A Wiser Retirement: Recent Episodes
Wiser Wealth Management
Many people are afraid of making the wrong financial decisions and often have questions regarding retirement. On A Wiser Retirement Podcast, Casey Smith, Brad Lyons CFP® and Matthews Barnett CFP®, ChFC®, CLU® talk about financial topics such as retirement planning, tax planning, investment management, insurance, and estate planning. They believe the best financial advice should always be conflict free, and want to help investors make better decisions. New episodes every week!
Reaching a retirement portfolio of $2 million or $3 million may feel like crossing a definitive finish line. However, an account balance alone does not determine whether someone is financially prepared to retire.
In this episode of A Wiser Retirement® Podcast, we discuss how two households can enter retirement with the same amount of savings and experience very different outcomes. Retirement age, annual spending, taxes, healthcare costs, debt, income sources, and account types all influence how long a portfolio may last.
The more useful question is not simply, “How much have I saved?” It is, “How much does my retirement plan require from my portfolio each year?”
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
The word “budget” often brings to mind complicated spreadsheets, spending guilt, and tracking every coffee purchase. While that level of detail can be helpful for some households, it may become unnecessary once saving, debt management, and cash flow are consistently under control.
In this episode of A Wiser Retirement® Podcast, we discuss how to determine whether a traditional budget still serves a purpose in your financial life.
Related Podcast Episodes:
Ep 291. How is Financial Planning Different for Entrepreneurs
Ep 152. 10 Tax Planning Strategies for High Net Worth Individuals
Related Financial Education Videos:
High Yield vs Traditional Savings: How to Make Your Cash Work Harder
How to Boost Cash Reserves During Retirement
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Giving money to your children can be an incredibly meaningful way to support them while you are still here to see the impact. You may want to help with a home purchase, pay for college, support a growing family, or begin transferring wealth before it eventually passes through your estate.
However, the biggest risk is not always giving too much. Problems often arise when parents give the wrong asset, at the wrong time, without the right documentation or legal structure.
In this episode of A Wiser Retirement® Podcast, Senior Financial Advisor Shawna Theriault, CFP®, CPA, CDFA® and Estate Planning Attorney Arun Gupta explain how to give money to your children in a way that is generous, intentional, and less likely to create tax or family complications.
Related Podcast Episodes:
Ep 346. Estate Planning Coordination: How Your Attorney, CPA, & Financial Advisor Work Together
Ep 314. The Simple Estate Planning Error That Could Hurt Your Family
Related Financial Education Videos:
Piggy Banks to Paychecks: How Kids Learn About Money
Can You Transfer or Repurpose a 529 After Graduation?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Many people dream of becoming an airline pilot, while many pilots eventually dream of retiring early. Retiring at 55 offers more time for family, travel, hobbies, or a new chapter outside aviation, but it is not simply an age decision. It is a financial and lifestyle decision.
In this episode of A Wiser Retirement® Podcast, we discuss what pilots need to consider before leaving the cockpit 10 years before mandatory retirement.
Related Podcast Episodes:
Ep 259. What Pilots (& Others) Should Consider 5 Years Before Mandatory Retirement
Ep 322. How Airline Pilots Can Make the Most of Their Profit-Sharing Bonus
Related Financial Education Videos:
Will New Aircraft Technology Boost Pilot Pay?
What Would a Change in FAA Retirement Age Mean for Pilots?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Over the next two decades, an estimated $124 trillion is expected to pass from one generation to the next. For many people, receiving an inheritance can feel overwhelming. The first challenge usually is not deciding how to invest the money. It is knowing what to do next.
In this episode of A Wiser Retirement® Podcast, we discuss the first steps to take after receiving an inheritance, the common mistakes to avoid, and why it is important to pause before making major financial decisions. An inheritance often comes during a difficult season of grief, family responsibility, and emotional decision-making, which makes having a clear plan even more important.
Related Podcast Episodes:
Ep 283. How to Manage a Sudden Money Windfall: IPOs, Business Sales, or Inheritance
Ep 278. Avoid These Common Mistakes After Receiving a Large Inheritance
Related Financial Education Videos:
What is the stepped up basis loophole for inherited assets?
Inheriting a Property: Keep, Sell, or Rent?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
When people hear the phrase “generational wealth,” they often picture trust funds, family empires, and names like Rockefeller or Kennedy. Real generational wealth is not just about leaving behind a large account balance. It is about passing down values, habits, opportunities, work ethic, and a clear understanding of how money can support a meaningful life.
In this episode of A Wiser Retirement® Podcast, we discuss what it really takes to build generational wealth. The conversation goes beyond dollars and investments, focusing instead on how families can prepare the next generation to handle money responsibly, pursue their own goals, and carry forward a family legacy with purpose.
Related Podcast Episodes:
Ep 304. Under the Radar: Wealth Strategies for the Quietly Rich
Ep 219. Do you have a wealth preservation plan?
Related Financial Education Videos:
Divorce Proofing Your Wealth: Beyond the Basic Prenuptial Agreement
Should I Use Wealth Management?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Most people track their spending, monitor their investments, and think carefully about where their money goes. But how often do they apply the same level of attention to their time?
In this episode of A Wiser Retirement® Podcast, Casey Smith sits down with time management expert Megan Sumrell, Founder and CEO of The Pink Bee, to discuss why so many people feel overwhelmed and what they can do to take back control of their time.
Related Podcast Episodes:
Ep 184. What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers
Ep 249. How Smart Financial Planning Led to Living on a Catamaran Full-Time
Related Financial Education Videos:
Is now a good time to invest in the S&P 500?
Investing for Income vs Growth in Retirement: Finding the Balance
Other Links:
The Pink Bee
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
For an estate plan to work in real life, your legal documents, account titles, beneficiary designations, tax strategy, and broader financial plan all need to align. That is why coordination between your estate planning attorney, CPA, and financial advisor matters.
In this episode of the A Wiser Retirement® Podcast, Senior Financial Advisor Shawna Theriault, CFP®, CPA, CDFA® sits down with Estate Planning Attorney Arun Gupta of AG Law, and Jordan Gary, CPA of Jones & Kolb to talk about why estate planning isn't a solo effort, and what happens when your professional team actually works together.
Related Podcast Episodes:
Ep 314. The Simple Estate Planning Error That Could Hurt Your Family
Ep 329. Digital Estate Planning: What Happens to Your Online Life?
Related Financial Education Videos:
Using an Online Estate Planning Service vs Using a Local Attorney
Prevent Family Conflict with Legacy Planning
Other Links:
AG Law
Jones and Kolb
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
You weren't worried about your portfolio at breakfast. Then you check your phone and see recession warnings, tariff headlines, Federal Reserve predictions, and market experts declaring that "this time is different."
In this episode of A Wiser Retirement® Podcast, we discuss why reacting to headlines can lead investors away from their long-term financial goals. Drawing on decades of experience through events like the 2008 Financial Crisis, the COVID-19 market downturn, and the inflation-driven volatility of 2022, we explain why discipline, planning, and perspective often matter more than predictions.
Related Podcast Episodes:
Ep 284. Fear, Greed, and the Markets: Mastering Emotional Investing (Part 1)
Ep 285. Fear, Greed, and the Markets: Mastering Emotional Investing (Part 2)
Ep 323. 2025 Market Recap & 2026 Outlook: What’s Ahead for Investors
Related Financial Education Videos:
Should Pilots Invest in Aviation Stocks?
Is now a good time to invest in the S&P 500?
Additional Info:
New Book: Everything Your Financial Advisor Won't Tell You
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Crypto is often associated with speculation, volatility, and investors trying to pick the next big token. However, the digital asset space continues to evolve beyond that narrative.
In this episode of A Wiser Retirement® Podcast, Casey Smith speaks with Robert Swarthout, owner and founder of Teton Crypto Capital, about how blockchain technology, digital assets, and crypto-related companies are being used in real-world applications today.
Related Podcast Episodes:
Ep 326. Why Crypto Still Confuses Investors
Ep 306. Crypto in Your 401(k)? The Future of Retirement Investing
Ep 301. Crypto Update: Clarity Act, GENIUS Act, and Stablecoins
Other Links:
Teton Crypto Capital
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Earning a high income can create opportunities, but it does not automatically translate into long-term wealth. Many professionals, executives, and business owners fall into financial habits that quietly limit their ability to build lasting financial independence.
In this episode of A Wiser Retirement® Podcast, we discuss five common investment pitfalls high earners should avoid and how intentional planning can create more flexibility and clarity for the future.
Related Podcast Episodes:
Ep 268. Top Financial Mistakes and How to Avoid Them
Ep 278. Avoid These Common Mistakes After Receiving a Large Inheritance
Related Financial Education Videos:
Common Mistakes to Avoid with Social Security Spousal Benefits
Financial Habits to Avoid in Retirement
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Confidence is often viewed as a strength, especially when it comes to building a career, running a business, or making investment decisions. But when it comes to retirement planning and long-term wealth management, overconfidence can create blind spots that lead to costly financial mistakes.
In this episode of A Wiser Retirement® Podcast, we explore the mindset traps that often affect high earners and successful professionals, and how those assumptions can quietly influence long-term financial outcomes.
Related Podcast Episodes:
Ep 181. 5 Common Financial Myths Debunked
Ep 287. The Financial $tuff They Don’t Teach You in School
Related Financial Education Videos:
What is Tax Planning?
Does retirement planning software really work?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Losing a loved one is emotional enough without having to navigate legal paperwork, financial accounts, and estate settlement decisions at the same time. Yet for many families, those responsibilities begin almost immediately after a death occurs, often without clear guidance or preparation.
In this episode of the A Wiser Retirement® Podcast, Shawna Theriault, CFP®, CPA, CDFA®, and Estate Planning Attorney Arun Gupta, discuss what really happens after someone dies, common estate planning mistakes, and how families can avoid unnecessary stress, delays, and expenses.
Related Podcast Episodes:
Ep 314. The Simple Estate Planning Error That Could Hurt Your Family
Ep 329. Digital Estate Planning: What Happens to Your Online Life?
Related Financial Education Videos:
Prevent Family Conflict with Legacy Planning
A Financial Advisor's Role in Legacy Planning
Other Links:
AG Law, LLC
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Celebrating 25 years in business offers a rare perspective, one shaped by market booms, financial crises, industry shifts, and, most importantly, real client experiences. In this episode of A Wiser Retirement® Podcast, founder Casey Smith reflects on the journey from a startup firm to a comprehensive financial planning team, sharing the lessons learned and what the future holds.
Related Podcast Episodes:
Ep 241. The Heart and History of Wiser Wealth Management with President, Casey Smith
Ep 300. Built to Last: The History and Future of Wiser Wealth Management
Related Financial Education Videos:
Meet Casey Smith, President of Wiser Wealth Management
Learn More About Wiser Wealth Management: Who We Are & How We Help
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
About 70% of Americans feel confident about retiring, but most don’t actually have a plan. Confidence without clarity isn’t confidence at all, it’s hope. In this episode of the A Wiser Retirement® Podcast, we break down how to turn uncertainty into a structured, testable retirement plan, especially if you’re within five years of retiring.
Related Podcast Episodes:
Ep 308. The Silent Tax: How Inflation Erodes Your Retirement
Ep 276. How to Make Sure You're Ready for Retirement
Ep 259. What Pilots (& Others) Should Consider 5 Years Before Mandatory Retirement
Related Financial Education Videos:
Can You Save Too Much for Retirement?
Financial Habits to Avoid in Retirement
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Passive income is one of the most talked-about wealth-building strategies today, but it’s also one of the most misunderstood. From rental properties to online side hustles, many income streams labeled “passive” actually require far more time, effort, and involvement than people expect.
In this episode of the A Wiser Retirement® Podcast, we take a closer look at the reality behind passive income, breaking down the myths, the misconceptions, and what it actually takes to build income that works for you.
Related Podcast Episodes:
Ep 240. The Benefits of Diversified Income Streams
Ep 239. How can I reduce my current taxable income?
Related Financial Education Videos:
Investing for Income vs Growth in Retirement: Finding the Balance
Does Social Security Count as Income?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Most people don’t actually have a financial plan, they have a scattered collection of accounts, insurance policies, and investments they’ve picked up over time. In this episode of A Wiser Retirement® Podcast, we break down what financial planning actually looks like behind the scenes, and why so many people are missing it entirely.
Related Podcast Episodes:
Ep 327. What Tax Planning Strategies Should You Implement for 2026?
Ep 224. Living in the Moment While Planning for the Future
Related Financial Education Videos:
Financial Planning Tips to Thrive in Your 40s
What is flat fee financial planning?
Other Links:
Our Financial Planning Process
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Owning property with others, whether it’s a spouse, sibling, friend, or business partner, can seem like a smart financial move. It can reduce costs, create investment opportunities, and simplify certain aspects of ownership. But without proper planning, it can also lead to serious financial and legal complications.
In this episode of the A Wiser Retirement® Podcast, Shawna Theriault, CFP®, CPA, CDFA®, and Estate Planning Attorney Arun Gupta break down the most common pitfalls of joint ownership and how to avoid them.
Related Podcast Episodes:
Ep 314. The Simple Estate Planning Error That Could Hurt Your Family
Ep 233. How Second Marriages and Blended Families Impact Estate Planning
Related Financial Education Videos:
How to Reduce Capital Gains When Selling Real Estate
Should I invest in real estate or stocks?
Other Links:
AG Law
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
There is a moment many families are not prepared for: when the roles begin to shift. One day, your parents are helping you make big financial decisions, and the next, you are wondering whether they need help managing their own money. It is emotional, uncomfortable, and deeply personal, but it is also one of the most important conversations a family can have. In this episode of A Wiser Retirement® Podcast, we unpack one of the hardest financial questions families face: when should you take over your parents’ finances?
Related Podcast Episodes:
Ep 313. How Can You Help Your Parents Plan Financially for The Future?
Ep 189. Taking Control of Finances for Your Aging Parents
Related Financial Education Videos:
What Does Retirement Look Like for Special Needs Parents?
Social Security Workshop Scams
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Annuities are often marketed as the safe, guaranteed, no-risk answer for retirement income. For many retirees, that promise can sound incredibly appealing, especially during volatile markets or uncertain economic times. But the reality is far more complicated. In this episode of A Wiser Retirement® Podcast, we unpack the truth about annuities, why they are so commonly sold, and why many investors may be better served by a simpler, lower-cost strategy.
Related Podcast Episodes:
Ep 106. Create a Cash Flow Strategy for Retirement
Ep 308. The Silent Tax: How Inflation Erodes Your Retirement
Related Financial Education Videos:
What is a Better Alternative to an Annuity?
Annuity Awareness Month: Stay Away from Annuities!
Other Links:
Buyer Beware: Why Do They Keep Trying To Sell You That Annuity?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
More than 70 million Americans receive Social Security benefits every month. For millions of retirees, disabled workers, and surviving family members, that monthly check is a crucial part of their financial stability. But what would actually happen if Social Security suddenly disappeared? In this episode of A Wiser Retirement® Podcast, we break down how Social Security works, why it matters so much, and why its disappearance would have massive economic and social consequences.
Related Podcast Episodes:
Ep 109. Common Social Security Questions Answered
Ep 222. When should I claim Social Security if I don’t need it?
Related Financial Education Videos:
How Do You Apply for Social Security?
Claiming Social Security at 62 vs. 67 vs. 70: What’s the Real Difference?
How Much is Social Security Reduced if I Have a Pension?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Housing affects nearly every part of life, whether you rent, own, invest, or you’re just trying to keep up with rising costs. In this episode of A Wiser Retirement® Podcast, we sit down with Tom Townsend, REALTOR® of Tom Townsend Realty Group to break down the housing trends shaping 2026.
Related Podcast Episodes:
Ep 267. The 2025 Housing Market: Trends, Changes, and What to Expect
Ep 198. Real Estate Market Trends: What to Watch for in 2024 with Tom Townsend
Related Financial Education Videos:
How to Reduce Capital Gains When Selling Real Estate
Should I invest in real estate or stocks?
Other Links:
Tom Townsend Realty Group
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Crypto is becoming a bigger part of retirement conversations, but how does it actually fit into a coordinated tax and estate strategy? In this episode of A Wiser Retirement® Podcast, we break down how to thoughtfully integrate crypto into a diversified retirement plan without derailing your long-term goals.
Related Podcast Episodes:
Ep 326. Why Crypto Still Confuses Investors
Ep 306. Crypto in Your 401(k)? The Future of Retirement Investing
Ep 286. How can I evaluate crypto as a potential investment?
Other Links:
Teton Crypto Capital
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
A lot of entrepreneurs start a business for the same reason: freedom. Freedom to set their schedule, choose their clients, and build something meaningful. But for many owners, the reality flips suddenly the business can’t function without them, and the very thing they built to create flexibility becomes the reason they feel trapped. In this episode of A Wiser Retirement® Podcast, we sit down with Marty Paradise, Certified Business Coach of Paradise Business Coaching to unpack a tough question: If your business can’t run without you, do you truly own a business or does the business own you?
Related Podcast Episodes:
Ep 207. What are the biggest struggles of a small business owner?
Ep 247. Why It’s Crucial to Separate Your Business and Personal Assets
Ep 293. Retirement for Business Owners: Selling Your Business or Passing It On
Related Financial Education Videos:
How do I minimize taxes as a small business owner?
What financial steps should I take before starting a business?
Other Links:
Paradise Business Coaching
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
In today’s world, much of our financial, personal, and sentimental lives live online. From bank accounts and crypto wallets to photos, emails, and social media profiles, your digital assets don’t disappear when you’re gone. If they’re not planned for, they can create confusion, stress, and even permanent loss for your loved ones. In this episode of the A Wiser Retirement® Podcast, Shawna Theriault, CFP®, CPA, CDFA®, and Estate Planning Attorney Arun Gupta unpack what digital estate planning really means, and how you can take action in under an hour.
Related Podcast Episodes:
Ep 312. Is Crypto Right for You?
Ep 220. Is Bitcoin more than digital gold?
Related Financial Education Videos:
Using an Online Estate Planning Service vs Using a Local Attorney
Does inheritance count as income?
Other Links:
AG Law
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Airline pilots love to debate (and sometimes complain about) unions, but do pilot unions actually make pilots “richer”? In this episode of A Wiser Retirement® Podcast, we break down what unions really change, what they don’t, and why the answer depends on how you define “richer.”
Related Podcast Episodes:
Ep 259. What Pilots (& Others) Should Consider 5 Years Before Mandatory Retirement
Ep 273. How Early Retirement Affects Pilot Benefits
Ep 322. How Airline Pilots Can Make the Most of Their Profit-Sharing Bonus
Related Financial Education Videos:
When Should Pilots File for Social Security?
What Would a Change in FAA Retirement Age Mean for Pilots?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
As a new tax year begins, it brings important updates that can significantly impact your retirement and tax strategy. On this episode of the A Wiser Retirement® Podcast, we break down what’s changing in 2026, what’s staying the same, and how to make smarter decisions early in the year, before opportunities slip away.
Related Podcast Episodes:
Ep 86. Important things to Know About Taxes
Ep 262. Optimizing Your Tax Plan for 2025: Key Moves to Make
Ep 308. The Silent Tax: How Inflation Erodes Your Retirement
Related Financial Education Videos:
Second Home Considerations: Tax Implications of Multiple Residences
How do I minimize taxes as a small business owner?
How does the lifetime gift tax exemption work?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Crypto continues to be one of the most misunderstood areas of investing. In this episode of A Wiser Retirement® Podcast, we sit down with Robert Swarthout, Founder and CEO of Teton Crypto Capital, to unpack why crypto still feels confusing, what problems it’s actually trying to solve, and how regulation could shape its future.
Related Podcast Episodes:
Ep 312. Is Crypto Right for You?
Ep 306. Crypto in Your 401(k)? The Future of Retirement Investing
Ep 286. How can I evaluate crypto as a potential investment?
Other Links:
Teton Crypto Capital
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
If someone called you today claiming your bank account was hacked, would you know exactly how to respond? In this episode of A Wiser Retirement® Podcast, we dive into the latest financial scams, how they work, and most importantly, how to protect yourself and your loved ones before real damage is done.
Related Podcast Episodes:
- ESG: Scam or Saving the World?
Related Financial Education Video:
Social Security Workshop Scams
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Families navigating a special needs diagnosis often find themselves overwhelmed, emotional, and unsure where to begin. In this episode of A Wiser Retirement® Podcast, Casey Smith sits down with Meaghan Timko, Founder of Parallel and COO of Gradual Behavioral Health, to unpack what thoughtful, proactive planning really looks like for families supporting children with special needs.
Related Podcast Episodes:
Ep 210. How can I set my child up for financial success?
Ep 279. What Should Parents of Children with Disabilities Know About Estate Planning?
