Finances can be confusing! We provide insight so you can confidently make financial decisions that are right for you!
Join us for today's podcast as Crystal discusses the importance of discovering who you are, living intentionally, and building a legacy. She will share examples of Frank Sinatra, Babe Ruth, and Picasso to illustrate the high failure rates behind their successes and emphasize the need for resilience, not just persistence. She explains that resilience involves learning from setbacks and pivoting, rather than repeating the same actions. She encourages you to discover your purpose, redefine your perception of success during difficult times, and focus on obedience rather than outcomes. Listen today to learn how you can Discover, Live, and Build!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses various types of risk in investing, focusing on market risk and how market cycles and indexes like the S&P 500 and Dow Jones Industrial Average can impact perceptions and decisions. She will explain how these indexes are weighted and can skew market reports, leading to misunderstandings and fear-driven reactions. She will also cover liquidity risk, credit risk, interest rate risk, inflation risk, currency risk, political risk, and horizon risk, providing examples and insights into how each can affect financial planning. Understand your risk today!
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Join us for today's podcast as Crystal discusses the five key categories for managing money: Live (lifestyle expenses), Give (charitable contributions), Grow (saving and investing), Owe (taxes), and Owe (debt). She explained how money should be viewed as a tool for fulfilling God-given purposes rather than a source of stress, using the analogy of operating heavy machinery with ease. Crystal will emphasize the importance of understanding one's income versus spending, proper consumption vs. saving, and the difference between healthy debt (leverage) and harmful debt. Tune in today to find out more about these key categories for managing your money.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the increase in retirement savings requirements according to Northwestern Mutual's 2026 Planning and Progress Study, which found Americans now need $1.46 million to retire comfortably, up from $1.26 million the previous year. She explains that rather than focusing solely on accumulating large nest eggs, retirees should focus on creating consistent cash flow through multiple pension streams, including Social Security (government pension), corporate pensions, and personal pension plans through annuities. She will outline how different pension types work, including the 8% annual increase for delaying Social Security past full retirement age, and describe strategies for using life insurance policies as a "bucket" for market-independent income during retirement. If you aren't sure if you need millions to retire, tune in today to find out just how much you may need!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the phenomenon where 63% of Americans are more fearful about running out of money in retirement than about dying, highlighting the risk of spending too little during this phase. She will outline the five emotional phases of retirement: pre-retirement planning, honeymoon phase, disenchantment phase, reorientation phase, and stability and contentment phase. Crystal emphasized that while financial planning is crucial, retirement should not be solely about financial inheritance but also about creating meaningful memories and fulfilling one's purpose. Tune in today for some guidance on how you can not be afraid of running out of money! You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal delivers a July 4th-themed message discussing six strategies for building multi-generational giving foundations. She emphasizes that generational giving should balance providing inheritance for children while using resources to fulfill one's calling and bless specific organizations aligned with family values. Before you join the festivities for the holiday, don't forget to tune in for today's message!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the concept of "SKI" (Spending Kids Inheritance) and the balance between enjoying one's resources in retirement while still providing an appropriate inheritance for the next generation. She references examples of billionaires like Dylan Taylor and Bill Gates who are rethinking traditional inheritance approaches, preferring to leave enough for their children to have a safety net but not so much that it prevents them from developing their own skills and fulfilling their purpose. Crystal emphasizes the importance of character development alongside financial planning, noting that many wealthy individuals lack proper spiritual, emotional, and moral guidance for their heirs. Tune in today and learn how the word SKI isn't just about the winter sport!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal presents a comprehensive checklist to help families protect older relatives from financial scams targeting the aging population, which costs $36 billion annually. She will share various warning signs, including unexpected additions to bank accounts, large unexplained withdrawals, unpaid bills despite sufficient income, and changes to legal documents or beneficiaries. She emphasizes the importance of maintaining strong family connections and conducting regular monthly check-ins with parents to monitor their finances and well-being. Help protect your family members by tuning in today!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal discusses the upcoming SpaceX IPO and whether you should buy shares when they become available. She emphasizes that while SpaceX is a strong company, buying an IPO on day one may not be the most efficient strategy based on historical performance data from companies like Facebook, Uber, Snowflake, and Rivian, which all experienced significant price drops shortly after their IPOs. If you are wondering if SpaceX is right for you, tune in today!
You can have confidence in every financial decision!
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Join us for today's podcast as Crystal discusses the challenges that can prevent people from living generously, focusing on the concern of having enough for the future. She will explain the importance of balancing giving with proper stewardship of resources and emphasizing that generosity should flow from a God-led motivation rather than trying to prove something or receive accolades. Tune in today, and learn how you can live generously!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the significant transfer of wealth expected to occur as women gain control of over 30 trillion dollars in global assets by 2030, with 95% of women becoming their family's financial decision makers at some point in their lifetime. She highlights statistics showing that only 6% of Christian women feel capable of handling financial responsibilities after receiving an inheritance, and emphasized that this wealth transfer is God-ordained with a specific purpose for women. If you or someone you know will be one of these women, or if you are the husband or family member of one, tune in today to find out how this transfer of wealth can affect you and how you can build a legacy for years to come.
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal delivers a Memorial Day weekend message focusing on remembrance and its importance in both honoring fallen service members and making wise financial decisions. She emphasizes that while Memorial Day is often seen as the start of summer, it should primarily be recognized as a day of remembrance for those who sacrificed their lives for freedom. Join us in remembering today!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about two new executive orders related to retirement and investment options. The first order introduces Trump IRA accounts in January 2027, and the second order aims to provide Americans with more investment choices, including private real estate, private equity, and digital assets. If you are wondering if these new orders may be right for you, tune in today!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal talks about what your plan is for giving. What can you do to help make an impact on others' lives? We would all like to win the lottery, but how can you give even if you don't?
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
What is" The Legacy Life"? Join us for today's podcast as Crystal shares her takeaways from a recent book she read called "The Legacy Life" by David Green. She will talk about how Legacy is not what you leave behind but what you set in motion today!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal focuses on helping listeners prepare for future charitable giving, even if they're currently only giving tithes. She will outline key mistakes to avoid, including failing to check charity credentials through resources like Charity Navigator or Candid, not aligning donations with personal values, or waiting until year-end to donate. If you are already gifting or looking to start, you will want to tune in to today's episode!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares five key areas for retirement planning preparation. She emphasizes the importance of first clarifying one's purpose and goals for retirement before focusing on financial strategies. Do you know what the five key areas are? Tune in today to find out!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, which focuses on the importance of generosity as a pathway to true wealth, both financially and spiritually. Crystal will share personal experiences about learning to give during difficult times, including when her family was near bankruptcy, emphasizing how giving transforms the giver and builds character. She will discuss how generosity should begin early and incrementally, using the metaphor of notching a shepherd's staff to represent growing victories in giving. Listen today, and learn what the secret to wealth is!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares a comprehensive presentation on financial planning, emphasizing the importance of customized investment strategies rather than one-size-fits-all approaches. She will introduce a "money matrix" framework to compare different investment vehicles, including IRAs and 401(k)s. She discusses the importance of personalized financial planning, comparing it to finding the right fit for seasonal clothing. Tune in today to find out what's the right fit for you!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about the Trump Accounts program, which allows parents to establish retirement savings accounts for children born between 2025 and 2028, with the government contributing $1,000 per eligible child. She will explain the eligibility requirements, application process, and potential growth projections over time, as well as comparing this program to other savings options like TOD accounts and Roth IRAs, emphasizing the importance of consulting with a financial advisor to determine the best approach based on individual circumstances and financial goals. If you have been wondering if your children are eligible for the Trump Account, you won't want to miss today's podcast!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the current market trends and demand for gold, silver, and copper, explaining that central banks globally are increasing their gold holdings as a hedge against geopolitical risks and to maintain control over assets that cannot be frozen. She emphasizes that while these precious metals may be valuable investments, individuals should consider their specific financial goals and consult with a financial advisor rather than making impulsive purchases based on market trends or "fear of missing out." If Gold has you puzzled, you won't want to miss today's podcast!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the importance of smooth transitions in life, particularly focusing on retirement planning and market transitions. She outlines a three-step approach for successful retirement transitions: defining retirement expectations, creating a cash flow confidence plan, and making necessary adjustments based on real-life experiences. If you are in a time of transition, you won't want to miss today's episode!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about the importance of understanding one's investment portfolio and the reasons behind each holding, especially in uncertain times like war. She will also discuss the impact of recent global conflicts on the stock market, drawing parallels to the 2003 U.S. invasion of Iraq where the market initially rose and doubled by 2007. She encourages you to focus on identifying your unique skills and calling, suggesting that understanding your purpose and developing relevant expertise can provide financial and personal fulfillment regardless of external conflicts or market conditions.
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the strategy of mega Roths, which allows individuals to convert their existing 401k or 403b accounts into a Roth account. She will explain the three steps involved in this process and also emphasize that this strategy is not suitable for everyone and should be considered in conjunction with a holistic financial plan. Is the Super Roth Strategy right for you? Tune in and find out....
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the importance of identifying and focusing on the specific "nail" one is called to hit in life, drawing from a parable about a machinery expert who charged $1,000 to fix a machine by knowing exactly where to tap a nail, rather than charging for the simple action itself. She emphasized that each person has unique skills and gifts that can be developed to create solutions for others, bringing both blessings to others and financial reward. What is YOUR nail?
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares how the human brain is naturally wired to avoid risks and protect itself, which can hinder effective investing. She will share the ten key biases that affect financial decision-making and emphasize the importance of understanding these biases to make informed and objective investment decisions. You won't want to miss how you can Retrain Your Brain!
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Who doesn't want to be a millionaire? Is that something you should be shooting for? Listen to today's podcast as Crystal talks about what you should really try to become.
You can have confidence in every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, a replay from last year at this time, as Crystal asks - Are you choosing to be broke? What can we do to change that mindset.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
We can all start the new year with resolutions and goals, but without a plan to accomplish them, will they be fulfilled?
We can all hope to accomplish them, but that isn't a strategy! Listen today as Crystal shares about how some famous individuals who didn't have a plan.
And their goals were not fulfilled without it!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
With the turn of the calendar and a new year upon us, many people use it as an opportunity for reflection. Listen to today's podcast as Crystal asks the question " Do you have a wealthy mindset?"
As you begin to ponder that, join us this week for answers to that question and many more..
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal does a recap of the Top 10 Topics of 2025. Do you know what they were? Here's a hint...
Crystal discussed the importance of developing a wealthy mindset and emphasized that money should be viewed as a tool for growth rather than a source of security.
Tune in to find out the rest!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Happy New Year! With the turn of the calendar page comes some changes Crystal will share on this week's podcast. Those Trump Accounts that were talked about will come into place this year.
