Henssler Money Talks: Recent Episodes
Henssler Financial
Henssler Money Talks is your trusted resource for your money, your future, your life. We discuss current market conditions and financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more. We are here to answer your financial questions—email drgene@henssler.com or call 1-855-429-9166. Money Talks also airs Saturdays on 920 AM WGKA in Atlanta. Money Talks is Atlanta's longest running, most respected money show on radio.
Accessing cash, building savings, and planning for retirement all involve choices between what we need today and what we may need tomorrow. We begin with securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls.
Next, we examine Radish, a proposed employer-funded savings plan designed to help workers save without contributing from their paychecks and consider how it compares with 401(k)s, pensions, and cash compensation.
Finally, we look beyond the alarming headlines surrounding Social Security to explain what the projected shortfall could mean for Gen X — and how investors can prepare for an uncertain outcome without assuming their benefits will disappear.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks August 8, 2026 | Season 40, Episode 32
Timestamps and Chapters
- 5:05: Borrowing Against Your Portfolio: Strategic Liquidity or Risk on Top of Risk?
- 25:39: Could Radish Take Root? A New Approach to Workplace Savings
- 36:35: Will Social Security Be There for Gen X?
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The “Henssler Money Talks” hosts discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and liquidity. We look at the tradeoffs behind every investment decision, why you can’t compare your portfolio to the benchmark, and your asset allocation really needs to start with your financial plan.
Original Air Date: August 1, 2026
Read the Article: https://www.henssler.com/portfolio-tradeoffs-there-is-no-unicorn-investment
Technology continues to shape both the markets and the investment landscape. We begin with a look at the week’s biggest headlines—from Apple’s new leasing strategy and a strong earnings season to renewed pressure on global semiconductor stocks.
After the break, we discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and liquidity. We look at the tradeoffs behind every investment decision, why you can’t compare your portfolio to the benchmark, and your asset allocation really needs to start with your financial plan.
Finally, we talk about several high-profile prediction market cases and what they reveal about market integrity, manipulation, and the value of information.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks August 1, 2026 | Season 40, Episode 31
Timestamps and Chapters
- 5:44: Market Roundup: AI, Apple, and the Chip Race
- 37:12: You Can’t Have It All: Investment Tradeoffs
- 51:37: Can Prediction Markets Be Manipulated?
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Why are some Americans building exceptional credit while others are falling further behind? Our latest “Henssler Money Talks” podcast explores the growing credit divide and what it reveals about today’s K-shaped economy. In this companion article, we go a step further—explaining what builds a strong credit score, why it matters, and how it can affect everything from borrowing costs to future financial opportunities.
Original Air Date: July 25, 2026
Read the Article: https://www.henssler.com/one-economy-two-credit-realities
Buying a home, building good credit, preparing for retirement, and navigating the markets all require looking beyond today’s headlines.
Shanna Squires of Henssler Mortgage Advisors joins us to explain what actually happens during the mortgage process — from pre-approval to closing — including why pre-approval may not always be what you can afford, why lenders ask for so much documentation, and how your mortgage lender should be working with you every step of the way before getting the keys.
After the break, we also explore the growing divide in consumer credit, as more Americans achieve top-tier credit scores while others struggle with record credit card balances and how it mirrors our
We examine the changing realities of retirement as more Baby Boomers choose to upsize instead of downsize, reflecting a shift toward multigenerational living, entertaining, and homes designed to support aging in place.
We close with a look at the latest earnings season, why investors are becoming more selective about companies' AI spending, and whether the other 493 companies in the S&P 500 can help broaden market leadership.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks July 25, 2026 | Season 40, Episode 30
Timestamps and Chapters
- 6:36: Inside the Mortgage Process
- 24:16: A Tale of Two Credit Economies
- 33:41: Aging in Place—or Living Larger
- 44:05: Investors Questioning AI Spending
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Financial advice often gets passed from one generation to the next, but not every rule is built for today's economy. The “Henssler Money Talks” hosts take a fresh look at some of the most common rules of thumb and discuss how they fit into modern financial planning.
Original Air Date: July 18, 2026
Read the Article: https://www.henssler.com/should-you-still-follow-yesterdays-financial-advice
This week on Henssler Money Talks, we're cutting through the noise to focus on the financial issues that could have the biggest impact on your decisions.
We begin with a look at the latest market headlines—from CPI data and the start of earnings season to Federal Reserve testimony on inflation and uncertain progress in the U.S.–Iran ceasefire.
Then we answer a listener’s question many homeowners are asking: If you’ve locked in a 3% mortgage, should you stay put or move anyway? Sometimes the best financial decision isn’t the right decision for your lifestyle.
We'll also revisit some of the financial advice that has become accepted as fact and discuss how changing markets, interest rates, and modern lifestyles have challenged some of the guidance investors have heard for decades.
Finally, we'll examine why Ponzi schemes continue to fool investors, the warning signs to watch for, and practical steps you can take to help avoid becoming a victim.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks July 18, 2026 | Season 40, Episode 29
Timestamps and Chapters
- 4:43: What's Moving the Markets?
- 14:29: Is Now the Wrong Time to Move?
- 25:06: Does Yesterday's Financial Advice Still Work Today?
- 39:42: When an Investment Is Too Good to Be True
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
When saving for a child's future, the "best" account depends on what you're trying to accomplish. The hosts of “Henssler Money Talks” explore Trump Accounts, 529 plans, custodial accounts and Roth IRAs, highlighting the advantages, tradeoffs and situations where each may be most appropriate.
Original Air Date: July 11, 2026
Read the Article: https://www.henssler.com/trump-accounts-529-plans-and-roth-iras-match-the-account-to-the-goal
Planning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.
In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a complete estate plan. We discuss the essential documents that work together to protect your family, provide for loved ones, and help ensure your wishes are carried out.
Next, we break down one of the newest savings opportunities for families: Trump Accounts. Who qualifies for the new government-funded accounts? How do they work? And where might they fit alongside other long-term savings strategies for children and grandchildren? We'll separate the headlines from the practical considerations.
Finally, we answer a listener's question about custodial accounts for minors. From UGMA/UTMA accounts to 529 plans and Roth IRAs for working teenagers, we compare the options, discuss the tradeoffs, and explain what parents and grandparents should consider before deciding how to invest for a child's future.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Talks July 11, 2026 | Season 40, Episode 28
Timestamps and Chapters
- 5:17: Do You Have an Estate Plan—or Just a Will?
- 22:07: A New Way to Save for the Next Generation
- 38:38: Custodial Accounts for Kids: What Families Should Know.
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The hosts of “Henssler Money Talks” discuss one of the most important — and most misunderstood — decisions in retirement: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. We break down breakeven analysis and how claiming decisions work alongside your investment portfolio and withdrawal plan to help support long-term retirement goals.
Original Air Date: July 4, 2026
Read the Article: https://www.henssler.com/the-social-security-question-everyone-asks-but-few-ask-correctly
The first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today.
Research Analyst Nick Antonucci returns to the show to recap a remarkable first half of 2026. We discuss which sectors and asset classes led the way, which lagged behind, and the economic and market themes that could define the second half of the year. Along the way, we explain why maintaining a disciplined investment strategy can be more valuable than reacting to every headline.
As Americans hit the roads, airports, beaches, and backyards for the Fourth of July, we explore what one of the nation's biggest holiday weekends can tell us about the health of the consumer. From travel demand and gasoline prices to cookouts, fireworks, and retail spending, we'll discuss how holiday activity provides an early snapshot of consumer confidence and the broader economy.
Then we turn to one of retirement's most important—and most misunderstood—decisions: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. Through real-world scenarios, we break down breakeven analysis, spousal and survivor benefits, and how claiming decisions work alongside your investment portfolio and withdrawal plan to help support long-term retirement goals.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks July 4, 2026 | Season 40, Episode 27
Timestamps and Chapters
- 6:58: Midyear Market Scorecard
- 24:49: Frugal or Fireworks?
- 35:13: Social Security: File Early, File Late, or File Smart?
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The “Henssler Money Talks” hosts tackle one of retirement’s biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we’ll discuss the planning options available — from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed decisions before a health event turns into a financial crisis.
Original Air Date: June 27, 2026
Read the Article: https://www.henssler.com/preparing-for-retirements-most-expensive-what-if
The economy may be sending mixed signals, but for many Americans, the difference comes down to one simple question: Do you earn your income, or do you own assets that generate wealth over time? In this episode, we examine today's “K-shaped economy,” why inflation and rising asset prices have created very different financial realities, and what those differences reveal about building long-term wealth.
That conversation naturally leads us into one of the most powerful forces in personal finance: compound interest. We’ll explore why building your first million can feel painfully slow while later wealth seems to grow almost effortlessly, why so many investors give up before compounding has a chance to work, and how patience — not timing — is often the key to long-term success.
After the break, we tackle one of retirement’s biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we’ll discuss the planning options available —from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed decisions before a health event turns into a financial crisis.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — June 27, 2026 | Season 40, Episode 26
Timestamps and Chapters
- 4:45: Same Economy, Different Reality
- 16:45: Why the First Million Is the Hardest
- 27:15: Long-Term Care: The Conversation Nobody Wants to Have (But Has to)
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Health Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. The “Henssler Money Talks” hosts explore how retirees can strategically use HSA balances, when it makes sense to pay medical expenses from other accounts, and why these accounts can create unexpected tax consequences for heirs. Because with HSAs, sometimes the challenge isn’t building the balance — it’s developing a plan to use it effectively.
Original Air Date: June 20, 2026
Read the Article: https://www.henssler.com/how-an-hsa-can-become-a-source-of-tax-free-retirement-funds
Major events, market narratives, and retirement planning may seem like completely different topics, but they all share a common theme: understanding the forces that shape financial outcomes before they show up in your portfolio.
The FIFA World Cup is bringing the world’s attention to the United States, but some of the biggest winners may never step onto the field. From hotels and restaurants to transportation providers and local businesses, we’ll examine how major sporting events generate economic activity, who benefits most from the influx of visitors, and whether the long-term economic impact lives up to the promises often made by host cities.
We’ll also look at several stories dominating the headlines — SpaceX’s first week of trading, developments in the Iran conflict, and Kevin Warsh’s first Federal Reserve meeting — and discuss why markets increasingly respond to sentiment, geopolitics, and cultural events alongside traditional economic data.
Finally, Health Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. We’ll explore how retirees can strategically use HSA balances, when it makes sense to pay medical expenses from other accounts, and why these accounts can create unexpected tax consequences for heirs. Because with HSAs, the real challenge isn’t building the balance — it’s developing a plan to use it effectively.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — June 20, 2026 | Season 40, Episode 25
Timestamps and Chapters
- 6:25: The World Cup Effect: Winners Beyond the Pitch
- 25:19: SpaceX, Spectacles, and Sentiment
- 43:21: When Should You Spend Your HSA?
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process.
Original Air Date: June 13, 2026
Read the Article: https://www.henssler.com/before-you-try-to-avoid-probate-understand-it
Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process.
We also explore one of the most common sources of stress in any relationship: money. A recent survey found that four in 10 adults in committed relationships admit to keeping financial secrets. From spending habits and saving priorities to differing investment philosophies, we'll discuss the financial disagreements couples face most often and how open communication can help create alignment around shared goals.
Finally, after discussing emergency funds a few weeks ago, we take the next step in the financial planning journey: investing for the future. Whether you're just getting started or looking to better understand your options, we'll break down the fundamentals of retirement investing, including 401(k)s, employer matches, Traditional and Roth IRAs, and the importance of letting time and compounding work in your favor.
From estate planning and family finances to long-term investing, this episode focuses on building a stronger financial foundation for every stage of life.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — June 13, 2026 | Season 40, Episode 24
Timestamps and Chapters
- 4:40: Probate: Fact, Fiction, and what Really Happens
- 32:27: When Mom and Dad Fight: When Couples Disagree About Money
- 50:18: From Safety Net to Nest Egg: Investing for the Future
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Companies like SpaceX, OpenAI, and Anthropic are expected to pursue public offerings at valuations that could rival or exceed the largest companies in history. The “Henssler Money Talks” hosts examine what trillion-dollar IPOs could mean for investors, why valuation still matters even when the business is extraordinary, and whether public investors will be participating in future growth—or paying for it upfront.
Original Air Date: June 6, 2026
Read the Article: https://www.henssler.com/the-difference-between-a-great-company-and-a-great-investment
Every investor faces the same challenge: distinguishing excitement from opportunity, learning lessons from your mistakes, and separating short-term impulses from long-term strategy. In this episode, we tackle all three as we examine the next wave of mega-IPOs, share financial lessons learned firsthand, and discuss why sticking to a plan can be harder—and more important—than it sounds.
Companies like SpaceX, OpenAI, and Anthropic are expected to pursue public offerings at valuations that could rival or exceed the largest companies in history. We'll examine what trillion-dollar IPOs could mean for investors, why valuation still matters even when the business is extraordinary, and whether public investors will be participating in future growth—or paying for it upfront.
Next, we shift from market theory to personal experience. The team shares some of the financial lessons learned firsthand—from debt that lingered longer than expected to missed opportunities created by saving too little, too late. It's a candid conversation about the mistakes, miscalculations, and course corrections that helped shape a healthier approach to money.
Finally, we discuss one of the most important and often overlooked aspects of the adviser-client relationship: staying aligned with the plan. We'll explore the procedures designed to help protect investment accounts, the roles advisers and custodians play in account oversight, and why even well-intentioned portfolio changes can sometimes work against long-term goals when made without coordination.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — June 6, 2026 | Season 40, Episode 23
Timestamps and Chapters
- 6:22: The Most Expensive IPOs Ever
- 37:52: Lessons Learned the Hard Way
- 54:51: Trust the Plan—or Tinker With It?
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The “Henssler Money Talks” hosts tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules are — and just as importantly, what they aren't. Learn how annual gift exclusions, lifetime exemptions, carryover basis, and step-up in basis rules can affect your family's financial future.
Original Air Date: May 30, 2026
Read the Article: https://www.henssler.com/the-tax-rules-that-shape-your-legacy
Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve’s ongoing fight against inflation.
Adjustable-rate mortgages are making a comeback, but this isn't a repeat of the housing bubble era. With special guest Shanna Squires from Henssler Mortgage Advisors, we break down how today's ARMs differ from the products that helped fuel the financial crisis, why some homebuyers are turning to them in a world of elevated mortgage rates, and whether they represent a smart strategy or a risky gamble on lower rates ahead.
Next, we tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules actually are—and just as importantly, what they aren't. If you've ever wondered how families can pass wealth to the next generation without creating unnecessary tax headaches, this conversation is for you.
Finally, we examine a question many investors are asking: What happens when inflation is driven by supply shortages rather than consumer demand? With oil prices and geopolitical tensions once again influencing inflation expectations, we discuss the limits of Federal Reserve policy, why interest rates remain the Fed's primary tool, and the difficult tradeoffs policymakers face when fighting inflation that may be originating far outside their control.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 30, 2026 | Season 40, Episode 22
Timestamps and Chapters
- 3:48: ARMs: Smart Strategy or Warning Sign?
- 18:08: Passing Down Wealth Without Passing Down Problems
- 34:11: Fighting Inflation With the Wrong Tools?
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The “Henssler Money Talks” hosts take a practical look at emergency funds, including how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. They also discuss realistic strategies for building a reserve over time when balancing competing priorities like debt repayment, investing, and retirement savings.
Original Air Date: May 23, 2026
Read the Article: https://www.henssler.com/before-you-chase-returns-build-reserves
The “Henssler Money Talks,” hosts focus on the financial decisions that sit at the intersection of planning, technology, and uncertainty. From emergency savings strategies to the growing role of artificial intelligence in personal finance, the conversations all center around one question: how should investors balance convenience, opportunity, and financial discipline in a rapidly changing environment?
We begin with a practical look at emergency funds — how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. We’ll also discuss realistic strategies for building a reserve over time when balancing competing priorities like debt repayment, investing, and retirement savings.
From there, we explore the rise of AI-driven financial guidance as more investors turn to algorithms for budgeting, portfolio analysis, and planning advice. As artificial intelligence becomes more sophisticated, does it replace advisers — or simply make investors more informed before seeking professional guidance? We’ll examine where technology can help, where human judgment still matters, and what the future of financial advice may look like as automation becomes more common.
We’ll also close the episode with our thoughts on the week’s market action, where markets stand year-to-date, and the economic backdrop investors continue to watch as earnings season winds down and interest-rate expectations remain in focus.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 23, 2026 | Season 40, Episode 21
Timestamps and Chapters
- 5:47: How Liquid Should Your Safety Net Be?
- 19:14: Cash, Crises & Contingency Plans
- 31:35: Your Adviser vs. The Algorithm
- 45:10: Year-to-Date on Wall Street
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“Henssler Money Talks” is brought to you by Henssler Financial.
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The “Henssler Money Talks” hosts ask the question many investors are quietly wondering: Are we witnessing a technological revolution — or another dot-com-style bubble? We’ll compare today’s AI-driven rally to the market environment of 2000, explore why the Magnificent 7 continue to dominate investor attention, and discuss whether confidence in an “A.I. put” is fueling one of the most concentrated and optimistic stock markets in decades.
Original Air Date: May 16, 2026
Read the Article: https://www.henssler.com/is-the-ai-rally-a-bubble-similarities-differences-and-risks
This week, we’re diving into one of the fastest-growing corners of retirement planning: alternative investments inside IRAs. From rental properties and private equity to precious metals and crypto, self-directed IRAs are giving investors more freedom to move beyond traditional Wall Street assets — but just because you can hold these investments inside an IRA doesn’t always mean you should, especially when strict IRS rules, hidden tax traps, and costly compliance mistakes can completely disqualify your retirement account. We’ll explain how these accounts really work, what investments are actually allowed, and why many investors underestimate the risks.
Then, we turn to the semiconductor sector, where the AI boom has ignited what some analysts are calling a full-scale market “melt-up.” Chipmakers like Broadcom, Micron, and even Intel have surged as investors pour money into anything tied to artificial intelligence. We’ll discuss whether the explosive rally is supported by fundamentals and how semiconductor demand is reshaping the global economy.
And finally, we ask the question many investors are quietly wondering: Are we witnessing a technological revolution — or another dot-com-style bubble? We’ll compare today’s AI-driven rally to the market environment of 2000, explore why the Magnificent 7 continue to dominate investor attention, and discuss whether confidence in an “A.I. put” is fueling one of the most concentrated and optimistic stock markets in decades.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 16, 2026 | Season 40, Episode 20
Timestamps and Chapters
- 6:18: Investing Beyond Wall Street in Your IRA
- 29:38: The Semiconductor Supercycle
- 42:11: Bubble Talk: Comparing Today to 2000
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The “Henssler Money Talks” hosts unpack the relationship between bond prices, coupon rates, and yield to maturity—helping investors understand why a bond’s true return involves more than its stated interest rate.
Original Air Date: May 9, 2026
Read the Article: https://www.henssler.com/more-than-the-interest-rate-understanding-bond-yields
This week, we explore the stories behind some of the market’s most misunderstood concepts—from the medieval origins of the word “hedge” to the rise of modern hedge funds and the risk-management strategies that still shape Wall Street today. We also break down the often-confused difference between bond coupon rates and yield to maturity, explaining why the price you pay for a bond can matter just as much as the interest it pays.
Plus, we discuss an important estate-planning rule that could allow heirs to inherit a home and keep the existing mortgage without being forced to refinance, answer a listener question on whether Water ETFs offer a smart way to invest in long-term water scarcity and AI-driven infrastructure demand, and examine the growing disconnect between weak consumer sentiment and a stock market pushing back toward record highs.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 9, 2026 | Season 40, Episode 19
Timestamps and Chapters
- 8:44: Etymology of “Hedge” in Hedge Fund
- 16:44: Income vs. Return: Understanding Bond Math
- 27:20: The Rule That Lets You Keep the House—and the Loan
- 33:23 Will Water ETFs Make a Good Long-Term Investment?
- 37:31: Why Is Everyone Bearish While the Market Rallies?
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The “Henssler Money Talks” hosts revisit the classic 60/40 portfolio — why it’s taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on time horizon, liquidity, and real-world spending goals may offer a more practical path forward than any one-size-fits-all allocation.
Original Air Date: May 2, 2026
Read the Article: Read the Article: https://www.henssler.com/60-40-didnt-fail-it-just-wasnt-built-for-you
This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the Fed’s decision to hold rates steady as investors look for clues on what comes next. From there, the conversation turns to artificial intelligence—one of the largest investment themes in today’s market—as the team explores the growing demands on energy and infrastructure, the environmental impact of data centers, and whether the pace of the AI buildout may begin to shift.
They also tackle a question many homebuyers are facing right now: how much house is too much? Just because you can qualify for a certain price doesn’t mean it fits your broader financial life, and stretching for a home can come with trade-offs that aren’t always obvious upfront. Finally, they revisit the classic 60/40 portfolio—why it’s taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on timing, liquidity, and real-world spending goals may offer a more practical path forward than any one-size-fits-all allocation.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 2, 2026 | Season 40, Episode 18
Timestamps and Chapters
- 8:29: Earnings Roll In, Fed Holds
- 15:36: AI’s Buildout: Big Tech, Big Power, Bigger Questions
- 35:22: Approved Doesn’t Mean Affordable
- 48:13: 60/40 Isn’t Dead—But It’s Not the Plan
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- Instagram: https://www.instagram.com/hensslerfinancial/
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Should I liquidate my rental property or my personal residence? The “Henssler Money Talks” hosts unpack what’s really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cost — especially when life circumstances begin to shift.
Original Air Date: April 25, 2026
Read the Article: https://www.henssler.com/a-smarter-way-to-think-about-selling-real-estate
This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn’t start with a grand strategy—it starts with the same practical questions coming up again and again, and the need for thoughtful, real-world guidance.
We begin with one of the most important relationships in finance: the adviser: Should we shop for financial advisers and if so, how often? When looking for a financial adviser, what should you look for when interviewing them?
From there, we take on a growing narrative: do you even need an adviser at all? If you’ve got a pension, Social Security, a 401(k), and steady income, can you simply piece it together with the help of the internet, AI, and a few trusted voices—or is there more beneath the surface?
After the break, we address: Should I liquidate my rental property… or even my personal residence? We’ll unpack what’s really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cost—especially when life circumstances begin to shift.
We’ll close with a foundational question that often gets overlooked: How much do you actually need to start investing? Because getting started is less about hitting a number and more about understanding the discipline behind it.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — April 25, 2026 | Season 40, Episode 17
Timestamps and Chapters
- 9:48: Should I Shop for a Financial Adviser?
- 16:27: Do I Even Need a Financial Adviser?
- 21:08: Should I Pay Everything Off to Be Debt Free?
- 31:25: Should I Liquidate My Property?
- 40:32: How Much Do I Need to Start Investing?
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- Instagram: https://www.instagram.com/hensslerfinancial/
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
A substantial inheritance can be a gift or a challenge—it often comes down to how prepared the next generation is to manage it. With trillions expected to transfer in the coming decades, many families are asking a vital question: Will this wealth help or hinder my heirs? In this piece, the hosts of “Henssler Money Talks” examine the complex realities high-net-worth families face when passing wealth to the next generation and how the decisions made today can shape outcomes for years to come.
Original Air Date: April 18, 2026
Read the Article: https://www.henssler.com/too-much-too-soon-rethinking-how-wealth-is-passed-down
This week’s episode looks at how shifting priorities are showing up in both our personal lives and the broader financial landscape. From the rising cost of spring break—where family vacations are increasingly built around the kids—to the complex questions ultra-high-net-worth families face when passing wealth to the next generation, we explore how decisions today can shape outcomes for years to come.
We also turn to the markets, where investors are weighing geopolitical tension and rising oil prices against encouraging inflation data and a rally that’s pushed stocks to fresh all-time highs. And as always, we’ll wrap with a listener question—this time on what to do with a long-term underperforming investment sitting on embedded gains in a taxable account.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — April 18, 2026 | Season 40, Episode 16
Timestamps and Chapters
- 9:09: Built for the Kids: The Evolution of Spring Break
- 26:35: Guardrails for Generational Wealth
- 41:24: Markets Reach All-Time High
- 51:54: Listener Question: Underperforming Investment with Embedded Gains
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. In this week’s “Henssler Money Talks,” the hosts discuss why investors hesitate to unwind them, the risks beneath the surface, and center on a smarter, tax-aware way to unwind concentrated positions using direct indexing.
Original Air Date: April 11, 2026
Read the Article: https://www.henssler.com/built-on-one-stock-direct-indexing-offers-a-way-forward
Artificial intelligence is quickly becoming the headline explanation for layoffs—but the story underneath is more nuanced. We’ll unpack the rise of “AI washing,” where companies point to future efficiency gains to justify workforce cuts that are often more about correcting pandemic-era overhiring and tightening costs. Along the way, we’ll explore why only a small portion of layoffs are truly driven by current AI replacement—and why invoking AI can send a powerful signal to investors, even when the fundamentals haven’t changed.
Then, we turn to a different kind of risk—one that often comes from success. Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. We’ll break down why investors hesitate to unwind them, the real risks hiding beneath the surface, and practical ways to diversify without making all-or-nothing decisions.
Because whether it’s headlines around AI or a portfolio shaped by big winners, the key is understanding what’s really driving the story—and making decisions that help preserve what you’ve built.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — April 11, 2026 | Season 40, Episode 15
Timestamps and Chapters
- 7:17: AI Washing Wall Street
- 25:16: Your Biggest Winner… Your Biggest Risk
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The “Henssler Money Talks” hosts look at a small change that could carry broader implications—the potential elimination of the penny. As transactions begin rounding to the nearest nickel, businesses, consumers, and policymakers alike will need to adjust. We’ll explore what this shift means in practice, from pricing strategies to tax considerations, and whether removing the penny is simply a cost-saving move—or a subtle change with meaningful ripple effects.
Original Air Date: April 4, 2026
Read the Article: https://www.henssler.com/rounding-up-or-down-life-after-the-penny
Markets are showing signs of strain to start the week, with stocks flirting with correction territory, volatility on the rise, and geopolitical tensions—particularly around oil and the Strait of Hormuz—adding another layer of uncertainty. But the bigger story may lie ahead, as upcoming data on jobs, manufacturing, and consumer spending helps determine whether the economic backdrop can steady investor sentiment—or give markets something new to react to.
From there, we shift to the “on-demand” economy—where convenience has never been faster, or easier to take for granted. When a forgotten laptop charger can arrive at your hotel door in 20 minutes, it highlights just how much these platforms have reshaped daily life. But behind that seamless experience is a bigger question: are these companies building durable, profitable businesses—or operating on razor-thin margins to meet ever-rising expectations?
Finally, we look at a small change that could carry broader implications—the potential elimination of the penny. As transactions begin rounding to the nearest nickel, businesses, consumers, and policymakers alike will need to adjust. We’ll explore what this shift means in practice, from pricing strategies to tax considerations, and whether removing the penny is simply a cost-saving move—or a subtle change with meaningful ripple effects.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — April 4, 2026 | Season 40, Episode 14
Timestamps and Chapters
- 8:25: Close to Correction
- 24:24: The Business of Convenience: Fast, Easy… and Profitable?
- 45:25: No Pennies, No Problem? The Economics of Rounding
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
For business owners, selling a company may look like a financial milestone, yet nearly 80% regret the decision within a year—often because they didn’t clearly define what comes next. The hosts of “Henssler Money Talks” explore why clarity around purpose and life after the deal matters just as much as valuation and tax strategy.
Original Air Date: March 28, 2026
Read the Article: https://www.henssler.com/the-hidden-challenge-of-retirement-no-one-talks-about
It’s a consequential week for markets—and for investors navigating big decisions. Fresh data on housing, manufacturing, trade, and inflation will help test the strength of the economic backdrop, while signs of a softening labor market and easing geopolitical tensions—including improving U.S.–Iran dialogue that’s pulling oil prices lower—add new layers to the outlook.
But consequential decisions don’t stop at the markets. For business owners, selling a company may look like a financial milestone, yet nearly 80% regret the decision within a year—often because they didn’t define what comes next. We’ll explore why clarity around purpose and life after the deal matters just as much as valuation and tax strategy.
As wealth grows, so do the stakes. We break down whether liability coverage should track net worth, how umbrella policies are priced, and what to consider when increasing protection in a more litigious world.
And when life throws a curveball—like divorce in a 6.8% mortgage environment—we’ll walk through the real-world options for keeping a home with a 3% rate, from buyouts to refinancing to loan assumptions, without compromising your long-term financial plan.
From economic crosscurrents to deeply personal financial choices, this episode is about making thoughtful decisions when the numbers—and the consequences—matter most.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — March 28, 2026 | Season 40, Episode 13
Timestamps and Chapters
- 8:10: Reading the Market: Labor, Data, and Geopolitics
- 18:26: After the Sale: Purpose, Not Just Proceeds
- 29:15: Matching Risk, Not Just Net Worth
- 41:31: Protecting a Good Asset Decision in an Unfortunate Life Transition
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“Henssler Money Talks” is brought to you by Henssler Financial.
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
The hosts of “Henssler Money Talks” explore a potential shift in how markets themselves operate, as the SEC considers moving away from quarterly earnings reporting. What could that mean for transparency, investor behavior, and long-term decision-making? It’s a conversation that gets to the heart of how much short-term noise investors really need—and whether less could ultimately be more.
Original Air Date: March 21, 2026
Read the Article: https://www.henssler.com/what-a-shift-away-from-quarterly-reporting-could-mean-for-investors
It’s one of those weeks where everything seems to collide at once—markets reacting in real time to geopolitical tension, a pivotal Federal Reserve meeting on deck, and headlines that feel like they’re changing by the hour. With conflict in Iran pushing oil prices higher and uncertainty back in focus, we begin by helping investors separate emotion from strategy and stay grounded in a disciplined approach.
From there, we look past the headlines of record March Madness betting to the broader economic ripple effects—from increased exposure for schools, including local interest around Kennesaw State, to even a surprising trend: markets have historically “earned less” during the tournament. We also tackle a common retirement question: Does it make sense to delay your RMD until December in hopes of a higher market value? We’ll walk through where that thinking works, where it doesn’t, and how the Henssler Ten Year Rule can help remove the temptation to time withdrawals.
Finally, we turn to a potential shift in how markets themselves operate, as the SEC considers moving away from quarterly earnings reporting. What could that mean for transparency, investor behavior, and long-term decision-making? It’s a conversation that gets to the heart of how much short-term noise investors really need—and whether less could ultimately be more.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — March 21, 2026 | Season 40, Episode 12
Timestamps and Chapters
- 7.00: All Eyes on the Fed—and the Headlines
- 18:32: March Madness
- 38:12: December RMDs Only?
- 46:58: Earnings Season, Rewritten
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Recent tensions in the Middle East, particularly around Iran and the Strait of Hormuz, have raised questions about potential impacts on energy markets and the global economy. The hosts of “Henssler Money Talks” discuss how geopolitical events can create short-term market volatility. Still, history shows that markets tend to recover as uncertainty fades and long-term economic fundamentals reassert themselves.
Original Air Date: March 14, 2026
Read the Article: https://www.henssler.com/the-middle-east-market-volatility-and-your-portfolio
As attacks in the Strait of Hormuz put investors on edge, we start this week’s episode with a conversation that takes a step back from the headlines to focus on what actually matters for client holdings. We’ll compare the current moment to 2008, examine how increased U.S. oil production has changed the picture, and offer some reassurance in a market still grappling with uncertainty.
With all the uncertainty, the S&P 500 keeps dipping, the headlines are getting louder, and investors are starting to feel uneasy—but the market is still only about 2% to 3% off record highs. We’ll put today’s volatility in context, revisit the “Ten-Year Rule,” and explain why moments like this are often when long-term discipline matters most.
After the break we look at Vanguard’s “How America Saves” report, which shows hardship withdrawals from 401(k) plans have been inching higher; however, participation in workplace retirement plans has also never been stronger. We’ll explore why that combination may actually signal progress, as more workers build retirement savings that can also serve as a financial backstop when life throws a curveball.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — March 14, 2026 | Season 40, Episode 11
Timestamps and Chapters
- 7:12: Perspective in a Time of Uncertainty
- 20:05: But is the Sky Really Falling?
- 45:31: The 401(k) Safety Net
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“Henssler Money Talks” is brought to you by Henssler Financial.
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Managing Associate Melanie Wells joins the show to discuss what earning the Certified Divorce Financial Analyst® designation adds to financial planning during divorce. Using a real-world style case study, we examine how retirement accounts, pensions, stock options, real estate, and even debt are evaluated — and why in divorce planning, “fair” doesn’t always mean “equal.”
Original Air Date: March 7, 2026
Read the Article: https://www.henssler.com/divorce-isnt-just-emotional-its-financial
Geopolitical tensions flared over the weekend as military strikes involving the U.S., Israel, and Iran sent shockwaves through global headlines. But how did markets actually respond? We break down the reaction across energy prices, defense stocks, travel shares, and inflation expectations — and what investors should watch in the weeks ahead.
Moments like these often raise the same question: what does this mean for my portfolio? Looking at historical data from past geopolitical crises, we discuss how the S&P 500 has typically behaved during periods of uncertainty, why short-term volatility can look very different from long-term outcomes, and how investors can stay grounded by focusing on discipline rather than prediction.
Then we turn to the growing conversation around artificial intelligence and jobs. After Block announced significant layoffs with CEO Jack Dorsey pointing to AI as a key driver, we explore whether AI is truly replacing that much human capital — or if other business realities like a weak crypto market, past hiring trends, and stock performance may also be influencing the decision.
Finally, Managing Associate Melanie Wells joins the show to discuss what earning the Certified Divorce Financial Analyst® designation adds to financial planning during divorce. Using a real-world style case study, we examine how retirement accounts, pensions, stock options, real estate, and even debt are evaluated — and why in divorce planning, “fair” doesn’t always mean “equal.”
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — March 7, 2026 | Season 40, Episode 10
Timestamps and Chapters
- 8:14 War Headlines and Wall Street
- 19:08: Discipline Over Drama
- 24:20: Separating Signal from Story
- 33:59: The Hidden Financial Decisions in Divorce
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
A “Henssler Money Talks” listener wants to create a trust to leave a legacy to his college fraternity but wonders how to structure annual 10% distributions without trustee fees eating up the gift. We explore the trade-offs between giving vehicles and why the fraternity’s tax status could significantly shape the strategy.
Original Air Date: February 28, 2026
Read the Article: https://www.henssler.com/good-intentions-arent-enough-how-to-structure-a-charitable-legacy
Markets recently reacted to a provocative “left-tail” AI scenario making the rounds—a fictional 2028 research report suggesting that too much AI success could ultimately lead to significant white-collar job losses. We’ll unpack why markets can be so sensitive to narrative shocks.
Next, a circulating opinion piece raises concerns about whether Wall Street could legally seize customer securities in a future financial crisis. We’ll separate rhetoric from regulation, clarify how custody actually works, explain the important differences between margin and cash accounts.
Then, we answer a thoughtful listener question about leaving a legacy gift to a college fraternity. We’ll explore charitable giving vehicles, distribution strategies, trustee considerations, and how the fraternity’s tax status could significantly influence the best approach.
Finally, with mortgage rates easing off their recent highs, we welcome Shanna Squires of Henssler Mortgage Advisors to discuss when refinancing truly makes sense.
From AI-driven market volatility to custody risk, legacy planning, and refinancing strategy, we’ll help you cut through the noise and focus on what really matters for long-term financial decision-making.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — February 28, 2026 | Season 40, Episode 9
Timestamps and Chapters
- 8:51 Too Much AI? Markets React to a Fictional Scenario
- 25:24: Brokerage Custody, Collateral, and Crisis
- 39:28: Fraternity, Foundation, or Fund? Structuring the Right Legacy
- 50:26: Break-Even and Beyond: Refinancing Done Right
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
A 23-year-old renter recently said she feels her money is safer in the stock market than in a house—a statement that may surprise investors shaped by past housing and market crashes. The “Henssler Money Talks” hosts explore how generational experience influences our perception of risk and why what we’ve lived through often drives how we invest—from Boomers who remember double-digit inflation, to Gen X and the dot-com bust, to Millennials and the housing crash, and Gen Z’s era of rapid recoveries and tech-driven growth.
Original Air Date: February 21, 2026
Read the Article: https://www.henssler.com/have-markets-become-the-safe-asset
February 21, 2026: AI Expectations, Investor Bias, and the Future of Saving
It may feel like an uninspiring start to the year, but the S&P 500 is still positive year-to-date. In this week’s market update, we look beneath the surface at a rotation away from the mega-cap leaders toward broader participation across the market. We’ll also examine why parts of the technology sector—particularly software—have come under pressure as expectations around AI spending and growth continue to evolve.
Private markets were once the domain of pension funds and institutions writing $25 million checks. That’s changing. We explore how private equity, real estate, and infrastructure are becoming more accessible to individual investors through interval and evergreen funds, digital platforms, and evolving regulations that are widening the door. What does this democratization really mean—and where should investors be cautious?
In a recent Wall Street Journal article, a twentysomething recently said she feels her money is safer in the stock market than in a house. That raises an important question: Are we conditioning a generation to believe markets only go up? We step back and discuss how lived experience shapes investment behavior—from Boomers who remember double-digit inflation, to Gen X and the dot-com bust, to Millennials and the housing crash, and Gen Z’s era of rapid recoveries and tech-driven growth.
And finally, if you’re saving 18% into your 401(k) and thoughtfully splitting between traditional and Roth, you’re doing a lot right. But when does it make sense to add an IRA — and should that ever come at the expense of your 401(k)? We break down contribution limits, tax diversification, investment flexibility, and fees, and how an IRA can complement a workplace plan.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — February 21, 2026 | Season 40, Episode 8
Timestamps and Chapters
- 6:57: AI Expectations and the Software Slowdown
- 21:20: Bull Markets, Bear Memories, and Generational Bias
- 37:20: Democratizing Private Markets: Opportunity or Overreach?
- 52:01: Is More Always Better? Adding an IRA to theMix
“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Big Tech is opening the checkbook for AI. Amazon, Alphabet, Meta, and Microsoft are on track to spend nearly $650 billion in 2026 alone, even if it means taking a hit to free cash flow today. We’ll unpack why this spending surge is happening, where the money is going, and what it could mean for earnings, valuations, and investors navigating the AI boom.
Original Air Date: February 14, 2026
Read the Article: https://www.henssler.com/650-billion-on-ai-strategic-investment-or-excess
If Netflix or Spotify doubled their price tomorrow, would you really cancel—or would you grumble and keep paying? In this conversation, we use subscription services we all rely on to explain a powerful investing concept: pricing power. We’ll break down why some companies can raise prices without losing customers, what that tells us about their business models, and why pricing power matters when evaluating long-term investments—especially in an inflation-conscious world.
Big Tech is opening the checkbook for AI. Amazon, Alphabet, Meta, and Microsoft are on track to spend nearly $650 billion in 2026 alone, even if it means taking a hit to free cash flow today. We’ll unpack why this spending surge is happening, where the money is going, and what it could mean for earnings, valuations, and investors navigating the AI boom.
In this week’s Market Segment, we break down sector performance across the S&P 500 amid heightened volatility in software stocks, driven largely by renewed concerns over AI’s disruptive impact. We also zoom out to examine how AI is influencing industries more broadly, and what a healthy market rebalance across sectors could signal for investors. Plus, we discuss the growing gap between consumer sentiment and actual economic activity and take a closer look at January’s employment data to see what it may mean for the path ahead.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — February 14, 2026 | Season 40, Episode 7
Timestamps and Chapters
- 8:29: Cancel or Complain? Pricing Power Explained
- 31:31: AI at Any Cost?
- 45:57: Market Rotation Amid AI Uncertainty
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“Henssler Money Talks” is brought to you by Henssler Financial.
Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
See important disclosures at Henssler.com
Insurance is designed to provide protection—but over time, it can quietly become a drag on your financial plan. In this conversation, the “Henssler Money Talks” hosts examine common coverage decisions, how to evaluate which risks truly need to be insured, and when self-insuring may make more sense. We also walk through the different types of insurance and what coverage is essential for long-term peace of mind.
Original Air Date: February 7, 2026
Read the Article: https://www.henssler.com/when-the-unexpected-happens-insurance-can-help-protect-what-youve-built
This week’s podcast opens with a market update as we break down earnings from the tech giants and what those results signal about growth expectations in the months ahead. We’ll also discuss Wall Street’s response to President Trump’s nomination of Kevin Warsh as the next Fed Chair, and what the debate means for interest rates, inflation, and the future direction of monetary policy. Plus, we take a closer look at Friday’s sharp selloff in gold and silver, separating short-term headline reactions from longer-term portfolio considerations.
Insurance is designed to provide protection—but over time, it can quietly become a drag on your financial plan. In this conversation, we examine extended warranties and common coverage decisions, how to evaluate which risks truly need to be insured, and when self-insuring may make more sense. We’ll also walk through the different types of insurance and what coverage is essential for long-term peace of mind.
We’ll then turn to Elon Musk’s latest move to reshape his business empire, combining SpaceX with artificial intelligence startup xAI as the new entity positions itself for what could be one of the largest IPOs in history. We’ll discuss what a vertically integrated AI, aerospace, and satellite internet company could mean for investors, how the merger changes the risk profile of both businesses, and why regulatory scrutiny may become an increasingly important part of the story. As always, we’ll separate the headline excitement from the underlying fundamentals as AI spending and capital requirements continue to rise.
And finally, the Big Game isn’t just about football—it’s shaping up to be one of the largest betting events of the year. We’ll talk about how sportsbooks are pricing the Seahawks vs. Patriots matchup, where public and professional money are landing, and the types of bets drawing the most attention heading into the weekend.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — February 7, 2026 | Season 40, Episode 6
Timestamps and Chapters
- 6:11: Profit Reports, Policy Shifts, and a Metal Meltdown
- 26:03: The Price of Protection and Peace of Mind
- 52:40: Rockets, Orbital Data Centers, and a Trillion-Dollar Bet
- 59:57: Big Game Bets
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The “Henssler Money Talks” hosts explore why investors so often fall in love with certain companies—and how nostalgia, personal experience, and compelling stories can quietly override sound investment discipline. They discuss the real risks of concentrated single-stock positions, why familiarity often feels safer than it truly is, and why long-term investing success often requires behavior that runs counter to human instinct.
Original Air Date: January 31, 2026
Read the Article: https://www.henssler.com/when-loyalty-and-legacy-create-portfolio-risk
We start by exploring why investors so often fall in love with certain companies—and how nostalgia, personal experience, and compelling stories can quietly override sound investment discipline. We’ll discuss the real risks of concentrated single-stock positions, why familiarity often feels safer than it truly is, and why long-term investing success often requires behavior that runs counter to human instinct.
Proxy voting rarely gets much attention, yet it’s one of the few direct ways investors actually exercise ownership. We’ll break down what proxy voting is, how it works, and what really happens to your vote when you own stocks through mutual funds or ETFs rather than directly. We’ll also examine why firms like JPMorgan are rethinking the role of proxy advisory services, the rise of in-house and AI-driven voting tools, and why regulators are taking a closer look at who’s influencing corporate decision-making.
A listener question takes us deeper into a strategy we’ve mentioned before—but haven’t fully unpacked: “superfunding” a 529 plan. We’ll explain what superfunding is, how it works under current gift-tax rules, and when it may—or may not—make sense for families looking to fund education efficiently. We’ll walk through the potential benefits, key tradeoffs, and planning considerations investors should understand before committing large sums to a 529.
We wrap up with this week’s market update, focusing on two forces shaping investor sentiment: monetary policy and earnings. The Federal Reserve concludes its two-day FOMC meeting with interest rates left unchanged, but markets are paying closer attention to the Fed’s language and what it signals about the path ahead. At the same time, fourth-quarter earnings season accelerates with reports from Microsoft, Meta, Apple, and Tesla. We’ll discuss what investors will be watching most closely—particularly whether ongoing investments in artificial intelligence are translating into sustainable profits and long-term value.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — January 31, 2026 | Season 40, Episode 5
Timestamps and Chapters
- 7:42: Nostalgia, Narratives, and Portfolio Risk
- 21:13: The Power Behind the Proxy
- 33:36: Front-Loading College Savings: The 529 Superfunding Strategy
- 43:54: Signals from the Fed and Silicon Valley
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Front-loading retirement contributions can feel like a smart move—especially in volatile markets. But is it always the best strategy? The “Henssler Money Talks” hosts walk through when front-loading can help, when it can hurt, and why discipline and cash-flow planning matter just as much as market timing.
Original Air Date: January 24, 2026
Read the Article: https://www.henssler.com/is-front-loading-your-401k-a-smart-move-or-a-cash-flow-trap
President Trump set a deadline for banks to slash credit card APRs to 10%—but now that the date has arrived, most issuers haven’t moved. In this episode, we unpack why average rates remain near 20%, what a government-imposed cap could mean for consumers, and why banks argue it may actually restrict access to credit for millions of Americans. We also look at the market response, including pressure on bank stocks, and separate the political headlines from the financial realities investors and families need to understand.
Next, we walk through three common ways homeowners and savers consider accessing cash: cash-out refinancing, HELOCs and home equity loans—or (gasp!) borrowing from a 401(k). Each option comes with its own costs, risks, and long-term trade-offs. We discuss when a lower fixed rate might make sense, when flexibility matters more, and why tapping retirement savings can be far more expensive than it appears on the surface.
After the break, listener questions drive the conversation. First, we break down why utility funds surprised investors in 2025—and whether that kind of outperformance is sustainable heading into 2026. Then we tackle a classic retirement planning question: should you front-load your retirement contributions or spread them evenly throughout the year? We walk through the market, cash-flow, and behavioral considerations that matter most.
Finally, global headlines rattled markets this week as renewed tariff threats and geopolitical tensions pushed volatility higher. We examine what’s driving investor sentiment, how markets are reacting as policy rhetoric collides with economic reality, and what long-term investors should keep in focus amid the noise.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — January 24, 2026 | Season 40, Episode 4
Timestamps and Chapters
- 9:24: Credit Card Caps: Promise vs. Reality
- 18:54: When You Need Cash: Choose Carefully
- 40:57: Listener Q&A: Utility Funds and Front Loading Contributions
- 54:58: Tariffs, Tensions, and Market Volatility
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A timely listener question also sparked a deeper discussion about how we evaluate market-moving headlines—and why news alone doesn’t automatically trigger changes to a well-constructed portfolio. The “Henssler Money Talks” hosts walk through the critical distinction between short-term trading and long-term investing. We explain how Henssler evaluates stocks using multi-point criteria and in-depth fundamental analysis, and why that approach aligns with our long-term financial planning philosophy, the Henssler Ten Year Rule.
Original Air Date: January 17, 2026
Read the Article: https://www.henssler.com/reacting-to-headlines-or-investing-with-purpose
This week’s market update dives into several key economic signals, including the latest readings on inflation through CPI, PPI, along with the kickoff of fourth-quarter earnings season. Major banks are among the first to report, offering early insight into both the health of the economy and the broader market backdrop.
A timely listener question also sparked a deeper discussion about how we evaluate market-moving headlines—and why news alone doesn’t automatically trigger changes to a well-constructed portfolio. Using recent developments involving Venezuela as an example, we walk through the critical distinction between short-term trading and long-term investing. While geopolitical events can drive near-term volatility, our investment decisions are grounded in a disciplined, research-driven process. We explain how Henssler evaluates stocks using multi-point criteria and in-depth fundamental analysis, and why that approach aligns with our long-term financial planning philosophy, the Henssler Ten Year Rule.
We’re also unpacking a developing story that’s drawing attention on Wall Street and in Washington. Reports indicate the U.S. attorney’s office is reviewing testimony from Fed Chair Jerome Powell, a move that’s quickly become part of a broader effort by the Trump administration to pressure the Federal Reserve to cut interest rates. We’ll discuss what this could mean for the Fed’s independence, why markets are paying close attention, and why—despite the headlines—monetary policy is intended to be guided by data, not politics.
Finally, we take a closer look at today’s auto market, where new car prices have jumped more than 30% since 2020, pushing average sticker prices past $50,000. We break down what’s driving record-high monthly payments now averaging well over $750, the growing use of eight-, nine-, and even 10-year loan terms, and why these trends matter well beyond the dealership.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — January 17, 2026 | Season 40, Episode 3
Timestamps and Chapters
- 9:43: Markets, Inflation, and the Earnings Pulse
- 16:12: Investing vs. Trading: Why Headlines Don’t Drive Our Portfolios
- 36:46: The Fed Under Fire
- 45:23: The Real Cost of Driving New
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Divorce can bring emotional stress—and financial decisions made too quickly can have lasting consequences. Asset division, especially when real estate is involved, is more complex than it may appear. The “Henssler Money Talks” hosts address a question involving divorce, home equity, and family planning: What should you consider before transferring ownership of a house to an adult child?
Original Air Date: January 10, 2026
Read the Article: https://www.henssler.com/divorce-decisions-can-create-long-term-financial-consequences
We wrap up the year by settling an important score: who takes the crown for the 2025 Super Official Board of Predictions after a year of weekly “market up or down” calls? From there, we look back at the major trends we predicted for 2025 and how they actually played out.
Then it’s time to look ahead. The team shares their 2026 predictions—personal outlooks and opinions on what may lie ahead in the markets. We also put our discipline to the test as we randomly assign resolutions for 2026, raising the real question: How long can anyone actually stick to a new habit?
In our market recap, we discuss developments involving Venezuela and their potential impact on global markets and the economy, including geopolitical tensions, energy resources, and broader economic implications.
We close the episode with a listener question involving divorce, home equity, and family planning: What should you consider before transferring ownership of a house to an adult child?
It’s a wide-ranging conversation that blends reflection, forecasts, practical financial planning, and a bit of fun as we close one year and look toward the next.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — January 10, 2026 | Season 40, Episode 2
Timestamps and Chapters
- 0:00: 2025 Super Official Board of Predictions Winner
- 5:27: Crystal Ball Check & Recalibration
- 30:18: Accountability, Assigned
- 35:21: Energy, Economy, and International Tensions
- 43:48: Listener Question: More Than a Deed
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There’s a baby boom happening at Henssler—and it sparked an important conversation exploring how welcoming a child changes your financial life and the critical first steps every new parent should take. From putting the right legal protections in place and reviewing insurance coverage, to understanding new tax benefits and when it makes sense to start saving for college, this episode offers a clear financial starting point during one of life’s biggest transitions.
Original Air Date: January 3, 2026
Read the Article: https://www.henssler.com/laying-the-financial-groundwork-for-a-growing-family
New year, new goals—but which financial resolutions actually reduce stress and build wealth? We break down practical investing and money habits that help you focus on what matters most, from setting a clear plan to staying disciplined in volatile markets. If you’re ready to start the year with clarity and confidence—not noise—this episode is for you.
There’s a baby boom happening at Henssler—and it sparked an important conversation exploring how welcoming a child changes your financial life and the critical first steps every new parent should take. From putting the right legal protections in place and reviewing insurance coverage, to understanding new tax benefits and when it makes sense to start saving for college, this episode offers a clear financial starting point during one of life’s biggest transitions.
After the break, we tackle two timely listener questions that many investors are quietly asking. First, does it make sense to step away from work at 50 and use Substantially Equal Periodic Payments (SEPP) to access retirement funds early? Then, with the Magnificent Seven driving much of the market’s recent gains, we discuss whether now may be the right time to take some profits and diversify into income-producing dividend ETFs. If you’re weighing early retirement strategies or wondering how concentrated your portfolio has become, this segment offers practical perspective—and a few important cautions.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — January 3, 2026 | Season 40, Episode 1
Timestamps and Chapters
- 8:26: Start the Year Right: Simple Steps for Financial Health
- 20:03: Henssler Baby Boom: Planning for the Littlest Investors
- 39:11: Hot Questions, Smart Answers
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December 27, 2025: (Repeat) The Long Game: Investing, Mortgages, and Year-End Money Moves
While we’re out of the studio this week, we’ve collected a selection of great discussions from the past few months. For young men, knowing every player stat is easier than understanding investing—but it doesn’t have to be that way. We respond to a listener’s question about the rise of sports betting and show how the same competitive spirit can be redirected toward “betting” on the markets—tracking long-term wins, company performance, and financial growth.
After the break, we dive into a headline-grabbing idea: 50-year mortgages. The Federal Housing Finance Agency is floating the concept, but would stretching a home loan over five decades make homebuying more accessible—or simply saddle borrowers with far more interest over time? We lay out the potential benefits, the pitfalls, and what this could mean for future homeowners.
We walk through the essentials of year-end IRA planning—from maximizing contributions to handling required minimum distributions and reviewing beneficiaries. We highlight key deadlines, common pitfalls to avoid, and tactics that can help strengthen your long-term savings.
We’ll also answer a listener question about donor-advised funds—a charitable giving tool that lets you give now, decide later, and save on taxes today.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — December 27, 2025 | Season 39, Episode 52
Timestamps and Chapters
- 3:48: Bench the Bets, Back the Market
- 18:03: 50-Year Home Stretch
- 32:23: Your Year-End IRA Playbook
- 41:56: The Giving Tool You’re Not Using (But Should)
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Student loans are also back in the spotlight, with significant changes carrying major implications for millions of borrowers. The “Henssler Money Talks” hosts break down what’s happening with income-driven repayment plans, including updates to IBR and the emerging Repayment Assistance Plan, and how these shifts may affect monthly payments and long-term forgiveness timelines.
Original Air Date: December 20, 2025
Read the Article: https://www.henssler.com/navigating-student-loan-repayment-as-federal-programs-shift
From festive traditions to financial realities, this episode covers a wide range of timely topics as the year comes to a close. We start with a lighter look at the season, unpacking some of this year’s biggest holiday trends, starting with Elf on the Shelf’s Marietta roots. Elf on the Shelf has grown from a simple idea into a global enterprise. Its deep connection to holiday tradition has helped create a sustainable, enduring business model year after year.
Next we jump into the shopping trends from Labubu to Crumbl Cookies to luxury items. We consider what current consumer spending trends reveal about shoppers’ confidence. We’ll discuss what a K-shaped recovery tells us about consumer financial health and what it could mean for the economy heading into the new year.
From there, we turn to the economy, diving into recently released data including November’s employment growth and the current unemployment rate. Is the AI trend fully supporting our economy? In some ways yes, but we’re also seeing the broader market catch up to the Magnificent Seven.
Student loans are also back in the spotlight, with significant changes carrying major implications for millions of borrowers. We break down what’s happening with income-driven repayment plans, including updates to IBR and the emerging Repayment Assistance Plan, and how these shifts may affect monthly payments and long-term forgiveness timelines. Our host KC was recently quoted in CNBC on these developments, and we’ll explain what the legal and policy changes mean for your financial future.
Finally, we look ahead to upcoming tax-law changes tied to higher education, including repayment plan phase-outs and expanded rules around federal education benefits—part of the broader One Big Beautiful Bill that could reshape student debt and college costs in the years ahead.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — December 20, 2025 | Season 39, Episode 51
Timestamps and Chapters
- 6:01: Holiday Fads & Favorites
- 13:52: Holiday Spending Checkup
- 27:49: Employment Data and Market Breadth
- 37:31: The Student Loan Reset: New Rules, New Risks, New Decisions
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Since the election, investors have been buzzing about the “Trump Trades”—the stocks and sectors expected to soar under the new administration. But did they actually perform? The “Henssler Money Talks” cast digs into the stocks that were supposed to surge, the ones that fizzled, and how chasing returns often costs more than it delivers.
Original Air Date: December 13, 2025
Read the Article: https://www.henssler.com/the-illusion-of-predicting-market-moves-lessons-from-2025
We’re knee-deep in the last month of trading for the year, and the Fed just delivered its last rate cut of the year—exactly as expected, but not without disagreement on the committee. Tune in for a fast breakdown of the week’s market swings and what December’s meeting could signal for 2026.
Since the election, investors have been buzzing about the “Trump Trades”—the expected to soar under the new administration. But did they actually perform? We dig into the stocks that were supposed to surge, the ones that fizzled, and the surprising rallies sparked by political headlines and social-media “market tips.”
A brand-new stock exchange is headed for Texas. Necessary innovation or just noise? With SEC approval, heavyweight backing, and plans to launch in early 2026, TXSE could reshape where—and how—companies list and trade. We break down what it could mean for public markets and everyday investors.
And as part of our ongoing series on AI’s financial footprint, we unpack Meta Platforms’ latest move: a $27 billion data-center buildout that won’t touch its balance sheet. Through a joint venture with Blue Owl Capital—where Meta keeps just a 20% stake and books the facility as a lease—the company is pushing off-balance-sheet financing to new territory. What does that mean for risk, transparency, and investors? We explain.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — December 13, 2025 | Season 39, Episode 50
Timestamps and Chapters
- 6:19: Market Recap + Fed watch
- 14:59: Trump Trades
- 29:10: New Kid on Wall Street? Meet the Texas Stock Exchange
- 36:29: Meta’s $27 Billion Off-Balance-Sheet Move
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This week on “Henssler Money Talks,” K.C., Nick, D.J., and Kelly-Lynne explore year-end strategies like tax-loss selling, harvesting gains to offset recognized losses, and resetting your cost basis. We also break down how capital gains are taxed and why these moves can help you keep more of what you’ve earned.
Original Air Date: December 6, 2025
Read the Article: https://www.henssler.com/consider-capital-gains-harvesting-not-just-tax-loss-selling
Black Friday wasn’t just big this year—it was record-breaking. In this episode, we unpack how much shoppers really spent, the online vs. in-store battle, why the “day” now lasts for weeks, and what those steep discounts mean for retailer margins. We also explore the surge in Buy Now, Pay Later and what it signals about consumer health heading into year-end.
A new kind of baby gift is coming—and it could reshape generational wealth. We dig into the newly announced Trump Accounts, seeded with funds children can tap for education, small business expenses, and first-time home purchases. Plus, we examine the Dell family’s massive $6.25 billion contribution, which expands access for younger children in moderate-income ZIP codes. We break down how these accounts could realistically grow over time, the tax advantages families should understand, and why this program could be a financial lifeline for households with little to no savings.
For young men, knowing every player stat is easier than understanding investing—but it doesn’t have to be that way. We respond to a listener’s question about the rise of sports betting and show how the same competitive spirit can be redirected toward “betting” on the markets—tracking long-term wins, company performance, and financial growth.
Before the year closes, your portfolio might be hiding some opportunities. We explore year-end strategies like tax-loss selling, harvesting gains to offset recognized losses, and resetting your cost basis. We also break down how capital gains are taxed and why these moves can help you keep more of what you’ve earned.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — December 6, 2025 | Season 39, Episode 49
Timestamps and Chapters
- 7:54: The Black Friday Spending Spree Report
- 26:25: Born With a Balance
- 38:54: Bench the Bets, Back the Market
- 49:46: Counting Gains, Cutting Losses
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The “Henssler Money Talks” hosts break down “the market” by exploring the major indices investors follow every day. From the S&P 500 and Dow Jones Industrial Average to the Nasdaq Composite, we explain what these benchmarks measure, how they’re built, and why your portfolio may not always mirror their movements.
Original Air Date: November 29, 2025
Read the Article: https://www.henssler.com/the-market-doesnt-tell-the-whole-story-heres-why
First, we break down “the market” by exploring the major indices investors follow every day. From the S&P 500 and Dow Jones Industrial Average to the Nasdaq Composite, we explain what these benchmarks measure, how they’re built, and why your portfolio may not always mirror their movements. You’ll learn the differences between price-weighted, equal-weighted, and market-cap-weighted indices, plus get insight into the Dow’s historic milestones as it inches closer to 50,000.
Then, we shift to Black Friday. With the holiday shopping season kicking off, we dig into the latest projections—how many Americans will shop, where they’ll spend, and what trends are shaping this year’s deals. Whether you love doorbusters or prefer digital carts, we’ll connect the stats to what they could mean for consumers and the broader economy.
Finally, as the year wraps up, we turn to your retirement strategy. We walk through the essentials of year-end IRA planning—from maximizing contributions to handling required minimum distributions and reviewing beneficiaries. We highlight key deadlines, common pitfalls to avoid, and tactics that can help strengthen your long-term savings.
Three conversations, one goal: giving you the clarity and confidence to make informed financial decisions. Tune in!
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — November 29, 2025 | Season 39, Episode 48
Timestamps and Chapters
- 6:46: Benchmarks and Big Numbers
- 28:50: Black Friday Unwrapped
- 41:54: Finish Strong: Your Year-End IRA Playbook
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If you run a single-member LLC—or work for yourself in the gig economy—year-end tax planning is key. The “Henssler Money Talks” hosts break down what counts as income, what you can deduct, and strategies for funding a retirement plan before 2025 ends.
Original Air Date: November 22, 2025
Read the Article: https://www.henssler.com/the-smart-self-employed-persons-guide-to-year-end-planning
This week on “Henssler Money Talks,” we’re digging into what Thanksgiving really costs in 2025. Walmart is rolling out a dinner basket that feeds 10 for under $4 per person—though it’s a bit leaner than last year and noticeably missing those beloved King’s Hawaiian rolls. Target’s four-person meal rings in under $20, even as grocery prices climb 2.7%. We break down what all of this says about inflation, consumer behavior, and the state of the American wallet heading into the holidays.
Then we turn to the markets. November has been a tougher month for stocks, and as third-quarter earnings season winds down, big names like Nvidia are still set to drive headlines. Can its results turn the week around? With the government shutdown now off the table, investors are also gearing up for a fresh round of economic data—including minutes from the Federal Reserve’s October meeting that may offer clues about the path of interest rates. We unpack what investors should watch and what it all means for your portfolio.
After the break, we dive into a headline-grabbing idea: 50-year mortgages. The Federal Housing Finance Agency is floating the concept, but would stretching a home loan over five decades make homebuying more accessible—or simply saddle borrowers with far more interest over time? We lay out the potential benefits, the pitfalls, and what this could mean for future homeowners.
And in our year-end planning segment, we turn to single-member LLCs and gig-economy workers. If you work for yourself, now is the time to take stock of your 2025 tax picture. We’ll walk through what counts as income, which expenses qualify as deductions, and how to maximize retirement contributions before the year wraps up.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — November 22, 2025 | Season 39, Episode 47
Timestamps and Chapters
- 5:39: Gravy, Gobble, and Grocery Bills
- 13:47: Earnings, Rates & Market Trends
- 26:37: 50-Year Home Stretch
- 41:31: Solo but Smart: Year-end Financial Moves for Your LLC
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The “Henssler Money Talks” hosts explore the recommended “order to savings”—and why it’s not a one-size-fits-all formula. From employer retirement plans to Roth IRAs to taxable brokerage accounts, where you save first can depend on your goals, timeline, and tax picture. We break down the most common prioritization framework and help you think through the right path for your personal situation.
Original Air Date: November 15, 2025
Read the Article: https://www.henssler.com/your-savings-priority-list-what-to-fund-first-and-why-it-matters
As we close in on year-end, this week’s “Henssler Money Talks” tackles three financial decisions that can make a major impact on your long-term plan. First, before you write that last charitable check of 2025, make sure you’re doing it strategically. We break down the evolving charitable giving rules—from updated deduction limits to how Qualified Charitable Distributions and Donor Advised Funds can help you give more efficiently. Whether you donate regularly or ramp up your giving at year-end, understanding these rules can help you maximize both your impact and your tax benefit.
Next, we dig into a question many listeners are asking: Should you stop saving and pay off the mortgage before retirement? While being debt-free sounds great, it may leave you “house-rich and cash-poor.” We unpack the trade-offs, including how mortgage rates compare to long-term investment returns, the risks of cutting back on 401(k) contributions, and why carrying some debt into retirement may actually support your overall financial flexibility.
Finally, we explore the recommended “order to savings”—and why it’s not a one-size-fits-all formula. From employer retirement plans to Roth IRAs to taxable brokerage accounts, where you save first can depend on your goals, timeline, and tax picture. We break down the most common prioritization framework and help you think through the right path for your personal situation.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — November 15, 2025 | Season 39, Episode 46
Timestamps and Chapters
- 7:35: Smart Strategies for 2025 Charitable Contributions
- 21:32: Stop Saving to Pay Off the House? Let’s Talk About It.
- 26:58: Your Savings, Your Strategy: Where to Start
- 38:17: Shutdown Ends, Earnings Season and Selling NVIDIA
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The “Henssler Money Talks” hosts tackle how many Americans are trapped by their biggest asset: their homes. And not because of mortgage rates, but because of capital gains—a side effect of value appreciation—but it shouldn’t dictate your life decisions. We explore some planning options and how homeowners can weigh taxes against long-term goals, market risk, and lifestyle priorities when deciding whether to sell.
Original Air Date: November 8, 2025
Read the Article: https://www.henssler.com/the-real-cost-of-holding-on-taxes-vs-life-goals
Hold on—K.C.’s fired up! He can’t watch football because Disney and YouTube are at war over money. ESPN, ABC, SEC Network—all gone from YouTube TV. Disney says it’s about fair value; YouTube says it’s about protecting customers. So, what’s really going on in this streaming standoff—and how many streaming subscriptions will K.C. have when the dust settles?
Meanwhile, the markets are digesting a lot at once: a Fed rate cut, one of the strongest earnings seasons in years, and the longest government shutdown in history, which has stalled key economic data. Historically, shutdowns haven’t hurt performance, but this time, timing matters. With more than 80% of S&P 500 companies beating expectations and no fresh reports to guide policy or sentiment, we ask—how much longer can this rally keep its footing?
After the break, we tackle how many Americans are trapped by their biggest asset: their homes. And not because of mortgage rates, but because of capital gains. In our example, a widow faces more than $100,000 in capital gains tax if she sells. That’s the “lock-in effect” of a $250,000 home-sale exclusion that hasn’t changed in nearly 30 years. We’ll break down what that means for “everyday millionaires” and explore planning tools like QPRTs, the step-up in basis, or even paying the tax strategically that can make a difference.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — November 8, 2025 | Season 39, Episode 45
Timestamps and Chapters
- 4:22: Paying More for Less: Inside the Disney–YouTube Dispute
- 19:09: No Data, No Problem? Markets Digest Fed, Earnings, and Shutdown
- 35:07: Stuck in Your Home? How Capital Gains Taxes Can Hold You Back
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What happens when your children don’t get along, but they all stand to inherit? Estate planning attorney Kyle Rinaudo of Reeves Law PC joins the “Henssler Money Talks” hosts to discuss one of the most emotionally charged financial topics: how to structure your estate plan when family relationships are strained. We cover choosing a neutral executor and even when it may make sense to disinherit a child.
Original Air Date: November 1, 2025
Read the Article: https://www.henssler.com/your-will-your-way-prevent-family-inheritance-feuds
It’s listener Q&A time! We’re tackling your biggest financial questions—from family feuds to smart giving strategies. What happens when your children don’t get along, but they all stand to inherit? Estate planning attorney Kyle Rinaudo of Reeves Law PC joins us to discuss one of the most emotionally charged financial topics: how to structure your estate plan when family relationships are strained. We’ll cover choosing a neutral executor, using a no-contest clause, and even when it may make sense to disinherit a child.
Next, we explore appreciating and depreciating assets—and how understanding the difference can strengthen your financial foundation. We’ll show you how to spot wealth-building opportunities, avoid value traps, and make smarter long-term choices.
We’ll also answer listener questions about proxy voting and donor-advised funds—a charitable giving tool that lets you give now, decide later, and save on taxes today.
Whether you’re planning your legacy, building wealth, or just looking to make your money work harder, this episode is packed with practical advice and real-world insight.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — November 1, 2025 | Season 39, Episode 44
Timestamps and Chapters
- 6:01: Can Your Estate Plan Keep the Peace?
- 31:19: Assets Working for You and Assets Working Against You
- 40:05: One Share, One Vote— Shareholder Rights
- 44:02: The Giving Tool You’re Not Using (But Should)
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With Europe’s valuations looking attractive and the euro undervalued, Morgan Stanley sees European equities outperforming U.S. markets in 2026. The experts from “Henssler Money Talks” examine that outlook, discuss ways to gain exposure to Europe, and consider how global diversification fits into a well-rounded portfolio.
Original Air Date: October 25, 2025
Read the Article: https://www.henssler.com/europe-in-your-portfolio-trends-risks-and-opportunities
Think your home’s title is safe? Think again. Scammers are stealing property ownership right out from under homeowners—sometimes without them knowing until a foreclosure notice arrives. This week on “Henssler Money Talks,” we uncover the growing threat of home title theft, how it happens, and what you can do to protect yourself.
Meanwhile the government shutdown drags into its fourth week, Congress can’t seem to break the stalemate, and an Amazon cloud outage exposes the internet’s dependence on a few cloud giants. We’ll break down what these headlines mean for investors and the markets.
Finally with Europe’s valuations looking attractive and the euro undervalued, Morgan Stanley sees European equities outperforming U.S. markets in 2026. We’ll examine that outlook, discuss ways to gain exposure to Europe, and consider how global diversification fits into a well-rounded portfolio.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — October 25, 2025 | Season 39, Episode 43
Timestamps and Chapters
- 6:12: Home Sweet… Stolen? Understanding Title Theft
- 26:36: Senate Stalemate and Server Crashes
- 42:51: Going Global: Is Europe Calling Your Portfolio?
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Seniors, listen up! Starting in 2025, new deductions could mean big tax savings—but only for the next four years. The “Henssler Money Talks” hosts share strategies for those over 65, from Roth conversions to charitable giving tactics. Learn how to make the most of the $6,000 per taxpayer bonus deduction, the senior deduction, and your standard deduction while the window is open.
Original Air Date: October 18 2025
Read the Article: https://www.henssler.com/seniors-youve-got-a-limited-time-tax-advantage-heres-how-to-use-it
Markets found their footing this week as optimism returned over U.S.–China trade talks. With the government shutdown putting key economic data on hold, investors are turning their attention to a strong start for third-quarter earnings.
We’re also diving into a major regulatory shift under discussion at the SEC, where Chair Paul Atkins says he’s “fast-tracking” President Trump’s proposal to make quarterly earnings reports optional. Could semiannual reporting cut costs and reduce short-term thinking—or leave investors in the dark? We’ll unpack what fewer updates might mean for portfolio transparency and market volatility.
Then, we take a closer look under the hood at Tesla. From affordable Model Y releases to ambitious projects like the Optimus humanoid robot, the company keeps making headlines—but does the stock meet the Henssler Investment Criteria? Our experts discuss whether Tesla’s innovation justifies its valuation, or if hype is driving the story.
And finally, seniors, listen up! Starting in 2025, new deductions could mean big tax savings—but only for the next four years. . We’ll share strategies for those over 65, from Roth conversions to charitable giving tactics. Learn how to make the most of the $6,000 per taxpayer bonus deduction, the senior deduction, and your standard deduction while the window is open.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — October 18, 2025 | Season 39, Episode 42
Timestamps and Chapters
- 7:03: Shutdown Silence, Market Buzz
- 13:07: Transparency or Trouble
- 22:40: Innovation or Overvaluation
- 40:26: The 4-Year Tax Window
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The “Henssler Money Talks” hosts tackle a listener’s big question: How do I make sure my money lasts through retirement? We explore how spending shapes your financial plan, the importance of cash flow projections, and why revisiting your plan regularly can keep you on track. Plus, we share how we determine a client’s “maximum spending” threshold—and what it means if you’re getting too close to that line.
Original Air Date: October 11, 2025
Read the Article: https://www.henssler.com/how-do-i-make-sure-i-dont-run-out-of-money-before-i-die
With the government still halted, economic news has been sparse—but markets seem to be shrugging off the shutdown, showing relatively subdued moves. Still, it’s spooky season, and we’re digging into just how much Americans spend on Halloween—from the 12-foot lawn skeletons to the endless bags of mini-Snickers. With spending expected to hit record highs this year, we ask: where are all those giant decorations stored the other 11 months of the year? Could this be why storage units are in such high demand? We break down the economics of Halloween—and what our obsession with spooky décor says about consumer behavior.
Meanwhile, OpenAI—the creator of ChatGPT—is pouring billions into data centers and infrastructure to power the AI revolution, driving a surge in construction, power generation, and tech development. But there’s one catch: OpenAI isn’t yet profitable. Investors are betting big on future returns—but what happens if the AI boom cools off or takes longer to deliver? Who foots the bill for all that power and expansion? AI may feel like a sure bet, but there are plenty of financial “what-ifs” to consider.
And in our final segment, we tackle a listener’s big question: How do I make sure my money lasts through retirement? We explore how spending shapes your financial plan, the importance of cash flow projections, and why revisiting your plan regularly can keep you on track. Plus, we share how we determine a client’s “maximum spending” threshold—and what it means if you’re getting too close to that line.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — October 11, 2025 | Season 39, Episode 41
Timestamps and Chapters
- 4:18: Shrugging off a Shutdown
- 7:15: Cost of Keeping it Creepy
- 18:19: The AI Boom: Smart Bet or Costly Hype?
- 41:10: Out of Money or Out of Time?
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The “Henssler Money Talks” hosts dig into the drama of a government shutdown—what sparked it, what really happens when Washington stalls, and what history reveals about the real impact on the economy. We’ll focus on what really matters for your money and discuss the broader consequences along with what it might take to prevent future standoffs.
Original Air Date: October 4, 2025
Read the Article: https://www.henssler.com/markets-and-the-shutdown-why-political-drama-doesnt-always-hurt
In this week’s episode, we break down the strength of the current stock market—after several years of 20%+ returns, we’re on track for another strong year with the market up 15% heading into the fourth quarter. We discuss companies posting record profits, the sheer number of all-time highs we’ve seen, and debate whether this momentum represents a new normal or just an anomaly.
We also dig into the drama of a government shutdown—what sparked it, what really happens when Washington stalls, and what history reveals about the real impact on the economy. We’ll focus on what really matters for your money and discuss the broader consequences along with what it might take to prevent future standoffs.
Why does the economy look strong on paper while so many people feel squeezed? We dig into the growing divide between the “haves” and “have-nots,” where the top 10% income earners drive nearly half of all spending while the middle class is getting squeezed out. From budget hotels struggling to fill rooms to luxury resorts booked solid, we’ll explore what this bifurcation means for the economy—and for everyday investors.
To wrap up the show, we’re taking a sweet detour into the world of dirty soda—the over-the-top, syrup-and-cream-loaded drinks that are taking TikTok by storm. From candy add-ins to premade bottles and even specialty soda shops, we’ll explore why everyone suddenly wants their soda “dirty” and what this trend says about today’s foodie culture.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — October 4, 2025 | Season 39, Episode 40
Timestamps and Chapters
- 7:22: On Track for A Strong Year
- 17:16: Shutdown Drama
- 27:26: The Bifurcation of Economic Classes
- 44:13: Why Everyone Wants Their Soda “Dirty”
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D.J. and the “Henssler Money Talks” hosts breaks down Health Savings Accounts (HSAs) and explains why they’re one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time.
Original Air Date: September 27, 2025
Read the Article: https://www.henssler.com/health-savings-accounts-the-hidden-gem-in-your-financial-plan
While we’re out of the studio this week, we’ve collected a selection of great discussions from the past few months. First, we look at a situation where a listener has been with his car insurance company for 25 years, but switching providers offers better coverage, lower deductibles, and hundreds in savings—what should he do? For many, the emotional weight of loyalty outweighs the financial upside of making a change.
Next, D.J. breaks down Health Savings Accounts (HSAs) and explains why they’re one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health-care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time.
If you’re rolling over your 401(k), should you reinvest all at once or ease in with dollar-cost averaging? Nick and K.C. break down the pros, cons, and emotions behind each strategy.
After the break, we unpack the jaw-dropping strategy known as “Buy, Borrow, Die”—a legal tax loophole the ultra-wealthy use to build massive fortunes, fund lavish lifestyles, and pass on wealth to heirs nearly tax-free. It’s a masterclass in how America’s richest sidestep income and estate taxes, exposing the widening gap between the tax code for the few—and the one for everyone else.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — September 27, 2025 | Season 39, Episode 39
Timestamps and Chapters
- 2:50: Loyalty vs. Logic: When Staying Costs More
- 10:47: HSAs: Triple Tax Benefit
- 21:21: All in at once or dollar-cost average?
- 30:59: Buy, Borrow, and Die
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The “Henssler Money Talks” hosts tackle a listener question about launching a business. We weigh the pros and cons of tapping into cash and investments versus exploring options like a business loan or private equity—all while keeping his overall financial plan, cash flow, retirement, and long-term goals in focus.
Original Air Date: September 20, 2025
Read the Article: https://www.henssler.com/funding-a-business-weighing-cash-debt-and-outside-investors
This week’s market spotlight is on the Federal Reserve, as they cut the Fed Funds rate by 0.25 percentage points—and, perhaps more importantly, signaled what could be ahead for future rate cuts. We also dig into the latest Retail Sales and Consumer Sentiment data.
After the break, we shift gears to mortgage rates with Shanna Squires from Henssler Mortgage Advisors. She shares insights on how quickly Fed rate changes filter into the mortgage market, what that timing means for homeowners, and when refinancing may be the right move. We’ll also discuss how locking in a lower rate could lead to meaningful long-term savings.
Finally, we tackle a listener question about launching a business. With more than $1 million in investments and $250,000 in cash, but needing $500,000 to get started, what’s the smartest way to fund the venture? We weigh the pros and cons of tapping into cash and investments versus exploring options like a business loan or private equity—all while keeping his overall financial plan, cash flow, retirement, and long-term goals in focus.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — September 20, 2025 | Season 39, Episode 38
Timestamps and Chapters
- 6:31: Reviewing “Up in Smoke”
- 14:03: Fed Rate Cuts, Retail Sales and Consumer Sentiment
- 28:12: Time to Refinance? Looking at Mortgage Rate Movements
- 41:21: Funding in Focus: Pros and Cons of Raising Capital
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Money Talks: When Life Happens
Up in Smoke: What Losing Your Home to Fire Really Costs
This episode dives into the aftermath of a neighborhood house fire that left a family without their home, but not without hope. We unpack the emotional, logistical, and financial fallout of one night gone horribly wrong, and how the right planning made recovery possible. You’ll hear from the people who lived it, the professionals who showed up, and the experts who helped rebuild.
This is a quarterly special edition of the "Henssler Money Talks" podcast, titled "When Life Happens." Each episode unpacks real-life events with financial implications, sharing personal stories and expert guidance.
Henssler Money Talks — September 13, 2025 | Season 39, Episode 37
Timestamps and Chapters
- 0:00: The Night It Happened
- 10:11: The Emotional Toll
- 17:30: Fireman’s Point of View
- 20:33: Calling the Insurance Company
- 33:27: Rebuilding and Insuring Your House and Belongings
- 42:45: Safeguarding Your House and Home Inventory
- 50:55: Selecting a Home Insurance Company
- 1:04:46: Fireproof Safes
- 1:11:33: Moving Forward
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Is Washington becoming Wall Street’s biggest investor? The “Henssler Money Talks” hosts discuss the government’s latest 15% stake in MP Materials and nearly 10% in Intel, as it is taking positions in the same companies citizens invest in. We explore how the deal illustrates the CHIPS Act’s impact on U.S. economic policy, combining subsidies, national security priorities, and direct investment to rebuild domestic manufacturing.
Original Air Date: September 6,2025
Read the Article: https://www.henssler.com/the-u-s-bets-big-on-chips-inside-the-intel-stake-and-industrial-policy-shift
After last week’s pre-recorded interview, there’s plenty in the financial markets to unpack—from the muted moves during the holiday-shortened week to the latest ISM Manufacturing Index and the Fed’s Beige Book. We break down two weeks of market action and the economic data you don’t want to miss.
The NFL is back—and so is big business as the 2025–2026 season kicks off. With team valuations up 25% year-over-year to an average of $6.5 billion as of 2024, and the Dallas Cowboys setting a new record, we’re looking at the dollars behind the game. From Fantasy Football to futures contracts on who will win, there’s money to be made on and off the field—which raises the question: could NFL teams one day show up in your 401(k)?
On the topic of football, the buzz isn’t only on the field. The engagement between Taylor Swift and Travis Kelce takes the spotlight and they open the door to a financial conversation that goes far beyond celebrity gossip: prenuptial agreements. With Swift’s billion-dollar empire and Kelce’s multimillion-dollar career, the question isn’t about romance, it’s about protection. We’ll dig into what prenups can do, why they’re not just for the ultra-wealthy, and how couples can approach these conversations without derailing the love story.
After the break, we dig into the future of U.S. capitalism. Is Washington becoming Wall Street’s biggest investor? With a 15% stake in MP Materials and nearly 10% in Intel, the government is taking positions in the same companies citizens invest in. We explore what this means for free-market capitalism, efforts to secure supply chains, and whether bipartisan disillusionment with globalization is reshaping America’s economic playbook.
And speaking of government butting into business—it’s reported that Trump personally called up Cracker Barrel, urging them to revert their logo after backlash over its redesign. We’ll discuss the misstep and look at other companies that have made major branding blunders.
Henssler Money Talks — September 6, 2025 | Season 39, Episode 36
Timestamps and Chapters
- 4:46: What’s Driving the Markets
- 14:27: Gridiron Gold
- 26:47: Love Songs to Legal Clauses
- 36:24: Uncle Sam’s New Portfolio
- 52:35: Biscuits to Backlash
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We’ll be diving into the surprising rise of golf carts as everyday transportation. Since the pandemic, the golf cart industry has grown fivefold into a $5 billion market. We’ll discuss how communities are making them street legal and why families are trading in SUVs for carts to run errands or cruise around town and contrasting the charm with the frustrations, from traffic slowdowns to unsafe driving by teens and even kids.
While golf carts weaving through the suburbs are just one example of how technology and convenience can disrupt the guardrails of safety, some people are upset that this “golf cart revolution” is creating roadblocks. And speaking of roadblocks, we all travel a different kind of road every day—the information superhighway—which brings us to our next topic: cybersecurity.
Joining us is Mark Hurley, CEO of Digital Privacy & Protection LLC, a company that provides personal digital protection services to the clients of wealth managers throughout the United States and Canada. He’ll share best practices for protecting your data in an increasingly complex online world that exposes us all to greater threats.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — August 30, 2025 | Season 39, Episode 35
Timestamps and Chapters
- 5:55: The Golf Cart Revolution
- 17:19: Interview with Mark Hurley of Digital Privacy & Protection LLC
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It’s that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation among the Henssler Money Talks hosts: Should you manage your own insurance and tax payments, or let your lender handle it through an escrow account? We’ll unpack how escrow really works, the buffers mortgage companies require, and whether handling it yourself could save you money.
Original Air Date: August 23,2025
Read the Article: https://www.henssler.com/making-the-escrow-decision-weighing-control-against-convenience
What do Bad Bunny, Patrick Mahomes, and Steph Curry have in common? They’re not just stars in music and sports—they’re also among the top celebrity investors. We’ll dive into the numbers and reveal the surprising ways these names are generating serious returns. From luxury real estate to endorsement deals to intellectual property, their stories highlight an often-overlooked lesson: the power of diversification.
It’s also that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation: should you manage your own insurance and tax payments, or let your lender handle it through an escrow account? We’ll unpack how escrow really works, the buffers mortgage companies require, and whether handling it yourself could save you money.
And after the break, we’ll tackle the markets. From this week’s volatility to the ongoing debate over inflation, the likelihood of interest rate cuts, and whether we’re in an AI bubble, we’ll cover what’s driving investor sentiment. Plus, we’ll look at earnings from retail giants like Walmart and Target, and why some big-name tech stocks are shifting from growth stories to value plays—even with sky-high valuations.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — August 23, 2025 | Season 39, Episode 34
Timestamps and Chapters
- 5:30: Celebrities Crushing It as Investors
- 14:22: Property Taxes
- 18:06: Escrow: DIY or Leave It to the Lender?
- 39:17: Volatility, Interest Rates and Tech as Value
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Stock compensation can be a powerful wealth-building tool, but it’s also packed with tricky tax questions. The “Henssler Money Talks” hosts tackle a real-world restricted stock scenario: If taxes are withheld at grant date, but you won’t receive the stock until it vests—and you know you’ll retire before some of those shares vest—should you accept them anyway? Or is it smarter to walk away from stock you’ll never see? We’ll break down how restricted stock works, the tax implications, and strategies to consider when your career timeline clashes with your vesting schedule.
Original Air Date: August 16, 2025
Read the Article: https://www.henssler.com/restricted-stock-and-taxes-dont-get-caught-off-guard
We kick off the show with a look at the week’s market action, where a slight uptick in the Consumer Price Index contrasted with a much stronger-than-expected Producer Price Index. With inflation data in focus, markets are now leaning heavily toward the Fed cutting rates at its September meeting.
Gen Z is redefining romance, ditching pricey dinners for budget-friendly (and often free) date nights, all while prioritizing savings and paying down debt. But here’s the twist: financial stability might just be the ultimate attraction. This week, we’ll explore why Gen Z could be the most financially literate generation yet, how cheap dates can still be meaningful, why financial security can be “sexy,” and what it all means for love, independence, and long-term happiness.
Meanwhile, Nvidia’s explosive rise in the AI chip market has minted millionaires at a jaw-dropping pace as nearly half its employees are reportedly worth more than $25 million. But behind the stock-fueled fortune lies a high-pressure culture some call “golden handcuffs,” where long hours and relentless expectations come with the territory.
And speaking of stock compensation, it can be a powerful wealth-building tool, but it’s also packed with tricky tax questions. We’ll tackle a real-world RSU scenario: If taxes are withheld at grant date, but you won’t receive the stock until it vests—and you know you’ll retire before some of those shares vest—should you accept them anyway? Or is it smarter to walk away from stock you’ll never see? We’ll break down how RSUs work, the tax implications, and strategies to consider when your career timeline clashes with your vesting schedule.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — August 16, 2025 | Season 39, Episode 33
Timestamps and Chapters
- 5:31: Slowing Consumer Prices but Hot Producer Prices
- 17:47: Is Financial Stability the New Love Language?
- 28:26: From Stock Options to Stress
- 37:32: When Your Vesting Schedule Outruns Your Career
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The “Henssler Money Talks” hosts focus on annuities, providing our take on these investment products. Furthermore, should a retiree put $210,000 of their retirement funds into an annuity to help with Required Minimum Distributions? We’ll walk through the essential questions to ask, from the type of annuity being recommended to how it fits into a comprehensive financial plan.
Original Air Date: August 9, 2025
Read the Article: https://www.henssler.com/will-an-annuity-lower-your-rmd-heres-the-real-story
This week on “Henssler Money Talks,” we examine the implications of Donald Trump's firing of Bureau of Labor Statistics Commissioner Erika McEntarfer after the release of weaker-than-expected jobs data. Critics argue the move threatens the credibility of U.S. economic reporting, but are inconsistent readings just a byproduct of the antiquated ways they collect their data and dwindling survey response rates?
As the cost of living continues to climb, we break down SmartAsset’s latest findings on the salary needed to live comfortably in each U.S. state. From Hawaii’s sky-high income thresholds to West Virginia’s relative affordability, we explore what these findings mean for individuals, families, and long-term financial planning—especially as median wages fall short of what it now takes to get by.
After the break, we turn our focus to annuities, providing our take on these investment products. Furthermore, should a retiree put 25% of their assets into an annuity to help with Required Minimum Distributions? We’ll walk through the essential questions to ask, from the type of annuity being recommended to how it fits into a comprehensive financial plan.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — August 9, 2025 | Season 39, Episode 32
Timestamps and Chapters
- 4:42: Defensive Sectors, Consumer Sentiment, and Solid Earnings
- 9:43: Rigged or Reputable? The Battle Over U.S. Job Data
- 24:28: Sticker Shock: The New Price of Living Well in America
- 39:53: RMD Strategy or Sales Pitch? What to Ask About Annuities
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The “Henssler Money Talks” hosts are joined by special guest Matthew Reed, CPA/ABV, for an in-depth look at the One Big Beautiful Act, passed on July 4, highlighting the potential impact on both individual and business tax planning strategies.
