Jay Garvens: Recent Episodes
Jay Garvens
https://www.jaygarvens.com/wp-content/uploads/2026/08/8-8-26-Jay-Garvens-Show-Mid-Year-Market-Evaluation-2.0-Small-Finished.mp3Listen to the Jay Garvens Home and Mortgage Show on Saturday at 8am or the replay at 11am on Sunday. Jay has Bill McAfee from Empire Title on the show with the Mid-Year Market Evaluation 2.0 on KRDO News Radio 105.5FM and 1240AM.
The post MID YEAR MARKET EVALUATION 2.0 – 8-8-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/08/8-1-26-Jay-Garvens-Show-The-Difference-Between-House-Fixing-and-House-Flipping-Small-Finished.mp3Listen to Jay Garvens Home and Mortgage Show Saturdays at 8:00am or Sundays at 11am as Jay explains the difference between house fixing and house flipping in Colorado Springs on KRDO News Radio 105.5FM and 1240AM
The post THE DIFFERENCE BETWEEN HOUSE FIXING AND HOUSE FLIPPING – 8-2-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/08/7-18-26-Jay-Garvens-Show-Mid-Year-Market-Evaluation-20-Small-Finished.mp3Listen to the Jay Garvens Home & Mortgage Show as Jay and his special guest, Ken Smith, from Churchill Mortgage delivers the mid-year Market Evaluation 2.0 here on KRDO News Radio 105.5FM and 1240AM
The post MID YEAR MARKET EVALUATION 2.0 – 7-18-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/07/7-25-26-Jay-Garvens-Show-Presidential-Libraries-Abilene-Kansas-Fly-Over-States-Small-Finished.mp3Listen to the Jay Garvens Home & Mortgage Show on KRDO News Radio 105.5FM & 1240AM at 8am this morning as Jay tells you about the “Presidential libraries – Abilene Kansas & Fly Over states! If you have never attended these places before Jay will explain how fantastic they are and how patriotic this is.
The post PRESIDENTIAL LIBRARIES – ABILENE KANSAS & FLY OVER STATES – 7-25-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/07/7-11-26-Jay-Garvens-Show-Home-Ownership-Economy-2-Makes-The-Engine-Purrr-Small-Finished.mp3Listen at 8:00am Saturday or Sunday at 11:00am to the Jay Garvens Home & Mortgage Show as Jay talks about “The Home Ownership Economy #2 – What Makes The Engine Purr!” Here on KRDO News Radio 105.5FM & 1240AM. Special Guest and real estate specialist Mark Salas will be on in the 3rd segment.
The post HOME OWNERSHIP ECONOMY #2 MAKES THE ENGINE PURR – 7-11-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/07/7-4-26-Jay-Garvens-Show-America-250-Small-Finished.mp3The Jay Garvens Home and Mortgage Show. Jay is doing his 4th of July Special! Dave Fleming from Pella Windows will be on in the 3rd segment to add to the show.
The post AMERICA 250 – 7-4-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/07/6-27-26-Jay-Garvens-Show-Home-Ownership-Economy-In-the-USA-Small-Finished.mp3Listen to this Jay Garvens Home & Mortgage Show! Jay is explaining what to expect in the Home Ownership Economy here and in the USA. Brad Ward of CoCreate Construction will also be in the 3rd segment explaining where the money is in remodeling.
The post OUR HOME OWNERSHIP ECONOMY IN THE USA – 6-27-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/07/6-20-26-Jay-Garvens-Show-Mid-Year-Market-Evaluation-Economic-Update-Small-Finished.mp3Today here on KRDO News Radio, Jay Garvens, gives you “The Mid Year Evaluation & Economic Update.” Ken Smith from Churchill Mortgage will be there to help Jay make sure nothing is missed! Don’t you miss this update!
The post MID YEAR MARKET EVALUATION & ECONOMIC UPDATE – 6-20-2026 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/07/6-13-26-Jay-Garvens-Show-Colorado-Real-Estate-Purchase-Contracts-Small-Finished.mp3If you’re thinking about buying a home and you’re not listening to the Jay Garvens Home & Mortgage Talk Show on KRDO News Radio NOW! This week Jay has Realtor, Mark Salas, from Best Realty to help explain Colorado Real Estate Purchase Contracts.
The post COLORADO REAL ESTATE PURCHASE CONTRACTS – 6-13-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2026/06/6-6-26-Jay-Garvens-Show-VA-Mortgage-Loans-2-Small-Finished.mp3If you missed The Jay Garvens Home & Mortgage Show, listen now! Jay will fine tune and wrap up VA Mortgage Loan #2 with Special Guest Ken Smith from Churchill Mortgage. Everything is explained how vets can get a house for $0 down!
The post VA MORTGAGE LOANS #2 – 6-6-26 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/10/10-11-25-Jay-Garvens-Show-Investment-Property-Markets-How-To-Pick-The-Best-Small-Finished.mp3Today, Jay Garvens talks about “Investment Property Markets, How to Pick the Best.” On today’s show, he will have Kelsey Dunham from Springs Body Sculpting in the studio, and they will talk about the new additions that have been added to their services and also talk about their certified school which sets them far a part from the others so called experience. We would say “Guess how old she is, but you would be wrong and surprised!