Join us this week as Crystal talks about what they are and how you may benefit from them.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about 7 tax efficient ways you can give and put your money to good use!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about 2026, which is right around the corner. Where's your GPS say you're heading?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about what wealthy habits you can do to help with your goals!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about how you should plan for the first 90 days of retirement!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about 9 Financial Mistakes you need to avoid and how to do it!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal asks, Who do you know? And why does it matter?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about NASCAR Champion Kyle Busch's lawsuit with Pacific Life over the IUL product.
You won't want to miss this one!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about 5 Key Areas of Risk!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about the 7 Steps you can take for creating Legacy Gifts...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about what the Top 10 Life Insurance Mistakes people can make and how to avoid them!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about 3 Ways you can begin to prepare for wealth.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about what each of our roles is in Family Legacy!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about the 6 Mistakes you don't want to make!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Jon us for today's podcast, as Crystal talks about What will You be leaving behind???
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about How YOU can create a Lifetime Income Stream...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about "What's In It For Me?"
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about 3 Reasons to not use a bank for saving...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal talks about if You Need to Save or Invest...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal talks about How YOU can be wealthy!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal shares 3 Steps to take that can Financially Help your Kids!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal talks about the connection of Financial Freedom and Life Insurance and how to put it to work for you!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal talks about the best financial advice she has ever received. Tune in and see how it can work for you!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal asks Can I retire? and What 4 questions you should be asking yourself to get ready!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for Part 2 of today's podcast, as Crystal discusses further details about the One Big Beautiful Bill and how it is going to impact you!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal talks about the One Big Beautiful Bill and how it impacts you both positively and negatively.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, as Crystal talks about purpose of money, and money cycles..
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about Financial Freedoms and what does that mean to you?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for this weeks podcast as Crystal talks about how you go about finding the right Financial Advisor for you!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for todays podcast as Crystal talks about how life insurance actually works and how you can put it to work for you!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about the Top 10 Questions you should be asking about investing...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about her recent trip to the Hobby Lobby headquarters and how you can create your own Legacy Gifting!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about the Trump Cheat Sheet and how it can help you~
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares about the last 100 days and counting and what we can potentially expect in the economy going forward..
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about the Chairman of the SEC and his view on life insurance in comparison to Dave Ramsey's view.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Do you know what the three components of wealth are? Tune in to today's podcast as Crystal talks about the Wealth Equation..
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal talks about growing pains not just while you are physically growing, but financially too.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
A.I something you only heard about in movies or on T.V. Maybe you didn't think it would be in your everyday life.
Tune in for today's podcast as Crystal shares how A.I has already been making an appearance, maybe even in your own backyard.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Economic jitters, have they gotten you? Do you know why you own what you do in your portfolio?
Tune in for today's podcast as Crystal talks about this and more, and shares some guidance on staying calm during this time...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses one of the many changes in the workplace today: the disappearance of pensions and the greater presence of lump sum payouts.
What would you take if you were faced with this decision? Tune in for more on this topic..
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Hot topic of discussion, whether or not Social Security is a thing of the past. Is it going to be there when you file for it?
Tune in today as Crystal discusses these questions and more...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
We were all created to create, what makes us each different is what we do with that gift... Tune in for today's podcast
as Crystal shares about what we each can create..
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
We all have a time of going through growing pains, but did you think about how those growing pains can grow wealth?
Tune in for today's podcast as Crystal shares how going through certain growing pains can help with growing wealth.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Which would you choose? Tune in for today's podcast as Crystal shares her thoughts on which to choose and why...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Call to action, do you know what yours is? Tune in for today's podcast as Crystal shares about being called to action and what it may look like for you.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Do you know what your plan is? Are you in alignment with what you are meant to be doing? Tune in for today's podcast as Crystal shares about following your plan and calling.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Maybe you already have one or maybe you need to grow into it, tune in today to find out!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Tune in for today's podcast as Crystal shares why we shouldn't be like a Rockefeller but instead what we should learn from them!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
What does Golden Era mean to you? How does one make this time now, Your Golden Era? Join us for today's
podcast as Crystal discusses how you can make today your Golden Era!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Tune in for today's podcast as Crystal discusses how you may be choosing to be broke and stop the cycle!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Can Christians be wealthy? Tune in for today's podcast and find out Crystal's thoughts
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Are you creating or delaying wealth in your life? Tune in today and find out!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us today as Crystal discusses creating wealth. Start the New Year off right, and listen today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares steps to financial growth, so you can start the new year off on the right foot!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal shares what 4 steps there are to creating wealth, how many do you know already???
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast, Part 2 of this series, as Crystal discusses what habits can stop your wealth.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for Part 1 of a 2-part series, Crystal will discuss those habits that can stop your wealth.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses Government decisions and how they impact YOUR finances...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcast as Crystal discusses the Year End Checklist, what is on yours?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us for today's podcst as we approach year-end and Crystal discusses Charitable Gifting, and how it can be added into your life... Tune in today!
You can have Confidence for every financial decision!
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Join us for today's podcast as Crystal discusses the Stock Market and the Election, what are your thoughts? What are your concerns? Tune in today!
You can have Confidence for every financial decision!
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Join us for today's podcast as Crystal discusses Investing Fundamentals, whether you are new to investing or want a refresher, tune in today!
You can have Confidence for every financial decision!
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Join us for today's podcast, Part 3 of the series, P.E.M, Your Tax Filter
You can have Confidence for every financial decision!
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Join us for today's podcast, Part 2 in the series, as Crystal interviews James Blanton Managing Director and Co-Founder of PEM Life
You can have Confidence for every financial decision!
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Join us for today's podcast, the first of a new series, P.E.M., Personal Economic Model, Your Wealth and Income Potential..
You can have Confidence for every financial decision!
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Join us for today's podcast, the last one of the series, as Crystal shares her #1 Top Conversation from the last 25 years, Personal Economic Model
You can have Confidence for every financial decision!
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Join us for today's podcast as Crystal counts down the Top 10 Conversations, coming in at #2 Three Components of a Financial Plan
You can have Confidence for every financial decision!
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Join us for today's podcast as Crystal shares her #3 Top Conversation, Core Beliefs -Taxes and The Market.
You can have Confidence for every financial decision!
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Join us for today's podcast as Crystal finishes counting down the Top 10 Conversations, to #4 Family Legacy, what do you want yours to look like? What do you want to be remembered for?
You can have Confidence for every financial decision!
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Join us for today's podcast, moving on to the #5 top conversation about Allocation Mix.
What is asset allocation? What is a good allocation mix? Stay tuned and find out!
You can have Confidence for every financial decision!
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In today's Podcast join us as Crystal discusses her #6 top conversation "Family Banking" in her series on the Top 10 conversations over the past 25 years of Crystal Clear Finances!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In today's Podcast join us as Crystal discusses the importance of Cashflow Analysis in her series on the Top 10 conversations over the past 25 years of Crystal Clear Finances!
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In today's Podcast join us as Crystal discusses the Softer Side of Wealth, tune in!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In today's Podcast join us as Crystal discusses Actual VS Average Return, tune in!
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What in the world is Collateral Capacity? Stay tuned and find out as Crystal discusses one of her "Top 10" Conversations about Collateral Capacity
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Take a walk down memory lane as Crystal shares her memories of the FIRST radio show from 25 years ago! What memories do you have from those first days? Feel free to comment on our Facebook and Instagram pages as we transition to continuing to do Podcasts and YouTube videos regularly.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation
Join us today as a continuation from last week as Crystal discusses further the "Psychology of Money". Recognizing those daily wins in life and challenges, that everything happens FOR you, not TO you and determining WHO is calling the shots on YOUR finances?
You can have Confidence for every financial decision!
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Join us today as Crystal discusses Money Mindsets, as she reads excerpts from the book "Are You Living in the Gap or the Gain? " By Dan Sullivan and Dr. Benjamin Hardy. How one measures success, what are your needs versus wants, and measuring wins in your life daily!
You can have Confidence for every financial decision!
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Join us today as Crystal and George V conclude the discussion in Part 2 of the series on "What questions to ask before retirement".
You can have Confidence for every financial decision!
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Retirement, Golden Years, Twilight Years, whatever the term you refer to it as, the questions to ask before you get there are the same.
Join us today as Crystal and George V discuss the 'Top 10 Questions'' you should ask yourself before you enter your Second Act.
You can have Confidence for every financial decision!
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Approaching retirement? Have questions but don't know where to start? Join us today as Crystal and George V discuss the 3 Bucket Approach and how this may help you and your loved ones enjoy the "Golden Years" you have worked so hard for.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join us today for Part 2 as Crystal discusses Social Security Highlights and provides some tips and questions to consider before applying.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join us today as Crystal discusses Social Security Highlights and provides some tips to consider before applying.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join us today for the Final Part of a 3-part series as Crystal discusses Money Myths and how to redirect your thought process.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join us today for Part 2 of a 3-part series as Crystal discusses Money Myths Unveiled and how to free your mind of them.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join us today for Part 1 of a 3-part series as Crystal discusses Money Myths and how to rid your mind of them.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join us today as Crystal discusses the difficult topic on what steps to take when you lose a loved one.
You can have Confidence for every financial decision!
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Tune in today as Crystal discusses steps that you can take when you lose a loved one. It's a difficult topic but one that is vital to discuss.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Have you taken time to create your financial biography? Knowing where you want to go and why is just as important as knowing your numbers. Join Crystal Langdon, CFP and George “V” Langdon, MBA as they discuss the Power of a Plan Part 2.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Have you taken time to create your financial biography? Knowing where you want to go and why is just as important as knowing your numbers. Join Crystal Langdon, CFP and George “V” Langdon, MBA as they discuss the Power of a Plan and understanding what drives it.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
When the government needs to raise money, they often do it through taxes. How do you make sure you don't pay more than your share? Understanding how taxes work can help!
Join Crystal Langdon of Crystal Clear Finances, and gain Confidence for every financial decision....
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
It is that time of year again - Tax Season! There are two approaches that people typically use to prepare. The first is to work hard, ignore taxes till April, and then see what they owe. The second is to learn how taxes work and take advantage of every tax option to reduce their taxes. Which method do you use? Join Crystal Langdon, CFP as she reviews foundational truths regarding taxes and options to help position you to pay less!
