Podcast – Jay Garvens: Recent Episodes

Jay Garvens

Colorado Springs Mortgage Radio Show & Podcast

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https://www.jaygarvens.com/wp-content/uploads/2024/12/12-7-24-Jay-Garvens-Show-Budgeting-For-Christmas-small-Finished.mp3Ramping up for the holidays, Jay Garvens want to help his listeners with their money spending. Jay believes it’s mostly about your budget for the holidays with focus on Christmas! Jay will have a special guest in the studio helping with another aspect of the holidays ignored, your health!

The post BUDGETING FOR CHRISTMAS 12-07-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/12/11-30-24-Jay-Garvens-Show-Insurance-Explosion-small-Finished.mp3Jay Garvens explains “The Insurance Explosion.” Soon the insurance companies will be raising their rates, some a lot higher! Jay’s information will help you protect you and your family in the new year.

The post INSURANCE EXPLOSION – 12-01-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/12/11-16-24-Jay-Garvens-Show-Buy-Now-Retire-Later-Small-Finished.mp3This week Jay Garvens is focused on retirement? Your retirement! It doesn’t matter your age or your job title. Jay is going to explain how real estate has set him up for a very comfortable retirement. Also in segment #3 Jon Fleecs, manager/owner of the 8th Street Texas Roadhouse Restaurant with some great news to help you save money right now before Christmas.

The post BUY NOW – RETIRE LATER – 11-17-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/12/11-9-24-Jay-Garvens-Show-Post-Election-Interest-Rates-Housing-The-Economic-Update-small-Finished.mp3Now that we are on the other side of the Presidential, State and Local elections, Jay wants to help his listeners understand what all of us can expect and prepare for and look forward to by doing a “Post Election-Interest Rates-Housing & The Economic Updates.”

The post POST ELECTION – INTEREST RATES – HOUSING & THE ECONOMIC UPDATE – 11-10-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/11/11-2-24-Jay-Garvens-Show-Term-Rentals-Short-Medium-Log-in-Comparison-Small-Finished.mp3Have you ever used a B&B or VRBO while on vacation? Have you ever thought, why don’t I rent out my place while I’m gone with B&B or VRBO to pay for my vacation? Jay explains how he did it.

The post B7B/VRBO – TERM RENTALS – SHORT, MEDIUM & LONG IN COMPARISON IS IT WORTH IT – 11-03-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/10/10-19-24-Jay-Garvens-Show-Housing-For-Illegal-Immigrants-smallt-Finished.mp3This week Jay starts a two-part show in regards to the housing of illegal immigrants here in America. Where is all the money to do this coming from and what is or can be the impact on the economy and housing costs? This is a nonpartisan fact finding episode with a follow-up on how to fix the damage, next week!

The post HOUSING FOR ILLEGAL IMMIGRANTS – 10-20-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/10/10-12-24-Jay-Garvens-Show-The-State-Ballet-Measures-for-the-2024-election-small-Finished.mp3Jay Garvens has always been an advocate for the residents of El Paso County and for the state of Colorado. This week Jay will explain the upcoming election and how it can effect Colorado directly! The title is “The State Ballot measures for the 2024 election.” Jay has a special guest Stan Vanderwerf who is running for a now open seat in our state Senate.

The post THE STATE BALLOT MEASURES FOR THE 2024 ELECTION – 10-12-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/10/10-5-24-Jay-Garvens-Show-Demographics-In-America-Interest-Rate-Update-For-2024-small-Finished.mp3It’s that time of the year when Jay Garvens looks at the Interest Rate changes or the lack of, and reports on the year end and pulls out his crystal ball and predicts what is coming to El Paso County and Colorado.

The post DEMOGRAPHICS IN AMERICA-INTEREST RATE UPDATE FOR 2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/10/9-28-24-Jay-Garvens-Show-Colorado-Property-Tax-Relief-For-2024-Small-Finished.mp3Jay Garvens and friend Justin Hermes from Real Estate Realities come together in the studio to explain, teach and instruct their listeners and prepare them for the Colorado Property Tax Relief for 2024.

