Mastering Money: Recent Episodes
Steve Jurich
Mastering Money is hosted by Certified Income Specialist Steve Jurich. Steve's comments have been seen on MarketWatch, CNBC.com, Bloomberg, and TheStreet.com. Steve is joined on most days by Money Radio favorite Sinclair Noe as well as experts and authors from the world of Wall Street and real estate. New episodes published every weekday at 9am PST. Listen every weekday to get a handle on emerging market trends, asset allocation strategies, social security, medicare, RMD planning, tax strategies, estate planning, annuities, life insurance and more!
When one spouse dies, typically the Mrs, there are some serious tax disadvantages that may be avoided with some advanced planning. One of them is known as the "Widow’s Tax"— We’ll review one widow’s story in the Market Intel Segment and how to avoid the pitfalls, then we'll delve into strategies for allocating retirement money in the new administration. MASTERING MONEY is on the air!!!
Why are the sickest patients fleeing Medicare Advantage Plans later in life? They are doing it in droves, says the Wall Street Journal—and it’s costing taxpayers billions. We have a full rundown for you in the Market Intel Segment, then Medicare expert Shelley Grandidge joins us to talk talk it through. MASTERING MONEY is on the air!!
So, how much money can you give away to loved ones WITHOUT triggering a GIFT INCOME TAX? What’s the limit? The answer shocks most people—in fact, you can give away a million or more, with zero income tax on the gift. It's part of IRS code, but often misunderstood. We'll present a complete rundown of gift tax myths--and solid answers in the Market Intel Segment, then we'll learn how the IRS is clamping down on tax sheltered trusts--with penalties, fines, and jail time. Don't miss it--MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Ever since the McDonald brothers first launched their vision of fast burgers at 15 cents a pop in 1948, inexpensive beef has become an American BASIC, , practically a birthright along with voting and the high school prom. We’ll review a Bloomberg report on how much a hamburger costs today, and WHY in the Market Intel segment, then Shelley Grandidge joins us to discuss Medicare and Health Insurance. MASTERING MONEY is on the air!!.
A technology pioneered by Benjamin Franklin is being revived to build more efficient electric motors—a disruptive new twist on old technology that has the potential to be massive, says Christopher Mims writing for the Wall Street Journal. That story in the Market Intel segment-- then we’ll dig into a retirement strategy now working extremely well for a growing number of retiring professionals. It is a disruptive way of making higher and better use of a 401(k). MASTERING MONEY is on the air!!!
A day before the election of 2024, Home Depot founder Bernie Marcus passed away. After getting fired together from a hardware business in the 1970s, he and a partner started with a few stores in Atlanta--then built Home Depot into a national powerhouse that made them both billionaires. We have that story for you in the Market Intel Segment, then Shelley Grandidge joins us with everything you need to know about Medicare and health insurance. Don't miss it, MASTERING MONEY is on the air!!!
Many families are still finding politics to be a tough subject—especially in this heated election cycle. In today's Market Intel segment, we have an interesting story for you from the Wall Street Journal about a mother and daughter voting opposite ways for president. It may hit home for you. We then hear from some really inspiring voices in segments 3 and 4. Don't miss it...MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As interest rates soared five times higher than they were right after the Pandemic over the past several years, Callable Cds became popular, offering higher rates on safe money but with one big catch. The bank can call back the CD almost any time. They are doing just that right now--in droves. We cover a Wall Street Journal report on that in the Market Intel segment and talk about where you can still find 5% for 5 years. Then Medicare Expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!
The U.S. housing market is stuck, says the Wall Street Journal. The real-estate industry hoped 2024 would be a recovery year where mortgage rates fell and home sales climbed. Instead, mortgage rates dipped for a few weeks and then climbed back toward 7 percent. Are there bargains in the real estate market right now? Is it time to be an investor? We'll cover a Wall Street Journal article on the topic in the Market Intel segment---then, we’ll dig into advanced retirement strategies you may not hear anywhere else. MASTERING MONEY is on the air!!
Phoenix has emerged from the pandemic as one of America’s eviction capitals--more evictions per capita than most cities in the USA. Maricopa County holds one of the highest eviction rates in the country, at 16 filings per 100 renter households during the past year. The full Wall Street Journal report in the Market Intel Segment, then Shelley Grandidge joins us to talk about Medicare. MASTERING MONEY is on the air!!!
The Wall Street Journal reports the U.S. is running low on some types of air-defense missiles, raising questions about the Pentagon’s readiness to respond to the continuing wars in the Middle East and Europe--AND a potential conflict in the Pacific with China. We'll have that story for you in the Market Intel segment, then we'll review a way to raise your overall rate of return on annuities during this high interest rate cycle---while it lasts. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Will Medicare cost you more in coming years due to shortages in funding ? Will Medicare Advantage plans start pushing subscribers to cheaper drug substitutes for more serious conditions? Find out where the savings can be had, and the overcharges to avoid. Then Shelley Grandidge joins us to talk about it all. MASTERING MONEY is on the air!!!
The stock market has spent more than 240 days above the 200 day average. So, are stocks too high to keep climbing? What do the statistics say when we have reached 240 consecutive days above the 200 day average? We'll explore the actual statistics of where the marke tend up six months and twelve months later--and reveal the #1 method of stock selection by both Warren Buffett and Peter Lynch, plus real tips on allocation. MASTERING MONEY is on the air!
Wall Street is suddenly worried that the S&P 500 is on the cusp of another ‘lost decade’, reports MarketWatch. The decade from 1999 to 2008 is often referred to as the lost decade in stocks because of the massive run up in the 1990’s followed by a negative return for the next ten years. Is that where we are headed now? We’ll explore both sides of the argument in the Market Intel Segment, then Shelley Grandidge joins us to talk Medicare. MASTERING MONEY is on the air!!!
Empty tables and rising costs are pushing more restaurants into Bankruptcy, says the Wall Street Journal. Has the Covid “Stimmie” money finally run out? California’s push for higher minimum wages for all, and free health care for all is spreading across the U.S. and causing a growing number of restaurants to close their doors. That report in the Market Intel segment, then we’ll talk with Estate and Probate attorney Libby Banks. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
In the business world and in most of life, one person’s loss is another’s gain. Israel’s main airline El Al, has suffered hard times for years, but suddenly the stock is up 60%. A Wall Street Journal report on why this airline is soaring in the Market Intel segment, then Shelley Grandidge joins us to talk about Medicare and health insurance. MASTERING MONEY is on the air!
Is it true that some serious entrepreneurs are working on a vaccine for Fentanyl? YES—Fentynal is cheap and roughly 100 times more potent than morphine--AND--it is turning into what can be classified as an epidemic. We review a Bloomberg report on one company’s quest to create a vaccine in the Market Intel Segment. Will it work? Let’s find out, then we’ll have a look at what's working now in a safe retirement strategy. MASTERING MONEY is on the air!!!
Ever since the McDonald brothers first launched their vision of fast burgers at 15 cents a pop in 1948, inexpensive beef has become an American BASIC, , practically a birthright along with voting and the high school prom. We’ll review a Bloomberg report on how much a hamburger costs today, and WHY in the Market Intel segment, then Shelley Grandidge joins us to discuss Medicare and Health Insurance. MASTERING MONEY is on the air!!.
The new millionaire class in America is not a bunch of computer geeks. In fact, they wear plaid collars, not white collars. Plumbers and Electricians with a sizable customer base are now selling their businesses for seven figures to Private Equity firms—it’s quite a trend and quite a story—we review that Wall Street Journal report in the Market Intel Segment, then a unique twist on retirement planning. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Technology finds its way into every facet of life. Scientists have been perfecting the art and science of making composite materials of late, to take the place of steel and aluminum in airplanes and cars. We’ll tell you how these composites are made and who’s making them in the Market Intel segment, then Shelley Grandidge joins us to talk about Medicare and health insurance. MASTERING MONEY is on the air!!!
A quirk in politics is taking place in this election that hasn’t happened since 2004 , when George W Bush was re-elected. Suddenly there are more Americans who identify as Republicans than those who identify as Democrats, according to multiple non-partisan polls. What does it mean for the election?— We have a Wall Street Journal report for you in the Market Intel Segment, then we’ll examine what it really takes to be set for life in retirement. MASTERING MONEY is on the air!!
Some investors and home buyers are licking their chops thinking that mortgage rates will fall soon to pleasant levels, due to Fed rate cuts--but not so fast. The Fed cut short term rates, BUT, long term bond rates have RISEN, and mortgage rates stalled. Home affordability is still in the tank. An in-depth Wall Street Journal report, next, then Shelley Grandidge joins us to talk Medicare and Health insurance
Ever hear of the term "HENRY" to describe a certain group of Americans? Many people in their 30s and 40s making six figures are actually struggling to make ends meet, according to the Wall Street Journal. A fascinating report on HENRY’S—"High Earners, Not Rich Yet"--and what it takes to feel rich today in the Market Intel segment, then we'll examine strategies to retire with more money than you can spend. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The Medicare Bubble Has Burst, says David Wainer, writing for the Wall Street Journal...and yes, even here...inflation strikes again. For years, the privately run Medicare Advantage business generated big profits for health-insurance giants. Costs are rising while regulations are increasing. Will Medicare go bust? We'll review the facts in the Market Intel segment, the Medicare expert Shelley Grandidge joins for an in depth discussion...MASTERING MONEY is on the air!!
Dylan and Keon discuss the MLB Playoffs, a look ahead to some of the week 5 matchups in the NFL, the Buccaneers vs. Falcons Thursday Night Football game, and what bets you should make tonight in MLB, NCAA Football, and the NFL. Click here to see the daily picks: https://beatthebook.1580thefanatic.com/
Will 2024 mark the beginning of the end of touch screens? Virtually all major car makers are increasingly turning back to buttons, citing safety and simplicity with less driver distraction. Apple I phones are also bringing back the button. That story from the Wall Street Journal in the Market Intel segment-- then we’ll present a short course on buffered index ETFs and protected index investing. MASTERING MONEY is on the air!!!
As interest rates soared five times higher than they were right after the Pandemic over the past several years, Callable Cds became popular, offering higher rates on safe money but with one big catch. The bank can call back the CD almost any time. They are doing just that right now--in droves. We cover a Wall Street Journal report on that in the Market Intel segment and talk about where you can still find 5% for 5 years. Then Medicare Expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!
Young American men are falling down the ladder of success in America, and it's getting worse, says the Wall Street Journal—listen to a fascinating report in the Market Intel Segment, then we’ll talk about some of the things that never change in life and money-- and why cycles keep happening ,in money and in life. MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So…. did the Trump tax cuts actually bring in more tax revenues--or not?? As usual, the Democrats are trying to rewrite history, but we’ll set the record straight in the Market Intel segment-- using published, factual detail from the IRS. Numbers don't lie and higher taxes kill economies. Then medicare and health insurance expert Shelley Grandidge joins us…MASTERING MONEY is on the air!!!
Will Generation Z help lead the world back to common sense? The latest tik tok craze is watching other young people become plumbers and electricians and getting paid very well. It's catching on nicely—we have a Wall Street Journal report on this refreshing trend in the Market Intel segment, then we’ll review Annuity Refinancing to dramatically increase annuity income. MASTERING MONEY is on the air!!!
The knife of inflation has cut into the climate change battle worldwide. Experts are pointing out that many climate change projects have simply gotten too expensive to complete . Worse yet, with the advent of AI, more fossil fuels than ever may now be needed to keep the grids going. A special report on a timely topic in the Market Intel segment, then Shelley Grandidge joins us to talk Medicare and health insurance...MASTERING MONEY is on the air!!!
So, all the doomsday newsletters trying to sell you gold-- keep telling you that China is going to be the next world’s reserve currency. Really? What are your thoughts? China is currently in a recessionary free fall, with harsh communistic economic policies taking away the will of the people. Layoffs in the finance sector are mushrooming. Real estate is tanking. A special Bloomberg report in the Market Intel segment, then we’ll talk about how to invest in this current fast moving volatile market. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Will Medicare cost you more in coming years due to shortages in funding ? Will Medicare Advantage plans start pushing subscribers to cheaper drug substitutes for more serious conditions? Find out where the savings can be had, and the overcharges to avoid. Then Shelley Grandidge joins us to talk about it all. MASTERING MONEY is on the air!!!
What if everything in your life had its own battery—not just your phone, but your stove, your house, your water heater, and even your neighborhood? A number of companies continue to advance battery technology that could relieve the grid as AI starts eating up electricity. A Wall Street Journal report on that in the Market Intel segment, then we’ll cover bulletproof diversification strategies. MASTERING MONEY is on the air!!
So, can you explain the difference between cyclical and non-cyclical stocks? And should you own both right now, or neither? We’ll review exactly what is meant by cyclical and non-cyclical stocks in the Market Intel Segment today, and explain why—YES—you may want to own both in this crazy market. Then we’ll review an excellent book which came out recently--Morgan Housel's "Same As Ever--A Guide To Things That Never Change." MASTERING MONEY is on the air!!!
What if everything in your life had its own battery—not just your phone, but your stove, your house, your water heater, and even your neighborhood? A number of companies continue to advance battery technology that could relieve the grid as AI starts eating up electricity. A Wall Street Journal report on that in the Market Intel segment, then we’ll cover bulletproof diversification strategies. MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The Washington D.C. Office Market Is in Trouble No Matter Who Wins the Election, says the Wall Street Journal. Currently, the Biden administration struggles to get members of federal workforce back to the office on a more regular basis. It is causing a major problem with office leasing in many major cities, including DC. A report on that in the Market Intel segment, then Medicare expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!!
So, can you explain the difference between cyclical and non-cyclical stocks? And should you own both right now, or neither? We’ll review exactly what is meant by cyclical and non-cyclical stocks in the Market Intel Segment today, and explain why—YES—you may want to own both in this crazy market. Then we’ll review an excellent book which came out recently--Morgan Housel's "Same As Ever--A Guide To Things That Never Change." MASTERING MONEY is on the air!!!
Millennials are taking a stand for America, in a throwback to 1940s ideals. It's downright exciting because more and more of them want a better life, not victimhood or gender politics. We'll hear some excerpts from a leading Millennial in the Market Intel Segment, then Medicare and Health insurance expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!
Get ready for the new nuclear age—Its turning out that we need hundreds of Hoover Dams’ worth of reliable electric power if we’re going to make the energy transition and power AI-- but newsflash-- we’re not building any new dams. What we ARE doing is firing up old nuclear plants, including 3 mile island. A timely Barrons report in the Market Intel segment, then 401k rollover strategies that are working now. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Technology finds its way into every facet of life. Scientists have been perfecting the art and science of making composite materials of late, to take the place of steel and aluminum in airplanes and cars. We’ll tell you how these composites are made and who’s making them in the Market Intel segment, then Shelley Grandidge joins us to talk about Medicare and health insurance. MASTERING MONEY is on the air!!!
The U.S. Space Force, once mocked by some folks, is now preparing for war with both China and Russia reports the Wall Street Journal. Those countries are loading up on ballistic missiles to shoot down U.S. satellites. You'll want to hear this intriguing report in the Market Intel segment, then we examine why the failing Dollar Store chain provides a sure sign that the economy is slowing down. MASTERING MONEY is on the air!!
Biotech stocks, especially those majoring in weight loss drugs are continuing to break sales records, with Eli Lilly on the verge of becoming the first trillion dollar pharmaceutical company. The stock is up 65 percent, and analysts say it still has room to run. We’ll review a number of hot biotech stocks in the Market Intel segment, then Shelley Grandidge joins us. MASTERING MONEY is on the air!!!
Sales and production of electric vehicles are slowing down rapidly. BMW, Mercedes, Stelantis, Porsche and Volkswagen are all cutting back or abandoning production of EVs in favor of gas powered and Hybrid, as demand for EVs slows to a crawl. Volkswagen is even shutting some factories. That timely story in the Market Intel segment, then Dr. Jeremy Siegel’s take on the U.S Stock Market-- and how to invest now…MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The "You-Make-a-Lot-of-Money Tax" is hitting more Americans, reports the Wall Street Journal. The "net investment income tax" (NIIT) is coming due for millions more taxpayers than a decade ago. It’s no accident says the Journal. Many Americans will owe it this year, thanks to inflation, higher home prices, and higher yields on bank accounts and bonds. We'll review the report in detail and then reveal ways to avoid or reduce the tax. Then, Shelley Grandidge joins us to talk about Medicare and Health Insurance options. A great show with information to help you plan smarter...MASTERING MONEY is on the air!!!
Ford is slowing its rollout of money-losing electric vehicles, but has just made a big bet that Uncle Sam will keep subsidizing electric cars, no matter who is elected. It will start focusing on its best money makers the company says. We’ll review the changing EV market in a report from Barrons in the Market Intel segment, then get into some strategies built to help eliminate money anxiety, an contagious affliction that seems to be going around these days. MASTERING MONEY is on the air!!!
In the business world and in most of life, one person’s loss is another’s gain. Israel’s main airline El Al, has suffered hard times for years, but suddenly the stock is up 60%. A Wall Street Journal report on why this airline is soaring in the Market Intel segment, then Shelley Grandidge joins us to talk about Medicare and health insurance. MASTERING MONEY is on the air!
China is undergoing a real estate collapse combined with a run on Chinese government bonds that is driving interest rates to record lows there, creating a situation similar to the collapse of Silicon Valley Bank in the U.S. They are telling investors: “Please stop buying our bonds”. A Wall Street Journal report on why they're saying that in the Market Intel Segment, and then why the 60-40 portfolio strategy, combined with the 4 percent withdrawal rule is unraveling before our eyes. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The Medicare Bubble Has Burst, says David Wainer, writing for the Wall Street Journal...and yes, even here...inflation strikes again. For years, the privately run Medicare Advantage business generated big profits for health-insurance giants. Costs are rising while regulations are increasing. Will Medicare go bust? We'll review the facts in the Market Intel segment, the Medicare expert Shelley Grandidge joins for an in depth discussion...MASTERING MONEY is on the air!!
How much does it take to be considered rich in the United States in 2024. Recent surveys by Schwab and other pollers have found that over half of millionaires do not consider themselves rich or wealthy. We;ll examine why in a fascinating report in the Market Intel Segment, and then review how live and feel richer without the risk of markets, real estate, or sudden falls in commodities. MASTERING MONEY is on the air!!
It's a fact checker Wednesday!! Today we'll uncover some facts and shed light on some of the biggest fallacies in the political and financial world. For even more factual detail on the area of Medicare and Health Insurance, Shelley Grandidge joins us. Don't miss it, MASTERING MONEY is on the air!!!
Kamala Harris says the reason we have inflation is price gouging by those nasty evil corporations—the same ones that most people are EMPLOYED BY-- and that almost everyone invests IN with their 401ks. In today's Market Intel Segment, we'll learn what the food industry has to say with hard evidence. They are pushing back hard on Harris’s unfounded claims. Then we'll review a retirement strategy that is sweeping the country right now. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So…. did the Trump tax cuts actually bring in more tax revenues--or not?? As usual, the Democrats are trying to rewrite history, but we’ll set the record straight in the Market Intel segment-- using published, factual detail from the IRS. Numbers don't lie and higher taxes kill economies. Then medicare and health insurance expert Shelley Grandidge joins us…MASTERING MONEY is on the air!!!
History shows that today’s Baby Boomers had a rough time affording homes in the 1980s. Statistics say that today’s Millennials have it even worse. We’ll review some intriguing statistics and comparisons on home affordability through the years in the Market Intel Segment, then zero in on Social Security viability and how illegal immigration may affect your benefits one day. MASTERING MONEY is on the air!!!
So, is the Tech rally-and the rise of Nvidia over?...or just getting started? As an equity investor, it may be the most important thing to be asking yourself right now. We’ll examine what you need to know and why it's NOT over in the Market Intel segment-- then Shelley Grandidge joins us to talk about health insurance and Medicare. MASTERING MONEY is on the air!!!
So, why all the stock market volatility of late? —Could it be that too many people were borrowing too much money to buy stocks? Yes! That--and a few other oddities-- the full story in the Market Intel segment, then an outline of strategies for protecting your retirement from all future market crashes...MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Many landlords are deciding to cash out their rental properties for top dollar these days, as they are finding it nearly impossible to raise rents. The problem: Oversupply of new apartments coming on line with fabulous amenities. An oversupply is developing and inflation is making the problem worse for tenants. We'll review that Wall Street Journal report in the Market Intel Segment, then Shelley Grandidge joins us to talk about Medicare and health insurance opportunities. MASTERING MONEY is on the air!!
What’s happening with the markets is natural, normal, anticipated, and expected. One word describes it—AUGUST. August has been one of the most volatile months of the year the past five years. Coming up next, we CONTINUE to examine the factors that can and will affect your financial plan for retirement —i.e., the things that never change and the practical common sense approach to money that can solidify your financial plan for retirement. MASTERING MONEY is on the air!!!
A recent report by the Federal Reserve shows that there are now 16 million millionaires in the USA, and that the upper middle class is actually growing wealth at a faster rate than the top 1 percent. We’ve got the intriguing Wall Street Journal report on that next with all the facts and figures, then health insurance and Medicare expert Shelley Grandidge joins us. A show you don't want to miss...MASTERING MONEY is on the air!!
Donald Trump and Elon Musk, per the Wall Street Journal, have discussed a possible advisory role for the Tesla leader should the presumptive Republican nominee reclaim the White House, the latest sign that the once-frosty relationship between the two men has thawed. We'll review the WSJ report in the Market Intel Segment, then a strategy session on how to retire and stay retired. MASTERING MONEY is on the air.
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Will Generation Z help lead the world back to common sense? The latest tik tok craze is watching other young people become plumbers and electricians and getting paid very well. It's catching on nicely—we have a Wall Street Journal report on this refreshing trend in the Market Intel segment, then we’ll review Annuity Refinancing to dramatically increase annuity income. MASTERING MONEY is on the air!!!
Apple is playing catch up in the AI world, and it appears to have some aces rolled up in its sleeves. Siri could become an AI Superwoman, and much more. Maybe. A Wall Street Journal report to inform you in the Market Intel segment. Then we’ll talk about your parental upbringing-- Can it affect your money decisions, even in your 50s, 60s, and 70s? A study that may shock you! MASTERING MONEY is on the air!!
Premium-economy seats are one notch below business class, one above the best sections of coach. They have become not only popular, but the most profitable tickets airlines are selling. says the Wall Street Journal. We'll review Journal's report on what you can expect for air fare pricing in 2024 for travel overseas. We'll do that in the Market Intel segment, then Shelley Grandidge joins us for the Q&A. MASTERING MONEY is on the air!!!
Will Generation Z help lead the world back to common sense? The latest tik tok craze is watching other young people become plumbers and electricians and getting paid very well. It's catching on nicely—we have a Wall Street Journal report on this refreshing trend in the Market Intel segment, then we’ll review Annuity Refinancing to dramatically increase annuity income. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Are you waiting for hotel prices to come back down in time for traveling this year or next? It probably won’t happen, says the Wall Street Journal. Labor has gotten too expensive under Bidenomics. Hotels will collectively pay $123 billion in compensation this year, more than ever. A fascinating report in the Market Intel segment then we’ll talk about health insurance with Shelley Grandidge...MASTERING MONEY is on the air!!!
What if everything in your life had its own battery—not just your phone, but your stove, your house, your water heater, and even your neighborhood? A number of companies continue to advance battery technology that could relieve the grid as AI starts eating up electricity. A Wall Street Journal report on that in the Market Intel segment, then we’ll cover bulletproof diversification strategies. MASTERING MONEY is on the air!!
The Washington D.C. Office Market Is in Trouble No Matter Who Wins the Election, says the Wall Street Journal. Currently, the Biden administration struggles to get members of federal workforce back to the office on a more regular basis. It is causing a major problem with office leasing in many major cities, including DC. A report on that in the Market Intel segment, then Medicare expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!!
So, can you explain the difference between cyclical and non-cyclical stocks? And should you own both right now, or neither? We’ll review exactly what is meant by cyclical and non-cyclical stocks in the Market Intel Segment today, and explain why—YES—you may want to own both in this crazy market. Then we’ll review an excellent book which came out recently--Morgan Housel's "Same As Ever--A Guide To Things That Never Change." MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The Federal Reserve and Jerome Powell want to keep rates higher for longer to battle inflation, but things are starting to break. Banks have failed and more could be on the way. Commercial real estate is one area where higher rates have slowed demand and removed buyers from the equation. Commercial Office Building Defaults are looming, we’ll reveal why in the Market Intel Segment, then health insurance and Medicare expert Shelley Grandidge joins us--MASTERING MONEY is on the air!!!
Most Americans had never heard Vice Presidential candidate JD Vance speak at length on the issues of the day. He is humble, articulate, and authoritative with wide appeal to all age groups, genders, and economic strata. We'll hear him speak in the Market Intel segment, then in Segment 3, we'll dig into advanced planning strategies for 401ks and IRAs. MASTERING MONEY is on the air!!
Millennials are taking a stand for America, in a throwback to 1940s ideals. It's downright exciting because more and more of them want a better life, not victimhood or gender politics. We'll hear some excerpts from a leading Millennial in the Market Intel Segment, then Medicare and Health insurance expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!
In a major turn of events, Silicon Valley venture capitalists and a number of Silicon CEOs are throwing their full support behind the Republican Donald Trump.Some of them are swinging to Trump due to his pick for Vice President, a former Venture Capitalist himself, JD Vance. An inside story on Vance and which Silicon Valley heavies are jumping aboard inthe Market Intel segment. Then, we'll review effective 401k rollover strategies. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
If you’re worried that artificial intelligence will transform your job, insinuate itself into your daily routines, or lead to wars fought with lethal autonomous systems, you’re a little late—all of those things have already come to pass, says Christopher Mims, the Wall Street Journal’s chief Technology editor. We’ll review his eye-opening report in the Market Intel segment, then Shelley Grandidge joins us for the Q & A. Don't miss it, MASTERING MONEY is on the air!
Go woke, go broke? More and more Green New Deal businesses... are going OUT of business. Three years ago, Aspiration Partners, funded by the likes of Leo Di Caprio and other celebs, designed a debit card for sustainable shopping that would stop climate change, promising to plant a tree with every card swipe.That business is looking like Biden’s presidency right now--on fumes. A Bloomberg story on that in the Market Intel Segment, then some PROVEN, wealth creating planning techniques. MASTERING MONEY is on the air!!!
Technology finds its way into every facet of life. Scientists have been perfecting the art and science of making composite materials of late, to take the place of steel and aluminum in airplanes and cars. We’ll tell you how these composites are made and who’s making them in the Market Intel segment, then Shelley Grandidge joins us to talk about Medicare and health insurance. MASTERING MONEY is on the air!!!
… U.S. prosecutors are cracking down on commercial mortgage fraud, a growing push that is sending shivers through the $4.7 trillion dollar industry. Will commercial real estate bring down the economy? More and more commercial mortgages are going into default that were funded with bonds that investors gobbled up--it could be bad news. A Wall Street Journal report for you in the Market Intel Segment, then, Revealed: why annuity sales are setting records. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Congratulations on your retirement! ...Now, get to work!! Nearly double the number of retirees are returning to work full time or part time reports the Wall Street Journal. We’ll review that report in the Market Intel segment and tell you why—then health insurance and Medicare specialist Shelley Grandidge joins us for the Q & A on health insurance and Medicare. A timely show--MASTERING MONEY is on the air!!! #retire #retirement #annuities #insurance #Medicare
Real estate deals don’t always work out…. The giant $10 billion dollar Starwood commercial real-estate fund is scrambling to escape an imminent cash crunch. It's being caused by the long line of investors who want their money back. A Wall Street Journal report on what can go wrong in real estate in the Market Intel segment, then we’ll talk about the why’s and how’s of bucket planning. MASTERING MONEY is on the air!!!
Medicare drug plans are much more affordable this year for millions of Americans, courtesy of those nasty rich taxpayers. We’ll review how the significant savings will work in 2024 and 2025 in the Market Intel segment, then Medicare expert Shelley Grandidge joins us to dig a little deeper in the Q & A. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
So, who really pays the taxes in America, and who really doesn’t pay any at all?? Is the upper 1% paying their fair share? Some startling, verified facts from the bipartisan Congressional Budget Office in the Market Intel Segment that may shock you!! Plus a new take on 401(k) rollover strategies. MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Congratulations on your retirement! ...Now, get to work!! Nearly double the number of retirees are returning to work full time or part time reports the Wall Street Journal. We’ll review that report in the Market Intel segment and tell you why—then health insurance and Medicare specialist Shelley Grandidge joins us for the Q & A on health insurance and Medicare. A timely show--MASTERING MONEY is on the air!!!
Well, if you listen to some proponents of AI, the story goes that AI will create jobs, not take them away. So far, it’s working in reverse. A Wall Street Journal report for you in the Market Intel segment, then, we’ll discuss the real reason why bucket planning works so well when planning your retirement. MASTERING MONEY is on the air!!!
Summer travel is booming reports the Wall Street Journal, but they wonder why airlines and their stock shares are suffering--and have been for four years> We have the inside scoop on that in the Market Intel segment, then Medicare expert Shelley Grandidge joins us to talk about health insurance and small business plans. MASTERING MONEY is on the air!!!
