The Retirement Wisdom Podcast: Recent Episodes
Retirement Wisdom
A lot changes when you retire. That can be daunting, but it also presents valuable opportunities. It gives you a window to recreate a new approach to life now that you’ll have the time and freedom to pursue what you’d like to do. Teresa Amabile, co-author of the new book Retiring: Creating a Life That Works for You, joins us to discuss the key lessons from over 200 interviews with 120 people and their experiences in retiring.
Teresa Amabile joins us from Massachusetts.
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BioTeresa Amabile is the Edsel Bryant Ford Professor of Business Administration, Emerita and a Director of Research at Harvard Business School. Originally educated as a chemist, Teresa received her doctorate in psychology from Stanford University. She studies how everyday life inside organizations can influence people and their performance. Teresa’s research encompasses creativity, productivity, innovation, and inner work life – the confluence of emotions, perceptions, and motivation that people experience as they react to events at work.
Teresa’s work has earned several awards: the Lifetime Achievement Award from the Academy of Management’s OB Division (2018); the Distinguished Scholar Award from the Society for Personality and Social Psychology (2017); the Lifetime Achievement Award from the Israel Organizational Behavior Conference (2018); the Center for Creative Leadership Best Paper Award (in Leadership Quarterly) (2005); and the Torrance Award from the National Association for Gifted Children (1998). In 2020, she was named one of the top 50 scholars, by citation count, in business/management (PLOS Biology). She has presented her theories, research results, and practical implications to various groups in business, government, and education, including Apple, IDEO, Procter & Gamble, Roche Pharma, Genentech, TEDx Atlanta, the Society for Human Resource Management, Pfizer, and the World Economic Forum. In addition to participating in various executive programs at Harvard Business School, she created the MBA course Managing for Creativity, and has taught several courses to first-year MBA students. Teresa was the host/instructor of Against All Odds: Inside Statistics, a 26-part instructional series originally produced for broadcast on PBS. She was a director of Seaman Corporation for 25 years, and has served on the boards of other organizations.
Teresa’s discoveries appear in her book, The Progress Principle: Using Small Wins to Ignite Joy, Engagement, and Creativity at Work. The book, based on research into nearly 12,000 daily diary entries from over 200 professionals inside organizations, illuminates how everyday events at work can impact employee engagement and creative productivity. Published in August 2011 by Harvard Business Review Press, the book is co-authored with Teresa’s husband and collaborator, Steven Kramer, Ph.D. Her other books include Creativity in Context and Growing Up Creative. Teresa has published over 100 scholarly articles and chapters, in outlets including top journals in psychology (such as Journal of Personality and Social Psychology and American Psychologist) and in management (Administrative Science Quarterly, Academy of Management Journal). She is also the author of The Work Preference Inventory and KEYS to Creativity and Innovation. Teresa has used insights from her research in working with various groups in business, government, and education, including Procter & Gamble, Novartis International AG, Motorola, IDEO, and the Creative Education Foundation.
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For More on Teresa Amabile
Retiring: Creating a Life That Works for You
by Teresa M. Amabile , Lotte Bailyn, Marcy Crary , Douglas T. Hall and Kathy E. Kram
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Podcast Episodes You May Like
Edit Your Life – Elisabeth Sharp McKetta
The Balancing Act in Retirement – Stew Friedman
Retirement Rookies – Stephen & Karen Kreider Yoder
Independence Day – Steve Lopez
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Wise Quotes
On the Developmental Tasks in Retirement
“We found four jobs, essentially, four tasks that people have to do when they retire. Now, this work can be fun and exciting, at least parts of it, but it does take time and effort. The first task is deciding when and how to retire. This is a big deal for most jobs and most professions in the U.S. because we do not have a mandatory retirement age, as many industrialized countries do. So the decision is a thing that we have to deal with. The second task is detaching from work, tangibly ending, finishing up your work, doing the HR paperwork, but psychologically as well. And that part is a lot more difficult for many people, because they have to deal with a trio of losses, or at least big changes. One is identity. Another one is relationships that you’ve had for maybe decades at work. And the third is life structure loss. So your life has been really structured by that thing that’s occupied 40 or maybe 50 or more waking hours of your life for decades. So there’s that life structure loss. And that can all make detaching from work that second task kind of challenging. We saw many ways that people could deal with that successfully, but it is work. And the third task is exploring and experimenting to build a provisional retirement life, once you are in retirement. This can involve exploring and experimenting with new activities, relationships, groups, new organizations to join, places to be. That exploration actually can start before you retire. Some people started dipping their toe into some things.But it usually happens in a big way after people retire in those first months and and really first year sometimes. And the fourth task is consolidating a quasi-stable retirement life. So figuring out from that provisional retirement life what seemed to be working well for you and and keeping those elements in your life, investing in them more if you feel like it and settling into something that feels more or less like a settled rhythm and routine for your life.”
On Life Structure
“Let me just explain this concept of life structure. Your life structure basically just includes everything in your life at a given point in time. Activities and relationships, groups and organizations you belong to, places where you spend your time. In our data, we saw a constant interplay, a kind of dance throughout the retirement transition between people’s life structure and what we psychologists call their self. The self includes everything central about a person. There are multiple identities. A person can be an engineer and a leader and a grandparent. So multiple identities, their values and priorities, their needs, their personalities, even their health.”
On The 4 As
“The four A’s…are alignment, awareness. agency and adaptability. So alignment is developing the realization that you should try to work toward good alignment between yourself and your life structure. And that just means looking at your life structure realistically and honestly and looking at yourself as you are now and seeing Does that life structure align well with who I am? And for that you need the second A, which is awareness. So you need to develop a good awareness of what the dynamics in your life structure really are and how they’re affecting you. You also need to develop good self -awareness. That’s often tougher for many of us. And it sometimes takes talking with a trusted other person, a mentor, a therapist or a counselor, sometimes a coach. I know you coach people, a trusted friend or a family member to help you reflect on who you are now. What’s really important to you? What are your needs? What are your most important values? So that A of awareness is absolutely necessary for you to develop that alignment that you need. And also to develop alignment, you need to exercise agency and that is to have the courage to proactively make changes in your life structure if you see that there are elements that aren’t working so well for you or maybe the agency to try to make some changes in yourself. And finally, because, as you said, life happens. We can’t exercise agency over everything in our lives. In fact, the truth is we can exercise agency over very few things in our lives. So we need to develop adaptability when things happen that we cannot control, we can’t change, this is our life and we need to figure out how to adapt, how to adjust.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. He’s an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.4 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference.
It’s time to look back at our best podcast conversations from earlier this year.
We’ve covered smart moves you can make to optimize your physical and cognitive health and longevity; how a Life Calculator can give you a wake up call and stop you from procrastinating, and why more people are rejecting the idea of a traditional retirement – and choosing their own adventure. We also explored why our retirement system in the US needs an overhaul; how you can make today your last bad day; how social connections affect your health – and what you can do about it.
Listen in for insights to help you retire smarter.
Want to listen it any of of the full conversations?
How Not to Age –Dr. Michael Greger
Live Like You Mean It – Jodi Wellman
Why We Remember – Charan Ranganath
Unretired – Mark Walton
My Last Bad Day – Michael O’Brien
The Uncertainty of Retirement in the New Economy – Teresa Ghilarducci
The Laws of Connection – David Robson
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Other Best Of Episodes You May Like
Best of 2024-Part One
Best of The Retirement Wisdom Podcast 2023 – Part Two
The Very Best of 2022
The Best of 2021 – Retirement Wisdom
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. He’s an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.4 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference.
What constitutes a good life? Marc Schulz, co-author of The Good Life: Lessons from the World’s Longest Scientific Study of Happiness, highlights useful insights from the Harvard Study of Adult Development, which has been running for over eight decades. You’ll hear advice you can use in building your good life.
Marc Schulz joins us from Bryn Mawr, Pennsylvania.
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BioMarc Schulz is the associate director of the Harvard Study of Adult Development and the Sue Kardas PhD 1971 Chair in Psychology at Bryn Mawr College.
He also directs the Data Science Program and previously chaired the psychology department and Clinical Developmental Psychology PhD program at Bryn Mawr.
Dr. Schulz received his BA from Amherst College and his PhD in clinical psychology from the University of California at Berkeley. He is a practicing therapist with postdoctoral training in health and clinical psychology at Harvard Medical School.
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For More on Marc Schulz
The Good Life: Lessons from the World’s Longest Scientific Study of Happiness
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Podcast Episodes You May Like
Retire Happy – Dr. Catherine Sanderson
Happier Hour – Cassie Holmes, PhD
Edit Your Life – Elisabeth Sharp McKetta
The Mindful Body – Ellen Langer
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Wise Quotes
On Relationships and Well-Being
“One is a finding that should be familiar to many of your listeners. We really want to take care of our body like we’re going to be in it for a long time. Let’s shoot for 100 years. And what does that mean? That means that we want to move our body. Exercise is good for us. We want to avoid smoking. We want to moderate our drinking of alcohol. And we also want to, particularly as we age, to go to doctors and make sure that we’re getting treatments that are important to maintain our health, because many of us develop different kinds of challenges as we get older, physical and medical challenges that are important to take care of. The study also has made important contributions to recognizing that stuff happens to all of us, that very few lives happen without adversity, and how we meet adversity, and particularly the feelings and emotions that adversity tends to engender, are really important for our health and our well -being. But the big finding, and this is the finding that we talk about most in our book, The Good Life, is that it’s very clear across this 86 years of research, and hundreds of papers, that the most important predictor of health and happiness throughout the lifespan is the quality of our relationships with others. How connected we are, how much we can rely on other support, and how much we’re able to do that are really key predictors of how happy we’ll be and how healthy we will be. And it’s all kinds of relationships. It’s not just the person who you may have been lucky enough to spend a good portion of your time with. So it’s not just our marital partners or our intimate partners, it’s friends, neighbors, people we work with, people in our communities, it’s all types of relationships that matter.”
On Social Fitness
“So we talk about this idea of social fitness as being really important. Obviously, it’s a metaphor like physical fitness and some of the lessons about physical fitness apply here. We want to, first of all, assess where we are, and to be thoughtful about where we are. And this comes from our research when we interviewed people, for example, in their 80s and we asked if they had regrets. Most of the regrets that people had had to do with losses in relationships. People that they had been friendly with, that they lost touch with, people who maybe they hadn’t been as kind to as they wish they had. And this could be the person that they were married to. It could be children. It could be people they worked with. But people talked about remorse and regret around not building and sustaining relationships over life. So we know that if we don’t attend to them, just like our muscles, our fitness in the social domain tends to atrophy. So we need to kind of lean in, be proactive about our engagement with others, and it helps to step back and assess where we are. So what’s going well in my social connection sphere? Who am I spending time with? Are those the people I want to spend time with? Who am I not spending time with that I have a strong connection or I’d like to develop more of a connection with? So that assessment is a critical part of physical fitness and it should be part of social fitness. And then it’s really about leaning into this and walking the walk. So what do I mean by that? We want to spend the time that we think is important on relationships. That means making time to talk to people regularly, to go on walks with people that we care about, to go to social engagements in which we might meet new people or sustain relationships that are important to us.”
On Paying Attention
“Attention is just so important. You learn stuff when you write books, and one of the things we learned early on when we were writing the book is the language we use around attention. We pay attention, and that suggests how much of an important resource attention is. It’s something we control or we try to control, and we can give it to people. We can lavish people with it if we prioritize them in our lives. What’s particularly important is we’re in an era where there are lots of attempts to grab our attention. So phones and technology are particularly good at grabbing our attention away from other people, and we need to proactively, intentionally focus our attention on the people that are important to us. That’s the way that we build relationships, and it’s a way we convey to others that they’re important to us. So paying attention on purpose, listening with curiosity, those are the things that are really important. For many of us in this busy world filled with technology, having the experience of being particularly in person, having someone pay attention to us is an incredible feeling. It’s sometimes something we sadly forget because we don’t have the experience enough. So really critical for people to do that. It’s something that we hope we might get from parents or grandparents. It’s a gift that people can give to others, including parents and grandparents. But it’s true in all relationships. It means really listening and being curious.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. He’s an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.4 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference.
What’s that sound? Our guest today explains that it’s the retirement savings bomb ticking louder. Listen in and get smarter about RMDs, Roth IRAs – and the tax bomb that’s ticking louder for you.
Ed Slott joins us from New York.
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BioEd Slott is the author of The Retirement Savings Time Bomb Ticks Louder: How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings and Ignite Your Financial Freedom.
Ed is a nationally recognized IRA distribution expert, professional speaker, television personality, and best-selling author. He is known for his unparalleled ability to turn advanced tax strategies into understandable, actionable and entertaining advice. He has been named “The Best Source for IRA Advice” by The Wall Street Journal, and USA Today wrote, “It would be tough to find anyone who knows more about IRAs than CPA Slott.”
As president and founder of Ed Slott and Company, LLC, the nation’s leading source of accurate, timely IRA expertise and analysis to financial advisors, institutions, consumers and media, he provides:
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Advanced training to financial professionals to become knowledgeable recognized leaders in the retirement marketplace; and
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Answers to retirement savers’ most important questions, continually providing practical, easy-to- understand information
on IRA, retirement, tax and financial planning topics.
Mr. Slott is a Professor of Practice at The American College of Financial Services and regularly presents on IRA and estate planning strategies at both consumer events and conferences for financial advisors, insurance professionals, CPAs and attorneys, including virtual events drawing thousands of attendees nationwide. He has provided topical keynote presentations for leading financial membership organizations, including the Financial Planning Association, National Association of Personal Financial Advisors, Estate Planning Councils and the American Institute of Certified Public Accountants, as well as leading corporate financial firms coast-to-coast.
Mr. Slott is an accomplished author of many financial and retirement-focused books, including most recently Ed Slott’s Retirement Decisions Guide: 2021 Edition (IRAHelp, 2021) and Fund Your Future: A Tax-Smart Savings Plan in Your 20s and 30s (IRAHelp, 2021) with The New Retirement Savings Time Bomb (Penguin Random House, 2021). He also hosts the popular website irahelp.com as a resource for financial professionals and consumers, where The Slott Report blog is followed by tens of thousands of readers.