The post INVESTMENT PROPERTY MARKETS – 10-11-2025 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/10/10-4-25-Jay-Garvens-Show-Insight-Into-The-Housing-Market-1st-Time-Home-Buyers-2-Small-Finished.mp3This show Jay talks about the “Insight into the Housing Market!” He is including 1st time home buyers! Now is the time to buy!
The post INSIGHT INTO THE HOUSING MARKET + 1ST TIME HOME BUYERS #2 – 10-4-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/09/9-27-25-Jay-Garvens-Show-Insight-Into-The-Housing-Market-1st-Time-Home-Buyers-Small-Finished.mp3Jay Garvens starts part #1 of #2 into the “Insight into the Housing Market+ 1st Time Home Buyers.” On this show, Brad Ward from CoCreate Construction gives the working man’s perspective and talks savings.
The post INSIGHT INTO THE HOUSING MARKET + 1ST TIME HOME BUYERS – 9-27-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/09/9-20-25-Jay-Garvens-Show-The-Rythum-The-Cycle-Of-The-Home-Selling-Market-small-Finished.mp3This week on the Jay Garvens Home & Mortgage Show, Jay is explaining “The Rhythm & The Cycle of the Home Selling Market.” Jay has proof of the best times of the year to buy or sell your real estate
The post THE RHYTHM & THE CYCLE OF THE HOME SELLING MARKET – 9-20-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/09/9-13-25-Jay-Garvens-Show-The-U.S.-Space-Command-Headquarters-small-Finished-1.mp3This is all about the Colorado Space Command move to Alabama. Many residents think the sky is falling because we are going to lose the Space Command. Jay says listen to this show and go tell your wife and kids that life will go on and we are losing very little!
The post THE U.S. SPACE COMMAND HEADQUARTERS MOVE – 9-13-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/09/9-6-25-Jay-Garvens-Show-The-Colorado-Legislative-Special-Session-The-State-Deficit-small-Finished.mp3This week on Jay Garvens Home & Mortgage Talk, Jay will discuss the Colorado Legislative Special Session & the State Deficit. There is very important information in regards to overspending! Dave Fleming from Pella Windows will be in our studio in the 3rd segment talking about a new window screen design.
The post THE COLORADO LEGISLATIVE SPECIAL SESSION & THE STATE DEFICIT – 09-06-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/09/8-30-25-Jay-Garvens-Show-Why-Are-Interest-Rates-So-High-small-Finished.mp3Today, Jay Garvens Home & Mortgage Show has a guest Brad Ward from CoCreate Construction discussing “Why are Interest Rates so High.” Jay will explain why this is still happening and when he thinks things will change and why.
The post WHY ARE INTEREST RATES SO HIGH – 08-30-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/08/8-23-25-Jay-Garvens-Show-Building-An-Empire-Small-Finished.mp3This week Jay has Bill McAfee from Empire Title in the studio to do his monthly Economic Update and to talk about a great moment in history when “The Empire State Building” was built and the impact it had on America.
The post BUILDING AN EMPIRE – 08-23-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/08/8-16-25-Jay-Garvens-Show-Colorado-Genes-Why-Is-Denver-Destroying-Our-Genes-small-Finished.mp3Listen to Jay Garvens Home & Mortgage Show at 8am. This show he talks about how Denver is taking Colorado’s genes away from them! On KRDO New Radio 105.5FM & 1240AM Saturdays and 11am on Sundays.
The post WHY IS DENVER DESTROYING OUR GENES – 08-16-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2025/08/8-9-25-Jay-Garvens-Show-Why-You-Should-Purchase-In-2025-small-Finished.mp3This week at 8am on KRDO New Radio 105.5FM & 1240AM on the Jay Garvens Home & Mortgage Show, Jay has Kelsie Cameron from Springs Body Sculpting in the studio discussing new changes and additions as Jay discusses “Why now is the time to purchase a home in 2025.”
The post WHY YOU SHOULD PURCHASE IN 2025 – 08-09-25 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/10/10-19-24-Jay-Garvens-Show-Housing-For-Illegal-Immigrants-smallt-Finished.mp3This week Jay starts a two-part show in regards to the housing of illegal immigrants here in America. Where is all the money to do this coming from and what is or can be the impact on the economy and housing costs? This is a nonpartisan fact finding episode with a follow-up on how to fix the damage, next week!
The post HOUSING FOR ILLEGAL IMMIGRANTS – 10-20-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/10/10-12-24-Jay-Garvens-Show-The-State-Ballet-Measures-for-the-2024-election-small-Finished.mp3Jay Garvens has always been an advocate for the residents of El Paso County and for the state of Colorado. This week Jay will explain the upcoming election and how it can effect Colorado directly! The title is “The State Ballot measures for the 2024 election.” Jay has a special guest Stan Vanderwerf who is running for a now open seat in our state Senate.
The post THE STATE BALLOT MEASURES FOR THE 2024 ELECTION – 10-12-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/10/10-5-24-Jay-Garvens-Show-Demographics-In-America-Interest-Rate-Update-For-2024-small-Finished.mp3It’s that time of the year when Jay Garvens looks at the Interest Rate changes or the lack of, and reports on the year end and pulls out his crystal ball and predicts what is coming to El Paso County and Colorado.