Related Financial Education Videos:
Why Every Parent Should Consider a Roth IRA for Their Child
How do I save money for my child's education?
Other Links:
Parallel
Gradual Behavioral Health
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
In this episode of A Wiser Retirement® Podcast, we break down what really drove the market’s double-digit gains in 2025, from AI winners to international outperformance. We also explore what may or may not repeat in 2026 and what investors should be paying attention to now.
Related Podcast Episodes:
Ep 201. 2023 Market Recap and 2024 Market Predictions
Ep 261. 2025 Market Outlook: Navigating the Year Ahead
Related Financial Education Videos:
Market Recovery Hinges on Rapid Drop in Inflation
Are you ready for market volatility?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
It’s bonus season for airline pilots, and while profit-sharing payouts can be substantial, they can also disappear just as quickly without a plan. In this episode of A Wiser Retirement® Podcast, we break down how pilot bonus programs work and more importantly, how to turn those bonuses into long-term wealth instead of short-term spending.
Related Podcast Episodes:
Ep 317. Pilots Start Here
Ep 309. Financial Planning Tools for Pilots, By a Former Airline Pilot
Ep 303. Pilot’s Guide to Financial Turbulence: Planning for Medical Disabilities
Related Financial Education Videos:
New Delta Airlines Nonqualified Deferred Compensation (NQDC) Plan for Pilots
When Should Pilots File for Social Security?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
It’s January 5th. Your financial app chirps, “You’re on the best financial track ever!” Do you believe it? Probably not, because we’ve all seen New Year’s momentum fade fast. On this episode of the A Wiser Retirement® Podcast, we lay out 10 practical financial resolutions that are designed to actually stick, ordered from quick wins to long-term payoffs.
Related Podcast Episodes:
Ep 238. Is Instant Gratification Ruining Your Financial Goals?
Ep 200. Setting and Achieving Financial Goals in the New Year
Related Financial Education Videos:
How do I prioritize my financial goals?
Tips for Sticking to Your Financial Goals
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
A new year is a natural reset button and a perfect time to get intentional about money. On this episode of the A Wiser Retirement® Podcast, we share how most Americans enter the year with at least one financial priority. The biggest themes are consistent: reducing debt, saving for major purchases, and planning for retirement. But turning those priorities into real progress takes more than vague resolutions. It takes clarity, structure, and a plan you can actually stick with.
Related Podcast Episodes:
Ep 238: Is Instant Gratification Ruining Your Financial Goals?
Ep 200: Setting and Achieving Financial Goals in the New Year
Related Financial Education Video:
How do I prioritize my financial goals?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Early retirement is a dream for a lot of people and it can be possible, but only if you plan for it the right way. On this episode of the A Wiser Retirement® Podcast, the conversation tackles what early retirement really means, why so many retirees run out of money, and what steps you can take now to retire sooner without sacrificing long-term security.
Related Podcast Episodes:
Ep 273: How Early Retirement Affects Pilot Benefits
Ep 245: Strategies for Early Retirement and Long-Term Security
Related Financial Education Videos:
DINK Households May be Able to Retire Earlier
How will retiring early impact my Social Security benefit?
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
If something unexpected happened tomorrow, who would make decisions for you? That’s the big question at the heart of this episode of the A Wiser Retirement® Podcast, where Shawna Theriault, CFP®, CPA, CDFA®, and Estate Planning Attorney Arun Gupta demystify what is a power of attorney and explain why nearly everyone needs them.
Related Podcast Episodes:
Ep 279: What Should Parents of Children with Disabilities Know About Estate Planning?
Ep 233: How Second Marriages and Blended Families Impact Estate Planning
Related Financial Education Videos:
Why 18 Year Olds Need a Power of Attorney and Medical Directive
Other Links:
AG Law
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
On this episode of the A Wiser Retirement® Podcast, Grace Kennedy interviews Casey Smith, president of Wiser Wealth Management and former airline pilot, on how aviators can prioritize, plan, and protect their money from day one through retirement.
Related Podcast Episodes:
Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?
Ep 173: Making the Most of Your Airline 401k | 401k for Airline Pilots
Related Financial Education Video:
Delta Pilots: Market Based Cash Balance Plan Explained
Avoid Asset Managers Looking to Manage Your Airline 401k
Learn More:
Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.
Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are.
Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!
Stay Connected:
Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | Twitter
Subscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes.
This podcast was produced by ...
Whiskey gifting is an art and in 2025, it’s easier (and tastier) than ever to give the perfect bottle. On this special non-financial episode of the A Wiser Retirement® Podcast, host Casey Smith sits down with whiskey enthusiast Robert Swarthout to talk all things bourbon, barrel picks, and what makes this year’s selections so special. Prices are moderating, access is improving, and distillers are getting creative making 2025 a standout year for whiskey lovers.
Related Podcast Episodes:
Ep 256: The Best Whiskeys to Gift in 2024
Ep 193: The Best Whiskeys to Gift in 2023
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we discuss how $1 million has been the golden benchmark for retirement savings. But is this magic number still enough in today's economy?
Related Podcast Episodes:
Ep 276: How to Make Sure You're Ready for Retirement
Ep 217: What are the best and worst states to retire to?
Related Financial Education Videos:
Investing for Income vs Growth in Retirement: Finding the Balance
How to Estimate Your Tax Bill in Retirement
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, Shawna Theriault, CFP®, CPA, CDFA®, and Estate Planning Attorney Arun Gupta discuss a real-life story that shows how one overlooked detail can lead to heartbreaking consequences for a family.
Related Podcast Episodes:
Ep 295: What Happens If You Die Without a Will? The Legal Nightmare
Ep 279: What Should Parents of Children with Disabilities Know About Estate Planning?
Ep 233: How Second Marriages and Blended Families Impact Estate Planning
Related Financial Education Videos:
Prevent Family Conflict with Legacy Planning
Does inheritance count as income?
Other Links:
AG Law
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we are tackling the tough, but essential topic of helping your parents plan financially for the years ahead. As more Americans find themselves supporting both their children and their parents, it’s never been more important to plan ahead, start the right conversations, and protect your family’s financial future.
Related Podcast Episodes:
Ep 189: Taking Control of Finances for Your Aging Parents
Ep 283: How to Manage a Sudden Money Windfall: IPOs, Business Sale, or Inheritance
Related Financial Education Videos:
Prevent Family Conflict with Legacy Planning
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Casey Smith sat down with Robert Swarthout, Founder & CEO of Teton Crypto Capital, to revisit the cryptocurrency questions they first tackled in 2020 and how the answers have evolved over time. Their answers are here to help you find out, does crypto belong in your portfolio?
Related Podcast Episodes:
Ep 14. Are Digital Currencies Right For You?
Ep 306. Crypto in Your 401(k)? The Future of Retirement Investing
Other Links:
Teton Crypto Capital
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, Shawna Theriault, CFP®, CPA, CDFA®, and William Medcalf, CFP® discuss how year-end is the perfect time to be strategic with charitable giving. They explore smarter ways to give, instead of just writing a check, to reduce your tax burden.
Related Podcast Episodes:
- Ep 307: Unlocking the Power of Trusts: 10 Different Trusts & How to Use Them
- Ep 180: How does a Charitable Trust work?
- Ep 190: Year-End Tax Moves: Planning Ahead for a Stress-Free Tax Season with Jordan Sute Norton, CPA
Related Financial Education Videos:
- What is a charitable remainder trust (CRT)?
- Reduce Your Taxes and AGI by Giving to Charity
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Casey Smith and Travel Advisor Amy Rambo with Blue Pineapple Travel cover how to build a travel line item into your retirement plan, stretch your budget with timing and seat strategies, stay protected with insurance, and tailor trips to your pace and mobility.
Related Podcast Episodes:
- Ep 294: How Smart Financial Planning Led to Living on a Catamaran Full Time
- Ep 203: How to Create a Realistic Travel Budget with Amy Rambo
- Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple States
- Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers
Related Financial Education Videos:
- What is Financial Planning?
Other Links:
- Blue Pineapple Travel
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Casey Smith, President of Wiser Wealth Management and former airline pilot is with Grace Kennedy, Financial Planning Associate to discuss the unique financial needs of pilots and the smartest financial planning path for them.
Airline pilots face a unique mix of high-but-variable income, mandatory retirement at 65, stringent medical requirements, and shifting industry dynamics. That’s why “pilot math” matters, your plan has to reflect guarantee hours, upgrade paths, commuting realities, union benefits, and specialized employer plans.
Related Podcast Episodes:
- Ep 234: Pilots, Maximize Your 401(k) Contributions!
- Ep 309: What Pilots and Others Should Consider 5 Years Before Mandatory Retirement
Related Financial Education Videos:
- Pilots: Roth or No Roth... That's the Question
- Why Financial Planning is Different for Pilots
- Delta Pilots: Market Based Cash Balance Plan Explained
Other Links:
Free 401K Allocation Guide for Pilots
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Casey Smith, and Financial Advisor Michaela Dowdy dive into how retirement planning isn’t just about matching today’s income with today’s expenses. It’s about preparing for the future value of money.
Related Podcast Episodes:
Ep 245. Strategies for Early Retirement and Long-Term Security
Ep 212. Medical Costs During Retirement and Preparing for the Unexpected
Related Financial Education Videos:
How Often Should You Review Your Retirement Income Plan?
What to Do When a Loved One Isn’t Financially Prepared for Retirement
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, Estate Planning Attorney Arun Gupta joins Shawna Theriault, CFP®, CPA, CDFA® to demystify trusts, what they are, who they’re for, and how 10 common trust types work in real life.
Related Podcast Episodes:
Ep 295: What Happens If You Die Without a Will? The Legal Nightmare
Ep 279: What Should Parents of Children with Disabilities Know About Estate Planning?
Ep 233: How Second Marriages and Blended Families Impact Estate Planning
Related Financial Education Videos:
Prevent Family Conflict with Legacy Planning
Does inheritance count as income?
Other Links:
AG Law
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Robert Swarthout, CEO and Portfolio Manager of Teton Crypto Capital. Together, they dive into the latest crypto news, from the launch of new ETFs to the growing influence of stablecoins in U.S. Treasuries. The conversation explores how these developments could impact retirement planning and whether crypto deserves a place in your 401(k).
Related Podcast Episodes:
- Ep 296: Crypto Update: Big Beautiful Bill, GENIUS Act, & Crypto Company IPOs
- Ep 286: How can I evaluate crypto as a potential investment?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Senior Financial Advisor Shawna Theriault, CFP®, CPA, CDFA® is joined by Financial Advisor William Medcalf, CFP® to discuss the financial implications of moving across state lines, and how a change in location can also mean major changes to your financial life.
Related Podcast Episodes:
- Ep 77: Tips for Moving to Lower Tax States
- Ep 274: Buying a Home in the Best School District: What You Need to Know
Related YouTube Videos:
Should I invest in real estate or stocks?
Second Home Considerations: Tax Implications of Multiple Residences
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Casey Smith and William Medcalf, CFP®dive into what it really means to be “quietly rich” and how smart habits, not flashy spending lay the foundation for financial independence.
Related Podcast Episodes:
- Ep 73: Leave a Legacy of Generosity
- Ep 260: 10 Financial Habits That Lead to Long Term Success
Related YouTube Videos:
- Pitfalls of Living Rich but Not Building Wealth
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we discuss the importance of commercial airline pilot medical disability planning and why it’s often overlooked compared to life insurance. We explain how airline disability benefits work, the differences between short-term and long-term coverage, and why “own occupation” policies are essential. The conversation also covers supplemental insurance options, union vs. non-union benefits, and strategies to ensure your financial plan can withstand a sudden loss of income.
Related Podcast Episodes:
-
Ep 173: Making the Most of Your Airline 401k
-
Ep 253: Navigating the Future of the Airline Industry
-
Ep 273: How Early Retirement Affects Pilot Benefits
Related YouTube Videos:
- New Delta Airlines Nonqualified Deferred Compensation (NQDC) Plan for Pilots
- Tips for Airline Pilots Approaching Retirement
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Retirement isn’t just a finish line, it’s a brand new chapter. In this episode of A Wiser Retirement® Podcast, Casey Smith and Financial Advisor Michaela Dowdy outline eight key things you should focus on starting five years before retirement. While more time is always better, the 3–5 year mark is when many people get serious. Here's how to make the most of it.
Related Podcast Episodes:
- Ep 276: How to Make Sure You're Ready for Retirement
- Ep 245: Strategies for Early Retirement and Long-Term Security
Related YouTube Videos:
- Investing for Income vs Growth in Retirement: Finding the Balance
- The 4% Rule in Retirement Isn’t for Everyone
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, Casey Smith sits down with Robert Swarthout, founder and CEO of Teton Crypto Capital, to discuss how fast cryptocurrency is evolving and how banks are getting involved.
- Ep 296: Crypto Update: Big Beautiful Bill, GENIUS Act, & Crypto Company IPOs
- Ep 286: How can I evaluate crypto as a potential investment?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we celebrate hitting a major milestone, 300 episodes! In this special episode, President Casey Smith and Senior Financial Advisor Shawna Theriault, CFP®, CPA, CDFA®, reflect on the history of Wiser Wealth Management, the growth of the podcast, and the firm’s mission to provide real, relationship-driven financial planning.
Related Podcast Episodes:
- Ep 251: Shawna Theriault's Road to Becoming a Financial Advisor
- Ep 241: The Heart and History of Wiser Wealth Management with President Casey Smith
- Ep 173: Making the Most of Your Airline 401(k)
- Ep 168: Everything You Need to Know About 529 Plans
- Ep 184: What It’s Like Traveling Full Time in Retirement with the Retirement Travelers
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Shawna Theriault, CFP®, CPA, CDFA® and Financial Advisor Michaela Dowdy dive into the essential financial conversations couples should have before saying “I do.” From discussing mindsets and money habits to navigating joint goals and future planning, they offer guidance on how to build a healthy financial foundation for marriage.
Related Podcast Episodes:
- Ep 233: How Second Marriages and Blended Families Impact Estate Planning
- Ep 230: What Can and Can't be Included in a Prenup
- Ep 183: How to Avoid Financial Conflict in Marriage
Related YouTube Videos:
- The Financial Pros and Cons of Marriage
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Casey Smith, Andrew Pratt, CFA, CBDA, and Shawna Theriault, CFP®, CPA, CDFA®, dive deep into the state of America’s national debt, what it is, how it got this large, and what it could mean for the country and for everyday investors. While it’s common to compare government debt to household finances, national debt is far more complex because the U.S. government controls its own currency. Still, unchecked debt growth has long-term consequences that shouldn't be ignored.
Related Podcast Episodes:
- Ep 277: Tariffs, Trump, and Turbulence: Making Sense of Market Mayhem
- Ep 263: Trump’s Economic Policies: Tax, Tariffs, and More
Related YouTube Videos:
- What is Financial Planning?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, we explore the financial and emotional realities of stepping away from the workforce to become a stay-at-home parent. Whether you're considering staying home temporarily or long-term, it's a decision that deserves careful financial planning. From budgeting for a single income and understanding the trade-offs in retirement savings, to evaluating insurance needs and career impact, we break down what families need to consider to make the best choice for their future, both financially and personally.
Related Podcast Episodes:
- Ep 274: Buying a Home in the Best School District: What You Need to Know
Related YouTube Videos:
- Why Every Parent Should Consider a Roth IRA for Their Child
- Greenlight Debit Card 2024 Honest Review
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, Casey Smith sits down with Robert Swarthout, founder and CEO of Teton Crypto Capital, to unpack how recent legislation is reshaping the crypto landscape in the U.S. From tax changes to new opportunities for investors, here’s what you need to know.
Related Podcast Episodes:
- Ep 281: Crypto Update: Tariffs, Ripple’s Victory, and What’s Next for Investors
- Ep 286: How can I evaluate crypto as a potential investment?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, Estate Planning Attorney Arun Gupta joins Senior Financial Advisor Shawna Theriault to discuss how taking the simplest step in estate planning, creating a will, can make a profound difference. While many assume estate planning is only for the ultra-wealthy, a will helps ensure your assets are distributed according to your wishes, reduces confusion, and eases the burden on your loved ones during an already difficult time.
Related Podcast Episodes:
- Ep 123: Estate Planning for Young Adults
- Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple States
- Ep 233: How Second Marriages and Blended Families Impact Estate Planning
- Ep 279: What Should Parents of Children with Disabilities Know About Estate Planning?
Related YouTube Videos:
- Estate Tax Law Changes Coming in 2026
- Using an Online Estate Planning Service vs Using a Local Attorney
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, we cover how principles from aviation, like threat and error management, proactive and reactive planning, and strong team communication, can be applied to personal financial planning. Casey Smith is joined by airline Captain Evan Bogan to explore how pilots handle unexpected challenges and how families can do the same with their finances. From building a rainy day fund to managing opportunity money and avoiding unnecessary fees, they offer valuable insights for anyone looking to strengthen their financial flight plan.
Related Podcast Episodes:
- Ep 253: Navigating the Future of the Airline Industry
- Ep 264: Shaping the Future of Aviation: Key Leadership Skills for Pilots
- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?
Related YouTube Videos:
- New Delta Airlines Nonqualified Deferred Compensation (NQDC) Plan for Pilots
- Pilots: Roth or No Roth... That's the Question
- Why Financial Planning is Different for Pilots
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Whether you're planning to retire, sell your business, or pass it on to the next generation, having a clear succession plan is essential. Unfortunately, many business owners delay this process, putting the value of their life's work at risk. In this episode of the A Wiser Retirement® Podcast, we cover the key steps every business owner should take to successfully transition out of their business. business.
Related Podcast Episodes:
- Ep 283: How to Manage a Sudden Money Windfall: IPOs, Business Sale, or Inheritance
- Ep 247: Why It’s Crucial to Separate Your Business and Personal Assets
Related YouTube Videos:
- Why Business Owners Need an Exit Strategy
- Asset Protection Strategies for Business Owners
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, we explore whether pursuing an MBA is truly worth the investment. We’re joined by Nancy Mercer, Assistant Dean and Director of MBA Marketing and Admissions, and Dr. Lauren Heller, Dean of the Campbell School of Business at Berry College, for an inside look at how MBA programs have evolved and what prospective students should consider. We highlight Berry College’s distinctive approach, including small class sizes, personalized mentorship, and new online flexibility. We also dive into career outcomes, employer support, and the lasting value of accreditation.
Related Podcast Episodes:
- Ep 295: What is the FAFSA, and how does it work?
- Ep 287: The Financial $tuff They Don’t Teach You in School
Related YouTube Videos:
- How do I prioritize my financial goals?
- What is Financial Planning?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of the A Wiser Retirement® Podcast, we explore how financial planning is different for entrepreneurs. From managing fluctuating income and separating personal and business finances to building a strong emergency fund and maximizing retirement contributions, we cover the essentials of creating a stable financial foundation as a business owner. We also dive into choosing the right business entity, tax planning strategies, quarterly tax payments, and how to prepare for succession or unexpected events. Whether you're just starting out or running an established business, you'll gain valuable insights to help you make smarter financial decisions.
Related Podcast Episodes:
- Ep 247: Why It’s Crucial to Separate Your Business and Personal Assets
- Ep 283: How to Manage a Sudden Money Windfall: IPOs, Business Sale, or Inheritance
Related YouTube Videos:
- Why Business Owners Need an Exit Strategy
- Asset Protection Strategies for Business Owners
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Gold has long been considered a safe haven during times of uncertainty, often used to hedge against inflation and geopolitical risk. In this episode of the A Wiser Retirement® Podcast, we explore how shifting economic conditions, the rise of lab-created gold, and growing interest in digital assets like Bitcoin are prompting investors to ask: Is gold still a good investment?
Related Blog Post :
- The Future of Gold: Could Lab-Made Gold Send Prices Plummeting?
Related Podcast Episode:
- Ep 220: Is Bitcoin more than digital gold?
Related YouTube Videos:
- Investing for Income vs Growth in Retirement: Finding the Balance
- The Truth about ESG Investing
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Pensions can provide a valuable source of retirement income, but deciding whether to stick with a job solely for the pension is more complex than it may seem. In this episode of A Wiser Retirement® Podcast, we give a breakdown of the key benefits and trade-offs of relying on a pension, and how to assess whether it's the right move for your financial future.
Related Podcast Episodes:
- Ep 137: Financial Planning in Your 50s
Related YouTube Videos:
- How Much is Social Security Reduced if I Have a Pension?
- What's the difference between pensions and IRAs?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we discuss how the Free Application for Federal Student Aid (FAFSA) is crucial in determining eligibility for financial aid, including grants, loans, and work-study opportunities. Whether or not your family qualifies for aid, understanding the FAFSA’s purpose and process is essential for anyone navigating college costs.
