Money Chill Out: Recent Episodes
Mariekafinot
Hi, I am Marieka, and welcome to Money Chill Out! On this podcast, I want to dive into the world of the often unspoken topic of money. Effective personal finance management can be a great liberator but also a huge stress factor in our lives. After a 10y career on trading floors in London, I want to help demystify the intimidating world of finance and have an open, honest, and frank conversation. By opening the discussion I wish you identify yourself, learn, be inspired, and get empowered.
Every other week, I will be joined by guests for a conversation on money, mindset, investment habits, and any best practices they abide by! So join me on this journey as we unpick the complexities of finance and get more comfortable talking about our money.
Today’s topic is something that trips up almost everyone at some point:
Why knowing what to do with money… isn’t enough.
Because let's be honest, most of us already know the basics, right?
✅ Save more than you spend ✅ Avoid unnecessary debt ✅ Invest for the long term
None of that is new.
And yet... many people still struggle to build wealth.
In this Money Chill Out episode #124, Alexandru Arteni shares a powerful reminder:
💡 Money isn't a knowledge game, it's a behavioural game.
The biggest challenges aren't usually a lack of information. They're the emotions that influence our decisions:
• Stress • Fear • Comparison • The temptation of instant gratification
After all, spending feels good now. Investing pays off later.
That's why financial success isn't built on motivation. It's built on systems.
A few key lessons from our conversation:
🔹 Wealth is built through consistency and repetition, not perfect decisions.
🔹 Tracking your spending and investments creates clarity and control.
🔹 Good habits beat good intentions.
🔹 Automation and structure help you stay on track when emotions take over.
🔹 Don't trade momentary comfort for future security.
The people who make progress financially aren't necessarily the smartest.
They're often the ones who create simple systems that allow them to keep taking action, even when they don't feel like it.
What financial habit or system has had the biggest impact on your life?
MoneyChillOut #PersonalFinance #Investing #FinancialFreedom #WealthBuilding #MoneyMindset #BehaviouralFinance #Podcast
Fraud today is sophisticated, quick, frightening, clever, and global.
In Money Chill Out episode #1223, I sat down with Becky Holmes to discuss the future of financial fraud, why scams are becoming more effective, and what we can actually do to protect ourselves.
A few things that stayed with me from the conversation:
➡️ Many scams now start on social media: Marketplace scams, fake QR codes, impersonation accounts, fraudulent ads.
➡️ Romance fraud is one of the cruelest forms of fraud because it weaponises trust and emotion.
➡️ Fraud statistics are massively underestimated. Many people never report scams: • “It was only £100.” • “I’m embarrassed.” • “I should have known better.”
Even victims of £10k+ fraud often stay silent.
➡️ Scammers succeed because they create urgency and target what matters to you most. When emotions take over, rational thinking disappears.
➡️ Practical protection strategies: • Two-factor authentication • Keeping social accounts more private • Family “safe words” to verify identity • Speaking to someone else before acting • Slowing down emotional decision-making
One point that surprised me: Fraud accounts for roughly 40–50% of crime in the UK, yet only around 1% of police resources are allocated to it.
And while banks in the UK can reimburse fraud victims up to £85k, social media platforms still carry very little responsibility despite fraudsters operating openly through ads and fake accounts.
The biggest takeaway?
Stop. Think. Speak to somebody else. Get a different perspective. Favour face-to-face meetings whenever possible.
🎙️ New episode of Money Chill Out with Becky Holmes is out now.
Nobody is inherently bad with money.
Financial wellbeing is a skill, and like any skill, it can be learned, practised, and strengthened with the right support.
That's why I was delighted to join Eli Strzelecka on the Hello Shame podcast to discuss "Beating Financial Shame."
In this episode, we explore:
💰 Why financial struggles are often not about a lack of intelligence or discipline.
📈 The difference between financial wealth and financial health, and why you can have one without the other.
🌱 Practical ways to change money habits, build confidence, and develop a healthier relationship with your finances.
As a former London trader turned financial empowerment coach, I've seen first-hand how transforming someone's relationship with money can positively impact every area of life, from reducing stress and anxiety to creating more freedom and fulfilment.
A huge thank you to Eli and the Hello Shame team for creating space for such an important conversation.
If you've ever felt stressed, guilty, overwhelmed, or ashamed about money, this episode is for you.
🎙️ Listen to Beating Financial Shame and let me know what resonates most with you.
FinancialWellbeing #MentalHealth #FinancialHealth #FinancialFreedom #PersonalFinance #MoneyMindset #FinancialEducation #HelloShame #MoneyChillOut
What does it really mean to inherit wealth?
With my guest Marine, we open up a conversation that is usually kept behind closed doors.
She inherited wealth at 24. She knew something was coming, but not the scale, not the impact, and definitely not the emotional weight that came with it.
Why is inheritance one of the least discussed topics around money? Because, as she puts it: “You didn’t do anything to earn it.” And with that comes guilt, fear of judgment, and concern about how it shapes relationships.
For a long time, she handed over the responsibility. Stayed at a distance. Tried to “prove herself” first. Until one simple question changed everything:
“How much time do you spend managing the wealth that gives you your freedom?
The answer was: none.
That moment sparked a shift, from avoidance to ownership. From seeing wealth as a burden, to seeing it as a tool to fuel what she believes in.
In this Money Chill Out episode, we explore:
• Why inheritance isn’t just money
• The hidden emotional burden of inherited wealth
• Why it can feel isolating, even among close friends
• The silent pressure to preserve and pass it on to the next generation
• How men and women experience and express this responsibility differently
• What happens when you finally decide to take ownership
This episode is an invitation to rethink how we talk about money, especially the kind we don’t feel “allowed” to discuss.
If you’ve inherited, expect to inherit, or simply want a more honest conversation about wealth:
🎧 This one is worth your time.
Finances are the #2 cause of divorce, yet most couples avoid these conversations early on.
🎙️ Today for Money Chill Out podcast, I sit with Alex Edwards to discuss Financial Green & Red Flags in Relationships
Here’s what we cover:
💚 Green flags (alignment & mindset)
- Curiosity > judgment in money conversations
- First-date questions: routines, mentors, goals, debt mindset
- Shared financial goals + open communication
- Monthly/quarterly money check-ins
- Healthy independence (separate accounts where needed)
🚩 Red flags (watch early)
- Avoiding or hiding credit score (responsibility indicator)
- Indecisiveness or poor financial decision-making
- “Quit your job, I’ll take care of you” → control risk
- One partner controlling all money (financial abuse risk)
💔 Reality check
- 20% of women are in relationships they can’t afford to leave
- 25%+ of women in relationships don’t have a separate account
- Financial secrecy / “financial infidelity” (between 1 in 3 to 1 in 2 couples)
🤝 What healthy couples do differently
- Talk about money early and often
- Align on goals, spending styles, and debt
- Treat finances as teamwork, not control
- Consider prenups as a financial clarity plan, not a breakup plan
💡 Ultimately, financial compatibility isn’t about being identical. It’s about building shared systems, honest communication, and aligned goals.
🎙️ In this episode, I sit down with Nancy Ho to unpack a powerful truth: achievement alone isn’t enough.
We’ve been taught to move forward, to achieve, to win, and yes, that drive is positive. It’s universal. But without a clear WHY, it can quietly turn into stress, burnout, and a lingering sense of “something’s missing.”
💡 Here’s what we explore:
- Why high achievers (even in their 30s) are feeling more pressure than ever
- How a lack of purpose, not success, triggers unhappiness
- Why fulfilment is not about downsizing your life, but redefining what matters
- The importance of asking yourself: “Does my life actually make sense to me?”
- Why money buys choices, but should never be the end goal
- How to define your personal “enough” (and why most people start in the wrong place)
Nancy shares a grounded perspective on building wealth and inner peace.
✨ This episode is a reminder: You don’t need to escape your life, you need to understand your WHY.
And most importantly… don’t wait for something to go wrong before you start asking the right questions.
🎧 Tune in now and take a moment to reflect: What are you really working toward?
Wealth Strategies and Location-Independent Living 🌍
What if your wealth strategy had to work anywhere in the world?
In my latest podcast episode, I’m joined by Bobby Casey, an entrepreneur who has lived in 10 countries and built a life designed around freedom and mobility.
We explore what it really takes to build income and investments that travel with you.
Some key ideas from our conversation:
• How the location-independent movement accelerated in the 2000s with the arrival of Skype
💡 Redefining wealth Wealth isn’t just about accumulating money. It’s about having the time and financial freedom to live the lifestyle you want — and the ability to work when and where you choose.
💻 Remote income vs. portable income Remote income = work you can do from anywhere. Portable income = investments that generate income no matter where you live.
📉 Predictability is a myth Entrepreneurs learn to live with uncertainty. They live day to day, not paycheck to paycheck.
🏡 Investments that travel well For people living a nomadic lifestyle, real estate can become complicated. Bobby prefers stocks, and when he wants real estate exposure he invests through Real Estate Investment Trusts (REITs).
🌐 Living in lower-cost countries Lower costs can make life more comfortable — and many countries offer tax incentives to attract entrepreneurs and investors.
This week, I sat down with Gregory Guilmin to talk about stock market tutorials.
Greg’s journey is honest 👇
📉 Summer 2013 He starts investing by buying stocks that had lost 50%+ of their value. The logic? “At some point, it should rebound.” The reality? Too much risk. Too much emotion.
➡️ At one point, 100% of his portfolio was in a single stock.
Even with a PhD, he learned something crucial: 👉 Beating the market consistently is extremely hard.
📊 Today, his approach is radically different:
- 94% in passive ETFs (10 ETFs total)
- The same amount invested every single month
- 105 months in a row since May 2017
💡 His investment framework is simple but powerful:
1️⃣ Define your time horizon
2️⃣ Know your volatility tolerance (can you handle a -40% drawdown?)
3️⃣ Choose asset classes, geographies, and sectors
4️⃣ Select ETFs (hello JustETF.com)
5️⃣ Invest monthly
6️⃣ Keep going
❓ The most asked question from his newsletter “Les Tutos de Greg”: “Is it a good time to invest?”
📈 Fact: ➡️ 70% of the time, the stock market is positive on a yearly basis.
⏱️ How long does it take to feel confident investing? ➡️ 10 to 20 hours
🔥 Greg’s best advice: Take your time. Build your financial muscle.
And if there’s one habit everyone should adopt: Invest the same amount every month.
🎧 Full episode available now
This week, I sat down with Nic de Angelo to unpack one of the biggest financial shifts of our lifetime: the Greatest Wealth Transfer.