Have you ever wondered what the REAL secret is to selecting winning stocks? Great investors like Peter Lynch and Warren Buffett based their selections on the same criteria—we’ll reveal those winning criteria in the Market Intel segment, then learn why so many people are refinancing their older annuities right now. MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Two of the hottest healthcare pharmaceutical stocks in the past two years have been Eli Lilly Company and NovoNordisk, the two makers of the most popular approved weight loss drugs. But do the drugs work for everybody? No, we'll tell you who the drugs do NOT work for in the Market Intel segment per the Wall Street Journal, then Shelley Grandidge joins us review today's best health insurance options. MASTERING MONEY is on the air!!
Parallels are often drawn between Henry Ford and Elon Musk. Both were on the cutting edge of an automotive concept that turned out to be a game changer. However, one of the things they have in common damaged Henry Ford's reputation and the company suffered. Elon could be making the same mistake, says Barrons. We have that report for you in the Market Intel Segment, then we'll dig into cutting edge investing strategies for retirement. MASTERING MONEY is on the air!!
The "You-Make-a-Lot-of-Money Tax" is hitting more Americans, reports the Wall Street Journal. The "net investment income tax" (NIIT) is coming due for millions more taxpayers than a decade ago. It’s no accident says the Journal. Many Americans will owe it this year, thanks to inflation, higher home prices, and higher yields on bank accounts and bonds. We'll review the report in detail and then reveal ways to avoid or reduce the tax. Then, Shelley Grandidge joins us to talk about Medicare and Health Insurance options. A great show with information to help you plan smarter...MASTERING MONEY is on the air!!!
So, what’s the difference between financial planning and ESTATE planning? Many people mix them up, so in Segment 2, we’ll review the difference between them, laying out the six must-haves for a well thought out effective estate plan. Then experienced estate and probate attorney Libby Banks joins us. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
If you’re worried that artificial intelligence will transform your job, insinuate itself into your daily routines, or lead to wars fought with lethal autonomous systems, you’re a little late—all of those things have already come to pass, says Christopher Mims, the Wall Street Journal’s chief Technology editor. We’ll review his eye-opening report in the Market Intel segment, then Shelley Grandidge joins us for the Q & A. Don't miss it, MASTERING MONEY is on the air!!
Conservative populism is breaking out all over Europe. Europe’s June 9th elections went overwhelmingly to conservatives, with illegal immigration as the number one issue. We’ll review a Wall Street Journal report about the Prime Minister of Italy, Georgia Meloni, and how she is part of a major movement in Europe and is also pro business, anti welfare state. Then we’ll review the basics of annuity refinancing. MASTERING MONEY is on the air.
Costco has hired a new Chief Financial Officer who is shaking a few things up. Coming up in the Market Intel Segment, we have a Wall Street Journal report on what changes will be happening at Costco, and whether or not you’ll still be able to get a hot dog and a drink for a buck fifty—then Shelley Grandidge joins us to talk about Medicare and health insurance. A big show, MASTERING MONEY is on the air!!!
Will Generation Z help lead the world back to common sense? The latest tik tok craze is watching other young people become plumbers and electricians and getting paid very well. It's catching on nicely—we have a Wall Street Journal report on this refreshing trend in the Market Intel segment, then we’ll review Annuity Refinancing to dramatically increase annuity nicome. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Electrical engineers and utility experts are saying that Artificial Intelligence, AI is going to need so much new electricity over the next two to five years, that our grid system will not be able to handle it, which is why utility companies are suddenly not shutting down their coal operations. A very timely report on a hot topic in the Market Intel segment, then Shelley Grandidge joins us. MASTERING MONEY is on the air!!
Apple is playing catch up in the AI world, and it appears to have some aces rolled up in its sleeves. Siri could become an AI Superwoman, and much more. Maybe. A Wall Street Journal report to inform you in the Market Intel segment. Then we’ll talk about your parental upbringing-- Can it affect your money decisions, even in your 50s, 60s, and 70s? A study that may shock you! MASTERING MONEY is on the air!!
So…. did the Trump tax cuts actually bring in more tax revenues--or not?? As usual, the Democrats are trying to rewrite history, but we’ll set the record straight in the Market Intel segment-- using published, factual detail from the IRS. Numbers don't lie and higher taxes kill economies. Then medicare and health insurance expert Shelley Grandidge joins us…MASTERING MONEY is on the air!!!
Big shifts in the way people live and work are making commutes of over an hour into the office more common—and even more palatable-- says the Wall Street Journal. Rising housing costs and crime in the inner city have prompted many to move farther away from city centers, ESPECIALLY when many have a hybrid work model and don't have to commute every day. That fascinating report in the Market Intel segment, then Estate Planning Attorney Libby Banks joins us...MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
A recent report by the Federal Reserve shows that there are now 16 million millionaires in the USA, and that the upper middle class is actually growing wealth at a faster rate than the top 1 percent. We’ve got the intriguing Wall Street Journal report on that next with all the facts and figures, then health insurance and Medicare expert Shelley Grandidge joins us. A show you don't want to miss...MASTERING MONEY is on the air!!
Donald Trump and Elon Musk, per the Wall Street Journal, have discussed a possible advisory role for the Tesla leader should the presumptive Republican nominee reclaim the White House, the latest sign that the once-frosty relationship between the two men has thawed. We'll review the WSJ report in the Market Intel Segment, then a strategy session on how to retire and stay retired. MASTERING MONEY is on the air.
Many landlords are deciding to cash out their rental properties for top dollar these days, as they are finding it nearly impossible to raise rents. The problem: Oversupply of new apartments coming on line with fabulous amenities. An oversupply is developing and inflation is making the problem worse for tenants. We'll review that Wall Street Journal report in the Market Intel Segment, then Shelley Grandidge joins us to talk about Medicare and health insurance opportunities. MASTERING MONEY is on the air!!
Where's the stock market headed? The famous management expert, Peter Drucker said: “Trying to predict the future is like trying to drive down a country road at night with no lights while looking out the back window.” Recently, the guy that predicted a 40,000 Dow 1n 1999-- and was ridiculed-- finally got his way. 40,000 finally happened. A Wall Street Journal report in the Market Intel segment. Then a planning session in Segment 3. MASTERING MONEY is on the air!!
Where's the stock market headed? The famous management expert, Peter Drucker said: “Trying to predict the future is like trying to drive down a country road at night with no lights while looking out the back window.” Recently, the guy that predicted a 40,000 Dow 1n 1999-- and was ridiculed-- finally got his way. 40,000 finally happened. A Wall Street Journal report in the Market Intel segment. Then a planning session in Segment 3. MASTERING MONEY is on the air!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
Can Viagra help prevent Alzheimers? New research and trials done by the venerable Cleveland Clinic say YES. We have that intriguing Wall Street Journal report in the Market Intel segment, then Shelley Grandidge joins us to review opportunities and warnings in the area of health insurance and Medicare. MASTERING MONEY is on the air!!!
Nvidia’s stock continues to soar because it leads the way to the future-- in Artificial Intelligence. In today's Market Intel segment, we’ll review a Wall Street Journal report on how far AI has come, why it's coming for more "people" jobs—and how fast it's all happning. Then we’ll explain in detail how "Annuity Refinancing" works to dramatically and SAFELY increase your income—for life. Don't miss it...MASTERING MONEY is on the air!!
The Medicare Bubble Has Burst, says David Wainer, writing for the Wall Street Journal...inflation strikes again. For years, the privately run Medicare Advantage business generated big profits for health-insurance giants. Costs are rising while regulations are increasing. Will Medicare go bust? We'll review the facts in the Market Intel segment, the Medicare expert Shelley Grandidge joins for an indepth discussion...MASTERING MONEY is on the air!!
Real estate deals don’t always work out…. The giant $10 billion dollar Starwood commercial real-estate fund is scrambling to escape an imminent cash crunch. It's being caused by the long line of investors who want their money back. A Wall Street Journal report on what can go wrong in real estate in the Market Intel segment, then we’ll talk about the why’s and how’s of bucket planning. MASTERING MONEY is on the air!!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
Are you waiting for hotel prices to come back down in time for traveling this year or next? It probably won’t happen, says the Wall Street Journal. Labor has gotten too expensive under Bidenomics. Hotels will collectively pay $123 billion in compensation this year, more than ever. A fascinating report in the Market Intel segment then we’ll talk about health insurance with Shelley Grandidge...MASTERING MONEY is on the air!!!
Dividend stocks lack the wow factor of buying in early on a Google or Nvidia, but reinvesting dividends paid to you in cash every ninety days, has been among the most reliable ways to produce long-term gains for many top investors throughout the world. Warren Buffett and Peter Lynch both favored dividend growth stocks. We’ll dig into Dividend investing in the Market Intel segment, then explain the risks of mass illegal immigration to your retirement...in other words the impact on Medicare, Social Security, and the National Debt. MASTERING MONEY is on the air!!!
Remember when people used to say that one day, Amazon may surpass Walmart in sales? At one time it seemed like a pipe dream, but the day has come that Amazon may overtake Walmart soon as the world's largest retailer. Walmart is not giving up the fight, however. We'll review a Wall Street Journal report on what Walmart is doing to fend off Amazon, then Shelley Grandidge joins us joins us for a Q & A on health insurance and Medicare. MASTERING MONEY is on the air!!!
Did you know a verified set of documents report that in the 2016 election, “roughly one quarter of non-citizens” in the U.S. “were likely registered to vote…that “6.4% of non-citizens actually voted.” AND 81.8% of them “reported voting for Barack Obama”? We'll examine a startling report on these facts and more in segment 3, but first, in the Market Intel Segment, we’ll review how a major electric car company has now officially failed. A big show today, MASTERING MONEY is on the air!!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
So, what’s the difference between banks and life insurance companies issuing annuities in a financial crisis? A big difference. Fast rising rates by the Fed have HURT banks reserves dramatically, but HELPED insurance companies’ reserves GREATLY. We’ll explain why today and then Shelley Grandidge joins us to review today's best health insurance and Medicare options…MASTERING MONEY is on the air!!!
Many people want to contribute to Roth IRAs but find that they cannot because they make a bit too much money. The work-around is known as a "Back door Roth IRA", and we’ll dig into how it's done, plus the pros and cons. Also, the simple key to Roth conversions in retirement--all of that in the Market Intel Segment. Then, in segment 3, a bucketing strategy session you don’t want to miss...MASTERING MONEY is on the air!!!
So, how woke will social media become? By definition, people on social media are not smart enough to know that they are already seeing and reacting to posts from robots--where does it go from here? . Some start ups are now creating anti-woke AI "robots" to balance of the far left tendencies of social media--mainly to keep themselves out of trouble with Congress. That Wall Street Journal report in the Market Intel Segment, then Shelley Grandidge joins us. MASTERING MONEY is on the air!!!
Apple stock has been in the tank for a while, but is perking up. What’s going on and is it a good stock to own right now? We’ll get into that in the Market Intel Segment, then learn why so many people are refinancing their annuities right now in this high interest rate cycle—see what the buzz is all about! MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
The future is arriving daily, and AI—Artificial Intelligence-- is making it get here even faster. In today's Market Intel segment, we examine how AI is cutting down the time on bringing breakthrough prescription drugs to market and why select AI stocks can still improve your portfolio this year. Then health insurance expert Shelley Grandidge joins us with the details you need to make smarter health insurance decisions. MASTERING MONEY is on the air!!
Several new studies reveal that retirees who have given up their paychecks from work are expressing more anxiety and worry about their financial positions. The number one fear for retirees is not dying, it is running out of money. We’ll review that report in the Market Intel Segment—then, in the Strategy Session-- we’ll dig into a planning method that could save you five hundred thousand dollars in retirement--MASTERING MONEY is on the air!!
The Federal Reserve and Jerome Powell want to keep rates higher for longer to battle inflation, but things are starting to break. Banks have failed and more could be on the way. Commercial real estate is one area where higher rates have slowed demand and removed buyers from the equation. Commercial Office Building Defaults are looming, we’ll reveal why in the Market Intel Segment, then health insurance and Medicare expert Shelley Grandidge joins us--MASTERING MONEY is on the air!!!
There are two types of insider trading—LEGAL and ILLEGAL. Legal insider trading can be an effective tool in helping to select or confirm your selection of stocks. We’ll explore tools and techniques in the Market Intel Segment, then examine retirement strategies that are working right now to insure your income, insure your outcomes, and invest the rest with purpose. MASTERING MONEY is on the air!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Congratulations on your retirement! ...Now, get to work!! Nearly double the number of retirees are returning to work full time or part time reports the Wall Street Journal. We’ll review that report in the Market Intel segment and tell you why—then health insurance and Medicare specialist Shelley Grandidge joins us for the Q & A on health insurance and Medicare. A timely show--MASTERING MONEY is on the air!!! #retire #retirement #annuities #insurance #Medicare
The municipal bond market is losing one of its biggest buyers.... CitiGroup, the single biggest buyer of municipal bonds for years, is finally pulling out of the challenging and often unprofitable muni bond business, laying off 20,000 people. We'll review a Wall Street Journal report on how bond mutual funds could be at risk in the Market Intel segment, then we’’ll review how to invest in the S&P 500 with a stop loss at all times. Build, grow, and protect your money! MASTERING MONEY is on the air!!!
As a million new apartments come on line, the Wall Street Journal reports that sales of apartment buildings were down 68% in November of 2023. Prices paid for apartment properties fell 12%. Rents are falling, vacancies increasing. We’ll have that report in the Market Intel segment, then some deep insights on where smart retirement money is going, and why. MASTERING MONEY is on the air!!!
If you’re worried that artificial intelligence will transform your job, insinuate itself into your daily routines, or lead to wars fought with lethal autonomous systems, you’re a little late—all of those things have already come to pass, says Christopher Mims, the Wall Street Journal’s chief Technology editor. We’ll review his eye-opening report in the Market Intel segment, then Shelley Grandidge joins us for the Q & A. Don't miss it, MASTERING MONEY is on the air!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Medicare drug plans are much more affordable this year for millions of Americans, courtesy of those nasty rich taxpayers. We’ll review how the significant savings will work in 2024 and 2025 in the Market Intel segment, then Medicare expert Shelley Grandidge joins us to dig a little deeper in the Q & A. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
So, in case you haven’t noticed home and auto insurance are up by more than 50% and as much as 60%. What’s going on, and will it be coming back down? Don’t shoot the messenger…we’ve got the Bloomberg report for you in the Market Intel Segment, then we'll do a deep dive into the U.S. economy, why its hanging in there and why the market can still rise in 2024…MASTERING MONEY is on the air!!!
A recent report by the Federal Reserve shows that there are now 16 million millionaires in the USA, and that the upper middle class is actually growing wealth at a faster rate than the top 1 percent. We’ve got the intriguing Wall Street Journal report on that next with all the facts and figures, then health insurance and Medicare expert Shelley Grandidge joins us. A show you don't want to miss...MASTERING MONEY is on the air!!
The past few years in the stock market have been focused on momentum stocks--specifically tech and artificial intelligence stocks. Momentum investing is a system of buying stocks that have had high returns over the past three to twelve months, and selling those that have had poor returns over the same period. We’ll examine that approach versus good old fundamental value investing in the Market Intel Segment, then determine what approach may be better for you. MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Congratulations on your retirement! ...Now, get to work!! Nearly double the number of retirees are returning to work full time or part time reports the Wall Street Journal. We’ll review that report in the Market Intel segment and tell you why—then health insurance and Medicare specialist Shelley Grandidge joins us for the Q & A on health insurance and Medicare. A timely show--MASTERING MONEY is on the air!!!
A Real Estate Nightmare is Unfolding in Downtown St. Louis reports the Wall Street Journal. The office district is empty, with boarded up retail stores every where you look. St Louis is one of a number of U.S. cities unable to recover from the Covid 19 pandemic. That report in the Market Intel Segment, then a Black Diamond market update...MASTERING MONEY is on the air!!
Electrical engineers and utility experts are saying that Artificial Intelligence, AI is going to need so much new electricity over the next two to five years, that our grid system will not be able to handle it, which is why utility companies are suddenly not shutting down their coal operations. A very timely report on a hot topic in the Market Intel segment, then Shelley Grandidge joins us. MASTERING MONEY is on the air!!
Most people think of dementia starting in a person’s 70s, 80s, and 90s, but research shows that the groundwork is laid as people enter their 40s, 50s, and 60s. That's the bad news. The Good news: Science now has concluded how to delay or reduce the symptoms of dementia and alzheimers, step by step (and its not just doing crossword puzzles!!) We’ll have the intriguing Wall Street Journal report in the Market Intel segment, and then get into spousal income planning in Segment 3. MASTERING MONEY is on the air!!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Although the market is taking a bit of a breather right now, several prominent traders are pointing to a technical sentiment signal with a 100% success rate over the past five decades, which is suddenly flashing a green light. That report in the Market Intel segment, then Shelley Grandidge joins us to give us guidance on the best health insurance opportunities. A fact filled show...MASTERING MONEY is on the air!!!
A small set of companies that own nuclear reactors have seen their stocks soar at Nvidia-like rates in the past few months, says Barrons--part of a little-noticed renaissance in an industry that hasn’t had much to brag about in years. We'll review that report in the Market Intel segment. Then we’ll examine recent studies on how much it takes to retire comfortably today (hint: about $1.47 million) A great show for you today, MASTERING MONEY is on the air!!!
Two of the hottest healthcare pharmaceutical stocks in the past two years have been Eli Lilly Company and NovoNordisk, the two makers of the most popular approved weight loss drugs. But do the drugs work for everybody? No, we'll tell you who the drugs do NOT work for in the Market Intel segment per the Wall Street Journal, then Shelley Grandidge joins us review today's best health insurance options. MASTERING MONEY is on the air!!
Does Green Energy Make the United States Vulnerable to Cyberattack? Yes, say many fact based scientists and war experts. As the Wall Street Journal reports, government climate policies are making it easier for the Chinese Communist Party to wage a multifront cyberattack. You may be shocked by what we report in the Market Intel segment. Then we’ll take a deep dive into how inflation could truly ruin your retirement--and what do about it. MASTERING MONEY is on the air!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Premium-economy seats are one notch below business class, one above the best sections of coach. They have become not only popular, but the most profitable tickets airlines are selling. says the Wall Street Journal. We'll review Journal's report on what you can expect for air fare pricing in 2024 for travel overseas. We'll do that in the Market Intel segment, then Shelley Grandidge joins us for the Q&A. MASTERING MONEY is on the air!!!
The artificial-intelligence boom is sending Silicon Valley’s talent wars to new extremes. Big Tech companies are serving up million-dollar-a-year compensation packages, in the race for leadership in generative AI systems. We’ll review the Wall Street Journal report on how crazy the pay scale is getting in the Market Intel segment, and then review an investing strategy that has made millions—and preserved it. MASTERING MONEY is on the air!!!
Shares of Donald Trump’s social-media company surged 16% on their first day of trading reaching as high as 50%, shutting down the NASDAQ momentarily. The price explosion boosted the presidential candidate’s fortune to roughly $4.5 billion. The question is, how soon can he tap into the money? We have the full Wall Street Journal report in the Market Intel Segment and it may surprise you, then Medicare expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!
U.S Banks have been squeezed during the rate hike cycle. So have their stock prices. They now look forward to relief from the Fed and could use a "Goldilocks" period of rates that are not too high, not too low. Lower rates will increase their profitability, which in turn means bank stocks are suddenly looking better. A full report in the Market Intel segment, then some timely retirement planning strategies that could add thousands a year of safe income to your portfolio. MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Do you own a successful small business and believe that you are paying too much in taxes? Is there a legitimate, IRS approved method of getting deductions of $200,000, $300,000, $400,000 or more—for socking money away in an IRS approved investment account? Yes. We'll talk about Cash Balance Plans today in the Market Intel Segment, then Medicare expert Shelley Grandidge joins us. A fact filled show for you...MASTERING MONEY is on the air!!!
Until recently, Amazon had virtually no competition, but the Chinese firms Temu and Shein, have come on like gangbusters. What is Amazon doing to head them off at the pass? We'll examine the Wall Street Journal report in the market Intel segment-- then--the most effective retirement strategies working now. MASTERING MONEY is on the air!!!
Can Viagra help prevent Alzheimers? New research and trials done by the venerable Cleveland Clinic say YES. We have that intriguing Wall Street Journal report in the Market Intel segment, then Shelley Grandidge joins us to review opportunities and warnings in the area of health insurance and Medicare. MASTERING MONEY is on the air!!!
Is Nvidia a fluke? Can the market keep climbing? Nvidia is a lot of things but it is not a fluke. We’ll dig deeper into why Nvidia has been on a roll, continues to be on a roll, and may stay there for a while. Then a deeper look at today’s markets and how you can take advantage…MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Diamonds aren’t just a girl’s best friend, they are becoming best friends with the fastest and longest lasting microchips in the world. Technology is always the X factor that can change the course of investing. A fascinating Wall Street Journal in today's Market Intel segment, then Medicare and health insurance expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!!
For decades, seeking knowledge online has meant googling it –but Artificial Intelligence--AI, is changing that. We'll review a sizzling Wall Street Journal report about how the web itself is changing in the Market Intel Segment, then an update on income replacement strategies...MASTERING MONEY is on the air!!!
Could America’s oldest mall become the mall of the future?, asks the Wall Street Journal. It looks like its happening in suburban Minneapolis. We’ll tell you which mall operator is revolutionizing the industry in the Market Intel Segment, and then Shelley Grandidge joins us to discuss health insurance and Medicare--MASTERING MONEY is on the air!!
Bloomberg is reporting that gasoline could be higher in price this summer than most of us expected, and that could spell trouble for the Biden Administration at the polls. Learn why gas prices are likely to rise this summer in the Market Intel segment, then we’ll plot out the roadmap to retirement and how to eliminate some major causes of financial worry....MASTERING MONEY is on the air!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Diamonds aren’t just a girl’s best friend, they are becoming best friends with the fastest and longest lasting microchips in the world. Technology is always the X factor that can change the course of investing. A fascinating Wall Street Journal in today's Market Intel segment, then Medicare and health insurance expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!!
During the pandemic many retail landlords slashed rent prices as they struggled to fill empty storefronts–anything to survive and keep a tenant. Fast forward to today—retail is BACK. Foot traffic at first class outdoor malls—booming. Landlords in some locations are back to raising rents. A Wall Street Journal report on that in the Market Intel Segment-- then health insurance expert Shelley Grandidge joins us…MASTERING MONEY is on the air!
Breakthroughs in weight loss drugs have drawn new interest to biotech stocks. Non addictive pain medications that go beyond Tylenol and Advil are another huge area being explored by a number of biopharma’s. Vertex pharmaceuticals is one of them, we'll review their progress in the Market Intel Segment, then discuss a remarkable opportunity being created by higher interest rates. MASTERING MONEY is on the air!!!
Are you waiting for hotel prices to come back down in time for traveling this year or next? It probably won’t happen, says the Wall Street Journal. Labor has gotten too expensive under Bidenomics. Hotels will collectively pay $123 billion in compensation this year, more than ever. A fascinating report in the Market Intel segment then we’ll talk about health insurance with Shelley Grandidge...MASTERING MONEY is on the air!!!
The Wall Street Journal reports that Independent restaurants are on financial life support. Inflation has raised employment and food costs beyond the coping zone. We’ll reveal why far more restaurants closed than opened last year (over 4,500) under Bidenomics in the Market Intel Segment, then a Barrons report on why annuities are so popular right now. A very timely show you don't want to miss--MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Diamonds aren’t just a girl’s best friend, they are becoming best friends with the fastest and longest lasting microchips in the world. Technology is always the X factor that can change the course of investing. A fascinating Wall Street Journal in today's Market Intel segment, then Medicare and health insurance expert Shelley Grandidge joins us. MASTERING MONEY is on the air!!!
As a million new apartments come on line, the Wall Street Journal reports that sales of apartment buildings were down 68% in November of 2023. Prices paid for apartment properties fell 12%. Rents are falling, vacancies increasing. We’ll have that report in the Market Intel segment, then some deep insights on where smart retirement money is going, and why. MASTERING MONEY is on the air!!!
Silicon Valley and other tech hubs are losing the tech talent war, says Wall Street Journal. Metro areas that consistently attracted huge numbers of tech workers have hit a turning point. Silicon Valley, San Francisco, Boston, New York, and LA, are seeing layoffs and moving vans, not new startups. Which cities are winning? We’ll review that in the Market Intel segment, then Shelley Grandidge joins us to review the top health insurance plans for individuals and businesses. MASTERING MONEY is on the air!!!
Last year, Silicon Valley laid off thousands of workers, led by Meta. This year, Meta is the only Silicon Valley company hiring right now, with the intent to rule in the area of AI. Will it drive the share price higher or lower? Meta’s stock has been soaring for almost a year. Will it continue? We’ve got the Barrons report in the Market Intel Segment, then inside details about annuity bonuses and the differences between annuities on the market right now. MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
So, what’s the difference between banks and life insurance companies issuing annuities in a financial crisis? A big difference. Fast rising rates by the Fed have HURT banks reserves dramatically, but HELPED insurance companies’ reserves GREATLY. We’ll explain why today and then Shelley Grandidge joins us to review today's best health insurance and Medicare options…MASTERING MONEY is on the air!!!
Everybody talks about "AI" and The Cloud. But where IS the cloud? Hint: it's not in the sky or in the clouds. Artificial Intelligence happens right here on earth, in buildings that you can invest in. Private equity firms are buying digital properties, and you can too. We'll review the opportunity in Digital Real Estate in the Market Intel Segment. Then the simple investment steps to follow to allow you to retire and STAY RETIRED, without loading up on risk. MASTERING MONEY is on the air!!!
Congratulations on your retirement! ...Now, get to work!! Nearly double the number of retirees are returning to work full time or part time reports the Wall Street Journal. We’ll review that report in the Market Intel segment and tell you why—then health insurance and Medicare specialist Shelley Grandidge joins us for the Q & A on health insurance and Medicare. A timely show--MASTERING MONEY is on the air!!!
Online sports betting has become a massive, expanding addiction fed by artificial intelligence, following every gambler's move. Coming up next, a Wall Street Journal story about how a psychiatrist and mother of two became addicted to sports betting, winning and then losing a fortune. That story in the Market Intel segment. Then later, we’ll continue to explore the opportunity in refinancing older annuities to today’s higher rates…a must hear. MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
The future is arriving daily, and AI—Artificial Intelligence-- is making it get here even faster. In today's Market Intel segment, we examine how AI is cutting down the time on bringing breakthrough prescription drugs to market and why select AI stocks could be a big boost to your portfolio this year. Then health insurance expert Shelley Grandidge joins us with the details you need to make smarter health insurance decisions. MASTERING MONEY is on the air!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
Economic downturns are usually: horrible for poor people, bad for the middle class and an inconvenience for the rich. But an anamoly is taking place in 2023—higher earners are being laid off at a faster pace than lower wage earners. This has prompted the Wall Street Journal to dub a new economic term. They say we are in a "RICH-cession", not a recession. We'll explain all that goes into that in the Market Intel segment, then Shelley Grandidge is here to bring us up to date on health insurance and Medicare. MASTERING MONEY is on the air!!!
There’s a saying that economic expansions don’t die of old age: They’re murdered by the Federal Reserve. If that’s the case, then the U.S. economy is outrunning its would-be assailant this year, says the Wall Street Journal. A full report on what’s happening in the economy and markets and then we'll review which annuities pay the most, cost the least, and protect your principal. A very timely show, MASTERING MONEY is on the air!!!
If 2023 has taught us anything, its that trying to predict the stock market from day to day, week to week, or month to month is a waste of time. Coming up next we review the results of a method of forecasting with uncanny accuracy developed by a Yale Nobel Prize winner. Find out what his system is forecasting for the markets over the next one, three, and five years in the Market Intel Segment—then Medicare and health insurance expert Shelley Grandige joins us. A great show for you today, MASTERING MONEY is on the air!!!
Woke entertainment companies--like Warner Brothers Discovery and Disney--are both struggling financially these days. Could it be because they have strayed so far from conservative family values and simple story telling? We'll examine Warner Brothers stock to see if Barbie can save the company. Then, some analysis of exactly where the stock market is, and which pockets of the market offer clear opportunity. A lot to talk about...MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
You’ve heard the term "WIDE MOAT" being used in the investment world. Most of us would rather own stocks that have a wide moat, given the choice. More fortunes have been built from owning quality stocks over time, than trying to time the market with stocks that go up and down like a roller coaster. So, what Is a Wide Moat --and how can you determine if a company has one before you buy its stock? We’ll review that Market Intel Segment, then talk to Shelley Grandidge about health insurance and Medicare...don't miss it...MASTERING MONEY is on the air!!!
Up until recently, there were 66 Dividend Aristocrats, stocks that have raised their dividends for 25 consecutive years or longer. Now there are 67. We’ll review that first, then we'll examine how the Black Diamond Dividend Growth Portfolio works. We'll see why dividend investing is coming back into vogue, and how wealth can be built, with lower risk, in a professionally managed dividend portfolio...MASTERING MONEY is on the air!!!