Original Air Date: August 2, 2025
Read the Article: https://www.henssler.com/tips-overtime-and-salt-whats-changing-in-your-taxes
This week, we’re breaking down several key economic reports, including the Conference Board Consumer Confidence Index, the first estimate of second-quarter GDP, and the PCE deflator—the Fed’s preferred measure of inflation. It’s been a data-heavy week, capped by the conclusion of the Federal Reserve’s FOMC meeting on Wednesday, where policymakers held rates steady and signaled a more cautious outlook on future rate moves.
We’re also joined by special guest Matthew Reed, CPA/ABV, for a post–tax season debrief. He shares key takeaways from the most recent filing season and walks us through major provisions in the One Big Beautiful Act, passed on July 4, highlighting the potential impact on both individual and business tax planning strategies.
Plus, in Part 2 of our Evolution of Payments series, we dive into stablecoins—a type of cryptocurrency designed to maintain a steady value by being pegged to assets like the U.S. dollar. But if they’re backed by dollars, why not just use dollars? We explore what sets stablecoins apart from more volatile cryptocurrencies like Bitcoin and Ethereum, and why they’re gaining traction in the financial world despite their dollar ties.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — August 2, 2025 | Season 39, Episode 31
Timestamps and Chapters
- 5:06: Fed Holds Rates, No Set Plan for a Future Rate Cut
- 14:42: Matthew Reed, CPA/ABV: Post-Tax Season Debrief
- 22:18: Matthew Reed, CPA/ABV: OBBBA Changes that Affect You
- 43:23: Part 2, Evolution of Payments: Stablecoin
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What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, the “Henssler Money Talks” hosts unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls and why those moves matter. Plus, if the Fed is supposed to be independent, why does it feel like politics—especially Trump’s calls for lower rates—are always lurking in the background?
Original Air Date: July 26, 2025
Read the Article: https://www.henssler.com/short-term-demands-vs-long-term-goals-the-feds-balancing-act
What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, we unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls (spoiler: it’s not all of them) and why those moves matter. Plus, if the Fed is supposed to be independent, why does it feel like politics—especially Trump’s calls for lower rates—are always lurking in the background?
Next, we ask, “Is the upper middle class having an identity crisis?” We dig into the surprising squeeze on America’s “comfortably wealthy.” From overcrowded Amex lounges to bidding wars for average homes, we explore how rising wealth—especially among the top 10%—is making luxury feel less exclusive. We explore what it means for expectations around lifestyle and status, and how the wealth ladder is getting more crowded at the top.
In Part 1 of our series on the evolution of payments, we dive into the rise of credit cards and how they reshaped the way we spend. We explore the move toward a cashless society—fueled by digital wallets and tap-to-pay tech—but also spotlight the pushback: small businesses are passing credit card fees onto customers, and even some places going cash-only. So where are we really headed? Is cash dying, or just evolving?
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — July 26, 2025 | Season 39, Episode 30
Timestamps and Chapters
- 8:27: Third of the Way Through Earnings Season
- 19:58: The Fed’s Big Influence
- 32:03: Too Many Millionaires, Not Enough Pool Chairs
- 54:13: From Cash to Tap: How Credit Cards Changed Everything
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Leasing isn’t just for cars anymore—it’s becoming a business model for everything from HVAC systems to washers, dryers, refrigerators, and water heaters. While leasing can ease upfront costs, it often comes with long-term financial drawbacks. We explore when it makes financial sense to lease instead of buy, the impact on your cash flow, and why even 0% financing can be a smart move if managed wisely.
Original Air Date: July 19, 2025
Read the Article: https://www.henssler.com/why-leasing-might-be-the-right-move-even-if-it-costs-more
When it comes to money decisions, the numbers don’t always win. This week, we’re diving into how behavioral finance influences the way we approach big purchases—like deciding whether to buy, lease or finance a car or home renovation that stretches the budget. While one option might make the most sense on paper, your lifestyle, habits, and even emotions can steer you in another direction.
If you’ve been with your car insurance company for 25 years, but switching providers offers better coverage, lower deductibles, and hundreds in savings—what do you do? For many, the emotional weight of loyalty outweighs the financial upside of making a change.
Leasing isn’t just for cars anymore—it’s becoming a business model for everything from HVAC systems to washers, dryers, refrigerators, and water heaters. While leasing can ease upfront costs, it often comes with long-term financial drawbacks. We break down the numbers, compare short- vs. long-term costs, and discuss why lifestyle convenience often trumps financial optimization.
Is tapping into your home equity ever a smart investment move? If your potential returns exceed your mortgage rate, maybe—but it’s not just a math equation. We examine the behavioral and practical factors: cash flow, interest rates, risk tolerance, and the peace of mind that comes from being debt-free. Plus, what if you already have extra cash—should you invest it or knock down the mortgage?
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — July 19, 2025 | Season 39, Episode 29
Timestamps and Chapters
- 7:28: Tame Market, Muted Returns
- 14:24: Loyalty vs. Logic: When Staying Costs More
- 25:14: The New Lease on Spending: Buy vs. Lease in Everyday Life
- 36:18: The Psychology of a Major Purchase
- 49:51: Home Equity: Invest It or Pay Down Debt?
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On this episode, K.C. breaks down what it really means to retire with a pension. While guaranteed income sounds great, he highlights the often-overlooked downsides—like inflation risk, limited control, and the danger of not saving enough on your own.The Henssler Money Talks hosts also explain why even pensioned workers should consider saving independently to build flexibility and long-term security.
Original Air Date: July 12, 2025
Read the Article: https://www.henssler.com/why-more-control-over-retirement-might-be-better-than-a-guarantee
Three weeks ago, we dug into the details of what pet ownership can cost over the lifetime of a pet; however, those totals didn’t include what fines you might get if your pet decides to run wild! We look at some cases of animals on the loose in Atlanta, including pet baboons, buffaloes, and pythons.
According to the 2025 Retirement Confidence Survey, 67% of American workers feel confident in their ability to have enough money to live comfortably throughout their retirement, but that confidence is shadowed by deep concerns over potential cuts to Social Security and Medicare. We also explore shifting retirement timelines, rising health care costs, and growing demand for emergency savings solutions within retirement plans.
K.C. shares the ins and outs of planning retirement with a pension—and the risks that often go overlooked, such as the lack of inflation protection to reduced survivor benefits and long-term funding concerns. We will also discuss why some employers are shifting toward hybrid models that include a 401(k) component to help fill the gaps.
After the break, we unpack the jaw-dropping strategy known as “Buy, Borrow, Die”—a legal tax loophole the ultra-wealthy use to build massive fortunes, fund lavish lifestyles, and pass on wealth to heirs nearly tax-free. It’s a masterclass in how America’s richest sidestep income and estate taxes, exposing the widening gap between the tax code for the few—and the one for everyone else.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — July 12, 2025 | Season 39, Episode 28
Timestamps and Chapters
- 10:12: Atlanta’s Animals Running Wild
- 15:43: EBRI 2025 Retirement Confidence Survey
- 36:28: Retirement Planning with a Pension
- 50:56: Buy, Borrow, and Die
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In this episode, we sit down with Justin Wagner, AIF®, Henssler Financial’s Director of Business Development, to explore the real value of offering—and participating in—a 401(k) plan.
For employers, we discuss the end of traditional pensions and why the shift toward defined contribution plans like the 401(k) makes sense today. Justin explains how company contributions are tax deductible, how a strong plan can enhance your ability to attract and retain top talent, and how it can make your company more appealing by demonstrating a commitment to employees' long-term financial wellness.
On the employee side, we break down how contributions can reduce taxable income, the benefits of employer matching, the advantages of tax-deferred growth, and current annual contribution limits. Plus, we address some of the most common myths and misconceptions that prevent people from fully maximizing this powerful retirement tool.
Whether you're an employer considering a plan or an employee looking to make smarter retirement decisions, this episode has something for you.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — July 5, 2025 | Season 39, Episode 27
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A mid-year review isn’t just about catching up; it’s about getting ahead. The “Henssler Money Talks” experts walk through what you should be reviewing with your adviser now: spending, saving, taxes, investments, and any major life changes. From rebalancing your portfolio to making smart tax moves, small adjustments now can make a big difference by year-end.
Original Air Date: June 28, 2025
Read the Article: https://www.henssler.com/mid-year-is-more-than-a-milestone-its-a-money-moment
This week, we dive into Trump’s “One Big Beautiful Bill,” a sweeping piece of legislation packed with bold promises: historically large tax cuts, rising wages, lower spending, tougher border security, and protections for Medicaid. We unpack what’s actually in the bill—and how it could affect your paycheck, your benefits, and the broader economy.
Over the weekend, the U.S. launched an aerial strike on three major nuclear sites in Iran. You’d expect markets to panic, right? Instead, stocks rose. We examine why investors seem to shrug off geopolitical risks, what drives this kind of market resilience, and what it signals about sentiment today.
Mid-year is the perfect time for a financial checkup. In this segment, we walk through what you should be reviewing with your adviser now: spending, saving, taxes, investments, and any significant life changes. Plus, we outline smart moves you can still make in the second half of the year to stay on track or get ahead.
And finally, we tackle a familiar frustration: buying a car. Why is the process still so painful? Why does it take all day? And in a digital age where you can mortgage a home or order dinner in minutes, why hasn’t anyone cracked the code on car buying? We break down the hidden friction points—and how you can navigate them with less stress.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — June 28, 2025 | Season 39, Episode 26
Timestamps and Chapters
- 5:44: Big Promises, Bigger Price Tags: Inside Trump’s Tax Plan
- 25:09: Markets Rally on Missiles? Geopolitics vs. Wall Street
- 37:00: Midyear Gut Check: Your Money, Your Move
- 45:18: The Car-Buying Headache: Why It’s Still a Hassle
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There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.5% interest, we explore smarter options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing—and why your idle Venmo balance might be doing more harm than good.
Original Air Date: June 21, 2025
Read the Article: https://www.henssler.com/letting-your-cash-sit-in-savings-its-time-for-a-smarter-strategy
There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore more savvy options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing and why your idle Venmo balance might be doing more harm than good.
In market news, the Federal Reserve held interest rates steady, consumer sentiment is on the rise, retail sales are falling, and housing starts saw a steep drop. Meanwhile, markets reacted to global uncertainty after President Trump abruptly left the G7 summit in Canada to address rising tensions between Israel and Iran, triggering a Tuesday selloff.
We also delve into a recent Gallup poll which reveals how Americans are allowing political leanings to influence their financial decisions. We unpack the risks of trading on headlines, the long-term performance of buy-and-hold strategies across administrations, and why letting politics dictate your portfolio could cost you over time.
Rounding out the show, the “Henssler Money Talks” hosts break down the true cost of pet ownership. While we would all take a bullet for our furry family members, everything from food, toys and routine care to dental work and emergency surgeries could run anywhere from $15,000 to $55,000 over a pet’s lifetime. But it’s not all bad news—there may be a veterinary sector play worth watching, with fewer restrictions than traditional pharmaceutical companies.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — June 21, 2025 | Season 39, Episode 25
Timestamps and Chapters
- 5:53: Don’t Let Your Cash Nap: Smarter Ways to Save
- 24:13: Rates on Hold, Markets on Edge
- 36:49: Left, Right, or Buy-and-Hold?
- 43:45: Fur Babies and Financial Realities
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Amid alarming headlines about the U.S. dollar losing its status as the world’s reserve currency, the “Henssler Money Talks” hosts break down the realities behind the rhetoric. From the strength of multinational earnings to the unlikely viability of a BRICS-backed currency, we explain why the dollar’s dominance—and your portfolio—remain on solid ground.
Original Air Date: June 14, 2025
Read the Article: https://www.henssler.com/dont-count-the-dollar-out-just-yet
June 14, 2025: Discord in Margaritaville, Trade Tensions, and the Dollar Debate
We’re back this week with a mix of headlines and hard truths—from estate drama to economic indicators that could shake the markets.
We kick things off with a real-world look at just how messy estate planning can get—even when it’s done in advance. Jimmy Buffett’s widow is suing to remove a co-trustee from the $275 million marital trust, claiming withheld financials and questionable income projections. It’s a high-profile reminder of why clear communication and trustee responsibilities matter.
Next, we turn to the global stage with U.S. and Chinese negotiators meeting in London and May’s CPI report due, markets are bracing for impact. Could tariffs be quietly driving inflation—and how might that shape Fed policy going forward?
With excessive tariffs on Chinese goods, we examine how trade policy is affecting Temu and Shein, with stocks slumping and sales dipping. Are consumers pulling back, or are they simply shifting where—and how—they spend?
Finally, we separate fact from fear when it comes to recent headlines. Is the U.S. dollar really in decline? What would that mean for multinational earnings, global portfolios, and the proposed BRICS currency?
From estate planning to economic strategy, it’s a packed episode you won’t want to miss.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — June 14, 2025 | Season 39, Episode 24
Timestamps and Chapters
- 5:33: Discord in Margaritaville
- 14:21:Trade Talks, Tariffs and Inflation Data
- 23:55: Discount Dilemma: The End of the Ultra-Cheap Era?
- 29:57: Fueling Returns: Phoenix Energy’s High-Yields
- 41:37:Dollar in Danger?
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We sit down with estate planning attorney Christopher Reeves of Reeves Law, P.C. to break down the essentials of protecting and transferring wealth. From the core documents every estate plan needs — like wills and powers of attorney — to the differences between probate and non-probate assets, Chris explains it all in plain English.
Original Air Date: June 7, 2025
Read the Article: https://www.henssler.com/you-cant-take-it-with-you-but-you-can-decide-who-gets-it
In this episode of “Henssler Money Talks, we kick things off with a market update covering the latest Personal Consumption Expenditures (PCE) data, University of Michigan Consumer Sentiment readings, and ongoing trade talks impacting global markets.
Then, we sit down with estate planning attorney Christopher Reeves of Reeves Law, P.C., to break down the essentials of protecting and transferring wealth. From the core documents every estate plan needs — like wills and powers of attorney — to the differences between probate and non-probate assets, Chris explains it all in plain English. We dive into when and why you might need a trust, how various life scenarios affect your estate planning strategy, and how often you should review your plan.
Whether you're married, single, have children, or just starting to think about the future, this episode offers practical insights for securing your legacy.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — June 7, 2025 | Season 39, Episode 23
Timestamps and Chapters
- 1:58: Trade Talks with China, PCE Deflator, and Consumer Sentiment
- 22:43: Interview with Christopher Reeves, Esq.
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The “Henssler Money Talks” hosts examine the rise of artificial intelligence in the financial services industry. While AI could bring greater efficiency, it also introduces new risks related to privacy and cybersecurity. Could investors one day be onboarded by an adviser’s AI assistant? It’s possible—but the value of personal relationships and human guidance remains irreplaceable.
Original Air Date: May 31, 2025
Read the Article: https://www.henssler.com/why-emotional-intelligence-still-beats-artificial-intelligence-in-financial-planning
Market futures surged from Wednesday night into Thursday morning after the Court of International Trade halted Trump’s tariffs—adding another twist to the ongoing trade policy saga. We explore how President Trump’s tariff threats and announcements have repeatedly sparked market volatility, often leading to sharp declines followed by rebounds when he backtracks or extends negotiation timelines. Our experts share insights on how to stay invested amid the noise and uncertainty.
Nick also breaks down the latest economic data and NVIDIA’s earnings release before diving into a growing concern: the student loan debt crisis. After not being required to make loan payments for nearly half a decade, over 4 million borrowers are now in late-stage delinquency since repayment was reinstated. Borrowers are facing serious consequences like wage garnishment and withheld federal tax refunds, and Social Security payments. As the federal government ramps up collection efforts, many companies are stepping in with new benefits to help employees manage and repay their student loans.
To close out the episode, we examine the rise of artificial intelligence in the financial services industry. While AI could bring greater efficiency, it also introduces new risks related to privacy and cybersecurity. Could investors one day be onboarded by an adviser’s AI assistant? It’s possible—but the value of personal relationships and human guidance remains irreplaceable.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 31, 2025 | Season 39, Episode 22
Timestamps and Chapters
- 5:33: Reciprocal Tariffs Shot Down
- 14:43: Nvidia Earnings, New Home Sales, Durable Goods, Consumer Confidence
- 22:19: How Do You Make Investment Decisions Through the Noise?
- 31:31: Student Loan Squeeze
- 45:42: AI’s Growing Influence on Financial Planning
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On May 16, after the market closed, Moody’s became the third major credit rating agency to downgrade the U.S. government’s debt rating. The cut comes at a time when global confidence in U.S. debt is wavering, and Congress is debating a tax bill that could further increase the national debt. We examine what this downgrade means and whether it reflects actual investment risk.
Original Air Date: May 24, 2025
Read the Article: https://www.henssler.com/safer-on-paper-is-microsoft-safer-than-uncle-sam
Did you know that the median retail investor spends only six minutes researching a stock before buying it? Most of that time is spent staring at a price chart—often just the current day’s movement. Nick compares the limited “research” many individual investors conduct to the extensive analysis performed by Henssler’s research analysts.
K.C. then takes a closer look at the “One Big Beautiful Bill” that passed the House of Representatives just hours before we recorded. We discuss the revised State and Local Tax (SALT) deduction cap, the increased Child Tax Credit, and the proposed tax break on tip income. While the bill’s fate in the Senate remains uncertain, it appears that many of Trump’s 2017 tax cuts may be extended.
Last Friday, after the market closed, Moody’s became the third major credit rating agency to downgrade the U.S. government’s debt rating. The cut comes at a time when global confidence in U.S. debt is wavering, and Congress is debating a tax bill that could further increase the national debt. We examine what this downgrade means and whether it reflects actual investment risk.
After the break, D.J. breaks down Health Savings Accounts (HSAs) and explains why they’re one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health-care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 24, 2025 | Season 39, Episode 21
Timestamps and Chapters
- 4:38: Impulse Investors
- 26:31: House Approves One Big Beautiful Bill
- 33:06: Moody’s Downgrade
- 39:50: Economic News
- 45:37: HSAs: Triple Tax Benefit
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“Henssler Money Talks”hosts Nick Antonucci, CVA, CEPA, K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, consider how artificial intelligence is transforming industries—and if the electric utility sector is next? As data centers power the future, utilities may see rising demand and revenue. But is this a strategic move or just market timing in disguise?
Original Air Date: May 17, 2025
Read the Article: https://www.henssler.com/electric-utilities-and-ai-strategic-opportunity-or-market-timing
We kick off with the latest developments in U.S.–China trade talks. The government just cut tariffs by 115%, effectively returning us to the original 30% rate where this economic game of chicken began. Is this The Art of the Deal in action—persistence, bluffing, and pushing boundaries to secure favorable “deals”?
Next, AMC is trying to lure movie buffs back to theaters with half-price tickets on Wednesdays—just in time for the summer blockbuster season. We dive into the state of the cinema industry, how box office performance stacks up against broader consumer spending trends, and whether COVID has permanently changed how we watch movies.
After the break, we explore the question: Does the energy demand of AI make electric utilities a potential investment play? One investor wonders if AI is a boon for individual electric companies—or if the better move is gaining exposure through a sector fund or ETF.
Circling back to Trump-style deals, we examine what Republicans are proposing for the 2025 tax package—including a tax exemption for tipped income, an income tax carve-out for overtime pay, and a potential increase in the SALT deduction.
To wrap up, we tackle the persistent lack of transparency in medical billing—particularly timely as UnitedHealth Group faces a federal investigation into Medicare fraud.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 17, 2025 | Season 39, Episode 20
Timestamps and Chapters
- 5:49: Art of the Trade Deal
- 15:58: AMC’s Curtain Call
- 32:35: AI’s Power Play
- 39:13: Tax Free Tips
- 45:53: The Cost of Care
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We explore what it really means to work with a financial adviser in retirement—going beyond investments to examine every aspect of your financial life. From rolling over your 401(k) to building a personalized plan that aligns with your goals and risk capacity, it’s a deep dive that compares to a financial root canal—but one that can set you up for long-term confidence and clarity.
Original Air Date: May 10, 2025
Read the Article: https://www.henssler.com/retirement-with-a-roadmap-the-role-of-a-financial-adviser
It was a strong week for the markets, with the S&P 500 posting solid gains, driven by upbeat economic data and a newly announced trade deal between the U.S. and the U.K. The April jobs report surpassed expectations, with steady unemployment, while the Federal Reserve held interest rates steady, citing caution amid shifting global conditions.
We also dive into what it really means to work with a financial adviser—K.C. likens it to a financial root canal, digging into every aspect of your financial life to build a customized plan.
Plus, if you’re rolling over a 401(k), should you reinvest all at once or ease in with dollar-cost averaging? We break down the pros, cons, and emotions behind each strategy.
And finally, fintech firms are offering flashy high-yield savings accounts—but are they too good to be true? We explore what’s real, what’s risky, and the questions you should ask before chasing higher returns.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 10, 2025 | Season 39, Episode 19
Timestamps and Chapters
- 4:00: Solid week buoyed by trade deal and April jobs report
- 16:15: Engaging with a financial adviser
- 34:26: All in at once or dollar-cost average?
- 43:56: Fintech: Shaking up the savings game
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We’re breaking down the price-to-earnings ratio—one of the most popular ways investors try to gauge if a stock is a good buy. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, as they explain that P/E isn’t a silver bullet; interest rates, earnings growth, and market dynamics all play a big role in what that number really means.
Original Air Date: May 3, 2025
Read the Article: https://www.henssler.com/valuing-stocks-in-a-changing-market-the-role-of-p-e-ratios-in-2025
In this week’s market discussion, we kick things off with listener questions on historical price-to-earnings (P/E) ratios—specifically, whether there are “new norms” for determining if a stock is overvalued—and how the rise in gold over the past 50 years compares to major stock indices.
We also cover the recent market volatility and the factors driving investor sentiment, examining both hard data like the first estimate of first-quarter GDP and soft data such as consumer confidence. We wrap up with a review of key economic reports to assess the broader economic outlook.
After the break, our financial experts walk through three real-world scenarios involving required minimum distributions (RMDs). From retirees who don’t need the income to those who rely on RMDs to fund living expenses, we explore strategic approaches to managing these mandatory withdrawals. Whether you're looking to reduce taxes, preserve assets, or align your RMDs with your overall financial goals, our planners offer practical advice for common situations.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — May 3, 2025 | Season 39, Episode 18
Timestamps and Chapters
- 6:45: Why are Investors excited about a P/E of 24?
- 24:17: Comparing the rise in gold to the major indices from 1971—2025
- 30:40: Economic Data: GDP, Consumer Sentiment, Earnings
- 40:21: Navigating Required Minimum Distributions (RMDs)
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Nearly half of U.S. parents are still footing the bill for Gen Z and millennials—shelling out an average of $1,500 a month. Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, as they unpack the latest data, explore why working-age Gen Z is receiving the most support, and ask: How is it impacting parents’ annual spending and financial plans?
Original Air Date: April 26, 2025
Read the Article: https://www.henssler.com/financial-support-for-adult-children-a-hidden-drain-on-retirement-savings
Nearly half of U.S. parents are still footing the bill for Gen Z and Millennials—shelling out an average of $1,500 a month. We’ll unpack the latest data, explore why working-age Gen Z is receiving the most support, and ask: How is it impacting parents’ annual spending and financial plans?
Piggybacking off of supporting your adult children, we’re also diving into the disconnect between record-breaking wealth and the everyday financial stress so many Americans still feel. From booming 401(k)s and soaring home equity to empty checking accounts and rising costs, we’ll explore why the numbers on paper don’t match the mood in the streets.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — April 26, 2025 | Season 39, Episode 17
Timestamps and Chapters
- 5:07: Are Parents Becoming Their Adult Kids' ATM?
- 29:19: America is Wealthier Than Ever—But Why Doesn’t It Feel Like It?
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Nick Antonucci, CVA, CEPA, and D.J. Barker, CWS®, join K.C. Smith, CFP®, CEPA, who brings together his two favorite topics: college sports and finance. Nico Iamaleava was essentially forced off the University of Tennessee’s football team over a dispute tied to an NIL agreement. He potentially lost millions before ever seeing a dime—which begs the question: what kind of financial advice was he getting? We explore why having the right team around you—financially and personally—is more important than ever. Whether you're an athlete, a business owner, or just trying to make smart money moves, this conversation matters.
With tariff headlines changing by the day, it's tempting to react—but that could be a costly mistake. We’ll break down why chasing policy noise is a fool’s game, why our stance at Henssler remains grounded in facts not forecasts, and how our Henssler Ten Year Rule is designed to help you ride out this kind of manufactured volatility.
Despite ongoing uncertainty and speculation about a potential slowdown, the hard economic data remains resilient. We break down the latest economic reports, including the Consumer Price Index, the Federal Reserve’s March meeting minutes, the Producer Price Index, and recent consumer sentiment readings.
After the break, K.C. brings together his two favorite topics: college sports and finance. Nico Iamaleava was essentially forced off the University of Tennessee’s football team over a dispute tied to an NIL agreement. He potentially lost millions before ever seeing a dime—which begs the question: what kind of financial advice was he getting? We explore why having the right team around you—financially and personally—is more important than ever. Whether you're an athlete, a business owner, or just trying to make smart money moves, this conversation matters.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — April 19, 2025 | Season 39, Episode 16
Timestamps and Chapters
- 3:02: Chasing Policy Noise is a Fool’s Game
- 21:57: Market Update: CPI, Fed Minutes, PPI, and Consumer Sentiment
- 37:18: Financial Lessons from NCAA and NIL Agreements
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Can you fund your retirement by selling Air Jordans? We learned that Hermès Birkin bags have averaged an annual increase in value of 14.2%, outperforming the S&P 500—but are they truly investments?
Investors often view illiquid assets positively because they’re tangible, whereas stock investments can be up one minute and down the next. We explore the world of alternative investments in collectibles, including designer handbags, sneakers, cars, fine art, baseball cards, and more. Should these luxury items be part of your portfolio?
A financial adviser can help you see the full picture, taking into account your tax situation and other assets that may be put to better use.
Henssler Money Talks — April 12, 2025 | Season 39, Episode 15
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It has been a wild ride in the markets since “Liberation Day.” With global reactions to Trump’s aggressive tariff plan, intraday swings ranging from 2% to 10%, and a surprise 90-day suspension of tariffs, the volatility is far from over.
In this episode, we discuss Trump’s escalating trade war with China, the massive moves in the bond markets, what we're hearing from companies ahead of earnings season, and how the Henssler Ten Year Rule helped keep investors in the market during the tariff turmoil.
However, if you're experiencing market fatigue after tracking every move all week, we also have a lighter episode we’re publishing this week where we explore the returns from buying and selling collectibles—and whether you can beat the S&P.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — April 12, 2025 | Season 39, Episode 15
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Special guest Jacob Keen, CFA, Henssler’s Director of Investments, joins Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, to take a deep dive into Henssler’s portfolio strategy, explaining how diversification plays a crucial role in managing risk.
Original Air Date: April 5, 2025
Read the Article: https://www.henssler.com/building-a-resilient-portfolio-the-case-for-diversification
In this episode, we dive into Trump’s proclaimed ‘Liberation Day,’ a bold move that slapped tariffs ranging from 10% to 90% on key imports—aimed at reshaping trade relationships, addressing imbalances, and bolstering domestic manufacturing. Joining us is special guest Jacob Keen, CFA, Henssler’s Director of Investments, who not only unpacks the potential market impact of these tariffs but also takes us inside Henssler’s portfolio strategy, explaining how diversification plays a crucial role in managing risk.
After the break, we continue the conversation, exploring the broader economic implications of these tariffs and what they could mean for businesses, investors, and consumers in the months ahead.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — April 5, 2025 | Season 39, Episode 14
Timestamps and Chapters
- 3:35: Liberation Day: Reciprocal Tariffs and Trade Policy
- 24:28: Portfolio Construction and Diversification
- 42:30 Broad Economic Implications of Tariffs
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Watching the tariff war shift from day to day can give investors whiplash. On Henssler Money Talks, Nick Antonucci, CVA, CEPA, Director of Research, along with Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, discuss what tariffs are, their potential impact on businesses and consumers, and the administration’s broader economic strategy. Are tariffs simply a tax on consumers, or are they a tool to encourage domestic production and strengthen the economy?
Original Air Date: March 29, 2025
Read the Article: https://www.henssler.com/understanding-tariffs-costs-consequences-and-the-bigger-picture
Is Your Genetic Makeup for Sale? 23andMe has filed for Chapter 11 bankruptcy, and customers are flocking to the site to delete their data. However, the company says it won't change how it protects customer information. But what happens if someone buys the company? How much of your data is out there? We explore how to protect your personal information, from Social Security numbers to investment accounts.
How Much Security is Too Much Security? You've taken steps to protect your personal data, but what happens when you're gone? Will your significant other be able to access your accounts if something happens to you? We examine everything from knowing where your money is to why it’s crucial for a spouse who isn't involved in the finances to establish a relationship with your team of trusted professionals—including your financial adviser, estate planning attorney, accountant, and insurance agent. This way, both spouses can ensure their adviser has a comprehensive understanding of their needs and goals. When the time comes, the surviving spouse will have someone in their corner to offer guidance.
The New Tariff Buzzword: Uncertainty. Watching the tariff war shift from day to day can give investors whiplash. We delve into the week's market movements, the latest tariff news, and the administration’s overarching goals. Are tariffs a tax on consumers or a tool to balance the budget?
Henssler Money Talks — March 29, 2025 | Season 39, Episode 13
Timestamps and Chapters
- 7:03: Is Your Genetic Makeup for Sale?
- 25:59: How Much Security is Too Much Security?
- 42:54: The New Tariff Buzzword: Uncertainty
- 52:39: Muted Returns, Final Fourth Quarter GDP, and Looking Ahead
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Imagine being relatively confident that when you need to sell your investments for liquidity, the market would be up! On “Henssler Money Talks,” Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, explain our Henssler Ten Year Rule strategy, which allows investors to stay invested in the market through thick and thin. By securing 10 years of liquidity in fixed-income investments, investors can avoid selling stocks at a loss and give their portfolio time to recover, thus waiting out a down market.
Original Air Date: March 22, 2025
Read the Article: https://www.henssler.com/10-years-10-returns-the-strategy-that-outlasts-most-market-cycles
We start with a detailed breakdown of the Henssler Ten Year Rule, explaining how it allows investors to weather downturns without selling equities. Then, we break down the latest market volatility, how inflation uncertainty is affecting the Producer Price Index and consumer Sentiment, and the Federal Reserve’s decision to maintain monetary policy.
In light of the recent volatility, we address the importance of diversification—across sectors, market capitalizations, domestic and international investments, and even tax structures—to help smooth volatility risk. After the break, we examine the impact of increasing longevity on financial planning, including the possibility that someday retirees may still have parents and even grandparents in retirement, reshaping how wealth transfers across generations.
Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.
Henssler Money Talks — March 22, 2025 | Season 39, Episode 12
Timestamps and Chapters
- 12:30: The Henssler Ten Year Rule
- 27:16: Market Roundup: Strong Economy Despite Falling Consumer Confidence
- 38:12: Diversification
- 53:12: Centenarians and Financial Planning
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Original Air Date: March 15, 2025
From AI to GameStop to marijuana stocks, thematic investing has driven some of the hottest market trends in the last five years—but are these themes still delivering? The “Henssler Money Talks” show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, look back at the biggest investment fads, how they’ve performed, and what investors can learn from the hype cycles.
Read the Article: https://www.henssler.com/hot-trends-or-lasting-value-the-truth-about-thematic-investing
Henssler Money Talks — March 15, 2025
Season 39, Episode 11
This week on "Henssler Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, discuss the subscription economy, what services we’re using and their perceived value, and how price hikes could change consumer habits.
From AI to GameStop to marijuana stocks, thematic investing has driven some of the hottest market trends in the last five years—but are these themes still delivering? We’re looking back at the biggest investment fads, how they’ve performed, and what investors can learn from the hype cycles.
After the break, the hosts discuss the lower-than-expected inflation data from the Consumer Price and Producer Price indices, the market’s uncertainty around tariff threats, and what these factors could mean for the likelihood of a recession.
Timestamps and Chapters
- 5:42: The Subscription Trap
- 34:10: Thematic Investing: Where Are They Now?
- 50:211: Inflation Data, Tariffs, and Recession
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Original Air Date: March 8, 2025
The “Henssler Money Talks” show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, discuss the market’s volatility. Despite only being down 5% from the all-time high, many investors want to pull back their equity exposure as emotions are driving their decision-making. We'll break down recency bias from the past two stellar market years and why short-term swings shouldn’t dictate long-term strategy. We look at how the Henssler Ten Year Rule helps in these market conditions and why investing in high quality companies can make a difference.
Read the Article: https://www.henssler.com/riding-out-the-storm-how-to-handle-market-declines
Henssler Money Talks — March 8, 2025
Season 39, Episode 10
This week on "Henssler Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, discuss the market’s volatility. Despite only being down 5% from the all-time high, many investors want to pull back their equity exposure as emotions are driving their decision-making. We'll break down recency bias from the past two stellar market years and why short-term swings shouldn’t dictate long-term strategy. We look at how the Henssler Ten Year Rule helps in these market conditions and why investing in high quality companies can make a difference.
Focusing on specific sectors, the team considers a listener’s question on the growth opportunities in the Utilities sector and take a closer look at our recent portfolio realignment in the Energy sector.
After the break, the hosts discuss how some major insurers, which are facing growing losses because of the California wildfires, are pulling back from insuring lavish homes, making it harder for homeowners to find coverage. We'll look at how this affects consumers, homeowners, landlords, and insurance holdings in the portfolio.
Timestamps and Chapters
- 5:27: Market Volatility, Emotions, and Your Financial Plan
- 24:22: Sector Focus: Utilities and Energy
- 38:11: California Wildfires and the Insurance Industry
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Original Air Date: March 1, 2025
The “Henssler Money Talks” show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, explore the idea circulating in Washington of creating a Sovereign Wealth Fund for the United States. They examine the potential benefits and drawbacks, including how such a fund could support infrastructure development for key industries like semiconductors and artificial intelligence, as well as concerns that politically driven investments could distort market valuations.
Read the Article: https://www.henssler.com/the-personal-finance-lessons-behind-americas-sovereign-wealth-fund-debate
Henssler Money Talks — March 1, 2025
Season 39, Episode 9
This week on "Henssler Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, discuss the week’s major news, including Nvidia’s earnings, consumer sentiment, and the latest cost-cutting measures from the Department of Government Efficiency.
The team also explores the idea circulating in Washington of creating a Sovereign Wealth Fund for the United States. They examine the potential benefits and drawbacks, including how such a fund could support infrastructure development for key industries like semiconductors and artificial intelligence, as well as concerns that politically driven investments could distort market valuations.
After the break, the hosts dive into tipping culture in the service industry, discussing how businesses have integrated digital ordering and payment systems with pre-set tip suggestions—often higher than what customers were traditionally accustomed to.
Timestamps and Chapters
- 5:12: Nvidia Earnings, Consumer Sentiment, DOGE Committee
- 26:28: Should the U.S. Have a Sovereign Wealth Fund?
- 41:46: Tipping and the Services Sector
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Original Air Date: February 22, 2025
The “Henssler Money Talks,” show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, welcome Matthew Reed, CPA/ABV, a Tax Director with Henssler CPAs & Advisers, to join them in a strategy session about investors facing a key tax decision. They could either delay paying taxes until they withdrew their required minimum distributions—potentially resulting in higher lifetime taxes—or pay taxes now by converting funds to a Roth IRA, thereby reducing their lifetime tax liability and potentially increasing their overall portfolio growth.
Read the Article: https://www.henssler.com/pay-now-save-later-a-case-for-roth-conversions-in-retirement
Henssler Money Talks — February 22, 2025
Season 39, Episode 8
This week on "Henssler Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, welcome Matthew Reed, CPA/ABV, a Tax Director with Henssler CPAs & Advisers, to discuss the benefits of having your financial adviser and CPA collaborate throughout the year to effectively manage your tax situation.
The hosts and Matthew also break down a strategy session that K.C. and Matthew conducted for clients facing a key tax decision. The investors could either delay paying taxes until they withdraw their required minimum distributions—potentially resulting in higher lifetime taxes—or pay taxes now by converting funds to a Roth IRA, thereby reducing their lifetime tax liability and potentially increasing their overall portfolio growth.
Timestamps and Chapters
- 5:50: Market Returns, Earnings Season, and Fed Minutes
- 15:54: Financial and Tax Advisers: Working in Concert
- 37:14: Punt Taxes or Pay Taxes
- 54:25: Future of the Tax Cuts and Jobs Act
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Original Air Date: February 15, 2025
The “Henssler Money Talks” show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, answered key questions from seniors about required minimum distributions (RMDs)—specifically, whether it's better to take them at the beginning of the year, spread them out over time, or wait until year-end.
Read the Article: https://www.henssler.com/the-best-time-to-take-your-rmd-it-depends-on-your-goals
Henssler Money Talks — February 15, 2025
Season 39, Episode 7
This week on "Henssler Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, examined the impact of reciprocal tariffs on Consumer Sentiment. They also reviewed the latest earnings reports and the most recent Consumer Price Index reading.
The team answered key questions from seniors about required minimum distributions (RMDs)—specifically, whether it's better to take them at the beginning of the year, spread them out over time, or wait until year-end.
After the break, the advisers discussed Trump’s directive for the U.S. Treasury to stop producing new pennies, exploring the potential economic effects of eliminating the one-cent coin. They also provided insights into the rise of "buy now, pay later" services and how banks will be able to integrate short-term financing options into their existing debit programs.
Timestamps and Chapters
- 11:10: Consumer Sentiment and CPI
- 24:15: Should You Take Your RMD Early in the Year?
- 32:11: No New Pennies and a Cashless Society
- 45:31: Expanding Reach of “Buy Now, Pay Later” Services
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Original Air Date: February 8, 2025
The"Henssler Money Talks," show hosts, Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, discuss relationship investment scams, offering advice on warning signs to watch for and how working with a trusted financial adviser can help protect against these and other financial threats.
Read the Article: https://www.henssler.com/the-hidden-perks-of-a-financial-adviser-spotting-scams-before-they-happen
Henssler Money Talks — February 8, 2025
Season 39, Episode 6
This week on "Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, reviewed the week’s market movements in response to earnings announcements, new U.S. tariffs on Chinese goods, and China’s retaliatory tariffs on U.S. goods. The team shares insights on how investors should interpret market news when positioning their portfolios.
The financial experts also take a closer look at the economics of the “Big Game,” analyzing its local financial impact, the cost of commercials, and consumer spending. Their discussion then shifts to sports betting, exploring the differences between gambling, meme coins, and legitimate investing for long-term financial security.
After the break, the advisers discuss relationship investment scams, offering advice on warning signs to watch for and how working with a trusted financial adviser can help protect against these and other financial threats.
Timestamps and Chapters
- 05:07: Earnings and Tariffs
- 15:25: Economics of the “Big Game”
- 24:03: The Differences between Gambling, Meme Coins, and Investing
- 38:40: Relationship Investment Scams
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Original Air Date: February 1, 2025
This week on "Henssler Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, shed light on when and why investors should consider selling their stocks. When a market disruptor shakes investor confidence, suddenly everyone is looking for the exit. Selling should be a strategic decision—not an emotional reaction.
Read the Article: https://www.henssler.com/selling-stocks-in-a-booming-market-does-it-ever-make-sense
Henssler Money Talks — February 1, 2025
Season 39, Episode 5
This week on "Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, delved into the week’s market disruptor—DeepSeek, China’s latest entry into the artificial intelligence market. The team also shed light on when and why investors should consider selling their stocks. They touch on the Fed’s monetary policy meeting and how Millennials don’t consider themselves wealthy, despite their median wealth being more than 37% above expectations.
Timestamps and Chapters
- 05:10: DeepSeek and Nvidia’s sell-off
- 23:14: Making the Case for Selling Stocks
- 34:44: Monetary Policy Meeting
- 39:15: Millennial Phantom Wealth
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Original Air Date: January 25, 2025
"Money Talks," hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, address an investor’s concern about the value a financial planner brings to the table. They explore how advisers provide personalized guidance, emotional support, and strategic planning that goes far beyond simply managing investments.
Read the Article: https://www.henssler.com/balancing-risk-reward-and-emotions-the-adviser-advantage
Henssler Money Talks — January 25, 2025
Season 39, Episode 4
This week on "Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, have no shortage of topics in a week that kicked off with the Presidential Inauguration. In addition to the market news, the hosts discuss the many executive orders that were signed and how they may affect investments. The financial experts also cover the trend of meme coins, cryptocurrency inspired by internet memes or trends. The team also addressed an investor’s concern about the value a financial planner brings to the table.
Timestamps and Chapters
- 06:45: Market Roundup: Jan. 20 – Jan. 24, 2025
- 14:58: Presidential Inauguration and Executive Orders
- 25:01: Cryptocurrency and Meme Coins
- 39:40: The Value of a Financial Planner
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Original Air Date: January 18, 2025
Director of Research Nick Antonucci, CVA, CEPA, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, debated the Financial Independence, Retire Early movement, a lifestyle approach focused on aggressive saving, investing, and frugality to achieve financial independence and retire significantly earlier than traditional retirement age.
Read the Article: https://www.henssler.com/fire-movement-the-path-to-early-retirement-or-a-frugal-trap
Henssler Money Talks — January 18, 2025
Season 39, Episode 3
This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, to examine the week’s market performance, looking at inflation indicators, the Producer Price and Consumer Price indices. The team analyzed interest rates and their impact on the evolution of starter homes, highlighting how these once-accessible gateways for Americans to enter the real estate market are disappearing. In this week’s case study, the financial experts debated the Financial Independence, Retire Early movement, a lifestyle approach focused on aggressive saving, investing, and frugality to achieve financial independence and retire significantly earlier than traditional retirement age. The team wrapped up the show with personal predictions on the themes that might shape 2025.
Timestamps and Chapters
- 00:00: Market Roundup: Jan. 13 – Jan. 17, 2025
- 12:08: The Evolution of the Starter Home
- 24:44: Case Study: Financial Independence, Retire Early
- 39:36: What Might Shape 2025
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Original Air Date: January 11, 2025
Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, to talk about how they frequently find themselves stepping into the role of a mediator or “marriage counselor” when helping couples navigate emotionally charged financial topics like retirement.
Read the Article: https://www.henssler.com/more-than-money-the-emotional-journey-of-retirement
Henssler Money Talks — January 11, 2025
Season 39, Episode 2
This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, to weigh in on the ISM Manufacturing and Nonmanufacturing indices, the Job Openings and Labor Turnover for November, and the minutes from the last Federal Open Market Committee meeting and what they indicated for future rate cuts. The experts had an open discussion on the Social Security Fairness Act that eliminates the Windfall Elimination Provision and the Government Pension Offset for federal and municipal government employees. In this week’s case study, D.J. and K.C. talk about how they frequently find themselves stepping into the role of a mediator or “marriage counselor” when helping couples navigate emotionally charged financial topics. The episode finishes with the hosts responding to listeners’ questions on senior marriages that could eliminate some Social Security benefits and how to determine what holdings to trim for required minimum distributions.
Timestamps and Chapters
- 00:00: Market Roundup: Jan. 6 – Jan. 10, 2025
- 18:15: Open Discussion: Social Security Fairness Act
- 27:14: Case Study: Navigating Emotional Financial Topics
- 39:20: Q&A Time: Intel Corp., and Trading Hours
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Original Air Date: January 4, 2025
Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Michael Griffin, CFP®, to discuss the “magic retirement number,” and why spending makes it different for each investor.
Read the Article: https://www.henssler.com/your-spending-dictates-your-retirement-not-a-magic-number
Henssler Money Talks — January 4, 2025
Season 39, Episode 1
This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Michael Griffin, CFP®, to cover the market’s final week of trading for 2024, October’s home prices, and 2024’s annual return. In this week’s case study, K.C. and Michael discuss the “magic retirement number,” and why spending makes it different for each investor. The show hosts brought the podcast to a close by responding to listeners’ questions on Intel Corp. and the NYSE expanding trading hours for its Arca exchange.
Timestamps and Chapters
- 00:00: Market Roundup: Dec. 30, 2024 – Jan. 3, 2025
- 20:43: Case Study: Magic Numbers and Retirement Spending
- 33:27: Q&A Time: Intel Corp., and Trading Hours
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Original Air Date: December 21, 2024
Director of Research Nick Antonucci, CVA, CEPA, and Managing Associates D.J. Barker, CWS®, and K.C. Smith, CFP®, share insights about alternative investments and how they can work in a relatively conservative portfolio. They also elaborated on the pros and cons of holding alternative investments.
Read the Article: https://www.henssler.com/understanding-the-role-of-alternatives-in-todays-investment-landscape
This week on Money Talks, we are taking a look back at our best case studies and conversations from the last few weeks, while we celebrate the holiday.
Join us for the best of “Money Talks” your trusted resource for your money, your future, your life.
Henssler Money Talks — December 21, 2024
Season 38, Episode 51
This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates D.J. Barker, CWS®, and K.C. Smith, CFP®, CEPA to cover the market’s volatile week, November’s Retail Sales, and the Federal Open Market Committee’s monetary policy meeting. The experts shared insights about alternative investments and how they can work in a relatively conservative portfolio. They also elaborated on the pros and cons of holding alternative investments.
Timestamps and Chapters
- 00:00: Market Roundup: Dec. 16 — Dec. 20, 2024
- 24:28: Case Study: Alternative Investments
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Original Air Date: December 14, 2024
Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates D.J. Barker, CWS®, and K.C. Smith, CFP®, CEPA. The team shares their insights on the Retirement Income Literacy Quiz, focusing on areas where investors lack the most knowledge.
Read the Article: https://www.henssler.com/retirement-literacy-gap-why-planning-is-more-important-than-ever
Henssler Money Talks — December 14, 2024
Season 38, Episode 50
This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates D.J. Barker, CWS®, and K.C. Smith, CFP®, CEPA. They discuss key inflation indicators, including the Producer Price Index and Consumer Price Index, as well as year-to-date market performance and the recent pullback in the healthcare sector. The team also shares their insights on the Retirement Income Literacy Quiz, focusing on areas where investors lack the most knowledge. To close the show, they answer a listener’s question about investing in dividend stocks amid potential Federal Reserve interest rate cuts.
Timestamps and Chapters
- 00:00: Market Roundup: Dec. 9 — Dec. 13, 2024
- 24:53: Case Study: Retirement Income Literacy
- 40:21: Q&A Time: Interest Rates and Dividend-Paying Stocks
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Original Air Date: December 7, 2024
Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates Jarrett McKenzie, CFP®, CWS®, and K.C. Smith, CFP®, CEPA, explore sequence risk and the long-term effects of retiring in a down market. Jarrett and K.C. unpacked how the Henssler Ten Year Rule nearly eliminates this risk.
Read the Article: https://www.henssler.com/retirement-planning-managing-market-risks-and-ensuring-financial-stability
Henssler Money Talks — December 7, 2024
Season 38, Episode 49
This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates Jarrett McKenzie, CFP®, CWS®, and K.C. Smith, CFP®, CEPA, to discuss the breadth of market performance and the ISM Manufacturing and Nonmanufacturing indices. The financial experts explored the topic of sequence risk and the long-term effects of retiring in a down market. Jarrett and K.C. unpacked how the Henssler Ten Year Rule nearly eliminates this risk. The show hosts wrap up the hour with a listener’s question on substantiating qualified charitable distributions.
Timestamps and Chapters
- 00:00: Market Roundup: Dec. 2 — Dec. 6, 2024
- 23:42: Case Study: Sequence Risk
- 42:48: Q&A Time: Qualified Charitable Distributions
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This week on Money Talks, we’ll be out of the studio celebrating Thanksgiving and probably grabbing some of those black Friday sales.
We’ll be taking a look back at some of our best case studies from the past few months, including some of the changes coming to retirement accounts in 2025 as part of the phased-in provisions from the Secure 2.0 Act, how proposed changes in policy affect current financial plans, and test driving your retirement plan.
Original Air Date: November 23, 2024
Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Clay Norman, CFP®, to advise a couple interested in gifting money to their family members, offering efficient and beneficial ways to share their wealth.
Read the Article: https://www.henssler.com/giving-with-purpose-maximize-the-impact-of-your-gifts
Henssler Money Talks — November 23, 2024
Season 38, Episode 47
This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Clay Norman, CFP®, to discuss the market performance and if the current trajectory is sustainable. The financial experts advise a couple interested in gifting money to their family members, offering efficient and beneficial ways to share their wealth. The hosts finish the show with a listener’s question on Super Micro Computer.
Timestamps and Chapters
- 00:00: Market Roundup: Nov. 18 – Nov. 22, 2024
- 22:32: Case Study: Advantages in Gifting
- 36:18: Q&A Time: Super Micro Computer
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Original Air Date: November 16, 2024
Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, to discuss investors’ fears when it comes to income planning during retirement. They explain how Henssler Financial determines how a retiree should tap their savings for spending purposes.
Read the Article: https://www.henssler.com/protected-income-and-sustainable-retirement-spending
Henssler Money Talks — November 16, 2024
Season 38, Episode 46
This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, to cover the market’s response to more election clarity as well as October’s inflationary measures, the Consumer Price and Producer Price indices. The financial experts discuss investors’ fears when it comes to income planning during retirement. They explain how Henssler Financial determines how a retiree should tap their savings for spending purposes. The hosts wrap up the show with a discussion on some of the potential policies the new administration may enact and how it may affect investors.
Timestamps and Chapters
- 00:00: Market Roundup: Nov. 11 – Nov. 15, 2024
- 23:43: Case Study: Failing at Income Planning
- 37:07: Investment Whys: Potential Fiscal Policy
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Original Air Date: November 9, 2024
Senior Associate Michael Griffin, CFP®, Associate Josh Weidie, CFP®, CWS®, and Tax Manager Matthew Reed, CPA/ABV, join forces to discuss key financial and tax year-end moves that investors should consider to finish 2024 on the right foot.
Read the Article: https://www.henssler.com/close-out-2024-with-these-key-financial-actions
Henssler Money Talks — November 9, 2024
Season 38, Episode 45
This week on "Money Talks," Senior Associate Michael Griffin, CFP®, is joined by Associate Josh Weidie, CFP®, CWS®, and Tax Manager Matthew Reed, CPA/ABV to cover the market’s reaction to the election and what volatility we may experience through the end of the year. The financial experts join forces to examine some of the financial and tax year-end moves investors should consider to finish off strong and start the new year on the right foot. Matthew shares some insight on Georgia’s Tax Credits that allow investors to redirect their tax funds toward specific causes or organizations. The hosts wrap up with questions on nominee 1099s and the health care sector.
Timestamps and Chapters
- 00:00: Market Roundup: Nov. 4 – Nov. 8, 2024
- 16:19: Case Study: Year-end Financial Moves
- 33:35: CPA Insight: Georgia Tax Credits
- 39:35: Q&A Time: Nominee 1099s and the Heath Care Sector
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Original Air Date: November 2, 2024
Director of Research, Nick Antonucci, CVA, CEPA, is joined by Managing Associate Melanie Wells, CFP®, and Arun Gupta, Esq., estate planning attorney with Reeves Law P.C. to broke down a situation where a son has been named the executor of his mother’s estate. Arun explores the order in which the process usually follows and the duties of an executor.
Read the Article: https://www.henssler.com/beyond-inheritance-the-executors-essential-role-in-settling-an-estate
Henssler Money Talks — November 2, 2024
Season 38, Episode 44
This week on "Money Talks," Director of Research, Nick Antonucci, CVA, CEPA, is joined by Managing Associate Melanie Wells, CFP®, and Arun Gupta, Esq., estate planning attorney with Reeves Law P.C. The radio hosts recapped the highs and lows in this week’s market landscape, touching on Consumer Sentiment and Consumer Confidence and the preliminary estimate for third-quarter GDP. Arun joins the show to discuss a situation where a son has been named the executor of his mother’s estate. Arun explores the order in which the process usually follows and the duties of an executor. Rounding out the show, the experts answer listener’s questions on catch-up contributions, Warner Music Group, and Tencent Music Entertainment.
Timestamps and Chapters
- 00:00: Market Roundup: Oct. 28 – Nov 1, 2024
- 22:23: Case Study: What to Know as an Executor of an Estate
- 37:04: Q&A Time: Catch-Up Contributions, Warner Music Group, and Tencent Music Entertainment
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Original Air Date: October 29, 2024
Director of Investments Jacob Keen, CFA, is joined by Senior Associate Michael Griffin, CFP ®, and Associate Peter Lynch, to advise a couple who want to create a legacy of philanthropy with their assets. They discuss donor-advised funds, family foundations, and giving with life insurance.
Read the Article: https://www.henssler.com/building-a-legacy-strategic-charitable-giving-options-for-investors
Henssler Money Talks — October 26, 2024
Season 38, Episode 43
This week on "Money Talks," Director of Investments Jacob Keen, CFA, is joined by Senior Associate Michael Griffin, CFP ®, and Associate Peter Lynch to cover the week’s market action, including housing news and the Fed’s Beige Book. Michael and Peter provide advice for a couple who want to create a legacy of philanthropy with their assets. They discuss donor-advised funds, family foundations, and giving with life insurance. The Experts wrap up the show by answering listeners’ questions on Georgia’s proposed tax rebate and the case for diversifying with international stocks.
Timestamps and Chapters
- 00:00: Market Roundup: Oct. 21 – Oct. 25, 2024
- 24:21: Case Study: Creating a Legacy of Philanthropy
- 34:48: Q&A Time: Georgia’s Tax Rebate and Diversifying with International Stocks
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Original Air Date: October 19, 2024
Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Molly Remeika, CFP®, are joined by Director of Investments Jacob Keen, CFA, to break down when investors should consider engaging with a financial adviser and how they can “test drive” their retirement plan.
Read the Article: https://www.henssler.com/is-your-retirement-plan-on-track-how-to-know-in-your-40s-and-50s
Henssler Money Talks — October 19, 2024
Season 38, Episode 42
This week on "Money Talks," Director of Investments Jacob Keen, CFA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Molly Remeika, CFP®, to cover the week’s market news, including the Producer Price Index and Consumer Sentiment. Jarrett and Molly break down when investors should consider engaging with a financial adviser and how they can “test drive” their retirement plan. Piggybacking off the case study conversation, the experts address a listener’s question on how to figure out what his withdrawal rate should be from his portfolio in retirement.
Timestamps and Chapters
- 00:00: Market Roundup: Oct. 14 – Oct. 18, 2024
- 23:29: Case Study: Test Driving a Retirement Plan
- 35:33: Q&A Time: Retirement Portfolio Withdrawal Rates
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Original Air Date: October 12, 2024
Director of Research, Nick Antonucci, CVA, CEPA, is joined by Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS® to break down some of the changes coming to retirement accounts in 2025 as part of the phased-in provisions from the Secure 2.0 Act, including souped-up catch-up contributions for those ages 60 to 63, automatic 401(k) enrollment, and the enforcement of failure to withdraw penalties on inherited IRAs.
Read the Article: https://www.henssler.com/prepare-for-2025-key-changes-to-401k-and-ira-rules-under-secure-2-0
Henssler Money Talks — October 12, 2024
Season 38, Episode 41
This week on "Money Talks," Director of Research, Nick Antonucci, CVA, CEPA, is joined by Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS® to discuss September’s employment situation, International Trade, and September’s Consumer Price Index. The financial experts break down some of the changes coming to retirement accounts in 2025 as part of the phased-in provisions from the Secure Act 2.0, including souped-up catch-up contributions for those ages 60 to 63, automatic 401(k) enrollment, and the enforcement of failure to withdraw penalties on inherited IRAs. The hosts round out the show with a listener’s question on Lockheed Martin.
Timestamps and Chapters
- 00:00: Market Roundup: Oct. 7 – Oct. 11, 2024
- 22:38: Case Study: Changes coming to IRAs and 401(k)s in 2025
- 41:43: Q&A Time: Lockheed Martin
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Original Air Date: October 5, 2024
Director of Research, Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Giuliana Barbagelata, CFP® to advise an investor who recently split from her partner and knows nothing about her IRA—how much she’s contributed, what she’s invested in, and what she can do with the account.
https://www.henssler.com/avoiding-costly-mistakes-managing-an-ira-post-separation/
Henssler Money Talks — October 5, 2024
Season 38, Episode 40
This week on "Money Talks," Director of Research, Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Giuliana Barbagelata, CFP® to cover the week’s economic news including the latest report on Personal Income and how the uncertainty around the tensions in the Middle East are weighing on the markets. The financial experts advise an investor who recently split from her partner and knows nothing about her IRA—how much she’s contributed, what she’s invested in, and what she can do with the account. The hosts also answer a listener’s question on home insurance.
Timestamps and Chapters
- 00:00 Market Roundup: Sept. 30 – Oct 4, 2024
- 23:35 Case Study: IRA Missteps to Avoid
- 33:58 Q&A Time: Homeowner’s Insurance
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Director of Investments Jacob Keen, CFA, is joined by Managing Associate Melanie Wells, CFP®, and Tax Manager Jessie Thomas, CPA, to explore the planning opportunities that may be on the horizon with the sunsetting provisions from the Tax Cuts and Jobs Act, a new presidential administration and Congress.
Read the Article: https://www.henssler.com/estate-and-tax-planning-in-a-changing-political-landscape
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Henssler Money Talks — September 28, 2024
Season 38, Episode 39
This week on "Money Talks," Director of Investments Jacob Keen, CFA, is joined by Managing Associate Melanie Wells, CFP®, and Tax Manager Jessie Thomas, CPA, to discuss the week’s economic news, including housing data and the Conference Board’s Consumer Confidence Survey. Melanie and Jessie explore the planning opportunities that may be on the horizon with the sunsetting provisions from the Tax Cuts and Jobs Act, a new presidential administration and Congress. The financial experts also address listener questions on holding real estate in an IRA and The Coca-Cola Company.
Timestamps and Chapters
- 00:00 Market Roundup: Sept. 23 – 27, 2024
- 22:50 Case Study: Planning for Changes on the Horizon
- 34:16 Q&A Time: Real Estate in an IRA and The Coca-Cola Company
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Research Analyst Nick Antonucci, CVA, CEPA is joined by Managing Associate D.J. Barker, CWS®, and Associate Josh Weidie, CFP®, CWS® provide advice for a couple preparing for one spouse to die. They cover the importance of using a records organizer, titling accounts, Powers of Attorney, and including the spouse in meetings with their trusted advisers.
Read the Article: https://www.henssler.com/avoid-financial-isolation-a-plan-for-surviving-spouses
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Henssler Money Talks — September 21, 2024
Season 38, Episode 38
This week on "Money Talks," Research Analyst Nick Antonucci, CVA, CEPA is joined by Managing Associate D.J. Barker, CWS®, and Associate Josh Weidie, CFP®, CWS® focusing on the Federal Reserve’s aggressive start to easing monetary policy. They discuss how the move will affect treasury bonds, mortgage rates and consumers. D.J. and Josh provide advice for a couple preparing for one spouse to die. They cover the importance of using a records organizer, titling accounts, Powers of Attorney, and including the spouse in meetings with their trusted advisers. Rounding out the show, the experts answer listeners’ questions on the price of SPDR Gold Shares ETF and high-yield savings accounts.
Timestamps and Chapters
- 00:00 Market Roundup: Sept. 16 – 20, 2024
- 24:40 Case Study: Preparing Your Spouse Financially for your Death
- 37:58 Q&A Time: SPDR Gold Shares ETF, high-yield savings accounts
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Henssler Money Talks — September 14, 2024 Case Study
Season 38, Episode 37
Research Analyst Jacob Keen, CFA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Jacob Pritchard, CFP®, in a discussion about investors who have nearly 70% of their portfolio in money markets and other cash equivalents. They discuss locking in returns with bonds and how we would apply the Ten Year Rule to their situation.
Read the Article: https://www.henssler.com/when-playing-it-safe-backfires-how-too-much-cash-can-hurt-retirement
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Henssler Money Talks — September 14, 2024
Season 38, Episode 37
This week on "Money Talks," Research Analyst Jacob Keen, CFA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Jacob Pritchard, CFP®, to cover the August Jobs Report, and inflation measures the Consumer Price and Producer Price indices. Jarrett leads a discussion on investors who have nearly 70% of their portfolio in money markets and other cash equivalents. They discuss locking in returns with bonds and how we would apply the Ten Year Rule to their situation. The financial experts conclude the show with listeners’ questions on education savings and Occidental Petroleum.
Timestamps and Chapters
- 00:00 Market Roundup: Sept. 9 – 13, 2024
- 22:40 Case Study: Investors Who Want to Stay in Cash
- 33:52 Q&A Time: Education Savings and Occidental Petroleum
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Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Molly Remeika, CFP®, discuss making smart decisions about what, when, and how much to sell from your portfolio, including key strategies for maximizing income, managing risk, and avoiding tax pitfalls.
Read the Article: https://www.henssler.com/building-a-sell-strategy-balancing-risk-tax-efficiency-and-retirement-needs
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Henssler Money Talks — September 7, 2024
Season 38, Episode 36
This week on "Money Talks," Research Analyst Nick Antonucci, CVA, CEPA is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Molly Remeika, CFP®, to discuss the weekly action in the market, the PCE Deflator, interest rates and the University of Michigan Consumer Sentiment Survey. The financial experts discuss an investor’s situation, as he is 10 years from his retirement, and he doesn’t know how to determine when to sell—much less what investments to sell. The hosts round out the show answering a listener’s question about specialty retailer Ulta Beauty.
Timestamps and Chapters
- 00:00 Market Roundup: Sept. 2 – 6, 2024
- 23:39 Case Study: Sell Strategies
- 41:40 Q&A Time: Ulta Beauty
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This week on Money Talks, the hosts are out of the studio enjoying Labor Day Weekend. On the Aug. 31, 2024 broadcast, we’ll be taking a look back at some of our best case studies from the past few weeks, including discussions on illiquid assets, net unrealized appreciation, and diversity in your 401(k) investments.
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Research Analyst Jacob Keen, CFA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Billy Collins, EA, to explain some common-sense financial lessons, simple principles that every investor should know but often overlook, especially during times of market volatility or excitement.
Read the Article: https://www.henssler.com/financial-fundamentals-understanding-inflation-and-strategic-dividend-reinvestment
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Henssler Money Talks — August 24, 2024
Season 38, Episode 34
This week on "Money Talks," Research Analyst Jacob Keen, CFA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Billy Collins, EA, to discuss the market’s moves, the minutes from the July Federal Open Market Committee meeting, and consumer sentiment. The financial experts team up to explain some common-sense financial lessons, simple principles that every investor should know but often overlook, especially during times of market volatility or excitement.
Timestamps and Chapters
- 00:00 Market Roundup: August 19—23, 2024
- 23:42 Case Study: Common Sense Financial Lessons
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On the road to retirement, people often make several common mistakes that can hinder their financial security and overall retirement experience. Research Analyst Jacob Keen, CFA, Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch delve into some of the potential hazards investors may want to watch out for.
Read the Article: https://www.henssler.com/retirement-success-it-takes-more-than-just-saving
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Henssler Money Talks — August 17, 2024
Season 38, Episode 33
This week on "Money Talks," Research Analyst Jacob Keen, CFA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to discuss the market’s rebound from last week’s volatility. They touch on inflation indicators the Producer Price and Consumer Price indices and unemployment. Michael and Peter delve into some of the potential pitfalls investors may face on the path to retirement. The financial experts round out the show by answering listeners’ questions on in-plan Roth conversions and if they are a good financial move.
Timestamps and Chapters
- 00:00 Market Roundup: August 12—16, 2024
- 22:02 Case Study: Hazards on the Road to Retirement
- 33:55 Q&A Time: In-plan Roth Conversions
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Henssler Money Talks
Season 38, Episode 32
This week on Money Talks, we’ll be out of the studio, but we’ll be taking a look back at some of our best listener questions from the past few months.
As always, we’re here to answer your financial questions. Email us at DrGene@henssler.comor call our question hotline at 1-855-429-9166.
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Research Analyst Nick Antonucci, CVA, CEPA is joined by Senior Associate Michael Griffin, CFP®, and Associate Clay Norman, CFP®, to provide some recommendations for a couple who don’t need the funds from their required minimum distributions to pay living expenses. They discuss charitable contributions, Roth conversions, and reinvestment options.
Read the Article: https://www.henssler.com/maximizing-your-retirement-savings-smart-strategies-for-managing-rmds
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Henssler Money Talks — August 3, 2024
Season 38, Episode 31
This week on "Money Talks," Research Analyst Nick Antonucci, CVA, CEPA is joined by Senior Associate Michael Griffin, CFP®, and Associate Clay Norman, CFP®, to analyze the week's stock market trends, discuss the Fed’s monetary policy meeting, and review the University of Michigan’s Consumer Sentiment Survey and the Conference Board’s Consumer Confidence survey. Michael and Clay provide some recommendations for a couple who don’t need the funds from their required minimum distributions to pay living expenses. They discuss charitable contributions, Roth conversions, and reinvestment options. The financial experts finish the show with a listener’s question on diversification in their 401(k).
Timestamps and Chapters
- 00:00 Market Roundup: July 29 – August 2, 2024
- 22:47 Case Study: When RMDs are Not Needed for Living Expenses
- 35:10 Q&A Time: 401(k) Diversification
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Research Analyst Jacob Keen, CFA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch discuss a couple who want to increase their investment in Real Estate in retirement, as they see their rental units providing a positive cash flow.
Read the Article: https://www.henssler.com/navigating-benefits-and-risks-of-real-estate-in-retirement-planning
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Henssler Money Talks — July 27, 2024
Season 38, Episode 30
This week on "Money Talks," Research Analyst Jacob Keen, CFA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch discuss The Bureau of Economic Analysis’ preliminary estimate of second quarter GDP and the consumers’ trend in savings. They also discuss signs that indicate when the Fed will cut interest rates. The Experts discuss a couple who want to increase their investment in Real Estate in retirement, as they see their rental units providing a positive cash flow. The hosts round out the show answering a listener’s question on the statement “If the U.S. isn’t doing well, the world isn’t doing well.”
Timestamps and Chapters
- 00:00 Market Roundup: July 22 – July 26, 2024
- 23:12 Case Study: Real Estate as an Investment
- 35:35 Q&A Time: The Case for International Investing
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Henssler Money Talks — July 20, 2024
Season 38, Episode 29
This week on "Money Talks," Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Logan Daniel, CFP®, CRPC® to cover Tech’s mid-week tumble and economic releases including June’s Producer Price Index, Retail Sales and the Fed’s Beige Books. D.J. and Logan discuss an investor whose wealth is tied up in illiquid assets like real estate, fine art, or jewelry. They discuss how these assets may be hard to sell quickly if funds are needed and how to diversify to increase liquidity. The financial Experts also answer listeners’ questions on pension plan required minimum distributions and if the AI trend will cause a resurgence in robo advisers.
Timestamps and Chapters
- 00:00 Market Roundup: July 15 – July 19, 2024
- 22:28 Case Study: Holding Illiquid Assets
- 34:01 Q&A Time: Pension RMDs and Robo Advisers
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Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate K.C. Smith, CFP®, CEPA, and Associate Josh Weidie, CFP®, CWS®, discuss an investor who has a significant retirement balance in his company’s stock. They cover when the net unrealized appreciation strategy may be useful.
Read the Article: https://www.henssler.com/retirement-planning-leveraging-net-unrealized-appreciation-for-tax-savings
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Henssler Money Talks — July 13, 2024
Season 38, Episode 28
This week on "Money Talks," Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Josh Weidie, CFP®, CWS®, to provide insights on the market and discuss June’s employment numbers and June’s Consumer Price Index. K.C. and Josh discuss an investor who has a significant retirement balance in his company’s stock. They cover when the net unrealized appreciation strategy may be useful. The hosts end the show with listeners’ questions on which accounts to give to charity from and potential gifting issues with non-spouse joint accounts.
Timestamps and Chapters
- 00:00 Market Roundup: July 8 – July 12, 2024
- 21:17 Case Study: Net Unrealized Appreciation
- 33:02 Q&A Time: Charitable Giving and Joint Accounts
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Henssler Money Talks — July 6, 2024 - Repeat
Season 38, Episode 27
This week on "Money Talks," we’ll taking some time off for a long Independence Day weekend. However, you can still tune in to hear a compilation of our best conversations from the past few months.
As always, we’re here to answer your financial questions. Email us at DrGene@henssler.com or call our question hotline at 1-855-429-9166.
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This week on “Money Talks,” Managing Associate Melanie Wells, CFP®, and Associate Giuliana Barbagelata, CFP®, address managing a minor’s money. They discuss custodial accounts, Roth IRAs, and 529 Plans.
Read the Article: https://www.henssler.com/smart-financial-moves-managing-childrens-earnings-and-inheritance
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Henssler Money Talks — June 29, 2024
Season 38, Episode 26
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Giuliana Barbagelata, CFP® to cover market news including The Conference Board Consumer Confidence reading, the third estimate of first quarter GDP, and housing news, including Existing Home Sales, New Home Sales, and home prices. Melanie and Giuliana address managing a minor’s money. They discuss custodial accounts, Roth IRAs, and 529 Plans. The financial experts round out the show with listeners’ questions on the cost of college, using a trust so an estate is harder to challenge, and the taxability of Social Security benefits.
Timestamps and Chapters
- 00:00 Market Roundup: June 24 – June 28, 2024
- 13:54 Case Study: Managing a Minor’s Money
- 32:45 Q&A Time: Cost of College, Trusts, and Social Security Benefits
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Jacob Pritchard, CFP® provide advice to an investor who is anxious to save for retirement with a Roth IRA, but also needs to reestablish her financial situation after a divorce. The hosts provide her advice on saving and withdrawing from a Roth IRA.
Read the Article: https://www.henssler.com/navigating-financial-setbacks-is-a-roth-ira-the-answer
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Henssler Money Talks — June 22, 2024
Season 38, Episode 25
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Jacob Pritchard, CFP® to cover the week’s market action and University of Michigan Consumer Sentiment Survey and New Residential Construction. Michael and Jacob team up to provide advice to an investor who is anxious to save for retirement with a Roth IRA, but also needs to reestablish her financial situation after a divorce. The hosts provide her advice on saving and withdrawing from a Roth IRA. The hosts round out the show by answering a listener’s question on life insurance.
Timestamps and Chapters
- 00:00 Market Roundup: June 17 – June 21, 2024
- 24:23 Case Study: Withdrawing from a Roth IRA
- 33:35 Q&A Time: Pros and Cons of Buying Life Insurance Through your Employer
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Clay Norman, CFP® to discuss an investor who keeps trying different investment strategies chasing returns but is disappointed that he’s not “beating the market.” They explain how Henssler Financial determines portfolio allocation and investment selection.
Read the Article: https://www.henssler.com/investing-with-purpose-letting-your-plan-guide-you-vs-chasing-returns
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Henssler Money Talks — June 15, 2024
Season 38, Episode 24
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Clay Norman, CFP® to cover the week’s market-moving economic releases, including the Consumer Price and Producer Price indices, May’s Employment Situation, and the Fed’s two-day monetary policy meeting. The financial experts discuss an investor who keeps trying different investment strategies chasing returns but is disappointed that he’s not “beating the market.” They explain how Henssler Financial determines portfolio allocation and investment selection. The hosts close the show with a listener’s question on what happens to his retirement plan benefits when he dies.
Timestamps and Chapters
- 00:00 Market Roundup: June 10 – June 14, 2024
- 23:33 Case Study: Chasing Market Returns
- 43:18 Q&A Time: What happens to my retirement plan benefits when I die?
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Chief Investment Officer Troy Harmon, CFA, CVA, along with Senior Associate Logan Daniel, CFP®, CRPC®, and Tax Manager Jessie Thomas, CPA, from Henssler CPAs & Advisers, offer valuable tax advice for a couple with a disabled child. They share insights on what may qualify as a medical expense deduction.
Read the Article: https://www.henssler.com/essential-tax-tips-for-families-with-disabled-or-special-needs-children
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Henssler Money Talks — June 8, 2024
Season 38, Episode 23
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Logan Daniel, CFP®, CRPC®, and Tax Manager Jessie Thomas, CPA, with Henssler CPAs & Advisers to cover economic news including the Manufacturing and Nonmanufacturing indices, personal income and interest rates. In our case study, Jessie provides some tax advice for a couple with a disabled child, sharing tips on what may count as a medical expense deduction. The experts round out the show with listeners’ questions on market timing and portfolio positioning.
Timestamps and Chapters
- 00:00 Market Roundup: June 3 – June 7, 2024
- 23:25 Case Study: Tax Benefits for Parents of Disabled Children
- 34:28 Q&A Time: Market timing and portfolio positioning
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Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the unique perspective Henssler has on bond investing, including how they fit into an overall portfolio and when you should be buying them.
Read the Article: https://www.henssler.com/preserving-capital-the-benefits-of-a-10-year-bond-strategy
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Henssler Money Talks — June 1, 2024
Season 38, Episode 22
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch to cover conflicting information between the University of Michigan Consumer Sentiment Survey and the Conference Board’s Consumer Confidence reading, and the second reading of first-quarter GDP. The financial experts team up to discuss the unique perspective Henssler has on bond investing, including how they fit into an overall portfolio and when you should be buying them.
Timestamps and Chapters
- 00:00 Market Roundup: May 27 – May 31, 2024
- 23:44 Case Study: Bond Investing
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Josh Weidie, CFP®, CWS®, to provide a couple advice on saving for retirement; however, they don’t have a clear goal. The financial experts provide some advice on whether the investors should sit down with a financial adviser.
Read the Article: https://www.henssler.com/crafting-your-financial-future-beyond-the-401k-widget
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Henssler Money Talks — May 25, 2024
Season 38, Episode 21
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Josh Weidie, CFP®, CWS®, to cover the week’s market news, the minutes from the Fed’s May monetary policy meeting and existing home sales. Michael and Josh provide advice for a couple who are saving for retirement; however, they don’t have a clear goal. The financial experts provide some advice on whether the investors should sit down with a financial adviser. The show hosts round out the show by answering a listener’s question on if there are any advantages to leaving some money in pre-tax retirement accounts if they’re planning a Roth conversion.
Timestamps and Chapters
- 00:00 Market Roundup: May 20 – May 14, 2024
- 22:13 Case Study: Planning When Retirement is 25 Years Away
- 33:16 Q&A Time: Not Converting all Your IRA to a Roth
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, to discuss a strategy for retirees that allows them to generate tax-free income from their Roth IRA.
Read the Article: https://www.henssler.com/from-ira-to-roth-strategic-conversions-for-tax-efficient-retirement
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Henssler Money Talks — May 18, 2024
Season 38, Episode 20
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, to cover the week’s market movements that led to an all-time high and inflation information from the Producer Price Index. K.C. and Logan discuss a strategy for retirees that allows them to generate tax-free income from their Roth IRA. The financial experts also answer a listener’s question on 401(k) rollovers to an IRA and the once-per-year rollover rule.
Timestamps and Chapters
- 00:00 Market Roundup: May 13 – May 17, 2024
- 22:45 Case Study: Roth IRA Retirement Income Strategy
- 34:01 Q&A Time: 404(k) Rollovers to an IRA then into a 401(k)
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Henssler Money Talks — May 18, 2024
Season 38, Episode 20
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, to cover the week’s market movements that led to an all-time high and inflation information from the Producer Price Index. K.C. and Logan discuss a strategy for retirees that allows them to generate tax-free income from their Roth IRA. The financial experts also answer a listener’s question on 401(k) rollovers to an IRA and the once-per-year rollover rule.
Timestamps and Chapters
- 00:00 Market Roundup: May 13 – May 17, 2024
- 22:45 Case Study: Roth IRA Retirement Income Strategy
- 34:01 Q&A Time: 404(k) Rollovers to an IRA then into a 401(k)
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Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Billy Collins join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss pitfalls that many newly retired investors may encounter that could derail their retirement.
Read the Article: https://www.henssler.com/the-road-to-retirement-pitfalls-to-avoid-on-your-financial-journey
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Henssler Money Talks — May 11, 2024
Season 38, Episode 19
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Billy Collins to cover April’s Employment Situation, and the ISM Nonmanufacturing Index in addition to the week’s market performance. D.J. and Billy discuss pitfalls that many newly retired investors may encounter that could derail their retirement. The hosts finish the show answering a listener’s question on how to keep a mid-life career change from becoming a financial disaster.
Timestamps and Chapters
- 00:00 Market Roundup: May 6 – May 10, 2024
- 22:02 Case Study: Pitfalls that Could Derail Your Retirement
- 37:24 Q&A Time: Mid-life Career Changes
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Molly Remeika, CFP®, to help some investors new to professional financial planning understand the differences between actively and passively managed investments and why an adviser may recommend one or the other.
Read the Article: https://www.henssler.com/building-your-optimal-portfolio-the-role-of-active-and-passive-management
Henssler Money Talks — May 4, 2024 Season 38, Episode 17
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Molly Remeika, CFP®, to cover the week’s market movements and economic releases, including Personal Income, the PCE Deflator, and the University of Michigan Consumer Sentiment Survey. The financial experts help a couple of investors new to professional financial planning understand the differences between actively and passively managed investments and why an adviser may recommend one or the other. The hosts also address a listener’s question on Monte Carlo Simulations, and how they work in financial planning.
Timestamps and Chapters
- 00:00 Market Roundup: April 29 – May 3, 2024
- 25:16 Case Study: Actively and Passively Managed Investments
- 36:38 Q&A Time: Monte Carlo Simulations.
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This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, and fellow Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, take a deeper dive into the trends seen in the stock market, economy, and the possibility of stagflation.
Read the Article: https://www.henssler.com/interest-rates-stand-still-a-look-at-the-factors-holding-back-cuts-in-2024
Henssler Money Talks – April 27, 2024
Season 38, Episode 17
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to cover the week’s market action and the first reading of First Quarter 2024 GDP. The Analysts take a deeper dive into the trends seen in the stock market, economy, and the possibility of stagflation. The show hosts round out the show by answering listeners’ questions, including one about Teva Pharmaceuticals
Timestamps and Chapters
- 0:00 Market Roundup: April 22 – April 26, 2024
- 22:56 Case Study: Trends in the Economy and Stock Market
- 33:38 Q&A Time: Stagflation and Teva Pharmaceuticals
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Giuliana Barbagelata, CFP® highlight some of the financial questions and moves that investors often have after tax season.
Read the Article: https://www.henssler.com/hidden-heroes-of-tax-season-how-a-financial-adviser-can-help
Henssler Money Talks – April 20, 2024
Season 38, Episode 16
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Giuliana Barbagelata, CFP® to cover the University of Michigan’s Consumer Sentiment Survey, Retail Sales, and Industrial Production. Michael and Giuliana highlight some of the financial questions and moves that investors often have after tax season. The financial experts also answer listeners’ questions on paying estate tax and if IRAs are “judgement proof.”
Timestamps and Chapters
- 00:00 Market Roundup: April 15 – April 19, 2024
- 23:46 Case Study: Financial Moves Coming Out of Tax Season
- 35:02 Q&A Time: Estate Tax and if IRAs are “Judgement Proof”
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Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Logan Daniel, CFP®, CRPC®, and Associate Peter Lynch discuss strategies for a couple who want to make significant strides saving for their future, but don’t know if they should be looking at everything as a whole instead of separate accounts with their own objective.
Read the Article: https://www.henssler.com/from-i-do-to-we-will-how-marriage-impacts-your-finances
Henssler Money Talks – April 13, 2024
Season 38, Episode 15
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Logan Daniel, CFP®, CRPC®, and Associate Peter Lynch to cover the news that moved the market including the Consumer Price and Producer Price indices. The hosts discuss the price increases and what moves the Fed might make in their fight against inflation. Logan and Peter discuss strategies for a couple who want to make significant strides saving for their future, but don’t know if they should be looking at everything as a whole instead of separate accounts with their own objective. The host finish the show with a listener’s question on if it is too late to start saving for retirement.
Timestamps and Chapters
- 00:00 Market Roundup: April 8 – April 12, 2024
- 23:08 Case Study: Investing as a Couple
- 35:52 Q&A Time: How late is too late to start saving for retirement?
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Adam Stadalius, CFP®, to explain Henssler Financial’s unique strategy for deciding when to begin Social Security benefits. The decision on when to begin drawing your Social Security benefits should not be made in the vacuum of which option provides the greater cumulative benefit.
Read the Article: https://www.henssler.com/planning-your-retirement-balancing-social-security-and-investment-growth
Henssler Money Talks – April 6, 2024
Season 38, Episode 14
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Adam Stadalius, CFP®, to summarize the week’s market movements and cover the Manufacturing and Nonmanufacturing indices. K.C. and Adam explain Henssler Financial’s unique strategy for deciding when to begin Social Security benefits. The hosts continue the theme answering listeners’ questions on Social Security survivors’ benefits and if a pension will affect how much Social Security benefit is received.
Timestamps and Chapters
- 00:00 Market Roundup: April 1 – April 5, 2024
- 22:11 Case Study: When to Begin Social Security Benefits
- 32:35 Q&A Time: Social Security Survivors’ Benefit and Windfall Elimination Provision
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This week on Money Talks, we’ll be off for the Easter holiday. However, you can still tune in to listen to some of our best case studies and listener questions from the past few weeks.
In the meantime, we’re here to answer your financial questions. Email us at DrGene@henssler.com
Estate Planning Attorney Arun Gupta joins Chief Investment Officer Troy Harmon, CFA, CVA, and Research Analyst Nick Antonucci, CVA, CEPA, to highlight some of the most difficult assets to leave to heirs, and why it is best to manage expectations about inheritance, ensuring heirs have realistic expectations about what they may receive.
Read the Article: https://www.henssler.com/from-treasure-to-burden-the-challenges-of-inheriting-material-wealth
Henssler Money Talks – March 23, 2024
Season 38, Episode 12
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Estate Planning Attorney Arun Gupta and Research Analyst Nick Antonucci, CVA, CEPA, to cover the University of Michigan Consumer Sentiment Survey, New Residential Construction, and the March Federal Open Market Committee meeting. In response to a case study about settling an estate, Arun highlights some of the most difficult assets to leave to heirs as well as some of the best assets to inherit. Troy and Nick wrap up the show by answering a listener’s question on whether he should invest in equities now while he has cash on the sidelines.
Timestamps and Chapters
- 00:00 Market Roundup: Mar. 18 – Mar. 22, 2024
- 23:49 Case Study: Worst and Best Assets to Inherit
- 38:42 Q&A Time: Buy Now or Wait for a Pullback?
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Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, and Associate Adam Stadalius, CFP®, take a deeper dive into the SECURE Act 2.0 provision allowing for Roth IRA rollovers from a 529 Plan.
Read the Article: https://www.henssler.com/navigating-new-rules-roth-ira-rollover-options-for-unused-529-plan-funds
Henssler Money Talks – March 16, 2024
Season 38, Episode 11
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined Managing Associate Jarrett McKenzie, CFP®, and Associate Adam Stadalius, CFP®, to cover February’s employment situation, the Consumer and Producer Price indices, and retail sales. Jarrett takes a deeper dive into the SECURE Act 2.0 provision allowing for Roth IRA rollovers from a 529 Plan. The experts end the show with a listener’s question on how dividend-paying stocks will fare should the Fed lower interest rates.
Timestamps and Chapters
- 00:00 Market Roundup: Mar. 11 – Mar. 15, 2024
- 22:09 Case Study: Money Left in a 529 Plan
- 35:38 Q&A Time: Dividend-Paying Stocks and Interest Rates
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined Jim Crone, CFS®, CLU®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP®, to discuss how life insurance can help wealthy families who may be susceptible to estate tax issues—especially if the expanded estate tax exemption limits expire and revert to 2017 levels.
Read the Article: https://www.henssler.com/the-role-of-irrevocable-life-insurance-trusts-in-estate-planning
Henssler Money Talks – March 9, 2024
Season 38, Episode 10
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Jim Crone, CFS®, CLU®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP®, to discuss the ISM Manufacturing and Nonmanufacturing indices, Consumer Sentiment, and the week’s market moves. Jim highlights how life insurance can help wealthy families who may be susceptible to estate tax issues—especially if the expanded estate tax exemption limits expire and revert to 2017 levels. The experts round out the show by answering a listener’s question on Medigap policies.
Timestamps and Chapters
- 00:00 Market Roundup: Mar. 4 – Mar. 8, 2024
- 22:46 Case Study: Repurposing Life Insurance as an Estate Planning Tool
- 34:00 Q&A Time: Medigap Policies
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Chief Investment Officer Troy Harmon, CFA, CVA, and Associates Peter Lynch and Josh Weidie, CFP®, CWS®, advise a family about the missed opportunities when taking a payout from a 401(k) to pay off their child’s student loans.
Read the Article: https://www.henssler.com/found-money-should-you-use-an-old-401k-to-pay-off-a-childs-student-loans
Henssler Money Talks – March 2, 2024
Season 38, Episode 9
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined Associates Peter Lynch and Josh Weidie, CFP®, CWS®, to discuss the second reading of fourth-quarter 2023 GDP, the PCE Deflator and the February Conference Board Consumer Confidence reading. Josh and Peter advise a family about the missed opportunities when taking a payout from a 401(k) to pay off student loans. The hosts conclude the show with listeners’ questions on rolling 529 Plan funds to a Roth IRA and tech companies Advanced Micro Devices and Symbiotic Inc.
Timestamps and Chapters
- 00:00 Market Roundup: Feb. 26 – Mar. 1, 2024
- 22:23 Case Study: Using a 401(k) Payout to Pay off Student Loans
- 34:30 Q&A Time: 529 Plan to Roth IRA, AMD, and Symbiotic, Inc.
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Chief Economic Adviser Roger Tutterow, Ph.D., joins Chief Investment Officer Troy Harmon, CFA, CVA, and Managing Associate K. C. Smith, CFP®, CEPA, to cover the conflicting signals in the economy, with indicators like an inverted yield curve suggesting a recession while other factors point to growth.
Read the Article: https://www.henssler.com/understanding-the-economys-contradictory-trends
Henssler Money Talks – February 24, 2024
Season 38, Episode 8
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Chief Economic Adviser Roger Tutterow, Ph.D., and Managing Associate K. C. Smith, CFP®, CEPA, to cover January’s Producer Price Index, the University of Michigan consumer Sentiment Survey, and the minutes from the Fed’s January meeting on monetary policy. The hosts continue the market news, discussing how the Fed is data dependent, following the Leading Economic Indicators when considering interest rates. They also touch on the consumer and employment. The hosts finish the show with listeners’ questions on Applied Materials and medical debt.
Timestamps and Chapters
- 00:00 Market Roundup: Feb 19 – Feb 23, 2024
- 22:36 Investment Whys: Economic Outlook
- 34:15 Q&A Time: Applied Materials and Medical Debt
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Jessie Thomas, Tax Manager with CPA Henssler CPAs & Advisers, to recommend actions an investor and his son can do when filing the final tax return for his deceased wife.
Read the Article: https://www.henssler.com/death-taxes-and-paperwork-filing-a-final-tax-return
Henssler Money Talks – February 17, 2024
Season 38, Episode 7
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Jessie Thomas, Tax Manager with CPA Henssler CPAs & Advisers, to cover January’s Consumer Price Index, Retail Sales, and the slight uptick in jobless claims. Jessie and Michael recommend actions an investor and his son can do when filing the final tax return for his deceased wife. The hosts conclude the show answering a listener’s question on holding real estate funds.
Timestamps and Chapters
- 00:00 Market Roundup: Feb 12 – Feb 16, 2024
- 22:12 Case Study: The Final Tax Return
- 33:50 Q&A Time: Vanguard Real Estate Index Fund
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Justin Wagner, AIF®, Client Relationship - Retirement Services, and Associate Giuliana Barbagelata, CFP®, to provide advice for a couple who treat their 401(k)s quite differently—she actively trades her investments while he hasn’t even looked at his in three years!