Over the next 15 years, we’ll witness the largest transfer of wealth in human history, and the implications are massive.
💸 Some eye-opening facts we discuss:
- ~$84 trillion will change hands in the US alone
- 60% of individuals will receive an inheritance
- The average inheritance is ~$300k
- Women will be the primary recipients, holding 50%+ of wealth in developed countries
👩💼 Why this matters Women tend to:
- Invest slower and steadier
- Think long-term
- Prioritise sustainability over hype
Meanwhile, preferences are shifting:
- Baby Boomers → stocks & bonds
- Younger generations → real estate and tangible assets
We also dive into:
- Why clear wills, trusts, and documentation reduce conflict
- The danger of hype investing vs building a balanced portfolio
- Common estate-planning mistakes families still make
⚠️ For those inheriting wealth
- Don’t blow it
- Think long term
- Avoid the entitlement trap : inheritance should empower, not replace ambition
This episode is a must-listen if you’re: ✔️ A parent planning your legacy ✔️ A millennial preparing to receive wealth ✔️ Curious about how money values are changing across generations
Today for Money Chill Out, I sat down withNessrine Slimani, whose journey into personal finance started with a feeling many of us know well:
👉 something feels unfair… but no one really teaches you how money works.
In this episode # 115, we talk about:
• Why money is such an emotional topic
• How social media reshapes (and distorts) our financial expectations
• The questions young professionals are really asking right now
• Why investing still feels intimidating, and how to make it feel accessible
• And how to talk about money without fear, shame, or hype
It’s a conversation about anxiety, empowerment, and learning to build a future that feels secure, even in an uncertain economic climate.
If you’ve ever felt:
👉 behind
👉 overwhelmed
👉 unsure where to start
This episode is for you.
🎙️ New episode of Money Chill Out with Nessrine Slimani
🎧 Listen now and tell me what money topic you wish people talked about more
✨ A successful exit isn’t measured by the multiple.
It’s about:
• Peace of mind
• Optionality
• Identity clarity
• Purpose
• Aligning wealth with the life you actually want
🎙️ Today for Money Chill Out Podcast I sat down with Matteo Turi (London) to unpack one of the most misunderstood topics in entrepreneurship: “Exit strategy: how to prepare for the big cash out”
We dived into:
👉 Why founders consider an exit
👉 Why it starts 3–5 years before the sale
👉 The biggest myths & misconceptions
👉 Who should be around the table
👉 The identity shock no one talks about
👉 Why wealth isn’t the finish line
👉 Red flags after an exit
👉 What to do when the money lands
👉 How tax pitfalls can destroy value
👉 Managing family & friends
If you’re a founder, investor, or future ex-founder, this one’s for you.
🎙 This week, I’m joined by Christophe Tardivat, founder of My Flat in Paris, to talk about a question many expats ask themselves:
👉 Should I invest back home?
Christophe has 20+ years of experience helping expats build property assets remotely, and his insights may surprise you.
In this Money Chill Out episode #113, we discuss:
- Why investing in your home country is often a smart pension strategy
- The truth behind “France is a tax hell” 😅
- How the expat landscape is changing, and why that matters for your finances
- A turnkey approach that has already helped expats invest €130M+ in Paris real estate
If you’re living abroad, or thinking about it, this is a must-listen to better secure your financial future. 🌍💡
This week, we’re traveling to Guatemala to meet José, a passionate portfolio manager who is on a mission to grow “value investing” culture in Central America🇬🇹📈. A perfect opportunity to dive deeper into this powerful investment strategy!
In this Money chill out episode #112, here’s what we explored together:
📌 What is value investing?
🧠 How to identify undervalued gems
✨ Tips to distinguish “cheap” from “undervalued for a reason” (bye value traps!)
🔍 His A-to-Z Investment Process
🌍 Where he sees value opportunities today
📈 His portfolio
📚 His new book : Wallstreet’s blindspots
—
If you're curious about value investing, independent thinking, and contrarian insights, you’ll love this conversation.
🎧 Listen now & let us know what you think!
👉 #MoneyChillOut #ValueInvesting #PortfolioManagement #InvestingMindset #ContrarianThinking #FinancePodcast #EmergingMarkets #LongTermInvesting
💬 “Why Landlords Should Rethink the Standard Let” with Dan Norcross
For many years, standard lets, those 6–12 month tenancy agreements — have been the norm for landlords in the UK: steady income, low effort, and minimal involvement.
But with new UK legislation on the horizon, this traditional model is about to shift. Fixed-term contracts could become 1-month rolling agreements, giving tenants more rights and reducing flexibility for landlords.
So, what are the alternatives?
🎧 In this Money Chill Out Podcast, Episode # 111, we explore: 📜 What standard lets really are, and their pros and cons 💡 What serviced accommodation means in practice 💰 Why it can offer more returns, and more flexibility 🤔 But also, how to handle occupancy and visibility challenges ⚙️ The systems and research needed to make it all work
If you’re a landlord or investor navigating the changing UK property market, this episode is packed with practical insights to help you make informed decisions.
🎙️ Tune in to Money Chill Out Podcast — Episode #111: “Why Landlords Should Rethink the Standard Let” with Dan Norcross to learn more.
💫 “Money follows joy, not the other way round.”
That’s what my guest Simone Milasas learned after years of struggle, and it completely changed her life.
In this week’s Money Chill Out episode, Simone shares how she went from rejecting money while being nearly $200K in debt to creating a life filled with ease, joy, and abundance.
For years, money meant frustration, fear, and survival. She was always just getting by, surrounded by people in the same situation, and repeating the same energy of lack.
Everything shifted when she met a mentor who encouraged her to use powerful tools that changed her energy, not just her bank account.
Here’s what she discovered 👇 💸 Joy with money starts with awareness, not numbers. 💬 The only person who makes it tough… is you. 🌈 Gratitude and generosity open the flow of abundance. ✨ When you judge money, or yourself, you block joy. 💰 Keep or invest 10% of everything you earn. 💖 Before spending, ask: “Will this bring me joy?”
Simone’s story is a powerful reminder that money isn’t something to fear or fight, it’s something you can play with, grow with, and truly enjoy.
🎧 Tune in to discover how to bring more joy into your relationship with money, one conscious choice at a time.
MoneyChillOut #Podcast #MoneyMindset #Abundance #JoyWithMoney #Gratitude #Wealth #Generosity #FinancialFreedom
“I had to swallow the pill that it would get worst financially before it got better”
This week on Money Chill Out podcast I sit down with Sydney Curtins to explore what it really takes to break free from the 9 to 5.
👩👧 She was a mom who barely saw her kids. 💡 She said: “Enough is enough. I’ll figure it out.” 💸 She understood that all rewards come with risk—and yes, things got tougher before they improved.
Here are some gold nuggets from the episode # 109?:
✅ Every reward requires a risk
✅ Realise how bad you want it ✅ Build your financial cushion: Sydney had 6 figures in savings and a paid-off home, enough to cover 3 years
✅ Invest socially ✅ Took the leap while her husband stayed in his corporate role—they lived lean and smart.
✅ Most people fail when fear kicks in—they run back to their corporate comfort zone.
One of my favorite quotes from the episode:
“61% of Americans want to be their own boss… But probably also 61% want a Ferrari. Financial goals must align with your work ethic.”
📚 Resources recommended in the episode:
- Atomic Habits
- Never Eat Alone
- Your Money or Your Life
- The Happiness Advantage
🎧 Tune in now to get inspired, grounded, and better prepared to make your move
What if you could invest in one of the most impactful markets for fighting climate change, while also accessing strong returns?
This week, I sat down with Valentin Lautier, co-founder of Homaio, to dive into the world of carbon allowances.
🔑 Key insights from our conversation:
- Why emissions aren’t properly priced in today’s economic system.
- The difference between carbon credits (voluntary offsets) and carbon allowances (a €800B regulatory market).
- How allowances have delivered 25% average annual returns over the past 10 years.
- Why they behave like a hybrid asset : part commodity, part currency, part equity.
- The role of regulation, risks, and opportunities for investors.
💡 Until recently, this market was off-limits to individual investors. Platforms like Homaio are changing that, making it possible to invest with as little as €1,000.
If you’re curious about sustainable finance, portfolio diversification, or the mechanics of the EU carbon market, this episode is for you.
What happens when the stories we tell ourselves about success, purpose, and money start to break down, when logic fails and our minds can’t “solve” life anymore?
In this powerful conversation about wealth, power and purpose with Margherita Pagani, we dive into the deeper layers of wealth, beyond bank accounts and balance sheets. Together, we explore a broader, more holistic view of wealth through 4 dimensions:
- Identity
- Vitality & health
- Relationships
- Resources
Because it’s never just about the money.
✨ You might feel "successful on paper" but disconnected inside.
✨ You might be stuck in cycles : financial, emotional, generational.
✨ You might feel lost, or like your purpose has gone quiet.
And that’s okay.
You’re not alone. There are signs. The mind isn’t the first responder, it’s the last.
But we can reclaim our lives. 🔑
“What is not financial today will be financial tomorrow.”
In this Money Chill out podcast episode with David Kalfon, we explore why responsible finance isn’t just a trend—it’s a necessary lens for evaluating long-term value.
David started Sanso Longchamp AM 14 years ago. Today, the firm manages over €3 billion in AUM with a team of 40 investment professionals.
Key insights from our conversation:
🔍 Responsible investing means more than just P&L—it’s about governance, social impact, and environmental risks.
🌍 Climate risk is real: floods, fires, and forced migration will impact every sector.
🛡️ A truly forward-thinking fund doesn’t just avoid fossil fuels, it actively assesses how companies adapt to climate risks.
🎯 Even non-renewable sectors (think software, manufacturing) must manage environmental exposure to remain viable.
💡 Sanso Longchamp distributes 10% of its management fees to associations, a decision that’s had a deep internal impact.
💬 David also shares how market cycles have shifted since 2020, from a peak in ESG interest to recent pressures from inflation, energy prices with wars, and performance shortfalls.
📈 So how do they build a responsible portfolio?
✔️ Climate risk filter
✔️ ESG indicators
✔️ Strong financials
If you're curious about where responsible investing is going next, or how financial strategy can align with purpose, this one’s a must-listen.
💥 Michelle craved acceptance and belonging so deeply, it drove her into serious financial trouble.
Despite juggling multiple jobs, she found herself buried in:
- 💳 Personal loans
- A 4th repossession
- 💔 Financial trauma
📉 She wasn’t lazy. She worked hard. But the numbers never added up.
