Real Estate Breakthrough: Recent Episodes
Christina Suter
Welcome to the Real Estate Breakthrough Show. Where we talk about the Reality of real estate, the mindset you need and tips and tricks to get you moving forward in investing.
In this episode of Real Estate Breakthrough, Christina Suter sits down with Mariciela Linger of Up Plex to unpack how she and her husband Christopher built a diverse real estate portfolio from the ground up—spanning multifamily, storage, mobile home parks, private lending, and more.
They reveal:
- How they handled a devastating apartment fire and turned it into a learning opportunity
- Why they stepped away from multifamily, and what made them come back
- The real cost of tight cap rates and how to pivot asset classes
- Lessons in leadership, transparency with investors, and building scalable systems
- What financial freedom actually looks like when you're choosing deals, not chasing them
This conversation isn’t just about real estate, it’s about mindset, team dynamics, and long-term vision. Whether you're an active investor, capital raiser, or aspiring GP, this episode will expand how you think about investing and integrity-driven business.
Christina Suter is a real estate investor, coach, and host of the Real Estate Breakthrough show. She helps investors break through their limiting beliefs, create clarity, and build aligned wealth.
🔔 Subscribe for more real estate wisdom, economic insights, and investor interviews every two weeks!
#RealEstateBreakthrough #ChristinaSuter #MultifamilyInvesting #FinancialFreedom #PassiveIncome
In this episode of Real Estate Breakthrough, I sit down with Krista Fettke of Gateway Investors—daughter of Rich and Kathy Fettke from Real Wealth—to dive into the real story behind how U.S. investors are buying real estate in Portugal, Spain, Panama, and Mexico... and getting more than just cash flow.
We cover:
✅ How Krista turned a family legacy into a global investing business
✅ What the Golden Visa program actually offers
✅ The pivot her company made when the rules changed—overnight
✅ How to vet international developers and stay protected abroad
✅ Stories from real clients who used real estate to build freedom + lifestyle Whether you're a passive investor looking to diversify outside the U.S. or just someone curious about international markets, this episode is packed with actionable wisdom and some heartfelt laughs. 💬 ✨
Visit Krista's site: https://www.gatewayinvestors.com
📌 Subscribe for more content on wealth-building, mindset, and legacy through real estate. #realestateinvesting #goldenvisa #internationalrealestate #portugalrealestate #financialfreedom #kristafedke #realwealthnetwork
Are we heading for another Great Depression or just another news cycle blip? In this episode, Christina Suter breaks down the real impact of Trump's recent tariff moves—and what it actually means for real estate investors.
She unpacks what happened in the 1930s, how today’s economy is vastly different, and what you should be doing if you're investing in housing, multifamily, or even watching the market with sweaty palms.
We cover:
🔹 What the Smoot-Hawley Tariffs really caused
🔹 Why the 2025 economy isn’t the 1930s
🔹 How tariffs may affect construction costs, rents & returns
🔹 The 5 major differences between now and the Great Depression
🔹 Why real estate investors should not panic
📌 Whether you love or loathe Trump, this is not about politics—it’s about how to stay grounded and smart when volatility hits.
🎧 Don’t forget to subscribe and stay updated on how economic shifts impact your investing!
In this episode of Real Estate Breakthrough, I’m joined by real estate experts Robert Fragoso and Nick Despotidis to unpack what’s really going on in today’s market—from interest rates to market cycles, cash flow challenges, and the infamous “date the rate, marry the price” strategy.
We talk about:
✅ Why multifamily is down 20–30% and what it means for buyers
✅ How to invest smart in a high-interest-rate environment
✅ The golden handcuffs keeping inventory locked
✅ What builders, investors, and flippers should be watching in 2024
✅ When is the real bottom of the market?
🔔 Don’t forget to like, subscribe, and drop your thoughts in the comments — we love hearing what you think!
👇 Let’s connect:
🌐 livearichlife.info
#RealEstateInvesting #Multifamily #InterestRates #HousingMarket #CashFlowInvesting #RealEstatePodcast #PassiveIncome
🔥 Think you need a $20,000 real estate course to start flipping houses? Think again. Too many investors take the courses, follow the steps… and still get stuck. They hesitate, make costly mistakes, or simply don’t take action. In this episode, I sit down with Robert Fragoso, a seasoned real estate investor with 35+ years of experience, thousands of flips, and deep insider knowledge.
Robert shares:
✅ The biggest mistakes new flippers make (and how to avoid them)
✅ Why many real estate courses fail to help people take action
✅ The truth about contractors, timelines, and cost overruns
✅ What’s working in today’s flipping market (especially in high-cost states like CA)
✅ Why mentorship & community are the secret sauce to success If you’re serious about real estate investing, don’t miss this episode. Listen now and take notes!
🔔 Subscribe for biweekly real estate insights!
Is this the future of real estate? In this episode, I sit down with Ray Kaderli, an expert in Hempcrete construction, to discuss how this ancient yet revolutionary material is shaking up the real estate industry. We dive deep into why Hempcrete homes are more durable, energy-efficient, and sustainable than traditional construction.
What You’ll Learn:
✔️ Why traditional building materials are outdated & inefficient
✔️ How Hempcrete solves major real estate problems
✔️ The investment opportunities in sustainable construction
✔️ How to get involved in the Hempcrete revolution before it’s too late
If you’re a real estate investor, developer, or just curious about the future of sustainable building, this episode is a must-listen. Don’t miss it!
🔔 Subscribe for more real estate insights
In this episode of Real Estate Breakthrough, host Christina Suter welcomes Bob Lachance, a professional investor, entrepreneur, and founder of Reva Global, a top-tier real estate virtual assistant company.
Bob shares his inspiring journey from professional hockey player to real estate investor, breaking down how he built his wealth, navigated challenges, and created a legacy in the real estate world. 🏠💼
Learn how Bob:
✅ Jumped into real estate with ZERO experience and found success.
✅ Built Reva Global to help real estate professionals with specialized virtual assistants.
✅ Handles setbacks in real estate and turns challenges into opportunities.
✅ Balances entrepreneurship, family, and financial freedom.
🌐 Reva Global: https://www.revaglobal.com
📩 Bob Lachance: https://www.linkedin.com/in/boblachance/
🌐 Learn more about Christina Suter: https://livearichlife.info
Don't forget to like, subscribe, and hit the notification bell for more insights into real estate investing! 🛎️
#RealEstateInvesting #FinancialFreedom #BobLachance
In this episode of Real Estate Breakthrough, Christina Suter sits down with AJ Osborne, founder of Cedar Creek Capital and a self-storage industry pioneer. AJ shares his journey from medical benefits sales to building a $100M self-storage empire—without outside investors.
Learn why self-storage is more than real estate, how to turn challenges into opportunities, and why the market's next shift could be your golden moment. Plus, a fascinating detour into wildlife conservation and AJ’s passion for bears and the Yellowstone ecosystem.
What you'll learn in this episode:
The unique business model behind self-storage success.
Why self-storage is outperforming other real estate sectors. Insider tips for navigating interest rate spikes and market downturns.
AJ's personal growth story: mistakes, resilience, and ultimate success.
💡 Don’t miss this deep dive into the business side of real estate that most investors overlook!
AJ Osborne's Resources: 🌍 https://www.selfstorageincome.com
🔔 Subscribe for more real estate game-changers and insights!
#SelfStorage #RealEstateBreakthrough #AJOsborne #PassiveIncome #RealEstateInvesting
Join me, Christina Suter, on Real Estate Breakthrough as I sit down with Ryan Smith, a real estate investor with a unique journey—from coder and pro athlete to faith-driven entrepreneur. Ryan’s story combines purpose, persistence, and an impressive investment strategy in mobile homes and storage units.
In this episode, we explore:
Ryan’s transition from software to a real estate powerhouse, managing over 20 years in the mobile home and storage sectors.
Why investors are shifting from multifamily to mobile homes and storage—and the advantages of these asset classes.
The impact of faith in Ryan’s business and investment philosophy, including how he sees real estate as a vehicle to serve communities.
Key lessons for real estate success: from avoiding common investor pitfalls to understanding the power of staying on course.
Curious about real estate investment with a purpose? Don’t miss this episode! Hit that subscribe button for more industry insights, and leave a comment with your thoughts on real estate trends. Watch now and start transforming your approach to real estate investing.
#RealEstateInvesting #MobileHomeParks #FaithDrivenBusiness #RealEstateTips #InvestWithPurpose
In this episode of the Real Estate Breakthrough podcast, I sit down with Mandy McAllister, real estate investor and leader at GoBundance Women, to explore the unique challenges and advantages women face in real estate.
From transitioning out of high-powered careers to embracing the mindset of financial freedom, we dive into how community, values, and entrepreneurial risk-taking empower women in the real estate space.
We share personal stories, key insights on managing risk, and the importance of staying true to your values while building wealth through real estate. Whether you're a seasoned investor or just starting out, this conversation is packed with practical wisdom that you don't want to miss.
In This Episode, You’ll Learn:
How community and mentorship can help you succeed in real estate
The importance of staying true to your values and designing your life with purpose
Why real estate is an excellent vehicle for financial freedom, especially for women
How to overcome setbacks, including personal stories of deals gone wrong and the lessons learned
Why surrounding yourself with like-minded people accelerates your success
👉 Don't miss out on more episodes! Subscribe and hit the notification bell for real estate investing tips and strategies.
In this episode of Real Estate Breakthrough, I sit down with Kevin Bupp from Sunrise Capital, a seasoned real estate investor who went from bartending to building a multi-million-dollar real estate empire.
Kevin shares his incredible journey, the pivotal moments that shaped his path, and the lessons he's learned along the way. We dive deep into the importance of mentorship, taking calculated risks, and the art of creating win-win deals in the real estate world. Whether you're a newbie or a seasoned investor, Kevin's story will inspire you to break through to your own financial freedom.
🔍 In This Episode, You'll Learn:
- How Kevin got his start in real estate with zero experience
- The power of mentorship and learning from others
- Strategies for finding deals that align with your expertise
- The real "secret sauce" of success in real estate investing
🚨 Ready to take control of your financial future with expert guidance? Don't just dream about financial freedom—make it happen! 🚨
Subscribe to the Real Estate Breakthrough Podcast and hit the bell icon to never miss an episode packed with actionable strategies and insider tips from industry leaders. See you in the next one!
Contact me here - https://linktr.ee/realchristinasuter
Welcome back to Real Estate Breakthrough! In this episode, I sit down with Mike DeHaan, a successful real estate investor and host of the Collecting Keys Podcast. Mike shares his incredible journey from leaving a high-paying engineering job at Boeing to building a national flipping and wholesaling business that spans multiple markets. 🚀
We dive into:
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How Mike transitioned from a stable engineering career to real estate investing
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The challenges and triumphs of flipping and wholesaling properties
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Building a sustainable, scalable business model across different markets
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The importance of grit, mindset, and perseverance in real estate
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Why he believes it's easier to make a million dollars than to replace a high-paying W-2 with passive income
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Mike's insights on creating repeatable systems and achieving financial independence
Whether you're a seasoned investor or just getting started, this conversation is packed with valuable advice, actionable insights, and real-life lessons from someone who's been in the trenches and emerged successfully.
🎧 Listen now and gain a fresh perspective on what it takes to make it in real estate investing!
📢 About Mike DeHaan:
Mike DeHaan is a real estate investor and host of the Collecting Keys Podcast. Since 2020, his real estate investment company has scaled to 9 markets, buying off-market real estate, completing over 130 transactions, and building a portfolio of over 50 units where he is the majority owner. Through his podcast and Instant Investor Program, Mike educates and empowers other investors to build successful real estate businesses.
👉 Connect with Mike DeHaan:
🌐 Website
🎥 (https://www.youtube.com/@collectingkeys)
👉Connect with Christina Suter:
🌐 https://linktr.ee/realchristinasute
✨ Make sure to subscribe, like, and share this episode with others who could benefit from Mike's insights! Leave your questions or thoughts in the comments below. We’d love to hear from you!
#RealEstateInvesting #FlippingHouses #Wholesaling #RealEstateTips #PassiveIncome #InvestingMindset #FinancialFreedom #Podcast #Entrepreneurship
Welcome to the Real Estate Breakthrough Show with Christina Suter!
In this episode, I sit down with Desiree Doubrox, the dynamic CEO of "HomWork", to discuss her groundbreaking approach to co-living spaces and her extensive experience in real estate and entrepreneurship.
About Desiree Doubrox:
Desiree is a seasoned real estate agent, broker, and investor with over three decades of experience. As a General Partner in eight residential syndications, she has extensive knowledge in various areas of real estate, including fix and flips, multi-residential properties, notes, NNN leases, and short-term rentals. An entrepreneur from the age of 12, Desiree has founded several successful businesses, including "A Models Media" and "An Empowered Woman", a global networking community for women professionals and entrepreneurs. Currently, she leads HomWork, a CoWorking CoLiving space designed for digital nomads and entrepreneurs who want to "live where you work, work where you live, anywhere in the world."
Key Talking Points:
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HomWork's Vision: Creating flexible co-living spaces for professionals who value the freedom to work from anywhere.
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Post-COVID Evolution: How the demand for remote work has influenced the growth of HomWork.
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Partnership with Outsite.co: Expanding HomWork's reach to over 50 locations globally.
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Real Estate Journey: Desiree's transition from a real estate agent to an investor and syndicator.
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Educational Initiatives: Teaching others about real estate syndication and fund management.
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New $10M Fund: Focused on acquiring boutique hospitality properties in prime locations.
🔔 Don't forget to like this video & subscribe to my channel for more insightful episodes on real estate breakthroughs!
Welcome to another episode of the Real Estate Breakthrough podcast! In this episode, I sat down with Randy Langenderfer, a financial expert and the founder of InvestArk, where he manages a portfolio of nearly 4,000 units. In this episode, Randy discusses his transition from a corporate career to becoming a full-time real estate investor. He shares how his background in finance and risk management has been instrumental in his success, and why he believes that passive investing in real estate is a powerful strategy for busy professionals looking to diversify their portfolios and achieve financial freedom.
Whether you're new to real estate investing or an experienced investor, Randy's practical advice on risk mitigation, building strong partnerships, and navigating the current economic climate will help you make smarter investment decisions. Tune in to learn how you can create recession-resistant income streams, save on taxes, and build a legacy through real estate.
Key Talking Points:
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Randy’s journey from corporate life to real estate investing.
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The benefits of passive real estate investing for busy professionals.
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How Randy built a portfolio of nearly 4,000 units.
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The importance of risk mitigation in real estate investing.
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Building successful partnerships in the multifamily space.
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Navigating the current high-interest rate environment and its impact on multifamily investments.
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The value of fixed-rate debt vs. variable-rate debt in today’s market.
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The challenges and rewards of real estate investing during economic uncertainty.
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The future of real estate investing and Randy's approach to new deals.
Find out more about Randy:
Randy’s Profile linkedin.com/in/randy-langenderfer
Website invest-ark.com
Stay tuned for more inspiring stories and actionable tips to help you achieve your real estate goals. Keep your mindset straight, move forward, and find success driven by your why.
Listen to the “Real Estate Breakthrough” Show on:
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Roku TV
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YouTube
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Amazon
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iHeartRadio
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Follow Christina Suter:
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https://www.instagram.com/realchristinasuter
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https://linktr.ee/realchristinasuter
Subscribe, like, and share to stay updated with more expert insights and success stories from the world of real estate investing!
Welcome to another episode of Real Estate Breakthrough with Christina Suter! In this episode, we sit down with Jeff Smallowitz, an aerospace engineer turned private lending expert, as he shares his journey from engineering to real estate and private lending.
He was the Spacecraft Structure and Mechanical lead on NASA's James Webb Space Telescope. Developed the structural test program and conducted many of the tests for NASA's LADEE spacecraft structures. Lead on the Airborne Laser Program for Northrop Grumman Space Technology. Lead structural analyst at SpaceX on Falcon 1.
Key Topics Discussed:
Jeff's Career and Transition to Private Lending Importance of Retirement Planning
Current Trends in Private Lending
Jeff's Lending Criteria
Challenges and Lessons from a Bad Deal
Refining the Lending Process
Advice for New Borrowers and Lenders
Find our 'Real Estate Breakthrough' show on other platforms:
- Amazon TV
- iHeartRadio
- Spotify
- iTunes
Subscribe, like, and share to stay updated with more expert insights and success stories from the world of real estate investing!
Welcome back to another episode of the Real Estate Breakthrough Show! 🎙️ Today, we are thrilled to have Henry Washington, an accomplished author, entrepreneur, and real estate investor, join us in the studio. Henry has built an impressive portfolio of over 70 rental units and countless house flips within just three and a half years, achieving financial freedom. He's also the newest co-host of the BiggerPockets Podcast and a cast member of "On the Market."
In this episode, Henry shares his inspiring journey from a 9-to-5 job to becoming a successful real estate investor. Discover how a panic attack led him to real estate and how he built his portfolio despite having bad credit and little money. Henry emphasizes the importance of authenticity, community, and the right mindset in the real estate business.
Key Talking Points:
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Henry's unexpected introduction to real estate investing
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The critical role of mindset and authenticity in success
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Overcoming financial obstacles and finding deals
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The power of direct-to-seller marketing and local community banks
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Building a community focused on integrity and service
Henry also delves into his upcoming book, "Real Estate Dealmaker," which guides you through finding and funding real estate deals. Whether you're a seasoned investor or just starting out, this episode is packed with valuable insights and strategies to help you succeed in real estate.
Connect with Henry Washington:
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Instagram: www.instagram.com/thehenrywashington
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Coaching: https://www.seeyouattheclosingtable.com
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Pre-order "Real Estate Dealmaker": https://store.biggerpockets.com/products/real-estate-deal-maker
Listen to the Real Estate Breakthrough Show:
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Roku TV
-
YouTube
-
Amazon
-
iHeartRadio
-
Spotify
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iTunes
Stay tuned for more inspiring stories and actionable tips to help you achieve your real estate goals. Keep your mindset straight, move forward, and find success driven by your why.
Follow Christina Suter:
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https://www.instagram.com/realchristinasuter
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https://linktr.ee/realchristinasuter
Welcome to a special episode of The Real Estate Breakthrough Show! Today, we have the honor of hosting Brett Swarts, an accomplished entrepreneur and the founder of Capital Gains Tax Solutions. Brett, who serves as a Deferred Sales Trust Trustee, brings a wealth of knowledge in exit planning, real estate investment, and wealth management.
He is the author of Amazon's #1 best-seller "Building a Capital Gains Tax Exit Plan" and a SUCCESS® Certified Coach, making him an authority in the field. About Brett Swarts: Brett Swarts leads Capital Gains Tax Solutions, where he helps clients with net worths ranging from $5M to $100M create and preserve wealth through the Deferred Sales Trust (DST) exit plan. With over $500 million in CRE brokerage and DST transactions under his belt, Brett combines his real estate investment expertise with innovative tax deferral strategies.
He also hosts the Capital Gains Tax Solutions and Expert CRE Secrets podcasts, interviewing industry leaders on topics like wealth management, leadership, and tax strategies.
Episode Topics:
- Introduction and Initial Meeting
- Deferred Sales Trust (DST) vs. 1031 Exchange
- Benefits of DST
- Historical Context and Personal Stories
- Client Success Stories
- Operational Details of DST
- Investment Flexibility
- Comparing DST to Traditional Trusts
- Future Tax Implications and Strategies
- Expert Guidance and Resources
Join us for an enlightening discussion with Brett Swarts as he shares his expert insights and practical advice on capital gains tax solutions. Whether you're a high-net-worth individual, a real estate investor, or a trusted advisor, this episode is packed with valuable information to help you navigate the complexities of capital gains tax deferral.
More about Brett:
linkedin.com/in/brett-swarts
capitalgainstaxsolutions.com
expertcresecrets.com
experttaxsecrets.com
Email: brett@capitalgainstaxsolutions.com
Don't forget to like, comment and subscribe!
Welcome to another exciting episode of the Real Estate Breakthrough Show! In this episode, we have the pleasure of speaking with Julie Longtin, the owner of Cityside Properties and a true titan in the real estate industry.
With over 25 years of experience, Julie has been honored with numerous prestigious awards and has been featured in national publications for her remarkable contributions to the field.
About Julie Longtin:
Julie Longtin is renowned for her impressive career achievements. She is the youngest woman in Rhode Island to be inducted into the RE/MAX Hall of Fame and has been recognized as a top PowerBroker by COStar Commercial Group. Julie's excellence in advertising has earned her publishing accolades, and she consistently ranks among the top ten RE/MAX Realtors in Rhode Island. Her insights and expertise have been quoted in hundreds of periodicals, including MONEY Magazine, The New York Times, and the Chicago Tribune. Julie's properties have even been showcased on the Today Show. She is also a former licensed real estate appraiser, adding another layer of expertise to her already impressive resume.
Cityside Properties:
Julie Longtin leads Cityside Properties, formerly known as RE/MAX Cityside. Her team is proficient in handling a wide range of real estate transactions, including residential, commercial, rentals, property management, and expert testimony/studies. No property is too big or too small for Cityside Properties to successfully represent.
Community Involvement:
Under Julie's leadership, Cityside Properties has made significant contributions to the community. They have been profiled by Providence Business News for their role as a pro-bono art gallery for local artists. Julie's team has also been recognized by Channel 10 and the Mayor of Providence for their charitable work, including a foster family drive that led to the placement of four children. Additionally, Cityside Properties supports various charitable organizations such as the United Way and Aids Care Ocean State. Be sure to ask about their community giving program.
Topics discussed:
-Julie's Professional Journey of over 30 years in real estate
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Achievements include being the youngest woman to hit RE/MAX Hall of Fame at age 31.
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The process of overcoming industry challenges as a woman in a male-dominated field.
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The importance of perseverance and overcoming obstacles in achieving success.
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Julie's personal approach of failing forward and maintaining resilience.
-The multifaceted benefits of real estate, from creating personal wealth to providing essential services and investment opportunities.
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Current industry challenges including DOJ litigation concerning commission structures and perceived antitrust violations.
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The misconceptions around commission structures and the impact on various sectors of the market.
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The importance of prioritizing client needs over transactions.
-The cyclical nature of financial markets and the importance of stability.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more.
Don't forget to like, comment, and subscribe for more expert interviews and real estate insights!
Find more about Julie here:
LinkedIn: linkedin.com/in/julielongtin Websites mycitysidehomes.com (Company)
julielongtin.com (Personal)
landvest.com (Company)
"People get enamored by numbers and we really need to back it up and holistically understand the goals, risk and timeline." -Whitney Hutten
Today I am interviewing Whitney Elkins Hutten. She is the Director of Investor Education at Passive Investing. She also operates her own consulting and coaching practice called Ash Wealth, where she provides mentorship and development tactics for investors. Currently, she is partnered in $800 million in real estate assets and is the author of the book "Money For Tomorrow." She has been featured on the Bigger Pockets podcast, The Real Estate Syndication show, The Real Estate InvestHer and many more.
TOPICS COVERED IN THE EPISODE
- Becoming an investor by accident
- Teaching people how to leverage their resources
- The necessary skills that get skipped over
- Stop being enamored by numbers
- Do you holistically know your goals, risk and timeline
- What is an investment thesis
- The know like and trust triangle
- A skill doesn't always mean a passion
- "Money for Tomorrow" by Whitney Hutten
- Create a blueprint that works
- The 4 skills investors need
- Do you have a job for every dollar
- Treat your money like your partner
- What happens when you don't choose financial independence
- Enjoy the journey even without the achievements
- How to prepare the next generation
- Trust but verify
Listen now and find out how Whitney found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Whitney's interview on Youtube here.
Find out more about Whitney here:
Website PassiveInvesting.com
Website AshWealth.com
Email whitney@passiveinvesting.com
187: Mike Zlotnik- The Bizarre Truth: Why Commercial Real Estate Investors Are in a Recession While Others Thrive
"What's really bizarre is if you're a commercial real estate investor, you are in a deep recession while everyone else is doing fine as the economy is not really in a deep recession." - Mike Zlotnik
Today I am interviewing Mike Zlotnik. He's an Investment Expert and coach with a successful background and long history in information technology and business intelligence. In 2009 he transitioned into real estate and in 2014 became the CEO of Tempo Family of Funds an Syndications, an investment firm that specializes high yield growth and income investment opportunities for investors in both residential and commercial real estate. He is a member of the investor mastermind groups Collective Genius, Venture Alliance and more. He is the host of the Big Mike Fund podcast, and is a national speaker.
TOPICS COVERED IN THE EPISODE
- The predictability of real estate
- Who is this recession hurting the most
- Mikes background and beginnings in real estate
- The predictability of real estate
- Real estate's technical elements an what they mean
- Badly structured deals in the commercial market
- Is residential stable
- Why we use sensitivity analysis in investing
- The skill of building strong relationships
- Your team defines your success
- People, culture and numbers
- What is a leaders function
- Where is the economy currently
- Are people running out of money
Listen now and find out how Mike found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Quentin's interview on Youtube here.
Find out more about Mike here:
Website BigMikeFund.com
"The asset that you buy and the revenue that's created, you're not going to get it anywhere else. You can chase traveling nurses, you can chase insurance providers in the mid term space, but that comes and goes." -Quentin Wendt
Today I am interviewing Quentin Wendt who is the General Manager at Pad Split, a technology platform and marketplace dedicated to providing affordable housing solutions for working people in working class neighborhoods. Quentin spent 22 years in management consulting for the food service industry and has only recently invested in his first property. However, with his extensive background in operations and management he joined the Pad Split team in 2022.
TOPICS COVERED IN THE EPISODE
- Quentin's introduction into real estate
- People in real estate share
- His time running a distribution and logistics business for Boars Head
- When he joined Pad Split
- What is Pad Split and how does it work
- Multi family returns on single family acquisitions
- How are bedrooms in a Pad Split created
- Lead with the underwriting
- How do investors get involved
- Who is the target tenant
- Forced appreciation in different markets
- Does the demand for affordable housing still exist
- Don't lead with profit
- How do you build an asset portfolio using BRRR
- What is the hardest barrier of entry for investors
- Can both tenant and investor win
Listen now and find out how Quentin found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Quentin's interview on Youtube here.
Find out more about Quentin here:
Website PadSplit.com
"The LPs traditionally are going to have the lion's share of that equity stack and if you don't have a good handle on those LP's, you can run into some hot water and not be able to raise your money." - Chad Zednek
Today I am interviewing Chad Zdenek. He is the CEO of CSQ Properties, which functions as an acquisition and reposition management company of multi-family and self storage real estate. They hold 750 multi-family units and 3,000 self storage units in California and other parts of the US. He has presented at my ITI Meeting as well as been a previous guest on the show.
Chad Zdenek: Had a career in construction and civil engineering, obtaining a license for both . He worked at Boeing for 7 years as a structural dynamics engineer before going into business with his brother which they ran successfully for a few years before Chad was bought out. After, he went into real estate full time and established CSQ Properties as well as grew a $150 million general partner portfolio.
TOPICS COVERED IN THE EPISODE
- Chads background at Boeing as a structural engineer
- What is CSQ Properties
- Choosing the right investment partners
- The horse track analogy
- Why no one talks about the LP's
- Who does what in an equity stack
- How are syndications setup
- The technicals matter
- Who is the silent Co GP
- What is effective investor communication
- How no communication becomes miscommunication
- Why Co GP's distance themselves
- Treat all investors the same
- The challenges with capital calls on distress deals
- Reestablishing know, like and trust
Listen now and find out how Chad found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Chad's interview on Youtube here.
Find out more about Chad here:
Website csqproperties.com
IG Chad Zdenek
LinkedIn Chad Zdenek CSQ Properties
"I think whats really cool about real estate is doing the things no one is willing to do and the impact on the community it has." -Cody Davis
Today I am interviewing Cody Davis who I met recently at our ITI meeting. He was invited by Bronson Hill. I was very impressed with Cody's clarity and focus for implementing a strategy that is leading him to a future of financial freedom using creative seller financing. In this interview Cody shares how he dropped out of college to purse a career in real estate. He now holds a real estate portfolio of over 200 plus rental apartments as well as a water front property.
TOPICS COVERED IN THE EPISODE
- How Cody got into seller financing
- His start as an agent
- Using real estate to increase our income
- Not fighting the corporate ladder
- Real estate creates new possibilities
- The path to above average
- Not being consumed by the business
- Diminishing returns
- Investing in your current tenants
- Avoid adding complicated steps
- Build a business model around your goals
- Don't add any fluff
- Get what you want by asking
- Go for and build the relationship first
Listen now and find out how Cody found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Cody's interview on Youtube here.
Find out more about Cody here:
Website MultiFamilyStrategy.com
Youtube Cody Davis Winning Business
"Capital raising is sales, it's really working with people using a lot of the same skill sets." -Bronson Hill
Today I am interviewing my friend, Co host of ITI and past mentee, Bronson Hill. He is the CEO and Founder of Bronson Equity, a passive investing and multi family syndication company. Bronson Equity works one on one with clients who are high earning individuals who want to invest passively. He is a general partner in over $150 million in real estate. Bronson is an educator and has written a report called The Single Best Investment Strategy During (or After) a Pandemic. He is an author, podcast host, the creator of the Advanced Real Estate Investing Summit, a guest speaker on numerous podcasts, a presenter at various conferences and meetings and so much more.
Bronson Hill: Began investing in real estate in 2006 when he purchased his first rental property. After the property began to cash flow, Bronson purchased other single family properties in Ohio, under the impression that he wanted to own 30 homes for passive investing. Later on a family member introduced Bronson to multi-family investing and there, Bronson learned how to raise capital for a deal. Now a few years later, he is a Multi Family Syndicator and financial coach.
TOPICS COVERED IN THE EPISODE
- Bronson's trajectory into real estate
- Why he transitioned from single family to multi family
- Diversify your portfolio
- People want time freedom over financial freedom
- Capital raising is sales
- How to find an approach that works
- Can we come from a place of purpose
- How does vision create purpose
- Money is a tool
- How Bronson raised $40 million
- Creating a positive relationship with money
- The achievers dilemma
- Keeping the ego in check
- Helping people believe in themselves
- Some deals come with challenges
- Investing in ATMs
Listen now and find out how Bronson found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Bronson's interview on Youtube here.