Do you own a successful small business and believe that you are paying too much in taxes? Is there a legitimate, IRS approved method of getting deductions of $200,000, $300,000, $400,000 or more—for socking money away in an IRS approved investment account? Yes. We'll talk about Cash Balance Plans today in the Market Intel Segment, then Medicare expert Shelley Grandidge joins us. A fact filled show for you...MASTERING MONEY is on the air!!!
You’ve heard it many times, because it's true—most people devote more time to planning a vacation, choosing a car to buy, or even selecting a spot to eat dinner than they do to planning who will inherit their assets-- and in what amount--after they’re gone. We’ll talk about trusts, IRAs, and estate planning trends in the Market Intel segment, and then explore why Gallup Polls and Kiplinger are reporting that Americans, for the first time in years, are seeing the world as "glass half empty, rather than glass half full." A big show today, MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Three Million U.S. Households Making Over $150,000 annually are still renters, says the Wall Street Journal. Why? There are a number of reasons and some of them may surprise you. We'll review that Wall Street Journal report today in the Market Intel Segment, Shelley Grandidge talks about business health insurance plans and Medicare, and we'll compare the safety and reserves standards of insurance companies vs banks. A very timely show for you, MASTERING MONEY is on the air!!
Without farming and farmers, we would all die of starvation. The Wall Street Journal reports that AI will soon be assisting farmers grow more crops with less work. But--A decade after data analytics promised to revolutionize agriculture, most farmers still aren’t using complex specialized software, and of those who do, many are not pleased with it. In today's Market Intel Segment, we’ll catch up with what’s really going on farming right now—then Steve will review several proven retirement income planning techniques. A fact filled show for you today, MASTERING MONEY is on the air!!
The rule of 55 is an Internal Revenue Service rule that allows workers who are 55 or older to withdraw money from their employer-sponsored retirement accounts penalty free if they leave their jobs. What about taxes, and/ or loans on 401ks? We’ll review it all in the Market Intel Segment, then Shelley Grandidge joins us. Don't miss it...MASTERING MONEY is on the air!!!
Banks suddenly don’t love rich mortgage borrowers as much as they used o says the Wall Street Journal. People with super-prime credit scores who are financing higher amounts, are paying interest rates roughly twice as high as two years ago on new-car loans and more than double on home mortgages. We’ve got the full Journal report in the Market Intel segment, then some timely market analysis in the Q & A segment. Get the information you need to make more money with your money on today's show...MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
Three Million U.S. Households Making Over $150,000 annually are still renters, says the Wall Street Journal. Why? There are a number of reasons and some of them may surprise you. We'll review that Wall Street Journal report today, talk about the safety of insurance companies vs banks, and Shelley Grandidge talks about business health insurance plans and Medicare. MASTERING MONEY is on the air!!
Joe Biden is bragging about Bidenomics, but the prices of many things have doubled, and mortgage rates have gone from three percent to seven percent on his watch. Experts say mortgages could go to eight percent by this winter. Will young Democrat voters trying to buy a home stand by their man? We’ll talk about the mortgage market in the Market Intel segment, then get deep into retirement planning later in the show--a segment you don't want to miss...MASTERING MONEY is on the air!!!
The "You-Make-a-Lot-of-Money Tax" is hitting more Americans, reports the Wall Street Journal. The "net investment income tax" (NIIT) is coming due for millions more taxpayers than a decade ago. It’s no accident says the Journal. Many Americans will owe it this year, thanks to inflation, higher home prices, and higher yields on bank accounts and bonds. We'll review the report in detail and then reveal ways to avoid or reduce the tax. Then, Shelley Grandidge joins us to talk about Medicare and Health Insurance options. A great show with information to help you plan smarter...MASTERING MONEY is on the air!!!
Americans have found a creative new way of losing money at sports betting. Billions and billions in fact. They’re losing with such regularity that they’re catapulting gambling apps to major profitability. DraftKings and Other Sports Gambling Apps Are Hitting the Jackpot With ‘Parlay’ Bets. "As They Win, You Lose", according to a Barrons report. We'll examine that report on the betting craze in the Market Intel segment, and then switch gears to talk about the common sense approach to money-- dividend investing--the kind that Warren Buffett made--not lost--billions with. Don't miss today's show, MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
...Nvidia and several other big tech A.I. stocks have led the entire market higher in 2023. Without the "Magnificent 7" stocks--which trade at many, many times their earnings, the S & P 500 is basically flat on the year. Nvidia came out of nowhere and shot to the moon. The stock is taking a rest, but the company looks to dominate the chip seen at least through 2027. Is there a competitor that Nvidia needs to worry about-- coming on the scene? We’ll explore that in the Market Intel segment, then Shelley Grandidge joins us to talk About Medicare and health insurance...don't miss it! MASTERING MONEY is on the air!!!
The Weight-Loss Drug Frenzy has taken over the hot stock category as AI stocks, experience a pullback. The attention has now shifted to weight loss drugs that Medicare may soon cover. The Danish company Novo Nordisk, is one of the leaders of the pack. We’ll report on that company and how the drugs work in the Market Intel segment—then we'll examine some annuity details that are making news... Don't miss it--Mastering Money is on the air!!!
America is overweight. We eat too much. For decades, the search for a pill that could help a person magically lose weight was talked about, but only recently has true headway been made—a Barrons report in the Market Intel segment on which stocks are suddenly on the rise in this area of biotech. Why are these stocks rising? Because Medicare will cover the cost. Then Shelley Grandidge joins us to talk health insurance in the Q & A segment. A fact filled show you don't want tom miss, MASTERING MONEY is on the air!!!
Apartment buildings, long considered a real-estate haven, are emerging as "the next major trouble spot in the beleaguered commercial-property world," says the Wall Street Journal. The "buy, refinance, then flip" model is suddenly no longer working. Interest rates are rising, and a glut of new apartment buildings with thousands of units are coming on line. An eye opening report in the Market Intel segment, then an indepth look at proven marketing strategies. MASTERING MONEY is on the air!!!
Bidenomics! Inflation! China! Digital currency! And, an upcoming Presidential election--a lot is happening in the world these days and it could affect your investments. Who better to comment on timely issues than the great Lou Dobbs? Today, Lou is our special guest host for segments 2 and 3, with commentary from Steve in segments 1 and 4. This is a great podcast you don't want to miss...MASTERING MONEY is on the air!!
When investors think about stocks, they tend to only think about stocks they’ve heard of in the Dow 30 or the S & P 500 but many of those stocks get over bought. They tend to think only of areas of the economy that are on TV. This can severely limit opportunities for capital growth. The U.S. and global economies are rebuilding infrastructure. They will be doing it for years . We’ll examine one of many opportunities in the Market Intel segment, and then Shelley Grandidge joins us for the Q & A to expand our health insurance options. MASTERING MONEY is on the air!!
While many pundits are predicting a recession in the fall of 2023, many other very legitimate analysts believe we have already had one, and are now coming out of it. We’ll examine the evidence from a Bloomberg report in the Market Intel segment, then reveal how you can retire-- STAY retired-- and NEVER have to worry about a market crash as long as you live. A timely show you don't want to miss, MASTERING MONEY is on the air!!!
The notion that electric vehicles are “zero-emission” is rooted in a deceptive narrative that ignores all pollutants which don’t come out of a tailpipe according to JustFacts.com researchers. In fact, the complete lifecycle of an EV likely pollutes far more than most gas powered cars, according to hard evidence, which we review in the Market Intel Segment. Then Shelley Grandidge joins us to discuss Medicare and Small Business health insurance plans. A very timely show you don't want to miss, MASTERING MONEY is on the air!!!
2023 has been one for the books. The recession that everyone predicted hasn’t happened, and with the Fed headed in the direction of no more rate hikes and even lowering rates next spring in time for the home buying season, the recession may be put off again for a few years. The lights have turned green—how long will they stay on. We’ll review that in the Market Intel segment in depth, then talk about where to put your money now in Segment 3. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
So, what’s the difference between banks and life insurance companies issuing annuities in a financial crisis? A big difference. Fast rising rates by the Fed have HURT banks reserves dramatically, but HELPED insurance companies’ reserves GREATLY. We’ll explain why today and then Shelley Grandidge joins us to review today's best health insurance and Medicare options…MASTERING MONEY is on the air!!!
The move to electric cars is on schedule according to experts, but the move to changing the biggest per-vehicle polluters on the road--semi-trucks--will take another 20 years according to McKinsey Associates. While the Biden Administration wants all trucks to be electric by 2032, it is a pipe dream experts say. We review a Wall Street Journal report that lays out the reasons why the trucking industry cannot go electric as fast as planned in the Market Intel Segment. Then we discuss why over $200 billion per year are going into annuities, how to approach them in your portfolio, and how to implement proven retirement techniques and methods. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
The public perception is that the digital cloud powering Microsoft, Facebook, Twitter,Google, Etc—is just that—a cloud that does not use physical resources. Wrong. The Cloud is now using massive amounts of water to cool storage facilities 24/7/365 globally—and drought affected countries like Spain have had enough. A very timely report in the Market Intel segment today, then Shelley Grandidge joins us…MASTERING MONEY is on the air!!!
Should you share ownership of a vacation home with family and friends? Only if you get certain things in writing. We’ll tell you what planners and attorneys recommend as we review a Wall Street Journal report on what can go wrong and how to avoid it in the Market Intel segment. Then we’ll dig deep the inner workings of the new Black Diamond High yield covered call portfolio…MASTERING MONEY is on the air!!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
The Dogs of the Dow is a somewhat famous, simplified approach to picking stocks that has been around since 1991. The strategy rebalances once a year, choosing the WORST 10 stocks of the Dow 30 to formulate the complete 10 stock portfolio for the coming year. We'll reveal the 10 Dow Dogs today, and compare its performance to the IQ Wealth Black Diamond Dividend Growth portfolio, and it may shock you! Then health insurance and Medicare expert Shelley Grandidge joins us. A can't miss show....MASTERING MONEY is on the air!!!
Tech stocks--especially those focused on A.I.--Artificial Intelligence--are almost single handedly driving the stock market in the first part of 2023. Learn how smart investors are playing it--while keeping their powder dry and their financial plans on track. We'll examine the important need-to-know details and lay out a strategy to keep you heading north, not south. MASTERING MONEY is on the air!!!
A race is on to speed up electric-vehicle charging reports the Wall Street Journal. The U.S. government is trying to spur the buildout of so-called fast chargers that can charge EVs in about 15 to 40 minutes—still too slow? Probably, because you have to find a way to charge batteries at apartment buildings, condos, and offices--there may never be enough chargers in good repair to handle the load. We’ll review some other challenges not being talked about in the Market Intel segment, then Shelley Grandidge joins us to review Medicare and health insurance options.
Several new Alzheimers drugs have been shown to clearly slow the disease by removing a toxic protein called amyloid from the brains of early Alzheimer’s patients. The drugs are getting approved by the FDA and most likely, will be accepted by Medicare as a treatment. It sets the stage for a potential head-to-head competition between Lilly and Eisai, as more patients with early Alzheimer’s gravitate to the idea of preventing the loss of memories and brain function. The facts in the Market Intel Segment, then we'll dive into the proven methods of selecting high value stocks. MASTERING MONEY is on the air.
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
The future is arriving daily, and AI—Artificial Intelligence-- is making it get here even faster. In today's Market Intel segment, we examine how AI is cutting down the time on bringing breakthrough prescription drugs to market and why select AI stocks could be a big boost to your portfolio this year. Then health insurance expert Shelley Grandidge joins us with the details you need to make smarter health insurance decisions. MASTERING MONEY is on the air!!
The notion that China is about to overtake the world’s economy and become the next world reserve currency is beginning to fall apart in a big way. Their economy and currency are both tanking right now. That report in the Market Intel Segment, , then we explore today's most effective retirement strategies…MASTERING MONEY is on the air!!
The notion that electric vehicles are “zero-emission” is rooted in a deceptive narrative that ignores all pollutants which don’t come out of a tailpipe according to JustFacts.com researchers. In fact, the complete lifecycle of an EV likely pollutes far more than most gas powered cars, according to hard evidence, which we review in the Market Intel Segment. Then Shelley Grandidge joins us to discuss Medicare and Small Business health insurance plans. A very timely show you don't want to miss, MASTERING MONEY is on the air!!!
There are two types of insider trading: legal and illegal. On today's show, we’’ll review when and why you may want to pay attention to LEGAL insider trading and how experienced investors use the data as an input for decision making. By the way, it just so happens that LEGAL insider trading on the BUY side is on the rise right now. Legendary investor Peter Lynch always said that inside executives may have a variety of reasons for selling shares of their own company, but only ONE reason for buying shares--they believe the stock is going up. We’ll give YOU the inside scoop in the Market Intel segment, and then explain an investment strategy that can get your retirement on track and keep it there. MASTERING MONEY is on the air!!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
The Federal Reserve says it won’t take interest rates down until unemployment goes UP and inflation comes down. In today's Market Intel segment, we retrace the Fed’s steps back in 2006 when they were coming to the same fork in the road. Very interesting. Then Shelley Grandidge joins us to talk health insurance and Medicare. Don't miss today's show, get some facts... MASTERING MONEY is on the air!!!
Ernestine Shepherd is the world’s oldest female bodybuilder—and she’s got a Guinness World Record to prove it. At age 56, Ernestine was motivated to start working out after her sister died at a young age from a brain aneurysm. She's now 86 and looking great. At what age does the body hit a peak? Research has determined that it depends on the activity. We've got some shocking facts for you from a Wall Street Journal report in the Market Intel Segment. Then, we'll review the single most important aspect of a sustainable financial plan for retirement. MASTERING MONEY is on the air!!!
Economic downturns are usually: horrible for poor people, bad for the middle class and an inconvenience for the rich. But an anamoly is taking place in 2023—higher earners are being laid off at a faster pace than lower wage earners. This has prompted the Wall Street Journal to dub a new economic term. They say we are in a "RICH-cession", not a recession. We'll explain all that goes into that in the Market Intel segment, then Shelley Grandidge is here to bring us up to date on health insurance and Medicare. MASTERING MONEY is on the air!!!
HAPPY INDEPENDENCE DAY--Now, for the reality: We no longer live in the age of factual detail, we live in the age of the NARRATIVE. Whether it's politics or the investment world, the stories you’re willing to believe—rather than the facts you should follow—can get you in trouble. We’ll explain how to avoid that, with an investment strategy built to take on the future. We'll also review why "lithium may be the new oil", according to Barron's. A show you don't want to miss, MASTERING MONEY is on the air!!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
There are approximately 17,500 companies in the United States, employing over 80 million people. About 6,000 of those companies trade on the various U.S. stock exchanges. The Standard & Poor's 500 Index, known simply as the S&P 500, is a market-capitalization-weighted index of 505 of the largest, large-cap U.S. stocks. Why 505 not, 500 stocks? We'll explore that question and more as we shed light on an index that went down nearly 20% in 2022, and which ten stocks did the most damage. Then health insurance and medicare expert Shelley Grandidge joins us. An info-packed show you don't want to miss, MASTERING MONEY is on the air!!
Are Americans getting lazier? Recent analysis shows that the work-at-home movement is resulting in reduced productivity, fewer hours worked, and less tax revenues in bigger cities. The Bureau of Labor Statistics study--published recently--says that stay at home workers average only 5.7 hours of work per day, while in office workers average 8.2. Some very interesting facts and trends are developing--we'll review them in the Market Intel Segment. A timely show you don't want to miss...MASTERING MONEY is on the air!!!
You’ve heard the term "WIDE MOAT" being used in the investment world. Most of us would rather own stocks that have a wide moat, given the choice. More fortunes have been built from owning quality stocks over time, than trying to time the market with stocks that go up and down like a roller coaster. So, what Is a Wide Moat --and how can you determine if a company has one before you buy its stock? We’ll review that Market Intel Segment, then talk to Shelley Grandidge about health insurance and Medicare...don't miss it...MASTERING MONEY is on the air!!!
Throughout history, pandemics have caused big disruptionsin business cycles, economic cycles, and the social order. All of this, in turn, impacts politics and governments. A “new normal” emerges from every pandemic. How much should you consider politics when investing your money? A lot, a little, or not at all? As an investor, economics are more important than politics, but politics can affect economics. We’ll take a deep dive into how and when on today's show....MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show MASTERING MONEY is on the air!!
While many pundits are predicting a recession in the fall of 2023, many other very legitimate analysts believe we have already had one, and are now coming out of it. We’ll examine the evidence from a Bloomberg report in the Market Intel segment, then reveal how you can retire-- STAY retired-- and NEVER have to worry about a market crash as long as you live. A timely show you don't want to miss, MASTERING MONEY is on the air!!!
In case you haven’t noticed, the stock market moves in waves and phases. In the long run, the highest quality companies—those leading their industries with higher profit margins and customers lined up to buy their products and services—tend to rise in share value. Why? We’ll get into that in the Market Intel Segment--and even analyze a stock, then Shelley Grandidge joins us. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
Once looked down upon, Dollar stores are suddenly winning big in the retail foot traffic wars. You’ll see Mercedes, BMWs, and Audi’s sitting in parking lots as social media –and inflation—are making it cool to go to Dollar stores—and brag about it! We'll review the Wall Street Journal report in the Market Intel segment, then Estate attorney Libby Banks joins us. A timely show you don't want to miss...MASTERING MONEY is on the air!!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
The Dogs of the Dow is a somewhat famous, simplified approach to picking stocks that has been around since 1991. The strategy rebalances once a year, choosing the WORST 10 stocks of the Dow 30 to formulate the complete 10 stock portfolio for the coming year. We'll reveal the 10 Dow Dogs today, and compare its performance to the IQ Wealth Black Diamond Dividend Growth portfolio, and it may shock you! Then health insurance and Medicare expert Shelley Grandidge joins us. A can't miss show....MASTERING MONEY is on the air!!!
So which are safer, banks or life insurance companies? Fact: More than 13,000 banks have failed since 1929, but no life insurance company we recommend has lost a penny in a hundred years. We’ll explain why in detail today-- and exactly why Silicon Valley and Signature banks failed so FAST. It's called the Mark To Market accounting rule. Learn more, stay tuned MASTERING MONEY is on the air!!!
..Nvidia and several other big tech A.I. stocks have led the entire market higher in 2023. Is there a competitor for Nvidia that it needs to worry about coming on the scene? We’ll explore that in detail coming up next, then Shelley Grandidge joins us to talk About Medicare and health insurance...don't miss it! MASTERING MONEY is on the air!!!
Strains in the banking industry, following the collapse of three large lenders this spring, help explain why some central bank officials are leaning toward holding interest rates steady at their meeting this week—even though the economy and inflation haven’t slowed as much as they expected. We’ll talk about that next, then zero in on planning strategies for 2023
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
The discovery that new forms of diabetes prescription drugs can result in dramatic weight loss is spawning an entire industry that some analysts say could reach $100 billion dollars annually. We'll fill you in on the details today, then health insurance and Medicare expert Shelley Grandidge joins us. We're talking about ways to protect your health and wealth today...MASTERING MONEY is on the air!!!
Highly skilled investors know how to make money even in flat markets with a unique and effective method known as writing covered calls. It is a time tested, math based approach to realizing a cash flow the realm of 6% to 10% with lower moderate risk. We’ll review how covered calls work in the Market Intel segment, then provide examples in the Q & A segment. Raise your investment IQ today, MASTERING MONEY is on the air!!
Everyone talks about the VIX when referring to the markets, but do you know exactly what it is? Today in the Market Intel segment, we’ll dig into it, explain exactly what it is-- and how it can help you understand market activity. Then Medicare expert Shelley Grandidge joins us. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
Barron's round table has taken a hard look at what will be the most dominant investment trends of the next ten years. You'll want to know what these are. They include medical miracles like weight loss technology, which will come from advances already being made in biotech. The rise of India, and the scarcity of water are also in the picture. We’ll examine those trends in the Market Intel segment…then a surprise guest joins us. A big show lined up for you today, MASTERING MONEY is on the air!!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
Three Million U.S. Households Making Over $150,000 annually are still renters, says the Wall Street Journal. Why? There are a number of reasons and some of them may surprise you. We'll review that Wall Street Journal report today, talk about the safety of insurance companies vs banks, and Shelley Grandidge talks about business health insurance plans and Medicare. MASTERING MONEY is on the air!!
The S & P 500-- on the surface-- looks like its having a good year. But because the famous index is not equally weighted, the big tech stocks are skewing the numbers. Fewer than 10 stocks are keeping the S & P 500 from being negative. Those are mostly A.I. driven stock plays. Coming up next, we’ll examine what analysts believe is an underbought, quality stock that we’re going to buy... AND it is NOT an AI stock! Find out why we think it is going places. Then we'll explore exactly why Next Generation Annuities have risen in popularity for 401k rollovers for the modern retirement. A power packed show you don't want to miss...MASTERING MONEY is on the air!!!
If you’re worried that artificial intelligence will transform your job, insinuate itself into your daily routines, or lead to wars fought with lethal autonomous systems, you’re a little late—all of those things have already come to pass, says Christopher Mims, the Wall Street Journal’s chief Technology editor. We’ll review his eye-opening report in the Market Intel segment, then Shelley Grandidge joins us for the Q & A. Don't miss it, MASTERING MONEY is on the air!!
Are stocks climbing a wall of worry in 2023? It sure looks like it. The U.S. stock market has had the "kitchen sink" thrown at it so far. Still, it has hung in there—WITH the help of a little company called Nvidia! Perhaps you've heard of it? :) So,what is the Wall of Worry? We’ll define it in the Market Intel segment, then do a deep dive into Nvidia, the stock and the company in Segment 3. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The threat of robots taking over a big chunk of American jobs is alive and well. In fact, metal fabrication and automobile manufacturing are key areas where it's already begun. We'll review another industry where its happening today --reported on by Bloomberg-- that may surprise you. Quite interesting. Then Medicare and Health Insurance expert Shelley Grandidge joins us. A power packed show today---MASTERING MONEY is on the air!!!
Nvidia has become a rocket ship stock that is attracting even more investment capital, almost daily. Is it a pure bubble or does it have unique technology that is NEEDED to make Artificial Intelligence work for all the big companies? The latter appears to be the case--for now. We’ll review a Barron's report on Nvidia in the Market Intel Segment, then get into some serious retirement planning in the Q & A. A timely show you don't want to miss, MASTERING MONEY is on the air!!!
So, what are the odds of an actual U.S. debt default? Answer: Slim and none, and slim just left town. We’ll review a Barrons report in The Market Intel segment that lays out exactly what will happen with the debt crisis situation, and it may shock you. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A… a timely and fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
Artificial Intelligence is not just a future thing, it is happening now in more ways than you might think. Today in the Market Intel Segment, we review how an A.I. "bot" beat a traffic ticket in New York City. Then, in the Q & A, we examine the key priority you can’t afford to overlook when planning your retirement…MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So, why do tech stocks go down when interest rates go up? The tech heavy NASDAQ lost 35% in 2022 and the S & P 500 lost 20%. It was a bloodbath. In today's Market Intel segment, we’ll go into the reasons why it happened, what has to change for the market to come back, and how some tech companies are cutting costs, getting more profitable, and getting ready for growth. You'll get a grip on where the market is right now, and then Shelley Grandidge joins us for education on Medicare and health insurance. Don't miss this one--MASTERING MONEY is on the air!!
So, what is the number one secret to picking winning stocks consistently? There are a number of factors, but there is one key component that is at the core of a solid stock selection. If you choose to ignore this factor, you will be doomed to lackluster and mediocre results. We’ll reveal and examine that secret in the Market Intel segment, and then outline how to take on the most uncertain economy in decades…you've got questions, we've got answers--MASTERING MONEY is on the air!!!
When investors think about stocks, they tend to only think about stocks they’ve heard of in the Dow 30 or the S & P 500 but many of those stocks get over bought. They tend to think only of areas of the economy that are on TV. This can severely limit opportunities for capital growth. The U.S. and global economies are rebuilding infrastructure. They will be doing it for years . We’ll examine one of many opportunities in the Market Intel segment, and then Shelley Grandidge joins us for the Q & A to expand our health insurance options. MASTERING MONEY is on the air!!
You often hear about stock buybacks...tax-and-spend Democrats hate them, but they actually benefit all investors of all parties and persuasions at times. And the reality is that share prices often DO rise after the buyback of popular stocks. Are buybacks a financial "trick", or a financial tool for smart CEOs to drive value for their investors? We’ll examine closely in the Market Intel segment, then Chris Hill, voice of the Motley Fool Money Show joins us to talk stocks in the Q & A. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
It's a Larry Kudlow Monday! Today on Mastering Money we feature a special podcast edition of Larry Kudlow's terrific nationwide podcast. Having served as an economist in two presidential administrations--Ronald Reagan and Donald Trump--and having been an 'A-list' commentator on the two top business stations--CNBC and Fox Business--Larry's insights are on the money. In each podcast he interviews top thought leaders from the worlds of investments, government, and the private sector. Don't miss today's show with Larry and his special guest. MASTERING MONEY is on the air!!
So, why do tech stocks go down when interest rates go up? The tech heavy NASDAQ lost 35% in 2022 and the S & P 500 lost 20%. It was a bloodbath. In today's Market Intel segment, we’ll go into the reasons why it happened, what has to change for the market to come back, and how some tech companies are cutting costs, getting more profitable, and getting ready for growth. You'll get a grip on where the market is right now, and then Shelley Grandidge joins us for education on Medicare and health insurance. Don't miss this one--MASTERING MONEY is on the air!!
The Federal Reserve has conducted the most severe and sudden tightening of the U.S. economy in over forty years. Playing whack a mole instead of chess, it has created a banking and real estate crisis. We’ll report on 17 banks over-exposed to loans on office buildings at 50 percent occupancy or thereabouts, and how their share prices are nosediving. Then we’ll examine the shakier components of the S & P 500 index, what to avoid, and what strategies might be better. Plenty to chew on today...MASTERING MONEY is on the air!!!
The future is arriving daily, and AI—Artificial Intelligence-- is making it get here even faster. In today's Market Intel segment, we examine how AI is cutting down the time on bringing breakthrough prescription drugs to market and why select AI stocks could be a big boost to your portfolio this year. Then health insurance expert Shelley Grandidge joins us with the details you need to make smarter health insurance decisions. MASTERING MONEY is on the air!!
Inflation is proving to be "sticky"... we can't get rid of it fast enough. The problem is the result of an explosion in money printing courtesy of Congress combined with an Implosion in the supply of energy resources courtesy of a Biden Executive order. As the supply chain has normalized and Covid fades into memory, a new cause of inflation is being recognized by economists called "EXCUSE-flation". Businesses are keeping prices high because they still are leaning on excuses. Its real, and we’ve got a report on that in the Market Intel Segment. Then famed Oil Expert Phil Flynn joins. A timely show you don't want to miss...MASTERING MONEY is on the air!!
So, what’s the difference between banks and life insurance companies issuing annuities in a financial crisis? A big difference. Fast rising rates by the Fed have HURT banks reserves dramatically, but HELPED insurance companies’ reserves GREATLY. We’ll explain why today and then Shelley Grandidge joins us to review today's best health insurance and Medicare options…MASTERING MONEY is on the air!!!
Once upon a time, there was a beautiful city by the name of San Francisco. Then woke Democrats took over. Today, it is a mess. Nordstrom and Whole Foods are now leaving San Francisco, proving once again: Go Woke, Go Broke. Defund the police and you defund your economy. The inside scoop in the Market Intel segment, and then we’ll talk about the specifics of an investment strategy for retirement built to take a lickin' and keep on tickin’...MASTERING MONEY is on the air!!!
The Federal Reserve says it won’t take interest rates down until unemployment goes UP and inflation comes down. In today's Market Intel segment, we retrace the Fed’s steps back in 2006 when they were coming to the same fork in the road. Very interesting. Then Shelley Grandidge joins us to talk health insurance and Medicare. Don't miss today's show, get some facts... MASTERING MONEY is on the air!!!
We no longer live in the age of factual detail, we live in the age of the NARRATIVE. Whether it's politics or the investment world, the stories you’re willing to believe—rather than the facts you should follow—can get you in trouble. We’ll explain how to avoid that, with an investment strategy built to take on the future. We'll also review why "lithium may be the new oil", according to Barron's. A show you don't want to miss, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
In today's crazy world smart money seeks safety, quality, liquidity, income, and opportunity in that order. We’ll stay with that theme today and reveal what George Soros and Warren Buffett are buying, as well as an emerging opportunity in the Market Intel Segment. Then health insurance and Medicare expert Shelley Grandidge joins us. Don't miss today's show, MASTERING MONEY is on! the air!!
In today's crazy world smart money seeks safety, quality, liquidity, income, and opportunity in that order. We’ll stay with that theme today and reveal what George Soros and Warren Buffett are buying, as well as an emerging opportunity in the Market Intel Segment. Then health insurance and Medicare expert Shelley Grandidge joins us. Don't miss today's show, MASTERING MONEY is on! the air!!
The stock of the car company Carvana reached $331 a share in the summer of 2021. Today it trades at $7.50. What happened? Who is behind the company? Who got rich? That story in the Market Intel Segment. Then we’ll talk about how today’s most advanced bonus annuities work, why they are getting more popular, what you can expect…and what you should reject…a big show today, MASTERING MONEY is on the air!!!!
