Your Life, Your Money: Recent Episodes
640 Toronto
Featured in Wealth Professional Canada’s 2019 “Top 50 Advisors”, Kelvin Rampersad has been a respected and valued member of the financial industry for the past 30 years. Kelvin started his career in 1988 dedicating himself to making sure his client’s financial health was well looked after.
Over the years Kelvin has built a successful practice by analyzing the specific financial needs of each client and the goals of their families. He goes above and beyond to educate and motivate his clients and the corporate community to reach their most profitable financial position.
‘Your Life, Your Money’ features an hour of Kelvin’s expertise and advice to help the AM640 listener plan for a much brighter and financially secure future. Kelvin’s has a strong belief that we should work SMARTER not HARDER and this belief has helped many of his clients and fellow advisors make more money than they thought possible, while increasing their personal happiness!
Listen every other Sunday as he features his best tips for Retirement Saving Strategies, Investment opportunities, insurance coverage and many more topics.
“Don’t be a know-it-all, be a learn-it-all” – Kelvin Rampersad
askkelvin.ca linkedin.com/in/kandvfinancial
Email: kelvin@cartewm.com (416)-457-7526
The world as we know it has changed and it's time for the financing community to catch up. In this episode Kelvin and Chris talk about women and finances. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
From tax bombs to love insurance Kelvin lets you in on everything you need to know about insurance and how you can best prepare for your future and utilize these tools to provide for those you love.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
What are the six types of seniors when it comes to finance? How do we define them and what are some specific tips for each type? This week on the show Kelvin is breaking down those six types, helping you understand how understand which one you may be, and filling you in on how your financial advisor can help you plan for your retirement.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
Where to not put your money in during this time of high interest rates and inflation. Find out how to prepare when you are going to see your Financial Advisor, also find out how to plan your vacation according to your budget.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
For investors, today's market environment may feel like the definition of unpredictability. We're experiencing a lot of change in the economy and our world, and that's creating sometimes heightened market volatility. During this "very choppy, push-pull type of market, investors may risk making rash decisions in response to the latest news cycle. Here's a better approach: stick to the fundamentals, like diversification, rebalancing and staying focused on your goals.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
Is your dad ready to retire this Fathers day? Time are changing and maybe the financial advice you got years ago doesn't apply today. Managing your own money is a big risk. when emotions are involved you're more likely to make mistakes. which is why you need a financial advisor who you can trust.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
Are you ready for retirement? Is a million enough to retire or depending on your lifestyle, is it too much? live your life forward but your money life backwards. All your retirement questions can be answered on Your Life Your Money.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
This episode is a replay of June 5th, 2022 Is a reverse mortgage the right option for you or your loved ones? How do you make sure you have the most money available when you retire? If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
On this episode of Your Life, Your Money, hosts Chris Creston and Kelvin Rampersad - Kelvin "The Money Guy" - talk about the biggest pitfalls and issues that arise in financial planning and how you can avoid them. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
On this episode of Your Life, Your Money, hosts Chris Creston and Kelvin Rampersad - Kelvin "The Money Guy" - discuss the five principles for surviving market volatility and the importance of your financial advisor when it comes to educating yourself in today's markets. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
On this episode, hosts Chris and Kelvin discuss how opportunities can come out of crises and how we can take a positive look at investing during turbulent times. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
On this episode Chris and Kelvin Discuss the nuances of a human advisor compared to a robot advisor. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
On this week's show - hosts Kelvin Rampersad and Chris Chreston talk financial planning in various stages of life, how to enjoy your money now while keeping some for later, and an in-depth conversation on the importance of saving your money. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
On this weeks show - hosts Kelvin Rampersad and Chris Chreston talk financial planning with Alex & Hillary about women consistently making smart investments. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/
On this weeks show Hosts Kelvin Rampersad and Chris Chreston help you navigate your financial future - talking financial planning & local mortgage rate trends changing beginning of month VS end of month.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
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On this weeks show Hosts Kelvin Rampersad and Chris Chreston talk financial planning, local mortgage rates & smart investments they've made in the past.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
On this weeks show Hosts Kelvin Rampersad and Chris Chreston are joined by Guest Stacy Calder to talk financial planning, accumulating and decumulating your wealth properly and how financial apps can work in conjunction with a real financial advisor.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
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On this weeks show Hosts Kelvin Rampersad and Chris Chreston answer what to do during a recession. Are we in a recession? Is it too late? Why shouldn't I try to time the bottom?
