Real Life Investing: Recent Episodes
Jason & Rachel Wagner
Real life stories of real estate investing in Chicago. How we got started in real estate and continue to grow our business. It isn't all sunshine and rainbows but if you stay focused on your WHY and commitment to each other you will prevail.
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Charlie Kirk's life was cut tragically short at just 31 years old, but his impact on American politics and conservative thought will endure for generations. We're still processing the shock of his assassination, which has rippled through communities worldwide and revealed deep fractures in our political landscape.
Few figures have accomplished what Kirk did in such a short time. Founding Turning Point USA as a teenager without a college degree, he built a movement that gave voice to young conservatives on campuses across America. His approach was unique – engaging in difficult conversations with political opponents while maintaining a kind, open demeanor that invited dialogue rather than division. This combination of principled conviction and conversational tone made him remarkably effective and beloved by millions.
What's been most striking in the aftermath is the range of reactions. While many mourned deeply – including people who never met him but felt connected through his content – others responded with indifference or even celebration. This troubling dichotomy points to a deeper crisis in our political discourse. The digital age has compounded these issues, with graphic footage spreading rapidly online and context-stripped quotes fueling misrepresentations of Kirk's actual statements.
As we reflect on this tragedy, we're left with important questions: How do we protect ourselves from the psychological impacts of witnessing violence through our screens? Can we disagree with someone's politics while still acknowledging their humanity? And how do we begin healing a political culture that has become so venomous?
Perhaps the most powerful moment came at Kirk's memorial service when his wife Erica forgave his assassin – a testament to the faith-centered values he espoused. As we move forward, the most fitting tribute to Charlie Kirk might be restoring the kind of respectful dialogue he advocated for, where disagreement doesn't devolve into dehumanization, and political violence is universally condemned.
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Our first eviction experience turned into a year-long saga of legal hurdles, thousands in lost revenue, and unexpected emotional challenges. We navigate the complex process of evicting non-paying tenants from our commercial property in Chicago while balancing business decisions with human impact.
• Notice requirements for tenant termination in Chicago (120 days for tenants who've lived there over 3 years)
• Impact of problem tenants on other units and building conditions
• Timeline from notice to actual eviction spanning nearly 12 months
• Legal procedures including court dates, default judgments, and sheriff scheduling
• Importance of not accepting rent after termination notice
• Financial impact: over $10,000 in losses from legal fees and missed rent
• Emotional reality of eviction day with six sheriff officers and social workers
• Cash-for-keys as a potentially better alternative to formal eviction
• Location matters - eviction laws vary significantly between different states and counties
• Single-unit rentals carry higher risk compared to multi-unit properties
If you're considering real estate investing, understand that evictions are sometimes unavoidable but should be your last resort. The financial and emotional cost makes cash-for-keys deals worth considering before entering the lengthy court process.
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In this captivating episode of Real Life Investing, Jason and Rachel Wagner sit down with powerhouse duo Jennie Berger and Tristan Lora for a conversation that blends real estate savvy, entrepreneurial resilience, lifestyle design, and some truly unforgettable stories.
Jennie shares her inspiring journey from high-stakes condo development and house flipping to building a thriving private lending business. She opens up about lessons learned from challenging projects, the art of calculated risk-taking, and how she structures deals to protect her capital—plus the surprising role her self-directed Roth IRA plays in her lending portfolio. Tristan jumps in with insights from his high-energy career in live events and race car street production, showing how creativity, adaptability, and AI tools fuel his work.
Beyond business, the episode explores their shared commitment to health, plant-based living, and intentional lifestyle choices. The conversation flows into midterm rental strategies, navigating tenant relationships, and the balance between financial returns and personal freedom. Along the way, listeners are treated to hilarious and heartfelt anecdotes—ghost stories, “slow-play” romance, and even the science of hugs—that reveal the warmth and authenticity behind their success.
Whether you’re a real estate investor, entrepreneur, or someone seeking inspiration to design a healthier, more intentional life, this episode delivers a rare mix of actionable advice, personal wisdom, and pure entertainment.
IG: @Propertypeoplellc
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When veteran Dubois Toy received a check for $2,600 at his closing table after buying a $369,000 property, he knew he'd stumbled onto something extraordinary. With just $400 out-of-pocket, he'd unlocked the hidden potential of the VA loan that most veterans never discover.
As a former ethical hacker, Toy brought his methodical approach to finding loopholes to the world of real estate investing. "I read 2,000 pages of the VA lenders handbook," he reveals, explaining how this deep dive uncovered game-changing strategies most loan officers don't even know about. The most shocking revelation? Only 35% of veterans ever use their VA loan benefits, leaving billions in potential wealth-building opportunities untapped.
The conversation explodes with practical insights about maximizing veteran benefits—from getting property tax exemptions through disability ratings to the little-known technique of partnering multiple veterans together to purchase buildings far beyond the standard 4-unit limit. Toy breaks down how creative financing allowed him to acquire multiple properties with zero down payment and explains how veterans can stack tax advantages through strategic house hacking.
Beyond real estate strategies, Toy shares powerful resources for veterans struggling with housing, offers book recommendations that transformed his mindset, and discusses the stark differences in benefits between various states. His passion for helping fellow veterans navigate what can be an overwhelming system shines throughout the episode.
Whether you're a veteran looking to maximize your benefits or simply someone interested in creative real estate strategies, this conversation reveals how reading the fine print and questioning conventional wisdom can unlock extraordinary opportunities. What military benefit could you be missing out on right now?
Resources:
🏠 VA LOAN & HOUSE HACKING
VA Loan Program Overview (0% down, eligibility, benefits):
🔗 https://www.benefits.va.gov/homeloans/
VA Buyer’s Guide (PDF) – Understand the VA home loan process:
🔗 https://www.benefits.va.gov/homeloans/documents/docs/VA_Buyers_Guide.pdf
House Hacking with a VA Loan (renting by room/unit strategy):
🔗 https://veteran.com/house-hacking-va-loan/
VA Jumbo Loan Explanation (limits above conforming loan):
🔗 https://www.veteransunited.com/valoans/va-jumbo-loans/
VA Energy Efficient Mortgage (EEM) – Upgrade your property:
🔗 https://www.veteransunited.com/valoans/va-energy-efficient-mortgage/
VA Renovation Loan (similar to FHA 203k):
🔗 https://www.veteransunited.com/valoans/va-rehab-loans/
🧾 PROPERTY TAX EXEMPTIONS (CHICAGO / COOK COUNTY)
Cook County Veterans Property Tax Exemption (70%+ disabled = full exemption):
🔗 https://www.cookcountyassessor.com/veterans-disabilities-exemption
Returning Veterans Exemption (recently returned from active duty):
🔗 https://www.cookcountyassessor.com/returning-veterans-exemption
Disabled Veterans Homestead Exemption Details (State of IL):
🔗 https://www2.illinois.gov/veterans/services/Pages/property-tax-relief.aspx
Shoot Dubois a message on FB if you want to ask questions or get in contact!
https://www.facebook.com/share/16CfS5xbFf/?mibextid=qi2Omg
For additional resources, click here.