It’s time to make your finances Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Just like having a financial plan for your personal finances can help you reach your personal goals, having a strategic business plan for your business can help you grow it so you can sell it when you are ready to retire! Learn more on toady's program with Crystal Langdon, CFP
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
There are three key questions to ask a company that wants to buy your business:
Join Crystal Langdon as she discusses how to make sure your business has the potential to continue growing, even after you sell it!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join Crystal Langdon of Crystal Clear Finances for Part 2 of "Ready to Sell Your Business"? Learn the remaining four questions business owners should be asking themselves when preparing to sell your business
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Is your business positioned properly so you can sell it at retirement? Tune in as Crystal discusses the first of five questions you should be asking yourself when preparing to sell your business
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
How do you make predictions for 2024 and be confident that they are accurate? You base your predictions upon human nature and emotions! The stock market is full of companies and the numbers associated with them… emotions of the consumers are what drive them. Seek to understand what is driving you so you can stay on track this year!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
The stock market is like the supermarket. You need to understand what you are going into to buy and stay on track with your list! Don’t get sidetracked by what others are buying or the sales flyer promoting what they want to sell you. Stick to your list – Understand what you are going to own and why you are buying it!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Market Cycles, Business Cycles, Retirement Cycles… We can learn so much from the patterns of life. This applies to finances too! On today’s program we will finish our two-part series by reviewing the 5 remaining predictions for 2023 and discuss not only the past predictions but the reasoning behind them.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
It's fun to dream about the future and the possibilities it can bring, but it’s also important to take time to review the past. What can we learn? How could it impact us going forward? What would we do differently? Join Crystal Langdon, CFP™ in her two-part series on the top 10 predictions for 2023…Yes, 2023! Let’s evaluate what happened last year before we begin to move forward…
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In the final session of “Are you being Sold/12 Questions to Ask When Looking for an Advisor”, Crystal discusses the importance of an advisor needing a plan for documentation, cybersecurity, and being willing to invest in a quality team.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join Crystal Langdon, CFP®, as she continues Part 3 of “Are you being Sold? 10 Questions to ask when looking for an advisor you can trust!” Today’s topics include understanding the sales process of an advisor and determining if it is based upon a sale or a solution…
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Don’t Get Sold! Learn the questions to ask so you can find the advisor who is right for you. Join Crystal Langdon as she presents her three-part “Don’t Get Sold!” series on the Crystal Clear Finances YouTube channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
According to the US Bureau of Labor January 2023, there are 83 million working families in the US but there are only 300,000 financial advisors in the US ready to advise them! 95,000 advisors are Certified Financial Planner and only 2,500 are qualified Kingdom Advisors. So how do you find an Advisor you can trust? Tune into the Crystal Clear Finances YouTube and learn the questions you can ask as you search for an Advisor who is right for you!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
There are six phases of retirement: The Honeymoon, Rest and Relaxation, Disenchantment, Reorientation, Retirement Routine, and Termination. Which phase are you in? Do you recognize the signs? Learn more on the Crystal Clear Finances YouTube Channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Every transition begins with an ending, even retirement! You have to let go of where you are now to enter the new season ahead of you… Understanding how to navigate the ending of a career, while facing the discomfort of the unknown can help you successfully start a new beginning in retirement! Tune in as Crystal Langdon, CFP™ shares the Three Stages of Retirement and the questions to ask yourself along the way.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Find financial clarity so you can live and give in a manner that reflects your core values! Tune into the Crystal Clear Finances YouTube Channel every Saturday morning.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
It is more blessed to give than receive but when you give, be intentional! Let your resources partner with organizations that create impact and reflect your values. Learn more on the Crystal Clear Finances YouTube Channel
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
So, another year ends. Did you stop to think about everything you are grateful for, and how to prepare for 2024? We have some financial tips for you:
Tune into the Crystal Clear Finances YouTube Channel and learn more!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What should you experience when meeting with a financial planner? A generic computer-generated plan or a comprehensive plan designed with you in mind? At Crystal Clear Finances, we believe you are unique and will create a plan that is customized for you!
Tune into the Crystal Clear Finances YouTube Channel and learn more!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join Crystal as she describes QLACs, Qualified Longevity Annuity Contracts, and how they could help individuals transfer their RMD into an annuity, satisfy their RMD requirements, and possibly lower the amount of taxes they owe today! Learn more about how QLACs may be able to help those required to take their RMD, even when they don’t need the income.
Tune into the Crystal Clear Finances YouTube Channel and learn more!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Wealth requires the integration of both sides of the coin! The cold hard numbers of finances and the softer side of wealth which includes your Mindsets, Memories, and the Money Myths you believe.
Tune into the Crystal Clear Finances YouTube Channel and learn more!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Just like soft skills are needed to have an impact and promotion within a workplace, understanding the softer side of wealth can help empower individuals to provide for themselves and those they love financially.
Tune into the Crystal Clear Finances YouTube Channel and learn more!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Qualified plans do 2 main things: They defer the tax and the tax calculation!
So it’s important to ask ourselves, what tax bracket will I be in during retirement and what deductions will I have when it is time to take the money?
Tune into the Crystal Clear Finances YouTube Channel and learn more!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Q: How do you fund your family bank without decreasing your lifestyle?
A: You can look for places where you are losing money unknowingly and unnecessarily and then redirect the funds!
Learn more on the Crystal Clear Finances YouTube channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
There are three main parts to a financial plan: Savings, Investments, and Protection. Positioning each component in a tax-efficient manner requires strategy and long-term planning. Join V on the Crystal Clear Finances YouTube channel as he reviews the purposes behind each piece.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In the midst of the great depression, J.C. Penny used a loan against his $3 million dollar life insurance policy to help his retail stores after the 1929 crash! Thankfully he had a properly funded, dividend-paying, cash-value life insurance policy to meet this emergency. Do you have a dividend-paying cash-value life insurance policy in place for your emergencies? Talk to Crystal Clear Finances today!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Do you know the 4 types of tax planning strategies?
Tune into the Crystal Clear Finances YouTube Channel as we discuss 4 Tax planning strategies that could help save you money!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Using your home equity to help fund opportunities or pay for unexpected expenses is common. But is it the most efficient way to use your resources? We believe a properly structured, dividend-paying, cash value, and Whole Life Insurance can provide options that your home equity can’t! Learn more on the Crystal Clear Finances YouTube Channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
There are three types of behavior with money: The Spender, the Saver, and the Wealth Creator! Which one are you? More importantly, which one do you want to be? Tune into the Crystal Clear Finances YouTube Channel on Saturday mornings at 10 a.m. to learn more.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
“You need to get to where you are the depositor, the borrower, and the bank. No more middlemen! You and your family need to be the ones who profit from your hard work and the potential growth of every dollar!” ~ Crystal Langdon. Tune into the Crystal Clear Finances YouTube Channel on Saturday mornings at 10 a.m. to learn more.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Family Banking can allow you to keep your money within your family! Why let others keep your interest or make money on you when you can take steps to create family wealth by learning how Family Banking works? Tune into the Crystal Clear Finances YouTube Channel on Saturday mornings at 10 a.m.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Once you understand your wealth potential, you can begin to plan the amount needed for retirement and the amount you could potentially transfer to those you love. Have you done your Wealth Potential calculation? Learn more on the Crystal Clear Finances YouTube Channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
By 2030 all baby boomers will be 65 years or older! According to the 2023 Modern Wealth Survey by Charles Schwab, it is estimated they will start transferring 53 Trillion dollars to their heirs! Are you ready? Watch the Crystal Clear Finances YouTube channel Saturday at 10 am to learn more…
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
We believe wealth starts in your mind before it shows up in your account. What are you doing internally to prepare for wealth? Watch the Crystal Clear Finances YouTube channel to learn more…
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Financial planning should include goal setting, budgeting, reducing risk, building wealth, and understanding how taxes and inflation could impact retirement planning. Learn more on the Crystal Clear Finances YouTube Channel!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
You can “Fake it till you make it” is a dangerous Money Myth! Unfortunately, people can spend their working years looking good, but enter retirement in a completely different situation. Don’t let this be you! Learn more about Crystal’s Top Ten Money Myths on the Crystal Clear Finances YouTube Channel
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Over the course of 24 years, Crystal Langdon, CFP® has helped individuals identify money myths that have kept them from experiencing confidence in making financial decisions. Listen in as Crystal tackles the Top Ten Money Myths and provides new ways of thinking about money.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
How do I get started? What can I expect? Which is better – Investing or Savings, and in what order? These are just a few questions that we answer at Crystal Clear Finances! Tune into the Crystal Clear Finances YouTube channel as Crystal and George V discuss these questions and more!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Don’t give to get.… However, if you can get a tax deduction for structuring your giving properly, that s great planning! Join us for Part 2 of Strategically Planned Charitable Donations this Saturday at 10 am on the Crystal Clear Finances YouTube Channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Strategically Planned Charitable Donations can provide both current-year and future tax benefits. Tune in as Crystal Langdon discusses ways to improve the tax efficiency of giving! Generosity can be good for your soul and for your taxes!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Buy Term and invest the difference? Is it really in your best interest? The "Buy Term and Invest the Difference" can have you paying unnecessary taxes over your lifetime. Term Insurance has a purpose... the real question is: is that purpose right for you? What other options may be available? Join the conversation, Saturday mornings at 10 am on the Crystal Clear Finances YouTube channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What are the two main reasons for taking a loan against your cash value? Unexpected Expenses and Opportunities! Join Crystal Langdon at 10 am on the Crystal Clear Finances YouTube channel as she explains how life loans could work for you!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Once you have the proper life insurance in place, how do you use the dividend-paying cash value inside it? Join Crystal Langdon and George “V” Langdon as they give practical examples of using life insurance for opportunities and/or expenses!
Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Spenders tend to borrow at the highest market rates, Savers often borrow from themselves which interrupts compounding interest, but Wealth Creators can borrow at negotiated rates, use their money as collateral, and continue to earn uninterrupted compounding!
Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Opportunity Cost – When you give away a dollar, you not only lose that dollar but everything that dollar could have made for you! How many dollars have you given away?! Join Crystal Langdon of Crystal Clear Finances as she discusses how to make your money work as hard as you do!
Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Did you know life insurance can be more than a death benefit? There can be living benefits as well, if structured properly. Some of these benefits can even help with Chronic illnesses while you are alive. Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Are you UNISURABLE for Long Term Health Care? In the past, uninsurable meant there was little you could do besides pray, cross your fingers, and hope you stay healthy, but that doesn’t have to be the case today! There are new options that allow previously uninsurable seniors to have health care provided at home. Learn more Saturday morning at 10 AM on the Crystal Clear Finances YouTube channel.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
The Number One cause of bankruptcy in retirement is medical bills… According to a Genworth study, 7 out of 10 seniors over the age of 65 will need some sort of long-term care support. Could that be you? If so, are you planning to try to self-fund doctor fees, hospital bills, and the growing cost of health care OR have you put an LTHC policy in place to help share the risk? You have options… learn about them on today’s program with Crystal Langdon, CFP®, and then call the office for a free initial consultation at 518-433-7181.
https://www.genworth.com/aging-and-you/finances/cost-of-care.html
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
You cannot give what you do not have!
Many seniors dream of leaving a legacy for their loved ones. However, if the proper steps are not taken, there may not be any resources left to give! Healthcare risks and the costs associated with taking care of loved ones can add up quickly and drain resources. There are ways to share the risk, provide for our loved ones and leave a legacy. Learn how on today’s program.
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Transfer, Treatment, Timing, Title, Tools/ Techniques, and Talking… all are important T’s for the proper transfer of wealth. Join Crystal Langdon of Crystal Clear Finances as she discusses what each component should address and how to successfully pass wealth to the next generation.