Related Podcast Episodes:
- Ep 136: Financially Preparing for Your High Schooler to go to College
- Ep 270: What College Expenses are Tax-Deductible for Parents?
Related YouTube Videos:
- How do I save money for my child's education?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we talk about financial concepts that most people aren't taught in school but are essential for everyday life. From how taxes work to whether buying a home is always the better choice. We tackle common misconceptions that can lead to costly mistakes, and offer practical advice to help you make smarter financial decisions.
Related Podcast Episodes:
- Ep 46. Financial Terms Everyone Should Know-
- Ep 215: Happy Financial Literacy Month!
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us for this episode of A Wiser Retirement® Podcast as we dive into how to evaluate cryptocurrency as a potential investment and whether it deserves a place in your portfolio. We’ll also unpack the latest crypto news, from major acquisitions to pending legislation, and discuss how these developments could impact the future of digital assets.
Related Podcast Episodes:
- Ep 281: Crypto Update: Tariffs, Ripple’s Victory, and What’s Next for Investors
- Ep 275: Crypto Update: The U.S. Bitcoin Reserve, SBF’s Prison Interview, and 24-Hour Nasdaq Trading
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Emotional investing is one of the biggest barriers to long-term financial success. With constant news cycles and market noise, it’s easy to make decisions based on fear, recent events, or overconfidence. In this episode of A Wiser Retirement® Podcast, we explore how the right framework, discipline, and guidance can help you stay focused and invest with confidence.
Related Podcast Episodes:
- Ep 285: Fear, Greed, and the Markets: Mastering Emotional Investing (Part 1)
- Ep 277: Tariffs, Trump, and Turbulence: Making Sense of Market Mayhem
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we discuss how emotions like fear, greed, and regret can influence investment decisions and lead to costly mistakes. We explore common behavioral biases such as overconfidence, loss aversion, anchoring, and confirmation bias that often derail long-term financial plans. We emphasize the importance of staying disciplined, thinking long-term, and avoiding impulsive reactions to market noise or social media hype.
Related Podcast Episodes:
- Ep 154: Investing Through Times of Fear
- Ep 277: Tariffs, Trump, and Turbulence: Making Sense of Market Mayhem
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Receiving a large money windfall from an inheritance, business sale, IPO, or legal settlement can be life-changing, but it can also lead to costly mistakes if not handled wisely. Here’s how to take a thoughtful, strategic approach to ensure your newfound wealth supports long-term financial well-being.
Related Podcast Episodes:
- Ep 227: I’ve inherited $200k, what should I do?
- Ep 278: Avoid These Common Mistakes After Receiving a Large Inheritance
Related YouTube Videos:
- Does inheritance count as income?
- Do you have to pay taxes on an inheritance?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us for this episode of A Wiser Retirement® Podcast as we explore private credit, a unique investment option offering potentially higher yields by lending to non-public companies. While it can generate attractive returns, it comes with risks such as illiquidity, higher fees, and limited transparency, making it best suited for high-net-worth individuals with significant liquid assets. Tune in to learn more about the pros, cons, and key considerations of this investment opportunity.
Related Podcast Episodes:
- Ep 278: Avoid These Common Mistakes After Receiving a Large Inheritance
- Ep 236: Be Your Own Bank with Life Insurance - Is this legit?
Related YouTube Videos:
- Investing for Income vs Growth in Retirement: Finding the Balance
- Does lump sum investing beat dollar cost averaging?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us for this episode of A Wiser Retirement® Podcast as we dive into the rapidly changing world of cryptocurrency. From Bitcoin’s price swings to regulatory breakthroughs and Ripple’s legal victory, major developments are reshaping the market. Tune in to learn how these shifts could unlock both new opportunities and risks in today’s digital asset landscape.
Related Podcast Episodes:
- Ep 277: Tariffs, Trump, and Turbulence: Making Sense of Market Mayhem
- Ep 275: Crypto Update: The U.S. Bitcoin Reserve, SBF’s Prison Interview, and 24-Hour Nasdaq Trading
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Divorce can bring significant financial changes, but many overlook how Social Security benefits fit into their post-divorce financial strategy. In this episode of A Wiser Retirement® Podcast, we discuss several misconceptions about claiming these benefits. Understanding the rules can make a substantial difference in long-term financial stability.
Related Podcast Episodes:
- Ep 160: How Finances Affect Divorce
- Ep 222: When should I claim Social Security if I don’t need it?
Related YouTube Videos:
- Common Mistakes to Avoid with Social Security Spousal Benefits
- How Much is Social Security Reduced if I Have a Pension?
- Unretirement: How Returning to Work Affects Your Social Security Benefits
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Planning for the future of a child with disabilities is a complex and emotional journey, but taking proactive steps can help ensure a stable and fulfilling transition into adulthood. Families often face significant challenges when essential services suddenly end, making it crucial to have a well-structured plan in place. In this episode of A Wiser Retirement® Podcast, Casey Smith and Meaghan Timko, MS, BCBA, Founder at Parallel, share valuable insights on estate planning, financial strategies, and legal considerations to help parents navigate this critical process.
Related Podcast Episodes:
- Ep 146: The Power of Life Insurance to Meet Your Family’s Goals
- Ep 214: What is disability insurance and do I need it?
- Ep 224: Living in the Moment While Planning for the Future
Related YouTube Videos:
- What is the role of a trustee?
- Tips to Safeguard Assets for Future Generations
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Receiving a large inheritance can be both a blessing and a challenge. While it offers the opportunity to improve your financial future, it also comes with important decisions that can impact your long-term stability. Without a clear plan, it's easy to make costly mistakes. In this episode of A Wiser Retirement® Podcast, we discuss key considerations to help you make the most of your inheritance and preserve it for the years ahead.
Related Podcast Episodes:
- Ep 227: I’ve inherited $200k, what should I do?
- Ep 171: I've inherited money, now what?
Related YouTube Videos:
- What are the rules for inherited IRA distributions?
- Does inheritance count as income?
- Inheriting a Property: Keep, Sell, or Rent?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Tariffs, fiscal policy, and market volatility have become growing concerns for many investors. In this episode of A Wiser Retirement® Podcast, we unpack what tariffs are, how they work, and how current market conditions may affect your investment portfolio.
Related Podcast Episodes:
- Ep 263: Trump’s Economic Policies: Tax, Tariffs, and More
- Ep 268: Top Financial Mistakes and How to Avoid Them
Related YouTube Videos:
- Investing for Income vs Growth in Retirement: Finding the Balance
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us on this episode of A Wiser Retirement® Podcast, where we break down the essential steps to help you prepare for a secure and fulfilling retirement. From creating a realistic budget and eliminating debt to maximizing Social Security and Medicare benefits, we cover key financial strategies to set you up for success.
Related Podcast Episodes:
- Ep 245: Strategies for Early Retirement and Long-Term Security
- Ep 212: Medical Costs During Retirement and Preparing for the Unexpected
Related YouTube Videos:
- Investing for Income vs Growth in Retirement: Finding the Balance
- The 4% Rule in Retirement Isn’t for Everyone
- Tips to Sustain Your Current Lifestyle During Retirement
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us for this episode of A Wiser Retirement® Podcast as we explore the U.S. government's growing Bitcoin holdings and the potential creation of an official Bitcoin reserve, a proposal now under legislative review. We also dive into the latest developments in crypto regulation, Sam Bankman-Fried’s unauthorized interview with Tucker Carlson, Binance’s legal challenges, and NASDAQ’s bold plan to launch 24-hour trading by 2026.
Related Podcast Episodes:
- Ep 266: Crypto Update: SpaceX Uses Stablecoins, Trump’s Meme Coin & Altcoin ETF Filings
- Ep 270: Crypto Update: Meme Coin Resurgence, ByBit Hack & Crypto Taxation
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us on this episode of A Wiser Retirement® Podcast, as Casey Smith and Paul Montaperto from Family2Family Relocation discuss tips for families looking to buy a home in a great school district. We explore how to evaluate school quality beyond online ratings, considering factors like administrative stability, private school options, and future zoning changes. Paul also gives practical tips to help families make informed home-buying decisions.
Related Podcast Episodes:
- Ep 136: Financially Preparing for Your High Schooler to Go to College
- Ep 168: Everything You Need to Know About 529 Plans
- Ep 267: The 2025 Housing Market: Trends, Changes, and What to Expect
Connect with Paul Montaperto:
- Family2Family Relocation
- The Right School Matters Podcast
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Are you a pilot contemplating the possibility of retiring early? Join us on this episode of A Wiser Retirement® Podcast, where we explore the complexities surrounding the decision to leave the cockpit before the traditional retirement age. We dive deep into the unique emotional and financial considerations that come with this choice, focusing on the benefits and potential pitfalls of retiring around age 55. We shed light on crucial aspects such as healthcare coverage before turning 65, the option of part-time work for maintaining financial stability, and the importance of understanding your company’s travel benefits after retirement.
Click HERE to download your free airline 401(k) allocation.
Related Podcast Episodes:
- Ep 259: What Pilots and Others Should Consider 5 Years Before Mandatory Retirement
- Ep 234: Pilots, Maximize Your 401(k) Contributions!
Related YouTube Videos:
- Delta Pilots - Market Based Cash Balance Plan
- Why Financial Planning is Different for Pilots
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us on this episode of A Wiser Retirement® Podcast, where we explore why paying a financial advisor to invest in ETFs may be worth the cost, even when providers like Vanguard offer these funds with low fees. Many investors wonder if they can simply do it themselves, but the real value of working with an advisor goes far beyond just selecting investments.
Related Podcast Episodes:
- Ep 213: How do I terminate a relationship with my financial advisor?
- Ep 191: Mutual Funds vs ETFs
Related YouTube Videos:
- What is a fee-only financial advisor?
- Will AI replace financial advisors?
- How to Hire a High-Net-Worth Financial Advisor
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
What steps should you take in your 20s and 30s to build sustainable wealth? In this episode of A Wiser Retirement® Podcast, we break down the key financial habits that can pave the way for lifelong security. Young adults today face unique financial hurdles such as rising living costs, student loan debt, and credit cards. Tune in as we share practical strategies to overcome these challenges and set yourself up for long-term success.
Related Podcast Episodes:
- Ep 260: 10 Financial Habits That Lead to Long-Term Success
- Ep 224: Living in the Moment While Planning for the Future
- Ep 123: Estate Planning for Young Adults
Related YouTube Videos:
- What is Financial Planning?
- 6 Habits of Financially Successful People
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us for this episode of A Wiser Retirement® Podcast, where we explore the latest changes shaping the cryptocurrency market. From the resurgence of meme coins to high-profile hacks and evolving tax regulations, we cover key trends that are influencing how investors, regulators, and global markets interact with digital assets in 2025.
Related Podcast Episodes:
- Ep 266: Crypto Update: SpaceX Uses Stablecoins, Trump’s Meme Coin & Altcoin ETF Filings
- Ep 261: 2025 Market Outlook: Navigating the Year Ahead
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Managing college expenses can be overwhelming, but understanding available tax benefits can help parents reduce costs. Join us on this episode of A Wiser Retirement® Podcast as we discuss how these tax benefits work and what families need to know about deductions, tax forms, and financial planning for college.
Related Podcast Episodes:
- Ep 168: Everything You Need to Know About 529 Plans
- Ep 136: Financially Preparing for Your High Schooler to Go to College
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Are you curious about the top financial mistakes people make, and how to avoid them? Tune in to this episode of A Wiser Retirement® Podcast as Grace Kennedy, Financial Planning Associate, shares insights on the most common financial pitfalls and how to steer clear of them.
Related Podcast Episodes:
- Ep 229: How do I avoid capital gains tax?
Related YouTube Videos:
- Common Mistakes to Avoid with Social Security Spousal Benefits
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Curious about where mortgage rates and home prices are headed in 2025? Tune in to this episode of A Wiser Retirement® Podcast as Tom Townsend, Realtor at Townsend Realty Group, recaps the 2024 housing market and shares predictions and trends for 2025. We also discuss the state of the local market, inventory shortages, the cost of new construction, and tips for anyone planning to buy or sell a home this year.
Related Podcast Episodes:
- Ep 133: What Financial Planners Wish You Knew About Buying Your First Home
Related YouTube Videos:
- Should I pay off my mortgage before retirement or invest?
- REITs vs Direct Real Estate Investment
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us for this episode of A Wiser Retirement® Podcast as we dive into the latest developments in the cryptocurrency market. We explore new regulatory efforts, Bitcoin’s recent price swings, and the launch of a crypto task force aimed at bringing more clarity to the industry. Plus, we discuss the rise of President Trump’s meme coin, the growing interest in altcoin ETFs, and his executive order on crypto regulations. With insights into SpaceX’s adoption of stablecoins and the future of tokenized assets, we provide a comprehensive look at where digital assets are headed.
Related Podcast Episodes:
- Ep 267: The Election Outcome Impact on Crypto, BTC ETFs, and Bitwise Files for Index Product
- Ep 261: 2025 Market Outlook: Navigating the Year Ahead
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Curious about the difference between a Roth 401(k) and a Roth IRA? Join us on this episode of A Wiser Retirement® Podcast as we discuss key aspects of retirement planning, the importance of setting clear financial goals, and the distinctions between a Roth 401(k) and a Roth IRA. Discover valuable insights on maximizing your savings, navigating contribution limits, and making the most of employer matching programs—all to help you build a secure financial future.
Related Podcast Episodes:
- Ep 232: Is the Backdoor Roth IRA Strategy Right for You?
- Ep 173: Making the Most of Your Airline 401k
Related YouTube Videos:
- Why Every Parent Should Consider a Roth IRA for Their Child
- What makes a Roth IRA better than other IRAs? Which IRA is right for me?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Pilots, do you want to elevate your leadership skills? Join us on this episode of A Wiser Retirement® Podcast, where we dive into the essential role of leadership development for pilots. We’ll discuss the importance of emotional intelligence, effective communication, and adaptability in aviation. Joining us is Kyle Freiburger, CEO of First Class Leaders, to shed light on the lack of formal leadership training in the industry and how cultivating skills like collaboration, psychological safety, and a proactive mindset can transform team dynamics and decision-making.
Click HERE to download your free airline 401k allocation.
Related Podcast Episodes:
- Ep 173: Making the Most of Your Airline 401k
- Ep 204: From Flight School to Financial Freedom: Building Wealth in the Aviation Industry
Related YouTube Videos:
- Is saving everything into a Roth for retirement the best strategy?
- Delta Pilots - Market Based Cash Balance Plan
- Tips for Airline Pilots Approaching Retirement
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Curious how Trump’s economic policies will impact your portfolio? Join us on this episode of A Wiser Retirement® Podcast as we talk about strategies for navigating market volatility, emphasizing the importance of long-term investment approaches and systematic decision-making to capitalize on opportunities during economic transitions.
Related Podcast Episodes:
- Ep 257: The Election Outcome Impact on Crypto, BTC ETFs, and Bitwise Files for Index Product
- Ep 261: 2025 Market Outlook: Navigating the Year Ahead
Related YouTube Videos:
- Investing for Income vs Growth in Retirement: Finding the Balance
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Curious about how to optimize your tax plan for 2025? Join us on this episode of A Wiser Retirement® Podcast as we share key tax moves to make this year. We cover key topics like charitable giving, the SECURE Act 2.0, upcoming legislative changes, monitoring AGI, and optimizing business deductions.
Related Podcast Episodes:
- Ep 239: How can I reduce my current taxable income?
- Ep 229: How do I avoid capital gains tax?
Related YouTube Videos:
- Reduce Your Taxes and AGI by Giving to Charity
- How to Reduce Taxable Income as a Business Owner
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Curious how to navigate the stock market in 2025? Join us on this episode of A Wiser Retirement® Podcast as we share our 2025 market outlook. We cover key topics like market performance, predictions, diversification strategies, emerging technologies, economic challenges, and how to navigate external factors shaping the financial landscape.
Related Podcast Episodes:
- Ep 235: Investing in Index Funds: Benefits and Strategies
- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy
Related YouTube Videos:
- Tips for Investing When You Have a Variable Income
- Does lump sum investing beat dollar cost averaging?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we discuss 10 financial habits to help you take control of your finances, from setting a clear vision and building a budget to avoiding debt and maximizing employer benefits. Learn practical strategies to automate your savings, build an emergency fund, and align your spending with your long-term goals. Whether you're just starting out or looking to fine-tune your financial habits, this episode has actionable advice to help you stay on track.
Related Podcast Episodes:
- Ep 238: Is Instant Gratification Ruining Your Financial Goals?
- Ep 221: How to Prioritize Financial Goals
- Ep 200: Setting and Achieving Financial Goals in the New Year
Related YouTube Videos:
- Tips for Sticking to Your Financial Goals
- 6 Habits of Financially Successful People
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Retirement for pilots comes with its own set of challenges and opportunities, especially with the mandatory retirement age of 65. In this episode of
A Wiser Retirement® Podcast, we explore essential financial strategies and lifestyle adjustments to help pilots (and others) navigate a seamless transition into retirement.
Other Links:
- Click here to download your free airline 401k allocation.
- Click here to use our Mortgage Payoff Calculator Podcast Episodes Referenced:- Ep 253: Navigating the Future of the Airline Industry
- Ep 234: Pilots, Maximize Your 401(k) Contributions!
YouTube Videos Referenced:- Pilots, stop spending millions in 401k management fees!
- Tips for Airline Pilots Approaching Retirement
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Does holiday stress overshadow the joy of the season? Join us on this episode of A Wiser Retirement® Podcast as we dive into the true cost of holiday spending and its impact on both finances and family dynamics. From uncovering hidden expenses like holiday decorations to embracing simple pleasures such as driving through festive neighborhoods, we’ll share tips on how to celebrate meaningfully without breaking the bank.
Related Podcast Episodes:
- Ep 196: Your Year-End Financial Planning Checklist
- Ep 254: Closing the Year Strong: Key Financial Moves Before Year-End
Related YouTube Videos:
- Reduce Your Taxes and AGI by Giving to Charity
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Tune in to this episode of A Wiser Retirement® Podcast where we discuss how the post-election landscape is shaping the future of cryptocurrency. Casey Smith and Robert Swarthout from Teton Crypto Capital join us to unravel complex policy shifts and market dynamics. We explore the hurdles and timelines facing U.S. cryptocurrency regulation, drawing intriguing parallels with previous reforms like Trump's tax changes. As more people access digital currencies through platforms such as Venmo and PayPal, the need for robust education becomes crucial, and we’re here to guide you through it all.
Podcast Episodes Referenced:
- Ep 246: SEC v. Ripple Lawsuit Resolved, BTC ETFs, and the Election
- Ep 252: The Crypto Agenda: SEC's Next Moves, BTC ETFs, and Kamala Harris' Crypto Policy
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Tune in to this episode of A Wiser Retirement® Podcast where we explore the best whiskeys to gift in 2024. Discover our top three recommendations for whiskeys in three price ranges: under $50, $50-$100, and over $100. We also share a few thoughtful whiskey-related gift ideas. Whether you're a seasoned connoisseur or just beginning your whiskey journey, this episode is your ultimate guide to finding the perfect gift-worthy spirits for friends and family.
Links:
- Glencairn Glasses
- Chilling Stones
- Bourbon Curious by Fred Minnick
- Smoked Old Fashioned Kit
Related Podcast Episode:
- Ep 193: Best Whiskeys to Gift in 2023
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we're joined by Missie Beach, CFP®, CDFA®, to discuss the power of generosity and its impact on your finances. Together, we delve into strategies for making charitable giving both tax-efficient and meaningful. Discover how to maximize tax benefits through techniques like donating appreciated securities and utilizing donor-advised funds. We also discuss the advantages of bunching deductions and the power of qualified charitable distributions from IRAs for individuals over 70½. Tune in to gain valuable insights on how the act of giving can transform both your financial well-being and the lives of others.
Related Podcast Episodes:
- Ep 196: Your Year-End Financial Planning Checklist
- Ep 190: Year-End Tax Moves: Planning Ahead for a Stress-Free Tax Season
Related YouTube Videos:
- Reduce Your Taxes and AGI by Giving to Charity
- What is the best way to take your RMD?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Discover how to make your investments work smarter, not harder, with tax-efficient strategies. In this episode of A Wiser Retirement® Podcast, we tackle the big questions, like whether Roth conversions make sense for you, especially if you're in a low tax bracket now but anticipate higher income later. We also explore the potential of direct indexing for larger accounts and the often-overlooked benefits of FSAs and HSAs. This episode is packed with practical advice and insights to help you navigate which financial moves you should make before year-end.
