Your Financial Editor: Recent Episodes

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This week, Chris Murray welcomed in Mark P. Mills is a contributing editor at City Journal, executive director of the National Center for Energy Analytics, a faculty fellow at Northwestern University’s McCormick School of Engineering, and co-founding partner in Montrose Lane, an energy fund. He discussed Energy and AI with Chris.

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This week, Chris Murray gave us a full break down of President Trump’s new tariff plan imposes a 10% to 12.5% duty on goods from roughly 60 major trading partners. This measure covers nearly 99.4% of U.S. imports and serves as a legal workaround to replace an expiring temporary global tariff after a Supreme Court setback.

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This week, Chris Murray welcomed in Simon Hankinson is a Senior Research Fellow in the Border Security and Immigration Center at The Heritage Foundation to discuss ICE detention centers.

From 1999–2022, he was a Foreign Service Officer serving in India, Fiji, Ghana, Slovakia, Togo, Washington, D.C., Marseille, and Nairobi. Prior to entering the State Department, Hankinson worked as a lawyer in London, and then taught history, English, and drama at a private school in Miami.

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Chris Murray was joined by Jack Tomczak, the Vice President of Outreach at ⁠Americans for Citizen Voting, an advocacy organization dedicated to amending state and local constitutions to explicitly state that "only" United States citizens can vote in elections

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Chris Murray was joined by Mike Gonzalez, the Angeles T. Arredondo E Pluribus Unum Senior Fellow at The Heritage Foundation, writes on critical race theory, identity politics, diversity, multiculturalism, assimilation and nationalism, as well as foreign policy in general. They discuss ending the millions of government spending on DEI.

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Chris Murray was joined by Mark Tapscott, a veteran investigative reporter for The Washington Stand’s senior congressional analyst to talk about the latest happening on Capital Hill.

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Chris Murray got into the latest from the world of finance.

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Chris Murray was joined by Robert Maginnis, a retired U.S. Army lieutenant colonel, senior fellow for National Security at Family Research Council, and the author of 14 books. His latest, “The New AI Cold War,” releases in April 2026. They dove deep into Data Centers.

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Chris Murray is joined by investigative analyst Stu Smith of City Journal and @thestustustudio on X. Known for his on-the-ground reporting covering political extremism, campus unrest, and cultural issues impacting the country, Stu shares his firsthand perspective while discussing whether nonprofits are deserving of favored tax-exempt status and how politics and activism are shaping that debate.

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Chris Murray is joined by economist John Phelan to break down the ongoing migration trend from “blue states” to “red states.”

Phelan, a graduate of Birkbeck College, University of London and the London School of Economics, brings a mix of academic insight and real-world experience, including a decade in finance and time with Capital Economics.

The conversation dives into why Americans are relocating in large numbers, with a focus on economic factors like taxes, cost of living, and government regulation. Phelan explains how policy differences between states are shaping these migration patterns—and what it could mean for local economies and future political landscapes.

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Chris Murray got into the latest from the world of finance.

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Chris Murray talks about all the latest trends from the financial world and is joined by S.A. McCarthy, who is a writer at The Washington Stand and a Contributing Editor at The American Spectator. He has also written for Crisis Magazine and RealClear Investigations and his work has been published in the Daily Signal, the Christian Post, RealClear Politics, Catholic Voice Ireland, and other outlets. Mr. McCarthy graduated from McDaniel College in Westminster, Maryland with a degree in English Literature and Communication and served as a teacher at a Catholic school before beginning his career in journalism.

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Chris talked about the latest from the world of finance and welcomed in Jack Tomczak, the Executive Director of Americans for Citizen Voting.

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Chris Murray was joined by E.J. Antoni, who is the Acting Director of the Roe Institute for Economic Policy Studies, Chief Economist, and Richard Aster Fellow to discuss the 2026 Economic Freedom Index.

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Chris discusses the latest in financial news and chats with Peter C. Earle, Ph.D, is the Director of Economics and Economic Freedom and a Senior Research Fellow who joined AIER in 2018. He holds a Ph.D in Economics from l’Universite d’Angers, an MA in Applied Economics from American University, an MBA (Finance), and a BS in Engineering from the United States Military Academy at West Point.

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Chris welcomed in Suzanne Bowdey serves as editorial director and senior writer for The Washington Stand. In her role, she drafts commentary on topics such as life, consumer activism, media and entertainment, sexuality, education, religious freedom, and other issues that affect the institutions of marriage and family.

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Chris Murray discussed the most recent financial news around the country and Women’s Financial Literacy.

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Chris Murray welcomes in Robert Stilson, a Senior Research Analyst from the Capital Research Center. He runs several of CRC’s specialized projects. Originally from Indiana, he has a B.A. from Hanover College and a J.D. from University of Richmond School of Law, where he graduated magna cum laude.

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Chris Murray is joined by Julia Cartwright, Senior Research Fellow in Law & Economic at the American Institute for Economic Research. She is an economist whose work specializes in law and economics, political economy, and economic development. Her research features topics like the governance structures of crypto markets, the economic consequences of judicial interventions in courts in East Africa, and the development impact of housing regulations.

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Chris Murray welcomes in Robert Peters a Senior Research Fellow for Strategic Deterrence in The Heritage Foundation’s Allison Center for National Security. Prior to joining Heritage, Peters served as the lead strategist at the Defense Threat Reduction Agency, where he oversaw the office that developed the Agency’s five-year strategy, conducted the Agency’s research and tabletop exercise program, and executed Agency-level program evaluations. Leading a team of forty-two people, Peters revamped the research function within the Agency and oversaw the Department of Defense’s Track 1.5 and Track 2 strategic dialogues with allies and partners.

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Chris Murray welcomes in Ammon Blair is a Senior Fellow for the Texas Public Policy Foundation’s ‘Secure & Sovereign Nation’ Initiative, where he advocates for effective border security and immigration policies that protect the sovereignty and safety of Texas and the nation. He is also a Consultant for Omni Intelligence, a private company that provides intelligence and analytics services to government agencies and media about transnational and domestic threats to Texas and the U.S.

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This is Chris Murray's annual Christmas Special!

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Chris Murray talks about the latest market trends and chats with Dr. Peter C. Earle, the Director of Economics at the American Institute of Economic Research.

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Chris Murray talks about the impact of the government reopening on the financial markets.

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Chris Murray welcomes in Michael Watson, a Research Director for Capital Research Center and serves as the managing editor for InfluenceWatch. A graduate of the College of William and Mary, he previously worked for a Washington, D.C. public relations firm.

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On this weekend's edition of Your Financial Editor, Chris Murray brings in E.J. Antoni, the Chief Economist and Richard Aster Fellow at the Heritage Foundation.

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Chris Murray is joined by Jason Sorens, a Senior Research Fellow at the American Institute for Economic Research to discuss Governmanet rent control.

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Chris Murray is joined by Robert Stilson, a Senior Research Analyst from the Capital Research Center to discuss climate change lawfare.

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Chris Murray brings in Mark Tapscott, Veteran investigative reporter and editor. He is currently The Washington Stand’s Senior Congressional Analyst.

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Chris Murray gives his thoughts on the local news and trends in the business world.

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Chris Murray brings in Bill Bullard, CEO of R-CALF USA who has testified on behalf of this organization to members before Congress and executive branch agencies, has managed numerous lawsuits on behalf of the organization, and is the organization’s registered lobbyist. Bullard, formerly a cow/calf rancher in Perkins County, S.D., served as the Executive Director of the South Dakota Public Utilities Commission from 1995-2001. He has a B.S. in Political Science from Black Hills State University and completed a year of graduate studies at the University of South Dakota.

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Chris Murray brings in David C. Rose, a Senior Research Fellow at the American Institute of Economic Research, an Emeritus Professor of Economics at the University of Missouri-St. Louis, and a member of the US Commission on Civil Rights.

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It's a special BEST OF edition of Your Financial Editor with Chris Murray

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On this weekend's edition of Your Financial Editor, Chris Murray brings in Michael Watson, Research Director for Capital Research Center and serves as the managing editor for InfluenceWatch. A graduate of the College of William and Mary, he previously worked for a Washington, D.C. public relations firm.

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On this weekend's edition of Your Financial Editor, Chris Murray brings in E.J. Antoni, the Chief Economist and Richard Aster Fellow at the Heritage Foundation.

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Chris Murray gives his thoughts on the local news and trends in the business world.

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Chris Murray welcomes Richard Stern, the Acting Director of the Thomas A. Roe Institute for Economic Policy Studies and Director of the Grover M. Hermann Center for the Federal Budget to the program.

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Chris Murray welcomes in S.A. McCarthy, a writer at The Washington Stand and a Contributing Editor at The American Spectator to discuss the latest week in the news.

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Chris Murray gives his thoughts on the local news and trends in the business world.

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Chris Murray chats with Tyler O'Neil is Senior Editor of The Daily Signal.

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It's a special BEST OF edition of Chris Murray!

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Chris Murray chats with Gregory Wrightstone, the Executive Director of the CO2 Coalition

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Chris Murray chats with Michael Watson, Research Director for Capital Research Center and serves as the managing editor for InfluenceWatch.

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Host Chris Murray discusses the latest financial news and trends of the last week.

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Chris Murray chats with Virginia Allen, senior news producer for The Daily Signal and host of "The Daily Signal Podcast" and "Problematic Women."