Today on Mastering Money we explore the reasons why a stock like Johnson & Johnson has so much more firepower than other dividend paying stocks like Procter & Gamble. J & J is a long standing position in the Black Diamond Dividend Growth portfolio, while P & G is not. We explain in the Market Intel segment. Then Shelley Grandidge joins us in the Q & A Segment to review today's best choices in Medicare and health insurance. An informative show you don't want to miss. MASTERING MONEY is on the air!!!
There are two types of insider trading: legal and illegal. On today's show, we’’ll review when and why you may want to pay attention to LEGAL insider trading and how experienced investors use the data as an input for decision making. By the way, it just so happens that LEGAL insider trading on the BUY side is on the rise right now. Legendary investor Peter Lynch always said that inside executives may have a variety of reasons for selling shares of their own company, but only ONE reason for buying shares--they believe the stock is going up. We’ll give YOU the inside scoop in the Market Intel segment, and then explain an investment strategy that can get your retirement on track and keep it there.
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show MASTERING MONEY is on the air!!
Retire…and STAY retired!! …There’s a right way and a wrong way to go about it! If you find yourself stuck in a cookie-cutter big box portfolio-- that THEY say is good enough for you, and you’re worried about where and how you’ll get guaranteed income at a rate of 5% to 11% for life, DON’T MISS OUR SHOW TODAY—insure your income, insure your outcomes, invest the rest with purpose. MASTERING MONEY is on the air!!!
The Dogs of the Dow is a somewhat famous, simplified approach to picking stocks that has been around since 1991. The strategy rebalances once a year, choosing the WORST 10 stocks of the Dow 30 to formulate the complete 10 stock portfolio for the coming year. We'll reveal the 10 Dow Dogs today, and compare its performance to the IQ Wealth Black Diamond Dividend Growth portfolio, and it may shock you! Then health insurance and Medicare expert Shelley Grandidge joins us. A can't miss show....MASTERING MONEY is on the air!!!
So which are safer, banks or life insurance companies? Fact: More than 13,000 banks have failed since 1929, but no life insurance company we recommend has lost a penny in a hundred years. We’ll explain why in detail today-- and exactly why Silicon Valley and Signature banks failed so FAST. It's called the Mark To Market accounting rule. Learn more, stay tuned MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So, ..what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. Then Medicare specialist Shelley Grandidge joins us. A big show you don't want to miss...MASTERING MONEY is on the air!!
So, the Inflation Reduction Act, better known as the Inflation CREATION Act, was jammed down our throats on the premise that it would actually reduce deficits. Gee, what do you know? It’s already turning out not to be true—the cost of providing tax credits for green vehicles turns out to be a few hundred billion off, more details next plus a whole lot more…MASTERING MONEY is on the air!!!
The discovery that new forms of diabetes prescription drugs can result in dramatic weight loss is spawning an entire industry that some analysts say could reach $100 billion dollars annually. We'll fill you in on the details today, then health insurance and Medicare expert Shelley Grandidge joins us. We're talking about your health and wealth today...MASTERING MONEY is on the air!!!
So, you’ve likely heard the term “wide moat stock”, referencing the stock of a company with multiple competitive advantages in its industry, making the stock more valuable. We’ll review what Warren Buffett and other analysts look for when looking for wide-moat stocks, and how to anchor your retirement portfolio with income and growth. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
There are approximately 17,500 companies in the United States, employing over 80 million people. About 6,000 of those companies trade on the various U.S. stock exchanges. The Standard & Poor's 500 Index, known simply as the S&P 500, is a market-capitalization-weighted index of 505 of the largest, large-cap U.S. stocks. Why 505 not, 500 stocks? We'll explore that question and more as we shed light on an index that went down nearly 20% in 2022, and which ten stocks did the most damage. Then health insurance and medicare expert Shelley Grandidge joins us. An info-packed show you don't want to miss, MASTERING MONEY is on the air!!
There have never been more bearish bets on the stock market than right now. Is that a bad signal or a good signal if you are an investor? Statistics show that investors who buy IN when others are betting against the market, tend to fare pretty well. We’ll review a report on that in the Market Intel segment, then talk about the most deadly sin investors commit in the stock market…and how to avoid it. A show you don't want to miss....MASTERING MONEY is on the air!!!
When a bull market is raging, theories abound by advisors on how you can retire by withdrawing four or five percent of your constantly and "permanently growing" nest egg. The theory works…until it doesn’t. 5 percent of a million is $50,000 dollars, but if the million gets cut in half, you’re suddenly taking TEN percent, unsustainable. Today, learn how YOU can get a lifetime guaranteed income rate of 5 to 11 percent, that never quits, EVEN if and when the market falls by FIFTY PERCENT. Mastering Money is on the air!
One of the most talked about financial rules for retirement is the so-called 4 percent rule. Today, I will expose the many problems with the 4% rule in the Q & A section. Coming up next, we’ll touch on the term known as backwardation in the oil industry and how it could keep prices higher for a while. In the final segment, we'll sum up with the most important factors to help you build a plan designed to make your retirement a success. Don't miss it--MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The threat of robots taking over a big chunk of American jobs is alive and well. In fact, metal fabrication and automobile manufacturing are key areas where it's already begun. We'll review another industry where its happening today --reported on by Bloomberg-- that may surprise you. Quite interesting. Then Medicare and Health Insurance expert Shelley Grandidge joins us. A power packed show today---MASTERING MONEY is on the air!!!
Would you like to retire on a safe, secure six figure income for life , guaranteed? Many people think they need $2 million dollars to retire, but we can get it done for half of that or less. Many people also think they will spend less in retirement than pre-retirement. Studies from Duke University state otherwise. We’ll talk about putting more money in your pocket on a regular basis oday—MASTERING MONEY is on the air!!!
So, why do tech stocks go down when interest rates go up? The tech heavy NASDAQ lost 35% in 2022 and the S & P 500 lost 20%. It was a bloodbath. In today's Market Intel segment, we’ll go into the reasons why it happened, what has to change for the market to come back, and how some tech companies are cutting costs, getting more profitable, and getting ready for growth. You'll get a grip on where the market is right now, and then Shelley Grandidge joins us for education on Medicare and health insurance. Don't miss this one--MASTERING MONEY is on the air!!
Part of the inflation story is not just the massive overprinting of money, but the under supply of oil and gas perpetrated by the Biden Administration. Today, we’ll get up to date on the opportunities and risk in oil and gas—starting with a Wall Street Journal report followed by a visit from Fox Business Contributor and oil expert Phil Flynn. A power packed, fact filled show for you today--MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
In today's crazy world smart money seeks safety, quality, liquidity, income, and opportunity in that order. We’ll stay with that theme today and reveal what George Soros and Warren Buffett are buying, as well as an emerging opportunity in the Market Intel Segment. Then health insurance and Medicare expert Shelley Grandidge joins us. Don't miss today's show, MASTERING MONEY is on! the air!!
Albert Einstein said that “we can never solve our problems with the same thinking that caused them.” How true, especially when it comes to your money-- and planning your retirement! Today on Mastering Money, we talk about how to re-wire your thought process and come out a winner for the long run. Don’t miss it, MASTERING MONEY is on the air!!
So, what’s the difference between banks and life insurance companies issuing annuities in a financial crisis? A big difference. Fast rising rates by the Fed have HURT banks reserves dramatically, but HELPED insurance companies’ reserves GREATLY. We’ll explain why today and Shelley Grandidge will also join us…MASTERING MONEY is on the air!!!
We no longer live in the age of factual detail, we live in the age of the NARRATIVE. Whether it's politics or the investment world, the stories you’re willing to believe—rather than the facts you should follow—can get you in trouble. We’ll explain how to avoid that, with an investment strategy built to take on the future. We'll also review why "lithium may be the new oil", according to Barron's. A show you don't want to miss, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
There are approximately 17,500 companies in the United States, employiing over 80 million people. About 6,000 of those companies trade on the various U.S. stock exchanges. The Standard & Poor's 500 Index, known simply as the S&P 500, is a market-capitalization-weighted index of 505 of the largest, large-cap U.S. stocks. Why 505 not, 500 stocks? We'll explore that question and more as we shed light on an index that went down nearly 20% in 2022, and which ten stocks did the most damage. Then health insurance and medicare expert Shelley Grandidge joins us. An info-packed show you don't want to miss, MASTERING MONEY is on the air!!
Commercial real estate is in trouble in big cities, and the higher rates brought on by the Fed are making it hard for Real Estate Investment Trusts, REITS to refinance their floating rate loans. A report on that next then some insights on how best to approach this market with your investments...MASTERING MONEY is on the air!!
Three Million U.S. Households Making Over $150,000 annually are still renters, says the Wall Street Journal. Why? There are a number of reasons and some of them may surprise you. We'll review that Wall Street Journal report today, talk about the safety of insurance companies vs banks, and Shelley Grandidge talks about business health insurance plans and Medicare. MASTERING MONEY is on the air!!
So which are safer, banks or life insurance companies? Fact: More than 13,000 banks have failed since 1929, but no life insurance company we recommend has lost a penny in a hundred years. We’ll explain why in detail today-- and exactly why Silicon Valley and Signature banks failed so FAST. It's called the Mark To Market accounting rule. Learn more, stay tuned MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The Dogs of the Dow is a somewhat famous, simplified approach to picking stocks that has been around since 1991. The strategy rebalances once a year, choosing the WORST 10 stocks of the Dow 30 to formulate the complete 10 stock portfolio for the coming year. We'll reveal the 10 Dow Dogs today, and compare its performance to the IQ Wealth Black Diamond Dividend Growth portfolio, and it may shock you! Then health insurance and Medicare expert Shelley Grandidge joins us. A can't miss show....MASTERING MONEY is on the air!!!
For years, the common method of allocating investments has been the use of colorful pie charts. Unfortunately when you spread your investments out too thin, you may not be diversifying but rather DILUTING your returns. It can be like going to the race track every day and putting two dollars on every horse. You may be diversified, but it’s a sure way to get mediocre results. That’s why smart retirees are allocating their investments into BUCKETS not pie charts. We’ll show you WHY today…MASTERING MONEY is on the air!!!!
Today on Mastering Money, we CONTINUE to examine more factors that can and will affect your financial plan for retirement —i.e., the practical common sense approach to money that can make you feel richer and more comfortable over time, even when markets falter. Then health insurance and Medicare specialist Shelley Grandidge joins us… MASTERING MONEY is on the air!!!
...Before you retire, your investments need to be pointed toward growth using smart asset allocation to achieve that important goal. AFTER you retire, your investments need to be pointed toward INCOME to live the life you’ve dreamed of and never have to work again. We’ll talk about that today, with concrete advice, PLUS—are you secretly being filmed at AirBnB locations?…you’ll want to hear this. Quite a show for you today, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The Dogs of the Dow is a somewhat famous, simplified approach to picking stocks that has been around since 1991. The strategy rebalances once a year, choosing the WORST 10 stocks of the Dow 30 to formulate the complete 10 stock portfolio for the coming year. We'll reveal the 10 Dow Dogs today, and compare its performance to the IQ Wealth Black Diamond Dividend Growth portfolio, and it may shock you! Then health insurance and Medicare expert Shelley Grandidge joins us. A can't miss show....MASTERING MONEY is on the air!!!
"Ready, set, retire—Okay so now what?"--Something that seemed so far away when you started your first job—is suddenly here. You’ve dreamed about the days when your time can truly be your own-- and you can do all the things you want to do. But with retirement upon you, can you say you are truly ready financially speaking? On our show today, we’ll address EXACTLY what to do RIGHT NOW. Don’t miss it. Mastering Money is on the air!!!
While U.S. offices are half empty three years into the Covid-19 pandemic, workplaces in Europe and Asia are bustling again, reports the Wall Street Journal. According to a recent Gallup poll, 45 percent of full time U.S. workers still work from home or mostly from home. We'll review why it matters in the Market Intel segment, then Medicare and Health Insurance expert Shelley Grandidge joins us. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
The real estate bubble is losing altitude. A Wall Street Journal report shows that apartment rents fell in every major metropolitan area in the U.S. over the six months through January 2023, a trend the Journal says is poised to continue. Why? The biggest delivery of newly built apartments in nearly four decades is about to hit the supply side. We'll have that report for you in the Market Intel Segment, then review the smart way to plan your retirement with less risk and lower fees.
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Windmills the size of the Statue of Liberty are failing more often, killing whales and causing concern for investors, insurance companies, and regulators. But it looks like they are here to stay. We've got an intriguing report on the state of the state in Windmill technology and it may shock you. Then health insurance expert Shelley Grandidge joins us. An informative show you don't want to miss, MASTERING MONEY is on the air!!
When a bull market is raging, theories abound by advisors on how you can retire by withdrawing four or five percent of your "constantly" and "permanently" growing nest egg. The promises are all based on past performance. The theory works…until it doesn’t. Here's why: five percent of a million is $50,000 dollars, but if the million gets cut in half, you’re suddenly taking TEN percent to get the same $50,000-- unsustainable. Today, learn how YOU can get a lifetime guaranteed income rate of from 5 to 11 percent, depending on age and deferral with your heirs protected! Never take a principal or income loss-- EVEN if the market falls by FIFTY PERCENT. Don't miss it...Mastering Money is on the air!
The threat of robots taking over a big chunk of American jobs is alive and well. In fact, metal fabrication and automobile manufacturing are key areas where it's already begun. We'll review another industry where its happening today --reported on by Bloomberg-- that may surprise you. Quite interesting. Then Medicare and Health Insurance expert Shelley Grandidge joins us. A power packed show today---MASTERING MONEY is on the air!!!
The world has a plastic problem. U.S. households dispose of more than 35 million tons of plastic each year. Recycling? Its barely advanced. Even with millions of Americans dutifully rinsing containers and filling blue bins, just 5% of plastic is recycled, according to estimates from the U.S. Department of Energy. Almost all is landfilled, incinerated, exported, or washed to sea. From beverage bottles to peanut butter jars and salad domes, to milk jugs, shampoo bottles, and detergent bottles, the amount of plastic is building up to a point that it will become more unsustainable than any global warming threat. Some details in the market intel segment, then some wisdom on low BETA investing. A truly informative show--MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So, ..what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. Then Medicare specialist Shelley Grandidge joins us. A big show you don't want to miss...MASTERING MONEY is on the air!!
Retire…and STAY retired!! …There’s a right way and a wrong way to go about it! If you find yourself stuck in a cookie-cutter big box portfolio-- that THEY say is good enough for you, and you’re worried about where and how you’ll get guaranteed income at a rate of 5% to 11% for life, DON’T MISS OUR SHOW TODAY—insure your income, insure your outcomes, invest the rest with purpose. MASTERING MONEY is on the air!!!
In today's crazy world smart money seeks safety, quality, liquidity, income, and opportunity in that order. We’ll stay with that theme today and reveal what George Soros and Warren Buffett are buying, as well as an emerging opportunity in the Market Intel Segment. Then health insurance and Medicare expert Shelley Grandidge joins us. Don't miss today's show, MASTERING MONEY is on the air!!!
Amazon's stock has taken a dive and not getting up so quickly. Meta and other big tech companies are laying off tens of thousands of people. The irony is that it appears to be HEALTHY for the stock market! Some tech companies are up 50% and more from their low's, with even more upside potential. Once upon a time, Amazon was the gold standard of tech stocks--but--has Amazon gotten too big, too sloppy, and too slow? We'll explore Amazon's issues and what it means on Wall Street in the Market Intel segment, then Estate Planning Attorney Libby Banks joins us. An important show you don't want to miss, MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
There are approximately 17,500 companies in the United States, employiing over 80 million people. About 6,000 of those companies trade on the various U.S. stock exchanges. The Standard & Poor's 500 Index, known simply as the S&P 500, is a market-capitalization-weighted index of 505 of the largest, large-cap U.S. stocks. Why 505 not, 500 stocks? We'll explore that question and more as we shed light on an index that went down nearly 20% in 2022, and which ten stocks did the most damage. Then health insurance and medicare expert Shelley Grandidge joins us. An info-packed show you don't want to miss, MASTERING MONEY is on the air!!
Let’s get REAL… you are PLANNING your retirement in a CRAZY world, at a CRAZY time. What’s your PLAN? Should you just keep your retirement nest egg in a cookie cutter pile of mutual funds waiting to get whacked by the next economic downturn-- with no plan for guaranteed income? Great retirements are built on solid retirement income exceeding your expenses. Stop floating on an ocean with no specific, guaranteed plan for income. Its time for a new, upgraded financial plan. We will do a deep dive today into the Common Sense fundamentals. Don’t just manage your money, MASTER your money. MASTERING MONEY is on the air!!
Today, in the Market Intel segment, we’ll review a stock pick from Barrons that we will be adding to the Blue Diamond Tech And Energy portfolio today—could be a real mover—then Shelley Grandidge joins us to talk about health insurance-- Mastering Money i on the air!!
Today is an extra special day on Mastering Money -- we welcome the great economist and Fox Business show host Larry Kudlow, who served in both the Reagan and Trump administrations. Larry joins us right after we do a deep dive into cyclical stocks. We'll talk about what they, when to invest in them, and when NON-cyclical stocks can be the better choice. A great show you don't want to miss, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show MASTERING MONEY is on the air!!
As the U.S. money supply shrinks and inflation remains high, people have stopped spending on “nice-to-have” services like Door Dash, and other conveniences. The big shift means that many startups from the pandemic are finally falling to earth, teaching every investor a lesson: Only invest in quality-- and always get compensated for taking risks. We’ll have the intriguing Wall Street Journal report for in the Market Intel segment, then discuss how to lock in the highest and safest retirement income in America today…learn how to invest with confidence and protect your retirement...MASTERING MONEY is on the air!!!
The Dogs of the Dow is a somewhat famous, simplified approach to picking stocks that has been around since 1991. The strategy rebalances once a year, choosing the WORST 10 stocks of the Dow 30 to formulate the complete 10 stock portfolio for the coming year. We'll reveal the 10 Dow Dogs today, and compare its performance to the IQ Wealth Black Diamond Dividend Growth portfolio, and it may shock you! Then health insurance and Medicare expert Shelley Grandidge joins us. A can't miss show....MASTERING MONEY is on the air!!!
The Phoenix real estate market has flipped from being a playground for large real estate buying companies like Open Door. Suddenly, the roles are reversed. Companies that bought thousands of Metro Phoenix homes after the pandemic are dumping them and losing big time. We'll catch up with a Bloomberg report--and then go over the secrets of selecting the best dividend growth stocks and exactly how the IQ Wealth Black Diamond Dividend ™ Growth portfolio is put together. An important show you don't want to miss, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
There is a huge difference between the way amateur dividend investors and professional dividend investors select stocks. Amateurs look for the highest dividend they can find. Professionals know that to be a serious money trap. One specialized area of dividend investing is known as Dividend GROWTH investing, where you select only stocks that GROW their dividends every year, resulting in a much higher dividend yield on cost over time. Steve will explain that in detail. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY is on the air!
Larry Kudlow kicks off our show with his daily Riff, then we dig into one of the unforeseen problems the Federal Reserve is causing with its tightening program. With ten million job openings, millions of people would still rather collect unemployment checks than go to work. Some startling statistics from the Wall Street Journal next, then a way to never have to worry about another market crash as long as you live, growing a six figure income and a seven figure portfolio—SAFELY. A loaded show you don't want to miss, MASTERING MONEY is on the air!!!
Windmills the size of the Statue of Liberty are failing more often, killing whales and causing concern for investors, insurance companies, and regulators. But it looks like they are here to stay. We've got an intriguing report on the state of the state in Windmill technology and it may shock you. Then health insurance expert Shelley Grandidge joins us. An informative show you don't want to miss, MASTERING MONEY is on the air!!
Sometimes, Wall Street's sure things turn into nothing burgers--as in the case of Beyond Meat. Meatless meat was going to change the world, clean up the environment, and make everyone healthier. Meatless meat, it turns out, seems less a world-changing innovation than another food trend whose novelty is wearing--or has worn- thin. Plant meat still costs more than the real thing, doesn't taste as good and is just as greasy, and with inflation pushing up prices across the supermarket, many grocery shoppers have swapped the expensive imitation for chicken or, in some cases, beans and lentils. We'll reveal why Burger King, Dunkin, and Taco Bell are just saying NO. Then Gary Kaltbaum joins us. A spicy show you don't want to miss, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. The ratio of females to males @ age 100 remains pretty steady. It’s why you hear the statistic that eighty percent of men die married, while eighty percent of WOMEN... die single. The big problem for women is that they may spend ten years or longer on their own after their husbands pass--at a time when they may not want to be fussing over investments. It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and then living into their nineties dead broke while the government robs Social Security. We'll see if that fear is justified today, and then health insurance expert SHELLEY GRANDIDGE joins us. A timely show you don't want to miss, MASTERING MONEY is on the air!!
What if electric cars could cost significantly less than they do now, charge in the same amount of time it takes to fill up a tank of gas and use far less of the scarce materials that currently constrain their production? That’s a future some electric-vehicle experts say we should be focusing on. Christopher Mims, chief Tech Editor for the Wall Street Journal. We dig into what's really happening in EV technology right now, and talk about several investment opportunities, including Ferrari. A technology oriented show today, MASTERING MONEY is on the air!!!
There are approximately 17,500 companies in the United States, employiing over 80 million people. About 6,000 of those companies trade on the various U.S. stock exchanges. The , known simply as the S&P 500, is a of 505 of the largest, U.S. stocks. Why 505 not, 500 stocks? We'll explore that question and more as we shed light on an index that went down nearly 20% in 2022, and which ten stocks did the most damage. Then health insurance and medicare expert Shelley Grandidge joins us. An info-packed show you don't want to miss, MASTERING MONEY is on the air!!
Part of the $1.7 trillion dollar monstrosity known as the 2022 Omnibus Spending Bill passed in December, included the so called Secure Act 2.0. The new version of the Secure Act changes limits and ages on employer sponsored retirement plans, IRAs, and RMDs. One highlight, RMDs are not required until age 73, and eventually age 75. We'll review the details for you today and then talk about how your upbringing may be hurting your investment outcomes. A big show today, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
With politicians in Washington bent on adding to the national debt without mercy, more people want to do Roth conversions. The idea of being tax free for life has quite a ring to it! As appealing as ROTH conversions sound, pain is involved so you need to be ready for it. On top of that, they don’t always make sense-- according to many CPAs-- especially the closer you get to age 70 and above. That said, a Roth IRA can be a powerful tax planning tool. And, while tax rates are low courtesy of the Trump administration's The Tax Cut and Jobs Act this may be your last best chance to get serious about converting. Today, we'll review the conversion strategy known as "filling the middle brackets", and another known as "Back-Door Roth" strategy. Then Medicare expert Shelley Grandidge joins us for the Q & A. A fact-filled show for you today that you surely don't want to miss...... MASTERING MONEY is on the air!!!
Something very unique and timely is taking place right now and it may not last, so if you have money you want to invest safely, with a 24/7 stop loss yet with an exceptional uncapped upside double digit index potential, pay attention. A financial “sweet spot” has been created due to higher interest rates, and it could put serious money in your pocket, with less risk than almost any investment you may be considering. Don’t miss TODAY’S show, Mastering money is on the air!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
The financial world is huge, and there are many different ways to invest for profit. Some strategies focus on TIMING the markets, others focus on time IN the market. Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY, rather than zeroing in on specific companies. Other strategies are the opposite. They focus on individual companies, and their profitability, balance sheet, dividends, market share, and stability of management. What's the BEST way to invest? How can you bypass the stress and make investing more simple. Today, we'll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you--with specific recommendations. You don't want to miss today's show MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
...Retirees today are faced not only with historic inflation, but a looming recession courtesy of the Federal Reserve and Bidenomics. How do you invest for inflation AND 20 to 40 years of retirement? We'll cover exactly how you do it-- then Medicare expert Shelley Grandidge joins. A power packed show you don't want to miss, MASTERING MONEY is on the air!!!
So, ..what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. Then Medicare specialist Shelley Grandidge joins us. A big show you don't want to miss...MASTERING MONEY is on the air!!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show MASTERING MONEY is on the air!!
Imagine walking out to your mailbox every few months and finding five thousand or ten thousand dollars worth of checks sitting there waiting for you. Every ninety days, the same checks arrive and then every year the checks get bigger--you get a raise every year! And you get those checks for doing absolutely nothing, except owning the right investments. Some investors like to speculate on higher prices in the future for their stocks or real estate. Other investors don't mind higher prices, but they're in it for the steady growing cash flow--money in the mailbox. Rental properties and dividends stocks have created immense wealth in this country and today we will review exactly how you can put the plan to work for you, and build retirement wealth, the SMART way. MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
There is a huge difference between the way amateur dividend investors and professional dividend investors select stocks. Amateurs look for the highest dividend they can find. Professionals know that to be a serious money trap. One specialized area of dividend investing is known as Dividend GROWTH investing, where you select only stocks that GROW their dividends every year, resulting in a much higher dividend yield on cost over time. Steve will explain that in detail. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY is on the air!
Imagine walking out to your mailbox every few months and finding five thousand or ten thousand dollars worth of checks sitting there waiting for you. Every ninety days, the same checks arrive and then every year the checks get bigger--you get a raise every year! And you get those checks for doing absolutely nothing, except owning the right investments. Some investors like to speculate on higher prices in the future for their stocks or real estate. Other investors don't mind higher prices, but they're in it for the steady growing cash flow--money in the mailbox. Rental properties and dividends stocks have created immense wealth in this country and today we will review exactly how you can put the plan to work for you, and build retirement wealth, the SMART way. MASTERING MONEY is on the air!!!
The explosion of products and services that have become available in the financial marketplace today are enough to bewilder Einstein! Professor Einstein always said the U.S. tax code was more complex than nuclear fission in his mind, but, rest his soul, he passed away before trying to figure out how a VARIABLE ANNUITY works! Variable annuities work fine when markets are rising, but get ugly when markets decline. Today, learn the in's and out's of variable annuities from a true expert in the field, then Medicare and Health Insurance expert Shelley Grandidge joins us for the Q&A. You don't want to miss TODAY's show...MASTERING MONEY is on the air!!
Strenuous, stressful work can wear people down and damage their health. In that case, RETIRING can relax and reinvigorate their lives. They finally have time to follow their passions and pursue activities that enrich their lives. But for others, the risks of retirement can involve bad health and even early death, says the Wall Street Journal. Although you might think that retiring would give a person more time to go to the gym, watch their diets, take longer walks, and work on their physical fitness, the opposite often occurs. Many retirees become sedentary and watch too much TV. They eat too much. They drink too much. They smoke too much. And, sometimes, they die too soon. Researchers find that without the purpose of fulfilling work, many retirees can feel adrift and become depressed. We'll review the Journal's statistics on retirement that may SHOCK you! Then health insurance expert Shelley Grandidge joins us for the Q & A. Don't miss it...MASTERING MONEY is on the air!!
For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account paying less than one or two percent, with inflation headed to three or four percent annually one day? Today, we'll show you how to avoid poor retirement income planning A power-packed show you don't want to miss! MASTERING MONEY is on the air!!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!
...Have you heard of the Rule of 36? Most people know the Rule of 72 which calculates how long a sum of money will take to double at a certain rate of return. For example, if you're making six percent, your money will double in twelve years. It's a LAW of Mathematics. The Rule of 36 is reserved for Dividend Growth investors who reinvest dividends in companies that GROW their dividends. They get both the increase in share price over time PLUS the growth in the dividend rate over time. The results can be REMARKABLE. We'll review an excellent example today. You don't want to miss today's show MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
There is a huge difference between the way amateur dividend investors and professional dividend investors select stocks. Amateurs look for the highest dividend they can find. Professionals know that to be a serious money trap. One specialized area of dividend investing is known as Dividend GROWTH investing, where you select only stocks that GROW their dividends every year, resulting in a much higher dividend yield on cost over time. Steve will explain that in detail. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY is on the air!
Researchers at Yale and MIT have completed Nobel Laureate research on potential retirement outcomes for today's retirees. The reason the picture is not pretty for many Baby Boomers, even those with million dollar portfolios, is just what you might expect: bond interest rates are too low to live on and relying on the stock market for income withdrawals simply is not mathematically sustainable. They point out you could need your money MOST when markets are down, causing accelerated depletion of your savings. Face it, stocks are not for income--but can anyone seriously consider retiring on a BOND paying less than one or two percent, with inflation headed to three or four percent one day? Coming up, we'll review a simple three step plan for getting your retirement income locked in so you can retire and STAY retired once and for all! ..an important show today you don't want to miss...MASTERING MONEY is on the air!!!
So, just where do your beliefs and opinions come from? If you're like most people, you feel that your convictions are rational, logical, and impartial, based on the result of years of experience and objective analysis of the information you have available. In reality, all of us are susceptible to faulty thinking and emotional biases--often at the sub-conscious level. Even the smartest person on earth can make errors in judgement. Today we'll review why Behavioral scientists say you are susceptible to making the same investment mistakes over and over, and exactly how to fix it. A fascinating show you don't want to miss...MASTERING MONEY is on the air!!