The post DEMOGRAPHICS IN AMERICA-INTEREST RATE UPDATE FOR 2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/10/9-28-24-Jay-Garvens-Show-Colorado-Property-Tax-Relief-For-2024-Small-Finished.mp3Jay Garvens and friend Justin Hermes from Real Estate Realities come together in the studio to explain, teach and instruct their listeners and prepare them for the Colorado Property Tax Relief for 2024.
The post COLORADO PROPERTY TAX RELIEF FOR 2024 – 09-28-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/10/9-21-24-Jay-Garvens-Show-Honduras-Mission-Lazarus-small-Finished.mp3Jay Garvens each year teams up with other members of Churchill Mortgage, and they travel to Honduras to volunteer their time to benefit the residents of the region in so many ways! This is an uplifting story that if you listen, it could benefit you!
The post HONDURAS “MISSION LAZARUS” – 09-21-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/10/9-14-24-Jay-Garvens-Show-Fighting-The-Cost-Of-Inflation-In-Colorado-Springs-small-Finished.mp3This week Jay Garvens will be explaining the how and why we are, “Fighting The Cost Of Inflation In Colorado Springs.” Dave Fleming from “Pella” Windows and Doors and sooo much more will be helping Jay out in the house keeping 3rd segment.
The post FIGHTING THE COST OF INFLATION IN COLORADO SPRINGS – 09-15-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/09/9-7-24-Jay-Garvens-Show-3-Little-Houses-Writing-The-Book-small-Best-Finished.mp3This week Jay is explaining the 3 little houses principal that he has talked about briefly over the years and successfully has used over 10 years now! Jay will spell it out for the listeners and explain that doing this will guarantee an average of $6000/a month as residual income to be used in your retirement. Jay will have Jason Holmes from Rocky Mountain Heating and Air in the 3rd segment to offer a special discount on their servicing of your home equipment.
The post 3 LITTLE HOUSES-WRITING THE BOOK – 9-07-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/09/8-31-24-Jay-Garvens-Show-6-Things-No-One-Tells-You-About-Buying-A-House-small-Finished.mp3Are you thinking about buying a house for you and your family? Well before you do listen to this show and learn the 6 Things No One Tells You About Buying A House. Jay Garvens has been spending the last 13 years on air at KRDO News Radio helping his listeners make good decisions when buying or investing in real estate. Take a listen!
The post SIX THINGS NOBODY TELLS YOU ABOUT BUYING A HOUSE – 8-31-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/09/8-24-24-Jay-Garvens-Show-Cost-Of-Living-The-Cost-Of-Goods-small-Finished.mp3Jay Garvens and Nate Rose owner of now10 Jersey Mikes subs will be talking about” The cost of living and the cost of goods. with a special offer!
The post THE COST OF LIVING & THE COST OF GOODS – 8-25-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/09/8-17-24-Jay-Garvens-Show-Colorado-Springs-A-History-Of-Giving-small-Finished.mp3Jay Garvens normally will talk housing and real estate and show you in comparison how Colorado Springs rates. This week Jay is talking properties! Land! He will give you a look back on gifted land and land deals that helped to shape our city into the #2 city in America to live in. Take a walk back in time and see properties you have driven by a thousand times and have no idea how they got here.
The post COLORADO SPRINGS – A HISTORY OF GIVING – 8-17-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/09/8-10-24-Jay-Garvens-Show-Union-Printer-Home-The-Vision-small-Finished-1.mp3Jay Garvens wraps up his special salute to the Union Printers Home and the Vision of the Mansion on the Hill Project renovating the building and grounds into the newest sensation in town!
The post UNION PRINTER HOME – THE VISION – 8-10-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/08/8-3-24-Jay-Garvens-Show-The-Union-Printers-Home-A-Rich-History-And-A-New-Beginning-Small-Finished-4.mp3Jay Garvens reintroduces Colorado Springs to the Union Printers Home located at Pikes Peak & Union Ave. A building that has sat unused for years is being renovated and expanded into it’s new glory! In a 2 part special Jay will explain the long history of the printers home and the new vision of the amazing castle on the hill.
The post THE UNION PRINTERS HOME – A RICH HISTORY AND A NEW BEGINNING – 8-03-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/08/7-27-24-Jay-Garvens-Show-Fastest-Growing-Cities-In-The-USA-3-small-Finished-2.mp3Jay wraps up his 3 part study on the fastest growing cities in America with the help from Justin Hermes from the Real Estate Realities show.
The post FASTEST GROWING CITIES IN THE USA PART #3 – 7-27-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/07/7-27-24-Jay-Garvens-Show-Fastest-Growing-Cities-In-The-USA-3-small-Finished.mp3Jay wraps up his 3 part study on the fastest growing cities in America with the help from Justin Hermes from the Real Estate Realities show.
The post FASTEST GROWING CITIES IN THE USA PART #3 – 7-27-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/07/7-20-24-Jay-Garvens-Show-The-Fastest-Growing-Cities-In-The-USA-2-small-Finished.mp3Jay Garvens continues with Part #2 of his series with “The Fastest Growing Cities In The USA”.