Learn how your investments can make a difference, all Crystal Clear Finances at 518-433-7181 today
Source: Women as the next wave of growth in US wealth management
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
If businesses shape culture, who is responsible for shaping the businesses? Investors are! For example, Investors played a role in the 1994 fall of Apartheid in South Africa! They help dry up the resources being used negatively. According to Adele Simmons's article “Outside Opinions…”, US Investors gave the movement both visibility and legitimacy and had a decisive economic impact. Learn how your investments can make a difference, all Crystal Clear Finances at 518-433-7181 today
Source: Women as the next wave of growth in US wealth management
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Over the next 7 years, it is predicted that 70% of wealth may transfer hands… Are you ready? How are you preparing? Join Crystal as she finishes the Series on Wealth Transfer by discussing areas where you can grow your Financial savvy.
Source: Women as the next wave of growth in US wealth management
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
According to NEFE, 70% of Lottery winners lose all their money within a few years! Why? Because they didn’t know how to handle it! At Crystal Clear Finances, we believe that in order to receive the transfer of wealth and keep it, you need to be prepared! Join Crystal Langdon, CFP ® as she recaps the importance of growing Spiritual awareness and developing Emotional Intelligence so you can handle wealth if it transfers to you!
Source: Women as the next wave of growth in US wealth management
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
If a wealth transfer is headed your way, will you be ready? It’s easy to want to be wealthy but it requires Spiritual Awareness, Emotional Intelligence, and Financially Savvy to properly steward the resources. Learn more by joining Certified Financial Planner® Crystal Langdon, as she explains the spiritual and emotional components in this week’s program. Then call Crystal Clear Finances at 518-433-7181 to schedule your free initial consultation!
Source: Women as the next wave of growth in US wealth management
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Up to 70% of the upcoming wealth transfer could be in the hands of women by 2030! Yet, without financial training, without understanding the difference between financial freedom and financial independence, and without understanding the role finances play in expanding the Kingdom of God, these resources could transfer but not bring about the transformative redemptive purpose intended! Tune in for today’s program as Crystal Langdon, CFP® discusses three key areas that should be addressed so you can be prepared!
Source: Women as the next wave of growth in US wealth management
You can have Confidence for every financial decision!
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On December 29, 2022, our current Administration signed into law the Consolidated Appropriations Act, 2023 which funds the federal government and a range of domestic and foreign priorities through the end of the fiscal year ending September 30, 2023. The Act also funds continuing assistance for the ongoing war in Ukraine.
For Americans trying to save enough for retirement, an important section of the Act is the portion often dubbed the SECURE ACT 2.0 or more appropriately the Setting Every Community Up for Retirement Enhancement 2.0 ACT of 2022.
Tune in to today's program as Crystal Langdon of Crystal Clear Finances shares some of the key changes and how they may apply to you!
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You lost your Loved One and now it's time to pick up the financial pieces... Yet, there are so many details and fragments that it can be hard to know where to start. Stop! Take a deep breath and think:
These answers can help you begin to evaluate what will continue, what will end, and where you go from here. To learn more steps, tune in as Crystal Langdon of Crystal Clear Finances reviews a checklist for picking up the financial pieces.
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What steps can you take now to help prepare your loved ones for your passing? Having a Will, Healthcare Proxy, Power of Attorney, and other legal documents in order can be a great first step. Also, tackling the tough conversation regarding your healthcare wishes may be uncomfortable now but it can bring peace in the event of a life-and-death decision. Join Crystal Langdon of Crystal Clear Finances as she begins to outline steps you can take today!
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Grief looks a lot like fear! Don't let fear stop you from picking up the pieces and taking the time to understand what you need to do next. Join Crystal Langdon and her guest Liz Roberts Laura for part two in the series of Steps to Take When You Lose a Loved One.
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What are the steps you need to take when you lose a loved one? Although there are financial steps, there are emotional and spiritual issues as well. Join Crystal Langdon with her guest, Liz Robert Laura, as they tackle the topic of steps to take when you lose a loved one.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
It is not always the amount you make or the rate of return you receive that creates wealth. The ability to properly deal with Taxes, Debt, and the demands of your Lifestyle can make a difference on whether you create wealth or not! Listen in as Crystal walks through an example of an investor who made $100,000 a year for 25 years and the decision to stop making others wealthy and instead built wealth for their own family legacy. It was all influenced by decisions made regarding Taxes, Debt structure and Lifestyle choices.
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You may be surprised to learn your Adjusted Gross Income could have you in the top 25% - 1% in the United States! If that is the case, your income is uncommon and deserves uncommon advice. Listen in as Crystal outlines the the top 25%, 10%, 5% and 1% of Adjusted Gross Income qualifications. If this applies to you, then a free initial consultation with Crystal Clear Finances may be just what you need! Uncommon income needs Uncommon advice!
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Preparing for 2023 requires evaluating where you are, where you want to go, and creating a plan to get there! Understanding what is happening within the economy and the potential pitfalls or opportunities that may arise can help... Join Crystal Langdon as she discusses Crossmark Global Investment's Ten Economic Predictions for 2023. Learn what may, or may not be, headed your way!
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
2023 has come and gone... Let's hope 2023 is not so cranky! Regardless of the stock market's mood, there are steps you can take to position yourself for 2023. Join Crystal Langdon as provides insight on how to position for the New Year!
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Lets dive into a brand new episode as Crystal continues the chat on PROCESS PART II! What a Financial Advisor Can Bring to the Table? What is their process- do they spend time asking you questions or answering your questions? Do you connect with them in a way that you like? Listen now!
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As we go into Part IV of What a Financial Advisor Can Bring to the Table, Crystal moves on to the next step of PROCESS. Does your advisor have a process to help you? If you don't know their process ask them! There needs to be a process in place so nothing falls through the cracks...
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Tune in to hear Crystal's definition of accountability and why it is so important when choosing the RIGHT financial Advisor.
You can have Confidence for every financial decision!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation!
On this episode Crystal dives deeper into the four key thoughts of what a financial advisor CAN bring to the table!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation!
Do you ever wonder how to pick a Financial advisor? Who can be trusted? Will a financial advisor really help?
On this episode Crystal talks about four few key thoughts of what a financial advisor CAN bring to the table!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation!
Are you ready for Part 2 with Tony Parish, Chief Investment Officer of Alphastar Capital Management LLC? Tony and Crystal take time to discuss how we can successfully time the market with all the volatility happening today!
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation!
"Alphastar is not an insurance company, nor is it an issuer of any insurance company products. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered and, unless specifically stated, do not refer in any way to securities or investment advisory products or services offered by Alphastar."
Are you ready for Part 2 with Tony Parish, Chief Investment Officer of Alphastar Capital Management LLC. Tony and Crystal take time to discuss how we can successfully time the market with all the volatility happening today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation!
"Alphastar is not an insurance company, nor is it an issuer of any insurance company products. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered and, unless specifically stated, do not refer in any way to securities or investment advisory products or services offered by Alphastar."
For this 2 part episode we are honored to sit with Tony Parish, Chief Investment Officer of Alphastar Capital Management LLC. Tony and Crystal take time to discuss how we can successfully time the market with all the volatility happening today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation!
"Alphastar is not an insurance company, nor is it an issuer of any insurance company products. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered and, unless specifically stated, do not refer in any way to securities or investment advisory products or services offered by Alphastar."
There is so much to be talked about when it comes to Retirement! Join us for Episode Seven where Crystal talks about all the ways to make sure that you are being the most efficient with your resources so you can Retire and STAY Retired!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation!
"Alphastar is not an insurance company, nor is it an issuer of any insurance company products. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered and, unless specifically stated, do not refer in any way to securities or investment advisory products or services offered by Alphastar."
What investments do you own? When you understand the characteristics of what you own, ONLY then can you be most efficient!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Are you using your investments efficiently? We can have a lot of investments and if we use them incorrectly or don't position them correctly they become lazy money or we use them more than we should... We could run out of investments before we run out of retirement! Let us help you Retire and Stay Retired!
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On this episode Crystal talks about the Five Stages of Retirement! It takes time to get the ball rolling, where do we start?
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Don't Freeze when it coms to retirement let us help you prepare for it! On today's episode Crystal is going to touch on three types of lifetime income steams: Social Security, Pensions and Annuities. Let us help you determine your goals and to know your options to be Ready to Retire!
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
When you think about retirement what do you think about? Maybe some of you think about vacations and future grandkid days! Maybe some of you worry or think maybe ill get a part time job? On todays episode learn the steps to RETIRE and STAY RETIRED!
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Retirement isn't really based upon your age, it is based on what your cashflow will allow you to do! Tune in today for more...
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On today's episode Crystal sits down with Karl Hoover who is a partner with the FIG marketing team. He joins Crystal in explaining the importance of marketing and why FIG is different from the rest.
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On todays episode Crystal goes through the typical questions that keep our clients up at night. There are so many options of what to do with your money, how to invest, how to save and where to put it. Sometimes we give up before we even start...
As Crystal breaks down the different worries listen along and really ask yourself, What Is Keeping Me Up At Night?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On todays episode Crystal spends the entire program addressing the financial concerns of so many! As she beings to dive into different scenarios, learn today of what steps you can take to help your tomorrow...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What is a taxable account? Listen today as Crystal breaks downs the different type of taxable account options... Whatever the account may be, it is an account that generates tax liability. A liability that increases your taxes over time.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
When considering a mortgage, identify what is needed to solve the problem and be efficient with the resources you have right now! Understand what the true cost of home ownership will be and the most efficient way to pay for it.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Investment advisory and financial planning services are offered through Alphastar Capital Management LLC, a SEC registered investment adviser. Crystal Clear Finances and Alphastar are separate and independent entities. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.
“This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individuals situation. This example should not be construed as a recommendation to buy or sell any financial vehicle. The earnings rates and values shown are not guaranteed. Actual earnings rates and values will be greater or less and will likely fluctuate over time. You should not rely on this presentation for any indication of the investment performance of any financial product. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, be suitable for your portfolio or individual situation, or prove successful. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Required Minimum Distributions (RMDs) are required only if your contract is comprised of "qualified" funds -- for example, if it is an IRA. Any RMDs shown in this example were calculated based on the Minimum Distribution Withdrawal Factors prescribed by the IRS, beginning at age 70.5. Please note that under the new SECURE Act, the age at which you have to take required minimum distributions (RMDs) from your retirement plan has been increased from age 70.5 to 72 (unless you turned age 70.5 in 2019 or earlier).”
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Investment advisory and financial planning services are offered through Alphastar Capital Management LLC, a SEC registered investment adviser. Crystal Clear Finances and Alphastar are separate and independent entities. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.