The turning point? Hitting rock bottom and having a brave moment of honesty and accountability.
💡 In this episode #105, we talked about:
- How financial illiteracy is a hidden barrier that keeps people stuck
- The role of our environment, fears, and internalized beliefs in shaping our money mindset
- How financial instability affects our mental, emotional, and physical health
- Her memoir "Bluebirds" which is a call to action to face reality, speak up and ask for help
- Why financial education must become a priority in social justice—because we can’t fix what we don’t talk about.
Michelle also dives into her vision for #stability: 🌍 Launching free financial literacy programs this fall in Atlanta, then Mississippi 🚀 Her dream: Headquarters in every major U.S. city
This is more than a conversation. It’s a movement.
🎓💰 Why Student Loans Are More Than Just a Personal Issue
This week on @Money Chill Out podcast, we tackle a topic affecting 45 million Americans and counting — student loans — with @Cédric Howard.
📊 With $1.7 trillion in debt and average balances nearing $29,000, this isn’t just a financial problem — it’s a political, planning, and priority issue.
In this episode #104, we unpack: ✅ Why state funding cuts triggered a tsunami of student debt ✅ Misconceptions — yes, anyone can end up with student loans ✅ The true cost of borrowing at 8–16% interest rates ✅ Smart strategies to manage or defer payments ✅ Why forgiveness is politically powerful — but not always fair ✅ What the future might hold: more applied, hybrid learning paths
💡 “Don’t let your loan consume you. Use the same drive that got you the degree to pay it off.”
Whether you’re paying off debt, planning for college, or curious about the system, this episode offers clarity, perspective, and hope.
💔 From 1m Profit to Bankruptcy — and the Powerful Rebuild That Followed
This week, we dive into the rollercoaster journey of @charline Goutal, an inspiring entrepreneur behind Naia Paris, a bold French lingerie brand that dared to redefine femininity — joyful, confident, and unapologetically real.
🎧 It’s a raw and inspiring conversation about:
✨ Building a brand with soul — Made in France, expanded into loungewear, swimwear, and ready-to-wear ✨ Hitting €1M in profit,
✨ Suffering endless external shocks : A business partner’s sudden departure, social unrest, and COVID
✨ Facing the unthinkable: bankruptcy. ✨ The emotional toll of losing the company she built with love ✨ Letting go — not as failure, but as survival ✨ Rebuilding from scratch with more maturity, humility, and purpose
At 34, she found herself back at her parents’ house, baby in arms and broke
Four years later, she’s launched a new venture — stronger, softer, and unapologetically wiser.
💬 “You didn’t do anything wrong. You tried your best.”
This episode is for every entrepreneur navigating uncertainty, the highs and the lows of business, burnout or reinvention. It’s honest, healing, and deeply human.
“You need to money to live so it’s better to love what you need!” ❤️
In my latest Money Chill Out episode, I sit down with Vanessa Mindset, a former banker turned money coach, who knows firsthand how our beliefs about money shape our reality.
🚀 Her journey? From poverty and money anxiety, she now feels comfortable and financially secured. She didn’t just learn about money—she mastered the psychology behind it.
🔥 Her approach? ✅ Laughing around money—because adding more anxiety doesn’t help! ✅ Tackling emotional spending and subconscious money blocks. ✅ Challenging financial myths (like the pressure of 50/50 in relationships!)
💡 Her #1 lesson? You change what you think, you change who you are—and your financial reality follows.
💭 Think financial fairness means splitting everything 50/50? It’s time to rethink that.
The truth is, it’s an illusion to contribute 50/50 all the time—and that’s okay. What matters is equity, not equality in how couples manage money.
On today’s episode of Money Chill Out, I’m thrilled to welcome Marie Lahya,founder of À parts égales, to explore how couples can build a fair financial approach that works for both partners.
🎙️ Episode #102 – What We Cover:
🔹 Why Marie Lahya became passionate about personal finance
🔹 The key difference between equity vs. equality in money matters
🔹 How an equitable approach makes daily financial decisions easier
🔹 Tips for opening a healthy financial discussion with your partner
🔹 How she approaches real estate investments as a couple
💡 This conversation will challenge your thinking about money in relationships. I urge you to listen and reflect on how you and your partner handle finances!
🎉 Money Chill Out Podcast: EPISODE #100! 🎙️✨
Wow… can you believe it? 100 episodes! When I started this journey, I had no idea where it would lead, but here we are—four years later, still inspired, still learning, and still growing.
This milestone wouldn’t have been possible without YOU—our amazing listeners.
Whether you’ve been tuning in since day one or just discovered the podcast, I appreciate every single one of you. Your support, feedback, and enthusiasm fuel this journey!
To celebrate, I’m doing something different for this special episode. Usually, I’m the one asking the questions, but this time, I’m sharing my own story. In an exclusive interview, I open up about:
💡 How I built my coaching business from scratch
💰 The mindset shifts that changed my approach to money & entrepreneurship
🌍 My journey from London trading floors to coaching clients across five continents
⚡ The key lessons I’ve learned from working with people at every stage of their financial journey
This podcast started as a passion project—a way to bring financial literacy, empowerment, and money peace of mind to more people. And today, it’s grown into something much bigger: a community, a conversation, and a tool for real transformation.
So here’s to 100 episodes down—and many more to come! 🚀
This is the story of an unusual kid🎙️
At just 7 years old, Charlie set a goal: financial freedom. By 12, he was doing small jobs. By 16, he was working. By 18, he bought his first house. By 21, he was financially free.
💡 But here’s the twist—money was never the goal. Freedom was.
Now that he has it, how does he ensure he doesn’t feel lost?
In Money Chill Out #99, we dive deep into:
✅ His incredibly intentional journey
✅ What helped him achieve financial freedom so young
✅ How he avoids the “now what?” trap
✅ What he’d do differently if he could start over
✅ Why excuses are dream killers
✅ The importance of structuring your time
Loss & Financial Survival: A Must-Listen Conversation 💰
At 40, Donna became a widow with three young kids. In the midst of grief, a few key things saved her financially: a solid financial advisor and life insurance. Now, she dedicates her work to helping families navigate major financial transitions.
On Episode #98 of the Money Chill Out Podcast, we had an eye-opening discussion about:
🎙️ The crucial role of life insurance
🎙️ Financial surprises that come after a spouse’s passing
🎙️ Her widowhood guide
🎙️ How to protect your family’s future
🎙️ The financial decisions she would have made differently
🎙️ Why prenups matter when you (re)marry
This episode is packed with real-life insights that could make all the difference in a family’s financial security.
"Am I going to be okay?"
This is, without a doubt, the most frequently asked question in financial planning. It often comes in different forms:
💰 Can I afford to retire when I want to?
🏡 Can I maintain my current lifestyle?
For Money Chill Out, I had the pleasure of welcoming Lee, a lifestyle financial planner, to dive deep into these questions.
In this episode #97, we discussed:
🔹 How financial planning has evolved over the past two decades
🔹 The essence of lifestyle financial planning
🔹 Key aspects of building a solid roadmap
🔹 Unique financial considerations for expats
🔹 The big question:How much is enough?
Tune in for valuable insights that could help you take control of your financial future!
Music is a universal language— it’s everywhere, shaping culture and inspiring millions. But behind the fame and fortune, valuable money lessons must be learned.
That’s exactly why Money Chill Out Podcast episode # 96 dives into the wins and fails of music legends to bring personal finance insights to life.
With Drew Boyer, CFP®, author of Hip Hop and Finance, we discussed his book packed with fascinating success stories and cautionary tales from the music industry. Whether you're a die-hard music fan or just looking for smart financial advice, there’s something in it for you!
Do you believe the energy you carry in your subconscious beliefs, emotions, and values dictates your ability to attract, circulate, and hold on to money?
If yes, you’re at the right place!
Today for the Money Chill Out Podcast I have the pleasure of welcoming Kayleigh Provins, a money mindset coach
In this episode # 94, we spoke about :
💡 What is money energetics
💥 What are the most common beliefs around money
🌈 Why money is linked to water
🎯 How to reach effortless wealth creation
Rich and happy
How do you find the right balance?
How can you have the money, the career, and some personal achievements?
Lucie Lachaux may be able to help
She has been in this situation. At 29, she was CFO, but something crucial was missing. She felt empty and found it hard to connect with people.
So she quit, and fast forward she now coaches top achievers to also thrive in their personal life
In this Money Chill Out Podcast episode # 94, we spoke about :
💥 Why she quit her CFO role
💫 How she reconnected with herself
💰 How she planned to leap money-wise
‼️ The hardest thing in her journey
🌈 Tips to increase your happiness
Are you bold with your money?
Do you dive face-first into investment projects?
Do you have a very high risk tolerance?
It's rare to hear women so audacious about their finances, so today, I am thrilled to welcome Melissa M.
In this Money Chill Out Podcast #93, we talked about :
🔥 Being a serial entrepreneur
🚀 What is her definition of being audacious
💫 How to be bold with money?
🤩 Her bold money moves
💡 How she does it
Do you want to get empowered with the biggest purchase of your life?
And have a zero-stress mortgage experience?
“People fall in love with properties without sitting down to do the maths”, don't be one of them! 💥
Today for the Money Chill Out Podcast, I welcome Jennifer Beeston, one of the top 1% mortgage lenders in the US
In this episode # 93, we talked about :
💫 Key elements of a mortgage
✅ Her best tips
‼️ The main mistake people do
🤔 Why so many people don't remortgage?
🎯 The process to get the best deals
🌈 Expat considerations
Have you ever thought of renting office furniture instead of making a big investment?
And investing in furniture as part of your portfolio?
For the Money Chill Out Podcast, I interviewed Aïssa Laroussi, the CEO of Enky | Furniture Solutions and I learned a ton!
In this episode # 91, we spoke about :
💡 Why Enky?
🎯 The advantages of renting vs. buying
🌈 Monthly subscription service
💫 Furniture as an asset class
🤩 His favorite design, and spoiler it's Portuguese!
😳 1.7 billion people in the world are still unbanked, or 31% of adults *
This is crazy
That's why financial inclusion is such an important topic.
And guess what?
It's not only about giving banking access but about making sure people use the tools effectively.