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Chris Murray chats with John Steele Gordon, a lifelong author and commentator on New York's business and financial history

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Chris Murray welcomes in Conn Carroll, Commentary Editor for the Washington Examiner.

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Host Chris Murray discusses the latest financial news and trends like Trump's tariffs!

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Chris Murray welcomes in Tiffany Justice, the Co-Founder of Moms for Liberty.

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Chris Murray chats with S.A. McCarthy is a writer at The Washington Stand and a Contributing Editor at The American Spectator.

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Chris Murray chats with Robert Romano, VP of Public Policy at the Americans for Limited Government

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Chris Murray chats with Elizabeth Troutman Mitchell, White House Correspondent for The Daily Signal.

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It's a special BEST OF edition of Your Financial Editor with Chris Murray

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Chris Murray chats with Robert Stilson, Senior Research Analyst from the Capital Research Center.

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Chris Murray chats with Kevin Stocklin, a business reporter for the Epoch Times. He covers the ESG industry, global governance, and the intersection of politics and business.

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Chris Murray chats with Tyler O'Neil is managing editor of The Daily Signal

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Chris Murray chats with Judge Glock, who is the Director of Research and a Senior
Fellow at the Manhattan Institute and a contributing editor at City Journal.

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Chris Murray chats CO2 Coalition Executive Director, Gregory Wrightstone.

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Chris Murray chats with Elizabeth Troutman Mitchell, White House Correspondent for The Daily Signal.

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Chris Murray chats with Danny Crichton, Fellow at the Manhattan Institute

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Chris Murray chats with Michael Watson, the Research Director for Capital Research Center

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Host Chris Murray discusses the latest financial news and trends heading into the New Year!

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Chris celebrates Christmas with his listeners!

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Chris Murray chats with Parker Thayer is an Investigative Researcher at Capital Research Center.

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Chris Murray chats with Simon Hankinson, the Senior Research Fellow in the Border Security and Immigration Center at The Heritage Foundation.

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Chris Murray chats with Elaine Parker, President of the Job Creators Network Foundation and Chief Communications Officer of the Job Creators Network

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Chris Murray chats with Gregory Wrightstone, a geologist and Executive Director of the CO2 Coalition. He is also the author of the bestselling book Inconvenient Facts.

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Chris Murray speaks with Hans von Spakovsky, An Attorney & Former Member of the Federal Election Commission (FEC).

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Chris Murray speaks with Jack Fitzhenry, Legal Fellow in The Heritage Foundation’s Edwin Meese III Center for Legal and Judicial Studies.

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray chats with Brian Riedl, A Senior Fellow at the Manhattan Institute

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray chats with Scott Walter of the Capital Research Center.

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray chats with Andy Smarick, A Senior Fellow at the Manhattan Institute

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Chris Murray chats with John Mize, the CEO of Americans United for Life!

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Host Chris Murray chats with Mark Moyar - William P. Harris, Chair of Military History

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray chats with Allison Schrager a senior fellow at the Manhattan Institute.

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray chats with Former U.S. Congressman, Jody Hice.

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Host Chris Murray discusses the latest financial news and trends!

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Host Chris Murray discusses the latest financial news and trends!

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Chris chats with Lou Ferrante, a former Mobster for the Gambino Crime Family.

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Discusses the ramifications of President Joe Biden's newly signed into law a $1.2 trillion spending package, keeping the U.S. government funded through a fiscal year.

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Financial Expert and Host Chris Murray talks with David Legates, former professor of geography at the University of Delaware and the former Director of the Center for Climatic Research.

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Financial Expert and Host Chris Murray talks with Robert Romano, the Vice President of Public Policy at Americans for Limited Government Foundation.

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Financial Expert and Host Chris Murray talks with Joel Griffith is a Research Fellow in the Thomas A. Roe Institute for economic policy studies at The Heritage Foundation.

Joel earned his juris doctor at the Chapman University Dale E. Fowler School of Law, with a dual emphasis in Alternative Dispute Resolution and Federal Income Taxation; he is currently a member of the State Bar of California. At Chapman, he was a charter board member and treasurer of the Investment Law Society, served as a charter member and vice-president of the Chapman chapter of the California Republican Lawyers Association, and competed on both the mock trial and mediation teams.

Following law school, Joel managed an equities trading account utilizing market neutral strategies. As an attorney, he worked with Heideman Nudelman Kalik, PC in Washington, D.C. During the 2012 presidential primary season, Joel worked for a campaign as Michigan State Field Director, Ohio State Operations Director, and Washington Parliamentarian/Assistant Delegate Strategist.

Prior to Heritage, he worked as a researcher for a former member of The Wall Street Journal editorial board. Joel also was Deputy Research Director at the National Association of Counties. Most recently, he was Director of the Center for State Fiscal Reform at the American Legislative Exchange Council. Numerous media outlets have featured Joel’s written analysis, including The Hill, The Wall Street Journal, Forbes online, Investor’s Business Daily, The Washington Times, the Orange County Register, and Times of Israel. He also made appearances on Fox News and Fox Business News.

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Host Chris Murray with latest financial news, trends and date and talks with Elaine Parker of the Job Creators Network.

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Host and Financial Expert Chris Murray talks about "How to avoid investment scams."

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Chris Murray's guest is Steve Bradbury. He served in the Trump Administration as the Senate-confirmed General Counsel of the U.S. Department of Transportation (DOT) from November 2017 until January 2021. As the Department’s chief legal officer, he oversaw all of DOT’s rulemaking and enforcement actions. During his time at DOT, he also served as the Acting Deputy Secretary of Transportation and briefly as the Acting Secretary of Transportation.

During the Bush 43 Administration, Mr. Bradbury served as the Principal Deputy and Acting Assistant Attorney General for the Office of Legal Counsel at the U.S. Department of Justice. As the head of OLC from 2005 to 2009, he advised the President and the Executive Branch on a wide range of constitutional and statutory questions and received the Edmund J. Randolph Award and the Secretary of Defense Medal for Outstanding Public Service, among other awards.

Aside from government service, Mr. Bradbury has been a litigation partner at Kirkland & Ellis LLP and at Dechert LLP in Washington, D.C., where his practice focused on regulatory enforcement and investigations, rulemaking and judicial review of agency actions, appellate cases, and antitrust matters.

Mr. Bradbury clerked for Justice Clarence Thomas on the Supreme Court and for Judge James L. Buckley on the D.C. Circuit. He graduated magna cum laude from Michigan Law School and received his B.A. from Stanford University. He grew up in Portland, Oregon, and lives with his wife in Tysons, Virginia.

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Chris Murray talk with Robert Romano, the Vice President of Public Policy at Americans for Limited Government Foundation and Americans for Limited Government

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Host Chris Murray talks with EJ Antoni, a Research Fellow in The Heritage Foundation’s Grover M. Hermann Center for the Federal Budget.

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Mom's for Liberty co-founder Tina Descovich joins host Chris Murray.

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Host Chris Murray's special guest is Lora Ries (“Reese”) is Senior Research Fellow, Homeland Security, at The Heritage Foundation. She has over 23 years’ experience in the immigration and homeland security arena. Mrs. Ries twice worked at the Department of Homeland Security on management and immigration policy and operations issues. She also worked in the private sector as a homeland security industry strategist and in government relations. She previously worked in the legislative branch as Counsel for the U.S. House of Representatives Judiciary
Committee’s Subcommittee on Immigration and Claims, and started her career at the
Department of Justice’s Board of Immigration Appeals and the Immigration and
Naturalization Service. She earned a Bachelor of Arts degree and a law degree at
Valparaiso University in Indiana.

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Host Chris Murray talks with Desmond Lachman who joined AEI after serving as a managing director and chief emerging market economic strategist at Salomon Smith Barney. He previously served as deputy director in the International Monetary Fund’s (IMF) Policy Development and Review Department and was active in staff formulation of IMF policies. Mr. Lachman has written extensively on the global economic crisis, the U.S. housing market bust, the U.S. dollar, and the strains in the euro area. At AEI, Mr. Lachman is focused on the global macroeconomy, global currency issues, and the multilateral lending agencies.

Experience

  • Adjunct Professor, Georgetown University, 2010
  • Adjunct Professor, Johns Hopkins University, 2009
  • Managing Director and Chief Emerging Market Economic Strategist, Salomon Smith Barney, 1996-2003
  • Deputy Director, Policy Development and Review Department, International Monetary Fund, 1994-96
  • Senior Adviser, European Department, 1990-94; Division Chief, Western Hemisphere Department, 1984-90, International Monetary Fund

Education

PhD, economics, Cambridge University BA, University of Witwatersrand

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Chris Murray's special guest is EJ Antoni. Mr. Antoni is a Research Fellow in The Heritage Foundation’s Grover M. Hermann Center for the Federal Budget. His research focuses on fiscal and monetary policy.

His work has been featured with a variety of news outlets including Daily Caller, Fox News and Fox Business, Wall Street Journal, National Review, CNBC, Washington Times, The Center Square, Washington Examiner, Breitbart, The Federalist, and others. He is also a regular guest on many podcasts and radio programs, including WMAL’s Vince Coglianese Show, heard in the greater D.C. area, where he is the in-house economist.

