Your Way Home: Recent Episodes

Eddie Sprouse

Mortgages, home loans, construction loans, investment loans and everything in between. If you are thinking about a mortgage, this podcast is for you. The goal here is to educate everyone from the first time homebuyer to the seasoned investor.

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This is my final broadcast with WSQL radio in Brevard, NC. But the show will go on. I will continue to post podcasts here, but I will be adding Youtube and other outlets. We are also on Facebook and soon on MeWe. Like the title suggests the show will go on. 


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Everybody deserves an affordable home. Listen to this podcast and find out what options are available for you when it comes to getting a loan for a manufactured home. Then call me. Eddie Sprouse 828-412-0086.

Eddie SprouseLoan Officer NMLS 1561943

p/f. 828.412.0086

e. eddie@lendingpathmortgage.com

w. eddiesprouse.com

a. 4 West Main St. Ste. 17

Brevard, NC 28712

Powered by Success Mortgage Partners DBA Lending Path, NMLS 130562.

Supports Equal Housing Opportunity.

CONFIDENTIALITY NOTICE: This email, including attachments, may contain non-public, privileged, and/or confidential information, and is intended to be conveyed only to the designated recipient(s). If you are not an intended recipient(s), please delete this email, including attachments, and notify the sender by return mail, email, or by calling (828) 412-0086. The unauthorized review, use, dissemination, distribution, or reproduction of this email, including attachments, is prohibited and may be unlawful.


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Have you ever wondered what is involved in becoming a real estate investor? Did you know that you can use your current home as an investment property and use the income from that property to qualify for your next house? In this episode, my friend Al and I dive into this informative topic.

If you have questions for me call or text me, Eddie Sprouse at 828-412-0086,  or Al Sartorelli at 727-580-0065. You can also email me at eddie@lendingpathmortgage.com or Al at a.sartorelli30@gmail.com. 

Your Way Home is a companion page to the Your Way Home podcast by Eddie Sprouse. Eddie is a Licensed Mortgage Loan Officer in NC (NMLS #1561943) and he works for Lending Path Mortgage (NMLS #130562). Our goal is to help people understand mortgages.


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Welcome to my first program of 2021. On today's show, we look back at 2020 and review some of what we covered this past year. 


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The show is a bit late coming out. It was my final show of 2020 and was recorded in December. Please list to this show and I hope it helps you reflect on what home means to you. 


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Join us for the next several segments as we cover around 85 different things that can cause turbulence in the residential mortgage process.


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Join us for the next several segments as we cover around 85 different things that can cause turbulence in the residential mortgage process. 


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In today's episode, we finish up our list of Dos and Don't when applying for a residential mortgage. 


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There are a lot of moving pieces to a mortgage. I have to LOL when I see an ad talking about how easy the mortgage process is with company X. That is a fantasy. But in reality, you can make it better or worse depending on how you approach it. In this episode, I explore the do's and don'ts of the mortgage process and talk about items that can make it better or worse.


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We have all seen those reality shows where a couple goes to buy a home that needs just a little sweat equity. They make an offer, the offer gets accepted, and away they go spending money like it grows on trees tying to turn a drab home into a dream home. The results are often amazing.

But in reality, these shows are not based on the average buyers’ budget. I am sure you have seen the memes that say “I am a stay at home dad, and my wife is a barista at the local coffee shop, our budget is 1.5 million. Maybe they inherited the money, maybe they won the lottery, or maybe it is just make-believe.

The latter is probably closer to the truth. At any rate that is what we are going to talk about on this episode of Your Way Home. But we are going to deal with the reality of buying a fixer-upper with a mortgage.


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As you well know our country is facing some very uncertain times. Not only are we dealing with the Coronavirus, but we have social unrest breaking out in several major cities and we are about to enter into a very volatile election season. But the question is, is this still a good time to seek a mortgage to buy or refinance an existing property.  That is the question we will be talking about today in this episode of Your Way Home with Eddie Sprouse. 