Today for the Money Chill Out Podcast, I have the pleasure of welcoming Andrew Barros, who after spending 2 decades in the financial advisory and family office space, wants to make a bigger impact 🔥
In this episode # 90, we exchanged on :
💡What is financial inclusion
💥The main barriers people can face
❌ The groups likely to be excluded
🚀 The breakthroughs over the past decades
💫 The role of fin techs and big banks
🙋♀️What you can do at your level
*World Bank data, 2017
You're in the corporate world and want to exit the rat race?
You have a few properties, can't borrow anymore, and want high cash flows?
Have you ever considered buying websites?
Today for the Money Chill Out Podcast, I am welcoming Matt Raad, CEO of eBusiness Institute Australia who has built his wealth thanks to this niche alternative asset class.
In this episode # 89, we spoke about :
🌈 What they do
💡The components of a website
✅ The process for buying a website
🚀 How to add value
💥 The risks
Sick of international banking fees?
I have the man for you
For the Money Chill Out podcast, I interviewed Tanguy, CFO, and expert in managing foreign exchange
You don’t want to spend :
- 1 to 10% in conversion fees?
- 10 to 15$ in transfer fees?
- Up to 5% in ATM withdrawal fees?
- Up to 5% in credit card foreign transaction fees?
- Intermediary banking fees?
You’re right, there is no need to throw money out the window!
Instead, let’s get empowered!
Already looking for your next trip?
Want to travel for free?
This is Julian Fung's story for Money Chill Out Podcast
In this episode # 87, we spoke about :
💫 How to turn expenses into experiences
💰 How he saved $250k
🎯 Tips to keep it simple
💥 The best timings to find good deals
🚀 Advantages of points
Work less, live more. Sounds appealing?
Today for Money Chill Out Podcast, I welcome Mandy Pao, a HK based entrepreneur who, after facing burnout, decided to redesign her life.
She now works 25 hours a week over 4 days and has never felt more aligned.
In this episode # 85, we are talking about :
💫Opening up on work-life balance
💥 Her values of freedom and flexibility
✅ Why less is sometimes more
💥Tips to improve efficiency
Did you know that only 20% of US millionaires inherited wealth?
That within a generation, 70% of the wealth is lost?
And by the 2nd generation, 90% is gone?
Today for the Money Chill Out Podcast I welcome Julia Myers, an ex-pharmacist reconverted into a financial literacy expert to help us build a financial legacy.
In this episode # 85, we are talking about :
🔢 Key Statistics
🎯What makes good successions
💫 How to open up about money
✅ Tips to avoid conflicts with money
🚀 Her legacy
We all know the saying "cash is king". But why is it that most entrepreneurs and CEOs don't do anything with it?
Today for Money Chill Out, I am welcoming Alexandre Gaillot-Desneulin, an expert in cash management.
In this episode, we have spoken about :
💡What are the options for your company's cash
🤔 Why do most entrepreneurs don't do anything with their cash
🎯 The pros and cons of investing your company's cash vs. your private cash
"The standard recommendation is to put 15% of your paycheck into your retirement pot to get 50% of your salary when you retire". Delayed gratification is hard...
That's why today I have the pleasure of welcoming Jamie Kyte, aka the retirement guy to speak about anything pension-related:
In this Money Chill Out Podcast episode # 83, we covered :
🎯The biggest advantages to investing in your pension
🤔What happens if you die with a big pension pot
✅ Top tips to max out your pension
💰His retirement portfolio
#retirement #retirementplanning #taxefficiency #investments #pension
"If you want to have an impact it is a bit more time-consuming than the normal way of investing"
Today I welcome Andreas Lehner, author of Mind Your Money, a practical guide to sustainable investments to help you navigate and get inspired by the sustainable investment world.
In this Money Chill Out Podcast episode # 82, we discuss :
🌳 His journey as a sustainable investor
💰 His investment portfolio
✅ Practical steps to implement
♻️ His book Mind Your Money
Do you think you are a rational investor? Sorry, but most probably not!
We all have cognitive biases, emotions, and social factors that impact us.
Today for the Money Chill Out Podcast I welcome Dr. Zineb Miriam Nouns, researcher and financial health coach, to speak about behavioral finance.
In this episode # 81, we discuss :
💡What is behavioral finance?
🎯 How does it materialize in the stock market?
💫 What tips should we use
💥What she learned about herself
💰 Her investment portfolio
#behavioralfinance #investing #financialliteracy #financialempowerment #moneyemotions
Do you want to invest in a tangible product, help fight global warming, and have a social impact?
Today for the Money Chill Out Podcast, I am welcoming Daniel Dos Santos, founder of Treesition, an investment solution to invest in trees.
In this episode #80, we are talking about
🌳 What it means to invest in a tree
💥 Paulownia tree characteristics
💡 Investment specificities
💫 The social and environmental impacts
🌈 Diversification benefit
#investing #trees #financialliteracy #impactinvesting #diversification
“With all the natural disasters and consequences of climate change, the estimated social cost is close to 180 euros the ton of carbon emitted”.
It clearly contrasts the 2 to 12 euros the ton you pay for carbon avoidance.
Today for the Money Chill Out Podcast, I have the pleasure of welcoming Arnaud Defrance, head of carbon removal funding solutions Puro.earth
In this episode, we spoke about :
💡The hierarchy of carbon credits, from avoidance to removal
💰The stark difference in prices
💫 Carbon credits for individual investors?
🚀 What’s coming in that space?
#carboncredit #investment #financialliteracy #carbonremoval #carbonavoidance
Family offices have taken the spotlight in the last decade, their numbers doubled and they now manage $6 trillion of assets.
But what are they exactly? What is their purpose and how do they invest?
That’s what we are discussing with Matthieu Broquere, partner CEDRUS PARTNERS
In this Money Chill Out Podcast episode # 78, we have covered :
🤔 What is a family office?
🌈 Common traits even though they are all tailor-made
💫 Investment universe
💥 Performance
🔥Trends in the ultra-high-net-worth segment
Expat life has its highs and lows. You can multiply your income, but also increase your financial risk: you tend to spend differently than from home and have no more public pension. Which means you need to spend and invest much more!
Today for Money Chill Out Podcast I welcome Anthony Walsh, QFA, EFA, a wealth coach specializing in expats.
‼️What is their most common trap?
💡How to deal with Foreign Exchange?
💫How to budget?
🤔What about pension?
Can't wait to know more? 🔥
Listen to episode # 77 on Spotify and Apple podcasts
“What you want from crypto is to go for huge bets that will change dramatically your life by taking more risk”
Today I have the pleasure of welcoming Cyrus Fazel, the founder of SwissBorg, who wants to democratize wealth management for everyone.
In this episode, we are speaking about :
💡Swissborg's mission
💥The crypto universe
🎯The US-listed bitcoin ETF
🚀The 4 Ps to start in crypto
🔥 Market predictions
Can't wait to know more? Listen to Cyrus' episode on Spotify and Apple podcasts
LINK :
And if you like this podcast, please share the love, follow the show, and give a review!
#crypto #wealthmanagement #financialliteracy #cryptocurrency #blockchain
Chloe Guilfoyle's mission is to inspire more women to invest in early-stage start-ups. And there is a lot to do once you know that 96% of women aren't advised about it by financial advisors (source Female Invest).
Today for the Money Chill Out Podcast I have the pleasure of welcoming the COO of Femmes Business Angels to speak about :
💡 The particularities of start-up investments
🔢 Data around female business angels
💥 The obstacles to more women's involvement
💫 What's inspiring about start-up investment?
🚀 Innovation & Impact
Financial clarity is fundamental in your investment journey. Yet, we tend to underestimate its importance.
Today for Money Chill Out Podcast, I am very happy to welcome Michael (Mick) Heyman, CFA, investment counselor at Heyman Investment LLC in San Diego, USA.
With his 40 years of experience in the market, I loved the wise advice and knowledge he shared on :
💡What is financial clarity?
❌ Financial clarity isn’t linked to wealth
🚀 The importance of a long-term vision and patience
‼️ Don't pay more than 1% of fees
💫 His investment portfolio
Can't wait to know more? Listen to Mick’s episode on Spotify and Apple podcasts
And if you like this podcast, please share the love, follow the show, and give a review!
#financialclarity #financialwellbeing #financialliteracy #investment #money
Imagine a group of smart, well-connected women gathering to invest in early-stage start-ups. That's the concept of Leia Capital, a group of female business angels trying to change the staggering number that only 2% of the funding goes to women-led start-ups.
Today for the Money Chill Out podcast, I have the pleasure of welcoming Sarah Huet to discuss :
Leia Capital's mission
Data on the start-up investments
Their investment process
Key metrics they look at
How to valorize a start-up
Sarah's drive is contagious, and I urge you to listen to episode #73 on Spotify and Apple podcast
#startups #businessangels #womeninfinance #investments #financialliteracy
Do you remember that Choupette inherited Karl Lagerfield's wealth?
Today for the Money Chill Out Podcast, we are talking about financial legacy with Julidé Ninek 💸 who spent 20 years in private banking.
We roughly all know what a will is, but only a few of us have one. We wait and delay our decision-making until it's the worst moment. So to be better prepared, to help the next generation, and to be sure it will be accomplished the way we want, let's open the discussion today!
In this episode, # 71, we are talking about :
💡What is a financial legacy
🤔 What can it include?
💫The most common beneficiaries
🌈 When do people take action?
🚀Key elements and advice
Can't wait to know more? 🔥
Listen to episode # 71 on Spotify and Apple podcasts
And if you like this podcast, please share the love, follow the show, and give a review!
#financiallegacy #inheritanceplanning #money #investments #financialliteracy
Today I have the pleasure to welcome Raphael Dazet, head of electronic trading at AXA UK, to speak about the different market orders.
It's a question that often pops up with my clients once they are ready to execute so I really wanted to cover this topic and empower you with that knowledge
In this Money Chill Out Podcast episode, we are talking about:
💡 At the market, limit orders and stop loss
💫 The concept of a bid-ask spread
🎯 Should we trade in our domestic currency or in the underlying currency of the product?
💥 What is a fat finger?
🚀 How to choose the right platform
We also spoke about Raphael's new book, "A Million for All", where he details how everyone can become financially free.
marketorders #investment #financialempowerment #financialliteracy #financialindependence
Today for Money Chill Out Podcast we are diving into real estate fractional ownership.