Related Podcast Episodes:
- Ep 196: Your Year-End Financial Planning Checklist
- Ep 190: Year-End Tax Moves: Planning Ahead for a Stress-Free Tax Season
Related YouTube Videos:
- Reduce Your Taxes and AGI by Giving to Charity
- What is the best way to take your RMD?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement® Podcast, we're joined by Courtney Miller, Managing Director at Visual Approach Analytics. Learn how airlines like Southwest and Delta tackle the challenges of fleet commonality and efficiency, and how they strategize around aircraft maintenance and technical operations. We'll dissect the impact of COVID-19 on the aviation landscape, including the unexpected demand surge and subsequent supply chain hurdles. Discover the intricacies behind recent airline mergers and the looming pilot shortage that has left the industry grappling with its future course. We ponder the potential shift towards single-pilot operations and the critical role of maintaining a robust safety culture amid rapid advancements in technology. Whether you’re an aviation enthusiast or a commercial pilot, this episode provides insights into the aviation industry's most pressing challenges and changes.
Click HERE to download your free airline 401k allocation.
Related Podcast Episodes:
- Ep 234: Pilots, Maximize Your 401(k) Contributions!
- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?
Related YouTube Videos:
- Why Financial Planning is Different for Pilots
- Tips for Airline Pilots Approaching Retirement
Other Links:
- Visual Approach Analytics
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Tune in to this episode of A Wiser Retirement® Podcast where Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, discuss the SEC's upcoming actions, BTC ETFs, and Kamala Harris's stance on crypto policy. The conversation highlights the pressing need for a robust, supportive framework for crypto businesses, especially amid potential regulatory shifts under changing political leadership.
Related Podcast Episodes:
- Ep 246: SEC v. Ripple Lawsuit Resolved, BTC ETFs, and the Election
- Ep 237: Estate Planning for Crypto Assets
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us for this episode of A Wiser Retirement® Podcast, where Casey Smith interviews Shawna Theriault, CFP®, CPA, CDFA®, Senior Financial Advisor, about her inspiring journey—from moving out at sixteen to pursuing a career in finance and becoming a CERTIFIED FINANCIAL PLANNER®, Certified Public Accountant, and Certified Divorce Financial Analyst®. Shawna shares how resilience, continuous learning, and a commitment to connecting deeply with clients have shaped her career in a traditionally male-dominated industry. She underscores the importance of holistic, personalized financial guidance that prioritizes meaningful impact over profit.
Related Podcast Episodes:
- Episode 241: The Heart and History of Wiser Wealth Management with President, Casey Smith
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Celebrate with us as we hit an incredible milestone—our 250th podcast episode! We share some exciting updates about A Wiser Retirement® Podcast. We also reflect on our top five most popular episodes and share inspiring financial success stories from clients who have achieved financial freedom.
Related Podcast Episodes:
- Ep 173: Making the Most of Your Airline 401k
- Ep 14: Are digital currencies right for you?
- Ep 168: Everything You Need to Know About 529 Plans
- Ep 184: What it’s Like Traveling Full-Time in Retirement with the Retirement Travelers
- Ep 70: How much money do you need to retire?
Learn More:
- About Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.
- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Join us on this episode of A Wiser Retirement® Podcast as we chat with Bradley and Kate Swarthout about their journey from leaving a traditional life to living full-time on a catamaran in the Caribbean with their son and dog. Through financial planning, learning to sail, and navigating various challenges, they embraced an adventurous, non-traditional lifestyle. They share insights on pursuing unconventional paths, highlighting the importance of experiences over possessions, goal-setting, and taking calculated risks while planning for the future.
Related Podcast Episodes:
- Ep 203: How to Create a Realistic Travel Budget with Amy Rambo
- Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers
Related YouTube Videos:
- Should I hire a Financial Advisor or DIY?
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In 2025, Medicare will eliminate the Part D coverage gap, cap out-of-pocket prescription costs at $2,000, and offer a payment plan. Some Georgia Medicare Advantage plans will not renew, allowing members to switch plans or join Medigap without underwriting. The Part B premium will rise to $185/month, and fraud risks are expected to increase. Tune in to this episode of A Wiser Retirement® Podcast as Casey Smith and Logan Steele, from Steele Choice Insurance, dive into the details of these upcoming Medicare changes.
Related Podcast Episodes:
- Ep 188: Current State of Healthcare and Medicare Open Enrollment with Logan Steele
- Ep 255: Key Things to Know about Medicare Enrollment
Related YouTube Videos:
- What is IRMAA?
- The Medicare Sign-Up Process Explained
Other Links:
- Part D Creditable Coverage FAQ
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
When running a business, it's essential to maintain a clear distinction between business and personal assets. This separation is vital for liability protection, tax purposes, and enhancing professionalism. Tune in to this episode of A Wiser Retirement® Podcast as we discuss why it's important and how to implement it effectively.
Book Links:
- The E-Myth Revisited by Michael E. Gerber
- Marketing Made Simple by Donald Miller
- Building a Story Brand by Donald Miller
- Setting The Table by Danny Meyer
- Traction by Gino Wickman
Related Podcast Episodes:
- Ep 207: What are the biggest struggles of a small business owner?
- Ep 276: Tips to Grow and Scale Your Small Business with Marty Paradise
Related YouTube Videos:
- Asset Protection Strategies for Business Owners
- New FinCEN Rule for Small Business Owners
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Tune in to this episode of A Wiser Retirement® Podcast as Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, discuss the SEC v. Ripple lawsuit finally being resolved, Bitcoin ETFs, and what the upcoming presidential election means for crypto.
Related Podcast Episodes:
- Ep 237: Estate Planning for Crypto Assets
- Ep 231: The State of RIA Crypto Education, ETH ETFs, and the Memecoin Frenzy
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Achieving early retirement and long-term financial security requires a strategic approach that includes saving aggressively, living below your means, and creating multiple income streams. Join us on this episode of A Wiser Retirement® Podcast as we talk about different strategies for early retirement and long-term security. Along with financial tactics, we also highlight the importance of maintaining good health, eliminating debt, and setting clear, actionable financial goals.
Related Podcast Episodes:
- Ep 159: Steps You Can Take to Retire Early
Related YouTube Videos:
- How will retiring early impact my Social Security benefit?
- Should I invest if I want to retire early?
- Financial Independence Retire Early (FIRE): Is it right for you?
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Managing a loved one's estate can be overwhelming. How do you ensure you're not missing critical steps? Join us on this episode of A Wiser Retirement® Podcast as we walk you through the financial steps to take after the loss of a loved one. We also stress the importance of preparing your own affairs to spare future generations the hassle and potential legal headaches.
Related Podcast Episodes:
- Ep 146: The Power of Life Insurance to Meet Your Family’s Goals
- Ep 233: How Second Marriages and Blended Families Impact Estate Planning
Related YouTube Videos:
- New 2024 Rules for Transfer on Death Deeds in Georgia
- Why You Should Always Have Contingent Beneficiaries on Your Retirement Accounts
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Is a market correction on the horizon? In this episode of the A Wiser Retirement® Podcast, we discuss key strategies for investing during an election year. We explore the stock market's average rise during election years, emphasizing the value of long-term investment strategies and avoiding market timing. We also cover the importance of having a cash reserve for downturns, rebalancing portfolios during sell-offs, and staying invested through political cycles.
Related Podcast Episodes:
- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy
- Ep 225: Will the 2024 presidential election influence the stock market?
Related YouTube Videos:
- Pros and Cons of Dividend Investing
- Does lump sum investing beat dollar cost averaging?
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Can financial knowledge and independence unlock a better future for women? In this episode of A Wiser Retirement® Podcast, we explore essential steps women can take to control their financial destinies. We address challenges faced by divorced women and widows, offering practical advice on making smart investment decisions instead of relying on low-yield accounts.
Discover why it’s crucial for women to be actively involved in family finances and how finding a trusted financial advisor can make all the difference. We also highlight the importance of estate planning, with tips on creating a will, healthcare directives, and powers of attorney. Tune in to gain the knowledge and confidence to secure your financial future.
Related Podcast Episodes:
- Ep 146: The Power of Life Insurance to Meet Your Family’s Goals
- Ep 120: Finding the Right Estate Planning Attorney for You
- Ep 118: What to Look for in a Financial Advisor
Related YouTube Videos:
- Financial Planning Tips to Thrive in Your 40s
- Should I Hire a Financial Advisor or DIY?
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how we can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- A Wiser Retirement® YouTube Channel
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Wiser Wealth Management was founded with a clear mission: to do the right thing and make a positive impact on people’s lives. Michaela Dowdy interviews Casey Smith about the history behind Wiser Wealth Management, giving listeners a chance to get to know him better. Casey shares his journey from aspiring mutual fund manager to becoming an airline pilot to founding Wiser. They discuss the importance of trust, client relationships, and long-term financial planning.
Podcast Episode Referenced:
- Ep 221: How to Prioritize Financial Goals
YouTube Videos Referenced:
- What is flat fee financial planning?
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Ever wondered how diversified income streams can shape your financial future? In this episode, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, dive into the significance of diversified income streams, from real estate and dividend-paying stocks to balancing primary and side jobs. They emphasize the importance of passion in side hustles and business ventures, and clarify tax considerations, including the reality of higher taxes being a sign of success.
Podcast Episode Referenced:
- Ep 221: How to Prioritize Financial Goals
YouTube Videos Referenced:
- Does inheritance count as income?
- Pros and Cons of Owning a Vacation Rental Property
Learn More:
- Wiser Wealth Management
- Schedule a Complimentary Consultation: Discover how our services can help you achieve financial success.
- Access Our Free Guides: Gain valuable insights on topics such as why most financial plans fail, how to leave a financial legacy, post-divorce financial planning, and more!
Stay Connected:
- Social Media: Facebook | Instagram | LinkedIn | Twitter
- Connect with Casey Smith on Twitter
- A Wiser Retirement® YouTube Channel
- A Wiser Retirement® Podcast
- Wiser Wealth Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®, explore strategies for reducing taxable income, such as deferred compensation plans, retirement contributions, and tax-loss harvesting. They highlight the importance of understanding the tax implications of various investments and caution against risky practices like creative accounting or intentional losses.
Podcast Episodes Referenced:
- Ep 229: How do I avoid capital gains tax?
YouTube Videos Referenced:
- Can a donor-advised fund reduce taxable income?
- How to Reduce Taxable Income as a Business Owner?
Learn More about Wiser Wealth Management:
- Our website
- Click here to schedule a complimentary consultation with one of our financial advisors.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Is instant gratification ruining your financial goals? On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss the importance of staying committed to long-term financial goals, resisting the allure of immediate gratification, and harnessing the powerful effects of early saving and compounding. They also delve into the importance of passing on sound financial habits to future generations, emphasizing the role of financial planning in building and preserving a financial legacy.
Podcast Episodes Referenced:
- Ep 221: How to Prioritize Financial Goals
- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy
YouTube Videos Referenced:
- Tips for Sticking to Your Financial Goals
Learn More about Wiser Wealth Management:
- Our website
- Click here to schedule a complimentary consultation with one of our financial advisors.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement® Podcast, we talk about estate planning for crypto assets, the recent launch of eight Ethereum ETFs, the future of Bitcoin and SAB121 with Casey Smith and Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital.
Podcast Episodes Referenced:
- Ep 226: SWIFT Plans to Launch CBDC, Binance Founder CZ Sentenced, & Ethereum ETF News
- Ep 231: The State of RIA Crypto Education, ETH ETFs, and the Memecoin Frenzy
Learn More about Wiser Wealth Management:
- Our website
- Click here to schedule a complimentary consultation with one of our financial advisors.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement® Podcast, we talk about using life insurance to be your own bank with Casey Smith and Shawna Theriault, CFP®, CPA, CDFA®. We discuss what happens if you rely solely on life insurance for wealth-building and stress the importance of having a diversified financial plan.
Podcast Episodes Referenced:
- Ep 214: What is disability insurance and do I need it?
- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?
- Ep 146: The Power of Life Insurance to Meet your Family’s Goals
YouTube Videos Referenced:
- Long-Term Care Insurance Explained
Learn More about Wiser Wealth Management:
- Our website
- Click here to schedule a complimentary consultation with one of our financial advisors.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement® Podcast, we discuss investing in index funds with Casey Smith and Andrew Pratt, CFA, CBDA. We talk about the importance of long-term investing, the different types of ETFs, and the benefits of dollar cost averaging over lump-sum investing.
Podcast Episodes Referenced:
- Ep 208: How Direct Indexing Benefits High Net Worth Individuals
- Ep 216: What are alternative investments? Should you be invested in them
YouTube Videos Referenced:
- Is it always safe to invest in the S&P 500?
- Does lump sum investing beat dollar cost averaging?
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Are you maximizing the full potential of your 401k as a pilot? On this episode of A Wiser Retirement® Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about why airline pilots should maximize their 401(k) contributions. They explore the complexities and risks of real estate investments, superfunding your 401k, and tax benefits to keep in mind.
Click HERE to download your free airline 401k allocation.
Podcast Episodes Referenced:
- Ep 173: Making the Most of Your Airline 401k
- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering
YouTube Videos Referenced:
- Delta Pilots - Market Based Cash Balance Plan
- Pilots, stop spending millions in 401k management fees!
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Shawna Theriault, CFP®, CPA, CDFA® to talk about how second marriages and blended families impact estate planning. They also discuss how to safeguard your family's future, avoiding probate pitfalls, and the often-overlooked risk of unintentionally disinheriting children from a previous marriage.
Podcast Episodes Referenced:
- Ep 230: What Can and Can't be Included in a Prenup
- Ep 119: Choosing a CPA to Meet Your Estate Planning Needs
YouTube Video Referenced:
- Using an Online Estate Planning Service vs Using a Local Attorney
Blog Referenced:
- Legacy Planning vs Estate Planning: Understanding the Difference
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
High-income earners, are you looking for a way to maximize your retirement savings even if you exceed the income limits for a Roth IRA? On this episode of A Wiser Retirement® Podcast, Missie Beach, CFP®, CDFA® and Shawna Theriault, CFP®, CPA, CDFA® walk you through backdoor Roth IRAs, how to execute it step-by-step, and why early career planning is crucial for long-term, tax-free growth. From making non-deductible contributions to a traditional IRA to converting it to a Roth IRA, we cover all the essentials you need to know, especially if you've already maxed out your employer-sponsored plans like 401(k)s or 403(b)s.
Podcast Episode Referenced:
- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy
YouTube Videos Referenced:
- What makes a Roth IRA better than other IRAs? Which IRA is right for me?
- Roth Conversions: Pros, Cons, and Considerations
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Is your financial advisor ready for the crypto revolution? On this episode of A Wiser Retirement® Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss the state of RIA crypto education, Crypto Super PACs, ETH ETFs, and the memecoin frenzy.
Related Podcast Episodes:
- Ep 226: SWIFT Plans to Launch CBDC, Binance Founder CZ Sentenced, & Ethereum ETF News
- Ep 220: Is Bitcoin more than digital gold?
Other Links:
- Teton Crypto Capital
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement®, Casey Smith and Missie Beach, CFP®, CDFA®, talk with Leslie O'Neal, a Family Law Attorney and Partner at O'Dell and O'Neal in Marietta, GA. They discuss why prenups are important for everyone, especially in second marriages, and how they act as practical life planning tools like insurance. The conversation covers the need for legal drafting of prenups, the challenges across state lines, and essential tips for anyone getting married.
Related Podcast Episodes:
- Ep 183: How to Avoid Financial Conflict in Marriage
- Ep 160: How Finances Affect Divorce
Related YouTube Videos:
- What is a Certified Divorce Financial Analyst®?
- Can joint bank accounts prevent marital conflict?
Related Blogs:
- How to Differentiate between Marital and Non-Marital Assets
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss various methods to minimize capital gains taxes, especially during retirement. Key strategies include gifting appreciated assets to charities, 1031 exchanges, and converting IRAs to Roth accounts during specific timeframes. Proper education and planning can help investors maximize their financial benefits while minimizing their tax liabilities.
Related Podcast Episodes:
- Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?
Related YouTube Videos:
- Here's How to Avoid Paying Capital Gains Tax!
- Do you have to pay taxes on an inheritance?
Related Blogs:
- Tax Savings Strategies for High Income Earners
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Unlock the secrets to successful franchising with our special guest, Jon Ostenson, CEO of FranBridge Consulting and former president of Shelf Genie. Jon joins Casey Smith on the episode and shares his journey from the corporate world to franchising. He reveals the untapped potential of non-food franchises, which often boast lower startup costs and higher profit margins. They delve into the appeal of semi-passive franchise models and why aligning your personal interests with your business endeavors is crucial for long-term success.
Related Podcast Episodes:
- Ep 176: Tips to Grow and Scale Your Small Business
- Ep 138: Making Your Business Less Dependent on You
Related YouTube Videos:
- How to Reduce Taxable Income as a Business Owner
Related Blog Posts:
- What should succession planning for a small business include?
Other Links:
- Connect with Jon Ostenson or FranBridge Consulting
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Can inheriting money truly change your life for the better, or could it create unforeseen financial pitfalls? On this episode of A Wiser Retirement® Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Shawna Theriault, CFP®, CPA, CDFA® talk about what to do if you inherit $200k.
Related Podcast Episodes:
- Ep 171: I've inherited money, now what?
- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid It
Related YouTube Videos:
- Do you have to pay taxes on an inheritance?
- Does inheritance count as income?
Related Blogs:
- Inheritance Scams: How to Protect Yourself and Your Loved Ones
- What Should I Do with an Inherited 401(k) or IRA?
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement®, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss how SWIFT plans to launch a CBDC, Binance founder CZ sentenced, and give an Ethereum ETF update.
Related Podcast Episodes:
- Ep 216: What are alternative investments? Should you be invested in them?
- Ep 220: Is Bitcoin more than digital gold
Other Links:
- Robert Swarthout: Teton Crypto Capital
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation (learn more about our services)
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Will the 2024 Presidential election influence the stock market? On this episode of A Wiser Retirement®, Casey Smith is joined by Andrew Pratt, CFA, CBDA, to talk about how the S&P 500 performs depending on which party is in office and how the market performs with a divided Congress. They also compare stats on how the market performed when Trump and Biden were each in office.
Related Podcast:-Ep 169: How the 2024 Election Will Affect Your Portfolio
Related Blog:
- How often should you check your investments?
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation (learn more about our services)
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
It's often tricky to find the balance between living in the moment and planning for the future. On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy talk about instant vs delayed gratification, goal-setting tips, and lifestyle perceptions of the wealthy.
Podcast Episodes Referenced:
- Ep 219: Do you have a wealth preservation plan?
- Ep 221: How to Prioritize Financial Goals
YouTube Videos Referenced:
- Retirement Planning Tool vs Working with a Financial Planner
- Meaningful Ways to Leave a Financial Legacy for Your Heirs
Blogs Referenced:
- Why You Should Work with a Fiduciary Financial Planner
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation (learn more about our services)
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Is 2024 a good time to purchase a new home? On this episode of A Wiser Retirement™, Casey Smith is joined by realtor, Tom Townsend from Townsend Realty Group. They talk about what's going on in the housing market, what to know about buying a house in 2024, interest rates, upcoming changes to realtor commissions, and investing in a second home.
Podcasts Referenced:
- Ep 198: Real Estate Market Trends: What to Watch for in 2024
YouTube Videos Referenced:
- Will mortgage rates drop in 2024?
- Should I pay off my mortgage? Why or why not?
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation (learn more about our services)
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
When should I claim Social Security if I don't need it? On this episode of A Wiser Retirement™, Casey Smith and Missie Beach, CFP®, CDFA® talk about the best age to claim Social Security, different strategies for claiming it, and the optimal time to take it if you don't necessarily need it.
Related Podcast Episodes:
- Ep 109: Common Social Security Questions Answered
Related YouTube Videos:
- How will retiring early impact my Social Security benefit?
- Common Mistakes to Avoid with Social Security Spousal Benefits
Related Blogs:
- Social Security Benefits for Divorcees after 10 Years of Marriage
Other Links:
- Solving Social Security Calculator
Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation (learn more about our services)
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth Management:- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy discuss how to prioritize financial goals. They encourage people to set SMART goals, explain leading and lagging indicators, and how to focus on daily priorities.
Related Podcast Episodes:
- Ep 200: Setting and Achieving Financial Goals in the New Year
- Ep 185: Opportunity Funds - Where Dreams Become Reality
Related YouTube Videos:
- What is flat fee financial planning?
Other Links:
- 4 Disciplines of Execution by Sean Covey
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about whether Bitcoin is more than digital gold, give an update on the SEC vs Ripple case, explain Bitcoin halving, and mention that the IRS issued a draft for the new 1099-DA.
Related Podcast Episodes:
- Ep 216: What are alternative investments? Should you be invested in them?