Read the Article: https://www.henssler.com/401k-investing-finding-balance-between-active-engagement-and-passive-management
Henssler Money Talks – February 10, 2024
Season 38, Episode 6
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Justin Wagner, AIF®, Client Relationship - Retirement Services, and Associate Giuliana Barbagelata, CFP®, to cover January’s employment situation, the University of Michigan Consumer Sentiment Survey, and the ISM Nonmanufacturing Index. Justin and Giuliana provide advice for a couple who treat their 401(k)s quite differently—she actively trades her investments while he hasn’t even looked at his in three years! The financial experts finish the show with a listener’s question about retirement plan rollovers.
Timestamps and Chapters
- 00:00 Market Roundup: Feb 5 – Feb 9, 2024
- 23:26 Case Study: Rebalancing Your 401(k)
- 36:10 Q&A Time: Retirement Plan Rollovers
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, provide some tips for investors who are fretting how the November election will affect their portfolio.
Read the Article: https://www.henssler.com/steps-to-ensure-your-portfolios-stability-amid-uncertainty
Henssler Money Talks – February 3, 2024
Season 38, Episode 5
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, to cover Consumer Confidence, the Fed’s first monetary policy meeting of the year, and jobless claims. Jarrett and Josh provide some tips for investors who are fretting how the November election will affect their portfolio. The hosts round out the show by answering a listener’s question on the valuations of domestic and international market classifications.
Timestamps and Chapters
- 00:00 Market Roundup: Jan. 29 – Feb. 2, 2024
- 20:52 Case Study: Portfolio Moves and Politics
- 32:26 Q&A Time: P/E Valuations of U.S. and International Equities
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Erik Kramschuster, CPA/PFS, a Tax Senior Manager with Henssler CPAs & Advisers, and Associate Clay Norman, CFP®, to provide some tax tips for self-employed individuals, touching on self-employment tax and the available deductions those who work for themselves can take.
Read the Article: https://www.henssler.com/unlocking-tax-savings-strategies-for-self-employed-individuals
Henssler Money Talks – January 27, 2024
Season 38, Episode 4
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Erik Kramschuster, CPA/PFS, a Tax Senior Manager with Henssler CPAs & Advisers, and Associate Clay Norman, CFP®, to cover the University of Michigan Consumer Sentiment Survey, the Leading Economic Indicators index, and fourth quarter 2023 GDP. Erik provides some tax tips for self-employed individuals, touching on self-employment tax and the available deductions those who work for themselves can take. The financial expert Clay rounds out the show answering a listener’s question on how he can start saving for retirement now that he has landed his first full-time job.
Timestamps and Chapters
- 00:00 Market Roundup: Jan. 22 – Jan. 26, 2024
- 23:35 Case Study: Tax Tips for the Self-Employed
- 34:48 Q&A Time: How to Start Saving for Retirement
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Managing Associate K.C. Smith, CFP®, CEPA, and Associate Adam Stadalius, CFP®, and Chief Investment Officer Troy Harmon, CFA, CVA, provide insight for a widow whose late husband took out a reverse mortgage on their home nearly 15 years ago. They discuss what a reverse mortgage is and what it means for her assets and estate going forward.
Read the Article: https://www.henssler.com/reverse-mortgages-making-informed-decisions-on-home-equity
Henssler Money Talks – January 20, 2024
Season 38, Episode 3
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Adam Stadalius, CFP® to cover the week’s market action, the Producer Price Index, Retail Sales, and Industrial Production. Planners K.C. and Adam provide some insight for a widow whose late husband took out a reverse mortgage on their home nearly 15 years ago. They discuss what a reverse mortgage is and what it means for her assets and estate going forward. The experts also advise an investor on what assets in his portfolio he should sell to fulfill his required minimum distribution.
Timestamps and Chapters
- 00:00 Market Roundup: Jan. 15 – Jan. 19, 2024
- 24:14 Case Study: Understanding a Reverse Mortgage
- 35:20 Q&A Time: What to sell when taking an RMD
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Research Analyst Nick Antonucci, CVA, CEPA, joins Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to provide advice for a couple who have different opinions on paying off their mortgage before retirement. They weigh the options between carrying mortgage debt and cash flow once the couple stops working.
Read the Article: https://www.henssler.com/retire-smart-the-debate-on-mortgage-payoff-and-its-impact-on-cash-flow
Henssler Money Talks – January 13, 2024
Season 38, Episode 2
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, joins Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to cover December’s employment numbers, the ISM Services Index and December’s Consumer Price Index reading. The hosts also discuss the initial trading of cryptocurrency exchange-traded funds. Michael and Peter provide advice for a couple who have different opinions on paying off their mortgage before retirement. They weigh the options between carrying mortgage debt and cash flow once the couple stops working. Rounding out the show, the hosts answer questions on FDIC limits and AstraZeneca’s acquisition of Icosavax.
Timestamps and Chapters
- 00:00 Market Roundup: Jan. 8 – Jan 12, 2024
- 21:48 Case Study: Paying off a Mortgage before Retirement
- 32:21 Q&A Time: FDIC Limits and AstraZeneca
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Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Associate Josh Weidie, CFP®, CWS®, provide advice for a couple of investors who have decided on a divorce and are in the process of unwinding 20 years of combined finances and assets.
Read the Article: https://www.henssler.com/new-year-new-finances-navigating-the-financial-waters-of-divorce
Henssler Money Talks – January 6, 2024
Season 38, Episode 1
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Josh Weidie, CFP®, CWS®, to cover the week’s market performance, the ISM Manufacturing Index, and the minutes from the December Federal Reserve Open Committee meeting. The financial experts provide advice for a couple of investors who have decided on a divorce and are in the process of unwinding 20 years of combined finances and assets. The hosts finish the show with a listener’s question on starting good budget habits even though they are living paycheck-to-paycheck.
Timestamps and Chapters
- 00:00 Market Roundup: Jan. 2 – Jan 5, 2024
- 22:57 Case Study: Divorce: Unwinding 20 years of combined assets
- 37:55 Q&A Time: Budgeting when living paycheck-to-paycheck
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Henssler Money Talks – December 30, 2023
Season 37, Episode 52
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the market’s performance during 2023 and look ahead to what trends we may see in 2024. The Analysts also take a closer look at the dollar’s strength and where we fit in the global economy.
Timestamps and Chapters
- 00:00 Investment Whys: Look back at 2023; Look ahead to 2024
- 11:46 Movers of the Year
- 33:43 Q&A Time: Why is the dollar resilient during high inflation?
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This week on Money Talks, we are taking a look back at our best case studies and conversations from the last few weeks, while we celebrate the holiday.
We wish a very Merry Christmas to all those who celebrate.
Join us for the best of “Money Talks” your trusted resource for your money, your future, your life.
Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Clay Norman, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to provide advice for an investor who is entering the “sweet spot” of retirement when one’s income taxes may be at their lowest level before they take required minimum distributions.
Read the Article: https://www.henssler.com/the-retirement-sweet-spot-benefits-of-roth-iras-for-new-retirees
Henssler Money Talks – December 16, 2023
Season 37, Episode 50
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Clay Norman, CFP® to cover the Producer Price and Consumer Price indices, the November Employment Situation, and consumer sentiment. Jarrett and Clay provide advice for an investor who is entering the “sweet spot” of retirement when one’s income taxes may be at their lowest level before they take required minimum distributions. The hosts cap off the show answering a listeners’ question on a CD portfolio, and if callable CDs are worth the risk.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Dec. 11 – Dec 15, 2023
- 24:55 Case Study: The Retirement Sweet Spot
- 35:38 Q&A Time: Would you choose callable or non-callable CDs?
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associates Michael Griffin, CFP®, and Logan Daniel, CFP®, CRPC® to provide advice for a couple who are forced to tackle their year-end financial planning on their own—without an adviser to help. The experts highlight the main things that have a hard Dec. 31 deadline.
Read the Article: https://www.henssler.com/seize-the-moment-essential-financial-steps-before-year-end
Henssler Money Talks – December 9, 2023
Season 37, Episode 49
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associates Michael Griffin, CFP®, and Logan Daniel, CFP®, CRPC® to cover the week’s market action, the ISM Manufacturing and Services indices, and jobless claims. Michael and Logan provide advice for a couple who are forced to tackle their year-end financial planning on their own—without an adviser to help. The experts highlight the main things that have a hard Dec. 31 deadline. The hosts conclude the show with listeners’ questions on Roth IRA conversion taxes and Philip Morris International.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Dec. 4 – Dec 8, 2023
- 25:03 Case Study: Year-End Financial Moves
- 34:56 Q&A Time: Roth IRA Conversion taxes and Philip Morris International.
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Giuliana Barbagelata, CFP® to provide advice for a couple of investors who are fortunate enough to not need all their required minimum distributions from their retirement accounts for living expenses. D.J. and Giuliana explain how they can direct that money to their favorite charitable organization and the tax benefits of doing so.
Read the Article: https://www.henssler.com/maximizing-philanthropy-and-minimizing-tax-with-qualified-charitable-distributions
Henssler Money Talks – December 2, 2023
Season 37, Episode 48
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Giuliana Barbagelata, CFP® to cover the week’s market action, New Home Sales, the second reading of third-quarter GDP, and the Conference Board’s Consumer Confidence survey. The financial experts provide advice for a couple of investors who are fortunate enough to not need all of their required minimum distributions from their retirement accounts for living expenses. D.J. and Giuliana explain how they can direct that money to their favorite charitable organization and the tax benefits of doing so. The hosts finish this week’s show with a listener’s question on online fast fashion retailer Shein’s filing for an IPO.
Timestamps and Chapters
- 00:00 Market Roundup: Covering November27 – December 1, 2023
- 22: 28 Case Study: Qualified Charitable Distributions
- 33:28 Q&A Time: Shein’s IPO
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This week on Money Talks, we’ll be out of the studio celebrating Thanksgiving and probably even grabbing some of those black Friday sales. We’ll be taking a look back at some of our best case studies and questions.
Don’t forget, we’re here to answer your financial questions. Email us at DrGene@henssler.com
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Peter Lynch explore the situation of a wealthy investor who wants to leave his massive estate to his five grandchildren. With the grandchildren ranging in ages from 3 to 20, the experts consider his option of using a trust to shelter their inheritance from estate and gift taxes. Additionally, the trust can allow him to control how his money is used from beyond the grave.
Read the Article: https://www.henssler.com/trusts-offer-control-and-protection-for-grandchildrens-legacy
Henssler Money Talks – November 18, 2023
Season 37, Episode 46
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Peter Lynch to cover the week’s economic news, including the Consumer Price and Producer Price indices, Retail Sales, and the University of Michigan Consumer Sentiment Survey. Melanie and Peter consider a wealthy investor who wants to leave his massive estate to his five grandchildren. With the grandchildren ranging in ages from 3 to 20, the experts explore his options of using a trust to shelter their inheritance from estate and gift taxes. Additionally, the trust can allow him to control how his money is used from beyond the grave. The experts wrap the show by addressing a question on finding the “sweet spots” in the current Treasury market.
Timestamps and Chapters
- 00:00 Market Roundup: Covering November 13 – November 17, 2023
- 22:15 Case Study: Using Trusts to Pass on Wealth
- 34:33 Q&A Time: What are the “sweet spots” in the current Treasury market?
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Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, are joined by Associate Josh Weidie, CFP®, CWS®, to discuss bond interest rates, explaining the difference between coupon rate and yield to maturity. They also analyze how these two rates work with your bond holdings according to the Henssler Ten Year Rule.
Read the Article: https://www.henssler.com/understanding-the-impact-of-coupon-rates-and-yield-to-maturity
Henssler Money Talks – November 11, 2023
Season 37, Episode 45
This week on “Money Talks,” Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, are joined by Associate Josh Weidie, CFP®, CWS®, to discuss October’s Employment Situation, current market conditions, and earnings. The financial experts explore bond interest rates, explaining the difference between coupon rate and yield to maturity. They also analyze how these two rates work with your bond holdings according to the Henssler Ten Year Rule. The show hosts finish the show answering listeners’ questions, comparing the Mega Cap Seven vs. the FAANG stocks and what happens if a stock falls to zero.
Timestamps and Chapters
- 00:00 Market Roundup: Covering November 6 – November 10, 2023
- 21: 17 Case Study: A Bond’s Coupon Rate vs. Yield to Maturity
- 34:05 Q&A Time: Mega Cap Seven vs. FAANG and Worthless Stock
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John Dickson, CPA, CVA, CFP®, Tax Partner with Henssler CPAs & Advisers joins Chief Investment Officer Troy Harmon, CFA, CVA, and Senior Associate Logan Daniel, CFP®, CRPC®, to discuss Georgia tax credits that allow taxpayers to direct their tax money to causes they care about.
Read the Article: https://www.henssler.com/the-power-of-georgias-unique-tax-credits-for-community-impact
Henssler Money Talks – November 4, 2023
Season 37, Episode 44
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Logan Daniel, CFP®, CRPC®, and John Dickson, CPA, CVA, CFP®, Tax Partner with Henssler CPAs & Advisers. The hosts discuss the week’s market movements, the Personal Income and Consumer Confidence reports and the Fed’s monetary policy meeting. John discusses Georgia tax credits that allow taxpayers to direct their tax money to causes they care about. The experts round out the show further discussing portfolio risk and diversification from last week.
Timestamps and Chapters
- 00:00 Market Roundup: Covering October 30 – November 3, 2023
- 24:54 Case Study: Georgia Tax Credits
- 35:15 Q&A Time: Diversification—not just for your portfolio
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Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Associate Giuliana Barbagelata, CFP® work together to provide advice to an investor who is facing reinstated student loan payments; however, her life has significantly changed in the past three years, making her wonder if she has better options for paying down her student debt.
Read the Article: https://www.henssler.com/navigating-the-return-of-student-loan-payments-in-a-post-pandemic-economy
Henssler Money Talks – October 28, 2023
Season 37, Episode 43
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Giuliana Barbagelata, CFP® to cover the sharp increase in third quarter GDP and the 19-month high in new home sales. Giuliana and Michael work together to provide advice to an investor who is facing reinstated student loan payments; however, her life has significantly changed in the past three years, making her wonder if she has better options for paying down her student debt. The financial experts finish the show by answering a listener’s question on evaluating his portfolio’s diversification.
Timestamps and Chapters
- 00:00 Market Roundup: Covering October 23 – October 27, 2023
- 22:33 Case Study: New Options for Student Loan Payments
- 34:28 Q&A Time: Assessing a Portfolio’s Diversification
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen, CFA, and Henssler’s Chief Economic Adviser Roger Tutterow, Ph.D., for an economic discussion on what the leading economic indicators are forecasting in terms of an impending recession.
Read the Article: https://www.henssler.com/economic-signals-understanding-the-leading-economic-indicators
Henssler Money Talks – October 21, 2023
Season 37, Episode 42
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen, CFA, and Henssler’s Chief Economic Adviser Roger Tutterow, Ph.D., to cover the week’s market action, the University of Michigan’s Consumer Sentiment Survey, Retail Sales, Housing Starts, and the Fed’s Beige Book. The hosts continue the economic discussion covering what the leading economic indicators are forecasting in terms of an impending recession. The experts also look at how the resumption of student loan payments may affect the economy.
Timestamps and Chapters
- 00:00 Market Roundup: Covering October 16 – October 20, 2023
- 22:38 Investment Whys: Leading Economic Indicators
- 34:34 Q&A Time: Will student loan repayments affect the economy?
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Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch to advise investors on diversifying the tax status of their retirement funds. They look at a couple of investors who many have less than they think in their retirement accounts because they contain all pre-tax funds.
Read the Article: https://www.henssler.com/are-you-prepared-for-the-tax-implications-of-your-retirement-savings
Henssler Money Talks – October 14, 2023
Season 37, Episode 41
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch to cover the week’s market action, economic outlook, and inflation indicators, the Producer Price and Consumer Price indices. Jarret and Peter advise investors on diversifying the tax status of their retirement funds. They look at the situation of a couple of investors who have a lot less in their retirement account because it contains all pre-tax funds. The experts round out the show answering a listener’s question on the investment selection inside an annuity.
Timestamps and Chapters
- 00:00 Market Roundup: Covering October 9 – October 13, 2023
- 23:00 Case Study: Having all Tax-Deferred Retirement Savings
- 34:34 Q&A Time: Investments Inside an Annuity
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, to provide advice to investors who are dealing with multiple inherited IRA required minimum distributions, which are governed by different tax rules.
Read the Article: https://www.henssler.com/the-new-inherited-ira-landscape-navigating-tax-changes
Henssler Money Talks – October 7, 2023
Season 37, Episode 40
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, to cover the week’s market action and the inching up of interest rates. Josh and Jarrett provide some advice to a couple of investors who are dealing with multiple inherited IRA required minimum distributions. Unfortunately, they’re all governed by different tax rules. The financial experts finish the show with a listener’s question on Social Security survivor’s benefits.
- Timestamps and Chapters
- 00:00 Market Roundup: Covering October 2 – October 6, 2023
- 21:17 Case Study: The Multiple Rule Sets that Govern Inherited IRA RMDs
- 33:54 Q&A Time: Social Security Survivor’s Benefits
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Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Melanie Wells, CFP®, and Associate Clay Norman, CFP®, explain that insurance is the foundation of a solid financial strategy, providing protection and peace of mind in the face of unexpected events that could otherwise undermine one's financial stability.
Read the Article: https://www.henssler.com/lifes-unexpected-twists-why-insurance-is-a-cornerstone-of-your-plan
Henssler Money Talks – September 30, 2023
Season 37, Episode 39
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Clay Norman, CFP®, to discuss New Home Sales, the Conference Board Consumer Confidence reading and the final estimate for second-quarter GDP. Melanie and Clay explain that insurance is the foundation of a solid financial strategy, providing protection and peace of mind in the face of unexpected events that could otherwise undermine one's financial stability. The hosts round out the show by answering a listener’s question on investing their windfall into their children’s 529 Plan.
Timestamps and Chapters
- 00:00 Market Roundup: Covering September 25 – September 27, 2023
- 26:33 Case Study: Insurance is Your Plan’s Safety Net
- 37:05 Q&A Time: Should we deposit $70,000 into our children’s 529 Plan?
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Benefits and Liabilities: Corporate Owned Life InsuranceSeason 3, Episode 4
Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial talk with Jim Crone, CLU®, CFS®, our Director of Insurance Planning, about rewarding key employees with supplemental executive retirement plans and funding this liability with corporate owned life insurance. They also look at what might happen to this agreement with the employee and liability on their books if the company owner decides to sell.
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Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Logan Daniel, CFP®, CRPC® and Associate Giuliana Barbagelata, CFP®, provide advice for an investor who will likely have to take over her aging parents’ finances. They discuss some basic steps as well as some other estate planning concerns.
Read the Article: https://www.henssler.com/aging-gracefully-managing-aging-parents-financial-affairs
Henssler Money Talks – September 23, 2023
Season 37, Episode 38
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Logan Daniel, CFP®, CRPC® and Associate Giuliana Barbagelata, CFP®, discuss the Fed’s September monetary policy meeting, Consumer Sentiment, and Industrial Production. Logan and Giuliana provide advice for an investor who will likely have to take over her aging parents’ finances. They discuss some basic steps as well as some other estate planning concerns. The hosts round out the show with a listener’s question on not only being able to max out his 401(k) contribution but also having access to two 401(k) plans.
Timestamps and Chapters
- 00:00 Market Roundup: Covering September 18 – September 22, 2023
- 24:02 Case Study: Finances for Aging Parents
- 35:05 Q&A Time: Should I invest in both 401(k) plans?
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to help a couple of investors who are making an impulsive decision to buy a vacation home without looking at how it may affect their long-term financial plan. The financial advisers discuss how they incorporate large purchases into cash flow projections when clients are making spontaneous decisions.
Read the Article: https://www.henssler.com/rethinking-paradise-the-financial-considerations-of-a-second-home
Henssler Money Talks – September 16, 2023
Season 37, Episode 37
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to cover inflation news with the Consumer Price and Producer Price indices and Retail Sales. Michael and Peter help a couple of investors who are making an impulsive decision to buy a vacation home without looking at how it may affect their long-term financial plan. The financial advisers discuss how they incorporate large purchases into cash flow projections when clients are making spontaneous decisions. The experts round out the show with a listener’s question on Starbucks.
Timestamps and Chapters
- 00:00 Market Roundup: Covering September 11 – September 15, 2023
- 23:08 Case Study: The Surprise Vacation Home Purchase
- 33:08 Q&A Time: Starbucks, Corp.
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, team up to help a retired couple realize that they’re not in financial trouble just because inflation and interest rates have skyrocketed since they left the workforce. They explain how a financial plan works to accommodate the economic changes.
Read the Article: https://www.henssler.com/managing-retirement-anxiety-find-peace-of-mind-with-a-robust-financial-plan
Henssler Money Talks – September 9, 2023
Season 37, Episode 36
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, to cover the ISM Manufacturing and Non-Manufacturing indices and the August Employment Situation. D.J. and Adam team up to help a retired couple realize that they’re not in financial trouble just because inflation and interest rates have skyrocketed since they left the workforce. They explain how a financial plan works to accommodate the economic changes. The experts round out the show with a listener’s question on the value offered by European stocks, and if it is wise to overweight in that international sector.
Timestamps and Chapters
- 00:00 Market Roundup: Covering September 5 – September 8, 2023
- 22:15 Case Study: Feeling Broke Once You’ve Retired
- 34:52 Q&A Time: Do European Stocks Offer More Value?
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Clean Your Balance SheetsSeason 3, Episode 3
Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial take a closer look at how companies should watch their balance sheet in higher interest rate environments on this episode of “Our Three Cents.”
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
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This week on Money Talks, the hosts are out of the studio enjoying Labor Day Weekend. On the Sept. 2, 2023 broadcast, we’ll be taking a look back at some of our best case studies from the past few weeks.
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Managing Associate D.J. Barker, CWS®, to help a couple who tried to do a backdoor Roth IRA on their own. Jessie and D.J. cover the nuances of a backdoor Roth and some pitfalls investors can make when reporting it on their tax forms.
Read the Article: https://www.henssler.com/the-back-door-roth-ira-strategy-pitfalls-and-potential-tax-consequences
Henssler Money Talks – August 26, 2023
Season 37, Episode 34
This week on “Money Talks,” Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Managing Associate, D.J. Barker, CWS®, to discuss housing news, including New Home Sales, Existing Home Sales, and Mortgage Applications. The experts team up to help a couple who tried to do a backdoor Roth IRA on their own. Jessie and D.J. cover the nuances of a backdoor Roth and some of the pitfalls investors can make when reporting it on their tax forms. The hosts round out the show addressing a listener’s question about rolling over excess 529 Plan assets to a Roth IRA.
Timestamps and Chapters
- 00:00 Market Roundup: Covering August 21 – 25, 2023
- 23:00 Case Study: Potential Pitfalls to a Backdoor Roth IRA
- 33:52 Q&A Time: Rolling over 529 Plan assets to a Roth IRA
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Jim Crone, CLU®, CFS®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP® join Chief Investment Officer, Troy Harmon, CFA, CVA, to provide some guidance to a C-suite executive who is considering a job that is offering a nonqualified deferred compensation plan. Jim explains how they work and the risks while Giuliana discusses their role in one’s retirement planning.
Read the Article: https://www.henssler.com/beyond-the-401k-exploring-nonqualified-retirement-plans
Henssler Money Talks – August 19, 2023
Season 37, Episode 33
This week on “Money Talks,” Jim Crone, CLU®, CFS®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP® join Chief Investment Officer, Troy Harmon, CFA, CVA, to discuss the University of Michigan Consumer Sentiment Survey, Producer Price Index, Retail Sales, and the minutes from the latest Fed meeting. Jim and Giuliana give some guidance to a C-suite executive who is considering a job that is offering a nonqualified deferred compensation plan. Jim explains how they work and the risks while Giuliana discusses their role in one’s retirement planning. The hosts round out the show by answering questions on saving to a Roth IRA at age 18 and investments in BioNTech and Valero Energy.
Timestamps and Chapters
- 00:00 Market Roundup: Covering August 14 – 18, 2023
- 23:05 Case Study: Nonqualified Deferred Compensation Plans
- 35:03 Q&A Time: Roth IRAs, BioNTech, and Valero Energy
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Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, team up to help an investor who wants to provide for his wife when he passes but is also concerned about keeping certain assets in the family.
Read the Article: https://www.henssler.com/preserving-family-wealth-leveraging-qtip-trusts-for-your-familys-future
Henssler Money Talks – August 12, 2023
Season 37, Episode 32
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Josh Weidie, CFP®, CWS®, discuss the week’s market performance, July’s employment situation, wholesale trade, and interest rates. Jarrett and Josh team up to help an investor who wants to provide for his wife when he passes but is also concerned about keeping certain assets in the family. The show hosts finish the show answering a listener’s question on the purchase and resale of Barstool by PENN Entertainment, Inc., plus Penn’s new venture with ESPN.
Timestamps and Chapters
- 00:00 Market Roundup: Covering August 7 – August 11, 2023
- 21:39 Case Study: Qualified Terminal Interest Property Trusts
- 33:10 Q&A Time: PENN Entertainment, Barstool, and ESPN
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Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Research Analyst Nick Antonucci, CVA, CEPA, take a look at situation where an adviser is recommending some alternative investments to a couple of investors. The investors are concerned about the increased risk and if they are the right fit for this strategy.
Read the Article: https://www.henssler.com/interval-funds-accessible-alternatives-for-todays-investors
Henssler Money Talks – August 5, 2023
Season 37, Episode 31
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Research Analyst Nick Antonucci, CVA, CEPA, discuss several economic releases relating to the consumer, including Personal Income, Personal Spending, and the University of Michigan Consumer Sentiment Survey. The financial experts take a look at situation where an adviser is recommending some alternative investments to a couple of investors. The investors are concerned about the increased risk and if they are the right fit for this strategy. The show hosts also address a listener’s question reinvesting his assets from a high yield money market account to a laddered bond portfolio.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 31 – August 4, 2023
- 23.57 Case Study: Am I the Right Investor for Alternative Assets?
- 37:30 Q&A Time: Building a Laddered Bond Portfoli0
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Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, cover an investor’s options when he inherits his wife’s IRA. With three young children to care for while adjusting to life as a single parent, this investor will have to consider his need to access the money, taxes, and his plans for his family’s future.
Read the Article: https://www.henssler.com/making-the-most-of-inherited-iras-for-spousal-beneficiaries
What do you pocket at the end of the day? Depends on the taxes!Season 3, Episode 2
Henssler CPAs & Advisers Tax Partner John Dickson, CPA, CFP®, CVA, joins Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA on Our Three Cents to discuss how to manage the taxes business owners face when entering a transaction to exit their business when retiring or entering a new business. Without the right professionals on board, business owners may not know how the tax impact will change depending on how the deal is structured.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
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Henssler Money Talks – July 29, 2023
Season 37, Episode 30
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, discuss the market’s reaction to the Fed’s latest hike in interest rates, the first reading of second quarter GDP and the yield curve. D.J. and Adam discuss an investor’s options when he inherits his wife’s IRA. With three young children to care for while adjusting to life as a single parent, this investor will have to consider his need to access the money, taxes, and his plans for his family’s future. The hosts round out the show answering a listener’s question on the potential economic impact of student loan payment reinstatements.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 24 – July 28, 2023
- 23:57 Case Study: Decisions as a Spousal Beneficiary
- 37:20 Q&A Time: Will the Reinstatement of Student Loan Payments Throw us into a Recession?
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Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Associate Clay Norman, CFP® take a closer look at an entrepreneur who wants to tap his retirement funds to fund his next startup because the sale of his last business didn’t result in immediate cash flow.
Read the Article: https://www.henssler.com/robbing-your-retirement-to-fund-your-business-startup
Henssler Money Talks – July 22, 2023
Season 37, Episode 29
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Associate Clay Norman, CFP® discuss the University of Michigan Consumer Sentiment Survey, Retail Sales for June, and the upcoming FOMC meeting on monetary policy. The financial Experts take a closer look at an entrepreneur who wants to tap his retirement funds to fund his next startup because the sale of his last business didn’t result in immediate cash flow. Rounding out the show, the hosts answer a listener’s question on if investors should have a minimum amount to be invested in individual stocks versus mutual funds.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 17 – July 21, 2023
- 24:11 Case Study: Rollover for Business Startups
- 36:09 Q&A Time: Investing in Individual Stocks vs. Mutual Funds
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Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Associate Josh Weidie, CFP®, CWS®, help a couple of investors consider the most tax advantageous way to withdraw their retirement funds.
Read the Article: https://www.henssler.com/the-overlooked-factor-in-retirement-planning-which-assets-to-withdraw-first
Henssler Money Talks – July 15, 2023
Season 37, Episode 28
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Josh Weidie, CFP®, CWS®, to cover the June employment report and the Consumer Price and Producer Price indices. Michael and Josh help a couple of investors consider the most tax advantageous way to withdraw their retirement funds. The experts round out the show by answering listeners’ questions on what to do with a 401(k) when you leave a job and if it is possible to dabble in crypto.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 10 – July 14, 2023
- 21:32 Case Study: Withdrawal Strategies for Retirement Funds
- 32:37 Q&A Time: 401(k) Plans and Crypto
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Client Relationship Manager Justin Wagner, AIF®, and Estate Planning Attorney Arun Gupta to discuss an investor who has named his children as beneficiaries of his 401(k); however, the investor just married, which could change how his 401(k) is distributed should something happen to him.
Read the Article: https://www.henssler.com/securing-your-legacy-understanding-beneficiary-designations-for-401ks-and-iras
Henssler Money Talks – July 8, 2023
Season 37, Episode 27
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Client Relationship Manager Justin Wagner, AIF®, and Estate Planning Attorney Arun Gupta to cover the week’s market movements, the Fed’s minutes from it’s June policy meeting, and Jobless Claims. Justin and Arun team up to discuss an investor who has named his children as beneficiaries of his 401(k); however, the investor just married, which could change how his 401(k) is distributed should something happen to him. The experts cover the importance of clearly designating beneficiaries and how 401(k) are treated different than IRAs. The hosts round out the show by answering listeners’ questions on employer matching contributions and the need for a will if one has no heirs.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 3 – July 7, 2023
- 21:40 Case Study: 401(k) Beneficiary Designations
- 34:04 Q&A Time: Employer Matching Contributions and “Do I need a will?”
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Managing Associate D.J. Barker, CWS®, Associate Peter Lynch, and Chief Investment Officer Troy Harmon, CFA, CVA, discuss Medicare coverage for a stay-at-home spouse who may not have enough work credits to qualify for premium-free Medicare Part A.
Read the Article: https://www.henssler.com/the-critical-consideration-of-health-insurance-for-non-working-spouses-in-retirement
Henssler Money Talks – July 1, 2023
Season 37, Episode 26
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to discuss consumer confidence, the final reading of first-quarter GDP, and interest rates. D.J. and Peter discuss Medicare coverage for a stay-at-home spouse who may not have enough work credits to qualify for premium-free Medicare Part A. The financial experts finish the show answering listener’s questions on insurance reviews and IRA contributions for servicemembers.
Timestamps and Chapters
- 00:00 Market Roundup: Covering June 26 – June 30, 2023
- 24:41 Case Study: Medicare for a Stay-at-Home Spouse
- 34:54 Q&A Time: Insurance Reviews and IRA Contributions for Servicemembers
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Giuliana Barbagelata, CFP®, to discuss some of the important considerations unmarried couples need to consider when estate planning. The process starts with financial planning, including how assets are titled, beneficiary designations, and determining if assets should be placed in a trust.
Read the Article: https://www.henssler.com/key-estate-planning-considerations-for-unmarried-couples
Don’t Sell Yourself Short: Normalize Financial StatementsSeason 3, Episode 1
Back after a brief hiatus, Our Three Cents is back as Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial are joined by Tax Partner John Dickson, CPA, CFP®, CVA, of Henssler CPAs & Advisers to discuss business owners who are trying to minimize taxes by running as many expenses as possible through their business. This practice—while perfectly legal and often a good strategy to manage taxes—drives down their income used for valuation purposes; therefore, making it an uphill battle for a business owner to obtain a higher valuation when preparing to sell their business.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
Click Here to Subscribe to the Henssler Money Talks podcast.
Henssler Money Talks – June 24, 2023
Season 37, Episode 25
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Giuliana Barbagelata, CFP®, to discuss the week’s market movements, Consumer Sentiment, housing news, and Jobless Claims. Melanie and Giuliana discuss some of the important considerations unmarried couples need to consider when estate planning. The process starts with financial planning, including how assets are titled, beneficiary designations, and determining if assets should be placed in a trust. The hosts wrap up the show by answering a listener’s question on Temu’s parent company PDD Holdings, Inc.
Timestamps and Chapters
- 00:00 Market Roundup: Covering June 19 – June 23, 2023
- 21:57 Case Study: Estate Planning for Unmarried Couples
- 37:07 Q&A Time: Opinions on PDD Holdings, Inc.
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, discuss how the Secure Act 2.0 included provisions that could help a couple’s situation with resuming student loan payments and money remaining in a 529 plan.
Read the Article: https://www.henssler.com/the-secure-2-0-act-empowering-student-loan-borrowers-and-retirement-savings
Henssler Money Talks – June 17, 2023
Season 37, Episode 24
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Logan Daniel, CFP®, CRPC®, to discuss the market performance for the week, the Producer Price and Consumer Price indices, and the latest news from the Fed’s monetary policy meeting. The planners discuss how the Secure Act 2.0 included provisions that could help a couple’s situation with resuming student loan payments and money remaining in a 529 plan. The experts round out the show answering a listener’s question on the market breadth.
Timestamps and Chapters
- 00:00 Market Roundup: Covering June 12 – June 16, 2023
- 22:32 Case Study: Secure 2.0 Act Education Expenses Provisions
- 33:38 Q&A Time: Should we worry about the market breadth?
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Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Clay Norman, CFP®, are joined by Chief Investment Officer Troy Harmon, CFA, CVA to provide advice for a couple of listeners who need help motivating their college grad to pay attention to his financial future and work toward independence.
Read the Article: https://www.henssler.com/essential-lessons-from-boomerang-kids-to-financial-freedom
Henssler Money Talks – June 10, 2023
Season 37, Episode 23
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Clay Norman, CFP®, to discuss the week’s market movements, the ISM Non-Manufacturing Index, and Consumer Credit. Jarrett and Clay team up to help a couple of listeners who need help motivating their college grad to pay attention to his financial future and work toward independence. They round out the show providing advice for a father who wants to use the way his twins used their birthday money as a teaching lesson about saving and spending.
Timestamps and Chapters
- 00:00 Market Roundup: Covering June 5 – June 9, 2023
- 21:29 Case Study: Get This College Grad off My Couch!
- 35:49 Q&A Time: Found money—to save or to spend
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Managing Associate D.J. Barker, CWS®, to discuss an investor who wants to sell her late mother’s house in an installment sale to control capital gains. The experts look at the benefits of such an arrangement and how this would affect her financial plan.
Read the Article: https://www.henssler.com/from-joint-ownership-to-installment-sale-how-an-investor-overcame-tax-hurdles
Henssler Money Talks – June 3, 2023
Season 37, Episode 22
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Managing Associate D.J. Barker, CWS®, to cover the week’s market movements, the second estimate of first quarter’s GDP, and the latest Consumer Sentiment reading. Jessie and D.J. discuss an investor who wants to sell her late mother’s house in an installment sale to control capital gains. The experts look at the benefits of such an arrangement and how this would affect her financial plan. The hosts finish the show by answering a listener’s question on combining finances as a blended family.
Timestamps and Chapters
- 00:00 Market Roundup: Covering May 30 – June 2, 2023
- 21:29 Case Study: Installment Sales
- 35:49 Q&A Time: Combining finances as a blended family
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This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by his Research team, Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to take a deeper look at our economy and market.
Read the Article: https://www.henssler.com/market-reactions-and-investor-perspectives-amid-the-debt-ceiling-debate/
Henssler Money Talks – May 27, 2023
Season 37, Episode 21
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by his Research team, Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the surprising decrease in initial Jobless Claims and housing data including Existing and New-Home Sales. The Research Analysts take a deeper look at our economy and market. They also answer listeners’ questions on financial institution J.P. Morgan Chase and where to look for investment opportunities in the market whether if you’re looking to ramp up liquidity or dollar-cost average into stocks.
Timestamps and Chapters
- 00:00 Market Roundup: Covering May 22 – May 26, 2023
- 22:17 Investment Whys: Deeper Dive into the Economy and Market
- 33:22 Q&A Time: Where are the investment opportunities?
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Managing Associate D.J. Barker, CWS®, and Associate Josh Weidie, CFP®, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA, to cover some of the upcoming changes parents and students can expect to see on the Free Application for Federal Student Aid this fall when they apply for the 2024-2025 school year.
Read the Article: https://www.henssler.com/the-changing-landscape-of-financial-aid-what-students-and-parents-need-to-know
Henssler Money Talks – May 20, 2023
Season 37, Episode 20
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Josh Weidie, CFP®, CWS®, to cover Consumer Sentiment, Retail Sales, Industrial Production, and interest rates. The financial planners discuss some of the upcoming changes parents and students can expect to see on the Free Application for Federal Student Aid this fall when they apply for the 2024-2025 school year. The hosts round out the show by answering a listener’s question on finding a buying opportunity in the current market.
Timestamps and Chapters
- 00:00 Market Roundup: Covering May 15 – May 19, 2023
- 25:11 Case Study: Upcoming Changes to the FAFSA
- 34:09 Q&A Time: What would be a good time to buy in this market environment?
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to discuss an investor who wants to direct her significant inheritance to charity by creating a lasting legacy.
Read the Article: https://www.henssler.com/financial-planning-and-giving-unlocking-the-potential-of-an-unexpected-windfall
Henssler Money Talks – May 13, 2023
Season 37, Episode 19
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Peter Lynch to discuss the April Employment Situation, the Consumer and Producer Price indices, and interest rates. Michael and Peter discuss an investor who wants to direct her significant inheritance to charity by creating a lasting legacy. The experts finish the show by answering a listener’s question on whether investors should be concerned about the debt ceiling.
Timestamps and Chapters
- 00:00 Market Roundup: Covering May 8 – May 12, 2023
- 22:27 Case Study: Turning a Windfall into a Charitable Legacy
- 32:36 Q&A Time: Should we be concerned about the debt ceiling?
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This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Client Relationship Manager—Retirement Services, Justin Wagner, AIF®, and Associate Peter Lynch discuss the situation of an investor who wants to borrow from his 401(k) for an emergency.
Read the Article: https://www.henssler.com/when-emergency-strikes-should-you-tap-into-your-401k
Henssler Money Talks – May 6, 2023
Season 37, Episode 18
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Client Relationship Manager—Retirement Services, Justin Wagner, AIF®, and Associate Peter Lynch cover the ISM Manufacturing Index, existing home sales, and earnings. The financial experts discuss the situation of an investor who wants to borrow from his 401(k) for an emergency. The hosts round out the show by answering a listener’s question on two surprising companies that utilize AI technology: Intuitive Surgical and Raytheon.
Timestamps and Chapters
- 00:00 Market Roundup: Covering April 26 – May 2, 2023
- 22:48 Case Study: Borrowing from your 401(k)
- 34:46 Q&A Time: Intuitive Surgical and Raytheon
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This week on Money Talks, the hosts are out of the studio attending a companywide meeting. On the April 29 broadcast, we’ll be taking a look back at some of our best case studies from the past few weeks.
Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Giuliana Barbagelata, CFP® team up to discuss an investor whose deposits have well-exceeded the FDIC insurance limit at his bank. They offer solutions to protect his liquid assets.
Read the Article: https://www.henssler.com/understanding-fdic-insurance-limits-how-to-keep-your-deposits-safe
Henssler Money Talks – April 22, 2023Season 37, Episode 16
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Giuliana Barbagelata, CFP® discuss March’s Retail Sales, Industrial Production, and earnings season. The financial experts team up to discuss an investor whose deposits have well-exceeded the FDIC insurance limit at his bank. They offer solutions to protect his liquid assets. The hosts finish the show answering a listener’s question on Bank of America and UBS Group.
Timestamps and Chapters
- 00:00 Market Roundup: Covering April 17 – April 21, 2023
- 23:27Case Study: Pay Attention to FDIC Limits
- 34:34 Q&A Time: Bank of America and UBS Group
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Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Associate Logan Daniel, CFP®, CRPC®, team up to address a couple’s question on how to budget for health care costs in retirement, as reports show retirees can need anywhere between $212,000 and $383,000 for health care costs.
Read the Article: https://www.henssler.com/plan-ahead-for-health-care-cost-to-protect-your-retirement-savings
Henssler Money Talks – April 15, 2023
Season 37, Episode 15
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Associate Logan Daniel, CFP®, CRPC®, team up to discuss the week’s market performance, March’s Consumer Price Index, and the minutes from the Fed’s March monetary policy meeting. Jarrett and Logan address a couple’s question on how to budget for health care costs in retirement, as reports show retirees can need anywhere between $200,000 and $380,000 for out-of-pocket health care costs. The hosts round out the show by answering listeners’ questions on guidelines for borrowing for college costs and stocks Occidental Petroleum and Schlumberger Ltd.
Timestamps and Chapters
- 00:00 Market Roundup: Covering April 10 – April 14, 2023
- 22:53 Case Study: Budgeting for Health Care in Retirement
- 34:28 Q&A Time: Borrowing for College, Occidental Petroleum, and Schlumberger Ltd.
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This week on Money Talks, we’ll be out of the studio for the Easter holiday. On the April 8 broadcast, we’ll be taking a look back at some of our best case studies and questions.
Join us for the “Best of Money Talks” your trusted resource for your money, your future, your life.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Melanie Wells, CFP®, along with Associate Clay Norman, CFP®, to provide advice to an investor who is stuck in the middle of caring for her parents’ finances and supporting her children. They discuss what she needs to do to ensure her own financial house is in order.
Read the Article: https://www.henssler.com/caught-in-the-middle-navigating-the-challenges-of-the-sandwich-generation
Henssler Money Talks – April 1, 2023Season 37, Episode 13
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Melanie Wells, CFP®, along with Associate Clay Norman, CFP®, discuss the relatively calm week in the market, the uptick in Consumer Confidence, and the final reading of fourth quarter GDP. Melanie and Clay discuss an investor who is stuck in the middle of caring for her parents’ finances and supporting her children. They discuss what she needs to do to ensure her own financial house is in order. The hosts round out the show by answering listeners’ questions on when to sign up for Medicare and social media platform Pinterest.
Timestamps and Chapters
- 00:00 Market Roundup: Covering March 27 – March 31, 2023
- 22:30 Case Study: Stuck in the Sandwich Generation
- 33:27 Q&A Time: Medicare and Pinterest
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Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, along with Associate Josh Weidie, CWS®, discuss an investor who wants to generate rental income in retirement by renting multiple homes. They discuss some of the issues with becoming a landlord, and some of the financial aspects he should consider.
Read the Article: https://www.henssler.com/be-aware-of-the-pros-and-cons-of-owning-rental-properties
Henssler Money Talks – March 25, 2023
Season 37, Episode 12
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, along with Associate Josh Weidie, CWS®, discuss the results of the Federal Open Market Committee’s March meeting, February’s existing home sales, and Industrial Production. The Experts come together to look at an investor who wants to generate rental income in retirement by renting multiple homes. They discuss some of the issues with becoming a landlord, and some of the financial aspects he should consider. The host finish the show answering a listener’s question on avoiding the 10% penalty on an early withdrawal from an IRA.
Timestamps and Chapters
- 00:00 Market Roundup: Covering March 20 – March 24, 2023
- 23:50 Case Study: Real Estate as a “Retirement Career”
- 34:22 Q&A Time: Can I avoid the 10% penalty on an early withdrawal from an IRA?
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This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Giuliana Barbagelata, CFP® discuss the week’s major news, including the Silicon Valley Bank and Signature bank failures, the contagion effect on the banking industry, and what this means for investors with accounts at Schwab.
Read the article: https://www.henssler.com/lessons-learned-from-silicon-valley-bank
Henssler Money Talks – March 18, 2023
Season 37, Episode 11
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Giuliana Barbagelata, CFP® cover February’s employment numbers and the Consumer and Producer Price indices. The hosts discuss the week’s major news, including the Silicon Valley Bank and Signature bank failures, the contagion effect on the banking industry, and what this means for investors with accounts at Schwab.
Timestamps and Chapters
- 00:00 Market Roundup: Covering March 13 – March 17, 2023
- 20:15 Investment Whys: The U.S. Banking System after Recent Failures
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Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the situation of a couple of investors who want to sell the dogs out of their portfolio and stick with the stocks that have been doing well.
Read the Article: https://www.henssler.com/what-have-you-done-for-me-lately
Henssler Money Talks – March 11, 2023
Season 37, Episode 10
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Adam Stadalius, CFP®, to cover the latest Nonmanufacturing Index from the Institute for Supply Management, as well as interest rates and the yield curve. The financial experts discuss the situation of a couple of investors who want to sell the dogs out of their portfolio and stick with the stocks that have been doing well. They finish the show by answering a listener’s question on if it is better to hold an annuity or bonds from an insurance company.
Timestamps and Chapters
- 00:00 Market Roundup: Covering March 6 – March 10, 2023
- 24:28 Case Study: Why Aren’t We Selling the Dogs?
- 35:50 Q&A Time: Better to Hold an Annuity or Bonds from an Insurance Company
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Michael Griffin, CFP®, team up to address the multiple ways the SECURE Acts have affected required minimum distributions.
Read the Article: https://www.henssler.com/three-ways-the-secure-acts-significantly-changed-required-minimum-distributions
Henssler Money Talks – March 4, 2023
Season 37, Episode 9
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Michael Griffin, CFP®, to cover the week’s economic news, including New Home Sales, University of Michigan Consumer Sentiment Survey, the Conference Board Consumer Confidence, and interest rates. D.J. and Michael team up to address the multiple ways the SECURE Acts have affected required minimum distributions. The financial experts finish the show answering listener questions on the valuation model and on student loans being bankruptable.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Feb. 27 – March 3, 2023
- 23:39 Case Study: How the SECURE Acts affected RMDs
- 33:43 Q&A Time: The valuation model and student loans
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Chief Investment Officer Troy Harmon, CFA, CVA, and Justin Wagner, AIF®, Client Relationship Manager for Retirement Services, deal with an investor who set his 401(k) and forgot about it for 13 years!
Read the Article: https://www.henssler.com/retirement-savings-should-not-be-left-on-autopilot
Henssler Money Talks – February 25, 2023
Season 37, Episode 8
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Justin Wagner, AIF®, a Client Relationship Manager for Retirement Services to cover the week’s news, including the minutes from the latest Federal Open Market Committee meeting and the second reading of fourth quarter 2002 GDP. Justin and Troy address an investor who set his 401(k) and forgot about it for 13 years! Rounding out the show, Dr. Gene, Bil Lako, CFP®, and Jennifer Thomas, CFP® look back at how “Money Talks” has evolved alongside our firm and the many significant market events we’ve covered over the last three and a half decades as part of Henssler Financial’s 35th Anniversary.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Feb 20 – Feb. 24, 2023
- 11:03 Case Study: I Set It and Forgot It
- 20:36 Special 35th Anniversary Retrospective
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch and Senior Financial Planner Giuliana Barbagelata, CFP®, to discuss a couple looking to shift money around now to minimize the impact of required minimum distributions in the future. The experts discuss the many moving parts in their financial plan needing consideration before making any moves today.
Read the article: https://www.henssler.com/financial-moves-to-minimize-taxes-need-to-consider-all-aspects
Henssler Money Talks – February 18, 2023
Season 37, Episode 7
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch and Senior Financial Planner Giuliana Barbagelata, CFP® to discuss inflation indicators, the Consumer Price and Producer Price indices. They also cover Retail Sales, which were greatly buoyed by higher prices. Peter and Giuliana look at a couple who are looking to shift money around now to minimize the impact of required minimum distributions in the future. The experts discuss the many moving parts in their financial plan they need to consider before making any moves today. The show hosts finish the show with listeners’ questions on the interest from funds that hold Treasury Income Protected Securities and “shrinkflation.”
Timestamps and Chapters
- 00:00 Market Roundup: Covering Feb 13 – Feb. 17, 2023
- 22:36 Case Study: Planning Using SECURE Act Rules
- 33:39 Q&A Time: Interest from TIPS funds and Shrinkflation
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associates Melanie Wells, CFP®, and Logan Daniel, CFP®, CRPC®, to review a senior investor’s situation and how she can protect her money should she conatively decline. Unfortunately, aging increases the risk of natural cognitive decline, dementia, or side effects from medications, putting seniors in a vulnerable position for financial abuse.
Read the Article: https://www.henssler.com/cognitive-decline-can-increase-difficulty-in-managing-finances
Henssler Money Talks – February 11, 2023
Season 37, Episode 6
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associates Melanie Wells, CFP®, and Logan Daniel, CFP®, CRPC®, to discuss the week’s market movements, January’s employment situation, and the latest reading on the ISM Nonmanufacturing Index. The financial experts discuss a senior investor’s situation and how she can protect her money should she conatively decline. The experts round out the show answering a listener’s question on when he should choose mutual funds over exchange-traded funds.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Feb 6 – Feb. 10, 2023
- 21:26 Case Study: Protecting Your Money From Cognitive Decline
- 33:06 Q&A Time: When should I choose a mutual fund over an ETF?
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This week in our “Money Talks” case study, Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Associate Clay Norman, CFP®, to address a couple who have entered the empty nest phase of their life. The financial experts discuss how this life event comes with several financial changes and opportunities.
Read the Article: https://www.henssler.com/an-empty-nest-marks-a-significant-financial-event-in-your-life
Henssler Money Talks – February 4, 2023
Season 37, Episode 5
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Associate Clay Norman, CFP®, to cover consumer economic releases and the Fed’s recent rate hike. D.J. and Clay address a couple who have entered the empty nest phase of their life. The financial experts discuss how this life event comes with several financial changes and opportunities. The hosts complete the show by answering a listener’s question on swapping a real estate fund for a federal money market fund.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Jan. 30 – Feb. 3, 2023
- 23:17 Case Study: Financial Moves for Empty Nesters
- 35:09 Q&A Time: Swapping Real Estate Funds for Money Market Funds
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Senior Financial Planner Josh Weidie, CWS®, to address a couple of investors who have been saving to the detriment of living. Their former adviser gave them push back if they didn’t save everything for retirement. The financial advisers discuss the importance of understanding the lifestyle investors want to lead when developing a plan.
Read the Article: https://www.henssler.com/optimal-financial-advice-is-based-in-open-communications
Henssler Money Talks – January 28, 2023
Season 37, Episode 4
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Senior Financial Planner Josh Weidie, CWS®, to cover housing news including New Residential Construction, Existing Home Sales and Mortgage Applications. Jarrett and Josh address a couple of investors who have been saving to the detriment of living. Their former adviser gave them push back if they didn’t save everything for retirement. The financial advisers discuss the importance of understanding the lifestyle investors want to lead when developing a plan. The hosts round out the show by answering a listener question on paying for points on a mortgage to obtain a lower interest rate.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Jan. 23 – Jan. 27, 2023
- 23:12 Case Study: We’ve Been Saving and Not Living
- 35:31 Q&A Time: Should I Buy Points on a Mortgage?
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This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Adam Stadalius, CFP®, to provide advice for an investor who stopped saving in 2022 because of the strain inflation put on his budget. They provide advice for getting his retirement savings back on track.
Read the Article: https://www.henssler.com/making-your-retirement-a-priority-even-when-times-are-tight
Henssler Money Talks – January 21, 2023
Season 37, Episode 3
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Adam Stadalius, CFP®, to discuss the week’s market action and economic releases, including the Producer Price Index, Retail Sales for December, and the MBA Mortgage Applications Survey. The financial experts provide advice for an investor who stopped saving in 2022 because of the strain inflation put on his budget. They provide advice for getting his retirement savings back on track. The hosts round out the show by answering listeners’ questions on refusing a bequest and Walmart’s launch of a “Buy Now, Pay Later” platform.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Jan. 16 – Jan. 20, 2023
- 22:56 Case Study: I Stopped Saving in 2022 Because of Inflation
- 33:18 Q&A Time: Refusing a Bequest and Walmart’s Buy Now Pay Later platform
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS ®, and Associate Peter Lynch discuss how financial advisers approach divorcing clients who are fighting over the financials.
Read the article: https://www.henssler.com/case-study-a-financial-advisers-fiduciary-responsibility-during-a-clients-divorce/
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS ®, and Associate Peter Lynch to discuss how the market is faring at the start of 2023, top movers in the market, and inflation. The hosts team up to discuss how when clients divorce, a financial adviser goes from one client as a couple to two clients who are looking out for themselves. The Experts round out the show by answering listeners’ questions on
Timestamps and Chapters
- 00:00 Market Roundup: Covering Jan. 9 – Jan 13, 2023
- 24:10 Case Study: A Financial Adviser and a Clients’ Divorce
- 34:10 Q&A Time: Determining When to Retire
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This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to look back at 2022’s stock market and provide their outlook on what could be in store for both the stock market and the economy in 2023.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Jan. 2 – Jan 6, 2023
- 10:55 Top 10 Movers: Insights into the current market cycle
- 21:40 Investment Whys: 2023 Outlook
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Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Melanie Wells, CFP®, and Senior Financial Planner Adam Stadalius, CFP®, discuss the SECURE Act 2.0 and the changes the act will bring to retirement accounts.
Read the Article: https://www.henssler.com/secure-2-0-act-will-increase-the-savings-potential-for-many
Henssler Money Talks – December 31, 2022
Season 36, Episode 53
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Melanie Wells, CFP®, and Senior Financial Planner Adam Stadalius, CFP®, to cover consumer sentiment, personal income, new home sales as well as the market performance over the holidays. The financial Experts come together to discuss the SECURE Act 2.0 and the changes the act will bring to retirement accounts. The hosts round out the show answering a listener’s question regarding offering cryptocurrencies as a 401(k)-investment option.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Dec. 26 – Dec. 30, 2022
- 22:35 Case Study: SECURE Act 2.0
- 34:06 Q&A Time: Cryptocurrencies as a 401(k)-Investment Option.
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This week on Money Talks, we’ll be out of the studio celebrating the Christmas holiday. We hope you have a joyous holiday season surrounded by family and friends.
On the Dec. 24 broadcast, we’ll be taking a look back at some of our best case studies and questions.
Join us for the “Best of Money Talks” your trusted resource for your money, your future, your life.
Senior Associate Michael Griffin, CFP®, Senior Financial Planner Josh Weidie, CWS®, and Chief Investment Officer Troy Harmon, CFA, CVA, provide advice for a couple of investors who have a highly appreciated asset that they want to reinvest now after watching it lose around 20% this year.
Read the Article: https://www.henssler.com/planning-with-a-highly-appreciated-asset
Henssler Money Talks – December 17, 2022
Season 36, Episode 51
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Josh Weidie, CWS®, to cover the week’s economic releases, including the Consumer Price and Producer Price indices as well as the Fed’s latest moves on monetary policy. Michael and Josh provide advice for a couple of investors who have a highly appreciated asset that they want to do something with now that they’ve watched it lose around 20% this year. The hosts round out the show by answering listeners’ questions on preparing a minor for an inheritance and institutional shares of mutual funds.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Dec. 12 – Dec. 16, 2022
- 23:12 Case Study: Planning with a Highly Appreciated Asset
- 34:04 Q&A Time: Preparing a Minor for an Inheritance and Institutional Shares
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Clay Norman, CFP® to provide advice for two investors who both have a lump sum amount they want to invest; however, they have very different planning needs.
Read the Article: https://www.henssler.com/leaving-your-ira-to-a-non-spouse-beneficiary
Henssler Money Talks – December 10, 2022
Season 36, Episode 50
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Clay Norman, CFP®. The experts cover November’s Employment Situation and the ISM Nonmanufacturing Index—both surprising to the upside. The hosts come together to provide advice for two investors who both have a lump sum amount they want to invest; however, they have very different planning needs. The guys finish off the show by answering listeners’ questions on equal-weighted S&P Index funds and deciding when to retire if you suspect you’ll have a shorter life expectancy.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Dec. 5 – Dec. 9, 2022
- 21:59 Case Study: Tale of Two Investors and Dollar Cost Averaging
- 34:03 Q&A Time: Equal-Weight S&P Index Funds and Planning a Short Life Expectancy
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This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch and Senior Financial Planner Giuliana Barbagelata to provide some alternative options to a “Stretch IRA.”
Read the Article: https://www.henssler.com/leaving-your-ira-to-a-non-spouse-beneficiary
Henssler Money Talks – December 3, 2022
Season 36, Episode 49
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch and Senior Financial Planner Giuliana Barbagelata to cover the week’s market performance as well as the Conference Board’s reading of Consumer Sentiment and the second estimate of third quarter GDP. Peter and Giuliana team up to provide some alternative options to a “Stretch IRA.” The hosts round out the show answering listeners’ questions on the probability of a recession and purchasing life insurance on an ex-spouse.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Nov. 28 – Dec. 2, 2022
- 21:56 Case Study: Alternatives to a “Stretch IRA”
- 32:12 Q&A Time: Recession Possibilities and Life Insurance on an Ex
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Henssler Money Talks – November 26, 2022
Season 36, Episode 48
This week on “Money Talks,” we are taking some time off to celebrate the Thanksgiving holiday with friends and family. This episode takes a look back at some of our best conversations and case studies from the past few months.
Timestamps and Chapters
- 00:00 Following the Ten Year Rule when Retiring in a Down Market
- 11:22 Laddering Your Bond Portfolio to Protect Your 10-Year Money
- 23:05 How Much Should You Rely on Social Security for Your Retirement?
- 33:01 If High Quality Companies are on Sale, Why Aren’t Investors Buying?
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined his fellow Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the possibility of a recession, what this recession may look like, and what positions may work for investors.
Read the Article: https://www.henssler.com/if-a-recession-is-ahead-what-positions-will-benefit-portfolios
Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial are joined by attorney Arun Gupta from Reeves Law P.C., to discus how corporate documents and personal estate planning go hand in hand when it comes to business interests. While estate planning documents can be unpleasant to think about, both corporate documents and an estate plan are essential for the flow of assets when a business owner dies.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
Click Here to Subscribe to the Henssler Money Talks podcast.
Henssler Money Talks – November 19, 2022
Season 36, Episode 47
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined his fellow Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss interest rates and the possibility of what a recession may look like. They take a closer look at the macroeconomics of the market and mid-term elections. They round out the show by answering listeners’ questions on why the market acts on certain news.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Oct. 14 – Nov. 18, 2022
- 23:00 Case Study: What Might Work in a Recession?
- 33:33 Q&A Time: How does the “rational” market pick which news to listen to?
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Director of Insurance Planning Jim Crone, CLU®, CFS®, to tackle a couple’s situation on how they’re paying state income taxes twice because they work remotely.
Read the Article: https://www.henssler.com/remote-workers-may-face-state-income-tax-conundrum
Henssler Money Talks – November 12, 2022
Season 36, Episode 46
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Director of Insurance Planning Jim Crone, CLU®, CFS®, to cover the week’s news on inflation with the Consumer Price Index and the latest inversion in interest rates. Jessie tackles a couple’s situation on how they’re paying state income taxes twice because they work remotely. The hosts round out the show by answering listeners’ questions on depositing lottery winnings and life insurance.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Oct. 7 – Nov. 11, 2022
- 24:12 Case Study: State Tax Snare for Remote Workers
- 33:51 Q&A Time: Lottery Winnings and Life Insurance
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Associate Melanie Wells, CFP®, discuss a couple who cannot decide what to do in this volatile market—sell out and wait until it levels out or dollar cost average more into the market.
Read the Article: https://www.henssler.com/if-high-quality-companies-are-on-sale-why-arent-investors-buying
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Associate Melanie Wells, CFP®, discuss a couple who cannot decide what to do in this volatile market—sell out and wait until it levels out or dollar cost average more into the market.
Read the Article: https://www.henssler.com/if-high-quality-companies-are-on-sale-why-arent-investors-buying
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Associate Melanie Wells, CFP®, discuss a couple who cannot decide what to do in this volatile market—sell out and wait until it levels out or dollar cost average more into the market.
Read the Article: https://www.henssler.com/if-high-quality-companies-are-on-sale-why-arent-investors-buying
Henssler Money Talks – November 5, 2022
Season 36, Episode 45
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarret McKenzie, CFP®, CWS®, and Senior Associate Melanie Wells, CFP®, discuss the market’s sharp reaction to the sentiment the Federal Reserve provided at the conclusion of their two-day meeting on monetary policy. The financial experts discuss a couple who cannot decide what to do in this volatile market—sell out and wait until it levels out or dollar cost average more into the market. The host bring the show to a close discussing Meta Platforms’ performance and plans for the future.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Oct. 31 – Nov. 4, 2022
- 22:40 Case Study: Investing Through the Market Trough
- 35:07 Q&A Time: Meta Platforms
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Senior Associate Michael Griffin, CFP®, and Associate Logan Daniel, CFP®, CRPC®, join Chief Investment Officer Troy Harmon, CFA, CVA, to advise a couple who want to begin gifting their wealth to their nieces and nephews. With a wide range of ages and situations, the planners provide ways to make the most out of their generous gifts.
Read the Article: https://www.henssler.com/gifting-while-living-seeing-loved-ones-benefit
Henssler Money Talks – October 29, 2022
Season 36, Episode 44
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Associate Logan Daniel, CFP®, CRPC®, to the preliminary estimate for third quarter GDP, consumer confidence, and Treasury rates. Michael and Logan advise a couple who want to begin gifting their wealth to their nieces and nephews. With a wide range of ages and situations, the planners provide ways to make the most out of their generous gifts. The hosts finish up by answering listeners’ questions on filling out the FAFSA and Crown Holdings.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Oct. 24 – Oct. 28, 2022
- 17:36 Case Study: Gifting During Your Lifetime
- 29:05 Q&A Time: Filling out the FAFSA and Crown Holdings
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates D.J. Barker, CWS® and K.C. Smith, CFP®, CEPA, to provide guidance to a couple of investors who have differing opinions on how much they should rely on Social Security in their financial plan.
Read the Article: https://www.henssler.com/how-much-should-you-rely-on-social-security-for-your-retirement
Henssler Money Talks – October 22, 2022
Season 36, Episode 43
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates D.J. Barker, CWS® and K.C. Smith, CFP®, CEPA, to discuss the week’s market movements, earnings, and economic releases Retail Sales and Industrial Production. K.C. and D.J. provide guidance to a couple of investors who have differing opinions on how much they should rely on Social Security in their financial plan. The hosts round out the show providing income-producing stock recommendations for a long-time listener.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Oct. 17 – Oct. 21, 2022
- 21:06 Case Study: How Social Security Fits in Your Financial Plan
- 33:01 Q&A Time: Recommendations for Income-Producing Stocks
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Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial are joined by Kenny Hall, an attorney and partner at Moore Ingram Johnson & Steele, LLP. He is an expert in tax litigation, mergers and acquisitions, capital raises and restructuring and captive insurance companies. Kenny joins the Our Three Cents hosts to talk about the benefits of having a corporate attorney involved in your business well before exit planning is even considered. Having a company’s basic documentation in place can put owners in a better position to receive the expected value of the transaction, as prospective buyers will ask to see certain records when conducting due diligence.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch, and Senior Financial Planner Clay Norman, CFP®, who come together to address a couple’s concerns about moving money into fixed-income investments. They explain fixed income’s role in a portfolio and laddering bonds.
Read the Article: https://www.henssler.com/laddering-your-bond-portfolio-to-protect-your-10-year-money
Henssler Money Talks – October 15, 2022
Season 36, Episode 42
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch, and Senior Financial Planner Clay Norman, CFP®, to cover September’s employment numbers, and the Consumer Price and Producer Price indices. The financial Experts come together to address a couple’s concerns about moving money into fixed-income investments. They explain fixed income’s role in a portfolio and laddering bonds. The hosts complete the show by covering listeners’ questions on stockpiling cash before retirement and seeking out actively managed funds over index funds.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Oct. 10 – Oct. 14, 2022
- 18:56 Case Study: Fixed Income Investing — Bond Ladders
- 32:34 Q&A Time: Stockpiling Cash and Actively Managed Funds
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Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Giuliana Barbagelata, CFP®, join” Chief Investment Officer Troy Harmon, CFA, CVA, to discuss how disability insurance can help protect your ability to earn a living. They cover employer group policies, own-occupation policies and waiting periods before benefits begin.
Read the Article: https://www.henssler.com/protection-against-disability-from-derailing-your-plan
Henssler Money Talks – October 8, 2022
Season 36, Episode 41
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Giuliana Barbagelata, CFP®, to cover the ISM Manufacturing and Nonmanufacturing Indices and the University of Michigan Consumer Sentiment Survey. K.C. and Giuliana team up to discuss how disability insurance can help protect your ability to earn a living. They cover employer group policies, own-occupation policies and waiting periods before benefits begin. The financial experts round out the show answering a listener’s question on mutual funds, required minimum distributions, and qualified charitable distributions.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Oct. 3 – Oct. 7, 2022
- 23:11 Case Study: Disability Insurance: Protect your Ability to Earn
- 34:01 Q&A Time: Mutual Funds, Required Minimum Distributions, and Qualified Charitable Distributions.
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This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Senior Financial Planners Josh Weidie, CWS®, and Adam Stadalius, CFP®, to discuss alternative investment options, covering what type of investor they’re appropriate for and the risks involved, as well as the many different types of alternative investments.
Read the Article: https://www.henssler.com/alternative-investments-enhanced-risk-with-potential-for-enhanced-rewards
Henssler Money Talks – October 1, 2022
Season 36, Episode 40
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Senior Financial Planners Josh Weidie, CWS®, and Adam Stadalius, CFP®, to cover the market’s performance for the week, consumer confidence, and new home sales. The show hosts team up to discuss alternative investment options, covering what type of investor they’re appropriate for and the risks involved, as well as the many different types of alternative investments. The financial experts round out the show answering a listener’s question on what married couples should discuss when combining finances.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Sept. 26 – Sept. 30, 2022
- 23.23 Case Study: Alternative Investments
- 35:19 Q&A Time: Combining finances when getting married
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Chief Investment Officer Troy Harmon is joined by Senior Associate Michael Griffin, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™, to cover a situation with a couple of investors who retired last year and are concerned that the near 20% market drop has derailed their retirement plan.
Read the Article: https://www.henssler.com/following-the-ten-year-rule-when-retiring-in-a-down-market
Our Three Cents — Good Help is Hard to FindSeason 2, Episode 9
Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial delve into common problems many small businesses are having including finding and retaining employees in the tight labor market, inflation that has skewed the value of nearly every product and service, and intense competition for workers has driven the average hourly wage up.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
Click Here to Subscribe to the Henssler Money Talks podcast.
Henssler Money Talks – September 24, 2022
Season 36, Episode 39
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Senior Associate Michael Griffin, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™, to talk about the Fed’s decision to raise interest rates, and housing news with the New Residential Construction and Existing Home Sales reports. The financial Experts team up to discuss the situation of some investors who retired last year and are concerned that the near 20% drop had derailed their retirement plan. The hosts round out the show addressing a listener’s question on what effect Europe’s skyrocketing energy prices might have on the United States.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Sept. 19 – Sept. 23, 2022
- 23.29 Case Study: Retirement in a Recession
- 34:44 Q&A Time: How will Europe’s skyrocketing energy costs affect us?
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Chief Investment Officer Troy Harmon is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Melanie Wells, CFP®, to cover a situation where the investors are not following the advice laid out by their investment adviser. They cover why the advice was designed for their situation and how not heeding the recommendations can put them behind.
Read the Article: https://www.henssler.com/deviating-from-an-advisers-recommendations
Henssler Money Talks – September 17, 2022
Season 36, Episode 37
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Melanie Wells, CFP®, to cover the latest inflationary readings the Producer Price and Consumer Price indices. The financial Experts team up to cover a situation where the investors are not following the advice laid out by their investment adviser. They cover why the advice was designed for their situation and how not heeding the recommendations can put them behind. The experts round out the show answering a listener’s question on what investments people choose in their 401(k).
Timestamps and Chapters
- 00:00 Market Roundup: Covering Sept. 12 – Sept. 16, 2022
- 19:10 Case Study: Not Following Your Investment Strategy
- 40:11 Q&A Time: What investments do people choose in their 401(k)?
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Chief Investment Officer Troy Harmon is joined by Justin Wagner, AIF® Client Relationship Manager - Retirement Services, and Giuliana Barbagelata, Senior Financial Planner to discuss a case study on managing your 401(k)s when you change jobs.
Read the Article: https://www.henssler.com/leaving-your-job-dont-forget-to-take-your-401k
Henssler Money Talks – September 10, 2022
Season 36, Episode 37
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Justin Wagner, AIF® Client Relationship Manager - Retirement Services, and Giuliana Barbagelata, CFP®, Senior Financial Planner to discuss the week’s market movements and economic climate. Justin and Giuliana cover a case study on managing your 401(k)s when you change jobs. The experts round out the show by answering a listener’s question on the potential taxation of the Biden-Harris Administration's Student Debt Relief Plan.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Sept. 5 – Sept. 9, 2022
- 22:25 Case Study: Managing multiple 401(k)s
- 33:52 Q&A Time: Will my student loan forgiveness be taxable?
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Henssler Money Talks - September 3, 2022
Season 36, Episode 36
Enjoy the Best of Money Talks
We are off celebrating the last of summer this Labor Day weekend. However, you can still listen to some of our best case studies and listener questions from the past few weeks.
In the meantime, we’re here to answer your financial questions. Email us at DrGene@henssler.com
Chief Investment Officer Troy Harmon is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Clay Norman, CFP®, to discuss an investor who wishes to leave his IRA to his granddaughter. The discuss the limitations the SECURE Act created for non-spousal inherited IRAs and other options that may benefit the heir.
Read the Article: https://www.henssler.com/taxes-and-custody-when-a-minor-inherits-an-ira
Henssler Money Talks – August 27, 2022
Season 36, Episode 35
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Clay Norman, CFP®, to cover the week’s market news, including New Home Sales, Durable Goods, and the second reading of second quarter GDP. Jarrett and Clay team up to discuss an investor who wishes to leave his IRA to his granddaughter. The discuss the limitations the SECURE Act created for non-spousal inherited IRAs and other options that may benefit the heir. The hosts round out the show answering listeners’ questions on The TJX Companies, Illinois Tool Works, and Tesla’s announcement of a stock split.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Aug. 22 – Aug. 26, 2022
- 22:25 Case Study: Leaving an IRA to a Granddaughter
- 33:50 Q&A Time: The TJX Companies, Illinois Tool Works, and Tesla’s Stock Split
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Chief Investment Officer Troy Harmon is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Peter Lynch to discuss the situation of a retired senior who is considering suspending his Social Security benefits and returning to work. K.C. highlights all the variables that go into making this decision including considering anyone receiving benefits based on his earnings record.
Read the Article: https://www.henssler.com/unretiring-and-the-social-security-dilemma
Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial explore the difference and need for both attractiveness and readiness when selling your business on this episode of Our Three Cents. They discuss the concept of the “three-legged stool,” focusing on the Personal Planning, Financial Planning and Business Planning, and how legs of the stool are of equal importance, as each addresses separate but overlapping parts of your life.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
Click Here to Subscribe to the Henssler Money Talks podcast.
Henssler Money Talks – August 20, 2022
Season 36, Episode 34
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Peter Lynch to cover the week’s market movements, Retail Sales, Industrial Production, and New Residential Construction. K.C. and Peter team up to look at the situation of a retired senior who is considering suspending his Social Security benefits and return to work. K.C. highlights all the variables that go into making this decision including considering anyone receiving benefits based on his earnings record. The hosts wrap up the show answering a listener’s question on what balance we recommend between “growth” and “value” investments given the increasing interest rates.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Aug. 15 – Aug. 19, 2022
- 22:47 Case Study: Social Security Strategies When Returning to Work
- 34:05 Q&A Time: The Balance Between “Growth” and “Value”
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Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate K.C. Smith, CFP®, CEPA, and Financial Planner Zach Alexander, BFA™, CRPC®, discuss how investors need to plan in advance for required minimum distributions to minimize the tax implications and income related adjustments to Medicare.
Read the Article: https://www.henssler.com/retirement-distributions-taking-the-tax-sting-out-of-rmds
Henssler Money Talks – August 13, 2022
Season 36, Episode 33
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Financial Planner Zach Alexander, BFA™, CRPC®, to cover the latest inflationary readings—the Consumer Price and Producer Price indices. The experts also discuss how investors need to plan in advance for required minimum distributions to minimize the tax implications and income related adjustments to Medicare. The hosts round out the show by answering listeners’ questions on cost of living adjustments to Social Security and teaching a financially savvy teen that following high flyers and meme stocks isn’t long-term investing.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Aug. 8 – Aug. 12, 2022
- 22:26 Case Study: Minimizing the Surprise of RMDs
- 34:04 Q&A Time: Social Security COLAs and a r/wallstreetbets Teen
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Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Senior Associate, Melanie Wells, CFP® join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the many options for parents who are saving for their children’s college education.
Read the Article: https://www.henssler.com/pieces-of-the-college-planning-puzzle
Henssler Money Talks – August 6, 2022
Season 36, Episode 32
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Senior Associate, Melanie Wells, CFP®, to discuss the market’s movements, the ISM Manufacturing and Non-Manufacturing indices, and interest rates. Shawna and Melanie team up to discuss the many options for parents who are saving for their children’s college education. The show hosts finish the hour by answering listeners’ questions on if it is a good time to buy in the Technology sector and whether self-directed IRAs to hold real estate are worth the effort.
Timestamps and Chapters
- 00:00 Market Roundup: Covering Aug. 1 – Aug. 5, 2022
- 21:47 Case Study: Options for Higher Education Savings
- 33:29 Q&A Time: Technology Sector and Self-Directed IRAs
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner, Giuliana Barbagelata, CFP®, to discuss the issues investors can have when they have a concentrated position in one stock.
Read the Article: https://www.henssler.com/all-your-apples-in-one-basket-concentrated-stock-positions
Henssler Money Talks – July 30, 2022
Season 36, Episode 31
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner, Giuliana Barbagelata, CFP®, discuss the interest rate increase from the Fed and the first reading of second quarter gross domestic product. D.J. and Giuliana team up to discuss the issues investors can have when they have a concentrated position in one stock. The experts round out the show answering listener questions about a European Index fund and how the interest rate increases affect student loans.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 25 – July 29, 2022
- 21:47 Case Study: Problems with Highly Concentrated Positions
- 33:29 Q&A Time: European Index Funds and Interest Rates on Student Loans
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner, Clay Norman, CFP®, to explore a fixed-income strategy given the high inflation and rising interest rate environment.
Read the Article: https://www.henssler.com/fixed-income-preserve-principal-not-maximize-returns
Henssler Money Talks – July 23, 2022
Season 36, Episode 30
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner, Clay Norman, CFP®, to cover the unexpected rally in the market this week as well as some housing news. The experts team up to discuss a fixed-income strategy given the high inflation and rising interest rate environment. They wrap up the show answering a listener’s question on opening and funding a Roth IRA for a teenager.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 18 – July 22, 2022
- 22:37 Case Study: Fixed-Income Strategy During High Inflation
- 41:41 Q&A Time: Opening and Funding a Roth IRA for a Teen
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Chief Investment Officer Troy Harmon, CFA, CVA, and Senior Financial Planner Josh Weidie, CWS® are joined by Director of Insurance Planning Jim Crone, CFS®, CLU®, who explains how and where annuities work best and that there is nothing an insurance company can invest in that isn’t already available in the marketplace.
Read the Article: https://www.henssler.com/with-high-inflation-and-volatility-do-annuities-make-sense
Henssler Money Talks – July 16, 2022
Season 36, Episode 29
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Director of Insurance Planning Jim Crone, CFS®, CLU®, and Senior Financial Planner Josh Weidie, CWS®, to cover rising inflation with the Consumer Price and Producer Price indices. In this week’s Case Study, pre-retirees are panicking because their portfolio is down, so they are considering an annuity. Jim explains how and where annuities work best and that there is nothing an insurance company can invest in that isn’t already available in the marketplace. The experts round out the show answering listeners’ questions on the taxable gains from I Bonds held to maturity and if an inverted yield curve is a harbinger of recession or if it causes a recession.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 11 – July 15, 2022
- 22:27 Case Study: In Uncertain Times, Do Annuities Make Sense?
- 34:13 Q&A Time: Gains from I Bonds and Inverted Yield Curves
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Associate Peter Lynch to highlight the many provisions and tax credits that sunset at the end of 2021, as well as other areas that may require a mid-year check in with your CPA.
Read the Article: https://www.henssler.com/with-many-tax-provisions-sunset-in-2022-planning-still-required
Henssler Money Talks – July 9, 2022
Season 36, Episode 28
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Jessie Thomas, CPA, and Associate Peter Lynch to discuss the market’s slight rebound in the week as well as the Manufacturing and Nonmanufacturing indices. While 2022 may seem like “business as normal” compared to the last two years, Jessie highlights the many provisions and tax credits that sunset at the end of 2021, as well as other areas that may require a mid-year check in with your CPA. The hosts round out the show answering listeners’ questions on dollar-cost averaging and fixing errors on your credit report.
Timestamps and Chapters
- 00:00 Market Roundup: Covering July 5 – July 8, 2022
- 19:34 Case Study: Mid-Year Tax Reviews
- 33:51 Q&A Time: Dollar-Cost Averaging and Fixing Credit Errors
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“Money Talks” is brought to you by Henssler Financial.
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Our Three Cents — Is It Too Late?Season 2, Episode 7
The Our Three Cents hosts Troy, Nick, and K.C. of Henssler Financial answer the question if it is too late to sell your business this year now that interest rates are increasing and the market has taken a roughly 18% tumble.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss portfolio allocation for your 401(k), covering the types of funds plans are likely to include and how selecting your own asset mix may be better than accepting a default target-date fund.
Henssler Money Talks – July 2, 2022
Season 36, Episode 27
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the market’s slight gains, and the two readings on consumer sentiment from the University of Michigan and the Conference Board. They also cover the third and final reading of First Quarter 2022 gross domestic product. The Research Analysts discuss portfolio allocation for your 401(k), covering the types of funds plans are likely to include and how selecting your own asset mix may be better than accepting a default target-date fund. The market experts round out the show answering listeners’ questions on I Bonds and Technology company MicroStrategy’s acquisition of Bitcoin for its balance sheet.
Timestamps and Chapters
- 00:00 Market Roundup: Covering June 27 – July 1, 2022
- 23:22 Case Study: 401(k) Allocations
- 34:33 Q&A Time: I Bonds and MicroStrategy Inc.
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Managing Associate K.C. Smith, CFP®, leads Chief Investment Officer Troy Harmon, CFA, CVA, and Senior Financial Planner Josh Weidie, CWS®, on a discussion of what investors can do mid-year to reassess their financial situation.
Read the Article: https://www.henssler.com/mid-year-evaluate-where-are-but-dont-lose-sight-of-the-future
Henssler Money Talks- June 25, 2022
Season 36, Episode 26
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Josh Weidie, CWS®, to cover the week’s market news, including Fed Chair Jerome Powell’s testimony in front of Congress, interest rates and inflation, Industrial Production and Existing Home Sales. K.C. leads the experts on a discussion of what investors can do mid-year to reassess their financial situation. The hosts round out the show answering a listener’s question of what to do with eight-year money that is currently in cash—Should he dollar-cost average into the market or something else?
Timestamps and Chapters
00:00 Market Roundup: Covering June 20 – June 24, 2022
21:29 Case Study: Mid-Year Review Provides Time to Make Financial Changes
33:21 Q&A Time: What to Do with Eight-Year Money Sitting in Cash
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Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate D.J. Barker, CWS®, and Financial Planner Zach Alexander, CRPC®, BFA™ team up to discuss what investors should and shouldn’t do in volatile markets like we are currently seeing.
Read the Article: https://www.henssler.com/history-may-seem-rosy-but-future-is-still-bright-despite-volatility
Henssler Money Talks – June 18, 2022
Season 36, Episode 25
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, Managing Associate D.J. Barker, CWS®, and Financial Planner Zach Alexander, CRPC®, BFA™ team up to discuss the Fed’s 75-basis point increase to interest rates and both the Consumer Price and Producer Price indices. D.J. and Zach discuss what investors should and shouldn’t do in volatile markets like we are currently seeing. The experts round out the show answering listeners’ questions on Tesla and the best place to park emergency funds.
Timestamps and Chapters
- 00:00 Market Roundup: Covering June 13 – June 17, 2022
- 22:32 Case Study: Investing Don’t for Volatile Markets
- 34:31 Q&A Time: Tesla—Behavioral and Fundamental Views; Where to Invest Emergency Funds
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Logan Daniel, CFP®, CRPC®, to look at how inflation affects retirement spending and investment allocation.
Read the Article: https://www.henssler.com/inflation-is-your-benchmark-for-maintaining-your-wealth
Henssler Money Talks – June 11, 2022
Season 36, Episode 24
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Associate Logan Daniel, CFP®, CRPC®, to discuss the week’s market action, the employment numbers from May and the ISM Manufacturing Index. Jarret and Logan take a closer look at how inflation affects retirement spending and investment allocation. The hosts round out the show answering listeners’ questions on dropping a portfolio’s bias toward value stocks, business development company FS KKR Capital Corp., and considerations for a cash-out refinance.
Timestamps and Chapters
- 00:00 Market Roundup: Covering June 6 – June 10, 2022
- 21:16 Case Study: Retirement Asset Allocation and Inflation
- 33:20 Q&A Time: Bias Toward Value Stocks, FS KKR Capital Corp., and cash-out refinance.
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, to discuss a couple who are looking to make the best out of the depressed market by timing a Roth conversion. They cover the benefits and options investors have for a conversion.
Read the Article: https://www.henssler.com/with-retirement-balances-down-a-roth-conversion-may-make-sense
Henssler Money Talks – June 4, 2022
Season 36, Episode 23
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, to cover The Conference Board’s Consumer Confidence, Mortgage Applications, the ISM Manufacturing Index, and the Fed’s Beige Book. K.C. discusses the situation of a couple who are looking to make the best out of the depressed market by timing a Roth conversion. He covers the benefits and the options investors have for a conversion. The experts round out the show answering listeners’ questions on being stuck in the Sandwich Generation and Consumer Defensive stocks McCormick & Company and PepsiCo.
Timestamps and Chapters
- 00:00 Market Roundup: Covering May 31 – June 3
- 19:58 Case Study: Time a Conversion, Not the Market
- 32:27 Q&A Time: The Sandwich Generation, McCormick & Company, and PepsiCo
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Our Three Cents — Exit Planning ChecklistSeason 2, Episode 6
The Our Three Cents hosts Troy, Nick, and K.C. of Henssler Financial cover 14 areas you need to consider when planning your business exit strategy, including understanding your exit options, preserving your wealth and getting a baseline business valuation.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
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In observance of Memorial Day, we are not in the studio this week. We take a look back at two excellent case studies--one featuring Jarrett McKenzie, CFP® , discussing why it may be better to carry a mortgage than pay cash for your house, and one featuring D.J. Barker, CWS® , discussing lending money to your adult children.
We'll be back next week with a brand new episode.
Managing Associate D.J. Barker, CWS®, and Associate Logan Daniel, CFP®, CRPC®, join Chief Investment Officer Troy Harmon, CFA, CVA, to look at a listener’s “do-it-yourself” portfolio and plan, discussing how we prefer to allocate a portfolio’s investments using the Henssler Ten Year Rule.
Read the Article: https://www.henssler.com/trust-your-portfolio-in-good-times-and-bad
Henssler Money Talks – May 21, 2022
Season 36, Episode 21
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Logan Daniel, CFP®, CRPC®, to discuss the rough week for the Consumer Staples sector, April’s retail sales, and earnings from Walmart and Target. The financial experts take a look at a listener’s “do-it-yourself” portfolio and plan, discussing how we prefer to allocate a portfolio’s investments using the Henssler Ten Year Rule. The experts round out the show answering a listener's question on cybersecurity stocks Okta, CrowdStrike, and Cloudflare.
Timestamps and Chapters
- 00:00 Market Roundup: Covering May 16 – May 20, 2022
- 21:20 Case Study: The Panic of a DIY Investor
- 34:51 Q&A Time: Okta, CrowdStrike, and Cloudflare
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Senior Financial Planner Giuliana Barbagelata, CFP®, to discuss all the aspects to consider when developing an estate plan for a second marriage that involves children from a previous marriage. While it requires an estate planning attorney to prepare the wills and trusts, the experts discuss all the groundwork financial planners put into making an estate plan work.
Read the Article: https://www.henssler.com/financial-advisers-provide-valuable-insight-for-second-marriage-estate-planning
Henssler Money Talks – May 14, 2022
Season 36, Episode 20
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA® and Senior Financial Planner Giuliana Barbagelata, CFP®, to discuss inflation as both the Consumer Price and Producer Price indices were released this week. Shawna and Giuliana discussed all the aspects to consider when developing an estate plan for a second marriage that involves children from previous marriages. While it requires an estate planning attorney to prepare the wills and trusts, the experts discuss all the groundwork financial planners put into making an estate plan work. The hosts round out the show answering listeners’ questions on passive and active investing and Coinbase’s recent rout.
Timestamps and Chapters
- 00:00 Market Roundup: Covering May 9 – May 13, 2022
- 23:49 Case Study: Estate Planning for a Second Marriage
- 34:31 Q&A Time: Passive vs. Active Investing and Coinbase
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Senior Associate Michael Griffin, CFP® and Senior Financial Planner Josh Weidie, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a couple who have been saving for retirement but have no specific goal in mind. The financial experts discuss how an Adviser works to focus couples’ retirement goals and helps determine if a couple is on track.
Read the Article: https://www.henssler.com/pulling-your-retirement-goals-into-focus
Henssler Money Talks – May 7, 2022
Season 36, Episode 19
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Josh Weidie, CWS®, to discuss the market’s reaction to the Federal Reserve’s increase of interest rates. They discuss market sentiment as well as how rates may continue to increase throughout the year. Michael and Josh team up to discuss a couple who have been saving for retirement but have no specific goal in mind. The financial experts discuss how an Adviser works to focus couples’ retirement goals and helps determine if a couple is on track. The hosts wrap up the show answering listeners’ questions about converting 401(k) funds to a Roth and the difference between strategic and tactical moves in a portfolio.
Timestamps and Chapters
- 00:00 Market Roundup: Covering May 2 – May 6, 2022
- 21:04 Case Study: Adviser Can Help Focus Retirement Goals
- 33:05 Q&A Time: Converting 401(k) Funds and Strategic and Tactical Portfolio Moves
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Our Three Cents — Mind the GapSeason 2, Episode 5
The Our Three Cents hosts Troy, Nick, and K.C. of Henssler Financial discuss how business owners need to mind the gap when it comes time to sell their business. They need to pay attention to the gaps in profit, value, and wealth. This includes identifying deficiencies in the business that can make you less attractive to a buyer than your industry peers. Then, consider moves to make to improve the value of the business today and ultimately how much the owner can take away from it when they finally step away.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
Henssler Money Talks – April 30, 2022
Season 36, Episode 18
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, to cover the Conference Board’s Consumer Confidence sentiment index and the S&P CoreLogic Case-Shiller Home Price Index. The hosts also cover listeners’ questions on the chances of a further market decline and projecting the possible growth of a retirement account that will eventually be donated to charity. The show concludes with a special broadcast of “Our Three Cents,” a bonus feature of the “Money Talks” podcast.