The post THE FASTEST GROWING CITIES IN THE USA PART #2 – 7-20-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/07/7-13-24-Jay-Garvens-Show-The-Fastest-Growing-Cities-In-The-USA-Small-Finished.mp3Jay Garvens has his mid year report on the fastest growing cities in the country. Get in the know now, and get the investment jump on those people who wait until they see it on TV.
The post THE FASTEST GROWING CITIES IN THE USA – 7-13-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/07/6-29-24-Jay-Garvens-Show-Home-Values-Up-But-Theyre-Not-Selling-small-Finished.mp3This week in the Jay Garvens Home & Mortgage Talk Show Jay will be explaining how Home Values are Up – But They’re Not Selling! Jay will explain the impact the economy has affected the real estate market and why now is the time to buy.
The post HOME VALUES UP – BUT WE’RE NOT SELLING – 6-29-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/07/6-22-24-Jay-Garvens-Show-Economic-Update-The-Real-Estate-Recap-small-Finished-1.mp3This week Jay Garvens will be joined in segments #1 & #2 with Bill McAfee of Empire Title to give all the listeners the “Mid Year-Economic Update”. Jay will wrap up and clarify all the numbers and explain why and how to buy a home for a great deal instead of using a seller or builder deals witch is NOT a deal
The post ECONOMIC UPDATE THE REAL ESTATE RECAP – 6-22-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/06/6-22-24-Jay-Garvens-Show-Economic-Update-The-Real-Estate-Recap-small-Finished.mp3This week Jay Garvens will be joined in segments #1 & #2 with Bill McAfee of Empire Title to give all the listeners the “Mid Year-Economic Update”. Jay will wrap up and clarify all the numbers and explain why and how to buy a home for a great deal instead of using a seller or builder deals witch is NOT a deal
The post ECONOMIC UPDATE THE REAL ESTATE RECAP – 6-22-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/06/6-15-24-Jay-Garvens-Show-Barndominium-Small-Finished.mp3Not many people can name every style of home available in Colorado, but there’s a home style that we think is unknown to most people even in construction. “Barndominium”! Say What! Yes it’s not a joke it’s for real, and believe it or not they are gaining popularity and could cut your new home building cost down to a quarter of the average home build cost. Jason Holmes of Rocky Mountain Climate will be on the show and is a “Barndominium” owner!
The post BARNDOMINIUM – 6-15-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/06/6-8-24-Jay-Garvens-Show-Real-Estate-Bubble-Fact-of-Fiction-small-Finished.mp3This week Jay has a show everyone needs to hear! He will break down the myth that Real Estate is a bubble that is about to burst! Now is the time to look into the home ownership market before rates go up again, and YES they are going up again and will continue to do so for some time yet.
The post REAL ESTATE BUBBLE, FACT OR FICTION – 6-8-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/06/6-1-24-Jay-Garvens-Show-Advantage-Retiree-small-Finished.mp3On today’s show Jay will wrap up his four part special on “Advantage”. This week it is “Advantage Retiree’s”! Jay will explain how to use your homes flexibility to retire where ever you want, or to use your home for residual income, or maybe leverage your home to pay bills and still live in it until you die! The best was saved for last!
The post ADVANTAGE RETIREES – 6-1-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/06/5-25-24-Jay-Garvens-Show-Advantage-Gen-Ziers-Small-Finished.mp3This week Jay is continuing with his month-long special on advantages to home ownership. This week he will focus on the Gen Z generation. Jay will speak to this group and to the families of the Gen Zier’s and step down all the reasons to buy a home now and how!
The post ADVANTAGE GEN ZIERS – 5-25-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/06/5-18-24-Jay-Garvens-Show-Advantage-Investors-small-Finished.mp3Continuing a month long theme, Jay Garvens is braking down individual advantage groups of residents. This week is “Advantage Investors!” If you have thought about buying additional properties here in Colorado Springs and surrounding areas here is the show for you!
The post ADVANTAGE INVESTORS – 5-18-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/06/5-11-24-Jay-Garvens-Show-Advantage-Veteran-small-Finished.mp3With all the new changes in regards to buyers and sellers, Jay Garvens will focus on our veterans looking for home ownership. This weeks show is titled “Advantage Veterans”.
The post ADVANTAGE VETERAN – 5-11-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/06/4-27-24-Jay-Garvens-Show-You-And-Me-And-Air-B-B-Small-Finished.mp3This week Jay Garvens peels back the layers that are the Airbnb industry. He will explains how it works and what it can cost as well as how much money you can make with it. Jay will even let you know who is in charge and how to contact them if you are interested in participating in Airbnb.
The post YOU AND ME AND AIRBNB – 4-27-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/4-20-24-Jay-Garvens-Show-Reverse-For-Purchase-Mortgage-small-Finished.mp3Jay Garvens will be reporting the Economic Update with Bill McAfee in the 3rd segment. Today’s show is about Reverse for purchase mortgage. Jay is explaining the good and bad to this prodcut and how he and his wife will be doing this as well!
The post REVERSE FOR PURCHASE MORTGAGE – 4-20-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/4-13-24-Jay-Garvens-Show-Prices-Gone-Wild-small-Finished.mp3This week Jay Garvens talks about crazy general pricing in the nation on mostly everything! But he will discuss the pricing on home loans and mortgage pricing as well as home owner service pricing with the help from special guest Jason Holmes from Rocky Mountain HVAC. Jason will be offering some important specials for Jay’s listeners on this show that will be good through 4-20-24.
