a loved one passes away? Listen in today to my conversation with Jeff Lambert of LHT Consulting Group for creative ideas on how to pass on possessions in ways that bring your family closer together and honor the legacy of your loved one. Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter. As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. Our guest this week is Roger Chappell and he has an incredible story. He grew up fascinated by policeman and detectives which led him to serve in the Marine Corps and eventually with the Houston Police Department. After retiring from public service Roger now serves his community as a real estate broker. Listen in for some incredible stories!
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! This week I walk through why your advisor should be proactively reviewing your tax return. If your advisor has never asked for a copy, you should listen in. Feel free to pass on your thoughts and also subscribe to my Wisdom and Wealth Newsletter.
As always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! This week Alan Wright, Managing Director at Carson Wealth and Joe Milam CEO of AngelSpan join the podcast as we explore what we can learn from the recent failure of the Silcon Valley Bank. During our conversation we focus the discussion on the perspective of the depositors at the bank. Specifically, what can we learn from this and how we can protech ourselves going forward. Listen in to today's episode for more and also subscribe to our Wisdom and Wealth Newsletter.
As Always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. Our guest this week is Barbara Stewart. Listen in as she shares her story of growing up in East Texas and finding her path into wealth management. Listen for how she created much of that path on her own simply by seeing unmet needs and solving for them with her unique perspective and ability. Lastly hear how she discovered coaching and uses her experiences in life to help others find greater fulfillment in their own careers.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! This week Jay Knighton stops by to walk through his annual Estate Planning Letter that he sends out to clients. Listen in to today's episode for more helpful thoughts on reviewing and updating your estate plan, and also subscribe to our Wisdom and Wealth Newsletter.
As Always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. Jame Hopkins stops by to share his story with us. He comes from an entrepreneurial family with strong community ties. Jamie shares how his Dad passing away when he was eight years old influenced his view of life and opportunities. Listen in for more of his inspring story.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! Have you ever wondered if you are saving in the right places for your situation? Have you ever wondered if you are saving but failing to optimize your growth from a tax situation? In this week's podcast I explore the rules of thumb for how to prioritize your savings. Listen in to today's episode for more and also subscribe to our Wisdom and Wealth Newsletter.
As Always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week’s Intangible Balance Sheet Episode. Mike Wilson shares his family legacy with us. He is a Texan from the early 1800 and whether it was his Grandfather driving cattle from Texas to Kansas City, or Father who was a highway patrolman, his story is one of a heritage revolving around faith, family, truthfulness and hard work. Mike shares how he found his path in a career in law enforcement and how this path has shaped his life and view of the world. Lastly Mike shares, how he became an author and what inspired him to begin writing. Listen in for an encouraging and inspiring story of public service.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! Last week I walked through a helpful framework for viewing your wealth and hedging different risks. This week I explore the tendency we often have of thinking we can time the market and the math and brutal reality behind that tendancy. Listen in to today's episode for more and also subscribe to our Wisdom and Wealth Newsletter.
As Always we are wishing you continued Truth, Beauty and Goodness on the road ahead.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's Intangible Balance Sheet Episode. Jim Grant joins us and shares his from his "intangible balance sheet." Whether it's growing up in North Carolina, being drafted into the Army and Serving in Vietnam, Serving in the National Guard and Army Reserve for over 30 years all while building a successful business. You will hear of family stories of his Dad getting "burnt" and still going forward. Jim believes in serving people like they are family and building relationships. Jim shares how having a heart attack changed his perspective. Listen in to find out what "LLAR" stands for and how it can help you!
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to another episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! We naturally hold certain beliefs about money that drive our actions. Some in the realm of financial psychology have started the trend of making clients write their investment manifesto. While putting to paper your beliefs can be a great exercise, another practical way we have found to help clients understand how their investment portfolio affects their potential income in tangible ways is through a concept we call bucketing. Listen in to today's episode for more!