“This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individuals situation. This example should not be construed as a recommendation to buy or sell any financial vehicle. The earnings rates and values shown are not guaranteed. Actual earnings rates and values will be greater or less and will likely fluctuate over time. You should not rely on this presentation for any indication of the investment performance of any financial product. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, be suitable for your portfolio or individual situation, or prove successful. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Required Minimum Distributions (RMDs) are required only if your contract is comprised of "qualified" funds -- for example, if it is an IRA. Any RMDs shown in this example were calculated based on the Minimum Distribution Withdrawal Factors prescribed by the IRS, beginning at age 70.5. Please note that under the new SECURE Act, the age at which you have to take required minimum distributions (RMDs) from your retirement plan has been increased from age 70.5 to 72 (unless you turned age 70.5 in 2019 or earlier).”
Over the course of the next few weeks – which means the entire month of August, we will be discussing how to Master your Mortgage! For most Americans, More money will flow through their hands when it comes a mortgage, than any other area! So it critical that we understand how our money works in relation to our house… Especially now as interest rates are changing.
On today's episode Crystal gets deep into the questions why do we want to out money into our house and why?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Investment advisory and financial planning services are offered through Alphastar Capital Management LLC, a SEC registered investment adviser. Crystal Clear Finances and Alphastar are separate and independent entities. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.
On this weeks episode Crystal is talking, how to Master Your Mortgage. We need to position our money to be used multiple ways and let our money work harder than us! What are some small tweaks we can make financially in the way we are thinking that can make a huge difference?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Listen Today as Crystal takes us along on the journey of all different types of opportunities we can take advantage of when it comes to our money. What do we need to do to position ourselves so our money is being saved or invested in a way that keeps up with inflation? Our most valuable dollars are the dollars you have today! So ask yourself again, how can we take advantage of opportunities today??
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
“This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individuals situation. This example should not be construed as a recommendation to buy or sell any financial vehicle. The earnings rates and values shown are not guaranteed. Actual earnings rates and values will be greater or less and will likely fluctuate over time. You should not rely on this presentation for any indication of the investment performance of any financial product. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, be suitable for your portfolio or individual situation, or prove successful. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Required Minimum Distributions (RMDs) are required only if your contract is comprised of "qualified" funds -- for example, if it is an IRA. Any RMDs shown in this example were calculated based on the Minimum Distribution Withdrawal Factors prescribed by the IRS, beginning at age 70.5. Please note that under the new SECURE Act, the age at which you have to take required minimum distributions (RMDs) from your retirement plan has been increased from age 70.5 to 72 (unless you turned age 70.5 in 2019 or earlier).”
Too many people react instead of first thinking, about their response's before they react. We need to RESPOND not REACT when the market doesn't go the way we had planned. On Today's episode Crystal is talking about Policy Loan Expenses, Policy Loan Opportunities, and a plan for repositioning after a rebound!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
“This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individuals situation. This example should not be construed as a recommendation to buy or sell any financial vehicle. The earnings rates and values shown are not guaranteed. Actual earnings rates and values will be greater or less and will likely fluctuate over time. You should not rely on this presentation for any indication of the investment performance of any financial product. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, be suitable for your portfolio or individual situation, or prove successful. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Required Minimum Distributions (RMDs) are required only if your contract is comprised of "qualified" funds -- for example, if it is an IRA. Any RMDs shown in this example were calculated based on the Minimum Distribution Withdrawal Factors prescribed by the IRS, beginning at age 70.5. Please note that under the new SECURE Act, the age at which you have to take required minimum distributions (RMDs) from your retirement plan has been increased from age 70.5 to 72 (unless you turned age 70.5 in 2019 or earlier).”
This entire month we are talking about 5 ways how to RESPOND to the Market not REACT. Although the stock market has provided a positive return over its lifetime, it is critical to understand the actual annual return. Basing a withdrawal plan on the average rate of return can cause retirees to run out of resources before running out of retirement. Thus the title for today's episode Average vs Actual. Tune in now!
“This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individuals situation. This example should not be construed as a recommendation to buy or sell any financial vehicle. The earnings rates and values shown are not guaranteed. Actual earnings rates and values will be greater or less and will likely fluctuate over time. You should not rely on this presentation for any indication of the investment performance of any financial product. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, be suitable for your portfolio or individual situation, or prove successful. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Required Minimum Distributions (RMDs) are required only if your contract is comprised of "qualified" funds -- for example, if it is an IRA. Any RMDs shown in this example were calculated based on the Minimum Distribution Withdrawal Factors prescribed by the IRS, beginning at age 70.5. Please note that under the new SECURE Act, the age at which you have to take required minimum distributions (RMDs) from your retirement plan has been increased from age 70.5 to 72 (unless you turned age 70.5 in 2019 or earlier).” You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
This entire month we are talking about 5 ways how to RESPOND to the Market not REACT. When we get tired we get sloppy. If we put the steps in place before we get tired we can make sure you are making proper decisions when it comes to your Finances. Let us first begin at Evaluation before Modification...
“This is a hypothetical example provided for illustrative purposes only; it does not represent a real life scenario, and should not be construed as advice designed to meet the particular needs of an individuals situation. This example should not be construed as a recommendation to buy or sell any financial vehicle. The earnings rates and values shown are not guaranteed. Actual earnings rates and values will be greater or less and will likely fluctuate over time. You should not rely on this presentation for any indication of the investment performance of any financial product. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product or any non-investment related content, made reference to directly or indirectly in this presentation will be profitable, be suitable for your portfolio or individual situation, or prove successful. Investing involves risk, including the potential loss of principal. Past performance is no guarantee of future results. Required Minimum Distributions (RMDs) are required only if your contract is comprised of "qualified" funds -- for example, if it is an IRA. Any RMDs shown in this example were calculated based on the Minimum Distribution Withdrawal Factors prescribed by the IRS, beginning at age 70.5. Please note that under the new SECURE Act, the age at which you have to take required minimum distributions (RMDs) from your retirement plan has been increased from age 70.5 to 72 (unless you turned age 70.5 in 2019 or earlier).” You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
This whole month we have talked about Tax Planning Strategies! Join us in the last episode talking about Roth Conversions and what the benefits are.
*Hint hint - the benefits to a Roth Conversion, the withdrawals are tax free!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Listen today for part III of Retirement Tax Planning Strategies! On this episode Crystal is talking about Roth IRA conversions. Before she jumps right in she takes a moment to explain the difference between and IRA and a Roth IRA and lends some strategies you can use to grow your money inside your account.
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Tune in today for Part II of Retirement Tax Planning Strategies! Prevent penalties and bad decisions that can be avoided with proper planning. Learn how life insurance can benefit you... Join us right where we left off last week, changes in taxes...
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Today we focus on Five Retirement Tax Planning Strategies:
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Talking topics that Advisors normally don't like to talk about! Taboo Topics! Crypto, Accredited Investors, ESG funds that were stripped of their title(s)...
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On today's episode Crystal gives us specific Tax Tips For Each Season. What can you do this year to alleviate taxes for next year? Do you have too many taxes taken from your paycheck? Have you passed the Social Security cap and are paying when you don't need to? Today Crystal begins to address tax concepts giving you confidence for every financial decision!
Winter, spring, summer or fall all you have to do is call...
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On today's episode Crystal walks us through her evaluation of what has happened since January and how it has impacted the market and our finances. Crystal has gathered information from Bob Doll, who is a commentary and Chief investment officer at Crossmark, Kingdom Advisors, and Eventide. (All companies listed have their own website) Listen along today to hear predictions, how to develop a financial plan, and stocks vs. lazy money. Did they get it right?
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It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On this weeks episode, Taxes Part I, Crystal talks about TAXES! What if we could help you discuss all of the different options available to you! Can you imagine intentionally choosing where to put your money so you actually end up paying LESS taxes! Listen to hear about the different accounts and how they can work for you...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What is IRMA? IRMA stands for Income related monthly adjusted amount. When you do a Roth conversion and you are in 2 years of taking your Medicare payments. The government will look at that and say your income is higher, which then increases you Medicare payment. Let us help you be strategic!
Later in this episode Crystal talks about The Power of Investing! What is it that you are investing in and what do they actually value?
The decisions you make today have a ripple affect into your future...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In Taxes Part II Crystal talks about how we can intentionally make decisions to pay the least amount of taxes as possible! Last weeks episode talked about 3 account types you can invest in; taxable accounts, tax deferred accounts, or tax advantage accounts. Listen along, see what type of account works best for you and what is the best tax plan for your money!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On today's episode Crystal conducts an interview with Shaun Morgan, manager of Investment Marketing for Eventide. Eventide is a biblically based investment company that tries to honor God and serve its clients by investing in companies that create compelling value for the global common good. Shaun is responsible for developing strategy and supporting content creation for investment marketing at Eventide. Listen, learn and laugh along with Crystal and Shaun today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What a dream today is! On this mornings episode Crystal Interviews the Founder of Kingdom Advisors, Ron Blue. Kingdom advisors is a values based community that collides faith and investing! Hear how Ron started this platform of "help and hope" for financial advisors and how YOUR investments matter in building the Kingdom.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What are your Childhood Memories when it comes to money? Memories of your childhood will shape how you use, control, and spend your money. Crystal opens up about growing up with 12 siblings and how "childhood memories" rippled into marriage, parenting, and money hoarding.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
How can we help business owners enough for them to put money back into the market? Are the qualified plans appropriate? What is a qualified plan? Join Crystal today and learn all of the ways, all of the different options; Seps, simples, 403bs -how to set your money up to work for you! Small Business Focus! Lets go!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
How does one plan for inflation? 4 Key ways how we help our clients prepare for inflation. We have been planning and positioning our clients all along!
Investments- you want to make sure you are invested so you can keep up - tune in to see how?
Position you in stocks! Companies that have a product or a service that we think will grow so you grow.
Create and maximize income streams!
Having a savings that grows every year, tax free!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On today's episode Crystal is talking about Market Planning.
Take a deep breath! If we start panicking about the market we loose our focus on what the market can do for us! We have seen it before and we are going to see it again. Fear not!
Not only do you need uncommon advice for how you should be investing and positioning yourself but you need uncommon specified expertise when it comes to tax advice. What vehicles can you use today that are tax free?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On today's episode Crystal is talking about your income and hot you can Position Taxes In 2022!
Is your income common or uncommon? If you "think" you make common money you will make common decisions and take common wisdom. You need advice according to the money you make, even more specific, the money you need to keep!
Not only do you need uncommon advice for how you should be investing and positioning yourself but you need uncommon specified expertise when it comes to tax advice. What vehicles can you use today that are tax free?
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On today's episode Crystal talks about YOUR Circle of Wealth. Your circle is made up of three types of money. Accumulated Money, Lifestyle Money, and Transferred Money. What money are you unknowingly giving away? How much do you actually need for lifestyle money...
Every dollar that you give away means you loose that dollar and everything that dollar can do for you. Every dollar you have is a seed of wealth. It's not about making more to save more, it's about how can you be the most efficient with what you have right now!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What if you thought was true, wasn't true? Today Crystal is talking inflation, mortgage, creating wealth with our income, saving money, and having the right mindset. All concepts to help you position what is true, for 2022!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On today's episode Crystal talks, How to Position for 2022! She dissects TWO of the top leading predictions for 2022! Is it wise to invest in small or large companies? Should we invest in US companies or international companies. Crystal expresses what she predicts for market this year and is taking the time to explain why!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Pop quiz on todays episode! Crystal is going through, question by question quizzing our motives on how we, think, act and feel about money. The name of the quiz- Your Wealth Mentality - What Money means to you! If we are afraid of money or overly attached to it then we use it improperly and good does not come of it.