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We recently welcomed our son Wes Michael Wagner and share our deeply personal journey through childbirth in a rapidly changing healthcare landscape, where we declined nearly all standard hospital protocols for newborns.
In this episode we discuss:
• Detailed look at RhoGAM shots and our decision to decline despite significant pressure from medical staff
• Analyzing the risk factors of Group B Strep and antibiotics versus protecting the microbiome
• How vitamin K shots are linked to jaundice and other risks according to manufacturer package inserts
• Discussion of the new MAHA report that questions the American vaccination schedule
• Navigating religious exemptions and standing firm on our decisions during labor
• Hospital pressure tactics and how we researched each decision thoroughly
• The striking observation that our newborn had the lowest risk of jaundice of our three children
We encourage you to research thoroughly, understand your personal risk factors, and make informed decisions that align with your beliefs. Whatever choices you make, being educated about both benefits and risks is crucial for proper informed consent.
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In this heartwarming episode of The Real Life Investing Podcast, Jason and Rachel Wagner sit down with Sheila Henneman, the beloved owner of Berry Yo Frozen Yogurt in downtown Arlington Heights, IL.
Sheila shares her remarkable journey from being a stay-at-home mom to becoming a thriving entrepreneur with one of the most cherished local businesses in the community. You'll hear how she:
- Started a frozen yogurt business with no prior experience
- Survived the brutal impact of COVID with the help of her community
- Built a business that hires and mentors local teens
- Chose to not franchise, keeping Berry Yo a true community gem
- Is now experimenting with high-protein frozen yogurt using First Phorm products
- Raised her kids with work ethic, integrity, and heart (including 75 Hard champion Paige!)
Whether you're a small business owner, a parent, a dreamer, or just love a good underdog story—this episode will inspire you to follow your gut, serve your community, and persevere through anything.
Connect with Berry Yo or Book an Event
Visit: https://www.berry-yo.com
Email: sheilahenn9@sbcglobal.net
Call: 224-735-3112
Like, comment, and share this episode with someone who needs a dose of entrepreneurial inspiration!
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What if the secret to building deep community in our disconnected world was hidden in plain sight? Matt and Katie Milford—known as the "connectors" of their Arlington Heights neighborhood—reveal their formula for transforming neighbors into friends and acquaintances into family.
The Milfords share how their strategic decision to live near downtown, despite the higher cost, put them in proximity to like-minded, socially-oriented people. "When you rapidly surround yourselves with people who are in the same location, roughly the same age, popping out kids at the same time, and have similar interests, you naturally create friendships," Matt explains. This intentional choice creates the repeated interactions—approximately 10-30 needed to form a friendship—that happen organically when you regularly cross paths at parks, downtown areas, or while doing yard work.
Their annual gatherings have become neighborhood legends. Their Fourth of July party invites over 100 people to watch the parade from their yard—complete with a refrigerator rolled into the driveway and 200 hot dogs. The Christmas party they rescued from cancellation brings 150 neighbors together during winter months when community connections typically hibernate. Their block parties transform their street into day-long celebrations ending with neighbors sharing whiskey and cigars until 2am.
Beyond parties, the Milfords share their unique parenting philosophy, balancing personal growth with family time, and insights from Matt's former motorcycle garage business. They candidly discuss the challenges of building community while maintaining individual identity—something they've mastered through color-coded family schedules and designated alone time for each parent.
Whether you're new to a neighborhood or looking to deepen existing connections, the Milfords offer a refreshingly simple roadmap: be visible, be curious, and be willing to initiate. In a world increasingly dominated by digital connection, they remind us of the irreplaceable value of face-to-face community.
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In this inspiring episode, Jason and Rachel Wagner sit down with the multifaceted Wonderful Togbey—a successful Chicago real estate investor, 75 Hard enthusiast, and master of credit card hacking.
As an immigrant from Togo, West Africa, Wonderful Togbey shares his incredible journey of moving to the U.S. at 16, building a thriving real estate portfolio from scratch, and balancing a full-time job, family life, and global travel.
Kicking things off with his experience tackling the grueling 75 Hard program in 2021, Wonderful reveals a surprising twist. From there, the conversation dives into his real estate adventures: starting with a house hack in Omaha, navigating tenant nightmares (think Walmart parking lot deals and stolen copper), and scaling up to a million dollar commercial property in Chicago’s Washington Park.
With transparency as his superpower, Wonderful doesn’t shy away from the battle scars—flooded basements, evictions, and $200,000 budget overruns—proving real estate’s forgiving nature rewards those who persevere.
Wonderful drops game-changing tips on credit card point hacking, showing how he turns everyday expenses into business-class flights to Togo and Spain using tools like Seats.aero and ChatGPT.
Whether you’re a real estate newbie or a seasoned investor, this episode is packed with grit, practical wisdom, and a reminder that the sweetest rainbows follow the toughest storms.
Follow Wonderful’s journey on Instagram @mrwonderfulinvests
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RFK Jr.'s appointment as HHS Secretary could signify a shift toward greater transparency and parental choices in public health and vaccination policies. Jason and Rachel Wagner discuss their own experiences with vaccination and the importance of informed consent, raising significant questions about the current understanding of vaccine safety and industry accountability.