The post COLORADO PROPERTY TAX RELIEF FOR 2024 – 09-28-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/10/9-21-24-Jay-Garvens-Show-Honduras-Mission-Lazarus-small-Finished.mp3Jay Garvens each year teams up with other members of Churchill Mortgage, and they travel to Honduras to volunteer their time to benefit the residents of the region in so many ways! This is an uplifting story that if you listen, it could benefit you!

The post HONDURAS “MISSION LAZARUS” – 09-21-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/10/9-14-24-Jay-Garvens-Show-Fighting-The-Cost-Of-Inflation-In-Colorado-Springs-small-Finished.mp3This week Jay Garvens will be explaining the how and why we are, “Fighting The Cost Of Inflation In Colorado Springs.” Dave Fleming from “Pella” Windows and Doors and sooo much more will be helping Jay out in the house keeping 3rd segment.

The post FIGHTING THE COST OF INFLATION IN COLORADO SPRINGS – 09-15-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/09/9-7-24-Jay-Garvens-Show-3-Little-Houses-Writing-The-Book-small-Best-Finished.mp3This week Jay is explaining the 3 little houses principal that he has talked about briefly over the years and successfully has used over 10 years now! Jay will spell it out for the listeners and explain that doing this will guarantee an average of $6000/a month as residual income to be used in your retirement. Jay will have Jason Holmes from Rocky Mountain Heating and Air in the 3rd segment to offer a special discount on their servicing of your home equipment.

The post 3 LITTLE HOUSES-WRITING THE BOOK – 9-07-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/09/8-31-24-Jay-Garvens-Show-6-Things-No-One-Tells-You-About-Buying-A-House-small-Finished.mp3Are you thinking about buying a house for you and your family? Well before you do listen to this show and learn the 6 Things No One Tells You About Buying A House. Jay Garvens has been spending the last 13 years on air at KRDO News Radio helping his listeners make good decisions when buying or investing in real estate. Take a listen!

The post SIX THINGS NOBODY TELLS YOU ABOUT BUYING A HOUSE – 8-31-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/09/8-24-24-Jay-Garvens-Show-Cost-Of-Living-The-Cost-Of-Goods-small-Finished.mp3Jay Garvens and Nate Rose owner of now10 Jersey Mikes subs will be talking about” The cost of living and the cost of goods. with a special offer!

The post THE COST OF LIVING & THE COST OF GOODS – 8-25-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/09/8-17-24-Jay-Garvens-Show-Colorado-Springs-A-History-Of-Giving-small-Finished.mp3Jay Garvens normally will talk housing and real estate and show you in comparison how Colorado Springs rates. This week Jay is talking properties! Land! He will give you a look back on gifted land and land deals that helped to shape our city into the #2 city in America to live in. Take a walk back in time and see properties you have driven by a thousand times and have no idea how they got here.

The post COLORADO SPRINGS – A HISTORY OF GIVING – 8-17-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/09/8-10-24-Jay-Garvens-Show-Union-Printer-Home-The-Vision-small-Finished-1.mp3Jay Garvens wraps up his special salute to the Union Printers Home and the Vision of the Mansion on the Hill Project renovating the building and grounds into the newest sensation in town!

The post UNION PRINTER HOME – THE VISION – 8-10-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/08/8-3-24-Jay-Garvens-Show-The-Union-Printers-Home-A-Rich-History-And-A-New-Beginning-Small-Finished-4.mp3Jay Garvens reintroduces Colorado Springs to the Union Printers Home located at Pikes Peak & Union Ave. A building that has sat unused for years is being renovated and expanded into it’s new glory! In a 2 part special Jay will explain the long history of the printers home and the new vision of the amazing castle on the hill.

The post THE UNION PRINTERS HOME – A RICH HISTORY AND A NEW BEGINNING – 8-03-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/07/7-27-24-Jay-Garvens-Show-Fastest-Growing-Cities-In-The-USA-3-small-Finished.mp3Jay wraps up his 3 part study on the fastest growing cities in America with the help from Justin Hermes from the Real Estate Realities show.