Timestamps and Chapters
- 00:00 Market Roundup: Covering April 25-26, 2022
- 13:53 Q&A Time: Market Downturn and an IRA donated to Charity
- 28:03 Special: “Our Three Cents: The Four D’s”
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Managing Associate D.J. Barker, CWS®, joins Chief Investment Officer Troy Harmon, CFA, CVA, and Client Relationship Manager Justin Wagner, AIF®, to lead a discussion on financially helping your adult children, including where to find the money and what might be the cost.
Read the Article: https://www.henssler.com/lending-money-when-your-adult-children-are-in-financial-need
Henssler Money Talks – April 23, 2022Season 36, Episode 17
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Client Relationship Manager Justin Wagner, AIF®, to cover the week’s market movements, housing news, and rise in interest rates. D.J. leads a discussion on financially helping your adult children, including where to find the money and what might be the cost. The hosts round out the show with 401(k) questions from listeners.
Timestamps and Chapters
- 00:00 Market Roundup: Covering the week of Apr. 18 – Apr. 22, 2022
- 18:05 Case Study: Financially Helping Adult Children
- 32:46 Q&A Time: 401(k) Plan failed Nondiscriminatory Test and 401(k) Savings Goals
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Henssler Money Talks – April 16, 2022Season 36, Episode 16
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, to cover the week’s market movements and inflation indicators the Producer Price and Consumer Price indices. During this holiday-abbreviated show, the experts tackle a listener’s question on the recent trend of “Buy Now Pay Later” apps AfterPay, Affirm, Klarna, and QuadPay.
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Director of Insurance Planning Jim Crone, CLU®, CFS®, and Senior Associate Michael Griffin, CFP®, to cover a case study on a couple who needed to tap their long-term care policy. Jim discusses the process of applying for and receiving benefits.
Read the Article: https://www.henssler.com/paying-for-care-with-your-long-term-care-insurance-policy
Henssler Money Talks – April 9, 2022
Season 36, Episode 15
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Director of Insurance Planning Jim Crone, CLU®, CFS®, and Senior Associate Michael Griffin, CFP®, to cover the week’s market movements, the ISM Nonmanufacturing Index and the minutes from the March FOMC meeting that indicated the Fed’s intent to reduce their balance sheet as early as May. Jim brought to the show a case study on a couple who needed to tap their long-term care policy. He discusses the process of applying for and receiving benefits. The experts round out the show answering listeners’ questions on overweighting value and Consumer Staples stocks for a defensive strategy and how cryptocurrencies are performing in our current inflationary environment.
Timestamps and Chapters
- 00:00 Market Roundup: Covering the week of Apr. 4 – Apr. 8, 2022
- 18:14 Case Study: Receiving Benefits from LTC Insurance Policies
- 34:39 Q&A Time: Defensive Positions and Cryptocurrencies
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Chief Economic Adviser Roger Tutterow, Ph.D., joins Chief Investment Officer Troy Harmon, CFA, CVA, and fellow Research Analyst Nick Antonucci, CVA, CEPA to take a deeper look at the significance of this week’s brief inversion of the yield curve, how high inflation may get, interest rates, and the possibility of a recession.
Read the Article: https://www.henssler.com/an-inverted-yield-curve-is-it-time-to-panic
Our Three Cents — The Four C’sSeason 2, Episode 4
The Our Three Cents hosts Troy, Nick, and K.C. of Henssler Financial discuss the four C’s of capital which are four different types of capital, that actually drive up the value of the business. Most owners forget that a strong bottom line is only a small part of the value of a business. Intangibles are the secret sauce of what makes a company special and potentially very valuable to a buyer. The Exit Planning Institute states as much as 80% of the value of the business could be wrapped up in intangible assets.
"Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.
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Henssler Money Talks – April 2, 2022
Season 36, Episode 14
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Chief Economic Adviser Roger Tutterow, Ph.D., and fellow Research Analyst Nick Antonucci, CVA, CEPA to cover the week’s economic releases including the third and final reading of fourth-quarter 2021 gross domestic product and the Conference Board Consumer Confidence survey. The experts also take a deeper look at the significance of this week’s brief inversion of the yield curve, how high inflation may get, interest rates, and the possibility of a recession. The show hosts also address listeners’ questions on making a spousal IRA contribution and how real estate works as a hedge against inflation.
Timestamps and Chapters
- 00:00 Market Roundup: Covering the week of Mar. 28 – April 1, 2022
- 15:32 Investment Whys: Yield Curve, Inflation, and Interest Rates
- 34:12 Q&A Time: Spousal IRA Contributions and Real Estate
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Clay Norman, CFP®, to look at a client situation where a couple were able to sell their home for an incredible profit; however, they’re looking to buy their new home with cash rather than a mortgage. We look at the advantages and disadvantages of being a cash buyer.
Read the Article: https://www.henssler.com/considering-paying-cash-for-your-house-opt-for-carrying-a-mortgage-instead
Henssler Money Talks – March 26, 2022
Season 36, Episode 13
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Senior Financial Planner Clay Norman, CFP®, to cover mortgage applications, new home sales, and durable goods. The financial experts look at a client situation where a couple were able to sell their home for an incredible profit; however, they’re looking to buy their new home with cash rather than a mortgage. We look at the advantages and disadvantages of being a cash buyer. The Experts round out the show answering listeners’ questions on mortgage down payments and PMI, plus good brands that have lousy stocks.
Timestamps and Chapters
- 00:00 Market Roundup: Covering the week of Mar 21 – Mar. 25, 2022
- 15:45 Case Study: Buying a House with Cash
- 38:30 Q&A Time: Mortgage PMI and Good Brands, Lousy Stocks
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna L. Theriault, CFP®, CPA, CDFA®, and Associate Peter Lynch to cover the triple tax benefit investors can achieve using Health Savings Accounts (HSAs).
Read the Article: https://www.henssler.com/the-triple-tax-benefit-of-health-savings-accounts
Henssler Money Talks – March 19, 2022
Season 36, Episode 12
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna L. Theriault, CFP®, CPA, CDFA®, and Associate Peter Lynch to talk about the Federal Reserve finally acting and raising interest rates, as well as February’s gain in the Producer Price Index. The financial Experts team up to discuss the triple tax benefit investors can achieve using Health Savings Accounts (HSAs). Rounding out the show, they cover holding a position in Emerging Markets and the chances of stagflation.
Timestamps and Chapters
- 00:00 Market Roundup: Covering the week of Mar 14 – Mar. 18, 2022
- 16:24 Case Study: Health Savings Accounts
- 32:46 Q&A Time: Emerging Markets and Stagflation
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Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Financial Planner Zach Alexander, CRPC®, BFA™, to discuss why investors should know if they are receiving a fiduciary level of service when working with a financial adviser.
Read the Article: https://www.henssler.com/are-you-receiving-a-fiduciary-level-of-service
Henssler Money Talks – March 12, 2022
Season 36, Episode 11
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Financial Planner Zach Alexander, CRPC®, BFA™, to discuss inflation and February’s Consumer Price Index and oil inventories. In this week’s case study, K.C. and Zach discuss why investors should know if they are receiving a fiduciary level of service when working with advisers. The experts round out the show answering listeners’ questions on using a lump sum to convert IRA funds or investing it in a Roth IRA as well as an investment in Amazon.com
Timestamps and Chapters
- 00:00 Market Roundup: Covering the week of Mar 7 – Mar. 11, 2022
- 17:23 Case Study: Fiduciary Duty
- 33:22 Q&A Time: Roth Investment or Conversion, and Amazon.com
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Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Adam Stadalius, CFP®, team up to cover a case study on diversification of a portfolio versus chasing returns.
Read the Article: https://www.henssler.com/using-diversification-to-reduce-volatility-in-your-portfolio
The Our Three Cents hosts interview Reece Sanford, CFA, a VP/SBA Relationship Manager at SouthState Bank. Reece discusses why SBA-backed loans are ideal for small businesses. Loans backed by the Small Business Administration generally have rates and fees that are comparable to non-guaranteed loans, and quite often have lower down payments, flexible overhead requirements, and no collateral needed for some loans.
Henssler Money Talks – March 5, 2022
Season 36, Episode 10
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Adam Stadalius, CFP®, discuss the week’s developments in the Russia-Ukraine conflict. They cover the actions of the hacker group Anonymous and the Starlink Satellites Elon Musk sent Ukraine. In U.S. economic news, the hosts cover how the supply chain issues weigh on the Manufacturing and Nonmanufacturing indices. The experts team up to cover a case study on diversification of a portfolio versus chasing returns. The experts round out the show answering listeners’ questions on life insurance in retirement and stocks Ford, General Motors, and AmBev S.A.
Timestamps and Chapters
- 0:00 Viewpoints: Russia-Ukraine Conflict
- 11:08 Market Roundup: Covering the week of Feb. 28 – Mar. 4, 2022
- 23:20 Case Study: Portfolio Diversification
- 34:33 Q&A Time: Life Insurance, Ford Motor Co. General Motors and AmBev S.A.
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Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, address how some seniors may face Income-Related Monthly Adjustment Amounts to their Medicare Premiums and provide some perspective when dealing with the additional cost.
Read the Article: https://www.henssler.com/financial-planning-and-medicare-premiums-go-hand-in-hand
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Henssler Money Talks – February 26, 2022
Season 36, Episode 9
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, address the Russia-Ukraine conflict and its effect on the markets. They also touch on the second reading of fourth quarter 2021 GDP. K.C. addresses how some seniors may face Income Related Monthly adjustment amounts to their Medicare Premiums and provides some perspective when dealing with the additional cost. The experts round out the show answering a listener’s question of “what next?” after he sells his business.
Timestamps and Chapters
- 0:00 Market Roundup: Covering the week of Feb. 21 – Feb. 25, 2022
- 22:51 Case Study: Income-Related Monthly Adjustment Amounts
- 34:13 Q&A Time: You’ve Sold your Business—Now What?
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On January statements, custodians likely notified investors the balance of their accounts as of Dec. 31 and provided a calculation of the RMD for the year. Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™ to share four important rules to remember when planning your required minimum distributions.
Read the Article: https://www.henssler.com/pay-attention-to-these-rules-when-planning-your-2022-rmds
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™ discuss inflation by looking at the February Producer Price Index and January’s Retail Sales reports. They also discuss interest rate movements. Melanie and Zach team up to discuss four important rules to remember when planning your required minimum distributions. Generally, custodians notified investors on their January statements the balance of their accounts as of Dec. 31 and provided a calculation of the RMD for the year. The show hosts round out the show answering a listener’s question on investments in Treasury Inflation-Protected Securities mutual funds and ETFs and provide advice on an investor’s decision to cash out part of her 401(k) to wipe out medical debt.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of Feb. 14 – Feb. 18, 2022
- Case Study: Four Important Rules for Required Minimum Distributions
- Q&A Time: TIPS Funds and ETFs, and Using 401(k) Funds to Pay Debt
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, CWS® and Giuliana Barbagelata, CFP®, discuss a situation where an investor never designated a beneficiary for his IRA, and now his heir must deal with the estate.
Read the Article: https://www.henssler.com/leaving-your-wealth-to-the-irs-and-a-headache-to-your-heirs
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Jarrett McKenzie, CFP®, CWS® and Giuliana Barbagelata, CFP®, discuss the market’s performance for the week and the latest inflation rate from the January Consumer Price Index. The hosts discuss a situation where an investor never designated a beneficiary for his IRA, and now his heir must deal with the estate. The financial experts round out the show answering listeners’ questions on the downside of I Bonds and using highly appreciated investments for qualified charitable distributions.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of Feb. 7 – Feb. 11, 2022
- Case Study: What Happens When You Don’t Designate an IRA Beneficiary
- Q&A Time: I Bonds and Qualified Charitable Distributions
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Senior Financial Planner Josh Weidie, CWS®, team up to cover a listeners’ situation involving cost basis of her stocks and why it is important to track the cost basis of your investments.
Read the Article: https://www.henssler.com/cost-basis-simple-definition-complicated-calculations
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Senior Financial Planner Josh Weidie, CWS®, to cover the week’s volatility, first quarter earnings, the Manufacturing and Nonmanufacturing indices, as well as what made Facebook’s parent company Meta Platforms drop more than 20%. The hosts team up to cover a listeners’ situation involving cost basis of her stocks and why it is important to track the cost basis of your investments. The hosts round out the show answering listeners’ questions on what to do if you have no heirs and if Bank of America’s closing of branches is cause for concern.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of Jan. 31 – Feb. 4, 2022
- Case Study: What You Need to Know About Cost Basis
- Q&A Time: Who to Name as Beneficiary and Bank of America
As a business owner should you be the center of the universe for your business? This can happen when you have too much responsibility maintaining customer relationships, developing the processes, or being the only one who can make decisions. For a small business, growth may create the need to decentralize to continue efficient operations.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Tax Manager Jessie Thomas, CPA, from Henssler CPAs & Advisers to provide some critical information about the upcoming tax season, as 2021 income tax returns are due April 18.
Read the Article: https://www.henssler.com/the-irs-is-accepting-returns-but-make-sure-you-have-all-your-forms
This week on “Money Talks,” Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Senior Associate Michael Griffin, CFP®, and Tax Manager Jessie Thomas, CPA, from Henssler CPAs & Advisers to discuss the week’s volatility, the release of fourth quarter GDP, and Consumer Confidence. Jessie provides some critical information about the upcoming tax season in this week’s case study. The hosts round out the show answering listeners’ questions on how to overweight Financials in a portfolio and how investors should weather the volatility seen in the NASDAQ composite.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of Jan. 24 – Jan. 28, 2022
- Case Study: What You Need to Know About Tax Season
- Q&A Time: Overweighting Financials and Volatility in the NASDAQ
Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Associate Logan Daniel, CFP®, CRPC®, to discuss the use and benefits of trusts in estate planning, as well as, how they work with the client to determine the ultimate goal for passing on their wealth.
Read the Article: https://www.henssler.com/using-trusts-in-your-estate-plan-largely-depends-on-your-intent
This week on “Money Talks,” Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Associate Logan Daniel, CFP®, CRPC®, to discuss the week’s volatility, jobless claims and existing home sales data. The financial planning experts discuss the use and benefits of trusts in estate planning, as well as, how they work with the client to determine the ultimate goal for passing on their wealth. The show hosts round out the episode with listeners’ questions on fintech company SoFi Technologies, a house divided among three children, and why taxpayers should look at their annual Social Security statement.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of Jan. 17 – Jan. 21, 2022
- Case Study: Using Trusts in Estate Planning
- Q&A Time: SoFi Technologies, a house divided, and Social Security statements
Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Senior Financial Planner Clay Norman, CFP®, to explain how newly divorced investors can repair their retirement savings now that their goals have changed.
Read the Article: https://www.henssler.com/repairing-your-retirement-savings-after-a-divorce
This week on “Money Talks,” Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Senior Financial Planner Clay Norman, CFP®, to cover the week’s market movements and inflation indicators the Producer Price and Consumer Price indices. The financial Experts explore how newly divorced investors can repair their retirement savings now that their goals have changed. The hosts round out the show answering listener questions on Roth IRA eligibility and stocks Principal Financial Group, Sysco Corp. and US Foods Holding Corp.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of Jan 10 – Jan. 14, 2022
- Case Study: Repairing Retirement Savings after Divorce
- Q&A Time: Roth IRA eligibility, Principal Financial Group, Sysco, and US Foods
The Henssler Research Analysts discuss what they believe 2022 holds for the stock market, as Chief Investment Officer, Troy Harmon, CFA, CVA, and Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, examine inflation, government spending, performance concentration in a few stocks and the chances of growth in 2022.
Read the Article: https://www.henssler.com/2022-outlook-includes-inflation-and-rising-interest-rates
How much cash should your business have on hand? It varies by industry. In the January 2022 episode of “Our Three Cents” our business experts discuss how working capital needs are an integral piece of information for business owners.
This week on “Money Talks,” the Henssler Research Analysts discuss what they believe 2022 holds for the stock market. Chief Investment Officer, Troy Harmon, CFA, CVA, and Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, examine how the top and bottom movers in the S&P are indicative of the current market cycle. The Analysts cover inflation, government spending, performance concentration in a few stocks and the chances of growth in 2022.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of Jan. 3 – Jan 7, 2022
- Top 10 Movers: Insights into the current market cycle
- Investment Whys: 2022 Outlook
Research Analyst Nick Antonucci, CVA, CEPA, Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™, provide a list of financial moves for a couple of investors looking to start the new year on the right foot financially.
Read the Article: https://www.henssler.com/starting-the-new-year-on-the-right-financial-footing
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander, CRPC®, BFA™, to take a look back at the events that shaped the markets in 2021. The financial experts also provide a list of financial moves for a couple of investors looking to start the new year on the right foot financially. The hosts round out the show addressing a listener’s question on private equity.
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- Market Roundup: Covering the week of Dec. 28 – Dec. 31, 2021
- Case Study: New Year’s Financial Resolutions
- Q&A Time: Private Equity
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to work through the complicated situation of having multiple retirement accounts that require individual required minimum distributions. With plenty of room for error, paying close attention to RMDs is necessary.
Read the Article: https://www.henssler.com/with-multiple-accounts-there-is-plenty-of-room-for-rmd-errors
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to cover the Fed’s big move with monetary policy as well as the Producer Price Index. D.J. and Peter work through the complicated situation of having multiple retirement accounts that require individual required minimum distributions. With plenty of room for error, paying close attention to RMDs is necessary. The experts round out the show answering a listener’s question on mutual fund and ETF picks that are poised to do well with rising interest rates and provide advice for one investor who accidentally took a distribution when he executed an indirect rollover with his 401(k) funds.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of Dec.13 – Dec. 17, 2021
- Case Study: Last Chance to take RMDs for 2021
- Q&A Time: Funds for Rising Interest Rates and Indirect Rollovers
Managing Associate K.C. Smith, CFP®, CEPA, and Research Analyst Nick Antonucci, CVA, CEPA, join Chief Investment Officer Troy Harmon, CFA, CVA, to address a couple’s concerns about taking Social Security benefits knowing they will likely be taxed on their benefits.
Read the Article: https://www.henssler.com/most-investors-will-pay-tax-on-a-portion-of-their-social-security-benefits
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and fellow Research Analyst Nick Antonucci, CVA, CEPA, to discuss the market’s volatility and rising interest rates. They also touch on Productivity and Costs, which indicates that the cost of labor is rising. K.C. addresses a case study about a couple who are concerned about taking Social Security benefits knowing they will likely be taxed on their benefits. The Experts round out the show answering listeners’ questions on major health insurers and a couple weighing the options to sell or to tap the equity in their home
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of November 29 – December 3, 2021
- Case Study: Relying on an Inheritance to Fund Retirement
- Q&A Time: Funding an IRA with Prize Money and Reallocating a 401(k)
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Senior Financial Planner, Josh Weidie, CWS® to discuss a common fallacy among investors—that they can rely on an inheritance to fund their retirement. They discuss the average inheritance and some of the many ways an inheritance could be significantly reduced before it passes to the heirs.
Read the Article: https://www.henssler.com/its-ill-advised-to-count-on-an-inheritance-to-fund-your-retirement
In the December 2021 episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the dynamics of running a family business. Often business owners think that they will be able to hire and take care of their family members and all will be happy. They forget about family dynamics, personalities, family vs. business hierarchy and the fact that once the work day ends, you can’t go home and avoid your coworkers!
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS® and Senior Financial Planner, Josh Weidie, CWS® to discuss the market performance and reaction to the Omicron variant. D.J. and Josh team up to discuss a common fallacy among investors—that they can rely on an inheritance to fund their retirement. They discuss the average inheritance and some of the many ways an inheritance could be significantly reduced before it passes to the heirs. The show hosts round out the episode answering a listener’s question on funding an IRA with prize money and provide advice for an investor who wants to reallocate his 401(k) to conservative investments like bond funds and money market funds.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of November 29 – December 3, 2021
- Case Study: Relying on an Inheritance to Fund Retirement
- Q&A Time: Funding an IRA with Prize Money and Reallocating a 401(k)
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Financial Planner Adam Stadalius, CFP® to discuss early retirement offers, and some of the benefits to look for in the severance package offered.
Read the Article: https://www.henssler.com/necessary-financial-planning-before-accepting-an-early-retirement-offer
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Financial Planner Adam Stadalius, CFP® to cover Retail Sales and Industrial Production. Shawna and Adam discuss early retirement offers, and some of the benefits to look for in the severance package offered. The experts round out the show answering listeners’ questions on taking IRA withdrawals and the newly advertised 7.12% rate on I bonds.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of November 15 – November 19, 2021
- Case Study: Accepting an Early Retirement Offer
- Q&A Time: IRA Withdrawals while Still Working and I Bonds
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Client Relationship Manager for Retirement Services Justin Wagner, AIF®, to discuss 401(k) participants’ interest in a lifetime income feature to their plans. They talk about what that might look like, the fiduciary concerns, and if it is even a good option for the investors.
Read the Article: https://www.henssler.com/lifetime-income-from-a-401k-you-may-want-to-think-again
Associate Jarrett McKenzie, CFP®, CWS®, and Client Relationship Manager for Retirement Services Justin Wagner, AIF®, to cover the weeks inflationary data, the Producer Price and Consumer Price indices. The financial Experts also cover the trend of 401(k) participants’ interest in a lifetime income feature to their plans. They talk about what that might look like, the fiduciary concerns, and if it is even a good option for the investors. The hosts round out the show answering listeners’ question on Digital World Acquisition Corp and the use of High Yield CDs.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of November 7 – November 12, 2021
- Case Study: Lifetime Income Features in a 401(k) Plan
- Q&A Time: Digital World Acquisition Corp and High Yield CDs
Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander BFA™, CRPC®, join Chief Investment Officer Troy Harmon, CFA, CVA, to address a couple who are worried about the transition in retirement from accumulating money to spending money. The investors are concerned that they won’t enjoy retirement because of the unease they feel not receiving a paycheck.
Read the Article: https://www.henssler.com/spending-in-retirement-it-is-what-youve-been-saving-for
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Melanie Wells, CFP®, and Financial Planner Zach Alexander BFA™, CRPC®, to cover the changes to monetary policy announced by the Federal Open Market Committee this week as well as the ISM Manufacturing and Nonmanufacturing indices. Melanie and Zach team up to discuss a couple of investors who are worried about the transition in retirement from accumulating money to spending money. The experts round out the show answering listeners’ question on the Consumer Staples sector, Medicare Open Enrollment and health care company Becton Dickinson and Co.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of November 1 – November 5, 2021
- Case Study: Transitioning From Saving to Spending in Retirement
- Q&A Time: Consumer Staples sector, Medicare Open Enrollment, and Beckton Dickinson and Co.
Insurance transfers the financial risk to an insurance company. In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, talk with Director of Insurance Planning, Jim Crone, CFS®, CLU®, about using insurance in your business to transfer the risk that death, disability, divorce, distress, or disagreement would disrupt a company’s future. They discuss how certain polices can ensure that there is cash flow in the event something happens to an owner.
Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Giuliana Barbagelata, CFP®, take a closer look at donor-advised funds and family foundations for significant charitable giving. They compare the two in terms of ongoing fees, donor control, and tax benefits.
Read the Article: https://www.henssler.com/establishing-a-legacy-of-giving-through-donor-advised-funds-and-family-foundations
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Financial Planner Giuliana Barbagelata, CFP®, to cover the week’s market action, including the Conference Board’s Consumer Confidence survey and Durable Goods orders. The financial experts take a closer look at donor-advised funds and family foundations for significant charitable giving. They compare the two in terms of ongoing fees, donor control, and tax benefits. The experts round out the show answering listeners’ questions on high deductible health plans and health savings accounts, plus stocks UPS and FedEx.
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- Market Roundup: Covering the week of October 24—October 29, 2021
- Case Study: Donor-Advised Funds and Family Foundations
- Q&A Time: High Deductible Health Plans, Health Savings Accounts, UPS, and FedEx.
Chief Investment Officer Troy Harmon, CFA, CVA, joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Clay Norman, CFP®, team up to explain the Rule 72(t) strategy that allows early retirees to access their retirement funds before age 59 ½ while avoiding the 10% early withdrawal penalty. They discuss the pros and cons to tapping the retirement account early, as well as how investors can control how much they withdraw.
Read the Article: https://www.henssler.com/tapping-a-retirement-account-early-and-avoiding-early-withdrawal-penalties
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Financial Planner Clay Norman, CFP®, to cover the week’s market movers, the Fed’s Beige Book, and Industrial Production. K.C. and Clay team up to explain the Rule 72(t) strategy that allows early retirees to access their retirement funds before age 59 ½ while avoiding the 10% early withdrawal penalty. They discuss the pros and cons to tapping the retirement account early as well as how an investor can control how much they withdraw. The Financial Experts round out the show answering listeners’ questions on converting to a Roth IRA before year-end and Teledoc Health, Inc.
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- Market Roundup: Covering the week of October 18—October 22, 2021
- Case Study: Substantially Equal Periodic Payments, Rule 72(t)
- Q&A Time: Roth IRA Conversion and Teledoc Health, Inc.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Michael Griffin, CWS®, and Financial Planner Adam Stadalius, CFP®, to discuss inflation with this week’s case study where an investor learns he is receiving a meaningful cost of living adjustment in his Social Security benefits; however, he is still concerned that inflation will significantly eat into his retirement income. The financial experts discuss how Henssler factors inflation into a client’s spending projections.
Read the Article on Henssler.com: https://www.henssler.com/inflation-cash-flow-projections-and-retirement-spending
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Michael Griffin, CFP®, and Financial Planner Adam Stadalius, CFP®, to discuss inflation with the release of the September Consumer and Producer Price indices. Michael and Adam continue the inflation discussion with this week’s case study where an investor learns he is receiving a meaningful cost of living adjustment in his Social Security benefits; however, he is still concerned that inflation will significantly eat into his retirement income. The financial experts discuss how Henssler factors inflation into a client’s spending projections. The hosts round out the show answering listeners’ questions on health insurance and a cryptocurrency exchange-traded fund.
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- Market Roundup: Covering the week of October 11—October 15, 2021
- Case Study: Social Security COLA increase and factoring in inflation in retirement planning
- Q&A Time: Health insurance in your 20s and a cryptocurrency ETF
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Senior Financial Planner Josh Weidie, CWS® to discuss a common investor worry—the fear of retiring in a down market. They cover sequence risk and how the Henssler Ten Year Rule mitigates it.
Read the Article: https://www.henssler.com/mitigating-sequence-risk-with-the-ten-year-rule
Research Analyst Jacob Keen, CFA, is joined by Director of Insurance Planning, Jim Crone, CLU®, CFS®, and Associate Michael Griffin, CFP® to discuss the trend in the life insurance marketplace where large insurers are selling existing policies to private-equity firms and asset managers. Jim highlights the concerns that policyholders may be exposed to riskier underlying investments.
Read the article: https://www.henssler.com/life-insurance-policies-are-being-sold-to-private-equity-firms/
This week on “Money Talks,” Research Analyst Jacob Keen, CFA, is joined by Director of Insurance Planning, Jim Crone, CLU®, CFS®, and Associate Michael Griffin, CFP® to discuss the week’s market action, housing news, and and unemployment. Jim discusses the trend in the life insurance marketplace where large insurers are selling existing policies to private-equity firms and asset managers. He highlights the concerns that policyholders may be exposed to riskier underlying investments.
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- Market Roundup: Covering the week of September 27—October 1, 2021
- Case Study: Life Insurance Policies Being Sold to Private Equity Firms
Selling your business is a transaction you don’t want to do alone. In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the importance of assembling a team of experts to help you in your business transition. To achieve maximum value from selling a business you will need help to organize your sale offering, prepare financial and other documents that buyers require, and complete the legal papers that protect you, your business, and your buyer.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen, CFA, and Managing Associate K.C. Smith, CFP®, CEPA, to provide some guidance for an investor’s situation in planning for his compensation of Restricted Stock Units.
Read the Article: https://www.henssler.com/restricted-stock-creates-a-need-for-financial-and-tax-planning
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen, CFA, and Managing Associate K.C. Smith, CFP®, CEPA, to cover the week’s market news, including the Fed’s two-day meeting on monetary policy and the potential impact of Chinese real estate developer Evergrande missing its interest payment on its U.S.-dollar bond. K.C. gives some guidance for an investor’s situation in planning for his compensation of Restricted Stock Units. The show hosts round out the show addressing listeners’ questions on the potential impact of Biden’s tax plan for capital gains and Warren Buffett’s picks of The Coca-Cola Company, Chevron Corporation, and Moody’s Corporation.
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- Market Roundup: Covering the week of September 20—September 24, 2021
- Case Study: Planning for Restricted Stock Units
- Q&A Time: Biden’s plans for capital gains and The Coca-Cola Co., Chevron Corp., and Moody’s Corp.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, CEPA, and Managing Associate Jarrett McKenzie, CFP®, CWS® to evaluate an investor’s situation who feels that he’s done just fine with asset management and doesn’t need a financial plan. Jarrett explains how the financial plan is even more critical in retirement than it is during your saving years.
Read the Article: https://www.henssler.com/managing-portfolio-risk-with-financial-planning-in-retirement
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, CEPA, and Managing Associate Jarrett McKenzie, CFP®, CWS® to cover the week’s market news, consumer prices, and what caused oil and petroleum companies to outperform this week. Jarrett takes a look at an investor’s situation who feels that he’s done just fine with asset management and doesn’t need a financial plan. Jarrett explains how the financial plan is even more critical in retirement than it is during your saving years. Finally the hosts round out the show answering listeners’ questions on qualified charitable distributions and e-commerce company Shopify.
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- Market Roundup: Covering the week of September 13—September 17, 2021
- Case Study: Financial Planning Beyond Retirement
- Q&A Time: Qualified Charitable Distributions and Shopify
Henssler Financial's Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to discuss the importance of having fiduciaries or trusted contacts for senior investors to help ensure these potentially vulnerable investors are not being exploited. Peter explains the different types of powers of attorney and when they are applicable.
Read the Article: https://www.henssler.com/trusted-persons-to-help-with-financial-responsibilities-as-you-age
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to discuss the market’s performance, second quarter earnings and the Fed’s Beige Book. D.J. and Peter discuss the importance of having fiduciaries or trusted contacts for senior investors to help ensure these potentially vulnerable investors are not being taken advantage of. Peter explains the different types of powers of attorney and when they are applicable. The hosts round out the show discussing the difference between Treasury bonds and Municipal bonds, and some undervalued stocks that appear to be able to handle inflation.
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- Market Roundup: Covering the week of September 7—September 10, 2021
- Case Study: Fiduciaries for Seniors
- Q&A Time: Treasury vs. Municipal bonds, Haverty Furniture Companies, Post Holdings, and Ameris Bancorp
The “Money Talks” hosts, Chief Investment Officer Troy Harmon, CFA, CVA, and Managing Associate K.C. Smith, CFP®, CEPA interviewed Warren Luckett, co-founder of Black Restaurant Week, LLC, to discuss the week dedicated to celebrating the flavors of African-American, African, and Caribbean cuisine nationwide. Through a series of events and promotional campaigns, Black Restaurant Week’s culinary initiatives help introduce culinary businesses and culinary professionals to the community. They cover how they’ve helped restaurants through the pandemic, and their Feed the Soul Foundation and its mission of creating sustainable culinary businesses in the community.
https://blackrestaurantweeks.com
https://feedthesoulfou.org
In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the difference between debt and equity when it comes to raising money for your small business. They look at lending, savings, lines of credit as well as bringing on a partner or investors.
Associates Melanie Wells, CFP®, and Logan Daniel, CFP®, CRPC®, join Chief Investment Officer Troy Harmon, CFA, CVA, to cover a little-known strategy for high income earners to move a significant amount of retirement funds into Roth accounts for tax-free growth.
Read the Article: https://www.henssler.com/growing-retirement-funds-tax-free-with-a-mega-backdoor-roth-ira
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associates Melanie Wells, CFP®, and Logan Daniel, CFP®, CRPC®, to discuss New Home and Existing Home sales, the first revision of second quarter GDP and why the market has been hitting record highs. Melanie shares a little-known strategy for high income earners to move a significant amount of retirement funds into Roth accounts for tax-free growth. The financial Experts round out the show answering listeners’ questions on online marketplace Etsy, social media gaming developer Zynga, and determining the need for long-term care insurance.
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- Market Roundup: Covering the week of August 23 – August 27, 2021
- Case Study: Mega Backdoor Roth IRA
- Q&A Time: Etsy Inc., Zynga Inc., and long-term care insurance
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Consultant Jessie Thomas, CPA, of Henssler CPAs & Advisers, and fellow Research Analyst, Jacob Keen, CFA. Jessie shares some insight to the Advance Child Tax Credit and how taxpayers who had a child in 2021 can receive their credit.
Read the Article: https://www.henssler.com/monthly-payments-from-the-irs-advance-child-tax-credit
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Consultant Jessie Thomas, CPA, of Henssler CPAs & Advisers, and fellow Research Analyst, Jacob Keen, CFA to discuss retail sales, the FOMC minutes, and how the markets reacted to the week’s news. Jessie shares some insight to the Advance Child Tax Credit and how taxpayers who had a child in 2021 can receive their credit. The experts round out the show answering a detailed listeners’ question on solar, oil, and wind energy stocks.
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- Market Roundup: Covering the week of August 16 – August 20, 2021
- Case Study: The Advance Child Tax Credit
- Q&A Time: Solar, oil, and wind Energy stocks
Chief Investment Officer Troy Harmon, CFA, CVA, joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Roger Tutterow, Ph.D., Henssler’s Chief Economic Adviser, to explore what seems to be a disconnect between a booming stock market and an economy struggling with labor shortages and inflation.
Read the Article: https://www.henssler.com/stock-market-and-economy-not-as-disconnected-as-they-seem
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Roger Tutterow, Ph.D., Henssler’s Chief Economic Adviser, to discuss the week’s market performance, the interest rate yield curve and both the Consumer and Producer Price indices. The financial experts explore what seems to be a disconnect between a booming stock market and an economy struggling with labor shortages and inflation. The hosts round out the show answering listeners’ questions on transferring ownership of a home while avoiding capital gains taxes and taking a tactical position in the Industrials sector in light of the infrastructure bill floating around D.C.
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- Market Roundup: Covering the week of August 9 – August 13, 2021
- Investment Whys: A booming stock market with a struggling economy
- Q&A Time: Transferring ownership of a home and a tactical position in Industrials
Chief Investment Officer Troy Harmon, CFA, CVA, joined by Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Associate Peter Lynch look at the situation of a couple who are working with an adviser who recommends using a dividend portfolio to provide retirement income. They discuss the risks of this strategy and compare it to the Henssler Ten Year Rule strategy.
Read the Article: https://www.henssler.com/retirement-liquidity-bonds-or-dividends
In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the five reasons that business owners should have a buy/sell agreement in place: death, disability, divorce, distress, and disagreement. A buy-sell agreement puts down on paper who specifically can own shares of the business and how to value those shares. It is a formal agreement between shareholders of a closely held business that specifies the terms and prices of a buyout when one or more shareholders want or need to sell.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, joined by Managing Associate Shawna Theriault, CFP®, CDFA®, CPA, and Associate Peter Lynch to discuss the earnings surprises we’ve seen so far in the second quarter earnings season. They also discuss economic growth indicators the ISM Manufacturing and Nonmanufacturing indices. The financial experts take a look at a couple of investors who are working with an adviser who recommends using a dividend portfolio to provide retirement income. They discuss the risks of this strategy and compare it to the Henssler Ten Year Rule strategy. The hosts round out the show answering a listener’s question on household product manufacturer The Clorox Company and provide advice for determining how much house you can afford.
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- Market Roundup: Covering the week of August 2 – August 6, 2021
- Case Study: Ten Year Rule vs. Using Dividends for Retirement Income
- Q&A Time: The Clorox Company and Determining How Much House You can Afford
Managing Associate D.J. Barker, CWS®, and Associate Michael Griffin, CFP®, joined by Chief Investment Officer Troy Harmon, CFA, CVA, examine the situation of a senior investor who wants to manage future taxes on her investments by converting a portion of her retirement funds to a Roth IRA.
Read the Article: https://www.henssler.com/roth-ira-conversion-seems-straightforward-but-devil-is-in-the-details
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Michael Griffin, CFP®, to cover consumer confidence, the Fed maintaining their opinion on transitory inflation, and that while second-quarter’s GDP was less than expected, it has risen above pre-pandemic levels. D.J. and Michael examine the situation of a senior investor who wants to manage the taxes due on her investments by converting some retirement funds to a Roth IRA. The experts also address listeners’ questions on diversifying into international funds, digital payment company PayPal Holdings, Inc., and using an indirect rollover of a 401(k) balance to have access to the funds for 60 days.
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- Market Roundup: Covering the week of July 26 – July 30, 2021
- Case Study: Roth IRA conversions over the age of 60
- Q&A Time: International funds, PayPal Holdings, Inc., and Indirect Rollovers for 401(k) funds
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Research Analyst Nick Antonucci, CVA, CEPA, to take a closer look at a common investor situation of having cash available for investment but are reluctant to invest it given that the stock market and real estate are at all-time highs, while rates on fixed income are as low as ever.
Read the Related Article, "Is Cash King? Depends on Your Needs." at https://www.henssler.com/is-cash-king-depends-on-your-needs
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS®, and Research Analyst Nick Antonucci, CVA, CEPA, to discuss second-quarter earnings season, inflation, and how the COVID Delta Variant has been affecting the stock market. The Experts take a closer look at a common investor situation of having cash available for investment but are reluctant to invest it given that the stock market and real estate are at all-time highs, while rates on fixed income are as low as ever. The hosts round out the show answering listeners’ questions on online game developer Roblox, life insurance policy benefits, and Johnson & Johnson.
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- Market Roundup: Covering the week of July 19 – July 23, 2021
- Case Study: Sitting on Cash
- Q&A Time: Roblox, life insurance policy benefits, and Johnson & Johnson
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Tax Consultant Jessie Thomas, CPA, to delve into a case study involving inherited IRAs and the SECURE Act, which eliminated the “stretch” strategy. They provide insight on the required minimum distribution rules for beneficiaries and other alternatives to pass assets on to heirs.
Read the Article: https://www.henssler.com/no-single-solution-to-maximize-inherited-iras
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Tax Consultant Jessie Thomas, CPA, to cover the week’s market action and inflation indicators, the Consumer Price and Producer Price indices. D.J. and Jessie delve into a case study involving inherited IRAs and the SECURE Act, which eliminated the “stretch” strategy. They provide insight on the required minimum distribution rules for beneficiaries and other alternatives to pass assets on to heirs. The experts round out the show answering listeners’ questions on being a contractor or employee, qualified plans, the billionaire space race, and deductible business expenses.
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- Market Roundup: Covering the week of July 12 – July 16, 2021
- Case Study: Inherited IRAs and the SECURE Act
- Q&A Time: Deductible Business Expenses, Qualified Plans, Billionaire Space Race, and Contractor or Employee Status
This week on “Money Talks,” Managing Associate K.C. Smith, CFP®, CEPA, and Associate Melanie Wells, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to provide some advice for an investor in his 50s who finds himself with substantially less assets after his divorce. The financial Experts give a laundry list of areas that need re-examination now that his financial goals have changed.
Read the Article: https://www.henssler.com/starting-your-financial-journey-over-after-a-divorce
This week on “Money Talks,” Managing Associate K.C. Smith, CFP®, CEPA, and Associate Melanie Wells, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the market’s reaction to increased unemployment claims, the FOMC minutes, and the continued flattening of the yield curve. K.C. and Melanie provide some advice for an investor in his 50s who finds himself with substantially less assets after his divorce. The financial Experts give a laundry list of areas that need re-examination now that his financial goals have changed. The hosts round out the show addressing listeners’ questions on semiconductor maker Xilinx’s recent jumpiness and provide a “crash course in investing” to a listener who has grandparents telling him the stock market is dangerous while his peers are fanatical about Bitcoin.
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- Market Roundup: Covering the week of July 6 – July 9, 2021
- Case Study: Starting over at 50
- Q&A Time: Semiconductor maker Xilinx and a “Crash Course in Investing”
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Arun Gupta, an estate planning attorney with Reeves Law, PC, to answer a listener’s question on whether a Will should consider money that transferred by beneficiary designation. They discuss language the Will may contain that would give the executor guidance as well as options for the executor and heirs to consider.
Read the Article: https://www.henssler.com/should-an-executor-account-for-non-probate-assets-when-distributing-assets-according-to-the-will
In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the sanity checks a business owner should go through when estimating the value of their business. Quite often the business is not valued at what the owner believes it is worth. Under and overestimating the value can cause problems down the road.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Associate Peter Lynch to discuss the market reaction to strong consumer confidence and decreasing jobless claims. Shawna is joined by Arun Gupta, an estate planning attorney with Reeves Law, PLC, to answer a listener’s question on whether a Will should consider money that transferred by beneficiary designation. They discuss language the Will may contain that would give the executor guidance as well as options for the executor and heirs to consider. The hosts round out the show answering listeners’ questions on investing an inheritance and determining how much home one can afford.
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- Market Roundup: Covering the week of June 28—July 2, 2021
- Case Study: Should an Executor Account for Non-Probate Assets When Distributing Assets According to the Will?
- Q&A Time: Investing an Inheritance for Future Generations and How Much House can You Afford?
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Justin Wagner, AIF®, Client Relationship Manager for Retirement Services, to take a closer look at a couple who realized that it is possible to fail at retirement. Justin and K.C. highlight some of the mistakes and pitfalls retirees make that could derail their financial security in their golden years.
Read the article: https://www.henssler.com/failure-to-plan-could-result-in-a-failure-in-retirement
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Justin Wagner, AIF®, Client Relationship Manager for Retirement Services, to cover the week’s market movements and the final reading of first quarter 2021 GDP. The financial experts also take a closer look at a couple who realized that it is possible to fail at retirement. Justin and K.C. highlight some of the mistakes and pitfalls retirees make that could derail their financial security in their golden years. The show hosts also address listeners’ questions on converting to a Roth IRA after age 50 and what to do with cash in your investment account.
Principal Jennifer Thomas, CFP®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, in a discussion on the importance of including a uninterested spouse in household financial and investment conversations. They discuss patterns they see among clients and how as advisers they work to meet each spouse on a level that they understand.
Read the Article: https://www.henssler.com/engaging-the-uninterested-spouse-in-family-finances
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Associate Michael Griffin, CFP®, to cover the Fed’s latest comments about inflation during the June monetary policy meeting. They also cover the Producer Price Index and retail sales. Michael and Jennifer discuss the importance of including a disinterested spouse in household financial and investment conversations. They discuss patterns they see among clients and how as advisers they work to meet each spouse on a level that they understand. The experts round out the show answering questions on Seven Canyons World Innovators Fund, the creditor protection some retirement accounts have and why an entrepreneur should keep their personal and business funds separate.
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- Market Roundup: Covering the week of June 14—18, 2021
- Case Study: Engaging a Disinterested Spouse in the Family’s Finances
- Q&A Time: Seven Canyons World Innovators Fund, Creditor Protection, and Keeping Business and Personal Separate
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax & Business Consultant Jessie Thomas, CPA, from Henssler CPAs & Advisers, and Associate Logan Daniel, CFP®, CRPC®, in a discussion on tax filers who filed an extension in spring and need to get their documents into their tax preparer. The conversation also covers life events that would warrant a mid-year checkup with a tax consultant as they can have significant changes to your return.
Read the Article: https://www.henssler.com/during-your-summer-travel-dont-forget-to-visit-your-cpa
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax & Business Consultant Jessie Thomas, CPA, from Henssler CPAs & Advisers, and Associate Logan Daniel, CFP®, CRPC®, to cover the market performance for the week and year to date. Jessie leads the group in a discussion on tax filers who filed an extension in spring and need to get their documents into their tax preparer. The conversation also covers life events that would warrant a mid-year checkup with a tax consultant as they can cause significant changes to your return. The hosts round out the show answering listeners’ questions on mobile ecommerce company ContextLogic, Inc., if gifts to a 529 Plan could be subject to a Medicaid spend-down, and home sale capital gains exemptions.
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- Market Roundup: Covering the week of June 7—11, 2021
- Case Study: Tax Extensions and Mid-Year 2021 Tax Reviews
- Q&A Time: ContextLogic, Inc., 529 Plans and Medicaid Spend-Down, and Home Sale Capital Gains Exemptions
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates Shawna Theriault, CFP®, CPA, CDFA®, and Jarrett McKenzie, CFP®, CWS® to discuss how it is more important to follow your long-term financial plan than to follow investment idioms like, “Sell in May and go away.”
Read the Article: www.henssler.com/sell-in-may-and-go-away-is-just-quack
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates Shawna Theriault, CFP®, CPA, CDFA®, and Jarrett McKenzie, CFP®, CWS® to discuss sector performance, the increase in the services sector, weekly jobless claims, mortgage applications, and interest rates. In the case study, the Experts discuss how it is more important to follow your long-term financial plan than to follow investment idioms like, “Sell in May and go away.” The hosts round out the show answering listeners’ questions on movie theatre operator AMC Entertainment Holdings’ stock price doubling, and the planners discuss how they are preparing clients for Biden’s proposed changes to capital gains tax.
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- Market Roundup: Covering the week of June 1—4, 2021
- Case Study: Sell in May and go Away?
- Q&A Time: AMC Entertainment Holdings and Biden’s proposed changes to capital gains
In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, discuss the three most common approaches to business valuations: the market-based, income-based, and asset-based methods.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, CEPA, to discuss the week’s market performance, consumer confidence, and first quarter GDP growth. They also discuss inflation and how it can affect your investment decisions.
Check out our supplemental podcast feature, "Our Three Cents- Approaches to Business Valuations." "Our Three Cents" is a monthly bonus aimed at small business owners, where we discuss business planning and exit strategies.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D. James Barker, CWS®, and Associate Michael Griffin, CFP® to discuss the week’s market performance and how inflation is affecting the market. D.J. and Michael delve into a case study of a couple who have a large estate and want to start moving money to benefit their grandchildren but want to avoid gift tax complications. The experts round out the show answering listeners’ questions on the long-term performance of emerging markets, using retirement accounts to pay for college tuition, and contributing to an IRA at age 75.
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- Market Roundup: Covering the week of May 17—21, 2021
- Case Study: Reducing Estate by Superfunding 529 Plans
- Q&A Time: Emerging Markets, IRA for College Tuition, and IRA Contributions at 75
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Associate Peter Lynch, and Director of Insurance Planning, Jim Crone, CFS®, CLU®, who brings to the show a case study of a client who was disappointed in the performance of his life insurance policy and through a collaborative effort between Jim, the financial planner, and the client’s estate planning attorney, he was able to repurpose the insurance policy to enhance the client’s estate plan.
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This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Director of Insurance Planning, Jim Crone, CFS®, CLU®, and Associate Peter Lynch to discuss the confirmation of inflation reported in the Consumer and Producer Price indices. They discuss the market’s tumble following the sharp rise in consumer prices. Jim brings to the show a case study of a client who was disappointed in the performance of his life insurance policy. Through a collaborative effort between Jim, the financial planner, and the client’s estate planning attorney, they repurposed the insurance policy to enhance the client’s estate plan. The hosts round out the show answering listeners’ questions on rolling over a 401(k), reasons one would want to convert a term life policy to a whole life policy, and if it is possible to inflation-proof an investment portfolio.
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- Market Roundup: Covering the week of May 10—14, 2021
- Case Study: Repurposing Life Insurance to Improve Estate Plan
- Q&A Time: 401(k) Rollovers, Converting Life Insurance, and Can You Inflation-Proof a Portfolio
Henssler Research Analyst Nick Antonucci, CVA, CEPA, hosts Roger Tutterow, Ph.D., Henssler’s Chief Economic Adviser and Henssler Endowed Chair at Kennesaw State University’s Coles College of Business, and Managing Associate Jarrett McKenzie, CFP®, CWS®, on “Money Talks.” The discussion includes which economic factors are stimulating inflation and how the influx of cash is affecting the economy.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, hosts Roger Tutterow, Ph.D., Henssler’s Chief Economic Adviser and Henssler Endowed Chair at Kennesaw State University’s Coles College of Business, and Managing Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market movements, inflationary indicators the ISM Manufacturing and Nonmanufacturing indices and how the influx of cash is affecting the economy. The hosts round out the show answering listeners’ questions on preferred stocks, IRA early withdrawal penalties, and the liquidity problems that Phillips Edison Company REIT experienced.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of May 3—7, 2021
- Investment Wise: Transitory inflation, employment, and velocity of money
- Q&A Time: Preferred stocks, early IRA withdrawals, Phillips Edison Co. REIT
In this episode of “Our Three Cents – Exit Planning Strategies” podcast, hosts Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA, provide an overview of the options a business owner has available when exiting a business. Business owners have a variety of options from passing the business along to family members to selling to a private equity firm to liquidating and closing the business.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP® to discuss existing home sales and the tight inventory of homes, and earnings from Coca-Cola, PepsiCo, and Netflix. The experts focus on listeners’ questions, providing opinions on housing options in retirement and what companies are winning the retail game. The show concludes with a special interview with Keith Palmer from Henssler Norton Insurance, who provides advice for households that have increased liability risk because of teenage drivers, social media, dogs, and pools.
Check out the show segments using the chapter controls in the player above.
- Market Roundup: Covering the week of April 19--23, 2021
- Q&A Time: Mortgages in Retirement and Who is Winning at Retail?
- Case Study: Umbrella Insurance-Excess Liability Coverage
In this week’s case study, Chief Investment Officer Troy Harmon, CFA, CVA, Justin Wagner, AIF® Head of Commercial Transformation and special guest Keith Palmer of Henssler Norton Insurance provide advice for households that have increased liability risk because of teenage drivers, social media, dogs, and pools.
Henssler Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Associate Melanie Wells, CFP®, take a closer look at Social Security this week in our case study. Turns out most investors ages 55-65 have a lot of misconceptions about Social Security benefits, including when to begin taking them.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Melanie Wells, CFP®, to cover the week’s market performance and inflationary data from the Consumer Price Index. D.J. and Melanie take a closer look at Social Security this week in our case study. Turns out most investors ages 55-65 have a lot of misconceptions about Social Security benefits, including when to begin taking them. The Experts round out the show answering listeners’ questions on the debut of cryptocurrency platform Coinbase as a publicly traded company and if it is possible to refuse an inheritance.
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- Market Roundup: Covering the week of April 12-16, 2021
- Case Study: Can you pass a test on Social Security benefits?
- Q&A Time: Coinbase and disclaiming an inheritance
This week in the “Money Talks,” case study, Chief Investment Officer Troy Harmon, CFA, CVA, is joined Principal Jennifer Thomas, CFP®, and Tax Consultant Jessie Thomas, CPA, to provide insight on the current tax season and offers some tips for those who owe more than expected this year.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Tax Consultant Jessie Thomas, CPA, to cover the services sector, the Fed’s minutes from its last meeting, retail sales and interest rate movements. Jessie provides insight on the current tax season and offers some tips for those who owe more than expected this year. The experts round out the show answering listeners’ questions on how the S&P averages a 10.5% long term growth rate;, will taxes be lower in retirement, and what to start planning for in your 60s.
The introduction to our newest podcast, “Our Three Cents – Exit Planning Strategies” where our Experts introduce themselves and their experience when it comes to business exit planning.The show is hosted by Troy Harmon, CFA, CVA, who is a former business owner and Certified Valuation Analyst. As Henssler Financial’s Chief Investment Officer, he spends a considerable amount of time considering the valuation of companies compared to their peers in the marketplace. Joining him are Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA. Nick is also a valuation analyst and a Certified Exit Planning Advisor. Nick approaches exit planning with special attention placed on enhancing your business’s value prior to a sale. K.C. is also a Certified Exit Planning Advisor, but also applies his strong background in financial planning to the business owner who is relying on the sale to fund retirement.
The Experts team up to provide advice to an investor who is managing three separate 401(k) accounts at former employers.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined Managing Associate K.C. Smith, CFP®, CEPA, and Justin Wagner, AIF®, Client Relationship Manager - Retirement Services to discuss the week’s market performance, as well as the 12-month sector returns.
Why are interest rates going up if the Fed isn’t doing anything? The Fed clearly said last week they’re not raising interest rates. So why are we seeing interest rates climb?
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined Managing Associate K.C. Smith, CFP®, CEPA, and Justin Wagner, AIF®, Client Relationship Manager - Retirement Services to discuss the week’s market performance, as well as the 12-month sector returns. The Experts team up to provide advice to an investor who is managing three separate 401(k) accounts at former employers. They provide advice on how to consolidate and the benefits and drawbacks of each method. The hosts round out the show answering listeners’ questions on interest rates and what the Federal Reserve is doing about it.
The Experts team up to provide advice to an investor who is managing three separate 401(k) accounts at former employers.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined Managing Associate K.C. Smith, CFP®, CEPA, and Justin Wagner, AIF®, Client Relationship Manager - Retirement Services to discuss the week’s market performance, as well as the 12-month sector returns.
Why are interest rates going up if the Fed isn’t doing anything? The Fed clearly said last week they’re not raising interest rates. So why are we seeing interest rates climb?
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined Managing Associate K.C. Smith, CFP®, CEPA, and Justin Wagner, AIF®, Client Relationship Manager - Retirement Services to discuss the week’s market performance, as well as the 12-month sector returns. The Experts team up to provide advice to an investor who is managing three separate 401(k) accounts at former employers. They provide advice on how to consolidate and the benefits and drawbacks of each method. The hosts round out the show answering listeners’ questions on interest rates and what the Federal Reserve is doing about it.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen, CFA, and Managing Associate Jarret McKenzie, CFP®, CWS® to cover the week’s market movements, 12-month sector performance and the fast rise in interest rates on the 10-year Treasury. The Experts take a deep dive into the “new alternative” asset classes, discussing Special Purpose Acquisition Companies (SPAC), Non-Fungible Tokens (NFT) and cryptocurrencies. They discuss their rise to popularity and why these speculations are not investments in our opinion. They round out the show answering listeners’ questions on the Henssler investment criteria and the possibility Congress will waive RMDs this year.
The "Money Talks" Experts take a deep dive into the “new alternative” asset classes, discussing Special Purpose Acquisition Companies (SPAC), Non-Fungible Tokens (NFT) and cryptocurrencies.
The week’s market movements, 12-month sector performance and the fast rise in interest rates on the 10-year Treasury.
Listeners’ questions on the Henssler investment criteria and the possibility Congress will waive RMDs this year.
The "Money Talks" Experts take a deep dive into the “new alternative” asset classes, discussing Special Purpose Acquisition Companies (SPAC), Non-Fungible Tokens (NFT) and cryptocurrencies.
The week’s market movements, 12-month sector performance and the fast rise in interest rates on the 10-year Treasury.
Listeners’ questions on the Henssler investment criteria and the possibility Congress will waive RMDs this year.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to cover the market’s reaction to recent the stimulus bill, the spike in interest rates, sector performance and more. D.J. shares a special interview with Travis Suit, founder of Piper’s Angels Foundation and The Crossing for Cystic Fibrosis. They discuss how the pandemic affected the foundations flagship fundraiser and their plans for paddle boarding across the Gulf Stream this June. Peter provides advice a client’s desire to fund a Roth IRA for his young children. Troy rounds out the show answering a listeners’ question on the significant growth component included in the S&P 500 Index.
Henssler Associate Peter Lynch provides advice a client’s desire to fund a Roth IRA for his young children.
The market’s reaction to recent the stimulus bill, the spike in interest rates, sector performance and more.
Travis Suit, of Piper’s Angels Foundation and The Crossing for Cystic Fibrosis, discussing how the pandemic affected the foundations flagship fundraiser and their plans for paddle boarding across the Gulf Stream this June.
Year to date at Vanguard, the growth index is down 2.58% and the value index is up 7.52%. How far do you think that this rotation will go? I heard a commentator say last week that S&P 500 index funds are dangerous because they contain a significant growth component.
Henssler Associate Peter Lynch provides advice a client’s desire to fund a Roth IRA for his young children.
The market’s reaction to recent the stimulus bill, the spike in interest rates, sector performance and more.
Travis Suit, of Piper’s Angels Foundation and The Crossing for Cystic Fibrosis, discussing how the pandemic affected the foundations flagship fundraiser and their plans for paddle boarding across the Gulf Stream this June.
Year to date at Vanguard, the growth index is down 2.58% and the value index is up 7.52%. How far do you think that this rotation will go? I heard a commentator say last week that S&P 500 index funds are dangerous because they contain a significant growth component.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, to discuss both the ISM Manufacturing and Nonmanufacturing indices, as well as the Fed’s Beige Book and the movement in interest rates. Jennifer and Shawna team up to discuss how extra financial planning is needed if you intend to retire early—not because of a longer retirement period—but because of the significant health care costs between your early retirement age and when you are eligible for Medicare. The hosts wrap up the show answering a listener’s questions on placing stop orders and how to invest in the electric vehicle production process since Tesla’s P/E is so astronomical.
Chief Investment Officer Troy Harmon, CFA, CVA, Principal Jennifer Thomas, CFP®, and Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, team up to discuss how extra financial planning is needed if you intend to retire early—not because of a longer retirement period—but because of the significant health care costs between your early retirement age and when you are eligible for Medicare.
The “Money Talks” hosts discuss both the ISM Manufacturing and Nonmanufacturing indices, as well as the Fed’s Beige Book and the movement in interest rates.
The "Money Talks" hosts wrap up the show answering a listener’s questions on placing stop orders and how to invest in the electric vehicle production process since Tesla’s P/E is so astronomical.
Chief Investment Officer Troy Harmon, CFA, CVA, Principal Jennifer Thomas, CFP®, and Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, team up to discuss how extra financial planning is needed if you intend to retire early—not because of a longer retirement period—but because of the significant health care costs between your early retirement age and when you are eligible for Medicare.
The "Money Talks" hosts wrap up the show answering a listener’s questions on placing stop orders and how to invest in the electric vehicle production process since Tesla’s P/E is so astronomical.
This week on “Money Talks,” the hosts discuss our current economic cycle, fears of inflation and the mixed inflationary signs, and the need for additional stimulus. The experts round out the show answering listeners’ questions on Tesla’s valuation, the potential for a market crash, and Mastercard’s announcement to accept cryptocurrencies.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analyst Nick Antonucci, CVA, CEPA, and Chief Economic Adviser Roger Tutterow, Ph.D., to discuss our current economic cycle, fears of inflation and the mixed inflationary signs, and the need for additional stimulus.
Questions on Tesla’s valuation, the potential for a market crash, and Mastercard’s announcement to accept cryptocurrencies.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analyst Nick Antonucci, CVA, CEPA, and Chief Economic Adviser Roger Tutterow, Ph.D., to discuss our current economic cycle, fears of inflation and the mixed inflationary signs, and the need for additional stimulus.
Questions on Tesla’s valuation, the potential for a market crash, and Mastercard’s announcement to accept cryptocurrencies.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Client Relationship Manager - Retirement Services Justin Wagner, AIF® to cover the week’s market moves and sector performance. The experts take a look at a couple’s situation who have most of their retirement assets in their 401(k)s and are concerned about their risk exposure now that they are about 10 years from retirement. The experts round out the show answering listeners’ questions on selling a franchise business and online service marketplace Fiverr.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Client Relationship Manager - Retirement Services Justin Wagner, AIF®, take a look at a couple’s situation who have most of their retirement assets in their 401(k)s and are concerned about their risk exposure now that they are about 10 years from retirement.
The "Money Talks" hosts cover the week’s market moves and sector performance. Despite a late-week surge, stocks were mixed to lower last week. The Dow closed ahead, while the Nasdaq, the Russell 2000, and the S&P 500 lost value.
The "Money Talks" Experts round out the show answering listeners’ questions on selling a franchise business and online service marketplace Fiverr.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Client Relationship Manager - Retirement Services Justin Wagner, AIF®, take a look at a couple’s situation who have most of their retirement assets in their 401(k)s and are concerned about their risk exposure now that they are about 10 years from retirement.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Associate Logan Daniel, CFP®, CRPC®, to discuss the week’s economic news, including the Consumer Price Index and Wholesale Trade. The Financial Experts take a closer look at what happened with GameStop’s meteoric rise and why financial advisers won’t speculate with an investor’s retirement funds. The hosts round out the show answering listeners’ questions on the future of cannabis stocks, cryptocurrency Dogecoin, a rebound in travel stocks, selling in Energy, and more.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Associate Logan Daniel, CFP®, CRPC®, to take a closer look at what happened with GameStop’s meteoric rise and discuss why financial advisers won’t speculate with an investor’s retirement funds.
The "Money Talks" hosts address listeners' uestions on the future of cannabis stocks, cryptocurrency DOGECoin, a rebound in travel stocks, selling energy, and more.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Jarrett McKenzie, CFP®, CWS® and Associate Logan Daniel, CFP®, CRPC®, to take a closer look at what happened with GameStop’s meteoric rise and discuss why financial advisers won’t speculate with an investor’s retirement funds.
The "Money Talks" hosts address listeners' uestions on the future of cannabis stocks, cryptocurrency DOGECoin, a rebound in travel stocks, selling energy, and more.
The show hosts cover the market’s year-to-date performance and the country’s progress toward herd immunity.
The "Money Talks" hosts round out the show answering listeners’ questions on remaining in a company’s 401(k) plan when matching contributions have been cut and the merger between Slack Technologies and Salesforce.
The show hosts cover the market’s year-to-date performance and the country’s progress toward herd immunity.
The "Money Talks" hosts round out the show answering listeners’ questions on remaining in a company’s 401(k) plan when matching contributions have been cut and the merger between Slack Technologies and Salesforce.
This week on “Money Talks,” Principal Jennifer J. Thomas, CFP®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a listener’s decision to begin withdrawing the funds he’s saved and grown over the last 30 years. They cover which accounts to tap first, how to control his tax situation, and the importance of having a financial plan.
This week on “Money Talks,” Principal Jennifer J. Thomas, CFP®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the market’s year-to-date performance as well as the country’s progress toward herd immunity between COVID vaccinations and survivors. The financial Experts discuss a listener’s decision to begin withdrawing the funds he’s saved and grown over the last 30 years. They cover which accounts to tap first, how to control his tax situation, and the importance of having a financial plan. The hosts round out the show answering listeners’ questions on remaining in a company’s 401(k) plan when matching contributions have been cut and the merger between Slack Technologies and Salesforce.
This week on “Money Talks,” Principal Jennifer J. Thomas, CFP®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the market’s year-to-date performance as well as the country’s progress toward herd immunity between COVID vaccinations and survivors. The financial Experts discuss a listener’s decision to begin withdrawing the funds he’s saved and grown over the last 30 years. They cover which accounts to tap first, how to control his tax situation, and the importance of having a financial plan. The hosts round out the show answering listeners’ questions on remaining in a company’s 401(k) plan when matching contributions have been cut and the merger between Slack Technologies and Salesforce.
2020 was a difficult year financially for many people. Hopefully 2021 will provide an opportunity to right the wrong financial moves made last year.
The "Money Talks" hosts discuss the week’s economic releases including housing news and consumer confidence. They also discuss the spectacle surrounding GameStop.
Henssler CPAs & Advisers Tax Consultant Jessie Thomas, CPA, shares some coronavirus-related items that can cause problems on your tax return.
2020 was a difficult year financially for many people. Hopefully 2021 will provide an opportunity to right the wrong financial moves made last year.
The "Money Talks" hosts discuss the week’s economic releases including housing news and consumer confidence. They also discuss the spectacle surrounding GameStop.
Henssler CPAs & Advisers Tax Consultant Jessie Thomas, CPA, shares some coronavirus-related items that can cause problems on your tax return.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Tax Consultant Jessie Thomas, CPA, to discuss the week’s economic releases including housing news and consumer confidence. They also discuss the spectacle surrounding GameStop. D.J. shares a case study about a couple who are trying to right the wrong financial moves they made in 2020, while Jessie shares some coronavirus-related items that may wreak havoc on your income tax return.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Tax Consultant Jessie Thomas, CPA, to discuss the week’s economic releases including housing news and consumer confidence. They also discuss the spectacle surrounding GameStop. D.J. shares a case study about a couple who are trying to right the wrong financial moves they made in 2020, while Jessie shares some coronavirus-related items that may wreak havoc on your income tax return.
The "Money Talks" hosts cover the week’s market action, sector performance, herd immunity, as well as unemployment.
The "Money Talks" hosts answer a listener's question on the downside risk to the dollar and investing in emerging markets.
This week on “Money Talks,” the hosts discuss the week’s market action as well as sector performance. The Experts take a closer look at a client’s situation who let his long-term care policy lapse. They cover the options the client has as well as ways to ensure this situation doesn’t happen to others. The experts round out the show answering a listener’s question on the downside risk to the dollar and investing in emerging markets.
The Henssler Financial Experts take a closer look at the situation of a client who let their long-term care policy lapse and cover the options the client has as well as ways to ensure this situation doesn’t happen to others.
The "Money Talks" hosts answer a listener's question on the downside risk to the dollar and investing in emerging markets.
This week on “Money Talks,” the hosts discuss the week’s market action as well as sector performance. The Experts take a closer look at a client’s situation who let his long-term care policy lapse. They cover the options the client has as well as ways to ensure this situation doesn’t happen to others. The experts round out the show answering a listener’s question on the downside risk to the dollar and investing in emerging markets.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Peter Lynch to discuss the week’s market action and the start of fourth quarter 2020 earnings season. They touch on the 12-month run that Consumer Discretionary stocks have had as well as the Fed’s revised measurement for inflation. Shawna and Peter team up to discuss the situation of a couple who are 10 years from retirement and are concerned about buying fixed income investments in a low interest rate environment. The Experts round out the show answering listeners’ questions on commission-free trades, a recovery in the Utility sector and how more regulation and higher taxes might work in our favor.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Peter Lynch to explore the situation of a couple who are 10 years from retirement and are concerned about buying fixed income investments in a low interest rate environment.
The "Money Talks" hosts discuss the week’s market action and the start of fourth quarter 2020 earnings season. They touch on the 12-month run that Consumer Discretionary stocks have had as well as the Fed’s revised measurement for inflation.
The "Money Talks" Experts round out the show answering listeners’ questions on commission-free trades, a recovery in the Utility sector and how more regulation and higher taxes might work in our favor.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Peter Lynch to explore the situation of a couple who are 10 years from retirement and are concerned about buying fixed income investments in a low interest rate environment.
The "Money Talks" hosts discuss the week’s market action and the start of fourth quarter 2020 earnings season. They touch on the 12-month run that Consumer Discretionary stocks have had as well as the Fed’s revised measurement for inflation.
The "Money Talks" Experts round out the show answering listeners’ questions on commission-free trades, a recovery in the Utility sector and how more regulation and higher taxes might work in our favor.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, is joined by Tax Manager John Dickson, CPA, CVA, CFP®, of Henssler CPAs & Advisers, and Managing Associate K.C. Smith, CFP®, CEPA, to discuss the week’s market events, including the ISM Manufacturing and Services indices and the market’s reaction to political events. The Experts delve into the Consolidated Appropriations Act of 2021, which included $900 billion in additional COVID-19 stimulus. They also provide an answer on investing in REITs for a listener.
A closer look at the Consolidated Appropriations Act of 2021, which included $900 billion in additional COVID-19 stimulus.
The "Money Talks" hosts discuss the week’s market events, including the ISM Manufacturing and Services indices and the market’s reaction to political events.
A closer look at the Consolidated Appropriations Act of 2021, which included $900 billion in additional COVID-19 stimulus.
The "Money Talks" hosts discuss the week’s market events, including the ISM Manufacturing and Services indices and the market’s reaction to political events.
Listener’s questions on amusement park operator Cedar Fair L.P. and the duration of bonds used when following the Ten Year Rule.
The Henssler Research Analysts discuss how the market ended 2020 and what they expect for 2021. They discuss sector performance, the difference between growth and value stocks, and inflation.
This week on “Money Talks,” the Henssler Research Analysts discuss how the market ended 2020 and what they expect for 2021. They discuss sector performance, the difference between growth and value stocks, and inflation. The Analysts round out the show by answering questions on amusement park operator Cedar Fair L.P. and the duration of bonds used when following the Ten Year Rule.
Listener’s questions on amusement park operator Cedar Fair L.P. and the duration of bonds used when following the Ten Year Rule.
This week on “Money Talks,” the Henssler Research Analysts discuss how the market ended 2020 and what they expect for 2021. They discuss sector performance, the difference between growth and value stocks, and inflation. The Analysts round out the show by answering questions on amusement park operator Cedar Fair L.P. and the duration of bonds used when following the Ten Year Rule.
The “Money Talks” Experts look at an investor who has a healthy risk tolerance and wants to take advantage of the economic environment going into 2021. He wants to allocate a portion of his portfolio to tactical positions.
This week on “Money Talks,” the hosts discuss how the market has fared for the year. The Experts look at an investor who has a healthy risk tolerance and wants to take advantage of the economic environment going into 2021. He wants to allocate a portion of his portfolio to tactical positions. The show hosts round out the show answering listener’s questions on Industrial holdings Raytheon Technologies Corp. and General Dynamics Corp.
The “Money Talks” hosts discuss how the market finished up despite the surge in COVID-19 cases and haggling over a fiscal stimulus.
A listener’s questions on Industrial holdings Raytheon Technologies Corp. and General Dynamics Corp.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Client Relationship Manager for Retirement Services, Justin Wagner, AIF®, to discuss the relatively flat week and how the market is closely watching COVID cases as well as stimulus talks. The experts explore a client situation of a multigenerational home and the complicated estate plan they created. The hosts round out the show answering listeners’ questions on creating tax-free income in retirement and making tactical moves in your 401(k).
The "Money Talks" experts discuss the relatively flat week and how the market is closely watching COVID cases as well as stimulus talks.
The "Money Talks" hosts round out the show answering listeners’ questions on creating tax-free income in retirement and making tactical moves in your 401(k).
The "Money Talks" experts discuss the relatively flat week and how the market is closely watching COVID cases as well as stimulus talks.
The "Money Talks" hosts round out the show answering listeners’ questions on creating tax-free income in retirement and making tactical moves in your 401(k).
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Client Relationship Manager for Retirement Services, Justin Wagner, AIF®, to explore a client situation of a multigenerational home and the complicated estate plan they created where an “equal” division of assets may not be equitable.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Client Relationship Manager for Retirement Services, Justin Wagner, AIF®, to explore a client situation of a multigenerational home and the complicated estate plan they created where an “equal” division of assets may not be equitable.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to discuss the week’s market action including multiple purchasing managers index readings, including the Chicago PMI, HIS Market US Manufacturing, the ISM Manufacturing and the HIS Market US Composite PMI. They covered employment news and the ISM Services index as well. D.J. and Peter lead a conversation on important financial moves investors and households can make before year-end—regardless of the political outcome. The experts round out the show answering listeners’ questions for advice for a graduating student landing her first job and buying stock in Spotify for a teen.
Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch join Chief Investment Officer Troy Harmon, CFA, CVA, for a conversation on important financial moves investors and households can make before year-end—regardless of the political outcome.
Advice for a graduating student landing her first job and buying stock in Spotify for a teen.
Advice for a graduating student landing her first job and buying stock in Spotify for a teen.
Stocks climbed higher for the week, as investors seem to be gambling on fiscal stimulus in the near term and a virus vaccine within the next several months. The Dow closed well above the 30,000 mark, setting a new high in the process. The S&P 500 and the Nasdaq also set new record highs last week. The Russell 2000 and the Global Dow each advanced more than 2.0% on the week. The Nasdaq is nearly 40.0% higher than its 2019 year-end closing value, and both the S&P 500 and the Russell 2000 are more than 13.0% ahead of their respective year-end marks.
Stocks climbed higher for the week, as investors seem to be gambling on fiscal stimulus in the near term and a virus vaccine within the next several months. The Dow closed well above the 30,000 mark, setting a new high in the process. The S&P 500 and the Nasdaq also set new record highs last week. The Russell 2000 and the Global Dow each advanced more than 2.0% on the week. The Nasdaq is nearly 40.0% higher than its 2019 year-end closing value, and both the S&P 500 and the Russell 2000 are more than 13.0% ahead of their respective year-end marks.
The "Money Talks" experts take a deep dive into the economy, looking at the recent spike in COVID cases, Biden’s proposed tax changes and how Georgia has fared compared to the rest of the nation.
The "Money Talks" experts discuss the week’s market moves and how third-quarter’s earnings have fared.
The "Money Talks" hosts round out the show answering listeners’ questions on Citizens Financial Group and Rocket Companies.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Chief Economic Officer Roger Tutterow, Ph.D., and Managing Associate K.C. Smith, CFP®, CEPA, to discuss the week’s market moves and how third-quarter’s earnings have fared. The experts take a deep dive into the economy, looking at the recent spike in COVID cases, Biden’s proposed tax changes and how Georgia has fared compared to the rest of the nation. The hosts round out the show answering listeners’ questions on Citizens Financial Group and Rocket Companies.
The "Money Talks" experts take a deep dive into the economy, looking at the recent spike in COVID cases, Biden’s proposed tax changes and how Georgia has fared compared to the rest of the nation.
The "Money Talks" experts discuss the week’s market moves and how third-quarter’s earnings have fared.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Chief Economic Officer Roger Tutterow, Ph.D., and Managing Associate K.C. Smith, CFP®, CEPA, to discuss the week’s market moves and how third-quarter’s earnings have fared. The experts take a deep dive into the economy, looking at the recent spike in COVID cases, Biden’s proposed tax changes and how Georgia has fared compared to the rest of the nation. The hosts round out the show answering listeners’ questions on Citizens Financial Group and Rocket Companies.
This week on “Money Talks,” Research Analyst Jacob Keen, CFA, Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Michael Griffin, CFP® discuss why your asset allocation should be strategically planned rather than influenced by whoever is in the President’s Office or which party controls Congress.
The "Money Talks" hosts round out the show discussing listeners’ questions on bond funds, getting more return, and why we shouldn’t just ditch everything for Tech stocks.
This week on “Money Talks,” Research Analyst Jacob Keen, CFA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Michael Griffin, CFP® to discuss the week’s market moves, how the sectors have been performing, and inflation indicators. The experts take a close look at why your asset allocation should be strategic rather than influenced by whoever is in the President’s Office. They round out the show discussing listeners’ questions on bond funds, getting more return, and why we shouldn’t just ditch everything for Tech stocks.
This week on “Money Talks,” Research Analyst Jacob Keen, CFA, Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Michael Griffin, CFP® discuss why your asset allocation should be strategically planned rather than influenced by whoever is in the President’s Office or which party controls Congress.
The "Money Talks" hosts round out the show discussing listeners’ questions on bond funds, getting more return, and why we shouldn’t just ditch everything for Tech stocks.
This week on “Money Talks,” Research Analyst Jacob Keen, CFA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Michael Griffin, CFP® to discuss the week’s market moves, how the sectors have been performing, and inflation indicators. The experts take a close look at why your asset allocation should be strategic rather than influenced by whoever is in the President’s Office. They round out the show discussing listeners’ questions on bond funds, getting more return, and why we shouldn’t just ditch everything for Tech stocks.
The "Money Talks" experts answer a listener’s question on workflow management tool Asana.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Director of Insurance Planning Jim Crone, CLU® CFS®. Jim leads the hosts on a discussion on long-term care insurance and how long-term health care planning is an essential part of the financial plan.
The market’s reaction to the U.S. presidential election, the tail end of earning season, and sector performance for the week.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Director of Insurance Planning Jim Crone, CLU® CFS®, to discuss the market’s reaction to the U.S. presidential election, the tail end of earning season, and sector performance for the week. Jim leads the hosts on a discussion on long-term care insurance and how long-term health care planning is an essential part of the financial plan. Rounding out the show, Troy answers a listener’s question on workflow management tool Asana.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Director of Insurance Planning Jim Crone, CLU® CFS®. Jim leads the hosts on a discussion on long-term care insurance and how long-term health care planning is an essential part of the financial plan.
The market’s reaction to the U.S. presidential election, the tail end of earning season, and sector performance for the week.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Director of Insurance Planning Jim Crone, CLU® CFS®, to discuss the market’s reaction to the U.S. presidential election, the tail end of earning season, and sector performance for the week. Jim leads the hosts on a discussion on long-term care insurance and how long-term health care planning is an essential part of the financial plan. Rounding out the show, Troy answers a listener’s question on workflow management tool Asana.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA® and Associate Logan Daniel to discuss the market’s movements and the difference in performance between growth and value stocks. Shawna and Logan offer planning advice for a couple where one spouse was forced into retirement because of the COVID-19 layoffs. While they can make it work on one salary, they’re realizing her retirement might last 30 years. The hosts round out the show discussing the vast differences in the commercial and home real estate markets and how they’ve been affected by the pandemic.
This “Money Talks,” hosts provide planning advice for at a couple where one spouse was forced into retirement because of COVID-19 layoffs. While they can make it work on one salary, they’re realizing her retirement might last 30 years.
The market’s movements and the difference in performance between growth and value stocks
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Peter Lynch to discuss the week’s economic news including business optimism, the Producer Price Index, and the weekly jobless claims. D.J. and Peter team up to help a couple understand a safe withdrawal rate for their retirement assets. They look into different methods and then explain the Henssler way of planning for liquidity and withdrawals in retirement. The experts round out the show answering a listener’s question on investing in REITS.
The “Money Talks” experts team up to help a couple understand what a safe withdrawal rate would be for their retirement assets. They look at different methods to calculate one and then explain the Henssler way of planning for liquidity and withdrawals in retirement.
The "Money Talks" host discuss the week’s economic news including business optimism, the Producer Price Index, and the weekly jobless claims.
The "Money Talks" experts round out the show answering a listener’s question on investing in REITS.
The “Money Talks” experts team up to help a couple understand what a safe withdrawal rate would be for their retirement assets. They look at different methods to calculate one and then explain the Henssler way of planning for liquidity and withdrawals in retirement.
The "Money Talks" host discuss the week’s economic news including business optimism, the Producer Price Index, and the weekly jobless claims.
The "Money Talks" experts round out the show answering a listener’s question on investing in REITS.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP ®, CEPA, and Research Analyst Jacob Keen, CFA, to address a common investor concern on what moves to make in anticipation of higher taxes should Biden win the November election.
ISM Nonmanufacturing Index, employment and job openings, and the lack of potential for more stimulus.
How the pandemic may decrease Social Security, healthcare insurer Anthem, and fourth-quarter financial housekeeping moves.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP ®, CEPA, and Research Analyst Jacob Keen, CFA, to cover the week’s economic releases, including the ISM Nonmanufacturing Index, employment and job openings, and the lack of potential for more stimulus. K.C. addresses a common investor question on what moves to make in anticipation of higher taxes should Biden win the November election. The hosts round out the show answering listeners’ questions on how the pandemic may decrease Social Security, healthcare insurance company Anthem and basic financial moves every investor should consider during fourth quarter.
ISM Nonmanufacturing Index, employment and job openings, and the lack of potential for more stimulus.
How the pandemic may decrease Social Security, healthcare insurer Anthem, and fourth-quarter financial housekeeping moves.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP ®, CEPA, and Research Analyst Jacob Keen, CFA, to cover the week’s economic releases, including the ISM Nonmanufacturing Index, employment and job openings, and the lack of potential for more stimulus. K.C. addresses a common investor question on what moves to make in anticipation of higher taxes should Biden win the November election. The hosts round out the show answering listeners’ questions on how the pandemic may decrease Social Security, healthcare insurance company Anthem and basic financial moves every investor should consider during fourth quarter.
This week on “Money Talks,” Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Client Relationship Manager for Retirement Services Justin Wagner, AIF®, to cover the market’s reaction to the Presidential Debate as well as take a look at how the sectors have fared year to date. With the vast disparity in sector performance, the financial experts discuss some moves investors may want to consider, including converting depressed holdings into a Roth IRA. The hosts round out the show discussing a listener’s question about trimming S&P 500 holdings for Russell 1000 Growth stocks.
Year-to-date sector performance, S&P CoreLogic Case-Shiller home prices, and Dallas Fed Manufacturing Index.
The "Money Talks" hosts address a listener’s question about trimming S&P 500 holdings for Russell 1000 Growth stocks. Is it too late?
The "Money Talks" hosts discuss the market’s reaction to the Presidential Debate and what the market is telling us about the election.
This week on “Money Talks,” Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Client Relationship Manager for Retirement Services Justin Wagner, AIF®, to cover the market’s reaction to the Presidential Debate as well as take a look at how the sectors have fared year to date. With the vast disparity in sector performance, the financial experts discuss some moves investors may want to consider, including converting depressed holdings into a Roth IRA. The hosts round out the show discussing a listener’s question about trimming S&P 500 holdings for Russell 1000 Growth stocks.
Year-to-date sector performance, S&P CoreLogic Case-Shiller home prices, and Dallas Fed Manufacturing Index.
The "Money Talks" hosts address a listener’s question about trimming S&P 500 holdings for Russell 1000 Growth stocks. Is it too late?
The "Money Talks" hosts discuss the market’s reaction to the Presidential Debate and what the market is telling us about the election.
With the vast disparity in sector performance, the “Money Talks” financial experts discuss converting depressed holdings into a Roth IRA.
Tax Consultants from Henssler CPAs & Advisers join the show, taking a deep dive into the tax platforms of Democratic nominee Biden and incumbent Trump for the presidential election.
The "Money Talks" hosts discuss the market’s decline in the last week. They discuss the rough time in the Energy sector and how the treatment of both the Technology and Energy sectors have been overblown.
This week on “Money Talks,” Tax Consultants from Henssler CPAs & Advisers join the show to discuss the market’s decline in the last week. They discuss the rough time in the Energy sector and how the treatment of both the Technology and Energy sectors have been overblown. The experts spend the bulk of the show taking a deep dive into the tax platforms of Democratic nominee Biden and incumbent Trump for the presidential election.
Tax Consultants from Henssler CPAs & Advisers join the show, taking a deep dive into the tax platforms of Democratic nominee Biden and incumbent Trump for the presidential election.
The "Money Talks" hosts discuss the market’s decline in the last week. They discuss the rough time in the Energy sector and how the treatment of both the Technology and Energy sectors have been overblown.
This week on “Money Talks,” Tax Consultants from Henssler CPAs & Advisers join the show to discuss the market’s decline in the last week. They discuss the rough time in the Energy sector and how the treatment of both the Technology and Energy sectors have been overblown. The experts spend the bulk of the show taking a deep dive into the tax platforms of Democratic nominee Biden and incumbent Trump for the presidential election.
This week on “Money Talks,” the hosts discuss unemployment, sector performance, and the market’s reaction to Fed comments on the duration of low interest rates. The financial experts team up to discuss the difference between growth and value strategies and why an investor shouldn’t switch strategies mid-cycle. The hosts also explore the latest initial public offering from tech company Snowflake, Inc.
The “Money Talks” financial experts team up to discuss the difference between growth and value strategies and why an investor shouldn’t switch strategies mid-cycle.
The Henssler Financial experts to discuss unemployment, sector performance, and the market’s reaction to Fed comments about the current economic conditions,
The "Money Talks" hosts take a closer ook at the latest initial public offering from tech company Snowflake, Inc.
The Henssler Financial experts to discuss unemployment, sector performance, and the market’s reaction to Fed comments about the current economic conditions,
The "Money Talks" hosts take a closer ook at the latest initial public offering from tech company Snowflake, Inc.
The “Money Talks,” financial experts team up to discuss the importance of establishing a sell strategy using a case study of a couple who frequently call their adviser asking if it is time to sell.
The "Money Talks" hosts discuss the market’s five-day slide, small business sentiment, and the increase in mortgage applications and refinancing.
The "Money Talks" hosts round out the show answering a listener’s question on Tesla’s recent 26% drop.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate D. J. Barker, CWS®, to discuss the market’s five-day slide, small business sentimen, and the increase in mortgage applications and refinancing. The experts team up to discuss the importance of establishing a sell strategy using a case study of a couple who frequently call their adviser asking if it is time to sell. The hosts round out the show answering a listener’s question on Tesla’s recent 26% drop.
The "Money Talks" hosts discuss the market’s five-day slide, small business sentiment, and the increase in mortgage applications and refinancing.
The "Money Talks" hosts round out the show answering a listener’s question on Tesla’s recent 26% drop.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate D. J. Barker, CWS®, to discuss the market’s five-day slide, small business sentimen, and the increase in mortgage applications and refinancing. The experts team up to discuss the importance of establishing a sell strategy using a case study of a couple who frequently call their adviser asking if it is time to sell. The hosts round out the show answering a listener’s question on Tesla’s recent 26% drop.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined fellow research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the week’s market action and the week’s economic releases including the Case-Shiller Home Price Index, New Home Sales, Durable Goods and the weekly Jobless Claims. The Research Analysts take a listener’s question, “Should we be alarmed by federal debt?” and provide a deeper look at our national debt and how it is “offset” by GDP growth.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, and fellow research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, team up to answer a listener’s question, “Should we be alarmed by federal debt?” They provide a deeper look at our national debt and how it is “offset” by GDP growth.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined fellow research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the week’s market action and the week’s economic releases including the Case-Shiller Home Price Index, New Home Sales, Durable Goods and the weekly Jobless Claims.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined fellow research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, to discuss the week’s market action and the week’s economic releases including the Case-Shiller Home Price Index, New Home Sales, Durable Goods and the weekly Jobless Claims.
This week on “Money Talks,” hosts discuss the year-to-date market movements and the correlation between market performance and election outcomes. The financial experts delve into a case study of a couple who are looking to create more liquidity in their plan so they can delay tapping their retirement funds. Refinancing their home might just do the trick. The hosts wrap up the show answering listeners’ questions on recontributing IRA withdrawals, specialty REITs The GEO Group and CoreCivic, and consumer conglomerate Target Corporation.
The “Money Talks” financial experts delve into a case study of a couple who are looking to create more liquidity in their plan so they can delay tapping their retirement funds. Refinancing their home might just do the trick.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEVA, and Associate Logan Daniel, CFP®, CRPC®, to discuss the year-to-date market movements and the correlation between market performance and election outcomes.
Listeners' questions on recontributing IRA withdrawals, specialty REITs The GEO Group and CoreCivic, and consumer conglomerate Target Corp.
The “Money Talks” financial experts delve into a case study of a couple who are looking to create more liquidity in their plan so they can delay tapping their retirement funds. Refinancing their home might just do the trick.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEVA, and Associate Logan Daniel, CFP®, CRPC®, to discuss the year-to-date market movements and the correlation between market performance and election outcomes.
Listeners' questions on recontributing IRA withdrawals, specialty REITs The GEO Group and CoreCivic, and consumer conglomerate Target Corp.
This week on “Money Talks,” the Financial Experts discuss the market action for the week and how it compares to 12-month ago levels. They also explain how the performance of a few heavily weighted companies are making the S&P index seem like it is outperforming despite lackluster earnings. The show's hosts also take a look at a unique situation where an investor is looking to modify his substantially equal periodic payment plan. They round out the show discussing how a non-working spouse can save for retirement, and cover fertilizer companies Scotts Miracle Grow and Mosaic.
The “Money Talks” experts take a look at a unique situation where an investor is considering modifying his substantially equal periodic payment plan. They look at the rules behind the only allowed change and why he may not want to make the modification.
How the performance of a few heavily weighted companies is making the S&P index seem like it is outperforming despite lackluster earnings.
How a non-working spouse can save for retirement, and cover fertilizer companies Scotts Miracle Grow and Mosaic
The “Money Talks” experts take a look at a unique situation where an investor is considering modifying his substantially equal periodic payment plan. They look at the rules behind the only allowed change and why he may not want to make the modification.
How the performance of a few heavily weighted companies is making the S&P index seem like it is outperforming despite lackluster earnings.