For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account paying less than one or two percent, with inflation at 7% or more? Today, we'll show you how to avoid poor retirement income planning A power-packed show you don't want to miss! MASTERING MONEY is on the AIR!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
There is a huge difference between the way amateur dividend investors and professional dividend investors select stocks. Amateurs look for the highest dividend they can find. Professionals know that to be a serious money trap. One specialized area of dividend investing is known as Dividend GROWTH investing, where you select only stocks that GROW their dividends every year, resulting in a much higher dividend yield on cost over time. Steve will explain that in detail. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY is on the air!
Because fewer people are retiring with pensions, the demand for annuities continues to grow, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60--and every age up to age 75. They need income to retire on, but bonds pay too little. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner, share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond. Smart people are protecting themselves NOW against the next crash and getting in at just the right time. Today, we'll review just how Index Annuities work and how income riders work. You don't want to miss today's show....MASTERING MONEY is on the air!!
So ..what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. Then Medicare specialist Shelley Grandidge joins us. A big show you don't want to miss...MASTERING MONEY is on the air!! #retirement #annuities
As we leave 2022 and enter 2023, we have entered a "stock picker's" market. Why? Because the amount of money circulating by the Federal Reserve has been cut in half. No longer can you throw darts at the S & P 500, and pick stocks that will go up. Today we examine the two major methods of analysing stocks--Fundamental Value vs. Technical Charting in a very informative Market Intel Segment, then Gary Kaltbaum joins us for the Q & A
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The smart way to build retirement wealth is with a smarter financial bucketing plan to segment and sequester your capital into clear and distinct financial buckets, each with its own specific task and time deadline. Each dollar should have a job to do, and be good at doing it. Traditionally, bonds were the tool of choice for protecting a portfolio from market loss while providing competitive income. That is no longer the case. Steve will tell you about a new solution that you won't want to miss. Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. MASTERING MONEY is on the air!!
What if you had a magic calculator that could tell you just when to get into the market and when to get out? That would certainly be a popular gift item, but there's one problem. No such thing exists! That doesn't stop MILLIONS of people with money in the stock market from trying to TIME IT. JP Morgan's new retirement guide points out what many researchers have already discovered: if you are out of the market at the wrong times, sitting on the sidelines, you will destroy your overall returns. In fact, if you missed only the TEN best days of the market over the past ten YEARS, your return would have been cut in HALF. If you missed the twenty best days, your return would be negative!! Find out how to build a REAL strategy with your investments today in a fact filled Market Intel Segment. Don't miss it, MASTERING MONEY is on the air!!
People who don’t like losing money in the stock market are often described as “risk-averse”. In reality, behavioral scientists say that you may not be RISK averse, but rather LOSS averse. There is a difference, and it matters when you are designing your financial plan. Las Vegas is loaded with people who are not risk averse. But all of them are LOSS averse. Today, we'll clearly define the difference and why you need to know it when determining HOW to allocate your investments for retirement, and it may SHOCK you! Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An important show you don't want to miss....MASTERING MONEY is on the air!!
In times like these, when stock market outcomes are uncertain due to the unpredictable Federal Reserve’s stated goal of quelling inflation, and the Biden administration’s goal of giving money away to college students and illegal immigrants -- you don’t need to throw in the towel as an investor,…. but you DO need to change your investment strategy -- from mostly offense to mostly defense. Defensive stocks are value stocks that pay dividends. We'll explore a proven strategy and then talk about High Participation Rate annuities. A timely show you don't want to miss, MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Winning in retirement, at least financially, is a matter of priorities. Some folks want to double their money, regardless of the risk. They think “TALL” with their money. Others want to leave more for heirs. They also think “TALL” with their money. But a new type of retiree has emerged in recent years. They don’t seek untold wealth or making their kids rich, as much as they seek true financial independence for the rest of their lives. They want their “in-COME” to exceed their “out-GO” for as long as they live. That makes retiring on today's bonds an impossibility. With ten year treasury's yielding less than one percent, a new type of safe retirement asset paying significantly more income is needed. As a result of advanced annuity engineering the past five years , a NEXT GENERATION retirement annuity has emerged paying higher income with a high degree of safety. In addition-- it may benefit from market increases with no market losses and no cap. We'll explain in detail and then Medicare expert Shelley Grandidge joins us. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
Do you know what a "High-Participation-Rate Index Annuity" is? Due to rising interest rates on long term treasury bonds insurance companies have increased their rates dramatically, while banks have not. Today's top annuities can pay income of 5% to 11% for life, depending on age and deferral period. For those not seeking income, but rather principal protected growth, we'll examine HIGH-PARTICIPATION-RATE Next Generation annuities on today's show-- an important show you don't want to miss...MASTERING MONEY is on the air!!
The stock market has built many millionaires and even some billionaires over time and so has real estate. But today's long bull market and the high prices on real estate have investors wondering where the best place for their money is right now--especially investors facing retirement. Real estate investments can be good until a recession hits—which is inevitable. As a more liquid alternative, Many investors prefer dividend growth stocks, which are like owning rental properties where, as a landlord, you keep getting higher and higher rents every year. Today, we'll compare investing in real estate with investing dividend stocks. Then health insurance expert Shelley Grandidge joins us. You don't want to miss today's show--MASTERING MONEY is on the air!!
Do you know what a "High-Participation-Rate Index Annuity" is? Due to rising interest rates on long term treasury bonds insurance companies have increased their rates dramatically, while banks have not. Today's top annuities can pay income of 5% to 11% for life, depending on age and deferral period. For those not seeking income, but rather principal protected growth, we'll examine HIGH-PARTICIPATION-RATE Next Generation annuities on today's show-- an important show you don't want to miss...MASTERING MONEY is on the air!!
The facts remain: women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. The ratio of females to males @ age 100 remains pretty steady. It’s why you hear the statistic that eighty percent of men die married, while eighty percent of WOMEN... die single. The big problem for women is that they may spend ten years or longer on their own after their husbands pass--at a time when they may not want to be fussing over investments. It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and then living into their nineties dead broke while the government robs Social Security. We'll see if that fear is justified today, and then health insurance expert SHELLEY GRANDIDGE joins us. A timely show you don't want to miss, MASTERING MONEY is on the air!!
When you’re working, you are in your accumulation phase as an investor. Every two weeks, when you get paid, you are BUYING on the dips if the market is down. It’s painful, but it’s how you build wealth. After you quit work, you are SELLING on the dips if you keep using that accumulation portfolio for retirement income. Today, let’s talk about a much better strategy for 2023 and beyond… a timely show you don't want to miss…Mastering Money is on the air!!
The smart way to build retirement wealth is with a smarter financial bucketing plan to segment and sequester your capital into clear and distinct financial buckets, each with its own specific task and time deadline. Each dollar should have a job to do, and be good at doing it. Traditionally, bonds were the tool of choice for protecting a portfolio from market loss while providing competitive income. That is no longer the case. Steve will tell you about a new solution that you won't want to miss. Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. MASTERING MONEY is on the air!!
So why does the market suddenly rise during a bear market? Is it the beginning of a new era? No, it is typically a SHORT SQUEEZE and we had one recently. Short interest in today's stock market is very high, meaning far too many speculators are betting on the market to FALL. When it starts rising instead, the short sellers are all forced to buy. If you’ve ever wondered how short selling works and what a squeeze is, we’ll explain it all in the Market Intel Segment, then review how to protect your retirement with a 24/7 stop loss. Don't miss it...MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Strenuous, stressful work can wear people down and damage their health. In that case, RETIRING can relax and reinvigorate their lives. They finally have time to follow their passions and pursue activities that enrich their lives. But for others, the risks of retirement can involve bad health and even early death, says the Wall Street Journal. Although you might think that retiring would give a person more time to go to the gym, watch their diets, take longer walks, and work on their physical fitness, the opposite often occurs. Many retirees become sedentary and watch too much TV. They eat too much. They drink too much. They smoke too much. And, sometimes, they die too soon. Researchers find that without the purpose of fulfilling work, many retirees can feel adrift and become depressed. We'll review the Journal's statistics on retirement that may SHOCK you! Then health insurance expert Shelley Grandidge joins us for the Q & A. Don't miss it...MASTERING MONEY is on the air!!
The value of the US dollar has risen sharply this year compared to currencies of many other countries including the British pound, the Japanese yen, and the euro. The dollar is at its highest level in 20 years against other major currencies while the pound is at its lowest level against the dollar since 1985, the yen is at its lowest point since 1998, and the euro is worth less than the dollar for the first time since 2002." Is that a good thing or a bad thing? Well, today we'll examine just why it can be a bad thing, and it may surprise you. Then we'll explore a way to seek higher probability double digit returns, with no stock market losses. You don't want to miss today's show, Mastering Money is on the air!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
Have you heard about annuity bonuses of 25% or more? Steve talks about that today and explains what to look for and avoid with popular annuities on the street. It is another record year for annuity sales, because they have lifetime guaranteed incomes, with all funds audited and regulated and unaffected by bear markets and recessions. Today on Mastering Money, we’ll reveal which annuities pay the most, cost the least and protect your heirs. Don't miss it...Mastering Money is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
For more than eight decades, the Social Security program has played a critical role in providing a financial foundation for our nation's retired workers. Most people build their long term retirement plan around the certainty of a steady check from Social Security. According to the Centers for Budget and Policy Priorities, the system singlehandedly pulls more than 15 million retirees out of poverty every year. It’s safe to say that without it, our nation would be in a constant state of recession. Which is why it is alarming that the program faces serious financial hurdles in the years ahead. In fact, due to the COVID 19 Pandemic, the Social Security retirement fund could face depletion as early as 2030. Steve and I will review the details and the facts. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. A truly fact-filled show today that you don't want to miss...MASTERING MONEY is on the air!!!
Investors planning retirement are stuck between a rock and a hard place. Do they invest for growth, or income? When they buy stocks, should they choose stocks that pay dividends or do not pay dividends? What is the lower risk, higher potential gain strategy for 2023? Steve analyzes the markets next and then talks about financial moves you can make right now to upgrade your financial plan
Is it better to invest in Dividend Paying stocks or stocks that don’t pay a dividend? The answer is ….YES!..BOTH are good and diversification is a good thing! Smart dividend investors are very picky about the stocks they select. They like getting paid to own their stocks, and they like owning companies that keep making profits and growing their sales year after year. Today we'll discuss how to make sure your stocks meet written stipulations for dividend yield, dividend payout ratio, dividend growth rate, debt ratios, earnings growth, and credit ratings. You don't want to miss that! Then health insurance and medicare expert Shelley Grandidge joins us for the Q & A. Get ready, MASTERING MONEY is on the air!!!
The smart way to build retirement wealth is with a smarter financial bucketing plan to segment and sequester your capital into clear and distinct financial buckets, each with its own specific task and time deadline. Each dollar should have a job to do, and be good at doing it. Traditionally, bonds were the tool of choice for protecting a portfolio from market loss while providing competitive income. That is no longer the case. Steve will tell you about a new solution that you won't want to miss. MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
One of the key challenges for amateur investors is the attraction to RISING PRICES. When the prices of most consumer goods such as gasoline or vegetables rise, people tend to either cut back or find a substitute. However, with financial assets, the opposite seems true. Many investors are attracted to a stock whose price has risen more than one whose price has fallen. This tendency often results in poor investment performance. It is difficult for an individual investor to effectively construct and maintain a portfolio that is properly diversified, minimizes fees and taxes, avoids overlapping assets, and stays in its lane without emotion. THAT'S why in retirement, hiring a professional to manage your assets with a clear WRITTEN strategy is so wise. Today, we'll review the most practical and pragmatic approach to your investments, then Shelley Grandidge joins us for the Q & A. Don't miss it....MASTERING MONEY is on the air!!
Energy companies get trashed by the Biden Administration, but analysts at Barrons point out that energy companies are now leading the way in the technology needed to power the next generation of energy resources. Today we explore the realities of how big oil companies are rapidly advancing the infrastructure and viable technology needed to actually build a greener future for the planet. Rather than government waste, these companies are getting the job done and Barrons says there are stock opportunities that look quite attractive. We review that analysis today. A great show you don't want to miss...MASTERING MONEY is on the air!!
The financial world is huge, and there are many different ways to invest for profit. Some strategies focus on TIMING the markets, others focus on time IN the market. Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY, rather than zeroing in on specific companies. Other strategies are the opposite. They focus on individual companies, and their profitability, balance sheet, dividends, market share, and stability of management. What's the BEST way to invest? How can you bypass the stress and make investing more simple. Today, we'll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you--with specific recommendations. You don't want to miss today's show MASTERING MONEY is on the air!!!
Dividend Aristocrats are large-cap, blue-chip companies from many different industries that have all demonstrated a healthy balance between capital growth and dividend payouts. The S&P Dividend Aristocrats Index has outpaced the S&P 500 over the past decade. According to S&P, Dividend Aristocrats generated an annualized return of 16.6% over the past 10 years, topping the S & P's 15.1% return. Dividend Aristocrats are companies that have raised dividends a minimum of 25 years. Today in the Market Intel segment, we'll define the differences between Dividend Aristocrats, Champions, Contenders, Challengers, and Achievers--and reveal insights on the Black Diamond and BLUE Diamond Dividend Growth Portfolios. MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show.... MASTERING MONEY is on the air!!
Everyone has heard of Warren Buffett but not as many people are familiar with the man who taught him how to invest. Benjamin Graham taught Buffett that the basic difference between investors and speculators lies in their attitudes towards stock pricing. The speculator, noted Graham, tries to anticipate and profit from price changes—trying to time their buys, and time their sells. On the contrary, the INVESTOR takes a longer view. His only goal is to acquire high quality companies at reasonable prices. Today, we'll review what Graham taught Buffett that Buffett admits he has never forgotten, and uses to this day. Then Steve will review the Black Diamond Dividend Growth and Blue Diamond Technology Leaders portfolios. A great show you don't want to miss....MASTERING MONEY is on the air!!!
Secretly, we all want our investments to be “up” all the time so we can feel good, but in order to really grow wealth, buying more shares while markets are down is actually a better way to win with your investments. All investors have one common goal in mind: to get the most return they possibly can, for the least amount of risk. Every experienced investor who has actually made money over time knows that no investment will be “up” 24/7. It has to be down sometimes, and that presents opportunity! On today's show, we'll dig into a strategy that can grow wealth whether markets are up or down, and works automatically even if you're out on the golf course. Then health insurance expert Shelley Grandidge joins us. You don't want to miss today's show ...MASTERING MONEY is on the air!
It's getting harder and harder to retire on a million dollars anymore. .Statistics show there are now more than fourteen million households in America with a net worth of a million or more. They should be relaxed and calm about their futures, right? Nothing to worry about... right? Well, not so much. They see a stock market up one day down the next. They see interest rates on treasury bonds so low, they could never hope to take an income without spending down all principal. And, They worry about a progressive, severe left turn in politics where there are seemingly no limits to borrowing and printing money. It all adds up to this: the old fashioned method of retiring on a stock and bond portfolio--without worrying-- is officially dead. Today we'll report on what people--maybe you--are worried about and why you SHOULD be! Then Steve will talk about solutions, including BONUSES on annuities. Are they for real? A very timely show you don't want to miss....MASTERING MONEY is on the air!!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
One of the simplest ways for companies to communicate financial well-being and shareholder value is to say "the dividend check is in the mail." Dividends, those cash distributions that many companies pay out regularly from their earnings to their stockholders, send a clear, powerful message about future prospects and performance. A company's willingness and ability to pay steady dividends over time – and better yet--its power to INCREASE them each year–goes a long way towards communicating its fundamental strength and sustainability to shareholders. Then, insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A power-packed show today that you don't want to miss....MASTERING MONEY is on the air!!
Glenn Ruffenach, a retirement columnist for MarketWatch and the Wall Street Journal, said that 2018 was the first year-- ever--that readers overwhelmingly disagreed with him about delaying retirement benefits. In fact, many Americans are grabbing benefits at 62 because they want to make the most of their Social Security dollars while they’re still relatively young and fit. Or, as one reader put it: “You never know when your health will turn south, so ‘Spend it while you’re able’. Another consideration--you never know if Social Security will always pay full benefits. Today, we'll find out if it is smarter to take benefits EARLY or delay. PLUS several alternative strategies that have caught on in a big way! Don't miss today's show...MASTERING MONEY is on the air!!
Strenuous, stressful work can wear people down and damage their health. In that case, RETIRING can relax and reinvigorate their lives. They finally have time to follow their passions and pursue activities that enrich their lives. But for others, the risks of retirement can involve bad health and even early death, says the Wall Street Journal. Although you might think that retiring would give a person more time to go to the gym, watch their diets, take longer walks, and work on their physical fitness, the opposite often occurs. Many retirees become sedentary and watch too much TV. They eat too much. They drink too much. They smoke too much. And, sometimes, they die too soon. Researchers find that without the purpose of fulfilling work, many retirees can feel adrift and become depressed. We'll review the Journal's statistics on retirement that may SHOCK you! Then health insurance expert Shelley Grandidge joins us for the Q & A. Don't miss it...MASTERING MONEY is on the air!!
So, what's going on with these crazy markets again? Can you spell "robot"? Every time volatility returns to the market, some investors appear to be shocked that Wall Street is not as safe as an index annuity or a bank CD! Face it. Stocks go up… and stocks go down…then up again. They always have and always will. In fact, it’s because they DO go up and down that you actually have a chance of making good money. If there were no risk, there would be no way to make a gain. So, how do you play a volatile market today? Three words: "quality, quality, quality." Buy companies, not stocks, and only buy companies that make real money! Today, we'll explain in detail what's happening with algorithmic trading right now, how it is at the root of these big swings, but more important: exactly what to do to keep building and protecting YOUR retirement money, the Smart Way. Don't miss it....MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
One of the key challenges for amateur investors is the attraction to RISING PRICES. When the prices of most consumer goods such as gasoline or vegetables rise, people tend to either cut back or find a substitute. However, with financial assets, the opposite seems true. Many investors are attracted to a stock whose price has risen more than one whose price has fallen. This tendency often results in poor investment performance. It is difficult for an individual investor to effectively construct and maintain a portfolio that is properly diversified, minimizes fees and taxes, avoids overlapping assets, and stays in its lane without emotion. THAT'S why in retirement, hiring a professional to manage your assets with a clear WRITTEN strategy is so wise. Today, we'll review the most practical and pragmatic approach to your investments, then Shelley Grandidge joins us for the Q & A. Don't miss it....MASTERING MONEY is on the air!!
Bull markets occur because more people buy near the TOP of a market than the bottom. Bear markets occur because more people SELL near the bottom than near the top. How can investors navigate volatile markets while remaining calm through all types of financial environments? How can they systematically increase their total returns? The key is to avoid emotional investing which leads to both euphoric and depressive behavior – which in turn can lead to poor decision-making. Today, you'll learn the secret to better financial decision making, and it couldn't come at a better time as we head into a period of both great risk and great opportunity. And, Fox Business Contributor Gary Kaltbaum joins us for analysis. Don't miss today's show--MASTERING MONEY is on the air!!
So, what happens if you retire at or near a Market Peak? Have you thought about that? Statistically, people are more inclined to retire during the top end of a bull market. It only makes sense. That's when confidence and peace of mind are higher. The trouble, as we all know, is that "what goes up also comes down" and if it comes down soon after we retire, that's a problem. Also, statistically, the ten year periods following really strong ten year periods are not so hot. Withdrawing steady income from a declining balance can run a retirement off the road. Today, we'll tell the story of Donna, whose great grandparents, grandparents, and parents ALL retired during market peaks going back to 1928, 1973, and 1999, and what Donna has decided to do with her retirement. Then Medicare specialist Shelley Grandidge joins us. Don't miss today's show MASTERING MONEY is on the air!!!
Nothing is a bargain in this world unless it serves a purpose and helps you achieve a goal. Managing your own money to save a fee can work, but we all know the do-it-yourself approach seems to work BEST when markets are RISING! Rising markets tend to lift ALL boats. As the saying goes, in a bull market, EVERYONE is a genius! But the real measure of how well your portfolio is being managed is not so much when markets are UP, but more when markets fall flat and then reverse. How do you KNOW if your money is in the right place? Well, let's put it this way. If you find yourself FEARING the next bear market rather than relishing the idea, your money is probably allocated poorly. Today, we'll review the FOUR KEY QUESTIONS you should be asking yourself right now, and how to arrive at clear answers! MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of: 1. Government entitlement programs (Social Security and Medicare)...2. Personal savings and investments ...and , 3. Employer-sponsored defined benefit plans like pensions. In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg--Social Security--is getting a little loose in the screws. Today we'll examine how COVID 19 may affect your Social Security, and then Medicare specialist SHELLEY GRANDIDGE joins us for a show you don't want to miss! MASTERING MONEY is on the air!!!
Although market timing and momentum investing sound good, especially in the short run, investing in stocks that pay increasing dividends every year can be a proven, powerful, and DURABLE way to grow retirement wealth with less stress, less bother—AND--with the power of mathematics on your side. Only a salesman trying to sell you a hot-stock strategy could deny the documented, long term success of investing and RE-investing the dividends of companies which consistently increase their dividends every single year without fail, and are properly positioned within their industry and sectors. With a dividend strategy, you welcome declining markets, you don't fear them! Today, Steve has the exact details you don't want to miss on the art and science of dividend GROWTH investing. You don't want to miss today's show. MASTERING MONEY is on the air!
...Retirees today are faced not only with historic inflation, but a looming recession courtesy of the Federal Reserve and Bidenomics. How do you invest for inflation AND 20 to 40 years of retirement? We'll cover exactly how you do it-- then Medicare expert Shelley Grandidge joins. A power packed show you don't want to miss, MASTERING MONEY is on the air!!!
What are annuities and how do they work? Why are annuities suddenly becoming more popular? For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Today, we'll explain how annuities work and show you how to avoid poor retirement income planning A power-packed show you don't want to miss! MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The simple material we call Silicon has literally revolutionized human civilization to this point. Testifying to its greatness is more than 70 years’ worth of steady progress in electronic computing: from the first primitive desktop calculators to that pocket-size supercomputer we call a smartphone. If you formulate silicon just right, and shape it into a transistor, it can be both a conductor and an insulator, depending on the charge you run through it. If it wasn’t for this unique property, the entire digital revolution…everything from TikTok to Covid vaccines-- would be impossible. Silicon is plentiful. It makes up 28 percent of the earth's crust. But silicon is showing its age when it comes to technological advancements. Some say the reliable doubling of the computational power of microchips every two years, known as Moore’s Law, is dead. Today, we'll examine the materials being developed to keep Moore's alive and the capabilities may shock you. Then Medicare and health insurance expert Shelley Grandidge joins us. A fascinating show for you, so don't miss it...MASTERING MONEY is on the air!!!!
Bear markets, defined as a period where the stock market goes down 20% or more from its highest point to its subsequent lowest point--happen frequently—probably more frequently than you think. From 1900 – until the present, there have been 32 bear markets. Statistically, they occur about 1 out of every 3.5 years and last an average of 367 days according to Dow statistics. Bull markets tend to last much longer. Experienced investors know that the real money is made in bear markets--especially for those who don't panic and sell, and for those who keep reinvesting dividends. They end up owning more shares purchased at lower prices. Today, we'll provide some facts and details on how to profit when markets fall. .You don't want to miss today's show--MASTERING MONEY is on the air!!
How well have you done with your investments over your lifetime? Most likely, you've had some good years where you got perhaps twenty percent or so. But, like the rest of us, you have had some STINKERS. Years you would like to forget--like 2022! Nobody bats a thousand on investments, in fact, most investors lose money an average of three years out ten. That's why averaging ten percent is so hard. The problem is that investors tend to buy mutual funds haphazardly--without a clear strategy, and no plan to double your money over time. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Clients of IQ Wealth can double their income benefits in 9 years, guaranteed. We'll talk about it today, then health insurance expert Shelley Grandidge joins us. A very timely show you don't want to miss...MASTERING MONEY is on the air!!!
Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don't have an income stream from a full-time job and time is no longer on your side. When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT: The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm's way. But are bonds the answer for the safe money side of your plan? Today, we'll examine why Warren Buffett says that bonds are a terrible investment. You don't want to miss today's show...MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
One of the key challenges for amateur investors is the attraction to RISING PRICES. When the prices of most consumer goods such as gasoline or vegetables rise, people tend to either cut back or find a substitute. However, with financial assets, the opposite seems true. Many investors are attracted to a stock whose price has risen more than one whose price has fallen. This tendency often results in poor investment performance. It is difficult for an individual investor to effectively construct and maintain a portfolio that is properly diversified, minimizes fees and taxes, avoids overlapping assets, and stays in its lane without emotion. THAT'S why in retirement, hiring a professional to manage your assets with a clear WRITTEN strategy is so wise. Today, we'll review the most practical and pragmatic approach to your investments, then Shelley Grandidge joins us for the Q & A. Don't miss it....MASTERING MONEY is on the air!!
Winning in retirement, at least financially, is a matter of priorities. Some folks want to double their money, regardless of the risk. They think “TALL” with their money. Others want to leave more for heirs. They also think “TALL” with their money. But a new type of retiree has emerged in recent years. They don’t seek untold wealth or making their kids rich, as much as they seek true financial independence for the rest of their lives. They want their “in-COME” to exceed their “out-GO” for as long as they live. That makes retiring on today's bonds an impossibility. With ten year treasury's yielding less than one percent, a new type of safe retirement asset paying significantly more income is needed. As a result of advanced annuity engineering the past five years , a NEXT GENERATION retirement annuity has emerged paying higher income with a high degree of safety. In addition-- it may benefit from market increases with no market losses and no cap. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
For more than eight decades, the Social Security program has played a critical role in providing a financial foundation for our nation's retired workers. Most people build their long term retirement plan around the certainty of a steady check from Social Security. According to the Centers for Budget and Policy Priorities, the system singlehandedly pulls more than 15 million retirees out of poverty every year. It’s safe to say that without it, our nation would be in a constant state of recession. Which is why it is alarming that the program faces serious financial hurdles in the years ahead. In fact, due to the COVID 19 Pandemic, the Social Security retirement fund could face depletion as early as 2030. Steve and I will review the details and the facts. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. A truly fact-filled show today that you don't want to miss...MASTERING MONEY is on the air!!!
The average interest rate on a six-month certificate of deposit was 9.1% in 1970 and 13.4% in 1980. Back then, of course, inflation was higher but so were wages on a relative basis... and those higher interest rates, plus the prevalence of pensions, allowed many retirees to generate livable income streams without invading their principal or taking risks in stocks. But two decades worth of declining interest rates have dragged yields down to a point where the idea of retiring on CDs and bonds is not feasible. Morningstar financial editor Christine Benz believes the most effective way to beat low-interest rates is with bucket planning. Today, we'll compare her idea for bucketing to the IQ Wealth System .You don't want to miss today's show, MASTERING MONEY is on the air!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. The ratio of females to males @ age 100 remains pretty steady. It’s why you hear the statistic that eighty percent of men die married, while eighty percent of WOMEN... die single. The big problem for women is that they may spend ten years or longer on their own after their husbands pass--at a time when they may not want to be fussing over investments. It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and then living into their nineties dead broke while the government robs Social Security. We'll see if that fear is justified today, and then health insurance expert SHELLEY GRANDIDGE joins us. A timely show you don't want to miss, MASTERING MONEY is on the air!!
Growing your retirement money without losses while owning a guaranteed lifetime income more than five times that of quality bonds is the key to retiring without the worry of going poor later in life. These benefits are only attainable with a principal secure uncapped, low cost, high income NEXT GENERATION retirement annuity. Pensions have all but disappeared for today's retirees, but the need for predictable secure income for life is still a pressing need. Who wants to worry about running out of money? This need has led to a very logical move toward the benefits provided by NEXT GENERATION retirement annuities. Today, we'll explain in detail how they work and how you may benefit. A really timely show you don't want to miss...MASTERING MONEY is on the air!!!
So... “when IS the best time to take Social Security?” Should you take it early, later, or right at Full Retirement Age? Is there a sweet spot where you beat the system at its own game? Entire books have been written on the topic, and there are many seminars on the topic going on almost every day. Most of the confusion about when to take Social Security income centers on SPOUSAL benefits. Today, we review the new rules of Social Security claiming-- and outline a circumstance when it makes sense for the younger spouse to start benefits early. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. ...A fact-filled show you don't want to miss...MASTERING MONEY is on the air!!
Many people invest in bond funds with the motive of preserving capital and reducing risk. While it sounds sensible and has worked for many decades in the past, it is not working now because interest rates are at historic lows. As of today, nearly 80% of Morningstar's taxable bond funds and over 90% of municipal bond funds have lost money so far this year. For example, the Vanguard Total Bond Index fund has lost 1.6 percent this year, even after factoring in a 2.6 percent yield! Find out why bond funds are losing so much money and could KEEP losing money for the next five years. Then Steve explains exactly what the Fed Funds rate is, and why it matters. A great show today you don't want to miss... MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Secretly, we all want our investments to be “up” all the time so we can feel good, but in order to really grow wealth, buying more shares while markets are down is actually a better way to win with your investments. All investors have one common goal in mind: to get the most return they possibly can, for the least amount of risk. Every experienced investor who has actually made money over time knows that no investment will be “up” 24/7. It has to be down sometimes, and that presents opportunity! On today's show, we'll dig into a strategy that can grow wealth whether markets are up or down, and works automatically even if you're out on the golf course. Then health insurance expert Shelley Grandidge joins us. You don't want to miss today's show ...MASTERING MONEY is on the air!