The post THE FASTEST GROWING CITIES IN THE USA PART #3 – 7-27-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/07/7-20-24-Jay-Garvens-Show-The-Fastest-Growing-Cities-In-The-USA-2-small-Finished.mp3Jay Garvens continues with Part #2 of his series with “The Fastest Growing Cities In The USA”.

The post THE FASTEST GROWING CITIES IN THE USA PART #2 – 7-20-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/07/7-13-24-Jay-Garvens-Show-The-Fastest-Growing-Cities-In-The-USA-Small-Finished.mp3Jay Garvens has his mid year report on the fastest growing cities in the country. Get in the know now, and get the investment jump on those people who wait until they see it on TV.

The post THE FASTEST GROWING CITIES IN THE USA – 7-13-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/07/6-29-24-Jay-Garvens-Show-Home-Values-Up-But-Theyre-Not-Selling-small-Finished.mp3This week in the Jay Garvens Home & Mortgage Talk Show Jay will be explaining how Home Values are Up – But They’re Not Selling! Jay will explain the impact the economy has affected the real estate market and why now is the time to buy.

The post HOME VALUES UP – BUT WE’RE NOT SELLING – 6-29-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/4-20-24-Jay-Garvens-Show-Reverse-For-Purchase-Mortgage-small-Finished.mp3Jay Garvens will be reporting the Economic Update with Bill McAfee in the 3rd segment. Today’s show is about Reverse for purchase mortgage. Jay is explaining the good and bad to this prodcut and how he and his wife will be doing this as well!

The post REVERSE FOR PURCHASE MORTGAGE – 4-20-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/4-13-24-Jay-Garvens-Show-Prices-Gone-Wild-small-Finished.mp3This week Jay Garvens talks about crazy general pricing in the nation on mostly everything! But he will discuss the pricing on home loans and mortgage pricing as well as home owner service pricing with the help from special guest Jason Holmes from Rocky Mountain HVAC. Jason will be offering some important specials for Jay’s listeners on this show that will be good through 4-20-24.

The post PRICES GONE WILD – 4-13-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/4-6-24-Jay-Garvens-Show-Baby-Steps-And-Investing-Small-Finished.mp3On today’s show, Jay, as he does quarterly for new listeners, is discussing budgeting by reviewing The Baby Steps from the Dave Ramsey playbook! Dave has been helping millions of listeners world wide for over 20 years, originally based on this principle.

The post BABY STEPS AND INVESTING – 4-6-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/3-30-24-Jay-Garvens-Show-Real-Estate-Commission-Changes-small-Finished.mp3Jay with the help of Justin Hermes from Real Estate Realities will be bringing clarity on the new real estate commission changes. Who it can hurt, how it might help and what you need to be prepared for if you are buying or selling a home.

The post REAL ESTATE COMMISSION CHANGES – 3-30-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/3-23-24-Jay-Garvens-Show-The-Dangers-Of-Credit-Counselors-Small-Finished.mp3Jay Garvens in all his years on air has never touched this title before. But Jay says times have changed and it is not time to talk about “The Dangers of Credit Counselors!” Bill McAfee of Empire Title will be here to assist Jay in this special show and give us his Economic Update.

The post THE DANGERS OF CREDIT COUNSELORS – 3-23-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/3-16-24-Jay-Garvens-Show-Honduras-4.0-Small-Finished.mp3This week Jay reflects back on his 4th trip to Central America with Mission Lazarus 4.0. Jay will also have Jason Holmes from Rocky Mountain Climate in the studio talking costs and why you need an inspection of your heating and air conditioning units now!

The post HONDURAS – 3-16-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/3-9-24-Jay-Garvens-Show-Delivering-The-Perfect-Mortgage-And-The-6-Hidden-Traps-Of-A-Bad-Mortgage-Small-Finished.mp3This is a very important show this week if you are looking into buying a house, investing or if you are about to refinance your home. It’s “The Perfect Mortgage and the 6 Hidden Traps of a Bad Mortgage.” This can be the biggest investment in your life, and if this is not done right it could destroy your credit and even leave you homeless!