Find out more about Bronson here:
Website BronsonEquity.com
Email Bronson@bronsonequity.com
LinkedIn Bronson Hill
182: Todd Bayer- Playing the Long Term Real Estate Game
"You have to put more skin in the game to make the deal work and end up making much less profit so we are very challenged right now in real estate especially with flipping and the long term rental market."
-Todd Bayer
Today I am interviewing Todd Bayer. I've known Todd for many years and he has an extensive journey in the world of real estate from appraisals to flipping to launching the Rehab Loan Group and beyond. He partnered with Stephne McKee and started the successful networking group The Inland Empire Real Estate Investment Club. Todd would then pursue other avenues that included the tiny home and mobile home markets which also had its challenges. Now Todd is the Owner of FlowVestor which he launched after the pandemic which focuses on mobile home parks, multi family and self storage facilities.
TOPICS COVERED IN THE EPISODE
- How Todd was introduced to real estate
- Trading a 9-5 for a 9-9
- Focus on what you're great at
- How The Rehab Loan Group was started
- Building a business while running one at the same time
- The power of networking
- What is happening in the industry of lending
- What are the current challenges
- What is happening with real estate prices
- There's not enough inventory
- Best way to find a deal of market
- Where to find off market deals
- How bad deals educate you as an investor
- Stay in your lane
- What is happening with the long term rental market
Listen now and find out how Todd found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Todd's interview on Youtube here.
Find out more about Todd here:
Website FlowVestor.com
Email todd@flowvestor.com
"Do you as a private investor have the right education to be able to ask the right questions to these operators." - Matthew Owens
Today I am interviewing Matthew Owens. He is the CEO of OCG Properties, which is a real estate investing company that focuses on “intelligent” investing and education. OCG Properties helps investors create cash flow strategies for long term returns and investments. He has presented numerous times at my FIBI Pasadena meeting and is a frequent speaker at other real estate meetings in the southern California area.
Matthew Owens: Started his career in real estate as a flipper and a licensed CPA. Over the past fifteen years, Matthew has successfully flipped over 1,000 properties with over $35 million out to flippers currently. In 2006 he quit his job as a CPA and went into real estate full time. Understanding the complexities of deals, Matthew founded OCG Properties to help people become educated on how to succeed in real estate using cash flow strategies and seller financing strategies for long term investing. He is a consultant, an advisor and host of the OCG Properties: Masters of Real Estate with Mathew Owens, CPA.
TOPICS COVERED IN THE EPISODE
- How to gain financial control
- Everything falls on the owner
- How to get a hold on your bookkeeping
- Are you cataloging your expenses properly
- Why you should hire a team
- How to hold yourself accountable as the business owner
- Separating your buckets of capital
- Do you have proper reserves set in place
- Why you need multiple bank accounts
- The benefits of knowing how to talk to people
- Networking is key
- Be open to new opportunities
- Why invest in promissory notes
- Invest in syndications
- Is investing in real estate better than investing in stocks
- What is happening in the market currently
- Will lowering rates add inventory
Listen now and find out how Matthew found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Matthew's interview on Youtube here.
Find out more about Matthew here:
Website OCGProperties.com
LinkedIn Matthew Owens
"It's not passive, it's your asset and it's your money so you don't just sit back and hope someone else is taking care of your money because no one cares about your money like you do." -Kaaren Hall
Today I am interviewing Kaaren Hall who is the founder of uDirect IRA Services. uDirect helps thousands of people self direct their IRA's into private equity investments such as real estate, notes, performing & non performing debt, crowdfunding and more. Assisting people with taking their retirement out of wall street and into private equity, Kaaren opened uDirect IRA in 2009, just a year after the 2008 downturn. She has presented at many local meetings including my FIBI Pasadena meeting numerous times as well as been a previous guest on my show.
Kaaren Hall: Prior to her career in IRA services and investing, Kaaren was a radio host and a news and on air traffic reporter. She then began working in the banking and real estate industry before taking a leap and beginning her own practice in Southern California. Understanding the importance of retirement and the power of taking care of your own financial freedom, uDirect IRA specializes in helping people create their own future in which they have full control over their retirement and financial freedom.
TOPICS COVERED IN THE EPISODE
- Being a woman in a male dominated industry
- What are we responsible for
- The importance of a morning routine
- Inner determination
- How do we build discipline
- What you can and cannot do with a self directed IRA
- How do we make this process simple
- Learn the rules of the game
- New changes in the IRA industry
- What is a 529 plan
- What is a sep IRA
- How are people currently being impacted by the recession
- Has fraud died down
- How do contribution limits impact an account
- What is Finra Broker Check
- No one else will care about your money like you
- Why this is not a passive asset
- The importance of multiple streams of income for retirement
- What do you need to retire
Listen now and find out how Kaaren found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Kaaren's interview on Youtube here.
Find out more about Kaaren here:
Website uDirectIRA.com
Email info@udirectira.com
"If you're getting in and starting now this is the golden opportunity that we've been waiting for for 10 years." -Andrew Cushman
Today I am interviewing Andrew Cusman. He is the Founder and Principal of Vantage Point Acquisitions, a private equity firm providing investment opportunities in multifamily assets. He has presented at FIBI Pasadena as well as been a former guests on my podcast. He has been featured on platforms like Bigger Pockets and Real Estate Rookie.
Andrew Cushman: Graduated from Texas A&M with a degree in chemical engineering. In 2006 Andrew and his wife started flipping houses in southern California right before the 2008 crash. Then Andrew began his journey into multi family investing.
TOPICS COVERED IN THE EPISODE
- Why did Andrew get into multi-family investing
- Where is money made in multi family investing
- Become an expert in one thing
- Is the multi-family market suffering
- Where are we finding stress in the market
- How do cap rates work on commercial properties
- Why have insurance premiums gone up all over the country
- How do variable loan rates effect current properties
- What is Andrews secret sauce
- Are syndicators underwater
- Why is now time to invest
- Why is new construction falling
- Money is made on the operations
- Giving back to your onsite teams
- Build relationships with property managers
Listen now and find out how Andrew found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Andrew's interview on Youtube here.
Find out more about Andrew here:
Website VAPACQ.com
LinkedIn Andrew Cushman
"Passive income wasn't something ever discussed and getting an advanced education just taught me how to be an employee." -Amy Sylvis
Today I am interviewing Amy Sylvis, she is the Founder of Sylvis Capital, a syndication company specializing in multi family properties in upcoming markets.
Amy Sylvis: Was born with a condition called cystic fibrosis in which she was told she would only live to be 9 years old. She is currently 42 and is ecstatic that she has the ability to live her life to the fullest. She spent 13 years working in the pharmaceutical and biotech industry before she came across the book "Rich Dad, Poor Dad," which led her into passive income using the vehicle of real estate.
TOPICS COVERED IN THE EPISODE
- What is your story
- Amy's health journey
- "The Miracle Morning" by Hal Elrod
- Working on the mind
- Why we read "Rich Dad Poor Dad"
- Can you trade time for money
- What servers your success
- Data tracking
- Love the choices you make
- Investing in the right markets
- Are we already in a recession
- The perks of multifamily investing
- Marco economic trends
- Is it hard to purchase a home right now
- How to use market research data
Listen now and find out how Amy found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Amy's interview on Youtube here.
Find out more about Amy here:
Website SylvisCapital.com
LinkedIn Amy Sylvis
I learned at a young age, like many other immigrants grit and how hard work has to happen so that you have a means to survive." -Jenny Gou
Today I am interviewing Jenny Gou. She is one of the Managing Partners of Vertical Street Ventures, a multi family syndication company offering investment opportunities by using a full service approach for apartment investing. Jenny is responsible for operations at VSV and is also the lead for the VSV Multifamily Academy.
Jenny Gou: Began her career as a Sales Strategist for Procter & Gamble before transitioning to Vertical Street Ventures. She has a BA in Business Management from the University of Arizona and received her MBA from the University of Minnesota.
TOPICS COVERED IN THE EPISODE
- What is Vertical Street Ventures
- Stop climbing the corporate ladder
- Teaching the next generation
- What being from an immigrant family taught me
- Where does the ambition come from
- The value of a dollar
- Is it hard being an entrepreneur
- Why are people are greatest assets
- What culture are we building
- Ways to accelerate your business
- Focusing on problem solving, not problems
- Can we discern without judgment
- What is residents first
- What will VSV do during the upcoming recession
- Hire people that do it better than you
Listen now and find out how Jenny found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Jenny's interview on Youtube here.
Find out more about Jenny here:
Website Vertical Street Ventures
LinkedIn Vertical Street Ventures
Facebook Vertical Street Ventures
Instagram VerticalStreetVentures
The more people I got to know, I realized there's a lot of money you can make in real estate and you can get involved or uninvolved as you want." Chris Collins
Today I am interviewing Chris Collins. He is the Managing Partner at Amity Cash Flow which acquires multi-family apartment properties and creates opportunities for accredited and non accredited investors. He has invested actively and passively in 6 states, over 2,500 apartment units totaling 200 million dollars. He has also presented at my FIBI Pasadena Multi Family Meeting.
Chris Collins: Has a background in Hollywood as a television editor, but has been investing in real estate for a decade. His goal with Amity Cash Flow is to help people gain financial independence no matter the industry you are in.
TOPICS COVERED IN THE EPISODE
- From Hollywood to real estate
- The basics of real estate
- Putting in the effort
- Building strong relationships with partners from other markets
- Transparency and investor relations
- Make the business plan understandable
- Encourage your investors to ask questions
- The real estate business is a relationship business
- Is there an abundance of real estate opportunities
- Why you should partner with syndicators
- What challenges are multi family facing at the moment
- How are interest rates affecting buyers and sellers differently
- Tips for buyers
- Why are sellers holding on to their properties
- Should buyers explore alternative/creative financing
- What factors push sales
- Why have rents risen
- How will you handle the potential recession
- How to maintain what you already have
- How to deal with contractors
- Why you need good oversight
Listen now and find out how Chris found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Chris's interview on Youtube here.
Find out more about Chris here:
Website AmityCashFlow.com
IG AmityChrisCollins
"We want people to invest with us because they like and trust us and we encourage people to diversify so they can have the ability to work with who they like." Reed Goosens
Today I am interviewing Reed Goosens and Ben Gray who are both the brains behind RSN Property Group which specializes in fix and flip multi-family apartment complexes. Although they both are from Australia, Reed and Ben both live and invest in the US. Reed has previously been a guest on this show, as well as presented at both my FIBI Pasadena Meeting as well as my ITI Meeting. Reed is a national speaker and is the host of the Investing in the US Podcast.
TOPICS COVERED IN THE EPISODE
- How Reed and Ben met
- How to be sustainable as a multifamily syndicator
- Investors should diversity
- Keeping a tight team
- How to reduce building cost
- The worldwide issue of unaffordability
- What are they investing in
- How to incorporate other passions into real estate
- Maintaining a sense of curiosity
- How do you keep a clear head
- Why is having a business partner necessary
- How to stay connected to your purpose
- The uncertainty of entrepreneurship
- Get comfortable with being uncomfortable
- Current challenges in the multi-family market
- Are we in a recession
- How have interest rates affected the market
- What are operators currently challenged with
Listen now and find out how Reed and Ben found their Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Reed and Ben's interview on Youtube here.
Find out more about RSN Property Group here:
Website RSNPropertyGroup.com
"It's about inner work so that the outer world can give you what you're seeking." -Christina Suter
Today I was interviewed by my mentor Raven Blair Davis on my recent feature in the Wall Street Journal in collaboration with Marquis Who's Who, which has been an honor. In this episode we talk about overcoming challenges, what it means to step into your power and how I am currently transitioning into my new practice.
TOPICS COVERED IN THE EPISODE:
- Christina's 35 years of experience as a real estate investor
- Chrstina's career in being an advisor working with 100+ clients
- Who's Who Nomination
- Her feature in the Wall Street Journal
- Christina's transition into the family office space
- The importance of inner transformation
- Christina's growth in the media and public speaking
- How to use ones voice to create impact
- How to push through personal challenges
- The success and failures of working in real estate
Listen now and find out how Christina found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Christina's interview on Youtube here.
Find out more about Christina here:
Website ChristinaSuter.com
Youtube Christina Suter
IG @RealChristinaStuer
LinkedIn Christina Suter
Twitter RealChristinaSuter
"It all comes down to impact and with the younger generations, we find they are also seeking ways to make a difference, but sometimes they don't get the opportunity to feel they are making a difference." -Franco Perez
Today I am interviewing Franco Perez. He is the Founder of Franco Mobile Homes, a company that focuses on providing affordable, efficient, and well designed mobile homes to residents of the Bay area of California. Franco's personal experiences of economic disparities landed him in the real estate field where he began his search for solutions. He is a beacon for the affordable housing movement whose goal is to give families the opportunity to become homeowners and obtain financial stability.
Frano Perez: Moved to CA at the age of 11 from the Philippines with his family. At 18 Fracno had to quit school so that he could work and provide for his family. He became a real estate agent and after working in the industry for a bit, Franco had a realization that the wealth gap was significant between the wealthy and working class. His question became how do I help people bridge the wealth gap and his solution was mobile homes.
TOPICS COVERED IN THE EPISODE
- How to gain new perspectives
- Franco's early days as a real estate agent
- How franco got into mobile home ownership
- What is Francos mission
- Mobile home conversions
- How does the wealth gap affect home ownership
- Where does the drive to change come from
- Why is entrepreneurship important
- How pressure can create resourcefulness
- Celebrating beyond the numbers
- How to harness a team driven by impact
- How do we trade value, not dollars
- How will the upcoming recession affect the mobile home market
- Is there a skilled labor shortage in the housing industry
- The importance of building affordable housing
- Why are median home prices not affordable
- What are the benefits of owning a mobile home
- Breaking the stigma of mobile home park communities
Listen now and find out how Franco found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Franco's interview on Youtube here.
Find out more about Franco here:
Website www.franco.TV
Youtube Franco Mobile Homes
IG FrancoSiliconValley
"AI is going to take a lot of jobs, but real estate will always be here."
-Sharif Shakhshir
Today I am interviewing Sharif Shakhshir. He is the Senior Vice President of CALCAP, a real estate investment company specializing in alternative investment opportunities for institutions and individual investors. He is also the Founder and CIO of Falcon Capital Management, a company that focuses on underwriting on upcoming acquisitions, deal sourcing, investment analytics, strategy and industry networking and deal financing.
Sharif Shakhshir: Has a bachelors and masters in finance. He was always interested in finance and even started collecting gold and silver as a kid. He began his career as a stockbroker before working for Countrywide in the lending division. Now he is the Senior Vice President of CALCAP and operates his own company, Falcon Capital Management.
TOPICS COVERED IN THE EPISODE
- How Sharif found his way into real estate investing
- What are the challenges and the opportunities
- Pay attention to the details
- What is desktop underwriting
- What is a pro forma analysis
- Sharif's quick cap rate calculator
- How to provoke efficiency in property analysis
- Exploring the various ways to do rent comps
- What is the current trend in the multi family market
- Why no one wants to sell
- Dissecting the usage of bridge loans
- The impact of interest rates
- Are we looking at a recession
- How do we prepare for economic softening
- Will the banking system change
- Finding your tribe
- Using meetings to develop relationships
Listen now and find out how Sharif found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Sharif's interview on Youtube here.
Find out more about Sharif here:
LinkedIn Sharif Shakhshir
Website CALCAPAdvisors
Website FalconCapitalmgmt
"No asset class, not even multifamily is so incredible that it can be good at all times in all markets." -Neal Bawa
Today I am interviewing Neal Bawa. He is the CEO and Founder of GroCapitus and UGro, which are real estate investment companies that focus on building, sourcing or obtaining commercial real estate properties. He has taught more than 10, 000 investors with his free data analytics course and is highly sought after to speak at real estate conferences around the country. He is called the mad scientist of multifamily investing and believes "data beats gut feel by a million miles."
Neal Bawa: Got started in real estate very differently than most people. He was running technology companies and used that money to build custom campuses. Not having any prior experience in this process, he however was able to very successfully build a 27,000 square foot campus which became extremely successful landing him more opportunities to build over the years. He began buying single family properties in 2008 and eventually pivoted into multifamily investing full time.
TOPICS COVERED IN THE EPISODE
- How data serves us better than gut feeling
- What Neal Does as a data technologist
- How Neal was introduced to the world of real estate
- What does Gro Capitus do
- Engaged as a buyer, not as a seller
- Being 12 months ahead of everyone else
- What is land banking
- Is it the time to buy multifamily assets
- Follow the data not the current trends
- How to fight against biases
- What happened to the Phoenix market
- Don't ignore the cycle
- The rationale of investors
- Why has retail and office fallen so dramatically
- Will the office market continue to decline
- Is office conversions a possibility
- Investor vs a speculator
- What is the relationship between interest rates and cap rates
- How does land banking work
- When is the next bottom
- The current state of inflation
- What is quantitative easing
Listen now and find out how Neal found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Neal's interview on Youtube here.
Find out more about Neal here:
Website www.GroCapitus.com
"Real estate is not a get rich quick, its a get rich for sure." - Steven Pesavento
Today I am interviewing Steven Pesavento. He is the Founder and President of VonFinch Capital, a private real estate firm specializing in value-add multifamily, investment management and sponsorship.
He is the host of the Investor Mindset podcast and is a high performance coach.
Steven Pesavento: Started working in management consulting but knew that wasn't where you wanted to be. He started working in high growth startups in Boulder, Colorado before making his switch to real estate investing in 2016.
TOPICS COVERED IN THE EPISODE
- How Steven got started in real estate
- Why Steven choose to invest in real estate
- How personal development is the core to success in real estate
- Overcoming challenges to push forward
- There is more than one vehicle to achieve financial freedom
- How to operate from a place of clarity
- Why real estate is not a get rich quick game
- The traps of having a victim mindset
- Is the system broken
- Fueling your perspective
- How to build yourself from the inside out
- How to go from victim to victor
- What is happening in the multi-family market
- What are the big institutions doing right now
- How do we double investors money
- What about the recession
- How can you leverage on this current market
- Can you find where the opportunities are
Listen now and find out how Steven found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Steven's interview on Youtube here.
Find out more about Steven here:
Website VonFinch.com
“I want to understand this thing called passive income, but first how do you make the money and get into that mindset ? I learned wealthy people have a different mindset.” -Kathy Fettke
Today I am interviewing Kathy Fettke who is the co creator of the Real Wealth Network alongside her husband Rich Fettke. Kathy is an investor, educator, and radio host who is a guest expert on platforms like CNN, Fox News, NPR, CBS, CNBC, Marketwatch and the Wall Street Journal. She is the author of a best selling book "Retire Rich with Rentals" and is also the host and creator of the podcast The Real Wealth Show with listeners in 133 countries. She has presented at my FIBI Pasadena meeting times numerous and also is a guest speaker at many others.
Kathy Fettke: Began her career in broadcasting with a BA in Broadcast Communications from San Francisco State University. She worked in news media, but eventually discovered it wasn't for her. After family hardships, she went from a stay at home mom to a full time investor. She also became a certified personal coach where she educates people on creative financing as well as mindset.
TOPICS COVERED IN THE EPISODE:
- The rights and wrongs in real estate
- How Kathy got started in real estate with a 1031 exchange
- Why mindset is the key to transformation
- Wealthy people have a different mindset
- Understanding the flow of money
- Are you in your own way
- Your mindset will set the foundation of your success
- The healthy benefits of journaling and meditation
- The importance of facing your fears
- How to face the next level necessary growth
- Do you know your other selves and the gifts they have to offer the world
- What is self reference
- Why the deeper you go a deeper understanding is required
- There are many ways to become wealthy and create passive income
- How to treat real estate like a business
- What is an entrepreneurs brain
- Do the opposite of what the headlines tell you to do
- Are we in a recession
- Understand what you are buying
Listen now and find out how Kathy found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Kathy’s interview on Youtube here.
Find out more about Kathy here:
Website RealWealth.com
Website GrowDevelopments.com
"Use your portfolio of alternative investments to design your income so you can replace your w2 income with income coming from stable assets that go up in value when the market gets afraid, scary or slows down." - Ted Greene
Today I am interviewing Ted Greene again, only this time he is sharing his current economic update.
He is the Investor Relations Manager at Spartan Investment Group who focuses on acquiring commercial real estate assets. Ted transitioned from equities to real estate after working in the field as a Fiduciary and Investment Advisor. I spoke with Ted at the Best Ever Conference and knew right then that I wanted him to join me on the podcast. I have in the past interviewed Scott Lewis, the CEO & Founder of Spartan as well as the President CIO & Co Founder Ryan Gibson who presented at FIBI Pasadena.
Ted Greene: Started in the financial industry right out of college with Merrill & Lynch and after 24 years in the industry he ended that part of his career as a portfolio manager chief compliance officer.
TOPICS COVERED IN THE EPISODE
- Economist you can rely on
- Who is David Rosenberg
- Why is there a lot of new supply coming on board
- Is luxury development superseding affordable housing
- What happens during times of contraction
- How does job participation play a role
- How long does it take to feel the full effect of Fed increases
- When will we see the economy slow
- What is the LEI index
- Why did the Federal Reserve create a repo market and what does that mean
- Why are banks no longer selling their loans to the treasury
- The peak of storage units and its stability in the market
- How life transitions affect the market
- What is investors psychology
- Managing our risk assets
- Have you designed a stream of income to replace your W2 income
- Why you need to invest in a variety of asset classes
- What does all of this mean for residential real estate
Listen now and find out how Ted found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Ted's interview on Youtube here.
Find out more about Ted here:
Website Spartan-Investors.com
LinkedIn Ted Greene
Email Ted@spartan-investors.com
"For me business is personal and they are intertwined so I treat them the same and if I do business with a persona I need to have a personal relationship with them as well." -Linda Lim
Today I am interviewing Linda Lim. She is the Founder of Essential Element Capital which is a private property investment company. Her focus is passive income and helping clients reach their financial goals by providing them with win win opportunities.
Linda Lim: Was raised in an entrepreneurial family in Indonesia and although their background was in finance, they were not involved in real estate. She received her MBA in finance and then went on to become a financial advisor, but in the 2008 crash she pivoted and jumped full time into entrepreneurship. She now invests and works out of state in Arizona and also has offices in Nevada and Texas where she helps investors attain financial independence.
TOPICS COVERED IN THE EPISODE:
- How did Linda get involved in financial industry
- Working in a financial institution
- How Linda eventually began a career in real estate
- What is Essential Element Capital
- The transition to commercial real estate
- Why Linda began investing out of state
- The importance of shadowing people
- Linda's secret sauce of interpersonal relations
- Always be a student
- Using compassion to your advantage
- Making long lasting connections
- Why business is personal
- Know Like and Trust
- The pros of having an entrepreneurial background
- Getting comfortable with your investments
- How to be fluid and open to solutions
- Trust yourself or the market
- How to move forward after a loss
- What does financial freedom mean
Listen now and find out how Linda found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Scott’s interview on Youtube here.
Find out more about Linda here:
Website EssentialElementCapital.com
Email linda@essentialelementcapital.com
166: Scott Lewis- Maintaining a Company Culture in The World of Self Storage
“If you're honest with yourself, work diligently towards that goal and are disciplined, I think the wealth and the finance stuff will be a manifestation of being true to yourself.” -Scott Lewis
Today I am interviewing Scott Lewis. He is the Co Founder and CEO of Spartan Investments Group and is responsible for the strategic direction of the company. Before entering into real estate, Scott worked in the biotech industry in regional sales and also held positions of management for the federal government. Scott has been a guest on my podcast in the past and you can find that segment here.
Scott Lewis: Did not enter real estate in the traditional sense, but was a framer in high school and developed a skill for building. That skill aided him as a flipper as he was just entering the world of real estate. After flipping he started investing in the self storage space and later on founded Spartan Investment Group. Scott was also an active duty US army Infantry Officer.
TOPICS COVERED IN THE EPISODE
- Scott’s introduction into real estate
- From flipping to self storage
- Why Spartan choose to invest in self storage
- How saturated is that particular asset class
- The rise of self storage as an asset class
- The smaller the asset the higher the competition
- Doors vs square footage
- What to look for when investing in self storage
- Developing standards as an entrepreneur
- Creating the ultimate company culture
- How to develop a growth mindset
- What does it mean to be a good leader
- Using your natural talents and grit to solve problems
- Ask the question, how do you make decisions
- Due you due diligence
- Thinking in Bets by Annie Duke
Listen now and find out how Scott found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Scott’s interview on Youtube here.
Find out more about Scott here:
Website Spartan-Investors.com
“I didn't think a guy working in HR could get involved in something like this until I started talking to a network of people and that’s where that education came from.” Chad Ackerman
Today I am interviewing Chad Ackerman who is one of the Founders of Left Field Investors, a community of investors who educate, inspire and help others achieve financial freedom through passive investing. I met Chad at the Best Ever Conference where we were on a panel discussing what it means to be successful at passive investing. Chad with a background in banking and data analytics, was able to pivot those skills into deal analyzing to help evolve his and others real estate investments. Left Field Investors has an incredible team of Founders, community members and resources including their podcast Passive Investing From Left Field.
Chad Ackerman: Was always interested in real estate, but went into banking as a data analyst while passive investing on the side. He received a Bachelor's degree in Business and a minor in Real Estate from the University of Cincinnati.
TOPICS COVERED IN THE EPISODE
- Why the syndicator is the most important asset
- The fundamentals of Left Field Investors
- Building community on education and networking
- Is the deal the most important thing
- Tools for vetting an operator
- Left Field Investors Membership tool
- The power of choice
- How to create access for diversification
- Investable income percentages
- What are the 3 elements of diversification
- What is an active passive investor
- The importance of staying up with the economy
- Active vs passive investing
- How to remain engaged even as a passive investor
- What happened to stocks
- Managing the deal vs what can I get out of it
Listen now and find out how Chad found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Glenn's interview on Youtube here.
Find out more about Chad here:
Website LeftFieldInvestors.com
LinkedIn Chad Ackerman
“There’s going to be a time when what we are willing to pay matches what the seller is willing to accept so we’re going to stay true to our fundamentals.” -Gary Lipsky
Today I am interviewing Gary Lipsky who is the President of Break of Day Capital which is a company that helps investors with passive investing for wealth and legacy building using the asset of multi-family properties that are underperforming in high growth markets. Gary, who has 20+ years of entrepreneurial experience in real estate is the host of the Real Estate Investor Podcast and has more than 3000 apartment units valued over$250 million. He has built various successful businesses over the years and is the best selling Author of a book titled Best of Class.
Gary Lipsky: Since a kid had an entrepreneurial spirit. In college along with his roommate, started a restaurant delivery service in New York. After college he was working as a production assistant on film sets before deciding to make and co-produce a few independent films. Later on he got involved in another business running after school programs which he sold in 2016 to go into real estate full time.
TOPICS COVERED IN THE EPISODE
- Who you are matters most
- Being in it for the long haul
- The importance of giving back
- Gary's background in working with underprivileged youth
- Putting a team together to create solutions
- Making mistakes along the way
- Moving up the ranks in responsibility
- Maintaining composure in the difficult field of real estate
- Quality over quantity
- How is the current recession affecting current deals
- Increases value adds
- Looking outside the box to create deals
- Converting office space into multi-family properties
- Understanding and anticipating cash flow
- How Gary made it in to the American Apartments Owners Association
- Build in buffers in your underwriting
- The importance of taking care of your staff and property managers
- What does financial freedom bring you
Listen now and find out how Gary found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Glenn's interview on Youtube here.
Find out more about Gary here:
Website BreakofDayCapital.com
LinkedIn Gary Lipsky
Email Gary@breakofdaycapital.com
“The more we get into the habit of giving up our freedom to somebody else, the less control we have and the less of an ability we have to say this is how I want my little corner of the universe.” -Stephen Mckee
This is a re-air of a show I recorded with Stepehen McKee some time ago on building tiny homes, but also building community.
Today I am interviewing Stephen McKee who is one of the founders of Back Porch Homes. Stephen has been in the real estate field for 15 years with a focus on buy and flip and now has recently over the past few years shifted into tiny homes and ADU’s. Alongside his long time partner Todd Bayer, Stephen runs the Inland Empire Real Estate Investment club with over 5,000 members. He speaks at meetings in southern California and has also presented at my FIBI Pasadena meeting numerous times.
Stephen McKee: began his career in real estate in the buy and flip market. He is the former COO of Rehab Loan Group which at one point was the highest leverage lender in the US. He is a former business structuring coach, a former acquisitions agent and a Former REO (bank repo) real estate agent for a top 1% REO firm.
TOPICS COVERED IN THE EPISODE
- Back Porch Homes
- Inland Empire Investment club meeting dynamics
- What is the community of a club
- 80/20 rule
- How was COVID affected production
- Buy and hold vs flipping
- Why multi units are doing well in this market
- Elder care and hotel markets
- Office space conversions
- Andy Teasley
- How building a community aids in personal growth
- Why manufacturing is better than rehabbing
- The simplicity of manufacturing
- Tiny homes and ADU’s
- What will happen to the market in a year
- The baby boomer client
- Jim Collins on Tim Ferris
Listen now and find out how Stephen found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Glenn's interview on Youtube here.
Find out more about Stephen here:
Website www.backporchomes.com
Phone 951-394-1844
“My bias would be we're headed into a recession and that’s likely to be an earnings contraction in corporate America and that is going to happen in commercial real estate as well.” - Ted Greene
Today I am interviewing Ted Greene. He is the Investor Relations Manager at Spartan Investment Group who focuses on acquiring commercial real estate assets. Ted transitioned from equities to real estate after working in the field as a Fiduciary and Investment Advisor. I spoke with Ted at the Best Ever Conference and knew right then that I wanted him to join me on the podcast. I have in the past interviewed Scott Lewis, the CEO & Founder of Spartan a well as the President CIO & Co Founder Ryan Gibson who presented at FIBI Pasadena.
Ted Greene: Started in the financial industry right out of college with Merrill & Lynch and after 24 years in the industry he ended that part of his career as a portfolio manager chief compliance officer.