The post PRICES GONE WILD – 4-13-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/4-6-24-Jay-Garvens-Show-Baby-Steps-And-Investing-Small-Finished.mp3On today’s show, Jay, as he does quarterly for new listeners, is discussing budgeting by reviewing The Baby Steps from the Dave Ramsey playbook! Dave has been helping millions of listeners world wide for over 20 years, originally based on this principle.
The post BABY STEPS AND INVESTING – 4-6-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/3-30-24-Jay-Garvens-Show-Real-Estate-Commission-Changes-small-Finished.mp3Jay with the help of Justin Hermes from Real Estate Realities will be bringing clarity on the new real estate commission changes. Who it can hurt, how it might help and what you need to be prepared for if you are buying or selling a home.
The post REAL ESTATE COMMISSION CHANGES – 3-30-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/3-23-24-Jay-Garvens-Show-The-Dangers-Of-Credit-Counselors-Small-Finished.mp3Jay Garvens in all his years on air has never touched this title before. But Jay says times have changed and it is not time to talk about “The Dangers of Credit Counselors!” Bill McAfee of Empire Title will be here to assist Jay in this special show and give us his Economic Update.
The post THE DANGERS OF CREDIT COUNSELORS – 3-23-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/3-16-24-Jay-Garvens-Show-Honduras-4.0-Small-Finished.mp3This week Jay reflects back on his 4th trip to Central America with Mission Lazarus 4.0. Jay will also have Jason Holmes from Rocky Mountain Climate in the studio talking costs and why you need an inspection of your heating and air conditioning units now!
The post HONDURAS – 3-16-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/3-9-24-Jay-Garvens-Show-Delivering-The-Perfect-Mortgage-And-The-6-Hidden-Traps-Of-A-Bad-Mortgage-Small-Finished.mp3This is a very important show this week if you are looking into buying a house, investing or if you are about to refinance your home. It’s “The Perfect Mortgage and the 6 Hidden Traps of a Bad Mortgage.” This can be the biggest investment in your life, and if this is not done right it could destroy your credit and even leave you homeless!
The post DELIVERING THE PERFECT MORTGAGE AND THE 6 HIDDEN TRAPS OF A BAD MORTGAGE – 3-9-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/3-2-24-Jay-Garvens-Show-Home-Improvements-And-Choosing-A-Contractor-Small-Finished.mp3Selling a house? Just received some extra money and you want to fix up the house? This weeks show will help! Jay Garvens will be talking about “Home Improvements and Choosing a Contractor.” Don’t throw good money after bad, know what will give you the best return or appreciation on the value of your home.
The post HOME IMPROVEMENTS AND CHOOSING A CONTRACTOR – 3-2-2024 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/2-24-24-Jay-Garvens-Show-Comparing-The-15-Year-Mortgage-To-The-30-Year-Mortgage-Small-Finished.mp3This week with the help from Justin Hermes from the Real Estate Realities, they will be “Comparing the 15-Year Mortgage to the 30-Year Mortgage.” Find out why the 30-year mortgage is a scam!
The post COMPARING THE 15 YEAR MORTGAGE TO THE 30-YEAR MORTGAGE – 2-24-24 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2024/04/2-17-24-Jay-Garvens-Show-Purchase-Now-Before-Things-Get-Crazy-Small-Finished.mp3The week Jay has a time sensitive show for his listeners. Jay will explain the theory of why he says buy now! Taking everything into consideration from the economy to the upcoming elections.
The post PURCHASE NOW BEFORE THINGS GET CRAZY – 2-17-2024 appeared first on Jay Garvens.
This week Jay has a big show! Segments 2 and 3 Bill McAfee will be here with his mid year “Economic Update” for the El Paso county area and then in the 4th segment a...
The post THE MID YEAR ECONOMIC UPDATE FOR 2023 – 8-19-2023 appeared first on Jay Garvens.
This week Jay Garvens will discuss the “Space Command” and the pros and cons of this base now being set as a permanent base here in Colorado Springs. In the 3rd segment, Jason Holmes will...
The post THE SPACE COMMAND – 8-12-2023 appeared first on Jay Garvens.
This last week the Feds raised their lending rates once again. So Jay is doing this weeks show forecasting the rest of the year to keep the listeners ahead of any other changes or rate...
The post THE FED RATE HIKE FORECAST FOR THE REST OF 2023 – 8-05-2023 appeared first on Jay Garvens.
Jay Garvens viewed a special presentation of the editorial movie “The Sound Of Freedom” and it impacted Jay to the degree that he has dedicated this show not only to explaining the movie, he is...
The post THE SOUND OF FREEDOM & LIFE AFTER REAL ESTATE – 07-29-2023 appeared first on Jay Garvens.
Jay Garvens has circled back to Property Taxes to help his listeners challenge the property tax assessments here in Colorado. If you haven’t challenged the decision about your property you will need this information.
The post PROPERTY TAX ASSESSMENT FOLLOW-UP 07-22-2023 appeared first on Jay Garvens.
This week Jay Garvens explains a method and thinking called the “Crinkle Crackle Life” based off a book authored by Andy Andrews. This is a tried and true method to help Jay’s listeners discern the...
