Vital Money: Recent Episodes
Alaina Curry
Join Alaina on a journey of growth and self-discovery with weekly vulnerable conversations around money and mindset as a creative. Each episode, Alaina sits down with creatives, influencers and experts to talk about money and mindset in a real and relatable way and also shares her stories of paying off a $101k of debt.
Alaina has finally saved six months of her emergency fund, completing baby step 3! She talks about her new money goals and her best tips on starting savings.
Liking the episodes? Please leave a review!
Annalisa Abell is dominating the virtual assistance business and is passionate about teaching others to do the same. Alaina sits down with her to learn how she built a 6-figure company, how to maximize community, and the life-changing decision to become debt free.
You can keep up with Annalisa at https://www.justannalisa.com/
Send Alaina a money question! DM at @hotlaina_
Okay, it's about to get personal! Today, Alaina is trying something new by doing a July goal reset. The episode takes a look at her budget for June, mistakes and lessons she learned from, as well as share her goals for July. Want to stay accountable? This episode is for you!
Social media mentions:
Follow Alaina: www.instagram.com/hotlaina_/
Accounts I'm loving:
https://www.instagram.com/beestiing/?hl=en
https://www.instagram.com/itsjessicalindsay/?hl=en
Artist and Illustrator Melarie Odelusi chats with Alaina about her journey of building her art business and defeating the "starving artist" trope. We also touch on how she works with brands like Laura Mercier and becoming debt free!
You can check her out at:
https://www.melarieodelusi.com/
Instagram: https://www.instagram.com/melarieodelusi/
Want to follow Alaina? Check out her insta at https://www.instagram.com/hotlaina_/
Today, Alaina brings in her long-time college friend Taylor to get real about situationships! Situationships can bankrupt us spiritually, emotionally, and yes physically in the pockets. Inspired by Caresha and Diddy's recent talk, we chat about how to move on and maximize your single season while waiting for the right one.
Instagram and other social media has exploded the way we do travel. But is it also costing us on the backend? Today, Alaina has a real conversation about how to travel in a way that fits your budget!
The great resignation is full on happening and it has us asking if it's time to quit our jobs. Today, Alaina gives some ways to decide if this is the right time to go. If you're feeling stuck, this episode is for you!
Have a money question? Talk to me at vitalmoneypodcast@gmail.com!
Inflation is everywhere. In today's episode Alaina gets real about the huge possibility of a recession and how to make sure your money is in the right place when it comes.
Ever wanted to start a successful podcast? Well today Alaina's good friend Deanna Kent of Millennial Mindset stops by to spill all the tea.
Keep up with Deanna: @deannakent @millionairemindset
Needing some new ways to save dollars in your pocket? Today, Alaina shares 8 tricks and tips that she uses to be more intentional with her money!
Things mentioned:
Online Bank - Ally
Separate Debit Card - Qapital
Follow us on @vitalmoneymagic on Insta!
Today Ashley Brown of "Ashley Empowers" sits down with Alaina to share how women can cultivate their home and their dollars by becoming a high-earning housewife.
Follow Ashley at @ashleyempowers and check out her website here to learn about her High-Earning Housewife program!
Don't forget to follow the pod at @vitalmoneymagic.
Burnout is REAL and even more prevalent since the pandemic began. Today, Alaina shares her own story of burnout and how she was able to get out of her rut.
Melissa Jean-Baptiste started "Millennial in Debt" after her journey of paying off $102k AS A TEACHER! Today she shares her journey with Alaina as well as tips on how to transition into a new career.
Follow Melissa at @millennialindebt!
Alaina is back for season 3! Ready to transform your life this year? Alaina talks about the lessons that she's learned through her debt free journey that has helped her to walk closer toward the life of her dreams. Now it's your turn.
Hi friends! Budgets can feel overwhelming. Today Alaina is breaking down her budget after becoming debt free and giving you a simple foundation to build your own new budget on!
Want a podcast shoutout? Leave a review with your Instagram name and Alaina will show you love back!