TOPICS COVERED IN THE EPISODE
- What is an equity investment
- Follow the economy
- How do large banks become at risk
- The story of Robert Citron
- The yield curve is inverted, what does this mean
- What happened with Silicon Valley Bank
- How low tenancy is affecting businesses and banking
- When do the Fed rate increases take full effect
- What is the treasury doing
- Recession trends
- Why the US government is lowering credit quality
- Understand the risk
- The mature investor vs the young investor and what they focus on
- The real question is how badly can I get hurt
- What is a PE ratio and how does it apply to earnings
- Is there a contraction in commercial real estate
- Are they trying to control hyperinflation
- What happened between 1977 and 1982
- Equities vs real estate, which is the better investment vehicle
- What are the asset types that benefit from turmoil
- Internal rate of return and equity multiple, look this up
- The chain of payouts, who gets paid first
- What are the counter cyclical investments that perform well
- Why are bonds not a safe haven
- The Conference Board
Listen now and find out how Ted found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Glenn's interview on Youtube here.
Find out more about Ted here:
Website Spartan-Investors.com
LinkedIn Ted Greene
Email Ted@spartan-investors.com
"The stock market is volatile and real estate in the multifamily space is not. Therefore it outperforms all other asset classes."
- Glenn Hanson
Today I am interviewing Glenn Hanson. He is the Founder and CEO of Colony Hills Capital, which is a privately held real estate investment firm with a focus on secondary market value-add multifamily apartments. Glenn has over 30 years of creative entrepreneurial experience in the multifamily world and is also the Co-Founder of angel investment group River Valley Investors.
Glenn Hanson: Out of high school, alongside his brother, worked at a machine tool company which they eventually purchased in 1991. They scaled the business drastically and were able to walk away with 32 million dollars. Not knowing how to manage money, they hired professionals to invest their wealth into the stock market which did not end well. Eventually Glenn lost all of his money which catapulted him into money management and creating an angel investment group and investing in real estate.
TOPICS COVERED IN THE EPISODE
- How did Glenn begin investing in multifamily real estate
- The pros of multifamily investing
- Is real estate a better investment than stocks
- Not losing capital in real estate
- The consistency of real estate
- Does real estate outperform other asset classes
- What businesses make money and what businesses don't
- Why Glenn solely focuses on real estate
- Is real estate a safe haven
- What does Colony Hills Capital do
- Stepehn Covey- 7 Habits of Highly Effective People
- Managing properties from afar
- Is there potential in the midwest
- The importance of protecting your investors
- Invest in your employees
- What is the people side of the business
- What is value beyond the dollar
- Maslow's Hierarchy of Needs
- Real estate requires trust, stocks don't
Listen now and find out how Glenn found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Glenn's interview on Youtube here.
Find out more about Glenn here:
Website ColonyHillsCapital.com
Phone 413-374-5901
“Do what you need to do so that you move your mindset from Im exhausted to I can make a difference and I can choose.”
-Christina Suter
Today is going to be a unique and special show because I will be focusing on mindset both yours and mine and talking about my own personal story and how I found my why. In this episode I reveal some childhood stories both negative and positive that have given me a deeper meaning into why I became an investor and how that has contributed to my relationship with my daughter. Real estate investing has been the vehicle that has allowed me to find clarity and solidify my purpose so that I did not repeat the cycles I witnessed growing up. It has given me the necessary foundation to be a supportive and available mother in addition to fulfilling my purpose of helping others to discover their purpose.
TOPICS COVERED IN THE EPISODE:
- What’s my why
- How Christina's childhood shaped the definition of her purpose
- Facing the uncertainties of real estate and how that relates to life
- How the flexibility of real estate fulfills Christina’s purpose
- Do you know your why
- How being diagnosed with Dyslexia and ADHD altered Christina's confidence and sense of self worth
- Why considering yourself damaged is still no excuse to not show up
- What are the benefits of personal growth work
- Why investing in your mindset and personal growth is the first step towards financial freedom
- No matter what, you have to keep moving forward
Listen now and find out how Christina found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Christina’s interview on Youtube here.
Find out more about Christina here:
Phone 310-463-5942
Email christina@christinasuter.com
Website ChristinaSuter.com
Twitter RealChristinaSuter_
IG RealChristinaSuter
“I had to come into the mindset that fear doesn't exist and that's why I tell people don't use the words try, hope and fear because those words kill you because we are our own worst critics. “- Thomas Chappell
Today I am interviewing Thomas Chappell. He is an investor, flipper and the Founder of the Black Inland Empire Real Estate Investment Club. He has been in real estate for 10 years and for the past few years he has been working on educating the local community by hosting monthly events in which I have presented in the past. Thomas is in the process of creating a real estate show and other real estate related ventures in the near future. His meeting is held the third wednesday of every month and I'll be presenting on April 19, 2023.
Thomas Chappell: Started his investing career by finding mentors and then getting into wholesaling. He knew he needed to turn his life around when he became a single father and that's when real estate became a part of his life. His first mentors Andy Teasley along with Stephen McKee and a few others, were the catalyst for the start of his real estate career.
TOPICS COVERED IN THE EPISODE:
- How Thomas found his way into real estate
- Using real estate as a vehicle for being a present parent
- Andy Teasley
- The difference between wholesaling and flipping
- Leading with friendliness and confidence
- Letting go of the past to move forward
- Stephen Mckee
- Why Thomas started the Black Inland Empire Real Estate Investment Club
- Solidifying your being with emotional and mental awareness
- How to use defeats to move forward
- Practicing the art of talking to people
- Perceptions and auras
- How to find direction
- The deep importance of having mentors
- How becoming a best seller attracts an audience
- How does integrity show up daily and what to do with it
- Keeping your brand, community, and investors complete with accountability
- Interlocking and growing with your network
- Why assets make you rich and not money
- Options and freedom
- What are your monetary needs
- What is a true legacy and what does it entail
- Christina presenting at BIEREIC April 2023
- Building a business around what you love
- Why one income no longer fits the bill
Listen now and find out how Thomas found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Mario's interview on Youtube here.
Find out more about Thomas here:
Phone (404) 844-1828
Email ThomasChappell33@yahoo.com
Website BIEREIC.com
“There are people on the team who are better than you at something and can provide that value and make the property run even better.” Powell Chee
Today I am interviewing Powell Chee. He is the Managing Partner of Radiant Storage which just acquired a 350 unit self storage property outside of Birmingham Alabama. His background is in multifamily investing as a general partner with over 1,000 units spread across the United States. For the past three years, Powell shifted his focus from multi family to self storage. He has presented at my FIBI Real Estate Multi Family meeting and has been featured on many different platforms and podcasts.
Powell Chee: Purchased his first property in 2017 in Indianapolis Indiana and has since became a partner in acquiring over 1,000 units and counting. During the pandemic Powell began investing in storage units with his company Radiant Storage. He has two masters degrees and received the President’s Circle Award for a Fortune 500 company.
TOPICS COVERED IN THE EPISODE:
- How Powell just acquired a storage unit in Alabama
- Powell’s background in multi family investing
- What to look for when investing in self storage
- Multifamily value add vs self storage value add’s
- How do you run your business effectively
- What is the traditional model of self storage and how does the new model compare
- How to cut expenses
- How do you managed an automated site
- The pros of investing in self storage over multi family
- How Powell manages his capex items
- Marketing to new self storage renters
- Raising capital
- Learn what you're good at and find partners for expansion
- How to achieve financial freedom
Listen now and find out how Powell found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Mario's interview on Youtube here.
Find out more about Powell here:
LinkedIn Powell Chee
Email invest@radiantstorage.com
Email powell@radiantwe.com
“If you study and get to know the community you're building in, the culture, the people who live in the community and what they are interested in, you have the power and can do whatever you want with design.” -Carmine Sabatella
Today I am super excited to interview my friend and associate Carmine Sabatella. He is a design extraordinaire who has worked with me on past projects and flips. He is a Real Estate Agent, Flipper and owner of the companies CSDomains and The Sabatella Group. CS Domains specializes in restoration and renovation of old historic homes. He is the host of the hit TV show Inside Out on HGTV which is currently in its second season. He is a renowned designer who has transpired the lives and businesses of many people and clients. He is a speaker, educator, host and has presented at my FIBI Pasadena meeting early 2023.
Carmine Sabatella: Successfully worked in the restaurant business before existing and switching to a career in real estate. With a background in interior design and landscape architecture, which was his hobby for 20 years, he dove head first into residential home design in 2015. His love for design has led him into rehabbing architecturally preserved homes from the 1800’s to the 1960’s. His work ethic, expertise and integrity has named him in the top 1% of the Compass network and rated amongst the top Producers in the Pasadena Office.
TOPICS COVERED IN THE EPISODE
- How Carmine transitioned from the restaurant business to real estate
- How to surrender into a new career path
- Can you create your own environment
- The pros of social media
- How Carmie manages and uses his social media platforms
- How does social media engage success
- Why you should brand your content for consistency
- How to maintain recognition
- The importance of sharing valuable information
- What it means to work with your people
- How to strengthen your relationships
- How Carmine and Christina worked together and found solutions
- Design do’s and don'ts
- Where should your money really go and working with a tight budget
- What elevates the project
- Are we in a stabilized market
- What is the value of clear integrity
- How to maintain your standards
- Know your demographic
- Taming your ego is important in this business
- Why you should always be learning
Listen now and find out how Carmine found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Mario's interview on Youtube here.
Find out more about Carmine here:
Website CarmineSabatella.com
Instagram @RealDesignCarmine
"The size and strength of your network will directly determine how many deals you can do and how fast you can make money."
-Kevin Oliver
Today I am interviewing Kevin Oliver who I have known for 10+ years. He is a Broker and Investor in Bakersfield, CA and has 15+ years of experience as an investor, wholesaler and educator. He has recently been appointed as President and Chair of the Kern County Civil Service Commissions. He is a licensed realtor and in 2008 he received the International Hall of Fame award from (Rich Dad education). He currently invests in transitional housing. He has presented at large conferences and real estate events around the country. Kevin has also presented at my FIBI Pasadena meeting numerous times and is featured on various podcasts and real estate shows.
Kevin Oliver: Received his masters in Computer Science from George Washington University. He is the Director and Chapter Leader for FIBI Bakersfield which is the largest real estate meeting in the area while also serving on the Executive Board of Directors for Real Estate Investors Group (REI Group). He has been a part of 1000+ projects and is Founder of Oliver Associates and Real Estate Team.
TOPICS COVERED IN THE EPISODE:
- What does it mean to build an empire
- How Kevin was able to build his network to thrive as an investor
- Why you need people to bring you business
- What happens after you are in the deal
- As an investor you have to work with partners
- How can vendors bring you business
- How do collaborations form
- You cannot do real estate by yourself
- Who you know also knows others
- Consult with your mentors
- Benefits of being involved in political sectors
- How do you let people know what you do
- How to network with community leaders
- Be seen as an expert in your industry
- Get involved with charities
- Kevin's journey to becoming President of the Kern County Civil Service Commission
- Volunteer your time and be willing to participate
Listen now and find out how Kevin found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Mario's interview on Youtube here.
Find out more about Kevin here:
Website YourRealtor.us
Phone 661-808-3444
Email kevinoliver.realtor@gmail.com
"Real estate is such a diverse field that the way you participate in real estate, the way you start in real estate can be based upon your natural talent."-Christina Suter
Today I am talking about your education and the overview of you. The biggest thing you need to cultivate in real estate is yourself. Knowing who you are and what you do or don't like doing will help you reach your goals in investing in real estate. Your personality plays a major role in how you go about handling yourself in investing. Those four things are your risk tolerance, sleep factor, natural talents and control. Know your risk tolerance so you know how far to go with investing, know how much cash in or out you need in order to get a good night rest, find out if your natural talents are more related to people or business and lastly, do you need to have control over your investments? I encourage you to ask yourself these very vital questions to help bring you even more clarity whether you're a current investor or thinking of investing in the future.
Topics Covered in this episode:
- How the education about yourself just as important as education on a particular topic
- What lights you up
- Are you willing to engage in risk
- What is your risk tolerance & know what that is
- Information, education, experience
- What is your sleep factor
- You and Investing Part 1
- How to use your natural talents in real estate investing
- Don't violate your instinct
Listen now and find out how Marioo found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Mario's interview on Youtube here.
Find our more about Christina here:
Website www.ChristinaSuter.com
Facebook Christina Suter
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"I always try to look at things as if I was the owner and I think that's something a lot of people don't do." -Mario Guagliardoo
Today I am interviewing Mario Guagliardo. He is the Vice President of KCB Real Estate, a buy and hold control investing firm with income producing assets around the country. Mario oversees KCB's Partnership portfolio with over 5,500 units valued over $1.25 billion. Before joining KCB Mario oversaw properties for JRK Property Holdings where he was responsible for yearly budgeting, in depth reviews of the P&L, revenue management and expense control, and quarterly forecasting of property performance.
Mario Guagliardo: Began his journey in real estate in Chicago before moving to Los Angeles, CA. His background is in analytics and with his entrepreneurial spirit he was able to climb the ladder from managing 4,000 units to almost 6,000. He graduated from Indiana University, Kelley School of Business with a major in finance and real estate.
TOPICS COVERED IN THE EPISODE
- How to think like an owner
- How Mario became the ultimate problem solver
- How Mario uses his background in analytics to manage and operate properties
- How he went from analytics to in the field
- Mario's beginnings in real estate
- KCB Real Estate
- What are the levers of operations
- Making sure we hit our bottom line
- People, product, price
- Management during Covid
- Getting market value
- Finding creative ways to improve property operations
Listen now and find out how Marioo found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Mario's interview on Youtube here.
Find out more about Mario here:
LinkedIn Mario Guagliardo
Email MGuagliardo@kcbpartners.com
"If you're trying to scale a business of volume, it gets much easier with the right systems in place, but the systems have to continually change." -Robert Fargoso
Today I am interviewing Robert Fragoso. For 17 years he served as the Executive Vice President of Anchor Loans, one of the country's largest hard money companies. In 2014 Robert departed from Anchor Loans and used his industry knowledge, experience and network to help others create opportunities in the real estate business. He now partners with investors and agents as a coach and mentor educating them on flipping. He has been involved in over 10,000 transactions and has helped 1,000s of investors increase their yields and expand their business. Robert presented at my FIBI Pasadena Multi-Family meeting.
Robert Fargoso: Was raised in Hollywood and was introduced to real estate at a young age by his parents who self managed an apartment building. At 17 he was introduced to a real estate investor who became his mentor and within a month he was finding deals. From there, his story expands in real estate to flipping, syndicating apartment buildings in Long Beach on old military property, assisting non profit organizations with home repairs, owning a construction company and so much more.
TOPICS COVERED IN THE EPISODE
- How did Christina and Robert meet
- Why are systems so important, but why must they change
- The difficulties of flipping
- Should you pass on a deal or wholesale it
- What should you avoid
- How to define clarity and accountability
- How does schedule management effect the project
- There is a time cost in real estate
- The necessity for coordination
- Where else can supplies be purchased
- How can you manage permitting
- Are you operating like a CEO
- The importance of employee appreciation
- Automate it if you can
- Why taking losses is a part of business
- The upcoming fixer market
Listen now and find out how Robert found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Roberts interview on Youtube here.
Find out more about Robert here:
Website RobertFargoso.com
Email robert@robertfargoso.com
“You don't want to have to go back and correct things because we want to file the first time and have the first time be correct. “Tony Watson
Today I am interviewing Tony Watson. He is the Tax Consultant and Keynote speaker for Robert Hall and Associates. He manages over 350 million in holdings and holds a federal license as an enrolled Agent Tax Practitioner. He has presented at hundreds of organizations including through the state of California including FIBI Pasadena. He is an active investor and entrepreneur with almost two decades of experience. He has presented twice at my FIBI Pasadena meeting.
Tony Watson: Was introduced to real estate early on by his family. He is now an active investor, entrepreneur and works full time at Robert Hall and Associates. He has a Bachelor’s Degree in Business Administration from Chapman University, and is certified as an Enrolled Agent (EA), Achieved the National Tax Practice Institute (NTPI) Fellow status. In 2016 he received the Glendale Reader’s Choice Award for Best Tax Preparer.
TOPICS COVERED IN THE EPISODE
- What do tax preparers look for
- Why is the tax code so complicated
- Following the tax code
- What is cost basis and why is it important
- Active income vs unearned income
- How does being a retiree affect your taxes
- What are real estate related loss deductions
- How to actively participate in real estate during retirement
- What is the 51% rule
- What is material participation
- What are the upcoming changes and tax benefits
- Cost segregation elections
- Section 1031
- How do you access cash out of an asset
- Filing for investments in other states, what to do
Listen now and find out how Tony found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Tony’s interview on Youtube here.
Find out more about Tony here:
Website www.RobertHallTaxes.com
Phone Text Robert Hall to 72000 for a free consultation
“Los Angeles is the top 5th economy in the world and a part of which makes the economy so diverse is because it's diverse.” -David Coe
Today I am interviewing my long time friend, fellow investor, realtor and developer David Coe. He is the Founder of Coe Real Estate Group which specializes in construction in the Los Angeles area. He is also a Partner with Capital Stack Investments alongside Bryan Miller, which specializes in short and long term residential new construction. He is the chapter leader for FIBI (For Investors By Investors) South Bay and is also on the top Keller Williams teams for residential sales in the South Bay. He has presented at my FIBI Pasadena meeting many times over the years.
David Coe: Started off in real estate in fixes and flips. Like many new inventors he started attending real estate meetings, but quickly was turned off by the constant sales pitching. Someone told him about a no sales meeting called For Investors By Investors which was founded by Jeremey Roll. There he heard Bruce Norris speak for the first time and met other amazing investors like Christina Suter. Years later he is not a FIBI Chapter leader.
TOPICS COVERED IN THE EPISODE
- What is Coe Real Estate Group
- It's about your network and your education
- Why being active in both is important
- Sales vs no sales meetings
- Trust the people you are building with
- How do you expand as a professional
- What are the pros of investing in Los Angeles
- The diverse economics of LA and what makes it a powerhouse
- What industries are moving to LA
- Blue collar vs white collar
- Are people leaving or coming
- The U Haul study
- LA has a housing shortage
- How to navigate the regulations of tenant laws
- Why do people remain in Los Angeles
- Asset diversification
- What is Capital Stack Investments and how do they raise capital and structure deals
- How ADU’s increase your NOI
- The time consumption of larger projects
- Always buy right
- Is LA rent control fair
- The personalities that create the perfect team
Listen now and find out how David found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch David's interview on Youtube here.
Find out more about David here:
Website CoeREGroup.com or CapitalStackInvestments.com
Email David@coeregroup.com
“What you really want to focus on in real estate ideally is borrowing at a lower interest rate than your actual cash on cash return.” -Brett Swarts
Today I am interviewing Brett Swarts. He is the Founder and CEO of Capital Gains Tax Solutions, which is a national Deferred SalesTrust Trustee firm. Brett and his team together have over 20 years of real estate investing experience as well as 13 years of deferred sales tax experience helping many people and businesses achieve their financial goals. He has been a guest speaker on many other platforms and has a Youtube channel dedicated to the education of capital gains tax. He is also the author of Building a Tax Deferred Exit Strategy.
Brett Swarts: Is also a multi family broker and investment real estate expert. He holds two Bachelors of Science degrees and was an athlete in college. He is a father of 5 and an avid reader of the bible.
TOPICS COVERED IN THE EPISODE
- What is Capital Gains Tax Solutions
- What are the 8 freedoms of deferred sales tax
- What are the timelines of a 1031 exchange
- How does it respond to the market
- The importance of optimal timing for wealth freedom building
- Would you give up ownership for a promissory note
- How do you build wealth at ownership
- What about IRA’s
- The importance of liquidity, diversification and being out of debt
- How do you trust the trustee
- How do you manage a deal for a deferred sales tax
- What is my gain, what is my tax and what am I trying to accomplish
- What do you do for retirement
- What is an active investment house
- Who is the tax code made for
- How to use your gifts to serve others
- What is your bigger purpose
Listen now and find out how Brett found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Brett’s interview on Youtube here.
Find out more about Brett here:
Website CapitalGainsTaxSolutions.com
Email Brett@capitalgainstaxsolutions.com
LinkedIn Brett Swarts
IG Brett Swarts
Youtube Channel Capital Gains Tax Solutions
"Wherever you're going to be investing, there's going to be a different tempo and it's not about imposing my tempo onto a culture, but learning to work with the culture.- Deborah Razo
Today I am interviewing my long time friend and fellow investor Deborah Razo. For 20 years she ran a successful design firm and in 2020 pivoted to running a successful rehabbing business in southern California. She is the founder of WREN (Womens Real Estate Network) which has national chapters and supports women on their real estate journeys. She was named Women to Watch by Think Realty and elected to be on their Women's issue in March of 2020. She has presented numerous times at my FIBI Pasadena meeting and holds an annual event called Ignite Your Fire Within.
Deborah Razo: Began investing by purchasing foreclosures in Memphis and started shortly after acquiring multi-family properties. She has done several million dollar deals and now holds over 5 million dollars in real estate. She works as a Trainer for Tony Robbins and has completed intensive workshops like the Rich Dad Advisors and The Real Estate Radio Guy. She has a business degree and has done graduate work at UCLA's Anderson School of Management.
TOPICS COVERED IN THE EPISODE
- What is like investing in a US territory
- Why would you invest in Puerto Rico
- Is is hard to cash flow in Los Angeles
- What is your risk tolerance
- How do you run a team from a distance
- You have to learn how to build relationships over the phone
- How to invest based on the environment
- What are the government incentives for investors coming to Puerto Rico
- What is the entrepreneur spirit
- Investpr.org
- What are the growing industries there
- Why Puerto Rico is an opportunity zone
Listen now and find out how Deborah found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Deborah's interview on Youtube here.
Find out more about Deborah here:
Website DeborahRazo.com or WrenInspires.com
"If you understand how to angle yourself to be the tool they need for their business, that's how you build meaningful relationships."
-Phillip Vincent
Phillip Vincent is the CO Founder of Moms House, a senior living real estate niche that helps families transition their loved ones into senior living while also helping them sell their property. The Mom’s House Senior Transition Specialist nationwide network is a program designed and dedicated to training professionals on the financial and emotional stresses of senior transitional living. So far they have helped transition hundreds of families and homes nationwide. Moms House is known to lead with love and kindness above all.
Phillip Vincent: Started his real estate career 22 years ago as a developer and home builder. During that time he began purchasing homes from people who were seniors. Since then he and his team have been helping families all over America. He has 2 sons and spends his free time with his family and volunteering at charities like Brace and IMPACT 46.
TOPICS COVERED IN THE EPISODE
- What is Mom's House
- Why did they name the company Mom's House
- How to design an easy home selling process
- How Phillip got started in real estate
- Using the cost vs value guide
- What are the emotional and physical stresses of senior transitional living
- How do they find their clients
- Why is real estate a marketing business
- What about using direct mail
- What is the senior living sales process
- The entrepreneur vs the investor
- How do seniors feel about investors
- Why is empathy training important
- This is a hugs and kisses business
- How to work with the right investors
- Why you should care about what you do
- How to lead with empathy
- Real estate is a 12 trillion dollar business
- What is lifetime value
- Do you know your options
- Who should you be building relationships with
- Knowing the tax advantages of real estate
- Get The Fulfillment Formula Book by Phillip Vincent my emailing him at info@momshouse.com
Listen now and find out how Phillip found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can wath Phillips interview on Youtube here.
Find out more about Phillip here:
Website MomsHouse.com
Email info@momshouse.com
“Real Estate, especially when you're talking about large investments, is a business and it's just as much a business as anything else.” J. Scott
Today I am interviewing J. Scott who is an Investor, Entrepreneur, and Advisor and he is also a Partner at Bar Down Investments. He has held, sold, rehabbed, bought and syndicated over 150 million in properties around the United States. He is the co-host of the BiggerPockets Business podcast and has authored 4 books, one of which is a best seller titled “The Book on Flipping Houses.”
Scott: Was working in technology as an engineer before he and his wife decided to quit their jobs and invest in real estate full time in 2008. In a 9 year time span they flipped 450 properties before switching to investing in multi-family.
TOPICS COVERED IN THE EPISODE
- What natural talents help with your investing world
- How to focus on the business
- Scaling your real estate business as a CEO
- What is Bar Down investments
- How do you focus on the back end of a deal
- What do the Operators do
- Why you should focus on operators and asset management
- What are value add properties
- The pros of short term properties
- Always hire a great management team
- How do you value your team
- Flipping vs multi-family
- Why real estate is more complicated than it looks
- How do you carry out a plan after closing
- America's past recessions tell a story
- What made 2008 different from the others
- Did real estate cause the 2008 down turn
- How will the interest rate increase effect real estate
- What is an exploding economy
- The complexities of partnerships
- Watch the sub cycles of a market
Listen now and find out how J. found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more.
Watch this podcast on Youtube here.
Find out more about J. here:
Website ConnectwithJScott.com
"We all have money baggage, rather we observe that from someone else or we were taught that from other people." -Ellis Hammond
Today I am interviewing Ellis Hammond, he is the head of investor relations and Co-Founder for Symphony Capital Group, a firm that focuses on managing, funding and finding real estate properties. Ellis was a college Pastor who decided to use his gift of fundraising to help people build wealth. He has a Youtube channel that focuses on helping people become better investors and in 2020 he was named Multi-Family Investor of the year.
TOPICS COVERED IN THE EPISODE
- What is Symphony Capital Group
- Why do we get complicated about money
- Money vs abundance
- Why did Ellis change his mission
- How does money affect people
- What is money baggage
- Financial education is key
- How does the middle class view history
- Are we serving money or fear
- Live for your greater purpose
- People are not dreaming big enough
- How do we serve our communities
- You can be a good person and make money
- What is your ideal property
- Wealth is built on providing value
- What are quality tenants
- Short term rentals vs tenants
- The pros of short term rentals
- What does it mean to raise capital
- Know, like and trust
- Content gets the message out
- The changing economy
Listen now and find out how Ellis found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Ellis here:
Website SymphonyCapitalGroup.com
Facebook Group Kingdom Real Estate Investors
"It took almost 11 years to get back to our 40 year average on housing stocks and we have a such a low supply that still needs to be built, but it's going to take a long time to get there." -Chad Zendek
Today I am interviewing Chad Zendek who is the CEO of CSQ Properties. He is a licensed General Contractor and Registered Professional Engineer. CSQ Properties manages, acquires and repositions multifamily properties throughout the United States. He is the former CEO of Mobile Illuminations which he created alongside his siblings. Chad has presented at my FIBI Pasadena Multi Family meeting and has a Youtunbe channel where he does amazing interviews and shares valuable information about real estate investing.
Chad Zendek: Was born and raised in Los Angeles which gave him a first hand look at the southern CA real estate market. At a young age he worked construction, but leaped into engineering because of the lack of education in the construction field. He began his career in Structural Engineering for Boeing working on the space shuttles main engines before becoming CEO of Mobile Illuminations. Chad received his Bachelor’s of Science degree in Civil Engineering from Loyola Marymount University, Master’s of Science degree in Structural Engineering from USC, and MBA from UCLA.
TOPICS COVERED IN THE EPISODE
- How did Chad get involved in real estate
- How did construction play a role in his real estate career
- The relationship between being an entrepreneur and real estate
- The importance of having control over your time
- You can treat real estate like another business
- What is CSQ Properties and what do they do
- What do wealthy people value
- Freedom is the goal
- Why you need to know your market
- What have been the benefits of investing in Long Beach vs investing in the city of Los Angeles
- How do politics affect the market
- What are caring cost and why do they get passed on to the tenants
- Is it difficult to invest in the city of Los Angeles
- Equity vs cash flow
- Why is the Phoenix, AZ market successful
- How has migration affected major markets
- What will happen to cap rates
- What should out of state investors know about investing in Los Angeles
- How has re trading been altered and perceived now
- Is inflation eating up cash
- Why are C class buildings not being built
- Upward pricing pressure, what does it mean
Listen now and find out how Chad found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Chad here:
Website CSQProperties.com
IG CSQProperties
Facebook CSQ Properties
Youtube CSQ Properties
LinkedIN Chad Zendek
Email info@csqproperties.com
“When almost 53% of renters are paying more than 30% of their income on rent, they're not in the position to come up with thousands of dollars every year to move.” -Anessia Goss
Today I am interviewing Anessia Goss who is an Investor, Property Owner and Short Term Rental Host now working in insurance. What's unique about this interview is that we focus on two products designed to create solutions for both the tenant and the landlord. I met Anessia at my FIBI Pasadena meeting and was really curious about Aster National, which provides security deposit insurance and Lease Protector, a lease management software. As a property owner myself, I think these products would tremendously benefit the mom and pop landlords as well as the landlords that hold many doors. Lease Protector is currently in its beta stage, but they are looking for 100 beta testers and are offering an incredible deal to Real Estate Breakthrough Listeners.
Here is something interesting Anessia shares with us:
“The most significant part of this is that government agencies are getting involved and writing legislation. In Cincinnati and Atlanta, they have approved legislation geared to making it more cost effective for renters to move into a new property. There is a movement called Renter’s Choice that is spearheading this change. Atlanta and Cincinnati are requiring three options:
- The deposit be between 50 and 60% of one month’s rent
- The deposit be spread out over a period of time - 3 months and 6 months
- Use an alternative to a security deposit such as a bond or insurance.”
TOPICS COVERED IN THE EPISODE:
- What is security deposit insurance and how does it work
- How the new tenant rights and ordinances will affect the future
- The financial burden of security deposits on tenants
- Security deposit insurance and its benefits
- What do investors need
- Tenants should have the capacity to move
- What is a bond and how does it differ from a security deposit
- How will property owners benefit
- How will this increase your NOI
- Why you need to know the rules for collecting and storing securing deposits
- What is Lease Protector
- How does accounting contribute to the success or failure of your company
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Anessia found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Aster National and Lease Protector here:
Website LeaseProtector.com
Website AsterNational.com
Phone 626-755-1608
"By investing in single family, you are potentially risking all your other assets not only putting your personal credit on the line, but also exposing yourself legally from a liability standpoint." -Patrick Grimes
Today I am interviewing Patrick Grimes. He is the CEO and Managing Partner of Invest on Main Street, a private equity firm focusing on passive investments in commercial real estate. His portfolio has over 3,100 units in Texas and the southeastern United States. Patrick has presented at my FIBI Multi Family meeting and is one of the Co Authors of the book "Persistence, Pivots and Game Changers" and is also a Forbes Author where he writes and shares his expertise on real estate and investing.