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
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Is a reverse mortgage the right option for you or your loved ones? How do you make sure you have the most money available when you retire?
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
When should you start thinking about retirement? How do you make sure you have the most money available when you retire?
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
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What should you do with your tax return? Pay down debt, or treat yourself?
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
On today's episode, Kelvin and Chris discuss how to plan for 2022.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
On today's episode, Kelvin and Chris discuss the importance of TFSA's and the road to retirement.
If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit...
https://askkelvin.ca/
See omnystudio.com/listener for privacy information.
Kelvin and Chris chat with Maria Flores, Chief Compliance Officer at Cart Wealth Management, about a legal document known as power of attorney (POA). Maria helps to explain the legal document and its benefits - notably to those mentally incapable or physically disabled.
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How far down the road do you look for your financial future? Will it be easy to transfer you wealth to the next generation? Kelvin can help you make the transfer process much easier, it's all about planning!
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Gyms are reopening so you can get back to your fitness routine but what about your financial fitness? Is your portfolio where it should be? Join Kelvin 'The Money Guy' Rampersad as he takes on the role of financial fitness trainer!
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This show originally aired on Sun Sep 12 2021.
What's wrong with your financial planning? Are you "on top of it"? Our behaviour toward finances is critical. Kelvin can advise you if your behaviours need some tweaking!
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Are you a member of 'The Sandwich Generation'? How does that affect your financial health? Get the tips, tricks, and answers you need from Kelvin 'The Money Guy' Rampersad!
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What's wrong with your financial planning? Are you "on top of it"? Our behaviour toward finances is critical. Kelvin can advise you if your behaviours need some tweaking!
See omnystudio.com/listener for privacy information.
What will be the effect of the election on your financial planning? Join Kelvin 'The Money Guy' for insight into all the potential reverberations that could affect your wealth due to election promises and new legislation!
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Join Chris Chreston and Kelvin "The Money Guy" Rampersad as they tackle the pressing financial issues of the day, including the much misunderstood topic of inflation. What is it? How will it affect your day-to-day life?
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Are you concerned about your financial future? It can look brighter with all the latest financial tips and insight from Kelvin The Money Guy!
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Twenty percent of Canadians are looking to switch wealth management firms in the next three years. Are you one of them? Join Chris Chreston and Kelvin Rampersad as they help you navigate the investment waters as we come out of the pandemic and relaunch the economy. A lot has changed since March 2020 and investing appears to be more critical than ever.
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Your Life, Your Money - Sunday, March 14th, 2021 with Kelvin Rampersad and Chris Chreston.
On this episode, Kelvin and Chris talk about the pros and cons of reverse mortgages.
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Your Life, Your Money - Sunday, January 17th, 2021 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, January 3rd, 2021 with Kelvin Rampersad and Chris Chreston.
On this episode, Kelvin and Chris review the year that was 2020.
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Your Life, Your Money - Sunday, December 20th, 2020 with Kelvin Rampersad and Chris Chreston.
On this episode, Kelvin and Chris discuss K shaped economic recovery, and recap the year that was 2020.
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Your Life, Your Money - Sunday, December 6th, 2020 with Kelvin Rampersad and Chris Chreston.
On this episode, Kelvin and Chris discuss what to do with your extra savings.
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Your Life, Your Money - Sunday, November 22nd, 2020 with Kelvin Rampersad and Chris Chreston.
On this episode, Kelvin and Chris discuss taxes, business, and business taxes.
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Your Life, Your Money - Sunday, November 8th, 2020 with Kelvin Rampersad and Chris Chreston.
On this episode, Kelvin and Chris discuss how the US presidential election will affect everyone's finances and more!
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Your Life, Your Money - Sunday, October 25th, 2020 with Kelvin Rampersad and Chris Chreston.
On this episode, Kelvin and Chris discuss when it's best for you to cash in your CPP, and how to re-invest it.
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Your Life, Your Money - Sunday, October 11th, 2020 with Kelvin Rampersad and Chris Chreston.
On this episode, Kelvin and Chris discuss death, taxes, and what happens to your CPP contributions if you die single.
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Your Life, Your Money - Sunday, September 13th, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, September 13th, 2020 with Kelvin Rampersad and Chris Chreston.