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's Intangible Balance Sheet Episode. Bob Boetticher stops by to share of his experiences stemming from growing up in Souther California in the late 50's and 60's. You'll enjoy hearing about having second thoughts of replicating "The Great Escape" while at boarding school. Bob shares how he met his wife while stationed in Germany and how he discovered a lifelong calling where he was tasked with preserving the memories and final legacies of his clients.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to another episode of Wisdom and Wealth where our calling is to enable you to fulfill your own! Today we walk through how 401k's are often left alone and not actually factored into your overall portfolio and risk profile. Having accountability over this critical investment piece can be a crucial part of avoiding painful mistakes during times of market volatility. I also walk through how actually understanding what you own in your 401k and furthermore having conviction for why you own those holdings is the foundation for future success. Lastly I share how we serve clients to ensure their 401k's are not neglected.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to another Intangible Balance Sheet episode from the Wisdom and Wealth Podcast! This week Deborah Bartlett shares her story. Listen in as she shares about growing up in New Mexico, learning to play poker and a challenge of covering her own college costs. She eventually joined Arthur Andersen and found her way into helping integrate technology within their practice. I'm confident you'll be touched by her retelling of attending three funerals which shaped her view of life. Furthermore, she shares how she grappled with the question of 'How Much is Enough?'
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Welcome to this week’s Wisdom and Wealth Podcast. This week, Dale Buckner CEO of Global Guardian joins me and shares his experiences providing cyber and physical security for large corporations and wealthy families both at home and abroad. If you are wondering if your company or family should update or even begin to create a physical and cyber security plan, this is the episode for you.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Dale Buckner is not affiliated with CWM, LLC. For more information please visit www.globalguardian.com
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by Bensound.com
Welcome to another Intangible Balance Sheet episode from the Wisdom and Wealth Podcast! This week Yoram Solomon shares numerous stories from his life that are both fascinating and instructive! Learn how watches taught him the value of modeling. You'll enjoy the story of how his parents immigrated to the United States and how they met. I'm sure you'll also glean from and enjoy learning more about how Yoram's study of Trust and how it affects our organizations and institutions.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Welcome to this episode of Wisdom and Wealth. Have you ever worried about you or your spouses longevity? Have you ever been concerned that you'd outlive your money? Today I give some helpful reminders about longevity. I also discuss the coming "Gray wave" amongst advisors and how this affects our listeners.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to another Intangible Balance Sheet episode. Greg Rudisill drops by to share his story with us. We will learn of everything from having a family member turning down the Glenn Miller Band, to learning career building skills in his Grandfather's Lumber Yard growing up. Ultimately he shares how his first principles of believing in God, faith, family community and Country guided him through an early career setback. He learned early on that People and Relationships are of far greater value than we recognize.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Welcome to this episode of Wisdom and Wealth. We are focusing in this year on our financial planning calendar and our process for clients. Social Security Income is often neglected in cashflow planning in retirement. People may forget the rules of thumb about when to file and how to best implement it into your cashflow planning. Please listen in for more on how we seek to fufill our calling by enabling our clients to fulfill their own unique calling.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to another Intangible Balance Sheet episode. Today's guest is an admitted favorite of mine as he hired me at Cintas as I exited the military. Dave Armbrester joins us to share his story of finding purpose and earned success. Dave shares the story of how his marriage was brought back together after a 6 year seperation. Listening to Dave's story you can't help but come away encouraging and Whether it was mowing lawns as a teen, leading a family or building and protecting company culture during a career at Cintas.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Welcome to this episode of Wisdom and Wealth. We are focusing in this year on our financial planning calendar and our process for clients. In today's episode I cover a question that comes up for alot of our clients. Namely: "how does additional income affect my financial plan?" "What do I need to consider and how do we need to tweak my plan?" Please listen in for more on how we seek to fufill our calling by enabling our clients to fulfill their own unique calling.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to another Intangible Balance Sheet episode. Today Giuseppi Liberati joins the podcast to share his intangible balance sheet. You will hear of adventures studying abroad, working in Corporate America, authoring a book about his experiences and wisdom and finally founding his own company. Listen in for a fun and truly fascinating conversation.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this episode of Wisdom and Wealth. We are focusing in this year on our financial planning calendar and our process for clients. In today's episode I share my philosphy for expense planning. More specifically how I'm often more concerned with clients not deriving meaning or purpose from their wealth and independence than I am with their spending habits. I.E. the most sophisicated planning minds money can buy cannot tell you if you will run out of joy during your hard fought financial independence. Please listen in for more on how we seek to fufill our calling by enabling our clients to fulfill their own unique calling.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to another Intangible Balance Sheet episode. Today Dr. Antonio Tito shares how he became fascinated with medical research and why this is an incredibly personal endeavor for him. Listen in for his inspiring story!