- Ep 211: Crypto and Technology Update: ChatGPT, Gemini, FTX, Ethereum, Bitcoin ETFs, and More
Other Links:
- Teton Crypto Capital
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to discuss wealth preservation plans and various asset protection strategies. Wealth preservation is more than just preparing for retirement; it involves a strategic approach to safeguarding your assets for future generations while maintaining a comfortable lifestyle today.
Related Podcast Episodes:
- Ep 145: Dying without Estate Planning: Do you hate your family?
- Ep 175: Passing Down Generational Wealth
Related YouTube Videos:
- Prevent Family Conflict with Legacy Planning
- Using an Online Estate Planning Service vs Using a Local Attorney
- Meaningful Ways to Leave a Financial Legacy for Your Heirs
Related Blog:
- Legacy Planning vs Estate Planning: Understanding the Difference
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
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- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™, Casey Smith is joined by guests, Justin and Jennifer Place. Justin and Jennifer are both Pilots at a major airline. They discuss what it was like starting at regional airlines and how to make it to the majors, different career paths for pilots, variable income budgeting tips, emergency funds, airline 401k plans, and planning for retirement.
Podcast Episodes Mentioned:
- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?
- Ep 173: Making the Most of Your Airline 401k
YouTube Videos Mentioned:
- Pilots, stop spending millions in 401k management fees!
- Delta Pilot's Guaranteed Variable Universal Life (GVUL) - What Action You Need to Take
Other Links:
- Click here to download your airline's 401k allocation for free.
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Have you thought about moving to a new state when you retire? On this episode of A Wiser Retirement™, Casey Smith is joined by Michaela Dowdy to talk about the 5 best and worst states to retire to. The states on the list might surprise you!
Podcast Episodes Referenced:
- Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers
- Ep 77: Tips for Moving to Lower Tax States
- Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple States
YouTube Videos Referenced:
- Where should I pull income in the first years of retirement?
- What kind of taxes should you expect to pay during retirement?
Other Links:
- Bub's Run: Click here to learn more or to register for the race.
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
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- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™, Casey Smith is joined by Andrew Pratt and Robert Swarthout. Andrew is the Investment Manager at Wiser and Robert is the Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about Andrew’s new CBDA designation, crypto volatility, Bitcoin ETF holdings, and alternative investments.
Podcast Episodes Referenced:
- Ep 206: Bitcoin ETF Launch Update, SEC's X Account Hacked, & Greyscale's Outflow
- Ep 208: How Direct Indexing Benefits High-Net-Worth Individuals
- Ep 195: Is the 60/40 portfolio really dead?
Other Links:
- Connect with Robert Swarthout: info@tetoncryptocapital.com, https://www.tetoncryptocapital.com/
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
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- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
Happy Financial Literacy Month! On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, and Michaela Dowdy to talk about why it's important to be financially literate. At its core, financial literacy empowers and equips individuals with the knowledge and skills needed to make informed financial decisions. How financially literate are you?
Podcast Episodes to Reference:
- Ep 124: Financial Literacy is Vital for... EVERYONE!
YouTube Videos to Reference:- Georgia Will Now Mandate Personal Finance Education in Schools
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
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- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™, Casey Smith is joined by Randy Hargett and Kyle Conroy. Randy is a Long Term Care Specialist at Capstone LTC Advisors and Kyle is a Managing Partner at Disability Insurance Services. They discuss what disability insurance is and how to determine if you need it.
Podcast Episodes Referenced:
- Ep 212: Medical Costs During Retirement and Preparing for the Unexpected
- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?
- Ep 126: How can insurance protect your wealth?
YouTube Videos Referenced:
- The Medicare Sign-Up Process Explained
Other Links:
- Randy Hargett - Capstone LTC Advisors, randy@ltcstep.com
- Kyle Conroy - DI Services, kconroy@diservices.com
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
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- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to talk about how to terminate a relationship with your financial advisor. They discuss common reasons people part ways with financial advisors, understanding any terms related to termination, tips for communicating the decision to your advisor, and how to monitor the transition.
Podcast Episodes Referenced:
- Ep 118: What to Look for in a Financial Advisor
YouTube Videos Referenced:- Financial Planner vs Financial Advisor
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™, Casey Smith is joined by Logan Steele from Steele Choice Insurance to talk about medical costs during retirement and preparing for the unexpected. They go over Medicare, long-term care, healthcare costs, Medigap, and traveling overseas for medical procedures.
Related Podcasts:
- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?
- Ep 188: Current State of Healthcare and Medicare Open Enrollment
Related YouTube Videos:
- What is IRMAA?
Other Links:
- Steele Choice Insurance
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, to talk about their concerns over AI platforms like ChatGPT and Google's Gemini, the ongoing bankruptcy proceedings for FTX, the potential for Ethereum to receive an ETF, as well as the potential implications of Bitcoin reaching a million dollars.
Podcast Episodes Referenced:- Ep 206: Bitcoin ETF Launch Update, SEC's X Account Hacked, & Greyscale's Outflow
- Ep 202: Bitcoin Halving and the Upcoming Bull Run
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Missie Beach, CFP®, CDFA®, Senior Financial Advisor, and Michaela Dowdy, Financial Planning Associate, to talk about strategies for educating your children on money management, credit, investing, and saving to pave the way for their financial success.
Podcast Episodes Referenced:
- Ep 168: Everything You Need to Know About 529 Plans
YouTube Video Referenced:- Georgia Will Now Mandate Personal Finance Education in Schools
Blogs Referenced:
- Should we use the 529 for private school or save it for college?
- Benefits of a Custodial Roth IRA for Your Kids
- Teaching Your Kids About Money
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® are joined by guest, Leslie O'Neal, Family Law Attorney. They talk about the differences between alimony and child support, the factors that determine alimony, different types of alimony, and why alimony is not as common anymore.
Podcast Episodes Referenced:
- Ep 160: How Finances Affect Divorce
- Ep 153: How to Recover Financially after Divorce
YouTube Video Referenced:- Will I have access to money when I file for divorce?
- What is a Certified Divorce Financial Analyst®?
Other Links:
- Contact Leslie O'Neal: https://odelloneal.com/our-team/leslie-oneal/
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Andrew Pratt to talk about what direct indexing is, the pros and cons, and how it benefits high-net-worth individuals. Listen to this episode to see if Direct Indexing is the right strategy for you!
Podcast Episodes Referenced:- Ep 175: Passing Down Generational Wealth
- Ep 152: 10 Tax Planning Strategies for High Net Worth Individuals
YouTube Video Referenced:- How to Hire a High-Net-Worth Financial Advisor Blog Referenced:- Is direct indexing the right strategy for you?
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, we talk about common struggles that small business owners face. Listen to this episode with Casey Smith who is joined by Marty Paradise, from Paradise Business Coaching.
Podcast Episodes Referenced:
- Ep 176: Tips to Grow and Scale Your Small Business with Marty Paradise
- Ep 138: Making Your Business Less Dependent on You
Youtube Videos Referenced:- How to Reduce Taxable Income as a Business Owner
- Tips for Growing Your Small Business
Other Links:
- Connect with Marty Paradise - Paradise Business Coaching
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
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- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this special crypto episode of A Wiser Retirement Podcast™, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about the Bitcoin ETF launch, the SEC's X account getting hacked, VanEck delisting their ETF, Greyscale outflow, and Bitwise.
Podcast Episodes Referenced:
- Ep 197: Will financial advisors be using Bitcoin ETFs soon?
- Ep 202: Bitcoin Halving and the Upcoming Bull Run
Youtube Videos Referenced:- Bitcoin ETFs Have Been Approved - Here's What You Need to Know
Other Links:
- Contact Robert Swarthout: robert@tetoncryptocapital.com
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Missie Beach, CFP®, CDFA®, and Andrew Pratt, CFA to talk about financial concerns that are unlikely to happen. They bring up various political, financial, and market-related predictions and concerns that never materialized. They also highlight the necessity of having a robust financial plan that aligns with your goals, risk tolerance, and lifestyle.
Podcast Episodes Referenced:- Ep 181: 5 Common Financial Myths Debunked
- Ep 141: What is holistic financial planning?
Youtube Videos Referenced:- Financial Habits to Avoid in Retirement
- Pitfalls of Living Rich but Not Building Wealth
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
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- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Evan Bogan, Airline Captain to talk about how the aviation industry has changed over the years. They exchange stories, talk about the change in pilot salaries, the state of the aviation industry, and how pilots can be wise with their money.
Click here to download a FREE 401k allocation for your airline.
Podcast Episodes Referenced:- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?
- Ep 173: Making the Most of Your Airline 401k
- Ep 162: Is your retirement plan ready for takeoff?
Youtube Videos Referenced:- Delta Pilot's Guaranteed Variable Universal Life (GVUL) - What Action You Need to Take
- Tips for Airline Pilots Approaching Retirement
- A Pilot's Guide to Building a Strong Financial Foundation
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Amy Rambo, Travel Advisor with Blue Pineapple Travel. Discover how to create unforgettable family memories without breaking the bank, as they talk about budgeting for travel and the advantages of working with a travel advisor. They also discuss the best seasons for travel, aligning trips with family events, and the benefits of traveling during less crowded shoulder seasons.
Podcast Episodes Referenced:
- Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple States
- Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers
Other Links:
- Follow Amy Rambo on Instagram
- Email Amy Rambo
- Blue Pineapple Travel
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, to talk about bitcoin halving, the upcoming bull run, the Bitcoin ETF, and regulatory issues.
Podcast Episodes Referenced:- Ep 197: Will financial advisors be using Bitcoin ETFs soon?
- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
- LinkedIn
- Instagram
- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement Podcast™, Casey Smith is joined by Andrew Pratt, CFA, and Missie Beach, CFP®, CDFA®, to discuss the potential impact of the 2024 election on the stock market. They give a 2023 market recap and their 2024 market predictions. They also discuss various market influences, including political manipulation, tax changes, the housing market, and inflation. They emphasize the importance of long-term investing, and to be cautious about what financial news sources you read or watch.
Podcast Episodes Referenced:
- Ep 186: Market Up in 2023, but Choppy Waters Ahead
Youtube Videos Referenced:
- Are you ready for market volatility?
- Looming Market Threats in 2023
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
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- Twitter
- Podcast
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement Podcast™, Casey Smith and Missie Beach, CFP®, CDFA® discuss setting and achieving financial goals in the new year. They talk about the art of creating objectives that are specific, measurable, achievable, relevant, and time-bound. It's not just about setting goals; it's about choosing to chase them with a passion that burns brighter than any excuse.
Podcast Episodes Referenced:
- Ep 142: How to Set 2023 Goals You Can Keep
Youtube Videos Referenced:- Tips for Sticking to Your Financial Goals
- Tips to Grow Your Business in the New Year Other Links:
- The 4 Disciplines of Execution: Achieving Your Wildly Important Goals
- Hero on a Mission: A Path to a Meaningful Life
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
Ever wondered how the economic climate might be shaping your finances and investments? On this episode of A Wiser Retirement™ podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about the Fed target rate, consumer price index, US GDP, housing, employment rates, and interest rates. They also go over the impact of economic indicators on various sectors.
Podcast Episodes Referenced:
- Ep 169: How the 2024 Election will Affect Your Portfolio
Youtube Videos Referenced:
-Sticking to Your Budget During the Holidays
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
In this episode of A Wiser Retirement™ podcast, Casey Smith is joined by Tom Townsend, Realtor with Townsend Realty Group. Tom has been a guest on our podcast many times. They talk about real estate market trends, what to watch for in 2024, interest rates, rental properties, and tips for first-time home buyers.
Podcast Episodes Referenced:
- Ep 133: What Financial Planners Wish You Knew About Buying Your First Home
Other Links:
- Townsend Realty Group
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, and Don Friedman, President of DACFP, to talk about financial advisors using bitcoin ETFs, congress' view on cryptocurrency, and the future of bitcoin.
Podcast Episodes Referenced:
- Ep 157: Crypto Special: Where Crypto is Headed with Don Friedman, President of DACFP
- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets
Other Links:-DACFP
- Certificate in Blockchain and Digital Assets
- The Truth About Your Future with Ric Edelman
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
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- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy, discuss the importance of having a financial plan and a checklist for year-end financial planning.
At the end of the episode, Casey Smith is joined by Orrin "Checkmate" Hudson for a short segment. Orrin runs Be Someone, an organization that teaches young people to move with love through the game of chess. Orrin briefly shares his life story about being in a gang and how he turned his life around. He strives to help kids who are in a situation he was once in. He is hosting a free leadership training on December 22, 2023, in Atlanta. To learn more about this opportunity, click here.
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
It has been a rough last couple of years for the 60/40 portfolio investors, but does that mean this investing strategy is dead? On this episode of A Wiser Retirement™ podcast, Casey Smith and Andrew Pratt, CFA® talk about the 60/40 portfolio strategy and its performance historically. They also discuss why it continues to play a pivotal role in retirement planning, despite the challenges.
Podcast Episodes Referenced:
- Ep 182: Investing for the Long Haul: Creating a Retirement-Focused Investment Strategy
- Ep 165: 5 Principles of Successful Investing
Youtube Videos Referenced:
- Pros and Cons of Dividend Investing
- Two Bucket Investing Strategy: Income Strategy vs Total Return
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA®, discuss the different airline retirement plans, specifically focusing on offerings from Delta, American, and United.
Click here to download your airline's 401k allocation.
Podcast Episodes Referenced:- Ep 173: Making the Most of Your Airline 401k
YouTube Videos Referenced:- Delta Pilots - Market Based Cash Balance Plan
- Tips for Airline Pilots Approaching Retirement
- Avoid Asset Managers Looking to Manage Your Airline 401k
Other Links:- Pilot Center
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
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- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On today's special episode of A Wiser Retirement™ podcast, Casey Smith is joined by whiskey enthusiasts, Robert Swarthout and Noland Glenn. We are switching it up from our regular financial topics to talk about the best whiskeys to gift in 2023. Whether you're looking to impress a whiskey connoisseur, surprise a loved one, or simply elevate your collection, we hope you find our whiskey gift guide helpful. Click here to see the full list.
Links:
- Nosing Kit: Nose Your Bourbon
- Glencairn Glass Set
- Bourbon Curious by Fred Minnick
-
Drizzly: Online Liquor Store
-
Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
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- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by guest Brian Smith, Partner at Moore Ingram Johnson Steele, for an engaging conversation about estate planning for those that travel frequently or live in multiple states. They discuss having a power of attorney, medical health directive, will, and revocable living trust.
Podcast Episodes Referenced:
- Ep 120: Finding the Right Estate Planning Attorney for You
Youtube Videos Referenced:
- Using an Online Estate Planning Service vs Using a Local Attorney
Other Links:
- Moore, Ingram, Johnson, & Steele
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith, Michaela Dowdy, and Andrew Pratt, CFA, discuss the differences between mutual funds and ETFs. They also talk about why you shouldn't be stuck in the mutual fund mentality.
Podcast Episodes Referenced:
- Ep 165: 5 Principles of Successful Investing
- Ep 96: Small Cap ETF Selection Process
Youtube Videos Referenced:- Are Financial Advisors Paid by Mutual Funds?
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by guest Jordan Sute Norton, CPA, to talk about year-end tax moves and how to plan ahead for a stress-free tax season. They also talk about maximizing tax savings, including employer deferred accounts, charity bunching, and IRA and Roth IRA contributions.
Podcast Episodes Referenced:
- Ep 174: 2023 Tax Credits You Should Know About
- Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?
Youtube Episodes Referenced:
- 2023 Tax-Smart Philanthropy
Other Links:
- Sute CPAs
- Path2College 529 Plan
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
Are you ready to step in and take control of your aging parents' finances, and in the process, safeguard them from the lurking financial scams? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® we talk about the importance of being proactive about the potential threats your elderly loved ones may be susceptible to. From romance scams to government impersonations, we explore the insidious ways scammers prey on the elderly, and how you can protect your loved ones from falling victim. We also talk about simplifying your parent's bill payments, setting up direct bill pay, or considering power of attorney. We also underscore the significance of an elder care attorney in planning for your parents' future.
Podcast Episode Referenced:- Ep 145: Dying without Estate Planning: Do you hate your family?
Youtube Videos Referenced:
- Prevent Family Conflict with Legacy Planning
Other Links:
- Elderly Financial Scam Statistics
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
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On this episode of A Wiser Retirement™ podcast, Casey Smith is joined by Logan Steele from Steele Choice Insurance to talk about the current state of healthcare and Medicare open enrollment. They also go over the options available to small business owners, discuss the unavoidable effects of aging on healthcare costs, and contemplate the potential future of universal healthcare in the US.
Podcast Episode Referenced:
- Ep 155: Key Things to Know About Medicare Enrollment
- Ep 111: Differences between Medicare A, B, D, Medigap and Advantage
Youtube Videos Referenced:
- What is IRMAA?
- The Medicare Sign-Up Process Explained Other Links:
-Steele Choice Insurance
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
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On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital, to talk about how Blockchain will change the world. Beyond just a database, we examine how Blockchain is set to redefine security features, smart contracts, and the potential for digital voting.
Podcast Episode Referenced:
- Ep 177: Crypto Special: XRP Gets Clarity
- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets
Connect with Robert Swarthout: robert@tetoncryptocapital.com
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
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- Schedule a Free Consultation (Learn More About Wiser)
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Andrew Pratt, CFA, talk about market performance in 2023 and discuss the potential for choppy waters ahead. They also delve into market expectations, the comparison between growth and value investments, bond performance, and provide insights into the market's future direction. They will educate you on the significance of asset allocation and diversification within portfolios, offering actionable steps for effectively managing risk exposure.
Podcast Episode Referenced:
- Ep 163: How to Maximize Earnings on Your Cash Reserves
- Ep 165: 5 Principals of Successful Investing
Youtube Videos Referenced:
- How to be a Long Term Investor
- Should Retirees Get Out of the Stock Market?
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
Ready to turn your financial dreams into reality? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® impart wisdom on proper financial planning and the concept of an opportunity fund. This fund can be your secret weapon to achieving family goals such as going on a grand vacation or buying a vacation home.
This episode underscores the necessity of mindfulness in your financial decisions and the immeasurable value of having a financial plan in place and sticking to it. They will also equip you with resources to help find a qualified financial advisor.
Podcast Episode Referenced:- Ep 141: What is Holistic Financial Planning?
Youtube Videos Referenced:
-Tips for Sticking to Your Financial Goals
Other Links:
-Flightpath
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by the Retirement Travelers, John and Bev Martin, as they share what it's like to travel full-time in retirement, their top 5 favorite travel destinations, and financial tips for traveling. John and Bev's story is a testament to living retirement to the fullest. Check out their YouTube channel for travel advice and to follow along on their latest adventures!
Connect with the Retirement Travelers:
- Website
- YouTube
- Instagram
- Facebook
Podcast Episodes Referenced:
- Ep 158: How much can you spend in retirement?
- Ep 114: Staying Active in Retirement
- Ep 66: Enter Retirement Debt-Free
Youtube Videos Referenced:
- Financial Habits to Avoid in Retirement
- Click here to download one of our free guides that covers financial planning topics like retirement, investing, taxes, divorce, and more!
Connect With Wiser Wealth:
- Our Website
- Schedule a Free Consultation (Learn More About Wiser)
- YouTube
- Facebook
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- Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening!
How impactful can heated financial disagreements be on a marriage? Is there a secret formula to avoid financial conflict with your spouse? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different ways couples often manage their finances, the pivotal role of communication, and why it's important to have joint goals.
Podcast Episodes Referenced:
- Ep 143: Financial Success is Intentional
- Ep 124: Financial Literacy is Vital for Everyone
Youtube Videos Referenced:
-6 Habits of Financially Successful People
- Tips for Sticking to Your Financial Goals
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
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Are you truly ahead of the game if you’re trying to beat the market? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss investing for the long-haul, and how to create a retirement focused investment strategy. They mention misconceptions about the financial market and reveal why a bad year performance shouldn't make you lose sleep. They also go over long-term investment strategies, investing in real estate, and the S&P 500.
Podcast Episodes Referenced:- Ep 170: How much money do you need to retire?
- Ep 103: Your Pre-Retirement Checklist
Youtube Videos Referenced:
- Are annuities a good retirement strategy?
- Should retirees get out of the stock market?
- Will a stock market decline kill my retirement?
Other links:
- SPIVA Report
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Dowdy unravel the true limits of 401K contributions and how an HSA can serve as a handy retirement tool and a resource to cover Medicare premiums. Additionally, they also discuss the age-old debate of renting vs buying. With the changing dynamics of the housing market, you might be surprised which side they're rooting for.
Podcast Episodes Referenced:
- Ep 170: How much money do you need to retire?