So, just where do your beliefs and opinions come from? If you're like most people, you feel that your convictions are rational, logical, and impartial, based on the result of years of experience and objective analysis of the information you have available. In reality, all of us are susceptible to faulty thinking and emotional biases--often at the sub-conscious level. Even the smartest person on earth can make errors in judgement. Today we'll review why Behavioral scientists say you are susceptible to making the same investment mistakes over and over, and exactly how to fix it. A fascinating show you don't want to miss...MASTERING MONEY is on the air!!
Historically, we’ve always referred to the traditional sources of retirement income as a three-legged stool, composed of: 1. Government entitlement programs (Social Security and Medicare)...2. Personal savings and investments ...and , 3. Employer-sponsored defined benefit plans like pensions. In the past, retirees could typically count on ALL three sources for retirement income roughly divided into thirds. With this traditional scenario, both the government and employer-sponsored plans were considered predictable, reliable income sources that may also be adjusted for inflation. So two thirds of your plan for retirement was set. Only one-third was the responsibility of the individual. Today, TWO thirds of the responsibility is yours, and the other leg--Social Security--is getting a little loose in the screws. Today we'll examine how COVID 19 may affect your Social Security, and then Medicare specialist SHELLEY GRANDIDGE joins us for a show you don't want to miss! MASTERING MONEY is on the air!!!
So, ...what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. A VERY timely show you don't want to miss...MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
People who don’t like losing money in the stock market are often described as “risk-averse”. In reality, behavioral scientists will say that you may not be RISK averse, but rather LOSS averse. There is a difference, and it matters when you are designing your financial plan. Las Vegas is loaded with people who are not risk averse. In fact, they take pleasure in taking a risk. But all of them are LOSS averse. Today, we'll clearly define the difference and why you need to know it when determining HOW to allocate your investments for retirement, and it may SHOCK you! Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An important show you don't want to miss....MASTERING MONEY is on the air!!
So, what's going on with these crazy markets again? Can you spell "robot"? Every time volatility returns to the market, some investors appear to be shocked that Wall Street is not as safe as an index annuity or a bank CD! Face it. Stocks go up… and stocks go down…then up again. They always have and always will. In fact, it’s because they DO go up and down that you actually have a chance of making good money. If there were no risk, there would be no way to make a gain. So, how do you play a volatile market today? Three words: "quality, quality, quality." Buy companies, not stocks, and only buy companies that make real money! Today, we'll explain in detail what's happening with algorithmic trading right now, how it is at the root of these big swings, but more important: exactly what to do to keep building and protecting YOUR retirement money, the Smart Way. Don't miss it....MASTERING MONEY is on the air!!
How well have you done with your investments over your lifetime? You've had some good years where you got twenty percent or so perhaps. But, like the rest of us, you have had some STINKERS. Most investors lose money an average of three years out ten. That's why averaging ten percent is so hard. Most investors also buy stocks or mutual funds haphazardly--without a clear strategy. That's another proven way to hurt your overall returns. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we'll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED. Then health insurance expert Shelley Grandidge joins us. A very timely show you don't want to miss...MASTERING MONEY is on the air!!!
We all know the difference between a mutual fund, a pension, and a savings account . You don’t spend too much time thinking about what a savings account IS, but rather, what it DOES for you. The same with a pension. A pension has one purpose: to pay yourself an income you can never outlive. Easy stuff. Very smart planning. IF you are fortunate enough to have one. Mutual funds typically have one main purpose: to help you try to grow your money, but with more risk than a bank account or a pension. So, what is an annuity? Well, it can combine all of these features in one instrument. Today, we'll break down the basics of annuities to help make them simple and easy to understand. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
Your job as an investor—or the job of the person you hire to manage your money—is to optimize gains, while minimizing losses. Sounds easy, but today, you need a strategy built for the low interest rate environment of the 2020’s, not the 1990s. Well-chosen stocks can be long-term sources of wealth creation, just like well-located real estate. This is true even if you buy at what seems like the worst possible time. For example, if you invested in an S&P 500 index fund in early October 2007, the next couple of years would have felt awful. If you were still contributing to a 401k, however, it turned out to be really good news. Your steady contributions kept buying more units of mutual funds at lower prices. Even buying at the so called “wrong time” just before the 2008 crash, HIGH QUALITY stocks delivered terrific gains by 2020—upwards of 300 percent—by just staying the course and not panicking. That said, in retirement you will be unemployed for 30 years or so. Therefore, a properly built financial plan will separate income capital from growth capital into a Smarter Bucketing system to protect against crashes. Today, we'll get into the fundamentals of putting together a rock solid financial plan...for the LONG HAUL. Don't miss it....MASTERING MONEY is on the air!!!
The simple material we call Silicon has literally revolutionized human civilization to this point. Testifying to its greatness is more than 70 years’ worth of steady progress in electronic computing: from the first primitive desktop calculators to that pocket-size supercomputer we call a smartphone. If you formulate silicon just right, and shape it into a transistor, it can be both a conductor and an insulator, depending on the charge you run through it. If it wasn’t for this unique property, the entire digital revolution…everything from TikTok to Covid vaccines-- would be impossible. Silicon is plentiful. It makes up 28 percent of the earth's crust. But silicon is showing its age when it comes to technological advancements. Some say the reliable doubling of the computational power of microchips every two years, known as Moore’s Law, is dead. Today, we'll examine the materials being developed to keep Moore's alive and the capabilities may shock you. Then Medicare and health insurance expert Shelley Grandidge joins us. A fascinating show for you, so don't miss it...MASTERING MONEY is on the air!!!!
For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account paying less than one or two percent, with inflation headed to three or four percent annually one day? Today, we'll show you how to avoid poor retirement income planning A power-packed show you don't want to miss! MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
The demand for annuities is strong despite the desperate attempts at unfounded criticism by promoters of front-loaded mutual funds-- like radio host Dave Ramsey, and elite TV billionaires like Ken Fisher-- who seem to think they are smarter than you! As we have said many times, Ramsey has done noble work helping younger middle earning Americans get out of debt. We applaud him. But his advice for retirees has been called into question by many in the financial industry. Every year, for the past ten years, an average of $200 billion dollars in annuities have been acquired. Memo to Dave Ramsey and Ken Fisher: SOMEBODY is buying them, and most of them are pretty darn SMART!! We'll review why annuities are so often used for 40k rollovers, then Shelley Grandidge joins us for the Q & A. A big show you don't want to miss MASTERING MONEY is on the air!!!!
Although market timing and momentum investing sound good, especially in the short run, investing in stocks that pay increasing dividends every year can be a proven, powerful, and DURABLE way to grow retirement wealth with less stress, less bother—AND--with the power of mathematics on your side. Only a salesman trying to sell you a hot-stock strategy could deny the documented, long term success of investing and RE-investing the dividends of companies which consistently increase their dividends every single year without fail, and are properly positioned within their industry and sectors. With a dividend strategy, you welcome declining markets, you don't fear them! Today, Steve has the exact details you don't want to miss on the art and science of dividend GROWTH investing... (PLUS a special feature on the LITHIUM supply chain that may shock you.) You don't want to miss today's show. MASTERING MONEY is on the air!
One of the key challenges for amateur investors is the attraction to RISING PRICES. When the prices of most consumer goods such as gasoline or vegetables rise, people tend to either cut back or find a substitute. However, with financial assets, the opposite seems true. Many investors are attracted to a stock whose price has risen more than one whose price has fallen. This tendency often results in poor investment performance. It is difficult for an individual investor to effectively construct and maintain a portfolio that is properly diversified, minimizes fees and taxes, avoids overlapping assets, and stays in its lane without emotion. THAT'S why in retirement, hiring a professional to manage your assets with a clear WRITTEN strategy is so wise. Today, we'll review the most practical and pragmatic approach to your investments, then Shelley Grandidge joins us for the Q & A. Don't miss it....MASTERING MONEY is on the air!!
SPECIAL PODCAST: The Truth About Q-LAC's (Qualified Annuity Contracts) Steve breaks down what you may not hear from the Q-LAC salesperson. Don't buy any Q-LAC until you hear this podcast! Then Steve serves up the most important points about dividend investing, and the Black Diamond Dividend Growth portfolio. An important, timely podcast you won't want to miss.
Over the past few years we've seen a lot of publicity and news about the advent of the "robo advisor." These “robo advisors” are not like the robots that can clean your house or perform surgical procedures. The term “Robo advisor” is probably a misnomer. The accurate description would be a "low-cost, automated asset ALLOCATION program." A robo allocation system creates an asset allocation from data it is fed by humans. It then makes trades via algorithm. Ironically robo advisors base their allocations 100% on past performance and thirty year AVERAGES from the past! The problem: A thirty year average could be meaningless when it comes to navigating the NEXT five or ten years. We'll review what you need to know, Don't miss today's show, MASTERING MONEY is on the air!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
One of the simplest ways for companies to communicate financial well-being and shareholder value is to say "the dividend check is in the mail." Dividends, those cash distributions that many companies pay out regularly from their earnings to their stockholders, send a clear, powerful message about future prospects and performance. A company's willingness and ability to pay steady dividends over time – and better yet--its power to INCREASE them each year–goes a long way towards communicating its fundamental strength and sustainability to shareholders. Then, insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A power-packed show today that you don't want to miss....MASTERING MONEY is on the air!!
What if you had a magic calculator that could tell you just when to get into the market and when to get out? That would certainly be a popular gift item, but there's one problem. No such thing exists! That doesn't stop MILLIONS of people with money in the stock market from trying to TIME IT. JP Morgan's new retirement guide points out what many researchers have already discovered: if you are out of the market at the wrong times, sitting on the sidelines, you will destroy your overall returns. In fact, if you missed only the TEN best days of the market over the past ten YEARS, your return would have been cut in HALF. If you missed the twenty best days, your return would be negative!! Find out how to build a REAL strategy with your investments today in a fact filled Market Intel Segment. Don't miss it, MASTERING MONEY is on the air!!
In case you hadn't noticed, the future is getting just a 'tad' more unpredictable every day. That's why protecting your core capital and securing your retirement income are such high priorities. Smart people are seeing the need for more certainty going forward. And...many are turning to NEXT GENERATION annuities to meet that need. Once you reach age fifty or sixty, why WOULDN'T you want a floor under your money? Annuities are not for young investors aged 20 to 40. They are for those who want a retirement that can weather the worst of economies, without losing a penny or missing a beat. The key benefit that modern day annuities may provide a retired person is a contractual guarantee of principal and income—regardless of market conditions.There are four different types of annuities, and due to current low interest rates and volatile markets, THREE of those types may not be recommended. Today, Steve will review exactly WHICH annuities are leading the pack, and which might be right for you. Then Medicare expert Shelley Grandidge joins us for the Q & A. A power packed and timely show you DON'T want to miss...MASTERING MONEY is on the air!!!
If you’re smart, tax planning is a year-round activity. And, if you are even smarter, you will pay attention not only to the ALLOCATION strategy for your investments, but also your LOCATION strategy. Knowing WHERE to locate your various investments inside OR outside of IRAs and Roths is something that is easily done with a little planning upfront. For example, many investors will pay taxes on mutual funds this year even though they never took out a penny from their account. They--and maybe you--will get charged for capital gains that occurred in the fund during the year even though you didn't cash in. Today, we'll point out ways to avoid unnecessary taxes with your investments... An important show you don't want to miss MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
How well have you done with your investments over your lifetime? You've had some good years where you got twenty percent or so perhaps. But, like the rest of us, you have had some STINKERS. Most investors lose money an average of three years out ten. That's why averaging ten percent is so hard. Most investors also buy stocks or mutual funds haphazardly--without a clear strategy. That's another proven way to hurt your overall returns. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we'll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED. Then health insurance expert Shelley Grandidge joins us. A very timely show you don't want to miss...MASTERING MONEY is on the air!!!
Retirement is supposed to be easy. This is the time in your life when you want to start relaxing and enjoying your life. You have put in your time…you want to reap the rewards. Twenty years ago, the secret to retirement was to move half of your money to bonds paying five to seven percent…. You got the SAFETY you needed-- and typically enough interest to keep you from worrying about your money. But twenty years ago, you were likely PERTURBED because the rate on a ten year treasury was dropping all the way “down” to five or six percent! Yet the advice you get from a big-box-brokerage like Vanguard, Fidelity, or Edward Jones, is to keep buying those bonds paying the lowest interest rates in one hundred years. Today, we'll break down the risk in bond funds, and how to fix it.. Don't miss today's show-- MASTERING MONEY is on the air!
The smart way to build retirement wealth is with a smarter financial bucketing plan to segment and sequester your capital into clear and distinct financial buckets--each with its own specific task and time deadline. Each dollar should have a job to do, and be good at doing it. Traditionally, bonds were the tool of choice for protecting a portfolio from market loss while providing competitive income. That is no longer the case. Interest rates on bonds no longer support a secure retirement. In the Market Intel segment, Steve lays out a common sense planning solution that can help you retire and stay retired. Then, Medicare expert Shelley Grandidge joins us for the Q & A. An important show you can't afford to miss... MASTERING MONEY is on the air!!
Over the past century, markets have crashed A DOZEN TIMES, several times by more than fifty percent, leaving people’s finances and dreams in disarray for YEARS. Not only is money lost, but TIME is lost. It takes time to build up a nest egg. The last thing anyone wants is to START OVER in retirement. If you’ve been saving for thirty years for your dream retirement, it makes no sense to go back to where you were ten or fifteen years ago with your money. Can that happen? Well of course, it DID happen.... TWICE... in 2000 and 2008! Are we there again? This bear market is proof of why you need to keep your money in safer, smarter buckets, so that your retirement is protected, your investments are of high quality, and your income is for life. Today, we'll review exactly what to do NOW to make the most of your current retirement nest egg! A great show today you don't want to miss .... MASTERING MONEY is on the air!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Adults over the age of 50 manage an increasing share of the wealth in the United States. Risky investment decisions that are made as people age may have effects on both financial markets --AND individuals in later life. FINRA, the Financial Industry Regulatory Association, performed an in-depth study recently to assess how many older Americans—those over 58 with far less time to recover from a market shock than younger investors-- were taking on TOO MUCH risk. And for those TAKING too much risk using standard measurements, they wanted to know WHY. Well today, we'll reveal what they came up with in this really interesting study-- and how it might apply to YOU. Then Medicare expert Shelley Grandidge joins us for the Q & A. ...A fact filled show you don't want to miss....MASTERING MONEY is on the air!!
...Have you heard of the Rule of 36? Most people know the Rule of 72 which will calculates how long a sum of money will take to double at a certain rate of return. For example, if you're making six percent, your money will double in twelve years. It's a LAW of Mathematics. The Rule of 36 is reserved for Dividend Growth investors who reinvest dividends in companies that GROW their dividends. They get both the increase in share price over time PLUS the growth in the dividend rate over time. The results can be REMARKABLE. We'll review an excellent example today. You don't want to miss today's show MASTERING MONEY is on the air!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
Mastering Money For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account paying less than one or two percent, with inflation headed to three or four percent annually one day? Today, we'll show you how to avoid poor retirement income planning A power-packed show you don't want to miss! MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Strenuous, stressful work can wear people down and damage their health. In that case, RETIRING can relax and reinvigorate their lives. They finally have time to follow their passions and pursue activities that enrich their lives. But for others, the risks of retirement can involve bad health and even early death, says the Wall Street Journal. Although you might think that retiring would give a person more time to go to the gym, watch their diets, take longer walks, and work on their physical fitness, the opposite often occurs. Many retirees become sedentary and watch too much TV. They eat too much. They drink too much. They smoke too much. And, sometimes, they die too soon. Researchers find that without the purpose of fulfilling work, many retirees can feel adrift and become depressed. We'll review the Journal's statistics on retirement that may SHOCK you! Then health insurance expert Shelley Grandidge joins us for the Q & A. Don't miss it...MASTERING MONEY is on the air!!
There are hundreds of money decisions we all make on a regular basis, but most of them are short term, small in size, and have no lasting impact on our lives. The decision on how you will pay yourself a monthly paycheck in retirement, however, is the opposite—it is long term, large in size, and will have an immense impact on your life and your spouse’s! Get it wrong, and you have a problem. But it's harder than you might think to get it right! So, what can you do? Well, there are two main income replacement strategies used by advisors according to industry studies. The first is the Systematic Withdrawal approach, the other is the Segmentation or Bucketing approach. Today, Steve will compare the two strategies in detail, to help you determine which is right for you. ... MASTERING MONEY is on the air!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show MASTERING MONEY is on the air!!
Today, a very special guest...but first ...Have you heard of the Rule of 36? Most people know the Rule of 72 which will calculates how long a sum of money will take to double at a certain rate of return. For example, if you're making six percent, your money will double in twelve years. It's a LAW of Mathematics. The Rule of 36 is reserved for Dividend Growth investors who reinvest dividends in companies that GROW their dividends. They get both the increase in share price over time PLUS the growth in the dividend rate over time. The results can be REMARKABLE. We'll review an excellent example today. You don't want to miss today's show MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
According to the Wall Street Journal, the rise of technologies that help the elderly stay in their homes threatens to upend one of commercial real estate’s biggest bets: Senior housing. While there is no question that there has been a boom in senior housing, especially in sun belt states like Arizona, new products and services include sensors that respond to a range of medical conditions, facial recognition for identifying visitors, and houses with malleable fixtures that can be adjusted as residents age. Also, More and more interactive technology will be available for seniors living at home. Venture capital and other firms are expected to invest about $1 billion dollars this year in these and other so-called “aging in place” technologies. We'll review an intriguing Wall Street Journal report on the topic, then Medicare and health insurance expert Shelley Grandidge joins us. Don't miss it--MASTERING MONEY is on the air!!
Older Americans are selling off the stock market, slowly but relentlessly…. to junior generations. According to CNBC, Baby boomers own an outsized helping of the market and are constantly reducing it--due to RMDs and other factors. This is a process that is non-stop because 250,000 boomers turn 72 every ninety days. Analysts point out it will have an effect on supply and demand for equities in the short, medium, and long runs. Millennials, now the largest generation by population, lack the financial wherewithal to pick up the slack. How will this long term drain, expected to accelerate over the next five and ten years, affect your investments? What changes to your current financial plan might you make to make sure your retirement is not impacted? We'll lay out all the statistics, with some very timely strategy choices you'll want to know more about. Don't miss it....MASTERING MONEY is on the air!!!!
The explosion of products and services that have become available in the financial marketplace today are enough to bewilder Einstein! Professor Einstein always said the U.S. tax code was more complex than nuclear fission in his mind, but, rest his soul, he passed away before trying to figure out how a VARIABLE ANNUITY works! Variable annuities work fine when markets are rising, but get ugly when markets decline. Today, learn the in's and out's of variable annuities from a true expert in the field, then Medicare and Health Insurance expert Shelley Grandidge joins us for the Q&A. You don't want to miss TODAY's show...MASTERING MONEY is on the air!!
Imagine walking out to your mailbox every few months and finding five thousand or ten thousand dollars worth of checks sitting there waiting for you. Every ninety days, the same checks arrive and then every year the checks get bigger--you get a raise every year! And you get those checks for doing absolutely nothing, except owning the right investments. Some investors like to speculate on higher prices in the future for their stocks or real estate. Other investors don't mind higher prices, but they're in it for the steady growing cash flow--money in the mailbox. Rental properties and dividends stocks have created immense wealth in this country and today we will review exactly how you can put the plan to work for you, and build retirement wealth, the SMART way. MASTERING MONEY is on the air!!!
Join us for a Hootenanny! An American Celebration. Today on Mastering Money, the markets are closed so we are going to have a birthday party—for the USA! Join us for a special edition of the Common Sense Financial hour as we celebrate America, independence, the 4th of July, freedom and liberty. You’ll hear from Paul Harvey, John Wayne, Kate Smith, Ray Charles and more! You don’t want to miss today’s show, MASTERING MONEY is on the air!
There is a huge difference between the way amateur dividend investors and professional dividend investors select stocks. Amateurs look for the highest dividend they can find. Professionals know that to be a serious money trap. One specialized area of dividend investing is known as Dividend GROWTH investing, where you select only stocks that GROW their dividends every year, resulting in a much higher dividend yield on cost over time. Steve will explain that in detail. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY is on the air!
Tough markets never last, but tough countries and tough companies do! There are the companies that weather the roughest economic storms because of the necessity of their products and services. They have dominant market shares. They strive to not only PAY a dividend every year, but also to GROW that dividend every year. And as the old saying goes, DIVIDENDS DON'T LIE!. Some companies were so tough, they kept paying their growing dividends during the 2008 crisis, and have outperformed the S & P over ten and twenty years. AND--They are paying those dividends NOW Many of the winners are members of the Black Diamond Dividend portfolio. Today, Steve and I will "name names"--the list of companies CUTTING or eliminating dividends, and the list may shock you! Learn why the quality you'll find in he Black Diamond and Blue Diamond Portfolios is where you want to be! Don't miss today's show....MASTERING MONEY is on the air!!!
The demand for annuities is strong despite the desperate attempts at unfounded criticism by promoters of front-loaded mutual funds-- like radio host Dave Ramsey, and elite TV billionaires like Ken Fisher-- who seem to think they are smarter than you! As we have said many times, Ramsey has done noble work helping younger middle earning Americans get out of debt. We applaud him. But his advice for retirees has been called into question by many in the financial industry. Every year, for the past ten years, an average of $200 billion dollars in annuities have been acquired. Memo to Dave Ramsey and Ken Fisher: SOMEBODY is buying them, and most of them are pretty darn SMART!! We'll review why annuities are so often used for 40k rollovers, then Shelley Grandidge joins us for the Q & A. A big show you don't want to miss MASTERING MONEY is on the air!!!!
Money is in constant motion. It changes hands furiously in today’s automated world. And, depending on the day, it's estimated that nearly two hundred trillion dollars worth of currency, stocks, bonds, real estate and commodities exist world wide. The value of those assets rise and fall based on supply and demand, sometimes over long periods and cycles and sometimes over much shorter periods--like when an unexpected event occurs. The corona virus is the current event but it will be conquered by technology. But there is a much deeper megatrend that could take your investments down, yet ironically--it is WHY the market soon makes startling recoveries. We'll review exactly what that megatrend is for you today...don't miss it MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So, ..what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. Then Medicare specialist Shelley Grandidge joins us. A big show you don't want to miss...MASTERING MONEY is on the air!!
For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account paying less than one or two percent, with inflation headed to three or four percent annually one day? Today, we'll show you how to avoid poor retirement income planning. A power-packed show you don't want to miss! MASTERING MONEY is on the air!!!
SO, “when IS the best time to take Social Security?” Should you take it early, later, or right at Full Retirement Age? Is there a sweet spot where you beat the system at its own game? Entire books have been written on the topic, and there are many seminars on the topic going on almost every day. Most of the confusion about when to take Social Security income centers on SPOUSAL benefits. Today, Steve and I will review the new rules of Social Security claiming and outline a circumstance when it makes sense for the younger spouse to start benefits early. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A fact-filled show you don't want to miss...MASTERING MONEY is on the air!!!
The financial world is huge, and there are many different ways to invest for profit. Some strategies focus on TIMING the markets, others focus on time IN the market. Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY, rather than zeroing in on specific companies. Other strategies are the opposite. They focus on individual companies, and their profitability, balance sheet, dividends, market share, and stability of management. What's the BEST way to invest? How can you bypass the stress and make investing more simple. Today, we'll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you--with specific recommendations. You don't want to miss today's show MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Because fewer people are retiring with pensions, the demand for annuities continues to grow, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60--and every age up to age 75. They need income to retire on, but bonds pay too little. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner, share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond. Smart people are protecting themselves NOW against the next crash and getting in at just the right time. Today, we'll review just how Index Annuities work and how income riders work. Then Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show....MASTERING MONEY is on the air!!
Bonds are supposed to be the "plain vanilla", rock solid part of a person’s portfolio. As a person enters retirement, bonds have tended to play a bigger role. John Bogle, founder of Vanguard, always gave the advice to put “your age in bonds.” In other words, if you're 60, sixty percent in bonds, forty percent in stocks. What Mr. Bogle had in mind, however, was a solid, high quality collection of bonds, and bonds only. Today, bond funds are risky because interest rates are rising. Worse yet, many bond funds are adding derivatives, junk bonds, and futures contracts to the mix, in what are known as “un-constrained” or non-traditional bond mutual funds The risk is HIGH, the rewards... not so much. And even worse, you may own one and not even know it!! We'll tell you what to look for …A fact filled show you don’t want to miss….MASTERING MONEY is on the air!!
It seems everyone wants to do a Roth conversion—until it’s actually time to write checks to the IRS! Roth conversions sound appealing, but they don’t always make sense-- according to many CPAs-- especially the closer you get to age 70. That said, a Roth conversion can be a powerful tax planning technique. The idea behind most Roth conversions is to take money from a substantial IRA account, and convert it systematically to a Roth IRA, getting rid of taxes permanently on that money. The Tax Cut and Jobs Act lowered taxes, creating a Roth conversion strategy known as "filling the middle brackets." We'll review that strategy, as well as the perfectly legal "Back-Door-Roth" strategy. Then Medicare expert Shelley Grandidge joins us for the Q & A. A fact-filled show for you today that you surely don't want to miss...... MASTERING MONEY is on the air!!!
Although market timing and momentum investing sound good, especially in the short run, investing in stocks that pay increasing dividends every year can be a proven, powerful, and DURABLE way to grow retirement wealth with less stress, less bother—AND--with the power of mathematics on your side. Only a salesman trying to sell you a hot-stock strategy could deny the documented, long term success of investing and RE-investing the dividends of companies which consistently increase their dividends every single year without fail, and are properly positioned within their industry and sectors. With a dividend strategy, you welcome declining markets, you don't fear them! Today, Steve has the exact details you don't want to miss on the art and science of dividend GROWTH investing MASTERING MONEY is on the air!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Adults over the age of 50 manage an increasing share of the wealth in the United States. Risky investment decisions that are made as people age may have effects on both financial markets --AND individuals in later life. FINRA, the Financial Industry Regulatory Association, performed an in-depth study recently to assess how many older Americans—those over 58 with far less time to recover from a market shock than younger investors-- were taking on TOO MUCH risk. And for those TAKING too much risk using standard measurements, they wanted to know WHY. Well today, we'll reveal what they came up with in this really interesting study-- and how it might apply to YOU. Then Medicare expert Shelley Grandidge joins us for the Q & A. ...A fact filled show you don't want to miss....MASTERING MONEY is on the air!!
Over the past century, markets have crashed A DOZEN TIMES, several times by more than fifty percent, leaving people’s finances and dreams in disarray for YEARS. Not only is money lost, but TIME is lost. It takes time to build up a nest egg. The last thing anyone wants is to START OVER in retirement. If you’ve been saving for thirty years for your dream retirement, it makes no sense to go back to where you were ten or fifteen years ago with your money. Can that happen? Well of course, it DID happen.... TWICE... in 2000 and 2008! Are we there again?The S & P has fallen, but only back to levels we saw in December of 2018. This bear market is proof of why you need to keep your money in safer, smarter buckets, so that your retirement is protected, your investments are of high quality, and your income is for life. Today, we'll review exactly what to do NOW to make the most of your current retirement nest egg! A great show today you don't want to miss .... MASTERING MONEY is on the air!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show MASTERING MONEY is on the air!!
Today on Mastering Money, a very special guest joins us: Chris Hill, long time Wizard for the Motley Fool and a host of the Motley Fool Money Show. Steve and Chris will share views on the market. But first..…Planning a financial portfolio for retirement is much like building a custom home. To build a custom home, you start with a blueprint that details not only what your house will look like, but how the individual components will come together--starting with the Foundation. To do it right, you must first know what your objectives are. You and your designer work together to draw a plan that includes every room and every detail of each room until you have a full set of construction plans, plus a list of materials and resources needed to build the house in a timely manner. Today, we'll discuss how to build a financial plan for retirement that can weather all storms, MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Winning in retirement, at least financially, is a matter of priorities. Some folks want to double their money, regardless of the risk. They think “TALL” with their money. Others want to leave more for heirs. They also think “TALL” with their money. But a new type of retiree has emerged in recent years. They don’t seek untold wealth or making their kids rich, as much as they seek true financial independence for the rest of their lives. They want their “in-COME” to exceed their “out-GO” for as long as they live. That makes retiring on today's bonds an impossibility. With ten year treasury's yielding less than one percent, a new type of safe retirement asset paying significantly more income is needed. As a result of advanced annuity engineering the past five years , a NEXT GENERATION retirement annuity has emerged paying higher income with a high degree of safety. In addition-- it may benefit from market increases with no market losses and no cap. We'll explain in detail and then Medicare expert Shelley Grandidge joins us. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
With the Green New Deal--or a scaled down version of it--becoming more of an issue every year-- there is no question the world is heading toward cleaner manufacturing technologies, cleaner forms of fuel, and advanced carbon capture technology to make coal and petroleum cleaner. Why do we still need coal and petroleum? Electricity! Without fossil fuel technology, our nation would not have enough uninterrupted electricity to run cities, suburbs, airports, mass transit, schools and other facilities that simply cannot run on solar and wind. Wall Street is gearing up to find profitable ways to take out particles of carbon into the atmosphere once it's there. We'll review one company that has already been doing it for years. A terrific show you don't want to miss--MASTERING MONEY is on the air!!