As the go-to resource for media on timely insight on breaking news as it relates to retirement and tax planning laws and strategies, Mr. Slott is often quoted in The New York Times, The Wall Street Journal, Forbes, USA Today, Kiplinger, Investor’s Business Daily and numerous additional national magazines and financial publications. He provides a monthly Q&A column to AARP and is also a contributing columnist and media resource to Financial Planning, Financial Advisor and Investment News magazines. He has appeared on many national television and radio programs, including NBC, ABC, CBS, CNBC, CNN, FOX , FOXBUSINESS, NPR, Bloomberg and Morningstar.
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For More on Ed Slott
Website
The Retirement Savings Time Bomb Ticks Louder
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Podcast Episodes You May Like
An Economist’s Take on Retirement Planning – Larry Kotlikoff
The Balancing Act in Retirement – Stew Friedman
Retire Happy – Dr. Catherine Sanderson
Independence Day – Steve Lopez
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Wise Quotes
On The Retirement Savings Tax Bomb
“I think it’s reaching a point where in my latest book, I call it The Retirement Savings Time Bomb Ticks Louder, in big letters, because I’m worried this ticking tax time bomb, if you can say that three times fast. The ticking tax time bomb you asked me about is simply the tax bill growing inside your IRA. It’s like the movie Aliens where it’s growing and growing inside, but you don’t see it because you see your IRA balance going up and up – and you say, Well, that’s good. But a lot of that is owed right back to the government. I always say your IRA is an IOU to the IRS. It’s a debt growing. That’s what it is, like a mortgage on your home. You have a mortgage on your retirement savings. The reason, and that’s the tax building up. And I call it a ticking tax time bomb because we don’t know when it’s going to go off, depending on when Congress gets its act together.”
On Your Joint Partner
“Even if rates stay the same, Joe, your balance is going up, and at some point, you’re going to get hit hard in retirement – at the worst possible time. People think their retirement savings is theirs. But if you look at the word theirs, it spells the IRS. Look at the word theirs, T -H -E -I -R -S. People think just because you get a statement on your monthly or quarterly, whenever you look at it online, that you think that’s your money because your name is on there. Well, there’s a hidden partner on there. It’s like a joint account. Can you imagine if somebody told you your IRA was a joint account with Uncle Sam? Now, most people understand the concept of a joint account. You see it with husband and wife, spouses, and that generally means 50 -50. The difference with this joint account with Uncle Sam, you don’t know what his share will be based on what future tax rates might be, which I worry about being higher. So the big mistake is to be lulled into this false sense of security that you think all of that money will be spendable in retirement. It won’t.”
On Roth IRAs
“The key item is, I always like to say, move your money from accounts that are forever taxed, tax deferred, to never taxed. Tax-free. That’s the promised land. That’s where you want to be. The Holy Grail, where you never have to worry about the uncertainty of what future higher taxes can do to your standard of living in retirement. So the big message is, if you’ve been saving the wrong way – but that’s how we were taught, saving in IRAs, putting money in 401(k)s – you’re just building a bit of a tax bill for IRS and yourself. Instead of that, start going the other way. Now, this is counterintuitive because I’ve been saving, I’ve been accumulating my whole life. Why should I go the other way? I want to keep building. I’m still working. I’m getting closer to retirement. I want to put the pedal to the metal. Don’t do that. Don’t add any more money. Focus on getting that money out. One alternative, one suggestion, a strong suggestion: convert to Roth IRAs. What does that mean? Take some of that money down now, even before retirement, especially if you’re in your sixties, that’s a sweet spot before you’re forced to take it out at 73 and move it to a Roth. And then it grows tax free for the rest of your life. Now that sounds simple. So the question is why wouldn’t everybody do that? And you know the answer, right, Joe? The answer is you have to pay tax. There’s a toll and nobody wants to pay the tax upfront. And that’s short-sighted. But I’m telling you now is the time to pay taxes while rates are at historic lows. The key to saving money in taxes, and you can save a fortune, tens of thousands, hundreds of thousands, even millions, depending on how much you have saved, just with good tax planning.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. He’s an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.4 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Make no mistake. There’s a lot you can’t control about your retirement. The economy. The markets. That neighbor. But there is something you can control that will make a big difference in your quality of life. Your mindset. Michael O’Brien shares his compelling story and how he learned how to prevent bad moments from turning into bad days.
Michael O’Brien joins us from the Garden State of New Jersey.
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BioMichael O’Brien is President and Founder of Peloton Coaching and Consulting. As a certified executive coach, he has advised, motivated, and inspired Fortune 500 executives, entrepreneurs, and other difference-makers at organizations like Brother International and Johnson and Johnson. He also serves as a mentor and volunteer with organizations that promote professional growth, such as the Healthcare Businesswomen’s Association and James Madison University’s College of Business. Before starting Peloton Coaching and Consulting, he was a healthcare sales and marketing executive and received his marketing degree from James Madison University. He lives in New Jersey with his wife and two daughters.
Michael is the author of two books, his inspiring memoir: Shift: Creating Better Tomorrows: Winning at Work and in Life and the companion work, My Last Bad Day Shift: How to Prevent Bad Moments from Turning into Bad Days: a practical and powerful guide to lead a life free of bad days.
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For More on Michael O’Brien
Shift: Creating Better Tomorrows: Winning at Work and in Life
My Last Bad Day Shift: How to Prevent Bad Moments from Turning into Bad Days
Website
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Podcast Episodes You May Like
Self-Compassion – Dr. Kristin Neff
The Mindful Body – Ellen Langer
Living Like You Mean It – Jodi Wellman
Taking Stock – Dr. Jordan Grumet
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Wise Quotes
On His Last Bad Day
“But as I went through my recovery, I tried to put up this good front, like, Okay, we’re going to make it. But I wasn’t believing any of my hype. A mentor came to me and said, Hey, listen, everything in your life is neutral until you label it. You get to look at this any way you want to. And so then I started to realize, Okay, well, we’re all living moments. Every day is filled with a whole bunch of moments. And if I have people in my life who I love and love me back, then I can’t call a full day a bad one. That’s why I came back to call my, that accident day, my last bad day. I’ve had definitely bad moments since then, but I still have a lot of love in my life. So I can’t call a full day a bad one. But I also knew this, that I had to find a way to ground myself because my recovery felt so overwhelming. I had to figure out, much like in sports, how to slow the game down. Everything was just coming at me, much like life today. And I just knew I had to slow things down a bit to create some space so I could be thoughtful and intentional about how I wanted to go forward.”
On Who You Surround Yourself With
“I think it’s very important to surround yourself with people who bring out the best in you. And I think this is a big thing because for a lot of us men, especially as we think about retirement, a lot of our relationships are work relationships that we think those guys are our friends, but they’re really our colleagues. And some of them are friends, and they’ll stay friends for a while. And I think it’s very important to surround yourself with people who bring out the best in you. But it’s a minority of the relationships we have, maybe on one hand or both hands. So as we go into this next phase of our lives, into retirement, men or women, it’s good to have people around you who can bring out the best in you, to help maybe clarify things when you get stuck or challenge you so you can be the best you can be – or to be there in celebration or to be there for a crisis or some type of comfort. So that’s helpful because the people around you can help shift your perspective around change.”
On Gratitude
“I think a gratitude practice is key, so to be grateful is one of the 20 [lessons]. I didn’t know anything about gratitude, except maybe around Thanksgiving – give thanks. But we didn’t use the word gratitude. During Thanksgiving, when I was growing up, my parents weren’t tuned into that it was like, Well, where’s the turkey? Come on, let’s eat, watch the game. And so I didn’t know about gratitude until really coming through my accident recovery. Gratitude is really a process of understanding what you still have and what’s working in your life. And when you go really deep, you can even be grateful for some of the tough moments because our tough moments tend to give us the most growth – not guaranteed, but a lot of times. And a lot of people will say to me, Well, if you’re grateful for everything, do you lose your edge? Do you lose your thirst for more? And to that I say absolutely not. You can be grateful for what you have and still be thirsty and driven for more, as opposed to leaving that your glass is always half full or like half empty. and you’re coming from that place of depletion as you go after things. For me, gratitude is about No, I have an amazing cup and it’s pretty full. It’s pretty amazing. And I’m looking for a bigger glass.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retiring right requires a smart strategy. And if you didn’t get started early in your retirement planning, the second best time to start is now. Rick Atkinson, Founder & President of RA Retirement Advisors in Toronto, shares his insights and advice.
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It’s Back to School time.
Here’s your reading list to peruse:
Best Books on Retirement
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Bio
Rick Atkinson is Founder & President of RA Retirement Advisors specializing in retirement planning. For over 15 years, Rick has been helping people live their ideal retirement.
As a human resources management specialist with over 30 years’ experience in industry and government service, Rick honed his understanding of what is required to lead a satisfying life after work. He then transferred this to writing and speaking about retirement planning and facilitating workshops and coaching.
He is the author of five books including Don’t Just Retire – Live It, Love It! and Strategies for Retiring Right!
Rick has written lead stories for well-known journals, as well as stories for various daily Canadian newspapers, and has appeared on Canadian radio and TV.
Rick is an acclaimed speaker on holistic retirement planning appearing at groups from 10 to 300. He has spoken at conferences and service groups across Canada, and facilitates workshops and webinars for companies, cities, government agencies and religious organizations and service clubs.
Rick has an MBA from York University and a Bachelor of Commerce from the University of British Columbia. He is also a CHRP (Certified Human Resources Professional); CMC (Certified Management Consultant); Advanced Level, Ontario Society of Training & Development. Recently made a Fellow of Distinguished Financial Services (FDFS) for his service as an influential thought leader.
As a point of pride and growth, for 10 years, Rick travelled extensively to Canada’s Arctic as a CESO (Canadian Executive Service Organization) volunteer advisor to mentor Inuit supervisors and managers, and to impart his human resources knowledge and insights. Rick’s volunteering was part of the Government of Nunavut’s Initiative Program.
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For More on Rick Atkinson
Books
Website
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Podcast Episodes You May Like
Design Your Life and Get Unstuck – Dave Evans
Retire Happy – Dr. Catherine Sanderson
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
Ready to ROAR? – Michael Clinton
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Wise Quotes
On Deciding When to Retire
“So I think this whole piece of work stress for some, but for some others, what I found is that they have a feeling of unfulfillness – that work is holding them back, that they’ve got things that they want to pursue, a passion project. They want to start a business,. They want to do extensive traveling. But there are others that, and I’ve had this myself, people saying, Why aren’t you retired? You’re X years old. Why are you still working? I met a couple and the wife had said to the husband, I didn’t sign up for this. He just told me he’s not going to retire. I thought we would have time together. There’s another situation that says, is this the right time? I’ve met many people who have sat down with their financial advisor and the financial advisor had said, You know what, you got enough money to keep you going well into your 90s. And they walk out of the office and say, Hey, maybe that’s it.”
On Mistakes to Avoid in Planning for Retirement
“Oh, there’s a whole myriad of things that you need time to think about these and plan for them rather than just the day you retire. Another mistake that I find that people make is that they concentrate so much on the money. The recession in 2008 devastated a whole bunch of folks and their retirement monies. And to my mind, it’s not the money that you amass, but the monetary trick is how to determine how much money is going to make you feel secure. The [other] mistake that I find that people make is they think that retirement is like an extended holiday. Here’s, here’s all of the stuff I did in my golf holiday. I did the projects around the house, etc. I’m just going to do that when I retire. Well, you and I know there is a honeymoon period that happens when you retire in the first few weeks and months. This is wonderful. There’s no cares, no pressure. But that wears off and that becomes a feeling of disenchantment kind of comes in. If you’re golfing five days a week, then starts to become like a job. The projects at home don’t have any appeal anymore, and so what I find is that when people think it’s just an extended holiday, they start to feel frustrated. They feel a bit disappointed and they seem to get caught up in this vortex they can’t get out of.”
On Attitude in Retirement
“And that is the number of people that go into retirement with a negative attitude. They see themselves as non-productive, non-contributory, life is over, and as you know, it takes courage to have a good retirement. It takes commitment. It takes desire. And we’ve got to remind ourselves all of the things that we have been successful at. We were successful at getting an education, raising a family, holding a job. And those things all seem to be hard to us, but we did it. So why not the same positive attitude into retirement?”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Time to take charge of your future? Design Your New Life in Retirement
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Transitioning to retirement comes with challenges. And what if you love the work you’re retiring from? That makes it harder. Our guest today, Cathy Bishop-Clark shares her experiences in transitioning to retirement – and why you’ll want to have a retirement mentor.
Cathy Bishop-Clark joins us from Ohio.
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BioCathy Bishop-Clark recently retired after a 34-year career at Miami University of Ohio. She finished her career as Associate Provost of Miami’s regional campuses. and Dean of the College of Liberal Arts and Applied Sciences. Prior to her Dean position, she was a professor in the Computer and Information Technology Department, a Department Chair, Assistant Dean and Associate Dean.
She has a bachelor’s degree in Computer Science, an M.S. in Quantitative Analysis and a doctorate in Educational Foundations. Over a period of 34 years she taught a variety of computing classes and she has published over 40 articles and a book, most of which related to the scholarship of teaching and learning.
She enjoys exercise and new adventures including hiking, kayaking, camping bicycling, learning new things, and traveling. A couple years ago she rode her bicycle across America.
She and her husband (who was a third grade teacher) have two adult daughters and a son-in-law.
Cathy and her husband both retired a year ago. While her husband has excelled at retirement, Cathy has found the transition more difficult. To help her learn about that transition she took Joe Casey’s group program, intensely studied retirement and taught a course on the topic of retirement this past Spring.