The post DELIVERING THE PERFECT MORTGAGE AND THE 6 HIDDEN TRAPS OF A BAD MORTGAGE – 3-9-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/3-2-24-Jay-Garvens-Show-Home-Improvements-And-Choosing-A-Contractor-Small-Finished.mp3Selling a house? Just received some extra money and you want to fix up the house? This weeks show will help! Jay Garvens will be talking about “Home Improvements and Choosing a Contractor.” Don’t throw good money after bad, know what will give you the best return or appreciation on the value of your home.

The post HOME IMPROVEMENTS AND CHOOSING A CONTRACTOR – 3-2-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/2-24-24-Jay-Garvens-Show-Comparing-The-15-Year-Mortgage-To-The-30-Year-Mortgage-Small-Finished.mp3This week with the help from Justin Hermes from the Real Estate Realities, they will be “Comparing the 15-Year Mortgage to the 30-Year Mortgage.” Find out why the 30-year mortgage is a scam!

The post COMPARING THE 15 YEAR MORTGAGE TO THE 30-YEAR MORTGAGE – 2-24-24 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2024/04/2-17-24-Jay-Garvens-Show-Purchase-Now-Before-Things-Get-Crazy-Small-Finished.mp3The week Jay has a time sensitive show for his listeners. Jay will explain the theory of why he says buy now! Taking everything into consideration from the economy to the upcoming elections.

The post PURCHASE NOW BEFORE THINGS GET CRAZY – 2-17-2024 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/08/8-19-23-Jay-Garvens-Show-The-Mid-Year-Economic-Update-For-2023-Small-Finished.mp3This week Jay has a big show!  Segments 2 and 3 Bill McAfee will be here with his mid year “Economic Update” for the El Paso county area and then in the 4th segment a special guest Sues Hess from Reclaiming Hope dealing with Colorado sex traffickings will close out the show about a special event coming up.  If you want to get ahold of her go to sues@reclaiming-hope.org or call her at 719-210-2453 (c)

The post THE MID YEAR ECONOMIC UPDATE FOR 2023 – 8-19-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/08/8-12-23-Jay-Garvens-Show-The-Space-Command-Small-Finished-1.mp3This week Jay Garvens will discuss the “Space Command” and the pros and cons of this base now being set as a permanent base here in Colorado Springs.  In the 3rd segment, Jason Holmes will be here explaining what he expects from Space Command in the way of commerce here in the area.

The post THE SPACE COMMAND – 8-12-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/08/8-5-23-Jay-Garvens-Show-The-Fed-Rate-Hike-Forecast-For-The-Rest-Of-2023-Small-Finished.mp3This last week the Feds raised their lending rates once again.  So Jay is doing this weeks show forecasting the rest of the year to keep the listeners ahead of any other changes or rate hikes and how to prepare your hard earned income rom escalating interests.

The post THE FED RATE HIKE FORECAST FOR THE REST OF 2023 – 8-05-2023 appeared first on Jay Garvens.

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Jay Garvens viewed a special presentation of the editorial movie “The Sound Of Freedom” and it impacted Jay to the degree that he has dedicated this show not only to explaining the movie, he is...

The post THE SOUND OF FREEDOM & LIFE AFTER REAL ESTATE – 07-29-2023 appeared first on Jay Garvens.

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Jay Garvens has circled back to Property Taxes to help his listeners challenge the property tax assessments here in Colorado.  If you haven’t challenged the decision about your property you will need this information.

The post PROPERTY TAX ASSESSMENT FOLLOW-UP 07-22-2023 appeared first on Jay Garvens.

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This week Jay Garvens explains a method and thinking called the “Crinkle Crackle Life” based off a book authored by Andy Andrews.  This is a tried and true method to help Jay’s listeners discern the...

The post CRINKLE CRACKLE LIFE – 7-15-2023 appeared first on Jay Garvens.

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This week Jay’s show is going to explain how the everyday millionaire has come to exist in America.  He will introduce the “Crinkle Crackel Life” procedure as well as other reasons for the everyday millionaire.