Antoni’s research has also been featured with numerous think tanks and institutes including the Committee to Unleash Prosperity, where he is a senior fellow. Previously, he was an economist at Texas Public Policy Foundation, an economic consultant for FreedomWorks, and has taught courses ranging from labor economics to money and banking. Antoni holds master’s and doctoral degrees in Economics and frequently speaks at colleges and financial institutions.

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Host Chris Murray talks with Bill Dunkleberg. Mr. Dunkleberg is Chief Economist for the National Federation of Independent Business, where he focuses on entrepreneurship, small business, consumer behavior and the economy. Mr. Dunkleberg is Professor Emeritus at Temple University.

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Research Fellow in The Heritage Foundation's Grover M. Hermann Center for the Federal Budget joins host Chris Murray. 

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  • Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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  • Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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  • Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. Chris got his start in the industry in 1989, and, after working for other financial companies, he decided to follow his drive to help others. In 1995, he founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a veteran financial professional who is focused on helping clients achieve their ideal financial future. He founded Murray Financial Group, a firm dedicated to helping individuals and families overcome the challenges of creating a steady financial foundation.

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Chris Murray is a financial advisor based in Frederick, Maryland, who has been in the advisory business for 22 years. Murray is an employee of Murray Financial Group, Inc. They have worked at Murray Financial Group, Inc for their whole career. Murray maintains Series 63 and Series 65 licenses, qualifying them as both a securities agent and an investment advisor representative, and is registered to advise clients in Maryland.

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"Your financial Editor" Chris Murray some of his favorite Christmas music. 

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A group of powerful congressional Democrats recently unveiled legislation that would expand the Supreme Court from nine to 13 justices.

Nadler exposed what’s fundamentally wrong with the court-packing plans. They in effect would treat courts as if they are just another legislative body.

The end result would be that the Supreme Court and other federal courts are subject to constant packing as the political parties take and lose power.

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Emma WatersResearch Associate, Richard and Helen DeVos Center for Life, Religion, and Family

Emma is a research associate in the Richard and Helen DeVos Center for Life, Religion, and Family at The Heritage Foundation.

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David E. Bernstein is a law professor at the George Mason University School of Law in Arlington, Virginia, where he has taught since 1995. His primary areas of scholarly research are constitutional history and the admissibility of expert testimony. Bernstein is a contributor to the legal blog The Volokh Conspiracy. 

Today he talked about the potential fair admissions case before the Supreme Court.

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Jeffrey A. Tucker, Founder and President of the Brownstone Institute, is an economist and author. He has written 10 books, including Liberty or Lockdown, and thousands of articles in the scholarly and popular press. He writes a daily column on economics at The Epoch Times, and speaks widely on topics of economics, technology, social philosophy, and culture.

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Dakota L. Wood, who served America for two decades in the U.S. Marine Corps, is the senior research fellow for Defense Programs at The Heritage Foundation.

Wood’s research and writing focus on programs, capabilities, operational concepts, and strategies of the U.S. Department of Defense and military services to assess their utility in ensuring the United States has the ability to protect and promote its critical national security interests. Mr. Wood originated and serves as the editor for Heritage’s “Index of U.S. Military Strength,” the only annual assessment available to the public of the status of America’s military and its ability to carry out its core functions.

Wood retired from the U.S. Marine Corps as a Lieutenant Colonel in 2005. During his service as a Marine, he served with a variety of operational units and in various high-level staff assignments. He participated in the planning and execution of operations around the world to include Operation Enduring Freedom, when he served as a lead operational/logistics planner for U.S. Central Command during the initial operational response to the attacks of Sept 11, 2001, and then as a by-name request in late 2002 to augment and lead operational analysis and logistics planning and execution efforts in support of Marine Corps combat forces for the invasion phase of Operation Iraqi Freedom to depose Saddam Hussein.

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Manion earned his Ph.D in government at Notre Dame University, and taught politics, religion, and international relations at Boston University, Catholic University of America, and Christendom College. In addition to teaching, Manion was the staff director of the Senate Foreign Relations Subcommittee on the Western Hemisphere, under Senator Jesse Helms (R-N.C.). He was also a weekly columnist and contributing editor at the The Wanderer newspaper. He continues to be a contributing editor and critic for the Saturday Review and High Fidelitymagazines, as well as having appeared in The Wall Street JournalNational Review, The Journal of Economic Development, The National Catholic Register, and Western Horseman with op-eds and book reviews.

Manion is currently a member of the boards of the American Foreign Policy Council, the Population Research Institute, and is a founding member of the Universidad Francisco Marroquin in Guatemala. He is a Knight of Magistral Grace in the Sovereign Military Hospitaler Order of St. John of Jerusalem, Rhodes, and Malta.

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Erin is a senior research associate in the Border Security and Immigration Center at The Heritage Foundation.

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Rachel Greszler

Rachel Greszler serves as an economics, budget, and entitlements research fellow in the Grover M. Hermann Center for the Federal Budget of The Heritage Foundation's Institute for Economic Freedom.

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Desmond Lachman joined AEI after serving as a managing director and chief emerging market economic strategist at Salomon Smith Barney. He previously served as deputy director in the International Monetary Fund’s (IMF) Policy Development and Review Department and was active in staff formulation of IMF policies. Mr. Lachman has written extensively on the global economic crisis, the U.S. housing market bust, the U.S. dollar, and the strains in the euro area. At AEI, Mr. Lachman is focused on the global macroeconomy, global currency issues, and the multilateral lending agencies.

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EJ is a research fellow for Regional Economics in the Center for Data Analysis at The Heritage Foundation. His research focuses on fiscal and monetary policy.

His work has been featured with a variety of news outlets including Daily Caller, Fox News and Fox Business, Wall Street Journal, National Review, CNBC, Washington Times, The Center Square, Washington Examiner, Breitbart, The Federalist, and others. He is also a frequent guest on, and official economist of, WMAL’s Vince Coglianese Show, heard in the greater DC area.

EJ’s research has also been featured with numerous think tanks and institutes including the Committee to Unleash Prosperity, where he is a senior fellow. Previously, he was an economist at Texas Public Policy Foundation, an economic consultant for FreedomWorks, and has taught courses ranging from labor economics to money and banking. EJ holds master’s and doctoral degrees in economics.

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Jane M. Orient, M.D. is executive director of the Association of American Physicians and Surgeons and president of Doctors for Disaster Preparedness.

Jane M. Orient, M.D., has appeared on major television and radio networks in the U.S. speaking about issues related to healthcare reform. She is executive director of the Association of American Physicians and Surgeons, a voice for patients’ and physicians’ independence since 1943. She is also president of Doctors for Disaster Preparedness and chairman of the Public Health Committee of the Pima County (Arizona) Medical Society.

Dr. Orient is editor of AAPS News, the Doctors for Disaster Preparedness Newsletter, and Civil Defense Perspectives, and is managing editor of the Journal of American Physicians and Surgeons. She is a policy advisor to The Heartland Institute.

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Listen to analysis by Chris each morning on the Morning News Express ay 5:50, 6:50, and 7:50 am.

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Chief economist for the National Federation of Independent Business since 1971, William C. Dunkelberg is an internationally respected authority on small business, entrepreneurship, consumer behavior, consumer credit and government policy. Most recently, he was Professor of Economics at the School of Business and Management, Temple University, where he served as Dean from 1987 through 1994 and as Director of the Center for the Advancement and Study of Entrepreneurship. His prior economics teachings were at the Krannert Graduate School of Management, Purdue University; the Graduate School of Business, Stanford University; and the Survey Research Center at the University of Michigan, where he graduated from with B.A., M.A. and Ph.D. degrees in Economics. Dr. Dunkelberg has also served as an adviser to the U.S. Secretary of Commerce, was a member of the Consumer Advisory Council of the Federal Reserve System in 1989 for a two-year term, and, according to The New York Times, was on the short list for vice president of the Federal Reserve Board. 

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Derek Kreifels is the co-founder and Chief Executive Officer of the State Financial Officers Foundation (SFOF), the only nonprofit in the U.S. that combines ground-breaking free-market research with a strong network of states’ treasurers, auditors, and other financial officers, to actively sustain the health of each state’s economic outlook.

Before co-founding SFOF in 2012, Kreifels spent five years as Assistant State Treasurer of Kansas, where he oversaw the state’s college savings plan, ABLE plan, debt and bond management, and pension investments. During his tenure, his office processed over $21B annually, and he managed 42 employees with an annual budget of over $3.5M.

Kreifels attended Kansas State University, received his undergraduate degree from Wichita State University, and his Master’s degree from Friends University in Wichita. He lends his leadership to several boards and nonprofits. He and his wife Melanie are diehard Kansas City Chiefs fans, enjoy excellent Kansas City BBQ, and love spending time with family.

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Joel Griffith is a research fellow in the Thomas A. Roe Institute for Economic Policy Studies at The Heritage Foundation.

Joel earned his juris doctor at the Chapman University Dale E. Fowler School of Law, with a dual emphasis in Alternative Dispute Resolution and Federal Income Taxation; he is currently a member of the State Bar of California. At Chapman, he was a charter board member and treasurer of the Investment Law Society, served as a charter member and vice-president of the Chapman chapter of the California Republican Lawyers Association, and competed on both the mock trial and mediation teams.