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Mentioned in This Episode
Riley Moynes
Andy Robin
Barbara O’Neill
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Podcast Episodes You May Like
If You Love Your Work, What Challenges Will You Face in Retirement? – Michelle Pannor Silver
The Power of Reinvention – Joanne Lipman
Live Life in Crescendo – Cynthia Covey Haller
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Wise Quotes
On Having a Retirement Mentor
“…and he talked about one thing that really resonated with me that I have paid attention to – and that is having a retirement mentor. You don’t think about that right? Everybody thinks about having a work mentor. We have mentors at work and I had done this in a way before I retired. I invited people who had retired to lunch and I said Okay what do I need to know about retirement? But the thing is everybody’s retirement journey is so different and so some would say things like There’s nothing to know about retirement. It’s it’s so easy and it’s so great and there’s nothing to learn. And other people would say Well, you know I struggled a lot with the schedule.” And so interestingly, my retirement mentor has been the same career mentor that I had and she retired about five years ahead of me. I admire what she has done and so I continue to use her as my retirement mentor.”
On Trying New Things
“So first for about a year a half, you just have a great big honeymoon. It’s just fun, fun, fun, fun, fun. And then you start looking at different things to do. And then you start feeling a loss. Well, I think I simultaneously, like on day one, jumped in on all three things simultaneously. So I did vacation, in fact, and since we retired in May, I’ve been on nine different trips and I’ve been to Colorado many times, that’s where my daughters are, Norway, Michigan, New York, Galapagos Islands. So we did lots of honeymooning and vacation. And then at the same time, I did a lot of experimentation. I took some new classes through a retirement group. I explored some new things, with my husband, we explored some new faith communities. We hired a personal trainer. I got into yoga. I started to deeply understand our financial planning. I had known it as a superficial level. And I also tried things that I had never tried before. First, I’m a computer scientist. I think very logically, I’m very analytical. And I took classes in art and history and I became certified to be a depth doula. And so I tried things that were just completely outside of my realm of possibilities.”
On the Transition to Retirement
“So vacation, experimentation – and I did feel a big loss. I felt I missed the people I worked with. I missed the structure and I really missed the work. So many people say, Oh, I miss the people, but I don’t miss the work. I miss the work. I missed thinking that deeply and working with people and working with people in the community and working with students and watching them grow. And I missed a busy schedule. I was at a position where somebody else created my schedule and I just looked at where I was going from hour to hour. And now I woke up and I didn’t have a busy schedule. I would make sure I had a few things on there. And so I had a hard time. And as I reflect on this, if you’ve spent your whole life living pretty intensely and you’ve had a pretty tight schedule and then Boom, you flip a switch and you’re supposed to just relax, of course people are going to struggle with that. At least I struggle with that. So I’m starting to settle down a little bit and I would describe it as settling down because I think the first year has been more challenging than I anticipated.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Check our Best Books for Retirement
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Have you considered phased retirement? Most working people dream about that day when they’ll ride off into the sunset and into retirement. But a full stop retirement isn’t for everyone. It can make the transition to retirement quite challenging. Many people are choosing insread to glide into retirement. Phased retirement is trending as a way to gradually retire, on your own terms. It’s essential a flexible work arrangement. Our guest today is Jennifer Barnes, a CEO, who shares her experiences with phased retirement in her company.
Jennifer Barnes joins us from San Diego.
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BioJennifer Barnes, CEO of Optima Office, graduated with a Finance and Marketing degree from the University of Arizona, earned an MBA from San Diego State University, and completed the Becker CPA coursework. She spent 15 years as a Controller for numerous companies and non-profits throughout San Diego before starting her first company in 2012, which was the 5th fastest-growing company in San Diego in 2016 and made the Inc 5000 in 2017 and 2018. Jennifer has won numerous awards as the CEO of the two companies she founded. Her favorite is the best place to work because having high retention and happy staff is what drives her.
Both of her companies have made it into the Inc 5000 and SDBJ’s fastest-growing companies list. Between 2021-2023, Jennifer was named Woman of the Year by SDBJ, received the top corporate citizen award, made it in SD’s top 500 most influential leaders, and the top 50 Women of Influence in Accounting and Finance for two years in a row. She was also recognized as a finalist for the Entrepreneur of The Year 2024 Pacific Southwest program.
Jennifer has sat on many boards in her career and currently sits on the board of The Better Business Bureau, NuFund Venture Group (formerly Tech Coast Angels), Junior Achievement, and a publicly traded company, Presidio Property Trust (SQFT). She volunteers her time at SDSU and the REC at Miramar College by participating in mentor programs and as a judge in various student competitions. She is currently a member of Rotary 33, Vistage International, Entrepreneurs Organization (EO), Young Executives Council, and Social Venture Partners.
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For More on Jennifer Barnes
Company Website
Fortune Article: I’m a CEO and 12 of my employees are in ‘flextirement.’ With boomers opting not to retire, the arrangement will become more common
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Podcast Episodes You May Like
Is Your Company Ready for the Aging Workforce? – Paul Rupert
Unretired – Mark S. Walton
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Mentioned in This Episode
Poem – The Summer Day by Mary Oliver
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Wise Quotes
On Why Phased Retirement Works
“What’s interesting, Joe, is that at Optima, we’ve always had a flexible work environment and we didn’t really think about it as flex retirement because we’ve always allowed employees to work whatever hours made sense for them. But as we looked at our workforce, we realized that many of our employees are over 50, some over 60 and some are even 70 and over. And what we find with these employees is they have a wealth of knowledge. They are so experienced, they’ve worked in so many different industries, and they can really add a ton of value to our clients. And so if we can capture these people’s attention and get them to work with us on hours that make sense for them, whether it’s 16 hours a week or 30 hours a week or somewhere in between, it is incredibly efficient. It is such a huge value add to our clients. The employees themselves really get a chance to work for different companies and not fully retire but still be engaged and many of them say, keeps them young.”
On Leading a Team with Flexible Retirement
“When we’re on, we’re on. And so when you’re billing clients and you’re working on an hourly basis to help people, you got to have 100% of your time focused. It’s a constant work in progress, learning and engaging with your team. But I find that when you take good care of people, and they will then take good care of your clients, and they’ll do a great job. …Higher retention is paramount, and especially in a services business, like Optima Office.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The early registration discount for Design Your Life in Retirement ends on August 15th. Register here
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If you’re pondering early retirement, have you considered another option? For some people a sabbatical offers an an opportunity to recharge, reflect and to experience a new adventure.
Steve Hoffman’s book A Season for That details the experience of an extended leave with his family in a winemaking village in France. It may inspire you to imagine what a sabbatical experience may do for you. While your vision for a sabbatical may be quite different, you’ll be interested in hearing what he learned from it – and how it’s shaping his ideas about retirement.
Steve Hoffman joins us from Minnesota.
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Mentioned in This Episode
The Sabbatical Project | Inspiration for the Experience of a Lifetime
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Bio
Steve Hoffman is a Minnesota tax preparer and food writer. When he dies, the tax-preparer-food-writer industry will die with him. He is a French speaker and shameless Francophile. His writing has won multiple awards, including the 2019 James Beard M.F.K. Fisher Distinguished Writing Award. He has been published in Food & Wine, The Washington Post, The Minneapolis Star Tribune, and Artful Living magazine. His first book, A Season for That: Lost and Found in the Other Southern France, published in July 2024, edited by Francis Lam. It is the story of his family’s gradual (then precipitous) acceptance into a tiny winemaking village, of his bottom-up education in Mediterranean food and wine, and of a hard-won self-acceptance in mid-life.
Hoffman shares one acre on Turtle Lake, in Shoreview, Minnesota, with his wife, Mary Jo, their elderly and entitled puggle, Jack, roughly 80,000 honeybees, and a nesting pair of sandhill cranes who summer in the back yard.
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For More on Steve Hoffman
A Season for That: Lost and Found in the Other Southern France
Website
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Podcast Episodes You May Like
Edit Your Life – Elisabeth Sharp McKetta
Practicing Retirement STILL – Mary Jo Hoffman
Inward Traveler – Francine Toder PhD
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Wise Quotes
On Investments for Retirement
“I would wish on behalf of my clients that they started spending their money a little bit earlier in a lot of cases. Money is a means not an end. It’s very easy to slide that over into the 401k and you’re watching that grow and it seems as if you’re accomplishing something that’s more or less automated. And there can be a form of losing sight of other important things that are really also investments, if you think about family, if you think about friendships, and if you think about skills that are outside of work. Those are investments too, and they have an ROI, and they pay off later and they require a certain amount of deferred gratification, but they’re in many ways as important. But I do think that those other things are more intangible, they’re harder to put a price tag on.”
On Seasons of Life
“And when you live in wine country you realize not every vintage is better than the last vintages. There are good vintages and bad vintages, but they come around every single year, and you live your life there by saying, Okay, this is the season for the harvest, this is all we do right now, this is what this part of the world is offering us, and we have no choice but to do this because this is what the season tells us we need to do. And if that leads to a bad vintage, that’s okay, you did your best. And then that same harvest is going to come around next year, and you’re going to give it another effort. So I just found it a really refreshing way of looking at life. And then there is an additional element to that which is that there are sort of seasons of the year, but then there are seasons of a life. And there are times when you need to be a parent, and you can’t do other things that you might like to do if you’re going to be good at that part of your life. And so, there was some choosing that that got presented to me at the end of that book, and, and some hard choosing. And I tried to let my choices be guided by trying to recognize Well, what is this season of my life?”
On Practicing Retirement
“I think one of the pitfalls of our thinking about retirement is often that we believe it’s going to be starting over, or it’s going to be escaping from all that we didn’t like about what came before. And inevitably, whether you like it or not, it’s an extension of all that you’ve done before. So I would say thinking of it not as a new life, but Act Three of an ongoing unfolding life is really important. The other thing I would say is with this idea of practicing for retirement is thinking in decades is really valuable. Retiring is not the answer to problems, it will exacerbate them in many ways. And so I think, on thinking in decades, I also think of double checking your relationships. Do you, and if you’re married, and your spouse share a narrative about what this Third Act is going to look like? A lot of people go in just thinking they’re on the same page, and then they stare at each other across the coffee table on Day One and say, Who the hell is this? Checking your marriage, checking your friendships, have you are you just maintaining them? Are you actually investing in them? And checking in with your kids? Is there some repairing to be done? Can you pave the way for those relationships to be something that enriches this Third Act rather than potentially causes you to have to work at things that could have been handled earlier?”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Do you have your affairs in order? There’s a lot to consider with something that is often put off: End-of-Life Planning. Attorney Adam Zuckerman, founder of Buried in Work, a website with resources to simplify estate planning and end-0f life planning tasks. Adam joins us to discuss the steps you should take, the differences between wills and trusts, how assets are distributed and more.
Adam Zuckerman joins us from Maryland.
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Bio
Adam Zuckerman is an experienced attorney and the founder of Buried in Work. His platform focuses on making estate planning accessible and comprehensive for everyone. Adam’s personal experiences and professional expertise make him a visionary in transforming how we think about securing our legacies.
Formerly, he was Director, Ventures & Innovation at Discovery, Inc. His role was often described as the company’s global intrapreneur and futurist,responsible for identifying new technologies for implementation, investing in startups, and serving as the primary contact for startups. Adam earned his BA in Political Science, and his JD, and MBA from Washington, University in St. Louis.
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For More on Adam Zuckerman
Website – Buried in Work.com
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Podcast Episodes You May Like
Living Like You Mean It – Jodi Wellman
Ride or Die – Jarie Bolander
On My Way Back to You – Sarah Cart
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Mentioned in This Episode
In Memoriam – Bob Newhart
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Wise Quotes
On Estate Planning
“Using the legal background and my business background, I was executor. My Mom’s still around. I hopped in and started taking very diligent notes of everything that I was doing to transition the estate. When I met with my Mom’s financial planner to show her everything I had done and I was literally, this is the reason why I called this company Buried in Work. This is the form that I filled out. She said it was the most comprehensive transition she’s ever seen in her life and I had to give it away. We created a website. We thought it would just be a small site that had a few tips and tricks to help people in a similar situation. What we found was very surprising. In under a week, we had over 10,000 visits to the website and since then it has turned into an online repository for do-it-yourselfers and for people that are seeking guided approach and help for end of life products, for estate tips, for simplification of that entire process. Buried in Work came out of an experience and is helping a lot of people. Most people think that having a will or having a trust is estate planning, and that is a very comprehensive component to it. It’s a foundational component to it, but the reality is, it is so much more than that. Comprehensive estate planning really means that you have to have your family members, your heirs, your loved ones in a position to step in, in the event that you are incapacitated. It leads up to everything. They have to have advanced directives in place to know where they are, because the reality is that after you pass away, the estate takes on average in America 570 hours to administer, and that’s a lot of time that most people don’t have. So what comprehensive estate planning really means is positioning everyone to have the information and the resources they need, so when things do get tough and complicated, they aren’t figuring things out for the first time.”
On Getting Organized
“Our recommendation is first of all, get organized. Figure out what you want to do. Get all your documents in place because that is an important step in the process. In step three, you have to tell those individuals who are going to be impacted and the key people in your life. Because if you have these documents in place and they don’t know where to go and look, then it’s as if they don’t exist at all. ”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
The Very Early Discount ends soon for the next Design Your New Life in Retirement Group Program.
Register here
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Last week before heading off on a family vacation in Colorado, I was reminded of the power of a deadline. Getting things done before vacation is one thing, but are there things you really want to do but are putting them off? Jodi Wellman, author of You Only Die Once: How To Make It To The End With No Regrets, discusses how to leverage the power of temporal scarcity, and offers practical advice on how to break out of autopilot to live more fully. Jodi Wellman challenges us to confront our mortality head-on and use it as motivation to live more purposefully. Her work combines insights from Positive Psychology and her personal experiences, with a refreshing take on how awareness of death can actually enhance our lives. You’ll want to try out Jodi’s Life Calculator and discover how to “live like we mean it.”
Jodi Wellman joins us from California.