On this show, Kelvin and Chris talk about the differences between RRSPs and TFSAs, and why you should use a TFSA in your retirement plan.
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Your Life, Your Money - Sunday, August 30th, 2020 with Kelvin Rampersad and Chris Chreston.
On the show, they discussed Life Insurance as well as disability and Critical Illness Insurance. The dove deep into each topic, helping to make understanding what they are, and why/when you should use them, as easy as possible.
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Your Life, Your Money - Sunday, August 16th, 2020 with Kelvin Rampersad and Chris Chreston.
On the show, they discussed the retirement conundrum and how to spend money to enjoy your time without over spending. Spend smart.
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Your Life, Your Money - Sunday, August 2nd, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, July 19th, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, July 5tht, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, June 21st, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, June 7th, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, May 24th, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, May 10th, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, April 26th, 2020 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, April 12th, 2020 with Kelvin Rampersad and Chris Chreston and special guest, Lior Samfiru from the Employment Law Show
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Your Life, Your Money - Sunday, March 29th, 2020 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, March 15th, 2020 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, March 1st, 2020 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, February 16th , 2020 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, February 2nd, 2020 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, January 19th, 2020 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, January 5th, 2020 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, December 22nd 2019 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, December 8th 2019 with Kelvin Rampersad, Chris Chreston, and guest Hilary McLean, Kelvin's Executive Assistant & right hand man.
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Your Life, Your Money - Sunday, November 24th 2019 with Kelvin Rampersad, Chris Chreston and special guest, Michelle Munro, Director of Tax and Retirement Research at Fidelity.
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Your Life, Your Money - Sunday, November 10th 2019 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, October 27th 2019 with Kelvin Rampersad and Chris Chreston.
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Your Life, Your Money - Sunday, October 13th 2019 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, September 22nd 2019. With Kelvin Rampersad & Chris Chreston.
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Your Life, Your Money - Sunday, September 8th 2019 with Kelvin Rampersad and Chris Chreston
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Your Life, Your Money - Sunday, August 11th 2019. With Kelvin Rampersad, Chris Chreston
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Your Life, Your Money - Sunday, August 11th 2019. With Kelvin Rampersad, Chris Chreston
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Your Life, Your Money - Sunday, July 14th 2019. With Kelvin Rampersad, Chris Chreston and guest J.P. Laporte, CEO of INTEGRIS Pension Management Corp.
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Your Life, Your Money - Sunday, July 14th 2019. With Kelvin Rampersad & Chris Chreston.
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Your Life, Your Money - Sunday, June 23rd 2019. With Kelvin Rampersad & Chris Chreston.
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Your Life, Your Money - Sunday, June 9th, 2019 with Kelvin the Money Guy, Brittany the Money Girl, and host, Chris Chreston.
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Your Life, Your Money - Sunday, May 12th 2019. With Kelvin Rampersad, Brittney Rampersad & Britt Chris Chreston.
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Your Life, Your Money - Sunday, April 14th 2019. With Kelvin Rampersad & Chris Chreston.
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Your Life, Your Money. Sunday, March 31st 2019. With Kelvin Rampersad & Chris Chreston. This week's episode features Anne-Marie Isaacson.
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Your Life, Your Money. Sunday, March 17th 2019.
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Your Life, Your Money - Sunday February 24th, 2019
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Your Life, Your Money - Sunday February 10th, 2019 with host Kelvin Rampersad and Chris Chreston.
This week Kelvin discussed Canada's 5th season, RRSP season. He explains RRSP's, how they can benefit you, and when you should consider buying them.
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Your Life, Your Money - Sunday January 13th, 2019 with host Kelvin Rampersad and Chris Chreston.
This week Kelvin discussed planning for future finances and retirement, based on whether RRSPs would be your main source of income after retirement, and the difference between TFSA's and RRSP's.
He also explained you may be paying more taxes later in life, when you start taking out money from investments.
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Your Life, Your Money - Sunday January 13th, 2019 with host Kelvin Rampersad and Chris Chreston.
In this first edition of Your Life, Your Money, Kelvin introduces himself and his new show.
Kelvin talks about how to start saving for the new year, recommending putting away 10% of your income each month, and ways to save on daily expenses.
He discusses how to properly plan and prioritize for the things you really want in life.
As well as explaining TFSA’s and retirement plans.
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