Following law school, Joel managed an equities trading account utilizing market neutral strategies. As an attorney, he worked with Heideman Nudelman Kalik, PC in Washington, D.C. During the 2012 presidential primary season, Joel worked for a campaign as MI state field director, OH state operations director, and WA parliamentarian/assistant delegate strategist.

Prior to Heritage, he worked as a researcher for a former member of  The Wall Street Journal editorial board. Joel also was Deputy Research Director at the National Association of  Counties. Most recently he was Director of the Center for State Fiscal Reform at the American Legislative Exchange Council. Numerous media outlets have featured Joel’s written analysis, including The Hill, The Wall Street Journal, Forbes online, Investor’s Business Daily, The Washington Times, the Orange County Register, and Times of Israel. He also made appearances on Fox News and Fox Business News.

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Desmond Lachman joined AEI after serving as a managing director and chief emerging market economic strategist at Salomon Smith Barney. He previously served as deputy director in the International Monetary Fund’s (IMF) Policy Development and Review Department and was active in staff formulation of IMF policies. Mr. Lachman has written extensively on the global economic crisis, the U.S. housing market bust, the U.S. dollar, and the strains in the euro area. At AEI, Mr. Lachman is focused on the global macroeconomy, global currency issues, and the multilateral lending agencies.

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Lora is director of the Border Security and Immigration Center and a senior research fellow for Homeland Security at The Heritage Foundation. She has over 25 years’ experience in the immigration and homeland security arena. Ries twice worked at the Department of Homeland Security on management and immigration policy and operations issues, most recently as the Acting Deputy Chief of Staff.

She also worked in the private sector as a homeland security industry strategist and in government relations.

Ries previously worked in the legislative branch as Counsel for the U.S. House of Representatives Judiciary Committee’s Subcommittee on Immigration and Claims. She started her career at the Department of Justice’s Board of Immigration Appeals and the Immigration and Naturalization Service.

Ries’ commentary and analysis have been published and quoted in multiple print media, including The National Interest, FoxNews.com, Roll Call, and The Hill. She has done numerous radio and TV interviews, and has testified before Congress.

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Guest: Robert Netzly Do you really know where your investments are going?

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Alex Brill is a senior fellow at the American Enterprise Institute (AEI), where he studies the impact of tax policy on the US economy as well as the fiscal, economic, and political consequences of tax, budget, health care, retirement security, and trade policies. He also works on health care reform, pharmaceutical spending and drug innovation, and unemployment insurance reform. Brill is the editor of Carbon Tax Policy: A Conservative Dialogue on Pro-Growth Opportunities (2017) and the coauthor, with Alan D. Viard, of The Real Tax Burden: More Than Dollars and Cents (2011). He has testified numerous times before Congress on tax policy, labor markets and unemployment insurance, Social Security reform, fiscal stimulus, the manufacturing sector, and biologic drug competition.

Before joining AEI, Brill served as the policy director and chief economist of the House Ways and Means Committee. Previously, he served on the staff of the White House Council of Economic Advisers. He has also served on the staff of the President’s Fiscal Commission (Simpson-Bowles) and the Republican Platform Committee (2008)

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The New York Times bestselling business journalist Christopher Leonard infiltrates one of America’s most mysterious institutions—the Federal Reserve—to show how its policies​ ​spearheaded by Chairman Jerome Powell over the past ten years have accelerated income inequality and put our country’s economic stability at risk.

If you asked most people what forces led to today’s unprecedented income inequality and financial crashes, no one would say the Federal Reserve. For most of its history, the Fed has enjoyed the fawning adoration of the press. When the economy grew, it was credited to the Fed. When the economy imploded in 2008, the Fed got credit for rescuing us.

But the Fed also has a unique power to reshape the American economy for the worse, which it did, fatefully, on November 4, 2010 through a radical intervention called quantitative easing. In just a few short years, the Fed more than quadrupled the money supply with one goal: to encourage banks and other investors to extend more risky debt. Leaders at the Fed knew that they were undertaking a bold experiment that would produce few real jobs, with long-term risks that were hard to measure. But the Fed proceeded anyway...and then found itself trapped. Once it printed all that money, there was no way to withdraw it from circulation. The Fed tried several times, only to see market start to crash, at which point the Fed turned the money spigot back on. That’s what it did when COVID hit, printing 300 years’ worth of money in two short months.

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A repeat of an earlier broadcast.

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Richard M. Reinsch IIContributor

Richard M. Reinsch II is a senior fellow at The Heritage Foundation and columnist for The Daily Signal. He is also a senior writer for Law & Liberty.

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Bethany Mandel 

Heroes of Liberty, a newly released book series for children, teaches values such as liberty and freedom amid what conservative columnist and commentator Bethany Mandel labels as a plague of “woke ideology” that is rampant in the children’s book-publishing world.

The writer, editor and mother of five who homeschools her children told JNS that she found an obvious gap when looking for suitable American history and literature to teach her kids. “There is a clear need in the market for wholesome, patriotic American content that doesn’t apologize for the values we hold dear,” she said.

“My wheelhouse is the intersection of parenting and politics, and I’ve been doing a deep professional dive into the endemic ‘wokeism’ in the entire industry of children’s literature and its impact, from top to bottom. I found that everyone from editors, to agents, to book reviewers and award donors, to librarians and teachers who have bulk-mass-purchasing power are being influenced by this culture,” said Mandel.

“A writer must present to their agent a voice that is considered unique, so many choose to include underrepresented voices such as transgender or black voices, which are indeed underrepresented in a culture where viewpoint diversity is important, but they swung a little bit too hard. … If there isn’t a ‘woke’ element such as gender in a manuscript, the book won’t be published,” she explained.

“Additionally, the way to win literary awards is to introduce challenging topics to children and teach them, and because this ideology views itself as responsible to teach children about everything, many parents find some of the content uncomfortable” for others to teach their children, she said. “So they seek out independent publishing houses like ours.”

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A "Best Of" set of great interviews.

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This is a partial repeat of Chris's 25th anniversary program.

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Fred Lucas is chief national affairs correspondent for The Daily Signal and co-host of "The Right Side of History" podcast. Lucas is also the author of "Abuse of Power: Inside The Three-Year Campaign to Impeach Donald Trump."

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Bill Bullard, C.E.O.

R-CALF USA is a national, non-profit organization, dedicated to ensuring the continued profitability and viability of the U.S. cattle industry. We represent the collective voice of U.S. cattle and sheep producers, in domestic and international trade and marketing issues.

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Starting off the new year the correct way.

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Topic - Pending spending bill and proposed IRS growth and Bureaucracy.

Preston Brashers is a senior policy analyst in the Grover M. Hermann Center for the Federal Budget who focuses on tax policy. Brashers’ research interests include corporate and international tax policy, simplifying and improving transparency in the tax code, tax and entitlement reform, and the distortionary effects of taxes.

Prior to joining Heritage, Brashers was a tax policy specialist in the Research and Fiscal Analysis division of the Washington state Department of Revenue. There he led modeling of the fiscal impacts of various business taxes.

Previously, he was a manager at PricewaterhouseCoopers, where he provided transfer pricing consulting and compliance services to multinational companies in the United States and around the globe. 

Brashers received his Ph.D. in economics from the University of Kentucky in Lexington, KY and his B.S. in economics from the University of Washington in Seattle, WA.

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Hans von Spakovsky is an authority on a wide range of issues—including civil rights, civil justice, the First Amendment, immigration, the rule of law, and government reform—as a senior legal fellow in The Heritage Foundation’s Edwin Meese III Center for Legal and Judicial Studies.

As manager of the think tank’s Election Law Reform Initiative, von Spakovsky also studies and writes about campaign finance restrictions, voter fraud and voter ID, enforcement of federal voting rights laws, administration of elections and voting equipment standards. 

Heritage’s election reform project examines not only how to protect the integrity of campaigns and elections but to achieve greater fairness and security. “In an era of razor-thin election margins, these issues are vital to the preservation of our republican form of government and the rule of law,” von Spakovsky says.

Previously, as manager of the think tank’s Civil Justice Reform Initiative, von Spakovsky studied how plaintiffs’ attorneys and activists attempt to manipulate the courts for their own ends—at the expense of the public.

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This is the 24th anniversary of the Your Financial Editor Show on WFMD. Today Chris has a special guest, Doctor, Ben Carson, Listen for this special show.

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Gregory Zuckerman is a Special Writer at The Wall Street Journal. He's an investigative reporter who writes about business and investing topics. In the past, Greg wrote the "Heard on the Street" column and covered hedge funds, private equity and the credit markets for the paper.

Greg is the author of "The Man Who Solved the Market: How Jim Simons Launched the Quant Revolution," "The Frackers: The Outrageous Inside Story of the New Billionaire Wildcatters," and “The Greatest Trade Ever: The Behind-the-Scenes Story of How John Paulson Defied Wall Street and Made Financial History.” Greg and his two sons wrote "Rising Above: How 11 Athletes Overcame Challenges in their Youth to Become Stars,” and "Rising Above: Inspiring Women in Sports," books for young readers and adults that describe the moving and remarkable stories of how various sports stars overcame imposing setbacks in their youth.