How a non-working spouse can save for retirement, and cover fertilizer companies Scotts Miracle Grow and Mosaic
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined Managing Associate D. James Barker, CWS®, and Associate Peter Lynch to discuss the market’s sector performance, earnings surprises and the Purchasing Manager’s Index. The financial planners look at a common client situation where both spouses have different dreams about what retirement looks like. They discuss how important it is to have the retirement discussion early on when you’re in the saving phase. The hosts round out the show answering listeners’ questions on the oil sector and whether an investor should pay off a mortgage before retirement.
Managing Associate D. James Barker, CWS®, and Associate Peter Lynch join Chief Investment Officer Troy Harmon, CFA, CVA, to look at a common client situation where both spouses have different dreams about what retirement looks like. They discuss how important it is to have the retirement discussion early on when you’re in the saving phase.
The “Money Talks” hosts discuss the market’s sector performance, earnings surprises and the Purchasing Manager’s Index.
The “Money Talks” hosts answer listeners’ questions on the oil sector and whether an investor should pay off a mortgage before retirement.
Managing Associate D. James Barker, CWS®, and Associate Peter Lynch join Chief Investment Officer Troy Harmon, CFA, CVA, to look at a common client situation where both spouses have different dreams about what retirement looks like. They discuss how important it is to have the retirement discussion early on when you’re in the saving phase.
The “Money Talks” hosts discuss the market’s sector performance, earnings surprises and the Purchasing Manager’s Index.
The “Money Talks” hosts answer listeners’ questions on the oil sector and whether an investor should pay off a mortgage before retirement.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Chief Economic Adviser Roger Tutterow, Ph.D., and Research Analyst Nick Antonucci, CVA, CEPA, to discuss both the Dallas and Richmond Fed Manufacturing indices, the S&P Case Shiller Home Price Index, as well as the stock market performance for year to date and the last 12 months. The experts take a deep dive into the latest GDP reading from the Bureau of Economic Analysis. They discuss the disconnect between the economic report and the stock market performance. They also touch on other factors, including employment, the upcoming election, and the interest rate environment. The hosts tie up the show answering a listener’s question on the not-so-struggling retail sector.
The “Money Talks” experts take a deep dive into the latest GDP reading, discussing the disconnect between the economic report and the stock market performance.
The “Money Talks” hosts cover performance for year to date and the last 12 months, as well as the Dallas and Richmond Fed Manufacturing indices, and the S&P Case Shiller Home Price Index.
The “Money Talks” hosts finish the show answering a listener’s question on the no-so-struggling retail sector.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Chief Economic Adviser Roger Tutterow, Ph.D., and Research Analyst Nick Antonucci, CVA, CEPA, to discuss both the Dallas and Richmond Fed Manufacturing indices, the S&P Case Shiller Home Price Index, as well as the stock market performance for year to date and the last 12 months. The experts take a deep dive into the latest GDP reading from the Bureau of Economic Analysis. They discuss the disconnect between the economic report and the stock market performance. They also touch on other factors, including employment, the upcoming election, and the interest rate environment. The hosts tie up the show answering a listener’s question on the not-so-struggling retail sector.
The “Money Talks” experts take a deep dive into the latest GDP reading, discussing the disconnect between the economic report and the stock market performance.
The “Money Talks” hosts cover performance for year to date and the last 12 months, as well as the Dallas and Richmond Fed Manufacturing indices, and the S&P Case Shiller Home Price Index.
The “Money Talks” hosts finish the show answering a listener’s question on the no-so-struggling retail sector.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Director of Insurance Planning Jim Crone, CLU®, CFS®, to discuss the week’s market movements, the Chicago Fed National Activity Index, Household Credit Report, and housing news. Jim leads the group on a discussion about the changes that have been happening in the long-term care insurance market. The experts round out the show answering listeners’ questions on companies that are part of the shipping/delivery arena and adding real estate to a portfolio.
The “Money Talks” experts take an in-depth look at the changes that have been happening in the long-term care insurance market.
The “Money Talks” hosts cover the week’s market movements, the Chicago Fed National Activity Index, Household Credit Report, and housing news.
Listeners’ questions on companies that are part of the shipping/delivery arena and adding real estate to a portfolio.
The “Money Talks” experts take an in-depth look at the changes that have been happening in the long-term care insurance market.
The “Money Talks” hosts cover the week’s market movements, the Chicago Fed National Activity Index, Household Credit Report, and housing news.
Listeners’ questions on companies that are part of the shipping/delivery arena and adding real estate to a portfolio.
This week on “Money Talks,” the hosts discuss the week’s earnings reports, unemployment, and the Small Business Optimism Index. The financial Experts lead a discussion on a unique opportunity that 2020 brings—the ability to roll what would have been a 2020 RMD into a Roth IRA. They also cover the nuances of this move as well as why it may be beneficial to some investors. The hosts round out the show answering listeners’ questions on why the Dow rallies on speculation of a COVID vaccine and Chinese plastics producer Sinopec Shanghai Petrochemical Company Ltd.
The “Money Talks” financial experts discuss a unique opportunity that 2020 brings—the ability to roll what would have been a 2020 RMD into a Roth IRA. They also cover the nuances of this move as well as why it may be beneficial to some investors.
The “Money Talks” hosts cover earnings reports, unemployment and the Small Business Optimism Index.
Listeners’ questions on why the Dow rallies on speculation of a COVID vaccine and Chinese plastics producer Sinopec Shanghai Petrochemical Company Ltd.
The “Money Talks” financial experts discuss a unique opportunity that 2020 brings—the ability to roll what would have been a 2020 RMD into a Roth IRA. They also cover the nuances of this move as well as why it may be beneficial to some investors.
The “Money Talks” hosts cover earnings reports, unemployment and the Small Business Optimism Index.
Listeners’ questions on why the Dow rallies on speculation of a COVID vaccine and Chinese plastics producer Sinopec Shanghai Petrochemical Company Ltd.
This week on “Money Talks,” the hosts discuss the week’s market action, the Services Index, and interest rates. Henssler’s Research Analysts delve deep into a case study on portfolio construction and how paying attention to diversification can help your portfolio over the long term. The experts round out the show answering listeners’ questions on delayed tax returns, income tax on unemployment benefits, and the current rate of corporate bankruptcies in 2020.
The Henssler Research Analysts explore portfolio construction and how paying attention to the fundamentals—a variety of factors that we believe influence a stock's performance—can help your portfolio over the long term.
The “Money Talks” hosts discuss the week’s market action, the Services Index, and interest rates.
Listeners’ questions on delayed tax returns, income tax on unemployment benefits, and the current rate of corporate bankruptcies in 2020.
The Henssler Research Analysts explore portfolio construction and how paying attention to the fundamentals—a variety of factors that we believe influence a stock's performance—can help your portfolio over the long term.
Listeners’ questions on delayed tax returns, income tax on unemployment benefits, and the current rate of corporate bankruptcies in 2020.
This week on “Money Talks,” your hosts discuss the market’s choppy moves during the week, housing news, and interest rates. The financial experts also answer the top three investor questions we get: Should we sell now? How do I position my portfolio for a presidential administration change? Why is the market so good if the economic news is so bad? The hosts round out the show by answering listeners’ questions on coronavirus-related withdrawals from a Roth IRA and the new method the government is using for distributing Economic Impact Payments.
Many investors have similar questions--should we sell now? How do I position my portfolio for a potential presidential administration change? Why is the market so good if the economic news is so bad? We tackle these questions and explain why they can all be answered with our Ten Year Rule.
The “Money Talks” hosts discuss the market’s choppy moves, housing news, and interest rates.
Listeners’ questions on coronavirus-related withdrawals from a Roth IRA and the new method the government is using for distributing economic impact payments.
The “Money Talks” hosts discuss the market’s choppy moves, housing news, and interest rates.
Listeners’ questions on coronavirus-related withdrawals from a Roth IRA and the new method the government is using for distributing economic impact payments.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Client Relationship Manager for Retirement Services Justin Wagner, AIF®, to discuss the week’s market movements and what has been driving Energy prices. The experts take a look at how the COVID-19 pandemic has affected 401(k) savings and provide some tips for keeping your 401(k) on track. The hosts round out the show answering a listener’s question on what to do when your employer suspends the 401(k) match.
In this week’s case study, the “Money Talks,” hosts take a look at how the COVID-19 pandemic has affected 401(k) savings and provide some tips for keeping your 401(k) on track.
The “Money Talks” hosts discuss the market’s weekly movement and what has been driving Energy prices.
The "Money Talks" hosts answer a listener's question on what he should do now that his company has suspended the 401(k) match.
In this week’s case study, the “Money Talks,” hosts take a look at how the COVID-19 pandemic has affected 401(k) savings and provide some tips for keeping your 401(k) on track.
The “Money Talks” hosts discuss the market’s weekly movement and what has been driving Energy prices.
The "Money Talks" hosts answer a listener's question on what he should do now that his company has suspended the 401(k) match.
This week on “Money Talks,” the hosts discuss the market’s sharp pullback after Fed Chairman Jerome Powell’s statements mid-week. They also look into how both households and businesses need to prepare for periods where income isn’t guaranteed. The experts round out the show by answering listeners’ questions on withdrawing funds from an IRA and Warren Buffett’s strategy with Berkshire Hathaway.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch explore how both households and businesses can prepare for periods where income isn’t guaranteed.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, have an in-depth discussion on loss aversion and how investors have to fight human nature to avoid selling at the bottom and buying at the highs.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, to discuss the market’s year-to-date performance and the one-year performance. The experts have an in-depth discussion on loss aversion and how investors have to fight human nature to avoid selling at the bottom and buying at the highs. The host round out the show answering listeners’ questions on Walmart Inc., required mandatory distributions, and Roth conversions.
The "Money Talks" hosts discuss the market’s year-to-date performance and the one-year performance, as well as the ISM Purchasing Managers Index, Factory Orders, and the ISM Non-Manufacturing Survey.
The "Money Talks" hosst round out this week's show answering listeners’ questions on Walmart Inc., required mandatory distributions, and Roth conversions.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, have an in-depth discussion on loss aversion and how investors have to fight human nature to avoid selling at the bottom and buying at the highs.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, to discuss the market’s year-to-date performance and the one-year performance. The experts have an in-depth discussion on loss aversion and how investors have to fight human nature to avoid selling at the bottom and buying at the highs. The host round out the show answering listeners’ questions on Walmart Inc., required mandatory distributions, and Roth conversions.
The "Money Talks" hosts discuss the market’s year-to-date performance and the one-year performance, as well as the ISM Purchasing Managers Index, Factory Orders, and the ISM Non-Manufacturing Survey.
The "Money Talks" hosst round out this week's show answering listeners’ questions on Walmart Inc., required mandatory distributions, and Roth conversions.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, to cover the week’s market action, as well as the surprise increase in new home sales, the fed funds rate, and a decline in the first quarter GDP. Jennifer and Shawna tackle a listener’s concern about passing a tax burden to his children with an inherited IRA. The experts also answer listeners’ questions on the theoretical outcome of a selective default by the Treasury, large-cap pharmaceutical companies, and tax-deductible charitable contributions.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, to tackle a listener’s concern about passing a tax burden to his children with an inherited IRA.
The week’s market action, as well as the surprise increase in new home sales, the fed funds rate, and a decline in the first quarter GDP.
Q&ATime: The theoretical outcome of a selective default by the Treasury, large-cap pharmaceutical companies, and tax-deductible charitable contributions
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, to tackle a listener’s concern about passing a tax burden to his children with an inherited IRA.
Q&ATime: The theoretical outcome of a selective default by the Treasury, large-cap pharmaceutical companies, and tax-deductible charitable contributions
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by President Gene W. Henssler, Ph.D., and Research Analyst Nick Antonucci, CVA, CEPA, to discuss the market’s one-year performance and how the Energy and Financial sectors are affecting the market. The hosts discuss the recent dip, how S&P 500 Companies are treating their dividends, and how schools reopening will influence economies reopening. The hosts round out the show answering listeners’ questions on food delivery services Uber Eats and GrubHub, what may happen if airlines fail, and provide clarification on Schwab’s guarantee against fraud.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by President GeneW. Henssler, Ph.D., and Research Analyst Nick Antonucci, CVA, CEPA, todiscuss the week’s market dip and how S&P 500 companies are treating theirdividends during the pandemic crisis.
The "Money Talks" hosts cover the market’s one-year performance, Powell's latest comments, and how the Energy and Financial sectors are affecting the market.
The show hosts discuss how schools reopening after the pandemic may influence economies reopening.
The "Money Talks" hosts answer listeners' questions on food delivery services Uber Eats and GrubHub, airline failures, and more on Schwab’s guarantee against fraud.
The "Money Talks" hosts cover the market’s one-year performance, Powell's latest comments, and how the Energy and Financial sectors are affecting the market.
The show hosts discuss how schools reopening after the pandemic may influence economies reopening.
The "Money Talks" hosts answer listeners' questions on food delivery services Uber Eats and GrubHub, airline failures, and more on Schwab’s guarantee against fraud.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Bil Lako, CFP®, and President Gene W. Henssler, Ph.D., to provide some insight for business owners who have eight weeks to use their PPP loan funds for payroll costs if they want the loan forgiven.
The "Money Talks" hosts discuss the market’s year-to-date performance, interest rates, unemployment claims and the few positive signs we see in the market.
The “Money Talk” hosts share a lesson how malware hacked into a brokerage account and almost cost an investor $90,000.
We answer listeners’ questions on Hilton Worldwide Holdings Inc. and Vanguard Energy Index Fund ETF.
This week on “Money Talks,” the hosts discuss the market’s year-to-date performance, interest rates, unemployment claims and the few positive signs we see in the market. The business experts share some insight for business owners who have eight weeks to use their PPP loan funds for payroll costs if they want the loan forgiven. They also discuss a $90,000 lesson on cybersecurity. The hosts round out the show answering listeners’ questions on Hilton Worldwide Holdings Inc. and Vanguard Energy Index Fund ETF.
This week on “Money Talks,” the hosts discuss the market’s year-to-date performance, interest rates, unemployment claims and the few positive signs we see in the market. The business experts share some insight for business owners who have eight weeks to use their PPP loan funds for payroll costs if they want the loan forgiven. They also discuss a $90,000 lesson on cybersecurity. The hosts round out the show answering listeners’ questions on Hilton Worldwide Holdings Inc. and Vanguard Energy Index Fund ETF.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate Jarrett McKenzie, CFP®, CWS® to discuss the negative first-quarter GDP as well as high unemployment, despite that the COVID-19 pandemic only began in the last two weeks of the quarter. They also discuss the decline in earnings for the S&P 500 companies. The hosts also address listeners’ questions—one from an investor who didn’t fulfill liquidity needs in 2019 when the market was at all-time highs and another who no longer has to take a 2020 RMD and wants to know how to use this opportunity to his advantage.
The IRS has extended the 60-day rollover window that may allow IRA account holders who have taken an RMD for 2020 to recontribute funds now that RMDs are waived for the year.
An investor who didn’t fulfill liquidity needs in 2019 when the market was at all-time highs and only has six years of liquidity—what to do?
First quarter GDP as well as high unemployment, despite that the COVID-19 pandemic only began in the last two weeks of the quarter.
An investor who didn’t fulfill liquidity needs in 2019 when the market was at all-time highs and only has six years of liquidity—what to do?
First quarter GDP as well as high unemployment, despite that the COVID-19 pandemic only began in the last two weeks of the quarter.
The “Money Talks” radio hosts explore the current valuations seen in the market, and whether market prices are addressing the current unemployment numbers.
The experts round out the show answering a listener’s question on what sectors to buy in the market.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal William G. Lako, Jr., CFP®, and President Gene W. Henssler, Ph.D., to discuss sector year-to-date performance, oil futures, jobless claims, and interest rates. The hosts explore the current valuations seen in the market, and whether market prices are addressing the current unemployment numbers. The experts round out the show answering a listener’s question on what sectors to buy in the market.
The “Money Talks” radio hosts explore the current valuations seen in the market, and whether market prices are addressing the current unemployment numbers.
The experts round out the show answering a listener’s question on what sectors to buy in the market.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal William G. Lako, Jr., CFP®, and President Gene W. Henssler, Ph.D., to discuss sector year-to-date performance, oil futures, jobless claims, and interest rates. The hosts explore the current valuations seen in the market, and whether market prices are addressing the current unemployment numbers. The experts round out the show answering a listener’s question on what sectors to buy in the market.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts, Nick Antonucci, CVA, CEPA, and Jacob Keen, CFA, plus John Dickson, CPA, CFP®, CVA, from Henssler CPAs & Advisers to discuss jobless claims, retail sales, Industrial production and the market’s slight rally. The experts highlight the changes to the 2020 tax season and debate what a return to normal might look like for our economy. The show hosts also discuss the PPP loan process, the Fed’s action in buying high-yield municipals and corporate bonds, and a setting a precedent for future bailouts.
The “Money Talks” experts discuss the PPP loan process, the Fed’s actions buying high-yield municipals and corporate bonds, and a setting a precedent for future bailouts.
The “Money Talks” hosts discuss jobless claims, retail sales, Industrial production and the market’s slight rally.
This week on “Money Talks,” the show hosts discuss the week’s market action and sector performance. They also cover current investment recommendations, and how the current market holds up to historic markets of the Tech Bubble and the 2009 financial crisis. The experts also discuss how student loans and qualified charitable distributions are affected by the CARES Act, and how the economy may restart again.
The Henssler Experts cover current investment recommendations, and how today’s market holds up to historic markets of the Tech Bubble and the 2009 financial crisis.
The “Money Talks” hosts discuss how student loans and qualified charitable distributions are affected by the CARES Act, and how the economy may restart again.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Principal Bil Lako, CFP®, and President and Director Gene W. Henssler, Ph.D., interview Pete O’Hern from Coastal States Bank on the Payroll Protection Program loans that are backed by the Small Business Administration. While final guidance from the SBA hadn’t been released as of the interview, they cover what the loans can be used for and how the loan forgiveness may work. They also discuss how small businesses may qualify for both the PPP loans and the SBA’s Emergency Injury Disaster Loan program. Bil, Troy, and Gene also cover unemployment for businesses who have had to cut their workforce, how they feel investors need to face the current market, and the week’s economic and stock market news.
Dr. Gene Henssler and Bil Lako CFP® and Troy Harmon, CFA, CVA cover how they feel investors need to face the current market,
The “Money Talks” hosts interview Pete O’Hern from Costal States Bank on the Payroll Protection Program loans that are backed by the Small Business Administration.
The “Money Talks” hosts discuss sector performance, the week’s economic and stock market news
The “Money Talks” cover unemployment for businesses who have had to cut their workforce.
Dr. Gene Henssler and Bil Lako CFP® and Troy Harmon, CFA, CVA cover how they feel investors need to face the current market,
The “Money Talks” hosts interview Pete O’Hern from Costal States Bank on the Payroll Protection Program loans that are backed by the Small Business Administration.
The “Money Talks” hosts discuss sector performance, the week’s economic and stock market news
The “Money Talks” cover unemployment for businesses who have had to cut their workforce.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Bil Lako, CFP®, and President and Director Gene W. Henssler, Ph.D. to discuss the week’s level off in volatility, Energy Sector performance, and jobless claims. The experts also take a deeper look at the economic impact and what it will take to get the economy moving again once the COVID-19 threat has subsided. They also look at the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, which was passed by the Senate this week. Dr. Gene and Bil also look at the economics behind refinancing your mortgage.
The “Money Talks” hosts discuss what it will take to get the economy moving again once the COVID-19 threat has subsided. They also look at the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, which was passed by the Senate this week.
The “Money Talks” hosts discuss what it will take to get the economy moving again once the COVID-19 threat has subsided. They also look at the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, which was passed by the Senate this week.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Bil Lako, CFP®, and Chief Economic Adviser Roger Tutterow, Ph.D., to provide their opinions on whether or not we are in a recession and how they believe the market will respond.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Bil Lako, CFP®, and Chief Economic Adviser Roger Tutterow, Ph.D., to discuss the week’s market volatility, as well as interest rates and whether investors should refinance their mortgages. The Experts also provide their opinions on whether or not we are in a recession and how they believe the market will respond.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Bil Lako, CFP®, and Chief Economic Adviser Roger Tutterow, Ph.D., to provide their opinions on whether or not we are in a recession and how they believe the market will respond.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Bil Lako, CFP®, and Chief Economic Adviser Roger Tutterow, Ph.D., to discuss the week’s market volatility, as well as interest rates and whether investors should refinance their mortgages. The Experts also provide their opinions on whether or not we are in a recession and how they believe the market will respond.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, to discuss the recent market volatility, what has been happening in the energy sector, and how the market is responding to the COVID-19 virus. The experts also provide some advice for a beginning investor in his 20s.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Peter Lynch to cover the Federal Reserve’s rate cut, the ongoing coronavirus crisis, and how the market reacted to Super Tuesday. The experts also take a deeper look at how insurance coverages work in your overall financial plan. The hosts round out the show answering listeners’ questions on Ivy High Income high-yield bond fund, why paying attention to your after-tax returns is important, and why a business owner may need to sign a non-compete agreement when selling his business.
The “Money Talks” experts take a deeper look at how insurance coverages work in your overall financial plan.
Ivy High Income high-yield bond fund, your after-tax returns, and why a business owner may need to sign a non-compete agreement when selling his business.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Consultant Jessie Thomas, CPA, and Associate Melanie Wells, CFP®, to discuss the market’s reaction to the Coronavirus, interest rates, and economic reports, including Consumer Confidence, the Federal Open Market Committee policy meeting, and a preliminary reading of Gross Domestic Product. Jessie leads the hosts on a discussion of what a recent widow should pay attention to as she files her tax return and moves forward as a single filer. The experts also address listeners’ questions on the taxation of exchange-traded fund dividends and investing in collectibles.
Case Study: The "Money Talks" hosts discuss what a recent widow should pay attention to as she files her tax return and moves forward as a single filer.
Market Roundup: The market’s reaction to the Coronavirus, interest rates, and economic reports, including Consumer Confidence, the FOMC policy meeting, and a preliminary reading of GDP.
Q&A Time: The experts address listeners’ questions on the taxation of exchange-traded fund dividends and investing in collectibles.
Case Study: The "Money Talks" hosts discuss what a recent widow should pay attention to as she files her tax return and moves forward as a single filer.
Market Roundup: The market’s reaction to the Coronavirus, interest rates, and economic reports, including Consumer Confidence, the FOMC policy meeting, and a preliminary reading of GDP.
Q&A Time: The experts address listeners’ questions on the taxation of exchange-traded fund dividends and investing in collectibles.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate, Jarrett McKenzie, CFP®, CWS® to cover the Producer Price Index, Federal Open Market Committee Minutes, and sector performance for the week. The experts team up to discuss the Henssler Ten Year Rule and how it applies to moving money to fixed investments prior to retirement. The hosts round out the show answering listeners’ questions on Verizon, finding extra money for college expenses, and how a 2019 IRA contribution could lower or eliminate a tax bill.
The “Money Talks” experts team up to discuss the Henssler Ten Year Rule and how it applies to moving money to fixed investments prior to retirement.
Market Roundup: Producer Price Index, Federal Open Market Committee Minutes and sector performance for the week.
Q&A Time: Verizon, finding extra money for college expenses, and how a 2019 IRA contribution could lower or eliminate a tax bill.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Senior Associate, Jarrett McKenzie, CFP®, CWS® to cover the Producer Price Index, Federal Open Market Committee Minutes, and sector performance for the week. The experts team up to discuss the Henssler Ten Year Rule and how it applies to moving money to fixed investments prior to retirement. The hosts round out the show answering listeners’ questions on Verizon, finding extra money for college expenses, and how a 2019 IRA contribution could lower or eliminate a tax bill.
The “Money Talks” experts team up to discuss the Henssler Ten Year Rule and how it applies to moving money to fixed investments prior to retirement.
Market Roundup: Producer Price Index, Federal Open Market Committee Minutes and sector performance for the week.
Q&A Time: Verizon, finding extra money for college expenses, and how a 2019 IRA contribution could lower or eliminate a tax bill.
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined Managing Associate D.J. Barker, CWS®, and Director of Insurance Planning, Jim Crone, CLU®, CFS®, to discuss where the stock market stands with fourth-quarter earnings and how earnings have affected sector performance this year. Jim discusses the ways to maximize your gift to charity using life insurance. The hosts also cover who should own the life insurance policy.
The “Money Talks” experts discuss the various ways you can maximize your gift to charity using life insurance.
The “Money Talks” experts discuss the various ways you can maximize your gift to charity using life insurance.
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Logan Daniel, CFP®, CRPC®, to discuss the week’s market results, sector performance, oil inventories and interest rates. Shawna, Troy and Logan discuss the case of an investor who was working with a broker who put him in very speculative investments. They cover Dr. Gene’s rule of, “Follow the money,” as well as how we approach developing a financial plan. The experts round out the show answering listeners’ questions on concentrated positions and Constellation Brands.
Chief Investment Officer Troy Harmon is joined Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Logan Daniel, CFP®, CRPC®, discuss the situation of an investor who was working with a broker who put him in very speculative investments. They cover Dr. Gene’s rule of, “Follow the money.”
Stocks rebounded and long-term bond yields rose last week amid reports of China's plans to cut tariffs on some American imports. The S&P 500, Dow, and Nasdaq reached all-time highs during the week, and global stocks soared. Also helping push stocks higher was a round of favorable fourth-quarter corporate earnings figures and a strong labor report.
How to begin diversifying a concentrated stock position and spirits maker Constellation Brands
Chief Investment Officer Troy Harmon is joined Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Logan Daniel, CFP®, CRPC®, discuss the situation of an investor who was working with a broker who put him in very speculative investments. They cover Dr. Gene’s rule of, “Follow the money.”
Stocks rebounded and long-term bond yields rose last week amid reports of China's plans to cut tariffs on some American imports. The S&P 500, Dow, and Nasdaq reached all-time highs during the week, and global stocks soared. Also helping push stocks higher was a round of favorable fourth-quarter corporate earnings figures and a strong labor report.
How to begin diversifying a concentrated stock position and spirits maker Constellation Brands
This week on “Money Talks,” Chief Investment Officer Troy Harmon is joined by Principal Jennifer Thomas and Managing Associate K.C. Smith, CFP®, CEPA, to discuss the week’s market movements and economic releases including New Home Sales, U.S. Home Price Indices, and the Conference Board’s Consumer Confidence reading. K.C. and Troy discuss the situation of a business owner who is looking to have his son take over his business so he may retire. The experts discuss the timeline for such a transaction, what planning issues need to be taken into account, and how his options may need to change depending on how quickly he needs the money from the sale of his business. Rounding out the show, the hosts answer listeners’ questions on what to do with unwanted gift cards, and mid-cap financial/credit service companies FirstCash, Inc. and Credit Acceptance Corp.
The situation of a business owner who is looking to have his son take over his business so he may retire. The experts discuss the transaction timeline and what planning issues need to be taken into account.
The week’s market movements and economic releases including New Home Sales, U.S. Home Price Indices and the Conference Board’s Consumer Confidence reading.
What you can do with unwanted gift cards, and mid-cap financial/credit service companies FirstCash, Inc. and Credit Acceptance Corp.
The situation of a business owner who is looking to have his son take over his business so he may retire. The experts discuss the transaction timeline and what planning issues need to be taken into account.
The week’s market movements and economic releases including New Home Sales, U.S. Home Price Indices and the Conference Board’s Consumer Confidence reading.
What you can do with unwanted gift cards, and mid-cap financial/credit service companies FirstCash, Inc. and Credit Acceptance Corp.
This week on “Money Talks,” Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Melanie Wells, CFP®, join Chief Investment Officer Troy Harmon to discuss the week’s market movements and where we believe fourth-quarter earnings season is headed. The experts team up to discuss the many considerations that need to be measured for an investor to decide how to receive his pension payments. Rounding out the show, Troy explains ESG investing and provides his opinions on some stocks with high ESG ratings.
The “Money Talks” experts team up to discuss the many variables that need to be considered when an investor is deciding how to receive pension payments.
The “Money Talks” experts team up to discuss the many variables that need to be considered when an investor is deciding how to receive pension payments.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, CEPA, and Associate Michael Griffin, CFP®, to discuss the unique situation of two investors who plan to merge households once married after years of running their own finances.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, CEPA, and Associate Michael Griffin, CFP®, to discuss the week’s economic releases and market performance. The experts take a deeper look at a unique situation of two investors who plan to merge households once married after years of running their own finances. The hosts round out the show answering listeners’ questions on pet supply company Chewy Inc. and why we don’t prefer preferred stocks.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, CEPA, and Associate Michael Griffin, CFP®, to discuss the unique situation of two investors who plan to merge households once married after years of running their own finances.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, CEPA, and Associate Michael Griffin, CFP®, to discuss the week’s economic releases and market performance. The experts take a deeper look at a unique situation of two investors who plan to merge households once married after years of running their own finances. The hosts round out the show answering listeners’ questions on pet supply company Chewy Inc. and why we don’t prefer preferred stocks.
The “Money Talks” experts take a deeper dive into the SECURE Act and how it affects businesses and individuals.
This week on “Money Talks,” our experts discuss the ISM Nonmanufacturing Index, Factory Orders, the economy, and the latest all-time high for the S&P 500 index.
The "Money Talks" hosts round out the show answering listeners’ questions on fast food corporation YUM Brands; actions a couple can do to prepare 10 years prior to retirement, and if there are any tax benefits for home accessibility modifications.
This week on “Money Talks,” our experts discuss the ISM Nonmanufacturing Index, Factory Orders, the economy, and the latest all-time high for the S&P 500 index. We also take a deeper dive into the SECURE Act and how it affects businesses and individuals. The hosts round out the show answering listeners’ questions on fast food corporation YUM Brands; actions a couple can do to prepare 10 years prior to retirement, and if there are any tax benefits for home accessibility modifications.
This week on “Money Talks,” our experts discuss the ISM Nonmanufacturing Index, Factory Orders, the economy, and the latest all-time high for the S&P 500 index.
The "Money Talks" hosts round out the show answering listeners’ questions on fast food corporation YUM Brands; actions a couple can do to prepare 10 years prior to retirement, and if there are any tax benefits for home accessibility modifications.
This week on “Money Talks,” our experts discuss the ISM Nonmanufacturing Index, Factory Orders, the economy, and the latest all-time high for the S&P 500 index. We also take a deeper dive into the SECURE Act and how it affects businesses and individuals. The hosts round out the show answering listeners’ questions on fast food corporation YUM Brands; actions a couple can do to prepare 10 years prior to retirement, and if there are any tax benefits for home accessibility modifications.
The “Money Talks” experts discuss what you should do if you’ve missed your required minimum distribution for 2019 and how the SECURE Act changes RMDs going forward.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna L. Theriault, CPA, CFP®, CDFA®, and Associate Peter Lynch to discuss the final days of 2019 and the start of 2020’s market action. The experts delve into what you should do if you’ve missed your required minimum distribution for 2019 and how the SECURE Act changes RMDs going forward. The hosts also answer al listener’s question on the overvalued market and how to invest in stocks.
The “Money Talks” experts discuss what you should do if you’ve missed your required minimum distribution for 2019 and how the SECURE Act changes RMDs going forward.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna L. Theriault, CPA, CFP®, CDFA®, and Associate Peter Lynch to discuss the final days of 2019 and the start of 2020’s market action. The experts delve into what you should do if you’ve missed your required minimum distribution for 2019 and how the SECURE Act changes RMDs going forward. The hosts also answer al listener’s question on the overvalued market and how to invest in stocks.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Client Relationship Manager - Retirement Services Justin Wagner, AIF®, to discuss year-to-date sector performance, and how the S&P 500 Index fared in 2019. The experts take a look into how 2019 compares to past years and what we anticipate 2020 will look like.
We review how 2019 shaped up and share what our Analysts and Planners expect for the market and economy in 2020.
This week on “Money Talks,” the hosts discuss year-to-date performance, November’s Jobs Report, and the unemployment rate. They also touch on consumer sentiment and wholesale trade. The experts provide advice to making your financial resolutions for the new year stick. They also answer listeners’ questions on a Vanguard money market fund and the Teacher Retirement System of Georgia. Lastly, they address a new “insur-tech” company, Gainbridge, that is offering fixed annuities with better interest rates than CDs.
Monday’s market action started mixed as investors awaited news on a trade deal, but at the end of the day, the major indices all closed lower. Investors continued searching for news on U.S.-China negotiations on Tuesday, but by the end of the day the major averages closed down once again. Midweek, stocks edged higher as the Federal Reserve reassured that economic conditions were stable. The central bank did not change interest rates and indicated no changes would happen in the near future. In economic news, the Consumer Price Index climbed by 0.3% during the month; although, the “core” rate, which excludes food and energy, advanced 0.2%, matching expectations. Indices closed with gains on Thursday, as the S&P 500 and NASDAQ hit new record levels. Financial and Energy sector stocks led the way up on phase one trade deal optimism. Indices closed slightly higher on Friday, with the S&P 500 and NASDAQ trading up to new record heights once again. Stocks gained as the U.S. and China struck a phase one trade deal. Additionally, President Trump said December tariffs are cancelled. On another note, retail sales ticked up in November with a 0.2% increase that was just shy of economists’ estimates of a 0.5% gain.
The “Money Talks” experts answer listeners’ questions on the strength of a Vanguard money market fund and the Teacher Retirement System of Georgia. They also address a new “insur-tech” company, Gainbridge, that is offering fixed annuities with better interest rates than CDs.
This week on “Money Talks,” your hosts discuss the week’s downward slip despite the stellar year-to-date performance. They also cover the contraction in the manufacturing sector. The Experts also dig into a case study of an investor who wants to minimize her required minimum distributions and wonders if a qualified longevity annuity contract will work for her situation. They round out the show answering listeners’ questions on working while receiving Social Security and ratings for insurance companies.
The “Money Talks” Experts dig into a case study of an investor who wants to minimize her required minimum distributions and wonders if a qualified longevity annuity contract will work for her situation.
Indices started the week in the red zone with Technology stocks dipping on continuing tariff tensions and manufacturing data. The Institute for Supply Management's Manufacturing Index for November fell to 48.1 from 48.3 in October, versus expectations for a jump to 49.4. The slide continued Tuesday when President Trump said a U.S.-China trade agreement may have to wait until after next year's elections. The bulk of the S&P 500 sectors traded lower on the news. A reversal came mid-week with the major indices closing in the green, stepping up on the return of trade deal optimism. In economic news, the Institute for Supply Management's Non-Manufacturing index slipped to a reading of 53.9, from 54.7 in October, but remains in expansionary territory. Thursday’s trading session ended with gains as stocks stepped up on a variety of economic news and trade deal optimism. Data from the Department of Labor showed a decrease in initial jobless claims for last week. First-time claims slipped by 10,000 to 203,000 in the week ended November 30. On another note, factory orders increased in October. A 0.3% uptick was slightly shy of an anticipated 0.4% gain. Indices closed in the green zone on Friday, on the release of a strong jobs data. Bureau of Labor Statistics figures showed an addition of 266,000 jobs in November. The results exceeded forecasts of 188,000. Looking elsewhere, a measure of consumer confidence is on the upswing. In a preliminary reading for December, the University of Michigan's sentiment index ticked up to 99.2 from 96.8 for November.
The “Money Talks” Experts answer listeners’ questions on the tax consequences of working while receiving Social Security benefits and ratings for insurance companies.
The “Money Talks” Experts dig into a case study of an investor who wants to minimize her required minimum distributions and wonders if a qualified longevity annuity contract will work for her situation.
Indices started the week in the red zone with Technology stocks dipping on continuing tariff tensions and manufacturing data. The Institute for Supply Management's Manufacturing Index for November fell to 48.1 from 48.3 in October, versus expectations for a jump to 49.4. The slide continued Tuesday when President Trump said a U.S.-China trade agreement may have to wait until after next year's elections. The bulk of the S&P 500 sectors traded lower on the news. A reversal came mid-week with the major indices closing in the green, stepping up on the return of trade deal optimism. In economic news, the Institute for Supply Management's Non-Manufacturing index slipped to a reading of 53.9, from 54.7 in October, but remains in expansionary territory. Thursday’s trading session ended with gains as stocks stepped up on a variety of economic news and trade deal optimism. Data from the Department of Labor showed a decrease in initial jobless claims for last week. First-time claims slipped by 10,000 to 203,000 in the week ended November 30. On another note, factory orders increased in October. A 0.3% uptick was slightly shy of an anticipated 0.4% gain. Indices closed in the green zone on Friday, on the release of a strong jobs data. Bureau of Labor Statistics figures showed an addition of 266,000 jobs in November. The results exceeded forecasts of 188,000. Looking elsewhere, a measure of consumer confidence is on the upswing. In a preliminary reading for December, the University of Michigan's sentiment index ticked up to 99.2 from 96.8 for November.
The “Money Talks” experts provide listeners with some useful year-end planning tips that cover estate, tax, investment, and financial planning.
Indices closed in record territory on Monday, with the Consumer Staples sector stocks among the best performers on the day, while the Energy sector lagged. Sentiment was likely influenced by an interest-rate cut in China and continued trade negotiations. Tuesday’s session was mixed, led by the Healthcare and Financial sectors, which offset some weakness in Basic Materials. In economic news, Housing Starts rose to 1.32 million units, annualized, for October, beating consensus estimates. Indices closed in the red zone on Wednesday, slipping on news of a potential delay in the U.S.-China trade deal. The market action was more of a drifting down versus a major selloff, as stocks turned in a lackluster performance with no economic data releases for the day. The market slip continued Thursday, with stocks dipping on a variety of economic news. The Labor Department reported weekly initial jobless claims remained at a five-month high for the week ended Nov. 16 at 227,000. Indices closed in the green zone on Friday, with stocks ticking up as President Trump said a U.S.-China trade agreement is "potentially very close." On a final note, consumer confidence increased in November. The University of Michigan's final reading climbed to 96.8 this month from 95.5 in October. The result exceeded expectations of 95.7.
The “Money Talks” experts answer a listener’s three-part question on energy stocks Chevron and ExxonMobil, gifting stock shares to children, and Amazon’s price target for 2020.
Indices closed in record territory on Monday, with the Consumer Staples sector stocks among the best performers on the day, while the Energy sector lagged. Sentiment was likely influenced by an interest-rate cut in China and continued trade negotiations. Tuesday’s session was mixed, led by the Healthcare and Financial sectors, which offset some weakness in Basic Materials. In economic news, Housing Starts rose to 1.32 million units, annualized, for October, beating consensus estimates. Indices closed in the red zone on Wednesday, slipping on news of a potential delay in the U.S.-China trade deal. The market action was more of a drifting down versus a major selloff, as stocks turned in a lackluster performance with no economic data releases for the day. The market slip continued Thursday, with stocks dipping on a variety of economic news. The Labor Department reported weekly initial jobless claims remained at a five-month high for the week ended Nov. 16 at 227,000. Indices closed in the green zone on Friday, with stocks ticking up as President Trump said a U.S.-China trade agreement is "potentially very close." On a final note, consumer confidence increased in November. The University of Michigan's final reading climbed to 96.8 this month from 95.5 in October. The result exceeded expectations of 95.7.
The “Money Talks” experts answer a listener’s three-part question on energy stocks Chevron and ExxonMobil, gifting stock shares to children, and Amazon’s price target for 2020.
This week on “Money Talks,” the hosts team up to discuss the market’s year-to-date performance, the latest Retail Sales report, what is expected for the holiday shopping season, and how much the strong consumer will likely spend. They touch on housing, Industrial Production, and weekly Jobless Claims. The experts also provide listeners with some useful year-end planning tips that cover estate, tax, investment, and financial planning. They also answer a listener’s three-part question on energy stocks Chevron and ExxonMobil, gifting stock shares to children, and Amazon’s price target for 2020.
This week on “Money Talks,” the hosts team up to discuss the market’s year-to-date performance, the latest Retail Sales report, what is expected for the holiday shopping season, and how much the strong consumer will likely spend. They touch on housing, Industrial Production, and weekly Jobless Claims. The experts also provide listeners with some useful year-end planning tips that cover estate, tax, investment, and financial planning. They also answer a listener’s three-part question on energy stocks Chevron and ExxonMobil, gifting stock shares to children, and Amazon’s price target for 2020.
This week on “Money Talks,” your experts discuss year-to-date sector performance, the normalization of the yield curve after the Fed’s interest rate cut, the Consumer Price Index, and inflation. The hosts delve into the case of two sons concerned their father’s assets will be left to his fourth wife, and “everything will work itself out.” They cover the importance of coordinating beneficiary designations as well. The hosts round out the show answering listeners’ questions on what to do with investments in the current market and what investors should do with gains in tech company Applied Materials.
The “Money Talks” experts delve into a situation of two sons concerned their father’s assets will be left to his fourth wife, and “everything will work itself out.” They cover the importance of coordinating beneficiary designations as well.
With investor sentiment falling on trade concerns, the major indices ended mixed on Monday. The Dow Jones Industrial Average traded slightly higher to close at a new record while the S&P 500 Index and NASDAQ Composite shed some points. The Dow closed unchanged while the NASDAQ traded up to a new record high on Tuesday, and the S&P 500 ended just shy of a new high. The Healthcare, Industrials, and Technology sectors posted gains, while the Financials and Basic Materials sectors took a step back. Indices closed out mixed on Wednesday, this time, with the Dow and S&P 500 trading to new record levels while the NASDAQ shed some points. On another note, consumer prices ticked up in October. Labor Department data showed the Consumer Price Index increased 0.4% last month. Economists had forecast a lesser gain of 0.3% for October. Thursday, the indices ended mixed on continued trade deal concerns. The Dow and NASDAQ closed fractionally in the red while the S&P 500 edged up to a new record. U.S. Treasury bond yields were off across the board as demand for the safe-haven asset increased. Indices closed at new all-time highs on Friday with the Dow crossing the milestone 28,000 mark for the first time. Several Technology sector stocks ticked up to new records on trade talk hopes. Furthermore, the U.S. Census Bureau estimated that October retail sales were up 0.3% from the previous month and 3.1% higher than the year before.
The “Money Talks” experts round out the show answering listeners’ questions on what to do with investments in the current market and what investors should do with gains in tech company Applied Materials.
This week on “Money Talks,” your experts discuss year-to-date sector performance, the normalization of the yield curve after the Fed’s interest rate cut, the Consumer Price Index, and inflation. The hosts delve into the case of two sons concerned their father’s assets will be left to his fourth wife, and “everything will work itself out.” They cover the importance of coordinating beneficiary designations as well. The hosts round out the show answering listeners’ questions on what to do with investments in the current market and what investors should do with gains in tech company Applied Materials.
The “Money Talks” experts delve into a situation of two sons concerned their father’s assets will be left to his fourth wife, and “everything will work itself out.” They cover the importance of coordinating beneficiary designations as well.
This week on “Money Talks,” the Henssler Research Analysts discuss the market’s recent all-time highs, the contraction in global manufacturing and what they believe is keeping our economy in positive territory. One of our CPAs joins the discussion to highlight some significant changes to the Georgia HEART program that can benefit S-Corps and Partnerships. Rounding out the show, the Research Analysts answer listeners’ stock questions on Industrial stock Anixter International, Uber’s recent decline and poor earnings report, and Marathon Petroleum. They also discuss how a business owner can enhance the value of his business before he sells the business when he retires.
One of Henssler’s CPAs joins the show to highlight some significant changes to the Georgia HEART program that can benefit S-Corps and Partnerships. A recent change by the Georgia Department of Revenue makes it possible for a pass-through business entity to take a federal business expense deduction for a payment made to a rural hospital organization, for which the business owners may receive a corresponding Georgia HEART credit.
Indices closed at record levels on Monday, with stocks stepping up on signs of trade talk progress. Officials said the "phase one" agreement could be signed this month. Energy sector stocks led the rally throughout most of the day, while Utilities lagged behind the rest of the sectors. The Dow Jones Industrial Average and the NASDAQ Composite continued with record heights on Tuesday, while the S&P 500 Index shed some points. Basic Materials and the Financials sector came out strong, while the Healthcare and Utilities sectors moved lower. In economic news, the nation’s trade gap narrowed to $52.5 billion during September, which was in line with expectations. Additionally, the ISM Non-Manufacturing Index edged up to 54.7 for October, beating expectations. Midweek, the indices ended mixed as both the Dow and NASDAQ closed in the red while the S&P 500 added slight gains. Moves were mixed on news of a potential delay in U.S.-China trade talks. New record highs were set again on Thursday by the Dow, NASDAQ, and S&P 500 as a report out of China indicated the two countries had agreed to remove existing trade tariffs, a move that could increase the likelihood of a deal reaching completion. Meanwhile, U.S. Treasury bond yields rose across the board, with the 10-year yield hitting a three-month high of 1.97%, intraday, marking the biggest one-day increase since 2016. The major indices closed at new record levels again on Friday. In addition to optimism on trade talks, investors learned consumer confidence is on the rise. In a preliminary reading for November, the University of Michigan's sentiment index hit 95.7, up from 95.5 in October.
Rounding out the “Money Talks” show, the Henssler Research Analysts answer listeners’ stock questions on Industrial stock Anixter International, Uber’s recent decline and poor earnings report, and Marathon Petroleum. They also discuss how a small-business owner can enhance the value of his business before he tries to sell the business when he retires.
Rounding out the “Money Talks” show, the Henssler Research Analysts answer listeners’ stock questions on Industrial stock Anixter International, Uber’s recent decline and poor earnings report, and Marathon Petroleum. They also discuss how a small-business owner can enhance the value of his business before he tries to sell the business when he retires.
This week on “Money Talks,” your hosts discuss the week’s market movement, the Fed’s recent interest rate cut, and the language used to indicate the Fed’s possible actions going forward. They also cover the yield curve and personal income. In this week’s case study, the experts discuss the desire to pay off one’s house, a common want among those about to retire. They take a look at the math and the psychology behind this “sleep better at night” scenario and then apply the Ten Year Rule to this common situation.
In this week’s case study, our Experts discuss the desire to pay off one’s house, a common want among those about to retire. They take a look at the math and the psychology behind this “sleep better at night” scenario and then apply the Ten Year Rule to this common situation.
Indices ended Monday’s session with gains as the S&P 500 Index closed at a new record high. Stocks stepped up on progress with U.S.-China trade talks when the White House hinted that the Phase One trade deal could be signed next month. Although both the Dow Jones Industrial Average and NASDAQ Composite rallied as well, they remained a few hundred points from reaching new highs. Tuesday reversed course when the session ended in red territory. The S&P 500 hit an intraday record level before slipping on weakness in some of the big Technology sector stocks. The equity markets turned higher after the Federal Reserve’s announcement to cut interest rates by another 0.25% Wednesday. The Dow closed up 115 points, the S&P 500 was up 10 points, and the NASDAQ closed ahead 27 points. Overall, Utilities and Healthcare sector stocks moved higher while Basic Materials moved lower. In economic news, ADP reported the economy added 125,000 private-sector jobs in October, well ahead of consensus expectations. Trade war concerns weighed on the market Thursday as all three major indices lost ground. Furthermore, Treasury bond yields fell as investors rushed to the safe-haven asset. The major indices celebrated the beginning of November Friday and headed squarely into record territory, likely propelled by a strong Jobs report confirming the ADP Report strength on Thursday. The Bureau of Labor Statistics reported the country added 128,000 jobs in October, well exceeding estimates. The Dow finished the day with a gain of just over 1.1%. Setting new record highs, the S&P 500 was up by 26 points, and the NASDAQ tacked on 94 points.
In this week’s case study, our Experts discuss the desire to pay off one’s house, a common want among those about to retire. They take a look at the math and the psychology behind this “sleep better at night” scenario and then apply the Ten Year Rule to this common situation.
Indices ended Monday’s session with gains as the S&P 500 Index closed at a new record high. Stocks stepped up on progress with U.S.-China trade talks when the White House hinted that the Phase One trade deal could be signed next month. Although both the Dow Jones Industrial Average and NASDAQ Composite rallied as well, they remained a few hundred points from reaching new highs. Tuesday reversed course when the session ended in red territory. The S&P 500 hit an intraday record level before slipping on weakness in some of the big Technology sector stocks. The equity markets turned higher after the Federal Reserve’s announcement to cut interest rates by another 0.25% Wednesday. The Dow closed up 115 points, the S&P 500 was up 10 points, and the NASDAQ closed ahead 27 points. Overall, Utilities and Healthcare sector stocks moved higher while Basic Materials moved lower. In economic news, ADP reported the economy added 125,000 private-sector jobs in October, well ahead of consensus expectations. Trade war concerns weighed on the market Thursday as all three major indices lost ground. Furthermore, Treasury bond yields fell as investors rushed to the safe-haven asset. The major indices celebrated the beginning of November Friday and headed squarely into record territory, likely propelled by a strong Jobs report confirming the ADP Report strength on Thursday. The Bureau of Labor Statistics reported the country added 128,000 jobs in October, well exceeding estimates. The Dow finished the day with a gain of just over 1.1%. Setting new record highs, the S&P 500 was up by 26 points, and the NASDAQ tacked on 94 points.
This week on “Money Talks,” the experts discuss housing news with Existing Home Sales, Mortgage Applications, and New-Home Sales. They also comment on the upcoming Fed meeting where it is suspected the Fed may cut interest rates again. The hosts discuss some important estate planning documents everyone should have in order. Finally, they round out the show with listeners’ questions on the effect of Zantac’s recall on drugmakers Sanofi and Dr. Reddy’s Laboratories; taking out a reverse mortgage, and the streaming services offered by Netflix, Apple, and Disney.
The “Money Talks” hosts review the important estate planning documents everyone should have in order.
Stocks started the week rallying higher right after the opening bell rang. Despite some negative news released during the weekend, the market held up well, ending the day close to the intraday highs. Indices closed in the red zone on Tuesday, after making some progress in the morning. By close, the Dow Jones Industrial Average was down 0.1%; the S&P 500 Index lost 0.4%, and the NASDAQ Composite was lower by 0.7%. Both the Industrials and Basic Materials sectors moved higher, while the Technology sector drew the market down. In economic news, existing-home sales dipped to 5.38 million units, annualized, during September, missing expectations. The following day, stocks climbed higher as the Healthcare and Basic Materials sectors made some progress, while the Industrial sector took a step back. The major indices closed out mixed on Thursday, as the Dow shed some points while the S&P 500 and NASDAQ posted gains. No surprise that the Technology sector was among the best performers, thanks to some solid earnings reports. Oil prices ticked higher, as a rally continued, as a result of the less-than-expected crude oil inventories reported Wednesday. Indices ended the session with gains on Friday, with the S&P 500 closing just shy of a record high. The positive finish for the week was likely because of the strength of the consumer and trade talk optimism. Sentiment from Washington was that the U.S. and China agreed on certain sections of a deal. On another note, the University of Michigan's consumer sentiment index ticked up to 95.5 in October from 93.2 in September.
The “Money Talks” experts round out the show addressing a listener’s question on the effect of Zantac’s recall on drug makers Sanofi and Dr. Reddy’s Laboratories, and providing opinions on taking out a reverse mortgage. They also provide comments on the streaming services offered by Netflix, Apple, and Disney.
The “Money Talks” hosts review the important estate planning documents everyone should have in order.
The “Money Talks” Experts discuss a situation for a couple of investors who have bought and sold several different types of assets throughout the year. They talk about the holding periods and how they affect the capital gains treatment.
Monday’s market was choppy as investors began to have doubts about the finalization of the Phase I deal with China. Financial stocks were among the best performers ahead of earnings announcements on Tuesday. The major indices ended with gains on Tuesday, as both the Dow Jones Industrial Average and S&P 500 Index closed within 1% of record highs. Unfortunately, by mid-week, the indices landed in the red zone dipping on a variety of economic news. Retail sales slipped 0.3% for September, missing expectations of a much stronger figure. Additionally, business inventories were unchanged during August, despite the increase expected by analysts. Indices closed in the green zone on Thursday, with stocks stepping up on news of a tentative Brexit agreement. The indices were down on Friday, as investors were keeping an eye on overseas developments. The Technology and Industrial sectors took a step back, while Consumer Staples, Consumer Discretionary and Utilities advanced.
The “Money Talks” experts address a listener’s question on Vanguard funds, and they provide some pros and cons about credit cards.
The “Money Talks” Experts discuss a situation for a couple of investors who have bought and sold several different types of assets throughout the year. They talk about the holding periods and how they affect the capital gains treatment.
Monday’s market was choppy as investors began to have doubts about the finalization of the Phase I deal with China. Financial stocks were among the best performers ahead of earnings announcements on Tuesday. The major indices ended with gains on Tuesday, as both the Dow Jones Industrial Average and S&P 500 Index closed within 1% of record highs. Unfortunately, by mid-week, the indices landed in the red zone dipping on a variety of economic news. Retail sales slipped 0.3% for September, missing expectations of a much stronger figure. Additionally, business inventories were unchanged during August, despite the increase expected by analysts. Indices closed in the green zone on Thursday, with stocks stepping up on news of a tentative Brexit agreement. The indices were down on Friday, as investors were keeping an eye on overseas developments. The Technology and Industrial sectors took a step back, while Consumer Staples, Consumer Discretionary and Utilities advanced.
This week on “Money Talks,” the hosts discuss year-to-date sector performance, interest rates and the yield curve, and consumer sentiment. They also take a closer look at a situation for a couple of investors who have bought and sold several different types of assets throughout the year. They discuss the holding periods and how they affect the capital gains treatment. The experts also answer a listener’s question on Vanguard funds and provide some pros and cons about credit cards.
This week on “Money Talks,” the hosts discuss year-to-date sector performance, interest rates and the yield curve, and consumer sentiment. They also take a closer look at a situation for a couple of investors who have bought and sold several different types of assets throughout the year. They discuss the holding periods and how they affect the capital gains treatment. The experts also answer a listener’s question on Vanguard funds and provide some pros and cons about credit cards.
This week on “Money Talks,” our hosts discuss the market news, including the latest employment situation for September, Wholesale trade, and the Consumer Price Index. The experts delve into a recent client situation where a fairly young couple are looking to purchase a long-term care policy. Jim discusses how their age and our current interest rate environment will affect their rates. Rounding out the show, we interview the Center for Family Resources CEO Melanie Kagan and Director of Operations Lee Smith about the organization’s mission and upcoming Thanks for Giving food drive.
Our hosts delve into a recent client situation where a fairly young couple are looking to purchase a long-term care policy. Jim discusses how their age and our current interest rate environment may affect their rates.
Indices closed down on Monday, dipping amid continued trade uncertainty. After the closing bell, President Trump said China was ready to talk and hopes the deal will be bigger than just a partial solution. The stock slide continued Tuesday, with computer chip makers tumbling on more trade turmoil. Progress was diminished when the Trump Administration announced it was blacklisting 28 Chinese corporations and organizations from importing U.S. technology because of alleged human rights violations. While tariffs on Chinese goods were scheduled to increase on Oct 15, talks were set for later in the week. In economic releases, Labor Department data showed the Producer Price Index fell 0.3% in September. The core measure, which discounts food and energy, dipped 0.3%. Indices closed with gains midweek following a report that China remained open to a partial trade deal providing no more tariffs are imposed. Meanwhile, the published Federal Open Market Committee minutes from September showed that the Fed sees a "clearer picture of protracted weakness." Elsewhere, crude oil prices dipped as the Energy Information Administration reported a jump in supplies for the fourth straight week. For the session, West Texas Intermediate crude shed 12 cents to settle at $52.51 a barrel. Indices continued the climb Thursday, with several Technology stocks rising on the hope of a China trade deal. In other news, initial jobless claims decreased last week as Labor Department figures showed first-time claims fell 10,000 to 210,000 in the week ended October 5. Stocks ticked up Friday on trade optimism. Negotiations have resulted in a substantial phase-one deal. Tariffs will not increase Oct 15, and talks will proceed in two or three phases.
The Center for Family Resources CEO Melanie Kagan and Director of Operations Lee Smith join “Money Talks” to share the organization’s mission and upcoming Thanks for Giving food drive. The Center for Family Resources (CFR) is a Cobb County-based nonprofit organization that works to stabilize and empower local families so they may become self-sufficient through financial stabilization, housing, and education. The organization offers multiple short-term housing programs, a GED prep program that provides one-on-one coaching and group classes, and an on-site food pantry with fresh produce and breads, a wide variety of canned goods, and other essentials like diapers, infant formula, and personal hygiene items, and many other services.They also focus on The CFR’s annual Thanks for Giving food drive. The CFR provides holiday food boxes distributed to low-income, Cobb County families during the Thanksgiving break. Boxes include the ingredients for families to cook their own traditional holiday meal. Additionally, since the week of Thanksgiving can be a strain on families’ food budgets while children are home from school, they provide extras like breakfast food, pasta, and peanut butter for those added meals. Phone: 770-428-2601 or Web: www.thecfr.org
The Center for Family Resources CEO Melanie Kagan and Director of Operations Lee Smith join “Money Talks” to share the organization’s mission and upcoming Thanks for Giving food drive. The Center for Family Resources (CFR) is a Cobb County-based nonprofit organization that works to stabilize and empower local families so they may become self-sufficient through financial stabilization, housing, and education. The organization offers multiple short-term housing programs, a GED prep program that provides one-on-one coaching and group classes, and an on-site food pantry with fresh produce and breads, a wide variety of canned goods, and other essentials like diapers, infant formula, and personal hygiene items, and many other services.They also focus on The CFR’s annual Thanks for Giving food drive. The CFR provides holiday food boxes distributed to low-income, Cobb County families during the Thanksgiving break. Boxes include the ingredients for families to cook their own traditional holiday meal. Additionally, since the week of Thanksgiving can be a strain on families’ food budgets while children are home from school, they provide extras like breakfast food, pasta, and peanut butter for those added meals. Phone: 770-428-2601 or Web: www.thecfr.org
The “Money Talks” hosts discuss whether the threat of a presidential impeachment may be a reason to change your portfolio or financial plan.
Both the S&P 500 Index and the Dow Jones Industrial Average closed on the positive side for the last day of the third quarter. The Technology sector was the best performer for the day while Energy stocks were the weakest. Tuesday’s action started in the green, but when the report broke that the ISM Manufacturing Index fell to its lowest level since June 2009, the market quickly tumbled into the red zone. Furthermore, U.S. Treasury bond yields fell as investors rushed to the safe-haven asset. Mid-week, stocks continued to drop with all major equity sectors losing ground during the trading session. ADP reported that 135,000 private sector jobs were added to the economy in September, missing the 152,000 analysts expected. Stocks closed at session highs on Thursday, after trading lower earlier in the day. All S&P sectors ended up closing with gains. The major indices closed Friday’s session in green territory, as the Utilities, Consumer and Healthcare sectors increased. Stocks jumped amid the release of September payroll data when the Labor Department figures reported 136,000 additions to nonfarm payrolls. While missing analysts’ forecast, the increase satisfied traders. Meanwhile, the unemployment rate fell to a 50-year low of 3.5%.
The “Money Talks” experts also address a listener’s question on an investment in cigarette manufacturer Altria Group, Inc., considering the controversy surrounding vaping.
The “Money Talks” experts also address a listener’s question on an investment in cigarette manufacturer Altria Group, Inc., considering the controversy surrounding vaping.
This week on “Money Talks,” the show hosts discuss the latest Consumer Sentiment Survey, the ISM Manufacturing Index, and the ISM Nonmanufacturing Index. The hosts also take a look at a common investor concern about how a potential presidential impeachment could affect the markets. They discuss what investors should and should not do differently with their financial plans. The experts also address a listener’s question on an investment in Altria considering the controversy surrounding vaping.
This week on “Money Talks,” the show hosts discuss the latest Consumer Sentiment Survey, the ISM Manufacturing Index, and the ISM Nonmanufacturing Index. The hosts also take a look at a common investor concern about how a potential presidential impeachment could affect the markets. They discuss what investors should and should not do differently with their financial plans. The experts also address a listener’s question on an investment in Altria considering the controversy surrounding vaping.
This week on “Money Talks,” the show hosts discuss the week’s market movements, the interest rate situation, the trade deal with China, and the final reading of second quarter GDP. The experts take a closer look at evaluating offers when exiting your business. They discuss the difference between taking a higher selling price with an earn out clause versus taking an all cash offer. The hosts also answer a listener’s question on the difference between exchange-traded funds and mutual funds.
The “Money Talks” experts take a deeper look at evaluating offers when exiting your business. They discuss the difference between taking a higher selling price with an earn out clause versus taking an all cash offer.
Markets closed mixed on Monday, amid a variety of economic news. The Dow Jones Industrial Average posted slight gains, while the S&P 500 Index finished flat and NASDAQ Composite ended in the red zone. The Consumer Staples sector was among the best performers on the day, while the Healthcare sector was among the weakest. The following day, stocks traded lower amid impeachment talks and renewed fears over U.S./China trade tensions. Despite President Trump criticizing China’s leaders of currency manipulation, theft of intellectual property, and product dumping, the two nations are still set to renew talks in October. On another note, a measure of consumer sentiment is down for September. The Conference Board's Consumer Confidence Index slipped to 125.1 from 134.2 in August and was well below forecasts. The major Indices closed in the green zone on Wednesday, as stocks in the Technology sector led the ascent. On another note, new home sales jumped in August. Commerce Department data showed single-family home sales rose 7.1% to a 713,000 annualized pace, while the median sales price increased 2.2% from a year earlier to $328,400. Thursday, the stock market started in the red and while some indices flirted with positive mid-day numbers, all three closed down for the day. REITs are among the best performers on the day, while energy issues were among the weakest. Despite opening higher on optimism that trade talks would resume, a report indicating investments in China could be restricted pushed equity prices down for the day.
The “Money Talks” hosts answer a listener’s question on the difference between exchange-traded funds and mutual funds.
This week on “Money Talks,” the show hosts discuss the week’s market movements, the interest rate situation, the trade deal with China, and the final reading of second quarter GDP. The experts take a closer look at evaluating offers when exiting your business. They discuss the difference between taking a higher selling price with an earn out clause versus taking an all cash offer. The hosts also answer a listener’s question on the difference between exchange-traded funds and mutual funds.
Indices landed in the red zone on Monday, as stocks dipped and oil surged after a strike on Saudi Arabia's crude production increased geopolitical risk. Oil jumped 15% with Brent marking its largest one-day uptick in 30 years. Energy brands stepped up on the news. The major indices moved to positive territory on Tuesday. The Federal Open Market Committee began its two-day meeting, which will focus on whether to cut interest rates. There was also weakness in the Energy and Basic Materials sectors, likely due to a large decline in crude oil prices. Furthermore, fears of production outages in Saudi Arabia seemed to subside Markets finished with mixed moves on Wednesday, with banks and Healthcare sector stocks ramping up on comments from the FOMC meeting. The Fed slashed interest rates by 25 basis points for the second time this year. The benchmark rate is now 1.75% to 2%. Members were split on whether rates will be cut again. The Fed also boosted its GDP forecast for 2019 to 2.2% from 2.1%. Chairman Jerome Powell said that "moderate" policy moves should be sufficient to sustain the U.S. expansion. U.S. stocks gave up most of their gains heading into Thursday’s closing bell, though major indexes remained within striking distance of their records. The indexes opened modestly higher as investors continued to assess the Federal Reserve’s latest outlook on future interest-rate cuts. But they couldn’t sustain the rally. The Dow Jones Industrial Average ended the session down 0.2%, while the S&P 500 and the Nasdaq Composite were essentially flat. Friday’s session started quietly. But stocks turned lower in afternoon trading on reports that a Chinese trade delegation would be returning home earlier than expected, souring hopes for a trade deal between Washington and Beijing. The Dow shed 0.6%, while the S&P 500 fell 0.5% and The Nasdaq slumped 0.8%. The Dow Jones Industrial Average suffered a loss of about 1% for the week, which featured turmoil in money markets and dramatic swings in crude prices following an attack on oil facilities in Saudi Arabia. Still, both the Dow and the S&P 500 are within about 1.5% of their closing records from July.
The “Money Talks” hosts discuss how Georgia has recovered from the Great Recession compared to the national average, taking a closer look at employment, bank failures and housing.
The “Money Talks” experts discuss the importance of deciding where you save and whether or not to consider the after-tax Roth options.
The “Money Talks” experts answer listeners questions on aerospace company Woodward Inc. and e-commerce company Alibaba and explain the Fed’s overnight repo operations.
This week on “Money Talks,” the show hosts are joined by Roger Tutterow Ph.D., Henssler Financial Endowed Chair, Director of the Econometric Center and Professor of Economics at Kennesaw State University to discuss where the market is today compared to last year’s fourth-quarter pull back, retail sales and the overnight lending rate cut by the Federal Open Market Committee. The hosts also discuss how Georgia has recovered from the Great Recession compared to the national average. The experts also answer listeners questions on aerospace company Woodward Inc. and e-commerce company Alibaba and explain the Fed’s overnight repo operations.
This week on “Money Talks,” the show hosts are joined by Roger Tutterow Ph.D., Henssler Financial Endowed Chair, Director of the Econometric Center and Professor of Economics at Kennesaw State University to discuss where the market is today compared to last year’s fourth-quarter pull back, retail sales and the overnight lending rate cut by the Federal Open Market Committee. The hosts also discuss how Georgia has recovered from the Great Recession compared to the national average. The experts also answer listeners questions on aerospace company Woodward Inc. and e-commerce company Alibaba and explain the Fed’s overnight repo operations.
The “Money Talks” experts compare saving money to a Roth IRA for tax-free retirement funds versus taking the tax break now by saving pre-tax money to a 401(k).
The major indices closed mixed on Monday. The Dow Jones Industrial Average posted gains while the S&P 500 Index and NASDAQ Composite ended fractionally in the red. Moves were mixed on rising optimism around U.S.-China trade relations. Tuesday, indices ended trading with mixed results as the Dow and S&P 500 closed slightly higher while the NASDAQ shed 0.04%. The market stepped up mid-week after China said it would allow some exemptions to additional tariffs on U.S. imports as the two sides prepare to resume trade talks. In economic news, producer prices ticked up in August. The core Producer Price Index, which excludes food and energy, jumped 2.3% year over year, versus consensus estimates of a 2.2% gain. The upward climb continued Thursday following a Bloomberg report that President Trump's advisers were considering an interim deal with China that would delay tariffs. On another note, crude oil dipped. For the session, West Texas Intermediate crude shed $0.76 to settle at $54.99 a barrel. Additionally, the U.S. Energy Information Administration said in its "Short-Term Energy Outlook" that it expects oil demand to increase by only 0.9 million barrels per day in 2019. Results were mixed again on Friday with the Dow closing higher while the S&P 500 and Nasdaq traded fractionally lower.
The “Money Talks” hosts also answer listeners’ questions on points to consider if an investor is looking to convert an IRA to Roth IRA and holding an investment in e-commerce platform Shopify.
This week on “Money Talks,” the show hosts discuss the year-to-date sector performance, focusing on the counter cyclical sectors Energy, Utilities, and Real Estate. They also touch on the Employment Situation, the Producer Price Index, and mortgage rates. The experts compare saving money to a Roth IRA for tax-free retirement funds versus taking the tax break now by saving pre-tax money to a 401(k). The show hosts also answer listeners’ questions on IRA to Roth IRA conversions and e-commerce platform Shopify.
This week on “Money Talks,” the show hosts discuss the year-to-date sector performance, focusing on the counter cyclical sectors Energy, Utilities, and Real Estate. They also touch on the Employment Situation, the Producer Price Index, and mortgage rates. The experts compare saving money to a Roth IRA for tax-free retirement funds versus taking the tax break now by saving pre-tax money to a 401(k). The show hosts also answer listeners’ questions on IRA to Roth IRA conversions and e-commerce platform Shopify.
The “Money Talks” hosts delve into a client situation, weighing the differences and benefits between saving to a 401(k) or an IRA.
Indices closed down on Tuesday, after taking the Labor Day holiday off. Many stocks traded lower as new China tariffs took effect at the start of September, as negotiations have failed to yield an agreement. In economic news, the Institute for Supply Management's Manufacturing Index dipped to 49.1 in August from 51.2 in July—moving into the contraction zone for the first time in three years. The index remains well above its recession threshold of 42.9. The market reversed direction and closed in green territory on Wednesday, thanks to some good news from overseas. Britain’s plans to exit the European Union appear to be more balanced, and while new tariffs are in place, the United States is committed to continuing trade talks with China in the weeks ahead. The climb upward continued Thursday, as both retailers and tech stocks stepped up on news that U.S.-China trade talks will resume in October. On another note, initial jobless claims rose by 1,000 to 217,000 in the week ended August 31. Elsewhere, private companies added 195,000 jobs in August according to figures from Automatic Data Processing. Economists had anticipated an increase of 150,000 jobs. Indices closed out the week with mixed moves, as both the Dow Jones Industrial Average and the S&P 500 ended in green territory while the NASDAQ Composite shed some points. Market moves were mixed on a weaker-than-anticipated jobs report for August. The Department of Labor report showed an addition of 130,000 jobs for last month. The result was down from July's growth of 164,000 and was also shy of forecasts for a gain of 160,000.
The “Money Talks” experts answer listeners’ questions on investing in IPOs, General Electric, and British American Tobacco. They also discuss taking money out of your 401(k) before age 59 ½ and what to do if you overfund your IRA.
The “Money Talks” experts answer listeners’ questions on investing in IPOs, General Electric, and British American Tobacco. They also discuss taking money out of your 401(k) before age 59 ½ and what to do if you overfund your IRA.
This week on “Money Talks,” the hosts discuss a possible second interest rate cut, global growth, personal income, and consumer sentiment. The experts also delve into a client situation, weighing the differences and benefits between saving to a 401(k) or an IRA. The experts also answer listeners’ questions on investing in IPOs, General Electric, and British American Tobacco. They also discuss taking money out of your 401(k) before age 59 ½ and what to do if you overfund your IRA.
This week on “Money Talks,” the hosts discuss a possible second interest rate cut, global growth, personal income, and consumer sentiment. The experts also delve into a client situation, weighing the differences and benefits between saving to a 401(k) or an IRA. The experts also answer listeners’ questions on investing in IPOs, General Electric, and British American Tobacco. They also discuss taking money out of your 401(k) before age 59 ½ and what to do if you overfund your IRA.
The “Money Talks” experts also take a closer look at how mortgage rates have been affected by recent interest rate cuts and provide guidance for those who may be looking to refinance their home.
Indices closed with gains on Monday. Stocks stepped up as trade talks resumed and tensions eased. Additionally, Chinese technology firm Huawei was issued a 90-day extension by the U.S. Government to buy supplies from U.S. companies. Energy stocks were among the top performers on the day, likely helped by an increase in the related commodities. Markets closed in red territory on Tuesday, as investors appeared worried that a recession could be on the horizon with fears that world economic weakness could make its way to the United States. The major indices closed with gains mid-week, as minutes from the Federal Open Market Committee's July 30-31 meeting showed that the Fed noted some weakening in the U.S. economy. While the “overall outlook remained favorable, significant risks and uncertainties attending the outlook remained.” The minutes also added that “strong labor markets and rising incomes continued to support the outlook for consumer spending, [while] modest growth in prices and wages suggested that inflation pressures remained muted.” The following day, the market was mixed, as the Dow Jones Industrial Average posted slight gains while the S&P 500 Index and NASDAQ Composite finished fractionally lower. The yield curve inverted for the third time in less than two weeks. In economic news, initial jobless claims decreased as new claims slipped to 209,000 in the week ended August 17 from a revised 221,000 in the previous week. Indices closed near session lows on Friday. Many stocks retreated on trade tensions as China announced plans for retaliatory tariffs on more than 5,000 U.S. products. In reaction, President Trump said he'll increase tariffs from 25% to 30% on $250 billion of Chinese goods on October 1. Elsewhere, new home sales decreased in July. Commerce Department data showed sales fell 12.8% to an annual rate of 635,000 units. Economists had anticipated a pace of 649,000 units. The result marks the greatest monthly decline since July 2013.
Excerpt: This week on “Money Talks,” the experts discuss the week’s market performance, interest rates on U.S. Treasury bonds, consumer sentiment, and inflation. The show hosts also take a closer look at how mortgage rates have been affected by interest rates and provide guidance for those who may be looking to refinance their home. The guys round out the show answering listeners’ questions on establishing a 401(k) plan for a small business and bank loan exchange-traded funds.
Excerpt: This week on “Money Talks,” the experts discuss the week’s market performance, interest rates on U.S. Treasury bonds, consumer sentiment, and inflation. The show hosts also take a closer look at how mortgage rates have been affected by interest rates and provide guidance for those who may be looking to refinance their home. The guys round out the show answering listeners’ questions on establishing a 401(k) plan for a small business and bank loan exchange-traded funds.
The “Money Talks,” hosts lead a discussion on the options business owners have when selling their business during retirement. They look at the pros and cons of selling internally vs. externally.
Indices ended the trading day in red territory on Monday, as stocks dipped amid continuing U.S.-China trade war concerns and Hong Kong unrest. Tech stocks ticked up and helped the market close to the positive side Tuesday on news the White House will delay imposing certain tariffs on China until December. Mid-week The Dow Jones Industrial Average, S&P 500 Index, and NASDAQ Composite closed down 3%. The selloff came on less-than-stellar economic data from China, GDP contraction in Germany, and the first inverted U.S. yield curve in more than 12 years. Indices ended trading with mixed moves on Thursday with both the Dow and S&P 500 adding slight gains while the NASDAQ shed some points. In economic news, initial jobless claims increased last week, as the Labor Department showed first-time claims rose by 9,000 to 220,000 for the week ended August 10. The indices managed to close in the green zone on Friday. In other news, new-home construction decreased in July. Residential starts dipped 4% to a 1.19 million annualized rate versus a downwardly revised 1.24 million in June. The markets, though, largely looked past the housing numbers, and continued to bob along with developments on the U.S.-China trade situation. Trump recently suggested that the standoff would end, and the two nations are scheduled to resume talks in September.
The “Money Talks” experts answer listeners’ questions on how to value a business that is based on the owners’ skills, what value stocks available in the market would make good long-term holdings, and investing in cash alternatives for your emergency reserves.
The “Money Talks,” hosts lead a discussion on the options business owners have when selling their business during retirement. They look at the pros and cons of selling internally vs. externally.
Indices ended the trading day in red territory on Monday, as stocks dipped amid continuing U.S.-China trade war concerns and Hong Kong unrest. Tech stocks ticked up and helped the market close to the positive side Tuesday on news the White House will delay imposing certain tariffs on China until December. Mid-week The Dow Jones Industrial Average, S&P 500 Index, and NASDAQ Composite closed down 3%. The selloff came on less-than-stellar economic data from China, GDP contraction in Germany, and the first inverted U.S. yield curve in more than 12 years. Indices ended trading with mixed moves on Thursday with both the Dow and S&P 500 adding slight gains while the NASDAQ shed some points. In economic news, initial jobless claims increased last week, as the Labor Department showed first-time claims rose by 9,000 to 220,000 for the week ended August 10. The indices managed to close in the green zone on Friday. In other news, new-home construction decreased in July. Residential starts dipped 4% to a 1.19 million annualized rate versus a downwardly revised 1.24 million in June. The markets, though, largely looked past the housing numbers, and continued to bob along with developments on the U.S.-China trade situation. Trump recently suggested that the standoff would end, and the two nations are scheduled to resume talks in September.
The “Money Talks” experts answer listeners’ questions on how to value a business that is based on the owners’ skills, what value stocks available in the market would make good long-term holdings, and investing in cash alternatives for your emergency reserves.
This week on “Money Talks,” the hosts come together to discuss the mid-week 3% dip that likely stemmed from the inversion of the two- and 10-year Treasury bonds. They also take a look at the world economy and the trade war with China. The experts in business exit planning lead a discussion on the options business owners have when selling their business during retirement. They look at the pros and cons of selling internally vs. externally. The show hosts then round out the show answering listeners’ questions on how to value a business that is based on the owners’ skills, what value stocks available in the market would make good long-term holdings, and investing in cash alternatives for your emergency reserves.
This week on “Money Talks,” the hosts come together to discuss the mid-week 3% dip that likely stemmed from the inversion of the two- and 10-year Treasury bonds. They also take a look at the world economy and the trade war with China. The experts in business exit planning lead a discussion on the options business owners have when selling their business during retirement. They look at the pros and cons of selling internally vs. externally. The show hosts then round out the show answering listeners’ questions on how to value a business that is based on the owners’ skills, what value stocks available in the market would make good long-term holdings, and investing in cash alternatives for your emergency reserves.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Melanie Wells, CFP® to discuss the market’s reaction to the latest tariffs on Chinese goods, the escalating trade war, and China’s move to devalue their currency. They also touch on interest rates and the uptick in mortgage refinances. Jarrett and Melanie share some advice on how to hold and title rental properties to minimize the liability risk to your other assets. The experts also answer listeners’ questions on self-directed IRAs and provide opinions on whether or not the market is in a tech bubble.
This week on “Money Talks,” the experts share advice on how to hold and title rental properties to minimize the liability risk to your other assets.
Indices started off the week well into the red zone on Monday, marking the worst session of the year. Major Technology brands led a broad sell-off on continuing trade tensions as China reacted to Trump’s recent tariffs. Tuesday, stocks rebounded somewhat from the Monday’s sell-off, helped by a few decent earnings reports. Indices were mixed mid-week as the Dow Jones Industrial Average shed some points while the S&P 500 Index and NASDAQ Composite stepped up slightly. Markets ended Thursday’s session with gains. Energy, Telecommunications, and Information Technology brands led the ascent. In economic news, initial jobless claims decreased as the Labor Department data showed first-time claims fell by 8,000 to a seasonally adjusted 209,000 for the week ended August 3rd. The color of the day was again red on Friday, as many stocks dipped as President Trump said the United States would cut ties with China's Huawei Technologies until a trade deal is reached. On another note, the Bureau of Labor Statistics data showed the Producer Price index rose 0.2% for July. The results matched economists’ forecasts. In other news, crude oil prices ticked up. For the session, West Texas Intermediate crude tacked on $1.88 to settle at $54.42 per barrel. While the benchmark indexes are still well ahead of their 2018 year-end values, they're only marginally up from where they were this time last year.
The “Money Talks” experts answer listeners’ questions on self-directed IRAs and provide their opinions on whether or not the market is in a tech bubble.
This week on “Money Talks,” the experts share advice on how to hold and title rental properties to minimize the liability risk to your other assets.
Indices started off the week well into the red zone on Monday, marking the worst session of the year. Major Technology brands led a broad sell-off on continuing trade tensions as China reacted to Trump’s recent tariffs. Tuesday, stocks rebounded somewhat from the Monday’s sell-off, helped by a few decent earnings reports. Indices were mixed mid-week as the Dow Jones Industrial Average shed some points while the S&P 500 Index and NASDAQ Composite stepped up slightly. Markets ended Thursday’s session with gains. Energy, Telecommunications, and Information Technology brands led the ascent. In economic news, initial jobless claims decreased as the Labor Department data showed first-time claims fell by 8,000 to a seasonally adjusted 209,000 for the week ended August 3rd. The color of the day was again red on Friday, as many stocks dipped as President Trump said the United States would cut ties with China's Huawei Technologies until a trade deal is reached. On another note, the Bureau of Labor Statistics data showed the Producer Price index rose 0.2% for July. The results matched economists’ forecasts. In other news, crude oil prices ticked up. For the session, West Texas Intermediate crude tacked on $1.88 to settle at $54.42 per barrel. While the benchmark indexes are still well ahead of their 2018 year-end values, they're only marginally up from where they were this time last year.
As back-to-school season commences, the “Money Talks” hosts share advice on the available tax credits for higher education and how to coordinate them with 529 Plan withdrawals.
The major indices started the week with mixed moves on Monday, with the Dow Jones Industrial Average posting gains while the S&P 500 Index and NASDAQ Composite shedding some points. The market closed in the red zone on Tuesday, as stocks slipped amid a variety of lackluster earnings reports. However, in economic news, consumer confidence increased in July to 135.7, a gain larger than consensus forecast and at the best level since November. The market losses continued mid-week when stocks retreated on Federal Reserve commentary. Although the Federal Open Market Committee cut interest rates by 25 basis points, Fed Chairman Jerome Powell said it doesn't necessarily mean the central bank plans a series of rate reductions. Stocks dipped again on Thursday on renewed China trade tensions following Trump’s tweet that he intended to raise tariffs on an additional $300 billion of Chinese imports on September 1st. On another note, Labor Department data showed new claims climbed by 8,000 to 215,000 in the week ended July 27. The Institute for Supply Management's index slipped from 51.7 to 51.2, indicating a slight decrease in manufacturing levels in July. A positive day couldn’t be won as the major indices closed the week out in the negative. Stocks lost on continued tariff tensions and the release of July’s jobs numbers. The Labor Department data showed non-farm payrolls increased by 164,000 last month, down from June's gain of 224,000 jobs. On a good note, The University of Michigan's final sentiment index hit 98.4 for July, unchanged from the preliminary reading, and up slightly from 98.2 in June.
The “Money Talks” experts answer listeners’ questions on how to “catch up” to other 35-year-olds, selling portfolio holdings when they’re down, tips for surviving an IRS audit, and plant-based meat substitute manufacturer Beyond Meat.
As back-to-school season commences, the “Money Talks” hosts share advice on the available tax credits for higher education and how to coordinate them with 529 Plan withdrawals.
The major indices started the week with mixed moves on Monday, with the Dow Jones Industrial Average posting gains while the S&P 500 Index and NASDAQ Composite shedding some points. The market closed in the red zone on Tuesday, as stocks slipped amid a variety of lackluster earnings reports. However, in economic news, consumer confidence increased in July to 135.7, a gain larger than consensus forecast and at the best level since November. The market losses continued mid-week when stocks retreated on Federal Reserve commentary. Although the Federal Open Market Committee cut interest rates by 25 basis points, Fed Chairman Jerome Powell said it doesn't necessarily mean the central bank plans a series of rate reductions. Stocks dipped again on Thursday on renewed China trade tensions following Trump’s tweet that he intended to raise tariffs on an additional $300 billion of Chinese imports on September 1st. On another note, Labor Department data showed new claims climbed by 8,000 to 215,000 in the week ended July 27. The Institute for Supply Management's index slipped from 51.7 to 51.2, indicating a slight decrease in manufacturing levels in July. A positive day couldn’t be won as the major indices closed the week out in the negative. Stocks lost on continued tariff tensions and the release of July’s jobs numbers. The Labor Department data showed non-farm payrolls increased by 164,000 last month, down from June's gain of 224,000 jobs. On a good note, The University of Michigan's final sentiment index hit 98.4 for July, unchanged from the preliminary reading, and up slightly from 98.2 in June.
This week on “Money Talks,” your hosts cover the Fed’s rate cut, the effect Trump’s tweets on tariffs had on the market, and second quarter GDP. Now that back-to-school season is here, the experts also shares some advice on the available tax credits for higher education and how to coordinate them with 529 Plan withdrawals. They round out the show answering listeners’ questions on “catching up” to other 35-year-olds, selling portfolio losers, surviving an IRS audit, and plant-based meat substitute manufacturer Beyond Meat.
This week on “Money Talks,” your hosts cover the Fed’s rate cut, the effect Trump’s tweets on tariffs had on the market, and second quarter GDP. Now that back-to-school season is here, the experts also shares some advice on the available tax credits for higher education and how to coordinate them with 529 Plan withdrawals. They round out the show answering listeners’ questions on “catching up” to other 35-year-olds, selling portfolio losers, surviving an IRS audit, and plant-based meat substitute manufacturer Beyond Meat.
This week on “Money Talks,” the hosts cover the week’s market movements, Consumer Sentiment from the University of Michigan, and they touch on interest rates and housing news. The financial experts discuss what expertise financial planners bring to the table other than planning for retirement. The show hosts also address listeners’ questions on naming your estate as the beneficiary of your retirement account and the expected rate cut from the Federal Reserve. They share how the rate cut might be perceived in the market and if investors will pay for it in the long run.
The “Money Talks,” hosts discuss what expertise financial planners bring to the table other than planning for retirement. Many households have a combination of several moving parts that can benefit from financial coordination, including but not limited to the mortgaging of the house, saving for college, managing business assets, personal and business taxes, risk tolerances, debt, 401(k)s and other retirement accounts, and health insurance.
Indices kicked off the week with gains on Monday, stepping up on a variety of economic news. Additionally, West Texas Intermediate crude added 61 cents to settle at $56.37 per barrel. The positive news continued Tuesday with stocks gaining on better-than-expected quarterly results from the likes of Coca-Cola and Harley-Davidson as well as news of renewed trade talks with China. CNBC reported American trade negotiators will head to China for face-to-face talks. On another note, National Association of Realtors data showed existing home sales slipped by 1.7% in June to an annual rate of 5.27 million units versus expectations of a lesser dip of 0.2% to 5.33 million units. Moves were mixed Wednesday as the Dow Jones Industrial Average shed some points while the S&P 500 Index and NASDAQ Composite climbed to new record levels. Stocks traded lower the following day amid a variety of quarterly details from companies such as Amazon and Alphabet. In economic news, the Labor Department report showed Initial Jobless Claims fell by 10,000 to 206,000 in the week ended July 20. Indices closed in green territory on Friday. The day started with the Commerce Department releasing second-quarter GDP, which accelerated at a slightly-better-than-expected 2.1%, down from a 3.1% reading in the first quarter. At the end of the day, the Dow was 51 points higher, while the S&P 500 and NASDAQ ended the trading session at new record levels.
The “Money Talks” experts address listeners’ questions on naming your estate as the beneficiary of your retirement account and the expected rate cut from the Federal Reserve. The hosts discuss how the rate cut might be perceived in the market and if investors will pay for it in the long run.
Indices kicked off the week with gains on Monday, stepping up on a variety of economic news. Additionally, West Texas Intermediate crude added 61 cents to settle at $56.37 per barrel. The positive news continued Tuesday with stocks gaining on better-than-expected quarterly results from the likes of Coca-Cola and Harley-Davidson as well as news of renewed trade talks with China. CNBC reported American trade negotiators will head to China for face-to-face talks. On another note, National Association of Realtors data showed existing home sales slipped by 1.7% in June to an annual rate of 5.27 million units versus expectations of a lesser dip of 0.2% to 5.33 million units. Moves were mixed Wednesday as the Dow Jones Industrial Average shed some points while the S&P 500 Index and NASDAQ Composite climbed to new record levels. Stocks traded lower the following day amid a variety of quarterly details from companies such as Amazon and Alphabet. In economic news, the Labor Department report showed Initial Jobless Claims fell by 10,000 to 206,000 in the week ended July 20. Indices closed in green territory on Friday. The day started with the Commerce Department releasing second-quarter GDP, which accelerated at a slightly-better-than-expected 2.1%, down from a 3.1% reading in the first quarter. At the end of the day, the Dow was 51 points higher, while the S&P 500 and NASDAQ ended the trading session at new record levels.
This week on “Money Talks,” the hosts discuss Retail Sales, the Fed’s Beige Book and market performance. The Experts take a closer look at the SECURE Act that is making its way through Congress, and what it may mean for the beneficiaries of your IRAs. The hosts also address listeners’ questions on Exxon Mobil, Berkshire Hathaway, Chevron Corp, Bank of America, Pfizer, and UPS. They also discuss a question on how much one should have in retirement savings by a certain age.
The “Money Talks” hosts take a closer look at the SECURE Act that is making its way through Congress, and what it may mean for the beneficiaries of your IRAs.