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Welcome to your way home. I am your host Eddie Sprouse. Today if Friday, June 5th, 2020. On today’s show, I will be discussing something that I am hearing more and more of from borrowers. Seems everyone is looking for the “Fast and Easy” solution for just about everything, including a mortgage.  So that will be the topic for today’s show. Thank you for joining us.


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This show talks about how the COVID Crisis affected lending over the last two months and where we are now. I think you will find it interesting how this pandemic has affected lending and hearing some good news as we move forward. 


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This is something I have been wanting to talk about for a long time. Many people can benefit from first time home buyer programs and in the series, I will address some of the basics about these programs and try to better educate the first time home buyer on things they need to know. 

If you would like to contact me directly you can call or text at (828) 412-0086 or email me at eddie@lendingpathmortgage.com

Thank you,  Eddie Sprouse 


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In today's episode I talk about more changes that have happened since my last show and what to expect when it comes to FHA mortgages. While we are in the midst of this worldwide pandemic you can expect things to continue to change from a lending perspective. I will do my best to keep my listeners informed as much as possible to the current changes and future changes. If you are looking to purchase a home or refinance your home, today's episode should be of the utmost importance to you. 

If you have any comments, questions, or want to be a guest on my radio show or podcast, please contact me via phone or text at (828) 412-0086 or email me at eddie@lendingpathmortgage.com. 


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app


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With all that is going on in our country right now with the Corona Virus / Covid 19, I thought it was important to talk to the folks in our area about how all of this has impacted our area in relation to housing and finance. 

Joining me in the studio today is my good friend Isaac Allen with White Squirrel Realty in Brevard, NC. Isaac has extensive knowledge of our area and the local real estate mortgage. 

We both wanted to address some of the fears and concerns both buyers, sellers, and investors might have during this challenging time. 

I want to thank John Wood with WSQL Q102 in Brevard for hosting this show and asking us both some very good questions. 

If you would like to contact Isaac you can reach him at (828) 877-3434 or by email at isaac@rpmandsalesllc.com.

If you would like to reach out to me my number is (828) 556-9876 or you can email me at eddie@lendingpathmortgage.com


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Originally I had planned on talking about first-time homebuyers. But after the events of the last two weeks and what is happening with interest rates I felt it best to talk about how the current economic situation can be a benefit to buyers, sellers, and folks looking to refinance. 

Joining me today is JoEllen Shipman. JoEllen is a licensed real estate agent in North Carolina. She has over 14 years of experience in real estate.  She brings a lot to the table and I found her insights into the current market fascinating. 

If you would like to contact JoEllen you can reach her by phone at (828) 556-9360 or by email at redeemedjb@gmail.com. 

If you would like to contact me you can call or text me at (828) 412-0086 or email me at eddie@lendingpathmortgage.com


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Today's episode was recorded live as it happened at the WSQL Q102 FM and 1240 AM radio station in Brevard, NC. We will be broadcasting live every other Friday starting with this episode that was released on Friday, February 28th at 12:15 PM.  If you would like to have your mortgage questions answered on this show or on our podcast send a text or call me at (828) 401-0086 or email me at yourwayhome2@gmail.com. Also follow us on Facebook, Twitter, Instagram, and soon YouTube. 


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app


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Thanks for listening to "Your Way Home" with your host Eddie Sprouse from Lending Path Mortgage NMLS#130562.  Eddie is a Licensed Mortgage Loan Officer in the state of North Carolina NMLS #1561943.

Our new podcast and radio show of the same title can be heard on Q102 FM in Brevard and on WSQL 1240 AM also in Brevard. You can even listen online at http://wsqlradio.info/.

The radio show starts on February 28th at 12:15 AM and will air every other Friday at that same time. Those shows will be archived here on this podcast and we will also be supplying extra information and content to supplement the radio show here on the podcast. 

If you would like to be a guest on our show or have questions you would like us to answer on air just call or text (828) 412-0086. You can also reach Eddie at eddie@lendingpathmortgage.com. 


This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app


Send in a voice message: https://anchor.fm/yourwayhome/message