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this episode of Wisdom and Wealth. We are focusing in this year on our financial planning calendar and our process for clients. This all begins and is maintained by what we call "Discovery". Please listen in for how we seek to fufill our calling by enabling our clients to fulfill their own unique calling.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to another Intangible Balance Sheet episode. Today Harvey Klingensmith joins us to share his story of growing up in Colorado, to beginning a career as an engineer in the oil and gas space and eventually running two different companies and eventually founding his own company Ajax Resources, LLC. Listen in for stories you'll both enjoy and learn from!
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Music by bensound.com
Welcome to this week's episode of Wisdom and Wealth. If you have ever wondered what a Small Privately Held Business should consider as it approaches a merger or acquisition, You will want to listen in today. Matt Gilbert, a Founding Partner of Gilbert & Pardue Advisors, joins us to share his perspective for business owners thinking about an exit. Matt went through this same process three times himself and decided to create a company to serve business owners in the same situation.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
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Welcome to another Intangible Balance Sheet episode. Today Matt Gilbert joins us to share his story of growing up as an aspiring entrepreneur of mowing lawns and selling firewood to founding and selling three different businesses. We unpack some of his "tribal knowlege," hopes for his family in the future, as well as what he sees for the next chapter.
Please feel free to like, and share this episode as well as subscribe to our channel!
JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
Welcome to the Wisdom and Wealth podcast. This week I break down some of the changes found inside the Secure Act 2.0. If you’d like more information, please email and ask for Jamie Hopkins whitepaper entitled: “The Complete Guide to the Secure 2.0 Act”. Thank you for listening! Please reach out with any comments or questions you may have.
Josh Klooz, CFP®, MBASenior Wealth Planner
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380
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Welcome to another Intangible Balance Sheet episode. Today Don Bentley joins us to share stories of his Intangible Balance Sheet that stem from growing up in the Midwest, Serving in the Army, Corporate America and also finding his calling as an Author. So much to unpack and I suspect we only got a peripheral view in our short conversation. Enjoy!
**JOSH KLOOZ, CFP®, MBA
SENIOR WEALTH PLANNER
Phone 281.719.0036
Text 281.699.8691
Fax 281.719.0156
jklooz@carsonwealth.com
1780 Hughes Landing | Suite 570
The Woodlands, TX 77380**music by bensound.com
Welcome to this week’s Wisdom and Wealth Podcast. This week’s conversation is our last of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In this week’s episode we cover
1. Best practices for assisting aging parents
2. How has COVID 19 changed this process
3. What happens if you don’t have this process in place prior to an event
Thank you for listening and for your feedback. Please let us know if you have additional questions around this topic or if you have ideas for a future conversation.
Welcome to this week’s Intangible Balance Sheet. This week Chris Winkler joins us to share his experiences growing up in Indiana, working on Wall Street and founding Ivory Investment Management. It’s a unique story that is full of formative life lessons.
Happy thanksgiving everyone. May you reflect this week on the many gifts of our Creator to our society...We truly stand on the shoulders of giants. Please see below for links to the editorials I reference in the podcast.
The Desolate Wilderness
And the Fair Land
Welcome to this week's Intangible Balance Sheet as Steve Fowler joins us. His life and career experience is far reaching.
Welcome to this week's Wisdom and Wealth Episode. Today David Sobel of CEO Coaching International joins Alan and myself to discuss his Recession Playbook for Business Owners and Executives.
Thank you for listening!
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Welcome to this week's Intangible Balance Sheet! Today Sam Smolik joins us and shares his life stories growing up in Texas and a successful career with companies such as Dow and Shell. Find out more about how he is investing some of his Intangible Balance Sheet through writing about his leadership experiences in his book entitled "The Daily Pursuit of Excellence." Listen in and enjoy!
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Welcome to this week's episode where I cover managing an inherited IRA uner the new RMD rules. Thank you for listening and please reach out should you have questions.
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Welcome to this week's episode! Merritt Jones shares his life story and how his career collided with the Apollo program. We get a behind the scenes story of his work as a computer programmer and a astrodynamicist for IBM in the Mission Control Center during the Apollo 11 Mission.