The post CRINKLE CRACKLE LIFE – 7-15-2023 appeared first on Jay Garvens.
This week Jay’s show is going to explain how the everyday millionaire has come to exist in America. He will introduce the “Crinkle Crackel Life” procedure as well as other reasons for the everyday millionaire.
The post UNDERSTANDING EVERYDAY AMERICANS AND EVERYDAY MILLIONAIRES – 7-08-2023 appeared first on Jay Garvens.
One of Jay’s fundamental root theories is the 7 Baby Steps. Dave Ramsey designed this or his debt-free theory fundamentals and Jay stands on this as well. Jay will walk you through why this is...
The post BACK TO BASICS – THE IMPORTANCE O THE 7 BABY STEPS – 07-01-2023 appeared first on Jay Garvens.
The stats are in! Jay will share today “Why More Americans are choosing to invest in real estate” then any other investment opportunity and why!
The post WHY MORE AMERICANS CHOOSE REAL ESTATE – 6-17-2023 appeared first on Jay Garvens.
This week Jay compares apples to apples in regards to mortgages, and shows you why you have to be very careful when choosing a mortgage product. Because like apples, they are not always alike and...
The post COMPARING APPLES TO APPLES – 6-10-2023 appeared first on Jay Garvens.
Jay Garvens will show you six red flags that can damage or even destroy an average mortgage loan. Even if you choose not to go to Churchill Mortgage, listen to “6 Hidden Traps in the...
The post 6 HIDDEN TRAPS IN THE AVERAGE MORTGAGE appeared first on Jay Garvens.
Jay Garvens has delivered 10 years worth of important information and tips to help his listeners achieve a home of their own and debt free living. However, most of his listeners are not aware of...
The post DELIVERING THE PERFECT MORTGAGE – 5-27-2023 appeared first on Jay Garvens.
Jay Garvens wraps up his explanation of the Colorado Property Tax increase, and how to dispute it before June 8th.
The post Colorado Property Tax Increase – 5-20-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/05/5-13-23-Jay-Garvens-Show-Jason-Holmes-Finished.mp3This week Jay is starting Part #1 of “Understanding the Property Tax Increase.” This last week many residents of Colorado received their Property Tax evaluation and went into shock when they saw the increase. In most cases, it went up 30% or more! This week and next Jay will explain why this happened and how to get city hall to back off and lower their bill.
The post UNDERSTANDING THE PROPERTY TAX INCREASE – 5-13-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/05/5-6-23-Jay-Garvens-Show-Packed-With-Potential-small-Finished.mp3This week Jay is going to explain why your home is packed with potential. There are so many options other than selling your home. So before you sell your home listen to this show!
The post PACKED WITH POTENTIAL – 5-6-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/05/4-29-23-Jay-Garvens-Show-Property-Zoning-and-Property-Taxes-small-Finished.mp3This week Jay has two guests in the studio with him Justin Hermes from Real Estate Realities and for the first time Greg Luczak from Keller Williams. This week takes more than one guest because they are talking “Property Zoning and Property Taxes!” If your about to buy a home or build a home or looking for investments you want to listen in.
The post PROPERTY ZONING AND PROPERTY TAXES – 4-29-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/05/4-22-23-Jay-Garvens-Show-3-Little-Houses-Part2-Small-Finished-1.mp3This week Jay wraps up his 2 part series on “The 3 Little Houses.” The way to full retirement with at least $6,000.00 a month income for life! Like Jay says age isn’t really a factor it depends on how you achieve the goal that makes the difference. Upload both shows then call Jay to get started on debt-free living.
The post THE THREE LITTLE HOUSES PART #2 – 4-22-23 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/04/4-15-23-Jay-Garvens-Show-The-3-Little-Houses-Part1-Small-Finished.mp3Have you ever heard of passive income? How would you like to go to sleep tonight knowing while you sleep you are making money? If you answered yes, this is your show! No, this is not a pyramid scheme, this is three little houses.
The post THE THREE LITTLE HOUSES – 4-15-23 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/04/4-8-23-Jay-Garvens-Show-Spring-Into-Real-Estate-small-Finished.mp3On this week’s show, Jay is excited that spring is almost here. He will give you great direction on how to pick up some great pieces of real estate this spring. Thing to look for and where to look. Kelsie Cameron from Springs Body Sculpting will be in with some great news about a new feature at their business.
The post SPRING INTO REAL ESTATE – 4-8-23 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/04/4-1-23-Jay-Garvens-Show-Bone-Headbanking-2-small-Finished.mp3This week Jay Garvens invites Matt from Arrow Moving and Storage into the studio as he wraps up “Bonehead Banking” and gives you valuable advice to help you in this inflation times.
The post BONEHEAD BANKING PART #2 – 4-1-23 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/04/4-1-23-Jay-Garvens-Show-Bone-Headbanking-2-small-Finished.mp3This week Jay Garvens invites Matt from Arrow Moving and Storage into the studio as he wraps up “Bonehead Banking” and gives you valuable advice to help you in this inflation times.