Call or email and we can send you "Your Wealth Mentality Quiz" or the quiz "How Your Life Experiences Impacts Your Financial Thinking."
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
The entire month of January we are slowing things down to get the root of how money works for us. How does our wealth mentality work and how have experiences in life affected our financial thinking!
How you think about money VS How you actually think about Money is the big question today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
It's not about how much money you have, but how much money you can keep! In this episode Crystal talks about ways to have passive income. She explains the difference between assets and liabilities, and how to change your mindset to think bigger when it comes to income!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Today we are talking three components of how money works. We are going beyond the mechanics of money - we need to understand the emotions behind money. Do you view money as control? Happiness? A status?
Let's start with how money portrays itself in your life...
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
If you include these three key steps into your daily practice - in life- you will be able to reach your goals in the New Year. First step is to have the ability to have self reflection. We need to be truthful with what is important to us and why. Secondly, we need community around us that will encourage and correct us to help towards our goals. Thirdly we need focus. We need focus to stay diligent to walk out the plan.
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Crystal welcomes you Christmas morning talking about the value in something other than money. She talks of memories and the value in the community we keep! She takes time to share about the Christmas morning memories from her own family experiences and how they have contribute to what she values today.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In today's episode Crystal answers four questions about getting ready for retirement.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Last week we reviewed what happened in the past year. This week we are discussing what's ahead. With the new administration in power there are talks of changing the tax law. Today Crystal and George discuss what could be in store for us and how it will affect you.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Who can believe its the end of the year already!? We've had a hectic year filled with a lot of uncertainty due to covid and it is still having affects on the market today. Today Crystal and George go over the crazy year that we have had and discuss what could be instore for us in the future.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What do Ray Crock, JC Penny, and Walt Disney all have in common? Whole life insurance. All of them became their own bank when they needed money because of the cash value in their policies. In the money world there are three categories that people fall under; spender, saver and wealth creator. Whole life is great tool to become a wealth creator. Today George and Crystal could be the thing that your financial is missing.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
This year has been filled with uncertainty and hardships. Nothing stayed the same and people were left in the dark living day by day. That is why it is important to have a plan not only in life but in finances to. It is easy to get lost when you do not know where your going. That is why we have plans and guides, to try and keep us on the right path and to prevent us from stumbling into life's pitfalls. Today George discusses parts to a financial plan and different hot topics that have been in the news and how they could affect your plan.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Everyone in life is searching for their why. What gets them up in the morning and what gives them their purpose. When you understand your why, you'll understand the process you follow. This doesn't only apply to your life and your calling, it also applies to your finances.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
As a financial planner we deal with all types of people in different walks in life and in different stages of their life. From the 25 year old who just started their career to the post retiree. They both have different needs and desires. Today Crystal talks about different steps you should take weather your the 25 year old just starting out or your the 55 year old starting to think about retirement.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
The stock market is like a living breathing thing, it goes through different life cycles. It goes up and it goes down, it can be difficult to predict. Today Crystal discusses the market life cycle and the different factors that affect its performance.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Many people have looked at their accounts for the past couple of months and have been pleasantly surprised to see how well the market has been doing. As we all know, all good things must come to an end and now the market is getting a little more bumpy. Today Crystal discusses what has been happening as of late with the market and why the market is reacting.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
As we said in last episode, everyone has the ability to create wealth. It happens all the time people look at their retirement account and see this great sum of money but when its time to retire, Uncle Sam comes to tax it. Today Crystal discusses how to become tax efficient when it comes to your accounts and how to pay the least amount you can. Many people think tax planning is only for the "rich", but who defines the rich? History show's that it is an ever changing definition that the government chooses.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
FINAL PART OF NEW SERIES!!! September is here and Annual Enrollment for your company benefits are right around the corner. It’s the time of year where you have the ability to choose your company benefits for the year. Today George talks about employee health benefits and the different health insurances offered. There are many different types of medical plans, depending on you or your situation, its going to affect the type of plan you choose.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
3rd PART OF NEW SERIES!!! September is here and Annual Enrollment for your company benefits are right around the corner. It’s the time of year where you have the ability to choose your company benefits for the year. Today Crystal and George talk about employer sponsored life insurance and how to maximize the benefits for you.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
2ND EPISODE OF NEW SERIES!! September is here and Annual Enrollment for your company benefits are right around the corner. It’s the time of year where you have the ability to choose your company benefits for the year. Today Crystal and George talk about how you company benefits can fit into your financial plan.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
NEW SERIES ALERT!!!! September is here!! Summer is winding down, kids are going back to school and the Holidays are around the corner. It's the time of year that families start to think about their child's future college expenses. Today Crystal and George talk about different savings accounts you can use to save for your child's future.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
PART FOUR OF NEW SERIES!!! One of the biggest misconceptions today is that you need to have a massive amount of money in order to have an advisor, this simply is not true. It is our job as fiduciaries to put your interests above our own, and come along side you to create the best plan for you. As advisors we put together a plan that best fits your needs to accomplish your financial goals.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
PART THREE OF NEW SERIES!!! Ever wonder what a financial comprehensive plan is and what it entails? Today George will discus what a comprehensive plan is, what we look for as advisors and how you can create your own plan. Get a first hand look into our retirement projection software and learn the ways we help you plan your finances every day.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
PART TWO OF NEW SERIES!!! Every one wants to retire one day. Planning for retirement can be stressful and it might seem unattainable but with the right plan in place you can rest assured that your future is taken care of. Today Crystal and George how they plan retirement for their clients and what they consider to be a successful retirement plan.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
NEW SERIES!!! Having a financial advisor who you trust, provides the confidence you need to put a successful plan in place. That's how we feel at Crystal Clear Finances. We pride ourselves on being fiduciaries, which means your interest comes before our own. Are you finding success in your plan? Are your finances Crystal Clear?
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
FINAL PART OF NEW SERIES!!! Finances can be stressful to face alone and it can be difficult to plan without the right questions answered. Today Crystal and George answer rapid fire questions submitted by our listeners. Have a question? Submit your questions to info@crystalclearfinances.com.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
PART FOUR OF NEW SERIES!!! Ever look at your paycheck and wonder what that FICA withholding is? That's your Social Security and Medicare tax! There are many misconceptions when it comes to the way Social works and many people face the common question of, "when do I take it". Today Crystal and George discuss what Social Security is and how it works. Also how to avoid the common misconceptions that entrap people everyday.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
PART THREE OF NEW SERIES!!! Today Crystal and George continue the discussion about Impact Investing and what it means to invest in companies and industries that align with your values. Investing is ownership, and what you own should reflect your beliefs and values. Impact Investing is investing in companies who bring human flourishing to not only their customers but to their employees, suppliers, shareholders, environment, and community.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
PART TWO OF NEW SERIES!!! There are three parts to successful financial planning, savings, investments, and protection. Today we are talking about the stock market and crypto currency. Crystal and George discuss how you can use it to your advantage and the traps to avoid.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
NEW SERIES!!! There are three parts to successful financial planning, savings, investments, and protection. Today we talk about investments. Do you want passive income or are you trying to diversify your investment portfolio? Owning real-estate might be the right thing for you. Crystal and George discuss the way real estate investments could be a viable option for you and how you can implement it into your life successfully.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
FNAL PART OF NEW SERIES!!! There are three parts to successful financial planning, savings, investments, and protection. This series is all about protection. YOU are your greatest asset. Life is crazy and unforeseeable events pop up often. It's important to keep you and your money safe. Today Crystal and George discuss the different savings vehicles you can your too keep you and your family protected. Weather its a health savings account, a trust, or an annuity. Tune in to see how these tools can help improve your quality of life.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
NEW SERIES!!! There are three parts to successful financial planning, savings, investments, and protection. This series is all about protection. YOU are your greatest asset. Life is crazy and unforeseeable events pop up often. It's important to keep you and your money safe. Crystal and George discuss long term healthcare insurance and disability insurance and how these plans could be right for you in keeping your family and yourself financially protected.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
PART 2 OF NEW SERIES!!! There are three parts to successful financial planning, savings, investments, and protection. This series is all about protection. YOU are your greatest asset. Life is crazy and unforeseeable events pop up often. It's important to keep you and your money safe. Today Crystal and George talk life insurance and how it will not only needed protection for you and your family, but it also is a wealth creating vehicle. Tune in to learn how whole life insurance could be the missing part of your financial plan.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
NEW SERIES ALERT!!! There are three parts to successful financial planning, savings, investments, and protection. This series is all about protection. YOU are your greatest asset. Life is crazy and unforeseeable events pop up often. It's important to keep you and your money safe. Today Crystal and George talk protection for you and what those avenues look like. Tune in to learn how to keep the money and assets you've worked so hard to accumulate safe.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Final Episode of WE FIND YOUR LOST MONEY. A phrase not often said by most financial planners, but something that the Crystal Clear Finances Team is very good at. George and Crystal talk on the 5 areas people lose money unknowingly and unnecessarily. In life we are taught about the spender and the saver, however there is a third category we're never taught called the wealth creator. Today Crystal and George talk about the way people lose money unknowingly through education and major capital purchases. Tune in to learn the best way to plan for these purchases and keep you on the path of being a wealth creator.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
NEW SERIES!! WE FIND YOUR LOST MONEY. A phrase not often said by most financial planners, but something that the Crystal Clear Finances Team is very good at. George and Crystal talk for the next three weeks on the 5 areas people lose money unknowingly and unnecessarily. Today's episode is all about your mortgage. Whether you have one, or are planning to get one, listen in on how you don't have to lose money, but can help your financial situation.
Schedule a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
You can make a difference; you can find rewards that are not just stock market related and impact your community as well. Learn how you can take part in Impact Investing by scheduling a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Impact investing is not just about what to avoid, but what we can influence and cause to grow positively. It is about human flourishing and creating a double win for others and ourselves!
You can make a difference; you can find rewards that are not just stock market related and impact your community as well. Learn how you can take part in Impact Investing by scheduling a free initial conversation at Crystal Clear Finances. Call 518-433-7181 today!
You can have Confidence for every financial decision!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
If your money could talk, what would it say you believe in?
What are you supporting through every day purchases and your 401k or IRA investments?
Investments can have thousands of companies inside their portfolio. Are these companies that you can be proud to own? Not Sure?
Join Crystal Langdon and George Amedore III as they discusses how Impact Investing works. Then call Crystal Clear Finances and ask for a free portfolio analysis!
Understand what you are supporting and gain confidence for every financial decision!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Are there taxes in retirement? Is Social Security taxed? How can I pay the least amount of taxes on my investments? Find out the answers to these questions and more!