Join Jamie Hopkins and I as we discuss Qualified Charitable Deductions and how you can utilize them as a part of your annual giving strategy later in life.
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Welcome to this week's Intangible Balance Sheet. Today we explore why initiative is a key part of our culture's balance sheet. Thank you for listening!
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Welcome to this week's episode where Jamie Hopkins and I dive into practical measures to take during a bear market or a recession. Thank you for joining us.
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Welcome to this week’s Intangible Balance Sheet Episode. Don Victory joins the podcast today to share more about how he is investing his intangible balance sheet through Energy Mentors. Join us as he shares how he is finding purpose in this next phase of his life by sharing his “Crystalized Intelligence” through mentoring.
Thank you for listening! Please let us know what you think and pass along any questions you have after listening.
Don Victory is not affiliated with CWM, LLC.
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Do you review you or your parents review your supplemental plans each year? Are your plans adequately covering your current phase of life? Have you compared your plans recently? Listen in for two ways assist with your decision making when it comes to Medicare.
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Listen in for a fascinating conversation that ranges from experiences farming in California, to Stanford and Wharton, falling in love at Church, Real-Estate development and the principles which hold the story together!
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From time to time we will get asked if you should take money from a Roth IRA. In specific cases it may make sense, but listen in for more considerations.
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Welcome to this week's episode where I review an insightful framework from David Brooks. Do we spend more time on Resume Virtues or Eulogy Virtues?
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Have you ever wondered if you should be saving more to your 401k?
Have you ever wondered if there are other ways of contributing to a Roth IRA?
Listen in for a way to convert after tax contributions in your 401k to your Roth IRA.
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Welcome to this week's Intangible Balance Sheet. This week, Bob Boetticher, the CEO of LHT Consulting Group, LLC and Samantha Reynolds from Echo Storytelling Agency join me to share their thoughts on how to creatively and proactively preserve your legacy, and the legacy of those you love, through biographies, obituaries and eulogies.
Bob Boetticher and Samantha Reynolds are not affiliated with CWM LLC.
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Have you ever wondered if you should contribute to a Roth 401k? If so, listen in to today's episode.
What difficulties are on your intangible balance sheet? How could you invest these stories of grit and determination in the lives of those who you care about the most?
Don't make the assumption that they already know about them, or that they've taken away the nuggets of wisdom that are found in those stories.
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Welcome to this week's episode where I dive into factors to consider when hiring a wealth planning team.
Most people are familiar with their own balance sheet. As soon as we buy our first car house, we become aware of it. If you're of a certain personality type, you may track it quite a bit. But I'd submit to you that we're unconsciously aware of another balance sheet as well. And this one is pretty tricky to measure and even harder to manage. Sometimes, we often find it hard to put into words. But this is real.
I call this our intangible balance sheet. What I mean by this is those life principles, experiences, memories, that given any amount of money, we wouldn't trade. They're the memories that bring tears of joy to our faces, because we simply just can't imagine life without them. We feel fortunate to have had could be our first jobs proposals, wedding days, birth, struggles, anxieties, fears, hindsight. It's all those things that melt into a memory that brings a distant stare and a smile to our face. showing those things that have made us us.
That's what I'm talking about when I talk about the intangible balance sheet. It's those moments in life that may be financially irrational, but are indispensable parts of our life. So, these episodes are focused on stories that bring us joy, happiness, fulfillment, ultimately, may hold necessary keys that will direct the future of our family, friends, and neighbors. So listen in with us as we uncover some of those stories that are meaningful to our guests. And maybe you'll uncover hidden value on your own intangible balance sheet
Welcome to this week’s Wisdom and Wealth Podcast. Join us for a discussion with Robert H. Jordan Jr. Ph.D., who following retirement as a weekend anchor for WGN-TV, launched Video Family Biographies as a way to capture family legacy through video.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Robert H. Jordan Jr. is not affiliated with CWM, LLC.
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Welcome to this week’s Wisdom and Wealth Podcast. This week, Bob Boetticher, the CEO of LHT Consulting Group, LLC joins me to share his insights on proactive Memorial and Legacy Planning. Throughout Bob’s career he has coordinated and directed some of the most visible funerals in recent history for well-known politicians, cabinet members, business leaders, entertainers and clergy.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Bob Boetticher is not affiliated with CWM, LLC.