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Maya MacGuineas is the president of the bipartisan Committee for a Responsible Federal Budget. Her areas of expertise include budget, tax, and economic policy. As a leading budget expert and a political independent, she has worked closely with members of both parties and serves as a trusted resource on Capitol Hill. MacGuineas testifies regularly before Congress and has published broadly, including regularly in The Washington Post, The Wall Street Journal, The New York Times, The Financial Times, The Atlantic, and numerous other outlets. She also appears regularly as a commentator on television.

MacGuineas oversees a number of the Committee’s projects including the grassroots coalition Fix the Debt; the Committee’s Fiscal Institute; and FixUS, a project seeking to better understand the root causes of our nation’s growing divisions and deteriorating political system, and to work with others to bring attention to these issues and the need to fix them. Her most recent area of focus is on the future of the economy, technology, and capitalism.

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Shehzad Qazi

Managing Director, China Beige Book International New York, New York, United States500+ connectionsJoin to ConnectChina Beige Book International (CBB)New York UniversityCompany Website

Strategic-minded professional with deep experience in cutting edge macroeconomic research and advisory services for institutional investors and multinational corporations. Proven expertise in setting corporate strategy, driving product innovation and profitable new business acquisition, and building and maintaining excellent client relationships.

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Mark P. Mills is a senior fellow at the Manhattan Institute and a faculty fellow at Northwestern University’s McCormick School of Engineering and Applied Science, where he co-directs an Institute on Manufacturing Science and Innovation. He is also a strategic partner with Montrose Lane (an energy-tech venture fund). Previously, Mills cofounded Digital Power Capital, a boutique venture fund, and was chairman and CTO of ICx Technologies, helping take it public in 2007. Mills is a regular contributor to Forbes.com and is author of Digital Cathedrals (2020) and Work in the Age of Robots (2018). He is also coauthor (with Peter Huber) of The Bottomless Well: The Twilight of Fuel, the Virtue of Waste, and Why We Will Never Run Out of Energy (2005).

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David A. Ditch, a policy analyst at the Heritage Foundation, focuses on federal spending and fiscal policy. He is a research associate in the Grover M. Hermann Center for the Federal Budget. He has appeared on local radio stations across the country, and his work also been featured on FoxBusiness.com, the Los Angeles Times, the St. Louis Post-Dispatch, and many other publications. Prior to joining Heritage, David was a Budget Analyst for the Senate Budget Committee where he oversaw appropriations and agriculture. He has also worked for the Senate Small Business Committee, Rep. Todd Young, Rep. Mark Sanford, and Rep. Raul Labrador.

Today he tries to explain the 3.5 billion economic bill.

Mike Gonzalez, the Angeles T. Arredondo E Pluribus Unum Senior Fellow at The Heritage Foundation, writes on Critical Race Theory, identity politics, diversity, multiculturalism, assimilation and nationalism, as well as foreign policy in general. 

Today he speaks about parents being targeted by the DOJ. because they are against CRT in schools.

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Joel Griffith earned his juris doctor at the Chapman University Dale E. Fowler School of Law, with a dual emphasis in Alternative Dispute Resolution and Federal Income Taxation; he is currently a member of the State Bar of California. At Chapman, he was a charter board member and treasurer of the Investment Law Society, served as a charter member and vice-president of the Chapman chapter of the California Republican Lawyers Association, and competed on both the mock trial and mediation teams.

Following law school, Joel managed an equities trading account utilizing market neutral strategies. As an attorney, he worked with Heideman Nudelman Kalik, PC in Washington, D.C. During the 2012 presidential primary season, Joel worked for a campaign as MI state field director, OH state operations director, and WA parliamentarian/assistant delegate strategist.

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Zack Smith joins The Heritage Foundation as a legal fellow in the Meese Center for Legal and Judicial Studies after serving for several years as an assistant United States Attorney in the Northern District of Florida. Prior to that, he spent two years as an associate in the Washington, D.C. office of Cleary Gottlieb Steen & Hamilton, which he joined after clerking for the Hon. Emmett R. Cox on the United States Court of Appeals for the Eleventh Circuit.

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Electric Cars

Katie Tubb is a senior policy analyst for energy and environmental issues in the Thomas A. Roe Institute for Economic Policy Studies at The Heritage Foundation. Tubb researches and writes on subjects such as nuclear energy, climate change policies, and the benefits of free market environmentalism.

Tubb writes and contributes research to Heritage’s Issue Briefs and Backgrounder policy papers. She is a regular contributor to the think tank’s multimedia news organization, The Daily Signal.  

Her work also is featured in other national outlets such as The Washington Times, National Review, National Journal, Nuclear Townhall, and Real Clear Energy.

Tubb joined Heritage in 2012 as a research assistant in the Roe Institute. She previously was an intern there as well as in the office of then-Rep. Mike Pence, R-Ind.

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Rose Quint is NAHB Assistant Vice President for Survey Research. Quint holds a B.S. in Economics/International Business from Old Dominion University as well as a Master’s degree in Economics from Virginia Polytechnic Institute and State University. Her responsibilities include planning and conducting industry surveys, specifically in the areas of builder sentiment, remodeling, housing affordability, and AD&C financing issues. Quint is also responsible for special research projects, such as studies on builders’ profitability, consumer preferences, construction costs and membership census.

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Bill Bullard joined R-CALF USA as the organization’s first Chief Executive Officer at national headquarters in Billings, Mont., on April 9, 2001.

Bullard has testified on behalf of R-CALF USA members before Congress and executive branch agencies, has managed numerous lawsuits on behalf of the organization, and is the organization’s registered lobbyist.

Bullard, formerly a cow/calf rancher in Perkins County, S.D., served as the Executive Director of the South Dakota Public Utilities Commission from 1995-2001. He has a B.S. in Political Science from Black Hills State University and completed a year of graduate studies at the University of South Dakota.

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David A. Ditch, a policy analyst at the Heritage Foundation, focuses on federal spending and fiscal policy. He is a research associate in the Grover M. Hermann Center for the Federal Budget. He has appeared on local radio stations across the country, and his work also been featured on FoxBusiness.com, the Los Angeles Times, the St. Louis Post-Dispatch, and many other publications.

Prior to joining Heritage, David was a Budget Analyst for the Senate Budget Committee where he oversaw appropriations and agriculture. He has also worked for the Senate Small Business Committee, Rep. Todd Young, Rep. Mark Sanford, and Rep. Raul Labrador.

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Darren Winston serves as Head of the Books, Maps & Manuscripts Department, and is Freeman’s representative for the New York, Connecticut, and Western Massachusetts areas. Born in Chicago and raised in New Jersey, Mr. Winston moved to New York City in 1988, and began his career as a vintage bookseller in 1995. He spent more than ten years selling at book fairs and flea markets, as well as privately, before opening his eponymous bookshop in 2009. Located in Sharon, CT, Darren Winston, Bookseller offered vintage books, prints, and fine art, and hosted in-store events including book signings and art shows. 

Prior to joining Freeman’s, Mr. Winston served as an Independent Consultant to the Fine and Rare Books Department of British luxury company Asprey, from 1999 to 2005, in their New York store. While at Asprey, he was the buyer for both the New York and Beverly Hills boutiques, and organized in-store readings with authors such as Salman Rushdie and Dominick Dunne. In 1993, he was a Creative Consultant for Columbia Records in New York, where he assisted in the repackaging of their 12-record Aerosmith back catalogue; in 1993, Mr. Winston sold his extensive collection of memorabilia, which he began amassing at the age of 14, directly to the ba

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Ken Davis has over forty years of experience in corporate management, public service, and the private practice of law, almost all of which has involved some aspect of the continually evolving electric power industry.

Ken has advised clients about, or been responsible for, matters relating to corporate and project finance, corporate restructuring and strategic planning, the valuation of corporate investment opportunities, regulatory compliance, the regulatory analyses conducted by the federal government, and the procedures used to estimate the social costs and benefits of carbon emissions.

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STEP 1: THE FRESH APPROACH This complimentary meeting gives you the opportunity to discuss your most important financial, lifestyle, and retirement goals and concerns. We will assess your current strategy and explore how to bring it more in alignment with your financial goals.

STEP 2: GREAT EXPECTATIONS Together, we will identify your needs, as well as the specific challenges, opportunities, and strengths, that currently exist in your financial situation.

STEP 3: CRITICAL INVESTIGATION Our staff will conduct extensive research and analysis of your current assets, risk tolerance, and external economic and financial factors. We will then construct a clear, logical financial plan to help you achieve the goals we discussed in The Fresh Approach (Step 1).

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Lora is Director of the Center for Technology Policy and Senior Research Fellow for Homeland Security at The Heritage Foundation. She has over two decades’ experience in the immigration and homeland security arena. Ries twice worked at the Department of Homeland Security on management and immigration policy and operations issues, most recently as the Acting Deputy Chief of Staff.

She also worked in the private sector as a homeland security industry strategist and in government relations.

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Dr. Jonathan Newman is Assistant Professor of Economics and Finance at Bryan College. He holds a PhD in economics from Auburn University. He is a Mises Institute Fellow, and his research and publications have focused on economic methodology, business cycles, and comparative economic systems.

Prior to teaching at Bryan College, Dr. Newman taught at Auburn University and designed online courses for the Foundation for Economic Education. He writes for the Ludwig von Mises Institute and the Foundation for Economic Education.