___________________BioJodi Wellman is a former corporate executive turned executive coach and the author of You Only Die Once: How To Make It To The End With No Regrets. She has a Master’s in Applied Positive Psychology from the University of Pennsylvania, where she is an instructor in the Master’s program and a trainer in the world-renowned Penn Resilience Program. She is a Professional Certified Coach with the ICF and a Certified Professional Co-Active Coach from CTI. She has coached and spoken with clients like American Express, Fidelity, pwc, Royal Bank of Canada, BMW, and more, and runs her own business, Four Thousand Mondays. She lives between Palm Springs and Chicago with her husband and cat, Andy.
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For More on Jodi Wellman
You Only Die Once: How To Make It To The End With No Regrets
Website
Life Calculator
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Podcast Episodes You May Like
Edit Your Life – Elisabeth Sharp McKetta
Happier Hour – Cassie Holmes, PhD
The Wisdom and Wonder of Uncertainty – Maggie Jackson
The Portfolio Life – Christina Wallace
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Wise Quotes
On The Value of Deadlines
“And it’s all about how when we are made aware, consciously, we focus on the ending of something that is temporary or rare, like a limited time only thing. Well, our perception of its value definitely increases. If we knew we would live forever, which sometimes is a fantasy. And to be honest, other than it sounding exhausting, if we knew we were going to live forever, we would never take action on anything because there’d be no real literal deadline. You’d just say, Yeah, I’ll go and take that college course maybe like in the next thousand years, because you could do it. But we’d never get anything really done. We unfortunately need the deadline and it can be a bummer, but it’s the activating force that can help us to get going on our dreams and our intentions.”
On the Life Calculator
“So my company, I called 4,000 Mondays, because we roughly get 4,000 weeks, with the math of working backwards. First of all, if you want to calculate how many Mondays you have lived so far, good for you. And let’s celebrate those years and Mondays. That’s amazing. But more importantly, what do you have left? So for example, I know I have 1,814 left if I live an average female life to 83. Men live till an average of 78, at least in the US to make this a localized calculation. And the math would be that you take either the 83 or the 78 or 80 if you don’t identify with other gender, and minus your current age, and then multiply by 52. And that number is designed to make you go Oh!”
On Identity & Purpose in Retirement
“Identity is a real thing. A lot of people will end up re-evaluating life in a new retirement or even, have been in retirement for a while. and say, it actually gives me such delight to know that my purpose is to just be a really good grandfather or I’m the best dog parent there is, or it could be something else. People feel often times like passion and purpose are these elusive things that we feel like we’re missing out on and we want more of – and usually it comes through experimenting. So if there’s something you’re kind of curious about or wondered about, maybe being a Big Brother, or wondered about getting involved to mentor some of the new startups in town? Because I worked in a business for 19 ,000 years and how do I apply to help them? Go give it a go, give it a try. Sometimes it doesn’t spark and that is expected and it’s okay to say, You know what, I gave it a go. I’m going to try the next thing, because not everything will take. But when you find something that gives you that little pitter-patter, that little feeling of, Oh, good, I feel like I in some way made a difference today. And in Psychology, it’s that stage of development where it’s like generativity versus stagnation. Generativity is really what most people are yearning for in a post- retirement phase, which is: let me still feel like I’m able to contribute.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
How will you make a difference?
Registration for the next Designing Your New Life Group is now open. Learn more here.
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When it comes time for your next chapter, do you want to make a difference? One avenue to do so is through mentoring. In director Jay Silverman’s new heartwarming film “Camera” Beau Bridges plays Eric, an aging repairman who forges an unusual friendship with Oscar, a bullied nine-year-old who can’t speak, but finds a voice through photography under Eric’s mentorship.
Jay Silverman joins us from Los Angeles.
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BioFor over 40 years, Jay Silverman has excelled as a leading Director, Producer, and Photographer specializing in award-winning films, television, digital, and print campaigns; having worked with renowned celebrities such as Denzel Washington, Beyonce, Quentin Tarantino, Jamie Foxx, and Ray Charles. His advertising clients include IBM, Coors, Panasonic, Disney, Budweiser, CBS, ABC, Pepsi & Apple.
His current dramatic feature ‘Camera’, stars Golden Globe, Emmy, and Grammy Award Winner Beau Bridges, Jessica Parker Kennedy, Scotty Tovar, Bruce Davison, and Miguel Gabriel, released on Amazon and Apple in July 2024.
Jay’s narrative films have been awarded numerous Best Feature and Audience Awards at festivals across the country, along with being honored with Belding, Telly, Promax, and Lucy Awards for his commercial work. In addition, he has also been recognized for his achievements in creating and producing many national PSA campaigns for the American Cancer Society, the Foundation for the Junior Blind, the Governor’s Council on Physical Fitness, and the Sierra Club.
Some of his early directorial work was for the original launches of the smash hit TV series “American Idol”, “Desperate Housewives”, “NYPD Blue”, “The Drew Carey Show”, and many more. Jay Co-Created and Executive Produced “The Cleaner”, an hour-long drama for Paramount Pictures, which aired on A & E. Additionally, he produced and directed 40 episodes of “One on One” for TV One featuring many stars like Beyonce, Denzel Washington, Usher, Jamie Foxx, and Terrence Howard. Jay also produced and directed a one-hour special titled “Inside the Rings with Troy Aikman” airing on Fox before the 2011 Super Bowl to much success.
Other notable shows include “Roots 30 Year Anniversary Special” for TV One, “The Secret Things of God” for Fox, and “D’Jango Unchained”, a one hour special for The Weinstein Company.
A graduate of Brooks Institute in Santa Barbara with a Master of Science Degree, Jay founded Jay Silverman Productions in 1979 in Hollywood California, and built a 40,000 square foot facility including 3 sound stages. Jay lives in Santa Monica, California, with his three wonderful daughters.
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For More on Jay Silverman
Website
Watch Camera:
Apple
Amazon
Trailer
Beau Bridges Interview: The Film That Lit My Fuse
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Podcast Episodes You May Like
Mastering Your Transition to Retirement
The Mutual Benefits of Intergenerational Volunteering – Atalaya Sergi
Some Kind of Heaven – Lance Oppenheim
Take the Detour – A Second Act Career Story – Melissa Davey
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Mentioned in This Podcast Episode
John Wooden’s Pyramid of Success
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Wise Quotes
On Camera
“And that’s kind of the fun part of the whole movie. Well, you’re tying it into my personal life because I have three daughters and my last child was born through much premature. And the backstory on that is we decided to use her backstory for the protagonist, the young little nine year old boy, because when she was born at less than two pounds, they damaged her trachea and her vocal cords during incubation multiple, multiple times, and subsequently, she could barely talk. And we thought that that backstory would be not only accurate, because I lived it, to portray in this movie, but it became consistent with the model of what we wanted to say. Because in my own life, even when I was 15 years old and I was using a camera, I wasn’t a very good communicator. And what I did was have the luxury of watching my brother, who was kind of was my mentor at the time, take pictures. And I thought, Wow, this is a great way to tell stories. And I became attached to that idea. And at the age of 15, decided I wanted to be a photographer.”
On Mentoring
“And I thought to myself, this is the beginning, we’re all approachable. And most of the time we’re underutilized as as as seniors, because I really genuinely believe every one of us has the capacity to mentor somebody. I try to mentor other people all the time. I wouldn’t be where I’m at if it wasn’t for mentors. To me, there’s always going to be people who have this desire to want to open their mind to helping others.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Start finding your new tribe. Registration for the next Designing Your New Life Group is now open. Learn more here.
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Get smarter about social connections. Science journalist David Robson rejoins us to discuss his new book The Laws of Connection: The Scientific Secrets of Building a Strong Social Network.
David Robson joins us from London.
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BioDavid Robson is an award-winning science writer specialising in the extremes of the human brain, body and behaviour.
After graduating with a degree in mathematics from Cambridge University, he worked as a features editor at New Scientist for five years, before moving to BBC Future, where he was a senior journalist for five years. His writing has also appeared in the Guardian, the Atlantic, Aeon, Men’s Health and many more outlets. In 2021, David received awards from the Association of British Science Writers and the UK Medical Journalists’ Association for his writing on misinformation and risk communication during the COVID pandemic, and in 2022, he was a finalist for the Best British Science Journalist of the Year Award.
David’s first book, The Intelligence Trap, was published in 2019, and received worldwide media attention. His second book The Expectation Effect was a BBC Radio 4 Book of the Week and won the British Psychological Society Book Award. His third book, The Laws of Connection, was published in June.
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For More on David Robson
Website
The Laws of Connection:The Scientific Secrets of Building a Strong Social Network
David’s First Conversation with Us: The Expectation Effect
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Podcast Episodes You May Like
Self-Compassion – Dr. Kristin Neff
How to Make New Friends in Retirement – Dr. Marisa G. Franco
Will You Flourish or Languish? – Corey Keyes
Happier Hour – Cassie Holmes, PhD’
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Planning for retirement?
Check out our recommended Best Books on Retirement. Some may surprise you…
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Wise Quotes
On The Importance of Social Connectivity
“I was blown away really by the strength of the link between social connection and health and wellness. So we’ve known since the 1970s, that the number of social connections that people have and the quality of those connections can predict longevity and general health across the lifespan. So people who not only have more connections, but also feel really supported and understood by the people around them, do tend to live longer. And that’s just been replicated hundreds of times. So the evidence base is really unquestionable, in my opinion. And we know that it at least equals the other lifestyle factors that we take for granted now, things like obesity, or remaining at a healthy weight, how much exercise you do, whether you smoke, whether you drink, whether you take medication for your hypertension – all of those things we accept as being important for our health and longevity. But when you look at the effect sizes, they’ve been measured in these huge studies, you find that people’s social connection is just as important. I found that really surprising just how important it was.”
On Meaning
“It was very clear to me that social connections are important, as C .S. Lewis said, for providing meaning in life. C.S. Lewis claimed that they didn’t have any survival value though, that friendship wasn’t important for survival. And what this research really showed is that actually, it does give us meaning in our life, but it’s also incredibly important just to live a long and healthy life. So, I wanted to try to do my part in raising this awareness and let people know, not just how important that is, but then how they can overcome those psychological barriers to achieve that connection that we all deep down really crave.”
On Cognitive Biases and Social Connection
“So that’s one bias. Another is something called the liking gap. And that is when we’ve had a good conversation with that new acquaintance. You felt like there was a real rapport with that person, but you don’t trust that the other person felt the same way. You worry that maybe they were just being pretty polite to you, that they were hiding their feelings, but you wonder if they were bored, whether you offended them, you kind of mull over some kind of faux pas that might have been, that you might have said that you think they’re really going to focus on. Again, those expectations are just completely unfounded. The research shows that each party experiences this liking gap where they think the other person liked them less than they liked the other person. Each person is underestimating how likable they were. So you go away, you don’t really necessarily want to make an extra effort to meet that other person because you don’t trust that your feelings were reciprocated when probably they were. That is a big barrier. And so actually my big advice for people to make new friends in any situation would just be to try to bear these biases in mind, to recognize that if you do make a habit of talking to strangers, chances are it’s going to be really pleasant, that’s going to give you an immediate mood boost.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
You may not know yet when you’ll retire, but there will be a broader context for your retirement. And while no one knows exactly what the future will bring, it’s wise to consider emerging trends that may impact your next act. Futurist Robert B. Tucker joins us to discuss some of those trends – and why you need to “futurize” your next act in your third trimester of life.
Robert Tucker joins us from Santa Barbara, California.
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Take Charge of Your Future.
Learn more about our next Design Your Life group program starting in September.
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BioRobert B. Tucker is president of The Innovation Resource (TIR), and an internationally recognized leader in the field of innovation. Formerly an adjunct professor at the University of California, Los Angeles, Tucker has been a consultant and keynote speaker since 1986.
His pioneering research in interviewing over 50 leading innovators was published in the book Winning the Innovation Game in l986. Since then, he has continued to publish widely on the subject, including his international bestseller Managing the Future: 10 Driving Forces of Change for the New Century, which has been translated into 13 languages. In Driving Growth Through Innovation he identified the emerging best practices of 23 innovation vanguard companies. And in his latest work, Innovation Is Everybody’s Business, Tucker interviewed 43 innovation-adept individuals from multiple industries and all levels of organizations, and teaches the personal skills necessary to become an innovator in this hyper-competitive world.”
As one of the thought leaders in the growing Innovation Movement, Tucker is a frequent contributor to publications such as the Journal of Business Strategy, Strategy & Leadership, and Harvard Management Update. He has appeared on PBS, CBS News, and was a featured guest on the CNBC series The Business of Innovation.
The Innovation Resource, based in Santa Barbara, California, is a consulting firm devoted exclusively to assisting companies seeking to improve top and bottom line performance via systematic innovation.
Tucker is a much sought after keynote speaker at conventions, company management meetings, and industry conferences. Clients include over 200 of the Fortune 500 companies as well as clients in Europe, the Americas, Asia-Pacific, and Australia.
Robert Tucker resides in Santa Barbara, California with his wife, Carolyn McQuay, and daughter Cara Rose Tucker.
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For More on Robert B. Tucker
Website
Books
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Podcast Episodes You May Like
The Balancing Act in Retirement – Stew Friedman
The Portfolio Life – Christina Wallace
The Future You – Brian David Johnson
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Mentioned in This Podcast
Reimagining Retirement: It’s Time to Futurize Your “Third Act”
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Wise Quotes
The Gift of Longevity
“I’m seeing a need to refocus institutions and companies and organizations, but also, if we take this into kind of the personal level, to reimagine and reinvent how we’re approaching this thing called retirement. The one thing that the Boomers really are coming up short on is affiliation. We’re not joining the clubs, the service clubs, like our forebearers did. Well, these retiring Boomers are part of a larger mega-trend right now. It’s the aging of Western societies, and Japan, China, and South Korea, and really a significant chunk of the world’s population, getting older due to medical breakthroughs and healthier lifestyles. The fact is, we’re living longer, Joe, 30 extra years is what they’re saying, compared to a person 100 years ago. So we’ve been kind of given this gift. Right now, in America, there are 78 million people in the US over the age of 65. And they’re outnumbering the under 18 population for the first time in history. And think about this. Where is this going?”