The post UNDERSTANDING EVERYDAY AMERICANS AND EVERYDAY MILLIONAIRES – 7-08-2023 appeared first on Jay Garvens.

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One of Jay’s fundamental root theories is the 7 Baby Steps.  Dave Ramsey designed this or his debt-free theory fundamentals and Jay stands on this as well.  Jay will walk you through why this is...

The post BACK TO BASICS – THE IMPORTANCE O THE 7 BABY STEPS – 07-01-2023 appeared first on Jay Garvens.

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The stats are in!  Jay will share today “Why More Americans are choosing to invest in real estate” then any other investment opportunity and why!  

The post WHY MORE AMERICANS CHOOSE REAL ESTATE – 6-17-2023 appeared first on Jay Garvens.

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This week Jay compares apples to apples in regards to mortgages, and shows you why you have to be very careful when choosing a mortgage product.  Because like apples, they are not always alike and...

The post COMPARING APPLES TO APPLES – 6-10-2023 appeared first on Jay Garvens.

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Jay Garvens will show you six red flags that can damage or even destroy an average mortgage loan.  Even if you choose not to go to Churchill Mortgage, listen to “6 Hidden Traps in the...

The post 6 HIDDEN TRAPS IN THE AVERAGE MORTGAGE appeared first on Jay Garvens.

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Jay Garvens has delivered 10 years worth of important information and tips to help his listeners achieve a home of their own and debt free living.  However, most of his listeners are not aware of...

The post DELIVERING THE PERFECT MORTGAGE – 5-27-2023 appeared first on Jay Garvens.

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Jay Garvens wraps up his explanation of the Colorado Property Tax increase, and how to dispute it before June 8th.

The post Colorado Property Tax Increase – 5-20-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/05/5-13-23-Jay-Garvens-Show-Jason-Holmes-Finished.mp3This week Jay is starting Part #1 of “Understanding the Property Tax Increase.” This last week many residents of Colorado received their Property Tax evaluation and went into shock when they saw the increase. In most cases, it went up 30% or more! This week and next Jay will explain why this happened and how to get city hall to back off and lower their bill.

The post UNDERSTANDING THE PROPERTY TAX INCREASE – 5-13-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/05/5-6-23-Jay-Garvens-Show-Packed-With-Potential-small-Finished.mp3This week Jay is going to explain why your home is packed with potential. There are so many options other than selling your home. So before you sell your home listen to this show!

The post PACKED WITH POTENTIAL – 5-6-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/05/4-29-23-Jay-Garvens-Show-Property-Zoning-and-Property-Taxes-small-Finished.mp3This week Jay has two guests in the studio with him Justin Hermes from Real Estate Realities and for the first time Greg Luczak from Keller Williams. This week takes more than one guest because they are talking “Property Zoning and Property Taxes!” If your about to buy a home or build a home or looking for investments you want to listen in.

The post PROPERTY ZONING AND PROPERTY TAXES – 4-29-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/05/4-22-23-Jay-Garvens-Show-3-Little-Houses-Part2-Small-Finished-1.mp3This week Jay wraps up his 2 part series on “The 3 Little Houses.” The way to full retirement with at least $6,000.00 a month income for life! Like Jay says age isn’t really a factor it depends on how you achieve the goal that makes the difference. Upload both shows then call Jay to get started on debt-free living.

The post THE THREE LITTLE HOUSES PART #2 – 4-22-23 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/04/4-15-23-Jay-Garvens-Show-The-3-Little-Houses-Part1-Small-Finished.mp3Have you ever heard of passive income? How would you like to go to sleep tonight knowing while you sleep you are making money? If you answered yes, this is your show! No, this is not a pyramid scheme, this is three little houses.

The post THE THREE LITTLE HOUSES – 4-15-23 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/04/4-8-23-Jay-Garvens-Show-Spring-Into-Real-Estate-small-Finished.mp3On this week’s show, Jay is excited that spring is almost here. He will give you great direction on how to pick up some great pieces of real estate this spring. Thing to look for and where to look. Kelsie Cameron from Springs Body Sculpting will be in with some great news about a new feature at their business.