Do you have friendships that may be keeping you back from being all you can be? In this episode, Alaina goes there to address how we can spot a toxic friend, what to do when you've outgrown friendships and how to make new friends.
Liking the podcast? Please leave a review for us!
Hi friends and HAPPY NEW YEAR! Today, Alaina spills the tea on the absolute #1 investment you should make in 2022. It may not be what you think.
Alaina reflects on her past year and creates some money goals for 2022. Need some help organizing your thoughts? Listen in on her planning sesh!
Shoutout to Clever Girl Finance for the goal setting session on youtube. You can find it at: https://www.youtube.com/watch?v=rMNjiy49rac&t=3178s
Happy New Year!!
Today is Alaina's birthday! To celebrate, today's episode will be all about how we can dream bigger and plan to conquer our best life. Need a little push to see the vision? Then this is for you.
Have a question for Alaina? You can send an email to vitalmoneypodcast@gmail.com!
Please don't forget to rate and leave a comment if you love the podcast!
Please follow Kiah at @writeonkiah on socials to keep up with all she is doing!
Like mentioned, look out for my upcoming E-book on jumpstarting your debt free journey! I can't wait to share it with you in the next few weeks. CAN'T WAIT TO DROP THIS.
Got money questions? Send me an email at vitalmoneypodcast@gmail.com or shoot me a DM on Insta @vitalmoneymagic.
Want Alaina to answer a money question on the podcast? Send your situations to her at vitalmoneypodcast@gmail.com or send a DM on her IG: @vitalmoneymagic.
If you have any questions or want to see new episode topics send me an email at curryalaina@gmail.com!
Kreasha Williams is the CEO and founder of Mocha's Home, a collective of beautifully curated AirBNB properties that are made to celebrate people of color.
To keep up with all Kreasha is doing you can check out her website at www.mochashome.com or on Insta at @kreashawilliams and @mochashome. START THAT AIRBNB SISSSSS!!
Rules of the No Spend November Challenge:
- No impulse buys
- No eating out (will allow two eating out days if it feels overwhelming to do zero)
- Plan, plan plan. Plan your meals and your activities.
- Can spend on Black Friday or Cyber Monday if it is in your budget.
Jasmine is a writer, motivational speaker and the founder of The Leadership and Legacy Network for Women. She is also an Outreach Manager at The DEC Network, leading their community engagement efforts around entrepreneurship and developing special initiatives on college campuses.
To follow Jasmine, visit her social @the_jasminemichelle or website and blog at www.jasmine-michelle.com.
Sometimes you have to parent your parents when it comes to your money and debt-free journey.
Resources mentioned in today's episode:
Savings app: Qapital
Visual savings chart: debtfreecharts.com
Special thanks to those who shared their story on today's episode:
- Erica Vladimer
- Courtney Shilo
- Kenechukwu Nwankwo
- Adanna Okere
Book mentioned: Boundaries - When to Say YES, When to Say NO, To Take Control of Your Lifeby Dr. Henry Cloud & Dr. John Townsend.
As always, follow us on www.instagram.com/vitalmoneymagic! If you love this episode don't forget to share and leave a review.
Loving the podcast? Leave me a review! You can also follow me on @vitalmoneymagic on Instagram.
Michell Clark is a writer, content creator, AUTHOR, social media strategist, and caption king. You can follow all he is doing at michellcclark.com and his social handles: @michellclark.
Follow Vital Money Magic at @vitalmoneymagic on IG!
There are tons of information out there to learn more about millionaire mindsets. Here are some of my favorite resources:
Youtube:
- Patricia Bright's The Break Platform
- Chris Hogan
- Graham Stephan
- Minority Mindset
Blogs:
- The Financial Diet
- Make It - CNBC
Books:
- Millionaire Next Door
- Richest Man in Babylon
You deserve a space you love. One that feels SAFE. One that you never want to leave. Griffin is an interior designer and Las Vegas native that helps families create spaces of their dreams. She has even worked with high-profile clients like the Property Brothers.
Griffin shares all of her top tips that she uses with clients to create a home that is worth coming home to.