On Taking Charge of Your Future
“I wrote about how many of today’s retirees are squandering this gift of extended life. It’s very sad to me. They’re watching 33 hours of television a week. They’re on the internet 15 to 20 hours a week. My grandmother used to say, idleness is the devil’s workshop. But when you stop to take a look, many of us started out strong, full of conviction. And today we’re idling away those extra years in loneliness, in poor health, in perpetual worry over our finances, and over the state of the world. And so this third act movement is all about how do you think about, how do you plan for, how do you experience this third trimester of life, so that you make the most of it? I really believe that in their heart, people want to live connected and fulfilled lives through community, not to be isolated, and not to have affiliation with their fellow human beings.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Early Bird Registration is Now Open for the September Design Your New Life in Retirement Program – Learn More
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Who do you want be when you grow up? It’s a question we were all asked in our youth – and it may be a fruitful question to consider now as you consider your next phase of life. It was a catalyst for our guest today in taking up a challenging pursuit that was way outside her comfort zone. Your new pursuit may be very different from hers, but her experience may inspire you take up something new – something challenging that will make you excited about each day ahead. Gwendolyn Bounds, author of Not Too Late: The Power of Pushing Limits at Any Age, joins us from New York.
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BioGwendolyn (Wendy) Bounds is an award-winning journalist and author of multiple books, including her newest — Not Too Late: The Power of Pushing Limits at Any Age — which will be published in June 2024 by Ballantine Books.
Bounds currently works as Vice President of Content & U.S. Media Partnerships for SmartNews, a news & information curation platform powered by machine learning and human wisdom. Before coming to SmartNews in 2022, Bounds was Vice President & Chief Content Officer for Consumer Reports overseeing editorial strategy, content creation and operations for all the brand’s print, video and digital products. Prior to that she worked at The Wall Street Journal for two decades in multiple leadership and content development roles.
In her non-office time, Bounds competes in obstacle course racing — a demanding military-style sport requiring speed, endurance, mobility, and strength. The story of her transformation from an unathletic office executive glued to her screens into an age-group medalist and Spartan Race world championship competitor is chronicled in her new book Not Too Late.
Bounds’ first non-fiction book, Little Chapel on the River: A Pub, A Town and the Search for What Matters Most was published in 2005 by William Morrow. The critically-acclaimed book recounts her experiences at an old Irish pub in New York’s historic Hudson River Valley after the terrorist attacks of Sept. 11, 2001.
Bounds previously served as a regular on-air contributor to ABC News, including its Good Morning America show, for general consumer economic issues and has appeared on CNBC, The Weather Channel, CNN, MSNBC, DIY Network and Fox News. She is a seasoned speaker and moderator on topics of leadership, business and media.
Bounds was an executive producer of the Emmy-nominated NBC TV series, “Consumer 101,” which she helped launch at Consumer Reports in 2019. That same year, Bounds was named one of Folio’s Top Women in Media. Bounds was executive producer on a short-form documentary called “A Beautiful Death,” part of a Consumer Reports multimedia package that was a finalist for a National Magazine Award.
A native of North Carolina and graduate of the University of North Carolina at Chapel Hill, Bounds is a past board member of the university’s Board of Visitors, General Alumni Association and the Hussman School of Journalism & Media. Bounds is also a member of the North Carolina Media & Journalism Hall of Fame.
She currently lives and trains in New York’s Hudson River Valley and serves as a board member for multiple nonprofits, including American Public Radio’s Marketplace franchise, the award-winning Highlands Current nonprofit community news organization and the Constitution Marsh Audubon Center.
___________________________For More on Gwendolyn BoundsNot Too Late: The Power of Pushing Limits at Any AgeWebsite____________________________Podcast Episodes You May LikeThe Joy of Movement – Kelly McGonigalUnlock Positive Aging with Outdoor Adventure – Caroline PaulThe Power of Reinvention – Joanne LipmanThe Benefits of a New Challenge – Joe Simonetta_____________________________Wise QuotesOn Becoming a Competitive Athlete“When I woke up that morning after the dinner party, I was very disconcerted. And I still don’t know why I typed this, Joe, but I typed into Google, What are the hardest things you can do? And one of the algorithmic search answers that came up was another question, which was What are the hardest physical things you can do? And Spartan Racing and obstacle course racing were among them. For me at that point, having never been a competitive athlete, someone who was a last picked kid for teams, spent a lot of time sitting on the bench, passing out water to my friends, this was so far out of the realm of anything I thought I could do.”
On Tapping Into Information As We Age
“But fortunately, I had made a young mentor, an elite racer in the sport, a young woman who reached out to me via email. And instead of letting me wallow in my misery and commiserate, she was just very quick to say, Yeah, that happens. And it happens when you are not prepared. And here’s what you do need to be prepared. You need these gloves, and you need to use this technique and you need to wear these pants. And she really, Joe, and I think this is important for anybody in any activity they want to want to embrace, she made me understand that it’s not all about strength and speed, but it was about getting smarter and information. And that led me to understand that in any discipline, any activity we take up, we can find our edges and equalizers as we age by tapping into information. So that race sticks with me as a particularly critical one because I could have quit and I didn’t, and it was a turning point.”
On Movement – and Trying Something New
“And to get ourselves out of this inertia and potentially a rut of chronic boredom. And chronic boredom has been associated with all sorts of health risks from anxiety to depression to even the risk of making mistakes. So finding something new that you can engage in and to get out of that cycle, something that will make you wake up every day excited to try something new that forces you to learn, to unlearn, to relearn, this is this doesn’t have to be obstacle course racing or sports, as you said, it can be anything. I do think there’s a real benefit to having movement be part of our life as we age. Over and over again, you’ll hear that, you know, the research shows that we can get profound changes for our bodies and our minds just by starting to move more regularly, even in middle age and beyond. And those statistics are incredibly powerful. And so I think no matter what you choose, building movement into your day, more regular movement. I just wrote about this for my newsletter today is so important, not just again, for the physical side of being able to do what you love with the people you love, but also for the protective neurological and cognitive impact that it has.
___________________________About Retirement WisdomI help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
__________________________The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Time to Reinvent? Early Bird Registration is Now Open for the September Design Your New Life in Retirement Program – Learn More
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Let’s face it. Retirement isn’t for everyone – especially a “traditional retirement.” An increasing number of people are choosing to work longer or to reinvent themselves and create their own new path forward. Mark Walton joins us to discuss his new book Unretired: How Highly Effective People Live Happily Ever After. You’ll be interested in the learning about the three paths he found people are pursuing as more fulfilling alternatives to a traditional retirement. One of them may be an intriguing option for you.
Mark Walton joins us from California.
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BioMark S. Walton is a Peabody award-winning journalist and business author, Fortune 100 management consultant, and Chairman of the Center for Leadership Communication, a global executive education and communication enterprise with a focus on leadership and exceptional achievement at every stage of life.
He is additionally Founder and Chairman of the Second Half Institute at the University of California, the nation’s first university-based program to focus on personal leadership and career development in midlife and beyond.
In addition to his most recent book, “UNRETIRED: How HIghly Effective People Live Happily Ever After” Mark is the author of “Boundless Potential: Transform Your Brain, Unleash Your Talents, Reinvent Your Work in Midlife and Beyond” was the focus of a national PBS TV special of the same name, and “Generating Buy-In: Mastering the Language of Leadership,” published by the American Management Association and selected by Business Week as one of the Top 30 business books of the year.
He has been a Professor of Leadership in the U.S. Navy’s Advanced Management Program, at Toyota University, and at the University of North Carolina-Chapel Hill, where he taught leadership skills and strategies at the Senior Executive Institute and in the MBA and Executive MBA programs at the nationally top-ranked Kenan-Flagler Graduate Business School.
As Chairman of the Center for Leadership Communication, Mark has taught extensively in corporate universities and management development programs nationwide, and has worked individually with CEO’s, Division Presidents and a wide range of other senior executives and professionals at many of the world’s leading organizations, including: Bank of America, Deutsche Bank, Dow Chemical Company, Duke Energy Corporation, General Electric Corporation, GlaxoSmithKline, NASA, and the United States Navy and Marine Corps.
Earlier in his career, Mark was an internationally-recognized network television news anchorman, correspondent and analyst, specializing in political leadership and national affairs. A founding correspondent of Cable News Network (CNN), he served as CNN’s first Chief White House Correspondent and, later, as CNN’s Senior Correspondent, traveling the nation and world from CNN headquarters in Atlanta. The book ‘CNN: The Inside Story’ characterizes him as “one of a small group of renegades who changed the face of TV News.”
While at CNN, Mark was a recipient of broadcast journalism’s premier honor, the coveted Peabody Award, for his role as Correspondent in CNN’s live coverage, from Moscow, of the failed Soviet coup in 1991 and the subsequent fall of Communism. His reporting and writing have also been honored with The National Headliner Award, Ohio State Journalism Award, Cable Ace Award, the Gold Medal of the New York TV and Film Festival and the Silver Gavel of the American Bar Association.
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For More on Mark S. Walton
Unretired: How Highly Effective People Live Happily Ever After
Boundless Potential: Transform Your Brain, Unleash Your Talents, Reinvent Your Work in Midlife and Beyond
The Second Half Institute
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Podcast Episode You May Like
The Unretirement Life – Richard Eisenberg
Live Life in Crescendo – Cynthia Covey Haller
Independence Day – Steve Lopez
How to Build a Non-Profit Encore Career – Betsy Werley
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Mentioned in This Podcast Conversation
Serena Williams’s Next Challenge? The Rest of Her Life.
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Wise Quotes
On Identity & Retirement
“The number one kind of loss or consequence is this abstract thing called personal identity. There’s a loss of personal identity – and it’s not abstract at all. If you’ve worked for decades to become someone, it merges with who you are on all levels. And some people will say that’s a negative, you shouldn’t become that engaged and involved in your work that the rest of you disappears. But for people who are successful, people who are highly effective, there really is no alternative and I certainly have experienced that. I’m sure you have. I don’t see anything wrong with it. The problem is that if the day after you leave that career you become in your own eyes a has been, you’re in a lot of trouble. And that is a consequence. That’s the biggest downfall of all to retirement – for people who are successful and who are electing to retire.”
On Purpose & Retirement
“The other’s a loss of daily structure. And I’ve seen this often in the areas where I’ve lived, where I’ve met people who’ve been retired for a while, and it’s not their fault that they don’t know what day it is, but they have nothing to hang their day on. They’ve lost their sense of purpose. And the other one, and I’m sure you’ve seen it as well, is a loss of friends and social network. These are the consequences of retirement. A lot is said about and written about in all the retirement books about that you can replace the kinds of people you’ve gotten to know over the last 20, 30 years, people you’ve worked with. But in reality, that turns out not to be true. Once you’re outside of an organizational structure or outside of the kind of a structure that you work in with, you’re connected to a lot of people. It’s very difficult, if not impossible, to recoup. So that should be part of the black box warning. Watch out. This is coming your way. Will you be able to deal with it? And for most people, it’s a very, very difficult journey.”
On Fascination – and Reivention
“I speak of it as a building block, the number one building block of an unretirement plan. That’s a term I invented because everybody talks about retirement plans. Well, what’s an unretirement plan? And the building block that I found consistently in the people I’ve interviewed is that they’re fascinated by something. They have always been, they may have put it aside, but then when they spend some time or take or experiment with things that that truly instinctively draw them forward, they find that it has an enormous power behind it. And I found that when you put your fascination to work, the result is this wonderful psychological state that’s called flow, which is this sense of immersion that we’ve all had hopefully at some point, if not many in our careers. Immersion, which leads to producing results which are discontinuous with what we might expect. So building block number one of an unretirement plan is to revisit what fascinates us and to say, Well, why am I not pursuing that if I have not been? How do I do that? Experimenting with that, putting that to work, will create flow. And success is a natural outgrowth of flow.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Aging may be on your mind this week. And it’s an often overlooked aspect of planning for retirement. Coleen T. Murphy, a leading scholar of aging, and the author of How We Age: The Science of Longevity, details how recent research on model systems, combined with breakthroughs in genomic methods, have allowed scientists to probe the molecular mechanisms of longevity and aging, This research is helping us understand the fundamental biological rules that govern aging – and it may be bringing us closer to extending healthspans and slowing the effects of aging.
She joins us here in Princeton, New Jersey.
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BioColeen T. Murphy is professor of genomics and molecular biology at Princeton University. She is director of Princeton’s Glenn Foundation for Research on Aging and director of the Simons Collaboration on Plasticity in the Aging Brain. She is director of the Paul F. Glenn Laboratories For Aging Research at Princeton.
Murphy completed a B.S. with honors in biochemical and biophysical sciences at the University of Houston and earned a Ph.D. at Stanford University. She was awarded a graduate fellowship at Howard Hughes Medical Institute and completed her postdoctoral work at the University of California, San Francisco.
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For More on Coleen T. Murphy
How We Age: The Science of Longevity
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Podcast Episodes You May Like
Why We Remember – Charan Ranganath
How Not to Age – Dr. Michael Greger
The Mindful Body – Ellen Langer
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Wise Quotes
On Why We Age
“I think if the better question is why wouldn’t we age? Like in the entire universe, entropy is at work. So things fall apart and unless you put in energy to repair them, those things will fall apart. So we’re no different, but just we’re better at repairing all of our cells and tissues and everything else when we’re young, right? My kids, if they get a cut, it heals up in like two days. And if I do, it doesn’t. So we see those repair processes decline with age. And so that’s really why we age because the amount that our body’s put into repair actually gets overwhelmed at some point.”