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Welcome to this week’s Wisdom and Wealth Podcast. This week, Dale Buckner, CEO of Global Guardian joins me and shares his experiences providing cyber and physical security for wealthy families and large corporations both at home and abroad.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Dale Buckner is not affiliated with CWM, LLC.
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Welcome to this week’s Wisdom and Wealth Podcast. Dennis Jaffe, PhD joins the podcast today as we discuss how to prepare for and carry on a family legacy through a rhythm of effective family meetings.
Thank you for listening! Please let us know what you think and pass along any questions you have after listening.
Dennis Jaffe, PhD is not affiliated with CWM, LLC.
Welcome to this week’s Wisdom and Wealth Podcast. Today Don Victory of Energy Mentors joins me to discuss how he is finding purpose in this next phase of his life by sharing his “Crystalized Intelligence” through mentoring.
Thank you for listening! Please let us know what you think and pass along any questions you have after listening.
Don Victory is not affiliated with CWM, LLC.
Welcome to this week’s Wisdom and Wealth Podcast. Mark and Jody Rollins of Retirement Transformed join us to share their one on one coaching service enables clients to bring forward the best gifts and talents, accumulated over a life’s career, and invest them in their families and communities. You will also hear about their career experiences and their own initial retirement experience which caused them to choose a different path and build a business around helping others find purpose and meaning from their newly found time freedom and financial independence.
Thank you for listening! Please let us know what you think and pass along any questions you have after listening.
Mark and Jody Rollins are not affiliated with CWM, LLC.
Welcome to this week’s Wisdom and Wealth Podcast. Join us for a discussion with Kempten Schwab of STS Capital Partners on how he guides business owners through the emotional and psychological journey of exiting their closely held business. Additionally we will talk more about how he helps entrepreneurs monetize the strategical value of their privately owned business.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Kempten Schwab is not affiliated with CWM, LLC.
Welcome to this week’s Wisdom and Wealth Podcast. As you all know, we have dedicated June and July to reviewing the Insurance portion of your financial plan. To assist in this effort today’s guest is Lindsay Marchiori from Dexter and Company.
Together we review what factors to consider when reviewing your Home, Auto, Umbrella, and Specialty Insurance coverage.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Lindsay Marchiori is not affiliated with CWM, LLC.
Welcome to this week’s Wisdom and Wealth Podcast. This week, T.J. Sudol from Flexjet, joins me for a conversation about how he helps clients walk through the best private travel option to fit their needs. Specifically, we cover usage rules of thumb for Private Charter, Jet Card, Private Lease and Fractional Ownership.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Welcome to this week’s Wisdom and Wealth Podcast. This week, Scott Schlaufman, MPACC tackle the tax consequences of receiving, owning, spending and of giving away cryptocurrency.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Welcome to this week’s Wisdom and Wealth Podcast. This is the last episode of a three part series where, Scott Schlaufman, MPACC and I examine the potential tax consequences of common real-estate transactions. In this episode we examine best practices for selling an inherited property after several years, as well as what to consider when gifting a property to your children.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Scott Schlaufman is not affiliated with CWM, LLC. Opinions expressed may not be representative of CWM, LLC.
Welcome to this week’s Wisdom and Wealth Podcast. This is the 2nd episode of a three part series where, Scott Schlaufman, MPACC and I examine the potential tax consequences of common real-estate transactions. In this episode we examine the consequences of buying a second home, how one might mitigate taxes when liquidating 2nd home through prior planning, and also a reminder of the tax consequences of renting a second home.
Please let us know what you think of this week’s episode and also if there are additional questions you have that we did not cover!
Scott Schlaufman is not affiliated with CWM, LLC. Opinions expressed may not be representative of CWM, LLC.
Welcome to this week’s Wisdom and Wealth Podcast. This week, Scott Schlaufman, MPACC and I begin a four part series on real-estate transactions from a tax perspective. In this first part of our discussion we discuss recognizing a large profit on a home sale, both over a short period of time and a longer period of time.
Please let us know what you think of this week’s episode and also if there are additional questions you have that we did not cover!