Patrick Gimes: Aside from being a real estate investor, is an Engineer and holds a BS in Mechanical Engineering from the University of the Pacific. He also holds a Master of Business Administration and a Master of Science in Engineering from San Jose State University. For 15 years he has worked with machine design firms to help build one of a kind automation and robotic systems.
TOPICS COVERED IN THE EPISODE
- How did Patrick get his start in real estate
- Why he started in single family
- How did Christina help Patrick in the beginning
- How to use other skills to improve your real estate career
- How Patrick transitioned from single family to multi family
- Why Patrick had to start over after the 2008 crash
- What is debt forgiveness
- The importance of attending networking meetings
- The commitment of showing up
- Why you need an education and a network, not money
- What it's really like investing in single family
- What can go wrong
- Why do you need a 2 person LLC
- How do you protect yourself
- What is cross collateralization
- How do multi family syndications work
- Can you invest passively
- What will happen if a downturn comes
- Stagflation has already began
- Using Self Directed products for you future
Listen now and find out how Patrick found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Patrick here:
Website InvestOnMainStreet.com
Email Patrick@investonmainstreet.com
“With rising interest rates you need to not only increase your purchase cap rates, but your exit cap rates as well.” -Fernando Angelucci
Today I am excited because I am speaking with Fernando Angelucci who shares some amazing stories on how he became an expert in the self storage market as well as advice on how to navigate it. He is the CEO of Self Storage Syndicated Equities and is also the COO of Impact Self Storage. By age 30 Fernando acquired over 150 million in self storage assets across the country within a 4 year time span. You can find him on over 200 podcasts as well as find him on social media platforms under The Storage Stud sharing loads of educational content.
Fernando Angelucci: Grew up with parents who wanted him to have the American dream. At 16 he read the book Rich Dad Poor Dad by Robery Kyosaki and decided then that he wanted to invest in real estate. He received his degree in engineering from the University of Illinois but only lasted in his corporate position for 13 months before jumping into real estate full time.
TOPICS COVERED IN THE EPISODE
- Who is Fernando Angelucci and how did he get started in real estate
- How he acquired 150 million dollars in self storage assets
- Going from corporate to full time in real estate
- How he began his career with residential wholesaling
- Why he started selling his assets in 2016
- Why self storage was the perfect investment
- Avoiding the 3T’s
- Purchasing his first self storage unit in 2018
- Prioritize your education
- How to educate the market
- Why we educate to dominate
- How to lead with contribution
- They Ask You Answer by Marcus Sheridan
- Be a thought leader
- How to attract joint venture partners
- Why you need a team to fill the holes
- The transition into commercial real estate
- Building a self storage development from the ground up
- What is big box storage
- Why you need an online presence
- What does it mean to consolidate in this market
- Follow the rules of your pool
- How are interest rates affecting the self storage market
Listen now and find out how Fernando found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Fernando here:
Websites SelfStorageSyndicatedEquities.com and ImpactSelfStorage.com
LinkedIn Fernando Angelucci
Facebook Fernando Angelucci
Phone Number 630-408-8090
“If you are getting an asset, you should be looking for an asset with intrinsic value you can unlock.” - Paul Moore
Today I am interviewing Paul Moore for the 2nd time here on the Real Estate Breakthrough Show. He is the Managing Partner and Founder of Wellings Capital and is an investor, author, and educator. Paul has presented at my FIBI Pasadena meeting numerous times and is a world class real estate investor. He recently released a book called Storing Up Profits and will have his recent FIBI Pasadena presentation available on our Youtube Channel. He is still a renaissance man, remains a good friend, and a trusted resource.
Paul Moore: has his BA in engineering and MBA from Ohio State. He has successfully managed and rehabbed 40+ properties and completed investments and exited over 85 real estate deals. Paul authored his first book The Perfect Investment, which spells out everything you need to know about apartment investing. He authored his 2nd book Storing Up Profits, which breaks down the value of investing in self storage. He is the co-host of the How to Lose Money podcast and a contributor to Bigger Pockets and more.
TOPICS COVERED IN THE EPISODE
- What is Wellings Capital
- Investing vs speculating
- Who is Benjamin Graham
- The wisdom of Warren Buffet
- Why did Paul get into real estate investing
- Why multi-family is not the perfect deal
- Are we overpaying to compete
- Can self storage maintain during a downturn
- Does does inflation impact self storage
- How large rental buildings become owned by corporations
- 75% of self storage is still owned by mom and pop investors
- What types of value adds align with self storage
- Christina's first multi-family property
- What is the knowledgeable investors choice
- When do we start babysitting the market
- Upgrading mom and pop investments
- What happened with Zillow
Listen now and find out how Paul found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Paul here:
Website Wellings Capital
Twitter @PaulMooreInvest
Linkedin Paul Moore
YouTube Paul Moore
"If you've lost money in real estate, its not a reason to give up."
- Christina Suter
This episode is a little different because today I am sharing my Economic Update at WREN's monthly meeting, which took place in mid May. I have 30 years of experience working in real estate and have spent the past 15 years as a Real Estate Advisor and Mentor. I have acquired over 350 doors since my investing career began and I have also purchased over 40 million dollars in real estate. I founded the real estate and networking meeting FIBI Pasadena which has over 3,500 members. FIBI Pasadena is a part of the For Investors By Investors real estate network. I also host the Real Estate Breakthrough show, which is a podcast dedicated to speaking with real estate experts and hearing their story as to what financial freedom means to them.
TOPICS COVERED IN THE EPISODE:
- What do you use to inspire you
- What is your why
- You don't always make money in real estate
- What does abundance look like for you
- What is happening with the current market
- What is the national market doing right now
- Use volume as a more effective precursor over prices
- 2 months of inventory is a sellers advantage
- 8 months of inventory is a buyers advantage
- What are the indicators
- Tradingeconomics.com
- Why are pending sales decreasing
- Why people tend to worry about interest rates
- Interest rates are still historically low
- A price increase and an interest increase = inflation
- How are we impacted by rent increases
- What is the effective funds rate
- What is a yield curve reversal
- What is the CA marketing telling us
- Stagflation
- Marcus & Millichap
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how I found more about my Economic Update at WREN.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Christina here:
Website ChristinaSuter.com
LinkedIn Christina Suter
Facebook Live A Rich Life
Today I am interviewing Cody Laughlin, one of the founders of Blue Oak Capital and Brian Alfaro who is Managing Partner. Blue Oak Capital is a private equity firm based in Austin, Texas. They concentrate on the acquisitions of multi-family real estate that cash flow, while also providing business culture excellence to their investors and serving and creating community for their residents.
Cody Lauglin: Was the President and Founder of Laughlin Investment Group LLC prior to founding Blue Oak Capital. He graduated from McNeese State University with a bachelor’s degree in science of Nursing. He worked as a Registered Nurse at the Texas Medical Center.
Brian Alfaro: Has an extensive background in marketing, brand development and operations in high-value hospitality. Prior to him joining Blue Oak Capital he managed an investment company specializing in the residential asset class. He graduated from The University of Houston Bauer College of Business.
TOPICS COVERED IN THE EPISODE:
- Who is Blue Oak Capital
- Strengthen partner relationships
- What are some assets Christina has invested in
- How to move yourself forward when things get hard
- How to find opportunities to solve problems
- What are C class property types
- Master the underwriting
- Always have reserves
- Make sure you have the resources to solve the problem
- What is the best strategy for today's market
- Executing the business plan
- Cap x reserves
- How do you create a residential experience
- You are serving your residents
- Find out what the need of the demographic is
- The importance of investor relations
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Cody and Brian found their Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Blue Oak Capital here:
Website BlueOakInvests.com
Email cody@blueoakinvests.com & brian@blueoakinvests.com
LinedIn Blue Oak Capital
Facebook Blue Oak Capital
"Fear is a call to courage and within each of us there is more power than we can even understand." Kim Wendland
Today I am speaking with Kim Wendland who is one of the founding partners of Quattro Capital, an investment firm focusing on multi-family residential real estate. Their goal is to help people achieve financial freedom and well being. Kim, who had an intensive and successful career in IT, fell into real estate when she took on the responsibility of selling her family estates. It became a passion for her and overtime became an investor as well as becoming a founding partner at Quattro Capital. She has been a guest on my Real Estate Breakthrough podcast in the past.
Kim Wendland: Got her Bachelors in Business and Computer Science from Angelo University. Kim, who is also an entrepreneur, spent 30 years in the IT business in various positions such as the Global Project Executive for IBM, the Program Manager for Northrop Grumman, and the Director in IT operations for Texas Department of Health and Human Services. Falling in love with real estate has inspired Kim to continue on her journey of being a mother, wife, investor, educator and philanthropist.
TOPICS COVERED IN THE EPISODE:
- How did Coivd change Kim's life
- How did the pandemic alter life as we knew it
- Who is Quattro Capital
- How do you align with your purpose
- How do we thrive in times of uncertainty
- What is fear
- Assessing risk management
- The gift of finding a way
- How to embrace new beginnings
- How to learn along the way
- Why fear is a call to courage
- What happened to the market of March 2020
- How to embrace your team
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Kim found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Kim here:
Website KimWendland.com
Email kim@thequattroway.com
"Our big thing is financial wellness, it's just as important as physical, mental and emotional health." - Savannah Arroyo
Savannah Arroyo is the CEO and Founder of Net Worth Nurse, which is on a mission to help nurses (but not only nurses) discover financial freedom through real estate investing. Savannah discovered through sharing her investing journey online, that many people in her circle were financially uneducated and she wanted to find a way to help. She is now an educator and mentor guiding people and educating them on how to grow wealth while providing a platform for syndications. She has recently presented at my FIBI Pasadena Multi Family meeting and you can find her on lots of real estate podcasts and platforms.
Savannah Arroyo: Became a nurse in 2014. Throughout her nursing career she advanced by working in numerous clinical settings such as Non-Invasive Cardiology and Oncology. She obtained her masters degree in Nursing Leadership and administration. In 2020 after the birth of her second daughter, Savannah began investing in real estate and within two years built a massive portfolio, was able to quit her full time job as a nurse and runs Net Worth Nurse.
TOPICS COVERED IN THE EPISODE:
- Why Savannah started Net Worth Nurse
- The importance of financial literacy
- How she helps nurses grow wealth
- What are the 3 pillars
- Why you should start taking courses when you don't have a background in real estate
- How to develop a financial understanding
- What is Maslow's Hierarchy of Needs
- A holistic approach to financial wellness
- Working with partners and the dynamics of that relationship
- Why you should work with people close to you
- What is the community approach
- The value of coaches and working with coaches
- Why real estate is one of the best ways to grow wealth
- The value of nurses and what they provide to society
- How finances affect the psyche
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Savannah found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Savannah here:
Website NetWorthNurse.co
LinkedIn Savannah Arroyo
Instagram Savannah Arroyo
Facebook Savannah Arroyo
"The other side of it is tax free, but here's the really cool part. They call this arbrotrose as the money sitting in your account (the principal) you don't take distribution you take a loan."
Today I am interviewing Andre Simoneau. He is the Executive Vice President of Five Rings Financial as well as a partner at Life Made to Order Financial. As a Financial Preservationist and Financial Consultant specializing in insurance and annuities, Andre helps his clients build the perfect investment vehicles based on their goals and desires. He speaks at educational workshops, networking groups and sales conferences around the United States.
Andre Simonneau: At 19 became an entrepreneur and spent fifteen years owning and operating Verizon retail shops in Maryland. After much success, he and his family moved to Colorado where he built his dream home. However, during the 2008 crash Andre had to close his businesses and found himself in debt. At that point Andre realized that he was never financially educated, which kick started him into educating himself about money and investing. He now teaches and consults people on personal wealth building strategies as well as personal development.
TOPICS COVERED IN THE EPISODE:
- Why is financial education so important
- What is Life Made to Order and what do they do
- How can you build personal wealth
- What are living benefits
- How can life insurance policies be used to build personal wealth
- The influence of habits and conditioning
- Do you know your risk tolerance
- What do you want and what is your purpose
- Crisis brings change
- Know the tax codes and keeping your investment tax free
- Utilizing index growth
- What is a self completing retirement plan
- Pirates of Manhattan by Barry James Dyke
- Buy, borrow, die
- What is super funding
- What are guaranteed accounts
- The break even point
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Andre found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Andre here:
LinkedIn Andre Simoneau
Website Life Made to Order
"How do I protect my assets and my money from inflation, well I'd invest in hard assets and that's real estate." -Kathleen Kramer
Today I am extremely excited again to be interviewing Kathleen Kramer who is a licensed Broker and Mortgage Originator. This podcast is special because Kathleen just presented this topic at my February FIBI Pasadena meeting and because of the importance of the information, I've asked her to share it again on this platform. She owned and operated a branch of American Residential Funding Inc. in the early 2000's. She has closed on over 2,500 transactions worth over a billion in volume. From 2002-2006 Kathleen ran a real estate meeting in Huntington Beach, CA. Now she and her husband Michael focus on non performing notes. I was first introduced to Kathleen a few years ago from the Norris Group. She is a speaker and educator and will be releasing a course on notes in 2022.
Kathleen Kramer: Learned what homeownership was growing up in CA from her parents who migrated to the United States from Hungary. Her education from her parents was not in investing itself, but in the value of home ownership. After college she started working at a mortgage company which was her first real introduction into the value of real estate investing. Fast forward to now, Kathleen and her husband invest in real estate backed investments like land development, multi family, single family, reg D syndications, and non performing notes. Kathleen received her degree in Business Economics from the University of California Santa Barbra.
TOPICS COVERED IN THE EPISODE:
- What are the 5 disruptors of the current economy
- Kathleen's FIBI Pasadena presentation
- How to identify opportunities in real estate in the current market
- Why it's about supply and demand
- The US spending plan and inflation
- You need to buy hard assets
- What is the government doing
- How can you embrace government incentives
- How does the supply chain get fixed
- Robotic jobs are here
- Industrial growth and the opportunities there
- What is happening at the Los Angeles port
- Where is the path of growth
- What are the short term effects
- Short term vs long term
- Consumer distress
- Will there be a huge crash
- They are developing pure rental communities
- Bruce Norris
- Bill Tan
- Who is Black Rock
- How do investment firms run the government
- Real estate is a protected class
- What are the global narratives and how will they play out
- Neil Howe- The Fourth Turning
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Kathleen found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Kathleen here:
LinkedIn Kathleen M. Kramer
"We found that the best way for us to loan money is just to get to know the people we're loaning to." -Jeff Smallowitz
Today I am interviewing Jeff Smallowitz, a Consulting Aerospace Engineer, who along with his wife Ellen, are Private Money Lenders. In 2006/2007, Jeff and his wife were looking for an apartment building to purchase. Meeting after meeting, they had no luck. At one meeting in 2009, Jeff stood up and once more asked about apartments, but also added that he had money. This is when things changed and they became a Private Money Lenders. He is a speaker, educator and has presented at different real estate meetings in Southern California area. In March of 2022, he presented the topic "How to Lend & Borrow Private Money" at my FIBI Pasadena meeting.
TOPICS COVERED IN THE EPISODE:
- How did Jeff start his career in real estate
- How to bring in valuable content
- What are safe lending practices
- The flippin business
- Jeff's beginnings flipping in Cincinnati
- Why he doesnt loan to people who are inexperienced
- The importance of getting to know people
- Jeff's criteria and process for lending
- Always show up
- What can go wrong on a flip
- Know who you are loaning to
- The 75% rule
- Only work with experienced flippers
- Why credit checks are unnecessary
- Educate yourself on the cautions of borrowing out of state
- Why you should be careful with finding lenders online
- Never pay upfront fees
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Jeff found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
To find out more about Jeff Smallowitz, find out where he will next be presenting in the Southern California area next.
"I can gain financial leadership and it has nothing to do with the amount of money I'm starting with. It's the commitment to choose to have financial choices in my life." -Christina Suter
Today I was interviewed by Ben Malech who is the creator of the Real Estate Milestones Podcast. I met Ben at this year's IIREC. He was kind enough to approach me and ask if he could do an interview with me regarding my journey in real estate. I have 35 years of investing experience and am also a Real Estate Investment Advisor, educator, speaker and am the Chapter Leader for FIBI Pasadena. I have spoken at multiple events and conferences as well as been interviewed for various podcasts and other real estate related outlets. I am the creator of the Real Estate Breakthrough show, which is a bi- monthly podcast where I speak with experts in real estate about their journeys as well as what financial freedom means.
TOPICS COVERED IN THE EPISODE:
- Who is Ben Malech and Real Estate Milestones podcast
- Residential investing
- How to find your niche while still working
- Where did Christina find her footing
- Out of state investing
- Why did Christina have to sell her entire portfolio in 2007
- Why Christina became a hard money lender
- What is my why
- Unintentional portfolio growth from her first property at 17
- There are no linear markets in real estate
- Why real estate is not all fun and games
- What do you do with a million dollars
- The Real Estate Mastermind meeting
- Why going to meetings matter
- When did Christina become a full time investor
- What does it mean to be a real estate Investment Advisor
- What kind of portfolio do you want for yourself
- What are your talents and how can they be used in real estate
- What is house hacking
- All cities are potential places to invest
- Always do your due diligence
- Your network and knowledge will make you successful in real estate
- What were Chrisitnas 2 major milestones
- What are mistakes newer investors make
- Rich Dad Poor Dad for teens
- The Unofficial Guide to Real Estate investing by Marty Stone
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Christina found her Real Estate Breakthrough on Real Estate Milestones podcast.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Christina here:
Website ChristinaSuter.com
Phone 310-463-5942
"When you find that team, you have to spend time with them. It is critical to understand how this person works." -Julie Anne Peterson
Today I am interviewing a very special guest, Julie Anne Peterson. She is the Senior Director at Old Capital, a commercial real estate company that deals in debt and equity. She brings 30 years of transaction history in the real estate world and has recently transitioned into syndictions. Not only is she a capital raiser, Julie brings a deep knowledge to her clients in the form of consulting which has helped rank Old Capital as one of the leading financial intermediaries in the country. She is the host of the show Zoom8 and has been featured on various real estate podcasts.
Julie Anne Peterson: Purchased her first single family property at the age of 22 and she didn't stop there. She continued to invest in real estate purchasing a multi family unit in Chicago and also began investing in San Diego. Her deep transaction experience is what makes Julie special and an Advisor for the Michael Blank educational platform.
TOPICS COVERED IN THE EPISODE:
- How did Julie get started in real estate
- Why she has a deep passion for helping people
- Finding your super power
- How do you identify yourself as an investor
- What it means to offer experience
- Funding the deal
- What is required to complete a transaction
- How do you utilize knowledge to fund a deal
- The Zoom8 podcast
- What helps new investors
- Utilizing the power of your network
- What are the pros and cons of real estate
- The importance of building community in real estate
- How did Julie become a syndicator
- Leveraging relationships
- The FIBI Pasadena meeting
- What are the challenges of value adds
- Why its extremely important to choose the right partner and understand how they move
- How bad partnerships cause problems
- How do you make the deal right
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Julie found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Julie here:
Website OldCapitalLending.com
Phone 630-453-7150
Email Jpeterson@oldcapitallending.com
LinkedIn Julie Anne Peterson
Instagram Julie Anne Peterson
Facebook Julie Anne Peterson
"Just because there's uncertainty, it doesn't equate to a greater amount of risk. It's about limiting the risk while gaging the uncertainty." -Marcus Arredondo
Today I am interviewing Marcus Arrendondo who is the Managing Partner of Two By Two Group and has over 15 years of real estate experience in the fields of multi-family acquisitions, tenant relationship and syndications. Of his 200+ transactions, he has worked with clients such as Wells Fargo, Tesla, Sirius XM and more and has served as an advisor to create income producing strategies which include underwriting, procurement and due diligence. He holds ownership stake in Texas, Georgia, North Carolina, Louisiana and Florida in multi-family assets. Marcus has presented at my FIBI Pasadena Multi-Family meeting in December of 2021.
Marcus Arredondo: Got his BA from Cornell University and has served as a member of the Los Angeles Junior Chamber of Commerce. His other noted achievements include being on the Board of Directors for Upward Gravity, being a member of the Hispanic Heritage Foundation as well as being a Big Brother for the Big Brother Big Sister program.
TOPICS COVERED IN THE EPISODE:
- What does it mean to represent a company's lease transaction
- Financial directives
- Why leasing is not all about rent
- Business health
- What are your highest priorities
- How to manage expectations while you execute
- How are companies occupying space now
- What identifiers help you gather census information
- How to understand risk
- What are base building conditions
- Tenant ledger vs landlord ledger
- How systems and structure impact value
- How do occupants occupy
- Why you should assess the unknown
- 90 day goal setting
- What impacts performance and how do they effect the asset
- Reality vs the plan
- Grant Cardone
- How can you create your own solutions
- Know your investors
- "Good To Great" by Jim Collins
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Marcus found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Marcus here:
Website TwoByTwoGroup.com
Email marcus@twobytwogroup.com
"You need money, but you also need education." -Kevin Oliver Today I am interviewing Kevin Oliver who I have known for 10+ years. He is a Broker and Investor in Bakersfield, CA and has 15+ years of experience as an investor, wholesaler and educator. Aside from running his own companies, Kevin has spent a portion of his career training and recruiting new investors in wholesaling and rehabbing. He is a licensed realtor and in 2008 he received the International Hall of Fame award from (Rich Dad education). He has presented at my FIBI Pasadena meeting numerous times and is featured on various podcasts and real estate shows.
Kevin Oliver: Received his masters in Computer Science from George Washington University. He is the Director and Chapter Leader for FIBI Bakersfield which is the largest real estate meeting in the area while also serving on the Executive Board of Directors for Real Estate Investors Group (REI Group). He has been a part of 1000+ projects and is Founder of Oliver Associates and Real Estate Team.
TOPICS COVERED IN THE EPISODE:
- How did Kevin get started in real estate
- Why he began his career in wholesaling
- What is Kevin's Hat
- How to teach using stories
- How can you be a better investor
- What to look for in a potential partner
- Choosing carefully
- Making sure everyone is whole
- How Kevin started in real estate in debt
- What are secondary solutions
- Kern County Politics
- How Kevin became the county commissioner
- What are simple solutions and why they work
- What is financial freedom
- You have to work for it
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Kevin found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Kevin here:
Website Yourhome661.com
Phone 661-808-3444
Email kevinoliver.realtor@gmail.com
"We take people through a process of developing a life plan because people are great at developing a business plan, but they don't know what they want out of life." -Steve Cook Today I am interviewing Steve Cook who is the Founder of Lifeonaire, a coaching practice that helps people alter their focus from money and possessions towards abundance, life experiences and purpose. Steve is also a successful real estate investor, keynote speaker, author, and trainer. Lifeonaire focuses on working with investors, entrepreneurs and business owners although anyone can benefit from the Lifeonaire message. There is also The Lifeonaire Show that is hosted by Lifeonaire's CEO Jason Wojo. The podcast spotlights topics that range from mindset and prosperity to business and goal setting. Steve has been a guest on multiple podcasts and has been recognized all over the country for his rags to riches story.
Steve Cook: Was called by a higher power to start the Lifeonaire practice that has now reached tens of thousands of people, but it didn't start that way for Steve. He was a college dropout and the owner of two failed restaurants before making the switch to becoming a real estate mogul. Now Steve continues to help thousands of people find their purpose by realizing what they really want their lives to look like and how their businesses and investing can flow around that.
TOPICS COVERED IN THE EPISODE:
- Why do people start a business
- What happens to your life after your business gets off the ground
- Steves book Lifeonaire
- How do you shift the goal or your business
- Do people really want a better life
- Why money is a tool
- How do you design your business to serve your life
- The importance of changing mindsets and habits
- What keeps people trapped
- Ways to shift your mindset
- The distortion of the American dream
- How can you develop a new life vision
- Are you doing the right type of investing for you who are as a person
- What is the purpose of your business
- Entrepreneurship is a gift
- Experiences vs wants
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Steve found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Steve here:
Website Lifeonaire.com
App Free Lifeonaire app
Book Lifeonaire
"One of the things I did good was build relationships and a relationship that was adding value. It was never about what I can get, it was always about how can I help?" -Jen Maldonado
Today I am interviewing Jen Maldonado who I have known since 2012. She is a professional Capital Raiser, Investor, Entrepreneur, High Performance Coach and is one of the Executive Leaders and Speakers for WREN Inspires. As a mentor and coach, Jen has inspired and helped jumpstart womens investing careers all over the country. She was interviewed by the Huffington Post in 2015 for her inspiration, consulting practice and how she has helped people strive and create wealth using real estate. In 2019 she co authored the book "You Got This!," in collaboration with other women investors taking charge in the real estate field. She is a speaker and can be found on many podcasts and interviews as well as hosting events at real estate clubs and teaching workshops.
Jen Maldonado: Was an engineer at Nestle before she made the decision to become an entrepreneur. She wanted to decide who and what she spent her time on and went into real estate dabbling at the many options it had to offer. After a deal gone wrong, Jen found herself in a position where she thought she would need to return to work. At a meeting the day before an interview, she met someone that told her about capital raising. The next day she made a few phone calls and had closed on a deal, granting her the strength to turn down a job and continue her journey in real estate.
TOPICS COVERED IN THE EPISODE:
- What was Jens reasoning for wanting to get into real estate
- What is WREN Inspires
- How was it transitioning from corporate to entrepreneur
- Rich Dad Poor Dad, the purple bible
- The importance of freedom of time
- Ways to find a different path
- When and how was Jen introduced to capital raising
- What does a Capital Raiser do
- How to avoid the shiny objects in real estate and focus on one thing
- How losing a deal propelled Jen onto her own path
- What happens when you dont structure a deal properly
- Using other people's money
- How quickly do you learn what not to do
- The development of strong relationships
- Using risk assessment
- Why Jen only does deals that create impact
- How to avoid putting people in the wrong investments
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Jen found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Jen here:
Website JenMaldonado.com
Instagram @investwithJenMaldonado
"In this business everything is going to go wrong and that's the time when you need to put your head down and get to work." -Donato Settanni
Today I am interviewing Donato Settanni who is the Co Founder of DXE Properties which focuses on value add real estate investments. There, Donato is responsible for oversight construction, asset management and design. He has ten years of institutional experience as a Senior Project Manager and Lead Project Manager for Oxford Properties in New York City. He oversaw a twenty billion dollar project for Oxford Hudson Yards, a massive project on the far west side of Manhattan. Donato has managed the closings of 1.5 billion dollars in real estate and has worked on some high profile projects like Madison Square Garden and the new Yankee Stadium.
Donato Settanni: Was inspired to get into real estate in his youth and eventually got his BA in Engineering from the University of Delaware and his Masters in Real Estate Development from New York University.
TOPICS COVERED IN THE EPISODE:
- How did Donato transition from working in real estate to owning his own company
- What does DXE Properties do
- What consist of value add projects
- Long term ownership
- Getting back to the roots
- Why we reposition properties
- What happens when there is a culture change
- What exit plans are set in place
- What sets you apart
- Why Instagramable marketing photos are key
- How to commit to finding solutions
- What are the rewards of real estate
- What are the flaws of designing
- How to work with contractors
- What inspired Donato to get into real estate
- Garden style value adds
- Resetting the life of the asset
- Finding class C properties in A or B neighborhoods
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Donato found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Donato here:
Website DXEProperites.com
#126: Monick Halm: The Power of Women in Real Estate
"You have to take care of yourself. It's only through taking care of yourself that you can really take care of others." -Monick Halm
Today I have the pleasure of speaking with Monick Halm who is the Founder of Real Estate Investor Goddesses where her mission is to help 1 million women reach financial freedom through real estate investing. She is a syndicator, developer and investor having worked in mobile home parks, multi-family, RV parks, vacation home rentals and flipping. She is a best selling author of two books, The Real Estate Investor Goddess Handbook and Wealth for Women: Conversations with the Team That Creates the Dream The Top Female Professionals Who Can Help You Get Wealthy in Real Estate. Monick is the host of the Real Estate Investor Goddess podcast and is also a contributing writer for the Huffington Post.
Monick Halm: Is a former attorney who after a brief break from her work, decided that being an attorney was not bringing her joy and fulfimment. She started digging into real estate and accidentally started house hacking with a friend. From there she went to seminars, workshops and conferences to further her education and learn what it means to be an investor. Fast forward to today, she is a wife, mother, real estate coach and mentor, writer, and certified interior designer. She currently holds 1,300 doors in ten states and is on a mission to help women find abundance and joy through real estate investing.
TOPICS COVERED IN THE EPISODE:
- Why did Monick leave her job as an attorney
- How did Moncik begin her real estate career
- The importance of working for yourself
- The importance of creating solid foundations
- What is the American dream
- The Los Angeles market in 2005
- How she went from 2 doors to 1,000 in a year
- Why Monick wants to help women
- How the power of the feminine contributes to real estate investing
- Why it's important to share with others
- What is scarcity mentally and how does it affect your ability to live to your fullest potential
- The importance of self care
- Why women make great investors
- How to deal with fear
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Monick found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Monick here:
Website RealEstateInvestorGoddesses.com
"Anybody that has an impact on your asset, how you deal with them, can absolutely make or break the deal." -Tyler Sheff
Today I am interviewing Tyler Sheff. He is a licensed Realtor in Key West, Florida at Future Home Realty. He has over twenty years of real estate experience as a Flipper, apartment building owner, a property manager, realtor and an owner of mortgage debt instruments. He is also the creator of Cash Flow Guys, an educational platform that teaches investors the ins and outs of real estate without the get rich quick motto. He is an investor, educator and runs the popular podcast show "Cash Flow Guys, Learn to Earn."
Tyler Sheff: Was introduced to real estate at a young age by watching his mother who was a broker, conduct real estate transactions in the seventies and eighties. He went to the Army and became a military police officer. After his tour was over he returned to the states and became a car salesman, but hated it and went into the service industry of car sales. After realizing it wasn't for him, Tyler teamed up with his mother and began his real estate journey as a flipper. Now he is a sought after real estate problem solver, educator and mentor.