- Ep 95: ESG: Scam or saving the world?
Youtube Videos Referenced:
- Is financial planning different than wealth management?
- Are annuities a good retirement strategy?
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
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Estate planning can feel like navigating a labyrinth of complex legalities and tax codes. On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Shawn Shelton, partner at Moore Ingram Johnson & Steel to explain Charitable Remainder Trusts (CRTs), as a strategic tool for those with estates valued over the $25 million federal estate tax exclusion.
Podcast Episodes Referenced:
- Ep 120: Finding the Right Estate Planning Attorney for You
- Ep 116: Are you striving to leave a purposeful legacy?
Youtube Videos Referenced:
- What is the role of a trustee?
- Prevent Family Conflict with Legacy Planning
Other Links:
- Learn more about Shawn Shelton: https://www.mijs.com/
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
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On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Randy Hargett, CLTC, who is a Long-Term Care Specialist at Capstone LTC Advisors, to talk about how you can confidently secure your future and protect your family's wealth against potential catastrophic events. They will also help you determine whether you should buy long-term care insurance.
They talk about the complexities of long-term care insurance, discussing who could reap the most benefits from it and how to determine if it's the ideal choice for you. They also mention the various types of policies available, including the increasingly popular hybrid policies. They also go over maintaining a fund for long-term care expenses and how your income and assets can significantly influence these important decisions.
Podcast Episode Referenced:- Ep 126: How can insurance protect your wealth?
- Ep 146: The Power of Life Insurance to Meet Your Family’s Goals
Youtube Videos Referenced:
- Long-Term Care Insurance Explained
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
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Curious about the intriguing dynamics within the financial advice industry? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® unveil the hidden realities of the business of financial advice.
This episode talks about the world of financial advisors, exposing the three main business models: commission, fee-based, and fee-only, and how some can be manipulated for profit. We also talk about hidden conflicts of interest that are prevalent in this industry. We discuss resources available to those who have felt cheated or exploited by their financial advisors.
Podcast Episodes Referenced:
- Ep 118: What to look for in a financial advisor?
- Ep 143: Financial Success is Intentional
Youtube Videos Referenced:
- Financial Planner vs Financial Advisor
- Avoid the Annuity Salesperson
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
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On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout talk about the nature of ETFs, a possible Bitcoin spot ETF in the near future, the complexities of ETFs, and Bitcoin in the ever-evolving crypto universe. They also discuss the most current ruling in the Ripple vs SEC case, and how XRP has gotten more clarity as this case unfolds.
We also talk about the possibilities of creating an XRP-based ETF, and reflect on how supply and demand can shape the future of the crypto market. Can the rise of crypto potentially create unprecedented wealth? We contemplate this, drawing parallels with the early days of the internet, emphasizing the importance of consulting with insurance and legal professionals before implementing any new strategies.
Podcast Episodes Referenced:
- Ep 167: Crypto Special: The SEC and Crypto
- Ep 172: Crypto Special: Tips to Secure Your Passwords and Cryptocurrency Assets
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
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On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Marty Paradise from Paradise Business Coaching, to discuss smart ways to grow and scale a small business without increasing the burden on the business owner. Our discussion underscores the value of seeking quality financial guidance and argues the case for small businesses to prioritize leadership and management, just as substantial corporations do.
We talk about the pivotal role of having a crystal-clear vision and mission for your business and the necessity to systemize operations to alleviate the owner's strain. Marty accentuates the importance of recruiting excellent team members who can help elevate these systems and highlights the owner's role in comprehending the business's financial systems. We also talk about why it is important to develop repeatable procedures and the integral role of leadership in these growth processes.
Podcast Episodes Referenced:
- Ep 138: Making Your Business Less Dependent on You with Marty Paradise
- Ep 122: Succession Planning for Small Business Owners with Gary Bottoms, CLU®, ChFC®
Youtube Videos Referenced:
- Tips for Growing Your Small Business
- How to Reduce Taxable Income as a Business Owner
Other Links:
- Paradise Business Coaching
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Ever wondered how wealthy families preserve their fortune for multiple generations? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® talk about ways to ensure you can successfully pass down your assets to create multi-generational wealth.
We kick off our conversation by understanding the concept of generational wealth and how important education and communication are in ensuring a successful transfer of wealth to the next generation. We share the inspiring story of a client who sought our help to protect their parent's legacy, and we delve into how you could be a catalyst for building wealth in your own family.
As we navigate the complex journey of generational wealth creation, we discuss how establishing a trust can insulate your wealth from external threats. If you've ever faced failure on this journey, don't worry! We chat about the inevitability of setbacks and the wisdom they impart. It’s all about learning and growing. Together, we look at setting realistic goals and persevering, because building generational wealth is, at its core, a labor of love.
In our final segment, we concentrate on strategies to preserve multi-generational wealth. From the importance of independent trustees and tax planning to the intricacies of succession planning for a business, we cover it all. Having the right team of advisors in place is vital, and we emphasize how essential they are in ensuring a smooth transition of wealth. We highlight how pre-nuptial agreements and trusts can be powerful tools to safeguard your wealth. So, tune in for an enlightening discussion that could inspire you to start building your own multi-generational wealth and legacy.
Podcast Episodes Referenced:
- Ep 152: 10 Tax Planning Strategies for High Net Worth Individuals
- Ep 128: Transferring Wealth from Generation to Generation
- Ep 117: What is Generational Wealth & How Do You Preserve It? With James E. Hughes Jr.
YouTube Videos Referenced:
- Asset Protection for High-Net-Worth Individuals
- Building a Legacy BEYOND Financial Wealth
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On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Jordan Sute Norton, CPA, to discuss new opportunities for tax credits in 2023. Together, we delve into the noteworthy updates to deductions for 2023, highlighting changes in mileage rate, retirement contributions, and teacher expenses. When talking about tax credits, we begin by explaining the difference between refundable and non-refundable tax credits, and how the former might give you that much-needed financial boost.
We also navigate the specifics of EV and home improvement tax credits. Our guest, Jordan, walks us through the income threshold for eligibility and uncovers the potential tax savings for those making eco-conscious choices.
Finally, we shine a spotlight on Roth accounts and how they can be a powerful tool for small business owners to save on taxes. Plus, for those residing in Georgia, we've got some locale-specific insights for you. We touch on film tax credits and low-income housing credits and how investing in these can be beneficial.
Podcast Episodes Referenced:
- Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?
- Ep 79: Tax Strategies to Avoid & How to Negotiate with the IRS
Youtube Videos Referenced:
- 5 Tax-Efficient Withdrawal Strategies
- 2023 Tax-Smart Philanthropy
Other links:
- https://sutecpa.com/
Download Our eBook: "Buyer Beware: Why do they keep trying to sell you that annuity?"
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Did you know that the world of airline pilots is rife with unique retirement planning challenges and opportunities? On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss different 401k options for pilots. Crack the code of planning for retirement as a pilot with our in-depth discussion on the industry, pensions, non-elective contributions, and 401k's. Discover the benefits of a Market Based Cash Balance plan, and the financial implications between major and regional airlines, and comprehend how the ever-changing airline industry now offers more competitive salaries and 401k matching plans.
Learn how to manage money efficiently and capitalize on tax credits for a secure future. Understand why it's important to keep your savings in multiple buckets and get expert advice on how to invest wisely in ETFs while steering clear of annuities.
Download your free airline 401k allocation by clicking here.
Podcast Episodes Referenced:
- Ep 162: Is your retirement plan ready for takeoff?
Youtube Videos Referenced:
- Avoid Asset Managers Looking to Manage Your Airline 401k
- Delta Pilots- Market Based Cash Balance Plan
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How secure is your digital life, especially when it comes to cryptocurrency? This week, on A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, founder, CEO, and portfolio manager of Teton Crypto Capital, to discuss the essential role of password managers and two-factor authentication in safeguarding your digital assets. Don't miss this episode that will provide valuable insights and advice on protecting your digital presence and navigating the ever-evolving landscape of cryptocurrency.
As digital security becomes even more critical, we explore the potential risks associated with storing passwords on your browser and the importance of having a hardware wallet for your crypto assets. We also discuss the dangers of leaving your laptop on an airplane and how fingerprint scans, Face ID, and other security measures can help protect your devices. Robert shares his expert knowledge on securing your assets and the risks of using exchanges.
Finally, we dive into the world of crypto custody and ETFs, examining the ongoing turf war between the SEC and CFTC over-regulation and the history of Bitcoin ETFs. We cover the basics of managing a wallet and discuss if it passes the "grandma test" for ease of use. We also unpack recent events involving the SEC, Binance, and Coinbase, analyzing the potential implications for the future of US crypto regulation.
Podcast Episodes Referenced:
- Ep 167: Crypto Special: The SEC and Crypto
- Ep 161: Crypto Special: Why Crypto is So Confusing to the Average Investor
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Laney dive into the complex world of estate tax rates, annuities, and IRAs. We shed light on strategies like Roth conversions to minimize tax burdens and the importance of legacy planning to ensure your kids benefit from your inheritance.
But it's not just about the numbers; we also tackle the psychological and practical aspects of managing inherited wealth. Discover the value of diversifying assets, the potential risks of real estate investments, and how a "legacy letter" can express your values and intentions for your inheritance. With the advice of our experts, you'll learn to create a plan to handle your inheritance wisely, avoid squandering the money, and secure a lasting legacy for future generations.
Podcast Episodes Referenced:
- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid It
- Ep 117: What is Generational Wealth & How Do You Preserve It?
Youtube Videos Referenced:
- Does an inheritance count as income?
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Laney, discuss retirement planning and demystify the "right amount of money to retire" expectation.
How much money do you really need to retire comfortably? It's a tough question to answer, and the truth is, there isn't a one-size-fits-all solution. Join us in this episode as we explore the factors determining each individual's unique retirement needs, why online retirement calculators can't provide a blanket response, and how evaluating your expenses and time left before retirement can clarify your financial planning.
We also dive into financial strategies to help you achieve your retirement goals, such as freeing up cash flow and saving mortgage interest. Learn how to use the mortgage payoff calculator to maximize the benefits of low mortgage rates and ensure you have a solid emergency reserve in place. Plus, discover the critical importance of maintaining two years' worth of expenses in a cash account during retirement.
Finally, we break down the 4% rule as a starting point in calculating your retirement needs, taking into account expenses, income sources, and taxes. Unveil the impact of inflation and learn how to properly account for it, as well as the importance of grossing up for taxes when using the 4% rule. Listen in as we share our insights on using conservative numbers and considering various factors such as market performance when planning for your golden years.
Podcast Episodes Referenced:- Ep 158: How much can you spend in retirement?
- Ep 115: What Could Happen if You Don’t Prepare for Retirement
YouTube Videos Referenced:- How much money is enough to retire?
Other Links:- https://wiserinvestor.com/mortgage-payoff-calculator/
- https://wiserinvestor.com/budget-calculator/
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss how human behavior leads us to believe that a presidential election can make or break our investments.
As we gear up for the 2024 election season, you might be wondering how the political climate could affect market volatility and your financial planning. Fear not, as we're here to help you navigate these uncertain times with a comprehensive discussion on the potential impacts of the upcoming election, the importance of evaluating data objectively, and the Presidential Election Year Cycle Theory.
We'll examine the current state of market volatility, the debt ceiling, and the potential consequences of a divided or unified government. We'll also tackle the fascinating theory proposed by Yale Hirsch, exploring the relationship between presidential administration cycles and stock market returns, and how to stay rational in our investment decisions amidst the emotionally charged election season. Don't miss this insightful conversation that will equip you with the knowledge and perspective needed to make the best decisions for your portfolio during the 2024 election cycle.
Podcast Episodes Referenced:- Ep 165: 5 Principals of Successful Investing
- Ep 89: Active vs Passive Investing
YouTube Videos Referenced:- How to be a Long Term Investor
- What is the right time to invest in the stock market?
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss 529 plans as a vehicle for college savings. Are you prepared for the skyrocketing costs of higher education? Look no further; we've got you covered with this enlightening episode all about 529 plans. Discover the pros and cons of the two main types of plans, learn about the incredible benefits of compounding interest, and understand the various ways to set up a 529 plan. We also dive deep into the tax advantages and emphasize the importance of being mindful of ownership when setting up your child's college savings plan.
But wait - there's more! We don't just stop at the basics; we explore the flexibility of 529 plans to their fullest extent. From transferring beneficiaries and covering eligible expenses to penalty-free withdrawals for scholarships, we've got your back. We even discuss how to use the plans for K-12 tuition and roll unused funds over to a Roth IRA. Plus, we tackle the real challenges of higher education costs, loan rates, and average student debt. We'll even let you in on a valuable tool to calculate return on investment for college majors and the hidden gems of smaller schools with equal education quality but at lower costs. So join us and start planning for your child's future with our comprehensive guide on 529 plans and beyond.
Podcast Episodes Referenced:- Ep 152: 10 Tax Planning Strategies for High Net Worth Individuals
- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid It
YouTube Videos Referenced:- 6 Habits of Financially Successful People
- How to be a Long-Term Investor
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On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout discuss news in the Crypto world and the SEC's involvement in lawsuits against different Crypto companies.
Podcast Episodes Referenced:- Ep 161: Crypto Special: Why Crypto is So Confusing to the Average Investor
- Ep 157: Crypto Special: Where Crypto is Headed with Don Friedman, President of DACFP
YouTube Videos Referenced:- What are the Best Short-Term Investment Plans?
- What is the Number One Rule in Investing?
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Michaela Laney, talk about the components of a mentally and physically healthy morning routine, and how you can make changes in your life to create a million-dollar morning routine for yourself.
Podcast Episodes Referenced:- Ep 143: Financial Success is Intentional
YouTube Videos Referenced:- 6 Habits of Financially Successful People
Other Links:- Join 1440
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss 5 principles of successful investing. These principles should help you succeed in any season of life and through differing economic and political circumstances.
Podcast Episodes Referenced:- Ep 154: Investing Through Times of Fear
- Ep 121: Designing Your Portfolio to Leave a Lasting Legacy
YouTube Videos Referenced:- Two Bucket Investing Strategy: Income Strategy vs Total Return
- What is the Number One Rule in Investing?
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On this episode of A Wiser Retirement™ Podcast, Casey Smith opens the podcast with guest Tom Townsend, real estate agent at Townsend Realty Group. They briefly talk about what's going on in the current real estate market. For the remainder of the episode, Casey is joined by Missie Beach, CFP®, CDFA® to talk about what you should do with your old 401k.
Podcast Episodes Referenced:- Ep 115: What could happen if you don’t prepare for retirement
- Ep 89: Active vs Passive Investing
YouTube Videos Referenced:- What's the difference between a 401k, 401a, and 403b?
- ESG Coming to Your 401k Plan
Other links:Tom Townsend, Townsend Realty Group
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® talk about how to maximize earnings on your cash reserves and cover the basics of ESG investing.
Podcast Episodes Referenced:- Ep 143: Financial Success is Intentional
- Ep 102: Low Cost, Diversified, Long-term Investing
YouTube Videos Referenced:- What is the right time to invest in the stock market?
- How to be a Long-Term Investor
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On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by guest Evan Bogan, airline captain, to talk about how flying a plane can be compared to retirement planning.
Podcast Episodes Referenced:- Ep 141: What is holistic financial planning?
- Ep 129: Financial Planning Looks Different in Every Decade of Your Life
YouTube Videos Referenced:- Avoid Asset Managers Looking to Manage your Airline 401k
- Should I hire a financial advisor or DIY?
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On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout discuss some of the reasons why Crypto is so confusing to the average investor and why people may opt for other investment options.
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy, discuss how finances affect divorce. They also talk about things couples can do to avoid heading down the road toward divorce.
Podcast Episodes Referenced:- Ep 153: How to Recover Financially After Divorce
- Ep 143: Financial Success is Intentional
YouTube Videos Referenced:- 6 Habits of Financially Successful People
- Should I Hire a Financial Advisor or DIY?
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At the start of the episode, Casey Smith takes a few minutes to talk with Amy Rambo, a travel advisor at Blue Pineapple Travel. They talk about traveling in retirement and mention some of the benefits of hiring a travel advisor to help plan your next trip. Casey is joined by Missie Beach, CFP®, CDFA®, for the remainder of the episode to talk about steps you can take to retire early.
Podcast Episodes Referenced:- Ep 147: Market Update and What to Know about Rule 72t and Early Retirement
- Ep 107: Get Rid of Debt Before You Retire
YouTube Videos Referenced:- 3 Tips to Retire Early
- What is the Rule of 72t and Rule of 55?
Other links:
- Blue Pineapple Travel
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, talk about different ways to prepare for retirement and how to determine how much you can spend in retirement.
Podcast Episodes Referenced:- Ep 106: Create a Cash Flow Strategy for Retirement
- Ep 107: Get Rid of Debt Before You Retire
- Ep 68: Leveraging Your Wealth in Retirement
- Ep 60: Withdrawal Strategies for Retirement
YouTube Videos Referenced:- Will a Stock Market Decline Kill My Retirement?
- Are Annuities a Good Retirement Strategy?
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On this special crypto episode of A Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout are joined by guest Don Friedman to discuss their view on where crypto is headed. Don Friedman is the President of DACFP, the Digital Assets Council of Financial Professionals. During Don’s 20-year career, he has created and produced many of the financial industry’s largest and most prestigious events.
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, discuss the Silicon Valley Bank collapse and if people should be concerned about banks now.
Podcast Episodes Referenced:- Ep 154: Investing Through Times of Fear
YouTube Videos Referenced:- What You Need to Know About Silicon Valley Bank Failure
- Stay Invested Long Term
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, and guest Logan Steele, discuss preparation for medicare enrollment, and the different options for Medicare coverage.
Podcast Episodes Referenced:- Ep 111: Differences between Medicare A, B, D, Medigap, and Advantage
- Ep 110: How Does Healthcare Work in Retirement?
YouTube Videos Referenced:- What is IRMAA?
- How does Medicare work?
Other Links:Steele Choice Insurance
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, talk about investing through times of fear. They also discuss 37 different reasons people often fear investing in the stock market, but shouldn't.
Podcast Episodes Referenced:- Ep 53: Invest Now, In this Market?- Ep 91: Is Your Behavior Affecting Your Portfolio? YouTube Videos Referenced:- How to be a Long Term Investor
- What is the Number One Rule in Investing?
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, discuss divorce, all the financial hardships that come with it, and how to work around them.
Podcast Episodes Referenced:- Ep 46: Financial Terms Everyone Should Know
- Ep 69: Achieve Financial Success in Retirement
YouTube Videos Referenced:- Tips for Sticking to Your Financial Goals
- Stay Invested Long-Term
- Should I hire a financial advisor or DIY?
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On this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and guest Jordan Sute, CPA, give a quick market update. They also talk about 10 tax planning strategies for high-net-worth individuals.
Podcast Episodes Referenced:- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid It
- Ep 81: What is tax loss harvesting?
YouTube Videos to Reference:- Does inheritance count as income?
- Asset Protection for High Net Worth
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On this special crypto episode of The Wiser Retirement™ Podcast, Casey Smith and Robert Swarthout talk about how cryptocurrency is not going anywhere and is here to stay, crypto proof of work, staking, and news in the crypto market. Robert is the Founder, CEO, and Portfolio manager of Teton Crypto Capital. He will be joining Casey once a month for a special crypto episode.
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, and Brad Lyons, CFP®, discuss if tax-loss harvesting can improve your investing returns. They talk about how this strategy can help investors use market value losses of securities to offset gains and remain invested with a diversified portfolio.
Podcast Episodes Referenced:- Ep 81: What is Tax Loss Harvesting?
- Ep 83: Commonly Missed Tax Deductions for Business Owners
- Ep 87: Strategies to Grow and Protect Your Portfolio YouTube Videos to Reference:- 5 Tax-Efficient Withdrawal Strategies
- What is the Number One Rule in Investing?
Other Links:- Big Green Egg Handles
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® talk about some of the reasons for high inflation, and how to inflation-proof your retirement portfolio.
Podcast Episodes Referenced:- Ep 45: Inflation Protecting Your Portfolio
- Ep 101: What is Portfolio Diversification?
YouTube Videos to Reference:- Protecting Your Portfolio During a Market Downturn
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On this episode of A Wiser Retirement™ Podcast, Casey Smith and Brad Lyons, CFP® discuss Chat GPT and how AI could eventually be used in the financial services industry. They also go over different strategies for managing risk in your portfolio.
Podcast Episodes Referenced:- Ep 101: What is portfolio diversification?
- Ep 100: Performance Benchmarks for your Portfolio
- Ep 91: Is your behavior affecting your portfolio?