The U.S. stock market kicked off the week with soft performance, as Wall Street seemed worried about second quarter earnings. At the close of trading, the Dow Jones Industrial Average was up 1%; the S&P 500 Index eked out a gain of 0.02%; and the NASDAQ Composite closed 0.17% higher. Indices closed in the red zone on Tuesday, as Energy and Technology stocks led decliners while Industrials and Consumer Discretionary stocks ticked up. In economic news, retail sales increased in June. Census Bureau data showed sales rose 0.4% in June versus expectations of a 0.1% gain. Indices finished in red territory on Wednesday, dipping amid a variety of earnings releases. Housing starts dipped to an annualized rate of 1.25 million units for the month of June, falling short of analyst expectations. Additionally, the Federal Reserve released its July Beige Book, which details economic conditions in the 12 Federal Reserve districts. While the report was generally positive, international trade difficulties were a noted concern. After two days in the red, the market closed with gains on Thursday, rebounding from session lows on a variety of economic news. Initial jobless claims increased as Labor Department data showed claims rose by 8,000 to 216,000 in the week ended July 13. The results were slightly shy of consensus and Moody's Analytics forecasts. Indices ended the week in the red zone on Friday, with stocks trading lower amid a variety of quarterly earnings reports. Consumer confidence is up in July according to a preliminary reading from the University of Michigan. The survey rose to 98.4 from 98.2 in June, versus an expected reading of 98.5.
The “Money Talks” hosts respond to listeners’ stock questions on Exxon Mobil, Berkshire Hathaway, Chevron Corp., Bank of America, Pfizer, and UPS. They also discuss a question on how much one should have in retirement savings by a certain age.
The “Money Talks” hosts take a closer look at the SECURE Act that is making its way through Congress, and what it may mean for the beneficiaries of your IRAs.
The U.S. stock market kicked off the week with soft performance, as Wall Street seemed worried about second quarter earnings. At the close of trading, the Dow Jones Industrial Average was up 1%; the S&P 500 Index eked out a gain of 0.02%; and the NASDAQ Composite closed 0.17% higher. Indices closed in the red zone on Tuesday, as Energy and Technology stocks led decliners while Industrials and Consumer Discretionary stocks ticked up. In economic news, retail sales increased in June. Census Bureau data showed sales rose 0.4% in June versus expectations of a 0.1% gain. Indices finished in red territory on Wednesday, dipping amid a variety of earnings releases. Housing starts dipped to an annualized rate of 1.25 million units for the month of June, falling short of analyst expectations. Additionally, the Federal Reserve released its July Beige Book, which details economic conditions in the 12 Federal Reserve districts. While the report was generally positive, international trade difficulties were a noted concern. After two days in the red, the market closed with gains on Thursday, rebounding from session lows on a variety of economic news. Initial jobless claims increased as Labor Department data showed claims rose by 8,000 to 216,000 in the week ended July 13. The results were slightly shy of consensus and Moody's Analytics forecasts. Indices ended the week in the red zone on Friday, with stocks trading lower amid a variety of quarterly earnings reports. Consumer confidence is up in July according to a preliminary reading from the University of Michigan. The survey rose to 98.4 from 98.2 in June, versus an expected reading of 98.5.
The “Money Talks” hosts discuss the trend of “elder orphans,” seniors who have no close relatives or children to care for them in their final years.
The major indices started the week closing lower on investors’ concerns about interest rates, despite the previous week’s strong monthly employment report. Healthcare and Technology sectors weighed on the market while the Utilities sector showed relative strength. Market moves were mixed Tuesday ahead of Federal Reserve Chairman Jerome Powell’s testimony before Congress, with the Dow Jones Industrial Average closing in the red zone while the S&P 500 Index and NASDAQ Composite posted gains. Indices ended in green territory on Wednesday, with the NASDAQ closing at a new record high and the S&P 500 briefly rising above 3,000 for the first time. Stocks rallied on the release of the minutes from the Federal Open Market Committee as well as the semiannual Monetary Policy Report to Congress. Comments from both suggested the central bank would cut interest rates. Indices ended with mixed moves on Thursday, as both the Dow and the S&P closed at record highs while the NASDAQ traded fractionally lower. Several Healthcare sector brands stepped up after the White House announced it would withdraw from a proposal that would curb drug pricing. On another note, initial jobless claims decreased last week. Labor Department figures showed new claims fell by 13,000 to 209,000 for the week ended July 6. Indices ended the week with gains as the Dow, S&P, and NASDAQ closed at all-time record highs as Technology sector stocks stepped up.
The “Money Talks” show hosts answer listeners’ questions on arts and crafts store Michaels, investing in international mutual funds, and inheriting 529 plans with more money than anticipated school costs.
The major indices started the week closing lower on investors’ concerns about interest rates, despite the previous week’s strong monthly employment report. Healthcare and Technology sectors weighed on the market while the Utilities sector showed relative strength. Market moves were mixed Tuesday ahead of Federal Reserve Chairman Jerome Powell’s testimony before Congress, with the Dow Jones Industrial Average closing in the red zone while the S&P 500 Index and NASDAQ Composite posted gains. Indices ended in green territory on Wednesday, with the NASDAQ closing at a new record high and the S&P 500 briefly rising above 3,000 for the first time. Stocks rallied on the release of the minutes from the Federal Open Market Committee as well as the semiannual Monetary Policy Report to Congress. Comments from both suggested the central bank would cut interest rates. Indices ended with mixed moves on Thursday, as both the Dow and the S&P closed at record highs while the NASDAQ traded fractionally lower. Several Healthcare sector brands stepped up after the White House announced it would withdraw from a proposal that would curb drug pricing. On another note, initial jobless claims decreased last week. Labor Department figures showed new claims fell by 13,000 to 209,000 for the week ended July 6. Indices ended the week with gains as the Dow, S&P, and NASDAQ closed at all-time record highs as Technology sector stocks stepped up.
The “Money Talks” show hosts answer listeners’ questions on arts and crafts store Michaels, investing in international mutual funds, and inheriting 529 plans with more money than anticipated school costs.
This week on “Money Talks,” the hosts discuss the week’s market action including sector performance and interest rates. The experts also delve into the trend of “elder orphans,” seniors who have no close relatives or children to care for them in their final years. The show hosts also answer listeners’ questions on arts and crafts store Michaels, international mutual funds, and inheriting a 529 plan.
This week on “Money Talks,” the hosts discuss the week’s market action including sector performance and interest rates. The experts also delve into the trend of “elder orphans,” seniors who have no close relatives or children to care for them in their final years. The show hosts also answer listeners’ questions on arts and crafts store Michaels, international mutual funds, and inheriting a 529 plan.
The “Money Talks” hosts take a closer look at exactly what a financial plan is and how we go about tailoring a plan to a client’s specific situation.
Indices started the week with mixed moves on Monday, as the Dow Jones Industrial Average ended the session slightly higher while the S&P 500 Index and NASDAQ Composite shed some points. Chip makers in the Technology sector dipped after the Commerce Department banned five more Chinese companies from buying U.S. made parts. Indices ended the session in red territory on Tuesday, with Technology brands leading the downswing. Meanwhile, the Conference Board’s Consumer Confidence Index fell from 131.3 in May to 121.5 in June. Midweek the markets’ moves were mixed as the Dow and S&P 500 closed in the red zone while the Tech-heavy NASDAQ posted gains. Several Energy sector stocks rallied as West Texas Intermediate crude climbed $1.41 to settle at $59.24 a barrel. Stocks continued to trade with mixed moves on Thursday. The S&P 500 and NASDAQ posted gains ahead of the G-20 summit. Friday kicked off with indices moving to the plus side, but peaked midday and lost some ground in the afternoon. However, U.S. stocks managed to rally to a positive outcome for the day. The Dow was up 0.3%, the S&P was up 0.6%, and the NASDAQ was up by 0.5%. The rally was led by Industrials and Financials. In one of the final economic releases for the week, the Department of Commerce reported that the Personal Consumption Expenditures (PCE) price index was up 1.5% from a year ago, coming in below the Federal Reserve’s 2% target inflation rate.
The “Money Talks” hosts answer listeners’ questions on whether one should continue to save to a 401(k) while trying to pay down debt and if it is too late to get in on growth technology stocks Autohome, Inc. and Splunk, Inc.
The “Money Talks” hosts answer listeners’ questions on whether one should continue to save to a 401(k) while trying to pay down debt and if it is too late to get in on growth technology stocks Autohome, Inc. and Splunk, Inc.
This week on “Money Talks,” your hosts cover the week’s market movements, housing news including existing home sales, new home sales, and the home price index. They also touch on consumer confidence and first quarter gross domestic product. They also take a closer look at exactly what a financial plan is and how we go about tailoring a plan to a client’s specific situation. The hosts round out the show answering listeners’ questions on continuing to save to a 401(k) while trying to pay down debt and technology stocks Autohome, Inc. and Splunk, Inc.
This week on “Money Talks,” your hosts cover the week’s market movements, housing news including existing home sales, new home sales, and the home price index. They also touch on consumer confidence and first quarter gross domestic product. They also take a closer look at exactly what a financial plan is and how we go about tailoring a plan to a client’s specific situation. The hosts round out the show answering listeners’ questions on continuing to save to a 401(k) while trying to pay down debt and technology stocks Autohome, Inc. and Splunk, Inc.
This week on “Money Talks,” the hosts discuss the current economic conditions, the Fed’s stance on interest rates, and consumer sentiment. The experts also take a look at the tax and planning issues related to receiving restricted stock as part of your compensation package.
The “Money Talks” hosts examine the tax and planning issues related to receiving restricted stock as part of your compensation package.
The major indices stepped up Monday, ahead of the week’s Federal Open Market Committee meeting and renewed tariff concerns. With underwhelming economic data as of late, many are beginning to believe a rate cut is needed to stimulate commercial and consumer activity. Tuesday started off with news that the European Union Central Bank might roll out stimulus as early as July which would benefit a stronger global economy. While trading tapered through the afternoon, the Dow Jones Industrial Average closed higher by 353 points, the S&P 500 Index up by about 28 points, and the NASDAQ Composite gained 109 points. The green rally continued mid-week with the S&P 500 ending the session within 1% of an all-time high. The Federal Open Market Committee left interest rates unchanged but suggested a rate cut may be on the near horizon given rising risks to the economy. The following day, the S&P 500 traded up to an all-time record high. Technology and energy brands bolstered the ascent. The rally ended on Friday as indices closed in red territory following reports that President Donald Trump ordered, then canceled, an airstrike on military installations in Iran. Other economic data was more upbeat, as the National Association of Realtors showed existing home sales increased by 2.5% to an annual rate of 5.34 million units in May versus expectations of 5.25 million. April’s pace was upwardly revised to 5.21 million.
The “Money Talks” show hosts address listeners’ questions on available education tax credits, Consumer Discretionary restaurant stocks Jack in the Box, Cheesecake Factory, and Cracker Barrel; if a homeowner can tap into home equity, and asset vs. stock sales of a business.
This week on “Money Talks,” your hosts cover the week’s market movements, inflation indicators the Producer Price and Consumer Price indices, May’s Employment Situation, and April’s Wholesale Trade numbers.
The “Money Talks” hosts discuss the responsibilities of both the investor and the adviser when it comes to security and fraud attempts.
While not as robust as the prior week, stocks still managed to post gains for the second week in a row. The week started off strong only to slip lower by Friday as tensions in the Middle East mounted.
The “Money Talks” experts also address listeners’ questions on the future tax treatment of Roth IRAs and hospice and plumbing company Chemed Corp.
This week on “Money Talks,” your hosts are joined by special guest expert Rob Kling from Corporate Tax Advisors. With Rob, the experts discuss some of the specialized tax credits and deductions businesses can take, including research and development credits, cost segregation, and Section 179D.
Monday proved to be a bit volatile as early morning progress for the market was lost in the afternoon but recovered some shortly before the close. The major indices ended mixed, with only the Dow Jones Industrial Average closing up a few points. Investors were likely anxious over reports that Technology companies could face regulatory scrutiny. In economic news, the ISM Manufacturing Index came in at 52.1 for May, short of analysts’ expectations. Indices closed in the green zone on Tuesday, with stocks stepping up on words from the Federal Reserve. Fed Chairman Jerome Powell indicated the central bank may respond to trade tensions with interest rate cuts, and several lawmakers have said levies on Mexico would be blocked if President Trump pursued them. On another note, Technology sector stocks rebounded today. The NASDAQ Composite advanced 2.65%, moving out of correction territory. Indices ended in positive territory on Wednesday, with the Dow and S&P 500 Index closing at their best back-to-back session since January. Utilities led gainers while the Energy sector lagged. Elsewhere, crude oil prices dipped. West Texas Intermediate crude shed $1.80 to settle at $51.68 a barrel. Stocks continued to step up Thursday following a report that the White House may postpone tariffs on Mexican goods. Additionally, Labor Department data showed initial jobless claims were unchanged at 218,000 for the week ended June 1, while claims for the previous week were upwardly revised to 218,000 from 215,000. The good mood of the markets continued through Friday, despite a weaker-than-expected Jobs Report. Both the Dow and the S&P tacked on 1%, while the NASDAQ led the pack with a 1.7% increase. However, the United States added only 75,000 jobs for May, which was less than half of consensus expectations.
The “Money Talks” show hosts address a listener’s question on investment banker The Goldman Sachs Group, Inc., and how interest rate cuts may affect the market.
Monday proved to be a bit volatile as early morning progress for the market was lost in the afternoon but recovered some shortly before the close. The major indices ended mixed, with only the Dow Jones Industrial Average closing up a few points. Investors were likely anxious over reports that Technology companies could face regulatory scrutiny. In economic news, the ISM Manufacturing Index came in at 52.1 for May, short of analysts’ expectations. Indices closed in the green zone on Tuesday, with stocks stepping up on words from the Federal Reserve. Fed Chairman Jerome Powell indicated the central bank may respond to trade tensions with interest rate cuts, and several lawmakers have said levies on Mexico would be blocked if President Trump pursued them. On another note, Technology sector stocks rebounded today. The NASDAQ Composite advanced 2.65%, moving out of correction territory. Indices ended in positive territory on Wednesday, with the Dow and S&P 500 Index closing at their best back-to-back session since January. Utilities led gainers while the Energy sector lagged. Elsewhere, crude oil prices dipped. West Texas Intermediate crude shed $1.80 to settle at $51.68 a barrel. Stocks continued to step up Thursday following a report that the White House may postpone tariffs on Mexican goods. Additionally, Labor Department data showed initial jobless claims were unchanged at 218,000 for the week ended June 1, while claims for the previous week were upwardly revised to 218,000 from 215,000. The good mood of the markets continued through Friday, despite a weaker-than-expected Jobs Report. Both the Dow and the S&P tacked on 1%, while the NASDAQ led the pack with a 1.7% increase. However, the United States added only 75,000 jobs for May, which was less than half of consensus expectations.
The “Money Talks” show hosts address a listener’s question on investment banker The Goldman Sachs Group, Inc., and how interest rate cuts may affect the market.
This week on “Money Talks,” your hosts are joined by special guest expert Rob Kling from Corporate Tax Advisors. The hosts discuss the week’s market movements and focus on year-to-date sector performance. With Rob, the experts discuss some of the specialized tax credits and deductions businesses can take, including research and development credits, cost segregation, and Section 179D. The show hosts also address a listener’s question on investment banker The Goldman Sachs Group, Inc.
This week on “Money Talks,” your hosts are joined by special guest expert Rob Kling from Corporate Tax Advisors. The hosts discuss the week’s market movements and focus on year-to-date sector performance. With Rob, the experts discuss some of the specialized tax credits and deductions businesses can take, including research and development credits, cost segregation, and Section 179D. The show hosts also address a listener’s question on investment banker The Goldman Sachs Group, Inc.
This week on “Money Talks,” Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen are joined by Managing Associate D.J. Barker, CWS® to discuss Consumer Confidence, mortgage applications and housing prices, and the second estimate of first-quarter GDP.
The “Money Talks” experts delve deeper into a conversation on why the market has had a rough May, including the trade tensions with China and the yield curve inversion.
Exclusive interview with Travis Suit, the founder of Piper’s Angels Foundation and Crossing For A Cure. Managing Associate D.J. Barker, CWS® is participating in the Crossing, an epic paddleboard challenge benefitting cystic fibrosis.
The “Money Talks” experts answer a listener’s question on the recent initial public offering from plant-based meat product manufacturer Beyond Meat.
This week on “Money Talks,” the hosts discuss the market’s movement for the week, how negotiations with China are developing, and mortgage news. The Henssler Experts also take a multi-faceted look at tax loss harvesting—the one time your financial experts may not agree on the best move! They also address listeners’ questions on establishing a retirement account as a freelancer or independent contractor and how a business can offer financial education as an employee benefit.
99.9% of the time, your financial consultants operate as a well-oiled machine. Your investment adviser dedicates his full-time attention to managing your portfolio, making the buy and sell decisions.
Indices closed in the red zone on Monday, as many Technology brands traded lower on trade tensions. The major indices reversed course into green territory on Tuesday with Technology brands rebounding after the Commerce Department eased restrictions on China’s Huawei Technologies. The company has three months to access U.S. technology and buy equipment from American companies to maintain the existing network and update handsets. Stocks dipped as trade tensions ramped up Wednesday with some key Technology names selling off while others slipped on missed first-quarter earnings expectations. In economic news, the Fed minutes from the April 3—May 1 policy meeting were released, revealing no rate moves expected for the immediate future even if the economy improves. Trade tensions continued to weigh on the Technology sector Thursday, dragging the market down as a whole. However, avoiding the downswing, the Utilities and Real Estate sectors posted gains. The Friday before the long Memorial Day weekend experienced a dip mid-morning but regained footing to remain positive through close. Investors appeared to be encouraged by President Trump’s indication he may lighten his stance on Huawei Technologies.
The “Money Talks” show hosts address listeners’ questions on establishing a retirement account as a freelancer or independent contractor and how a business can offer financial education as an employee benefit.
This week on “Money Talks,” your hosts discuss the market’s movement for the week, what we’re seeing with interest rates and the yield curve as well as April’s Consumer Price Index and Industrial Production.
The “Money Talks” experts delve into a situation where a couple who own a business together are divorcing. They cover the many reasons a business valuation would benefit the company and how it may be used in determining an equitable divorce settlement.
The major indices started the week closing in red territory as the Dow Jones Industrial Average and the S&P 500 Index experienced their worst day since the beginning of the year. Nearly all sectors lost ground, with distinct losses in the Technology and Industrial sectors, as these companies conduct a fair amount of business with China and are sensitive to changing sentiment. The following day sentiment shifted again, causing the markets to trend upward for most of the day. The Technology sector rebounded from several days of downward trading. Midweek, indices closed in the green zone with brands rebounding amid word of a delay on auto tariffs. In economic news, Mortgage applications increased for the week of May 3, while retail sales declined 0.2% in April. Industrial production also fell 0.5% in April, its third decrease in the last four months. Gains continued into Thursday, as Materials stocks showed strong performance while Utilities were among the weakest, on a relative basis. Indices closed in red territory on Friday, despite earlier in the session, markets lifted on reports that the United States, Canada, and Mexico agreed on a plan to remove duties on steel and aluminum. On another note, a measure of consumer confidence hit a 15-year high. In a preliminary reading for May, the University of Michigan’s consumer sentiment index climbed to 102.4. The result exceeded expectations of 97.1.
The “Money Talks” experts answer listeners’ questions on how to establish an IRA for a child and if some blue-chip stocks, like Oracle, Gilead Sciences, and Lowe’s Companies “will lose you money.” They also take a look at the best way to handle a 401(k) rollover.
This week on “Money Talks,” the hosts discuss how the U.S./China trade talks have affected the market, how earnings season has been, and interest rates. Hosts discuss a common situation amongst retirees: having their 401(k) fully invested in their employer’s company stock. When it comes time to start planning for liquidity, these investors should consider the Net Unrealized Appreciation they have in their company stock. The show hosts also address listeners’ questions on investing in Boeing, how to work through a mid-life financial crisis, and minimizing the tax owed on one’s Social Security benefit.
The “Money Talks” hosts discuss a common situation amongst retirees: having their 401(k) fully invested in their employer’s company stock. When it comes time to start planning for liquidity, these investors need to consider the Net Unrealized Appreciation they have in their company stock.
Indices kicked off the week closing in the red zone on Monday, as investors worried that trade negotiations with China were deteriorating. Although, stocks did rebound off session lows late afternoon. On another note, crude oil prices ticked up with West Texas Intermediate crude adding 0.6% to settle at $62.33 a barrel. Stocks continued to slip Tuesday bringing the Dow Jones Industrial Average to a low not seen since the beginning of the year. The S&P 500 Index and NASDAQ Composite landed in red territory as well. After a rough trading session on Tuesday, stocks were mixed midweek with the morning opening higher after President Trump tweeted about the possibility of China coming to the United States to reach a trade deal. Most of the major moves in the market were controlled by President Trump’s tweets as there is some optimism on a deal in the near future. However, as the day went on, the S&P 500 proved to be quite volatile on the trade news, finishing down 0.16%. With the help of strong earnings reports from highly watched stocks, the Dow was the only major index to finish in the green at 0.01%. The Tech-heavy NASDAQ fell 26 basis points on the day. It was back to the negative side Thursday, as President Trump’s statement that “China broke the trade deal,” weighed on the markets. Meanwhile, Commerce Department data showed the U.S. trade gap ticked up in March. The overall deficit increased 1.5% to $50 billion following a 3.6% decrease in February. The major indices managed to close Friday in the green zone with stocks rebounding in the wake of constructive U.S./China trade talks. However, the trading session was not without volatility. On another note, Labor Department numbers showed the Consumer Price Index rose 0.3% in April. The result was slightly shy of an anticipated 0.4% uptick.
The “Money Talks” show hosts address a listener’s question on investing in Boeing considering the company’s dip in price amid recent troubles. They also discuss how to work through a mid-life financial crisis, and if investors should really seek to minimize the tax owed on one’s Social Security benefit.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, to discuss a common situation for young professionals—student loan debt. They discuss repayment options and loan consolidation.
Indices kicked off the week mixed, with the Dow Jones Industrial Average trading fractionally lower, while the S&P 500 Index and NASDAQ Composite added slight gains for the session. Meanwhile, crude oil climbed to a six-month peak level. West Texas Intermediate crude tacked on 2.6% to settle at $65.73 per barrel. In housing news, the National Association of Realtors showed existing home sales decreased by 4.9% to an annual rate of 5.21 million units in March. Economists had forecast a lesser dip of 3.8% to a rate of 5.30 million. Tuesday was the day for gains as the S&P 500 and NASDAQ ended trading at new record levels. Continuing with housing data, the Commerce Department showed new home sales jumped up 4.5% to an annual rate of 692,000 units in March, a level not seen since November 2017. The high was short-lived as the major indices landed in the red zone on Wednesday after a choppy session. The Energy and Basic Materials sectors led the market lower. Indices traded with mixed moves on Thursday, with the Dow Jones Industrial Average and S&P 500 Index closed slightly in the red while the NASDAQ posted gains. Durable goods orders ticked up in March, as orders for manufactured products jumped 2.7%. Up from a downswing in February, the results were better than expected. The market swung to the positive on Friday with favorable GDP data that offset less-than-optimum earnings. According to the Bureau of Economic Analysis, first-quarter gross domestic product expanded by 3.2%. Economists had anticipated a lesser expansion of 2%. On another note, consumer confidence slipped in April. The University of Michigan’s consumer sentiment index fell to 97.2 from 98.4 in March.
Marcy Stidum, Director of CARE Services at Kennesaw State University. CARE Services offers support to students who have experienced homelessness, food insecurity and/or the foster care system.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, to discuss a common situation for young professionals—student loan debt. They discuss repayment options and loan consolidation.
Marcy Stidum, Director of CARE Services at Kennesaw State University. CARE Services offers support to students who have experienced homelessness, food insecurity and/or the foster care system.
This week on “Money Talks,” your show hosts discuss the year-to-date market performance, unemployment, and the possibility of inflation compared to the health of the consumer. We also take a closer look at a common situation for young professionals—student loan debt. They discuss loan consolidation, repayment options, and the consequences of default. The Henssler experts also host a special interview with Marcy Stidum, Director of CARE Services at Kennesaw State University. CARE Services offers support to students who have experienced homelessness, food insecurity and/or the foster care system.
This week on “Money Talks,” your show hosts discuss the year-to-date market performance, unemployment, and the possibility of inflation compared to the health of the consumer. We also take a closer look at a common situation for young professionals—student loan debt. They discuss loan consolidation, repayment options, and the consequences of default. The Henssler experts also host a special interview with Marcy Stidum, Director of CARE Services at Kennesaw State University. CARE Services offers support to students who have experienced homelessness, food insecurity and/or the foster care system.
This week on “Money Talks,” Senior Associate Jarrett McKenzie, CFP®, CWS®, and Client Relationship Manager – Retirement Services Justin Wagner, AIF®, join Chief Investment Officer Troy Harmon, CFA, CVA to discuss sector performance for both the week and year to date. They also discuss interest rates and inflation indicators. The experts delve into a situation common to many investors—having all of their assets in a company-sponsored retirement plan. They discuss how investors in this situation can apply the Ten Year Rule to their 401(k) assets when trying to plan for liquidity. The show hosts also address listeners’ questions on in-plan Roth 401(k) conversions and how to evaluate a company’s retirement benefits package when considering a job offer.
The “Money Talks” experts delve into a situation common to many investors—having all their assets in a company-sponsored retirement plan. They discuss how investors in this situation can apply the Ten-Year Rule to their 401(k) assets when trying to plan for liquidity.
The show hosts also address listeners’ questions on in-plan Roth 401(k) conversions and how to evaluate a company’s retirement benefits package when considering a job offer.
The major indices kicked off the week trading lower after the opening bell but managed to recover the bulk of their losses by the afternoon bell. The S&P closed relatively flat, losing only 0.06% for the day. Tuesday started strong with earnings reports from several Dow components. The Dow Jones Industrial Average was up 0.3%, the S&P 500 Index was up 0.1%, and the NASDAQ Composite increased 0.32%. In Economic releases, Industrial production slipped 0.1% in March, less than consensus expectations. Midweek, the major indices slipped again on poor performance in the Healthcare sector. International trade narrowed for February, falling to $49.4 billion, with capital goods and aircraft exports contributing to the gain in exports. Wholesale trade slowed down in February, missing consensus expectations. The market traded higher on Thursday as U.S. jobless claims reached a 50-year low, and retail sales posted a larger-than-expected increase of 1.5% for March. Markets were closed on Friday in observance of the Good Friday holiday. For the week, the Dow inched up around 0.56% while the S&P 500 dropped less than 0.1%. The NASDAQ posted gains of 0.17% for the week.
This week on “Money Talks,” the hosts discuss the week’s market performance, the March employment situation, the Federal Open Market Committee minutes from the March meeting and the Producer Price and Consumer Price indices. The experts also take a closer look at how an investor’s desire to be a centenarian affects the financial plan. The hosts round out the show with listeners’ questions on mining and oil exploration master limited partnerships (MLPs), naming an executor for your estate, and Disney’s acquisition of 21st Century Fox.
This week on “Money Talks,” your hosts delve take a closer look at how an investor’s desire to be a centenarian affects their financial plan.
The S&P 500 Index and the NASDAQ Composite finished slightly higher on Monday, but the Dow Jones Industrial Average finished in the red, primarily because of news about China canceling $6 billion in orders with Boeing. For the day, economic data was light but showed factory orders down 0.5% month over month, slightly higher than the consensus forecast. All three major indices moved lower on Tuesday as new trade tensions made headlines and lowered global growth concerns. The S&P 500 Index fell 0.61% while the Dow Jones Industrial Average and NASDAQ Composite fell 0.72% and 0.56%, respectively. Internationally, the International Monetary Fund cut its global economic growth forecasts for 2019 from 3.5% down to 3.3% and warned that growth could slow further because of trade tensions and the potential for a messy Brexit. Also driving the day’s action was news that the United States is proposing to levy tariffs on some $11 billion of imports from Europe. Reaction to the Fed Minutes was muted Wednesday, showing the Fed having rate flexibility in the year and no base expectations of a rate cut. This came alongside CPI data that saw prices rising 1.9% year over year, with the core rate (excluding food and energy) up 2%. Small-Caps were the big winners mid-week with the Russell 2000 up 1.4%, and the S&P 500 up 0.35%, led by biotechnology stocks and the Energy sector. All major indices finished up Thursday after Financial sector earnings started off positive. The Dow Jones Industrial Average was up 1.03%, the NASDAQ Composite up 0.46%, and the S&P 500 Index up 0.66%. Friday kicked off with sizable gains with the major indices hanging on to those gains throughout the day. The markets were likely encouraged by news that China’s exports in March were up compared to the year before.
The “Money Talks” hosts round out the show answering listeners’ questions on mining and oil exploration master limited partnerships (MLPs), naming an executor for your estate, and Disney’s acquisition of 21st Century Fox.
This week your “Money Talks” hosts discuss sector performance and, of course, the yield curve. Historically, interest rates and an inversion of the yield curve have been very indicative of a coming recession, so this is being watched closely along with other economic indicators. The Experts also delve into a couple’s situation where they are increasing their emergency reserve and want to protect the purchasing power of their liquidity. The planners discuss why it may not be best to chase the highest yield and the different cash equivalents for short-term money. The hosts round out the show answering listeners’ questions on saving for retirement and college education expenses and rideshare company Lyft’s recent IPO.
Hosts delve into a couple’s situation where they are increasing their emergency reserve and want to protect the purchasing power of their liquidity. The planners discuss why it may not be best to chase the highest yield and the different cash equivalents for short-term money.
The week kicked off with good economic reports as the U.S. ISM Manufacturing PMI and China Manufacturing PMI, lifting markets and drowning out a decrease in retail sales. We are within a stone’s throw of all-time highs in U.S. markets, on a day when global markets rallied. The S&P 500 Index was up 1.1%, Dow Jones Industrial Average was up 1.2%, and NASDAQ Composite was up nearly 1.3%. Trading was mixed on Tuesday as new economic data was not so encouraging. U.S. core capital goods orders slipped in March while world trade growth is expected to slow this year. On the other hand, China’s manufacturing data had a surprise rebound. Stocks surged before the U.S. markets opened on Wednesday on more trade deal optimism as the Financial Times reported that the United States and China had reached agreements on a majority of issues but were struggling with implementation and enforcement. The enthusiasm faded throughout the day as the ISM Services PMI fell to a near two-year low, and the ADP private-sector jobs report was the weakest since September 2017, with declines in small business and goods producing employment. This did not keep the NASDAQ Composite from closing with a golden cross as the index’s 50-day moving average crossed above the 200-day average. The 10-year Treasury yield rose to 2.52%, four basis points higher on the day and 16 basis points higher than the low set in late March. Stocks closed mixed on Thursday following news that President Trump and Chinese officials were prepared to meet in Washington to work on resolving the continuing trade dispute. The NASDAQ was the only major index to finish slightly down 0.05% while the S&P 500 closed up 0.21% followed by the Dow Jones Industrial Average up 0.64%. Stocks closed the week with gains following a favorable Jobs Report for March. The Labor Department reported nonfarm payrolls increased by 196,000, ahead of expectations. The nation’s unemployment rate remained at 3.8%.
The “Money Talks” hosts round out the show by answering listeners’ questions on saving for retirement and college education expenses at the same time and rideshare company Lyft’s recent IPO.
This week on “Money Talks,” your hosts discuss the circumstances of a business owner who has a 10-year plan to transition his ownership to employees but is concerned about what can happen in that time. They discuss buy-sell agreements, which are contracts to buy and sell a departing business owner’s interest.
Most markets finished mixed on Monday with the S&P 500 Index slipping 0.08%, while the NASDAQ Composite and the Dow Jones Industrial Average finished up 0.07% and 0.06% respectively. Investors and analysts have been struggling to discern whether a recent streak of disappointing economic data signals the start of a deeper downturn or a temporary cooling of momentum. The day’s action was also driven in part by the 10-year and three-month yield curve, which inverted on Friday, driving investors to take a more defensive stance. Tuesday’s market moved higher led by Technology, Financials, and Energy. Energy stocks saw the biggest gains on the day as U.S. crude-oil futures rose 1.9% to $59.94 a barrel, a more than 30% gain year to date. Economic data was a bit bleak as consumer sentiment fell in March with the present situation component falling to an 11-month low. Housing news missed the mark as well as the Case-Shiller Home Price Index showed home price appreciation decelerated further in January. New worries about the global economy sent major indices lower mid-week with the Dow Jones Industrial Average experiencing a more than 300-point swing before closing down 0.13%. The S&P 500 and NASDAQ lost 0.46% and 0.63% respectively. Treasury rates slipped once again with the 10-year yield dropping to 2.38%, its lowest close since December 2017. CME data showed that nearly 75% of investors expect the Fed to lower interest rates at least once in 2019, higher than the 34% who expected one cut just a week ago. Investors will be watching the United States and China, as the two economic giants meet this week in an attempt to resolve their tariff fight. After a choppy session, stocks ended higher Thursday with the help of some positive news from the on again, off again U.S.-China trade talks. Stocks got a boost following a Reuters report that stated China is willing to compromise with certain points in the negotiation. One of which is the possibility of China addressing concerns over forced technology transfer before the next meeting of representatives. U.S. economic data showed that the U.S. economy grew 2.2% in the fourth quarter, a slower pace than what economists had initially expected. A late afternoon surge on Friday helped stocks post gains for the day. Investors were enthused over reported progress on U.S.-China trade talks; however, the 10-year Treasury dipped below the three-month treasury again. All three indices posted double-digit gains for the quarter, marking the best start for stocks in more than five years.
The “Money Talks” hosts answer listeners’ questions on emerging market funds vs. the S&P 500 Index, determining the need for long-term care insurance when one has no heirs, and the available riders for disability insurance policies.
Most markets finished mixed on Monday with the S&P 500 Index slipping 0.08%, while the NASDAQ Composite and the Dow Jones Industrial Average finished up 0.07% and 0.06% respectively. Investors and analysts have been struggling to discern whether a recent streak of disappointing economic data signals the start of a deeper downturn or a temporary cooling of momentum. The day’s action was also driven in part by the 10-year and three-month yield curve, which inverted on Friday, driving investors to take a more defensive stance. Tuesday’s market moved higher led by Technology, Financials, and Energy. Energy stocks saw the biggest gains on the day as U.S. crude-oil futures rose 1.9% to $59.94 a barrel, a more than 30% gain year to date. Economic data was a bit bleak as consumer sentiment fell in March with the present situation component falling to an 11-month low. Housing news missed the mark as well as the Case-Shiller Home Price Index showed home price appreciation decelerated further in January. New worries about the global economy sent major indices lower mid-week with the Dow Jones Industrial Average experiencing a more than 300-point swing before closing down 0.13%. The S&P 500 and NASDAQ lost 0.46% and 0.63% respectively. Treasury rates slipped once again with the 10-year yield dropping to 2.38%, its lowest close since December 2017. CME data showed that nearly 75% of investors expect the Fed to lower interest rates at least once in 2019, higher than the 34% who expected one cut just a week ago. Investors will be watching the United States and China, as the two economic giants meet this week in an attempt to resolve their tariff fight. After a choppy session, stocks ended higher Thursday with the help of some positive news from the on again, off again U.S.-China trade talks. Stocks got a boost following a Reuters report that stated China is willing to compromise with certain points in the negotiation. One of which is the possibility of China addressing concerns over forced technology transfer before the next meeting of representatives. U.S. economic data showed that the U.S. economy grew 2.2% in the fourth quarter, a slower pace than what economists had initially expected. A late afternoon surge on Friday helped stocks post gains for the day. Investors were enthused over reported progress on U.S.-China trade talks; however, the 10-year Treasury dipped below the three-month treasury again. All three indices posted double-digit gains for the quarter, marking the best start for stocks in more than five years.
This week your “Money Talks” hosts discuss concern over interest rates, jobless claims, and year-to-date sector returns. They also touch on housing news, wholesale trade, and consumer confidence. The experts discuss the situation of a business owner who has a 10-year plan to transition his ownership to employees but is concerned about what can happen in that time-frame. They talk about buy-sell agreements, which are contracts to buy and sell a departing business owner’s interest. The show hosts also answer listeners’ questions on emerging market funds vs. the S&P 500 Index, determining the need for long-term care insurance when one has no heirs, and the available riders for disability insurance policies.
This week your “Money Talks” hosts discuss concern over interest rates, jobless claims, and year-to-date sector returns. They also touch on housing news, wholesale trade, and consumer confidence. The experts discuss the situation of a business owner who has a 10-year plan to transition his ownership to employees but is concerned about what can happen in that time-frame. They talk about buy-sell agreements, which are contracts to buy and sell a departing business owner’s interest. The show hosts also answer listeners’ questions on emerging market funds vs. the S&P 500 Index, determining the need for long-term care insurance when one has no heirs, and the available riders for disability insurance policies.
This week on “Money Talks,” we discuss the news from the Federal Reserve after their two-day meeting on monetary policy. They also cover interest rates, and sector performance for the week and year-to-date. Our experts also look at a couple’s situation where they are five years from retirement and are concerned about the likelihood of a recession in the next three to five years. The experts discuss how the Ten Year Rule would work for them and how to position their investment portfolio. The hosts then round out the show with listeners’ questions on Social Security spousal benefits, Mercury Systems, Inc., an increased homestead exemption for Fulton County seniors, and stocks Silgan Holdings and Greif Inc.
This week on “Money Talks,” your hosts look at a couple’s situation where they are five years from retirement and are concerned about the likelihood of a recession in the next three to five years. The experts discuss how the Ten Year Rule would work for them and how to position their investment portfolio.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates D.J. Barker, CWS®, and Shawna Theriault, CPA, CFP®, CDFA®, to talk about cost basis, and the importance of keeping good records, so you can substantiate your gains or losses at tax time.
The “Money Talks” hosts round out the show with listeners’ questions on Social Security spousal benefits, Mercury Systems, Inc., an increased homestead exemption for Fulton County seniors, and stocks Silgan Holdings and Greif Inc.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates D.J. Barker, CWS®, and Shawna Theriault, CPA, CFP®, CDFA®, to talk about the week’s market movements and the yield curve as the two-year and five-year Treasury yields inverted. Shawna and D.J. team up to discuss cost basis and how important it is to keep good records, so you can substantiate your gains or losses at tax time. The experts address several listeners’ questions, including providing our opinions on Boeing, what you can do to improve your 2018 taxes, and whether or not you should loan your child money for a home down payment.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associates D.J. Barker, CWS®, and Shawna Theriault, CPA, CFP®, CDFA®, to talk about cost basis, and how important it is to keep good records, so you can substantiate your gains or losses at tax time.
Indices closed in green territory on Monday as the Dow Jones Industrial Average gained about 0.8%; the S&P 500 Index was up 1.5%, and the NASDAQ Composite was higher by 2%. With all major equity sectors making progress, Technology and Basic Materials led the day. In economic releases, U.S. retail sales rose in January. Census Bureau data showed sales were up 0.2% from December’s level. Discounting cars, retail sales increased 0.9%, versus expectations of a 0.2% uptick. Tuesday saw an early morning rally across the S&P and NASDAQ, but the Dow was dragged down by a poor performance from Boeing. The rally was likely helped by news of the Consumer Price Index rising for the first time in four months. While the markets ended the trading session mixed, the Healthcare sector was the strongest performer for the day. The major indices closed with gains on Wednesday on a variety of economic news. The Labor Department’s Producer Price Index rose 0.1% for February, following a 0.1% slip in January. The result missed expectations of a 0.2% increase. Core PPI, which discounts food and gas, dropped 0.1%. Meanwhile, durable goods orders rose 0.4% in January. Minus transportation, orders fell 0.1%, on a decrease in bookings for new vehicles. Furthermore, Commerce Department figures showed construction spending rose 1.3% in January, following two months of downswings. Trading ended with mixed moves on Thursday with the Dow closing with slight gains, while the S&P 500 and NASDAQ shed some points. A variety of economic news led to a mixed finish. Department of Labor data showed new jobless claims climbed by 6,000 to 229,000 for the week ended March 9, versus expectations of 225,000. On another note, Commerce Department data showed new home sales fell 6.9% to an annual rate of 607,000 units in January. December’s result was upwardly revised to 652,000 units from the previously reported 621,000. Indices traded into green territory on Friday, despite lackluster economic data. Industrial Production came in at 0.1% increase, well short of the expected 0.4% gain.
The “Money Talks” experts address several listeners’ questions, including providing our opinions on Boeing, what you can do to improve your 2018 taxes, and whether or not you should loan your child money for a home down payment.
This week on “Money Talks,” Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA to discuss the Manufacturing and Nonmanufacturing Indices, the Beige Book and jobless claims. K.C. and Michael discuss how some seniors who no longer itemize deductions after tax reform may be able to take advantage of qualified charitable distributions to lower their taxes. The experts also answer listeners’ questions on Procter & Gamble, financial issues before marriage, and using health savings accounts while on Medicare.
Managing Associate K.C. Smith, CFP®, CEPA, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA to discuss how some seniors who no longer itemize deductions after tax reform may be able to take advantage of qualified charitable distributions to lower their taxes
Despite opening higher Monday morning, the market closed down, dipping on a variety of economic news including early trade deal optimism that faded as the session progressed. The swing to the low side continued Tuesday once China reduced its target growth rate for 2019. In domestic economic news, the ISM Nonmanufacturing Index posted a stronger-than-expected number rising 3.2 points from January to 59.7. Further, new home sales hit a seven-month high, rising 3.7% in December. Stocks continued to slip midweek ahead of new details on United States-China trade talks and global economic outlook. Declines for the session were broad, but the Healthcare and Basic Materials sector declined noticeably. The market slide continued for a fourth day when the European Central Bank cut the growth forecast for the European Union. In the United States, the Department of Labor showed first-time jobless claims fell by 3,000 to 223,000 in the week ended March 2, while the four-week moving average fell by 3,000 to 226,250. The week ended in the red zone following the release of less-than-stellar payrolls activity for February. The U.S. economy added 20,000 jobs last month. The result was down from January's pace of 304,000, and well below the 172,000 forecasted. The unemployment rate slipped to 3.8% from 4%. On another note, new construction ticked up in January, as Commerce Department data showed housing starts increased by 18.6% to an annual rate of 1.23 million.
The “Money Talks” experts answer listeners’ questions on investments in Procter & Gamble, financial issues that should be discussed before marriage, and using a health savings account while on Medicare.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analyst Jacob Keen and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss an investor’s situation where she is fully invested in target-date funds outside of her 401(k).
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analyst Jacob Keen and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss earnings season as it draws to a close, interest rate spreads and the possibility of having a recession without an inversion of the yield curve, and several economic releases, including the S&P Case-Shiller home price index, Conference Board’s consumer confidence measure, and fourth quarter GDP. Jacob and Jarrett discuss an investor’s situation where she is fully invested in target-date funds outside of her 401(k). The experts also answer a listener’s question on drug makers Bayer and Merck, and provide advice for a couple in their 30s who want to pay off their house as soon as possible to live debt free.
The major indices started the week with slight gains on Monday, as many stocks jumped up on a variety of economic news. The sharp advance in the morning was likely on hopes that the United States was close to reaching a trade deal with China, in addition to news that further tariffs on Chinese goods would be postponed. On another note, crude oil prices fell. West Texas Intermediate crude dipped 3.4% to settle at $55.34 a barrel, marking the first decline in nine sessions. Stocks experienced a fractional downswing on Tuesday, despite the Conference Board data showing consumer confidence showed a 9.7-point climb to 131.4 in February, a three-month high. In housing new, new residential construction decreased in December, as housing starts slipped 11.2% to an annual rate of 1.08 million, a two-year low. The market saw mixed moves on Wednesday, as both the Dow Jones Industrial Average and the S&P 500 Index shed some points while the NASDAQ Composite ended fractionally in the green. The Industrials and Basic Materials sectors displayed relative strength, while Healthcare and Consumer Discretionary sectors lost some ground. Additionally, Factory orders ticked up in December increasing 0.1%, following two consecutive monthly declines. Indices closed in the red zone on Thursday on a variety of economic news. Real gross domestic product (GDP) expanded at a 2.6% pace in the fourth quarter versus expectations of 2.2% growth. The result was down from 3.4% expansion in the third quarter. Despite turbulent trading during the week, both the Dow and S&P 500 ended February with gains. Stocks stepped up on trade talk optimism and other economic news. The Institute for Supply Management's survey on Manufacturing slipped to 54.2 for February from 56.6 in January. The result marks the slowest pace of expansion since November 2016. Furthermore, the University of Michigan Consumer Sentiment Survey jumped 2.6 points for February to 93.8, just shy of expectations.
The “Money Talks” experts answer a listener’s question on drug makers Bayer and Merck, and provide advice for a couple in their 30s who want to pay off their house as soon as possible to live debt free.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Peter Lynch to discuss year-to-date sector performance, fourth-quarter earnings, and housing news. Jarrett and Peter discuss how the accounts you use to save for retirement make a difference, and that tax diversification is something to consider. The experts round out the show answering listeners’ questions on toy makers Hasbro Inc. and Activision Blizzard, how often investors should meet with their adviser, and provide opinions on bank stocks.
The markets were closed Monday, honoring Presidents Day, so the week’s action began Tuesday when the stock market started off lower on several mixed earnings announcements. Indices still managed to close the day with gains, as trade talks between the United States and China resumed. The major indices closed in the green zone on Wednesday on a variety of economic news. From a sector perspective, Basic Materials and Industrials showed strength, while Healthcare lagged the broader market. Comments from the January FOMC meeting showed solid economic growth, but Fed officials plan to be patient on any future interest-rate increases. Sentiment reversed Thursday with stocks trading into red territory. Department of Labor reported first-time claims for the week ending Feb. 16 fell to 216,000. Additionally, durable goods orders climbed in December, as orders for products designed to last several years increased by 1.2%. The result was slightly shy of consensus forecasts. In housing news, existing home sales slipped in January, falling 1.2% from December. Sales are down 8.5% from January 2018. Friday the market kicked off trading higher, with stocks recovering from the previous day’s downward direction. The Technology sector was among the strongest performers for the day, while Consumer Staples was among the weakest. Decent earnings reports likely helped to boost sentiment, resulting in the indices moving higher. Furthermore, positive developments out of the U.S. trade talks with China increased the likelihood of a deal being completed. Capping off the week, the Cboe Volatility Index® hit its lowest level in several months.
The “Money Talks” experts round out the show answering listeners’ questions on toy makers Hasbro Inc. and Activision Blizzard, how often investors should meet with their adviser, and provide opinions on bank stocks.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Justin Wagner, AIF®, Client Relationship Manager - Retirement Services, to cover this week’s market action, the Consumer Price and Producer Price indices, and interest rates. Justin and Jennifer team up to discuss how investors should approach allocating their 401(k) investments. The experts also address listeners’ questions on aircraft manufacturers, what one can do with a 401(k) when leaving the workforce, and investing in Berkshire Hathaway.
Chief Investment Officer Troy Harmon, CFA, CVA, Principal Jennifer J. Thomas, CFP®, and Justin Wagner, AIF®, Client Relationship Manager - Retirement Services, team up to discuss how investors should approach allocating their 401(k) investments.
The major indices started the week with mixed results as the Dow Jones Industrial Average shed some points while the S&P 500 Index and NASDAQ Composite closed in the green zone. Healthcare sector stocks led decliners on the Dow. Gains were present across the board on Tuesday as Materials, Consumer Discretionary, and Financials sectors led the ascent. Investors likely had optimism for a United States-China trade deal. Stocks continued to climb on Wednesday on a variety of economic data. The Consumer Price Index was unchanged for January, versus an expected 0.1% increase; however, core CPI, which excludes food and energy, rose 0.2% last month. Thursday’s results were mixed again, this time with both the Dow and S&P 500 shedding some points while the NASDAQ posted fractional gains. Moves were mixed on a variety of economic news, including a decrease in Retail Sales in December. Commerce Department data showed sales fell 1.2% versus expectations of a 0.2% gain. Stocks stepped up Friday to close in the green zone on news that the United States and China trade talks will resume next week in Washington.
The “Money Talks” experts address listeners’ questions on aircraft manufacturers, what one can do with a 401(k) when leaving the workforce, and investing in Berkshire Hathaway.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Melanie Wells, CFP®, to discuss how a little financial planning for retirement can greatly impact your taxes today.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, and Associate Melanie Wells, CFP®, to discuss the week’s market movements, FOMC Monetary Policy, housing news, and interest rates. Jarrett and Melanie discuss how a little financial planning for retirement can greatly impact your taxes today. The experts also answer listeners’ questions on iRobot, holding annuities in your IRA, and how much money you should put down on a home purchase.
The major indices opened considerably lower Monday only to slightly rebound by the afternoon. At the close, the Dow Jones Industrial Average was down roughly 0.8% points; the S&P 500 Index dropped 0.8%; and the NASDAQ Composite was down 1%. Indices ended trading mixed on Tuesday, as the Dow added some points while the S&P 500 and NASDAQ closed in the red zone. In economic news, consumer confidence declined in January, as The Conference Board reported sentiment dipped 6.4 points for the month to 120.2. Indices closed in green territory mid-week, as stocks climbed on favorable earnings and Federal Reserve commentary. The Federal Open Market Committee left its target rate unchanged at 2.25% to 2.5%. Policymakers pledged "patience" when it comes to future monetary policy, following four rate boosts in 2018. Furthermore, the Fed suggested that they may wind down the runoff of securities from its balance sheet. Indices ended the session mixed on Thursday. The Dow closed fractionally in the red while the S&P 500 and NASDAQ traded into green territory. Moves were mixed on a variety of economic news. According to the Labor Department, initial jobless claims ticked up last week with first-time claims increasing by 53,000 to 253,000 for the week ended January 26. In housing news, single-family home sales jumped up 16.9% in November. While the market started strong in the morning, afternoon trading brought it down and indices closed mixed on Friday. Market breadth was divided with the number of advancers and decliners about even on the New York Stock Exchange. In January’s Jobs Report, non-farm payrolls exceeded expectations increasing to 304,000, while the unemployment rate edged up to 4% as more people are actively seeking work.
The “Money Talks” experts answer listeners’ questions on iRobot, holding annuities in your IRA, and how much money you should put down on a home purchase.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax and Business Consultant Jessie Thomas, CPA, and Managing Associate K.C. Smith, CFP®, CEPA to discuss year-to-date sector performance, December existing home sales, and mortgage applications. Jessie shares some of the common triggers for audits and some insight as to how the IRS determines who to audit. The experts also answer listeners’ questions on developing a business budget, industrial company Parker-Hannifin, and tax filing statuses.
Tax and Business Consultant Jessie Thomas, CPA shares some of the common triggers for audits and some insight as to how the IRS determines who to audit with Chief Investment Officer Troy Harmon, CFA, CVA, and Managing Associate K.C. Smith, CFP®, CEPA.
The market was closed Monday in observance of Martin Luther King Jr. Day. The following day, the major indices ended the session in the red zone, breaking the recent run-up, with the Dow Jones Industrial Average closing down 1.22%. Stocks dipped on global growth concerns, as China reported their slowest one-year expansion in nearly three decades. In housing news, existing-home sales decreased in December, with total sales falling 6.4% from the revised November result and down by 10.3% from December 2017. Indices closed out the session with gains on Wednesday, despite volatile trading. Consumer Staples stocks led advancers on the Dow. Trading ended with mixed results on Thursday as the Dow closed fractionally in the red, while the S&P 500 Index and the NASDAQ Composite stepped up. Moves were mixed on a variety of economic news. Initial jobless claims decreased last week when Labor Department data showed new claims fell by 13,000 to 199,000 for the week ended January 19. The level marked a 50-year low. The major indices closed in green territory on Friday, with the Materials and Information Technology sectors leading the ascent. Stocks stepped up, as President Trump and congressional Democrats agreed to support a short-term spending bill to re-open the government.
The “Money Talks” experts answer listeners’ questions on developing a business budget, industrial company Parker-Hannifin, and tax filing statuses.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Chief Economic Adviser, Roger Tutterow, Ph.D., and Research Analyst Jacob Keen to take a deeper dive into what has been driving the economy, including Fed policy and interest rates, the government shutdown, and ongoing trade talks with China.
Markets opened the week lower after weak Chinese economic data and the U.S government shutdown reached its 24th day on Trump’s quest for tighter border security. Exports for China fell 4.4%, while imports fell 7.6% in December, which are likely to pressure China into finalizing a deal on trade. The following day the major indices notched their first day of gains in three sessions led higher by Technology shares. The S&P 500 added 1.1%, as shares of Tech and Communications Services companies in the broad index gained more than 1% each. The NASDAQ Composite rose 1.7%, and the Dow Jones Industrial Average, 0.7%. Internationally, China’s central bank pledged to cut taxes, increase spending, and provide financing to businesses to help spur the economy, while European stocks had a volatile session following Parliament’s vote, which rejected Prime Minister Theresa May’s deal to exit the European Union. Midweek, the market finished higher as Financial stocks earnings provided a boost. The Dow led the way improving 0.59%, while the NASDAQ gained 0.15%. The S&P 500 gained 0.22% with Financials leading and Consumer Staples lagging the most. Stocks rallied late Thursday following a Wall Street Journal report suggesting that U.S. trade officials were debating pairing back tariffs on Chinese imports to help calm markets. Tariff-sensitive sectors jumped on the report leading all three major indices to close higher on the day. Meanwhile, investors continued to keep a close eye on fourth quarter earnings season. While just 11.6% of S&P 500 companies have reported so far, earnings are beating by 2.1% with 73% of the reporting companies exceeding their bottom-line estimates. The week ended with the U.S government shutdown reaching its 28th day. Unsurprisingly, Consumer Sentiment took a dip and fell the most since 2012. On the other hand, Industrial Production numbers came in strong as Mining and Automobile numbers were stronger than expected for December. Markets finished higher for the day and capped off an impressive week despite the uncertainty around the government shutdown and ongoing trade talks with China.
The “Money Talks” hosts discuss a listener’s hypothetical question: If cannabis were legalized, what would the effect be on the economy?
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Chief Economic Adviser, Roger Tutterow, Ph.D., and Research Analyst Jacob Keen to discuss the week’s trading action, earnings from the Financial sector, and the yield curve. They also take a deeper dive into what has been driving the economy, including Fed policy, the government shutdown, and ongoing trade talks with China. They also cover a listener’s question on how cannabis stocks would affect the economy if they were legalized.
Managing Associate D.J. Barker, CWS®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a common trend at the beginning of the year: getting one’s financial house in order. They discuss the ideal debt-to-income ratio, how it affects your ability to get a mortgage, and how to improve your debt-to-income ratio.
The first full week of trading kicked off closing in the green with cyclical stocks making a comeback as the Consumer Discretionary sector rallied to gain 2.36% leading the S&P 500 Index higher. The benchmark index gained 0.7% on the day. The Treasury yield curve maintained its contorted shape with one-year yields remaining higher than two-, three- and five-year yields. Stocks continued to climb on Tuesday, marking a third straight day of gains for major indices as investors appear optimistic that the United States and China can move forward on a trade deal. Trade talks between President Trump and Chinese President Xi Jinping stretched into a third day today and while there’s not yet an agreement, major indices rose on hopes alone. The Dow gained 1.09% while the NASDAQ and S&P 500 rose 1.08% and 0.97% respectively. Ten of 11 sectors were higher on the day with the Financial sector closing lower. In the third day of trade discussions in Beijing the Wall Street Journal reported the parties had made “progress toward an agreement but (left) the thorniest issues to be resolved in higher-level talks, according to people with knowledge of the discussions.” Also, minutes from the Federal Open Market Committee December meeting showed conversations that were more dovish than the statement issued, with some governors urging patience and seeing less clarity on future hikes. Market action was somewhat muted mid-week, but was led by Energy and Technology, with Utilities and Staples lagging while the S&P 500 gained 0.45%. The government shutdown watch continues with Trump walking out of a meeting with Schumer and Pelosi late in the day. Stocks finished higher on Thursday despite the S&P 500 Index falling as much as 1% intraday. Comments from Fed President Jerome Powell suggested that the central bank was willing to adjust its pace of rate increases if economic conditions continued to deteriorate. The Dow lead major indices rising 0.51%. The S&P 500 gained 0.45%, while the NASDAQ improved 0.42%. As concerns over the government shutdown continued Friday, stocks snapped a streak of five straight days of gains. Slightly in the red, the S&P 500 lost 0.01%, the Dow fell 0.02% and the NASDAQ finished down 0.21% on the day. CPI slipped 0.1% in December with core CPI printing at 2.2% and with a drop in gas prices leading to a headline at 1.9%.
The “Money Talks” experts round out the show answering listeners’ questions on Apple’s recent decline, whether putting student loans in deferment is a good idea during a tough time, and tips on selling a home.
This week on “Money Talks,” Managing Associate D.J. Barker, CWS®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss December employment, the ISM Nonmanufacturing index, and the FOMC minutes from their December meeting. D.J. and Michael discuss a common trend at the beginning of the year: getting one’s financial house in order. They discuss the ideal debt-to-income ratio and how it affects your ability to get a mortgage and your credit score. They also discuss how to improve your debt-to-income ratio. The experts round out the show answering listeners’ questions on Apple’s recent decline, whether putting student loans in deferment is a good idea during a tough time, and tips on selling a home.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen to discuss the current economic fundamentals and provide their opinions on what the market may be like in 2019.
The major indices closed out the last session of 2018 in the green, but 2018 still ended in the red. In a step up on New Year’s Eve, Healthcare and Consumer Discretionary stocks fared the best. On Tuesday, investors and the markets took the day off to celebrate the New Year’s holiday. Trading resumed Wednesday, with both the Dow Jones Industrial Average and S&P 500 Index losing points in early trading, but as sentiment concerning a trade deal with China began to increase, the indices ended the day flat. The following day, initial jobless claims ticked up as new claims rose by 10,000 to 231,000 in the week ended December 29. In other news, U.S. manufacturing has slowed. The ISM manufacturing index slipped from 59.3 in November to 54.1 in December. Indices closed the trading session with gains on Friday with Technology stocks leading the ascent. Payrolls increased by 312,000 jobs in December. While December had the most jobs added of any month since February, the unemployment rate jumped up to 3.9% from 3.7%—for good reasons, though. The labor participation rate increased from 62.9% to 63.1%, a cycle high. With more workers now in the labor market, the number of unemployed workers rose. It’s also likely that Federal Reserve Chairman Jerome Powell encouraged investors with comments indicating the central bank was prepared to be flexible with monetary policy, suggesting future interest rate increases were not set in stone.
This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen to take a look back at 2018 market performance and also discuss where the economy is today. They also provide their opinions on what 2019 holds for the market.
This week on “Money Talks,” Research Analyst Jacob Keen is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Peter Lynch to discuss the recent rate hike from the Federal Reserve, as well as economic releases for Industrial Production and Retail Sales. The experts also take investors’ concerns about the recent volatility and discuss if it is possible to recession-proof your portfolio. They round out the show answering listeners’ questions on why you should check your credit report, Chinese technology company Alibaba, college net price calculators, high yield bond funds and insurance considerations for those getting a divorce.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Director of Insurance Planning, Jim Crone, CLU®, CFS, to discuss the current market movements, new developments in Brexit, and how the market is so reactive to trade and tariff talks. As part of our year-end prep, Jim brings his insight to insurance planning and taking a closer look at your term life policies. The experts also answer listeners’ questions on business exit planning, longevity annuities, Industrial manufacturer Caterpillar and the differences between a Profit-sharing plan and a 401(k) plan.
Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Director of Insurance Planning, Jim Crone, CLU®, CFS, who brings his insight to insurance planning and taking a closer look at your term life policies that are about to expire.
The major indices closed the trading session in green territory on Monday, as stocks rebounded in late afternoon trading. Gains among Technology sector names bolstered the Dow Jones Industrial Average’s ascent. Indices traded mixed on Tuesday with the Dow and S&P 500 Index shedding some points while the NASDAQ Composite closed slightly in the green zone. Consumer Staples led S&P 500 advancers while Financials and Industrials lagged for the session. Moves were likely mixed on a variety of economic news including a tick up in Producer prices in November. The Producer Price Index edged up 0.1% versus expectations of no change in wholesale inflation. Core PPI, which discounts food and energy, rose 0.3%. Over the past year, the PPI has slowed to 2.5% from 2.9%. Midweek, the major indices closed with gains as Industrial sector stocks bolstered the Dow's ascent while Facebook, Amazon, Netflix, and Alphabet led NASDAQ’s advancers. Stocks likely stepped up amid news of progress in U.S.-China trade talks. In economic news, consumer prices held steady in November. The Consumer Price Index was unchanged, matching economists' expectations. Indices closed trading with mixed moves on Thursday, as the Dow ended in green territory while the S&P 500 and NASDAQ shed some points. On another note, Labor Department data showed initial jobless claims decreased, as first-time claims fell to 206,000 for the week ended December 8, from 233,000 a week earlier. Unfortunately, the major indices closed well into the red zone on Friday despite reports that Retail Sales rose more than expected in November. Overall sales increased by 0.2% last month versus forecasts for a 0.1% gain. On another note, Industrial Production ticked up 0.6% in November, its fifth gain in six months.
The “Money Talks” experts answer listeners’ questions on business exit planning, longevity annuities, how tariffs may affect Industrial manufacturer Caterpillar, and the differences between a Profit-sharing plan and a 401(k) plan.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate D.J. Barker, CWS®, Associate Melanie Wells, CFP®, and fellow Research Analyst Jacob Keen to discuss the week’s volatility and how many stock in the S&P 500 Index were in bear territory. They also discuss the ISM Manufacturing Index, the Fed’s Beige Book, International Trade and the ISM Services Index. D.J. and Melanie take a closer look at some of the year-end financial moves you can make. The experts also answer listeners’ questions on stocks you can buy children to get them involved in their future and recent IPO YETI Holdings.
The “Money Talks” experts answer listeners’ questions on affordable stocks you can buy children to get them involved in their future and recent IPO YETI Holdings.
Indices kicked off the week by posting gains on Monday, as stocks stepped up on trade-war truce news. President Trump will hold off on increasing tariffs on China-made goods for at least 90 days as the two sides negotiate a settlement. In economic news, manufacturing in the United States ramped up in November according to the ISM Manufacturing Index. November’s reading came in at 59.3, up from 57.7 in October. Indices closed well into red territory on Tuesday as stocks sold off amid United States-China trade deal concerns and fears of slowing economic growth. The 90-day delay in additional tariffs that boosted Monday’s market action was thwarted when the White House stated that these would begin on January 1st, 2019. The stock market was closed Wednesday for a national day of mourning to honor former President George H.W. Bush, who died at the age of 94. Unfortunately, the pause in market action didn’t help the slide as the major indices closed with mixed moves on Thursday. The Dow Jones Industrial Average and S&P 500 Index ended in the red and the NAASDAQ Composite closed slightly in the green zone. Looking elsewhere, according to the ADP National Employment Report, the United States added 179,000 jobs in November versus an expected 195,000. Indices again landed in red territory on Friday. The Labor Department data showed an addition of 155,000 jobs in November, down from 250,000 in October and below economists’ expectations of a gain of 195,000. The unemployment rate remained at 3.7%, the lowest in 49 years. On another note, consumer confidence levels are holding steady in December. In a preliminary reading, the University of Michigan Consumer Sentiment Survey hit 97.5, matching the final result for November. All told, it was a difficult week for stocks, with declines in the major indices ranging between 5.57% and 6.35%.
Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Melanie Wells, CFP®, to take a closer look at some of the year-end financial moves you can make.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Tax Manager Dan DiLuzio, CPA, and Principal Jennifer Thomas, CFP®, to discuss the week’s market movements, Consumer Confidence, housing news, and the second estimate of third quarter GDP. Dan looks at some of the nuances taxpayers need to pay attention to this year for year-end tax planning. He explains why a little more time will be needed to plan. The experts also answer listener questions on what an ex-dividend date is, the new rules for 401(k) hardship withdrawals, and military retirement benefits. They also address stock questions on credit card processor Square, Inc., and technology-based learning product provider Rosetta Stone.
Stocks opened higher Monday and maintained their lead throughout the afternoon with all the major equity sectors advancing, and sizable gains in the Technology, Consumer Discretionary, and Financial sectors. The next day, the stock market started lower, giving back some of Monday’s gains. However, positive comments from the Federal Reserve suggesting that rate hikes may slow in 2019 helped the indices turn around. In economic news, consumer confidence slipped for the first time in five months as the November reading came in at 135.7, compared to October’s read of 137.9. However, the number is much higher than in the prior-year period, which can point to a stronger year-end quarter. Stocks posted gains on Wednesday with indices closing in the green across the board. Comments from Federal Reserve Chairman Jerome Powell bolstered the ascent. Speaking at the Economic Club in New York, Mr. Powell said interest rates were, "just below the broad range of estimates of the level that would be neutral for the economy." On another note, Gross Domestic Product results remained strong but slowed slightly in the third quarter. In a second measure, real GDP grew 3.5% following a 4.2% gain in the second quarter. Indices landed in the red zone on Thursday with stocks trading slightly lower ahead of this weekend's summit between Donald Trump and Chinese President Xi Jinping. Looking elsewhere, initial jobless claims increased last week. For the week ended November 24, Department of Labor data showed new claims rose by 10,000 to 234,000. While the market had a rocky start, the major indices managed to gain ground by the afternoon. The S&P 500 index was up 4.85% for the week, while the Dow Jones Industrial Average was up 5.16%. The tech-heavy NASDAQ closed the week with a gain of 5.64%. In economic news, the Chicago PMI increased to 66.4 for the month of November, which was well beyond what The Street had been anticipating.
The “Money Talks” experts answer listener questions explaining what an ex-dividend date is, the new rules for 401(k) hardship withdrawals, and if military retirement benefits affect Social Security. They also address stock questions on credit card processor Square, Inc., and technology-based learning product provider Rosetta Stone.
This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Tax Manager Dan DiLuzio, CPA, and Principal Jennifer Thomas, CFP® to discuss some of the nuances taxpayers need to pay attention to this year for year-end tax planning. Dan explains why taxpayers will want to spend a little more time planning.
This week on “Money Talks,” Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA to discuss both the Producer Price and Consumer Price indices, jobless claims, and retail sales. They also discuss the week’s movement in interest rates. D.J. and Jarrett discuss asset protection when investors are required to take—sometimes significant—withdrawals from their retirement accounts. They discuss FDIC limits, SIPC and other ways to preserve principal. The experts also address listener questions on affordability in the housing market and safely online shopping for the holiday season.
Indices slipped on Monday with stocks dipping amid renewed trade war concerns. While a majority of the market saw declines, the Technology sector saw steep losses. On Tuesday, it appeared that talks between the United States and China might ease some trade issues, but the hope in trade tensions was not enough to offset an afternoon selloff. Midweek trading started strong as good earnings, and strong economic reports were released. Unfortunately, after the initial bump, equity prices slid throughout the day. In economic news, the Consumer Price Index increased by 0.3% last month, which was in line with expectations. The core CPI rose 0.2%. Compared to a year ago, the headline CPI was up by 2.5%, while the core measure was up by 2.1%. While the market started off lower, stocks bounced back after a few hours of trading when The Street heard that the United States and China were aiming to come to a truce by the end of the month. Additionally, Retail Sales ticked up in October, jumping 0.8% versus expectations of a 0.6% increase. The indices experienced turbulent trading action on Friday, which resulted in mixed returns for the day. Utilities led advancers while Technology and Consumer Discretionary retreated. Industrial production increased in October for the fifth straight month, as production edged up 0.1%, while the result for September was revised downward.
The “Money Talks” experts address listener questions on affordability in the housing market and safe online shopping for the holiday season.
Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA to discuss asset protection when investors are required to take—sometimes significant—withdrawals from their retirement accounts. They discuss FDIC limits and other ways to preserve principal.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analyst Jacob Keen and Associate Peter Lynch to cover the week’s economic news, including the October employment situation, International trade, and the ISM Nonmanufacturing Index. They also discuss the Fed’s monetary policy. The experts also focus on a common concern among investors regarding expected market return considering where we are in the economic cycle and the market valuations. The hosts round out the show with listeners’ questions on biopharmaceutical company Amarin Corporation, tech company IBM, and spousal Social Security benefits after divorce.
The "Money Talks" hosts round out the show with listeners’ questions on biopharmaceutical company Amarin Corporation, tech company IBM, and spousal Social Security benefits after divorce.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analyst Jacob Keen and Associate Peter Lynch to cover a common concern among investors regarding expected market return considering where we are in the economic cycle and the market valuations.
Despite a fall at the end of the week, stocks rode a midweek push to finish in the black. Indices closed with mixed moves on Monday, as the Dow Jones Industrial Average and the S+P 500 Index ended the session with gains while the NASDAQ Composite shed some points on the eve of the midterm elections. In economic news, the ISM Non-Manufacturing Index, showed business activity, new orders, employment, and prices each grew in October, but at a slower pace than in the prior month. Indices closed at session peak levels on Tuesday with stocks stepping up ahead of the election outcome. Indices closed well into the green zone on Wednesday as several Technology stocks rallied in post-election trading. Indices closed trading with mixed moves on Thursday. The Dow stepped up while the S+P 500 and NASDAQ traded lower on a variety of economic news. The November Federal Open Market Committee meeting was uneventful. Members left the fed funds rate unchanged at 2% to 2.25%, as anticipated. On another note, initial jobless claims decreased last week. Department of Labor numbers showed new claims fell by 1,000, to 214,000, in the week ended November 3. The major indices landed in the red zone on Friday, dipping on a variety of economic news. The Producer Price Index, a measure of inflation at the wholesale level, showed prices ramped up 0.6% versus an expected increase of 0.2%. The core measure, which discounts food and energy, rose 0.2% last month.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Michael Griffin, CFP®, to discuss third quarter GDP, the University of Michigan Consumer Sentiment, and the conflicting report from the Conference Board about Consumer Confidence. They also touch on Personal Income and the ISM Manufacturing Index for October. The experts also hosted to a special guest this week, Lee Smith, Vice President of Operations for the Center for Family Resources in Cobb County. Lee shares with the "Money Talks" audience details about the CFR’s 33rd Annual Thanks for Giving food drive. The experts then tie it all together by discussing the benefits of charitable giving after tax reform. Lastly, They also answer questions on qualified charitable distributions from an inherited IRA, tech company The Trade Desk, and media company CBS Corp.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Michael Griffin, CFP®, to discuss charitable giving.
Despite an early bump, most market sectors retreated Monday with heavy selling in Technology and Energy stocks. The Dow Jones Industrial Average was down 0.99%, while the S+P Index was down 0.66%. The NASDAQ Composite was down the most with a -1.60% change for the day. In economic news, personal income rose 0.2% in September while spending increased 0.4% during the month. Market action reversed Tuesday, moving 1.57% higher on the day. The Communications Services sector led the way higher improving by almost 2.5%, followed closely by Energy companies, which gained 2.3% on the day. Materials and Industrials gained more than 2% on the day as well. Fears of trade disruptions and election outcome instability remain, but consumers gained confidence in the middle of it all according to the Conference Board Consumer Confidence Index, which gained 2.6 points relative to September, ending at 137.9 after September’s numbers were revised lower. Halloween looked promising for the U.S. equity markets, but some investors took their gains before the session ended. The Dow closed with a gain of about 1% while the S+P 500 Index was up around 1.1%. Most of the 10 sectors were up with Technology posting the biggest gains; thus, the tech-heavy NASDAQ was the winner for the day, closing up 2%. However, the rally in the last two days was not enough to pull October into the black. In economic news, the latest report from ADP showed that October payrolls exceeded expectations. The rally continued Thursday across the major indices with the S+P 500 gaining 1.06%, the Dow gaining 1.06%, and the NASDAQ rising 1.75%. The gains were likely due to investors’ fears about a trade war with China easing, as news reported recent talks went well. Solid earnings also likely boosted the market. For the day, Materials and Consumer Discretionary performed well while the Utilities sector lagged the broader market. On Friday, the S+P 500 slipped 0.63% lower as the 10-Year Treasury yield rose 0.08% on the day. Higher interest rates, likely sparked by better-than-expected October employment numbers, sent stocks lower, led by Information Technology.
The experts round out the show with listener questions on qualified charitable distributions from an inherited IRA, tech company The Trade Desk, and media company CBS Corp.
Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Chief Investment Officer Troy Harmon, CFA, CVA, interview Lee Smith, Vice President of Operations for The Center for Family Resources, a Cobb County-based organization that works exclusively to serve local families and individuals that are either homeless or in danger of becoming homeless. They discuss how The CFR helps people move to self-sufficiency through financial stabilization, housing, and education. They also focus on The CFR’s annual Thanks for Giving food drive, now in its 33rd year. The Thanks for Giving drive helps provide food for financially stressed families when students are home from school. The CFR strives to provide more than just the holiday meal. Through generous donations from the community, The CFR provides all the ingredients necessary for a family to make their own Thanksgiving meal at home, in a way that supports and honors their own family traditions, capturing the true spirit of Thanksgiving.Phone: 770-428-2601 or Web: www.thecfr.org
This week on "Money Talks," Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss housing news with existing home sales, new home sales and mortgage applications all having been reported in the week. They also cover the Fed’s Beige Book and interest rates. Jarrett and D.J. team up for a case study on a couple who delayed Social Security but are taking required minimum distributions from their IRA. The experts also cover listeners’ questions on investing short-term money, when an investor should sign up for Medicare if he is delaying Social Security benefits, and what to do with a portfolio overweight in the Technology sector.
Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a case study on a couple who delay Social Security but are taking required minimum distributions from their IRA.
Indices ended trading with mixed moves on Monday. The Dow Jones Industrial Average and the S+P 500 Index both shed points, led lower by Financials, Healthcare, and homebuilder stocks. Technology sector stocks led advancers on the NASDAQ Composite. The major indices landed squarely in the red zone on Tuesday, dipping on a variety of news. The NASDAQ hit correction territory, down 10% from its recent all-time high in August. Continuing the decline, Wednesday’s action was well into the red as Technology sector stocks led the way down on a variety of economic news. New-home sales for September fell more than expected, seemingly confirming that higher interest rates are beginning to take a toll as the 30-year fixed-rate loans are averaging a full percentage point over last year. Elsewhere, the Federal Reserve’s Beige Book report, which tracked economic activity through mid-October, showed expansion at a modest-to-moderate pace. Consumer spending improved slightly while consumer price growth was modest to moderate. Thursday’s action was decidedly in the positive territory with the major indices all gaining more than 2%. These moves largely erased Wednesday’s losses and were helped by good earnings data. Furthermore, the 10-year Treasury bond rose to 3.14%. Friday’s trading session started sharply lower but managed to choppily recover some ground in the afternoon. However, at the close of the day, the Dow, S+P 500 and NASDAQ all closed slightly lower. Technology and Consumer Discretionary sectors led the decliners while Basic Materials displayed relative strength. In economic releases, the advanced reading of GDP from the Bureau of Economic Analysis showed GDP expanded at an annualized rate of 3.5% for the third quarter. The reading was better than expected and suggests the broad economy is still in good shape.
The "Money Talks" experts cover listeners’ questions on investing short-term money, when an investor should sign up for Medicare if he is delaying Social Security benefits, and what to do with a portfolio overweight in the Technology sector.
This week on "Money Talks," Senior Associate Jarrett McKenzie, CFP®, CWS®, and Justin Wagner, AIF®, a Client Relationship Manager in our Retirement Services division, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the week’s rocky market movements. They cover the Federal Open Market Committee minutes from their last monetary policy meeting and the effect of rising interest rates. Justin and Jarrett discuss a case study around a couple who have several misconceptions regarding their 401(k) accounts and how much they should be saving. The hosts round out the show with some listeners’ questions on purported "buy and hold forever" stocks, in-plan Roth 401(k) conversions, and what to avoid when shopping long-term care insurance.
This week on "Money Talks," Senior Associate Jarrett McKenzie, CFP®, CWS®, and Justin Wagner, AIF®, a Client Relationship Manager in our Retirement Services division, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a couple who have been saving the bare minimum to their 401(k) accounts and how much they should really be saving.
Indices kicked off Monday in the red zone after a day of choppy performance. Despite the volatility, some major sectors made progress, as investors saw solid gains in Consumer Discretionary and Utilities. In economic news, U.S. retail sales rose 0.1% in September; however, economists expected a 0.6% uptick. Stocks rebounded on Tuesday pushing the major indices well into the green zone. The uptick was gained on the release of favorable earnings from bank stocks and strong performance in Technology stocks. Looking elsewhere, industrial production increased by 0.3% in September. The monthly result marks a fourth consecutive uptick. Wednesday’s action started with the market opening significantly lower, but nearly recovered by noon. By the end of the trading session, the Dow Jones Industrial Average was down 92 points; the broader S+P 500 Index off just one point; and the technology-heavy NASDAQ Composite was lower by three points. Brands traded lower on a variety of economic news, including data from the Commerce Department, which showed housing starts fell 5.3% to an annual rate of 1.201 million units in September. Indices again landed in red territory on Thursday. Selling was widespread with declining issues outnumbering advancers by a margin of over 3 to 1 on the NYSE. While nearly all sectors saw declines, Technology suffered steep losses for the day. Department of Labor data showed initial jobless claims fell by 5,000 to 210,000 in the week ended October 13. This exceeded expectations, suggesting that the job market is still in good shape. Volatility lasted through Friday’s session, as the market took on a defensive tone with Consumer Staples and Utilities sectors having the best performance. For the week, the Dow managed to see a 0.41% rise, while the S+P 500 was relatively unchanged, and the NASDAQ suffered a loss of less than 1%.
The "Money Talks" hosts address listeners’ questions on purported "buy and hold forever" stocks, in-plan Roth 401(k) conversions, and what to avoid when shopping long-term care insurance.
This week on "Money Talks," it was an all research show as Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analysts Nick Antonucci, CVA, and Jacob Keen, to discuss September’s employment situation, the Producer Price Index and the Consumer Price Index. The analysts discuss some investing basics for those looking to begin investing and grow their wealth. The guys round out the show by answering listeners’ questions on the undercurrent of negative market expectations from financial industry professionals, mutual fund class shares, and food delivery service GrubHub.
The major indices closed with mixed moves on Monday, as the Dow Jones Industrial Average and S+P 500 Index rebounded up from session lows. The Dow ended trading with slight gains while both the S+P 500 and the NASDAQ Composite closed fractionally lower. Trading was mixed again the following day with both the Dow and S+P 500 closing in the red zone. The NASDAQ posted fractional gains led higher by Technology sector stocks. Elsewhere, crude oil prices ticked up, as West Texas Intermediate crude settled at $74.96 a barrel. Oil ramped up on risks to energy infrastructure as Hurricane Michael headed for the Gulf of Mexico. Trading took a nose dive mid-week with Technology stocks standing out among decliners. In economic news, the Producer Price Index edged up by 0.2% for September, matching consensus expectations. Additionally, wholesale inventories climbed 1% in August, versus expectations of a 0.6% gain. July's 0.6% uptick was not revised. The decline continued Thursday, with all of the market sectors losing ground, with pronounced declines in the Energy and Financial sectors. Furthermore, the Consumer Price Index showed a 2.3% increase, slowing slightly from a 2.7% pace in August, but still a larger increase than expected. The Department of Labor data showed new jobless claims rose by 7,000 to 214,000 in the week ended October 6. The major indices landed in green territory on Friday, rebounding from two days of downswings, as several Financial sector stocks reported mostly favorable quarterly details. On another note, consumer confidence moved a bit lower. In a preliminary reading for October, the University of Michigan's sentiment survey fell 1.1 points from September's reading to 99.
The Henssler Research Analysts round out the show by answering listeners’ questions on the undercurrent of negative market expectations from financial industry professionals, mutual fund class shares, and food delivery service GrubHub.
This week on "Money Talks," it was an all research show as Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analysts Nick Antonucci, CVA, and Jacob Keen, to discuss some investing basics for those looking to begin investing to grow their wealth.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Associate Peter Lynch to discuss the move in interest rates, the ISM Manufacturing Index and the ISM Services Index. Peter and Shawna discuss a common problem many families can have: lack of liquidity in an estate. They discuss ways to get liquidity and how planning is essential to pass assets and property to heirs. The experts also answer listeners’ questions on stock dilution, financial mistakes, and working while receiving Social Security benefits.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Associate Peter Lynch to discuss a common problem many families can have: lack of liquidity in an estate. They discuss ways to get liquidity and how planning is essential to pass assets and property to heirs.
Indices closed the session with mixed moves on Monday, as the Dow Jones Industrial Average and S+P 500 Index closed with gains while the NASDAQ Composite shed some points. Overall, stocks gained on news that White House trade officials have reached an agreement with Canada to revamp NAFTA. The United States-Mexico-Canada Agreement removes tariff risks from around $1.2 trillion worth of goods each year. The Dow closed at a new all-time high on Tuesday, while the S+P 500 ended trading just below the flat line and the Nasdaq shed some points. Moves were mixed for the day on a variety of economic news, including a slip in Crude oil prices. West Texas Intermediate crude fell 0.2%, settling at $75.14 a barrel. Indices closed in the green zone on Wednesday, with the Dow trading up to another new record level. Stocks stepped up amid the release of favorable employment data for September. According to Automatic Data Processing, the U.S. private sector added 230,000 jobs last month, versus economists’ expectations of 179,000. Equities declined sharply after the market opened on Thursday, but the afternoon recovery was not enough to close the day on a positive note. While the day’s loss was across the board, Technology and Healthcare sector stocks saw the largest declines. The major indices closed Friday’s trading session in the red zone on Friday. The U.S. economy added less jobs than expected in September according to Labor Department data. Non-farm payrolls only increased by 134,000, versus economist expectations of 184,000. The unemployment rate fell to 3.7% for September, marking the lowest level since 1969, from 3.9%. On another note, the trade deficit widened in August, increasing $3.2 billion to $53.2 billion, while the goods deficit expanded by $3.6 billion. Economic news continues to be somewhat encouraging, making another Fed interest rate hike in December likely. Interest rates have been on the rise, pushing long-term bond prices lower.
The "Money Talks" experts answer listeners’ questions on stock dilution, financial mistakes, and working while receiving Social Security benefits.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Dan DiLuzio, CPA, and Associate Michael Griffin, CFP®, to discuss the Conference Board’s reading of consumer confidence, the Federal Open Market Committee’s change to monetary policy and U.S. gross domestic product. They also discuss the revamped Communications Sector in the S+P 500 Index. Dan discusses recent IRS guidance on charitable donations that allow taxpayers to claim state tax credits designed to offset the limited state and local tax deductions. The experts also answer listeners’ questions on Home Depot, dividing a 401(k) with a QDRO, mobile application Momo Inc., as well as Roth 401(k) options and estate tax and gifting rules.
The Dow Jones Industrial Average and S+P 500 Index shed some points on Monday, while the NASDAQ Composite stepped up. Moves were mixed amid trade concerns, D.C. turmoil, and a jump in oil prices. Mixed moves were served up again the next day as the Dow and S+P 500 traded lower while the NASDAQ ended in green territory for the session. The major indices ended in the red zone on Wednesday, closing lower on Federal Reserve news. Commentary from the two-day meeting on monetary policy showed the central bank's committee raised interest rates by a 0.25 percentage point to a range between 2% and 2.25%. Additionally, the Fed boosted its outlook for 2018 economic growth to 3.1%, from a 2.8% estimate in June. In housing news, new home sales ticked up in August with sales increasing 3.5% from a revised total for July, and are up by 12.7% from the August 2017 level. Market indices closed with gains on Thursday on a variety of economic news, including U.S. GDP growth increased in the second quarter. The Bureau of Economic Analysis' third and final estimate showed real GDP ticked up by 4.2% following a 2.2% expansion in the first quarter. In other news, Department of Labor figures showed initial jobless claims rose by 12,000 to 214,000 in the week ended September 22. Additionally, durable goods orders ramped up in August, as new orders for products designed to last several years rose 4.5% last month. The market results were mixed on Friday with the Dow stepping up, the S+P 500 finishing along the flatline, and the NASDAQ closing with fractional gains. In a final note for the week, consumer confidence jumped up in September. In a final reading for the month, the University of Michigan Consumer Sentiment Survey hit 100.1. The result exceeded the August reading by 3.9 points.
The "Money Talks" experts also answer listeners’ questions on Home Depot, dividing a 401(k) with a QDRO, mobile application Momo Inc., as well as Roth 401(k) options and estate tax and gifting rules.
Tax Manager Dan DiLuzio, CPA, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss recent IRS guidance on charitable donations that allow taxpayers to claim state tax credits designed to offset the limited state and local tax deductions.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Associate Melanie Wells, CFP®, to discuss the week’s moves in interest rates and the yield curve, Consumer Sentiment from the University of Michigan, and industrial production and retail sales. Shawna and Melanie discuss the planning priorities for a couple who have been do-it-yourself planners and are now 10 years out from retirement. The planners cover what the investors should look at and some of the more common issues pre-retirees should address. The experts round out the show by answering listeners’ questions on banks KeyCorp and Signature Bank, fixing errors in your credit report, and the speculation and unprecedented growth in cannabis stocks.
The week began with U.S. Equities developing weakness as signs that the U.S. trade fight with China was set to escalate. This capped stock gains and sent the dollar lower. The Trump administration announced it was planning to unveil new tariffs on $200 billion in Chinese goods. Chinese officials have said they could pull out of trade talks if President Trump carries out his plans. The Dow Jones Industrial Average fell 0.4% while the S+P 500 Index was down 0.6%, and the NASDAQ Composite dropped 1.4%. Losses in Technology, Consumer Discretionary and Healthcare sectors weighed on the day. Indices landed in the green zone on Tuesday, with Industrials, Technology and Energy sector stocks leading the advance. In the ongoing trade war with China, the U.S. will levy 10% tariffs on $200 billion worth of China-made goods, with tariffs jumping to 25% by the end of the year. In reaction, China aid it would impose $60 billion of tariffs on U.S. goods. Indices closed with mixed moves on Wednesday. Financials led advancers on the Dow while Technology traded lower on the NASDAQ. The Dow and S+P 500 closed at new record levels on Thursday. This marks the first new high for the Dow since January, while the S+P bested its August top. Department of Labor data showed initial jobless claims fell by 3,000 to 201,000 in the week ended September 15. Indices closed the week mixed on Friday with the Dow hitting an all-time high. Both the S+P 500 and NASDAQ shed some points, though stocks continue to make progress, as traders remain upbeat about the U.S. economy.
The "Money Talks" experts address listeners’ questions on banks KeyCorp and Signature Bank, fixing errors in your credit report, and the speculation and unprecedented growth in cannabis stocks.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Associate Melanie Wells, CFP®, to discuss the planning priorities for a couple who have been do-it-yourself planners, and are now 10 years away from retirement. The planners cover what the investors should look at and some of the more common issues pre-retirees should address.
This week on "Money Talks" Research Analyst Nick Antonucci, CVA, and Managing Associate K.C. Smith, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the week’s market action, interest rates, August’s employment situation, wholesale trade and both the Producer Price and Consumer Price indices. K.C. discusses a situation where investors want to borrow short term from their retirement accounts. He covers the rules, the drawbacks and the best alternatives available. The experts also answer listeners’ questions on Thor Industries and Oshkosh Corp, as well as provide advice for a business owner looking to sell his business to an employee.