On Cognitive Aging
“So, by studying processes that change with age, my lab is extremely interested in cognitive aging. So we want to make that extend as long as possible. Even if it didn’t extend lifespan, if we found a mechanism to maintain your cognitive function as long as possible, that would be super valuable for all of us. And so, that’s what we’re talking about when we’re talking about healthspan. A lot of these age -related diseases that we care about in humans and then we understand the molecular mechanisms so that we can find ways to extend that in humans as well…Can we actually extend the you know the time of normal cognitive function? And it turns out we’ve been able to uncover pathways that do control that. So I’m really excited about some work that we did where we you know we found some we found a genetic pathway where if we flipped on just one protein made it more active in one neuron of the cell. Admittedly they have hardly any neurons – they have only 302. But this particular neuron is one that’s really important for regulating their memory and we turn that on a super old worm and it rescued their memory. Nobody really cares until you show it in a mouse. And so we collaborated with friends of ours at UCSF and they put in into the hippocampus so the brain of the two -year -old mice. So that’s like a 75 to 80 year old person. They put in the same activated protein in these it. rescue their memory. So that shows that we can use these pathways to find something in worms and apply it to mammals. And by the way, that protein is exactly the same in mice and humans. So that gives us sort of a way into this problem where we could start to address it pharmaceutically. So that’s an example. I don’t think it’s the only way. I think there’s going to be lots of ways that we can slow down cognitive aging, but that’s one example from my lab.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
What challenges could derail men’s retirements? Journalist and professor Dawn Fallick joins us to discuss what she learned in the research for her article in Kiplinger Why So Many Men are Bad at Retirement. And we explore what men can learn from women that may save men’s retirements.
Dawn Fallik joins us from Philadelphia.
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BioDawn Fallik is an award-winning reporter specializing in database analysis, feature writing and medical coverage.
She has 20 years of daily reporting experience at for The Philadelphia Inquirer, The Associated Press and the St. Louis Post-Dispatch. She spent a month in India covering the tsunami, investigated medical errors and went to the prom at age 26. This year she was nominated and served on the 2022 Pulitzer Prize jury.
Although she left full-time reporting for full-time teaching, Fallik continues to cover medical issues for The Washington Post, The Wall Street Journal, AARP Magazine and Neurology Today. She has worked on the multimedia desks at the Wall Street Journal and The Philadelphia Inquirer. She spent six years writing for The Wall Street Journal’s medical desk, and live blogged two Olympics and multiple television shows for the WSJ’s culture site SpeakEasy. She’s interviewed Tim Gunn, Surgeon General Vivek Murthy and Judy Blume. She has witnessed executions, investigated abusive priests and covered rent-a-cow companies. But she believes there’s nothing more fun than a good weather story.
In September 2007, she started as a full-time assistant professor at The University of Delaware. She took over as journalism director in 2009 and eventually grew the minor to 250 students.
From 2012-2015 she served on the Board of Directors for the DART Society, which works with journalists who cover trauma and violence.
Since the age of 18, Dawn has lived in 12 cities, eight states and two countries.
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For More on Dawn Fallik
Website
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Mentioned in This Podcast Episode
Men’s Sheds
What to do about lonely older men? Put them to work. The Washington Post
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Podcast Episodes You May Like
Independence Day – Steve Lopez
Retire Happy – Dr. Catherine Sanderson
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
If You Love Your Work, Will You Hate Retirement? – Michelle Pannor Silver
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Wise Quotes
On What You’re Retiring To
“So I think that, that for men in particular, thinking about just even planting that seed earlier, and starting to think about retirement in a positive way, would be a big change and gets you into that positive path of mind. That sounds very woo, but if you think about retirement as a positive thing and not about how much you’re going to miss work, that’s going to be a big change. And I think a lot of people when they plan for retirement, they’re just thinking about the money aspect, like I have to put so much away. And that’s sort of such a distant future thing. It’s not really a personal plan where you’re not just saying I’m going to travel, but I always wanted to go to Greece, and start like having concrete plans that you want to put in place, so that when you do retire, you’re already making plans for the future. You’ve already got things in place that you can look forward to.”
On What Men Can Learn From Women
“…something like 50% of men over 60 described themselves as lonely. They’re so tied to work, that’s where their social connections are. So how do you start establishing life outside of work before you’re done with work? Maybe that’s joining a bowling league, or if you’re part of a church or a synagogue, becoming more involved with those activities. You start making those outside connections beforehand. I’ve worked many places now, and I still have friends from almost every place that I have worked. Because, and they’re almost all female friends, we make the effort to continue to reach out and say Hey what are you up to, whether it’s on Facebook or in real life here in Philadelphia. And then the other thing that I’ve found that has been really important is that if somebody reaches out to you and they invite you to do something and you can’t do it, or you’re just not interested in that activity, use the No, but. I can’t go to your daughter’s ballet recital. But how about next week we go grab whatever. You’re showing that person that you are interested in moving that friendship forward so that the effort isn’t all on one side. And that isn’t an issue just for people in retirement, that’s across the board right now. It’s figuring out how to create those social connections and keep them going. And it does require effort from both sides. The other thing that was the main obstacle was that, also a little surprising from my end, just because I hadn’t thought about it, is that it’s a joke that men don’t go to the doctor. But that has real consequences. Women grow up and we go to the doctor every year. We go to the gynecologist every year starting very young. And so we establish that routine, that check-in.”
On Diversification
“The other thing that I found, and this came out of a different story, was thinking about activities that you can do s if you’re retired. Could you be an adjunct professor, so that you are sharing your knowledge with younger generations? It keeps you involved and also keeps you connected with a younger community. Look at groups like Meetup. You’ll see Meetup has a number of different activities, not just for men, but for people over 50. There’s a group by me that goes out salsa dancing, and it’s men and women over the age of 50. So just find different ways that you can try something new. And you know what, if you try it once and it’s not for you? That’s fine. But that way you have different opportunities. And then think about where could you volunteer? What is a cause you’re passionate about? Maybe it’s a political group. Maybe it’s pet rescue. There’s a lot of animal rescue groups. Maybe it’s something like Habitat for Humanity where you’re going and maybe you have those skills. Maybe you always wanted to learn how to tile a bathroom. But again, you have a sense of purpose. You’re helping somebody else, and then again, you’re being with those same people on a regular basis.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Don’t underestimate the transition to retirement. How do you build a bridge from your full-time working life to your new life of freedom in retirement? It starts with doing your homework and managing your expectations for the transition period. Many people expect it to be like that last day of school before summer – running off to full-time fun, only without school resuming in the fall. But the transition usually unfolds in a series of phases – and learning more about them prepares you to anticipate, plan well and get the most out of your retirement years.
This “Best of The Retirement Wisdom Podcast” episode revisits earlier conversations that can help you master the transition to your retirement.
Click the links below to listen to the full conversations you’re interested in:
The Power of Reinvention – Joanne Lipman
The Skill Set for Life’s Transitions – Bruce Feiler
Navigating the Transition – Dr. Maggie Mulqueen
Live Life in Crescendo – Cynthia Covey Haller
The Future You – Brian David Johnson
Design Your Life and Get Unstuck – Dave Evans
Planning for a transition to retirement? Take charge of your future.
Browse all episodes of he Retirement Wisdom Podcast here.
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
It’s easy to fall into a rut. What could taking up a new pursuit or a new challenge do for you? Today’s guest, Joe Simonetta is living a diverse, interesting and fulfilling life. Last year he decided to take on a new challenge at 80. He decided to compete in a triathlon. Not only was it his first triathlon, it was his first race – of any kind. And he won the gold medal in his 80-84 age division at the U.S. National Senior Games. His story may inspire you to take on a new pursuit or challenge.
Joe Simonetta joins us from Sarasota, Florida.
___________________BioJoseph R. Simonetta holds a Master of Divinity degree from Harvard Divinity School where he studied ethics, global environmental problems, world religions, cosmology, and evolutionary biology. He also studied at Yale Divinity School.
He holds a Master of Architecture degree from the University of Colorado. He also studied architecture at the University of Southern California. He holds a B.S. in Business Logistics from Penn State University.
As a young man, disturbed at the extraordinary amount of unrelenting suffering in the world, he vowed to himself to do something to alleviate it.
He went on to live a very unusual life. He has been an Army officer, professional athlete, entrepreneur and businessman, architectural designer, real estate developer, home builder, environmental activist, author, TEDx speaker, senior editor of the World Business Academy, and twice a nominee for the U.S. Congress.
Intermittently, he wrote a mix of fiction and nonfiction books about humanity and the state of the world.
He is married to Susana Rojas Simonetta. They have a son, Russell, born on Earth Day, and a daughter, Fiorella.
He enjoys spending time with his family and training for and competing in triathlons. In the 2023 U.S. National Senior Games triathlon in Pittsburgh, he won the gold medal in his 80-84 age division.
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For More on Joseph R. Simonetta
Website
Be Healthy. Be Kind. Respect the Environment.: What We Do to Others, We Do to Ourselves
Gingerbread Horse Rocket and The Melon Ball Express: A Story About a Little Boy Who Changed the World
Tedx Talk
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Podcast Episodes You May Like
Live Life in Crescendo – Cynthia Covey Haller
The Fourth Quarter – Allen Hunt
Will You Flourish or Languish? – Corey Keyes
The Mindful Body – Ellen Langer
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Wise Quotes
On Seven Words to Live By
“The three simple rules for living: be healthy, be kind, respect the environment. I have to put in context, and Arthur Schopenhauer observed that all truth passes through three levels. First, it’s ridicule, second, it’s violently opposed, third, it’s accepted as being self -evident. Such a truth has emerged in our lifetime. It informs us that we exist as a tiny fragment of an immensely larger interlocking pole, which all the parts are interconnected and depend upon each other for survival. Simply put, everything’s connected to everything else. We exist not separately, but in communion with all other living things. Life’s an interrelated, interdependent phenomenon. Everything’s in relationship. It’s the nature of universe, it’s the nature of the reality in which we exist. Like it or not, reality has behavioral demands. That is, if you want to stick around, if you want to live, if you want to continue on the journey, those behavioral demands can be summarized in seven words. Be healthy, be kind, respect the environment. Each one of us is like a cell in the body of humanity. The health of all of us taken together in terms of the health of humanity and the health of our civilization.”
On Updating Beliefs
“The question is, how do we reduce ignorance and suffering, expand knowledge and justice? Einstein observed that we can’t solve our problems from the same level of thinking which they originated.So it begs the question, what level of thinking are we at? What level of thinking do we need to get to? How do we get there? Well, it’s not easy to get to the next level of thinking. Many people are operating out of primitive, hardwired instincts and emotions associated with the primitive origins of our brain. At the same time, many people are operating out of deeply embedded, antiquated, divisive, and dysfunctional supernatural beliefs that are the products of the infancy of our intelligence. And these primitive instincts and emotions, which are a biological reality, and this antiquated, divisive, and dysfunctional supernatural beliefs, which are human fabrications, are a lethal combination of behaviors that are not overcome easily. But they must be overcome if we’re going to sustain humanity, advance our civilization, and succeed as a species. So our social and political attitudes, behaviors, and beliefs must rise to higher levels. So they’re not static. They’re dynamic. And we are an evolving species. We’re a young species, as one explores that whole area, which is interesting, evolutionary biology. And we understand just how young we are. And we begin to understand why we do what we do.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retirement offers the opportunity to pursue new interests, hobbies and pursuits. But getting retirement right takes practice. How do you start? Mary Jo Hoffman shares her story of how a daily photography practice on her daily walks with her dog evolved, culminating in her new book STILL:The Art of Noticing.
Mary Jo Hoffman joins us from Minnesota.
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Bio
Mary Jo Hoffman is the author of STILL:The Art of Noticing. An aeronautical engineer-turned-artist, since beginning her artistic practice and founding the blog, STILL, she and her project have been featured in Martha Stewart Living and Better Homes & Gardens, among other publications, and she has collaborated with West Elm, Target, the United States Botanic Garden, and the Scottish National Opera
She is renowned for her unique and personal engagement with the natural world around her, primarily in North America’s Great Lakes bioregion and the iconic scrubland of Mediterranean France. Best known for her multi-year, ongoing project, “STILL,” she captures and posts one photo every day, on a white background, of a natural object found near her, whether leaves, flowers, seedpods, twigs, insects, or animals.
“STILL” images reflect Hoffman’s profound admiration for nature’s subtle, seasonal expressions. Her photography encourages viewers to pause and contemplate one thing at a time, to be still, if only for a moment, in a world of distracted hurrying from one thing to another. The project is an endorsement of the power of dailiness, and an invitation to re-see the too-often overlooked “infraordinary,” that surrounds us–those sights, sounds, and subtle changes that we think of as common and familiar, but which can come alive with delightful possibility when paid attention to.
Hoffman lives in Shoreview, Minnesota, on Turtle Lake, with her husband, Steve, a food writer and author, and her aging and indulged puggle, Jack, with whom she takes walks as often as possible, in woods and fields, and along lakeside trails, on the hunt for that day’s STILL blog subject.
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For More on Mary Jo Hoffman
STILL Blog
STILL:The Art of Noticing
_________________________Podcast Episodes You May LikeRetirement Rookies – Stephen & Karen Kreider YoderEdit Your Life – Elisabeth Sharp McKettaLiving for Pleasure – Emily Austin, PhDBest of 2024 – Part One_________________________
Wise Quotes
On Practicing Retirement
“…think about practicing for retirement. Put those pieces in place with the community, the hobbies, the interests, whatever you want to do. Start early enough to have those in place when you retire so that you don’t just one day walk out the door, and then you don’t know what to do with yourself. That struck a chord with me. So we are in France, the kids are in school, it’s the first free time in my adult life and I say to my, my husband who’s a tax preparer, but who also had creative ambitions. He was wanted always wanted to be a writer. I said, let’s practice for retirement. We have we have six hours a day between parent drop off and parent pickup. Let’s practice for retirement. So that was 2012. So 12 years ago what happened is I started a photo. So I came up with a project for myself is called a photo a day for one year. So it was a one year project to do a photo a day, which then resulted in this book that I just came out with.”