YouTube Video Referenced:- Protecting Your Portfolio During a Market Downturn
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On this episode of A Wiser Retirement™ Podcast, Casey Smith, Brad Lyons, CFP®, and guest Jordan Sute, CPA, give an update on what's going on in the market. They also discuss early retirement and rule 72t. They also cover different ways you can avoid tax penalties if you are hoping to retire early.
Podcast Episodes Referenced:- Ep 115: What could happen if you don’t prepare for retirement
- Ep 103: Your pre-retirement checklist
YouTube Videos to Reference:- Changes to the 72t Interest Rates
- What is the Rule of 72t and Rule of 55?
- 3 Tips to Retire Early
Other Links:- https://sutecpa.com/
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On this episode of A Wiser Retirement Podcast, Casey Smith, and Randy Hargett, CLTC, discuss the importance of life insurance to make sure your family's needs are covered.
Podcast Episodes Referenced:- Ep 23: Life Insurance with Randy Hargett
- Ep 126: How can insurance protect your wealth?
Youtube Videos Referenced:- Long Term Care Insurance Explained-What is umbrella Insurance?
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On this episode of A Wiser Retirement Podcast, Casey Smith is joined by guest Doug Butler to discuss why estate planning is so important when planning for your future. They also go over what an estate plan consists of, and what can go wrong if you don't have one.
Podcast Episodes Referenced:- Ep 120: Finding the right estate planning attorney for you
- Ep 123: Estate planning for young adults
- Ep 119: Choosing a CPA to meet your estate planning needs
Youtube Videos Referenced:- Using an Online Estate Planning Service vs Using a Local Attorney
- Prevent family conflict with legacy planning
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This podcast was produced by Wiser Wealth Management. Thanks for listening!
On this episode of A Wiser Retirement Podcast, Casey Smith, and Missie Beach, CFP®, CDFA®, discuss what goes into planting financial seeds for the next generation.
Podcast Episodes Referenced:- Ep 128: Transferring Wealth from Generation to Generation
- Ep 121: Designing Your Portfolio to Leave a Lasting Legacy
Youtube Videos Referenced:- What is Legacy Planning and Why is it Important?
- A Financial Advisor's Role in Legacy Planning
- Greenlight Debit Card for Kids 2022 Update
- Greenlight Debit Card for Kids Honest Review
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On this episode of A Wiser Retirement Podcast, Casey Smith, and Brad Lyons, CFP®, discuss various stories of success and tell us why financial success is intentional.
Podcast Episodes Referenced:- Ep 124: Financial Literacy is Vital… For Everyone!
- Ep 115: What Could Happen if You Don’t Prepare for Retirement
- Ep 69: Achieve Financial Success in Retirement
- Ep 49: 4 Steps to Be Wealthy
Youtube Videos Referenced:- What is Legacy Planning and Why is it Important?
- A Financial Advisor's Role in Legacy Planning
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On this episode of A Wiser Retirement Podcast, Casey Smith, and Brad Lyons, CFP®, discuss the new year and how to set 2023 goals you can keep.
Podcast Episodes Referenced:- Ep 61: 5 Steps to Financial Sucess in Retirement
Youtube Videos Referenced:- Tips to Grow Your Business in the New Year
- New Years Resolutions to Be Financially Successful in 2022 Download Our Guide: "Top Reasons Most Financial Plans Fail"
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On this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Missie Beach, CFP®, CDFA®, discuss what holistic financial planning is.
Podcast Episodes Referenced:
- Ep 117: What is generational wealth and how do you preserve it
- Ep 129: How Financial Planning Looks Different in Every Decade of Your Life
Youtube Videos Referenced:
- A Financial Advisor's Role in Legacy Planning
- What is Financial Planning?
- What is a CERTIFIED FINANCIAL PLANNER™ (CFP®)?
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® discuss tips for making a smooth transition into retirement.
Podcast Episodes Referenced:- Episode 139: Financial Planning in Your 60’s
- Episode 113: Finding a Purpose in Life After Retirement
- Episode 103: Your Pre-Retirement Checklist
Youtube Videos Referenced:- 4 Steps to Get Financially Organized Before Retirement
- How to Retire Debt Free
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® discuss financial planning in your 60s and ways to prepare for retirement.
Podcast Episodes Referenced:- Episode 115: What Could Happen if You Don’t Prepare for Retirement
- Episode 103: Your Pre-Retirement Checklist
Youtube Videos Referenced:- Are Annuities and Good Retirement Strategy?
- 4 Steps to Get Financially Organized Before Retirement
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On this episode of A Wiser Retirement Podcast, Casey Smith is joined by special guests Robert Swarthout of Teton Crypto Capitol and Marty Paradise of Paradise Business Coaching. They will discuss the ins and outs of making your business less dependent on you.
Podcast Episodes Referenced:- Episode 122: Succession Planning for Small Business Owners
- Episode 83: Commonly Missed Tax Deductions for Business Owners
- Episode 104: An Investment Portfolio Built for Retirement
Youtube Videos Referenced:- Ways Businesses Can Reduce Taxes and Plan for the Future
- Business Owners: Don’t Stop Learning, Keep Dreaming
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® discuss financial planning in your 50s, and why you shouldn't get spooked in volatile markets.
Podcast Episodes Referenced:- Episode 129: How Financial Planning Looks Different in Every Decade of Your Life
- Episode 115: What Could Happen if You Don’t Prepare for Retirement
Youtube Videos to Reference:- 4 Steps to Get Financially Organized Before Retirement
- What is Legacy Planning and Why is it Important
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On this episode of A Wiser Retirement Podcast, Casey Smith and Missie Beach, CFP®, CDFA® discuss financially preparing for your high-schooler to go to college and the importance of being prepared.
Podcast Episodes Referenced:- Episode 10: College Saving Tips
- Episode 34: College Admissions 101: How to Prepare Your Student for College
- Episode 131: Money Management Tips for Recent College Graduates
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On this episode of A Wiser Retirement Podcast, Casey Smith is joined by special guest Marty Paradise of Paradise Business Coaching, and they discuss how to start and grow a business and the importance of surrounding yourself with a good team.
Podcast Episodes Referenced:- Episode 122: Succession Planning for Small Business Owners
- Episode 83: Commonly Missed Tax Deductions for Business Owners
YouTube Videos Referenced:- Ways Businesses Can Reduce Taxes and Plan for the Future
- Business Owners: Don’t Stop Learning, Keep Dreaming
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On this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Missie Beach, CFP®, CDFA® discuss financial planning in your 40s, financial mistakes, and ways to start preparing yourself for retirement.
Podcast Episodes Referenced:- Episode 129: How Financial Planning Looks Different in Every Decade of Your Life
- Episode 124: Financial Literacy is Vital... for Everyone!
- Episode 106: Create a Cash Flow Strategy for Retirement
YouTube Videos Referenced:- Using an Online Estate Planning Service vs Using a Local Attorney
- How to Be a Long Term Investor
- Financial Planning- Saving for Retirement Early and Eliminating Debt
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On this episode of A Wiser Retirement Podcast, Casey Smith and Michaela Dowdy are joined by special guest Tom Townsend of Townsend Realty Group. They will discuss what financial planners wish you knew about buying your first home.
Podcast Episodes Mentioned:-Episode 17: Real Estate with Tom Townsend
- Episode 51: Is there a Looming Real Estate Crash?
- Episode 9: All Things Mortgages with Mary Ansley Southerland
YouTube Videos Mentioned:- Should I Pay Off My Mortgage?
- How To Leverage Assets to Buy a Home
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In this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Michaela Dowdy discuss financial planning in your 30s and 30-year-olds biggest issues with money.
Podcast Episodes Referenced:- Episode 129: How Financial Planning Looks Different in Every Decade of Your Life
- Episode 124: Financial Literacy is Vital... for Everyone!
- Episode 123: Estate Planning for Young Adults
YouTube Videos Referenced:
- Using an Online Estate Planning Service vs Using a Local Attorney - How to Be a Long-Term Investor Download Our Guide: "Your Path to a Lifetime of Financial Success"
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In this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Michaela Dowdy talk about money management tips for recent college graduates. They also dive into the benefits of building and sticking to a budget.
Podcast Episodes Mentioned:
- Episode 130: Financial Planning in Your 20’s
- Episode 124: Financial Literacy is Vital... for Everyone!
- Episode 123: Estate Planning for Young Adults
YouTube Videos Mentioned:
- Avoid the Annuity Salesperson - How to Be a Long Term Investor Download Our Guide: "Your Path to a Lifetime of Financial Success"
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In this episode of A Wiser Retirement Podcast, Casey Smith, Brad Lyons, CFP®, and Michaela Dowdy discuss financial planning in your 20s and 20-something's biggest issues with money.
Podcast Episodes Referenced:
- Episode 54: Hiring the Right Financial Advisor
- Episode 89: Active vs Passive Investing
YouTube Videos Referenced:
- 4 Steps to Get Financially Organized before Retirement - Should I Pay Off My Mortgage? Download Our Guide: "Your Path to a Lifetime of Financial Success"
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In this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® discuss how financial planning looks different in every decade of your life and take a deep dive into the current state of the market.
Podcast Episodes Referenced:
- Episode 54: Hiring the Right Financial Advisor
- Episode 89: Active vs Passive Investing
YouTube Videos Referenced:
- 4 Steps to Get Financially Organized before Retirement - Should I Pay Off My Mortgage?
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® talk about transferring wealth from generation to generation and go over what we've talked about on the podcast during the past quarter.
Podcast Episodes Referenced:-Episode 117: What is Generational Wealth and How Do You Preserve It?
- Episode 121: Designing Your Portfolio to Leave a Lasting Legacy
- Episode 123: Estate Planning for Young Adults
YouTube Videos Referenced:
- The Financial Advisor’s Role in Legacy Planning -What is Legacy Planning and Why is It Important?
Download Our Guide: "7 Steps to Leave a Financial Legacy"
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® talk about transferring wealth from generation to generation and go over what we've talked about on the podcast during the past quarter.
Podcast Episodes Referenced:-Episode 117: What is Generational Wealth and How Do You Preserve It?
- Episode 121: Designing Your Portfolio to Leave a Lasting Legacy
- Episode 123: Estate Planning for Young Adults
YouTube Videos Referenced:
- The Financial Advisor’s Role in Legacy Planning -What is Legacy Planning and Why is It Important?
Download Our Guide: "7 Steps to Leave a Financial Legacy"
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On this episode of A Wiser Retirement Podcast, Casey Smith is joined by Jordan Sute, CFP, from Sute CPAs. Jordan has been a guest on our podcast many times. She is joining us to talk about the cost of inheriting wealth, estate tax, and opportunities to avoid it.
Podcast Episodes Referenced:
- Episode 117: What is Generational Wealth and How Do You Preserve It?
- Episode 83: Commonly Missed Tax Deductions for Business Owners
- Episode: 57: Opportunities Missed on Tax Returns
YouTube Videos Referenced:
- Ways Businesses Can Reduce Taxes and Plan Ahead
- How to Stay Wealthy During Retirement
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On this episode of A Wiser Retirement Podcast, Casey Smith is joined by Randy Hargett, owner of Capstone LTC Advisors. Randy was a guest on episode 16 of our podcast back in 2020. He has a wealth of knowledge about long term care insurance and is a RamseyTrusted Provider for the Dave Ramsey show. He is joining us to talk about how insurance can be used to protect your wealth, long term care insurance, and life insurance.
Podcast Episodes Referenced:
Episode 16: Long-Term Care with Randy Hargett
YouTube Videos Referenced:Long Term Care Insurance Explained
What is Umbrella Insurance?
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons CFP® are joined by Barbara Garner, Donor Services Manager at Cobb Community Foundation. Barbara was a guest on episode 73 of our podcast last year when we talked about what donor advised funds are. She is joining us to talk about leaving a legacy of generosity.
Learn more about Cobb Community Foundation's Non-Profit Bus Tours here!
Learn more about Cobb Community Connection here!
Podcast Episodes Referenced:
Episode 73: What are Donor Advised Funds?
Episode 75: A Tax Credit that Helps the Community: Georgia GOAL
YouTube Videos Referenced:
What is a Donor Advised Fund?
Building a Legacy Beyond Just Financial Wealth
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On this episode of A Wiser Retirement Podcast, Casey Smith kicks off the episode by introducing Jared Knox, a local artist from Marietta, Georgia. He painted the new artwork of the bear and the bull that we have hanging in the background of our podcast every week. Jared's art can be found in DK Gallery down the street from our office in Marietta Square. On the rest of the episode, Casey is joined by Michaela Dowdy, Financial Planning Associate at Wiser Wealth Management and Jason Waters, CFP®, Financial Planner and Marietta School Board Member. They explain the importance of financial literacy for everyone.
Podcast Episodes Referenced:
Episode 46: Financial Terms Everyone Should Know
Episode 54: Hiring the Right Financial Advisor
Dave Ramsey Courses:
- For Kids: Financial Peace Jr
- For High Schoolers: Foundations in Personal Finance
- For Adults: Financial Peace University
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On this episode of A Wiser Retirement Podcast, Casey Smith is joined by Nick Rosenbauer, Estate Planning Attorney. Nick is founder of The Rosenbauer Law Office, LLC in West Chester, Ohio. Nick is also the host of the Complete Estate Planning podcast. They talk about the importance of a power of attorney, guardianship, privacy for young adults, and estate planning for crypto investors. They also explain the importance of having a master list for your passwords.
Click hereto schedule a consultation with one of our financial planners.
Podcast Episodes Referenced:
Episode 120: Finding the Right Estate Planning Attorney for You
Episode 116: Are you striving to leave a purposeful legacy?
YouTube Videos Referenced:
The Financial Advisors Role in Legacy PlanningWhat is Legacy Planning and Why is it Important?
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® are joined by Gary Bottoms, CLU, ChFC, who is Chairman and CEO of The Bottoms Group, LLC and author of Getting it Right: 10 Strategies to Avoid Regrets. Gary is also a Principal of TBX Benefit Partners, a subsidiary of The Bottoms Group. They talk about succession planning for small business owners, developing a family mission statement, having a mentor, and leaving a legacy.
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® talk about how to design your portfolio to leave a lasting legacy. They also explain the importance of an opportunity fund, real estate in your portfolio, and educating the next generation.
Podcast Episodes Mentioned:Episode 87: Strategies to Grow and Protect Your Portfolio
Episode 102: Low Cost, Diversified, Long-Term Investing
Episode 104: An Investment Portfolio Built for Retirement
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® are joined by Doug Butler who is an Attorney at Moore Ingram Johnson and Steele. Doug is a partner within the firm’s Corporate and Transactional, Insurance Regulatory, and Self-Insured/Captive Insurance Departments. They talk about how to find the right estate planning attorney for you.
Podcast Episodes Mentioned:
Episode 116: Are You Striving to Leave a Purposeful Legacy?
Episode 117: What is Generational Wealth and How Do You Preserve It? With James E. Hughes Jr.
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On this episode of A Wiser Retirement Podcast, Casey Smith and is joined by guest, Jordan Sute, CPA, from Sute CPAs. Jordan has been a guest on our podcast many times now. They talk about how to choose a certified public accountant (CPA) to meet your estate planning needs. They also explain why a CPA is important, what to look for in a CPA, some red flags, and how a CPA can be beneficial to your team.
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® talk about what to look for in a financial advisor when building a legacy plan. It’s important to understand that your advisor should be working in the client’s best interest, and not selling products. They also give us an update on current inflation numbers for the last year and tips for how investors should be approaching the situation.
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® introduce a special guest, James E. Hughes, Jr., author of Family Wealth: Keeping it in the Family. Hughes talks about how to create a family covenant, the hierarchy of a covenant, the Rockefeller legacy story, and how to structure a team that will work in your best interest. He also discusses some main points from his book, Family Wealth: Keeping it in the Family.
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® kick off the new season of the podcast by explaining what it takes to leave a purposeful financial legacy. It is important to plan ahead of time in order to leave the legacy you wish to leave for the next generation.
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On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® wrap up this season of the podcast by talking about the three main ways to prepare for retirement. They also reveal our theme for the new season of the podcast starting in July and say goodbye to Matthews!
Podcast Episodes Mentioned:
Episode 106: Create a Cash Flow Strategy for Retirement
Episode 107: Get Rid of Debt Before You Retire
YouTube Videos Mentioned:4 Steps to Get Financially Organized Before Retirement
Is it too late to save for retirement?
6 Ways to Prepare to Enjoy Retirement
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On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about 5 different ways you can stay active during retirement. They also talk about the current market situation, and how it has entered bear market territory.
Podcast Episodes Mentioned:
Episode 112: How Retirement can Affect Mental and Physical Health
Episode 110: How does healthcare work in retirement?
Episode 107: Get Rid of Debt Before You Retire
YouTube Videos Mentioned:
The Medicare Signup Process Explained
6 Ways to Prepare to Enjoy Retirement
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On this episode of A Wiser Retirement Podcast, Casey Smith introduces special guest, Tara Arnold, PhD, LCSW, CEDS-S, RYT-200, Clinical Co-Director of WholeHeart Psychotherapy. Dr. Arnold talks about how to find purpose in life after retirement. She also discusses marriage in retirement, signs of depression, mindfulness, and depression and anxiety management. It is important to build a psychological retirement portfolio so you can prioritize your mental health in retirement.
Podcast Episodes Mentioned:
Episode 106: Create a Cash Flow Strategy for Retirement
Episode 62: Managing Cash Flow in Retirement
YouTube Videos Mentioned:
6 Ways to Prepare to Enjoy Retirement
4 Steps to Get Financially Organized before Retirement
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On this episode of A Wiser Retirement Podcast, Casey Smith and Matthews Barnett, CFP®, ChFC®, CLU® talk about the effects of retirement on both mental and physical health. Retirement is a great accomplishment, and is a huge life transition. However, many people aren't aware of the impacts that retirement can have on your mental health. It is important before you retire to think about how you will spend your time and stay busy during retirement.
Podcast Episodes Mentioned:
Episode 104: An Investment Portfolio Built for Retirement
Episode 69: Achieve Financial Success in Retirement
Episode 66: Enter Retirement Debt Free
YouTube Videos Mentioned:
6 Ways to Prepare to Enjoy Retirement
4 Steps to Get Financially Organized before Retirement
How to Boost Cash Reserves During Retirement
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On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about the differences between Medicare A, B, D, Medigap and Advantage. They also explain Medicare for employees, the process of switching from Advantage to Medigap, and offer advice on how often to review your plan. Speak with a specialist today so you can find the right plan for you!
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Are you considering retiring early but are unsure about your healthcare options? On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about different healthcare options in retirement. They also talk about ways to qualify for Medicare early, the Affordable Care Act, and why it’s important to consider different saving strategies.
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® answer and explain some of the most common questions about Social Security. They also talk about current market performance, and why you should stay invested long term.
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On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the highlights of social security, how it works, and how to maximize it in retirement. It is important to research your social security options in advance, so you are prepared for the future. It’s never too early to get started!
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On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® talk about the importance of getting rid of debt before you retire. They talk about credit cards, managing student loans, real estate, and the snowball method. It is important to take control of your debt and find a payment strategy that works for you so you can have enough income to sustain yourself in retirement.
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On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about how to prepare cash flow in your portfolio for retirement. They describe a couple strategies for maintaining cash flow in retirement, the process of preparing for inflation, and why it’s important to invest in bonds.
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On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about a few different dividend investment strategies. They explain what a dividend is, the risks associated with them, and give advice on how to manage them within your portfolio. It is important to understand the different dividend investment strategies so you can choose which one is the best fit for you.
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On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about how to build an investment portfolio for retirement. They explain how to be your own pension fund manager, the importance of having cash reserves, and how to diversify your portfolio in retirement.
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On this episode of A Wiser Retirement Podcast, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the upcoming theme for Q2 2022, the importance of having a plan for retirement, and outline the five main topics they will be cover throughout the quarter. They also introduce our new guide, called "Your Pre-Retirement Checklist". You can download this free guide on our website by clicking here.
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It is important to understand the concept of long-term investing because it can help you grow and protect your portfolio. On this episode of A Wiser Retirement Podcast, Casey Smith and Brad Lyons, CFP® wrap up Q1 2022 by talking about why investing for the long-term is crucial to maintaining your portfolio. They talk about investing in emerging markets, reveal the fourth way to grow and protect your portfolio, and introduce our new theme for Q2 2022.
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It is important to recognize the amount of risk you're willing to take on in order to achieve a diversified portfolio. On this episode, Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the importance of portfolio diversification. They talk about modern portfolio theory, the efficient frontier line, allocating your assets, and they offer advice on how to diversify your portfolio.