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Michael J. Ellis joined The Heritage Foundation’s Meese Center for Legal and Judicial Studies as visiting fellow for law and technology. In this role, Ellis uses his distinguished background in technology and national security to work on cutting-edge and pressing legal issues that intersect with the field of technology.

Prior to joining Heritage, Ellis was general counsel of the National Security Agency (NSA) from January to April 2021. Ellis also served in several different roles in the Trump administration, including as the deputy assistant to the president and senior director for intelligence programs at the National Security Council (NSC). In this role, he planned, directed, and coordinated policies and programs across the U.S. intelligence community. He advised senior White House officials on some of the nation’s most sensitive intelligence activities, including covert action, sensitive activities, counterterrorism and cyber operations, and technical intelligence

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America's Relationship with China

Dean Cheng brings detailed knowledge of China's military and space capabilities to bear as The Heritage Foundation's research fellow on Chinese political and security affairs.

He specializes in China's military and foreign policy, in particular its relationship with the rest of Asia and with the United States.

Cheng has written extensively on China's military doctrine, technological implications of its space program and "dual use" issues associated with the communist nation's industrial and scientific infrastructure.

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Raymond J. Keating serves as Chief Economist with the Small Business & Entrepreneurship Council (SBE Council), a national nonpartisan, nonprofit small-business advocacy group. He also writes a weekly newspaper column for Newsday on Long Island. In addition, Keating runs his own small business – Keating Reports – which publishes a variety of analyses and newsletters.

Mr. Keating has authored or co-authored three books — U.S. by the Numbers: What's Left, Right, and Wrong with America State by State (June 2000), New York by the Numbers: State and City in Perpetual Crisis (May 1997), and D.C. by the Numbers: A State of Failure (January 1995). He also has contributed essays for four other books, and is currently working on two new books.

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Mark P. Mills is a senior fellow at the Manhattan Institute and a faculty fellow at Northwestern University’s McCormick School of Engineering and Applied Science, where he co-directs an Institute on Manufacturing Science and Innovation. He is also a strategic partner with Cottonwood Venture Partners (an energy-tech venture fund). Previously, Mills cofounded Digital Power Capital, a boutique venture fund, and was chairman and CTO of ICx Technologies, helping take it public in 2007. Mills is a regular contributor to Forbes.com and is author of Digital Cathedrals (2020) and Work in the Age of Robots (2018). He is also coauthor of The Bottomless Well: The Twilight of Fuel, the Virtue of Waste, and Why We Will Never Run Out of Energy (2005).

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Marc Goldwein Senior Vice President and Senior Policy Director

Marc Goldwein is the Senior Vice President and Senior Policy Director for the Committee for a Responsible Federal Budget, where he guides and conducts research on a wide array of topics related to fiscal policy and the federal budget. He is frequently quoted in a number of major media outlets and works regularly with Members of Congress and their staffs on budget-related issues.

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David A. Ditch, a budget and transportation associate at the Heritage Foundation, focuses on federal spending and fiscal policy. He is a research associate in the Grover M. Hermann Center for the Federal Budget. He has appeared on local radio stations across the country, and his work also been featured on Fox Business.com, the Los Angeles Times, the St. Louis Post-Dispatch, and many other publications.

Prior to joining Heritage, David was a Budget Analyst for the Senate Budget Committee where he oversaw appropriations and agriculture. He has also worked for the Senate Small Business Committee, Rep. Todd Young, Rep. Mark Sanford, and Rep. Raul Labrador.

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Starting as an intern in 1987, David Almasi previously served as executive director and director of media for the National Center for Public Policy Research before becoming the organization’ vice president in 2017.

A veteran of the Washington, D.C. non-profit industry, David has served in media and communications roles for Defenders of Property Rights, Putting People First and Accuracy in Academia. He was also a communications and marketing strategist for URAC – a health care accreditation group.

David’s commentaries have appeared in publications such as the Washington Post, Washington Times, Houston Chronicle, Detroit Free Press, Miami Herald, Philadelphia Inquirer and Orlando Sentinel. He has been a guest on the Fox News Channel and One America News.

as an intern in 1987, David Almasi previously served as executive director and director of media for the National Center for Public Policy Research before becoming the organization’ vice president in 2017.

A veteran of the Washington, D.C. non-profit industry, David has served in media and communications roles for Defenders of Property Rights, Putting People First and Accuracy in Academia. He was also a communications and marketing strategist for URAC – a health care accreditation group.

David’s commentaries have appeared in publications such as the Washington Post, Washington Times, Houston Chronicle, Detroit Free Press, Miami Herald, Philadelphia Inquirer and Orlando Sentinel. He has been a guest on the Fox News Channel and One America News.

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Marc Morano] is a former Republican political aide who founded and runs the website ClimateDepot.com. ClimateDepot is a project of the Committee for a Constructive Tomorrow (CFACT), a Washington, D.C. non-profit that promotes climate change denial

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Anthony B. Kim is research manager and editor of the Index of Economic Freedom. Previously, Kim had served as Deputy Chief of Staff to Dr. Edwin J. Feulner, founder of the Heritage Foundation.  

Focusing on policies related to economic freedom, entrepreneurship, and investment in various countries around the world, Kim researches international economic issues. As an editor, Kim also manages the production of The Heritage Foundation’s annual Index of Economic Freedom. The Index, a widely respected policy guide book, tracks the march of economic freedom around the world by measuring 12 freedoms – from property rights to entrepreneurship – in 186 countries.  

After a decade of publication, Heritage executives in 2007 decided changes were needed to make the Index more accessible to more readers -- from policymakers to investors around the globe. As a leading Heritage expert who grade the listed countries, Kim helped oversee and implement those changes.

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Bill Bullard joined R-CALF USA as the organization’s first Chief Executive Officer at national headquarters in Billings, Mont., on April 9, 2001.

Bullard has testified on behalf of R-CALF USA members before Congress and executive branch agencies, has managed numerous lawsuits on behalf of the organization, and is the organization’s registered lobbyist.

Bullard, formerly a cow/calf rancher in Perkins County, S.D., served as the Executive Director of the South Dakota Public Utilities Commission from 1995-2001. He has a B.S. in Political Science from Black Hills State University and completed a year of graduate studies at the University of South Dakota.

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Alfredo Ortiz is the president and CEO of the Job Creators Network, where he has led the defense of small businesses from the onslaught of bad government policies. Alfredo has testified before legislative committees about the impact of taxation and regulation on small business growth, and speaks frequently to business organizations across the nation about the need for job creators to seize responsibility for defending free enterprise.

He has been widely published in major media outlets, including The Wall Street Journal, USA Today, CNBC, The Hill, and U.S. News & World Report and is a frequent guest on cable news networks and national radio talk shows, including CNN, Fox News, Hugh Hewitt, Mike Gallagher, and the Dennis Prager Show. He is an advisory board member for Littler’s Workplace Policy Institute.

Ortiz was instrumental in helping pass the historic tax cuts bill of 2017. Working with former Speaker of the House, Newt Gingrich, Ortiz focused and directed JCN’s grassroots and business community to support Congressional leadership and include small business owners in the tax cut bill. JCN sent more than 550,000 emails to Congress and ran a multi-million dollar media campaign to support the bill.

Prior to joining JCN, Alfredo was marketing and corporate strategy consultant, working for a variety of Fortune 500 companies. Alfredo received his MBA at the University of Michigan and graduated from Pomona College with a bachelor’s degree in Economics.

Born to immigrant parents in Southern California, Alfredo saw first-hand the importance of job creation and economic opportunity, as his parents fought for their piece of the American Dream.  Now he is grateful for the opportunity to lead an organization that can serve as advocates for the nearly 30 million small business owners in this country that are also fighting for their American Dream, and the nearly 60 million employees that are dependent on the success of these small business owners

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Elaine Parker is the President of the Job Creators Network Foundation and Chief Communications Officer of the Job Creators Network. In her role, she executes the foundation’s principle aims of public policy education and strategic media outreach. Elaine speaks frequently to business organizations and small business owners to identify solutions to the issues they face and develop strategies to address them. Elaine is a frequent guest on nationally syndicated radio shows and television networks–including Fox News. Her op-eds also regularly appear in major print publications–including the Washington Examiner, Real Clear Policy, Orange County Register, The Hill and other national newspapers.

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Brent Sadler joined Heritage Foundation after a 26 year Navy career with numerous operational tours on nuclear powered submarines, personal staffs of senior Defense Department leaders, and as a military diplomat in Asia. As a senior research fellow, Brent’s focus is on maritime security and the technologies shaping our future maritime forces, especially the Navy.

Brent is a native of Springfield, Virginia, and a 1994 graduate with honors of the United States Naval Academy with a degree in Systems Engineering (robotics) and a minor in Japanese. As a 2004 Olmsted Scholar in Tokyo, Japan, he studied at Keio University, Jochi University and the United Nations University. He has a M.A. from Jochi University and M.S. from National War College where he graduated with distinction in 2011 receiving several writing and research awards.

In 2011, he established the Navy Asia Pacific Advisory Group (NAPAG), providing regionally informed advice directly to Chief of Naval Operations’ (CNO). He again served on the CNO’s personal staff in 2015-2016, playing a key role in developing the Defense Department’s Third Offset.  

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Ms. Pullman speaks about here recent article in Time magazine on election interference.