TOPICS COVERED IN THE EPISODE:
- How did Tyler become interested in real estate
- What investing was like in the eighties
- How Tyler began investing with his mother
- Why he began house flipping
- Why don't some people loan to Flippers
- Why flipping works until it doesn't
- When a partnership goes wrong
- Why you should never hire unlicensed contractors
- Always do the right thing
- The importance of education and network
- Bruce Norris
- Never stop asking questions
- How to navigate the Key West, FL market
- Find the problem and fix it
- The Airbnb market and serving a different type of tenant
- Key West regulations on short term rentals
- Is the industry moving away from preferred returns
- Syndications vs funds
- How culture changes create value
- Facts over faith
- Why you need to immerse yourself in the culture of a market
- The goal should be to duplicate what you net, that is financial freedom
- What is a professional real estate investor
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Tyler found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Tyler here:
Website CashFlowGuys.com
Phone 305-222-7081
"People don't realize the power of having access to women like us. That's the big difference in business because then you don't make a lot of the wrong moves with the wrong people." Desiree Doubrox
Today I am interviewing Desiree Doubrox who is the CEO of Hom Work, which began as a simple womens brunch held at her home to discuss topics that focused on business, life goals and more. This launched into what is now a global network of 53,000 members around the world, known as Empowered Women. She produces and publishes a monthly digital magazine Let's Talk and in 2011 launched a non profit called Foundation of Empowered Women.
Desiree Doubrox: Began her real estate journey in 1989 as a Broker and Investor. Around that time she developed a seminar series called "From Babies & Bills to Riches in Real Estate," which catapulted her to develop Empowered Women in 2006 in response to the downturn. Now Hom Work, a live where you work company, focuses on providing women with safe and accessible short term work from home spaces around the world. She is a mother, entrepreneur, publisher, producer, TV host and so much more.
TOPICS COVERED IN THE EPISODE:
- Why did Desiree begin Empowered Women
- What was the real estate market like during the 2006 downturn
- How Empowered Women helps women build their lives and businesses
- The importance of building a portfolio collectively
- How to live where you work
- Acquiring luxury homes for Home Work
- Creating lease options
- How to use real estate to create community
- What is Hom Work and how does it work
- Building live in work spaces and the benefits it provides for women in transition
- Business in a box program
- What are the benefits from working from home
- Why is real estate a great investment vehicle
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Desiree found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Desiree here:
Website HomWork.com
Email Desiree@homwork.com
Phone 818-292-5559
"Success is not the amount of money you have or your net worth, success is the journey and the person you become." Nizan Mosery
Today I am interviewing Nizan Mosery who is the Founder of Cornerstone Investment Partners. He is an investor owning properties all over the US and internationally as well as the owner of K.E.A.N Management Solutions, a professional management company. He is the Founder of the South Florida Mastermind Society, a commercial real estate group which was one of the first in the area. He is an educator, mentor, coach and Reiki Master and host and creator of the live show and podcast, Traveling Investor.
Nizan Mosery: Is first generation born in New York city. His parents, who were from Israel, raised Nizan and his siblings by the motto collect rent don't pay rent. Growing up in NY, Nizan worked in various markets trying to find his way. After his fathers passing, he traveled around the world taking the time he needed to reconnect to his soul and find his purpose, which he eventually did. He moved back to the states in 2009 with his family to Boca Raton, FL where he now resides and runs his companies.
TOPICS COVERED IN THE EPISODE:
- What is Cornerstone Investment Partners and what do they do
- How did Nizan get involved in real estate investing
- How did Nizan use his experience in construction in investing
- Why Nizan start investing in multifamily
- How to do for self
- Nizans travels to self discovery
- The importance of finding your purpose
- Why money is not everything
- Why Nizan moved back to the states during the 2008/09 crash
- When did the flipping industry turn
- Learning how to investing in multifamily properties
- Know your market and know your numbers
- How do you find yourself in real estate
- How to look at the journey instead of the end goal
- Using the law of the universe
- The importance of making your investors whole
- Go after your dreams
- How to build a business that revolves around your lifestyle
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Nizan found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Nizan here:
Website www.InvestWithCIP.com
Phone 561-212-7247
Email nizan@investwithcip.com
Social @travelinginvestor
"The cheaper the home, the more you're going to get rent for the value of that home." -Mike Anderson
Today I am interviewing Mike Anderson. He is the Founder and Owner of Reliance Mortgage Company based in Dallas, Texas. Reliance Mortgage Company specializes in mortgage loans ranging from jumbo loans to USDA loans. They have to date closed on over 8 million dollars under Mike's guidance and direction. He hosts his own broadcast called Reliance Real Estate Mortgage Hour which airs on CBS Radio weekly.
Mike Anderson: Is a Residential Mortgage Loan Originator starting his company back in 1989. From 1971-1981, Mike received Century 21's Top Listing Sales Person in a three-state region as well as the 1995 Prestigious Entrepreneur of the Year by INC. Magazine. He is also as of recently an educator for the Texas Real Estate Commission helping realtors continue their education.
TOPICS COVERED IN THE EPISODE:
- When did Mike start working in loans
- What is a jumbo loan
- The rules of lending in real estate
- Why Mike no longer invest in single family homes
- The importance of calling people directly
- FHA loans in the 60s
- Consistency in following up
- Is there a housing shortage in the US
- What is happening in Dallas, Texas
- How do wholesalers buy houses
- Are properties overvalued
- What are investor properties
- What percentage should an investor put down on a property
- Do credit scores affect interest rates
- Passive investor and a 15 yer note
- Investing for appreciation
- W2 investors vs non W2 investors
- Using a hard money loan
- The rules of house hacking
- Why you need to have thick skin in real estate investing
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Mike found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Mike here:
Website RelianceMortgage.com
Phone 214-346-5201
"It's not a stock and you're not selling options, so be patient." -Katheleen Kramer
Today I am extremely excited to be interviewing Kathleen Kramer who is a licensed Broker and Mortgage Originator. She owned and operated a branch of American Residential Funding Inc. in the early 2000's. She has closed on over 2,500 transactions worth over a billion in volume. From 2002-2006 Kathleen ran a real estate meeting in Huntington Beach, CA. Now she and her husband Michael focus on non performing notes. I was first introduced to Kathleen a few years ago from the Norris Group. She is a speaker and educator and will be releasing a course on notes in 2022.
Kathleen Kramer: Learned what homeownership was growing up in CA from her parents who migrated to the United States from Hungary. Her education from her parents was not in investing itself, but in the value of home ownership. After college she started working at a mortgage company which was her first real introduction into the value of real estate investing. Fast forward to now, Kathleen and her husband invest in real estate backed investments like land development, multi family, single family, reg D syndications, and non performing notes. Kathleen received her degree in Business Economics from the University of California Santa Barbra.
TOPICS COVERED IN THE EPISODE:
- How did Kathleen become interested in real estate investing
- Investing in non performing notes
- What are real estate backed investments
- The value of home ownership
- How Kathleen and her husband Michael invested in their first property
- What is a 5/1 adjustable loan
- Let your portfolio mature
- Should you buy and hold
- Why she invest in distressed notes
- Financial freedom is objective
- Why you should learn as much as you can from you CPA
- How working in mortgage prepared Kathleen for real estate investing
- It's about having assets under management
- The importance of being a lifelong learner
- Kathleen's 2022 course on note investing
- Information is timeless
- When is the right time to be a lender
- Doing your due diligence on 1031 exchanges
- The money is in your mind
- Learn the tax codes
- What are contingent liabilities
- Delayed gratification
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Kathleen found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Kathleen here:
LinkedIn Kathleen M. Kramer
"If you are going to be successful in real estate investing, you should treat it like a business and not a hobby." -Kevin Amolsch
Today I am interviewing Kevin Amolsch who is the President of Pine Financial Group which he founded in 2008. Pine Financial Group is a hard money lending company that provides many different products for their borrowers and investors in the Colorado and Minnesota area. Kevin has spent 14 years as a real estate investor and 10 years in real estate lending. He is a speaker and Author of the book 45 Day Investor.
Kevin Amolsch: Started his career in real estate after working as a Senior Loan Officer at a small mortgage company. After serving 4 years in the army, Kevin went to college and got a degree in finance. Since then he has worked on wall street as a Mortgage Bond Analyst, worked as a Senior Loan Officer, opened his own real estate investment company which is thriving today, founded Pine Financial Group and has completed over 2,000 real estate transactions either as a buyer, seller or private money lender.
TOPICS COVERED IN THE EPISODE:
- How did Kevin get started in real estate
- What is Pine Financial Group
- How did Kevin get started in real estate with no money
- Creative investing strategies
- Working with a mentor
- Using private individuals to finance a transaction
- The difference between running a business and real estate
- How to build skills and systems
- The importance of protecting your investors
- Why Pine Financial Group has a mortgage fund and how did it start
- What are default rates
- What is an opinion of value
- What types of lenders should you work with
- What are the various types of loans
- Including culture into your business
- Checking vacancy rates as a rule of thumb
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Kevin found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Kevin here:
Website PineFinancialGroup.com
Email Kevin@pinefinancialgroup.com
"You don't build your team around skills, you build your team around values." -Kim Wendland
Today I am interviewing Kim Wendland who is a Managing Partner at Quattro Capital, a boutique company that focuses on multi-family real estate investing. She has been working and investing in real estate for 10 years and met the other partners of Quattro Capital at a real estate conference. Kims background is in technology where she held leadership positions in major corporations like Northrop Grumman and IBM. Now, her focus is helping people in real estate to establish generational wealth, passive income, and a good life now. Quattro Capital currently holds 50 million in assets and will be holding 100 million in assets by the end of the year.
Kim Wendland: is based in Austin, Texas. She has her BA in Business and Computer Science from Angelo State University. After much enjoyment in her career in technology, in 2017 Kim transitioned into real estate realizing that it was a major key to financial freedom. She is the second of three generations of investors that includes her mother and her nephew.
TOPICS COVERED IN THE EPISODE:
- What is Quattro Capital
- Your real estate business is more than a business
- How did Quattro Capitol begin
- The power of your team
- How to focus on value and not the dollar
- Network and education are the formula for success in real estate
- Including personal ownership and accountability
- What is the difference between a joint venture and a syndication
- Why you should be diversifying your portfolio as an investor
- What markets are you in and how do they function
- What is the difference between an emerging market and a mature market
- Where do wise investors play
- Why you should count on the data for information
- Being on purpose
- What are the four pillars of Quattro Capital
- How can real estate help other areas of your life
- Why alignment matters when working with a team
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Kim found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Kim here:
Website TheQuattroWay.com
Phone 512-659-8924
"The rule of thumb is that you want to make two hundred dollars a door. If you're going to make less, your property will potentially be too sensitive to the basic maintenance and daily ongoing expenses." -Christina Suter
Today I am sharing with you how cash flow differs in a primary market like Los Angeles versus a tertiary market like Indianapolis . As someone who has and continues to invest in multiple markets, I've found that in tertiary markets things can be a lot more sensitive when it comes to the basics like repairs and maintenance. The rule of thumb for this formula is the one percenter and it means that your gross monthly rent should be 1% of your mortgage. The cash flow from each market using this formula changes drastically because maintenance and repairs for each market will generally cost the same, however my cash flow for Indianapolis will take me a lot longer to accumulate for those repairs in comparison to Los Angeles.
Topics Covered in this episode:
- What is the one percent rule and how do you use the formula
- What is a primary market
- What is a tertiary market
- What is positive cash flow
- Should you hold your property for appreciation
- Why tertiary markets are more sensitive
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"There's two types of contractors, those that want to get the job and those that want to do the job." -Monica D. Higgins
Today I am interviewing Remodeling Expert Monica D. Higgins. She is the Co Founder and Project Manager of Garagify, a company that specializes in helping people build ADU's including complete build to remodeling. Garagify oversees a project from start to finish where Monica and her team provide consulting, plans, and designs all the way through to obtaining permits. She has been featured on outlets like This Old House, HGTV, eHow and Entrepreneur. She is also a best selling author of Remodel Success: Home Remodeling Done Right, On Time and On Budget.
Monica D. Higgins: Was involved in real estate most of her life. Her parents both renovated and managed distress properties for a living. Her passion for managing construction projects stems from an incident that she witnessed her mother go through dealing with a contractor. 20 years later, Monica has made helping people a priority by providing outstanding service from the beginning of a remodel or build to the end.
TOPICS COVERED IN THE EPISODE:
- How did Monica start Garagify and what motivated it
- What are some of the most common issues people experience with working with contractors
- Why Monica felt the need to bring the commercial approach to residential
- What are backyard homes
- What law changed in 2017 that made ADU's acceptable
- How do you vett your contractors
- Why you should follow your intuition
- What communication style are you comfortable with when working on a construction project
- Are contractors underpaying themselves
- How do you manage timelines
- What is the critical path method
- What is a rough contractor vs a finished contractor
- What are the legal liabilities for an ADU
- Why you need to know the law regarding your build
- Using phantom space
- Why Monica and her team use 3D rendering
- Using ADU's to generate passive income
- Why Monica's financial freedom is to work because she wants to and not because she has to
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Monica found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Monica here:
Website GaragifyNow.com
Phone 800-944-4024
"Im my opinion as someone whose purchased buildings, deferred maintenance buildings will cost me at least 50% of my expenses on a yearly basis because i'm making cap x improvements as I go along." -Christina Suter
Today I am sharing with you a rule of thumb I learned during the beginning of my investing career which was a formula that would help me calculate the net income for multiple multi units quickly. I learned this concept from Marty Stone's Book, The Unofficial Guide to Real Estate Investing, however other platforms like Bigger Pockets, Rich Dad, Fortune Builders and Michael Blank also have formats for how to do this. The net income should be calculated based on these categories, new building, new building +, existing buildings, and deferred maintenance.
Topics Covered in this episode:
- How do you calculate the net income of multiple multi units
- Unofficial Guide to Real Estate Investing by Marty Stone
- What is a multi unit
- How do you divide your net income
- What are cap x expenses
- What should you consider
- What happens with unanticipated expenses
- Should you fix or keep a deferred maintenance property as is
- Why you should pre plan your expenses
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
Here we have another installment of guest tips and tricks from the Real Estate Breakthrough Show. Two weeks ago we released the first version of expert tips that include snippets from Bruce Norris, David Tilney, Brent Kesler, Kaaren Hall, Deborah Razo, David Coe and many more. This week we have snippets from Wes Hill, Reed Goosens, Hunter Thompson, Anthony Walker, Bill Tan and more. I am once again encouraging you to listen to these two shows because they have been compiled to showcase what these experts feel, think and practice on a daily basis within their investments and personal lives. Whether you're a new investor or have been doing it for a long time, there is always room for growth and education.
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how these guests found their Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"You can take a 30 year fixed and make it perform as if it's a 15 year. Why would you do that, because it gives you options in case your plans change." -Christina Suter
Today I am sharing with you the different types of loans available when looking to purchase a single family property. First, be mindful that what will work for one person may or may not work for the other, so due diligence is priority when it comes to choosing the right loan for you. The most commonly known mortgage loans are a 30 year fixed, a 15 year fixed and variable loans. I personally am a fan of the 30 year fixed because of its predictability. Variable loans are not at the top of my list for reasons like negative amortization or not being able to predict if interest rates will increase and at what time. Every person or investor is different so choosing the right loan for you is what's most important and you can do that by doing your due diligence, consulting with an advisor and weighing out your options.
Topics Covered in this episode:
- What is the difference between a fixed and variable loan
- How does a 30 year and 15 year fixed loan work
- What are the benefits of each loan
- Why are variable loans not the best for long term holds
- What is amortization
- Will you have enough time in your short term loan to pay it off
- What are the various types of options in a variable loan
- What is a HELOC loan
- What is a negative amortization loan
- Why you should always have back up plans
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"Understand this is a long term marathon so be prepared for those ups and downs." -Jens Nielsen
Today I am interviewing Jens Nielsen who is the Principal of Open Doors Capital. He is also a full time real estate investor and a partner in over 1,100 apartment units valued over 50 million dollars. He is a certified High Performance Coach, a mentor and consultant. Jens runs Open Doors Capital with partner Jaso Pero and advisor Rod Khleif.
Jens Nielsen: Moved from Denmark to the US in 1996. He transitioned from IT to real estate a few years ago, but decided he didn't want to trade his time for money. In the IT space, he was in computer systems management which Jens was able to transfer over certain skills that aided in his real estate investing.
TOPICS COVERED IN THE EPISODE:
- Who is Jens Nielsen and Open Doors Capital
- How Jens transitioned from IT to real estate
- Why he wanted to create passive income
- The idea vs the details
- How does a strong team add value
- Joint ventures and syndications
- How long does it take to go passive
- Creating enough stability to choose
- What is the heart of the entrepreneur
- What is the right motivation for your real estate investing
- How Jens cycling accident pushed him further into investing
- Active vs passive investing
- Ask yourself, can I solve this issue
- Repositioning
- What attitude do you have towards your investment
- How to be solution focused
- What does financial leadership mean to you
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Jens found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Jens here:
Website opendoorscapital.com
Email jens@opendoorscapital.com
LinkedIn Jens Nielsen
"Vacancy rate is affecting my bottom line as far as dollars go as my vacancy rate is only 1 of the effects I need to consider when I have an empty unit." -Christina Suter
Today I am talking about vacancy rates and how they affect your investing. On average a building at any given time can have at least a 5% vacancy. As investors no vacancy is best, but it does happen and can affect your overall investment in a property. When a unit is vacant you're not bringing in cash and it brings up the cost for marketing, maintenance cost, open house cost, property management cost and more. I am not saying you cannot have vacant units, what I'm saying is that if you are not anticipating vacancies, there are things that can be done to help your turnaround stay as low as possible.
Topics Covered in this episode:
- What is a vacancy rate and how does it affect investing
- %5 average vacancy at any point in time
- Vacancy stops cash from coming in
- The multiple effects of vacancies
- How do tenants rights and the security deposits play into that
- Why do you need to do rent increases
- Why you should include vacancies in your anticipated cost
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
In today's episode of the Real Estate Breakthrough Show, we put together some of our favorite real estate guests from the first 50 episodes. These tips, quotes and life stories are the backbone to how they've become successful investors in real estate and in life. I am encouraging you to listen to these shows to get in depth, personal and life changing stories that helped these investors make it to the next level. It's not always just about investing, but what you can do to help people and make what we do as investors a more sound and positively educating experience. You will hear quotes from Bruce Norris, David Tilney, Deborah Razo, Ellie Perlman, Stephen McKee, Ellis San Jose, Kevin Oliver, Kaaren Hall, Aaron Norris, Andrew Westing and many more.
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Brian found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"Your cap rate is a pretty simple math equation although at best it's usually an estimate." -Christina Suter
Today I am taking the time to review what a cap rate is and how to use both a cap rate and interest rate in real estate. There are many formulas out there to help you calculate your rates and that is fine. The only thing that is truly necessary is that your interest rates are not higher or even a half point higher than your cap rates. In this episode I compile what I think are the main points to understanding when dealing with cap rates.
Topics Covered in this episode:
- Review of what are cap rates
- How do the interest rate and cap rate compare in real estate
- What formulas can you use to compare home prices
- When you should refinance your property
- Using cap rates in multi family investing
- What is the difference between a residential loan and a commercial loan
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"Market appreciation is the icing on the cake in real estate and by increasing the net operating income, you force that appreciation." -Brian Wagers
Today I am interviewing Brian Wagers. He is the President and CEO of Wagers Capital, a private investment firm, which focuses on acquisitions, improvements, and operations in the multifamily real estate market. Wagers Capital was founded in 2017 and is located in Northwestern Arkansas. Wagers Capital currently holds over 450 units valued at 19 million dollars. He is a top Broker in Northwestern Arkansas, ranks top 10 in the region and has a youtube channel called Passive Income with Apartment Investing.
Brian Wagers: Moved from Kentucky to Arkansas 6 years ago and began his journey into real estate. Always having an entrepreneurial spirit, Brian's first venture was the stock market, which he soon realized wasn't for him. He dove into real estate and purchased his first single family home, also first learning that the velocity of growth was too slow for his liking. Because of that he began investing in the multifamily market. He has a BA in Economics from the University of Kentucky.
TOPICS COVERED IN THE EPISODE:
- Why did Brian become interested in real estate
- What is the Arkansas market like
- Why Brian stopped investing in stocks
- The lack of velocity in the single family market
- What is the entrepreneur spirit
- What is the middle phase
- Holding yourself accountable
- The importance of seeing all aspects of a real estate transaction
- Using value add's to transfer B and C properties
- Market appreciation
- How to force appreciate in multifamily
- T12's
- Using the multiple effect
- Why you should always vet the property manager
- Why you need property managers for a specific asset
- Why you need to have a reserve account
- Why Brian is shifting some of his focus to Texas
- Why real estate is powerful and gives you the freedom to choose
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Brian found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Brian here:
Website Wagerscapital.com
Email brian@wagerscapital.com
"Do not refinance your house unless you have at least a ½ point to a point difference in interest rates. Then it will be valuable to you." -Christina Suter
Today I am talking about interest rates in real estate and what that means for you. First, it's very important to know what an interest rate is and how it differs from commercial real estate to single family. The standard turnaround time for when people refinance is about 5 years, however if the interest rate only moves slightly and not at least a half of a point or greater, then refinancing isn't a good idea. Interest rates are based on two components: the T Bill Rate and libor which stands for London Interbank Offered Rate. These two factors determine the interest rates that most standard banks use. It's important to know the math before making a decision like refinancing or purchasing property as the interest rate is what you will be paying in addition to your loan.
Topics Covered in this episode:
- What is an interest rate in real estate
- Why is it more than your APR
- How do banks determine the current interest rates
- What is a T Bill Rate
- What does Libor stand for
- When should you refinance and when you shouldn't
- Why is 5 years the standard to refinance a property
- Always do the math
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"The goal was never to make profit, it was always how to improve people's living conditions." -Swapnil Agarwal
Today I am interviewing Swapnil Agarwal who is the Founder and Managing Principal at Nitya Capital, which Swapnil launched in 2013. They are a Houston, Texas based real estate investment firm with a focus on asset management, property management, and acquisitions. They hold 2.5 billion in assets, 20,000 apartment units, hold a million and a half square footage of commercial office space, and 672 units of student housing. Swapnil's Philanthropic and professional awards range from Young Entrepreneur of the Year 2017 by the Indo-American Chamber of Commerce of Greater Houston, Ernst and Young Entrepreneur of the Year 2017 to Ernst and Young Entrepreneur of the Year 2017 and Co-Founder of Karya Kares Foundation, an official non-profit community outreach organization.
Swapnil Agarwal: Moved to Houston, Texas from India in 1996 after he begged his parents to go. He quickly learned that the American dream that he remembered seeing as a kid, was more than just luxury living, but he did see that opportunities presented themselves to everyone in America if they world hard, and became educated. He began a career in finance, after graduating with honors from the University of Texas at Austin with a BBA in Finance. He climbed in the financial sector until always knowing he would one day be an entrepreneur so in 2013 he launched Nitya Capital. He has 15 years of investment experience along with 12 years of global experience in real estate and finance.
TOPICS COVERED IN THE EPISODE:
- What is Nitya Capital
- Why Swapnil launched Nitya Capital
- What does the full spectrum of a deal mean
- How important is growth
- What is the quality of business
- What was the importance of moving to America to pursue opportunities
- How to push your staff to conquer boundaries
- Why doesn't corporate America treat its people like assets
- Why the team makes it successful
- How do you add value to people's lives and not just the property
- How do you increase value in low income properties
- Why Swapnil invest in people
- Why Swapnil's biggest risk is the one he takes
- Adjust fee's to prioritize investors
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Swapnil found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Swapnil here:
Website NityaCapital.com
"In a commercial loan, 5 units and above, there's often a fixed time period and a variable time period. It's like a variable rate loan in the residential world, but there are no 30 year fixed loans in the multi family world." -Christina Suter
Today I am talking about the difference between commercial and residential loans and what the process over time looks like for both. A residential loan can maintain the same interest rate and payment through its 30 year entirety. A commercial loan on the other hand will have a fixed period and a variable time period. For a commercial fixed loan it can only be fixed for 3, 5, 7 or 10 years. As the intra bank lending rates increase, so does the interest rates for commercial loans. That is the major difference between residential mortgage loans and commercial mortgage loans.
Topics Covered in this episode:
- What is the difference between a residential loan and a commercial loan
- What is economic forced growth
- What is a variable loan
- How are interest rates based on an industry
- Commercial loans have a ceiling and a floor
- What you need to know about your loan agreement
- What are stair step increases
- What is intra bank lending rate
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"You have to deal with someone that has foreign investor experience and real estate experience and knows exactly what's going to happen." -Chrales Carillo
Today I am interviewing Charles Carillo. He is the Founder and Managing Partner of Harborside Partners which is a private equity real estate investment firm that focuses on value-add multi family properties using syndications. He is invested in over 250 multifamily units in 3 states and has invested in over 25 million in real estate. Charles and his teams also provide a great deal of valuable information and education on their website that includes a blog, investor resources, a Foreign Investing Guide, a Youtube channel and much more. He is the host of the Global Investors podcast and is based in Florida.
Charles Carillo: Was introduced to real estate at a very young age, helping his father manage, more like clean and collect rent checks, back when he was growing up. Before he dove into real estate full time, Charles founded an online payment processing company that created an avenue for him to develop partnerships and clients overseas. Now using that knowledge Charles helps foreign investors invest in the US as well us runs Harborside Partners alongside his team. He has a BS from Connecticut State University.
TOPICS COVERED IN THE EPISODE:
- How did Chalres get started in real estate
- What was it like as a kid working with his father who was a landlord
- How Charles founded a business in college and how it lead him to working with foreign investors
- Why it's important to walk the neighborhood
- How to use boundaries
- What should a flipper know
- What is like working with foreign investors and what you should know
- Are you buying or long term or cash flow
- How to help non US Citizens invest in real estate
- What are strategies for foreign investors
- Why consultations is necessary
- The importance of your whole team being versed in handling foreign investors
- What is a tax treaty
- LLE vs LLC
- Mitigating risk
- What is an SCC Attorney
- How to help your foreign investors and partners get the right counseling
- Who does Harborside Partners serve
- Paul Moore and public storage vs multi family investing
- The United States lack of affordable housing
- Why C+ housing is a solid asset class
- Real estate investing is semi passive
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Charles found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Charles here:
Website www.harborsidepartners.com
Website CharlesCarillo.com
Email schedulecharles.com
Podcast Global Investors Podcast
"One of your most important calculations is your cap rate." -Christina Suter
Today I am sharing with you 3 ways to calculate a cap rate. When investing in multi family properties, the cap rate is used to compare a property against another. The equation for one step is your net income divided by the purchase price. First you have to determine what your net income is by including in that what you pay for utilities, management, property taxes, insurance and maintenance. Your net income however does not include your mortgage. By using these three ways to calculate your cap rate, you will be able to compare properties and to determine the cash flow or appreciation of the property for the future.
Topics Covered in this episode:
- What is a cap rate
- How do you calculate a cap rate
- Why is it important to use cap rates in multi family investing
- What formula is needed to compare home prices
- Where should you use a cap rate
- What is not included in your net income
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"I love taking a property and making that transition and beautifying it to create a changing community." -Jorge Abreu
Today I am interviewing Jorge Abreu who is the Co Founder and CEO of Elevate Commercial Investment Group, which is a real estate investment firm with a focus on multi-family assets and value adds. Jorge is the link between the property managers and the overall business functionality of Elevate. Jorge is the host of the Elevate Commercial Group podcast and also provides tons of information and resources as well as a one day masterclass.
Jorge Abreu: Is originally from Miami, Florida, but now lives and invests in Dallas, Texas. He has his BA in engineering, but decided he wanted a career in real estate. He started educating himself and began investing in single family properties alongside his partner Eric Bodiwala. Years later, Jorge has transitioned to multi-family investing and oversees all of the construction projects. Currently they hold over 2,000 doors and hold $275 million in assets.
TOPICS COVERED IN THE EPISODE:
- What is Elevate Commercial Group
- The importance of research and education
- Buying a business in multi family investing
- Why Jorge transitioned from single family to multi family
- How to raise equity for multifamily investing
- Why Jorge prefers multi family
- The difference with comping properties 30 years ago and now
- The importance of changing the culture of a property
- Decreasing turnover cost
- What is vacancy factor
- How to increase tenant loyalty
- How renovations and community events are value adds
- Quality tenants who refer quality tenants
- How brokers use value adds
- How to reposition your renters
- Why you should hold a cash flow property
- Why less units equals more hands on
- Managing the managers
- Necessary adjustments during covid
- How to adjust to the market
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Jorge found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Jorge here:
Website ElevateCIG.com
Email jorge@elevatecig.com
"You want your interest rate to be less than your cap rate or the other way around. You want your cap rate to be greater than your interest rate." -Christina Suter
Today I am sharing with you something I learned a long time ago that helped me improve my investing. It was learning the difference between cap rate and interest rate and how they play a major role in investing. The first rule of thumb is your interest rate should be lower than your cap rate. An example of this is purchasing a million dollar property and putting 30% down. You are financing the other 70% with an interest rate of 5%. If your cap rate is also 5% then what money are you bringing home in comparison to what you are giving to the bank? You always want to have a lower interest rate and a greater cap rate. That is the rule.
Topics Covered in this episode:
- What is the difference between a cap rate and an interest rate
- Why should the interest rate be lower than the cap rate
- How do you find out the difference in percentage you have to pay back to the bank
- Why is this rule so important to understand
- How does having a higher interest rate over a cap rate affect your profit
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"As a real estate investor, yes you are running a business, but it is someone's home or shelter which is super important." -John Alden
Today I am interviewing John Alden who is the Managing Broker at Alden Pacific Investments which is a brokerage and consulting firm with a specialty in assisting investors in commercial real estate. They are located in Santa Monica, CA with a focus on higher end properties that aggressively help their clients build wealth and their portfolios. I've known John now for 6 years and he is an invested member of my FIBI Pasadena meeting, has presented at my FIBI Pasadena multi family meeting and has been someone I have done business with in the past.
John Alden: Is from Minnesota and was interested in real estate since college. After the 2008 crash, John took some time before moving to Los Angeles where he discovered the concept of financial freedom through investing in real estate. After he was mentored on what steps to take next, he purchased his first duplex in Silverlake and has not stopped since. He is a former agent of Buckingham Investments and is now the Managing Broker at Alden Pacific Investments.