• RFK Jr. confirmed as HHS Secretary, sparking hope for public health reform
• Discussion centers on the evolving narratives surrounding vaccines
• Personal stories highlight challenges faced by parents navigating health decisions
• Emphasis on the importance of informed consent and transparency in health policies
• Concerns over the safety protocols and long-term effects of vaccines
• Call for comprehensive dialogue about vaccinations and health risks
• Conclusion presented on the need for parental autonomy in health choices, free from mandates and fear tactics
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Bible sales are reaching record highs, and across America, more people are reconnecting with their faith. This makes today’s episode especially timely as we sit down with the incredible Anita Pilalis, a devoted and passionate Christian. Anita shares the powerful moment she found God and how it became her life’s mission to serve Him.
Our conversation touches on how others can lean into their faith to help them during times of uncertainty, how prayer can be used as an intimate conversation, how to recognize the unseen spiritual warfare that encapsulates our world, and how faith can guide crucial life decisions that might come our way.
This episode is an authentic conversation that dives into personal stories of how each of us found our way to Christ and the journeys we have taken to deepen our relationship with God.
Subscribe to Anita's blog: https://overflowoftheheart.com/
Follow Anita on Instagram: @anitapilalis
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Today's episode, we discuss the arbitration case over earned real estate commissions we recently found ourselves in. In a claim that was brought against brokerage, we walk through how we effectively defended our commission and ultimately prevailed as the unlikely victors.
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Join us for one of the most inspirational conversations you can hear as we sit down with Mike Bednarz. It was just another day quoting a job for his commercial HVAC company, Bedco Mechanical, when Mike suddenly lost control of a ladder and fell 25 feet onto concrete. Mike suffered a severe brain injury and shattered many bones from that accident. He shares his story of how he had always lived a life of discipline, and his choices leading up to his injury helped him bounce back even stronger and more resilient after doctors had doubted his remarkable recovery.
Our conversation also dives into Mike's passion for entrepreneurship, real estate, fitness, and veganism.
Join us for this impactful episode.
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Today's episode dives into our spiritual journey back to faith. Our conversation explores that impact of the 2024 presidential election and how it offered the evidence Jason needed to rediscover his abandoned faith.
We hope that our story offers others an opportunity to become curious about God and encourages you to go explore.
A truly relatable episode.
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Tune into our take on how Donald Trump and the Republicans won the 2024 election in a landslide.
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Join us on the Real Life Investing Podcast for a thought provoking conversation of shifting political landscapes with our guest, Adriana. As a Hispanic raised in a middle-class neighborhood with strong Democratic values, Adriana shares her compelling journey from a lifelong Democrat to a passionate supporter of Donald Trump and the Republican Party. This transformation highlights the power of personal experience in reshaping political beliefs. Adriana's story offers a unique window into the broader trend of changing political affiliations, particularly within Hispanic communities, as cultural values and economic frustrations influence new alignments.
With a background in education and family in law enforcement, Adriana details her first hand experience of leading classrooms with newcomer immigrants, and the mindset of today’s officers.
Enjoy this engaging conversation!
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Jason and Rachel detail how they went from being worth more dead than alive, to surpassing $1M net worth in 5 years through real estate investing.
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We bought a Cybertruck. We rent it out on Turo. Here’s how it’s going and here’s the story of why we decided it was a worthwhile investment.
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Meet Leslie Collazo, a passionate advocate and dedicated community leader from the heart of Chicago. Born and raised in Illinois, Leslie is a proud daughter of Puerto Rican heritage, bringing a rich cultural perspective and a commitment to serving her community. As she embarks on her journey to become the State Representative for the 8th District, Leslie's bilingual abilities amplify her connection with diverse constituents.
Leslie holds a Bachelor's Degree in Speech Communications from Northeastern Illinois University, where she honed her skills in effective communication and advocacy. Her career has been a tapestry of experiences—ranging from grassroots organizing and community engagement to teaching in charter schools and managing accounts in the nonprofit sector. Currently, she thrives in residential and commercial real estate, where she helps families find their homes and businesses establish their roots.
A true champion for the next generation, Leslie is committed to addressing the pressing challenges facing the 8th District. She believes in delivering pragmatic solutions that uplift all residents, whether they are first responders, business owners, or everyday working Americans.
Leslie is not just a candidate; she’s a common-sense leader with a vision for a brighter future. She is dedicated to education reform and human rights, ensuring that every voice is heard and every dream has the chance to flourish.
At home in North Austin, Leslie and her husband are nurturing their two children, who proudly attend Chicago Public Schools. This personal connection fuels her passion for improving educational opportunities and community resources for all families.
Join Leslie Collazo in her mission to bring fresh, impactful leadership to the 8th District—because together, we can save Illinois NOW!
For more information on Leslie and her campaign, please visit: https://www.collazoforillinois.com/
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What if the political leanings of your college professors are shaping your worldview more than you realize?
Today we discuss the chart Elon Musk shared that shows the dominance left leaning professors have within our colleges and universities. This chart is also supported with a 2016 study of Liberal Professors Outnumber Conservatives 12:1.
Our discussion details personal reflections of our college experience back in 2008 where topics of race, white privilege, and victimology were commonly taught. Fast forward to today, and we can see how these teachings have translated into further division within our communities.
The Rabbit Hole - https://x.com/therabbithole84/status/1847700495600693594?s=42
Liberal Professors Outnumber Conservatives 12:1: Study - https://www.washingtontimes.com/news/2016/oct/6/liberal-professors-outnumber-conservatives-12-1/
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Catch our take on the Kamala Harris vs Fox News interview and what it says about the state of the media. Going further, we discuss the important voting topics that the left and right are debating, while also diving into Trump Derangement Syndrome (TDS). Rachel gives us her opinion on Trump's treatment of women, and finally we talk about the key pieces that will win the election.
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Can one thrive as a conservative in a sea of liberal ideology? Embark on a journey with us, Rachel and Jason Wagner, as we unravel our personal narratives of embracing conservative beliefs while living in the predominantly Democratic state of Illinois. We'll peel back the layers of our political evolution, shaped by our unique backgrounds—Rachel's intriguing childhood conversations with her grandfather, a Democratic mayor, and Jason's eye-opening political awakening post college.
Our final segment explores the crucial role of education in shaping political perspectives. We'll recount personal experiences of navigating political discussions within family settings, emphasizing the necessity of fostering critical thinking and exposing children to diverse viewpoints. From the challenges of racial discussions in educational institutions to the impact of diversity and inclusion initiatives in the workplace, we tackle these sensitive topics head-on. Our episode concludes with a candid discussion on the evolving understanding of gender and societal norms, inviting parents to actively engage with their children in complex conversations, ensuring a balanced and comprehensive worldview for the next generation.