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It is important to include performance benchmarks in your financial portfolio so you can achieve your goals. On this episode of A Wiser Retirement Podcast, we talk about how to include performance benchmarks in your portfolio. Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® also go over measuring risk in your portfolio, the importance of being an investor, how to begin choosing indexes for a benchmark portfolio, and offer advice on how to set yourself up for success in retirement.
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Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about if cryptocurrencies belong in an investment portfolio. They talk about some of the main cryptocurrencies, how they are being used today, the advantages and disadvantages of investing in them, and they offer advice on how to manage them in your portfolio. It is important to analyze the risks and rewards of including cryptocurrencies in your portfolio, so you can make the right decision.
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Casey Smith and Robert Swarthout talk about Russia and Ukraine, crypto performance, taxes, CBDCs, Bitcoin, and the new Onramp software for advisors. Cryptocurrency has fluctuated in the past month, why could this be?
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Casey Smith and Brad Lyons, CFP® talk about which alternative investment may be right for you. They explain what an alternative investment is, the characteristics of limited partnerships, private equity, and how to properly utilize them in your portfolio. It is important to evaluate which one is the best fit for you and the amount of risk you are willing to undertake.
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Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU®, and Brad Lyons, CFP® talk about why selecting the best small cap ETF is crucial to your portfolio. They talk about the risks of buying inverse ETFs, the importance of having an overall theme within your portfolio, how to select the best small cap ETF, and how to diversify your portfolio.
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Casey Smith and Matthews Barnett, CFP®, ChFC®, CLU® talk about what ESG investing is, how ESG investing works, and whether it is a scam or if it is actually saving the world.
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Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about what an ETF is, how ETFs operate, and important things to know about ETF tradability. They also walk through how to select the best technology ETF for your investment portfolio.
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Once a month, we take a deep dive into all things cryptocurrency. On this episode of A Wiser Retirement Podcast, Casey Smith and Robert Swarthout talk about crypto performance at the end of 2021 and start of 2022, inflation, CBDCs, a US Dollar crypto, and regulation. There was a great deal of volatility during January 2022 in the cryptocurrency market. Will there be a US Dollar Crypto?
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Casey Smith and Brad Lyons, CFP® talk about why choosing the right investment fund is crucial. They talk about the differences in the three big asset classes, how to pick an investment, trade volume, and give advice for the DIY ETF investor. It is important to understand how much risk you should be taking on inside your investment portfolio. You need to have a financial plan in place with set goals, and a plan to achieve those goals.
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The team talks about behavioral finance and the impact that your behavior can have on your investment portfolio. They talk about various biases, such as conservatism, overconfidence, herd behavior, and loss aversion. Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® tell you how to overcome bias and set yourself up for success.
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Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about Q4 2021 and give an overview of stock market performance. They talk about bonds, treasury inflation-protected securities, and real estate. They also review their 2021 market picks, discussing the Invesco Global Return Clean Energy ETF and the S&P Kensho New Economies ETF.
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Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® talk about the difference between active vs passive investing. The debate between these two approaches to investing is nothing new. It has actually been a long-time debate in our industry. There are two very passionate sides to this debate. Which approach is best?
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The team talks about the cost of investing. A lot of people don’t want to talk about fees. Many people say that their investment portfolio is free, that they don’t care, or that they just don’t understand it. It comes down to two things: the fee you pay for the advice and the fee you pay for the product. Understanding how much you are paying for investment advice and portfolios is important.
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Casey Smith, Matthews Barnett, CFP®, ChFC®, CLU® and Brad Lyons, CFP® discuss how to grow and protect your portfolio. Each principle they talk about is easy for the everyday investor or their advisor to implement.
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Casey Smith is joined by Jordan Sute, CPA, from Sute CPAs to talk about the most important things to know about taxes. Taxes can be a dull thing, but you need to find someone who gets excited to learn, grow, and adapt as your CPA. Specialization is also important in finding the right CPA for you.
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Casey Smith is joined by Robert Swarthout to talk about WisdomTree’s new cryptocurrency index.
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Casey Smith is joined by Tom Townsend, realtor with Townsend Realty Group, a KW realty partner, and by Jordan Sute, CPA, from Sute CPAs. They discuss how 1031 exchanges work, and talk through why they are a great option for some people.
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Jordan Sute, CPA joins Casey Smith to discuss how business owners can utilize tax deductions. This past year, small business owners have proved to be resilient and creative in the midst of the pandemic. Casey has found that business owners are always very good at their business, but not as good at taking care of themselves. Jordan has seen so many clients that are so good at what they do, but when it comes to the books they have a harder time keeping them clean.
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Jordan Sute, CPA, joins Casey Smith to talk about the tax differences between an S Corp, C Corp, and LLC. In 2009, there were 560,000 new businesses formed. In 2020, there were 804,000 new businesses formed. Every year, there are more companies being formed in America. In light of that, we wanted to go down the list of business classifications and discuss each individually.
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Brad Lyons, CFP®, Investment Manager, and Jordan Sute, CPA join Casey Smith to discuss tax loss harvesting. Tax loss harvesting is looking at a loss in your portfolio, selling it so that you can sell off the loss, and then reinvesting it into something else. This technique leverages a circumstance in your portfolio to enhance your tax standing. Just because you sell something doesn’t mean it’s bad. Most advisors don’t even think to do this.
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Robert joins Casey on today's new episode to discuss cryptocurrency, digital assets, and block chain.
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Casey Smith is joined by Jordan Sute, CPA from Sute CPAs to talk about tax strategies to avoid and how to negotiate with the IRS.
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Casey Smith talks with Jordan Sute, CPA and Matthews Barnett, CFP®, ChFC®, CLU® to discuss maximizing tax savings for employees and business owners. They go over 401(k) plans, Roth IRAs, and other company retirement accounts.
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Jordan Sute, CPA from Sute CPA's joins Casey Smith and Brad Lyons, CFP® to discuss tips for moving to lower tax states. What should you do besides change your drivers license?
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We have several guests joining us to continue our discussion about how tax credits can help the community. We are joined by Jordan Sute, CPA from Sute CPAs, and Kathleen Smith, Regional Development Officer for the Wellstar Foundation to talk about the Wellstar Foundation and the Georgia Heart Program. We are also joined by Humphrey Kanga and McGee Spencer to talk about Kenya Connection and their impact globally.
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Jordan Sute, CPA and Jennifer New are guests on this episode of the Wiser Roundtable Podcast to talk about the Georgia GOAL program and tax credits that help the community. Jennifer is the Chief Development Officer at Mount Paran Christian School.
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Robert Swarthout joins Casey Smith to talk about new ETF launches. Robert will be joining us once a month to talk about Digital Assets. There has been a lot of positive movement when it comes to Bitcoin. In the past few months, it has almost doubled, so where is Bitcoin headed?
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The team is joined by guests Jordan Sute, CPA from Sute CPAs and Barbara Garner from Cobb Community Foundation to talk about donor advised funds. They go over how state tax credits can also help the community at the same time.
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The team goes over how the markets performed in Q3 2021 and give their take on everything.
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When hiring a CPA to prepare your tax returns, it is important to determine if he or she is equipped to service your needs. Many people think a CPA understands all aspects of the IRS code. This is an unrealistic assumption. There are certain questions you should ask a CPA when interviewing them to make sure they are the best fit for you.
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The team is joined by Jordan Sute, CPA from Sute CPAs to kick off our new series on all things tax. They go over 10 important things to know about taxes. Make sure you listen to our podcast in the coming weeks as we take a deep dive into these 10 tax tips.
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The team recaps our series on retirement and goes over the five steps to achieve financial success in retirement.
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The team talks about leveraging your wealth in retirement and the method of Securities Based Lending.
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The team talks about ways to maximize social security and why it is important to do so.
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The team talks about entering retirement debt free and ways to get out of debt.
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Casey Smith. interviews Mary O'Brien from Help the Persecuted to talk about their work and impact. They also discuss what's happening in Afghanistan and opportunities to help.Help The Persecuted provides practical, physical support as well as spiritual encouragement to persecuted believers throughout the Middle East and North Africa. Last year they helped more than 46,000 people. They are currently working to provide assistance to approximately 1,000 people still inside Afghanistan, and help persecuted Afghans now displaced in neighboring countries.
Help the Persecuted: www.HTP.org/Wiser
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The team talks about why it is important to maintain investing discipline through retirement.
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The team talks about how much cash reserves retirees actually need.
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The team goes over managing cash flows – a major part of retirement planning. Many people aren’t fond of the word ‘budgeting’ because of its inherent connotations, but managing cash flows during retirement is essentially just that.
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The team goes over 5 steps to have financial success in retirement. Each step will be discussed in further detail in the weeks to come, so follow our series for more discussion on these simple yet effective strategies.
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The team analyzes the variables that determine an individual’s withdrawal strategy for retirement. They also answer some commonly asked questions such as: when you should begin collecting social security, and from which account(s) you should withdraw funds.
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The team talks about retirement planning and what to expect from your portfolio.
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Team Wiser provides Q2 2021 market commentary. They discuss how portfolios performed in Q2 2021, how they have performed historically and how we predict they will perform throughout the rest of 2021.
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Casey Smith is joined by guest, Jordan Sute, CPA from Sute CPAs talk about W-4 tips and opportunities missed on tax returns.
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Casey Smith is joined by Robert Swarthout to talk about all things digital currency. Robert is a serial tech entrepreneur and has a passion for researching and understanding digital currencies. Casey and Robert discuss the new changes to Bitcoin via the Taproot upgrade, Tesla buying Bitcoin, El Salvador and Bitcoin, Central Bank Digital Currency (CBDC), and reaction to Bitcoin trading.
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The team talks about the importance of diversification, bias in investing, and 4 ETFs your portfolio needs. Are these ETFs in your portfolio?
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The team discusses everything you need to know about how to hire the right financial advisor.
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The team talks about the difficulty of timing the market and whether you should invest at this time.
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The team discusses what a CERTIFIED FINANCIAL PLANNER™ is and the process of becoming one.
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Team Wiser is joined by guest, Tom Townsend. Tom is a part of Townsend Realty Group (https://www.townrg.com/), a Keller Williams Realty Partner. They discuss the current real estate market and whether there is a looming real estate crash.
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The team discusses the truth about investing in gold. Do you have gold in your investment portfolio?
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The team discusses 4 steps to be wealthy. Someone who has money and lives a nice lifestyle, might not actually be wealthy. Being wealthy is the by-product of good financial habits that people create over their lifetime.
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Orrin "Checkmate" Hudson joins us for a special community spotlight episode.
Fundraiser: https://charity.gofundme.com/o/en/campaign/lets-move-forward-togetherLearn more about
Click here to learn more about Orrin.
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The team discusses how to retire without a mortgage and the benefits of doing so.
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The team talks about important financial terms everyone should know. What is your financial literacy level?
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The team provides commentary about inflation and how to protect your portfolio. The cause and effect of inflation has changed over the past 20 years largely due to the rate of adoption of technology. When planning for retirement, it is critical to plan and save with inflation in mind.
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The team provides Q1 2021 market commentary and performance. The market has rebounded from the lows of the pandemic shutdown. The team reviews the winners and losers and why staying invested in the market was the best decision investors could have made in 2020.
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Custom indexing is a new trend in investing where investment and rebalancing decisions are personalized based on an investor's preferences and can be easily adjusted as needs change. The evolution of FinTech or financial technology has made custom indexing possible.
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The team discusses a craze that has taken Wall Street by storm recently. SPACs are special purpose acquisition companies, essentially shell companies that raise money from investors through stock-market listings.
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The team discusses the pros and cons of lump sum investing vs. dollar cost averaging. Which strategy is best for you?
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ESG (Environmental, Social and Governance) investing refers to a class of investing that is also known as “sustainable investing.” This is an umbrella term for investments that seek positive returns and long-term impact on society, environment and the performance of the business. The team discusses the history of ESG investing, if this type of investing is effective or a marketing ploy.
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ETFs are an efficient and versatile way to build portfolios. The team discusses a few examples of approaches to ETFs that include tactical allocations, core-satellite strategies, sector rotation and smart beta funds.
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The team explains exchange traded funds and discuss why ETFs are great investment options for the long-term investor. They also talk about the key advantages of ETFs when compared to mutual funds and why you should know and understand what kinds of ETFs you own.
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A common question asked by many of our clients is, “Should I pay off my mortgage?” If you are retiring in a few months and have a $150,000 balance on your primary home, do you use your retirement funds to pay off the balance of your home, or do you keep paying the mortgage payment during retirement? There are various circumstances like age and personal finances that influence the appropriate response.
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Robert Swarthout joins Casey Smith to discuss digital assets and cryptocurrencies in a bull market. Robert is a serial tech entrepreneur and has a passion for researching and understanding digital currencies.
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Today's episode centers on the recent investment mania surrounding GameStop. Before jumping in to explain the story to listeners - detailing investment developments, correcting misinformation, and sharing implications - Casey sets the tone well: this story makes him feel like an adult watching the antics of a group of wealthy toddlers!
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Casey Smith is joined today by Brad Lyons, as well as guest Wendy Williams. Wendy is the founder and owner of Williams Educational Consultants, an organization offering assistance with K-12 school placement, college and graduate school admission, and career placement. She joins Casey and Brad to discuss the particular topic of college admissions, explaining the process, exploring financial ramifications, and more!
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The team discusses dividend investment strategies and how those strategies have changed in recent years as growth stock returns continue to far exceed those of value stocks.
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The team explains the history and purpose of Section 230 which is the piece of internet legislation that has given social media companies the ability to censure a sitting President.
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The team delves into five topics in the news this week. Those include a summary of an interesting Wall Street Journal article, COVID relief part two, Bitcoin mania, the Georgia special elections and market volatility.
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The team discusses their top fund picks and predictions for the market in 2021.
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The Wiser team discusses four categories you should consider as you prepare for retirement. Those categories include considering what kind of lifestyle you want, managing cash flow, portfolio management and finding a purpose in retirement.
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The Wiser Wealth Roundtable team provides a book review of The Psychology of Money by Morgan Housel. In the book, Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life's most important topics. The team discuss their favorite insights from the book and how Wiser Wealth applies many of the best practices Housel recommends in our investing decisions.
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2020 has been a year for the record books and one that many may want to forget but never will. As the year winds down, it is important to assess whether or not you are executing some healthy year-end planning strategies to help with tax efficiency and also help increase the probability of success for future retirement goals.
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On this episode of the Wiser Roundtable podcast, Casey T. Smith interviews Christy Carr Betz, the founder of a non profit organization called Giving Grace. The purpose of Giving Grace is to provide support for individuals in our communities with acute needs, along with support for ongoing community programs while inviting the larger Atlanta community to participate in the work of reconciliation.
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On this episode of the Wiser Wealth Roundtable podcast the team discusses how the coronavirus vaccine development and the election have driven the market results seen in November.
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Rick Bemis joins the podcast today to discuss struggling through a job loss. Rick owns Rick Bemis Counseling services and previously worked for Delta Airlines as a regional manager for the Delta Employee Assistance program. He joins the show today to discuss how to handle the stress of a job loss, the pandemic and election.
http://rickbemiscounseling.com/
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Randy Hargett of Capstone Advisors joins the podcast again today to discuss life insurance. Randy has worked for Capstone for over 18 years, advising individuals on various insurance options, including life insurance. Capstone is endorsed by the Dave Ramsey show and Randy is someone the Wiser team trusts for sound insurance advice for our clients.
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In recent years, many investors have targeted regular income and low risk by investing in qualitative bonds, such as government bonds and investment grade corporate bonds. With interest rates at rock-bottom levels, investors are seeing very little yield and having a hard time realizing investment goals with this strategy but the need for regular monthly income in retirement hasn’t changed. The team discusses how a strongly diversified portfolio can potentially deliver better results with the right balance between market risks and opportunities. That balance can, for instance, be found in total return strategies that combine price-appreciation and income.
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The team discuss what questions to ask and what research to conduct when choosing a financial advisor. They examine a recent case of an advisor in Atlanta, GA who is now missing and wanted by the FBI. The team provides a checklist of key questions you should ask your financial advisor and provide resources to aid in researching and finding a fiduciary, fee-only advisor.
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How do the Biden and Trump tax plans compare? The team reviews the proposed changes by the Biden camp to the current tax laws passed by Trump in 2017. The team discuss the difference between corporate tax rates, 401k contributions, capital gains, estate planning and the death tax.
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The Wiser team provides a third quarter 2020 market update, portfolio performance and the economic outlook for the remainder of the year.
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Attorney Megan Flores joins the podcast today to discuss estate planning. The team discuss wills, trusts, health care directives and power of attorney. Megan is a member of GDCR’s Trust & Estates and Tax and Business Transactions and Corporate Law practices. With more than a decade of experience, Ms. Flores provides comprehensive legal counsel on tax, estate planning and estate administration matters to individuals and families, as well as privately held businesses.
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The team speaks with Tom Townsend of Townsend Realty Group about real estate trends in metro Atlanta and other topics like investment property strategies, purchasing a second home and what to look for when choosing a realtor.
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Randy Hargett of Capstone LTC Advisors joins the podcast today to discuss long-term care insurance. Randy has worked for Capstone for over 18 years, advising individuals on long-term care options. Capstone is endorsed by the Dave Ramsey show and Randy is someone the Wiser team trusts for sound long-term care advice for our clients.
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The team welcomes attorney Anthony Kirkland to the studio to discuss Medicaid, Medicare and nursing homes. Anthony has been practicing law for 38 years and focuses on the areas of elder law, estate planning, probate and estate administration.
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Casey Smith and Brad Lyons discuss digital currencies with Robert Swarthout. Robert is a serial tech entrepreneur and has a passion for researching and understanding digital currencies. The team discusses the different types of digital assets, how they are similar and different and tips on purchasing digital currencies.
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Casey Smith sits down to interview Orrin "Checkmate" Hudson on this week's episode. Orrin is a former Alabama state trooper, Air Force veteran, and world renowned chess champion. He is the author of the #1 Amazon best seller, One Move at a Time, How to Win at Chess and Life. He is a captivating speaker/facilitator and is the founder of Be Someone, a Georgia-based nonprofit which provides a youth-focused leadership skills development program on how to win in life using the game of chess. His formula – using the chess board – teaches that for every move that is made, whether it is playing the game or living as a contributing citizen, there is a corresponding positive or negative consequence.
Learn more about Orrin: www.besomeone.org
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The Wiser team tackles the current state of the market and what is responsible for the drastic differences between the economy and the stock market in today's August Market Commentary episode.
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What is a 401k? Why should I have one? Who is responsible for managing a 401k account? How much can I contribute and what's a Roth 401k? These and many other questions are answered on this week's episode.
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College saving and planning is a big part of the financial planning process. Popular options are reviewed: 529 savings plan, Coverdell ESA, and UTMA/UGMA.
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Mary Ansley Southerland joins the Wiser Roundtable podcast to discuss her career as CEO and co-owner of W.D. Little Mortgage. Throughout her years of experience working in the mortgage industry, she has become well-known and highly respected in the field. Mary Ansley is also the current President of the Marietta Rotary Club. On today's show, Mary Ansley and Casey discuss current interest rates during a pandemic, refinancing, conforming versus jumbo loans and reverse mortgages.
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The Wiser team provides a market update for the second quarter of 2020. The stimulus package, zero interest rates and unemployment are discussed along with market commentary for the remainder of 2020.
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This episode looks into the relationship between personal behavior and the portfolio. Investors are not always rational, have limits to their self-control and are influenced by their own biases. The team tackles this topic by discussing loss aversion, herd mentality and why having a financial plan (and sticking with it) is crucial to achieving long-term financial goals.
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Statistically, most families are not prepared for a personal recession. On this podcast episode, the Wiser Roundtable team discuss five ways to recession-proof your household. These steps include developing a household budget, eliminating debt, setting up an emergency savings fund, protecting your portfolio and updating your resume.
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Millions of people are now working from home due to COVID-19. The Wiser team discusses the pros and cons of our new work environments and how working from home is affecting investment portfolios. Real estate investment trusts (REITs) are a key consideration when constructing any equity or fixed-income portfolio and have seen changes since the onset of coronavirus. The team also discusses companies and industries that will benefit from the working from home trend.
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The Wiser team discusses the current state of the market, economy and coronavirus recovery. What can history teach us about how we should respond to today's market volatility?
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How should someone build their investment portfolio in a 401k or 403b retirement savings account? How does this differ from how a portfolio is invested once a person enters retirement? The Wiser team discusses the differences.
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Financial advisor compensation is complex and sometimes difficult to understand. Three types of financial advice are explored; Fee only, Fee based and investment sales. Do you know how your financial advisor is paid? Learn how to differentiate between the various business models and what questions to ask your advisor.
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Why should everyone have a financial plan? What should a financial plan include and what are the best questions to ask your advisor? The Wiser Wealth Management team discusses what to look for when you seek financial planning services.
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