And I couldn't find a better fit than Adrien Hardy, CEO of Algae, author of "Financing Your Dreams" and financially independent thanks to his real estate investments
We discussed :
💡The strategy behind his real estate portfolio
💫 His biggest learning, being in the market for the past 10 years
💥 What is fractional ownership
🌈The advantages and what to be mindful of
🚦The platforms to invest
#realestate #fractionalownership #investment #investmentstrategies #financiallyfree
Today I have the pleasure of welcoming the “queen of tax codes” aka Abigail Foster, ACA, the founder of Elent, whose mission is to eradicate the gender pay gap!One of her videos went viral with over 1.8 million views! And she now has more than 100k followers on Instagram. Accountant by profession, she wants to be your finance's best friend.In this episode, we are talking about :🎯 her target audience💥 why she is so passionate about financial education?🥁 Her most successful video on reading your payslip🌈 her favorite subject i.e. pensions!💫 her advice for people in their 20sCan't wait to know more? 🔥Listen to episode # 68 on Spotify and Apple podcastsAnd if you like this podcast, please share the love, follow the show, and give a review!#money #investments #financialeducation #financialliteracy #socialmedia
Negotiating your salary should give you the same mental stress as asking for a meeting.Does it? 🤔Probably not...That's why I have the pleasure of welcoming Lina BELMADANI, CEO of LaMoisson, to give you the right mindset, skills, and structure to get paid for your worth! 💫In this episode, we are talking about :💥The importance of soft skills with self-confidence, personal branding, and empathy🚀 The 4 dimensions of the negotiation process🚦How to overcome blockages?🎯When to negotiate?Can't wait to know more? 🔥Listen to episode #67 on Spotify and Apple podcastsAnd if you like this podcast, please share the love, follow the show, and give a review!#money #salarynegotiations #pay #softskills #selfconfidence
“The discussion around money is the easiest of the difficult discussion in the couple”. So why is it so hard to open up? Because it’s a question of identity 💡 Today for the Money Chill Out Podcast, I have the pleasure to welcome Margaux Terrou, a sexologist, yes you read well, that is speaking a lot about money!💰 Did you know that 20 to 40% of divorces are due to financial matters?⚡️ Have you ever thought that consent could be driven by money?🤔 Did you expect people to be more at ease with their sex lives than sharing their salaries?💫 How can you include your other half in your investment projects?🌈 Do you know the concept of a money date?That's what we discussed in this amazing episode I urge you to listen to 🔥Listen to episode # 66 on Spotify and Apple podcastsAnd if you like this podcast, please share the love, follow the show, and put a review!
Today for Money Chill Out Podcast I am very pleased to dive into Non-Fungible Tokens aka NFTs with my friend Bertrand Delain.Coming from "traditional finance" being an ex-colleague of mine, he switched to decentralized finance about 5 years ago, holding numerous positions for start-ups.Even though we may all have heard about NFTs, I was stunned to hear about their scope. So let's open our minds and dive into space 🔥In this episode, we are talking about :🎯 What are NFTs?❗️Their applications and scope🚀 A bit of jargon💰 Platforms and how can we use NFT as investments⚡️What prevents mass adoption
Today I am very pleased to welcome Mar Michelle Häusler to Money Chill Out Podcast to discuss "Me, myself, and money".This ex-trader from London, who now owns a financial empowerment business in Lisbon is all about our inner relationship with 💰In this episode, we are talking about :🌈 Our ancestor story❗️The biggest money blockage for women💫 Shifting our mindset🚀 How can women stop avoiding the money subject?🎯 AlignmentWant to know more? Let's go!#money #mindset #investments #alignment #moneyblockage
"It was great, fun, and I regret nothing about it"After 13 years in financial sales, Cecilia Mignucci, a friend and ex-colleague of mine from Crédit Agricole CIB, decided to quit her well-paid job which wasn't enough to keep her going.For Money Chill Out Podcast I have the pleasure to invite this amazing woman to speak about the great resignation, taking risks, and realigning. Of course, from a financial angle!If you're in this situation or want to hear about her experience, we went through:🤩 What she enjoyed most in her career⚡️ Her reasons to quit💡 How long did it take her🚀 What she learned💰 The financial aspect🌈 Her key advice if you're in the same situation
“Women are still scared to take action and ownership of their finances… They avoid the topic and thus are more prone to have issues later in life”Do you recognise yourself there?To deal with this issue and make finance fun again, today I have the pleasure to be with Anouk Sophie Knuffmann to speak about her female finance newsletter.In this episode # 62 of Money Chill Out Podcast, we have discussed :🎯 The purpose of her newsletter🍀 Her money story and mindset💥 Her 3 main advice🚀 Her investment portfolio💫 Finance is fun!🌈 The one thing she'll teach her daughter
Are you looking for a way to help your kids and teens with financial education in a Montessori way? I may be able to help!For Money Chill Out Podcast I have the pleasure to welcome Clémence Coursimault, CMO/COO of Money Walkie, a family's contactless wallet which is a useful, fun, and educational companion object.In this episode we have discussed : 💡 What is Money Walkie and what you can do with it?🔥 The educational aspect, where it's all about independence💫 Ressources and content🌈 Children like to give🚀 The conversation starter within families#money #kidsandmoney #financialeducation #financialliteracy #financialhabits
60th episode of Money Chill Out Podcast! 🎉🎉After a separation or a divorce, women experience a 28% loss in standard of living, compared to 4% for men.That’s on this assumption that Salomé Dahan Sfedj created MATRIMOINE INVEST, an advisory practice aimed at women, to help them reach financial independence, which she calls the new "feminist battle"! 🔥In this episode, we're going through :🌈 Why do women come to her?💥 The next feminist battle is the financial independence🎯 The "be perfect" driver🤔 Confidence gap🍀 Impact-driven investments
Stock picking is often a love-hate relationship. It requires knowledge, energy, and time to pick your jewels, to understand a company inside out, and its position in the competitive landscape. Yet, you can gain a lot of satisfaction when your bets prove right, as well as a lot of stress and an ego hit when they go wrong.For Money Chill Out podcast, I have the pleasure to welcome Lea Saenz, an equity portfolio manager to help us, individual investors, gain knowledge and informationIn this episode we have discussed :
- What is equity?
- Why is it worth holding some?
- The different sizes: small, mid, and large caps
- Growth and value strategies
- Cyclical vs. Noncyclical stocks
- The key metrics to look at
- How can a non-professional investor access info
Working for equity is a wealth-building strategy.But what does it mean and how do you do it?That's what I discussed for Money Chill Out Podcast with Christopher Nelson, who managed to identify a successful pre-IPO company to get multiple 7 figures rewards in 2 years.Want to learn from his experience? Let's go!We went through :🤔 Why work for equity?💫 How to target pre-IPO companies💥 Equity is scalable💰 What's the right level of equity in your portfolio?💡 What to look at to choose the right start-ups?
Today for Money Chill Out Podcast, I have the pleasure to welcome Daniel Lewi to speak about giving back to charity. It's a subject I have been wanting to cover for a while and I am very to have found an expert in this domain.Daniel is the Co-Founder and Chief Executive of Cure & Action for Tay-Sachs (CATS) Foundation, which he launched after his daughter has been diagnosed with this terminal illness. And 12 years on, they have reached amazing results from support to affected families, to research and clinical trials.From a financial angle, we have discussed :🤔 What his job consists of?💰 How he gets funding and from whom?💫 How is the money used and what for?💥 His experience in fundraising🌈 The act of giving🔣 The tax efficiency🙋♀️ Other non-monetary ways to get involved
Prosperity is a state of mind, a holistic approach where you feel contentment. It’s very much linked to well-being. Is it what you think too?Path to prosperity is the subject I spoke with Barbara Sessa, VP in the consumer division at Mastercard, and also the leader of Mastercard’s gender balance agenda in France.In this episode # 56, we discussed :🌈 Her role in promoting diversity💥 The importance of financial education💫 Prosperity vs. wealth🚀 How to build your path to prosperity💰 Prosperity is also about giving back
“My first passive income was $14 and I was excited about that because I knew what it represented. It represented the seed, the beginning of big streams of income”25 years later, his passive income streams represent 90% of his revenues. Today for Money Chill Out Podcast I have the pleasure to welcome Jack Gibson, a wealth-builder strategist who helps 6 figure earners build multiple streams of income.And this is what we discussed :💰Profit is better than wages💫 Why want passive income🙏 How it helps you in troubled times🚀 Investment in businesses and real estate🔥 His best tips💥 The concept of indestructible wealthIf you're like me, already inspired, go and listen to episode # 55 on Spotify and Apple podcasts, it's a gem!And if you like this podcast, please spread the word, reach out to me, and give me a 5-star rating. Thank you 🙏#passiveincome #investments #mindset #financialliteracy #financialempowerment
Today for Money Chill Out Podcast I have the pleasure to receive Patricia Falco Beccalli (Szarvas), founding partner at Falco Global Partners to do a deep dive into private equity, or PE.This is clearly an asset class the average investor is less at ease with, because of its high entry ticket. Still, there are a few initiatives to make it more accessible hence the interest to dig further with an expert.Ready to embark on this learning journey? Here is what we discussed :🤔 What is private equity or PE?💡 Why is it a niche market not accessible to the average investor?💥 The 2 types of PE?🔣 The key metrics to invest in a company🚦 The investment process🚀 The performance❗️ Is now a good time to invest in PE?💰 Funds of fundsCan't wait to hear more, let's go!#privateequity #financialliteracy #investing #alternativeinvestments #venturecapital
When you have a financial need, do you know whom to turn to? Do you understand and navigate the many different financial professionals?
That's to answer this question, today for Money Chill Out Podcast I am with Stéphane Chotard, a financial advisor.
And we are talking about :
💡 Overview of financial professionals
🤔 How to differentiate them
🚦What are the main reasons someone might need help
🌈 How to build a relationship of trust
❌ No advice without trust
👉 Trends and concerns
💫 Impact of the DIY platforms on his job
Can't wait to know more?
Today for Money Chill Out Podcast I am with Peter Finn, an ex-colleague of mine from Bayes Business School in London and an ETF portfolio manager at Legal & General Investment Management (LGIM). And we are giving you insight into passive investment strategies.
We discussed :
🔣 The rules-based approach of Index Investing
❌ The misconception that all ETFs are passively managed
💡 How do they track an index?
💫 What's rebalancing and how do they do it?
🚦 How can we judge the performance of a good ETF
One of Peter's key takeaways is that passive investing doesn't have to be boring. Ready to learn and get inspired?
You’re a working mom? Then this will be of interest 👇
Today for Money Chill Out Podcast I have the pleasure to welcome Pauline Bar, founder & CEO of The Working Mums, who empowers individuals and organizations through coaching, consulting, and conferences.
And clearly, there is a lot to be done!