The post BONEHEAD BANKING PART #2 – 4-1-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/04/3-25-23-Jay-Garvens-Show-Bonehead-banking-small-Finished.mp3This week Jay is turning the focus onto those banks closing not just here in the USA, this is effecting banks around the world! This is part #1 of “Bonehead Banking,” where Jay will lay the explanation for the closers in this show. Plus, joining him in the studio is Justin Hermes of Real Estate Realities fame. Justin will bring it home and explain how this is effecting the real estate market in the Pikes Peak region.
The post BONEHEAD BANKING – 3-25-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/04/3-18-23-Jay-Garvens-Show-Rent-Control-to-Affordable-Housing-Its-A-Smoke-Screen-Small-Finished.mp3In Jay Garvens Show today, his topic is “Rent Control to Affordable Housing and Jay says It’s a Smoke Screen.” This is a show you want to upload and play it to all your homeowner friends. There are bills in our state government for 1st right of refusal. If you haven’t seen or heard of this and are a homeowner, you need to know what our state government is trying to do to your home before the final vote.
The post RENT CONTROL TO AFFORDABLE HOUSING – ITS A SMOKE SCREEN – 3-18-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/04/3-11-23-Jay-Garvens-Show-Seg2-Jason-HolmesFinished.mp3Jay Garvens will talk on one of the most talked about subjects here in Colorado. Rent control! Jay will give you the facts and review states that have initiated rent control before or are right now.
The post RENT CONTROL – COLOFORNIA HERE WE COME! 3-11-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/04/3-4-23-Jay-Garvens-Show-Appreciating-and-Depreciating-Assets-small-Finished.mp3With a lot of research and preparation, Jay has a great show explaining all “Appreciating and Depreciating Assets.” In this day of inflation and uncertainty, it’s time to decide what to buy and/or invest in.
The post APPRECIATING AND DEPRECIATING ASSETS – 3-4-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/03/2-25-23-Jay-Garvens-Show-7-Streams-Of-Income-small-Finished.mp3This is a very special show for Jay’s listeners today. Jay will be talking about the “7 streams of income“. Second segment he will have Justin Hermes of Real Estate Realities fame discussing rental properties. The a very special guest, Mayoral candidate Sallie Clark and she will talk on business income and answer some questions in the hope the listener on voting day.
The post 7 STREAMS OF INCOME – 2-25-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/03/2-18-23-Jay-Garvens-Show-Racing-Back-To-Normal-In-2023-Small-Finished.mp3Jay with the help of Bill McAfee of Empire Title will explain what is truly happening in the real estate market. Lots of people are worried about the things they are seeing like rates going up! Jay will explain the history of real estate here in Colorado Springs and the Pikes Peak region to explain what we are reallyy seeing and why not to get excited or scared.
The post RACING BACK TO NORMAL IN 2023 – 2-18-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/03/2-11-23-Jay-Garvens-Show-M.U.D.-Maneuvering-Under-Debt-Small-Finished.mp3The week Jay not only has a great show, it’s a toe tapper! This week Jay is discussing “M.U.D. Maneuvering Under Debt“. If you are under debt and feel like you can’t get out of it, you are probably stuck in the MUD! Jay will show you in today’s show that there are answers to this problem. Call Jay for a FREE 30 minute consult to get you a plan out of the MUD!
The post M.U.D. MANEUVERING UNDER DEBT – 2-11-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/03/2-4-23-Jay-Garvens-Show-Reverse-With-A-Purpose-Small-Finished.mp3This week Jay finishes up his discussion on the “Reverse Mortgage” product. Filling in the blanks on who, what, where and when to get a “Reverse Mortgage” and why this is a last resort. Call Jay at 719-330-1457 for a 30 minutes complimentary consultation of your needs.
The post REVERSE WITH A PURPOSE PART 2 – 2-4-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/02/1-28-23-Jay-Garvens-Show-Reverse-With-Purpose-Small-Finished.mp3This show Jay Garvens will explain what the “Reverse Mortgage” product truly is. Jay will inform you as to who should use this product and he will dispel all the rumors and wives tales about the Reverse Mortgage. This is not your Grandpa’s Reverse Mortgage!
The post REVERSE WITH A PURPOSE – 01-28-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/02/1-21-23-Jay-Garvens-Show-The-Real-Estate-And-Financial-Forecast-For-2023-small-Finished-1.mp3Jay Garvens in an earlier podcast, did a total wrap up of 2022. Now, Jay, with the help of Empire Title‘s Bill McAfee, will not pull out a crystal ball, but instead, they will come into the studio with cold hard facts for this week’s show titled “The Real Estate and Financial Forecast for 2023.” If this is the year for homeownership or investment, this is the podcast for you!
The post THE REAL ESTATE AND FINANCIAL FORECAST FOR 2023 – 01-21-2023 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/1-14-23-Jay-Garvens-Show-The-Cost-Of-Colorado-Small-Finished.mp3Jay Garvens hits the ground running in regards to inflation. This show Jay will explain what it is going to take to stay in front of inflation and stagnation. Jay will have Jason Holmes and a special guest from Rocky Mountain Climate to help the listeners know of heating options in this time of savings and budget.
The post THE COST OF COLORADO – 1-14-23 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/1-7-23-Jay-Garvens-Show-Help-With-Your-Home-Improvement-Projects-small-Finished.mp3This week Jay Garvens has two guests in the studio. Dave Fleming of Endeavor Exteriors in Segment #2, and in Segment #3, Jason Holmes of Rocky Mountain Climate stop by for a few minutes to help Jay discuss home improvements.