The post SPRING INTO REAL ESTATE – 4-8-23 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/04/4-1-23-Jay-Garvens-Show-Bone-Headbanking-2-small-Finished.mp3This week Jay Garvens invites Matt from Arrow Moving and Storage into the studio as he wraps up “Bonehead Banking” and gives you valuable advice to help you in this inflation times.

The post BONEHEAD BANKING PART #2 – 4-1-23 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/04/4-1-23-Jay-Garvens-Show-Bone-Headbanking-2-small-Finished.mp3This week Jay Garvens invites Matt from Arrow Moving and Storage into the studio as he wraps up “Bonehead Banking” and gives you valuable advice to help you in this inflation times.

The post BONEHEAD BANKING PART #2 – 4-1-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/04/3-25-23-Jay-Garvens-Show-Bonehead-banking-small-Finished.mp3This week Jay is turning the focus onto those banks closing not just here in the USA, this is effecting banks around the world!  This is part #1 of “Bonehead Banking,” where Jay will lay the explanation for the closers in this show.  Plus, joining him in the studio is Justin Hermes of Real Estate Realities fame.  Justin will bring it home and explain how this is effecting the real estate market in the Pikes Peak region.

The post BONEHEAD BANKING – 3-25-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/04/3-18-23-Jay-Garvens-Show-Rent-Control-to-Affordable-Housing-Its-A-Smoke-Screen-Small-Finished.mp3In Jay Garvens Show today, his topic is “Rent Control to Affordable Housing and Jay says It’s a Smoke Screen.” This is a show you want to upload and play it to all your homeowner friends. There are bills in our state government for 1st right of refusal. If you haven’t seen or heard of this and are a homeowner, you need to know what our state government is trying to do to your home before the final vote.

The post RENT CONTROL TO AFFORDABLE HOUSING – ITS A SMOKE SCREEN – 3-18-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/04/3-11-23-Jay-Garvens-Show-Seg2-Jason-HolmesFinished.mp3Jay Garvens will talk on one of the most talked about subjects here in Colorado. Rent control! Jay will give you the facts and review states that have initiated rent control before or are right now.

The post RENT CONTROL – COLOFORNIA HERE WE COME! 3-11-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/04/3-4-23-Jay-Garvens-Show-Appreciating-and-Depreciating-Assets-small-Finished.mp3With a lot of research and preparation, Jay has a great show explaining all “Appreciating and Depreciating Assets.” In this day of inflation and uncertainty, it’s time to decide what to buy and/or invest in.

The post APPRECIATING AND DEPRECIATING ASSETS – 3-4-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/03/2-25-23-Jay-Garvens-Show-7-Streams-Of-Income-small-Finished.mp3This is a very special show for Jay’s listeners today. Jay will be talking about the “7 streams of income“. Second segment he will have Justin Hermes of Real Estate Realities fame discussing rental properties. The a very special guest, Mayoral candidate Sallie Clark and she will talk on business income and answer some questions in the hope the listener on voting day.

The post 7 STREAMS OF INCOME – 2-25-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/03/2-18-23-Jay-Garvens-Show-Racing-Back-To-Normal-In-2023-Small-Finished.mp3Jay with the help of Bill McAfee of Empire Title will explain what is truly happening in the real estate market. Lots of people are worried about the things they are seeing like rates going up! Jay will explain the history of real estate here in Colorado Springs and the Pikes Peak region to explain what we are reallyy seeing and why not to get excited or scared.

The post RACING BACK TO NORMAL IN 2023 – 2-18-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/03/2-11-23-Jay-Garvens-Show-M.U.D.-Maneuvering-Under-Debt-Small-Finished.mp3The week Jay not only has a great show, it’s a toe tapper! This week Jay is discussing “M.U.D. Maneuvering Under Debt“. If you are under debt and feel like you can’t get out of it, you are probably stuck in the MUD! Jay will show you in today’s show that there are answers to this problem. Call Jay for a FREE 30 minute consult to get you a plan out of the MUD!