From a 9% salary difference when they are single, women with children earn 42% less! 😳
In this episode we'll speak about :
🔣 The financials of working mums
🚀 Key advice for your career
❌ Why comparing your salary to the cost of childcare is a no-go
💰 The importance of investing
🌈 How to get a fulfilled personal and professional life
Ready to learn, get inspired, and be energized? Let's go!
Do you know someone who has been to Davos?
I now do since I met with Yaiza Luengo and I got so inspired. We all have our preconceived ideas on this very broadcasted event. But what it is exactly, who can attend, why do people go there, and for what purpose?
Want to embark on this learning journey? Let's go!
In this episode, the 50th whoop whoop, we are talking about :
💡 What is Davos
🎉 What makes it a success
🙋♀️ Who can attend and at what price?
💥 Why go there & How do you prepare
🍀 This year's theme: cooperation in a fragmented world
🌈 Her biggest realization and her most inspiring talk
🔥 Her work on financial inclusion and her side business Clinsj
Today I have the pleasure to be with @Victor Lora, who got FIRE at 30 years old or in other words, who retired very early! Since he quit his corporate life, he has been an investor, podcaster, and author. He lives in Paris from passive revenues and investments. With a net worth between 5 to 10 million euros, he is sharing his story, so let’s learn and get inspired!
In this episode we’ll talk about the following:
🤔 What it is to be FIRE and why to want to be one
🚀 How he did reach financial independence
🌈Best practice to retire at 40 years old
💥 2 standard rules in the FIRE movement
🚦 His do’s and don’t
No taboo here, it’s a very transparent talk for those who aim to get FIRE, who are curious about the concept, or those who just heard it for the first time today! 🙏
firemovement #money #financialindependence #investing #realestate
Want to know more about ETFs?
For Money Chill Out Podcast , we are doing a deep dive into this investment support that has many benefits.
And I couldn’t find a better person than Ellen Kelly, the co-founder of SAVVY whose aim is to guide you on sustainable ETF selection, to tell us more about it!
In this episode # 48, we’ll go through :
💡 What is an ETF?
🚀 Why they are so popular
💥 Their labeling issues
🚦 How to select an ETF
🌎 And how can Savvy helps you
Can't wait to know more? Listen to the episode on Spotify and Apple podcasts
And if you like this podcast, please spread the word, reach out to me, and give me a 5-star rating. Thank you 🙏
We shouldn’t think about money as a calendar thing, it’s continuous.
That said, I wanted to start 2023 by empowering you to avoid the most common money mistakes.
For this episode of Money Chill Out Podcast, I am joined by Renee Cohen, CFP®, who is helping women make confident choices to increase their wealth.
We are talking about :
💡 The most common money mistakes
💰 Are there people more subject to making them?
🚦 How to get better?
💫 Best practices
✅ One piece of advice for the new year!
Can't wait to know more? Listen to episode # 47 on Spotify and Apple podcasts
LINK
And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏
podcast #financialwellbeing #moneymistakes #financialempowerment #financialliteracy
Have you ever thought about the concept of designing a life you don’t need a vacation from?
I hadn’t until I met with @mel Miles for @Money Chill Out podcast, and spoiler, I loved it!
In this inspirational episode, which suits well the time of the year when we often reflect, we are going through her process from the idea of quitting to living a life that aligns with her needs and desires.
And I am sure you can learn a lot from her experience :
🌎 Her corporate life
💥 The idea of quitting
💫 Her process to actually quit
💰 How she got detached from money
🌈 How she has designed a life she doesn't need a vacation from
Want to know more? Listen to the episode on Spotify and Apple podcasts
And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏
I guess everybody would want to have a blissful relationship with their money, live an abundant life, and build lasting wealth. This is exactly what we discussed in this episode, and spoiler, it is accessible to everyone!
To start a feel-good month with your money, today for Money Chill Out Podcast, I have the pleasure to welcome Jenny Whichello, a mindful money coach.
💡 So what is a blissful relationship with money?
🚀 The concepts of the inner and outer work of money
❌ The common mistakes to avoid
✅ How we can use gratitude and mindfulness instead?
💥 The power of visioning
And only then, financial planning can come into play
Can't wait to know more? Listen to the episode on Spotify and Apple podcasts
And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏
Want to know about the financial reality of an early-stage family-built start-up? And which rules, boundaries, and eventualities they discussed not to put their sisterhood at risk?
Today for Money Chill Out Podcast, I am very happy to welcome Charlotte Jacqueau, one of the co-founders of TCHAC
And we are talking about
💡 The idea of creating Tchac with her sisters
🚦 Her move from a high-paying job
💫 How to make it work as a family business?
✅ How to put the right boundaries and discuss eventualities
💰 The financial reality that comes with early-stage entrepreneurship
This is a refreshing episode, honest, transparent, and lived. It's not about sharing your story once you've succeeded!
Can't wait to know more? Listen to episode # 44 on Spotify and Apple podcasts
LINK
And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏
#familybusiness #startuplife #money #risktaking #podcast
This week for Money Chill Out Podcast, we are talking about the cost of living crisis with Olamide Majekodunmi, the founder of All Things Money.
In this very practical talk, we are going through tools and tips to help you better manage your money when it is scarce. 🚀
Want to learn about :
🔣 How to implement changes to your budget?
🙋♀️ Which measures did she take against the cost of living crisis?
🌈 How to diversify your income stream?
💰 How to recession-proof your finances?
This episode is for you!
money #costoflivingcrisis #financialhelp #sharingiscaring #podcast
😳 56% of Americans can’t come up with a $1,000 in case of emergencies.
It’s no surprise that financial stress is the number one stress for people, and this is the subject of today’s episode with Frank Iozzo, CPWA®
We can all relate to financial stress at one point in our life, so if you want to learn more about it, in Money Chill Out Podcast, episode 42, we spoke about:
💡 What is financial stress
🔣 Some key statistics
🤷♂️ How financial stress doesn’t drop off as meaningly as income grows
💫 What are the general best practices
✅ How to avoid living beyond your means
🚦 How to plan for some life events, like starting a family and divorce
Want to know more? Listen to the episode on Spotify and Apple podcasts
And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏
podcast #money #financialstress #financialempowerment #financialplanning
“The relationship that we have with money is really a mirror reflection of the relationship we have with ourselves”.
Today for Money Chill Out Podcast, I am speaking with @Catherine Morgan, a financial planner, founder of @Money Panel, and podcaster @herfinancial shoes. And we are talking about it’s not about the money, her amazon best-seller book.
Ready to embark on a personal and practical journey? Let’s go!
In this episode, you’ll learn about :
💰 Her personal story where she used money in a way to attempt to fill a gap in her life
🙋♀️ Why deserving wealth is the most important
💡 How to understand our money relationship by raising awareness
💥 What are money traumas (and spoiler, it’s not as bad as it sounds!)
🌈 How to get into wealth
Available on Spotify and Apple,
If you like this podcast, please spread the word, reach out and give me a 5-star rating! Thank you 🙏
money #podcast #women #moneymindset #wealth
"Raising funds is more than just money...
It’s about getting the trust of external investors that become partners".
For Money Chill Out Podcast, I had the pleasure to welcome Adrien CHALTIEL, the co-founder of Eldorado.co, a platform that connects startups with the largest collection of private investors and public funding.
We spoke about :
🍀 Financing opportunities
🤷♂️ What is the hardest for entrepreneurs when they want to raise funds
🚦 When is the best time to do it
🙋♀️ Is now a good time to raise funds?
💥 Women's representation in the tech industry
Want to know more? Listen to the episode on Spotify and Apple podcasts
And if you like this podcast, please spread the word, reach out to me, and give me a 5star rating. Thank you 🙏
podcast #money #fundraising #tech #startups
83% of women care about where their money is invested, and 69% feel a sense of urgency for responsible investing. Yet, a lot of them feel disengaged with their personal finances.
That's what we discuss with Anneka Deva, my guest for Money Chill Out Podcast, who aims to empower 30 000 women to move £ 1 billion for the planet by 2030.
Here is what we discussed :
🔣 Some key statistics
🚀 How changing your pension provider is 21 times more powerful than lowering your carbon footprint, going vegetarian, stopping flying, and changing your energy provider combined!
💫 How beginning your learning journey is the most important
🌎 Mapping your money
🌈 Sharing some inspiring contents
Available on Spotify and Apple,
If you like this podcast, please spread the word, reach out and give me a 5-star rating! Thank you 🙏
money #podcast #sustainableinvesting #women #pensions
“It feels like everyone can afford everything all of the time ... There was an element of me trying to chase that, I wanted to be part of that cool life too”
Today on Money Chill Out Podcast, we are talking about building good financial habits with Patrick Venn, who used to be "awful" with money according to his words!
After a wake-up call at 27, where his girlfriend had to lend him money for his best friend's wedding, he went a long way. In 2.5 years, he devoured podcasts to get himself educated, got a higher-paying job, and succeeded to pay back his £20k credit card debt. 💰
Thanks to his experience and how much he learned along the way, he decided to launch TOMII, a financial coaching platform for everyone! 🌈
Want to hear about how to create and maintain good financial habits? This episode is for you! 🎧
Available on Spotify and Apple,
money #podcast #financialgoals #financialempowerment #sharingiscaring
💡 “You can start educating your kids about money from the age of 4”
At that age, they can start creating money habits, having pocket money, and understand a few concepts.
But how? That’s what we discussed with Will Rainey 👱🏻♂️, from Blue Tree Savings, on Money Chill Out Podcast.
While teaching his young daughters, he wrote weekly on his blog and published a book, Grandpa’s fortune fables.
If you want to know :
🌈 How to open up the subject of money with your kids
📚 How to teach in a fun way to get them engaged from a young age - 7 to 13 years old
🙋♀️ How to respond to their blunt questions!
💰 How can they understand the value of money?
🚦How pocket money is the most underrated education tool
This episode is for you!
Available on Spotify and Apple podcasts
If you like this episode, please follow the show and give me a 5-star rating. Thank you!
money #education #pocketmoney #financialempowerment #podcast
🎙 “I thought a lot of the finance world was a bit shallow and I wanted to give more meaning to what I was doing”
Whatever industry you’re in, do you have the same desire?
Today, I am very pleased to welcome Stéphanie Mielnik, CFA to Money Chill Out Podcast Out, a woman who put in the effort to find a job 100% aligned with her values.
She works for the Anthropocene Fixed Income Institute, an NGO that advocates for climate transition within the fixed income markets. Or in other words, how to redirect capital flows from dirty to green by bringing awareness and using a market-based approach.
