Helping everyday consumers save, invest and protect their hard earned money to become financially independent. Saving by becoming a better consumer. Investing wisely in their 401K, 403, 457, IRA and HSA without falling prey to fees commissions and bad sales advice. Protecting all of those hard earned monies by alerting you to scams, ripoffs, and just plain old bad decisions. Created by self-made, everyday millionaires who have walked the walk and can talk the talk.
Listener has a whopping 17 mutual funds in their 401K;61 year old listener wants to borrow against her home or 401K to pay off $40,000 in debt; 2 great ways to get the best and least expensive financial adviser;Why leasing a vehicle is a terrible idea;Why 0% financing is a financial trap that 9 out of 10 consumers fall prey
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Advantages of a mutual fund vs ETF; Retired parents with a heavy stock exposure; Should you rebalance your 401K; Target date 2045 fund
How to easily improve returns in your 401K; What is Core and Explore and how you should implement it to make more money;
Everything you need to know about wills, trusts, estate planning as well as finding the right lawyer to prepare them for you. Special
A full recap of our Dave Ramsey Baby Steps series and moving forward;
Savvy Savings segment about budgeting tactics for variable incomes;
Listener asks
Discuss Dave Ramsey Baby Step 3, How to throw away $10,000 per year through money leakage, How often should you rebalance your 401K,