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As director of the Center for Education Policy at the Heritage Foundation, Lindsey Burke oversees the foundation’s research and policy on issues pertaining to preschool, K-12, and higher education reform. Burke’s commentary, research, and op-eds have appeared in numerous magazines and newspapers, and she is a frequent guest on radio and television shows and speaks on education reform issues across the country and internationally. She has published evaluations of education choice options for public policy foundations across the country, and has done extensive work developing and evaluating education savings accounts (ESAs).

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Mike Howell of the Heritage Foundation speaks about Homeland Security and the new Executive Orders. 

Mike joined The Heritage Foundation in October 2018 from the Department of Homeland Security, Office of the General Counsel, where he was the chief legal point of contact for the department’s 3,000-lawyer office for all congressional oversight and investigations that concerned any of the department’s headquarters or component offices. There he dealt with congressional staff regarding document requests, transcribed interviews and depositions, legislation, and correspondence. Prior to joining the Trump administration in this capacity, he was on the Hill from 2013-2017 as an attorney for both the Senate Homeland Security and Governmental Affairs Committee and the House Oversight Committee. 

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For twenty-five years Karen Kerrigan’s leadership, advocacy and training work has helped foster U.S. entrepreneurship and global business growth.  She is  president & CEO of the Small Business & Entrepreneurship Council, and is the group’s chief advocate for its members.

Kerrigan regularly testifies before the U.S. Congress on the key issues impacting entrepreneurs, investment and the economy, most recently before the House Small Business Committee and Financial Services Committee in 2020 on access to capital issues for small businesses and how newly implemented programs during the COVID-19 pandemic (like PPP and EIDL) can be improved to help more small businesses, and reach those with limited access to traditional financial institutions. She has been appointed to numerous federal advisory boards including the National Women’s Business Council, the U.S.-Iraq Business Dialog, the U.S. Treasury’s Taxpayer Advisory Panel, and the National Advisory Committee for Labor Provisions of U.S. Free Trade Agreements. Kerrigan regularly engages with the President’s cabinet and key advisors, and has spoken or led roundtables at several White House economic summits, scores of events hosted by the Small Business Administration, U.S. Treasury Department, Securities and Exchange Commission and other federal government agencies and departments. Kerrigan is a collaborative and well-respected individual within the business community who has led numerous coalitions and initiatives with diverse partners and organizations.  Kerrigan chairs the newly formed Small Business Roundtable, a coalition of leading small business and entrepreneurship organizations dedicated to advancing policy, securing access and promoting inclusion to benefit the businesses at the heart of the American economy.  She has written hundreds of Op-Eds and newspaper columns, and regularly appears on national television and talk radio programs. Kerrigan regularly appears on Fox Business to provide analysis and commentary on the latest economic data, what’s driving the markets, and the outlook for the economy, entrepreneurship and small business growth.

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Lora Ries is a senior research fellow for homeland security at The Heritage Foundation. She has over 23 years’ experience in the immigration and homeland security arena. Ries twice worked at the Department of Homeland Security on management and immigration policy and operations issues, most recently as the Acting Deputy Chief of Staff.

She also worked in the private sector as a homeland security industry strategist and in government relations.

Ries previously worked in the legislative branch as Counsel for the U.S. House of Representatives Judiciary Committee’s Subcommittee on Immigration and Claims. She started her career at the Department of Justice’s Board of Immigration Appeals and the Immigration and Naturalization Service.

Ries’ commentary and analysis have been published and quoted in The National Interest, FoxNews.com, Roll Call, and The Hill. She has been interviewed by Bloomberg, CNN, Washington Monthly, and the John Whitmer radio show. She has testified before Congress on the U.S. Refugee Program.

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Thomas Spoehr serves as director of Heritage's Center for National Defense where he is responsible for supervising research on matters involving U.S. national defense. Prior to joining Heritage, Spoehr served for over 36 years in the U.S. Army, attaining the rank of Lieutenant General. He is an expert on national defense policy and strategy, and has testified before the U.S. Congress on defense strategy, budgets and equipment modernization. Spoehr’s articles and commentary have been published widely in both civilian and military media and he is often called upon to provide expert commentary and analysis.

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By way of introduction, Operation Warp Speed's goal is to produce and deliver over 300 million doses of safe and effective vaccines with the initial doses available by January 2021.  We have a great program in store for you and we want to get right to it, so let's do that.

An expert in health care policy and markets at The Heritage Foundation, Edmund F. Haislmaier frequently is asked to help lawmakers design and draft specific reforms to the health system.

As senior research fellow in Heritage’s Center for Health Policy Studies, Haislmaier's expertise includes health care tax policy, Medicare, Medicaid, foreign health systems, pharmaceuticals and health care price controls.

Haislmaier works on related bills with both state and federal legislators, particularly alternatives to the Affordable Care Act, popularly called Obamacare. He has developed innovative strategies for states to create consumer-centered health insurance markets by using their authority to regulate insurance.

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Chris reviews the impact of the election and what could happen to your retirement savings.

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Lora Ries is a senior research fellow for homeland security at The Heritage Foundation. She has over 23 years’ experience in the immigration and homeland security arena. Ries twice worked at the Department of Homeland Security on management and immigration policy and operations issues, most recently as the Acting Deputy Chief of Staff.

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The dangers of ideological group think in our colleges and universities have been evident for decades. It was over 30 years ago now that Allan Bloom diagnosed the pathology in The Closing of the American Mind. But as the campus Left becomes increasingly empowered, radicalized, and intolerant of other perspectives, it seemed to me that dissident thinkers in higher education would be well-served to consider specific ways to resist these trends at our universities. What follows was initially a letter to myself that articulated my rationale for resisting the campus ideologues and the means by which I would resist them. Through the drafts, it became an open letter to people in academia at large. Over the last two months, the letter has circulated online among professors, many of whom have added their names. We now have over 160 signatures from brave teachers and scholars all over the world. The undersigned speak for themselves—not their institutions. Unlike other open letters that have recently captured public attention, this one doesn’t merely voice disapproval of the ideological vision for higher education. Instead, the signers below commit to particular forms of action that might counter that vision. In short, the letter is a commitment to principled non-compliance. We invite other sympathetic academics to join the fight by adding their names. To do so, email me, Adam Ellwanger, at ellwangera@uhd.edu.

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The Heritage Foundation today opened its newest policy shop, the Grover M. Hermann Center for the Federal Budget. Operating within the Thomas A. Roe Institute for Economic Policy Studies, the Center will focus on federal fiscal policy areas with the vision of getting America back on track and confronting the problems that lawmakers have dismissed as intractable—from tax and entitlement reform to budget process reform.

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For twenty-five years Karen Kerrigan’s leadership, advocacy and training work has helped foster U.S. entrepreneurship and global business growth.  She is  president & CEO of the Small Business & Entrepreneurship Council, and is the group’s chief advocate for its members.

Kerrigan regularly testifies before the U.S. Congress on the key issues impacting entrepreneurs, investment and the economy, and has been appointed to numerous federal advisory boards including the National Women’s Business Council, the U.S.-Iraq Business Dialog, the U.S. Treasury’s Taxpayer Advisory Panel, and the National Advisory Committee for Labor Provisions of U.S. Free Trade Agreements. Kerrigan regularly engages with the President’s cabinet and key advisors, and has spoken or led roundtables at several White House economic summits, scores of events hosted by the Small Business Administration, U.S. Treasury Department, Securities and Exchange Commission and other federal government agencies and departments. Kerrigan is a collaborative and well-respected individual within the business community who has led numerous coalitions and initiatives with diverse partners and organizations.  Kerrigan chairs the newly formed Small Business Roundtable, a coalition of leading small business and entrepreneurship organizations dedicated to advancing policy, securing access and promoting inclusion to benefit the businesses at the heart of the American economy.  She has written hundreds of Op-Eds and newspaper columns, and regularly appears on national television and talk radio programs. Kerrigan regularly appears on Fox Business to provide analysis and commentary on the latest economic data, what’s driving the markets, and the outlook for the economy, entrepreneurship and small business growth.

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Nicolas (Nick) Loris, an economist, focuses on energy, environmental, and regulatory issues as the Deputy Director of the Thomas A. Roe Institute for Economic Policy Studies and Herbert and Joyce Morgan fellow at The Heritage Foundation. Loris studies and writes about energy supplies, energy prices, and other economic effects of environmental policies and regulations, including climate change legislation, energy efficiency mandates, and energy subsidies. He also covers coal, oil, natural gas, nuclear gas, and renewable energy policy and articulates the benefits of free market environmentalism.

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Steven W. Mosher is an internationally recognized authority on China and population issues, as well as an acclaimed author, speaker. He has worked tirelessly since 1979 to fight coercive population control programs and has helped hundreds of thousands of women and families worldwide over the years.

In 1979, Steven was the first American social scientist to visit mainland China. He was invited there by the Chinese government, where he had access to government documents and actually witnessed women being forced to have abortions under the new “one-child policy.” Mr. Mosher was a pro-choice atheist at the time, but witnessing these traumatic abortions led him to reconsider his convictions and to eventually become a practicing, pro-life Roman Catholic.

Steven has appeared numerous times before Congress as an expert in world population, China, and human rights abuses. He has also made TV appearances on Good Morning America, 60 Minutes, The Today Show, 20/20, FOX and CNN news, as well as being a regular guest on talk radio shows across the nation.