In this episode, we are talking about :
🍀 What is green finance?
💫 Her action to help financial institutions restructure their portfolio with green financials
💡 New initiatives like sustainability linked bonds
💥 Positive news with players shying away from fossil fuels
Such an interesting discussion with an optimist expert, to bring you up to date with initiatives in this space. Let’s go!
podcast #sustainability #investing #fixedincome #financialliteracy
💥 Did you know people on average lose 40% of their income at retirement?
And that number can go to 60% for high-earning individuals?
In order to be well prepared for this life-changing event, I have the pleasure of inviting my ex-finance teacher at ESSEC Business School and investment professional, David Rideau.
In this 35th episode of Money Chill Out Podcast, we have discussed :
💡 Why having a private pension is wise
🚦 When to start investing for your pension
💰 The tax incentives to do so
💫 Your options at retirement
❤️ How to protect your spouse
Link to the show, available on Spotify and Apple podcasts
Have a good 🎧
pensions #investing # #money #financialliteracy #podcast
The hardest is often to start.
This is true for a lot of things, of which entering the stock market
That’s why today for Money Chill Out Podcast, I am with Martin Juul-Olsen to speak about "Starting to invest"!
Martin has been investing since 2008 when he experienced the market crash losing most of his savings. He learned the hard way but instead of being put off, he got interested, and made it his job! He helps newbies in the market to start their investing journey
In this 31st episode, you’ll learn about:
🤷♂️The first things you need to do
💫 How to figure out your strategy
💥 The power of emotions
💡 Which powerful habits you can implement
📚 How to get info & knowledge
🚀 Ready to take the fast lane? Let’s go!
stockmarket #investing #podcast #financialempowerment #emotions
Do you think speaking about taxes is a bit like Marmite, either you love it or you hate it?
I think so, and that’s why I needed a passionate speaker to keep you interested and learn about this subject which is of utmost importance when we look at investments.
Today for Money Chill Out Podcast, I am very pleased to welcome Carla Hoppe, the founder of @wealthbrite and ex-international tax specialist.
In this episode she'll :
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Give us an overview of taxes, from VAT to pink tax 🚦
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Dive into investments taxes with the likes of rental, dividend, and capital gain taxes 📚
-
Step back to understand what states want to achieve with their taxations. High taxes aren't an issue if you get them back somehow i.e Nordic states. 🍀
-
Open up the subject with one of the biggest debates about taxing capital 🧐
Episode available on Spotify and Apple
LINK below
If you like this podcast, please share and follow the show, word of mouth is helping me a lot! thank you!
money #podcast #investments #taxes #financialempowerment
Anthony Carlton, CFP 💸 Carlton is a Certified financial planner and Vice President in a fintech wealth firm. He helps People in Tech Become Smart Investors.
I am sure he could help you too, that’s why I invited him to Money Chill Out Podcast!
And today we are speaking about modern financial planning.
In this episode, we’ll dive into:
- How modern financial planning differs from the traditional one?
💰 Examples of financial goals & how to make sure you get them done
🚦How to put in place a system to tell your money where to go
🌈 Great advice for you to get better in your money management
An empowering talk in financial literacy, with lots of practical ideas for you to use. Ready to learn and grow? 🚀
podcast #financialplanning #investing #financialgoals #financialliteracy
🎙Want to get some guidance on your first real estate buying?
Want to get it from 2 women in their 20s who already have multiple properties?
Go and listen to Money Chill Out’s new episode with the Siving Sisters, who on top of investing, educate and coach about the real estate market.
You’ll learn about :
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The first steps involved in the process
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How to get a feel of the market
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🧐What to look at when you do a viewing
-
💰How to make an offer
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The tax aspect
-
How you can buy multiple properties
And let’s not forget their best advice and the mistakes you need to avoid! 🚀
🙏 Such a great episode on the most preferred asset class!
podcast #financialempowerment #financialwellbeing #investing #financialliteracy
Today I am honored to welcome Robert Gardner, a high-profile individual in the finance industry who uses his power to try to make the world a better place. On top of being director of Investments at Saint James Place and managing £150 billion of clients’ wealth, he has founded the 4th largest investment consultancy in the UK and holds a few board positions. He is driven by financial well-being and making money a force for good and thus has an industry-leading position when it comes to responsible investing. In this episode, we are talking about financial activism, the persistent campaigning to create change from having a net 0 portfolio, to being a member of climate action 100+ to engage with the largest emitters on the planet, to diversity in the workplace, and empowering people as early as 4 years old with money skills. All the subjects that I cherish that ultimately lead to financial well-being. So let’s get inspired and hear about these fantastic initiatives and the energy devoted to them!
Today I am very happy to welcome Grace to the show. This woman brings fresh air and hope, coming from a disadvantaged background and making it all the way up to portfolio management. She oversees £800mio of assets and has been awarded Fund Manager of the year 2021 for women in investments. Not forgetting where she is coming from, she has a contagious simplicity, is mindful of what she spends, and loves to give back. She is well aware not everyone has her ascent, and as a lot of things happen at a young age, she is very involved and dedicated to sharing skills and knowledge with teenagers. She mentors, educates, prepares for interviews, and runs an investing group to show them finance can be an option.
In this episode, we’ll talk about obstacles she faced when she was at uni, how she moved from audit to thrive in the fund management industry, what her job represents for her, how she lives and why investing is so important.
Today I have the pleasure to welcome @Valentine de Louvencourt to speak about side hustles.
After a burnout, she created Wuju and co in 2016 to research the food industry, and launched My chef is smart in 2020 to sell the R&D they invented.
In order to be financially stable, she kept a freelance activity in media consulting. It also enabled her to build equity, which is a prerequisite in order to get any funding. With loans, subsidies, and help from the regions, she built a 5-person team, and an innovative offer they are now ready to sell to a bigger group. Valentine is an entrepreneur at heart so wants to see what’s next in another industry!
Let’s dive into her world and see how she manages to dedicate her time and energy to these 3 projects to have things done without going mad!
Special Edition #MONEYCHILLOUT Reflections on 1 year of Financial Wellbeing.
Welcome to this Special Edition to celebrate 1 year of Money Chill Out podcasts. Time flies when you have fun and I am so happy and proud we’re here now!
It’s never a given when you launch and start something completely new. Back in 2019 podcasts weren’t a media I was listening to, so when I thought about creating one in early 2021, I had, of course, no idea how to do it. In this episode, I am speaking about how I started, how I improved and got better, and the fears and doubts I faced about consistency, finding guests, and inspiring themes.
I am also reflecting on Financial Wellness to bring on the recorded episodes. It will bring you perspective, refresh some concepts, and you’ll see how every theme is connected as you need a holistic view to feel good with your money.
Thanks so much to all my guests, for your time and your willingness to share, your experiences are invaluable. Thanks so much to my listeners, who share and support this podcast, your comments, feedback, and introductions are precious.
And there are also a few milestones we can celebrate like the first 1000 downloads after a few months, the global reach on the 5 continents, and the continuous effort to release an episode every 2 weeks.
To many more, and an immense thank you from the bottom of my heart! Marieka X
Today I am very pleased to welcome Jean Marie, a computer engineer who has discovered cryptos back in 2016. And he really got into it, launching his YouTube channel in 2017 and writing 2 books in 2018 and 2019. We’ll talk about the technology behind blockchain, why it’s an entirely new world, and how we can use cryptos. We’ll of course discuss how to invest and how to start with the 15 000 cryptos available in the market. With a lot of FOMO going on and emotions taking over, we’ll also speak about mental health. Having suffered burnout in 2021 because of too much work, he is well aware money doesn’t bring happiness and it’s important to go back to the basics. Throughout this chat, I loved how Jean Marie gave perspective, so let’s go back to “1995 for the internet” and open our minds!
Sandra is one of those people who have communicative energy. She does a lot, works a lot, but never forgets why she is here: to learn, grow, practice kindness and cultivate her happiness. She climbed the corporate ladder in an impressive way being the head of Facebook IQ for South Asia Pacific. She became a public figure in Singapore through her environmental activist work with the Up 2 degrees movement she created so that aircons are set at 23 degrees inside. She went twice to Antarctica, once with one of the most famous explorers Robert Swan and as a UN women ambassador. She decided to quit the best job, the best lifestyle to pursue her dream: sailing the world and really being. She trained for 6 months, felt very privileged to be on the “Round the world clip race”, came back to London, and self-published a children’s book on her adventure. She really pushes boundaries, connects with people, and inspires them. That’s probably why she is been featured in a lot of media from the Financial Times to the London tube! Let’s spend the next hour with this amazing woman who is fun, sharp, down-to-earth, and driven. Let’s go!
Today I am very happy to welcome Simon to Money Chill Out, to speak about fundraising. Being in his 20s he has specific views on things, has learned on the go, and a lot by himself. This is pretty refreshing especially when we see the end results: he created Havr, a software company in 2016, experienced a 50% quarterly growth, had 25 employees, raised capital twice for a total of EUR 5.5 million, and has been awarded Forbes under 30. In this talk, we’ll speak about values and how to create a successful start-up, we’ll go through the fundraising process, and how to prepare to pitch. And we’ll stay down to earth, focusing on well-being, when Simon and his partner decided to sell because they needed to do another round of fundraising but weren’t ready for it. A great example of hard work, eagerness to learn, good sense, and vulnerability, let's go!
Today with Timothée Pubelier, we are doing a deep dive into fixed income, those products that provide periodic income payments at predetermined interest rates. They are often seen as more technical and complex than equities, but they can be great for diversifying your portfolio and for providing additional revenues. Even though he serves institutional clients, today’s focus will be on individuals so that we have a great overview on why, how, and when we can use bonds in our portfolio. And we’ll use our expert to go further, discussing portfolio construction, diversification, and the current economic environment. Let’s embark on this financial literacy discussion, where concepts are explained for everyone!
Today it’s an honor to welcome Alix de Renty, the person behind the Lady’s Bank, an information website dedicated to women’s financial needs. After seeing so many of her female clients sending their brothers/fathers/lawyers for appointments in her private banker role, she decided to do something about it and launched a free content platform back in 2016. Thanks to varied characters and the issues they may encounter throughout their lives, her goal is to make you want to play an active and positive role in your finances. This side activity is her way of giving back time, knowledge, and education on such an important matter. And it’s for everyone, you don’t need to be a millionaire!