TOPICS COVERED IN THE EPISODE:
- What does Alden Pacific Investments do
- How John got his start in investing
- Jeff Chonis
- Why it's important to help people understand the numbers
- Why due diligence is eagerly important
- What does it mean to work for the investors best interest
- Why there is a huge emotional process when dealing with real estate
- What are underwriting requirements
- Clients should be safe
- Using the mentorship approach
- Why you must understand the game
- Use the experts for who they are
- How to be comfortable taking risk and fixing them
- How much does the team mean
- What are capital expenditures and how do they affect your investment
- Why it's important to rely on the members of your team for support
- What is a super high interest rate savings account
- Working within the bounds of you the market you're in
- What are highly pressurized markets
- Accessory dwelling unit ordinance
- Why is CA $700 per square foot
- 2008 vs 2020
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how John found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about John here:
Website AldenPacificinvestments.com
Phone 310-387-3489
"Discernment is not judgement. Its perception in the absence of judgement. It means im perceiving what's occurring but not judging whats occurring." -Christina Suter
I have not shared a mindset segment in some time, but this one may be the most important skill I think is necessary a Real Estate Investor. Using discernment versus using judgment will help you find actionable solutions instead of using worry, judgement, fear and blame. Discernment holds value in almost every decision you need to make when dealing with real estate including the people you partner with, who claims to be an expert, doing your due diligence, trusting your gut and your education. Managing your affairs from a space of judgement can cause more harm than good and using discernment creates the necessary space in your mind to move forward in a positive and solution based way.
Topics Covered in this episode:
- What is discernment compared to judgement
- Why is discernment in real estate so important
- Why you should use the market to help you make wise decisions
- Always using comps from the neighborhood you are working in
- Why you shouldn't use excitement or judgement
- How to use discernment when doing business with friends
- You don't have to invest with your friends
- How discernment creates positive solutions and actionable steps
- Using a journal to help you with discernment
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"It's a real benefit to be able to have the knowledge and the data and to be working with the right people." -Jeff Isenberg
Today I have the pleasure of interviewing Jeffrey Insenberg who I have known for quite some time and is the sponsor of my FIBI Pasadena meeting. He is an agent at the renowned Buckingham Investments. They focus on helping their clients build long term wealth using commercial real estate assets with their Learn, Plan, and Invest program. He is also the Title Sponsor and host of the Multifamily Investor Network which meets every 4th Tuesday of the month.
Jeffrey Isenberg: Is from Montreal Canada, but has spent the past 20 years as a resident of Los Angeles. He is the former VP of a leading company in high end video displays in the Live Event Industry. His background in contract negotiations, sales and marketing gave him the skills for a smooth transition into real estate. He helps people build their portfolios and net worth by using multi family asset acquisitions and other types of income streams.
TOPICS COVERED IN THE EPISODE:
- What is Buckingham Investments
- What is multi family asset acquisitions
- How do 20 years in the live entertainment business help Jeff transition into real estate
- Marty Stone's book The Unofficial Guide to Real Estate Investing
- How to approach it simply
- What are long term buy and hold strategies
- What is the Buckinghams financial model
- Why the bank does not participate in your capital
- Leverage
- What are market nuances
- You are investing for appreciation
- What is owner occupied
- Why it's important to have an investing plan
- Leverage is a working asset
- How do multi units get attached to cap rates
- Using the gross rent multiplier
- Detailed comps are a necessity
- What is the investors point of view
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Jeff found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Jeff here:
Website Buckinghaminvestments.com
"When you're investing in Knoxville, TN, your capital improvements will wipe you out faster than when you get a higher rent base like you would in a Southern California market." -Christina Suter
I am continuing with my 4 part series on investing in appreciating and depreciating markets and what that means. Today I am talking about stabilized markets and some of the ways investors can invest in these types of markets and what that means. A stabilized market can be found in places like Knoxville and Indianapolis because although appreciation is not high, it is stabilized because I can expect for them not to dip too low during recessions and other major economic disruptions. Rentals in these markets are consistent with of course their own negative drawbacks like what happens when you increase rents or vacancies, but overall investing in stabilized markets is positive. Using FRED and studying housing charts for your desired location is the first way to really dig into whether a market is stabilized or not.
Topics Covered in this episode:
- Fred Housing chart
- What is a stabilized market
- What is the level of demand in these markets
- Why rentals stay consistent in stabilized markets
- Cash flow vs appreciation
- Why turnover is extremely important in these markets
- Can tenant loyalty affect your investment
- Why you should avoid B- through D properties
- How to manage damage
- Do flips work in price sensitive markets
- What are lower margin markets
- What effects do price changes cause in stabilized vs appreciation markets
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"If you can prepare yourself emotionally to fail, but create systems that are going to be set up very well, you're going to be in a great position." -Hunter Thompson
Today I am interviewing Hunter Thompson who is the Managing Principal at Asym Capital. At Asym Capital Hunter is responsible for helping his clients invest in passive cash flow investments working in various assets that include residential and commercial syndications, syndicated office space investments, bridge financing opportunities, mobile home parks and more. He is an educator, speaker, mentor and has written the book Raising Capital For Real Estate. He offers free training and is the host of the podcast Cash Flow Connections.
Hunter Thompson: Started his real estate career during the beginning of the 2008 downturn when he graduated from the University of Tennessee with a BA in Political Science. He used the crash to learn different strategies for dealing with the market at that time by focusing on recession resistant opportunities. Today Hunter has raised 50 million dollars and uses various systems that bring his clients a healthy return on their investments.
TOPICS COVERED IN THE EPISODE:
- What is a real estate network and how to use it
- What is Asym Capital and what do they do
- Why Hunter calls himself a syndication capital raisier
- What is a limited partner investment
- What is a passive syndicated approach to investing
- What is true passive investing: Hard money lending and syndications
- What it means to be asset agnostic
- Why you MUST ALWAYS vet the syndicator
- What are some of the myths of passive investing
- What are recession resistant opportunities
- What is the nurture system
- Why you can be successful without being a genius
- What are your hold structures
- Who is Jeremy Roll
- Why there is a ton of false education in the real estate market
- Should you share your data
- What to do vs how to implement it
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Hunter found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Hunter here:
Website Asymcapital.com
Book Raising Capital for Real Estate
"You need to pay attention to the cycles that occur where you are invested and it's your job to know the movements in those cycles and whether you've hit the top or the bottom and what you're going to do with the property at that point." -Christina Suter
Today I am talking about investing in stabilized markets and what market cycles indicate for these types of markets. A stabilized market is a place where when you look at a FRED housing chart for your desired city, the market stays between 20˚ and 30˚ during recession cycles. This means that this market has less demand in comparison to Los Angeles, New York, Chicago and San Francisco. You can look at my previous video to hear more about appreciating markets. Cities like Knoxville and Indianapolis dont have such a huge draw as the cities above, but what they do have is stabilized industries that provide jobs for people living in that area. Market timing is also not as important in stabilized markets because it doesn't fluctuate as much as in appreciating or depreciating markets.
Topics Covered in this episode:
- What are stabilized markets and how do you find them
- St. Louis FRED
- What are indicators to look for in stabilized markets during recession cycles
- Why you should pay attention to the cycles of where you are
- What is the nature of stabilized markets
- Stabilized industries create stabilized markets
- What does it mean "Housing a job"
- Why market timing is not as important in stabilized markets
- Sunbelt states vs northern states
- Why appreciation is slow in stabilized markets
- What are some ways investing in a stabilize markets can be negative
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"I always feel the biggest hurdle in real estate is between your ears. The concepts of doing real estate are not that difficult. Most of it is you." -Jeff Greenberg
Today I am interviewing Jeff Greenberg who is the CEO and Managing Member of Synergetic Investment Group, a company that acquires multi family assets in the US. They have been involved in 50 million in projects handling over 1100 units. Their properties are located in Ohio, Arizona, Texas and Georgia. SIG also invests in student housing currently holding 300 beds. Jeff has been featured on 30 different podcasts including Bigger Pockets, Millennial Millionaires, Wealth Junkies, and many more.
Jeff Greenberg: Started his real estate path later on in life by being introduced to the concept by a friend. Diving right in, Jeff spent a few years after learning the game before making his first purchase in commercial real estate in 2010. With a background in management, Jeff had the right skill sets necessary for managing commercial real estate properties. He spent 2010-2019 syndicating for multi-family units and student housing. Now Jeff continues to conservatively evaluate deals while bringing the pieces together as a syndicator.
TOPICS COVERED IN THE EPISODE:
- What happened in Jeff in 2005 that made him start investing
- Why Jeff was not interested in short selling
- How he acquired his first property, a 20 unit in Texas
- Why Jeff thinks mindset is the key to getting up and getting started
- Why is education important
- Real estate is a lot of work
- How to conservatively evaluate deals
- How to recommit to the reality of real estate
- Why you shouldn't over project
- Always pay attention to who you're dealing with
- What is economic occupancy
- Why it takes 6-months to a year to occupy a building
- The hassle and the hustle
- What a phenomenal team is key
- Are flippers responsible for changing the culture of a building
- How do you create tenant loyalty
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Jeff found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Jeff here:
Website synergeticinvestmentgroup.com
"It's a gamble from my perspective of being a long term investor in positive cash flow properties. The market is defining itself based on those buyers, which is what I'm seeing because the price of multi units are buying and selling off of that." -Christina Suter
Today I am continuing with last week's show about appreciating markets and what works. Depending on your investing style and where you are investing, appreciating markets can be a great way to invest if you know when and how to do so. In appreciating markets, the land is worth more than the property meaning that it can be harder to get a positive price to rent ratio. In markets like Southern California, New York and San Francisco it can be hard to find properties as well as have a goal of positive cash flow for the first few years. What you are waiting for in appreciating markets is the yearly rent increases that will eventually over time, put you in a positive cash flow. There are strategies that many investors use in high appreciating markets that make these investments worth it.
Topics Covered in this episode:
- FRED housing charts
- What are the different investment styles
- What is steady and slow appreciation
- Why land in appreciating markets is worth more
- Positive price to rent ratio
- What is principal and interest
- What is my 1% rule
- What are some issues for rentals in high appreciating markets
- What are high draw cities
- Why flippers in appreciating makers can add sq footage to make a profit
- What happens with multi units in appreciating markets
- Why you don't want your cap rate less than your interest rate
- Anticipating negative cash flow
- What is prop 13
- What are capital improvements
- What are the 3 forms of appreciation
- Why the center of cities are more stable than surrounding locations
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"The most important thing is systems and the reason they're so important is they are helping me scale because you can't just rely on people. If you do and your property manager leaves, you'll be in terrible shape and they've taken all that information with them." -Michael Borba
Today I am interviewing Michael Borba. He is the President and CEO of Borba Property Group which began as a small family business in 1986. They now manage 3,100 residential units within Long Beach and its surrounding areas. They specialize in helping new investors add value to their properties and thrive on providing superior service to their clients. They release a monthly newsletter called The Borba Report which is directed towards their clients that includes updated information on new codes and changes in regulations.
Michael Borba: Got introduced to real estate at a very young age eventually taking on the family business of property management. He received his MBA from USC and completed his BA at Cal State Fullerton. Michael is also an investor constantly building his own personal portfolio and financial freedom.
TOPICS COVERED IN THE EPISODE:
- How Michael got started in real estate
- How did Michael's parents start Borba Property Group
- What is it like growing up in real estate
- Choosing a specific market
- Why is property management important
- Why Michael believes the management company defines the property
- Managing A buildings vs C buildings
- What is superior property management
- Why are systems most important
- Hiring good people as well as relying on systems
- 6%
- Management fees
- Why keeping better records is key
- What is SB19
- Why you should create a relationship with your tenants
- Why you need to evaluate your portfolio
- Using the rule of 72
- What Michael believes is financial freedom and what he plans on doing with it
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Michael found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Michael here:
Website Borbaproperty.com
"Generally an appreciating market, I think of it as sprinting. Short, compact and has a specific beginning and a specific end. It has a specific purpose and you don't want to lose track of it." -Christina Suter
Today I am talking about what it's like investing in appreciating markets and what cycles can do to your investing style. Cycles can last for years, but the fluctuation of appreciating and depreciating cycles vary depending on affordability, pending sales and demand. You can use the St. Louis FRED to find housing charts for your particular area. Three to six months is how long it takes to notice a clear direction. There are various indicators that also let you know when a cycle is hitting the top and those are the people around you are starting to invest in rental properties and you find that there are more real estate agents than deals. Educating yourself on the movement of cycles will help you not only become a better investor, but it will help you see how cycles move and how to prepare for the next one.
Topics Covered in this episode:
- What are appreciating markets
- Why LA county is considered an appreciating market
- St. Louis FRED
- Why do cycles take 3-6 months and what does that mean for investors
- What should you do at the bottom of chart and what does it mean
- What are some methods for purchasing and selling for cycles during upturn and downturns
- Why can cycles last so long
- Bruce Norris and The Norris Group
- What is the affordability index
- What to do when you missed a turn
- Prices will show the data
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"1 of the nicest things about real estate is anybody can manage anyway they want within the confines of being legal." -Wes Hill
Today I am interviewing a very special guest, Wes Hill who is one of the creators of Multi Family Asset Advisors. As a certified Property Manager and California Real Estate Broker, Wes has been involved in over $200 million transactions and is part owner in over 1,000 units in California, Utah, Oregon, and Washington. He has presented at my FIBI Pasadena Multi Family meeting.
Wes Hill: Got started in real estate as a college student working as an onsite handy man where he mowed lawns, painted buildings, and managed bookkeeping. After receiving his BA from the University of San Diego, he moved to Chico, CA and worked at a property management company. In 1994 he and his wife purchased their first multi family property and continued to purchase properties as the years went on. In 2000 he started his own management firm, Hill Properties. Since then he has invested in larger and larger assets in the multi family sector in his own personal portfolio as well as $200 million in real estate transactions.
TOPICS COVERED IN THE EPISODE:
- Building a portfolio in multi family investing
- How Wes got involved in real estate
- Why Wes only invest in multi family
- What is a 1031 exchange
- Why affordable housing will always be in need
- What are value add properties
- How to add value to multi family assets
- Triple net deals
- Why you should invest in something bigger with more people
- Paul Moore's Book "The Perfect Investment"
- Why and how to hire 3rd party property management
- What is the investors perspective
- Pushing revenue
- Why you should work with someone that has the equity
- What are B class properties
- Why Wes thinks you should take care of the property management company
- Ways to own a percentage of a property
- Always add your terms into the legal agreement
- The 2008 crash
- Seller carry
- What is professionalized management and why you need it
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Wes found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Wes here:
Website MultiFamilyAssetAdvisors
Email wes@multifamilyassetadvisors.com
"If you're riding an appreciation market, you want to try to purchase either in the lower half of the downturn or the beginning of the up turn and sell at the top of the market or as the market is starting to decrease." -Christina Suter
Today I am talking about out of state markets, their cycles and why it's important to understand what the rules are for your asset in a particular market. The two types of markets are stabilized and highly volatile. Cities like Los Angeles, New York, and Chicago are high volatile markets which are great for high appreciating assets like buy and hold. Cities like Boise and Knoxville are stable markets that are great for cash on cash assets like rental properties. You can use the St. Louis FRED for charts for specific markets to study market cycles and other information like home prices, unemployment, GDP, income inequality and more. It is one of the richest resources I use to do my due diligence.
Topics Covered in this episode:
- How do markets work
- What are the rules for your asset and its market
- What does it mean to invest in a stabilized market vs a highly volatile market
- St. Louis FRED
- What asset provides a higher cash on cash return
- What markets are undisturbed by recessions
- The quadrants of investing
- What is the affordability index
- What to do on the up turn and down turn
- How to calculate current market comps
- High appreciation vs low appreciation
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"Once you are in a position where you don't have to worry about cash flow or finances, that's when the real self actualization starts to come into play." -Dek Bake
Today I am interviewing Dek Bake, one of the Founders of Fair Trade Real Estate, a California based acquisitions firm dedicated to high quality service in helping investors and everyday people buy and sell homes. Dek, who specializes in residential investment properties, along with a few partners started Fair Trade Real Estate in July 2020. He has completed over 2,500 transactions and handled millions during his so far 12 year career in real estate beginning with his real estate license which he got in Dallas, Texas.
Dek Bake: Is a former NFL player for the NY Giants. He helped his team win Super Bowl 42 in 2008 against the Patriots. After no longer being able to play football, Dek ended up with a mentor that convinced him to get involved in real estate. He got his real estate license in Dallas Texas and started working for a wholesaling firm. Fast forward to now he is an investor and one of the Founder's of Fair Trade Real Estate.
TOPICS COVERED IN THE EPISODE:
- Why Dek chose wholesaling
- Why he relocated to CA from TX
- What is an acquisitions expert
- Why the CA market differs from TX
- Why comping housing in CA is difficult compared to TX
- Understanding that the market is all about inventory
- Bruce Norris and the Norris Group
- High quality service for a fair trade
- Why people work with acquisition experts
- Income properties vs passive
- Using cash flow to deepen and further your purpose
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Dek found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Dek here:
Website Fairtraderealestate.com
Email dek@fairtraderealestate.com
Phone 714-604-6959
"Investing out of state gives you the advantage to be able to diversify what you're holding and why you're holding it." -Christina Suter
Today I am answering a question I get asked a lot and that is, should I invest out of state? My answer is always yes and it depends. Knowing what your investment goals are can help guide you better to answering this question for yourself. Depending on where you live and the market you're in, this will vary from investor to investor. Are you looking to hold for appreciation or cash on cash on your rentals every month? Southern California for example is what we call a high velocity market because of the way it moves. Markets like Indianoopolis, Arlington, VA, El Paso, Hood River, are mild and therefore places I have or still invest in instead of where I live in Southern California. The number one question you should also ask yourself is what is my risk tolerance? This along with knowing your investing goals will help you decide if investing out of state is the right move for you.
Topics Covered in this episode:
- Price income ratio
- How to identity your investing goals
- Are you buying for appreciation or cash
- Why Christina doesn't invest in Southern CA
- High velocity cities vs mild velocity cities
- Use FRED (St. Louis FED) to do research
- Know your risk tolerance
- Matthew Owens
- Kirk Carlstrom
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
"The federal regulations when you're raising money from passive investors is that you're also selling a security as well as buying a piece of real property." -Peter Fischer
Today I am interviewing a long time associate and friend of the FIBI network Peter Fishcer who is a real estate attorney and investor, and a partner at Sklar Kirsh. His practice revolves around most facades of the real estate industry such as development, fund formation, equity investments, joint ventures, acquisitions, syndications and more. When he first moved to LA, Peter became friends with Jeremy Roll who at the time was hosting roundtables before the FIBI network truly kicked off. Peter has also presented at multiple FIBI meetings in Southern California.
Peter Fischer: Now an experienced commercial real estate attorney, began his career in New York as a project and bank finance attorney with Sherman & Sterling before moving to Latham & Watkins. After relocating to California, Peter worked with borrowers and sponsors for Sheppard, Mullin, Richter & Hampton LLP. After that he practiced with Loeb & Loeb LLP in that firm’s entertainment finance department. As an experienced commercial attorney he now has partnered with Sklar Kirsh.
TOPICS COVERED IN THE EPISODE:
- Why did Peter go to Japan before deciding to go to law school
- How Peter met and became associated with FIBI Founder Jeremy Roll
- Shepard Mullen
- The development of LA live
- Why Peter became eager to become and entrepreneur
- What is a boutique firm
- Why stocks are arbitrary
- Hunter Thompson
- Why Peter chooses to not invest in stocks
- Why most of his clients no longer invest in CA
- CA is a tenant favorable state
- What are the landlord and tenant laws in CA
- Red tape and taxes in CA
- What are the complexities of funds
- What is the difference between a joint venture and a fund structure
- Why you should always research your sponsor
- Invest in the team and the papers
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Peter found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Peter here:
Website Sklarkirsh.com
Email pfischer@sklarkirsh.com
Phone 310.845.6416
“It's about being willing to be found and seen and it's not that hard whether it's a physical meeting or virtual as the pathways are pretty straight forward. -Christina Suter
Today I am sharing with you a few ways you can improve your real estate path in just 14 days. The two main components to this is one network and two, education. What I am suggesting you do is attend 2 meetings a day for both education and networking and read or listen to 2 blogs or podcasts a day. The goal here is to ramp up both your network and your knowledge so that you are further ahead in what you want to do as well as developing access to people, deals and information.
Topics Covered in this episode:
- What can you learn in 14 days education and networking
- Why meetings are vital for making connections
- Why experienced investors still need to be educated
- Why expanding your education is necessary
- Use Youtube to expand your knowledge
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“A lot of investors might hear & know the strategy, but if you're not implementing it correctly before you sell the property, then your CPA however good they are, cannot help you.” -Amanda Han
Today I am interviewing Amanda Han, who is one of the founders of Keystone CPA alongside her partner Matt MacFarland. Keystone CPA focuses on tax strategies for the everyday investor to help them achieve wealth building by using entity structuring, income offset opportunities and self-directed investing. They are the Authors of two best selling books on Amazon, The Book on Tax Strategies for the Savvy Real Estate Investor and The Book on Advanced Strategies. They are educators, speakers and contributors to platforms like Bigger Pockets, The Norris Group, Talks at Google and more.
Amanda Han: Didn’t begin her career as a real estate CPA. Coming from a lineage of investors, Amanda didn't get involved in real estate until after she began working with a CPA company that required her to work in the real estate department. That is where she gained her footing into becoming a Tax Strategist for real estate investors. As an investor herself Amanda and Keystone CPA flourish on helping their clients get the most out of their investment portfolios.
TOPICS COVERED IN THE EPISODE:
- What it means to have connection and community
- Rich Dad Poor Dad
- What is a 1031 exchange and how is it used
- What is the difference between a CPA and a real estate based CPA
- Income shifting and how it works
- What are the tax advantages for real estate investors
- How can your kids contribute to your tax write offs
- What are legal entities and are they necessary
- Wealth transfer
- What is the difference between a lifetime gift vs an annual gift
- Know your risk tolerance
- Understanding California’s tax fees
- What happens when you use out ot state entities
- What is the CA code language and does your CPA know it
- Tax changes and what they mean
- Rolling suspended losses
- Self directed investing
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Amanda found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Amanda here:
Website KeystondCPA.com
Phone 877-9775-0975
“ The team on the ground is what will define my success especially as an out of state investor because I need to be able to cultivate my team.” -Christina Suter
Today I am sharing with you the websites I use that help me with my real estate investing. Research, research and more research is one of the key components to investing successfully. There are websites available to us like City-data.com or Google Maps that will help us with the many questions that come up when doing our due diligence. What are the demographics, what are the unemployment rates, what do the streets look like? Although it's extremely important to eventually visit the location before you invest, a site like Google Maps can take you on a virtual tour by using street view. A website like The Norris Group, provides tons of free resources surrounding education as well as economic updates from Bruce Norris. These sites and others are the backbone to my due diligence when it comes to discovering the necessary information I need to make a trustworthy decision about a potential investment.
Topics Covered in this episode:
- Why is due diligence so important
- What are some websites that assist with economic information and updates
- Why City-data.com is my favorite website
- Your team on the ground is most important
- Why you don't have to follow real estate trends to find a good investment
- Why boots on the ground is irreplaceable
- Always check a cities chamber of commerce, tourism board and local newspaper
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“I wanted to have a day job that allowed me to run an active income business, but was also going to give me exposure, experience and the knowledge to grow a real estate portfolio in the space that I wanted to be in.” -Anthony Walker
Today I am interviewing my friend and fellow investor Anthony Walker who is the Managing Broker at Buckingham Investments. He is also a trusted advisor helping his clients reach financial freedom and retirement security. He is an educator teaching workshops with Buckingham Investments as well as a noted speaker in the Southern California region at educational and financial organizations. His focus is on the South Bay area of Los Angeles.
Anthony Walker: Went to business school in 2008 and received his MBA from Loyola Marymount University which is where he took his first real estate course. Deciding he wanted to trade his 9-5 routine in auto insurance claims for entrepreneurship, Anthony first how came to Buckingham Invesemtns as a client, where they helped him purchase his first investment property. He has developed an expansive real estate portfolio as an investor while still working as a Broker at Buckingham Investments.
TOPICS COVERED IN THE EPISODE:
- Why Anthony transitioned from the w2 life into entrepreneurship
- How Anthony went from client to Managing Broker at Buckingham Investments
- What does Buckingham Investments do
- What is a job in real estate
- Why you should keep your job and use it to invest
- Agent vs the investors agent and what's the difference
- What is property ownership
- How does an agent meeting differ from an investors meeting
- Real estate language
- What is a setup sheet
- Accumulating assets
- Why you need to get physical inspections
- Not all experienced investors understand the basics, learn that first
- Financial literacy
- Beginning with the end in mind
- Marty Stone one of the Founders of Buckingham Investments
- Rich Dad Poor Dad by Robert Kyiosaki
- What are behavioral patterns in real estate
- Anticipated growth
- What are geographic constraints
- Low income demographics vs high income demographics
- LA rent control vs CA rent control
- Coastal real estate
- You should be buying for appreciation
- What is positive operating financial leverage
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Anthony found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Reed here:
Website BuckinghamInvestments.com
Email anthony.walker@buckinghaminvestments.com
“3 basic things: the deal, your team and your goals.” -Christina Suter
Today I am sharing with you the 3 things that I use before investing in a deal. As investors, most of our lessons will be delivered through first hand experiences both positive and negative. The goal is to be as educated as possible so that you can eliminate as much risk as possible regardless of how secure or risky a deal is. The 3 things I share will be on the deal itself, the team you are working with and your goals. It may not seem all that important to crosscheck everything or to make sure a member of your team isn't known for fraud, but it is. Cross checking and doing your due diligence can save you time, money and the deal itself.
Topics Covered in this episode:
- Use City-data.com for your research on location and demographics
- Don't leave out knowing the limitations of the deal and how it can affect you
- Zillow
- Using TLO for your background checks
- How important is your team
- Remember to know what your goals on and stick to them
- What is your risk tolerance
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“Don't underestimate the power of RE organizations and meetings because they can truly kick start your career.” -Reed Goosens
Today I am interviewing Reed Goossens who has been an entrepreneur, author, speaker and investor since 2007. He is a Managing Partner at Wildhorn Capital responsible for asset management and all things financial. He is the host of the Investing in the US podcast and the author of Investing in the US: The Ultimate Guide to US Real Estate. I met Reed about 7 years ago at one of my FIBI Pasadena meetings and had the pleasure of seeing Reed on the Intelligent Investors Conference stage earlier this year.
Reed Goossens: Is from Australia but moved to New York to take on two new adventures, a relationship with his now wife and buying his first property for $38,000 using his own money. Deciding he wanted to let go of the 9-5 rat race, Reed jumped headfirst into investing by attending real estate meetings, self educating and working with mentors. Now in 2021, Reed has been a part of large commercial projects combining over $500 million. He has a background in Civil/Structural Engineering.
TOPICS COVERED IN THE EPISODE:
- What is a real estate perspective
- Why RE meetings are vital to your investing journey
- Rich Dad Poor Dad by Robert Kiyosaki
- Financial IQ
- Barriers of entry in Australia vs the US
- Why you should take risk
- Why you need a mentor even if its an unofficial one
- Why a personal brand is necessary for development
- How to double down on education
- Why you need to invest in yourself
- Is unfulfilled potential holding you back
- Investing in growing markets
- Texas
- The evolution of an asset
- This is a people's business
- Why that first deal is the 1st step
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Reed found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Reed here:
Website ReedGoossens.com
Email info@reedgoossens.com
“Your network is your access point to your deals. Your network is your access point to your clients depending on what you chose to do in real estate.” -Christina Suter
Today I am sharing 5 power moves for the new investor. There's so much information out there that will help you discover what you want to do in life, but how hard is it to get started when you finally make that decision? As a new investor, I am sharing 5 ways that I think will help you go from this is what I want to do, to taking action and getting things moving. It's not easy being an investor, but there are tons of resources available that will help you along the way like your network, your education and creating a clear path that gets you motivated to take action. All these and more are what I talk about in this episode because I know the importance of knowing what you should do when you’ve finally decided to become an investor.
Topics Covered in this episode:
- What are ways you can start as a new investor
- Why is network the most important component
- Why getting a broad education vs a specific one when you are ready to invest is best
- Why you should take 6 months following these steps
- Get a mentor
- Bruce Norris, Michael Blank, Ellie Perlman, Joe Fearless, Christina Suter
- Its okay to have unofficial mentors
- Dual track
- When to take action
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“I just never saw another thing that could bring the kinds of returns like real estate does and give you the same type of freedom which for me is the number one thing to do what I want when I want.” -Cortney Jones
Today I am interviewing Cortney Jones who is a real estate investor, trainer/coach and educator. She is Arizona’s WREN Chapter leader which is how I met Cortney at last years WREN Ignite Conference. As an educator she teaches courses on wholesaling and raising private capital. She also gives away a ton of free resources on her website and blog.
Cortney Jones: Started her journey in real estate right after high school by working in the admin department for a property management company. After years in the field, she opened up her own business in 2004 where she was buying 6-15 properties a month. Fast forward to today, Cortney is a real estate investor and coach and focuses primarily on partnership deals. In her spare time she spends time with her family, travels, volunteers and is an advocate for abused children.
TOPICS COVERED IN THE EPISODE:
- Why property management is hard work
- How to treat your property managers well
- Residential ownership
- Buying a house with no money down
- Creative real estate investing
- Buying subject 2
- Cash flow
- Why Cortney became a real estate investor
- Ownership vs management
- What is the heart of an entrepreneur
- Knoxville, TN
- How Cortney became financially free
- Mentors
- What does it mean to be a busy person
- Free and clear vs leverage
- The pros of going to real estate seminars
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Cortney found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Cortney here:
Website BestREItips.com
Facebook Ins and Outs of Creative Real Estate Investing
“If you don't have any social media, it's like having a storefront with your door to the alley with no signage.” -Christina Suter
Today I am sharing 5 tips on a topic that I don't know much about personally, but am required to partake in because of my business and expertise in real estate. The first thing we should establish is why do we do it? Why should we engage in social media and invest in using it as a marketing tool? The first answer is to establish yourself in what you do. Real estate professionals should use social media to help build and establish a reputation that is trusting and consistent. The first thing people look for before they hire you for a service or hand over money is trust. People need to know that they can trust you and social media is a great way to solidify you as an expert. Social media can be that thing that many of us shy away from, however I have found that working with a branding manager and project manager has made me appreciate the value my business receives from being active on social media.