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Join us as we celebrate our 50th episode on the Real Life Investing Podcast. We couldn’t have reached this milestone without our listeners, our virtual assistant Ricel, and the incredible guests who shared their wisdom and experiences. This episode is a heartfelt reflection on our journey, highlighting the transformative impact of the 75 Hard program, with inspiring stories from Nicky De Leon (Ep #8), Jon and Keira Quintero (Ep #15), Paige Henneman (Ep #33), James and Mhariel Stirgus (Ep #46), and many more. Each of their personal growth journeys have been nothing short of inspiring, and we are grateful to share them with you.
From house hacking to dream homes, we also dive into the personal tales of real estate success stories. We recount Tim Botsford's (Ep #14) leap into an investment property, Brian and Ashley DeSimone's (Ep #20) house hacking partnership, and Levi and Lindsey Kane's (Ep #16) pursuit of their dream home. These stories emphasize the importance of transparency and vulnerability, not just in real estate but in all aspects of life.
As we look to the future, we remain committed to discussing important and sometimes taboo topics, encouraging authentic and relatable dialogue. Influential conversations with guests like Dave & Amanda Lee (Ep #47) on Faith, Family, and Freedom, Leslie Dirnberger (Ep #45) and Kate Salas (Ep #48) on homeschooling, and Melyssa Garten (Ep #41) on her experiences in China and her family business have enriched our podcast journey.
As we reflect on these impactful episodes and look forward to the next 50, we thank you for being a listener! Here's to continuing these meaningful conversations, learning from diverse perspectives, and investing in real life together!
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Join us for a fascinating conversation with two local high schoolers, Kelly and Campbell. From the Covid 19 Pandemic to political viewpoints, this discussion goes into the mindset of what it was like to be a teenager during unprecedented times.
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Today we have the pleasure of sitting down with our children's ISR (Infant Swimming Resources) instructor, Jamie Berger of Safe Swim LLC.
In this episode, we promise you'll gain a deep understanding of the benefits of ISR lessons over traditional swim programs. Unlike conventional methods, ISR lessons are tailored to each child's needs, featuring frequent, shorter sessions that enhance retention and effectiveness.
Jamie also discusses the common misconceptions about ISR, and if you and your child understand the concept of "skills before thrills," you can expect to achieve incredible life saving results.
A must listen for any parent with young children!
If you are interested in getting in touch with Jamie, below is the best contact information:
Jamie Berger
www.safeswimisr.com
Email: Jamieberger@infantswim.com
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Homeschooling has been getting a ton of buzz lately. However, many curious parents struggle with feeling like that they can homeschool their kids successfully, especially if they aren't specifically trained to be teachers. Well today we sit down with Kate Salas, a mother of three, who recently found homeschooling during the pandemic and has not looked back at traditional schooling since.
Kate walks us through how her family ultimately made the decision to homeschool, even though her husband is a public school teacher. Kate shares how she utilizes co-schools and a neighborhood network of homeschoolers to help maximize the experience and provide tons of social interactions. Kate also describes her day to day, mindset, and offers plenty of tips on how any parent can effectively pull off homeschool.
A super relatable episode that every parent with young children should hear!
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Join us for a deep engaging conversation around faith, family, and freedom with our dear friends, Dave and Amanda Lee. A truly inspiring episode that will leave you feeling energized to take on anything life throws your way.
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Join us as two members of the armed forces, James and Mhariel Stirgus, share their journey through the 75 Hard mental toughness program. They dive into the program's stringent rules and reveal how it helped them reset their routines and regain control over their lives after the birth of their son. The Stirgus’s offer firsthand accounts of how mutual support and persistence were crucial to their success, providing insights and inspiration for anyone looking to tackle their own personal goals.
An extremely engaging and thought provoking episode that you don’t want to miss!
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What if you could take control of your child's education and transform it into a meaningful, personalized experience? Join us as we sit down with Leslee Dirnberger, a former litigator turned passionate homeschooling advocate, to explore how you can reclaim your children's education. From her unique upbringing on Capitol Hill to her insightful critique of the No Child Left Behind Act, Leslee shares her journey and addresses common misconceptions about homeschooling. Discover the pivotal moments that spurred her transition to homeschooling and how her family successfully navigated this life-changing decision.
Are you frustrated with the current state of public education, especially after the disruptions of COVID-19? We dive deep into the historical and legislative influences that have shaped today's educational landscape. We share personal anecdotes about challenging the outdated and compliance-driven nature of the current system and explore the growing need for parental involvement in schools. Leslee discusses the importance of fostering critical thinking over rote compliance and how parents can take an active role in their children's education.
Balancing homeschooling with career responsibilities is daunting, but Leslee offers practical advice and creative solutions for families in various situations, including dual-income and single-parent households. We examine the flexibility of homeschooling schedules, the benefits of personalized learning plans, and the myriad opportunities for homeschooled children to participate in athletics and extracurricular activities. By the end of our conversation, you'll be equipped with the knowledge and inspiration to seriously consider homeschooling as a viable and enriching option for your family's educational journey.
Leslee Dirnberger's Linkedin
Aspire Education Website
Schedule a Call with Leslee
Send Leslee an Email at hello@aspireeducation.us
List of Leslee's Recommended Books on Amazon:
Crimes of the Educators - Samuel Blumenfeld, Alex Newman
The Deliberate Dumbing Down of America - Charlotte Thompson Iserbyt
America: The Last Best Hope - William J. Bennett
Inside American Education - Thomas Sowell
The Underground History of American Education - John Taylor Gatto
Why Are You Still Sending Your Kids to School? - Blake Boles
The Brave Learner - Julie Bogart
The Call of the Wild and Free - Ainsley Arment
Smart but Scattered - Peg Dawson, Richard Guare
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Thinking about a move to the Chicago suburbs but don't know where to start your search? Check out Arlington Heights, IL. Potentially the future home of the Chicago Bears, the Arlington Heights real estate market has been exploding and seeing some of the strongest price growths of all of the Northwest suburbs.
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Ready to take your understanding of the Chicago real estate market to the next level? Do you want to buy real estate today but you are uncertain about what the market is going to bring in the near term? High interest rates have turned the real estate sector upside down, causing fear to surge through would be buyers and sellers. However, there are still people transacting in this high interest rate environment. Do they know something that you don't? They might.