Join Crystal Langdon and George Amedore III as they discuss the common tax questions investors need to know when planning for retirement. You can have Confidence for every financial decision, including Taxes!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Join Crystal Langdon and George Amedore as they discuss investment tools that can positon you to either pay your taxes now or pay them in the future! Knowing the difference between Taxable, Tax Deferred and Tax Advantage can be the difference of paying more than your share of taxes or efficiently positioning yourself to pay the least amount legally possible.
You can have Confidence for every financial decision, including Taxes!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Taxes can be confusing! It's hard to know what each line means and how to answer correctly! That's why we are dedicating the month of March to understanding how taxes work so you can regain your confidence in the tax arena. Join Crystal Langdon and George Amedore as they discuss how to read your tax return! There is a flow to it and once you understand it, you can confidently file every year...
You can have Confidence for every financial decision, including Taxes!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
NEW SERIES! With all the March Madness that happens this month, the last thing that should add to it is taxes. This series is all about how you can become confident addressing tax season. Join Crystal Langdon and George Amedore as they discuss the top 4 questions you should ask yourself when getting ready to prepare your taxes and whether or not you need a tax preparer this year.
You can have Confidence for every financial decision, including business ownership!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
You have worked hard! Your business has grown and you are ready to enter the season of retirement. How do you successfully transition to the next step? Join Crystal Langdon of Crystal Clear Finances as she discusses business succession and questions to ask yourself as you transition ownership. Learn how to develop a business / financial plan that’s right for you!
You can have Confidence for every financial decision, including business ownership!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Your business is finally making money! Now what do you do? How fast do you expand? Do you need to reinvest? Unfortunately, choosing the wrong answer to these questions can cripple a business and send it back to step one!
Join Crystal Langdon of Crystal Clear Finances as she discusses the stages of a business and the questions to ask yourself once the money starts rolling in! Lear how to develop a business / financial plan that’s right for you!
You can have Confidence for every financial decision, including business ownership!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
You have decided to take the leap and start a business... Now what?!
How do you actually build a business? What steps do you take?
Join Crystal Langdon of Crystal Clear Finances as she discusses how you can take your God inspired idea and develop a business / financial plan that’s right for you!
You can have Confidence for every financial decision, including business ownership!
Watch us on our YouTube channel Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage - Follow us on Instagram!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
If you believe business ownership is right for you or if you currently run a business and a need a CERTIFIED FINANCIAL PLANNER™ who also happens to be a Certified Cusiness Coach, then....
Join Crystal Langdon of Crystal Clear Finances as she discusses how you can take your God inspired idea and develop a business / financial plan that’s right for you!
You can have Confidence for every financial decision, including business ownership!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
You understand your starting point. You have determined where you want to go. Now, how do you move forward and reach that goal?
Join Crystal Langdon of Crystal Clear Finances as she discusses the critical steps needed in order to make it to the finish line! Understand how to move forward and gain Confidence for every financial decision....
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
For many, the financial journey seems to take forever! Impatience over the perceived lack of progress causes many to abandon their course and restart somewhere else. Unless there is a specific reason to change, the Stop and Go approach to finances may not work for you!
Join Crystal Langdon of Crystal Clear Finances and learn how to maintain your course of direction and reach your financial goals. Understand where you are today and gain Confidence for every financial decision....
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Last week, Crystal and George discussed the importance of identifying your starting point. You have to know Point A in order to make it to Point B! On this week’s program, the discussion focuses on clarifying where you would like to go... Where is your "Point B"? What does the future look like to you? Walking through each of these steps can help you start the year strong in finances and in life!
Join Crystal Langdon of Crystal Clear Finances, and gain Confidence for every financial decision....
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
New Year | New You…but how does this happen in my finances? By STARTING STRONG!
During the month of January we will be discussing: Where are you now? Where do you want to go? and How do you get there? These steps can help you start the year strong in finances and in life!
Join Crystal Langdon of Crystal Clear Finances, and gain Confidence for every financial decision….
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, Crystal Langdon and George Amedore III continue their series “Establishing Your Financial Freedom”. Everyone has a different definition when it comes to financial freedom. We here at Crystal Clear Finances believe it comes down to who is in control. They discuss some key money misconceptions and how people should start questioning whether they have always been doing the right thing. Knowing what these are will help you break free and establish your financial freedom. Your money should work the way you want it to. Below are some topics they will cover specifically:
5 Areas People Lose Money
Mortgage Misconception
Pay More to Debt vs. Investing
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, Crystal Langdon and George Amedore III finish their series “Establishing Your Financial Freedom”. Everyone has a different definition when it comes to financial freedom. We here at Crystal Clear Finances believe it comes down to who is in control. They discuss some key examples of how you can start taking control of you finances. Knowing what these are will help you break free and establish your financial freedom. Your money should work the way you want it to. Below are some topics they will cover specifically:
Compound Interest
Not ALL Debt is Bad Debt
Safe Money vs Risk Money
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, Crystal Langdon and George Amedore III continue their series “Establishing Your Financial Freedom”. Everyone has a different definition when it comes to financial freedom. We here at Crystal Clear Finances believe it comes down to who is in control. They discuss some key money misconceptions and how people should start questioning whether they have always been doing the right thing. Knowing what these are will help you break free and establish your financial freedom. Your money should work the way you want it to. Below are some topics they will cover specifically:
Questions people should be asking
Rate of Return Misconception
Average vs Actual Rate of Return
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, Crystal Langdon and George Amedore III continue their new series “Establishing Your Financial Freedom”. Everyone has a different definition when it comes to financial freedom. We here at Crystal Clear Finances believe it comes down to who is in control. They discuss what the “control cycle” actually is and how people don’t even know they are in it. Knowing where you are in the control cycle and how it pertains to your personal finances will help you break free and establish your financial freedoms. Your money should work the way you want it to. Below are some topics they will cover specifically:
The Control Cycle
3 Steps to take back control
Things to look for in your own life
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, Crystal Langdon and George Amedore III kick off their new series “Establishing Your Financial Freedom”. Everyone has a different definition when it comes to financial freedom. We here at Crystal Clear Finances believe it comes down to who is in control. They discuss what is means to be financially free, and the three steps you can take to become free. Knowing each step and how Crystal Clear Finances can help, will give you the peace of mind you need so you can have confidence for every financial decision. Your money should work the way you want it to. Below are some topics they will cover specifically:
The Definition of Financial Freedom
3 Steps to take back control
Question the "social norms" of how money works
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, Crystal Langdon and George Amedore III continue their series “Crystal Clear Investing”. They discuss the different types of investment vehicles out there and the purpose behind each of them. Whether we know it or not, there is always a purpose behind a purchase. When investing, that should not be any different. Understanding what you own, and why you own it will allow you to sleep at night knowing your investments are doing everything they are supposed to. Below are some topics they will cover specifically:
Stock vs Bonds
Mutual Funds vs ETFs
Alternative Types of Investments
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, Crystal Langdon and George Amedore III continue their series “Crystal Clear Investing”. They discuss the role of your advisor and key questions you should be asking him or her. When the markets get bumpy, doing this alone can be stressful. Listen in to find out more about key questions you should be asking your advisor and if you don’t have one, how to find the right one. Below are some topics they will cover specifically:
Key questions to ask
Investment Advisor vs Financial Planner
The Role of a Fiduciary
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
Find out more about us on our website at http://crystalclearfinances.com/
Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
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Click to schedule your 15 minute CONFIDENCE CALL with Crystal Clear Finances.
Join us on our Youtube channel!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, Crystal Langdon and George Amedore III start a new series "Crystal Clear Investing". They discuss understanding the right investment philosophy for you and how to make sure you can sleep at night with the volatility in the market. Listen in to find out more about how to make sure your investments are working for you. Below are some topics they will cover specifically:
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, “Who Gets It?”, Crystal Langdon and George Amedore III continue in a deeper dive in Life Insurance as a strategy for savings. They discuss not only how the beneficiaries can use their money but also how the owner of the policy can use it too. Listen in to find out more about how to use life insurance and make your money work for you. Below are some topics they will cover specifically:
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
💎 NEW RADIO EPISODE! 💎
In this episode, “How do we use it?”, Crystal Langdon and George Amedore III continue in a deeper dive in Life Insurance as a strategy for savings. They discuss the ins and outs of using life insurance properly to help you create wealth. Listen in to find out more about how to use life insurance and make your money work for you. Below are some topics they will cover specifically:
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In this episode, “What's the Purpose?”, Crystal Langdon and George Amedore III continue in a deeper dive from the recent Roundtable Discussion. They discuss the purpose behind using life insurance properly to help you create wealth. Listen in to find out more about how to use life insurance and make your money work for you. Below are some topics they will cover specifically:
We’ve become comfortable thinking that safe money is money that we’ve put in the bank. Things have changed but somehow that thought persists, even though it's no longer the banks making us wealthier, but more often, us making banks wealthy. It's important to know about other safe money strategies. There are alternatives to bank savings that allow for saving money outside the market, and for tax-free money in retirement.
In “Are You Making Banks Wealthy”, Crystal Langdon talks about the thought process behind saving and discusses strategies for saving and how those may vary, depending on your situation. Listen to Crystal Langdon to hear more about implementing a strategy for savings that works for you and CLICK HERE or the link below to schedule a 15 minute Confidence Call with Crystal Clear Finances today!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Though the initial stress of job insecurity faded a bit in the summer, as we move into fall, it seems more people are starting to feel concern around a possible next round of layoffs. Many have been experiencing them already. There’s a lot of uncertainty in the job market right now and there are some who don’t know if, when, or how they will be going back to work.
In this episode, Crystal Langdon and George Amadore III talk about what happens if you find yourself in a layoff situation or what you can do to best prepare for that possibility. Similar to planning for changes in income in retirement, there are ways to set yourself up for the best outcomes.
Listen to Crystal Langdon and George Amedore III, as they discuss how to deal with and prepare for layoffs and job or income changes and CLICK HERE or the link below to schedule a 15 minute Confidence Call with Crystal Clear Finances today!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In the "Justice for Orphans" episode, Crystal Langdon addresses ways to create a positive culture change and how the Justice for Orphans organization is working to create connections and relationships while serving children and families in crisis throughout Schenectady and Albany Counties. Listen as Crystal interviews a special guest, Sandra Flach, of Justice for Orphans. Sandra shares her journey and how the Justice for Orphans organization works, as well as how to get involved.
Sandra and Crystal also discuss the upcoming Virtual Fundraiser event on September 17th. Check out this episode for more details.
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Of the top 5 ways people unknowingly and unnecessarily lose money, a mortgage is often at the top of the list. In this episode, Crystal Langdon and George Amedore III discuss answers to the below questions and more:
Listen to “Should I Refinance My Mortgage” for ways to avoid losing money unknowingly or unnecessarily. For help with questions, you can now schedule a 15 minute Confidence Call with Crystal Clear Finances by clicking here: https://bit.ly/3jGbgib
Check in with the team at Crystal Clear Finances today and get the confidence you need for confidence you need for making financial decisions that are right for you!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
A lot has happened in short time this year in the stock market. Americans have experienced a full cycle of high to low and back to high again. Naturally, people have had many questions about what is best for them to do with their money and when. Join Crystal Langdon and George Amedore III as they provide information and clarity around the recent activity and volatility. They will address the question: is now a good time to invest.