Topics Covered in this episode:
- How to use social media to your advantage as a real estate professional
- Why is it important to establish yourself in the field
- Why people need to trust you before they do business with you
- How to establish your culture as an individual
- How to create rich and engaging content
- What is a cultural mix match
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“I always recommend people get as long a payoff time they possibly can with the lowest payment because you can always add principal to every payment to pay it down faster if that's what your goal is.” -Bill Tan
Today I am interviewing one of my favorite people and educators, Bill Tan. I met Bill Tan years ago when I was first starting my FIBI Pasadena meeting. I consider him a mentor, dear friend and a pioneer in the transactional and note investing side of real estate. Bill has been investing in real estate for over 30 years. He currently is the president of the Los Angeles Investor Association also known as LAREIA. He is a former real estate broker and in 2012 received the Industry Achievement Award for being a master broker in the note business. He speaks nationally and locally at many different meetings, conferences and conventions. He has presented at my meeting many times over the years and is a highly noted educator and creative thinker.
Bill Tan: Began investing in real estate after he realized the value of his expertise working at a computer programming company. He started by obtaining his first rental out of state. While he was an LA Deputy Probation Officer, he was immersing himself into real estate on the side and began note investing. For 15+ years Bill was known as the note guy as he developed a creative way at handling difficult deals. He teaches the Financial Calculator class which occurs annually and the next one will be May 2021.
TOPICS COVERED IN THE EPISODE:
- Who is Bill Tan The Barter Man
- What is a transactioner
- LAREIA
- What is an exchange marketplace
- IRS Tax code 1031
- The time flow of money
- How to fractionalize a note
- 15 or 30 year mortgage
- Asset agnostic
- What are some states to avoid buying notes
- Fiduciary responsibility
- Always read our closing documents
- Keep your deals organized
- Health savings account
- Making your investors whole
- Rely on 1st hand information when doing your due diligence
- Peter Fortunato
- Using self directed IRA and Roth
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Bill found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Bill here:
Website BillTanInvestments.com
Email bill@billtaninvestments.com
Phone 626-898-5466
Today I am sharing 5 actionable steps that will help you with your real estate investing. Whether you're an expert or just starting out, as an investor or person working in real estate, there are things you can do that will help you make your goals. As an investor of 30+ years, I have had many experiences that were both positive and negative due to my knowledge, expertise and ability to determine if a deal is right for me. Not every deal is going to fit the mold you've created for yourself, but being educated on what you want and don't want, will propel you forward in your investing career. The first step is know what you want to do in real estate. The second step is developing your team that will help you do the job or investment you want to do in real estate. The third step is to educate yourself using the many different tools available to you like youtube, meetings, classes, etc… The fourth step is learning that every deal is not meant for you. The fifth step and the most important, is do your due diligence. When you step into real estate for the first time it can be daunting, but with these steps the process can be a lot easier and more rewarding for both beginners and experts.
Topics Covered in this episode:
- 5 actionable steps that will help you in real estate
- Decide if you want to have a job or be an investor
- Why you should build your network and what that means for your success
- Classes and resources such as Bill Tan, Michael Blank, Rich Dad course, Fortune Builders, Christina Suter, Paul Moore, David Tilney, Peter Fortunato, Gary Johonston
- Understand why every deal is not for you
- Always do your due diligence
- Why you shouldnt be greedy
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“Real estate is not like buying a stock. It's buying a living and breathing asset that you have to work at everyday.” -Robert Levy
Today I am talking to Robert Levy and Philip Block of LBX Investments, a diversified commercial real estate firm that launched in 2018. Robert and Philip started LBX after working together at Big V Capital. At BVC, Philip a Partner and Robert, the Co-Founder and responsible for overseeing the underwriting. Both Robert and Philip have extensive backgrounds and experience in real estate. LBX Investments platform oversees property management, leasing, construction, asset management, accounting efforts, marketing and finance. I met them at this year's Intelligent Investors conference.
Robert Levy: is a Managing Partner at LBX Investments. Before he Co Founded Big V Capital, Robert was the Operating Officer at Benefit Street Partners. In 2001 he joined Centerline Capital Group and held multiple positions such as CEO, Chief Financial Officer, President, Chief Operating Officer and Director of Capital Markets. He was also a member of the Board of Trustees for Centerline’s parent company, Centerline Holding Company. He was the Vice President in the real estate equity research and investment banking department at Robert Stephens from 1998-2001. He received his BA from Northwestern University and his MBA from Leonard N. Stern School of Business at New York University.
Philip Block: Is a Managing Partner at LBX Investments. Before LBX and before BVC, Phil was the Senior Managing Director at RealtyMogul.com. Prior to that, he was The VP of corporate finance and Capital Markets at Centerline Capital Group. He helped Dominion Capital Advisors get off the ground right before his career in real estate took off as an Investment Banker for Cantor Fitzgerald. He has a BBA, cume laude, from George Washington University and graduated from the General Course at the London School of Economics with a degree in finance.
TOPICS COVERED IN THE EPISODE
- LBX Investments
- Investing in southeast retail markets
- Multi family vs retail
- The role of fiduciary
- What are anchor tenants
- Create a niche in the retail market
- Local buyers
- Investments sitting on bad real estate
- Demographic growth in souteast markets
- The use of retail space and what people want
- Who are the right tenants
- How does this investment serve the surrounding community well
- Investor communication
- Conservatism
- What is the best way to participate in multi family investing
- Atlanta, GA
- Denver, CO
- Find sponsors you believe in
- Why leverage is both positive and negative
- Enjoying leadership
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Robert and Phil found their Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Robert and Philip here:
Website lbxinvestments.com
Email phil@lbxinvestments.com & Rob@lbxinvestments.com
Today I am talking about what you should do when you are looking to purchase a piece of property. The first question you should ask yourself is where? Where you want to invest is just as important as the investment itself. The 5 elements you need to do your due diligence on are population, housing affordability, demographics, quality of life and community stability. What population demographics do you prefer to be your tenants? Is it young millennials who want to still enjoy night life, or new parents looking for a neighborhood that is kid friendly. The most important of these, in my opinion, are can they afford to live here and what is the current unemployment rate?
Topics Covered in this episode:
- What city should I invest in
- What are the 5 elements that help make that decision
- Why affordability and unemployment are the most important
- Why do demographics matter
- What population do I want as my prefered tenants and why
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“I find that if you can add value, you can be a part of those conversations where people say hey, I have this problem. I'm looking at how to help people get to their why.” -Bronson Hill
Today I am interviewing my friend, Co host of FIBI Pasadena Multifamily and mentee, Bronson Hill. He is the Managing Member of Bronson Equity, a passive investing and multi family syndication company. Bronson Equity works one on one with clients who are high earning individuals who want to invest passively. He manages and controls over 60 million in multifamily assets as well as raised 15 million for real estate deals. He is the Co Chapter leader of my FIBI Pasadena Multi Family meeting, which is held via zoom every 1st wednesday of the month. Bronson is an educator and has written a report called The Single Best Investment Strategy During (or After) a Pandemic. He is a contributor to Bigger Pockets, is the guest on other real estate related podcasts and will launch his own podcast called Mailbox Money.
Bronson Hill: Began investing in real estate in 2006 when he purchased his first rental property. After the property began to cash flow, Bronson purchased other single family properties in Ohio, under the impression that he wanted to own 30 homes for passive investing. Later on a family member introduced Bronson to multi family investing and there, Bronson learned how to raise capital for a deal. Now a few years later, he is a Multi Family Syndicator and financial coach.
TOPICS COVERED IN THE EPISODE
- Why Bronson educates busy people on passive investing
- Institutional real estate
- What are the wealthy doing
- Why Bronson left single family investing for multi family
- Is multifamily pandemic proof
- The efficiency of a multi family asset
- What are the better tax advantages
- REO ownership
- Off market requires a network
- Huntsville, Alabama
- Multifamily investing can be a private market
- The tech triangle
- Sensitive properties
- Middle America markets
- John Maxwell Leadership writer
- The hindrances of limiting beliefs
- Why you have to learn skills
- Who are the 5 people around you
- Know your Why
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Bronson found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Bronson here:
Website www.bronsonequity.com
Email bronson@bronsonequity.com
Facebook Bronson Equity
Instagram Bronsonequity
Youtube Bronson Equity
“These are actually four very simple, quick and easy ways to invest in real estate that all start with going to a meeting raising your hand and saying hey I have money can you help me invest it.” -Christina Suter
Today I am sharing with you four tips on how you can get started in investing in real estate. What I've found is that there are a lot of people who don't invest, not because they don't have the capital, but simply because they aren't currently educated on the options available to them. The quickest way to get started on that is by attending meetings and raising your hand to let people know that you have money to invest. You will surely have multiple people reach out to you who are looking for an investor. The four easiest ways I know are investing in turnkey properties, syndications/funds, hard money lending through a broker, or becoming a limited partner.
Topics Covered in this episode:
- What are some easy ways to invest in real estate
- Why you should always start at networking meetings
- Why you should become educated in your options
- What is a turn key property
- Syndications for passive income, but no control
- Hard money lending through a broker
- What does it mean to be a limited partner
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“House flipping is giving back to your community, rectifying homes and bringing it back on the tax roll by giving people beautiful places to stay. And I feel the same way about multi family by giving good quality housing for those in the community.” -Bob Couture
Today I am interviewing Bob Couture who is the Managing Partner of CP Property Group, a realty and investment company. He holds a background in business administration, public relations and finance with some of the top fortune 500 companies like Northrup Grumman Corporation and Oppenheimer & Company just to name a few. He is also the Co Founder of Western Mass Real Estate Investor Groups and a partner in Ironsides Property Group a property management company in Springfield, MA. Bob holds over 60 units for his personal portfolio and helps people achieve their financial and investing goals. I met Bob at the Intelligent Investors Conference earlier this year.
Bob Couture: is a retired Army Officer after 22 years of service and three overseas deployments. He has a BA from Northeastern University in Communication Studies and a Masters in Business Administration from Loyola Marymount University. Bob began investing full time in real estate in 2013.
TOPICS COVERED IN THE EPISODE
- Why he started his career in house flipping
- Employee vs entrepreneur
- How can you make your dollars go further
- Why you need boots on the ground when investing out of state
- Single family vs multi family
- Are cash flow properties hard to find in CA
- What happened to multi family cash flow in the market
- Anthony Walker of Buckingham Investments
- Return on equity
- Why you should own in landlord friendly states
- Why lenders now what to know who is managing the property
- The team deinges 50% of the business
- Why community matters in real estate investing
- The transition from corporate to full time investing
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Bob found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Bob here:
Website www.cp-propertygroup.com
Phone 310922-5436
“There's a vision in your head. You want to make that vision closer, more obvious to you. When it does now you go what am I doing? If I'm owning multi units, then why don't I think about what I'm investing in today to educate me in being able to be a multi unit investor of a much larger unit in 5 to 10 years. “ -Christina Suter
Today I am sharing with you some tips on how to continue moving forward with that vision in your mind, that thing that wakes you up and gets you going everyday. If you have an idea of what that is, then you already have somewhat of an idea of where you need to start to get there. In order to cultivate all it takes to be an investor, entrepreneur, parent, spouse, etc… you must start today doing that thing that gets you closer to where you want to be. You can do this by writing it down, making a vision board or creating a mind map. If you have your eye set on investing in storage units, for example, you could get a job storage unit site to learn all you can about how storage units operate. You could find a mentor or class that will help guide you even further. You could use this method for the many avenues available to you with real estate investing.
Topics Covered in this episode:
- How to invest towards the vision in your head
- Ways to make that vision more obvious for you
- Have an earning goal
- What can you do today that will feed your future
- Cultivating education
- Using real world experience to get there
- Write it down, make a map, create a vision board
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“I've built up my investors by doing podcasts like this, by speaking at real estate events across the country, by giving a nice presence online and by inviting people out to my projects to see me in action.” -William Barnard
Today I am interviewing William Barnard who is the CEO and President of Barnard Enterprises Inc., a real estate sales, consulting and investing company that also represents buyers and sellers of multi family and single family properties. William alongside his brother created Performance Home Services Inc., a restoration and HVAC company serving clients in the Santa Clarita and San Fernando Valley’s. He is an educator, speaks at meetings all over the United States, and is one of the top forum posters on the real estate platform Bigger Pockets. He was once the co-host of his own radio show called Creating Wealth Through Real Estate, he’s been featured in Realty 411, and has been interviewed on countless real estate focused podcasts.
William Barnard: Began fully investing in real estate in 2004. His market is in the Los Angeles area where he has sold over $80,000,000 in single family homes. He was self-employed since the age of 19 and ran a printing business before entering into real estate. His first purchase was through the help of his parents in Texas before he discovered the value of investing in and around Los Angeles.
TOPICS COVERED IN THE EPISODE
- Why Barnard still invest in southern CA
- Purchase mistakes
- How he eliminated competition by investing in higher end properties
- Owner operator
- How to build up your list of investors
- Fractionalized loans
- Why has construction material cost gone up
- Liquidating because of COVID
- Its an extreme sellers market
- Why are prices going up
- What will happen once forbearances are lifted
- Why he should have done more buy and holds
- Inventory level contracting
- Finding projects in dense markets
- Will there be a crash
- The pros and cons of flipping
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Barnard found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Barnard here:
Website barnardenterprises.com or PHScontractors.com
Email infro@phscontractors.com or info@barnardenterprises.com
Phone 661-369-3721
“Did I make this clear enough? You're really vetting the principals or the managing members, if not more, than the pure success of the project itself.“ -Christina Suter
Today I am talking about due diligence for syndicators and what it means to be a part of a syndication deal. Some people don't want to become experts in real estate, but that doesn't mean they don't want to invest passively. A way to invest in real estate this way is by investing with a syndicator. The only downside of getting involved with a syndication deal is no control. That means you are giving up control for passive investing. Doing your due diligence on the syndicator, the company, the principals, the asset/s, financial projections and the deal overall is the most important thing you could do when investing in a syndication project. I use a due diligence checklist that helps me do a full overview of everything including getting the PPM, signing a non disclosure agreement, reading all agreements and financial projections, doing background checks and more.
Topics Covered in this episode:
- What is a syndication deal
- How to vet a syndicator properly
- What should you look for when doing background checks
- TLO
- Make sure you have a conversation with the syndicator directly
- Why you don't need to be an expert to be an investor
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“Ultimately, having that freedom of financial time and location, literally is the explanation of we can do what we want, when we want, how we want and with who we want. That is the way I believe we are meant to live.” -Bryce Robertson
Today I am interviewing Bryce Robertson who is the Founder and Principal at PropertyWorkzUSA, which handles investment deals, acquisitions, syndications, asset management, consultation, and education. Bryce, also known as one of the Your Real Estate Mate, is an Australian born investing entrepreneur, world traveler and best selling author with a focus on mobile home parks. His collaborative book, 10,000 Miles to the American Dream is a number one bestseller. He is also the host and creator of Freedom Hack Radio, a podcast dedicated to the motto of work less, make more, live free. I met Bryce at the Intelligent Investors Conference earlier this year.
Bryce Robertson: Deals in recession resistant asset classes like mobile home parks, self storage, ATM’s, and multifamily rentals. After spending 20 years in the field of construction, Bryce decided he wanted to be on the other end of the playing field. He spent two years doing personal development work before he got into investing full time. With only $2,000 to his name and not the greatest credit score, Bryce acquired a $570,000 mobile home park which kicked off his career in investing.
TOPICS COVERED IN THE EPISODE
- How Bryce began investing with a negative net worth
- Why are mobile home parks an attractive investment
- Personal development training with T. Harv Eker Peak Potentials
- What are sustainable leadership goals
- recession resistant assets
- The commitment to chose
- The benefits of a construction background
- Value add deals
- Do cities embrace mobile home parks
- Tenant owned vs park owned homes
- The lack of affordable housing
- The international barriers of entry into real estate compared to the US
- High demand for tenants
- High demand for affordable housing
- How do we make our investors whole
- Why mobile home parks decrease by 1% every year
- The trinity of finance
- 10,000 Miles to the American Dream
- What are performing asset classes
- The massive demand for mobile home parks
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Bryce found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Bryce here:
Website Propertyworkzusa.com
Email bryce@propertyworkzusa.com
Podcast Freedom Hack Radio
“Don't just rest on your laurels, don't just rest on your strengths. Normally I would say you can lead with your strengths, yes, but make sure that you are able to work well with others.” -Christina Suter
Today I am talking about your mindset and what it means to either be a half empty or half full type person. Me personally, consider myself to be a half full person as I am all about community, inclusion, and freedom. However, there are people who are of course half empty people. Half empty people are actually just as determined and successful as half full people, the only difference is that they approach life in a more cautious and careful way. They also don't accept failure as a way of living and being a half full person doesn't automatically give you the ability of being a responsible person. No matter what point of view you come from, your main goal should be do the people I'm working with on this project understand that I understand what I'm doing and that I am competent? This is what's most important and success isn't determined by being either or.
Topics Covered in this episode:
- What does it mean to be a half glass full or half glass empty person
- How does this point of view relate to success
- Communicating for leadership
- Bringing leadership forward
- Failing forward faster
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“That's what keeps me going is I don't need anymore financial wealth, I need more human capital wealth to really feed my purpose and my why.” -Scott Lewis
Today I am interviewing Scott Lewis who is the CEO and Co-Founder of Spartan Investors, a once residential developing company, turned strategic direction for investing in commercial assets in real estate. Scott, a US Army Reserves and Combat vet, specializes in leadership and working with a team of experts in real estate investing, which consist of 34 employees in 31 states around the US. Spartan Investors mission is improving the lives of others using real estate, which mirrors some of the core values I hold in educating people about investing. I met Scott during the 2021 Intelligent Investors Conference. He is an educator, a speaker at national events and has been featured on numerous podcasts and youtube channels.
Scott Lewis: Became interested in building in high and continued building until college. He graduated from Michigan state university with degrees in Marketing and Chemistry, a MS in Management from Catholic University, and a certificate for Project Management from Georgetown University. He is based in Colorado.
TOPICS COVERED IN THE EPISODE
- The importance of strength of character
- Experts that empower
- The 3 e’s
- Recession resistant assets
- What is the military decision making process
- The transition from flipping residential to commercial
- Evaluation criteria
- Why invest in storage units
- Leveraging strategic planning
- What is the experts approach
- Theory Y leader
- Making it all about your team
- What are the difficulties for new investors
- How to be grounded and process oriented
- Standardized returns
- Why Scott stays away from coastal markets
- Investing in storage units
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Scott found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Scott here:
Website www.spartan-investors.com
Email Scott@spartan-investors.com
“How do I get from x to z is defined by my earning goal and my portfolio should perform to that.” -Christina Suter
Today I am talking about your yearly review and what that means. Do you look over and manage your portfolio throughout the year or do monthly reviews? The two most important times you should manage and look after your portfolio are monthly and yearly including a full 6 month review. The first question you need to ask yourself is is my portfolio performing and if so am I meeting my earning goals? Every investor should have earning goals whether it be a number or a percentage of growth. Knowing your earning goal helps you create systems that will help you reach your desired return on your portfolio.
Topics Covered in this episode:
- What is a portfolio review yearly/monthly
- Earning goals
- Is your portfolio performing
- Why you should do a 6 month review
- How to check your current holdings
- Tracking cash on cash & appreciation
- Total portfolio return
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“I'm going to advise somebody on what is the right thing because i'm not a one transaction person, I want a client for life.” -Lorraine Beato
Today I am interviewing Lorraine Beato who wears many hats in real estate. She is an Author, Real Estate Thought Leader, Investor, Speaker, Legacy Advisor, and Real Estate Wealth Strategist. She is the Author of the book Flip the Switch from Real Estate Agent to Real Estate Investor,” which was published on Amazon in March of 2020. In Think Realty’s January 2018 issue, Lorraine was featured for her European renovation in Portugal. She has had listings featured on HGTV’s House Hunters, as well as featured on Yahoo Finance. She is the chapter leader for WREN Atlanta and is a contributor to Think Realty Magazine as of 2021.
Lorraine Beato: Interned at Merrill Lynch after her first year of college before working for them full time after graduating from Manhattan College with a BA in Economics and International Relations. In 1988 she received her realtors license and left Merrill Lynch to work for a small Brazilian Bank in investment banking and foriegn exchange trading. After that she began working in international business where she was exposed to high profile deals only adding to her growing list of experience in real estate investing and business. She is now an investor, educator and speaker based in Atlanta, GA.
TOPICS COVERED IN THE EPISODE
- Flip The Switch From Agent to Investor
- The sustainability of real estate
- Gathering integrity
- How to become a deep resource in real estate
- Project management and acquisition
- What happens when you don't develop investable assets
- Building wealth
- WREN (Womens Real Estate Network)
- Is there sexism in real estate
- Holding space for women in real estate
- You must have boots on the ground
- Flip the Switch from Real Estate Agent to Real Estate Investor
- Detail orientation
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Lorraine found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Lorraine here:
Website Palmerhouseproperties.com
Email lorrainebeato@gmail.com
Facebook Lorraine Beato
“I don't have any cash, how can I invest in real estate? You can still invest, but what's important for you to understand, and this is the get real part, is basically you get a job in real estate.” -Christina Suter
Today I am talking about ways you can still get involved in real estate without having the capital to do so. You can do this in many ways by finding a job in real estate that allows you to get your foot in the door. Many investors started off in real estate doing a job such as working as a real estate agent, property manager, deal finder/wholesaler, flipping and so many more. Getting a job in real estate creates the training necessary for you to learn in preparation to do it for yourself. There is a misconception that everyone in real estate has the money to invest without realizing there are jobs in real estate that don't necessarily involve having the money to do so.
Topics Covered in this episode:
- What does it mean to have a job in real estate
- Why you need to build a positive reputation
- What are tax liens
- Non performing notes with Paige Panzarello
- What is a capital raiser and why they need to understand deals
- Educate yourself and take courses
- Networking using meetings online and in person
- What are jobs in real estate that help you get started
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“The number one message that I deliver to my clients is that your holding period of an asset is forever because you do the work one time, you buy one property one time and it pays you forever. -Mercedes Torres
Today I am interviewing Mercedes Torres who is the Co Founder and Vice President of Cash Flow Savvy. She is the WREN (Women’s Real Estate Network) Las Vegas Chapter Leader and is also the Co Founder of Epic Real Estate, which is an educational platform and podcast hosted and taught by Mercedes and Matt Theriault, the Co Founder and President of Cash Flow Savvy. She got her nickname The Turn Key Girl from her flipping experience in which she flipped 24 properties in the first two years of her career. Using well designed systems and algorithms, Mercedes and her team help investors develop portfolios that cash flow. She is a speaker, educator and shares tips and tricks on Turn Key Tuesdays on the Epic Real Estate podcast.
Mercedes Torres: Graduated from UCLA and has completed over 2,000 real estate transactions. In 2007 and 2008 Mercedes realized that she was becoming dependent on the market and noticed that California was becoming cash flow negative. That led her and her team to develop systems for cash flow in various markets in middle America. She has been featured on A&E’s Flip That House and the Epic Real Estate podcast is Top 30 and receives 250,000 downloads per show.
TOPICS COVERED IN THE EPISODE
- What is Cash Flow Savvy
- What are Middle America markets
- Using the Government census to create algorithms
- Warren Buffet
- Don't reinvent the wheel
- How you can leverage other people's money for your investing
- Maximizing leverage
- Eliminating risk
- Robert Kiyosaki
- Why having a good team is essential
- The importance of property managers
- How to develop a cash flow portfolio
- Out of state investing
- What are cash flow markets and how do we find them
- The Turn Key Girl
- Epic Real Estate
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Mercedes found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Mercedes here:
Website Cashflowsavvy.com
Email mercedes@epicrealestate.com
“You need to keep a certain amount on the side for your instinct to be happy, cash or near cash or in a primary residence that's not being leveraged, those are instincts. But let the rest be how you play, let the rest be how you grow your portfolio.” -Christina Suter
Today I’ll be sharing a few methods that will help you as an investor catch a good night's sleep. As an investor of 30 years, I have had my fair share of sleepless nights, but there are methods that I've implemented that have helped me get past that. The first thing is never put more than a 3rd of your net worth into a single piece of real estate. The second is making sure you have a cash reserve which I think should be 5-10% of your investable capital. The 3rd method is making sure you know what of your assets are investiable and which ones are not. Non investable assets shouldn't be at risk and their primary job is to feed your lifestyle, which can include primary residence, your personal vehicles, and the shelter you provide for your parents, etc… There are indeed more methods, but these are the three that I think helped me the most.
Topics Covered in this episode:
- Why you should never put more than a 3rd of your net worth into a single asset
- Why you need to have a cash reserve
- What are non investable assets
- Assets at risk
- Instincts and self respect
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“I've been in my career as an investor where I put too many eggs in one basket. So the diversification of not just property type, but markets, cash flow, appreciation is a well rounded and diverse portfolio. That balance is really where you get the highest success rate for anyone focused on real estate.” -Caeli Ridge
Today I am interviewing Caeli Ridge who is a personal friend of mine and has presented at my FIBI Pasadena meeting. She is the President and CEO of Ridge Lending Group which is a second generation company and is a nationwide lender. She has also been an investor of 20 years and at one point was holding 42 investment properties across the nation. She is a lending expert and takes great pride in providing trustworthy advice and solutions to her clients. She is a national speaker and is based in Portland, Oregon.
TOPICS COVERED IN THE EPISODE
- Lending for investors
- Ridge Lending Group
- Fannie Mae & Freddie Mac perspective
- How to understand debt to income ratio
- The diverse lending products with Ridge Lending Group
- Cross collateralization
- How to watch the RE cycles
- Neg Am loans and the 2008 crash
- Why it's importantly vital to diversify your portfolio
- Institutional funding
- Why banks are now requiring cash flow
- Conventional investments
- What will COVID do to lending
- Will interest rates stay this low
- Why we get greedy in investing
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Caeli found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Caeli here:
Website Ridgelendinggroup.com
Email info@ridgelendinggroup.com
Phone 855-747-4343
“If somebody who's been to meetings comes to me and asks where do I find an investment, what I know is they may not actually be questioning where to find an investment, what they're asking is how do I know this investment is right for me.” -Christina Suter
Today I am sharing ways to help you find the deal that is best for you. There are numerous ways and strategies you could use that could help you find a deal. The real question we should be asking ourselves is, is that the best deal for me? Above all, knowing if the deal fits who you are is more important than participating in any old deal that comes by in hopes that you’re making the right decision. What can help eliminate that problem is by doing your due diligence and focusing on how this particular deal corresponds to your current situation. You can find deals by going to meetings and networking, collecting business cards and adding notes to them, being authentic, finding the experts that can help, and lastly developing your team.
Topics Covered in this episode:
- Where do I find the best deal for me
- How does networking increase your chances of finding a deal
- What is an ongoing good deal
- What is your strategic plan
- David Thompson
- Steven McKee
- UDirect
- Why letting people know what you have brings them to you
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“Real estate isn't just a destination, it's a path. You pick up little things as you go and one little niche in real estate can open the door to another and that’s what keeps you strong and centered.” -Derek Harms
Today I am interviewing Derek Harms who is both an investor and a real estate agent based in San Diego, California. He is a Compass Premiere Club agent for the San Diego Padres and Petco Park and has been investing in real estate since 2010. He is the creator of Derek Harms Group and has owned, flipped and invested in commercial and residential property and has participated in short sales, tax deed sales, foreclosures, mobile home parks, real estate auctions, development projects and apartments. I was alongside Derek for last year’s I Survived Real Estate panel hosted by The Norris Group.
Derek Harms: Sits on the board of Directors for the North San Diego Real Estate Investors Association. He is an active residential redevelopment specialist who has successfully increased the business of flipping single family homes in the Sand Diego area. He received his bachelor's degree in sociology from Sonoma State University. He currently is an active investor and real estate agent who specializes in using innovative marketing strategies to help his clients reach their bottom line.
TOPICS COVERED IN THE EPISODE
- The Norris Group
- Investor as a real estate agent
- North San Diego Real Estate Investors Association
- Derek Harms Group
- His first investment property in Arkansas
- Barstow, CA
- Buying properties at tax deed auctions
- The real estate agents routine
- How to achieve win win relationships in real estate
- San Diego Padres and Petco Park
- Compass
- The benefits of positive relationships with real estate agents
- Why realtors become investors
- Leverage
- The BRRRR Method
- How to specialize in investing
- Do agents get caught up on the numbers
- Acquire, renovate, re sale
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Derek found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Derek here:
Website Derekharmsgroup.com
Email derek.harms@compass.com
Phone 858-444-7752
“Ask very simple questions; have you been successful in the deals you’ve been in, have they paid you out successfully, have you had any concerns and what do you find works best? Very simple core questions that open the door to being able to confirm if they are a good reference or not.” -Christina Suter
Today I am talking about the ways you should vet a syndication deal. A syndication deal is a deal where a partnership from several investors is formed to combine resources to purchase a property. The first thing you should look at is the deal itself and the people you’ll be sharing this deal with. The next thing you should ask is will this deal work? Doing your due diligence is extremely important because the more you know about the property, the neighborhood, the market value and will it cash flow, the more successful the deal will be for you as an investor. The third part is asking do the principals know the area and do they have a long history there? Meaning do you know the asset class well and can you insure that the property through data and experience will be a successful investment? Next, always do background checks on people you are doing business with and the last part is checking references and calling people to check sources and information.
Topics Covered in this episode:
- The deal and the people attached to the deal
- Ways to help you know if a deal is a good fit for you
- Who are your principals and what do they know about the property, its location, and history
- TLO for background checks
- Why you should always reference check
- Due diligence
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“What’s the difference between me owning 5% of a 300 unit and you owning 100% of a 100 or 50 unit? If the cash flow is similar it's the same thing, you're just playing a little bit of a different game.” -Garrett Lynch
Today I am interviewing Garrett Lynch who is the Director of Acquisitions at NightHawk Equity. He started his career in real estate in the multi family market, co-founding a firm that acquired 3,200 doors while managing 125 employees. After he successfully parted ways from that venture, he began working with NightHawk Equity which is a syndication firm. Garrett is a guest speaker on multiple platforms and podcasts and has also presented at my FIBI Pasadena Multifamily meeting.
Garrett Lynch: Is an entrepreneur at heart who started investing in the multi family market in 2011. Fast forward to today, Garrett has relentlessly pursued investing while also assisting in generating high end deals for his past partnerships and now with NightHawk Equity who he began working with in 2019. He graduated from Illinois State University with a degree in marketing, sales and organizational leadership.