In today's episode, we go over the key statistics that you need to know to feel confident and convicted in your real estate decision making. I give you the keys indicators to look at, my analysis and interpretation of what the trends mean, and my forecast of where I anticipate the market is heading.
A jam packed episode with a ton of valuable insights, you don't want to miss!
Check out the Youtube version of the episode here to see the visuals that are presented in today's episode.
https://youtu.be/GS3jsKbbKf0?si=FcJuKC49_ioKQSLd
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Join us for a fascinating conversation with our dear friend, Melyssa Garten, as she shares her experience of living in China for 5 years and the significant cultural differences she identified vs the United States.
Melyssa is a third generation family business owner and she describes how she transitioned from a high powered corporate career at Salesforce in Chicago, to returning to rural Illinois to help with the family business.
This thought provoking discussion touches on many different topics from politics, entrepreneurship, and refining one’s critical thinking skills to always be prepared for the road ahead.
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Today's episode we continue the political conversation and discuss why Robert Kennedy Jr is gaining so much traction as a real 3rd party candidate. We cover his stance on vaccines, his leadership style, the assassination of his uncle JFK, and the reality of what power the government has.
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We just closed on a 5 unit apartment in Portage Park, Chicago! Hear how we underwrote the deal, what the plan is for the property, and how bumpy the closing process was.
Though It was not easy, with perseverance and creativity, we got this transaction across the finish line.
Tune in to the conversation!
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Do you need a crash course on how to buy a house in today's low inventory & high interest rate environment? Then this is the episode for you. On today's show, we discuss the basics of how to purchase a home successfully, while also giving tips and pitfalls to watch out for.
An extremely informative episode, that will definitely leave you feeling much more confident about purchasing real estate, whether it is your first time or your 10th time.
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Today we begin our first discussions on the current political environment and the main conversations that have hit our dinner table on a regular basis. We discuss inflation, the southern border and illegal immigration, censorship and the legacy media, and finally the Covid mandates.
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Most people are not selling their properties right now because they have previously locked in extremely low interest rates on their mortgage and selling right now would mean giving up that rate for one that is drastically higher.
But what if you could sell your property and earn a premium for the interest rate you are giving up? Welcome to the assumable mortgage where Jason has recently just sold a client's property that had an assumable mortgage and he sold it for a price that was significantly above it's market value in Chicago.
In this episode, we break down how to identify properties with assumable mortgages, the potentials hurdles with them, and how buyers and sellers can find a winning situation with assumable loans!
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Have you ever chased a dream only to encounter the sting of rejection, not just once but multiple times? Rachel knows that feeling all too well, and in this heart-to-heart conversation, she openly shares her rollercoaster of emotions through the ups and downs of the Cincinnati Bengals cheerleading tryouts. She's candid about the mix of determination and heartache that comes with being so close to the goal yet having to face another "no." We peel back the layers of Rachel's journey, examining the resilience required to push forward and the self-discovery that comes from facing setbacks head-on.
As we navigate Rachel's story, we also reflect on the complexities of balancing life's roles, like parenting, with the pursuit of personal aspirations. There's a poignant discussion on how her experiences have shaped her view on nurturing dreams, especially for her own children, and how diverse exposures can foster early identification of passions. We tackle the tough conversations about the next steps when a cherished goal seems elusive and the importance of aligning actions with priorities. Rachel's tale is not just about cheerleading tryouts; it's a universal narrative about growth, bouncing back, and the courage to construct new dreams from the fragments of old ones. Join us for an episode that's as inspiring as it is intimate, as we share in the lessons learned when life doesn't go according to plan.
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When Rachel Wagner steps into the studio, you can feel the energy of someone who's danced on the edge of her dreams. She takes us through the whirlwind of emotions as she waits to hear if she's become an NFL cheerleader for the Cincinnati Bengals. Through her eyes, we get an intimate look at the misconceptions of cheerleading, the dedication required to chase such a goal, and how she juggles a rigorous schedule with a rich family life. Rachel's tale is one of persistence, from long commutes to late-night rehearsals, all while holding onto the hope of dancing on the field.
Our conversation takes a turn as Rachel bares her soul about the universal struggle with self-doubt and how she's built up her confidence, step by step. She shares the transformational power of preparing in performance attire and the strategic use of eye contact to connect with judges and exude confidence. But beyond the glitter of pom-poms and high kicks, Rachel speaks to the heart of personal growth—leaning on community, spiritual support, and expert advice to fuel her journey. Listen in as Rachel's story unfolds, providing an inspiring blueprint for anyone facing their own battles with insecurity and the quest for success.
Paige Henneman, a 23 year old 75 Hard Champion, joins us to share her transformative journey after completing the program.
Paige comes from a family of entrepreneurs. Her Mother owns a frozen yogurt shop in Arlington Heights, Illinois, and her Father owns a commercial painting company.
It was Paige's parents that introduced Andy Frisella, the creator of 75 Hard, to Paige. After listening to the Real AF Podcast hosted by Frisella, Paige became a huge fan of 75 Hard and Frisella's company 1st Phorm.
Feeling like she was the only one in Arlington Heights who knew of Andy Frisella, when Jason walked into the shop one day wearing a 1st Phorm shirt, she had to stop and introduce herself. The reality is, if it wasn't for the 1st Phorm t-shirt and the ideologies that come with the brand, we would have never been able to share Paige's story on our podcast.
Paige's story is a testament to what's possible when you intertwine family entrepreneurship with a dedication to self-improvement.
Capping off this episode, we bring to light the health and wellness transformations that ripple out from adopting challenges like the 75 Hard program. From debunking myths about its sustainability to exploring the intricate ways our bodies respond to changes in diet and exercise, this is a narrative about empowerment, resilience, and the incredible capacity for change within us all.
So gear up for an episode that's as much about the strength of the human spirit as it is about the power of a supportive network and the enduring pursuit of happiness and health.
Have you ever pushed yourself to the very edge, only to discover it was the beginning of a remarkable transformation? Manny Estrada did just that with the 75 Hard program, and he's here to recount the mental and physical overhaul that ensued. His competitive spirit initially led him to 75 Hard, but as we unpack Manny's narrative, it becomes clear that the program served as a pivotal 'hard reset' in his life.