Scott Schlaufman is not affiliated with CWM, LLC. Opinions expressed may not be representative of CWM, LLC.
Welcome to this week’s Wisdom and Wealth Podcast. This week, is the second part of my discussion with Emily Gang, CEO of the Medicare Coach.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Welcome to this week’s Wisdom and Wealth Podcast. This week, Emily Gang, CEO of the Medicare Coach stops by to discuss how her team helps clients navigate the complexities of signing up for Medicare Coverage that fits their goals and life situation.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Today Megan Eddings joins us to share her story of leaving one successful career to found her own company. Megan is the founder and CEO of Accel Lifestyle (anti-stink and antibacterial apparel) and Accel Unite (sustainable and reusable isolation gowns), where she holds patents in both companies.
From winning $10,000 in her first business pitch competition to scaling to a multi-million dollar business in less than 12 months, Megan has shown that hard work, positivity and the ability to pivot quickly. Join us to hear more about Megan’s story!
Welcome to this week’s Wisdom and Wealth Podcast. This week Jamie Hopkins ESQ., MBA, CFP®, LLM, CLU®, CHFC®, RICP® joins the podcast for a discussion on Cryptocurrency and Blockchain technology. In this conversation we cover several questions such as: What this currency and technology is? How clients can think of recent adoption and success of certain currencies? How coming policy decisions may alter our current situation. How to view this type of asset in a larger balance sheet? Best practices for storing cryptocurrency and avoiding scams and fraud, and lastly reminders around reporting best practices.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Welcome to this week’s Wisdom and Wealth Podcast. This week’s conversation is our last of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In this week’s episode we cover
1. Best practices for assisting aging parents
2. How has COVID 19 changed this process
3. What happens if you don’t have this process in place prior to an event
Thank you for listening and for your feedback. Please let us know if you have additional questions around this topic or if you have ideas for a future conversation.
Welcome to this week’s Wisdom and Wealth Podcast. This week is our third episode of a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Health Care Powers of Attorney. In today’s discussion we delve into:
1. Who in your life needs this process
2. How the process changes at various stages of life
3. What to consider in the event of mental illness or dementia
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Welcome to this week’s Wisdom and Wealth Podcast. This week is episode 2 of our four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Powers of Attorney. In today’s discussion Sarah and Tom walk through how this process works in practice, Who should have copies of our HC POA, How to handle traveling with someone other than your agent, How to handle vacationing in other states and overseas and more.
Thank you for listening! Please let us know what you think and also pass along any questions you have after listening.
Welcome to this week’s Wisdom and Wealth Podcast. This week we begin a four part series with Sarah Duey, JD, CTFA, CAPⓇ, AEPⓇand Tom Fridrich, JD, CLU, ChFC on Healthcare Power of Attorney. In this first part of our discussion we discuss what a HC POA is, what it specifically does, whether or not a “living will is sufficient”? Who should be your Health Care Agent?
Please let us know what you think of this week’s episode and also if there are additional questions you have that we did not cover!
Join us for the last portion of our discussion. What are questions our team wishes clients knew the answer to? Additionally, we explore ways of informing your heirs of their coming responsibility?
What would be reasons for naming a Trust as the beneficiary of your qualified accounts?
Have you considered naming a charity as a partial beneficiary?
Join us for part two of our discussion. Have you considered the tax rate of your heirs when they receive qualified accounts?
Have you estimated what income tax bracket your Required Minimum Distribution could put you in? Listen in for why you should.
Today's Conversation is with Jamie Hopkins of Carson Wealth about why Estate Planning is an essential piece of financial planning. Everyone has an estate plan, whether they realize it or not. Today's conversation walks through considerations to enhance your existing situation. And Spoiler alert! Writing your eulogy and sharing it with your loved ones may be the most valuable thing you do! Enjoy!
See below for a complimentary copy of our estate planning checklist.
https://cloud.carsonmx.com/resource?brandid=0016g00000bSLDqAAO&guidekey=2021-estate-planning-checklist
Income Planning in retirement can be filled with regret and indecision. In today's conversation we dive into factors to consider and guidposts to look for and frameworks with which to view your situation.
Often a sudden change in financial situation brings with it uncertainty and anxiousness. In today's conversation we seek to walk through the key factors to simplifying your situation and what to consider when choosing your next steps.