On Daily Practice
“If you’ve never done anything like a 100-day challenge. I have a 30-day challenge. I think 30 days is too short. I did a one year challenge that turned into a 12 year challenge. I highly recommend them. That’s why I call it the sneaky superpower of daily – of having a daily practice. The other one of the other things that that totally surprised me was something an idea I call placefulness, which is it is this a really deep and nuanced knowledge and connection to my place.”
On Activities with Multiple Benefits
“You can call it intuitive wisdom. Whatever it is, I do think I stumbled into something very, very rewarding. Dumb luck or not, I think it highlights one of those key points about finding activities where you can get those multiple benefits from. You don’t need six things. You can find one that can give you two, three, four, five [benefits]. We’re talking about just being intentional. And then also we’re talking a little bit about narrowing down the things that you’re going to put your energy or your attention into to three, four or five things and not scattering your attention or your energy like confetti.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Is it possible to get healthier as you get older? Dr. Michael Greger knows how and why that’s possible. He visits with us to discuss his new book How Not to Age: The Scientific Approach to Getting Healthier as You Get Older.
Dr. Greger joins us from Maryland.
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Michael Greger, M.D. FACLM is a physician, New York Times best-selling author, and internationally recognized professional speaker on a number of important public health issues. Dr. Greger has lectured at the Conference on World Affairs, the National Institutes of Health, and the International Bird Flu Summit, among countless other symposia and institutions; testified before Congress; has appeared on shows such as The Colbert Report; and was invited as an expert witness in defense of Oprah Winfrey at the infamous “meat defamation” trial. In 2017, he was honored with the American College of Lifestyle Medicine with its Lifestyle Medicine Trailblazer Award.
Dr. Greger’s most recent scientific publications in the American Journal of Preventive Medicine, Critical Reviews in Microbiology, Family and Community Health, and the International Journal of Food Safety, Nutrition, and Public Health explore the public health implications of industrialized animal agriculture.
Dr. Greger is also licensed as a general practitioner specializing in clinical nutrition and is a founding member and Fellow of the American College of Lifestyle Medicine. He was featured on the Healthy Living Channel promoting his latest nutrition DVDs and honored to teach part of Dr. T. Colin Campbell’s esteemed nutrition course at Cornell University. Dr. Greger’s nutrition work can be found at NutritionFacts.org, which is a registered 501(c)3 nonprofit charity.
Four of his books — How Not to Die, The How Not to Die Cookbook, How Not to Diet, and How Not to Age — became instant New York Times Best Sellers. He is also the author of Bird Flu: A Virus of Our Own Hatching and Carbophobia: The Scary Truth Behind America’s Low Carb Craze. Dr. Greger is a graduate of the Cornell University School of Agriculture and the Tufts University School of Medicine.
Dr. Greger is proud to be a Council of Directors member of the global voice for lifestyle as medicine, the True Health Initiative (THI). This is a growing coalition of more than 360 world experts representing 35 countries. It is an unprecedented assembly that includes physicians, university Deans, former Surgeon Generals, Olympic athletes, chefs, environmental professionals and a diverse group of nutritionists. Together they offer clarity over confusion and support the foundational principles of healthy eating and healthy living.
All speaking fees and proceeds Dr. Greger receives from the sale of his books and DVDs are donated to charity.
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For More on Michael Greger, M.D.
How Not to Age: The Scientific Approach to Getting Healthier as You Get Older
How Not to Die: Discover the Foods Scientifically Proven to Prevent and Reverse Disease
NutritionFacts.org
The Daily Dozen
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Mentioned in This Podcast Episode
The Game Changers Movie
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Podcast Episodes You May Like
From Cravings to Control – Revamp Your Habits – Dr. Jud Brewer
The Mindful Body – Ellen Langer
Upgrade Your Sleep – Dr. Raj Dasgupta
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Wise Quotes
On What Motivates Him
“NutritionFacts.org is a free nonprofit science-based public service providing daily updates on latest in nutrition research via bite-sized videos, about 2000 videos on the every aspect of healthy eating with new videos and articles uploaded to every day. And the latest in evidence-based nutrition. What a concept. No ads, no corporate sponsorship, not selling anything. Just put it up as a public service. Nutrition facts.org actually put it up as a really as tribute to my grandmother, which is how I got involved in the first place. I was just a kid when my grandma was sent home in a wheelchair to die. She had end-state heart disease, already had so many bypass surgeries. She basically run out of plumbing at some point, could find a wheelchair crushing chest pain. Her life was over at age 65. Then she heard about this guy, Nathan Pritikin, one of our early lifestyle medicine pioneers.
And what happened next is actually detailed in Pritikin’s biography. They talk about Francis Greger, my grandmother. They wheeled her in and she walked out. Though she was given her medical death sense at age 65, thanks to a healthy diet, was able to enjoy another 31 years on this planet until age 96 to continue to enjoy six grandkids, including me. That’s why I went into medicine. That’s why I practiced lifestyle medicine, why I started nutrition facts.org, why I wrote the book, how Not to Die, why all the proceeds from all the sales of my books are donated directly to charity. I just want to do for everyone’s family what Pritikin did for my family.
On Aging
“Well, it turns out that age is a significant risk factor for many of our chronic disease killers. Not just Alzheimer’s, but also heart disease and stroke, etc. So instead of just playing whack-a-mole, by treating each of these diseases separately, by slowing down aging, we may be able to slow down the occurrence of all these diseases. If all of cancer was eliminated tomorrow, it would really only add a few years to the average lifespan. In terms of lifespan, eating a burger appears to cut one’s life as short as smoking two cigarettes. So if it wouldn’t even occur to us to light up before and after lunch, maybe we should choose the bean burrito instead. If you didn’t die of a heart attack is because you died of cancer a month before. If you hadn’t died of cancer, you would have just dropped dead of a heart attack. So that’s why it’s important to slow the aging process, to slow the appearance of these age -related diseases across the board.
On Lifestyle Choices
According to studies of identical twins, only about 25% of the difference in lifespan between individuals is due to genetics, so for what we can do over the majority, we may have some control. We can turn to the Blue Zones, these areas of exceptional longevity around the world where they may have up to 10 times the rate of those reaching triple digits. And what do they share in common? They have healthy lifestyle behaviors such as daily exercise and not smoking. But the most important component appears to be their diet. And so the series of Blue Zone dietary guidelines that have been recommended, basically they center the diets are on whole plant foods. And so they are minimizing the intake of processed foods, meat, dairy, sugar, eggs, and salt, while maximizing fruits and vegetables, whole grains, legumes, which are beans, peas, chickpeas and lentils, nuts and seeds and spices, mushrooms, basically real foods that grows out of the ground. These are our healthiest choices.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
You’re wise to be planning for your retirement. But the best-laid plans can be turned upside down in an instant. Sarah Cart joins us to share her experience and her new book On My Way Back to You: One Couple’s Journey through Catastrophic Illness to Healing and Hope.
Sarah Cart joins us from Massachusetts.
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BioSarah Cart was raised and educated in New York and New England. As a freelancer, she wrote for multiple local publications while she and her husband, Ben, raised four sons in northeastern Ohio. Upon becoming empty nesters, the two moved to the Florida Keys, but they returned every summer to the Pennsylvania Poconos, where each had lifelong family connections. Then came Covid. The pandemic, combined with Ben’s health issues, necessitated their sheltering in place in Florida for the entirety of 2020. In the wake of Ben’s undergoing miraculous lifesaving measures, they have been afforded the unanticipated gift of a future and, more than ever before, relish time spent with family and friends.
Sarah Cart’s On My Way Back to You is a first-hand account of the rollercoaster world of lifesaving transplants and the unimaginable challenges Sarah faced as she struggled to manage her husband’s devastating illness and to save his life, their marriage, and her sanity.
Throughout her 42-year marriage, writer Sarah Cart has enjoyed a life of “gloriously controlled chaos,” as she and her husband, Ben, a successful entrepreneur and seasoned outdoorsman, embarked on numerous adventures with their four active sons. Then the unthinkable happened.
In suspenseful and heartrending detail, Cart shares how Ben developed an incurable autoimmune condition that was manageable and under control one minute and threatened to kill him the next, landing him in the ICU as the Covid pandemic closed the world down. Thrust into the role of nurse and caregiver, Sarah joined the ranks of 39 million Americans who champion and care for an ailing loved one.
In addition to confronting doubts, fears, and endless setbacks, aggravations, and red tape, she also had to consent to daunting procedures on Ben’s behalf. Too, there were the months-long Covid-era restrictions on hospital visitations and the post-surgery snafus with home healthcare personnel. Thank goodness for the heartfelt communiques with family and friends, all of which reflect the faith, fortitude, grit, and grace that sustained her.
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For More on Sarah Cart
On My Way Back to You: One Couple’s Journey through Catastrophic Illness to Healing and Hope
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Podcast Episodes You May Like
Ride or Die – Jarie Bolander
The Self-Healing Mind – Gregory Scott Brown, M.D.
Planning for Family Caregiving – Danielle Miura, CFP
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Wise Quotes
On Perfection vs. Good Enough
“Perfection is not always a good thing. I never perfected being a perfectionist, but I like to know that things are done well and right and the way they’re supposed to be and the very sobering idea that if we had known before Ben went into the hospital that he had a broken hip, which is the kind of thing I mean, I was his caregiver, how could I not know that? That’s unforgivable. But if we’d known it, he wouldn’t have been a candidate for transplant. That just blows my mind. Not all the examples are that huge, but well, another one is he probably wouldn’t have been a candidate for transplant if it hadn’t been the COVID pandemic.”
On Gratitude
“Over the course of Ben’s being in the hospital, I had taken to sending emails to family and friends on a regular basis to keep everybody on the same page. And I had all those emails, and in the beginning, every single one of them was a part of the original outline of the book, just because they told the story, and all I really needed to do was kind of link them together. But then people pointed out that I needed to tell a little bit more of the story at the beginning and a little bit more of the story at the end. And it just, it was a way for me to figure out where we’d been and to realize, I mean, I think I was pretty grateful every step of the way, but to realize the magnitude of gratitude that was appropriate for where we ended up.”
On Caregiving
“And so my advice would be, be kind to yourself, be forgiving of yourself, you’re not going to get this right. There’s not an answer sheet for that. this, and you’re not going to get graded. You’re going to get through it. What I used to tell people, a year ago, I would say, Oh, you’re stronger than you think. And I believe that, but I think the more helpful thing is to say: You’re going to get through this – because that doesn’t put the pressure on Oh, I have to be strong. You don’t have to be strong, you just need to put one step in one foot in front of the other and move forward if you can, sideways if you have to, backwards if you get pushed. But just keep trying. Break it down into manageable pieces. And if the pieces that you’ve broken it down into don’t feel manageable, pick them up one at a time and break them down to something smaller. It sounds so much easier than it might feel in the moment.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
There are a lot of variables to consider in planning for retirement. A big one is longevity. We don’t know how long we’ll live, but we should plan for a long life. But there’s more to consider than just our lifespan. Rejoining us is Maddy Dychtwald, co-founder of Age Wave, to discuss her new book Ageless Aging: A Woman’s Guide to Increasing Healthspan, Brainspan, and Lifespan, a guide to living better longer by proactively attending to your healthspan, your brainspan and your wealthspan.
Maddy Dychtwald joins us from California.
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BioRecognized by Forbes as one of the top fifty female futurists globally, for nearly 40 years, Maddy Dychtwald has been deeply involved in exploring all aspects of the age wave and how it’s fundamentally transforming our lives and the world at-large. This has led her to become an award-winning author, acclaimed public speaker, and thought leader on longevity and aging, health, wellness, and the new retirement.
Maddy co-founded Age Wave, the world’s leader in understanding and addressing the far-reaching impacts of longevity and our aging population. The Age Wave team has worked with more than half of the Fortune 500 in industries ranging from healthcare and medical technology to financial services and consumer products.
With women at the forefront of the longevity revolution, Maddy has dug deep into their specific longevity-related wants, needs, challenges and opportunities. As a researcher and social scientist, she has led numerous acclaimed studies, including the landmark Women, Money and Power sponsored by Allianz and Women and Financial Wellness: Beyond the Bottom Line for Bank of America Merrill Lynch. In addition, she has been involved in more than 25 thought leadership research studies worldwide on longevity, aging, retirement, health and wellness, family and social connections, purpose, caregiving, finances, and leisure, which have cumulatively garnered more than twenty billion media impressions. As a blogger and member of The Wall Street Journal’s Expert Panel, Maddy’s posts on leadership, wealth management, and financial planning have topped the most-read lists. Her insights and research have been featured in prominent media outlets, including Bloomberg Businessweek, Forbes, Newsweek, Time, Fox Business News, CNBC, and NPR.
Maddy has written four books, including the award-winning Cycles: How We Will Live, Work, and Buy, Influence: How Women’s Soaring Economic Power Will Transform Our World for the Better, and the children’s/young readers’ book Gideon’s Dream: A Tale of New Beginnings. Her highly anticipated new book, Ageless Aging: A Woman’s Guide to Increasing Healthspan, Brainspan, and Lifespan, (Mayo Clinic Press, May 2024) will provide an insider’s guide to living better longer, covering everything from fitness and nutrition to hormones and ageism, from sleep to purpose, from navigating the healthcare system to the role of finances.
Over the years, Maddy has herself become part of the age wave and has experimented personally with how to increase her own healthspan, brainspan, and lifespan. She is a co-founder of the non-profit Women Against Alzheimer’s and serves as a board member of the non-profit BrightFocus Foundation, which funds cutting-edge research to cure diseases of the brain and eye. She is also a lead partner for Portfolia in the Active Aging and Longevity 2 Fund. She is also a lead partner for Portfolia, a collaborative women-focused investment platform in their “Active Aging & Longevity Fund 2.
Maddy and her husband Ken were awarded the prestigious Esalen Prize for their outstanding contributions to advancing the human potential of long-lived men and women worldwide. An empty-nester, she is highly involved with her adult children and her granddog.