Griffin is the founder of Homebody Design Company: http://homebodydesigncompany.com
Instagram: @homebodydesigncompany
Tips to Get Emotional Spending Under Control:
- Gratitude
- Name it. What is the thing that you always run to?
- Understand the patterns and triggers
- Remove the temptation and add something else instead
- Place a limit on your spending
- Take 24 hours and make a choice after the emotions subside
- Keep a wish list
- GRACE
Please share this episode and leave a review!
Want to educate yourself more in this moment of racial injustice? Check out this article that lays out some places to start:
https://www.marieclaire.com/culture/a32741905/be-a-better-white-ally-black-lives-matter/
Things Alaina mentions in this episode:
Credit Score Breakdown:
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35% is payment history
-
30% is credit utilization
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15% is length of credit history
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10% is diversity in credit
-10% is new credit/credit checks
You can check your scores at creditkarma.com!
Please see this article that is referenced in Alaina's list of scammy scams:
https://www.cnbc.com/2018/03/07/millennials-fall-for-financial-scams-more-than-other-age-groups.html
The eight steps mentioned in today's episode:
Speed and endurance
- Set The Vision - What Is your Why?
- Hebrews 12:1-2
- My biggest why right now: My mom, retiring my mom and YOU guys
- Seek Out Knowledge
- Books, Podcasts
- Know Your Numbers
- Create a Plan/Budget/Rules
- Get Emergency Fund to $1000
- Debt Snowball
- Add Income or Cut Back
- Stay Inspired
Please leave a review and follow the IG at @vitalmoneymagic!
Here's the tea on Adunola:
Adunola Adeshola is a career strategist and Forbes contributor. She teaches flourishing corporate professionals how to land new jobs they love at companies they love. She's helped professionals in dozens of industries land roles at top companies like CBS, Tiffany & Co. BP, Macy's and other agencies and Fortune 500 companies. Her career advice and expertise has also been featured in Business Insider, Fast Company, Bloomberg, Refinery29 and more. Free Training on How to Stand Out During a Pandemic Instagram Website To follow the Vital Money pod, visit https://www.instagram.com/vitalmoneymagic/?hl=en
Anyssa is a local news reporter for Central Oregon Daily (KOHD/KBNZ) in South Bend. She has had an incredible journey after college, including a two-year stint in Korea where she taught English.
In this episode we cover quarter life crisis, taking a leap of faith, the taste of debt-freedom, butt-flap onesies and so much more.
As always, follow the Vital Money IG at www.instagram.com/vitalmoneymagic.
Things Alaina talks about in this episode:
- Self Worth hunayyy
- Emergency Fund (getchu one)
- 70-20-10 Budget
- Determining Your Income
- Investing/Retirement
- Rules to Live By
- Having some accountability
- Staying inspired!
Follow us on IG at @vitalmoneymagic!
Have you been playing around with the idea of budgeting your money but your money is playing you instead? This is your episode. Today, Alaina dives into how to commit and create a healthy budget for your money goals and debt free journey with her "budgeting night." Adulting anyone? grabs the wine
Things she mentions in this episode:
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Decide to commit to your money goals. No if, ands or buts.
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Write down every single bill you have with due dates
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Bring out your bank statements from the last 2-3 months and tally up how much you've spent in: monthly bills, food, gas, entertainment/lifestyle, savings/generosity, misc. (if needed)
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Use tools to help manage your money like: Mint, Qapital (use my code to get $20! Code: gm3jw8fb), cash envelope system
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STICK IT OUT! (and keep listening to the pod)
Follow us on the gram at @vitalmoneymagic
If you have been playing around with the idea of getting debt free, consider this your adulting sign. Today, Alaina shares how she started getting out of debt in 2016 and what she has done to pay off $50k in three years. She's not done yet!
Follow the Vital Money fam on Instagram: @vitalmoneymagic
This is the official trailer for the Vital Money podcast to inspire you to finally slay your money goals and create a purpose-filled life you love that is debt free and stress free.