As a Financial Advisor for Merrill Lynch Wealth Management, Manny learned to schedule every hour of his day so that he could maintain his demanding work schedule and still find the time to complete the required daily tasks of 75 Hard, which consist of:
Two 45-min workouts (one must be outside)
Drink 1 Gallon of Water
Take a Progress Picture
Follow a Diet (no alcohol or cheat meals)
Read 10 Pages of a Non-Fiction Book
Hear the inspirational journey of Manny's 75 Hard journey, where he also built his own accountably system to ensure his success. This engaging conversation will certainly motivate you to consider 75 Hard yourself!
Join us as we dive into personal and business estate planning with the knowledgeable Shawn Good from the Good Law Group. Shawn breaks down the difference between a Will and a Trust and discusses the why and how of safeguarding your assets against the probate process.
As both a real estate investor and attorney, Shawn wants to ensure you have the final say in what happens to your assets and not the government. Shawn sheds light on the significance of estate planning for everyone, and emphasizes the importance of having these protections established.
In our conversation, Shawn details the strategies that married couples, blended families, and real estate partners should consider when estate planning.
For more information on Shawn Good and his services, please contact him below:
Website: https://www.thegoodlawgroup.com/contact-our-firm/
Email: info@thegoodlawgroup.com
Warning: this episode is the kick in the ass you need to start doing the things you never prioritized.
When you commit to the disciplines that can alter your life’s trajectory, you develop your confidence, self worth, and the ultimate power: independence.
Let this episode motivate you to start on your own path TODAY.
Embarking on a journey from unwavering vaccine advocates to cautious evaluators, Rachel and I open up about the profound shifts in our perspectives, particularly when the well-being of our children is at stake. Our conversation is ignited by lessons from "Turtles All the Way Down," a book peeling back layers of vaccine science and myths. As new parents, the weight of healthcare decisions looms large, intensified by a deluge of information and contrasting societal views. Weaving through our personal stories, this episode promises a raw and intimate look into the dilemmas faced by parents in today's complex health landscape.
This episode goes beyond vaccination to tackle broader issues such as the influence of big pharma, the rise of childhood chronic illnesses, and the underlying ethical questions in healthcare. We share strategies for supporting immune health through lifestyle changes, like embracing organics, and examine testing processes for vaccines against true placebos. The overarching theme emphasizes the empowerment in informed decision-making and the courage to question authority. Join us for a candid conversation that bridges personal stories with the pressing need for transparency and critical thinking in the world of medicine.
Links to things we reference:
Turtles All the Way Down - Chapter 1: Vaccine Clinical Trials
https://tinyurl.com/TurtlesBookChap1Eng
June 2021 Podcast - Bret Weinstein, Robert Malone and Steve Kirsch
https://open.spotify.com/episode/2GkYPouJqLMnMqDzMsdaeh?si=7kVOlC33RxiEVOOQ19lAGg
Dr. Ryan Cole Video Interviews
https://www.theepochtimes.com/epochtv/dr-ryan-cole-alarming-cancer-trend-suggests-covid-19-vaccines-alter-natural-immune-response-4250442
https://www.theepochtimes.com/focus/dr-ryan-cole
Joe Rogan w/ Robert Malone Podcast
https://open.spotify.com/episode/3SCsueX2bZdbEzRtKOCEyT?si=4K5BSlcXQiiXbRdBaQyQHg
Joe Rogan w/Aaron Rogers
https://open.spotify.com/episode/30wj3cs3bfHsrI0aaYWVB1?si=Q1sIt42UQ1WTvl6h4wCVLQ
2023 Cancer Statistics
https://pubmed.ncbi.nlm.nih.gov/36633525/
2020 Cancer Statistics
https://www.cdc.gov/cancer/dcpc/data/index.htm#:~:text=In%20the%20United%20States%20in,which%20incidence%20data%20are%20available
Tune in to our fun Valentines Day special that reminisces on how our relationship began. We stroll through the awkward stories that are typically found with any romance, but we also reveal the blunt truths and fumbles that occurred along the way. Jason also walks us through his slow play method of sealing the deal and winning Rachel's heart. An entertaining and hardly filtered episode!
Today we are joined by Andrew Caldwell, a 21 year old Junior at Illinois State University, who shares his experience of being a member of the real estate club on campus. Andrew is pursuing a degree in Entrepreneurship and Management, and he has dreams of running his own business and building a real estate investment portfolio.
The conversation with Andrew is extremely inspirational, as he shares how he got hooked on real estate, the moment he recognized the benefits real estate can bring to your life, and how he is continuing to surround himself with like minded students on campus.
Andrew also shares his goals after college and has his sights on his first house hack once graduation hits.
Tune in now to hear the inspiring ambitions of a young real estate entrepreneur.
As I recount my leap back into the world of auditions post-motherhood, you'll hear the raw account of my journey—from the vulnerability that comes with reaching for dreams to the determination stoked by your support. I share my WHY and the un-doing of how my mind naturally talks to itself to create a more supportive and inspiring voice from within.
This episode is a heartfelt confessional, stripping back the layers of vulnerability and the societal pressures that tried to dictate my life's rhythm. With Jason by my side, we dissect the courage it takes to stand in your truth, especially when that means defying the conventional paths laid out before us. Listen as we candidly discuss gender norms, the balancing act of partnership in both life and business, and why sharing our personal stories might just be the playbook you need to inspire your own legacy—whether you're wearing a jersey, a business suit, or, in my case, a cheerleader's uniform.
It's no joke that buying and selling in today's market is tough. From the lack of inventory, rising home values, and tall interest rates, how is one able to navigate this complex market? In today's episode, Jason and Rachel break down some key strategies to keep in mind when it comes to buying and selling, revealing tips you may not have even heard of.
This episode can be an extremely valuable listen if you are deciding to make a move in 2024.
How can you still get cash flow when interest rates are in the 7-8% range? Purchasing a deal in today's environment is getting harder and harder, and many properties are not penciling out due to the high cost of money. That's why many investors are turning to their current portfolios and repositioning units as midterm rentals instead of long term leases to score a substantial amount of extra cashflow.
After hearing a number of success stories from colleagues, Jason decided to take a leap into the midterm rental space by converting a garden apartment in Portage Park, Chicago. Jason talks through everything from the furnishings, the listing, the screening process, and the time it took to secure his first tenant.