People who don’t like losing money in the stock market are often described as “risk-averse”. In reality, behavioral scientists will say that you may not be RISK averse, but rather LOSS averse. There is a difference, and it matters when you are designing your financial plan. Las Vegas is loaded with people who are not risk averse. In fact, they take pleasure in taking a risk. But all of them are LOSS averse. Today, we'll clearly define the difference and why you need to know it when determining HOW to allocate your investments for retirement, and it may SHOCK you! Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An important show you don't want to miss....MASTERING MONEY is on the air!!
The smart way to build retirement wealth is with a smarter financial bucketing plan to segment and sequester your capital into clear and distinct financial buckets, each with its own specific task and time deadline. Each dollar should have a job to do, and be good at doing it. Traditionally, bonds were the tool of choice for protecting a portfolio from market loss while providing competitive income. That is no longer the case. Steve will tell you about a new solution that you won't want to miss. MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So, ..what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. Then Medicare specialist Shelley Grandidge joins us. A big show you don't want to miss...MASTERING MONEY is on the air!!
So…what’s the REAL secret to stock market success? We’d all love to think that there is just one secret but in the real world it comes down to avoiding big mistakes, avoiding hunches, having a logical strategy, and buying stocks that the big institutional investors have their eyes on. The more you listen to experienced investment managers who have attained a high level of success, the one common thread is that they keep most of their money in stocks being considered or bought by the big “institutional investors.” The big mutual funds, pensions, and insurance companies are the institutional investors considered to be the “BIG FISH” or even the killer WHALES on Wall Street. They DRIVE demand. Today, we'll show you how and why to build your investment strategy around the Killer Whales. An important show you don't want to miss, MASTERING MONEY is on the air!!
Strenuous, stressful work can wear people down and damage their health. In that case, RETIRING can relax and reinvigorate their lives. They finally have time to follow their passions and pursue activities that enrich their lives. But for others, the risks of retirement can involve bad health and even early death, says the Wall Street Journal. Although you might think that retiring would give a person more time to go to the gym, watch their diets, take longer walks, and work on their physical fitness, the opposite often occurs. Many retirees become sedentary and watch too much TV. They eat too much. They drink too much. They smoke too much. And, sometimes, they die too soon. Researchers find that without the purpose of fulfilling work, many retirees can feel adrift and become depressed. We'll review the Journal's statistics on retirement that may SHOCK you! Then health insurance expert Shelley Grandidge joins us for the Q & A. Don't miss it...MASTERING MONEY is on the air!!
Today, a very special guest...but first ...Have you heard of the Rule of 36? Most people know the Rule of 72 which will calculates how long a sum of money will take to double at a certain rate of return. For example, if you're making six percent, your money will double in twelve years. It's a LAW of Mathematics. The Rule of 36 is reserved for Dividend Growth investors who reinvest dividends in companies that GROW their dividends. They get both the increase in share price over time PLUS the growth in the dividend rate over time. The results can be REMARKABLE. We'll review an excellent example today. You don't want to miss today's show MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show MASTERING MONEY is on the air!!
Retirement is supposed to be easy. This is the time in your life when you want to start relaxing and enjoying your life. You've put in your time…you want to reap the rewards. Twenty years ago, the secret to retirement was to move half of your money to bonds paying five to seven percent…. You got the SAFETY you needed-- and typically enough interest to keep you from worrying about your money! But twenty years ago, you were likely PERTURBED because the rate on a ten year treasury was dropping all the way “down” to five or six percent! Today, a ten year treasury bond is paying less than one point seven percent! Yet the advice you still may get from a big-box-brokerage like Vanguard, Fidelity, or Edward Jones, is to keep buying those bonds paying the lowest interest in one hundred years. Today, Steve will break down what a huge risk you may be taking, and how to fix it. Don't miss today's show MASTERING MONEY is on the air!
A Wall Street Journal-published-report points out that many of us routinely—and even BLINDLY—rely on the advice of ALGORITHMS in all aspects of our lives today, from choosing the fastest route to the airport to deciding how to invest our retirement savings. In short, WE are programmed-- not just our phones. And we’ve come to rely on—and trust—algorithms for many things we do. ….But should we trust them as much as we do? Research suggests maybe we shouldn’t. Especially when it comes to high-stakes financial decisions that can affect our retirement savings. Algorithmic trading uses computer programs to trade at high speeds and volume. Today, four fifths of all trades in the U.S. stock market are either fully or partially done by algorithms. Index funds are especially vulnerable. Today, we'll explain how to build a retirement investment strategy that can benefit from algorithms, not be crushed by them. A very timely show you don't want to miss...MASTERING MONEY is on the air!!
Today on Mastering Money, a very special guest joins us. But first.....Very few investors would consider basing their entire life savings around owning just one stock. The reason is obvious. Even with the best company on the planet, times change, things go wrong, competitors emerge and the stock price can fall. At first glance, some investors believe diversification simply means SPREADING your risk. But is that really all there is to it? If all it took to be successful was to own lots of different stocks, without regard to WHY you own each and every one of them, then there would be no losers on Wall Street. Everybody would win every day, and all the time. Because we know there are more losers than winners on Wall Street, it is important to truly diversify your portfolio in the smartest way possible--and according to your age. A power packed show you don't want to miss, MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
Social Security benefits are one of the most important sources of income for retired Americans, and deciding when to start taking monthly checks from Social Security is a key element of almost everyone's financial plan for retirement. One of the arguments some financial advisors make is that by delaying your benefits, you can get what they call a "guaranteed return" of up to 8%! But are you REALLY "making" 8 percent on your money by waiting, or is it a false narrative? Today on Mastering Money, Steve will explain why the "8% Return Myth" is just that--a Myth.... In fact, he will PROVE it!! If you want clear data on exactly when to claim Social Security and HOW to incorporate it into your financial plan, you don't want to miss TODAY'S show....MASTERING MONEY is on the air!!
One of the simplest ways for companies to communicate financial well-being and shareholder value is to say "the dividend check is in the mail." Dividends, those cash distributions that many companies pay out regularly from their earnings to their stockholders, send a clear, powerful message about future prospects and performance. A company's willingness and ability to pay steady dividends over time – and better yet--its power to INCREASE them each year–goes a long way towards communicating its fundamental strength and sustainability to shareholders. Then, insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A power-packed show today that you don't want to miss....MASTERING MONEY is on the air!!!
The financial world is huge, and there are many different ways to invest for profit. Some strategies focus on TIMING the markets, others focus on time IN the market. Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY, rather than zeroing in on specific companies. Other strategies are the opposite. They focus on individual companies, and their profitability, balance sheet, dividends, market share, and stability of management. What's the BEST way to invest? How can you bypass the stress and make investing more simple? Today, we'll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you--with specific recommendations. You don't want to miss today's show... MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
One of the key challenges for amateur investors is the attraction to RISING PRICES. When the prices of most consumer goods such as gasoline or vegetables rise, people tend to either cut back or find a substitute. However, with financial assets, the opposite seems true. Many investors are attracted to a stock whose price has risen more than one whose price has fallen. This tendency often results in poor investment performance. It is difficult for an individual investor to effectively construct and maintain a portfolio that is properly diversified, minimizes fees and taxes, avoids overlapping assets, and stays in its lane without emotion. THAT'S why in retirement, hiring a professional to manage your assets with a clear WRITTEN strategy is so wise. Today, we'll review the most practical and pragmatic approach to your investments, then Shelley Grandidge joins us for the Q & A. Don't miss it....MASTERING MONEY is on the air!!
A new trend is developing in modern financial planning. Many men are getting INTENTIONAL about planning for the woman in their lives-- Why? Consider this statistic: Eighty percent of men die MARRIED, but Eighty percent of WOMEN... die SINGLE! And because many women are younger than their husbands, they may spend five to fifteen years on their own in old age. Consider also that women are much more likely to become care-givers for a parent and even their husbands at some point. In her 60s a woman’s estimated risk of developing breast cancer is one in eleven, but for developing Alzheimers it is one in SIX. So not only might a woman live for a long time in her elder years, her odds of doing it with dementia are high. Today we'll review how many retired couples are re-thinking and re-engineering their portfolios to plan for... the woman of the house. You don't want to miss today's show...MASTERING MONEY is on the air!!
There is a huge difference between the way amateur dividend investors and professional dividend investors select stocks. Amateurs look for the highest dividend they can find. Professionals know that to be a serious money trap. One specialized area of dividend investing is known as Dividend GROWTH investing, where you select only stocks that GROW their dividends every year, resulting in a much higher dividend yield on cost over time. Steve will explain that in detail. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY is on the air!
What's the smart way to allocate money in retirement? Should all of your money be in the stock market? The experts say there are bullish factors ranging from the end of the pandemic, to a few more multi-trillion dollar stimulus packages on the way. But just because the market shows an uptrend, does that mean a person who's worked and saved for thirty years should keep all of their life savings with the Wizards of Wall Street? We all know how that story can end. Retirement should be a beginning, NOT an end. Financially speaking, it should be the time when you can finally relax. For most people, the goal is not to see how rich you can get -- it’s to see how GOOD you can feel about how your money is invested and in simply living life on your own terms—doing what you want to do, when you want to do it. And, that confidence needs to be based on knowledge and smart planning, not just wishing and hoping. Today, we'll review just how you go about that. Steve has some advice and numbers to share with you that you don't want to miss....MASTERING MONEY is on the air!!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
FRIDAY Mastering Money Adults over the age of 50 manage an increasing share of the wealth in the United States. Risky investment decisions that are made as people age may have effects on both financial markets --AND individuals in later life. FINRA, the Financial Industry Regulatory Association, performed an in-depth study recently to assess how many older Americans—those over 58 with far less time to recover from a market shock than younger investors-- were taking on TOO MUCH risk. And for those TAKING too much risk using standard measurements, they wanted to know WHY. Well today, we'll reveal what they came up with in this really interesting study-- and how it might apply to YOU. Then Medicare expert Shelley Grandidge joins us for the Q & A. ...A fact filled show you don't want to miss....MASTERING MONEY is on the air!!
THURSDAY Mastering Money ...Have you heard of the Rule of 36? Most people know the Rule of 72 which will calculates how long a sum of money will take to double at a certain rate of return. For example, if you're making six percent, your money will double in twelve years. It's a LAW of Mathematics. The Rule of 36 is reserved for Dividend Growth investors who reinvest dividends in companies that GROW their dividends. They get both the increase in share price over time PLUS the growth in the dividend rate over time. The results can be REMARKABLE. We'll review an excellent example today. You don't want to miss today's show MASTERING MONEY is on the air!!
WEDNESDAY Mastering Money So, ..what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. Then Medicare specialist Shelley Grandidge joins us. A big show you don't want to miss...MASTERING MONEY is on the air!!
TUESDAY Mastering Money For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account paying less than one or two percent, with inflation headed to three or four percent annually one day? Today, we'll show you how to avoid poor retirement income planning A power-packed show you don't want to miss! MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Winning in retirement, at least financially, is a matter of priorities. Some folks want to double their money, regardless of the risk. They think “TALL” with their money. Others want to leave more for heirs. They also think “TALL” with their money. But a new type of retiree has emerged in recent years. They don’t seek untold wealth or making their kids rich, as much as they seek true financial independence for the rest of their lives. They want their “in-COME” to exceed their “out-GO” for as long as they live. That makes retiring on today's bonds an impossibility. With ten year treasury's yielding less than one percent, a new type of safe retirement asset paying significantly more income is needed. As a result of advanced annuity engineering the past five years , a NEXT GENERATION retirement annuity has emerged paying higher income with a high degree of safety. In addition-- it may benefit from market increases with no market losses and no cap. We'll explain in detail and then Medicare expert Shelley Grandidge joins us. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
What if you had a magic calculator that could tell you just when to get into the market and when to get out? That would certainly be a popular gift item, but there is one problem. No such thing exists! That doesn't stop MILLIONS of people with money in the stock market from trying to time the market. JP Morgan's new retirement guide points out what many researchers have discovered: if you are out of the market at the wrong times, you will destroy your overall returns. In fact, if you missed only the TEN best days of the market over the past ten YEARS, your return would have been cut in HALF. If you missed the twenty best days, your return would be negative!! Find out how to build a REAL strategy with your investments today in a fact filled Market Intel Segment. Don't miss it, MASTERING MONEY is on the air!!
Is it better to invest in Dividend Paying stocks or stocks that don’t pay a dividend? The answer is ….YES!..BOTH are good and diversification is a good thing! Smart dividend investors are very picky about the stocks they select. They like getting paid to own their stocks, and they like owning companies that keep making profits and growing their sales year after year. Today we'll discuss how to make sure your stocks meet written stipulations for dividend yield, dividend payout ratio, dividend growth rate, debt ratios, earnings growth, and credit ratings. You don't want to miss that! Then health insurance and medicare expert Shelley Grandidge joins us for the Q & A. Get ready, MASTERING MONEY is on the air!!!
The lithium-ion battery has played an integral role in powering the modern-day world – but questions remain about its environmental impact. The rechargeable batteries, which are used in everything from mobile phones to electric cars, are in constant daily use globally to power the portable electronics we use to communicate, work, study, listen to music and search for knowledge. Oil companies have been castigated for disruption of wildlife and the eco system. But the mushrooming need for lithium and cobalt to keep making bigger and bigger batteries is touching off a lithium war, and in the process, actually may be polluting parts of the earth far more than fossil fuels. Prepare to be shocked by today's special report on the dirty, filthy, battery industry. Then we'll review 401k and IRA rollover strategies. A great show you don't want to miss....MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. The ratio of females to males @ age 100 remains pretty steady. It’s why you hear the statistic that eighty percent of men die married, while eighty percent of WOMEN... die single. The big problem for women is that they may spend ten years or longer on their own after their husbands pass--at a time when they may not want to be fussing over investments. It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and then living into their nineties dead broke while the government robs Social Security. We'll see if that fear is justified today, and then health insurance expert SHELLEY GRANDIDGE joins us. A timely show you don't want to miss, MASTERING MONEY is on the air!!
There are hundreds of money decisions we all make on a regular basis, but most of them are short term, small in size, and have no lasting impact on our lives. The decision on how you will pay yourself a monthly paycheck in retirement, however, is the opposite—it is long term, large in size, and will have an immense impact on your life and your spouse’s! Get it wrong, and you have a problem. But it's harder than you might think to get it right! So, what can you do? Well, there are two main income replacement strategies used by advisors according to industry studies. The first is the Systematic Withdrawal approach, the other is the Segmentation or Bucketing approach. Today, Steve will compare the two strategies in detail, to help you determine which is right for you. ... MASTERING MONEY is on the air!
Because fewer people are retiring with pensions, the demand for annuities continues to grow, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60--and every age up to age 75. They need income to retire on, but bonds pay too little. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner, share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond. Smart people are protecting themselves NOW against the next crash and getting in at just the right time. Today, we'll review just how Index Annuities work and how income riders work. Then Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show....MASTERING MONEY is on the air!!
There are four things a company can do with the net profits it makes: 1)Reinvest back into the company 2) acquire other companies 3) buy back its own shares—or----4) pay dividends. Companies that pay dividends are typically known for being more disciplined about their balance sheets. Berkshire Hathaway, Warren Buffet's company, rakes in billions in dividends every year but does not pay them out to investors. Instead, Berkshire reinvests dividends to create even and compound even more equity for the future. Today, we'll review exactly how you can put Berkshire's ideas to work for you in both good markets and bad! You don't want to miss today's show...MASTERING MONEY is on the air!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Then Medicare Specialist Shelley Grandidge joins us for the Q & A. Don't miss today's show MASTERING MONEY is on the air!!
We all know the difference between a mutual fund, a pension, and a savings account . You don’t spend too much time thinking about what a savings account IS, but rather, what it DOES for you. The same with a pension. A pension has one purpose: to pay you an income you can never outlive. Easy stuff. Mutual funds have typically one main purpose: to help you try to grow your money, but with more risk than a bank account or a pension. So, what is an annuity? Well, it can combine all of these features in one instrument. Today, we'll break down the basics of annuities to help make them simple and easy to understand. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
For more than eight decades, the Social Security program has played a critical role in providing a financial foundation for our nation's retired workers. Most people build their long term retirement plan around the certainty of a steady check from Social Security. According to the Centers for Budget and Policy Priorities, the system singlehandedly pulls more than 15 million retirees out of poverty every year. It’s safe to say that without it, our nation would be in a constant state of recession. Which is why it is alarming that the program faces serious financial hurdles in the years ahead. In fact, due to the COVID 19 Pandemic, the Social Security retirement fund could face depletion as early as 2030. Steve and I will review the details and the facts. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. A truly fact-filled show today that you don't want to miss...MASTERING MONEY is on the air!!!
During the past 100 years, over thirteen thousand banks have closed due to insolvency, the stock market has fallen by more than fifty percent on multiple occasions, there have been two world wars, assassinations, real estate recessions, 9-11 and 2008. Which industry has been through it all, and emerged as the most consistently secure in the financial world? That would be life insurance companies. What's behind the remarkable consistency of this multi-trillion dollar industry? Life insurers adhere to a system of reserve requirements, auditing, and regulation like no other financial industry! Today, we'll explore the myths and misinformation about life insurance companies, and what to look for when choosing annuities for your 401k, 403b, or IRA Rollover! MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
Although market timing and momentum investing sound good, especially in the short run, investing in stocks that pay increasing dividends every year can be a proven, powerful, and DURABLE way to grow retirement wealth with less stress, less bother—AND--with the power of mathematics on your side. Only a salesman trying to sell you a hot-stock strategy could deny the documented, long term success of investing and RE-investing the dividends of companies which consistently increase their dividends every single year without fail, and are properly positioned within their industry and sectors. With a dividend strategy, you welcome declining markets, you don't fear them! Today, Steve has the exact details you don't want to miss on the art and science of dividend GROWTH investing. You don't want to miss today's show. MASTERING MONEY is on the air!
Winning in retirement, at least financially, is a matter of priorities. Some folks want to double their money, regardless of the risk. They think “TALL” with their money. Others want to leave more for heirs. TheY also think “TALL” with their money. But a new type of retiree has emerged in recent years. They don’t seek untold wealth or making their kids rich, as much as they seek true financial independence for the rest of their lives. They want their “in-COME” to exceed their “out-GO” for as long as they live. That makes retiring on today's bonds an impossibility. With ten year treasury's yielding less than one percent, a new type of safe retirement asset paying significantly more income is needed. As a result of advanced annuity engineering the past five years , a NEXT GENERATION retirement annuity has emerged paying higher income with a high degree of safety. In addition-- it may benefit from market increases with no market losses and no cap. We'll explain in detail and then Medicare expert Shelley Grandidge joins us. A fact filled show you don't want to miss...MASTERING MONEY is on the air!!!
Many investors believe that a decline in the value of the U.S. dollar is always a bad thing, but the other side of the equation is that a weak dollar presents several profit opportunities that don’t exist when the dollar is strong. It’s natural to want a strong-- rather than a weak-- dollar, but there are actually benefits to a dollar that is trading weaker in relation to other currencies. When the dollar got super strong in 2018, we saw a major correction. A weak dollar does some very helpful things for U.S. consumers and can even result in more factories being built here and more jobs for Americans. How do you think China built itself up? They're experts at keeping their currency low. We have a fascinating report you don't want to miss on what a weakening dollar means, and then Asset Protection and Estate Planning attorney Libby Banks joins us. A show you don't want to miss.... MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Because fewer people are retiring with pensions, the demand for annuities continues to grow, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60--and every age up to age 75. They need income to retire on, but bonds pay too little. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner, share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond. Smart people are protecting themselves NOW against the next crash and getting in at just the right time. Today, we'll review just how Index Annuities work and how income riders work. Then Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show....MASTERING MONEY is on the air!!
The financial world is huge, and there are many different ways to invest for profit. Some strategies focus on TIMING the markets, others focus on time IN the market. Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY, rather than zeroing in on specific companies. Other strategies are the opposite. They focus on individual companies, and their profitability, balance sheet, dividends, market share, and stability of management. What's the BEST way to invest? How can you bypass the stress and make investing more simple? Today, we'll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you--with specific recommendations. You don't want to miss today's show... MASTERING MONEY is on the air!!!
Adults over the age of 50 manage an increasing share of the wealth in the United States. Risky investment decisions that are made as people age may have effects on both financial markets --AND individuals in later life. FINRA, the Financial Industry Regulatory Association, performed an in-depth study recently to assess how many older Americans—those over 58 with far less time to recover from a market shock than younger investors-- were taking on TOO MUCH risk. And for those TAKING too much risk using standard measurements, they wanted to know WHY. Well today, we'll reveal what they came up with in this really interesting study-- and how it might apply to YOU. Then Medicare expert Shelley Grandidge joins us for the Q & A. ...A fact filled show you don't want to miss....MASTERING MONEY is on the air!!
For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account paying less than one or two percent, with inflation headed to three or four percent annually one day? Today, we'll show you how to avoid poor retirement income planning A power-packed show you don't want to miss! MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
Have you wondered who is right about raising or lowering corporate taxes? How do corporate tax rates affect the economy, the stock market, and American wages? According to the Tax Foundation, one of the most significant provisions of the Tax Cuts and Jobs Act of 2017 was to permanently lower the federal corporate income tax rate, decreasing it from 35 percent to 21 percent. Prior to the Tax Cuts and Jobs Act, the U.S. combined corporate income tax rate was the HIGHEST in the world. Many corporations fled the country, taking jobs and tax revenue with them, to countries like Ireland which has a 12.5% corporate rate. Today, we'll explore the empirical evidence on corporate tax rates, and it may shock you! You don't want to miss today's show. MASTERING MONEY is on the air!!
Many people invest in bond funds with the motive of preserving capital and reducing risk. While it sounds sensible and has worked for many decades in the past, it is not working now because interest rates are at historic lows. As of today, nearly 80% of Morningstar's taxable bond funds and over 90% of municipal bond funds have lost money so far this year. For example, the Vanguard Total Bond Index fund has lost 1.6 percent this year, even after factoring in a 2.6 percent yield! Find out why bond funds are losing so much money and could KEEP losing money for the next five years. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A great show today you don't want to miss MASTERING MONEY is on the air!!
If you’re smart, tax planning is a year-round activity. And, if you are even smarter, you will pay attention not only to the ALLOCATION strategy for your investments, but also your LOCATION strategy. Knowing WHERE to locate your various investments inside OR outside of IRAs and Roths is something that is easily done with a little planning upfront. For example, many investors will pay taxes on mutual funds this year even though they never took out a penny from their account. They--and maybe you--will get charged for capital gains that occurred in the fund during the year even though you didn't cash in. Today, we'll point out to avoid unnecessary taxes with your investments . An important show you don't want to miss MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Secretly, we all want our investments to be “up” all the time so we can feel good, but in order to really grow wealth, buying more shares while markets are down is actually a better way to win with your investments. All investors have one common goal in mind: to get the most return they possibly can, for the least amount of risk. Every experienced investor who has actually made money over time knows that no investment will be “up” 24/7. It has to be down sometimes, and that presents opportunity! On today's show, we'll dig into a strategy that can grow wealth whether markets are up or down, and works automatically even if you're out on the golf course. Then health insurance expert Shelley Grandidge joins us. You don't want to miss today's show ...MASTERING MONEY is on the air!
As you get closer to the day when your salary goes away… and everything you’ve accumulated up to this point has to be the source of ALL your future paydays… your decisions need to become more accurate. You can’t afford the mistakes you made thirty years ago. On an increasing basis, the news literature in the financial world states that you will need more than a million dollars to retire and to make sure you don't go broke. A million is a nice sum of money, but unless you properly diversify, allocate, and conserve it, you run the risk of seeing it get cut in half by a combination of market declines, income withdrawals, RMDs, taxes, politics, fees, inflation, and poor timing when it comes to retirement. Today, we''ll tell you the story of Doug and Diane, who found out the hard way. Don't miss today's show MASTERING MONEY is on the air!!
As we get reminded often, women have a better chance of making it to age 100 than men — in fact, 82% of the 53,364 centenarians alive in 2010 were female. The ratio of females to males @ age 100 remains pretty steady. It’s why you hear the statistic that eighty percent of men die married, while eighty percent of WOMEN... die single. The big problem for women is that they may spend ten years or longer on their own after their husbands pass--at a time when they may not want to be fussing over investments. It’s been found that Baby Boomers’ number one financial fear is running out of money while still in their eighties and then living into their nineties dead broke while the government robs Social Security. We'll see if that fear is justified today, and then health insurance expert SHELLEY GRANDIDGE joins us. A timely show you don't want to miss, MASTERING MONEY is on the air!!
Because of the advances in annuity engineering over the past five years, the demand for a newer form of annuity has steadily risen. No longer an afterthought, specific types of annuities have taken center stage for smart investors looking to nail down preservation and income. Why? Because pensions are being phased out, and interest rates on bonds are stuck near two hundred year lows. Once upon a time, a million dollars in treasury bonds would pay a retiree seventy thousand dollars a year or more, guaranteed. Today, that same ten year treasury bond is yielding less than one-and-a-half percent, meaning you'd be tying up your money for ten years-- getting less than FIFTEEN thousand dollars a year. That's why bonds, not annuities, are suddenly the afterthought. Who could think of building their retirement around one percent bonds? If you want the straight scoop on the benefits of principal secure, uncapped NEXT GENERATION retirement annuities, this is a show you don't want to miss...MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don't have an income stream from a full-time job and time is no longer on your side. When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT: The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm's way. But are bonds the answer for the safe money side of your plan? Today, we'll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show...MASTERING MONEY is on the air!!
Investment mistakes are easy to make, even when you take a logical approach to the market. And who among us is 100 percent logical all the time? Most people in or near retirement would rather not spend hours a day studying market trends, money flows, and reading detailed reports. That's why you offload that task to a professional. But there were a number of money managers and analysts who were caught off guard by the 2020 election. Many thought it was logical that if Joe Biden won the election, the market would decline. But the market went UP on election day, proving one important thing: the market is RARELY logical! But does that mean YOU can't take a logical approach to your investments? Not at all! Today, we'll examine just how to do that. A truly educational show you don't want to miss...MASTERING MONEY is on the air!!!
How well have you done with your investments over your lifetime? You've had some good years where you got twenty percent or so perhaps. But, like the rest of us, you have had some STINKERS. Most investors lose money an average of three years out ten. That's why averaging ten percent is so hard. Most investors also buy stocks or mutual funds haphazardly--without a clear strategy. That's another proven way to hurt your overall returns. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we'll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED. Then health insurance expert Shelley Grandidge joins us. A very timely show you don't want to miss...MASTERING MONEY is on the air!!!
So, what's going on with these crazy markets again? Can you spell "robot"? Every time volatility returns to the market, some investors appear to be shocked that Wall Street is not as safe as an index annuity or a bank CD! Face it. Stocks go up… and stocks go down…then up again. They always have and always will. In fact, it’s because they DO go up and down that you actually have a chance of making good money. If there were no risk, there would be no way to make a gain. So, how do you play a volatile market today? Three words: "quality, quality, quality." Buy companies, not stocks, and only buy companies that make real money! Today, we'll explain in detail what's happening with algorithmic trading right now, how it is at the root of these big swings, but more important: exactly what to do to keep building and protecting YOUR retirement money, the Smart Way. Don't miss it....MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Adults over the age of 50 manage an increasing share of the wealth in the United States. Risky investment decisions that are made as people age may have effects on both financial markets --AND individuals in later life. FINRA, the Financial Industry Regulatory Association, performed an in-depth study recently to assess how many older Americans—those over 58 with far less time to recover from a market shock than younger investors-- were taking on TOO MUCH risk. And for those TAKING too much risk using standard measurements, they wanted to know WHY. Well today, we'll reveal what they came up with in this really interesting study-- and how it might apply to YOU. Then Medicare expert Shelley Grandidge joins us for the Q & A. ...A fact filled show you don't want to miss....MASTERING MONEY is on the air!!
For worry free income, preservation and indexed growth in retirement with no market losses and no management fees, today’s NEXT GENERATION uncapped retirement index annuities with income riders are becoming the asset of choice for 401k and IRA rollovers. Once upon a time, government bonds could provide the security and financial peace of mind required in retirement. In fact, "living off your savings" was the time-honored approach to retirement. But when bank CDs and bonds are paying zero or near zero, and that’s your only plan, you are no longer LIVING off savings....You’re just spending down your principal haphazardly! You are just paying your principal back to yourself, with little or no interest, and no guarantee of what happens when you run out. Can anyone seriously consider retiring on a bond or bank account paying less than one or two percent, with inflation headed to three or four percent annually one day? Today, we'll show you how to avoid poor retirement income planning and then travel agent extraordinaire RUBY KELLY joins us for the Q & A. A power-packed show you don't want to miss! MASTERING MONEY is on the air!!!