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https://www.jaygarvens.com/wp-content/uploads/2023/03/2-4-23-Jay-Garvens-Show-Reverse-With-A-Purpose-Small-Finished.mp3This week Jay finishes up his discussion on the “Reverse Mortgage” product. Filling in the blanks on who, what, where and when to get a “Reverse Mortgage” and why this is a last resort. Call Jay at 719-330-1457 for a 30 minutes complimentary consultation of your needs.

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https://www.jaygarvens.com/wp-content/uploads/2023/02/1-28-23-Jay-Garvens-Show-Reverse-With-Purpose-Small-Finished.mp3This show Jay Garvens will explain what the “Reverse Mortgage” product truly is.  Jay will inform you as to who should use this product and he will dispel all the rumors and wives tales about the Reverse Mortgage.  This is not your Grandpa’s Reverse Mortgage!

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https://www.jaygarvens.com/wp-content/uploads/2023/02/1-21-23-Jay-Garvens-Show-The-Real-Estate-And-Financial-Forecast-For-2023-small-Finished-1.mp3Jay Garvens in an earlier podcast, did a total wrap up of 2022.  Now, Jay, with the help of Empire Title‘s Bill McAfee, will not pull out a crystal ball, but instead, they will come into the studio with cold hard facts for this week’s show titled “The Real Estate and Financial Forecast for 2023.”  If this is the year for homeownership or investment, this is the podcast for you!

The post THE REAL ESTATE AND FINANCIAL FORECAST FOR 2023 – 01-21-2023 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/1-14-23-Jay-Garvens-Show-The-Cost-Of-Colorado-Small-Finished.mp3Jay Garvens hits the ground running in regards to inflation.  This show Jay will explain what it is going to take to stay in front of inflation and stagnation.  Jay will have Jason Holmes and a special guest from Rocky Mountain Climate to help the listeners know of heating options in this time of savings and budget.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/1-7-23-Jay-Garvens-Show-Help-With-Your-Home-Improvement-Projects-small-Finished.mp3This week Jay Garvens has two guests in the studio.  Dave Fleming of Endeavor Exteriors in Segment #2, and in Segment #3, Jason Holmes of Rocky Mountain Climate stop by for a few minutes to help Jay discuss home improvements.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/12-31-22-Jay-Garvens-Show-Tales-of-Tennessee-small-Finished.mp3To close out 2022, Jay tells his listeners of a recent trip to Tennessee with Churchill Mortgage.

The post TALES OF TENNESSEE – 12-31-22 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/12-24-22-Jay-Garvens-Show-Christmas-Stories-Small-Finished.mp3Jay takes this hour each year and picks up a couple Christmas stories to read to bless his listeners. This year he is reading a story based on George Washington crossing the Delaware River, and a story written by Rev. Dobson about a young man in college stuck on campus for the holidays.

The post CHRISTMAS SHOW STORIES – 12-24-22 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/12-17-22-Jay-Garvens-Show-Ho-Ho-Ho-Housing-Market-Update_mixdown.mp3With the close of 2022, Jay Garvens and Bill McAfee of Empire Title brings you the year end Economic Update.  They will review the years market numbers and the real estate numbers for 2022 for the Pikes Peak region, closing out the year with their forecast of the new year.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/12-10-22-Jay-Garvens-Show-DYO-Projects-Small-Finished.mp3This week Jay Garvens talks about saving money, and ROI in the process!  Why must you always call someone to fix, repair or complete a repair or upgrade a project?  Jay will teach you how to fix it yourself and how much money you will save and the appreciation on the upgrade to your home.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/12-3-22-Jay-Garvens-Show-Teaching-Finances-small-Finished.mp3Jay Garvens pulling together material between his experiences, Dave Ramsey‘s baby steps and a specialized book on finances is going to give his opinion on how to teach finances!  He will show the validity in the material he is using and hopefully help his listeners towards debt free living.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/11-19-22-Jay-Garvens-Show-Post-Election-Economic-Forecast-Small-Finished-1.mp3This week Jay will look at the “Post Election Economics Update” now that we are past the midterm elections. He will discuss where we are today and what to expect over the next 2 years.