If you have ever considered a midterm rental, this episode is for you!
We are releasing a new series of episodes that are labeled the "Wagner Report", which are solo shorter episodes with Jason Wagner.
On today's show, Jason dives into the National Association of Realtors (NAR) lawsuit, specifically the Sitzer/Burnett trial, involved allegations of collusion over commission rates between NAR and many large brokerages. The jury found the defendants guilty, resulting in an initial order to pay $1.78 billion in damages, which could potentially increase to more than $5 billion upon the judge's final ruling, along with policy changes.
Jason shares his thoughts on how this ruling will upend the industry and alter the way real estate agents get paid moving forward as the burden of real estate commissions will likely shift to the buyer's responsibility . Ultimately, the agents that can provide value to their clients are going to be the ones that excel in this new market. While the agents that struggle with identifying what their value is, will likely be without a job.
Ever wondered about the thrill and challenges that come with investing in real estate through a live in renovation? This episode brings you a riveting conversation with Greystone Realty agent Jordan Warner, a man who turned a fixer-upper ranch in West Humboldt Park into an engaging journey of discovery.
This episode offers more than just a walkthrough of a renovation project. Jordan takes us into the heart of his real estate journey, shedding light on the sacrifices made and the lessons learned in the process. We delve into the significance of documenting the journey, setting tangible goals, and understanding what it takes to achieve those goals. Jordan's experiences and reflections are a valuable guide for anyone keen on navigating the real estate waters.
As we drift from Chicago to Texas, Jordan shares his unique experience of using Airbnb's in various neighborhoods, maintaining a swimming pool under the relentless Texas sun, and finally taking the plunge into full-time real estate investment. He provides an insightful look into the dynamics of the Fort Worth real estate market, the practice of renting out rooms, and his eventual return to Chicago.
The episode concludes with Jordan's thoughtful stance on gentrification, the industry's oversight in adjusting rents over time, and his ultimate aspiration of being a responsible housing provider. This episode offers a wealth of knowledge for anyone interested in real estate investing, property renovation, or simply seeking inspiration in their entrepreneurial voyage.
Venturing away from their wedding photography business, Brian and Ashley reveal the steps, strategies, and occasional stumbling blocks they've faced in purchasing and rehabbing their first house hack investment property in Chicago. These two candidly share how they went from a thriving small business to a complete halt in income from the pandemic, as they turned to real estate to help provide them with stability. Their story is a perfect example of resilience and creativity, which is extremely admirable.
Brian and Ashley's journey is not just about real estate investing - it's also about intentional living and entrepreneurship. They share their financial freedom goals and future plans, including Ashley's transition to part-time photography/videography, and Brian becoming a full-time real estate agent. They emphasize the importance of trust, integrity, and maintaining a clear vision in maneuvering in a new industry. With a blend of friendship, business acumen, and a dash of risk-taking, Brian and Ashley's story serves as an inspiring roadmap to achieving your own entrepreneurial dreams.
Ready to make a real estate move in 2023? Reach out to speak with Jason or a Greystone Realty agent today to discuss your strategy at 847-997-1639.
High school TODAY is different than when the millennial generation was there. Joining us on the show is Rachel's sister, Maddy, who brings us up to speed on what it is like to be in school as a Gen Z entering Senior year.
Maddy was diagnosed with Celiac disease at a young age and she explains what it is like being on a strict diet most of her life. She also details her experience of attending school during the pandemic and how the effects are still being felt.
The conversation leads into how political arguments among her peers have become more prevalent, as Maddy describes the divide that has developed at this young age. We discuss her sense of the social pressures that have emerged relating to privilege, gender identities, and how teens are communicating online.
This episode is a transparent dialogue of what it is like to be a high schooler today and is promised to bring you a deeper understanding of the realities that teens are facing. By the end of the show, you'll walk away with confidence and inspiration from Maddy as she explains how she is defying her doctor's expectations to continue to pursue her passions and dreams.
Join us for our most emotional and unreserved conversation to date.
Ready to make a real estate move in 2023? Reach out to speak with Jason or a Greystone Realty agent today to discuss your strategy at 847-997-1639.
Building confidence and hitting goals is something everyone wants to do, but so many of us struggle to be confident or fall short of our goals. Our guest today offers how she excelled in these areas by sharing her journey through 75 Hard. The vibrant and inspiring Irais Torres, a successful Chicago real estate agent with Fulton Grace and a champion of the 75 Hard program. Irais passionately shares her transformative journey, revealing how the program's rigorous mental and physical challenges shaped her into the confident and successful woman she is today.
We explore the concept of the accountability mirror, the significance of vocalizing your ambitions, and the trials and triumphs that come with personal growth. Above all, you'll learn how to turn challenges into opportunities, and how pushing your boundaries can lead to a life of confidence, abundance, and continuous self-improvement. Tune in and get inspired by Irais' incredible journey through 75 Hard.
Are your parenting decisions driven by an understanding of early childhood development? On today's show we have the pleasure of sitting down with Rachel's Mother, Lori, who is an early childhood development specialist with a 40-year-long career and a degree in elementary education.
Throughout the episode, Lori shares valuable insights about the pivotal role of engaging gross motor skills from birth, safe sleep practices, the best questions to ask childcare providers, how to establish rules and guidelines with your children, the effects of screen time, and many more tips parents can use to help children through the early stages of life. She emphasizes the value of open dialogue, celebrating the uniqueness of each child, and the power of reaching out for help.
An engaging conversation with Lori, this episode is a must-listen for anyone seeking to nurture their child's development in the most effective way. Tune in and empower yourself with actionable steps you can start today that can help with your parenting journey.
Wouldn't it be nice to live in your dream home for free? Turns out it isn't as hard as you might think. Join us as we traverse the intriguing journey of Lindsey and Levi Kane, who went from being completely broke to living in their dream home for free in just 5 years. This episode is packed with their honest experiences of house hacking, financial problem-solving, and tenant management, all of which helped them create their impressive portfolio.
Lindsey and Levi aren't just about property investment; they're also champions of personal growth. Lindsey recounts her transformative experience with the 75 Hard program sharing her stories of courage, determination, and ingenuity which are nothing short of inspiring.
With all the insightful stories and valuable lessons in this episode, you're sure to walk away with newfound knowledge about real estate investment and personal development. So tune in to this exciting episode, and let Lindsay and Levi Kane guide you along your own path to success.