In this episode, our hosts will discuss strategies and ways of thinking to help people in making the best financial decisions, including:
Follow along for information and clarity so you can be confident in making financial decisions that are right for you!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
When you're planning for retirement, make sure you don't overlook the ways taxes will affect you and your money. There are ways to position yourself for the best outcomes. How can you start planning for that?
In this episode, Crystal and George Amedore III will answer these questions and more:
Follow along for information and clarity so you can be confident in making financial decisions that are right for you!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Employees across the country are receiving retirement packages from their employers... Will you receive one and if so, what will you do? 1. What are typical items in an early incentive package? 2. Are they taxed? 3. What is the difference between a pension and a 401k? 4. What should you look for?
Join Crystal as she provides questions you can ask in order to confidently make financial decisions that are right for you!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Let's talk about the stock market in a simple, crystal clear way! In this episode, A Crystal Clear Stock Market Part 2, Crystal Langdon explains the ins and outs of regulation, why the exchange is like a garage sale, buying and selling with and without a plan, and what makes a blue-chip company and why it matters!
Investing does not have to be shrouded in mystery any longer!
Did you miss Part 1? Click here!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Let's talk about the stock market in a simple, crystal clear way! In this episode, A Crystal Clear Stock Market Part 1, Crystal Langdon explains the history, components, how it's measured in indexes, and what the S&P 500 and Dow Jones Industrial are all about. Investing does not have to be shrouded in mystery any longer!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Have you considered charitable giving during the pandemic? Let's talk about it! Charitable giving does not have to look a certain way, nor does it need to be foundation sized. In this podcast, Crystal Langdon talks about all the ways that you can set up charitable giving in life insurance, scholarships, voting with your dollar while shopping, and more.
It's always a good time to check in on your finances, especially during a pandemic! If you find that you have a little wiggle room, find out what Charitable Giving During The Pandemic could look like for you!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
5 Mistakes Investors Make and How To Avoid Them:
Making mistakes is a normal part of life and starting out in investments is no exception. Knowing what the common mistakes in investing are, when you are likely to fall into them, and how to avoid them will help you succeed as an investor over the long run.
Join Crystal Langdon as she talks about the top 5 mistakes investors make and how you can avoid them!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What does financial independence mean to you? Knowing your personal definition can help guide you to your Financial Independence Day! Listen to this week's podcast to learn about the 7 habits to put into place to align your goals.
Show Topic: Financial Independence
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Do you have doubts about your Financial Wellbeing? Listen along as Crystal Langdon explains the bullseye of personal finances and how to build your own.
If you have any doubts about how your financial standings have faired during COVID-19, have your nerves calmed thorough an understanding of how money works. Let's do a temperature check on your Financial Wellbeing!
In Summary, ask yourself the following questions;
Financial Plans are not one-size-fits-all, you can build a plan that works for your financial goals and risk tolerance!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Here to Serve You W/ Programs & Protections!
Listen to today's podcast to hear about the ways that Crustal Clear Finances is here to serve you with a variety of programs and protections that are offered so that you can have confidence in your financial positions before and after retirement.
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
The Big Reveal: Reviewing Your Financial Picture
It may feel uncomfortable to look at your portfolio right now but if you pay attention to your emotional response you can work with your financial advisor to make small tweaks to keep your risk tolerance reflected in your investments.
Join us as we discuss:
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
What You Need to know about Social Security benefits before making any financial decisions!
In today's show, we will cover:
We all know we have to pay into Social Security but when it comes time to start taking from it, many Americans are unsure of what option is right for them…Listen now for clarity!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Show Topic: How Crisis Can Impact The Way You Think About Your Finances
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Crystal Langdon explores the 4 C's of Creating Wealth. Let's look at what you can control, what kind of compounding interest is good for you, the longterm cost of using cash, and the advantages of using someone else's money.
Listen today to learn about the 4 C's of Creating Wealth:
Learn how to play, so that you can win, the game of finances.
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Have you ever heard the saying "It's a Marathon, Not a Sprint"? Listen along as Crystal Langdon, CFP, brings to light the 9 ways that Financial Planning is like running a marathon. Consider pace, plan, rewards, and even gratitude. Put on your running shoes and plan your financial freedom with these 9 tips from Crystal Clear Finances!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Women have the roadmap and the gifts of business within them. Therefore, with a little faith and a little hard work, you can unlock the wealth that has has been placed in this world for you.
In this episode, Crystal Langdon brings you through the four innate skills that you were born with.
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
The 3-steps in the circle of wealth are Discovery, Development, and Delivery. Wondering where to start? In short, start by listening to Crystal Langdon, as she takes the confusion out of financial topics. As a result, you can take educated steps toward wealth.
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Are your money memories controlling how you act today? Are you impacted by the way your caretakers viewed finances? Are those memories helping or hindering your confidence in controlling your finances? Listen as Crystal Langdon tells a story of her irrational childhood fear, how she wrestled back control, and how you can too.
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
How will we get through this crisis? We believe in the importance of the basics and getting back to our roots. In times of uncertainty its best to get back to the foundations of family, community, country, and finances. We will remake America!
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
Find out more about us on our website at http://crystalclearfinances.com/
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
For a daily dose of inspiration and courage - Follow us on Instagram!
Listen to Crystal Langdon's '3-Steps to Seeing the Opportunities' podcast to get yourself out of negative thought patterns and into your next step. In times like these, it is important to make sure you are taking care of yourself. Have you stopped for a deep breath today? Above all, self-care will allow you to be open to opportunities and ready for whatever comes next.
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
Find out more about us on our website at http://crystalclearfinances.com/
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
For a daily dose of inspiration and courage - Follow us on Instagram!
Are you ready to create cash flow around your life's dream? You don't have to wait for this crisis to end! You can take concrete steps to create new streams of cash flow starting right now. Listen to Crystal's 3-step process for understanding your current situation, assessing your skills, and bringing value into the things you already love doing.
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
Find out more about us on our website at http://crystalclearfinances.com/
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
For a daily dose of inspiration and courage - Follow us on Instagram!
What good will come out of the changing markets, changing workplaces and changing perspectives? If we focus on what is working while we are social distancing, perhaps we can embrace the change long term and create positive impacts on the way we work and the way our money works for us. Join Crystal and George III for a mind-opening conversation about being adaptive.
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and everyday life!
Find out more about us on our website at http://crystalclearfinances.com/
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
For a daily dose of inspiration and courage - Follow us on Instagram!
Don’t let the volatility of the market and the daily dose of media fear create a false reality of despair. You can respond with Peace! Take a few deep breaths while listening to Crystal Langdon soothe your fears around the recent bumps in the market caused by Corona Virus panic.
Find out more about us on our website at http://crystalclearfinances.com/
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Are you interested in making a real difference in the lives of orphaned children in your community? Join my conversation with Sandra Flach, President & Executive Director of Justice for Orphans and Albany NY Area Director of CarePortal, where she answers your questions and gives concrete steps to start your journey.
Find out more about us on our website at http://crystalclearfinances.com/
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Crystal makes the process of finding the right financial advisor fit, easy to understand and envision. In Part-2 of this two-part series, Crystal gives you the inside scoop on what questions to ask in order to reveal the truth about Financial Advisors so that you can find the right fit for your life and your goals.
Missed Part-1? Click Here: https://crystalclearfinances.podbean.com/e/questions-to-ask-a-financial-advisor-part-1/
Join Crystal Langdon of Crystal Clear Finances, weekly, as she discusses practical steps that you can take in your finances and in everyday life! Listen on Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM.
Find out more about us on our website at http://crystalclearfinances.com/
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
In Part 1 of a two-part series, Crystal gives you the inside scoop on what questions to ask in order to reveal the truth about Financial Advisors so that you can find the right fit for your life and your goals. As always, Crystal makes the process of finding the right financial fit, easy to understand and envision.
Join Crystal Langdon of Crystal Clear Finances as she discusses practical steps that you can take in your finances and in everyday life! Find out more about us on our website at http://crystalclearfinances.com/
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Crystal's inspiring origin story will have you tightening up your "long-game" in life and finances. Listen in on fellow podcaster FEMnation in a conversation with Crystal about overcoming hardships and staying dedicated to long term goals.
It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
Have you ever wished that there was someone you could call to provide quality financial advice without having to purchase an investment or savings product from them? Well, wish no more because we have a way to provide this service for you!
Join Crystal Langdon and George Amedore III as they introduce a new way to gain financial insight and clarity from qualified financial experts! Its called Subscription Based Financial Education brought to you in conjunction with Crystal Clear Finances!
Join Crystal Langdon as she talks with Rick Wortman, Sr. Executive Vice President of Security Mutual Life Insurance Company of NY.
Many companies can talk about their Values and company Mission but it is the practical application of those words that truly make a difference! Security Mutual, known as the Company That Cares, demonstrates their commitment through their Sock out Cancer Initiative. Today's conversation provides details on how they are creating impact by living out their mission and acting in accordance to their values! We invite you to listen in and see how you can be part of the movement to Sock out Cancer!
Crystal Clear Finances... Creating Confidence for every financial decision! 518-433-7181. WWW.crystalclearfinances.com
Listen in as Crystal wraps up her series on the Secure Act and how you can confidently know the financial choices that are right for you!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.
On December 20, 2019, President Trump signed into law The Secure Act - "Setting Every Community Up for Retirement Enhancement". These changes will mostly likely impact every American who is planning for retirement! Join us as we discuss the new changes as well as options that are available to reduce negative repercussions...
At Crystal Clear Finances, we believe that you should experience Confidence when making financial decisions! Let us show you how - Call (518) 433-7181 today!
Listen in as Crystal Langdon is interviewed by William Rinaldi of Security Mutual!
As special guest for their Financial Planning Minute Podcast, Crystal answers questions on how money really works. She understands that Finances can be confusing. Many individuals are wondering if they are making the right decisions in regards to purchasing a home, planning for college, and preparing for retirement. That is why Crystal and her team at Crystal Clear Finances have a three step process that teaches how money works! Everyone deserves to have confidence that they are making the financial decisions that are right for them!
When would you like to retire? What do you want your retirement to look like? Do you know the most efficient way to do that? Today, Crystal is tackling the subject of how to save for retirement so you can turn on that income stream in retirement - whenever that may be.
Every New Year, we all do the same thing: we set our resolutions. What are yours this year? Is it exercise more? Get your finances on order? Be more mindful? You may have a list of them, but do you know how you are going to execute them? Listen on as Crystal talk about ways to reach your goals.
Join Crystal Langdon of Crystal Clear Finances as she discusses practical steps that you can take in your finances and in every day life!
It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.