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Planet of the Humans, a Michael Moore vehicle, came and went with little fanfare. Perhaps it was the message that our feeble attempts at halting climate change were just that: feeble and useless. Solar panels, wind turbines, electric cars and the like were criticized as mere “band-aids” and corporate moneymakers that leave a larger human footprint on Gaia. In truth, the sole savior of the Earth is controlling the root of energy consumption: our population.

Mother Earth aside, Margaret Sanger and her eugenicist friends tried to control population by cruel design in the early 1900s. She opposed philanthropy as it perpetuated “human waste.” To achieve world peace,

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Doug Badger’s career in public policy spans more than three decades and includes stints as a policy adviser to the White House, the U.S. Senate, the Department of Health and Human Services and the Social Security Administration.  He has a distinguished track-record of creating and advancing conservative, practical ideas to help lower American’s health costs and expand their choices. 

Doug served as Special Assistant to the President on the National Economic Council, where he advised President George W. Bush on health-related matters, including the creation of Health Savings Accounts.  He later served as Deputy Assistant to the President for Legislative Affairs, where he helped formulate Administration policy and legislative strategy on a broad range of issues, including health care, energy, taxes, financial services, pensions and employee benefits, intellectual property, trade, and telecommunications.

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President Donald Trump’s next move in an increasingly fraught trade war with China could be one for the history books, literally. The Trump administration has been studying the unlikely prospect of reviving century-old claims on Chinese bonds sold before the founding of the communist People’s Republic.

The defaulted China bonds can be found in the attics and basements of thousands of Americans, or on EBay, where the certificates sell as collectibles for as little as a few hundred dollars each. The PRC, which succeeded the Republic of China after it replaced the imperial dynasty, has never recognized the debt, though that hasn’t stopped decades of attempts to collect payment on it.

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NFIB is the voice of small business. Learn how NFIB and our members work to keep America’s small businesses strong and independent.  https://www.nfib.com/

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Peter J. Pitts, a former FDA associate commissioner, is president of the Center for Medicine in the Public Interest and a visiting professor at the University of Paris, Descartes Medical School.

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Fred Lucas is the White House correspondent for The Daily Signal and co-host of "The Right Side of History" podcast. Lucas is also the author of “Tainted by Suspicion: The Secret Deals and Electoral Chaos of Disputed Presidential Elections.”

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After graduating Cum Laude from Amherst College and Order of the Coif from New York University Law School, Professor Hardaway joined the U.S. Navy JAG Corps where he processed civil claims and also served as both a prosecutor and criminal defense lawyer. After serving four years, he joined the Denver law firm of Rovira, Demuth, and Eiberger where he practiced civil litigation. He also later served as a Deputy District attorney for Arapahoe County and rounded out his litigation career as a Colorado Deputy Public Defender, where he handled hundreds of felony cases, including death penalty cases. From there, he first entered academia as a clinical supervisor at the University of Denver College of Law, ultimately becoming a tenured Professor of Law. He has also been a Visting Professor of Law at Hastings Law School at the University of California, and at Washington University Law School in Washington, D.C.

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Dean Cheng- The Heritage Foundation's Research Fellow on Chinese Political and Security Affairs.

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For twenty-five years Karen Kerrigan’s leadership, advocacy and training work has helped foster U.S. entrepreneurship and global business growth.  She is  president & CEO of the Small Business & Entrepreneurship Council, and is the group’s chief advocate for its members.

Kerrigan regularly testifies before the U.S. Congress on the key issues impacting entrepreneurs, investment and the economy, and has been appointed to numerous federal advisory boards including the National Women’s Business Council, the U.S.-Iraq Business Dialog, the U.S. Treasury’s Taxpayer Advisory Panel, and the National Advisory Committee for Labor Provisions of U.S. Free Trade Agreements. Kerrigan regularly engages with the President’s cabinet and key advisors, and has spoken or led roundtables at several White House economic summits, scores of events hosted by the Small Business Administration, U.S. Treasury Department, Securities and Exchange Commission and other federal government agencies and departments. Kerrigan is a collaborative and well-respected individual within the business community who has led numerous coalitions and initiatives with diverse partners and organizations. 

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Helpful downloads this week are;

1.The Top 10 Factors to Consider for Your Retirement.

  1. How Much Retirement Money Can You Afford to Lose?

You can obtain your copy by texting  to 301-683-5360.

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Down loads available from the Murray Financial Web Site this week. The top 10 Things to Consider for Retirement. How Much of Your Retirement Income can You Afford to Lose?

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Strategies for Success in these times.

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If you would like more information on your retirement tax options, ask for the download, "The Income Bridge."  You can obtain your copy by texting the word "income" to 301-683-5360.

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If you would like more information on your retirement options, ask for the download, "The Income Bridge."  You can obtain your copy by texting the word "income" to 301-683-5360.

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Gregory Zuckerman is a Special Writer at The Wall Street Journal. He writes about big financial trades, hedge funds, private-equity firms and other investing and business topics. In the past, Greg wrote the "Heard on the Street" column and covered the credit markets for the paper.

Greg is the author of "The Frackers: The Outrageous Inside Story of the New Billionaire Wildcatters," published November 2013 by Penguin Press. He's also the author of “The Greatest Trade Ever.

Michael Ainslie has been a champion of education for decades. His passion has been The Posse Foundation, which he helped launch in 1994. Michael was Posse's first board chair, serving for thirteen years and continues on the Posse board..This is the remarkable memoir of Michael Ainslie, a man who has always embraced the adventures and misadventures of business and life. In A Nose for Trouble, he describes his personal experience with several high profile events, including the 2008 bankruptcy filing of Lehman Brothers.

He authored "A Nose for Trouble".

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For more information on how to handle the volatile markets, use the Financial Editor text line.

Text to the word market to 301-683-5360

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For more information on how to handle the volatile markets, use the Financial Editor text line.

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A close look at the future of healthcare in America.

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The second half deals with a Karl Marx economy.

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Hopinag all have a happy holiday.

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Claude Barfield is a member of The American Enterprise Institute which is a public policy think tank dedicated to defending human dignity, expanding human potential, and building a freer and safer world. The work of our scholars and staff advances ideas rooted in our belief in democracy, free enterprise, American strength and global leadership, solidarity with those at the periphery of our society, and a pluralistic, entrepreneurial culture.

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Chris Murray offers more in depth advice concerning retirement via a download on your mobile device. Text the word "advisor" to 301-683-5360 to obtain this information.

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Chris Murray offers more in depth advice concerning retirement via a download on your mobile device. Text the word "retirement" to 301-683-5360 to obtain this information.

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Chris Murray offers more in depth advice concerning retirement via a download on your mobile device. Text the word "checklist" to 301-683-5360 to obtain this information.

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STEP 1: THE FRESH APPROACH
This complimentary meeting gives you the opportunity to discuss your most important financial, lifestyle, and retirement goals and concerns. We will assess your current strategy and explore how to bring it more in alignment with your financial goals.

STEP 2: GREAT EXPECTATIONS
Together, we will identify your needs, as well as the specific challenges, opportunities, and strengths, that currently exist in your financial situation.

STEP 3: CRITICAL INVESTIGATION
Our staff will conduct extensive research and analysis of your current assets, risk tolerance, and external economic and financial factors. We will then construct a clear, logical financial plan to help you achieve the goals we discussed in The Fresh Approach (Step 1).

STEP 4: A PANORAMIC PICTURE
In a comprehensive, face-to-face meeting, we will review all the options and opportunities outlined in the retirement strategy we created to help you achieve your income goals. If this strategy makes sense to you, this is when you may engage our firm to manage your strategy going forward.

STEP 5: THE ENFORCER
For assets under management, we provide ongoing monitoring of changing financial needs, economic events, and financial markets. Our service to you includes periodic rebalancing of your portfolio, ensuring that your risk tolerance and asset allocation are up to date.

STEP 6: RELATIONSHIP MAXIMIZER
We are deeply committed to our clients, and it shows in the way that we provide them with useful and beneficial information and communication, including regular in-person meetings, written correspondence, email updates, and informational forums. It is our hope that both of us get the most out of our partnership.

STEP 7: PASSING THE TORCH
Your trust and confidence in our firm are essential to our success, as is the growth of our client base. We are constantly seeking like-minded clients to help build a successful and sustainable future, and we greatly appreciate your referrals to our firm.

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More Financial News from Chris Murray

Now live at 6:00 AM and 1 PM each Saturday.

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Dr. Bruce Ashford has been teaching at Southeastern since 2003 and became the provost in 2013.  His goal in teaching is to encourage his students to bear witness to the truth, goodness and beauty of the gospel and to work out its implications in all facets of their lives and in all dimensions of culture. Ashford defended his dissertation on “Ludwig Wittgenstein’s Impact on Anglo-American Theology,” is the co-author of One Nation under God: A Christian Hope for American Politics (B&H, 2015), the author Every Square Inch: An Introduction to Cultural Engagement for Christians (Lexham, 2015), and is the editor of Theology and Practice of Mission (B&H, 2011). His primary interest is public theology; his secondary interests include philosophy of education, theology of mission, theological method, and contemporary theology. He is married to Lauren, with whom he has two daughters (Riley Noelle, Anna Katherine) and a son (John Paul Kuyper). He is an elder at The Summit Church (Raleigh-Durham, NC).

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