In this inspiring talk, we’ll go through what it is to be a private banker, how she helps wealthy clients to build a portfolio, and what we can do at our level. We’ll speak about women’s wealth, and how despite representing 50%, their needs weren’t met by the industry. We’ll learn about studies they have conducted to really understand what truly matters to women, and what they have implemented to make them more care and reach much more engagement. It’s all about meaning and purpose, not about the best performance! Let’s go!
Today we are speaking about sustainable money or how to align profit and purpose whether you are a company, an individual, or an investor. And we are joined by @Marine Hortemel who will immerse us into her world on how she helps and guides companies to get the well-known Bcorp international label. We’ll go through initiatives taking place to take care of our one planet, from new banking concepts to impact investment funds and how we can better spend our money. We have to be alert on ESG matters, reading labels, and enquiring about processes so that there is no space for greenwashing. We as individuals have a lot of power, let’s get inspired!
With the year coming to an end, it’s always good to reflect and take perspective.
This year’s achievements have gone way beyond what I imagined. I launched my podcast being 8 months pregnant and a few episodes later, I had listeners in each of the continents. This is the magic of our globalized world and the power of reach to do it in English.
So for the 20th episode I, @Marieka Finot, am doing the talking on a few principles that I follow and that have helped me hugely with my money. Because I find them of great value, because I am sure they could serve you too, and because they are a great way to achieve financial wellness, I am sharing them with you.
Listen having an open mind, take those that suit you, enquire about others, and adapt them to your way of doing.
This isn’t a lesson, nor an exhaustive list, just my top 5 principles discovered thanks to my experience and through helping others with my coaching. Have a great listen, and can’t wait to hear from you, this is my first time being so exposed so hope you like it :)!
For the year-end, I would also like to give specific thank yous. Thanks to my guests who have accepted the challenge to record, it’s been a first for many so well done! Thanks to my fan club who always send messages and support on each of the episodes, I am glad to be part of your top 3 podcasts of the year! Thanks for all the recommendations you gave me so that I expand my network and reach out to inspiring profiles. Thanks to anyone who has shared this podcast amongst your networks and made a review on Apple Podcast, it helps me hugely! Thanks as well to anyone new here, welcome to financial empowerments discussions, and a final thanks to @Jade who has been working with me to up my social media game, so many of you noticed!
Have an amazing new year, and take care!
Today I am having a discussion with A businesswoman. Kristen juggles a CFO job with a side hustle and a family of 4. She is impressive in many ways: She started to be money educated at 6 years old, started working at 13, and made her way up in the corporate world thanks to a bit of luck and lots of hard work. She has an entrepreneurial spirit and isn’t afraid to fail, she just doesn’t want to have any regrets! Her way of doing is pretty refreshing, she trusts people, delegates, spends 1 hour exercising each day, and doesn’t beat herself up if she can’t fit everything in. A very down-to-earth and inspiring woman, let’s listen!
Being paid for your worth and having a fair salary seems pretty obvious, but very often when it comes to money and especially with money at work, we can feel awkward and uncomfortable. Do you know that the vast majority of women never negotiate a salary? Why isn’t there full transparency on salary disclosure? Do you think and hope companies will recognize your worth and give you pay rises? The corporate world doesn’t work that way, and you need to advocate for yourself. And today, we are joined by Johanna Perrin, a talent lead who will empower you with practical tools and tips to prepare for a salary discussion. With her experience, you’ll take some perspective knowing what’s being done in the recruitment space, put yourself into companies’ shoes, and through research and knowledge you’ll get more assertive and find credibility. A rich discussion that may change your way of seeing things and push you to act! Let’s go!
Today I have the pleasure to welcome PH, a new generation of feminist man, who is trying to change old norms and behaviors.
Taking care of his daughter while his wife was in the US trying to grow her company, he realized what it is to be a single parent in charge and the challenges it created, having to leave work at 5 pm every day and barely having any social interactions. Earning less than his wife and being a freelancer 2 days a week, his relationship with money has changed, so has their way to invest. The rest of the time, he is working on a side hustle to empower men at birth with videos on how to raise their partners’ oxytocin levels. Such a great insight into a more traditional woman’s way of life, let’s go!
Today I am welcoming Laura, a 27-year-old Londoner who is sharing her money journey, in an uncomplicated way. Because she is relatable, is starting from scratch, and learning along the way, she inspires many people to get better with their money. Talking about all aspects of saving, budgeting, clearing a debt, and investing, she does it in a fun, judgment-free, and jargon-free way. And she is here in Money Chill Out to connect the emotional to the practical, so let’s go straight to step 1 as everything starts with a money mindset. Let’s see what it encompasses, and what we can do with it!
Today I have the pleasure to welcome Meriem, a beauty content creator and the woman behind Mimi’s signature. She started back in 2016 to share her idea of beauty to empower women to love themselves. 5 years later, she has built a community of more than 130k followers on her YouTube channel and some of her videos are approaching a million views! We’ll speak about the onset of her blog, her start as a video publisher, and how she slowly grew to be able to live from her activity and diversify her sources of income. Now being pretty successful she doesn’t forget all the efforts and is still very down to earth. Let’s hear about her adventure she compares to a marathon!
Today I am welcoming Benjamin, the co-founder of Unbottled, a French-made solid beauty products company that wants to free bathrooms from plastic and chemical products. With people’s willingness to reduce waste and be more planet-friendly, their products have found a sweet spot. And it’s booming! A year since the launch, they expect to reach 5 million of sales by year-end. From finding the right business partner to starting a brand and reaching out to clients, you’ll get brilliant and down-to-earth feedback and advice on their adventure, of course with a financial and money lense.
For anyone looking to launch his project or anyone who likes to learn about success stories, this episode is for you, you’ll learn a lot and for sure get inspired!
Today I have the pleasure to interview Lauriane Gepner, a travel and lifestyle journalist, and we are talking about being self-employed and all that comes with it. Indeed, her passion for writing is only 50% of the job, and she needs to manage a lot more from prospecting to pitching new story ideas, organizing trips, and making sure your clients pay. So let’s dig into how to organize your time, how to create a name, and how to make a living when you are your own boss. And with 10 years of experience, let’s get her wise feedback on setting your own business rules, through confidence, legitimacy, and proactivity.
We are back with Lindsey, who took over a financial planning and advice business in Seattle, and today we’re discussing investments and initiatives to financially empower women. This episode is an inspiring lesson and a share of knowledge so that we understand how women invest and what they are after, how they can start investing following key investment principles and tips so that they have the confidence to make informed rational decisions and reach financial independence. What a great program!
Today let's learn from the top with Lindsey, a pretty inspiring profile in the finance industry, who took over a family business in Seattle, and who will shed a light on her activity.
Financial planning is a usual word, still, we don’t necessarily know what it is and all that it covers. From understanding the mechanics of money to establishing financial goals and ways to get there, let’s learn about this new generation of female financial planners who seek to partner with their clients and help them transition in life.
Expatriation is amazing: it’s a new challenge, it widens your mind and it’s full of discoveries. Still, you need to understand well the local specificities in order to be able to negotiate your salary and leave with good conditions. Money considerations like cost of living, taxes, and pensions are very important. So is your return to your home country. To get back on your foot have peace of mind, a bit of planning and forward-thinking is essential. So let’s hear about Julie’s experience, a French woman living in Romania.
Today I am with Benjamin, who earns less than his wife. Like 25% of couples, he is not the primary breadwinner and he feels great about it. He was working in investment banking but decided to move to Moodys to spend more time with his girls, to be the king of his agenda and so that his wife could take a big opportunity. He sees his couple as a team and even though this situation is much frequent than we think, he still gets jokes about it and thinks men aren’t ready for it.
We’ll also speak about investments, where Benjamin’s focus is really about income tax relief, and how he became a whisky investor with the desire to build something for his girls.
Let’s listen to this story, full of good sense!
Tessa is a bright woman with a lot of ambition. She works hard, puts in the effort, and manages to achieve. From ESSEC, a top French Business School to Harvard in the US, she always eyes for the top. But studies have a cost and she managed to have a big chunk of her MBA funded by merit-based scholarships. What’s great is that since living in the US, she has also learned about raising funds for charities. She’ll share with us how she does it and what are her tips to be focused on and achieve. She is now about to welcome a baby boy, so let’s see how her financial planning is going on!
Sometimes there are things in life that we didn’t plan, like divorce. At money chill out, we have no taboo speaking about money and it should be the case with whatever situation we are facing. Our guest today, Anne, 33 and mum of Archibald is sharing her story of separation through the money lens. From the decision to split to the ups and downs of the legal process, the financial terms of the divorce, and the new life that she is willing to embrace, let’s embark on this discussion where openness and benevolence are prevailing.
Want to know more about ways to share your finances with your partner?
In this episode with Fadia, an ex London broker now based in Lisbon we’ll speak about:
- Wedding law and heritage questions
- How money is split for the day to day spending
- Who does what for the medium and long term investments
You’ll get great insights from this couple where there is no natural leader!
Often, there are things we don’t control in life, like being made redundant. In this episode, we’ll speak about money when the near future is uncertain, but when opportunities are open and when a change is possible.
Let’s see how Maud has managed from hearing the news, to make this period one of opportunities and the new challenges she faces. Interesting story on a situation that happens way more than we think and when we need to let go!
Today we’ll dig into the consequences of being gifted money, the responsibility it implies, the choices made with it, and the differences compared to when we earn it in corporate life. Being with an art enthusiast, we have wisely used Maureen’s passion and knowledge to know more about this non-usual asset class!
Ever wanted to know how a trader deals with her own money and what are her best practices? In just 30 minutes, we’ll get great insight into money management and discipline, equity investment, and how to be switched on in our world to know our worth. Don’t miss this rich and accessible discussion from someone in the industry, without forgetting some lightheartedness!
Want to be financially independent in your early 30s? Listen to Vanessa’s story on how she massively saved while in the corporate world, to invest in real estate and solely rely on rent incomes. With this in place, she was able to take some risks, she launched her own start-up and became a trendy digital nomad, A very inspiring story!
In this first episode, we’ll speak about tracking, planning, and forecasting with a finance director, Anne-Claire Aubert.
She’ll tell us why it’s so important to be aware of what you have and spend, how you can track your finances and take actions on what you’ve discovered, how she has planned a move from Australia to Europe with no jobs and 2 kids, and the process she followed to buy a house. Lots of info and insight from a rational woman!
Before the big release on April 7th, because we know you are excited and to make the wait more pleasurable, you can now listen to our trailer!
Please don't hesitate to get in touch, leave a review, and spread the word!
Enjoy!