The week kicked off with the S+P 500 index snapping a four-day losing streak, thanks to gains in the Industrial and Technology sectors. The S+P 500 climbed 0.2%, and the NASDAQ Composite advanced 0.3%. The Dow Jones Industrial Average was slightly down for the day, losing 0.2%. Stocks recovered Tuesday after falling over the last week. The NASDAQ Composite led the way finishing up 0.61%, the Dow Jones Industrial Average up 0.44%, and the S+P 500 Index advanced 0.37%. Energy, Telecommunications, and Technology sectors were the big winners in the S+P while Consumer Staples and Utilities lagged. Despite uneven trading during the day, stocks eked out a third straight day of gains Wednesday after news broke that the United States and China would resume trade talks. Gains in Consumer Staples and Energy offset the declines in Financials and Technology with the S+P 500 and Dow rising 0.04% and 0.11% respectively, while the NASDAQ fell 0.23%. According to the Bureau of Labor Statistics, the Producer Price Index fell in Augustfor the first time in more than a year, as prices dropped 0.1% after registering no change in July. Stocks had their best day of the month on Thursday with both the Dow and S+P bouncing up to the green for September. The NASDAQ led the way finishing up 0.75%, while the Dow finished up 0.57% and the S+P 500 up 0.53%. Initial jobless claims dipped to 204,000 during the week of September 8th, while continuing claims also moved lower. Meanwhile, the Consumer Price Index rose just 0.2% in August, which while in line with expectations, showed some cooling down to a year-over-year pace of 2.7% from 2.9%. It was a slow news day other than President Trump stating, "Under no pressure to make deal with China," as everyone braced for Hurricane Florence. Friday’s trading session started strong, but sank to negative numbers around noon; however, equities managed to recover by the end of the session with both the Dow and S+P 500 closing in the green while the NASDAQ was slightly down for the day. In economic news, the University of Michigan’s Consumer Sentiment survey delivered September’s preliminary reading of just over 100, which slightly exceeded expectations.
The "Money Talks" experts answer listeners’ questions on Thor Industries and Oshkosh Corp, as well as provide advice for a business owner looking to sell his business to an employee.
This week on "Money Talks" Research Analyst Nick Antonucci, CVA, and Managing Associate K.C. Smith, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a situation where investors want to borrow short term from their retirement accounts. K.C. covers the rules, the drawbacks and the best alternatives available.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the Manufacturing and Nonmanufacturing surveys from the Institute of Supply Management. They also cover jobless claims, factory orders, international trade, and the yield curve. The experts take a deeper look at a common investor sentiment about not keeping up with market performance. They discuss the faults with the S+P 500 index as a benchmark, the problems with chasing returns and portfolio risk. D.J., Jarrett, and Troy also answer listeners’ questions on using an annuity for retirement and what happens to your 401(k) when you lose your job.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to take a deeper look at a common investor sentiment about not keeping up with market performance. They discuss the faults with the S+P 500 index as a benchmark, the problems with chasing returns and portfolio risk.
The market kicked off the holiday-shortened week, closing in the red zone on Tuesday, as stocks traded lower on a variety of economic news. The ISM Manufacturing Index was surprisingly strong in August, rising to 61.3 from 58.1 in July, exceeding consensus expectations. With manufacturing doing well, the trade tensions haven’t made a significant impact yet. Wednesday’s results were again in the red with reductions in the Technology and Energy sectors offsetting modest upticks within the Consumer Staples and Utilities sectors. Of the major large-cap indexes, only the Dow Jones Industrial Average was able to spend time in positive ground during the session. By the closing bell, the blue-chip composite sat near its breakeven line. Indices ended trading mixed on Thursday. The Dow added slight gains while the S+P 500 Index and NASDAQ Composite shed some points. Technology brands continued to decline on a variety of economic news. Initial jobless claims decreased last week, falling by 10,000 to 203,000 for the week ended September 1. Additionally, the ADP National Employment Report showed an addition of 163,000 private payrolls in August. The result was shy of an expected addition of 190,000. The markets were down again on Friday, as trade concerns outweighed respectable employment numbers for August. The Department of Labor reported U.S. non-farm payrolls ticked up by 201,000 last month. The results exceeded expectations, and the unemployment rate held steady at 3.9%. However, the positive employment situation was not enough to offset the news that more trade tariffs on China could be coming.
The "Money Talks" experts answer listeners’ questions on using an annuity for retirement and what happens to your 401(k) when you lose your job.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Senior Managing Associate and Principal Jennifer J. Thomas, CFP®, and Tax Consultant Jessie Thomas, C.P.A., to discuss the new record our current bull market reached, the week’s performance flirting with the market high from January 2018 and economic reports, including consumer sentiment, mortgage applications, existing home sales and new home sales. They also cover the FOMC minutes from the Fed’s August meeting. Jessie and Jennifer join forces on a discussion on planning for the first required minimum distribution from tax deferred retirement accounts at age 70 ½. The experts also address listeners’ questions on charitable donations from an IRA, and some classic Henssler examples of why we believe you shouldn’t time the market and why an investor should start saving as early as possible. They also provide a couple with the reason homeownership is still a tax-advantaged decision after tax reform.
Senior Managing Associate and Principal Jennifer J. Thomas, CFP® and Tax Consultant Jessie Thomas, C.P.A. join Chief Investment Officer Troy Harmon, CFA, CVA for a discussion on planning for the first required minimum distribution from tax deferred retirement accounts at age 70 ½.
Stocks posted gains on Monday despite news that consumer confidence is on the wane. In a preliminary reading for August, the University of Michigan Consumer Sentiment Survey slipped to 95.3 from 97.9 in July. With second-quarter earnings season mostly in the rearview mirror, the major U.S. equity indices spent the day’s session in the green. However, the major indices closed out mixed along the flat line on Wednesday. The Dow Jones Industrial Average and S+P 500 Index ended fractionally lower while the tech heavy NASDAQ Composite ticked up slightly. Wednesday’s session marks the largest bull run on record at 3,453 days. In economic releases, investors learned existing-home sales dipped in July. Total sales fell 0.7% for the month and are down by 1.5% from the same period, a year ago. Additionally, minutes from the latest Federal Open Market Committee meeting showed concern over wage pressures. The Materials and Financials sectors led decliners on Thursday; but even the tick up in Technology stocks couldn’t help the indices from closing in the red zone. Weekly Department of Labor data showed new claims fell by 2,000 to 210,000 in the week ended August 18. Elsewhere, new-home sales dipped in July. Sales slipped 1.7% below June’s revised level, but were still up 12.8% from July 2017. Technology and Materials brands led the advance on Friday. The S+P 500 closed at an all-time record level while the NASDAQ hit a new peak intraday. In the final economic reports for the week, durable goods orders dipped in July. Orders for products intended to last several years fell 1.7%, marking the third decline in four months. On another note, Federal Reserve Chairman Jerome Powell spoke in Jackson Hole on Friday. Commenting on the interest rate, Powell said the U.S. economy wasn't over-heating and gradual interest rate hikes would continue to be appropriate.
The "Money Talks" experts address listeners’ questions by providing some classic Henssler examples of why we believe you shouldn’t time the market and why an investor should start saving as early as possible. They also provide a couple with the reason homeownership is still a tax-advantaged decision after tax reform.
This week on "Money Talks," Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Associate Peter Lynch to cover the week’s market movers, including Turkey’s economic crisis, and the large dip in cryptocurrencies. They also touch on industrial production, housing starts, and retail sales. Peter and K.C. also lead a discussion on borrowing responsibly for college education costs, and how much overborrowing can cost a student. The experts tackle a listener's question on Industrial companies Silgan Holdings and Ball Corp., and provide advice for a listener who has a pushy sister who is looking for an inheritance.
Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Associate Peter Lynch in a discussion on borrowing responsibly for college education costs, and how much overborrowing can cost a student.
The major indices landed in red territory on Monday as the Energy, Materials, and Financial sectors led decliners in the S+P 500 Index. Stocks slipped on continued concerns over the economic troubles in Turkey. Consumer Discretionary and Financial sector stocks led advancers on Tuesday, stepping up on news that Turkey's currency crisis had stabilized. The major indices again reversed course mid-week and ended trading in the red zone despite rebounding off session lows. In economic news, retail sales ticked up in July, as sales climbed 0.5% in total and 0.6% discounting car sales. Industrial production increased just 0.1% in July, while the level for June was upwardly revised. The market traded into green territory on Thursday with Telecommunications and Consumer Staples stocks leading the advance. On another note, initial jobless claims decreased, as the Department of Labor data showed new claims fell by 2,000 to 212,000 for the week ended August 11. While the major indices closed with gains on Friday, Only the S+P 500 and Dow Jones Industrial Average posted gains for the week. The Large Caps of the Dow and S+P 500 likely got a boost from a tentative agreement between the United States and China to settle their trade dispute by November. The NASDAQ Composite fell slightly more than a quarter of a percent for the week.
The "Money Talks" experts tackle a listener’s question on Industrial companies Silgan Holdings and Ball Corp., address a question on the recent dip in cryptocurrencies, and also provide advice for a listener who has a pushy sister looking for an inheritance.
The "Money Talks" experts answer listeners’ questions on HEICO Corp, the tax consequences of gifting stock, Extra Space Storage and Carlisle Companies.
This week on "Money Talks," Research Analysts Nick Antonucci, CVA, and Jacob Keen are joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss market performance, tariffs, earnings season and economic reports, including the Producer Price Index, Wholesale Trade and interest rates. Jarrett, Jacob, and Nick delve into why investors may want to have their portfolios actively managed in retirement instead of simply choosing an age-based portfolio. The experts also answer listeners’ questions on HEICO Corp, the tax consequences of gifting stock, Extra Space Storage, and Carlisle Companies.
Research Analysts Nick Antonucci, CVA, and Jacob Keen are joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss why investors may want to have their portfolios actively managed in retirement instead of simply choosing an age-based portfolio.
The major indices kicked off the week with gains, with the S+P 500 Index reaching its highest level since January. A strong second quarter earnings season led to the increase. The momentum continued Tuesday as indices closed trading with gains. Energy and Industrials sector stocks led the ascent. Midweek, U.S. stocks waffled between small gains and losses as shares of Consumer Staples and Energy were among the worst performers in the S+P. Markets were mixed on Thursday, with the Dow Jones Industrial Average and S+P 500 both closing in the red zone, while the tech-heavy NASDAQ Composite stepped up. Moves were mixed on a variety of economic news. Labor Department figures showed wholesale inflation held steady in July. The Producer Price Index for final demand was unchanged after rising 0.3% in June, while the core PPI edged up 0.3% for the second straight month. On another note, initial jobless claims decreased last week. New claims fell by 6,000 to 213,000 in the week ended August 4. The result marked the first decline in three weeks. The major indices ended trading in the red zone on Friday, with stocks dipping on news of Turkey's currency crisis. On another note, consumer prices ticked up in July. The U.S. Consumer Price Index climbed 0.2%, in line with consensus expectations. The core measure, which discounts food and energy, also rose 0.2%.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Associate Michael Griffin, CFP®, to discuss the increase in Personal Income, consumer confidence and the ISM Manufacturing Index. They also touch on housing news. Shawna and Michael bring a discussion on the importance of both spouses being involved in the financial planning process, and how important it is for both spouses to plan for retirement should something happen to the other. The "Money Talks" experts also answer listeners’ questions on Apple’s weighting in a portfolio, non-spouse inherited IRAs, and the difference between money market funds and money market accounts.
The "Money Talks" experts answer listeners’ questions on Apple’s weighting in a portfolio, non-spouse inherited IRAs, and the difference between money market funds and money market accounts.
This week on Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, CPA, CDFA®, and Associate Michael Griffin, CFP®, who bring a discussion on the importance of both spouses being involved in the financial planning process, and how important it is for both spouses to plan for retirement should something happen to the other.
The major indices ended trading down on Monday as Technology brands led decliners on the NASDAQ Composite. However, while stocks slipped, oil climbed. West Texas Intermediate crude jumped up 1.9% settling at $69.98 a barrel. Stocks climbed on Tuesday as The Street saw strong earnings reports in the Industrials sector and a bounce back in Technology shares. In economic news, Consumer Confidence rose in July, but increasing pessimism marred expectations. Home purchase plans dropped to their lowest level in two years. Mid-week, the market was mixed with the Dow Jones Industrial Average and S+P 500 Index trading in the red while the NASDAQ stepped up. Comments following the two-day Federal Open Market Committee meeting came as no surprise. The Fed held interest rates steady but expressed the likelihood of further hikes as the economy remains strong and inflation tame. On another note, U.S. manufacturing slowed slightly in July. The ISM manufacturing index dipped to 58.1 from 60.2 in June. Consumer Discretionary and Technology brands led advancers on Thursday, while Energy and Materials lagged. The Dow shed some points and the S+P 500 and NASDAQ closed in the green as concerns of more tariffs ramped up. Meanwhile, Department of Labor numbers showed an increase in jobless claims from the previous week's unrevised level to 218,000 in the week ended July 28, a low level not seen since the early 1970s. Indices closed in the green zone on Friday on a variety of economic news. Data from the Bureau of Labor Statistics showed employers added 157,000 jobs in July versus an upwardly revised 248,000 in June. The result was shy of estimates of 193,000 but marks an 18-year low level in unemployment. Additionally, the unemployment rate dipped to 3.9%. In the last economic report for the week, the ISM non-manufacturing index showed activity decreased in July. The index fell to 55.7 from 59.1 in June.
This week on "Money Talks," Chief Economic Adviser Roger Tutterow, Ph.D., joins Troy Harmon, CFA, CVA, and Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market moves and economic reports, including existing home sales, industrial production, and housing starts. Roger lends his expertise to a discussion on the escalating trade war and the tariffs that the Trump administration has placed on many Chinese goods. The experts also answer listeners’ questions on what to do with General Electric stock, Papa John’s International, Telephone and Data Systems, and using a trust as a beneficiary for retirement accounts.
Chief Economic Adviser Roger Tutterow, Ph.D., joins Troy Harmon, CFA, CVA, and Jarrett McKenzie, CFP ®, CWS ®, to lend his expertise to a discussion on the escalating trade war and the tariffs that the Trump administration has placed on many Chinese goods.
Stocks opened the week lower but managed to gain some ground in the afternoon. At the end of the trading session, the Dow Jones Industrial Average was down roughly 0.14%, while the S+P 500 Index was up 0.05% and the NASDAQ Composite was higher by 0.22%. The major indices were mixed again the following day as the Dow and S+P ticked up while the NASDAQ closed fractionally in the red. Stocks in the Energy, Materials and Telecommunications sectors led advancers on the S+P 500. Midweek saw green closes across the board as Industrials and Information Technology stocks stood out among advancers on the NASDAQ. In economic news, new home sales declined in June, with sales dipping 5.3% from a revised level for May; however, new home sales are still 2.4% higher than in June of 2017. Indices were mixed again on Thursday, with the Dow posting gains while the S+P 500 and NASDAQ shed some points. While economic reports were light, durable goods orders increased 1.0% in the month of June, slightly missing analysts’ expectations. Furthermore, initial jobless claims rose to 217,000 during the week of July 21st, which was in line with expectations. The major Indices closed in red territory on Friday, dipping amid a variety of economic news. Gross domestic product growth ticked up in the second quarter, as the U.S. Bureau of Economic Analysis showed real GDP grew 4.1%, following a revised 2.2% in the first quarter.
The "Money Talks" experts answer listeners’ questions on what to do with General Electric stock if you have a loss in your shares, Papa John’s International, and Telephone and Data Systems. They also discuss the benefits and drawbacks to using a trust as a beneficiary for retirement accounts.
This week on "Money Talks," Tax Manager John Dickson, C.P.A., CFP®, CVA, joins Troy Harmon, CFA, CVA, and K.C. Smith, CFP®, to discuss the news in the market, including year-to-date performance and the Technology sector’s growth in the last 25 years. Now that it’s mid-year, John highlights some of the major changes from tax reform that will affect everyone’s 2018 taxes. He discusses what you should watch out for, moves you should consider if you know you’re losing some itemized deductions, and how tax projections can help you determine how to best position your money. The experts also answer listeners’ questions on choosing between an IRA and 401(k), why IPOs are considered speculative, and if extended car warranties are worth the purchase.
Henssler’s experts answer listeners’ questions on choosing between an IRA and 401(k), why IPOs are considered speculative, and if extended car warranties are worth the purchase.
Tax Manager John Dickson, C.P.A., CFP®, CVA, joins Troy Harmon, CFA, CVA, and K.C. Smith, CFP®, to highlight some of the major changes from tax reform that will affect nearly everyone’s 2018 taxes. He discusses what you should watch out for, moves you should consider if you know you’re losing some itemized deductions, and how tax projections can help you determine how to best position your money.
The major U.S. stock indices kicked off the week with mixed moves on Monday. The Dow Jones Industrial Average added points while the S+P 500 Index and NASDAQ Composite closed in the red. The mixed results were likely on a variety of economic data. While Retail Sales posted their fourth consecutive month of solid growth, the Energy sector weighed on the market as the price of crude oil dropped nearly 4%. The following day, the NASDAQ closed at a record high, led up by rebounding technology brands. Earnings season fueled the movements for the Dow and the S+P mid-week as the the sentiment of earnings and the economy outweighed trade and tariff tensions. The major indices reversed course and closed in red territory on Thursday with Financial stocks leading decliners amid a variety of economic news. Initial jobless claims decreased last week as the Department of Labor data showed first-time claims fell by 8,000 to 207,000 for the week ending July 14. Despite spending the majority of the session in positive territory, stocks ended trading fractionally lower on Friday; however, gains in the Financials and Consumer Staples sectors limited declines on the S+P 500. It seems that President Trump’s comments suggesting more tariffs on Chinese goods stirred enough doubt for investors to take late-day profits.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Director of Insurance Planning, Jim Crone, CLU®, CFS®, to discuss the week’s market reaction to some inflationary numbers, including the Producer Price and Consumer Price indices. They also discuss the developments in the U.S. trade war with China. Jim lead a discussion on long-term care insurance, and the options investors have when shopping for LTC coverage, including traditional carriers and hybrid policies. The experts also answer listeners’ questions on Fortune Brands and Home Security, ADT, deferring 401(k) required minimum distributions if you continue to work, "living benefit" guarantees on annuities, and Capital One.
This week, Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Director of Insurance Planning, Jim Crone, CLU®, CFS®. Jim leads a discussion on long-term care insurance, and the options investors have when shopping for LTC coverage, including traditional carriers and hybrid policies.
U.S. stocks stepped up on Monday for the third straight session, on jobs data optimism. The previous Friday’s Employment Situation reported our labor market added 213,000 jobs in June. Stocks continued to rise the next day notching their seventh session of gains; however, the eight-day rally came to an end on Wednesday as the indices slumped as concerns over escalating trade tensions outweighed optimism for the upcoming earnings season. The Trump administration threatened additional tariffs on $200 billion worth of China-made goods. In economic news, wholesale inflation ticked up slightly more than expected in June. The Producer Price Index rose 0.3% last month versus estimates of a 0.2% increase. Technology stocks led the upswing on Thursday, along with a variety of economic news. Consumer prices increased just slightly in June, as the Consumer Price Index, which measures consumer inflation levels, rose 0.1% last month. The result was shy of an estimated 0.2% uptick. Department of Labor data showed first-time jobless claims fell by 18,000 to 214,000 in the week ended July 7. Indices closed in the green zone on Friday, despite evidence that consumer confidence is on the wane. In a preliminary reading for July, the University of Michigan's consumer sentiment index fell 1.1 points to 97.1, marking its lowest level since January. For the week, the Dow Jones Industrial Average climbed a solid 2.30%, followed by the NASDAQ Composite with a gain of 1.79%, and the S+P 500 Index with a gain of 1.50%.
Henssler’s experts answer listeners’ questions on Fortune Brands and Home Security, ADT, deferring 401(k) required minimum distributions if you continue to work, "living benefit" guarantees on annuities, and Capital One.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Jacob Keen and Senior Associate Jarrett McKenzie, CFP®, CWS®, to cover the market’s weekly performance and the rebound in Telecommunication Services. They also discuss the easing of trade tariff tensions between the United States and China. Jarrett brings a case study about mid-year reviews to the discussion. The experts discuss the opportunities for tax loss selling in the current market and other points to consider mid-year. The show hosts also answer listeners’ questions on non-deductible IRA contributions, semiconductor systems company Micron Technology and Chinese e-commerce company Alibaba.
This week, Senior Associate Jarrett McKenzie, CFP®, CWS®, joins Chief Investment Officer Troy Harmon, CFA, CVA, and Research Analyst Jacob Keen, bringing a case study about mid-year reviews to the discussion. The experts discuss the opportunities for tax loss selling in the current market and other points to consider mid-year.
The week’s market action started with a late afternoon rally in U.S. equities on Monday after futures were pressured into the open with the S+P 500 Index finishing up 0.31%. Participation was broad, but led by Technology. Tuesday’s trading was shortened by the Independence Day holiday, but still saw a significant sell-off in the final hour of trading, which left the S+P 500 0.49% lower on the day. Information Technology found its way to the bottom of the sectors, losing 1.37% while the otherwise lackluster Telecommunication Services sector charged ahead, gaining 1.16% on the day. Small company stocks rallied in late trading, finishing 0.97% higher. The yield curve flattened with the one-month Treasury rising 15.5 basis points (0.155%) since last Friday. After the holiday, U.S. stocks moved solidly higher Thursday as investors seemed to shrug off trade worries between the United States and China despite the Fed’s Minutes acknowledging the potential impact tariffs could have on the domestic expansion. The Dow Jones Industrial Average rose 0.75% while the S+P 500 and NASDAQ Composite rose 0.86% and 1.12%, respectively. The United States is scheduled to impose tariffs on $34 billion of Chinese imports Friday, which is expected to be countered with tariffs on U.S. imports. Stocks jumped on Friday following a solid June employment report, as 213,000 jobs were added to the economy in June. The data showed that the number of individuals seeking employment rose as well, forcing the unemployment rate a bit higher but still near an 18-year low. The United States slapped levies on $34 billion of China’s exports early Friday, while in response, China’s State Council said it applied tariffs on 545 U.S. items ranging from agricultural products to vehicles. Despite the beginning of the trade war, the Dow rose 0.4% while the S+P 500 and NASDAQ rose 0.8% and 1.3%, respectively. For the week, the Dow gained 0.8%, while the S+P 500 notched a 1.5% gain and the NASDAQ, 2.4% advance.
The "Money Talks" hosts answer listeners’ questions on making non-deductible IRA contributions, semiconductor systems company Micron Technology, and Chinese e-commerce company Alibaba.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, to discuss consumer confidence and housing news, including new home sales and home prices across 20 major cities. They also discuss how trade tariffs have weighed on the week’s market action. K.C. and Jennifer discuss what happens with your financial plan and time horizons when you’re blindsided by a life event. The experts also answer listeners' questions on cosmetics and fragrances company Estee Lauder, estimating your Social Security benefits, whether or not we are in a housing bubble, and cannabinoid biopharmaceutical company GW Pharmaceuticals.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, to discuss how risk tolerances are affected by your time horizons, and what happens with your financial plan and time horizons when you’re blindsided by a life event.
The major U.S. indices closed in red territory as trade tensions ramped up on Monday. The Technology sector was hit particularly hard resulting in the NASDAQ Composite falling nearly 3% in mid-day trading. In housing news, new home sales ticked up in May, with sales increasing 6.7% from April’s revised level and are up by 14.1% from May 2017. Tuesday Energy sector stocks rallied, pushing the markets higher, giving investors a reprieve from the previous day’s performance. However, the market was down again mid-week with the Financial sector leading the way lower on the S+P 500 amid continued trade tussling. Investors have had to weigh mixed signals from the United States and China, leaving some worrying about the outlook for global growth. Thursday saw stocks stepping up on a variety of news, despite reports that U.S. gross domestic product growth slowed slightly in the first quarter. Real GDP grew 2% versus 2.9% in the fourth quarter, and the 2.2% and 2.3% growth reported for the prior two months. Additionally, initial jobless claims increased, as the Department of Labor reported new claims rose to 227,000 from 218,000 in the week ended June 23. Friday, markets were relatively flat as both China and the Trump Administration have been quiet for a few days regarding the tariffs imposed from both directions.
The "Money Talks" experts answer listeners questions on cosmetics and fragrances company Estee Lauder, estimating your Social Security benefits, if we are in a housing bubble, and cannabinoid biopharmaceutical company GW Pharmaceuticals.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the latest Consumer Sentiment according to the University of Michigan, housing news and the week’s market action. K.C. and Jarrett discuss legacy planning using a charitable remainder trust. They also talk about how investors can further control their charitable gifts by combining a charitable remainder trust with a donor advised fund. The Henssler Experts also answer a variety of listeners’ questions, including a follow-up to last week’s discussion on health savings accounts, GE’s stake in Baker Hughes, mature tech stocks, and whether one can undo a Roth IRA conversion.
Managing Associate K.C. Smith, CFP®, Senior Associate Jarrett McKenzie, CFP®, CWS®, and Chief Investment Officer Troy Harmon, CFA, CVA, discuss legacy planning using a charitable remainder trust. They also talk about how investors can further control their charitable gifts by combining a charitable remainder trust with a donor advised fund.
The U.S. Markets started out the week on a mixed note on continuing trade tensions between the U.S. and China. The Dow Jones Industrial Average and S+P 500 Index shed some points while the NASDAQ Composite ended fractionally positive. West Texas Intermediate crude oil increased, settling at $65.85 a barrel, and Energy stocks stepped up as a result. Indices closed in the red zone on Tuesday, amid continuing trade tensions. In housing news, starts rose 5% in May to an annual pace of 1.35 million, exceeding estimates of 1.31 million. Results were again mixed mid-week, with the Dow closing slightly in the red zone, the S+P 500 rebounding, and the NASDAQ traded to a new record level. China trade tensions continued to weigh heavily on the market Thursday, despite Department of Labor reports showing new jobless claims fell by 3,000 to 218,000 in the week ended June 16. Indices were mixed again Friday, with the Dow and S+P 500 stepping up while the NASDAQ shed some points. Oil prices jumped up after the Organization of the Petroleum Exporting Countries (OPEC) reached an agreement to increase output. For the session, West Texas Intermediate crude added 4.58% to settle at $68.78 a barrel.
The Henssler Experts answer a variety of listeners’ questions, including a follow-up to last week’s discussion on health savings accounts, GE’s stake in Baker Hughes, mature tech stocks, and whether one can undo a Roth IRA conversion.
This week on "Money Talks," Research Analyst Nick Antonucci, CVA, Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, host the show and discuss inflation indicators, the Consumer Price and Producer Price indices released during the week. D.J. and Jarrett discuss a client situation of navigating company-sponsored health care coverage, and offer tips on how to make the most of your health care dollars. The experts also answer listeners’ question on Athenahealth’s CEO stepping down, how many insurance policies an investor should have; buying a house with no money down; and more.
Research Analyst Nick Antonucci, CVA, Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, discuss navigating company-sponsored group health care coverage, and offer tips on how to make the most of your health care dollars.
The U.S. markets posted slight gains on Monday ahead of the Trump-Kim summit in Singapore. On Tuesday, the Federal Reserve kicked off its two-day meeting on monetary policy. Indices closed mixed with the Dow ending fractionally in the red while the S+P 500 and NASDAQ Composite stepped up. The mixed results followed the summit between President Donald Trump and North Korean leader Kim Jong Un. On another note, consumer prices ticked up slightly in May, as the Consumer Price Index rose by 0.2%, as anticipated. The CPI has climbed 2.7% over the past year, marking the fastest pace since early 2012. Indices ended trading in the red zone on Wednesday amid the approval of the AT&T-Time Warner acquisition. The decision affected brands such as CVS, who tacked on more than 3%, and may clear the way for the $69 billion CVS and Aetna acquisition. As expected, the Federal Reserve raised the target range for the federal funds rate 25 basis points to 1.75%-2.00%. Additionally, the Producer Price Index rose 0.5% in May, exceeding estimates. Indices ended the trading session mixed on Thursday, as the Dow closed fractionally lower while the S+P 500 and NASDAQ added some points. The utilities sector led gains on the S+P 500. Initial jobless claims decreased last week, when the Department of Labor showed first-time claims for unemployment insurance benefits fell from 222,000 to 218,000. On another note, retail sales ticked up in May. Sales rose 0.8%, following gains of 0.4% and 0.7% in the prior two months. Gains achieved earlier in the week were given back on Friday as investors appeared to react to China's retaliatory tariffs on American exports. The deteriorating relationship between the United States and China escalated as the Trump administration revealed plans to impose tariffs of 25% on a significant number of Chinese imports. In response, China targeted U.S. exports, including cars and crude oil, for similar tariffs. By the end of the week, the Dow fell the most, suffering through its largest one-week loss since March.
The "Money Talks" experts answer listeners’ questions on Athenahealth’s CEO stepping down, how many insurance policies an investor should have, and buying a house with no money down. They also provide their opinions on discount store Five Below, and offer advice on how to take tax-efficient retirement plan distributions.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the differences between growth and value stock performance in the market, in addition to sector performance. They also discuss the Employment Situation, and the ISM Manufacturing and Nonmanufacturing indices. Shawna and Jarrett discuss a common situation for young investors: finding the balance between saving for retirement and paying down debt like student loans. The experts also tackle several listeners’ questions, including those on JP Morgan Chase, the top points to consider when planning retirement goals, and how to title an automobile that has been gifted to a college student.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss a common situation for young investors: Finding the balance between saving for retirement and paying down debt like student loans.
Indices closed well into the green zone on Monday that pushed the NASDAQ up to a new record level. Stocks likely advanced in the wake of stronger-than-expected payroll additions for May. Indices closed with mixed moves on Tuesday, with the Dow shedding some points and both the the S+P 500 and Nasdaq gaining. Services industry activity increased in May, according to the ISM Nonmanufacturing Index, which climbed to 58.6 from 56.8 in April beating expectations of 58.3. The major indices all closed up Wednesday as Dow stocks led the way while the NASDAQ hit a new record level for the third straight session. In economic news, the U.S. trade deficit narrowed to $46.2 billion in April. The goods deficit dipped to $68.3 billion. Nominal goods exports ticked up 0.2% and imports slipped 0.3%. Markets were mixed on Thursday with Dow ending the session in the green zone. The S+P 500 and NASDAQ shed some points. Energy stocks led advancers while Technology stocks took a breather. On another note, Department of Labor data showed first-time claims for unemployment insurance benefits dipped by 1,000 from the prior week's revised level to 222,000. Indices closed trading with slight gains on Friday. West Texas Intermediate crude shed 0.47% on the day to settle at $65.66 a barrel.
The "Money Talks" experts tackle several listeners’ questions, including questions on JP Morgan Chase, the top points to consider when planning retirement goals, and how to title an automobile that has been gifted to a college student.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Dan DiLuzio, C.P.A., and Managing Associate D.J. Barker, CWS®, to discuss first-quarter earnings season, consumer confidence, and the second reading of first-quarter gross domestic product. Dan brings to the table a unique way to preserve our natural resources while getting a tax deduction with conservation easements. The experts also answer a variety of listeners’ questions, including those on biopharmaceutical company, Celgene, and technology company, Ciena Corporation. They also discuss Italy’s current debt crisis and buying municipal bonds over U.S. Treasury bonds.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Tax Manager Dan DiLuzio, C.P.A., and Managing Associate D.J. Barker, CWS®, to discuss a unique way to preserve our natural resources while getting a tax deduction with conservation easements.
The U.S. markets were closed Monday in observance of Memorial Day, and Tuesday, the major indices slipped into the red zone amid political uncertainty in Italy and a drop in crude oil prices. In one of two consumer confidence readings, the Conference Board showed confidence climbed to 128 for May from 125.6 in April. Last Friday, the University of Michigan Consumer Sentiment Survey showed sentiment dipped 0.8 points to 98 for May. Stocks rebounded off Tuesday’s drop by mid-week, as Financials, Materials, and Energy sector stocks led the upswing. In a revised reading, real gross domestic product grew 2.2% in the first quarter, down from the 2.9% expansion in the fourth quarter and slightly shy of the 2.3% initially reported in the first quarter. Additionally, the Federal Reserve's Beige Book showed moderate economic expansion across all districts from mid-April through early May. Thursday, stocks slipped on news the United States plans to impose steel tariffs on Europe, Canada, and Mexico. On another note, consumer spending increased 0.6% in April while personal incomes edged up 0.3%. Looking elsewhere, Department of Labor data showed initial jobless claims decreased last week, with first-time claims falling by 13,000 to 221,000. On Friday, stocks stepped up on stronger-than-anticipated monthly employment details. Department of Labor data showed the U.S. economy added 223,000 jobs in May versus expectations of 188,000. Unemployment dipped from 3.9% to 3.8%.
Henssler’s experts answer a variety of listeners’ questions, including those on biopharmaceutical company Celgene and technology company Ciena Corporation. They also discuss Italy’s current debt crisis and buying municipal bonds over U.S. Treasury bonds.
This week on "Money Talks," John Dickson, C.P.A., CVA, CFP®, joins Troy Harmon, CFA, CVA, and K.C. Smith, CFP®, to discuss the previous week’s University of Michigan Consumer Sentiment Survey as well as this week’s Retail Sales and Industrial Production. John shares with the hosts some unique tax opportunities for Georgia residents: Georgia Film Credits and Georgia’s Rural Hospital Tax Credit. He explains the benefits of applying for tax credits and how the Rural Hospital Tax Credit can also qualify for a charitable deduction on your federal return. The experts also answer listeners’ question on putting your parent’s house in your name, stocks T-Mobile and AES Corp., and municipal bonds. They also delve into bitcoin and crypto currency and debate on what makes them disruptive.
Tax Manager John Dickson, C.P.A., CVA, CFP®, joins Troy Harmon, CFA, CVA, and K.C. Smith, CFP®, to share some unique tax opportunities for Georgia residents: Georgia Film Credits and Georgia’s Rural Hospital Tax Credit. He explains the benefits of applying for tax credits and how the Rural Hospital Tax Credit can also qualify for a charitable deduction on your federal return.
The Dow Jones Industrial Average kicked off the week with its eighth consecutive day of gains as trade tensions between the United States and China have eased. Both the S+P 500 Index and the NASDAQ Composite also posted gains. The ease was short-lived as Stocks slipped amid trade, growth, and geopolitical stress, closing in the red on Tuesday. Healthcare and Technology brands led the retreat. Stocks stepped up amid a variety of economic news on Wednesday, as industrial production gained 0.7% in April, marking the third consecutive monthly increase. The uptick in March was also revised higher. Meanwhile, housing starts decreased by 3.7% in April, although single-family starts were 0.1% ahead of March’s number and they are up by 10.5% from April 2017. Stocks dipped again on Thursday, while initial jobless claims increased for the week ended May 12. The Department of Labor report showed new claims climbed by 11,000 to 222,000. Indices ended mixed on Friday with the Dow closing slightly in the green. The S+P 500 and NASDAQ traded fractionally lower, weighed down by Energy and Financial sector stocks. For the week, both the Dow and S+P 500 closed the week lower, about 0.5%, while the Nasdaq fell a bit more.
The "Money Talks" hosts answer listeners’ question on whether putting your parent’s house in your name is a good idea; stocks T-Mobile and AES Corp., and municipal bonds. They also delve into bitcoin and cryptocurrency and debate on what makes them disruptive.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the April employment situation, the Producer Price Index, the Consumer Price Index and wholesale trade. They also delve into geopolitical tensions with North Korea and China. Shawna and Jarrett talk about a common question for most investors, "How much life insurance should I have?" The planners’ conversation covers how life insurance protects the financial plan and can help ensure goals are met even if something unfortunate should happen. The experts also answer listeners’ questions on Ross Stores, and how one 401(k) beneficiary can and cannot share her windfall with her siblings.
Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA, to talk about a common question for most investors, "How much life insurance should I have?" The planners’ conversation covers how life insurance protects the financial plan and can help ensure goals are met even if something unfortunate should happen.
Indices kicked off the week on a positive note Monday as Technology stocks led the advance on a variety of economic news. Strong quarterly earnings coupled with Friday’s positive employment report have boosted investor confidence in continuing economic growth. Markets closed mixed moves on Tuesday. After flat trading most of the day, the Dow Jones Industrial Average and NASDAQ Composite tacked on fractional gains while the S+P 500 index shaved a few points. According to the Producer Price Index, prices moved very little in April, up a scant 0.1% over March, when prices jumped 0.3%. In fact, the bump in prices is attributable to a 0.1% rise in the prices producers got for services—prices for goods were unchanged in April. Stocks were back in positive territory mid-week with energy brands posting gains on a jump in crude oil prices. West Texas Intermediate crude tacked on 3.1% to settle at $71.14 a barrel. The good news continued Thursday as stocks advanced on a variety of economic news. Department of Labor data showed initial jobless claims held steady at 211,000 new claims for the second week straight. However, the Consumer Price Index rose 0.2% in April, versus a forecast for a 0.3% gain. Core prices edged up 0.1% following a 0.2% rise for the previous two months. At Friday’s close, the weekly gains were enough to push each of the indices into the black year-to-date. Furthermore, it marked the first time April 13 that the major indices had posted weekly gains exceeding 1.0%.
Henssler’s Experts answer listeners’ questions on Ross Stores, and how a sister who inherited her brother’s 401(k) can share her windfall with her siblings given the tax implications.
This week on "Money Talks," our in-house Research Department takes over as Analysts Nick Antonucci, CVA, and Jacob Keen join Troy Harmon, CFA, CVA, to discuss the March Employment Situation, Personal Income, and the ISM Manufacturing and Non-manufacturing surveys. They also touch on the Federal Open Market Committee meeting on monetary policy. The Analysts take a deep look into why companies buy back their stock, and what it means for investors and the company. The hosts also answer listeners’ questions on catastrophic liability insurance policies, what is going on with Consumer Staples stocks, and what is behind the rise in Commodities.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by his Research Analysts, Nick Antonucci, CVA, and Jacob Keen to take a deeper look into why companies buy back their stock, and what share buybacks mean for both the investors and the company.
The major indices started the week on a low note as stocks traded lower on a variety of economic news. Crude oil prices ticked up settling at $68.57 a barrel, which caused energy stocks to decline. Trading was mixed on Tuesday with the Dow Jones Industrial Average closing lower. Good earnings news in Technology helped push the S+P 500 index and the NASDAQ composite higher for the day. The market was back in the red zone mid-week when stocks slipped on the release of commentary from the latest Federal Open Market Committee meeting. The Fed held steady on interest rates, which will remain in a range between 1.5% and 1.75%. While the decision surprised few, the committee also noted strong gains in jobs and economic activity expanding at a "moderate rate." Thursday saw more mixed results as the Dow rebounded from early lows to close with slight gains. The S+P 500 and NASDAQ shed some points. The session was turbulent, but when all was said and done, stocks closed trading along the flat line. Moves were mixed on a variety of economic news, including initial jobless claims, which ticked up last week. Department of Labor data showed new claims increased by 2,000 to 211,000 in the last week of April. On another note, the U.S. trade gap dipped in March. The deficit decreased 15.2% to $49 billion, down from $57.7 billion in February. Exports climbed to a record $208.5 billion in March. Indices finally made it into the green zone on Friday with gains in the Technology sector. On another note, data from the Department of Labor showed the U.S. economy added 164,000 jobs in April while the unemployment rate fell to 3.9%. Additionally, West Texas Intermediate crude climbed 1.9% to close at a three-year high of $69.76.
The "Money Talks" hosts answer listeners’ questions on having too much catastrophic liability insurance, what is going on with the poor performance in Consumer Staples stocks, and what is behind the rise in Commodities.
This week on "Money Talks," Chief Economic Adviser Roger Tutterow, Ph.D., joins Chief Investment Officer Troy Harmon, CFA, CVA, and Managing Associate K.C. Smith, CFP®, to discuss the week’s economic releases, including the S&P CoreLogic Case-Shiller Home Price Index, both new and existing home sales, and the Conference Board’s Consumer Confidence reading. The experts delve deeper into the economic reports, looking at the yield curve of U.S. Treasury bonds, and how close the curve has come to inverting. They also discuss fiscal policy and what it may mean for our economy. The hosts also answer listeners’ questions on using life insurance for expenses if one becomes terminally ill, how gas prices are rising and if that is a harbinger of a recession, and how an investor can begin to estimate their spending needs in retirement. They also answer a stock question on Bemis Company, a manufacturer of packaging products.
Chief Economic Adviser Roger Tutterow, Ph.D., joins Chief Investment Officer Troy Harmon, CFA, CVA, and Managing Associate K.C. Smith, CFP®, to discuss fiscal policy and what it may mean for our economy. They take a deeper look at the yield curve of U.S. Treasury bonds, and how close the curve has come to inverting.
Indices kicked off the last full week of April mixed with Dow Jones Industrial Average and the NASDAQ Composite ending the session fractionally lower while the S+P 500 index added marginal gains. Trading was fairly flat despite a variety of economic news. Tuesday saw a slight decline led by Industrials. Consumer confidence ticked up in April, as the Conference Board data showed sentiment increased 1.7 points to 128.7 versus a consensus estimate of 126. In housing news, new single-family home sales climbed to 694,000 in March versus expectations of 630,000. Wednesday had mixed results as the Dow and the S+P 500 ticked up while the tech-heavy NASDAQ shed some points. The yield on 10-year U.S. Treasury bonds surpassed 3.0% for the first time in several years, but ultimately fell back to where yields began the week. Indices ticked up on Thursday with help from positive earnings in the Technology sector. Friday’s trading ended relatively flat. The advance estimate for first quarter 2018 gross domestic product showed economic growth at an annual rate of 2.3%. Crude oil hit a four-year high during the week, but by Friday, West Texas Intermediate crude settled at $68.26 a barrel.
The "Money Talks" hosts also answer listeners’ questions on using life insurance for expenses if one becomes terminally ill; how gas prices are rising and if that is a harbinger of a recession, and how an investor can begin to estimate their spending needs in retirement. They also answer a stock question on Bemis Company, a manufacturer of packaging products.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market movements, including sector performance and year-to-date numbers. They also discuss how first quarter earnings are coming in. In economic news, they discuss interest rates, mortgage news, and retail sales. D.J. and Jarrett discuss portfolio selection, keeping a long-term view of your investments, and sticking with your investment strategy, especially during market volatility. The experts also answer a listener’s question on how active managers may fare now that the Federal Reserve is less accommodative on monetary policy as compared to a passive investment strategy.
Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss portfolio selection, keeping a long-term view of your investments, and sticking with your investment strategy, especially during market volatility.
Stocks kicked off the week strong with all eleven sectors finishing Monday higher and more than half rising at least 1%. Investors brushed off the multi-national missile strike against Syria, instead devoting their attention toward corporate earnings and economic releases. The Dow Jones Industrial Average rose 0.87%, to settle at 24,573.04, while the S+P 500 and NASDAQ Composite gained 0.81% and 0.70%, respectively. Monday also saw the yield on the two-year Treasury hit levels unseen since 2008. The following day, major indices had closed higher, but volumes have been light, suggesting some investors are remaining on the sidelines as geopolitical tensions simmer. The Dow climbed 0.9% to its highest close since March 16 and propelled the index back into the black for the year. The S+P 500 added 1.1%, as 10 of the index’s 11 sectors traded higher, while the tech-heavy NASDAQ rose 1.7%. Markets closed mixed but essentially flat mid-week as strong corporate earnings fueled the markets and pushed the NASDAQ and S+P 500 inched higher while the Dow finished slightly lower. Sector rotation was mixed with five sectors rising and six falling. Wednesday also saw West Texas Intermediate crude oil jump more than 3% and surpass $68 per barrel for the first time since December 2014. Consumer Staples stocks tumbled Thursday, pulling the S+P lower as investors showed signs of fatigue after three straight days of gains. Investors were jarred by the weak performance of some of the world’s biggest consumer product companies that reported earnings results, sending shares of those companies into a tailspin. U.S. stocks slid into negative territory on Friday, but all three major indices posted gains for the week. Selling in government bonds accelerated as inflation expectations picked up, pushing the 10-year yield to its highest close since January 2014 at 2.949%. The NASDAQ was the biggest loser for the day selling off 1.3% while the Dow Jones Industrial Average and S+P 500 were down 0.8% and 0.9% respectively.
The "Money Talks" experts answer a listener’s question on how active managers may fare now that the Federal Reserve is less accommodative on monetary policy as compared to a passive investment strategy.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss inflationary indicators, the Producer Price and Consumer Price indices. They also discuss Wholesale Trade and the minutes from the Federal Open Market Committee’s March meeting. Jarrett and D.J. discuss how the current volatility in the market presents planning opportunities for investors who follow the Ten Year Rule. The experts round out the show answering listeners’ questions on First Solar and Trump’s tweets’ effect on the market.
Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss how the current volatility in the market presents planning opportunities for investors who follow the Ten Year Rule.
Stocks kicked off the second week of April, trading higher throughout much of the day before strong selling in the final hour pared back much of the day’s gains after reports that federal investigators searched the office and home of President Trump’s long-time lawyer, Michael Cohen. The Dow Jones Industrial Average was up more than 440 points, or 0.19%, before the selling started, which ultimately forced the index to finish just 46.34 points higher. Technology stocks performed well on Monday; the tech-comprised Nasdaq Composite outpaced the other major indices rising 0.51%, while the Technology sector was the second best performing group in the S+P 500. U.S. Stocks moved higher again on Tuesday following comments from Chinese President Xi Jinping that seemed to soothe investor fears of a potential trade war. Speaking at an economic summit, Mr. Xi expressed his commitment to economic liberalization and hinted toward opening foreign access to China’s financial and manufacturing sectors. Nine of the 11 S+P 500 sectors rose on the day with energy stocks leading the way. For the day, the Dow rose 1.8%, while the S+P 500 and Nasdaq rose 1.7% and 2.1%, respectively. Midweek, with news of military tensions in the Middle East, inflation on the rise and political turmoil in Washington, the stock market gave back some of the gains it garnered in the days prior. The markets recouped their losses Thursday with the S+P 500 turning positive for 2018, leaving just the Dow in negative territory for the year. A calming of geopolitical tensions and the start of earnings season drove investors to buy stocks sending the Dow nearly 300 points higher. Cyclicals led the move higher with Financials being the day’s best performing sector, rising 1.82%. The Dow rose 1.3% on the day while the S+P 500 and Nasdaq Composite were up 0.83% and 1.01% respectively. Stocks fell on Friday as banks continued the new earnings season with less-than-stellar results. Though headline numbers were strong, the finer details left much to be desired, which left the Financials sector leading the decline falling nearly three times as much as the second worst performer. The Dow Jones Industrial Average fell 0.50% to lead major U.S. indexes on the decline. The Nasdaq Composite was close behind, losing 0.47%, while the S+P 500 fell less than its rival indexes losing only 0.29%.
Henssler’s Experts round out the "Money Talks" radio show answering listeners’ questions on photovoltaic solar energy solutions company First Solar and how Trump’s tweets’ about bombing Syria affect the market
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, and Jacob Keen, to discuss the week’s economic releases including the ISM Manufacturing and Nonmanufacturing indices, factory orders and International trade. The market experts also take a deeper look into the market’s recent decline, exploring how proposed tariffs, presidential cabinet upheaval, basic economic indicators, valuation and the Federal Reserve’s quantitative tightening may add to the volatility. The hosts also answer listeners’ questions on Trump’s issue with Amazon using the United States Postal Service and Elon Musk’s April Fool’s Day prank.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, and Jacob Keen, to take a deeper look into the market’s recent decline, including proposed tariffs, presidential cabinet upheaval, basic economic indicators, valuation, and The Federal Reserve’s quantitative tightening.
April kicked off with heavy selling across U.S. equity markets with all major indices off more than 2% on Monday. The Nasdaq 100 dipped negative year to date for the first time in 2018, and 10 of 11 S+P sectors are lower on the year. Sentiment reversed Tuesday as stocks rebounded from Monday’s selloff with all 11 sectors moving higher in a late-day rally. The Dow Jones Industrial Average rose almost 400 points or 1.6%, while the S+P 500 and NASDAQ Composite rose 1.3% and 1% respectively. Midweek, China announced retaliatory tariffs against the United States, and the initial reaction saw many industrial heavyweights opening down significantly, with the announced tariffs affecting soybeans, beef, tobacco, and most notably aircraft among other products. It was a key test of support for U.S. equities, with the Dow closing more than 700 points off its lows gaining 0.96% on the day. The S+P 500 and Nasdaq saw even stronger daily gains to pare back recent losses closing up 1.16% and 1.45% higher, respectively. Stocks posted gains for a third consecutive day Thursday, the first such occurrence in a month. Investors' fears regarding a potential trade war with China seem to have subsided as all three major indices once again closed higher on the day. With heightened volatility as of late, investors are likely looking ahead to first quarter earnings season with hopes that strong earnings growth will help to soothe some of the worries in the market. Stocks traded markedly lower on Friday after President Trump asked the U.S. Trade Representative to consider $100 billion worth of additional tariffs on China, while a poor jobs report was also released in the pre-market hours. The wage inflation reading came in at 2.7%, which lessened some fears, but comments from the President that markets may feel "pain" pressured equities into the close. The Dow Jones Industrial Average, the NASDAQ composite, and S+P 500 all saw declines of more than 2% on the day. The selling was widespread with all sectors finishing in the red, and investors seeking safer investments pushed bond yields lower as well.
The "Money Talks" hosts answer listeners’ questions on Trump’s issue with Amazon using the United States Postal Service and Elon Musk’s April Fool’s Day prank.
This week on "Money Talks," Bil Lako, CFP ®, and Troy Harmon, CFA, CVA, are joined by Managing Associate, Shawna Theriault, CPA, CFP ®, CDFA ®, to discuss the week’s market moves, the Federal Open Market Committee’s two-day meeting on monetary policy, and housing news including mortgage applications, existing home sales and new home sales. Shawna and Bil continue the housing discussion when they address recently released guidance from the IRS regarding the deductibility of home equity loan interest in context of the Tax Cuts and Jobs Act. The experts also answer listeners’ questions on SP Plus Corp, Modine Manufacturing Co., and the medical exam requirements for a life insurance policy. They also discuss one listener’s bond holdings that were moved into an equity income portfolio when rates were extremely low.
Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Managing Associate, Shawna Theriault, C.P.A., CFP®,CDFA®, to talk about recently released guidance from the IRS regarding the deductibility of home equity loan interest in context of the Tax Cuts and Jobs Act.
Stocks slipped on Monday with Technology shares dragging down the stock indices. The Dow Jones Industrial Average dropped 1.3%, falling back into negative territory for 2018. Facebook lost about $36.4 billion in market value on the discovery that a firm tied to Trump’s 2016 election campaign gathered data from millions of Facebook profiles without authorization. The market climbed on Tuesday despite Facebook’s continued decline. Midweek, the major indices closed fractionally in red territory as stocks traded lower in the wake of news from the Federal Reserve's two-day meeting. The Federal Open Market Committee agreed to boost the target range for the Fed funds rate by 25 basis points to a range of 1.5% — 1.75%, as anticipated. The Fed also revised its forecast for GDP growth this year from 2.5% to 2.7% and foresees expansion of 2.4% in 2019. Looking elsewhere, existing-home sales ticked up in February, as total sales increased 3% for the month and are up 1.1% from a year ago. Indices dipped down on Thursday after President Trump announced a trade action against China. On another note, the U.S. labor market continues to tighten as Department of Labor data showed the four-week moving average for initial jobless claims slid 750 from the previous week’s revised average to 221,500. Stocks dipped Friday as potential trade war concerns ramped up. Facebook also traded lower for a fifth straight session. On another note, durable goods orders jumped up in February. Orders for goods designed to last several years increased by 3.1% last month. The results exceeded estimates of a 1.7% gain.
The "Money Talks" experts answer listeners’ questions on SP Plus Corp, Modine Manufacturing Co., and the medical exam requirements for a life insurance policy. They also discuss one listener’s bond holdings that were moved into an equity income portfolio when rates were extremely low.
This week on "Money Talks," Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market movements, economic releases the Consumer Price and Producer Price indices, and a wrap of fourth quarter 2017 earnings season. They also touch on housing data for February. The big discussion this week was about Bitcoin, including what it is, what it isn’t in our opinion, and whether or not investors should add bitcoin to their portfolios. The hosts also answer a listener’s question on keeping money for living expenses in bonds or if he should separate it from his portfolio.
This week on "Money Talks," Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, for the big discussion on Bitcoin, including what it is, what it isn’t in our opinion, and whether or not investors should add bitcoin to their portfolios.
Both the Dow Jones Industrial Average and the S+P 500 Index started the week slightly down, as investors continued to assess the proposed tariffs on steel and aluminum imports. The slip continued Tuesday after early market momentum faded following news of Secretary of State, Rex Tillerson's ouster. Elsewhere, consumer prices ticked up in February, as the Consumer Price Index rose 0.2%, cooling slightly from a 0.5% jump in January. The core measure, which excludes food and energy, also increased by 0.2%, following a 0.3% gain in January. Indices were still in the red zone on Wednesday as investors weighted new signs that protectionist trade policies could spread to other countries, slowing international trade and weakening global economic growth. In economic releases, the Producer Price Index rose 0.2%, versus expectations of a 0.1% increase, and following a 0.4% gain in January. Additionally, Retail Sales slipped in February, falling 0.1% versus an expected 0.3% gain. Discounting gas and cars, sales stepped up 0.3%. Mixed moves were on deck Thursday, with the Dow stepping up while the S+P 500 and NASDAQ Composite shed some points. In economic news, initial jobless claims decreased last week, as Department of Labor data showed new claims fell 4,000 to 226,000 for the week ended March 10. On another note, import prices increased by 0.4% in February following a downwardly revised 0.8% jump in January. Heading into St. Patrick’s Day Weekend, the major indices finally landed in the green zone on Friday. Housing starts decreased to an annual rate of 1.24 million in February. The results were weaker than expected and fell shy of January's upwardly revised 1.33 million. Furthermore, the University of Michigan's consumer sentiment index showed confidence is on the upswing. In a preliminary reading for March, the consumer sentiment index jumped to 102, marking the highest level since 2004, from February's reading of 99.7.
The "Money Talks" hosts answer a listener’s question on keeping money for living expenses separate from his portfolio. They explore the Henssler Ten Year Rule and how to implement it.
This week on "Money Talks," Chief Financial Officer Troy Harmon, CFA, CVA is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, to broadly discuss the week's economic picture, including the ISM Manufacturing Index, Factory Orders, Productivity and Costs, and the Federal Reserve’s Beige Book. Now that it is prime tax season, Jennifer and K.C. discuss some of the many devious scams that thieves are using, capitalizing on the common fear of the IRS. They also provide some tips on how to really know when it is the IRS contacting you. The experts round out the show by answering listeners’ questions on pharmaceutical company AbbVie, and insurance companies Lincoln National Corp and Allstate Corp. They also discuss how working in retirement can affect your Social Security benefits and shed a little light on what the proposed tariffs on imported steel and aluminum mean.
As it is prime tax season, Chief Investment Officer Troy Harmon, CFA, CVA is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, to discuss some of the many devious scams that thieves are using, capitalizing on the common fear of the IRS. They also provide some tips to how to really know when it is the IRS contacting you.
Indices kicked off the first full week of March closing in the green zone on Monday, amid a variety of economic news. The ISM non-manufacturing index fell to 59.5 from 59.9 in January, indicating service activity decreased slightly. The upward momentum continued Tuesday as investors saw signs of disapproval to the potential tariffs on imported aluminum and steel. Mixed moves were on deck Wednesday. The tech-heavy NASDAQ composite added points, but both the Dow Jones Industrial Average and the S+P 500 Index closed in the red on trade war concerns following news of National Economic Council leader, Gary Cohn's resignation. In other news, the Federal Reserve’s Beige Book report, which covered activity from January to mid-February, showed a modest-to-moderate pace of economic expansion in all 12 districts. The market recovered Thursday following the release of tariff details. President Trump announced a 25% tariff on imported steel and a 10% levy on non-American aluminum. On another note, Department of Labor data showed initial jobless claims rose by 21,000 to 231,000 last week. The three major Indices closed trading with gains on Friday, but it was the NASDAQ composite that closed at a new record level. Stocks climbed on favorable jobs data for February. The U.S. economy added 310,000 jobs last month, well beyond expectations of 200,000 payroll additions.
The "Money Talks" experts answer listeners’ questions on pharmaceutical company AbbVie, and insurance companies Lincoln National Corp and Allstate Corp. They also discuss how working in retirement can affect your Social Security benefits and shed a little light on what the proposed tariffs on imported steel and aluminum mean.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associates, Shawna Theriault, C.P.A., CFP®, CDFA®, and K.C. Smith, CFP®, to discuss a slew of housing news, including New-Home Sales, the S+P CoreLogic Case-Shiller home price index and mortgage applications. They also look at the consumer confidence reading for February and the second estimate of fourth quarter GDP. Shawna and K.C. discuss how the Tax Cuts and Jobs Act will affect the tax treatment of alimony payments for divorce and separation agreements executed after Dec. 31, 2018. The experts round out the show answering listeners’ questions on maxing out 401(k) contributions to shield income from taxes, Vanguard index funds and real estate funds, tech stocks Nvidia and Intel Corp., and the timing of required minimum distributions.
Troy Harmon, CFA, CVA, is joined by Managing Associates, Shawna Theriault, C.P.A., CFP®, CDFA®, and K.C. Smith, CFP®, to talk about how the the Tax Cuts and Jobs Act will affect the tax treatment of alimony payments for divorce and separation agreements executed after Dec. 31, 2018.
The major U.S. indexes were uniformly strong on Monday, carrying over Friday’s bullishness into the new week. The Dow Jones Industrial Average added as much as 400 points during the day, while the S+P 500 and the NASDAQ both benefited from a rally in Technology sector stocks. Indices traded into the red zone on Tuesday with stocks dipping on a variety of economic news. Durable goods orders slipped in January, as orders for goods fell 3.7%, marking the largest decrease in six months, and well beyond economists’ expectations for a lesser decline of 2.5%. The Conference Board’s Consumer Confidence index ticked up to a 17-year high in February, jumping to 130.8 from 125.4 in January. Midweek, both the Dow and S+P 500 closed lower and snapped their 10-month winning streaks. In economic news, fourth-quarter gross domestic product was revised to a reading of 2.5% growth, matching expectations. This was down just slightly from the prior reading of 2.6%. On another note, pending-home sales dipped in January. Sales fell 4.7% to 104.6, marking the lowest reading since October 2014. Additionally, the Energy Information Administration data showed crude oil inventories increased by three million barrels last week, marking a larger-than-expected jump in oil reserves. For the session, oil prices dipped 1.1% to settle at $62.29 a barrel. Stocks continued their slip Thursday amid investor concerns over new steel and aluminum tariffs announced by President Trump. Trump's pronouncements of a tariff of 25% on steel imports and 10% on aluminum imports were enough to send stocks tumbling on both Thursday and Friday morning. Department of Labor data showed new claims fell last week by 10,000 to 210,000. The result marks a 49-year low for first-time claims. Looking elsewhere, the ISM manufacturing index reading came in at 60.8 for February, up from 59.1 in January, and exceeded the consensus forecast of 58.7. Indices ended trading with mixed moves on Friday. The Dow shed some points, while the S+P 500 and NASDAQ stepped up. In the second consumer reading for the week, the University of Michigan's consumer sentiment index for February jumped four points to 99.7.
The "Money Talks" experts address listeners’ questions on maxing out 401(k) contributions to shield income from taxes; investing in Vanguard index funds and real estate funds, and the timing of required minimum distributions. They also provide their opinions on tech stocks Nvidia and Intel Corp.
This week on "Money Talks," hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by our Chief Economic Adviser, Roger Tutterow, Ph.D., to discuss the latest minutes from the January Federal Open Market Committee meeting, jobless claims and interest rates. The experts also delve into a discussion on how the Tax Cuts and Jobs Act changes, for businesses and corporations may affect the economy. They discuss how companies may take advantage of corporate tax rates, the repeal of corporate AMT, the reduced tax rate for repatriated profits, and increased Section 179 and bonus depreciation. The experts also answer listeners’ question on Keurig/Green Mountain’s plans to buy Dr Pepper Snapple, the latest scam affecting taxpayers, and the $8-million-dollar-question of, "When is the recession?"
Hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by our Chief Economic Adviser, Roger Tutterow, Ph.D., and delve into a discussion on how the Tax Cuts and Jobs Act changes for businesses and corporations may affect the economy. They discuss how companies may take advantage of corporate tax rates, the repeal of corporate AMT, the reduced tax rate for repatriated profits, and accelerated depreciation.
The U.S. Markets were closed Monday, commemorating Presidents Day; however, the break from trading didn’t stop indices from sliding into red territory on Tuesday, marking the first declines for the indices since they entered correction territory on Feb. 8. The decline continued Wednesday as concerns about higher interest rates resurfaced with the release of the Federal Open Market Committee meeting minutes from the January meeting. The Fed minutes showed the central bank plans to keep gradually raising short-term interest rates throughout 2018. The day’s losses were broad, across all 11 sectors of the S+P, while bond rates saw a fresh four-year high. In housing news, existing-home sales dipped in January, with sales falling 3.2% from December and were down by 4.8% from January 2017. Early signs showed the major indices would snap a two-day losing streak. The Dow Jones Industrial Average closed with a gain of 0.66%, while the S+P 500 rose 0.11%. The tech-laden NASDAQ Composite Index closed down about 0.1%. The weekly jobless claims fell 7,000 from the previous week’s revised level of 222,000. This brought the four-week moving average down to 223,750. Indices finally closed with gains on Friday, as Technology sector stocks led the way up. Gains were led by the NASDAQ, but the broad-based S+P 500 and Dow Jones Industrial Average also enjoyed the accelerated rally in the final hours, pushing them into positive territory for the week.
The "Money Talks" experts answer listeners' question on Keurig/Green Mountain’s plans to buy Dr Pepper Snapple, the latest scam affecting taxpayers, and the $8-million-dollar-question of, "When is the recession?"
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associates, Shawna L. Theriault, C.P.A., CFP®, CDFA®, and K.C. Smith, CFP®, to cover the week’s market moves and sector performance. They also cover inflation indicators, the Consumer Price and Producer Price indices and discuss what inflation might mean for the market. Shawna and K.C. discuss how the Tax Cuts and Jobs Act changed the game for middle income taxpayers who may have been subject to alternative minimum tax in the past. With higher exemptions and phaseouts, far fewer people will pay AMT. The experts also answer listeners’ questions on Broadcom’s hostile takeover of Qualcomm, the difference between profit sharing plans and 401(k)s, retailer QVC and its parent company Liberty TripAdvisor Holdings, and Social Security statements.
Troy Harmon, CFA, CVA, is joined by Managing Associates, Shawna L. Theriault, C.P.A., CFP®, CDFA®, and K.C. Smith, CFP®, to discuss how the Tax Cuts and Jobs Act changed the game for middle income taxpayers who may have been subject to alternative minimum tax in the past. With higher exemptions and phaseouts, far fewer people will pay AMT.
The major indices closed in green territory on Monday as commodity prices stabilized. Energy stocks moved ahead on an increase in crude oil prices. The following day, the indices closed with slight gains, with the Dow Jones Industrial Average ending in the green zone, rebounding up off early low levels. Indices landed in the green zone on Wednesday, again with the Dow rebounding from early session lows on a variety of economic news. Inflation ticked up slightly more than expected in January as shown by The Consumer Price Index increasing 0.5% last month, versus economists' forecasts of a 0.3% upswing. Core inflation edged up 0.3% in January. On another note, retail sales decreased in January, with sales slipping 0.3% versus expectations of a 0.2% gain. The Dow, S+P 500 Index, and NASDAQ Composite stepped up for the fifth straight session on Thursday. The Street heard from the Bureau of Labor Statistics again, this time, reporting that U.S. producer prices ticked up by 0.4% in January. The results were in line with forecasts. Core PPI rose 0.4%, which exceeded estimates of 0.2% growth. Additionally, the Department of Labor showed initial jobless claims increased last week, as first-time claims climbed by 7,000 to 230,000. After a positive week, the markets closed with mixed moves on Friday. The Dow and S+P 500 posted slight gains while the NASDAQ shed some points. Trading was mixed on a variety of economic news. Consumer confidence ticked up in February, according to a preliminary measure from the University of Michigan. The Consumer Sentiment Index ramped up to 99.9 from 95.7 in January. The reading marked the second-highest level in 14 years.
The "Money Talks" experts answer listeners’ questions on Broadcom’s hostile takeover of Qualcomm, the difference between profit sharing plans and 401(k)s, retailer QVC and its parent company Liberty TripAdvisor Holdings, and Social Security statements.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the volatility in the market, the ISM Non-Manufacturing Index, International trade and interest rates. They also take a look at how the Tax Cuts and Jobs Act changed the deductibility of casualty losses, and how taxpayers need to understand what their insurance covers. The experts also answer listeners’ questions on GE and how much inflation to factor in retirement savings.
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss how the Tax Cuts and Jobs Act changed the deductibility of casualty losses, and how taxpayers need to understand what their insurance covers.
Indices closed well into red territory on Monday with both the S+P 500 Index and Dow Jones Industrial Average declining more than 4%. Oil also slipped 1.9% to settle at $64.24 a barrel. Meanwhile, services industry activity increased in January as the ISM non-manufacturing index jumped to 59.9 from 56 in December. Despite a rocky start that pushed the Dow into correction territory, the major indices reversed their early losses and landed in green territory on Tuesday. The powerful comeback may reflect a realization by investors that the economy is still strong. In economic releases, investors learned the U.S. trade deficit increased to $53.1 billion in December from a revised $50.4 billion in November. Volatility was back midweek as the trading day swung from green to close in the red. The likely cause of the market’s recent volatility could be fears of a rapid rise in inflation based on last Friday’s better-than-expected jobs report and news of the fastest annual wage growth in some time. Indices closed considerably lower on Thursday with Industrials, Financials and Technology sector stocks leading the decliners. The Dow and S+P 500 entered correction territory as concerns of rising interest rates and volatility impacted markets. For the roller coaster week, indices closed with gains on Friday. The Dow added 330 points in a late afternoon rally while the broader S+P 500 Index was ahead by 39, and the tech-heavy NASDAQ had advanced 97 points. The sector breakdown was dominated by advancers, including Technology and Utility stocks gaining 1.6% and 1.2%, respectively. Although impressive, the late rally was not nearly enough to erase the week’s losses, with equities down more than 5% over the last five sessions.
Chief Investment Officer Troy Harmon, CFA, CVA, begins with a story on an obscure exchange-traded fund that tracked the inverse of market volatility collapsed after Monday’s more than 4% decline. This leads to a discussion on volatility in general, speculative investments and everyone’s favorite speculative investment--Bitcoin.
The "Money Talks" experts answer listener’s questions on General Electric and how much inflation an investor should factor into his retirement savings.
This week on "Money Talks," Managing Associate, D.J. Barker, CWS®, joins anchors Troy Harmon, CFA, CVA, and Bil Lako, CFP® to discuss the market’s pullback, and several economic releases, including U.S. Personal Income and consumer confidence, and the Federal Market Open Committee meeting. The show’s hosts also take a closer look at how the Tax Cuts and Jobs Act changed the Kiddie Tax and highlight what you need to know if your child has unearned income. The experts round out the show answering listeners’ questions on intermediate term bond funds, agricultural commodities processor Archer Daniels Midland, and options for long-term care other than nursing homes.
Managing Associate, D.J. Barker, CWS®, joins anchors Troy Harmon, CFA, CVA, and Bil Lako, CFP® to discuss how the Tax Cuts and Jobs Act changed the Kiddie Tax and highlight what you need to know if your child has unearned income.
Indices closed in the red zone on Monday, as the Utilities and Energy sectors lagged on the S+P 500. The slip continued Tuesday with the major indices closing the session in red territory Energy brands dipped on a slip in crude oil prices. Midweek, the indices rebounded up off back-to-back downswings with stocks stepping up on a variety of economic news. Comments from Janet Yellen's final meeting as Fed chair offered few revelations. The Federal Open Market Committee members left rates unchanged at 1.25% to 1.5%, but expect inflation to increase and stabilize around the 2% mark. The first rate hike of the year is expected in March. Indices closed out with mixed moves on Thursday. As the Dow Jones Industrial Average stepped up while the S+P 500 Index and NASDAQ Composite shed some points ahead of earnings from Technology sector titans. In other news, the Department of Labor data showed initial jobless claims fell by 1,000 to 230,000 last week. A jolt of volatility hit markets on Friday reversing the tranquility markets have experienced recently after a rise in interest rates spooked stock investors. The Dow Jones Industrial Average plummeted 2.5%, marking its biggest one-day decline since the Brexit vote in June of 2016. For the week, the blue-chip index lost nearly 1100 points, the most since the financial crisis in October 2008. The S+P 500 and NASDAQ also closed in the red falling 2.1% and 2% respectively. Despite the drop, all three major indexes are up for the year. The yield on the 10-year Treasury note climbed to 2.85%.
The "Money Talks" experts answer listeners’ questions on intermediate term bond funds, agricultural commodities processor Archer Daniels Midland, and options for long-term care other than nursing homes.
This week on "Money Talks," Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Tax Manager John Dickson, C.P.A., CFP®, CVA, to discuss the market movements for the week, housing news, including, mortgage rates, and existing and new home sales, and how the markets are reacting to tax reform. John helps the guys take a deeper look into some immediate tax benefits for businesses, including a doubled Section 179 and 100% first year bonus depreciation. The experts round out the show answering listeners’ questions on the Vanguard Index Trust 500, capital gain exclusion on a home, and provide their advice to a retiree on taking community board positions
This week on "Money Talks," Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Tax Manager John Dickson, C.P.A., CFP®, CVA, to discuss some immediate tax benefits for businesses, including a doubled Section 179 and 100% first year bonus depreciation.
For the week, favorable corporate earnings reports and a 2.6% annual rate of growth for the fourth-quarter GDP helped buoy investors’ confidence in equities. The market kicked off the week with indices again closing in new record territory on Monday. Stocks stepped up as the Senate arrived at a deal to resume full government activity. Energy sector brands traded up to a 52-week peak level. Mixed moves were on deck Tuesday, as the Dow Jones Industrial Average ended the trading session fractionally in the red. The S+P 500 Index and NASDAQ Composite hit new record levels. Moves were again mixed on Wednesday, when this time, the Dow closed at a new record level while the S+P 500 and NASDAQ shed some points. On Thursday, both the Dow and S+P 500 moved up to new all-time heights while the NASDAQ ended fractionally in the red for the day. In economic news, Department of Labor data showed initial jobless claims ticked up by 17,000 to 233,000 last week. Additionally, the latest report from the National Association of Realtors showed that total existing-home sales fell 3.6% in December from November’s total. However, sales increased 1.1% in 2017 to a 5.51 million sales pace--the highest rate in 11 years. The week ended with indices landing in new record territory on Friday. Brands stepped up on a variety of earnings and economic news. On another note, crude oil hit a two-year peak. West Texas Intermediate crude jumped 1.0% to settle at $66.14 per barrel. Looking elsewhere, Commerce Department data showed the economy grew at an annual rate of 2.6% in the fourth quarter, just shy of an expected pace of 3.0%.
Our experts answer listeners’ questions on the Vanguard Index Trust 500, capital gain exclusion on a home, and provide their advice to a retiree on taking community board positions.
This week on "Money Talks," Principal Jennifer J. Thomas, CFP®, and Managing Associate D.J. Barker, CWS®, join Troy Harmon, CFA, CVA, to discuss the market’s continued rise and how the increase is distributed across the S+P sectors. Jennifer and D.J. discuss the changes the Tax Cuts and Jobs Act made to 529 Plans, now allowing withdrawals of up to $10,000 for private elementary and high school tuition. The experts also have an in-depth discussion on Bitcoin, and answer listeners’ questions on optical subsystems provider Finisar Corp., and brewers Boston Beer Company and Anheuser Busch InBev.
Principal Jennifer J. Thomas, CFP®, and Managing Associate D.J. Barker, CWS®, join Troy Harmon, CFA, CVA to discuss the changes the Tax Cuts and Jobs Act made to 529 Plans, now allowing withdrawals of up to $10,000 for private elementary and high school tuition.
With the markets closed Monday for Martin Luther King Jr. Day, they made up during the rest of the week with plenty of action and new all-time highs. Indices landed slightly to the red side on Tuesday. The Dow Jones Industrial Average jumped above 26,000 for the first time before retreating for the session. Energy brands declined amid a dip in oil prices. Indices ended trading at new record highs on Wednesday marking the first time the Dow closed above 26,000. Indices closed in the red zone on Thursday on mixed earnings reports. Department of Labor data showed that initial jobless claims decreased last week, dipping by 41,000 to 220,000. Also, this week, crude oil prices climbed on a larger-than-expected drop in reserves. Energy Information Administration figures showed crude inventories fell by 6.9 billion barrels last week. Indices closed with slight gains on Friday. The Dow added points while the S+P 500 and NASDAQ both ended trading at new record highs. Investors proceeded with caution amid concern of a potential federal government shutdown. On another note, consumer confidence is on the wane so far this month. In a preliminary reading for January, the University of Michigan's sentiment index fell to 94.4, the lowest level since July.
The Henssler experts have an in-depth discussion on Bitcoin, and answer listeners’ questions on optical subsystems provider Finisar Corp., and brewers Boston Beer Company and Anheuser Busch InBev.
This week on "Money Talks," Research Analyst Nick Antonucci, CVA, joins Managing Associate, Shawna L. Theriault, C.P.A., CFP®, CDFA®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market action including wholesale trade and the Producer Price Index. They also discuss interest rates and the tightening we may see across central banks this year. Shawna and Jarrett delve deeper into the Tax Cuts and Jobs Act, looking at how the larger standard deduction and child tax credit could affect families now that they’re losing personal exemptions. The experts also answer listeners’ questions on which businesses might benefit from the tax cuts for pass-through entities, selling stocks with gains early in the year, state and local taxes, and Dominion Energy’s purchase of Scana.
Research Analyst Nick Antonucci, CVA, joins Managing Associate, Shawna L. Theriault, C.P.A., CFP®, CDFA®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to delve deeper into the Tax Cuts and Jobs Act, taking a look at how the larger standard deduction and child tax credit could affect families now that they’re losing personal exemptions.
The S+P 500 Index and NASDAQ composite kicked off the week closing at new record highs on Monday, while the Dow Jones Industrial Average closed fractionally lower for the session. The market moves were mixed on light economic news. From a sector perspective, the Utilities, Energy, and Basic Materials were among the advancers while the Healthcare and Financial sectors lost ground. West Texas Intermediate crude ticked up, settling at $61.52 a barrel. Indices closed at new record levels on Tuesday as shares of banks and healthcare companies drove the S+P 500 higher. Indices closed in the red on Wednesday, with the S+P 500 pulled lower by declines in the Real Estate and Utilities sectors. In economic news, the Wholesale Trade release showed inventories increased well above estimates for November. Wholesale sales were also strong, bringing down the inventory-to-sales ratio. All-time record highs were seen again on Thursday with a surge in Energy stocks. The markets also saw a sell-off in Treasury bonds on Thursday. Producer prices also cooled in December according to the Bureau of Labor Statistics. However, the final for 2017 showed demand rose 2.7% compared with a 1.7% increase in 2016. Indices closed at new record levels on Friday, ahead of the three-day weekend. Meanwhile, economic data provided a positive view of business conditions. The Retail Sales indicated that December’s holiday sales turned in their best gain in seven years. Furthermore, the Consumer Price Index headline number for December came in tame, but the core rate of inflation was higher than expected.
The "Money Talks" experts answer listeners’ questions on which businesses might benefit from the tax cuts for pass-through entities, selling stocks with gains early in the year, state and local taxes, and Dominion Energy’s purchase of Scana.
This week on "Money Talks," Bil Lako, CFP®, Troy Harmon, CFA, CVA, and Jarrett McKenzie, CFP®, CWS®, discuss the headline news--tax reform. The experts provide their opinions on the new laws and how to navigate going forward. They also cover the week’s market news, including mortgages, manufacturing and FOMC minutes. Jarrett discusses a provision in the tax law that eliminates recharacterization of IRA conversions. He explains how this can affect the financial planning strategy. The experts also address a listener’s question on favoring emerging markets over healthcare stocks.
This week on "Money Talks," Bil Lako, CFP®, Troy Harmon, CFA, CVA, and Jarrett McKenzie, CFP®, CWS®, discuss a provision in the tax law that eliminates recharacterization of IRA conversions. Jarrett explains how this can affect the financial planning strategy.
The major indices kicked off 2018 landing in the green zone on Tuesday. The S+P 500 Index and NASDAQ closed at new record highs while the Dow Jones Industrial Average inched up 0.4%. Indices closed well into green territory on Wednesday, as Technology stocks led the Dow, S+P 500 and NASDAQ to new all-time record levels. In economic news, manufacturing activity increased in December. The Institute for Supply Management's index ticked up to 59.7 from 58.2 in November. The Fed released the minutes from the Federal Open Market Committee's December meeting showing the decisions behind boosting interest rates a quarter point and an increase to its economic growth forecast for 2018. The Dow closed well over the 25,000 mark on Thursday, possibly notching the fastest 1,000-point gain in its history. The S+P 500 and NASDAQ also traded up to new all-time highs. Faster economic growth around the globe and improving sentiment have likely helped buoy the recent rally. Also on Thursday, the Labor Department showed an uptick in initial jobless claims of 3,000 to 250,000 new claims while the prior week’s level was upwardly revised by 2,000 to 247,000. As of the closing bell Friday, each of the major indexes ascended to new highs, as valuations continue to be propelled higher amidst broad-based, tax-related optimism. Friday also saw a lackluster update from the Bureau of Labor Statistics on the employment front. The U.S. economy added 148,000 positions versus the 180,000 estimate for December.
Bil Lako, CFP®, Troy Harmon, CFA, CVA, and Jarrett McKenzie, CFP®, CWS®, discuss the headline news--tax reform. The experts provide their opinions on the new laws and how to navigate going forward.
The "Money Talks" experts address a listener’s question on favoring emerging markets over healthcare stocks now that the tax reform laws have eliminated the individual insurance coverage mandate.
This week on “Money Talks,” Troy Harmon, CFA, CVA, is joined by his Research Team including Analysts Nick Antonucci, CVA, and Jacob Keen, to discuss how the market shaped up the last week of the year. The research analysts also discuss their “Dogs of the Year,” the stocks they found painful to watch or those that just made bad decisions all around. Then the guys take a look at what 2018 has to offer the markets. They provide their outlook and opinions on what the year ahead holds, including interest rates, the yield curve, and sectors they like for 2018.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, to discuss the week’s economic releases, including the University of Michigan Consumer Sentiment Survey, the Producer and Consumer Price indices, the Fed’s monetary policy, and Retail Sales. K.C. and Jennifer take a look at a case study about a couple who were told to try to reduce their modified adjusted gross income to avoid paying more for Medicare. The hosts round out the show with questions on NetEase, tax reform and an employer who filed Chapter 11 bankruptcy.
Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, who take a look at a couple who received a recommendation to reduce their modified adjusted gross income to avoid paying more for Medicare.
The markets kicked off the week with gains as the Dow Jones Industrial Average and S+P 500 Index hit new record levels. Technology and Energy stocks led advancers as U.S. prices jumped 1.1% to settle at $57.99 a barrel. Trading was mixed on Tuesday, but both the Dow and S+P 500 closed at new record highs for the third straight session while the NASDAQ dipped into the red zone. In economic news, U.S. producer prices ticked up in November. The Bureau of Labor Statistics showed producer prices climbed 0.4% last month. Core prices, which discount food, energy, and trade, also rose 0.4%. Mixed moves continued mid-week. The Dow and NASDAQ posted gains on monetary policy commentary from the Federal Reserve meeting while the S+P 500 lost some ground. As anticipated, the Federal Open Market Committee lifted the target range for the fed funds rate by 25 basis points to 1.25% to 1.5%. The Bureau of Labor Statistics released their second report for the week, showing consumer prices edged up in November. The headline reading of the Consumer Price Index increased 0.4% last month, as expected. The core measure, which discounts food and energy, rose 0.1%, just shy of consensus expectations. The major indices closed in the red zone on Thursday with early market momentum fading as the session progressed. The Department of Labor reported initial jobless claims decreased last week, falling by 11,000 to 225,000 versus consensus forecasts of 235,000. On another note, retail sales ticked up in November. Sales rose 0.8% last month, exceeding expectations of 0.3% growth. Major indices closed trading at all-time record levels on Friday with Technology and Financial stocks leading the advance.
The "Money Talks" hosts address listeners’ questions on Chinese interactive online community operator NetEase and how tax reform may affect the market in 2018. They also address concerns from an employee whose employer filed Chapter 11 bankruptcy. The experts explain the bankruptcy proceedings and ease his fears about the safety of his 401(k).
This week on "Money Talks" Troy Harmon, CFA, CVA, covers the market news, including Technology’s current run, the ISM Manufacturing and Services indices, Factory Orders, and International Trade with managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®. Later in the show, Shawna is joined by Principal Jennifer Thomas, CFP®, when they interview Shari Martin, Executive Director of The Cobb Community Foundation. They discuss what the Cobb Community Foundation does, including sponsoring donor advised funds for philanthropic families and organizations. Shawna and Troy round out the show with a listener’s question on web hosting service provider GoDaddy, Inc.
Principal Jennifer Thomas, CFP®, and Managing Associate Shawna Theriault, C.P.A., CFP®, CDFA®, interview Shari Martin, Executive Director of The Cobb Community Foundation. They discuss how Cobb Community Foundation sponsors donor advised funds for philanthropic families and organizations. Additionally, they discuss the Cobb Community Impact Grant as well as the other types of charitable funds they sponsor.
The week began on a mixed note with the Dow Jones Industrial Average gaining while the S+P 500 index was off a few points. Indices closed in the red zone on Tuesday, when early market momentum faded during afternoon trading. In economic news, the Census Bureau reported that the international trade deficit increased $3.8 billion to $48.7 billion in October over September. The October increase in the goods and services deficit reflected an increase in the goods deficit of $3.8 billion to $69.1 billion and a decrease in the services surplus of less than $0.1 billion to $20.3 billion. Additionally, the ISM Non-Manufacturing index dipped from 60.1 in October to 57.4 for November. Markets were again mixed on Wednesday, this time with both the Dow and S+P closing in the red while the NASDAQ posted slight gains on a rebound the Technology sector. However, gains in the Technology sector failed to offset losses in the Energy sector. West Texas Intermediate crude oil shed 2.9% today after Energy Information Administration data showed crude-oil inventories fell by 5.6 million barrels in the last week, which was more than expected. Indices closed with gains on Thursday and bounced again on Friday, closing at new record highs. A stronger than expected jobs report may have helped push the Dow and S+P 500 to positive territory. Department of Labor figures showed U.S. employers added 228,000 jobs in November. The results exceeded estimates of 190,000. Additionally, consumer confidence is on the wane for December, as the University of Michigan's consumer sentiment index’s preliminary reading fell to 96.8 from 98.5 in November. Economists were expecting a jump to 99.
Shawna Theriault, C.P.A., CFP®, CDFA®, and Troy Harmon, CFA, CVA, round out the show with a listener’s question on web hosting service provider GoDaddy, Inc.
This week on "Money Talks," Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by insurance expert Jim Crone, CLU®, CFS®, to discuss the week’s market movements, market dips and corrections, as well as the yield curve in Treasurys. Jim brings to the table a case study of a couple who need insurance for protection purposes, but they are being offered a policy that is trying to accomplish too many goals and contains too many features. Jim explains that going back to the financial plan to determine the insurance need is the best strategy. The experts round out the show with listeners’ questions on annuity retirement income and disability insurance riders. They also provide advice for an inherited 401(k), discuss the rally in Bitcoin, and give their opinions on stocks Whirlpool and Sleep Number.
Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by insurance expert Jim Crone, CLU®, CFS®, to discuss a case study of a couple who need insurance for protection purposes, but they are being offered a policy that is trying to accomplish too many goals and contains too many features. Jim explains that going back to the financial plan to determine the insurance need is the best strategy.
The indices kicked off the week with mixed action as the Dow Jones Industrial Average posted gains while the S+P 500 Index and NASDAQ dipped on a variety of economic news. New-home sales ticked up in October with sales rising 6.2% from the revised September rate and increased 18.7% from October 2016. New record levels were hit on Tuesday, as stocks stepped up on progress in the GOP tax bill. Reports that the Senate was close to passing a tax reform bill likely increased investor confidence. Meanwhile, The Conference Board’s Consumer Confidence was up in November, climbing to 129.5, from 125.9 in October. Furthermore, the trade gap increased at a faster rate than expected in October, as data showed the deficit hit $68.3 billion last month, following a reading of $64.1 billion in September. The Dow closed at a new record peak on Wednesday with Financial shares leading advancers and Technology stocks sold off. Meanwhile, the NASDAQ and S+P 500 shed points. In a new estimate, third quarter U.S. GDP was revised up to 3.3% from the prior estimate of 3.0%. The result exceeded an expected upward revision to 3.2%. On separate note, the Federal Reserve’s Beige Book, which covers economic activity in October through mid-November, showed the economy expanded at a modest-to-moderate pace in all 12 districts. Good news continued Thursday with the Dow closing above 24,000 for the first time and the S+P 500 climbed to a new record level. Technology brands rebounded from Wednesday's dip. Meanwhile, crude oil prices ticked up on OPEC news that the organization and other oil-producing nations have agreed to extend a production cut agreement through to the end of 2018. Despite the record highs during the week, indices dipped on Friday. Stocks rebounded up off session lows, but not enough to escape the red zone for the day. Technology brands sold off while Energy stocks ticked up on a jump in crude oil prices. In the week’s last economic report, the ISM manufacturing index fell from 58.7 in October to 58.2 in November, versus expectations of a lesser drop to 58.4.
The "Money Talks" hosts address listeners’ questions on annuity retirement income and disability insurance riders. They also provide advice for an inherited 401(k), discuss the rally in Bitcoin, and give their opinions on stocks Whirlpool and Sleep Number.
This week on "Money Talks," Principal Jennifer Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss the market’s reaction to Congress’ progress on tax reform and whether there is anything in the fundamentals of the market to indicate a pullback may be coming. The experts discuss investors who hold on to a stock because they don’t want to pay taxes on the gains or they don’t want to recognize the loss. They look at GE as a current example, and how a concentrated position can be detrimental to your overall portfolio. They also go in-depth on a listener’s question on an automaker’s claim that the majority of passenger vehicles will be electric by 2023 and how investors can parlay that into an electrical utility play.
Principal Jennifer Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss investors who hold on to a concentrated stock position because they don’t want to pay taxes on the gains. They look at General Electric as a current example, and how a concentrated position can be detrimental to your overall portfolio.
Last week was a mixed bag of returns as the Large Caps of the Dow Jones Industrial Average and S+P 500 lost value for a second consecutive week, while the tech-heavy NASDAQ posted gains. The market kicked off the week Monday with slight gains led by Consumer Discretionary sector stocks on a variety of economic news and strong sales numbers. Indices ended the trading day in red territory on Tuesday, pulled down by the Energy and Basic Materials sectors. In economic news, producer prices ticked up in October, as The Producer Price Index jumped up 0.4%, exceeding expectations of a 0.1% increase. Over the past 12 months ending in October, producer prices are up 2.8%, marking the largest rise since an advance of 2.8% for the 12 months ending February 2012. Midweek, the major indices were down again as Energy sector stocks traded lower on a slip in crude oil prices. Additionally, Energy Information Administration figures showed crude inventories increased by 1.9 million barrels last week versus expectations of a one million barrel decrease. While producer prices have risen, that increase hasn't been reflected in consumer prices yet. For October, consumer prices rose a scant 0.1%, according to the Consumer Price Index. Core prices, which excludes food and energy, increased 0.2% for the month. Indices increased on Thursday on news that the labor market is in good health. The advance number for unemployment insurance benefit claims during the week ended November 4 was 1,860,000, a decrease of 44,000 from the previous week's level. This is the lowest level for insured unemployment since Dec. 29, 1973, when it was 1,805,000. Indices lost ground on Friday, bringing both the Dow and S+P 500 into negative territory for the week. The NASDAQ eked out slight gains for the week.
Our experts take an in-depth look into a listener’s question on an automaker’s claim that the majority of passenger vehicles will be electric by 2023 and how investors can parlay that into an electrical utility play.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the breather the market took this week from the steady rally of the past month. They discuss why the market looks expensive and what investors can do for their portfolios. D.J. and Jarrett discuss a common financial planning situation where a family is concerned about protecting assets from an heir’s future ex-spouse. The experts round out the show answering listener questions on injecting money into the economy; tax loss selling Under Armour, Kroger, and Allergan; and an investor who wants to pause on his retirement savings.
Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss a common financial planning situation where a family is concerned about protecting assets from an heir’s future ex-spouse.
Indices landed in new record territory on Monday, as Energy stocks ramped up on an increase in crude oil prices. West Texas Intermediate crude gained 3.1% to settle at $57.35 a barrel. The S+P 500 Index’s five-day winning streak was snapped Tuesday, slipping less than 0.1% for the day. The tech-heavy NASDAQ also fell while the Dow Jones Industrial Average gained nearly 0.1%. Small gains on Wednesday led to record highs for the three major indices, as a jump among technology brands bolstered a dip in financials. A bit of a breather came on Thursday when Technology brands traded lower. In economic releases, the Department of Labor showed new jobless claims increased by 10,000 to 239,000, missing expectations. Trading was mixed on Friday with the Dow and S+P 500 closing in the red zone while the NASDAQ ticked up slightly. Consumer confidence is on the wane for November according to the University of Michigan's consumer sentiment index. The index reading slipped 2.9 points to 97.8 versus expectations of 100.9. Trepidation over proposed tax reform took a toll on large caps during the week, ending what had been a run of consecutive weekly positive returns.
The "Money Talks" experts answering listeners’ questions on injecting money into the economy; tax loss selling Under Armour, Kroger, and Allergan; and an investor who wants to pause on his retirement savings.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by fellow Research Analyst Nick Antonucci, CVA, and Managing Associate Shawna Theriault, CPA, CFP ®, CDFA ®, to discuss the week’s market movements, sector analysis, and economic releases including consumer confidence, housing news, and the ISM Manufacturing index. Shawna shares some advice for families when it comes to planning for incapacity, whether it be for aging parents who can no longer take care of themselves, or an accident that leaves you unable to make financial or health decisions for yourself. The experts address a variety of listener questions including the run up of the Financials sector, IRA rollovers, bond ladders, and electronic accessories company Zagg, Inc.
This week, Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, joins Chief Financial Officer Troy Harmon, CFA, CVA, and Research Analyst Nick Antonucci, CVA, to share some advice for families when it comes to planning for incapacity, whether it be for aging parents who can no longer take care of themselves, or an accident that leaves you unable to make financial or health decisions for yourself.
The benchmark indices were mixed last week as large caps and tech stocks performed well, while small caps took quite a hit. The S+P 500 closed the week posting gains for the eighth straight week. The market kicked off the week with lackluster performance as the major indices closed in the red zone on Monday. One bright spot was an economic report that showed personal income ticked up in September. Nominal income edged up 0.4% last month versus a 0.2% increase in August, and exceeded expectations of a 0.2% jump. Corporate earnings releases boosted the market on Tuesday with Consumer Discretionary, Energy and Technology sectors showing leadership. Consumer confidence reached its highest level in almost 17 years in October, according to The Conference Board's Consumer Confidence Survey. Boosted by what is perceived as a strong jobs market and improving business conditions, consumers expressed confidence in the present economy while expecting it to improve in the near term. Midweek, the indices closed mixed with the Dow Jones Industrial Average and S+P 500 Index stepping up while the NASDAQ shed points. Moves were mixed in the wake of comments from the Federal Open Market Committee's two-day meeting. The Fed left interest rates unchanged at 1% to 1.25%, but said it would consider lifting them before year’s end on signs the economy was gaining momentum. Additionally, the president nominated a new chairman of the central bank to succeed Janet Yellen. Friday was dominated by economic reports the Purchasing Managers’ Index and the ISM Non-Manufacturing Survey. PMI registered 54.6 in October, up from 53.1 in September, while the services sector grew in October, registering 60.1, which is the highest reading since the index debut in 2008.
The "Money Talks" experts address a variety of listener questions including one on the run up of the Financials sector; specifics of IRA rollovers; what is a bond ladder, and electronic accessories company Zagg, Inc.
This week on "Money Talks," Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP,®, and Managing Associate K.C. Smith, CFP®, to discuss sector performance for the week, the quarter and the year, and market valuations, and how they relate to the fundamentals of the economy. K.C. brings a discussion on the importance of disability insurance for families with an emphasis on those who are self-employed. The experts round out the show answering a variety of listener questions, including some on Jones Lang LaSalle, publicly traded companies run by women, Medicare part C, and more.
Managing Associate K.C. Smith, CFP®, joins Chief Investment Officer Troy Harmon, CFA, CVA, and Principal Jennifer Thomas, CFP®, to discuss the importance of disability insurance for families, with an emphasis on those who are self-employed.
Indices closed in red territory on Monday as Technology brands sold off, dragging the Dow Jones Industrial Average down. The broader S+P 500 Index saw weakness in Energy and Telecommunications as well. The Dow rose to a new record close on Tuesday, with action dominated by corporate earnings. The S+P and NASDAQ shook off early choppiness and spent the trading session in positive territory. However, by the closing bell, both indices shed a portion of their daily highs, yet still closed with gains. Indices closed down on Wednesday. Many investors likely took advantage of elevated valuations, selling and recognizing profits. The day was also plagued with a string of disappointing earnings, creating one of the worst days for the market in several months. On Thursday, the Dow and S+P 500 Index traded into positive territory while the NASDAQ shed some points. In economic reports, initial jobless claims jumped up last week, as the Department of Labor reported new claims increased by 10,000 to 233,000, which was shy of an expected uptick to 235,000. Indices closed with gains on Friday, with Technology stocks among the leading advancers in the wake of favorable earnings details. Finally, consumer confidence ticked up in October as The University of Michigan's index hit 100.7, up 5.6 points from a September reading, marking its highest level since January 2004.
The Henssler experts round out the "Money Talks" show answering a variety of listener questions, including some on Jones Lang LaSalle, publicly traded companies run by women, and Medicare part C. They also discuss stocks Hasbro, Dunkin Brands, and Fifth Third Bancorp.
This week on "Money Talks," Research Analysts Nick Antonucci, CVA, and Jacob Keen are joined by Tax Manager Dan DiLuzio, C.P.A. They discuss the Consumer Price Index and Consumer Sentiment Survey from last week, Industrial Production, the Fed’s Beige Book, and Atlanta’s possibility of being chosen for Amazon’s second headquarters. Dan shares with the group how victims of disasters can claim a casualty loss on their tax returns. The experts also answer listeners’ questions on drug maker Teva Pharmaceuticals; banking and investment stocks Voya Financial, Legg Mason, and OneMain Holdings; technology giant IBM, and tax deductions for spousal support.
This week on "Money Talks," Tax Manager Dan DiLuzio, C.P.A, joins Research Analysts Nick Antonucci, CVA, and Jacob Keen to discuss how victims of disasters can claim a casualty loss on their tax returns.
The major indices closed Monday's trading session at new record heights. The optimism was led by Technology, Financial, and Energy sector stocks. The climb continued the next day as both the Dow Jones Industrial Average and S+P 500 index closed at new record levels. Several Healthcare sector stocks posted gains following the release of quarterly results, which boosted other stocks in the sector up on the news. In economic news, industrial production ramped up at a faster-than-expected rate in September. Federal Reserve figures show production increased by 0.3% last month to 104.6, versus an expected upswing of 0.2%, and up from a decline of 0.7% in August. Record levels were reached again on Wednesday with the Dow closing above 23,000 for the first time on a variety of economic news. The Federal Reserve’s Beige Book report, which covered activity in September through early October, showed modest or moderate expansion in all 12 districts. Thursday’s activity started weak, but ended nearly flat. In the weekly jobless claims report, initial claims for unemployment insurance continued to decline, falling 22,000 to 222,000 for the week ending October 14. Indices ended trading at new record levels on Friday, with the Dow and S+P 500 having posted six straight weeks of gains.
The "Money Talks" experts answer listeners’ questions on drug maker Teva Pharmaceuticals; banking and investment stocks Voya Financial, Legg Mason, and OneMain Holdings; technology giant IBM, and tax deductions for spousal support.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the market’s mostly flat results for the week, sector performance and what the indices look like year to date. They also touch on the kickoff of earnings season. Jarrett and K.C. share some of the issues investors may run into when one spouse retires and the other spouse continues to work. The experts round out the show addressing listeners’ questions on whether investors should wait until January to take capital gains, investing in retailers like Wal-Mart and Target for the holiday season and the dip in Coach stock once the company unveiled its plans to rebrand as Tapestry.
Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss some of the issues married couples may run into when one spouse retires and the other spouse continues to work.
Coming off a mixed jobs report from the previous Friday, the markets experienced directionless trading on Monday. By the closing bell, the major indices were firmly in the red. Reversing course, stocks closed Tuesday's trading session with gains, as the Dow Jones Industrial Average hit a new record level. Consumer brands stepped up across all indices while a dip in Technology stocks put pressure on the NASDAQ. Midweek brought new record highs with Consumer Staples leading the advancers. Stocks stepped up following the release of the September Federal Open Market Committee meeting minutes, which suggested an 80% likelihood of a December rate hike. Indices reversed course on Thursday, closing in the red zone. Financial and Energy sectors traded lower on earnings details and a slide in crude oil. Department of Labor data showed initial jobless claims fell by 15,000 to 243,000 last week. Indices traded into green territory on Friday on a variety of economic news. The Consumer Price Index climbed 0.5% for September, which was shy of expectations, while the core CPI edged up just 0.1%. In other reports, retail sales ramped up in September, as overall sales climbed 1.6%, while core sales tacked on 0.5%. In a preliminary reading, the University of Michigan Consumer Sentiment Index showed consumer sentiment increasing to 101.1 from 95.1 in September.
Henssler’s experts round out the "Money Talks" radio show by addressing listeners’ questions on whether investors should wait until January to take capital gains, whether investing in retailers like Wal-Mart and Target for the holiday season is reasonable, and they discuss the dip in Coach stock once the company unveiled its plans to rebrand as Tapestry.
This week, Principal Jennifer Thomas, CFP®, and Managing Associate D.J. Barker, CWS®, join Troy Harmon, CFA, CVA, to discuss the week’s record-setting market movements and year-to-date sector performance. They also highlight economic indicators, from the Institute for Supply Management, the Manufacturing and Non-manufacturing indices. Jennifer and D.J. lead a discussion on Social Security benefits for married couples, focusing on deciding when to take benefits and how it should depend on when you need the money. The hosts also spend time answering listeners’ questions on health care companies Thermo Fisher Scientific, Inc., and Roche Holding, Ltd., oil and gas exploration company Pioneer Natural Resources, long-term disability insurance coverage, estate planning to control the distribution of wealth, and Tyson Foods, Inc.
This week, Principal Jennifer Thomas, CFP®, and Managing Associate D.J. Barker, CWS®, join Troy Harmon, CFA, CVA, to discuss Social Security benefits for married couples, focusing on the decision of when to take benefits and how it should depend on when you need the money.
The benchmark indices posted notable gains for the week despite a late downturn on Friday. The U.S. stock indices kicked off the week, closing in green territory on Monday. Gains reached across several sectors, including Financials, Consumer Discretionary, and Health Care. In economic news, The ISM Manufacturing Index climbed to 60.8 in September, from 58.8 in August, marking the highest level since May 2004. The following day, the indices set new record highs as many Consumer Staples brands posted gains. On another note, U.S. automakers reported stronger-than-anticipated sales for September. Record levels were reached again mid-week as stocks stepped up on a variety of economic news. The ISM's Non-manufacturing Index showed that services industry activity ticked up to 59.8 in September from 55.3 in August, marking the highest level since August 2005. New record highs continued on Thursday with Consumer Staples stocks leading gains amid a variety of economic news. Weekly jobless claims declined last week. Department of Labor figures showed new claims dipped by 12,000 to 260,000. Elsewhere, U.S. factory orders increased in August, as Census Bureau data showed new orders for manufactured goods ticked up 1.2%. On Friday, the major indices slid down in afternoon trading following a mixed Jobs Report for September. Hurricanes Harvey and Irma likely affected payroll figures for September, but the unemployment rate declined to 4.2%--0.2 percentage point below August’s rate, and hourly earnings increased.
The "Money Talks" hosts spend time answering listeners’ questions on health care companies Thermo Fisher Scientific, Inc., and Roche Holding, Ltd., oil and gas exploration company Pioneer Natural Resources, long-term disability insurance coverage, estate planning to control the distribution of wealth, and Tyson Foods, Inc.
This week on "Money Talks," Managing Associate Shawna Theriault, CFP®, C.P.A., joins hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA to discuss the S+P Core Logic Case-Shiller Home Price Indices, New Home Sales, consumer confidence, and durable goods. Troy and Shawna lead a great discussion on how business valuations are often needed during a divorce to make sure the division of a jointly owned business is equitable when it comes to future cash flow. Troy explains how cash flow is determined by the cost of capital. The experts round out the show answering listeners’ questions on Kimberly Clark, working in retirement, tax relief for hurricane victims and the trends in Blue Chip stocks.
Managing Associate Shawna Theriault, CFP®, C.P.A., joins hosts Bil Lako, CFP® and Troy Harmon, CVA, CFA, in a discussion on how business valuations are often needed during a divorce to ensure the division of a jointly owned business is equitable when it comes to future cash flow. Troy explains how cash flow is determined by the cost of capital.
The major U.S. stock indices started the week in red territory on Monday, pulled down by a decline in Technology shares. U.S. tensions with North Korea also likely weighed on the market. The next day, many of the same Technology shares that were down Monday, rebounded, which helped the NASDAQ eke out a slight gain. The larger Dow Jones Industrial Average index closed less than a percentage point lower. Financial companies led stocks higher on Wednesday with investors taking bets on an improving economy and corporate profits. Gains continued on Thursday with Consumer stocks taking the lead. In economic news, the U.S. gross domestic product growth rebounded slightly in the second quarter. Real GDP ticked up 3.1%, from 1.2% growth in the first quarter. Additionally, the Department of Labor data showed first-time claims for unemployment benefits rose by 12,000 to 272,000, likely because of the recent hurricanes. Indices ended trading in the green zone on Friday with stocks posting gains on a variety of economic news. Personal income growth dipped to 0.2% from a downwardly revised 0.3% gain in July. On another note, the University of Michigan Consumer Sentiment Survey fell by 1.7 points to 95.1 in September. Crude oil closed the week at $51.57 a barrel.
The "Money Talks" experts spend time answering listeners’ questions on an emotional investment in Kimberly Clark, working in retirement and the tax implications, tax relief for hurricane victims, and the trends in Blue Chip stocks.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate D.J. Barker, CWS®, and Senior Associate, Jarrett McKenzie, CFP®, CWS®, to discuss consumer sentiment, the latest on monetary policy from the Federal Open Market Committee and housing news. The Equifax data breach is still dominating headlines, so the experts take a look at protecting your information online and in real life, and what to do if you discover your information has been compromised. They round out the show with listener questions on investing in Equifax, maintaining a good debt-to-income ratio, and whether or not to sell an investment in Apogee Enterprises.
With the Equifax data breach still dominating headlines, hosts Troy Harmon, CFA, CVA, Managing Associate D.J. Barker, CWS®, and Senior Associate, Jarrett McKenzie, CFP®, CWS®, take a look at protecting your information, and what to do if you discover your data has been compromised.
Indices ended trading with gains on Monday with both the Dow Jones Industrial Average and S+P 500 index closing at new records. Indices closed in the green zone again on Tuesday with advances made in the Telecommunications, Financials, and Technology sectors. The Dow and S+P 500 closed at record levels on Wednesday on a variety of economic news. The Federal Open Market Committee announced it will begin rolling off its $4.5 trillion balance sheet in October. The Fed will use caps, initially set at $6 billion per month, and will increase by $6 billion at three-month intervals over 12 months until it reaches $30 billion. Furthermore, despite strengthening in the labor market and modest economic growth, the FOMC decided to maintain the target range for the federal funds rate at 1.00%-1.25%. In housing news, existing-home sales decreased in August, as sales slipped 1.7% from July levels. Sales last month were still 0.2% above totals from August 2016. The indices took a turn and closed in the red zone on Thursday, as Technology stocks led the downswing. Additionally, the Department of Labor showed that first-time claims fell by 23,000 from the previous week’s revised level to 259,000, versus an expected increase to 300,000. The markets were mixed on Friday with the Dow shedding points while the S+P 500 and NASDAQ posted marginal gains. Crude oil ticked up just slightly to close at $50.66 a barrel following news of a dip in U.S. drilling. Weekly numbers from Baker Hughes showed oil rig totals fell by five to 744.
The "Money Talks" hosts round out the show with listener questions on investing in Equifax, maintaining a good debt-to-income ratio, and whether or not to sell an investment in Apogee Enterprises.
This week on "Money Talks," Chief Investment Officer, Troy Harmon, CFA, CVA, is joined by Managing Associate, K.C. Smith, CFP®, and Director of Insurance Planning, Jim Crone, CLU®, CFS®, to discuss property and casualty insurers and the aftermath of hurricane Irma, how hurricane season affects the market, inflation indicators Producer Price and Consumer Price indices, and unemployment. Jim leads a conversation about life insurance and how your needs may change throughout your life. The experts round out the show answering listeners’ questions on the Equifax security breach and Travelers insurance.
This week, Chief Investment Officer Troy Harmon, CFA, CVA, and Managing Associate K.C. Smith, CFP®, are joined by Director of Insurance Planning, Jim Crone, CLU®, CFS®, who brings a conversation about life insurance and how your needs may change from being single with group coverage through your employer to needing more because of personal responsibilities such as a family and a home.
While much of the Southeast was braced for Hurricane Irma, U.S. indices still closed in the green zone on Monday. The S+P 500 stepped up to a new all-time high. Crude oil prices ticked up as refineries closed because of Hurricane Harvey have started to resume production. The major indices closed Tuesday’s session at new record levels, as a promise of tax reform motivated the market. The rally continued the next day as indices closed with record highs for a second session. Energy brands led the upswing on a jump in crude oil prices, as West Texas Intermediate crude tacked on 2.2% to settle at a five-week high of $49.30 a barrel. In economic news, producer prices ticked up at a slower rate than expected in August. Bureau of Labor Statistics data showed the Producer Price Index climbed by 0.2% last month, versus an anticipated 0.3% increase. Core prices, which discount food and energy, gained 0.2%. Markets edged up again on Thursday, as did inflation indicator, the Consumer Price Index. CPI rose 0.4% in August, stronger than expected. Excluding food and energy, CPI rose 0.2%. The Dow Jones Industrial Average and S+P 500 closed at new record levels on Friday. Commerce Department data showed retail sales decreased by 0.2% in August versus expectations of a 0.1% gain. On another note, consumer confidence is on the wane for September. In a preliminary measure, the University of Michigan's sentiment index fell to 95.3, a better reading than an expected 95.1.
The "Money Talks" experts answer listeners’ questions on the Equifax security breach and what consumers should do to protect themselves, and Travelers insurance and how hurricane season affects their bottom line.
This week on "Money Talks," anchor hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Managing Associate Shawna Theriault, CFP®, C.P.A. to discuss August’s employment situation, consumer sentiment and both the Manufacturing and Non-Manufacturing indices from the Institute for Supply Management. They also cover interest rates and the market indices year-to-date performance. For this week’s case study, Shawna shares information on how private family foundations can fulfill a philanthropic legacy desire. The experts round out the show discussing available tax loss selling opportunities in large cap companies and provide their opinions on technical analysis of the markets.
This week on "Money Talks," anchor hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Managing Associate Shawna Theriault, CFP®, C.P.A. to discuss August’s employment situation, consumer sentiment and both the Manufacturing and Non-Manufacturing indices from the Institute for Supply Management. They also cover interest rates and the market indices year-to-date performance. For this week’s case study, Shawna shares information on how private family foundations can fulfill a philanthropic legacy desire. The experts round out the show discussing available tax loss selling opportunities in large cap companies and provide their opinions on technical analysis of the markets.
Bil Lako, CFP®, and Troy Harmon , CFA, CVA, are joined by Managing Associate Shawna Theriault, CFP®, C.P.A., who shares information on how private family foundations can fulfill a family’s philanthropic legacy desire.
The holiday-shortened week kicked off on Tuesday after being closed Monday for Labor Day. However, retail gas prices surged as Hurricane Harvey forced refineries to shut down, leading to curtailed petroleum shipments. The Dow Jones Industrial Average fell 1.1%, its biggest one-day loss since Aug 17, while the S+P 500 declined 0.8%. Threats from North Korea and powerful hurricane Irma weighed on the major indexes, dragging down shares of insurance companies as it churned through the Caribbean. On Wednesday, the Dow rebounded from its worst session in weeks, boosted by shares of energy stocks, which were among the best performers, rising alongside oil prices as Gulf Coast refineries continued to restart following Hurricane Harvey. In economic news, the service industry activity increased in August, as the ISM non-manufacturing composite index climbed to 55.3 from 53.9 in July. Additionally, the Federal Reserve’s Beige Book, which covers economic activity from July through mid-August, showed the economy expanded at a modest-to-moderate pace across most districts. During the week, the yield on the 10-year Treasury note fell to 2.07%, its lowest yield since Nov. 9, 2016. On Thursday, initial claims for unemployment rose, but the increase is likely because of Hurricane Harvey. The unemployment rate held steady at 1.4%. The U.S. indices closed with mixed moves on Friday, as the Dow traded fractionally higher while the S+P 500 and NASDAQ shed some points. Market moves were mixed amid hurricane trepidation, yet West Texas Intermediate crude fell by 3.3% to settle at $47.48 a barrel.
Bil Lako, CFP®, and Troy Harmon , CFA, CVA, are joined by Managing Associate Shawna Theriault, CFP®, C.P.A., who shares information on how private family foundations can fulfill a family’s philanthropic legacy desire.
The holiday-shortened week kicked off on Tuesday after being closed Monday for Labor Day. However, retail gas prices surged as Hurricane Harvey forced refineries to shut down, leading to curtailed petroleum shipments. The Dow Jones Industrial Average fell 1.1%, its biggest one-day loss since Aug 17, while the S+P 500 declined 0.8%. Threats from North Korea and powerful hurricane Irma weighed on the major indexes, dragging down shares of insurance companies as it churned through the Caribbean. On Wednesday, the Dow rebounded from its worst session in weeks, boosted by shares of energy stocks, which were among the best performers, rising alongside oil prices as Gulf Coast refineries continued to restart following Hurricane Harvey. In economic news, the service industry activity increased in August, as the ISM non-manufacturing composite index climbed to 55.3 from 53.9 in July. Additionally, the Federal Reserve’s Beige Book, which covers economic activity from July through mid-August, showed the economy expanded at a modest-to-moderate pace across most districts. During the week, the yield on the 10-year Treasury note fell to 2.07%, its lowest yield since Nov. 9, 2016. On Thursday, initial claims for unemployment rose, but the increase is likely because of Hurricane Harvey. The unemployment rate held steady at 1.4%. The U.S. indices closed with mixed moves on Friday, as the Dow traded fractionally higher while the S+P 500 and NASDAQ shed some points. Market moves were mixed amid hurricane trepidation, yet West Texas Intermediate crude fell by 3.3% to settle at $47.48 a barrel.
The "Money Talks" experts round out the show discussing available tax loss selling opportunities in large cap companies and provide their opinions on technical analysis of the markets.
The "Money Talks" experts round out the show discussing available tax loss selling opportunities in large cap companies and provide their opinions on technical analysis of the markets.
This week on "Money Talks," Bil Lako, CFP®, and Troy Harmon, CFA, CVA, are joined by Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market performance, Consumer Sentiment for August, and housing news. They also delve into the inaction we’ve seen from Washington, D.C. and how an investor should react. Jarrett brings to the table a discussion on Private College 529 Plan as an alternative to state-sponsored education savings plans. He discusses the features and provides advice for those interested in sending their child to a private college. The experts round out the show addressing listeners’ questions on Facebook, establishing an IRA or Roth IRA as a young professional and combining multiple 401(k) accounts from previous employers.
This week, Senior Associate Jarrett McKenzie, CFP®, CWS®, joins hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, to cover Private College 529 Plans that allow you to lock in today’s tuition prices at select private colleges and universities nationwide.
The U.S. indices closed mixed on Monday, as both the Dow Jones Industrial Average and S+P 500 Index added slight gains, while the NASDAQ shed some points. Financial and technology brands led decliners. Those moves reversed the next day as Technology companies led a broad upswing in stocks, likely because investors scooped up shares following the recent declines. The market fell Wednesday as political turbulence and disappointing earnings weighed on stocks in a quiet trading session. Crude oil prices ticked up amid a smaller-than-expected decrease in inventories. Energy Information Administration figures showed reserves fell by 3.3 million barrels in the past week versus expectations of a decline of 3.5 million barrels. The decline continued Thursday as stocks dipped on a variety of economic news. Existing home sales decreased in July. National Association of Realtors data showed home resales slipped by 1.3% last month to an annual rate of 5.44 million, versus expectations of a 0.9% increase. Looking elsewhere, initial jobless claims ticked up last week, as the Department of Labor showed new claims increased by 2,000 to 234,000. Indices ended trading with mixed moves on Friday with the Dow and S+P 500 posting gains while the NASDAQ was down. In economic news, orders for durable goods dipped in July. Orders for products designed to last three years or more decreased 6.8% last month, following a 6.4% increase in June.
The "Money Talks" experts round out the show addressing listeners’ questions on Facebook, whether a young professional should establish an IRA or Roth IRA and the benefit to combining multiple 401(k) accounts from previous employers.
This week on "Money Talks," hosts Nick Antonucci, CVA, K.C. Smith, CFP®, and D.J. Barker, CWS®, discuss the market’s volatility, inflation and interest rates. Managing Associates K.C. and D.J. discuss the many financial planning areas families need to review when expanding their family with a new baby. The hosts round out the show answering listeners’ questions on the trade deficit, prime money market funds, Procter + Gamble’s proxy vote and the future of Netflix.
"Money Talks" hosts Nick Antonucci, CVA, K.C. Smith, CFP®, and D.J. Barker, CWS®, discuss the many financial planning areas families need to review when expanding their family with a new baby.
The U.S. stock indices kicked off the week with gains on Monday as investors took advantage of recent market downswings. The S+P 500 Index posted its biggest one-day gain since April. The following day, the indices closed mixed along the flat line. The Dow Jones Industrial Average ended in the green zone while the S+P 500 and NASDAQ closed fractionally in the red. Retail sales increased in July, with sales ticking up 0.6% versus expectations of a 0.4% jump. Stocks climbed Wednesday supported by a bounce-back in shares of retailers. The minutes from the Federal Open Market Committee’s July meeting were released and signaled that the unwinding of the balance sheet could occur in September. Indices closed well into the red zone on Thursday. The S+P slipped with Technology shares leading the decline, while the Dow lagged on a drop in retailers. On another note, the Department of Labor showed new jobless claims fell by 12,000 to 232,000, versus an expected drop to 240,000, from a reading of 244,000 in the previous week. The markets closed in the red zone on Friday as stocks traded lower amid "D.C. drama," as President Trump dissolved two advisory forums comprised of top U.S. CEOs. Looking elsewhere, consumer confidence is up this month, as the University of Michigan Consumer Sentiment Survey’s preliminary reading for August showed confidence jumped 4.2 points to 97.6.
The "Money Talks" hosts answer listeners’ questions on the trade deficit, prime money market funds, Procter + Gamble’s proxy vote and the future of Netflix.
This week on "Money Talks" Research Analyst Nick Antonucci, CVA, Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, are at the helm to talk about the week’s volatile movements, Productivity and Costs, Wholesale Trade and Factory Orders. The hosts also cover a financial planning situation about grandparents who want to help fund college education savings. They cover the benefits for both 529 Plans and Roth IRAs. The experts round out the show answering listeners’ questions on drug maker Pfizer, having a financial adviser manage a 401(k) Rollover, co-signing on loans, and Capital One Financial.
This week, Research Analyst Nick Antonucci, CVA, Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, cover a financial planning situation about investors who want to help fund college education savings for their grandchildren. They cover the benefits for both 529 Plans and Roth IRAs.
The week started off with gains as the Dow Jones Industrial Average achieved its ninth record closing high in a row and the S+P 500 index ticked up to record level highs. Sentiment was reversed Tuesday as the indices concluded trading in the red zone after trading in a narrow range throughout the day. The Dow was down 61 points in intraday trading after President Trump said the United States would respond to any additional threats from North Korea "with fire and fury like the world has never seen." The volatility continued mid-week as tensions between the United States and North Korea rattled markets around the world. In the United States, indices ended Wednesday with relatively mild losses. In economic news, the Energy Information Administration data showed U.S. stockpiles of oil slipped by 6.5 million barrels in the past week, versus an estimated decrease of 2.7 million barrels. For the session, West Texas Intermediate crude tacked on 0.8% to settle at $49.56 a barrel. Stocks traded lower again on Thursday amid persistent tensions between the United States and North Korea and a variety of economic news. Producer prices declined in July, as the Bureau of Labor Statistics data showed prices slipped 0.1%, versus an expected increase of 0.1%. In other reports, initial jobless claims ticked up last week. New claims increased by 3,000 to 244,000, while claims for the previous week were upwardly revised by 1,000. The week ended with indices closing with slight gains on Friday as stocks rebounded slightly from downswings earlier in the week. The Consumer Price Index rose 0.1% in July, versus forecasts for a 0.2% uptick. Discounting food and energy, the core CPI edged up 0.1%.
The experts round out the "Money Talks" show answering listeners’ questions on our recent opinions of drug maker Pfizer; whether or not an investor needs a financial adviser to manage a 401(k) rollover; advice on co-signing loans, and bank Capital One Financial.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate, Shawna L. Theriault, CFP®, C.P.A., to discuss the week’s economic activity, including international trade, employment, personal income and the ISM Manufacturing and Nonmanufacturing indices. The ladies bring to the table a discussion about the issues women face in retirement given that they are likely to live longer and may earn less over the course of their careers. The experts also address a host of listener questions about establishing and funding an IRA for a child, the differences in financial milestones for Millennials and an investment in IMAX.
Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Managing Associate, Shawna L. Theriault, CFP®, C.P.A., to discuss the issues women face in retirement given that they are likely to live longer and may earn less over the course of their careers.
Last week ended with a mixed bag of stock market performances. On Monday, the Dow Jones Industrial Average, the S+P 500 Index and the NASDAQ composite closed July as their best month since February. History was made again on Tuesday when the Dow burst through the 22,000 mark. This represents the fifth consecutive record close for the index. In economic news, pre-tax personal income and after-tax personal income were unchanged in June from May. In the first of two reports from the Institute for Supply Management, the Manufacturing index fell 1.5 points to 56.3 in July, in line with expectations. On Thursday, the ISM announced the Non-Manufacturing index slipped 3.5 points in July to 53.9. This represents continued growth in the non-manufacturing sector, but at a slower rate than in June. Indices traded in green territory on Friday as the Dow closed at a new record level for the eighth straight session. The S+P 500 also ended last week in positive territory. Stocks stepped up on better-than-expected employment numbers for July. Department of Labor data showed an addition of 209,000 jobs, versus consensus expectations of 180,000.
The "Money Talks" experts address a variety of listener questions about establishing and funding an IRA for a child, the differences in financial milestones for Millennials and an investment in IMAX.
This week on "Money Talks," Tax Manager Dan DiLuzio, C.P.A., joins Research Analysts Nick Antonucci, CVA, and Jacob Keen to discuss the current earnings season, housing news, including both new and existing home sales and home prices, consumer confidence and the Federal Open Market Committee’s meeting on monetary policy. Dan brings to the table some advice for a small business who is well ahead of its mid-year projections. He suggests some purchases and growth techniques that may be able to save the business tax dollars. The hosts round out the show answering listeners’ questions on counter-party risk in exchange-traded funds, how a side hustle may affect your income taxes, opinions on sales tax holidays and whether or not the Technology sector is in a bubble. They also address questions on stocks including Universal Corp., Service Corp. International, PVH and Ralph Lauren.
Tax Manager Dan DiLuzio, C.P.A., joins Research Analysts Nick Antonucci, CVA, and Jacob Keen to discuss some advice for a small business that is well ahead of its mid-year projections. He suggests some purchases and growth techniques that may be able to save the business tax dollars.
The stock indices kicked off the week with mixed moves, as the Dow Jones Industrial Average and S+P 500 Index ended in the red zone while the NASDAQ traded up to an all-time high. In the first of several housing data points released during the week, existing-home sales fell in June, though they are still up by 0.7% from year-ago levels. Indices traded into green territory on Tuesday, with the S+P 500 closing at a new record level. Existing-home price appreciation slowed slightly in the three months ending in May, when compared to the same period in April. In other economic releases, Consumer Confidence increased in July rising to 121.1, its highest level since March. Wednesday’s trading ended with gains and the Dow closing at a new record level. In housing news, new-home sales increased in June and are up 9.1% from June 2016. The Federal Open Market Committee concluded its two-day monetary policy meeting holding interest rates at their current levels, yet noting that normalization would start "relatively soon," leaving many to speculate an announcement on the balance sheet will come in September. On Thursday, the advance figure for seasonally adjusted initial claims for unemployment insurance was released, showing an increase of 10,000 from the previous week's revised level. The four-week moving average held steady at 244,000 for the week ending July 22. Like the beginning of the week, the market was mixed on Friday. The Dow traded to a new record high while both the S+P 500 and NASDAQ shed some points. Crude oil ticked up with West Texas Intermediate gaining 1.4% to settle at $49.71 a barrel. Additionally, The University of Michigan's consumer sentiment index fell to 93.4 for July from 95.1 in June. The result exceeded an expected reading of 93.1.
The "Money Talks" experts answer listeners’ questions on counter-party risk in some exchange-traded funds and how a side hustle may affect your income taxes. They also provide their opinions on sales tax holidays and whether or not the Technology sector is in a bubble. The hosts also address questions on individual stocks including Universal Corp. Service Corp. International, PVH and Ralph Lauren.
This week on "Money Talks," Senior Associate Jarrett McKenzie, CFP®, CWS®, joins Bil Lako, CFP®, and Troy Harmon, CFA, CVA, to discuss the market’s recent moves, a review of earnings season and how the sectors are performing. Jarrett brings to the table a conversation about the types of retirement plans that can be appropriate for small businesses. The hosts also address listeners’ questions on tech stocks, Weight Watchers and whether one should invest or pay down a mortgage.
Senior Associate Jarrett McKenzie, CFP®, CWS®, joins Bil Lako, CFP®, and Troy Harmon, CFA, CVA, to discuss the types of retirement plans that can be appropriate for small businesses.
The financial markets closed Monday mixed with the Dow Jones Industrial Average and S+P 500 Index ending fractionally down while the NASDAQ added slight gains. Indices experienced mixed moves again on Tuesday with the S+P 500 and NASDAQ trading to new record highs while the Dow shed some points. New record highs were reached again on Wednesday as merger talks boosted several stocks. In economic news, housing starts jumped up in June, with new construction rising to a rate of 1.22 million annualized units, exceeding analysts’ expectations of 1.16 million annualized units. This is also up from a revised rate of 1.12 million annualized units in May. Crude oil prices increased after Energy Information Administration data showed oil reserves fell by 4.7 million barrels in the past week, versus forecasts for a decline of 3.2 million. The indices were back to trading with mixed moves on Thursday. The Dow and S+P 500 shed some points while the NASDAQ hit another record high. Despite the mixed week and record highs, Friday’s trading session ended in red territory. Year-to-date, the tech-heavy NASDAQ leads the way as it surges toward a 20.0% gain, followed by the S+P 500 and then the Dow. Low inflation may be influencing investors to move away from Treasuries, as yields fell sharply last week.
The "Money Talks" hosts address listeners’ questions on tech stocks Automatic Data Processing, NetGear and Cabot Microelectronics Corp. They also provide opinions on Weight Watchers and whether one should invest or pay down a mortgage.
Kennesaw State University Professor of Economics, Finance + Quantitative Analysis and Henssler Financial’s Chief Economic Adviser, Roger Tutterow, Ph.D., joins anchor hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA to discuss unwinding of the Federal Reserve’s quantitative easing program and how it may affect interest rates, inflation and the global economy.
This week on "Money Talks," Roger Tutterow, Ph.D., Kennesaw State University professor of Economics and Henssler’s Chief Economic Adviser, joins Bil Lako, CFP®, and Troy Harmon, CFA, CVA to discuss U.S. employment, Wholesale Trade and the Producer Price Index. Roger also leads a discussion on the economy including the Fed’s decision to reduce their balance sheet, long-term interest rates, housing and how the unwinding of quantitative easing may affect the global economy.
While the Large-Cap indices reached new highs during the week, the tech-heavy NASDAQ had the best week, climbing more than 2.50%. The major indices closed with mixed moves on Monday, as the Dow Jones Industrial Average ended fractionally in the red zone, and the S+P 500 Index and NASDAQ posted gains. Technology sector stocks led the rally. The markets experienced mixed moves on Tuesday with the Dow and NASDAQ closing higher while the S+P 500 ended slightly down. Crude oil climbed 1.4% to settle at $45.04 a barrel after the Energy Information Administration cut its price forecasts over the next two years. Midweek, Federal Reserve Chairwoman Janet Yellen addressed a slowdown in inflation, which resulted in a rally in both stocks and bonds. The rally continued Thursday with the Dow closing at a new record level. Retail store stocks jumped up on optimistic earnings from several well-known brands, despite reports that retail sales fell 0.2% in June, indicating consumers have apparently curtailed their spending. On another note, the Department of Labor reported that initial jobless claims fell by 3,000 to 247,000 for the week ending July 7. The Dow traded up, setting another new record level on Friday. In earnings moves, several large bank stocks reported stronger-than-anticipated quarterly results. Finally, in a preliminary reading from the University of Michigan, the Consumer Sentiment index dipped to 93.1 for July from 95.1 in June.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate, Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market moves, year-to-date sector performance, Consumer Sentiment, Factory Orders, minutes from the last Federal Open Market Committee meeting, and the ISM Non-manufacturing Index. Jarrett and K.C. bring a discussion to the table about mid-year financial reviews, and how investors can benefit from a financial checkup this summer. The experts also address listeners’ questions on Expedia, Mueller Industries, Hillenbrand Inc., and provide some financial advice for a young man entering the work force.
Managing Associate K.C. Smith, CFP®, and Senior Associate, Jarrett McKenzie, CFP®, CWS®, are joined by anchor host Troy Harmon, CFA, CVA, to discuss mid-year financial reviews, and how investors can benefit from a financial checkup this summer.
Monday’s trading was light ahead of the Independence Day holiday, which had U.S. markets closed on Tuesday. On Wednesday, the market learned U.S. Factory orders took another step back in May, losing 0.8%, exceeding consensus’ expectations. Stocks ended last week higher, despite falling energy shares. The price of crude oil closed at $44.30 per barrel, down from the prior week's closing price of $46.33 per barrel, which contributed to the decline. Midweek the Federal Reserve released its minutes from the June meeting, which showed the Fed has a plan to reduce the size of its balance sheet, but lacks a consensus on when to begin the process. On Thursday, the ISM Non-Manufacturing Index showed that the services segment of the economy unexpectedly improved in June. The index rose from 56.9 in May to 57.4 for June, exceeding the forecast of 56.7. Expansion in the non-manufacturing sector occurred in business activity, new orders, and prices. Employment grew in the non-manufacturing sector, but at a slower pace compared to May. Both the Dow Jones Industrial Average and the S+P 500 Index closed in the green zone on Friday on the heels of June’s strong labor report, as 222,000 new jobs were added during the month. This reading was well above the 152,000 new jobs added in May. The unemployment rate inched up 0.1 percentage point to 4.4%.
The "Money Talks" experts address listeners’ questions on Expedia, Mueller Industries, Hillenbrand Inc., and provide some financial advice for a young man entering the work force.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss housing news, durable goods and consumer confidence, as well as the final revision of first quarter GDP. In this week’s case study, the experts discuss the use of trusts to control your wealth from beyond the grave. They cover the possibilities as well as the drawbacks to doing so. The hosts round out the show by answering listeners’ questions on Amazon’s purchase of Whole Foods; Omega Healthcare Investors and evaluating REITs; Blue Apron’s IPO, and IRA Rollovers.
Managing Associate K.C. Smith, CFP®, Senior Associate Jarrett McKenzie, CFP®, CWS®, and Director of Research Troy Harmon, CFA, CVA, discuss the use of trusts to control your wealth from beyond the grave. They cover the possibilities as well as the drawbacks to doing so.
Investors turned to more defensive stocks like utility companies and other dividend-paying shares, which led the S+P 500 Index to slight gains on Monday. Technology shares led Tuesday’s downswing as the Dow Jones Industrial Average and the S+P 500 saw their biggest daily declines in more than a month. In economic news, the Conference Board showed consumer sentiment increased in June despite an expected dip from analysts. By mid-week, Financial and Technology shares rebounded to lead the rally as the NASDAQ Composite posted its biggest jump since November. Thursday saw Technology stumble again, dragging down the major indices. Indices closed Friday’s session with mixed moves, as the Dow and S+P 500 tacked on some points while the NASDAQ ended trading fractionally in the red zone. In economic news, personal income growth ticked up in May. Consumer income increased 0.4% last month from a downwardly revised 0.3% gain in April. The result exceeded the forecast for a 0.1% uptick. Elsewhere, a final reading of The University of Michigan Consumer Sentiment Survey for June showed a two-point dip to 95.1, slightly better than the preliminary reading from earlier this month.
The "Money Talks" hosts round out the show by answering listeners’ questions on Amazon’s purchase of Whole Foods; Omega Healthcare Investors and evaluating REITs; Blue Apron’s IPO, and IRA Rollovers.
This week on "Money Talks" insurance expert Jim Crone, CFS®, CLU®, joins anchor hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, to discuss Uber’s CEO stepping down, oil prices, and investors’ desire to get into the market when it is at such a high level. Jim brings to the table a look at a couple’s decision on long-term care coverage. He explores how their financial plan can show whether they can afford to self-insure and other options aside from traditional long-term care policies. The experts wrap up the show with listeners’ questions on socially responsible investing, disability insurance riders, and Genworth’s potential sale to China Oceanwide.
Insurance Expert Jim Crone, CLU®, CFS®, takes a look at a couple’s decision on buying long-term care coverage. He explores how their financial plan can show whether they can afford to self-insure and other options aside from traditional long-term care policies.
S+P 500 Index hit new all-time highs with a rebound in the technology sector. The start of the week also saw crude oil prices decreasing, with West Texas Intermediate crude settling at $44.20 a barrel. The market traded into the red zone on Tuesday with Energy brands slipping with another drop in crude oil prices. Stocks traded with mixed moves on Wednesday. Both the Dow and S+P 500 shed points, likely fueled by another drop in oil prices, despite the release of data from the Energy Information Administration, which showed reserves decreased by 2.5 million barrels over the past week, versus an anticipated decline of 2.1 million barrels. The NASDAQ added gains on biotech buying. In other economic news, existing home sales for May increased by 1.1% to an annual rate of 5.62 million. Analysts expected a pace of 5.55 million. Indices closed trading with mixed moves on Thursday as both the Dow and S+P 500 shed points while the NASDAQ tacked on slight gains. The session ended flat on a variety of economic news. Department of Labor data showed first time jobless claims climbed by 3,000 to 241,000 for the week ended June 17.
The "Money Talks" experts address listeners’ questions on socially responsible investing and ESG portfolios, disability insurance riders, and major long-term care policy provider Genworth’s potential sale to China Oceanwide.
This week on "Money Talks," the Henssler Research Analysts, Troy Harmon, CFA, CVA, Nick Antonucci, CVA, and Jacob Keen lead the show in a discussion on the week’s market movements, interest rates, Wholesale Trade, the Producer Price and Consumer Price indices, and the latest on monetary policy from the Federal Reserve. The analysts also have an in-depth conversation on a client’s concern on whether or not the market is in a bubble.
Henssler Research Analysts, Troy Harmon, CFA, CVA, Nick Antonucci, CVA, and Jacob Keen lead the show in a discussion on a client’s concern on whether or not the market is in a bubble.
The week kicked off with stocks taking a downturn, pulled down by Technology shares, raising some concern that the major indices have been influenced by a few large tech firms. Indices closed in green territory on Tuesday, as the Dow Jones Industrial Average and the S+P 500 index climbed to new all-time highs. The rally was boosted by a variety of economic details. The Producer Price Index was unchanged in May following a 0.5% uptick in April. The core measure, which excludes food and energy, decreased by 0.1%. Markets had mixed moves on Wednesday. The Federal Open Market Committee likely affected market action. Despite declining inflation that continues to run below the Fed's 2.0% target rate, policymakers boosted the target range for the fed funds rate by 25 basis points, to 1% to 1.25%, basing its decision on the expectation that the labor market will continue to strengthen. Also for the month, the Consumer Price Index shed 0.1% versus consensus expectation for no change. A 2.7% decrease in the energy index contributed to the monthly decrease in the CPI. Discounting food and energy, the core CPI edged up 0.1%. In another report, Retail Sales slipped 0.3% in May, following a 0.4% uptick in April. Core sales, excluding autos and gas, held steady following an upwardly revised gain of 0.5% in April. Indices closed trading in the red zone on Thursday, with Technology brands again leading the selloff. On another note, first-time jobless claims decreased in the past week. Department of Labor data showed new claims declined by 8,000 to 237,000. Indices closed the session with mixed moves on Friday. The Dow and S+P 500 tacked on gains while the NASDAQ landed in the red zone. Housing starts decreased in May, as new construction dipped by 5.5% to an annual rate of 1.09 million. Starts were expected to hit 1.22 million. Additionally, consumer sentiment is on the wane in a preliminary reading for June. The University of Michigan's index of consumer sentiment fell to 94.5, from 97.1 in May. Economists were expecting a flat reading.
This week on “Money Talks,” Bil Lako, CFP®, is joined by Research Analyst Nick Antonucci, CVA, and Managing Associate Shawna Theriault, CFP®, C.P.A., to discuss last Friday’s employment situation and international trade. They also discuss this week’s economic releases including productivity and costs, the ISM Services Index and interest rates. Shawna and Bil discuss a common investor misconception that a Will will distribute their assets as they intend, but don’t consider their beneficiary designations or how assets are titled. The show’s experts also address listeners’ questions on holding foreign investments in your IRA, financial services company Lincoln National Corp., beauty company Coty Inc., and cashing in a savings bond for your child.
This week on "Money Talks," anchor host Troy Harmon, CFA, CVA, is joined by Managing Associate Shawna Theriault, CFP®, C.P.A., and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the continuing market rally, despite political turbulence. They discuss revisions to GDP, consumer sentiment, and interest rates. Shawna and Jarrett discuss the financial concerns of a couple who are anxious about dollar cost averaging into the market while the market is at all-time highs. The "Money Talks" experts round out the show by answering listeners’ questions on Dow Chemical, whether or not a scholarship is taxable and how long it might take to double your money in the stock market.
Managing Associate Shawna Theriault, CFP®, C.P.A., and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Director of Investments Troy Harmon, CFA, CVA, to discuss the financial concerns of a couple who are anxious about dollar cost averaging into the market while the market is at all-time highs.
While domestic markets were closed Monday in observance of Memorial Day, international markets were still shrugging off concerns about the United States pulling out of the Paris climate agreement the previous week. On Tuesday, U.S. stocks started the week edging lower on declines in banks and oil firms. The slip continued mid-week despite the Federal Reserve’s Beige Book showing the U.S. economy has continued to grow at a "modest or moderate" pace. All was reversed on Thursday when the Dow Jones Industrial Average, the S+P 500 and NASDAQ all hit new record highs with Financial, Technology and Healthcare stocks leading the way. In economic news, the ISM Manufacturing index fell just shy of expectations, registering a reading of 54.9. On Friday the three major indices hit new record highs for a second straight session. Meanwhile, the Department of Labor showed 138,000 jobs added last month, well shy of analysts’ expectations of 185,000. The unemployment rate dipped to 4.3% from 4.4%.
The "Money Talks" experts answer listeners’ questions on Dow Chemical, whether or not a scholarship is taxable and a theory on how long it might take to double your money in the stock market.
This week on "Money Talks" host Troy Harmon, CFA, CVA, is joined by Principal Jennifer Thomas, CFP®, and Managing Associate K.C. Smith, CFP®, to discuss housing news and the latest minutes from the May Federal Open Market Committee meeting. They also talk about interest rates and legislation out of Washington. K.C. and Jennifer lead a discussion on reverse mortgages and how they may affect elder care. They look at a situation where an investor has entered into a reverse mortgage and his children are concerned about his potential need for long-term care. The experts round out the show by answering listeners’ questions on the progress in retail commerce and rolling over a 401(k).
Show hosts, K.C. Smith, CFP®, Jennifer Thomas, CFP®, and Troy Harmon, CFA, CVA, explore a situation where an investor has entered into a reverse mortgage and his children are concerned about his potential need for long-term care. They discuss how reverse mortgages may affect elder care and Medicaid eligibility.
The market kicked off the week with gains on Monday, with stocks ending trading near session peak levels. Crude oil prices also rose ahead of the OPEC meeting set for later this week. Stocks traded upward on Tuesday. A strong corporate earnings season and a stable economy have helped the market stay buoyant despite concerns that the Trump administration may struggle to push through plans for policy changes like tax cuts and fiscal stimulus. In housing news, Commerce Department data showed new home sales slipped 11.4% to 569,000 in May versus expectations of a 610,000 annual rate. Additionally, March's result was revised to an annual pace of 642,000, which marked its highest level since October 2007. Mid-week saw the S+P 500 Index reach a fresh high, while minutes from the Federal Market Open Committee meeting signaled that interest rates could rise in June. The rally continued on Thursday with Consumer Discretionary stocks leading the way. The major indices finished Friday relatively flat, but higher for the week. Both the S+P 500 and the NASDAQ saw record highs while the Dow Jones Industrial Average closed fractionally lower. Consumer sentiment for May increased slightly, likely because consumers have become more divided on their politics and expectations of economic growth.
The "Money Talks" experts answer listeners’ questions on the evolution in retail commerce, comparing today’s insta-cart and Prime delivery with the Webvan concept of 16 years ago. They also address the advantages and disadvantages of rolling over a 401(k) into an IRA.
This week on "Money Talks," Managing Associate D.J. Barker, CWS®, joins Bil Lako, CFP®, and Troy Harmon, CFA, CVA, to discuss consumer prices, residential construction, industrial production and the market’s reaction to turbulence in Washington. D.J. brings to the table a case study about a young couple who are receiving advice to pay off their home as soon as possible. D.J. and Bil explain the advantages of carrying a mortgage and Troy compares their borrowing rate to the possible return they could get in the market. The hosts also answer listeners’ questions on Technology’s effect on the oil industry, what constitutes college costs, having additional insurance beyond Medicare and stock holding Foot Locker.
Managing Associate D.J. Barker, CWS®, brings to the table a case study about a young couple who are receiving advice to pay off their home as soon as possible. D.J., and Bil Lako, CFP®, explain the advantages of carrying a mortgage and Troy Harmon, CFA, CVA, compares their borrowing rate to the possible return they could get in the market.
A rally late last week pulled the markets higher, but not enough to overcome a midweek tumble. On Monday, stocks increased on a jump in commodity prices boosting shares of energy and mining companies. Tuesday, Technology shares sent the NASDAQ to a record high. According to the Census Bureau, the pace of new home construction took a step back, as the annualized rate of housing starts in April was 2.6% below the March total. Housing starts, housing completions and the number of building permits each lagged in volume compared to March. Indices concluded trading in the red zone on Wednesday, with stocks dipping in the wake of turbulence in Washington. Meanwhile, crude oil prices ticked up as Energy Information Administration data showed stockpiles decreased by 1.8 million barrels in the last week. Global stock losses extended through Thursday on uncertainty about the Trump administration. Indices rebounded from early week lows on Friday, with stocks moving up on gains in the Energy sector and earnings news.
The "Money Talks" hosts answer listeners’ questions on Technology’s effect on the oil industry, what constitutes college costs, having additional insurance beyond Medicare and stock holding Foot Locker.
This week on “Money Talks” Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Director of Research Troy Harmon, CFA, CVA, to discuss the market’s moves during the week. K.C. leads the hosts on a case study on net unrealized appreciation that investors may have if they own their company’s stock in their 401(k) or qualified retirement plan. The experts round out the show answering listeners’ questions on NASDAQ vs. ICE, Short-Term Cash Reserves and Virtus Investment Partners.
This week on "Money Talks" Director of Research Troy Harmon, CFA, CVA, and his team, Research Analysts Nick Antonucci, CVA, and Jacob Keen, discuss the market’s moves during the week. The analysts explore a case study on investing in alternative assets. They discuss the types of alternative assets that average investors may consider if they understand the investment risks involved. The experts round out the show answering listeners’ questions on owning stock options vs. stocks; what "actively managed funds" means, and kid-friendly stock picks: Hasboro, Activision Blizzard and World Wrestling Entertainment.
Led by Director of Research, Troy Harmon, CFA, CVA, the Henssler Research Analysts, Nick Antonucci, CVA, and Jacob Keen discuss alternative investments and whether or not they are appropriate for average investors.
A climb in technology shares buoyed U.S. stocks, boosting the Nasdaq Composite to a fresh record on Monday. The gains lifted Apple, Google-parent Alphabet, Microsoft, Amazon.com and Facebook to records, the first time those companies--the five largest by market capitalization--all reached highs on the same day. The gains in the tech heavyweights came as investors are analyzing signs of lethargic domestic growth. U.S. factory activity expanded at a slower pace in April, the Institute for Supply Management said Monday, while Americans’ spending was flat in March for the second consecutive month, according to the Commerce Department. The following day, U.S. stock indexes edged higher, as gains in shares of industrial companies offset losses in the energy sector. Stocks have mostly climbed over the past two weeks, supported by earnings reports pointing to corporate strength. With more than two-thirds of S+P 500 companies having reported, firms are on track to post their best results since the third quarter of 2011. Corporate news drove swings in individual stocks on Tuesday while leaving major indexes little changed. The Dow Jones Industrial Average, the U.S. dollar and government-bond yields edged higher Wednesday after the Federal Reserve held interest rates unchanged. Major indexes pared early losses after the Fed’s announcement, which some investors and analysts said signaled the central bank is looking past recent signs of tepid economic growth and holding course toward raising interest rates in June. The S+P 500 inched higher Thursday, as gains in shares of consumer companies offset a slide in the energy sector. Commodity prices slid across the board, putting pressure on shares of energy companies. Metals slid amid concerns about Chinese demand for commodities such as steel and iron. Solid corporate earnings and a slightly stronger-than-expected April jobs report lifted the S+P 500 and Nasdaq Composite to fresh records on Fridays. Hiring data released by the Labor Department on Friday bolstered the case that the broader economy is strengthening after weak signals earlier this year. Still, many investors brushed off concerns about the U.S. economy’s soft first-quarter patch and this past week the Federal Reserve suggested it is committed to tightening monetary policy. Friday’s jobs report encouraged more confidence in the stock market, some investors and analysts said. Nonfarm payrolls rose by a seasonally adjusted 211,000 in April from the prior month.
The "Money Talks" experts answer listeners’ questions on the difference between owning stock options versus individual stocks; what "actively managed funds" means, and our opinions on Hasbro, Activision Blizzard and World Wrestling Entertainment.
This week on "Money Talks", Principal Bil Lako, CFP®, and Director of Research Troy Harmon, CFA, CVA, discuss Trump’s proposed tax plan and the market’s moves during the week. The hosts delve into a case study about how simple mistakes in estate planning can cause trouble and cost your heirs time and money. The experts round out the show answering listeners’ questions on DNP Select Income Fund and Teva Pharmaceutical Industries.
Principal Bil Lako, CFP®, and Director of Research Troy Harmon, CFA, CVA, explore some of the problems with do-it-yourself estate planning and the simple mistakes that can cost an estate money.
Indices closed well into the green zone on Monday. Consumer staples and financial brands led the upswing as stocks stepped up on French election inspiration. Centrist Emmanuel Macron won the first round of France's presidential elections over far-right candidate Marine Le Pen. European markets rallied on the news. On Tuesday, indices closed trading with gains as Caterpillar and McDonald's led the Dow while the NASDAQ hit a new all-time high. Stocks climbed on a variety of economic news including new home sales which ticked up 5.8% to 621,000 in March. On another note, a measure of consumer confidence waned in April. Conference Board data showed sentiment hit 120.3 this month, down from 124.9 in March. Stocks moved marginally lower on Wednesday. Early market momentum faded late in the day as investors reacted with slight indifference to the White House's highly anticipated tax plan. The release contained few surprises, but prompted many questions. U.S. stock indexes edged higher Thursday as gains in the shares of technology companies offset losses in the energy sector as shares of Google rose after the company reported growth in revenue and profit that topped analyst’s estimates. Also, the European Central Bank left its policy unchanged and said interest rates would remain at present or lower levels well past the horizon of asset purchases by the ECB. Stocks traded slightly lower Friday on a variety of economic news. Bureau of Economic Analysis figures showed the U.S. economy expanded at a pace of 0.7% in the first quarter. The results were shy of expectations for gross domestic product to climb 1.2%. On another note, manufacturing activity in the Chicago region ticked up in April. The Chicago PMI rose to 58.3 this month, from 57.7 in March. Analysts had expected a decrease to 56.5.
The "Money Talks" experts answer listeners’ questions on DNP Select Income Fund and Teva Pharmaceutical Industries.
This week on "Money Talks" Managing Associate, D.J. Barker, CWS®, and Senior Associate, Jarrett McKenzie, CWS®, CFP®, join Director of Research Troy Harmon, CFA, CVA, to discuss the Consumer Price Index, industrial production and the market’s moves during the week. The hosts delve into a common situation among retirees--the transition from accumulation to distribution. They discuss how important the plan is when it comes to finally withdrawing your retirement savings. The experts round out the show answering listeners’ questions on military defense stocks, education savings for private high schools, and how the repeal of the FCC privacy rules may affect Internet service providers.
Managing Associate, D.J. Barker, CWS®, Senior Associate, Jarrett McKenzie, CWS®, CFP®, and Director of Research Troy Harmon, CFA, CVA, delve into a common situation among retirees--the transition from accumulation to distribution. They discuss how important the plan is when it comes to finally withdrawing your retirement savings.
The markets kicked off the week closing in the green zone on Monday, posting their biggest gains since the start of March. In other news, the U.S. Consumer Price Index fell 0.3% for March, after dipping 0.1% in February. Elsewhere, U.S. retail sales retreated by 0.2% in March, which was more than expected, following a revised 0.3% downswing in February. Indices closed in red territory on Tuesday with both Financial and Health Care stocks trading lower on a variety of economic news. Industrial production came in flat for February, while in housing news, new construction levels retreated in March falling 6.8% to an annual rate of 1.22 million housing starts, versus estimates of 1.246 million. Wednesday’s markets were mixed as the Dow Jones Industrial Average and the S+P 500 Index shed some points while the NASDAQ ended trading with slight gains. Energy brands led the declines. Crude oil prices also slipped after weekly inventory data from the Energy Information Administration showed a smaller-than-anticipated decrease. Reserves dipped by one million barrels last week versus expectations of 1.5 million barrels. Thursday’s results were positive as the NASDAQ rallied to a new record high. The Department of Labor showed new jobless claims ticked up by 10,000 to 244,000 for the week ending April 15th. Continuing claims decreased by 49,000 to 1.979 million for the week ended April 8. The markets ended their week in the red zone with stocks trading lower on a decline in crude oil and ahead of the French election.
The experts round out the show answering questions on military defense stocks Northrop Grumman, General Dynamics and Raytheon. They also explain education savings for private high schools, and how the repeal of the FCC privacy rules may affect Internet service providers.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s economic releases, including the ISM Manufacturing and Nonmanufacturing indices, International Trade, factory orders and the minutes from the latest Federal Open Market Committee meeting. Jarrett and K.C. explore different ways investors can invest in real estate, including rental properties, commercial real estate, raw land, REITs and limited partnerships. The experts round out the show answering listeners’ questions on streaming music service Pandora, frequency of meeting with an adviser and international stocks.
Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the different ways investors can invest in real estate, including rental properties, commercial real estate, REITs and limited partnerships.
Indices started the week in the red zone, despite rebounding somewhat from early low levels. Financial and Consumer Discretionary stocks appeared to sell off on a variety of economic news. The ISM Manufacturing Index dipped to 57.2 in March from 57.7 in February, which was weaker than expected. On Tuesday, stocks edged higher, led by a rise in shares of manufacturers. By mid-week, stocks fell reversing a surge in prices early in the trading day. The ISM Nonmanufacturing Index fell from 57.6 in February to 55.2 in March, again below expectations. Furthermore, minutes from the March Federal Open Market Committee meeting showed that interest rates could continue to rise even as the Fed’s balance sheet shrinks by tightening monetary policy. Indices ended trading in green territory on Thursday. Energy stocks led the way up on a jump in crude oil prices. In economic news, the Department of Labor showed new jobless claims fell by 25,000 to 234,000, marking a two-year low level. The labor report, while positive, came in well below expectations, which may have dampened investor enthusiasm by the close of the markets last Friday as trading closed in red territory. Department of Labor data showed the U.S. economy added 98,000 jobs in March versus estimates of 180,000. Additionally, the unemployment rate dropped to a 10-year low of 4.5%. Syrian conflict concerns likely also contributed to the decline.
The "Money Talks" experts answer listeners’ questions on streaming music service Pandora, the frequency an investor should meet with his adviser and provide opinions on international stocks.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associates, K.C. Smith, CFP®, and D.J. Barker, CWS®, to talk about the week’s market action, OPEC’s comments on oil supply, Congress’ movement on health care, the Case-Shiller Home Price Index and mortgage applications. K.C. and D.J. lead a conversation on a wealthy family whose patriarch is acting irrationally and falling in love with a younger woman. The conservative family has concerns that the new lady friend may only be after the family’s money. The experts discuss the type of estate planning that they can do now before there is a marriage and what families can do proactively to protect assets. The show hosts also address listeners’ questions on Sears’ sale of Craftsman Tools and Kenmore lines, Amazon’s brick-and-mortar stores and their effect on traditional retailers.
Managing Associates, K.C. Smith, CFP®, and D.J. Barker, CWS®, lead a conversation with Troy Harmon, CFA, CVA, on a wealthy family whose patriarch is acting irrationally and falling in love with a younger woman who may only be after the family’s money. The experts discuss the type of estate planning that they can do now before there is a marriage and what families can do proactively to protect assets.
The markets kicked off the week with mixed moves as the Dow Jones Industrial Average and S+P 500 Index shed some points while the NASDAQ posted gains. The Financials and Telecommunication sectors led the downswing while the Healthcare sector stepped up. Indices closed in green territory on Tuesday with the Energy and Financial sectors leading the upswing. The Conference Board's Consumer Confidence index hit 125.6 in March, its highest level since December 2000. Up from 116.1 in February, the reading exceeded a forecast of 116.5 and consensus expectations for 113.9. Midweek brought mixed moves as several Energy stocks posted gains. Crude oil prices climbed following the release of inventory data from the Energy Information Administration. Their report showed reserves increased by a less-than-anticipated 900,000 barrels over the past week. Stocks were broadly steady in trading on Thursday and ended the day slightly up, despite a pullback in the Chinese domestic markets. Indices ended trading in the red on Friday and down for the month, but well up in the first quarter. According to the report from the Bureau of Economic Analysis, personal spending rose 0.1%, half the amount anticipated, while personal income ticked up 0.4% in February, as expected. However, the year-over-year PCE has risen 2.1%, reaching the Fed's 2.0% inflation target for the first time in almost five years. Consumer sentiment climbed in the final reading for March. The University of Michigan's index registered a 96.9, from a prior estimate of 96.3. Economists expected a jump to 97.2. Furthermore, Midwestern manufacturing activity ticked up in March. The Chicago Purchasing Managers index rose to 57.7 from 57.4 in February, versus estimates of a decrease to 56.9.
The show hosts address listeners’ questions on Sears’ sale of Craftsman Tools and Kenmore lines, Amazon’s brick-and-mortar stores and their effect on traditional retailers.
This week on "Money Talks," anchor host Troy Harmon, CFA, CVA, is joined by Managing Associate, Shawna L. Theriault, CFP®, C.P.A., and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the market’s 1% dip during the week. They also cover economic releases Industrial Production, the University of Michigan Consumer Sentiment Survey, and housing news. Shawna brings to the table a case study on a family who is wondering if the home office tax deduction will benefit them if the husband accepts a telecommuting position at work. The experts also answer listeners’ questions on chemical company Braskem SA; McDonald’s market share problem; social media platform Snapchat; using trusts for education expenses, and iconic retailer Sears.
Managing Associate, Shawna L. Theriault, CFP®, C.P.A., brings to the table a case study on a family that is wondering if the home office tax deduction will benefit them when the husband accepts a telecommuting position at work. She and hosts Troy Harmon, CFA, CVA, and Senior Associate Jarrett McKenzie, CFP®, CWS®, discuss the IRS requirements for a home office deduction and what are considered deductible expenses.
Market indices closed Monday with mixed results; however, movement was relatively flat, likely a result of light trading. The Dow Jones Industrial Average and S+P 500 ended marginally lower while the NASDAQ added fractional gains. Trading was choppy throughout the day, including a dip in crude oil, causing Energy brands to sell off on the news. The markets closed well into red territory on Tuesday. Financial brands led the selloff, while Basic Materials stocks declined as well. Indices closed mixed on Wednesday, with the Dow shedding some points and the S+P 500 and NASDAQ eking out slight gains on a variety of economic news. Existing home sales dipped in February, as the National Association of Realtors data showed sales decreased by 3.7% to an annual rate of 5.48 million, versus an expected rate of 5.57 million. Crude oil prices slipped again following news of a greater-than-expected jump in inventories. Reserves increased by five million barrels over the last week, twice the anticipated amount. Indices found themselves in the red zone again on Thursday with stocks declining amid a voting delay on the repeal and replace health care bill. In housing news, new home sales jumped to a seven-month high in February. Commerce Department figures showed sales of newly built houses climbed by 6.1% last month to an annual rate of 592,000. The results exceeded estimates of 571,000. Department of Labor data showed initial jobless claims increased by 15,000 to 258,000, versus expectations of claims dipping to 240,000. Mixed results were on deck Friday as stocks rebounded slightly following news the GOP pulled the health care reform bill. In economic releases, durable goods orders for February were stronger than expected. Census Bureau data showed orders for goods designed to last several years climbed 1.7% last month, down from 2.3% growth in January but beyond estimates of 1.5% growth. Core goods orders slipped 0.1%, versus an anticipated increase of 0.5%.
The "Money Talks" experts answer listeners’ questions on chemical company Braskem SA; McDonald’s market share problem; social media platform Snapchat; using trusts for education expenses, and iconic retailer Sears.
This week on "Money Talks," Principal Bil Lako, CFP®, and Director of Research Troy Harmon, CFA, CVA, are joined by Principal Jennifer Thomas, CFP®, to discuss the release of President Trump’s tax returns and the Federal Open Market Committee’s decision to raise the fed funds rate. They also cover how the sectors fared in the market during the week and several economic releases, including the Producer Price Index and the Consumer Price Index. Jennifer and Bil discuss a common problem of investors who save the majority of their retirement funds in tax deferred accounts: taxes. They look at how required minimum distributions can bump a taxpayer into a higher bracket and the importance of having tax-diversification in your portfolio. The experts finish off the show with listeners’ questions on fair value; Dow darlings UnitedHealth Group, Home Depot and Visa, and whether or not it is a good time to buy bank stocks.
Principals Jennifer Thomas, CFP®, and Bil Lako, CFP®, are joined by Director of Research Troy Harmon, CFA, CVA, to discuss a common problem of investors who save the majority of their retirement funds in tax deferred accounts: taxes. They look at how required minimum distributions can bump a taxpayer into a higher bracket and the importance of having tax-diversification in your portfolio.
The markets opened the week mixed as investors anticipated the Federal Reserve to raise interest rates later in the week. Tuesday’s action was marked by a selloff in the oil market, as investors worried that an increase in U.S. production could impede efforts to reduce supply, which has kept oil prices sliding since January 2016. In economic news, the Producer Price Index climbed 0.3% in February following a 0.6% jump in January. As expected, midweek, the Federal Reserve announced it would raise interest rates, and stocks rose on the news. Furthermore, the Fed officials indicated they expect to raise short-term interest rates three times this year. Indices ended with mixed moves on Thursday, with Financials ending strong while Health Care and Utilities took a breather. Housing starts ticked up in February, increasing 3% last month while building permits dipped 6.2%. The indices continued with mixed moves on Friday as the Dow Jones Industrial Average and S+P 500 shed some points while the NASDAQ closed with fractional gains. The University of Michigan's consumer sentiment survey showed that consumer confidence is on an upswing this month. The index hit 97.6 in a preliminary reading for March, versus February's final reading of 96.3. Looking elsewhere, industrial production registered a flat reading in February. The result was shy of estimates for an increase of 0.3%.
The Money Talks experts answer listeners’ questions on fair value and what market morning shows mean when they discuss futures and implied opening before the market opens. They also provide their opinions on Dow darlings UnitedHealth Group, Home Depot and Visa, and whether or not it is a good time to buy bank stocks.
This week on "Money Talks," Bil Lako, CFP®, and Troy Harmon, CFA, CVA, interview cyber security expert Michelle Thetford, Vice President Client Strategic Solutions for Schwab’s Advisor Services business. Michelle discusses how Schwab protects its clients from online theft and fraud, and provides steps individuals can take to reduce their chances of being a victim. Michelle also shares several stories of significant fraud cases and how they were eventually discovered and resolved.
This week on "Money Talks," Director of Research Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss interest rates and the possibility of an increase in rates in March and sector performance for this past earnings season. They also discuss the second reading of gross domestic product for fourth quarter 2016, home prices, consumer confidence and personal income. K.C. and Jarrett discuss a fictitious situation of a client who decided to invest in a "Trump Portfolio" without consulting his financial adviser. They cover the excessive fees the investor paid and how he inadvertently put himself at risk because his investment created an overexposure in several holdings. The hosts round out the show with listeners’ questions on 401(k) fees, Netflix, the choice between buying and leasing a car, and Skyworks Solutions.
Troy Harmon, CFA, CVA, K.C. Smith, CFP®, and Jarrett McKenzie, CFP®, CWS®, discuss a situation of an investor who decided to invest in a "Trump Portfolio" without consulting his financial adviser. They cover the excessive fees the investor paid and how he inadvertently put himself at risk because his investment created an overexposure in several holdings.
The Dow Jones Industrial average kicked off the week closing at an all-time high for the 12th consecutive day on Monday, while the S+P 500 hit a new record level. The NASDAQ also eked out a gain. In housing news, pending home sales dipped in January, decreasing by 2.8% versus expectations for sales to rise by 1.1%. The major indices closed in the red zone on Tuesday, ahead of President Donald Trump's congressional address. Gross Domestic Product numbers were shy of expectations, as a second estimate of U.S. economic growth showed fourth-quarter GDP held steady at 1.9%, versus expectations of a 2.1% expansion. Additionally, consumer sentiment ramped up to a 15-year high in February, according to data from the Conference Board. Sentiment increased to 114.8, up from a reading of 111.6 in January. The market was back to record levels on Wednesday with Basic Materials and Financial stocks leading the upswing. In his address on Tuesday night, President Trump promised "massive" tax cuts for the middle class and U.S. companies as well as $1 trillion in infrastructure investment. Meanwhile, the ISM Manufacturing Index rose to 57.7 versus an expected reading of 56.3. The following day, the Dow declined from record-level territory while the S+P 500 and NASDAQ also traded lower with Basic Materials and Financial stocks leading the downswing. Friday’s results were mostly flat, but the Dow still closed the week over 21,000. Bond yields soared late week, possibly in response to Fed Chair Janet Yellen's indication that interest rates are likely to rise when the Committee meets later this month.
The "Money Talks" hosts round out the show with listeners’ questions on evaluating 401(k) plan fees, Netflix, the choice between buying and leasing a car, and Skyworks Solutions.
This week on "Money Talks," Director of Research Troy Harmon, CFA, CVA, is joined by insurance expert Jim Crone, CFS®, CLU®, and fellow research analyst Jacob Keen to discuss how the S+P sectors fared during earnings season. They also discuss housing data including mortgage applications and existing home sales, the minutes from the latest Federal Market Open Committee meeting and jobless claims. Jim reviews a solution he developed for a company using company owned life insurance to fund a nonqualified compensation plan for a top executive. The experts also answer listeners' questions on Zendesk and Salesforce.com; fundamental tips for investing in stocks and whether long-term care insurance premiums are tax deductible.
Insurance expert Jim Crone, CFS®, CLU®, joins Director of Research Troy Harmon, CFA, CVA, to review a solution Jim developed for a company using company-owned life insurance to fund a nonqualified compensation plan for a top executive.
The markets were closed Monday, in observance of Presidents’ Day; therefore the week’s rally kicked off Tuesday, when all 11 sectors in the S+P 500 increased, led by gains in Real Estate, Utilities and Consumer Staples. Wednesday saw a slight pullback after the previous day of record finishes. Energy companies weighed on the S+P 500 index as the price of crude oil declined 1.4%. In housing news, mortgage applications continued their decline as longer-term interest rates inched upward; however, existing-home sales rebounded in January, recovering more than December’s decline. Furthermore, the minutes released from the Federal Open Market Committee’s January 31-February 1 meeting showed the central banks’ interest in raising interest rates fairly soon. The next day, the Dow Jones Industrial Average hit a 10th consecutive day of record closes, extending its longest streak of all-time highs in three decades. Initial jobless claims increased, as Department of Labor data showed new claims climbed by 6,000 to 244,000 in the past week. Indices closed Friday's session in green territory, with the Dow closing at an 11th consecutive record high in late day momentum. New home sales jumped up in January, as Commerce Department data showed sales increased by 3.7% last month to an annual rate of 555,000, versus an expected pace of 586,000. In a final reading, the University of Michigan's consumer sentiment index dipped to 96.3, from 98.5 in January.
The "Money Talks" experts answer listeners' questions on customer relationship management software services Zendesk and Salesforce.com; fundamental tips for investing in stocks and whether long-term care insurance premiums are tax deductible.
This week on "Money Talks," Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Troy Harmon, CFA, CVA, to discuss Consumer Sentiment released last Friday, inflation indicators the Consumer Price and Producer Price indices. They also cover the market’s moves for the week. Building off of last week’s discussion, Jarrett and K.C. discuss the difference in fees between the broker-dealer and fee-based Registered Investment Adviser business models. They cover the services provided and how you can compare the two when shopping for a financial services solution. The hosts round out the show with listeners’ questions on supplemental insurer AFLAC, why the fees you pay when investing in exchange-traded funds are acceptable, and cardboard and paper company, Packing Corp of America.
Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, build off of last week’s discussion reviewing the difference in fees between the broker-dealer and Registered Investment Adviser business models. They cover the services provided and how you can compare the two when shopping for a financial services solution.
The markets kicked off a week of new record highs, trading into record territory for a third straight session. Despite the rally in stocks, West Texas Intermediate crude dipped 1.7% to settle at $52.93 a barrel. Record-breaking moves continued Tuesday as the Dow Jones Industrial average moved up on a variety of economic news. Federal Reserve comments may have impacted trading moves, as Federal Reserve Chairwoman Janet Yellen restated plans for gradual rate hikes but noted that potential uncertainties such as changes in U.S. policy and productivity levels could influence the pace during her policy testimony before the Senate Banking Committee. The S+P 500 posted its longest winning streak since 2013, after data pointed toward continuing growth in the U.S. economy. The Dow, S+P 500 and NASDAQ all closed at records again, extending a rally that has accelerated in February. Analysts believe gains in inflation, retail sales, and comments by the Fed, helped bolster confidence in the U.S. expansion. The markets closed mixed on Thursday when the Dow traded to a fresh record level while the S+P 500 and NASDAQ ended the session fractionally lower, possibly as a result of economic news. Housing starts declined in January, dipping 2.6% to an annual rate of 1.25 million versus expectations of 1.22 million; however, starts were up 10.5% from a year ago. Furthermore, the Department of Labor data showed new jobless claims increased by 5,000 to 239,000 while continuing claims slipped by 3,000 to 2.076 million in the first week of February. Indices ended trading at fresh record highs on Friday. Stocks gained on a variety of economic news, including a tick up in crude oil prices. West Texas Intermediate crude settled at $53.40 a barrel.
The "Money Talks" hosts address listeners’ questions on supplemental insurer AFLAC, why the fees you pay when investing in exchange-traded funds are acceptable and cardboard and paper company, Packing Corp of America.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Managing Associate K.C. Smith, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the week’s market movements, the ISM Non-Manufacturing Index, international trade and wholesale trade. K.C. and Jarrett bring to the table a conversation on whether investors should really want to beat the market. They discuss risk exposure, long-term strategies and passive vs. active investing. The hosts also address a listener’s question on health spending accounts and whether opening one would be a good idea if you’re covered by a high-deductible insurance plan. The experts also provide their opinions on some of Vanguard’s health care funds and if investors should seek actively or passively managed funds.
Managing Associate K.C. Smith, CFP® and Senior Associate Jarrett McKenzie, CFP®, CWS®, bring to the table a conversation on whether investors should really want to beat the market. They discuss risk exposure, long-term strategies and passive vs. active investing.
The markets kicked off the week by closing in the red zone on Monday. Corporate earnings likely drove some of the bigger moves of the day. The next day, the indices landed in green territory, as the Dow Jones Industrial Average maintained gains while the NASDAQ closed at a new record high. Technology brands led Dow advancers while energy stocks traded lower on slipping oil. Mid-week saw Financial stocks pressuring the Dow. It’s likely investors are still awaiting policy changes; however, some analysts believe investors have been weighing recent improvements in earnings and economic data to concerns about an uncertain political landscape. The markets closed at record levels on Thursday with Financial and Energy stocks leading the advance. In other news, initial jobless claims decreased last week, as Department of Labor data showed new claims declined by 12,000 to 234,000 versus an expected 250,000 claims. The week closed with indices at record high levels on Friday as Energy, Materials and Industrials stocks boosted the S+P 500 index. Meanwhile, consumer confidence is on the wane so far this month. In a preliminary reading, the University of Michigan's consumer sentiment index hit 95.7, versus expectations of 98.5.
The "Money Talks" hosts address a listener’s question on health spending accounts and whether opening one would be a good idea if you’re covered by a high-deductible insurance plan. The experts also provided their opinions on some of Vanguard’s health care funds and if investors should seek actively or passively managed funds.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, to discuss the significance of the Dow reaching the 20,000 benchmark. They also talk about sector earnings performance, new and existing home sales and the Semi book-to-bill ratio. Jarrett and Jennifer lead a discussion on how 401(k) allocations can get "out of whack" even if you’ve been following your adviser’s recommendations. The experts also discuss a listeners’ question on prepaying his mortgage versus investing in a Roth IRA.
Principal Jennifer J. Thomas, CFP®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, lead a discussion on how 401(k) allocations can get "out of whack" even if you’ve been following your adviser’s recommendations.
Indices closed in the red zone on Monday, likely a result of President Trump’s comments that he would "shake up" trade, taxes and regulations. The market indices closed with gains on Tuesday, with the Dow Jones Industrial Average climbing back toward the 20,000 mark while the S+P 500 and NASDAQ both ended trading at new record levels. By mid-week, the Dow hit an all-time high, closing above the 20,000 mark. The S+P 500 and NASDAQ also ended the session at record levels. Crude oil slipped on a jump in inventories, as reserves increased by 2.8 million barrels last week versus expectations of a lesser uptick of 300,000 barrels. The market ended trading with mixed moves on Thursday. The Dow landed above the 20,000 mark again while the S+P 500 and NASDAQ shed some points. In other items, new home sales decreased in December as sales slipped by 10.4% last month to a rate of 536,000 versus expectations of 595,000. Additionally, initial jobless claims ticked up last week. Department of Labor figures showed new claims increased by 22,000 to 259,000 versus expectations of a lesser gain of 246,000. The market ended Friday mixed, but were up across the board for the week. The Dow and S+P 500 shed some points while the NASDAQ added marginal gains on Friday. Energy brands retreated on a dip in crude oil prices. Gross domestic product numbers failed to inspire the session when Commerce Department data showed GDP rose at an annual rate of 1.9% in the fourth quarter. The results were down from 3.5% growth in the third quarter. Looking elsewhere, consumer confidence ticked up in January. A final reading showed sentiment hit 98.5 this month, up from a preliminary estimate of 98.1, and well beyond expectations for the reading to remain unchanged.
The "Money Talks" experts discuss a listeners’ question on prepaying his mortgage to pay it off within 15 years or should he invest the extra money in a Roth IRA.
This week on "Money Talks," Troy Harmon, CFA, CVA, is joined by Principal Jennifer J. Thomas, CFP®, and Tax Manager Dan DiLuzio, C.P.A., to discuss inflation indicators, the Producer Price and Consumer Price indices, retail sales, and consumer sentiment. Dan leads the show’s case study conversation on what files individuals need to keep when it comes to financial receipts and statements. He also discusses how to dispose of files and offers tips on the best way to store important documents. The experts also answer listeners’ questions about veterinary drug maker Zoetis and medical equipment provider Henry Schein. They also explain the tax benefits behind saving to your retirement plans.
Tax Manager Dan DiLuzio, C.P.A., leads the show’s case study conversation on what files individuals need to keep when it comes to financial receipts and statements. He also discusses how to dispose of files and offers tips on the best way to store important documents.
For most of last week, the market was fairly lackluster. While the U.S. markets were closed Monday in honor of Martin Luther King Jr., the British pound dropped to a three-month low, which led to a decline in the FTSE 100 and Stoxx 600 in Europe. On Tuesday, investors were cautious ahead of President-elect Donald Trump’s inauguration--a bit of a reversal of the market’s movements since the November election. By midweek, the indices closed with mixed results. The Dow Jones Industrial Average traded slightly lower while the S+P 500 Index and NASDAQ posted gains. The mixed moves were likely prompted by Federal Reserve comments at San Francisco's Commonwealth Club, as Federal Reserve Chairwoman Janet Yellen said a few interest rate hikes per year may be likely through the end of 2019. The markets ended in red territory on Thursday, with stocks trading lower ahead of the presidential inauguration. In housing news, housing starts ticked up in December, as new construction numbers rose to an annual rate of 1.226 million versus expectations of 1.188 million. Indices traded into green territory on Friday with equities rallying on Inauguration Day, recouping most of the value lost earlier in the week. Nevertheless, the NASDAQ and the Large-Cap Dow and S+P 500 each ended the week in the red compared to the prior week.
Our experts answer listeners’ questions veterinary drug maker Zoetis and medical equipment provider Henry Schein. They also explain the tax savings behind saving to your retirement plans.
The "Money Talks" hosts discuss some of the possible changes President Trump may make to health care and health care insurance, and how it may affect the consumer.
This week on "Money Talks," Managing Associate Shawna Theriault, CFP®, C.P.A., joins hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, to discuss the week’s economic news, including Wholesale trade, mortgage applications and jobless claims. They also discuss sector performance as president-elect Trump’s inauguration draws near. Shawna and Bil explore a listener’s decision to rent or buy a house after a divorce and profit from the sale of the family home. They take a closer look at the tax advantages and lifestyle choices that come with home ownership. The experts also address listeners’ questions on investment theory "stick to the core and don’t explore," meaning avoiding international holdings, Roth IRA eligibility for resident aliens and using an old 401(k) to pay down credit card debt.
Managing Associate Shawna L. Theriault, CFP®, C.P.A., and Principal Bil Lako, CFP®, explore a listener’s decision whether to rent or buy a house with the profit from the sale of the family home after a divorce. They take a closer look at the tax advantages and lifestyle choices that come with home ownership.
Opening the week, declines in Energy sector shares weighed heavily on the S+P 500 index and the Dow Jones Industrial Average as oil prices experienced their biggest daily drop since November. On Tuesday, the NASDAQ composite closed at a record for the fourth session in a row. By mid-week, indices closed in the green zone despite volatile trading. Stocks rebounded from session low levels on Thursday to close slightly down for the day, with Financial sector stocks leading the decline. Indices closed out slightly mixed on Friday with the NASDAQ hitting yet another record high. Meanwhile, consumer confidence is down in January. In a preliminary measure, the University of Michigan's consumer sentiment index registered a reading of 98.1 down from December's final reading of 98.2. Looking elsewhere, Labor Department figures showed prices rose by 0.3% in December, as anticipated.
The "Money Talks" experts address a listener’s questions about following the investment theory "stick to the core and don’t explore," meaning avoiding international holdings because they may be a drag on performance. They also discuss Roth IRA eligibility for resident aliens and whether one should roll an old 401(k) into an IRA or cash it out to pay down credit card debt.
This week on "Money Talks," Managing Associate K.C. Smith, CFP®, joins anchor hosts Bil Lako, CFP®, and Troy Harmon, CFA, CVA, to discuss final 2016 market numbers, the 2017 outlook, how the market may continue to move under a Trump presidency, and inflation. K.C. and Bil lead a conversation about seeking investment help and the type of experts you may want to consult when seeking assistance with your finances, investments and planning for your future. The experts also answer listeners’ questions on government savings bonds, a replacement buy for our recommended sell of GE, and some general ways to pay down consumer debt.
This week on "Money Talks," Managing Associate K.C. Smith, CFP®, and Principal Bil Lako, CFP®, lead a conversation about when a household should seek financial guidance from professionals and the type of experts you may want to consult when seeking help with your finances, investments and planning for your future.
The markets regained their footing as the Dow Jones Industrial Average, S+P 500 and the NASDAQ posted week-over-week gains at the close of the first week of the new year. The markets kicked off 2017 recognizing the New Year holiday. Trading resumed Tuesday with a surge in the Financial sector, boosting the Dow Jones Industrial Average. The gains brought the Dow closer to the 20,000 milestone than ever before. While the index didn’t break 20,000, the index did break a three-day losing streak. The non-manufacturing (service) sector remained strong in December according to the Institute for Supply Management Non-Manufacturing Index, which registered 57.2, the same as November and the highest reading for 2016. The S+P Index also posted gains on strong performance in the Telecommunications and Healthcare sectors. Wednesday saw strong performance in Consumer Discretionary stocks. Thursday’s slide down was a result of a decline in Financial stocks. Friday’s results ended in gains despite snow and sleet storms that affected the East coast. For the week, the dollar strengthened, while the yield on 10-year Treasury bonds stayed the course.
The "Money Talks" experts answer listeners’ questions on the different types of government savings bonds available, provide a replacement stock recommendation for our suggested sell of General Electric, and discuss some general ways to pay down consumer debt.
Over the years, we have talked in great length about laddering your fixed-income investments to meet your liquidity needs. This concept of laddering bonds is a byproduct of your financial plan. Once you get within 10 years of a known expenditure, you should not have those assets exposed to the equity markets in order to preserve the principal.
Bil Lako, CFP®, explains why a 10-year holding period matters and how higher interest rates affect your bond holdings.
The “Money Talks” hosts discuss retirement savings and how much you may need in the future.
Investors are concerned about slower economic growth and undesirably high unemployment combined with softer inflation through the second quarter. In uneasy economic times, investors are more interested in living off the interest and dividends from their investments without touching principal. Investors, desperate for income, often inadvertently take on more risk.
We take a look at many sources of income and break them down to show the advantages and disadvantages to holding each source.
Bil Lako, CFP®, explains how sometimes investors are not paying attention to the decisions that are being made. Sometimes an active portfolio decision often leads you to do nothing. That is the decision. When you see moves like Monday, down 5%; Tuesday, up 4%; Wednesday, down 4%, Thursday, up 5% you have to ask yourself, “Why?” If you cannot answer, or do not understand what is causing it, your answer could be that you do not want to do anything differently. You have a plan, and you decide to stick to it.