TOPICS COVERED IN THE EPISODE
- NightHawk Equity
- Buyer vs. sellers market
- What has COVID done to real estate investing
- Time kills deals
- Frozen debt
- Why buy in isolated pockets
- Tailwind markets
- Why you should stay away from trend buying
- Dont ignore secondary markets
- Huntsville
- Why you need to partner with someone in the beginning to land a good deal
- Why your staff selection is key to your success
- Los Angeles’s institutional buyers
- Why your systems make the difference
- Long distance management
- Ken McElroy
- What has COVID done to urban markets
- Will mortgage defaults cave
- Due diligence on migration patterns
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Garrett found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Garrett here:
Website NightHawkEquity.com
Email garrett@nighthawkequity.com
“Having multiple offers will mean that you're in a better position for being able to ask for best and final.” -Christina Suter
Today I am sharing with you 5 tips that I think will help your next flip look amazing. As an active flipper since the 2000 up turn, I’ve recently decided that I'd like to let that part of my investing world go, but that doesnt mean I can't share some of the things I've learned along the way. Flipping a home can require a lot of moving parts like landscaping, design, physical layout and marketing. Flipping is a career path in real estate that takes dedication and skill, but can be very rewarding when the process of a flip goes right so both the flipper and the buyer are happy.
Topics Covered in this episode:
- Why you should invest in landscaping
- How can marketing increase your chances of a sell
- Why you should hire a home designer
- Investing in photography and video
- Have an open house
- Ways to sell your asset
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“Talking to the general public about investing, the idea is that you get a lender. The bank comes in and tells you the terms of the loan but, there's no flexibility in those terms.” -Buddy Broome
Today I am interviewing Buddy Broome who is an investor and attorney in southern California. Buddy and his wife purchased their first rental property in August of 2008, but the following month the downturn happened. During that time their property began to negatively cash flow and they also started to notice that homes were selling for 60% below market value. Encouraged to buy another property because of the crash, Buddy and his wife faced another dilemma which was not being able to get a loan. Around that time they met Ellis San Jose (Co Founder of FIBI) who became their mentor. Eliis introduced them to Clyde Wilson and Gary Johnston who introduced them to the concept of seller financing and using a financial calculator. Fast forward to today, Buddy is a successful investor, educator, mentor and speaker and has presented at my FIBI Pasadena meeting.
Buddy Broome: Was born in southern New Jersey. He attended the University of Pennsylvania and received his law degree from the University of San Diego. Before he dove into the investing world, he worked as an attorney for a large firm in Los Angeles. After reading “Rick Dad, Poor Dad” he and his wife began investing. He now teaches his clients and workshop attendees how to understand and use numbers for financial freedom.
TOPICS COVERED IN THE EPISODE
- www.buddybroome.com
- “Rich Dad, Poor Dad” Robert Kyosaki
- The 2008 downturn
- Ellis San Jose
- Clyde Wilson
- Gary Johnston
- Seller financing
- Direct to seller
- Why real estate is a better investment than stocks
- Appreciation
- Why you shouldn't use leverage to margin
- Get rich slow
- Idiot insurance
- CA legislation on statewide rent control
- Why Buddy owns in southern California
- Advantages of owning in California
- David Tilney workshop
- Tenant selection
- Installment sales
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Buddy found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Buddy here:
Website BuddyBroome.com
“If you have money you might be having a job in that you're an active investor in an asset using your own money or somebody else’s. But you have a job and it takes your time and you're running the process. Or you can have an investment and not be engaged in the process of running the project, but handing the money over and getting a return on that money.” -Christina Suter
Today we are getting real with what's the difference between investing in real estate and having a job in real estate. There can be some confusion around what someone does in real estate in comparison to how someone is investing in real estate. If you are responsible for the process and are accountable to investors, you have a job in real estate. Some of those jobs are flippers, wholesalers, real estate agents, hard money brokers, tax liens, etc… If you are just an investor in real estate your money is what earns the asset. Some of the investing positions in real estate are hard money lender, limited partner, syndication investor, purchasing notes, stocks and gold. Though this is not always the case, having a job in real estate is a way towards investing if you don't immediately have the money necessary to invest passively because there is a difference between working in real estate and investing in real estate.
Topics Covered in this episode:
- Job vs investor
- The time allocated investing vs a job
- Why the money earns the asset
- Trading time for a return
- What positions in real estate require active vs passive
- Money vs no money
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify, iTunes and Youtube.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“ The benefits of real estate comparatively outweigh any other type of investment because not only do you receive cash flow and appreciation, you have tax advantages that you do not have with any other asset class. “ -Andrew Westling
Today I am interviewing Andrew Westling who is the Associate Director at Walker and Dunlop, which is a commercial real estate lending firm that for the past few years has held 13% of the market in commercial real estate. At Walker & Dunlop Andrew is responsible for closings and new loan originations for nationwide commercial real estate. He has presented at my FIBI Pasadena Multifamily meeting.
Andrew Westling: Received a Bachelor of Science in business administration (BSBA) with a dual concentration in finance and accounting from the Questrom School of Business at Boston University. He started his career in finance in the private banking sector where he eventually moved into real estate. Before Walker & Dunlop he was a Director at George Elkins Mortgage Banking Company. He was also the Vice President for Union Banks private bank for 5 years. Andrew has underwritten and closed $1.1 billion in debt and equity financing for various property types in commercial real estate.
TOPICS COVERED IN THE EPISODE
- Walker and Dunlop
- Debt equity
- Why data is the key to investing
- How to use data to your advantage
- Transforming communities through real estate investing
- The D’s of real estate
- Responsible financing
- The 3 hats to lending with Walker and Dunlop
- Are developers building to rent
- Fannie Mae and Freddie Mac
- Why you should use a loan broker
- Multifamily, stable cash flow properties
- Stress the numbers
- Finding yield through leverage
- Interest rate ceiling and floor
- Legacy assets
- Why Andrew chose real estate for his financial freedom
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Andrew found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Andrew here:
Website walkerdunlop.com
Phone 617-840-2943
Email awestling@walkerdunlop.com
“Gratitude brings us closer to that higher source. Gratitude brings us closer to having a heart that is full of love. Gratitude brings us closer to being successful.” -Christina Suter
Today I am talking about gratitude and how it's most important to have and share our gratitude during the holiday season. As cliche as gratitude can be especially in the space of self help and spirituality, gratitude however is a core lesson that helps bring us closer to our dreams and desires. Being grateful for your team, family, environment, purpose can bring you peace, but what's even better is being grateful for yourself and all you've done to get to this very moment. Gratitude is something that ignites us to love more, be more peaceful and to feel like everything is on track and in sync. For this holiday season I am asking that you find the time and space within your busy days to remember what you're grateful for.
Topics Covered in this episode:
- Ways to be grateful this holiday season
- Why we should be grateful for ourselves just as well as other people
- How can gratitude bring me peace
- What does success mean to me
- How does doing what's right lead you to success
- How to be grateful for the things that support you
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify and iTunes.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“The more we get into the habit of giving up our freedom to somebody else, the less control we have and the less of an ability we have to say this is how I want my little corner of the universe.” -Stephen Mckee
Today I am interviewing Stephen McKee who is one of the founders of Back Porch Homes. Stephen has been in the real estate field for 15 years with a focus on buy and flip and now has recently over the past few years shifted into tiny homes and ADU’s. Alongside his long time partner Todd Bayer, Stephen runs the Inland Empire Real Estate Investment club with over 5,000 members. He speaks at meetings in southern California and has also presented at my FIBI Pasadena meeting numerous times.
Stephen McKee: began his career in real estate in the buy and flip market. He is the former COO of Rehab Loan Group which at one point was the highest leverage lender in the US. He is a former business structuring coach, a former acquisitions agent and a Former REO (bank repo) real estate agent for a top 1% REO firm.
TOPICS COVERED IN THE EPISODE
- Back Porch Homes
- Inland Empire Investment club meeting dynamics
- What is the community of a club
- 80/20 rule
- How was COVID affected production
- Buy and hold vs flipping
- Why multi units are doing well in this market
- Elder care and hotel markets
- Office space conversions
- Andy Teasley
- How building a community aids in personal growth
- Why manufacturing is better than rehabbing
- The simplicity of manufacturing
- Tiny homes and ADU’s
- What will happen to the market in a year
- The baby boomer client
- Jim Collins on Tim Ferris
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Joe found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Stephen here:
Website www.backporchomes.com
Phone 951-394-1844
“Part of it is where do you want to go, but also how do you want to live getting there.” -Christina Suter
Today I am talking about risk time matrix, which means you as an investor have a limitation on both your time and the risk tolerance associated with an asset. The questions we need to ask ourselves is what am I starting out with, what capital do I have and where do I want to go. The 4 compartments of risk time matix are high time high risk, low time low risk, high time low risk, and low time high risk. Once you decide what type of investor you are using these four segments, you can then find the assets that best suit who you are.
Topics Covered in this episode:
- What are the four compartments to risk time matix
- What assets work with each
- Passive investing vs active investing
- High diversification
- Low risk vs high risk assets
- 1st position notes
- Direct ownership
- Hard money with a broker
Listen now on Spotify or Apple iTunes and find out how Christina found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“We go through a lot sometimes just to learn what we learn. That's an opportunity to take what we learn and really benefit someone instead of making a check on somebody in bad shape.” -Peter Apostolos
Today I am interviewing Peter Apostolos who is a private investor I met at the Bruce Norris Bootcamp back in 2007. For the past 11 years Peter has been an investor, rehabber, buy and hold landlord, short sales negotiator, wholesaler and a creative financier. His boots on the ground approach to real estate investing has helped him successfully develop a niche system that uses outbound phone marketing. He has taught workshops and has presented at my FIBI Pasadena meeting.
Peter Apostolos: Spent 22 years in aerospace technology before becoming a real estate investor. Taking the skills he developed from the aerospace sector, Peter knew he needed to be real, honest and authentic with homeowners in order to create solid win-win deals. Feeling the effects of the downturn, Peter attended the Bruce Norris Bootcamp which completely changed the trajectory of his education, network, and clientele. Peter believes that focusing on the skills you have while also focusing on the core skills of real estate, will set you up as an investor that is both authentic and successful.
TOPICS COVERED IN THE EPISODE
- Outbound phone marketing
- How to thoroughly research a situation
- Peter Fortunato
- What skills and methods can you transfer over
- Bruce Norris Bootcamp
- Ward Hanigan
- Tony Alvarez
- Sacrificing for education
- Aaron Norris
- Who are the masters of real estate
- Mike Cantu
- Why real estate is overwhelming in the beginning
- What are the core skills of real estate
- Why real estate is not technique driven
- Bill Tan
- Selling vs no sells
- Why optimism is delison
- 10+1 method
- John Schaub: Building Wealth One House at a Time
- Subject 2 and creative financing
- Why real estate is entirely a people’s business
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Pete found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Peter here:
Email reopete@gmail.com
Phone 818-648-7253
“As fun as sexy investing is and how exciting it is to talk about, what you're looking for is depth of experience and long term success. Everything else is shiny objects.” -Christina Suter
Today I am talking about the shiny object in investing also known as sexy real estate investing and how getting caught up in it can take you away from what real estate is really about. There are two aspects to real estate investing and those are being an investor vs having a job in real estate where you are responsible for other people and their money. Both of these can have aspects of sexy investing, but what I think is the real overall goal and what people are looking for is long term success. Long term success is the experience of team building, managing good and bad deals, losing money, diversification, integrity and experience. The track record for building yourself up using those skills will outweigh chasing a shiny object any day. Push away the sexy side of investing to focus on long term success that will help you develop depth, stability and lessons.
Topics Covered in this episode:
- What is sexy real estate investing
- Investor vs having a job in real estate
- Too good to be true
- Long term success vs the shiny object
- How to develop depth using skills instead of marketing
- Good hearted work
Listen now on Spotify or Apple iTunes and find out how Christina found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“If you're just starting out, the only difference between me and you is 19 years. It's just time. That's because time allows for learning, it allows for networking and it allows exposure to opportunities. -Jeremy Roll
Today I am interviewing Jeremy Roll who is a full time cash flow investor currently involved in 60 opportunities and one billion in real estate and business assets. He is the cofounder of the non profit For Investors By Investors (FIBI) which is the largest investor meeting group in CA with over 30,000 members. He is an independent investor, the founder and president of Roll Investment Group and has been featured on over 100 podcasts. He is a mentor, speaker and has presented at my FIBI Pasadena meeting.
Jeremy Roll: Is from Montreal, Canada and received his MBA from the Wharton School. He worked in corporate and was investing on the side before becoming a full time investor in 2002 following the dot com crash. He has been investing for 19 years and invests in primarily low risk highly occupied stabilized properties as well as other asset classes. He is a licensed broker in the state of California for investing purposes only as well as an advisor for Realty Mogul, the largest crowdfunding website in the United States. Aside from being a mentor and speaker, Jeremy manages over 1,300 investors in business and real estate and is sought after for his insight and investing opportunities.
TOPICS COVERED IN THE EPISODE
- Cash flow investing
- Personality based investing
- Passive vs active investing
- High diversification and low risk
- What skill sets do you need to start investing
- Why you should invest using the cycles of real estate
- Control vs diversification and what that means for a passive investor
- Why you should focus on one asset class in the beginning
- How due diligence is crucial and the most important part of investing
- Background checks using TLO
- LLC documents
- How to look for inconsistencies between the document and the operator
- Asset classes, geography and syndicators
- Is the US going down the same economical path as Japan
- How ill COVID affect investing in 20201
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Jeremy found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Jeremy here:
Email Jeremy@rollinvestments.com
LinkedIN Jeremy Roll
“Your self assessment, self authenticity and capacity to be truthful with yourself while not shaming yourself and while not putting yourself down, takes a willingness of self discipline from a determined mind.” -Christina Suter
Today I am talking briefly about mindset and what it means to be your authentic self. The most important part of yourself is your mindset and how well you rely on yourself when things don't go as planned. In real estate investing a lot can be uncertain and risky, but what if you equipped yourself with your authentic self? It means that you have taken the time to double back and figure out where you are and what you need to do to move forward. Striving for a well organized mind can give you the space you need to assess ways to move beyond your current situation. Discover what the best course is for you and don't be afraid to be honest and truthful with yourself.
Topics Covered in this episode:
- How to clarify your goals
- How to bring yourself back
- What does it mean to authenticate yourself
- Striving for organization
- Ways to assess where you are
Listen now and find out why Christina thinks education is the key to financial leadership on Spotify and iTunes.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“Don’t fall in love with your tenants. That's what everyone does in the beginning. You have to treat this as a business and raise your rents at least every couple years.” -Joe Homs
Today I am interviewing Joe Homs who is a seasoned real estate investor who began his career under the mentorship of his father. He is a broker, realtor and investor with 41 years of experience and has been flipping houses predominantly in Orange County, California. He hosts a local meetup called Orange County Real Estate Investor Networking and has presented at my FIBI Pasadena meeting.
Joe Homs: Purchased his first property at 20, made his first investment at 22 and received a degree in Business Administration. He has been a licensed real estate agent for the past 15 years and a broker and flipper for the past 7 years. He has survived 3 real estate cycles all while maintaining a job as a police officer until his retirement at the age of 50. You can find him as a frequent forum contributor on Biggerpockets.com.
TOPICS COVERED IN THE EPISODE
- The possibilities of investing in real estate while working a 9-5
- Rehabbing condos
- Why getting your real estate license is like getting an education
- Purchasing properties using a tax deferred self directed 401k
- Why you should do the work yourself
- Why having the right tenants matter
- Liability repairs
- What are tenant responsibilities
- Becoming a long term professional landlord
- Tenant expectations
- Don't fall in love with your tenants
- Bigger Pockets
- Why family equals financial freedom
- Pellego
- Holding vs flipping
Listen now on Spotify or Apple iTunes and find out how Joe found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Joe here:
Website joehoms.com
Bigger Pockets Joe Homs
Email joe@joehoms.com
Phone 949-625-4533
“The lack of judgement opens the space for gratitude.”
-Christina Suter
Today I am talking about gratitude and how it can create opportunities in your investing for positive relationships and communities. Practicing gratitude can demand accountability and respect so that you and those around you are operating and doing the best they can with what they have. When you begin to drop judgements you open space for synergy and gratitude. This is what gratitude means to me because as an investor of thirty years, you learn, you grow, you fail, you start over, but most importantly you trust the people around you because real estate is a people’s business.
Topics Covered in this episode:
- How can gratitude affect real estate
- What can you be grateful for
- Why trusting relationships and community need gratitude
- Accountability
- Building a team on trust
- Real estate is a people's business
- Most people do try with what they have
- How gratitude helps you drop judgements
Listen now and find out why Christina thinks education is the key to financial leadership.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“People want to do two things, they want to make money, but more than make money they want to not lose money.” -Kirk Carlstrom
Today I am interviewing Kirk Carlstrom who is a flipper, investor and the co-host of my FIBI Pasadena meeting. I met Kirk in 2011 when he first began educating himself about real estate investing. He has now successfully flipped over 100 homes in Los Angeles, The Bay, Austin, Texas and Oregon. He has presented at my FIBI Pasadena meeting and is also a long time friend and fellow investor.
Kirk Carlstrom: Has fixed and flipped over 100 properties in Southern California and other markets such as Oreogon, The Bay & Austin Texas using 100% private investor funding. In 2012, after only 6 months of being a full time investor he got his first deal and evolved into flipping 16 houses a year by 2014. As an advocate and believer in networking, Kirk is now the co-host of FIBI Pasadena. In addition to fixing and flipping houses, Kirk has created a passive rental portfolio without using any of his own money.
TOPICS COVERED IN THE EPISODE
- Fixing and flipping
- How to land deals without using any of your own money
- How to keep your investors whole
- Why networking meetings are key
- What is a private investor
- How to scale business to perform multiple deals at a time
- How to find private investors
- Why the beginning is always the hardest
- Rich Dad Poor Dad & Robert Kyosiaki
- Due diligence and comps
- Making your investors comfortable
- Franklin Covey: 7 Habits of Highly Successful People
- How to manage investors and expectations
- Long term capital gain
- The privilege of family
- How to alter a rigid mindset
Listen now on Spotify or Apple iTunes and find out how Kirk found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Kirk here:
Website Summitwithus.com http://summitwithus.com
Email Kirk@summitowhtus.com
Phone 323-744-0553
“If I have direct ownership and I'm active, I own it, I run it. Not only is my time going to be used to run the asset, I get a lot of choices and control. I have a lot of power therefore my ownership is agnostic to the asset.” -Christina Suter
Today I am breaking down the relationship between ownership and time and how your level of ownership determines the amount of time you allocate to your investments. There are four levels of ownership and they are direct ownership, active and passive, securitized notes and funds. With each type of ownership the time and control you have over the investment varies because the time you have to invest may be limited. The question to ask yourself is what time do I have to give to investing? Those who are direct ownership active, in my opinion spend the most time on their investments, while those who invest in funds (shares, stocks, etc…) spend little to no time working on or with their investments. Time ultimately affects what type of investor you are and how much control you are willing to have or lose in your investment portfolio.
Topics Covered in this episode:
- Ownership and time
- Entrepreneur mindset and time allocation
- Full time or part time investor
- Direct ownership active and passive (most time investive)
- Securitized notes
- Funds (least time intensive)
- Time Effort Matrix
- Agnostic to the asset
- What relationship do you have to the asset
- Effects of ownership and relation to time
Listen now and find out why Christina thinks education is the key to financial leadership.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“Just because something worked a few years ago, doesn't mean its going to work again.” -Ellis San Jose
Today I am interviewing Ellis San Jose. He is a friend and one of the Co Founders of the For Investors By Investors group also known as FIBI. He is an Investor, a Real Estate Broker and a Trustee Broker who also specializes in complex real estate transaction problem solving. He is an educator and a speaker and has presented at my FIBI Pasadena meeting.
Ellis San Jose: Has been a full time investor since 2001. He, with a memo from Bruce Norris successfully pulled out of the market during the 2008 downturn. In 2001 he became a full time investor by buying non performing notes. He currently focuses on investing in properties that have title flaws or other complex issues like hoarding and abandoned properties. As the Co Founder of FIBI (For Investors By Investors), Ellis along with Jeremy Roll started the group as an acknowledgement that people were unaware and uneducated about the upcoming crash.
TOPICS COVERED IN THE EPISODE
- What makes a smart investor
- How Ellis got started in real estate
- How Ellis transitioned from stock broker to full time investor
- How Bruce Norris saved his financial life
- What happened to buying non performing notes
- What mistakes do people make in business
- Why he switched from real estate investor to investor
- Bruce Norris the CA comeback & the CA downturn
- How he found his niche in exceptional circumstances
- The MLS
- Building a brand
- How he created a property database
- How losing confidence is harder than losing money
- Know what you want to invest in
- How to focus on what excites you
Listen now and find out how Ellis found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Ellis here:
Email ellis@thenoteguy.com
Phone 805-852-7418
“There's a difference between discernment and judgement. I can discern the information and then I can have a judgement about it. And that judgement can be emotional or unemotional.” -Christina Suter
Today I am talking about discernment and how such a small word can greatly impact not only your personal life, but also your investing. Your capacity to discern between two things can be what saves you if you can first use discernment before judgement. Being discerning requires a calm, clear and perceptive approach instead of anger, frustration and victimhood. Discernment gives us space to access what is in front of us without using our emotions that can cause us to do more harm than good. I had a teacher once tell me that life is more simpler than the mind allows us to believe. With that, use discernment to propel you forward in all aspects of life especially those that bring you peace and safety.
Topics Covered in this episode:
- What is discernment
- How to use discernment in your everyday life
- Why negative emotions don't move you forward
- What major life choices require discernment
- Discernment vs judgement and when to use them
- How to take control of what's in front of you
- Moving out of the way
Listen now and find out why Christina thinks education is the key to financial leadership.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“My biggest regret in real estate is why didnt I just hold all of it?” -Mathew Owens
Today I am interviewing Mathew Owens. He is the CEO of OCG Properties, a real estate investing company that focuses on “intelligent” investing and education. OCG Properties helps investors create cash flow strategies for long term returns and investments. He has presented numerous times at my FIBI Pasadena meeting and is a frequent speaker at other real estate meetings in the southern California area.
Mathew Owens: Started his career in real estate as a flipper and a licensed CPA. Over the past fifteen years, Mathew has successfully flipped over 700 properties. Understanding the complexities of deals, Matthew founded OCG Properties to help people become educated on how to succeed in real estate using cash flow strategies and seller financing strategies for long term investing. He is a consultant, an advisor and host of the OCG Properties: Masters of Real Estate with Mathew Owens, CPA.
TOPICS COVERED IN THE EPISODE
- How your mind changes over time
- Drawing the bottom line
- Relationships secondary, goals and mitigating risk primary
- How to protect yourself with balance and equal accountability
- Team effectiveness
- Rich Dad, Poor Dad
- Cash flow strategies
- Resources for long term stability
- Active vs passive
- Running teams and raising capital
- Capital equals deals
- How the bank thinks
- Midwest markets
- Seller finance strategies
- Why a syndicator needs to be an expert
- What are action items for push through
- How to maximize involvement and minimize risk
Listen now and find out how Mathew found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Mathew here:
Website OCGproperties.com
Email invest@ocgproperties.com
“When you're learning about real estate there's two things you want to understand when someone is talking about what they're doing. What is the asset and what is the process they're using.” -Christina Suter
Today I am talking about real estate education and what I think a real estate map looks like. The 5 basic categories in real estate are single family, multi-family, notes, syndication and commercial. Each of these are assets that require a different process. Some people are experts in the process while others are experts with an asset. How you approach each asset will be different because each asset will require a different process although there can be many different processes. In Rich Dad, Poor Dad a main component mentioned is risk tolerance, meaning your education in real estate directly affects your risk tolerance which can affect how you progress in real estate investing.
Topics Covered in this episode:
- The 5 basic categories of real estate
- Rich Dad, Poor Dad
- The asset vs the process
- Why education is key
- How risk tolerance is based off of education
- How to approach each asset
Listen now and find out why Christina thinks education is the key to financial leadership.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“You don't have to figure out anything new. It's all been done before by lots of people. Just find a way to learn how someone else has already succeeded in what you want to do then copy that.” -Andrew Cushman
Today I am interviewing Andrew Cushman who is an investor in multi family syndication as well as provides high-yield multifamily investment opportunities to accredited investors. He is the founder of Vantage Point Acquisitions, has presented at my FIBI Pasadena Multi Family meeting, and is a frequent guest on the Bigger Pockets podcast.
Andrew Cushman: Graduated with a degree in chemical engineering, but soon realized he wanted a different way to earn income. After a few failed attempts at creating small business ideas, Andrew and his wife started flipping houses in 2007. They managed to successfully remain in real estate during and after the 2008 crash. Four years later in 2011 they began working in apartment syndications. Nine years later Andrew has acquired 1800 multifamily units and teaches a Mastermind Accelerator course that educates and prepares investors for the world of multi family real estate investing.
TOPICS COVERED IN THE EPISODE
- Single family vs multi family
- From flipping to syndication
- Class B
- Rental comparables and how to find them
- Curb appeal and landscaping
- Resident retention
- Management play
- The Ripple Effect
- Ray Dalio
- No class c’s on your first deal
- Service income stream
- How much value can you create
- Due diligence on acquiring multi family units
- Why 350 units are too much
Listen now and find out how Andrew found his Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Andrew here:
LinkedIn Andrew Cushman
Website www.vpacq.com
“Don't be embarrassed, be yourself.” -Christina Suter
Today I am talking about what to do if you are embarrassed by your real estate skills as a newbie investor or as a seasoned investor. Being overwhelmed and embarrassed is actually very common in investing but there are ways to help you move forward. For the new investor the first step is education. I would suggest you start by attending a real estate meeting 1 to 2 times a week. At this stage try not to worry about the topic and focus on gaining as much knowledge about the field of real estate as possible. After about 6 months of consistency you will begin to find ways and people to help you start even if you don't know where. Another aspect for the new investor is being willing to say I don't know. This will open your curiosity and push you towards research which can help you solidify a new beginning. For the expert investor you may be feeling left behind in comparison to how the new investors around you are moving. I would suggest you start asking yourself, am I happy with my portfolio? As life changes, it's important to note that maybe your portfolio needs to adapt to those changes as well. Another suggestion I have is to begin educating yourself again and making sure you are reconnecting and redeveloping.
Topics Covered in this episode:
- How to not be embarrassed about your investing skills
- Why the new investor must first educate him/herself
- The shiny object problem
- Why going to meetings matter
- Books, podcast, meetings, workshops
- Being yourself
- Why your point of view is important
- Life changes should cause portfolio changes
- Reconnect and redevelop
Listen now and find out why Christina thinks education is the key to financial leadership.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS
“As long as I learn something, I did not fail and that's a big deal for most people, failure. I'm here to tell you that anyone who is successful in real estate has failed and if they haven't they’re lying. “ -Paige Panzarello
Today I am interviewing Paige Panzarello who is an expert in note investing, works in tax deeds and liens, fix and flips and is also the owner of a residential and commercial construction and acquisition company. Paige, also known as The Cash Flow Chick, has completed over 150 million in real estate transactions and currently focuses on non performing notes, which she teaches at her workshop called Building Wealth Through Notes twice a year. She has been featured on podcasts such as Secrets to Real Estate Investing, the Note Closure Show, Cash Flow Ninja, Real Estate Investor Goddesses and my other podcast show called Ask Christina First. She has presented at my FIBI Pasadena meeting and speaks at other meetings all over the country.
Paige Panzarello: began investing at a very young age when she inherited an estate in Arizona which was at the time 4 million dollars in debt. With no prior real estate education, Paige moved to Arizona and in 3 years was able to bring the estate back. At that time she was managing 38 townhouse units and a sewer treatment plant all before the 2008 crash. During the crash Paige ended up selling everything, paid all of her investors and walked away from that crash with a 20 million dollar loss (one of her greatest lessons to date). Today she focuses on using non performing notes to help people improve their lives for both investors and borrowers.
TOPICS COVERED IN THE EPISODE
- What are notes and how to use them
- People first, profits second
- 1st position
- Note exit strategies
- Why you shouldn't buy notes unless you're educated on notes
- 3 stages of due diligence
- Why COVID is beneficial for the note business
- Bruce Norris 12%
- Effects of unemployment on the housing market
- Will people default
- Logistics vs unemployment
- What will happen to small businesses
- Notes check all the boxes
- Building Wealth with Notes workshop
Listen now on Spotify or Apple iTunes or watch on Youtube to find out how Paige found her Real Estate Breakthrough!
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find out more about Paige here:
Website Cashflowchick.com
Facebook Paige Panzarello
LinkedIN Paige Panzarello
Workshop Buildingwealthwithnotes
“Life changes will absolutely change your form of investing. Single vs married, having a baby vs not having a baby. Being a primary provider of the family or not. All of that will change what's inside your portfolio and how you treat it.” -Christina Suter
Today I am talking about what I feel are the three types of investors and what stage of investing they represent. How you manage your portfolio over its lifespan will inevitably change over time causing you to have to make adjustments within how you manage your investments. The first scenario is major life events like relationships, kids, lifestyle, location, and current circumstances. In this stage investors are usually younger and have a higher risk tolerance as well as more leverage and effort. The second scenario is life line changes which seem to develop after you've been investing for a bit and you decide to approach real estate investing in a different way like mixed leverage and a hybrid portfolio. The last stage is the investor timeline also known as time accumulated capital. At this stage you are a seasoned investor that is aiming for retirement, passive investments, and lower risk. The question we should be asking ourselves is what relationship do we want to have with our real estate? That will help us identify which stage we are in at this time.
Topics Covered in this episode:
- The three types of investors and their stages
- Major life events
- Life line changes
- Investor timelines
- The relationship you have with your portfolio
- Why needs change at different stages
- 17 yr old investor vs the 50 yr old investor
- How to identify the type of investor you are
Listen now and find out why Christina thinks education is the key to financial leadership.
The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every week and learn everything you need to know to invest in real estate education and create real wealth for a lifetime.
Find our more about Christina here:
Website ChristinaSuter.com
Facebook Christina
LinkedIn Christina Suter
Instagram RealChristinaSuter
Twitter RealChristinaS