Because fewer people are retiring with pensions, the demand for annuities continues to grow, and is likely to keep growing. Ten thousand Baby Boomers a day turn age 60--and every age up to age 75. They need income to retire on, but bonds pay too little. Baby Boomers have embraced the common sense and logic that annuities provide—especially the NEXT GENERATION of retirement annuities which let YOU, the owner, share in market index increases without losses, while growing a permanent secure income like a pension at four or five times the income rate of a quality bond. Smart people are protecting themselves NOW against the next crash and getting in at just the right time. Today, we'll review just how Index Annuities work and how income riders work. Then Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show....MASTERING MONEY is on the air!!
Although market timing and momentum investing sound good, especially in the short run, investing in stocks that pay increasing dividends every year can be a proven, powerful, and DURABLE way to grow retirement wealth with less stress, less bother—AND--with the power of mathematics on your side. Only a salesman trying to sell you a hot-stock strategy could deny the documented, long term success of investing and RE-investing the dividends of companies which consistently increase their dividends every single year without fail, and are properly positioned within their industry and sectors. With a dividend strategy, you welcome declining markets, you don't fear them! Today, Steve has the exact details you don't want to miss on the art and science of dividend GROWTH investing. You don't want to miss today's show. MASTERING MONEY is on the air!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Strenuous, stressful work can wear people down and damage their health. In that case, RETIRING can relax and reinvigorate their lives. They finally have time to follow their passions and pursue activities that enrich their lives. But for others, the risks of retirement can involve bad health and even early death, says the Wall Street Journal. Although you might think that retiring would give a person more time to go to the gym, watch their diets, take longer walks, and work on their physical fitness, the opposite often occurs. Many retirees become sedentary and watch too much TV. They eat too much. They drink too much. They smoke too much. And, sometimes, they die too soon. Researchers find that without the purpose of fulfilling work, many retirees can feel adrift and become depressed. We'll review the Journal's statistics on retirement that may SHOCK you! Then health insurance expert Shelley Grandidge joins us for the Q & A. Don't miss it...MASTERING MONEY is on the air!!
We all know the difference between a mutual fund, a pension, and a savings account . You don’t spend too much time thinking about what a savings account IS, but rather, what it DOES for you. The same with a pension. A pension has one purpose: to pay you an income you can never outlive. Easy stuff. Mutual funds have typically one main purpose: to help you try to grow your money, but with more risk than a bank account or a pension. So, what is an annuity? Well, it can combine all of these features in one instrument. Today, we'll break down the basics of annuities to help make them simple and easy to understand. A fact filled show you don't want to miss, MASTERING MONEY is on the air!!!
While the stock market may dip due to the PSYCHOLOGICAL effects of a recession or unexpected event, there is a big difference between a dip and a crash. As an investor, you are wise to understand that difference. Unfortunately, scary headlines about BOTH often push skiddish investors to do the exact opposite of what they should do when a recession, a dip, or surprising event occurs. Rather than seeing OPPORTUNITY, like professional investors do, many investors panic, and end up selling high quality holdings at precisely the wrong time—destroying any chance of being successful over the long run. They climb back in later, after licking their wounds, and locking in losses. Today, we'll lay out the clear steps for protecting your retirement portfolio from the unexpected and setting yourself up to achieve long term goals. Then Medicare specialist Shelley Grandidge joins us for the Q & A. A timely show you don't want to miss MASTERING MONEY
Today on Mastering Money, a very special guest joins us--Chris Hill, long time Wizard for the Motley Fool and host of the Motley Fool Money Show. Steve and Chris will share views on the market. But first..…Planning a financial portfolio for retirement is much like building a custom home. To build a custom home, you start with a blueprint that details not only what your house will look like, but how the individual components will come together--starting with the Foundation. To do it right, you must first know what your objectives are. You and your designer work together to draw a plan that includes every room and every detail of each room until you have a full set of construction plans, plus a list of materials and resources needed to build the house in a timely manner. Today, we'll discuss how to build a financial plan for retirement that can weather all storms, MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
...Have you heard of the Rule of 36? Most people know the Rule of 72 which will calculates how long a sum of money will take to double at a certain rate of return. For example, if you're making six percent, your money will double in twelve years. It's a LAW of Mathematics. The Rule of 36 is reserved for Dividend Growth investors who reinvest dividends in companies that GROW their dividends. They get both the increase in share price over time PLUS the growth in the dividend rate over time. The results can be REMARKABLE. We'll review an excellent example today. You don't want to miss today's show MASTERING MONEY is on the air!!
In case you hadn't noticed, the future is getting just a tad more unpredictable every day. When you are putting a financial plan together for RETIREMENT, you are smart to plan for the worst while always hoping for the best. Annuities are not for young investors. They are for those planning a retirement that is not subject to the whims of bad markets and economies. The key benefit that modern day annuities may provide a retired person is a contractual guarantee of principal and income—regardless of market conditions.There are four different types of annuities, and due to current low interest rates and volatile markets, THREE of those types may not be as advantageous as the fourth. That said, all four kinds of annuities are allowed by the IRS to fund an IRA Rollover. Today, Steve will review exactly WHICH annuities are leading the pack. Then Medicare expert Shelley Grandidge joins us for the Q & A. A fact-filled show you don't want to miss...MASTERING MONEY is on the air!!!
Today on Mastering Money, we begin a series on how and where to invest in the inevitable trends coming our way. Too often, investors take a haphazard approach to the market, doing it themselves or settling for a cookie-cutter portfolio from a big box brokerage. Here’s the problem: your portfolio will likely look the same as almost everyone who walks through the door of the same age, and answers the risk tolerance questionnaire in similar fashion. That's because the models are put together for uniformity and for legal protection for the big box broker. But where does that leave you? With a cookie-cutter portfolio that everyone else has! That approach didn't work out so well in 2008. Today we'll review how to invest in the INEVITABLE trends coming our way. Then mortgage expert Mitch Boxberger joins us. A great and TIMELY show for you today...MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don't have an income stream from a full-time job and time is no longer on your side. When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT: The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm's way. But are bonds the answer for the safe money side of your plan? Today, we'll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show...MASTERING MONEY is on the air!!
College textbooks on economics tell us that we are rational beings that make rational decisions leading to predictable behavior. Behavioral economists--like Richard Thaler who won the Nobel Prize in economics this year, say it is just the opposite. Mostly we make irrational decisions all the time, which leads to the unpredictable lives we lead. Scientists tell us that we hate to lose more than we like to win. We'll review some of Dr. Thaler's findings and see if we can save you from yourself. Then Steve reveals cutting edge tips for building retirement wealth the SMART way. ...MASTERING MONEY is on the air!
Secretly, we all want our investments to be “up” all the time so we can feel good, but in order to really grow wealth, buying more shares while markets are down is actually a better way to win with your investments. All investors have one common goal in mind: to get the most return they possibly can, for the least amount of risk. Every experienced investor who has actually made money over time knows that no investment will be “up” 24/7. It has to be down sometimes, and that presents opportunity! On today's show, we'll dig into a strategy that can grow wealth whether markets are up or down, and works automatically even if you're out on the golf course. Then health insurance expert Shelley Grandidge joins us. You don't want to miss today's show ...MASTERING MONEY is on the air!
Automated trading systems — also referred to as algorithmic trading,— allow traders to establish specific rules for both entering trades and exiting trades that, once programmed, are automatically executed via a computer. High FREQUENCY trading is not the same thing. High frequency trading travels in milliseconds to stay ahead of the trend, CREATED by the algorithmic trade! In the early 2000s, algo trading only consisted of about fifteen percent of market volume in the U.S. stock market. Today, it controls upwards of EIGHTY percent, and when combined with trillions of dollars of high frequency trading, with a dose of corona virus, you get what we are seeing now. Today, we'll explain how algorithmic trading works and what you should do to guard yourself. Then mortgage expert Mitch Boxberger joins us. You don't want to miss today's show....MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
One of the key challenges for amateur investors is the attraction to RISING PRICES. When the prices of most consumer goods such as gasoline or vegetables rise, people tend to either cut back or find a substitute. However, with financial assets, the opposite seems true. Many investors are attracted to a stock whose price has risen more than one whose price has fallen. This tendency often results in poor investment performance. It is difficult for an individual investor to effectively construct and maintain a portfolio that is properly diversified, minimizes fees and taxes, avoids overlapping assets, and stays in its lane without emotion. THAT'S why in retirement, hiring a professional to manage your assets with a clear WRITTEN strategy is so wise. Today, we'll review the most practical and pragmatic approach to your investments, then Shelley Grandidge joins us for the Q & A. Don't miss it....MASTERING MONEY is on the air!!
Over the past century, markets have crashed A DOZEN TIMES, several times by more than fifty percent, leaving people’s finances and dreams in disarray for YEARS. Not only is money lost, but TIME is lost. It takes time to build up a nest egg. The last thing anyone wants is to START OVER in retirement. If you’ve been saving for thirty years for your dream retirement, it makes no sense to go back to where you were ten or fifteen years ago with your money. Can that happen? Well of course, it DID happen.... TWICE... in 2000 and 2008! Are we there again? The S & P has fallen, but only back to levels we saw in December of 2018. This bear market is proof of why you need to keep your money in safer, smarter buckets, so that your retirement is protected, your investments are of high quality, and your income is for life. Today, we'll review exactly what to do NOW to make the most of your current retirement nest egg! MASTERING MONEY is on the air!
Strenuous, stressful work can wear people down and damage their health. In that case, RETIRING can relax and reinvigorate their lives. They finally have time to follow their passions and pursue activities that enrich their lives. But for others, the risks of retirement can involve bad health and even early death, says the Wall Street Journal. Although you might think that retiring would give a person more time to go to the gym, watch their diets, take longer walks, and work on their physical fitness, the opposite often occurs. Many retirees become sedentary and watch too much TV. They eat too much. They drink too much. They smoke too much. And, sometimes, they die too soon. Researchers find that without the purpose of fulfilling work, many retirees can feel adrift and become depressed. We'll review the Journal's statistics on retirement that may SHOCK you! Then health insurance expert Shelley Grandidge joins us for the Q & A. Don't miss it...MASTERING MONEY is on the air!!
So, ...what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. A VERY timely show you don't want to miss...MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So, what happens if you retire at or near a Market Peak? Have you thought about that? Statistically, people are more inclined to retire during the top end of a bull market. It only makes sense. That's when confidence and peace of mind are higher. The trouble, as we all know, is that "what goes up also comes down" and if it comes down soon after we retire, that's a problem. Also, statistically, the ten year periods following really strong ten year periods are not so hot. Withdrawing steady income from a declining balance can run a retirement off the road. Today, we'll tell the story of Donna, whose great grandparents, grandparents, and parents ALL retired during market peaks going back to 1928, 1973, and 1999, and what Donna has decided to do with her retirement. Then Medicare specialist Shelley Grandidge joins us. Don't miss today's show MASTERING MONEY is on the air!!!
Bear markets, defined as a period where the stock market goes down 20% or more from its highest point to its subsequent lowest point--happen frequently—probably more frequently than you think. From 1900 – until the present, there have been 32 bear markets. Statistically, they occur about 1 out of every 3.5 years and last an average of 367 days according to Dow statistics. Bull markets tend to last much longer. Experienced investors know that the real money is made in bear markets--especially for those who don't panic and sell, and for those who keep reinvesting dividends. They end up owning more shares purchased at lower prices. Today, we'll provide some facts and details on how to profit when markets fall. .You don't want to miss today's show--MASTERING MONEY is on the air!!
An annuity is a retirement account with "airbags" and a seat belt. Buyers invest a sum of money in a particular annuity, and in exchange, they’re guaranteed a steady monthly check for a set number of years, or for life, their choice. On an increasing basis, annuities are being used by retiring professionals to take the risk out of their nest eggs. In years past, pensions were common. Today, it is more common NOT to have a pension. The satisfaction rate on annuities is actually far higher than mutual funds. So why do low-information newspaper and internet journalists knock annuities? Because they are LOW on information! Today, we'll fix that and we hope some uninformed journalists are listening in. Then Medicare and Health insurance expert Shelley Grandidge joins us for the Q & A. You don't want to miss today's show...MASTERING MONEY IS ON THE AIR!!
Dividend growth stocks--the type of stocks that grow their dividend every year without fail-- have provided a steady way to grow wealth in good times and bad. But how do you find the best ones? Many companies pay dividends but they pay them inconsistently, or pay too much of their revenue in dividends which can leave the company strapped for cash. Today, Steve will review the disciplined process used at IQ Wealth to select dividend growth stocks, and he'll provide a clear example. You don't want to miss today's informative show...MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
In investing, knowledge is power. To paraphrase Benjamin Graham's investment advice--Warren Buffett’s mentor--you should strive to know WHAT you are doing and WHY. If you don't understand the game, he said, don't play it...and Stay away until you do. Being honest, most of us would say we DON’T actually understand the market. It has gotten so massive and unpredictable, pretending to know every aspect of it is foolhardy. Even Warren Buffett, during his brilliant career, only worked within a slice of the market—companies that he grew to understand very well and companies that made real money in the real economy. Buffett took a mathematical and systematic approach to investing. Today we'll review exactly how to do that, then health insurance and Medicare expert Shelley Grandidge joins us. A great show for you today...MASTERING MONEY is on the air!!!
The stock market continues to rise but the earnings of better companies continues to rise also, meaning you can still find good value stocks if you know where to look. That said, the stock market can be a source of GREAT wealth-building, but holds the risk that prices can fall hard, meaning you simply can’t keep ALL YOUR EGGS in that basket. In retirement, we all need a combination of income, growth, and liquidity. Because the stock and real estate markets are at all time high's, and interest rates near all time low's, many people are playing it safe right now and re-allocating their investments to better suit market conditions and their personal time horizon. Today, we'll get into the specific steps for properly re-allocating your money to make sure that you keep building retirement wealth the SMART way. MASTERING MONEY is on the air!!!
Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don't have an income stream from a full-time job and time is no longer on your side. When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT: The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm's way. But are bonds the answer for the safe money side of your plan? Today, we'll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show...MASTERING MONEY is on the air!!
Your job as an investor—or the job of the person you hire to manage your money—is to optimize gains, while minimizing losses. Sounds easy, but today, you need a strategy built for the low interest rate environment of the 2020’s, not the 1990s. Well-chosen stocks can be long-term sources of wealth creation, just like well-located real estate. This is true even if you buy at what seems like the worst possible time. For example, if you invested in an S&P 500 index fund in early October 2007, the next couple of years would have felt awful. If you were still contributing to a 401k, however, it turned out to be really good news. Your steady contributions kept buying more units of mutual funds at lower prices. Even buying at the so called “wrong time” just before the 2008 crash, HIGH QUALITY stocks delivered terrific gains by 2020—upwards of 300 percent—by just staying the course and not panicking. That said, in retirement you will be unemployed for 30 years or so. Therefore, a properly built financial plan will separate income capital from growth capital into a Smarter Bucketing system to protect against crashes. Today, we'll get into the fundamentals of putting together a rock solid financial plan...for the LONG HAUL. Don't miss it....MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So, just where do your beliefs and opinions come from? If you're like most people, you feel that your convictions are rational, logical, and impartial, based on the result of years of experience and objective analysis of the information you have available. In reality, all of us are susceptible to faulty thinking and emotional biases--often at the sub-conscious level. Even the smartest person on earth can make errors in judgement. Today we'll review why Behavioral scientists say you are susceptible to making the same investment mistakes over and over, and exactly how to fix it. Then Health insurance and Medicare Expert Shelley Grandidge joins us for the Q & A. A fascinating show you don't want to miss...MASTERING MONEY is on the air!!
Are bond mutual funds safe? Are they a good source of retirement income? Do they belong in your portfolio, and is this a good time to own bond mutual funds and ETFs—Today we’ll review how the bond market works and how bond mutual funds can indeed lose money-- rather easily-- in a market like this. Also is it possible to find a safe income of 7.3 percent to 8.3 percent, rather than sitting around in low duration bond funds, steadily losing money? You've got questions, we've got answers! MASTERING MONEY is on the air!
The stock market has built many millionaires and even some billionaires over time-- and so has real estate. But today's long bull market and the high prices on real estate have investors wondering where the best place for their money is right now--especially investors facing retirement. Real estate investments can be good until a recession hits—which is inevitable. As a more liquid alternative, Many investors prefer dividend growth stocks, which are like owning rental properties where, as a landlord, you keep getting higher and higher rents every year. Today, we'll compare investing in real estate with investing dividend stocks. Then health insurance expert Shelley Grandidge joins us. You don't want to miss today's show--MASTERING MONEY is on the air!!
The financial world is huge, and there are many different ways to invest for profit. Some strategies focus on TIMING the markets, others focus on time IN the market. Some methods of analysis are all about the big picture—choosing SECTORS to invest in GENERALLY, rather than zeroing in on specific companies. Other strategies are the opposite. They focus on individual companies, and their profitability, balance sheet, dividends, market share, and stability of management. What's the BEST way to invest? How can you bypass the stress and make investing more simple? Today, we'll do an educational review of how various investment approaches work, and help you decide which makes the most sense for you--with specific recommendations. You don't want to miss today's show... MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don't have an income stream from a full-time job and time is no longer on your side. When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT: The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm's way. But are bonds the answer for the safe money side of your plan? Today, we'll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show...MASTERING MONEY is on the air!!
Most investors, especially in or nearing retirement, seek to reduce risk while growing capital prudently in the stock market. Gains are nice, but large drawdowns are sickening, especially in retirement when you don't have an income stream from a full-time job and time is no longer on your side. When time IS on your side, and because most bear markets tend to last only six months to two years at the most, you are able to rebuild the value of your account simply by staying put, and not rushing for the exit. FACT: The only people who lost in 2008 and 2009 were those who sold at the bottom. The market has some room to run according to experts, but we all want to keep a good share of money OUT of harm's way. But are bonds the answer for the safe money side of your plan? Today, we'll examine why Warren Buffett says that bonds are a terrible investment. Then health insurance and Medicare Specialist Shelley Grandidge joins us. You don't want to miss today's show...MASTERING MONEY is on the air!!
Today on Mastering Money, a very special guest joins us--Chris Hill, long time Wizard for the Motley Fool and host of the Motley Fool Money Show. Steve and Chris will share views on the market. But first..…Planning a financial portfolio for retirement is much like building a custom home. To build a custom home, you start with a blueprint that details not only what your house will look like, but how the individual components will come together--starting with the Foundation. To do it right, you must first know what your objectives are. You and your designer work together to draw a plan that includes every room and every detail of each room until you have a full set of construction plans, plus a list of materials and resources needed to build the house in a timely manner. Today, we'll discuss how to build a financial plan for retirement that can weather all storms, MASTERING MONEY is on the air!!
Glenn Ruffenach, a retirement columnist for MarketWatch and the Wall Street Journal, said that 2018 was the first year-- ever--that readers overwhelmingly disagreed with him about delaying retirement benefits. In fact, many Americans are grabbing benefits at 62 because they want to make the most of their Social Security dollars while they’re still relatively young and fit. Or, as one reader put it: “You never know when your health will turn south, so ‘Spend it while you’re able’. Another consideration--you never know if Social Security will always pay full benefits. Today, we'll find out if it is smarter to take benefits EARLY or delay. PLUS several alternative strategies that have caught on in a big way! Don't miss today's show...MASTERING MONEY is on the air!!
Target-date funds — actively managed funds with a pre-determined asset allocation that automatically shifts as an investor ages — are an easy option for the hands-off investor, and their popularity increases every year, according to a new report. But while they have many attractive features, experts advise investors to consider all of their options before committing all their capital. And currently, the risks for a person contemplating or in retirement have never been higher for Target Date Funds. We'll examine the reasons why that statement is true on today's show, with irrefutable logic and simple math. If you want to learn what risks you may be taking that you shouldn't be taking right now, don't miss today's show....MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
In investing, knowledge is power. To paraphrase Benjamin Graham's investment advice--Warren Buffett’s mentor--you should strive to know WHAT you are doing and WHY. If you don't understand the game, he said, don't play it...and Stay away until you do. Being honest, most of us would say we DON’T actually understand the market. It has gotten so massive and unpredictable, pretending to know every aspect of it is foolhardy. Even Warren Buffett, during his brilliant career, only worked within a slice of the market—companies that he grew to understand very well and companies that made real money in the real economy. Buffett took a mathematical and systematic approach to investing. Today we'll review exactly how to do that,. A great show for you today...MASTERING MONEY is on the air!!!
An annuity is an agreement with a licensed, regulated, and audited life insurance company to guard your capital, pay you interest, and pay you income for a lifetime, like a pension. In fact, most annuities being acquired today by retiring professionals are for that very purpose—to lock in-- and secure a safe, passive income in the range of five to nine percent for life, depending on age and deferral period. Annuities are now in demand for Rollover IRAs from 401ks. The reason is pretty clear--smart, logical people want to avoid being wiped out by the next market crash, and they want the safe, steady permanent income that only an annuity may provide. We have a mini-course on annuities today, You don't want to miss today's show, MASTERING MONEY is on the air!!
The stock market has built many millionaires and even some billionaires over time and so has real estate. But today's long bull market and the high prices on real estate have investors wondering where the best place for their money is right now--especially investors facing retirement. Real estate investments can be good until a recession hits—which is inevitable. As a more liquid alternative, Many investors prefer dividend growth stocks, which are like owning rental properties where, as a landlord, you keep getting higher and higher rents every year. Today, we'll compare investing in real estate with investing dividend stocks. Then health insurance expert Shelley Grandidge joins us. You don't want to miss today's show--MASTERING MONEY is on the air!!
So, ..what factors drive return-on-investment in the stock market? We know that the stock market is all about supply and demand, but researchers have isolated multiple factors that, when properly employed, show evidence of increasing investment returns over time. Isolating and separating those factors may put an investor in the position of outperforming benchmarks like the S & P over time—or matching benchmarks with less risk—which is just as important. Global markets are made up of dozens of asset classes and millions of individual securities…making it challenging to understand what really matters for your portfolio. Today, we'll review in detail what really matters and why you need an asset allocation model built for a new financial environment. . A big show you don't want to miss...MASTERING MONEY is on the air!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
According to the Wall Street Journal, the rise of technologies that help the elderly stay in their homes threatens to upend one of commercial real estate’s biggest bets: Senior housing. While there is no question that there has been a boom in senior housing, especially in sun belt states like Arizona, new products and services include sensors that respond to a range of medical conditions, facial recognition for identifying visitors, and houses with malleable fixtures that can be adjusted as residents age. Also, More and more interactive technology will be available for seniors living at home. Venture capital and other firms are expected to invest about $1 billion dollars this year in these and other so-called “aging in place” technologies. We'll review an intriguing Wall Street Journal report on the topic, then Medicare and health insurance expert Shelley Grandidge joins us. Don't miss it--MASTERING MONEY is on the air!!
The industry of Cybersecurity is growing every year at a very steady pace with no real end in sight. Think about it: When will the day come when you WOULDN’T want your company's computer systems secure? And when will the day come that the crooks will stop trying to get in? Cybersecurity is a permanent need, and an inevitable trend. Not just for you and me, but for trillions of dollars worth of companies and governments worldwide. The move to “digital everything” has led to the sharing of a vast amount of sensitive, proprietary data in an external and internal environment across the globe. This has caused organization to fall prey to cybercrime through different forms of attacks, many of them highly publicized. In the wake of breaches and high-profile data theft, it becomes vital for an organization to not only determine future threats, but to do something about it. That's where Cybersecurity comes in--as a burgeoning industry, and as an investment. Today, we'll reveal the best way to invest in Cyber Security, Steve has a special stock pick, a fact filled and timely show you don't to miss...MASTERING MONEY is on the air!!!
Adults over the age of 50 manage an increasing share of the wealth in the United States. Risky investment decisions that are made as people age may have effects on both financial markets --AND individuals in later life. FINRA, the Financial Industry Regulatory Association, performed an in-depth study recently to assess how many older Americans—those over 58 with far less time to recover from a market shock than younger investors-- were taking on TOO MUCH risk. And for those TAKING too much risk using standard measurements, they wanted to know WHY. Well today, we'll reveal what they came up with in this really interesting study-- and how it might apply to YOU. Then Medicare expert Shelley Grandidge joins us for the Q & A. ...A fact filled show you don't want to miss....MASTERING MONEY is on the air!!
So, how much money are you allowed to give to your kids or grandkids every year and still avoid income taxes? Thirteen thousand dollars? Fourteen thousand? Fifteen thousand? Most people are under the erroneous assumption that there is a LIMIT on the amount of money you can give as a gift to a family member of fifteen thousand dollars annually, or less. In reality, most gifts legitimately fall UNDER the safety limit of U.S. federal GIFT tax rules even if you were to give someone a million dollars. Today, we'll review exactly how the gifting rules work, and just how to avoid all taxes on gifts. Get up to speed on your taxes...you don't want to miss today's show MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
So... “when IS the best time to take Social Security?” Should you take it early, later, or right at Full Retirement Age? Is there a sweet spot where you beat the system at its own game? Entire books have been written on the topic, and there are many seminars on the topic going on almost every day. Most of the confusion about when to take Social Security income centers on SPOUSAL benefits. Today, Steve and I will review the new rules of Social Security claiming and outline a circumstance when it makes sense for the younger spouse to start benefits early. Then health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. A fact-filled show you don't want to miss...MASTERING MONEY is on the air!!
Older Americans are selling off the stock market, slowly but relentlessly…. to junior generations. According to CNBC, Baby boomers own an outsized helping of the market and are constantly reducing it--due to RMDs and other factors. This is a process that is non-stop because 250,000 boomers turn 72 every ninety days. Analysts point out it will have an effect on supply and demand for equities in the short, medium, and long runs. Millennials, now the largest generation by population, lack the financial wherewithal to pick up the slack. How will this long term drain, expected to accelerate over the next five and ten years, affect your investments? What changes to your current financial plan might you make to make sure your retirement is not impacted? We'll lay out all the statistics, with some very timely strategy choices you'll want to know more about. Don't miss it....MASTERING MONEY is on the air!!!!
How well have you done with your investments over your lifetime? You've had some good years where you got twenty percent or so perhaps. But, like the rest of us, you have had some STINKERS. Most investors lose money an average of three years out ten. That's why averaging ten percent is so hard. Most investors also buy stocks or mutual funds haphazardly--without a clear strategy. That's another proven way to hurt your overall returns. How long does it take to DOUBLE your money? Using the Rule of 72, money doubles every eighteen years at four percent compounded, it doubles every twelve years at six percent compounded, and every nine years at eight percent compounded. Today, we'll review the real secrets of raising your average rate of return and how get a guaranteed bonus of ten percent on a safe fixed income vehicle, with a GUARANTEED growth rate of 7 percent COMPOUNDED. Then health insurance expert Shelley Grandidge joins us. A very timely show you don't want to miss...MASTERING MONEY is on the air!!!
Almost everyone has heard of Dave Ramsey, the financial radio host who helps people buried in debt--get OUT of debt. Mr. Ramsey does noble work for mostly younger, middle-income families who developed poor financial habits after high school, borrowed rather than saved, and now want a clean slate. We salute those families and Dave's mission of helping them. Dave is an expert on saving, but the financial industry points out that he is not licensed, trained, or qualified to be giving out stock market advice. Money Magazine’s headline of a major two thousand word article on Ramsey reads like this: “SAVE Like Dave Ramsey—Just DON’T Invest Like Him.” Today, we'll review that article and it may SHOCK you! You don't want to miss today's show MASTERING MONEY is on the air!!!
Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts. "MOTLEY FOOL MONEY" is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm! First we'll update breaking financial news and get a read on all the indexes, THEN, we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL ! ... MASTERING MONEY IS ON THE AIR!!!
Is it better to invest in Dividend Paying stocks or stocks that don’t pay a dividend? The answer is ….YES!..BOTH are good and diversification is a good thing! Smart dividend investors are very picky about the stocks they select. They like getting paid to own their stocks, and they like owning companies that keep making profits and growing their sales year after year. Today we'll discuss how to make sure your stocks meet written stipulations for dividend yield, dividend payout ratio, dividend growth rate, debt ratios, earnings growth, and credit ratings. You don't want to miss that! Then health insurance and medicare expert Shelley Grandidge joins us for the Q & A. Get ready, MASTERING MONEY is on the air!!!
It's getting harder and harder to retire on a million dollars anymore. Statistics show there are now more than fourteen million households in America with a net worth of a million or more. They should be relaxed and calm about their futures, right? Nothing to worry about... right? Well, not so much. They see a stock market that keeps rising-- and they wonder when it might stop. They see interest rates on treasury bonds so low, they could never hope to take an income without spending down all principal. And, They worry about a progressive, severe left turn in politics where there are seemingly no limits to borrowing and printing money. It all adds up to this: the old fashioned method of retiring on a stock and bond portfolio--without worrying-- is officially dead. Today we'll report on what people--maybe you--are worried about and why you SHOULD be! Then Steve will talk about solutions. A very timely show you don't want to miss....MASTERING MONEY is on the air!!!!