The post HELP WITH YOUR HOME IMPROVEMENT PROJECTS – 1-7-23 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/12-31-22-Jay-Garvens-Show-Tales-of-Tennessee-small-Finished.mp3To close out 2022, Jay tells his listeners of a recent trip to Tennessee with Churchill Mortgage.
The post TALES OF TENNESSEE – 12-31-22 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/12-24-22-Jay-Garvens-Show-Christmas-Stories-Small-Finished.mp3Jay takes this hour each year and picks up a couple Christmas stories to read to bless his listeners. This year he is reading a story based on George Washington crossing the Delaware River, and a story written by Rev. Dobson about a young man in college stuck on campus for the holidays.
The post CHRISTMAS SHOW STORIES – 12-24-22 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/12-17-22-Jay-Garvens-Show-Ho-Ho-Ho-Housing-Market-Update_mixdown.mp3With the close of 2022, Jay Garvens and Bill McAfee of Empire Title brings you the year end Economic Update. They will review the years market numbers and the real estate numbers for 2022 for the Pikes Peak region, closing out the year with their forecast of the new year.
The post HO HO HO HOUSING MARKET UPDATE – 12-17-22 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/12-10-22-Jay-Garvens-Show-DYO-Projects-Small-Finished.mp3This week Jay Garvens talks about saving money, and ROI in the process! Why must you always call someone to fix, repair or complete a repair or upgrade a project? Jay will teach you how to fix it yourself and how much money you will save and the appreciation on the upgrade to your home.
The post DYO “Do Your Own” Projects – 12-10-22 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/12-3-22-Jay-Garvens-Show-Teaching-Finances-small-Finished.mp3Jay Garvens pulling together material between his experiences, Dave Ramsey‘s baby steps and a specialized book on finances is going to give his opinion on how to teach finances! He will show the validity in the material he is using and hopefully help his listeners towards debt free living.
The post TEACHING FINANCES – 12-03-22 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/11-19-22-Jay-Garvens-Show-Post-Election-Economic-Forecast-Small-Finished-1.mp3This week Jay will look at the “Post Election Economics Update” now that we are past the midterm elections. He will discuss where we are today and what to expect over the next 2 years.
The post POST ELECTION ECONOMIC FORECAST – 11-19-22 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/11-12-22-Jay-Garvens-Show-The-State-of-Israel-Small-Finished.mp3Jay Garvens went to Israel with his family for a wedding and toured the region looking at living conditions, rental requirements, home ownership requirements and the general cost to just being there for the wedding. He will share the differences with his listeners and what was similar to us here in the US.
The post THE STATE OF ISRAEL – 11-12-22 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/11-5-22-Jay-Garvens-Show-3-Reasons-To-Buy-A-Home-Now-small-Finished.mp3With costs going up and home prices being effected by inflation, Jay says there are still deals to be had. Right now there are 3 reasons to believe that there is still time to buy a home. Jay will show you why, where and how.
The post 3 REASONS TO BUY A HOME NOW – 11-05-22 appeared first on Jay Garvens.
https://www.jaygarvens.com/wp-content/uploads/2023/01/10-22-22-Jay-Garvens-Show-The-Miracle-Math-and-Home-Ownership-small-Finished.mp3https://www.jaygarvens.com/wp-content/uploads/2023/01/10-22-22-Jay-Garvens-Show-The-Miracle-Math-and-Home-Ownership-small-Finished.mp3In this show Jay Garvens shares a math that he calls a “Miracle Math!” This math bears out what Jay has been telling his listeners from the beginning and why he has a urgency in his message to get moving on homeownership NOW! After 10 years and a 98% accuracy in the market, Jay wants everyone to understand this miracle math.
The post THE MIRACLE MATH AND HOME OWNERSHIP – 10-22-22 appeared first on Jay Garvens.
Jay Garvens explains the importance of what’s going on in the Real Estate Market. He discusses how to protect your self financially. He explains how to hold on to your properties and make money now...
The post THE BALANCING ACT – 10-15-22 appeared first on Jay Garvens.
Jay breaks down what to expect financially in regards to Homeowners insurance. He will explain why the price hikes and how to trim your policy down to save money. Kelsie Salmon from Springs Body Sculpting...
The post UNDERSTANDING HOMEOWNERS INSURANCE – 10-8-22 appeared first on Jay Garvens.
Jay Garvens reviews the last couple of years, how the Fed has played a big role in our inflation. He also talks about what to expect in regards to rate hikes, corrections and when to...
The post THE FURY OF THE FED – 10-1-22 appeared first on Jay Garvens.
Marry Your Home, But Date Your Rate – Jay Garvens invites Justin Hermes of “Real Estate Realities” into the studio to look at rates here in the El Paso county area. Discussion on the whole...
The post MARRY YOUR HOME, BUT DATE YOUR RATE – 9-24-22 appeared first on Jay Garvens.
This week in the 2022 Economic Update, Jay Garvens is with the Bill McAfee of Empire Title. Bill will be reviewing the year so far. Included is a complete report on the economy in Colorado...
The post 2022 Economic Update – 9-17-22 appeared first on Jay Garvens.
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