The post POST ELECTION ECONOMIC FORECAST – 11-19-22 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/11-12-22-Jay-Garvens-Show-The-State-of-Israel-Small-Finished.mp3Jay Garvens went to Israel with his family for a wedding and toured the region looking at living conditions, rental requirements, home ownership requirements and the general cost to just being there for the wedding.  He will share the differences with his listeners and what was similar to us here in the US.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/11-5-22-Jay-Garvens-Show-3-Reasons-To-Buy-A-Home-Now-small-Finished.mp3With costs going up and home prices being effected by inflation, Jay says there are still deals to be had.  Right now there are 3 reasons to believe that there is still time to buy a home.  Jay will show you why, where and how.

The post 3 REASONS TO BUY A HOME NOW – 11-05-22 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/10-29-22-Jay-Garvens-Show-7-Streams-of-Income-Streams-Worth-Fishing-Small-Finished.mp3This week Jay breaks down the 7 streams of income, worth fishing!  Jay also says there are 8 streams of income.  Say What?!  Listen and find out what number 8 is.

The post 7 STREAMS OF INCOME – STREAMS WORTH FISHING – 10-29-22 appeared first on Jay Garvens.

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https://www.jaygarvens.com/wp-content/uploads/2023/01/10-22-22-Jay-Garvens-Show-The-Miracle-Math-and-Home-Ownership-small-Finished.mp3https://www.jaygarvens.com/wp-content/uploads/2023/01/10-22-22-Jay-Garvens-Show-The-Miracle-Math-and-Home-Ownership-small-Finished.mp3In this show Jay Garvens shares a math that he calls a “Miracle Math!” This math bears out what Jay has been telling his listeners from the beginning and why he has a urgency in his message to get moving on homeownership NOW! After 10 years and a 98% accuracy in the market, Jay wants everyone to understand this miracle math.

The post THE MIRACLE MATH AND HOME OWNERSHIP – 10-22-22 appeared first on Jay Garvens.

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Jay Garvens explains the importance of what’s going on in the Real Estate Market.  He discusses how to protect your self financially.  He explains how to hold on to your properties and make money now...

The post THE BALANCING ACT – 10-15-22 appeared first on Jay Garvens.

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Jay breaks down what to expect financially in regards to Homeowners insurance. He will explain why the price hikes and how to trim your policy down to save money. Kelsie Salmon from Springs Body Sculpting...

The post UNDERSTANDING HOMEOWNERS INSURANCE – 10-8-22 appeared first on Jay Garvens.

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Jay Garvens reviews the last couple of years, how the Fed has played a big role in our inflation. He also talks about what to expect in regards to rate hikes, corrections and when to...

The post THE FURY OF THE FED – 10-1-22 appeared first on Jay Garvens.

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Marry Your Home, But Date Your Rate – Jay Garvens invites Justin Hermes of “Real Estate Realities” into the studio to look at rates here in the El Paso county area. Discussion on the whole...

The post MARRY YOUR HOME, BUT DATE YOUR RATE – 9-24-22 appeared first on Jay Garvens.

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This week in the 2022 Economic Update, Jay Garvens is with Bill McAfee of Empire Title. Bill will be reviewing the year so far.  Included is a complete report on the economy in Colorado Springs...

The post 2022 ECONOMIC UPDATE – 9-17-22 appeared first on Jay Garvens.

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Red state migration; Jay branches out his show today with a little bird migration, and later in the show people migration. History lessons on bird migration and human migration. In the second segment with the...

The post THE RED STATE MIGRATION – 9-10-22 appeared first on Jay Garvens.

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A very academic radio conversation in today’s world versed in technology and fast paced market places. Digital currency is the topic of conversation and discussion. While the good old investment methods are still prevalent;...

The post DIGITAL CURRENCY – 9-3-22 appeared first on Jay Garvens.

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The post 8-27-22 – HOW DEMOGRAPHICS & EQUITY WILL SUSTAIN THE HOUSING MARKET appeared first on Jay Garvens.

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