Have you ever wondered how to juggle full-time jobs, parenting, and your personal health all at once? On today's episode, we share a candid conversation with Jon and Keira Quintero, a power couple who managed to do just that. This dynamic duo not only balanced their busy lives but also completed the 75 Hard program, demonstrating awe-inspiring resilience and discipline. Join us as we dive into their journey, their strategies, and how they navigated the inevitable obstacles to come out stronger on the other side.
Our discussion takes us down the ripple effects 75 Hard has had in their lives and how they have been able to maintain the lifestyle even after completing the program. Keira credits 75 Hard as the contributor to her preparation for the Chicago Marathon and leading to personal records in her 5k, 10k, and half marathon times. Keira shines a light on the transformation of her daily routine, the continued discipline, and intentional time management that has truly shifted her mindset.
Jon goes deep into the unexpected surgery he was forced to have, that put completing 75 Hard at risk. But through determination, Jon was able to complete the day to continue the challenge and keep going.
The Quinteros' journey serves as a beacon of inspiration, proving that with discipline, support, and intentionality, one can truly attain their ambitions. Stick with us as we unpack their strategies for balancing work, parenting, and health, and how their story can inspire you to take the reins in your own life.
Partnering with your Real Estate Agent might seem like an odd endeavor but when you are brand new to real estate investing it is actually a great way to mitigate your risk in knowledge gaps. This is exactly what Tim Botsford did to start investing in Real Estate. In this episode, Tim shares his incredible journey from living with friends to becoming a house hacker, thanks to a combination of curiosity, research, and a pivotal chat with us. If investing in multi-family real estate sounds intimidating, Tim's step-by-step recounting of his experience is bound to resonate with you.
From managing leases and tenant relations, to dealing with unexpected issues like flooding and cockroach infestations, this episode doesn't hold back. Tim's candid reflection on his learning curve is a masterclass in handling real-life trials and tribulations in real estate investing. He reveals how house hacking and a quick response to tenant issues not only gave him more control over his money but also helped him maintain a good rapport with his tenants.
As we wrap up, Tim shares his exhilarating, sometimes nerve-wracking, ride into real estate investing. Overcoming fears, stepping out of his comfort zone and understanding the importance of tenant ordinances, this episode is a goldmine of actionable advice and inspiring experiences. So if you're toying with the idea of a leap into real estate investing, tune in to hear about Tim's joy and anticipation for the future, and how his first property has set him on a path of exciting possibilities.
Ever wondered how understanding your partner's love language could transform your relationship? Well, we've been there and experienced the profound change it can bring. In a heartfelt conversation, we're opening up about our journey through the beautiful teachings of Gary Chapman's "The Five Love Languages". This book has reshaped our understanding of each other and served as a catalyst in strengthening our marriage.
Our conversations also touch upon the influence of love languages in shaping relationships. We share our experience on how recognizing and communicating in each other's love languages has positively impacted our relationship. We share our story, and practical advice on how to incorporate these love languages into your own relationships. So join us, and let's explore the power of love languages together.
When the pandemic hit, our lives changed overnight. Rachel's dance studio dream was suddenly put on hold, our real estate business took a hit, and our search for suitable childcare turned into a difficult task. Navigating through these unexpected challenges, we learned the importance of well-researched decision making and communicating the family values we identified as extremely important. We'll discuss our thought process and our personal stories, which may be relatable to your experience.
This episode is a candid account of our pandemic experience and we hope it brings connection to you.
In this episode we discuss the acquisition of all the properties we've owned with emphasis on our 13 cash flowing rental units. We share the process of acquiring and managing them to become income generating properties.
In this episode we kick off season 2 with the sharing of the vision boards we created at the end of last year and the progress that has come from having one. We also go into Rachel's experience with the 12 hour walk and returning to NFL cheer auditions. Jason details his cash flow goals and the new real estate move we will endeavor in the coming weeks.
After successfully completing our first #Livehard year we share some hilarious stories that happened to us while completing the tasks. If you complete the program, you are bound to have a few bloopers along the way! We also share our biggest take away from the program and why we think everyone should do this.
In this episode we bring on Nicky De Leon who recently completed the 75hard program while maintaining her 9 to 5 corporate job with Lyft, leading several meet up groups in Chicago including the Chicago Multi-family club, InvestHER, and Northwest side building coalition, managing her and her husbands rental portfolio of 80+ units, organizing investment syndicates, and being a new mom.
In this episode we bring to you two of our best friends, Dave and Amanda Lee, who first introduced us to the #75hard/#livehard program. They have had and continue to have a positive and growth impact on our lives as individuals, a couple, and parents. This past year we decided to start purposely investing in our friendship by scheduling weekend getaways together, in luxurious places to create a feeling of touching the dream while growing our friendship through deep and purposeful conversations on life, work, family, purpose, and our deepest desire in goals and achievement. This episode was recorded during our latest trip to Napa Valley.
In this episode we introduce our first guest, Hayden Humphrey, who has spent the last 6-12 months coaching each of us individually. We discuss the details of how coaching works, what types of things are discussed, what takeaways you may have from coaching, and how to connect with Hayden.
Instagram: @haydenashimself
www.HaydenHumphrey.com
In this episode Jason goes into detail of his second house flip on the south side of Chicago. He shares the emotional roller-coaster of the many miscalculations and failures that occurred along the way but ends with an energizing message of perseverance and always pushing through the challenges to find your success.
In this episode we go into the struggles we encountered in our marriage that caused us to drift apart. But how through investing in ourselves first, we have been able to come back together stronger than ever.
In this episode we discuss the life changing growth and mindset shift that occurred during our 75Hard journey. Specifically discussing our change in daily habits and how Rachel went from having our second child to 10 months later competing as a finalist for the Cincinnati Bengals Cheerleaders.
Link to 75Hard podcast by Andy Friscella.
https://open.spotify.com/episode/1tDHTAgvqC6BVeHL9Fedha?si=_R-twFZ8QN214r_nzd4iNg
https://open.spotify.com/episode/6Q2fI9wSVPn8fnPF1lT6Lm?si=HuwvkuMTR-6BbI5CeqiI3g
How we leveraged Rachel's stable W2 job while Jason quit his and took on the risk of starting a real estate business.