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For More on Maddy Dychtwald
Ageless Aging: A Woman’s Guide to Increasing Healthspan, Brainspan, and Lifespan
Age Wave
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Podcast Episodes You May Like
Breaking the Age Code – Dr. Becca Levy
Advice for Successful Career Women Transitioning to Retirement – Helen Dennis
From Cravings to Control – Revamp Your Habits – Dr. Jud Brewer
The Wisdom and Wonder of Uncertainty – Maggie Jackson
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Wise Quotes
On Ageless Aging & Agency
“There are three things that come to mind. First is that we are the CEOs of our own healthcare and our health and our wellbeing, including our brain health. Knowing that we have agency over our health and wellbeing and that it’s never too late to take steps and even just starting somewhere with changing your diet or your exercise or your sleep, it’s really powerful medicine. 90% of our health and well-being is really within our control. And so we ought to know that and take action where possible. Second is that it’s not just about one thing, like sleep or what you eat or your exercise. Those things are the basics and super important. But it’s about a bouquet of different ingredients that all work together to create a more ageless kind of aging. And the good news about that is you can start anywhere and you can pull one lever. And by pulling that lever, you’re going to start feeling better, which is going to motivate you to try more. That to me is good news. And third is, and I didn’t really talk about this with you too much, Joe, but I think the idea of having joy in your life can really add life to the years that we have, no matter how long or short our lifespans might be. One of the pieces of research that I learned along the way was from Dr. Becca Levy at Yale. She did a longitudinal study in the middle of the US. And what she found was that when people felt more positive about aging and their own aging in particular, it could add up to seven and a half years to their lives. And that’s like flipping a switch in your brain to tell yourself on a daily basis: Aging, it’s a gift. It’s a real gift, and we ought to take advantage of it. So that’s why I wrote Ageless Aging, to give people the tools and the information that they need so that they can live better longer.”
On Purpose
“There’s different ways that we can get a sense of purpose as we get older. The number one way is to continue working in some way, shape, or form. That’s something that I interviewed Dr. Linda Fried, who’s head of the Columbia School of Public Health about. She is their Dean, and she’s also an amazing physician and expert on aging. She told me that often times she would suggest to her patients: you ought to work longer. To spend the last 30 years of your life without a sense of work or purpose is not good for your health. You lose your vitality, your energy, your willingness to go on in life, and that is not something that you want to have happen. So work is one solution, but there are other ones too, like volunteering. Volunteering your time serves a lot of great purposes because when you give, it actually gives back. And there’s been studies that show that giving is a really amazing force of nature that can help you to live better longer. By the way, from the Age Wave studies that we’ve done, one of the things that we found was that adopting a pet was one of the number one things that people were willing to do. add more purpose to their lives.”
On Exercise
“And I do think there is one silver bullet. And that is something that I’m kind of obsessed with personally. And it’s a little different than I actually thought it was. If you talk to the brain health experts, they all say the one thing you have to do is exercise. And it’s definitely true. But it’s not just about cardio. It’s about your balance. It’s about your posture. It’s about believe it or not, your ability to relax. That one was a cool one for me. And most importantly, it’s about building muscle strength. Because as we get older, like literally beginning in your 30s, we begin to lose muscle mass. It’s called by a fancy name; sarcopenia. But it really means a loss of muscle mass. And some of the scientists that I talked to were in agreement on the fact that they believe that muscle mass should be the new vital sign with equal importance to our heart rate and our blood pressure and our weight. So that’s how important building muscle mass is.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
It’s time to step back and look at the best of our podcast conversations earlier this year with some brief clips to help you retire smarter.
Links to the full conversations are below:
The Balancing Act in Retirement – Stew Friedman
The Portfolio Life – Christina Wallace
Rightsize Your Life for a Brighter Future – Marni Jameson
From Cravings to Control – Revamp Your Habits – Dr. Jud Brewer
Working Identity – Herminia Ibarra
The Emotionally Intelligent Retirement – Kate Schroeder & Nick Wignall
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Other “Best of” Podcast Episodes You May Like
The Very Best of 2022
The Best of 2021 – Retirement Wisdom
Best of The Retirement Wisdom Podcast 2023 – Part Two
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Best Books on Retirement
Here are my recommended books (with short summaries) to get ready for the non-financial side of retirement.
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Our memory seems like a mystery. Why can I rattle off the stating lineup of the 1967 Red Sox but can’t remember what had for lunch yesterday? Charan Ranganath can explain. He joins us to discuss his new book Why We Remember: Unlocking Memory’s Power to Hold on to What Mattersand what we can do to strengthen our cognitive fitness.
Charan Ranganath joins us from California.
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BioCharan Ranganath, Ph.D, is the author of the new book Why We Remember: Unlocking Memory’s Power to Hold on to What Matters. He is a Professor of Psychology and Neuroscience and director of the Dynamic Memory Lab at the University of California at Davis. For over 25 years, Dr. Ranganath has studied the mechanisms in the brain that allow us to remember past events, using brain imaging techniques, computational modeling and studies of patients with memory disorders. He has been recognized with a Guggenheim Fellowship and a Vannevar Bush Faculty Fellowship. He lives in Davis, California.
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For More on Charan Ranganath, Ph.D
Why We Remember: Unlocking Memory’s Power to Hold on to What Matters
Website
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Podcast Episodes You May Like
The Self-Healing Mind – Gregory Scott Brown, M.D.
The Power of Saying No – Vanessa Patrick, PhD
Successful Aging – Daniel Levitin
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Wise Quotes
On Getting Out of Your Comfort Zone
“…I really recommend for people to do new things and get out of their comfort zone. Novelty can be hugely important. It can be anxiety provoking for some people and you’ve got to be careful about that. But one of the things that we know is curiosity and novelty are associated with activity in these areas of brain that release and process dopamine. Dopamine is a modulator that, as I mentioned, promotes plasticity. Some work even suggests that if you, let’s say, put an animal in a box and you let it explore this box that it’s never been in before, its brain gets flooded with dopamine. Then if you give it some task, now it will be better at remembering the things that it was doing for this task. So in other words, that dopamine can have this spreading effect. So I think that is something that will improve people’s memory, potentially. And also I think that kind of engagement is just good for people in general. There’s also just a lot of value in seeing and feeling that you’re learning. It can get very easy to get into a rut and then feel like everything is the same. Sometimes you lose that curiosity as you get older. I know because I see this in my colleagues sometimes and I’ll say, Hey, what are the findings in your lab that you’re most excited about? And they’ll say, Nothing’s new, it’s all the same, we’re all just rehashing the same stuff. And I find that so depressing because it is like my whole business is curiosity and I am a big believer in the power of curiosity.”
On The Mind-Body Connection
“If you want to improve your cognitive functioning, or you want to retain your cognitive functioning over time and you want protect your brain health, consider that your brain is the seed of the mind and it is a part of your body. I think a lot of people have this idea of somehow I am my mind, and then my brain is separate. And it’s not. It is all connected. What this means is that if you’re not taking care of your mental health, your emotional health your physical health, it’s going to affect your cognition and possibly increase your risk for dementia…. If you want to get in to the positives, sleep and exercise are very important.”
On Prioritizing & Memory
“So at a minimum you want to prioritize, right? So I don’t hear people telling me, Boy, I remember this temporary password that I had from 10 years ago. That’s really great. I’m so happy about this. Even if you remembered everything else, you wouldn’t tell me this, right? And you certainly wouldn’t tell me I remembered that you’re happier about remembering the temporary passwords than you are about remember that you have a doctor appointment. So, I think that there’s this intuition that we have that we should be able to remember everything, that any inability to remember is a weakness. I think that intuition is wrong. But, of course, I lose my phone. I lose my keys. So I experience the everyday moments of frustration and of forgetting. And so I can empathize with that feeling. But on average, I think you would not want it in the opposite direction.”
On Habits & Memory
“Having good habits can help you at a day-to-day level, like just minimizing the number of distractions that you have in front of you, which I kind call memory hygiene, turning off alerts on various devices and things like that, not trying to do ten things at the same time….You say that I want be able to do a better job of remembering where I put my keys. And part of it could be put a sign, put sign saying, Hey, put keys here and just develop a habit. You don even need to remember, right? ”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
There’s a lot we can learn – and relearn – from the younger people in our midst. They do many things in a way that’s highly beneficial for older adults. Dr. Hasan Merali is the author of the new book Sleep Well, Take Risks, Squish the Peas, which shows us how toddlers bring out the best in humanity and how we can, too. It’s a whole new way of looking at and learning from toddlers.
He joins us from Ontario.
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BioHasan Merali, MD, MPH, is an associate professor in the Department of Pediatrics, McMaster University and a pediatric emergency medicine physician at McMaster Children’s Hospital in Hamilton, Ontario.
He received his medical degree from Harvard Medical School and Master of Public Health degree from Johns Hopkins University.
His research focuses on child injury prevention in low- and middle-income countries.
He has published more than twenty-five peer-reviewed journal articles, and his writing has been featured in Science, The Boston Globe, NBC, CBC, and Popular Science. Dr. Merali lives in Oakville, Ontario, with his wife and their toddler daughter.
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For More on Hasan Merali
Sleep Well, Take Risks, Squish the Peas
Website
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Mentioned in This Podcast Episode
Chatter & Your Inner Voice – Ethan Kross
Auburn Sage
Who Has the Secret to Well-Being? The Answer May Surprise You.
Old People’s Homes for 4 Year Olds
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Podcast Episodes You May Like
The Power of Fun – Catherine Price
Emeralds of Oz – Peter Guzzardi
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Wise Quotes
On Sleeping Like a Toddler
“I think sleep is one of the most important ones, and for anyone interested in wellness or improving their life, I would argue that sleep is the most important one to start with. I think it’s a foundation for everything else to build on. And I like the toddler routine because it is so simple and it works. And so the Toddler bedtime routine is a very easy thing to do. And if we all did it, we would all sleep better like they do, and so what you do is you set a bed time, you kind of stick to it. You got to be regular about that time. Start an hour before. None of this involves any screens, so those screens are completely off. One hour before, you’re either taking a hot bath or shower and what that does actually is cool down your body and your body needs to be cooler when we sleep and so that kind of gets your body into that mode. The next thing you do what toddlers do is they have lotion put on them and certainly that’s something we could all do. It feels good, massage is good but really any hygiene related activity is fine. And then finally I think we’re going to talk about this later too is reading and that is the best way to end your night. It’s no screens. If it’s an e-reader, it is fine, but there’s no other distractions. And it s a way to consolidate all that knowledge we’re getting because if you read and then sleep, you’re going to retain a lot more of it too.”
On Laughing Like a Toddler
“If you look at a graph of age across the spectrum and how much we do an activity, there is the first cliff that we go off is really humor and laughter. And there are a whole bunch of other ones. Reading is another one. Play is a another. And some of them do come back when you’re retired, which is wonderful. You know, for reading, it comes back for example when your 65. But laughter is definitely one of them that we can never reach the same level that we did have when we were toddlers. So toddlers left to themselves and they’re miked up. They’re laughing almost one time a minute. So nearly 60 times an hour. And adults, at most, will get to half of that level. And so this amount of laughter is good for them and us for a lot of different reasons. It’s everyone knows this it’s a stress reliever. It makes us feel good. And one of the things that I mentioned that toddlers are always trying to do is build relationships. And so, you know, one other things we know but we could probably do a lot more of is do some laughter in groups to build those relationships, we get less stress hormones.”
On Engaging with Books
“We kind of want to read all the time when we’re younger, and this kind falls off in later childhood and doesn’t come back until we were in our 60s. And I think this idea of placing that much importance on books is really critical for our well -being. I mean, it’s hard to be around a toddler or preschooler without being asked to read them something almost constantly. And there’s a couple of lessons there. One is that reading is very important for our own learning, but also for cognitive function. You know, looking at the data again, just in adults, if we look at people who read more, they’re the people who have lower rates of mild cognitive impairment and dementia as they get older. I think that’s really the biggest benefit of reading daily and if even get 20 -30 minutes as part of the bedtime routine ideal but any other time is really helpful. And the other big piece is something called deep reading. This has been promoted by a professor at UCLA named Maryann Wolf and she talks about how we are in this culture where we’re doing a lot of skim reading because we read on screens, there’s a lots of online articles, we just looking at the titles and we going through things very fast. But if they really want to absorb a book, we nearly need to get into deep reading. And I think toddlers are the ideal people to emulate with this. You know, I have a three -year -old, so I sit down with her with a book and we get through a couple of pages. There’s a lot of questions about the picture, about the text. We flip back. We have to go through other things, connected the dots. We get to the very end of this book much later than it would take me. And the question invariably is, again, and this way of engaging with the book, really focusing on the Book is really something we need to be doing. And so I would hope that your listeners, when they’re reading, not set chapter goals or amount of reading goals. Really, you want to set time goals and really engage with a book. And that can be in a lot of different ways. It can take notes, highlighting, book club. That’s the kind of deep reading that we’re missing out on and what toddlers and preschoolers do all the time.”
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About Retirement Wisdom
help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
We’re surrounded by uncertainty and we don’t like the feeling of not knowing. But there’s often hidden strength in some things that make us uncomfortable. Maggie Jackson’s new book explores the research that shows that uncertainty is not a weakness, but instead can be a powerful tool for navigating complexity with creativity and adaptability.
Maggie Jackson joins us from Rhode Island to discuss her new book Uncertain: The Wisdom and Wonder of Being Unsure and why we should embrace uncertainty as a catalyst for curiosity – and more.
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BioMaggie Jackson is an award-winning author and journalist known for her prescient writings on social trends, particularly technology’s impact on humanity. Her new book Uncertain: The Wisdom and Wonder of Being Unsure has been lauded as “remarkable and persuasive” (Library Journal); “trending” (Book Pal); “incisive and timely-triumphant” (Dan Pink); and “both surprising and practical” (Gretchen Rubin). Nominated for a National Book Award, Uncertain was named a Top 10 Social Sciences book of 2023 by Library Journal and a Top 50 Psychology book of the year by the Next Big Idea Club. The book inspired Jackson’s recent lead opinion piece in the New York Times on uncertainty and resilience.
Her acclaimed book Distracted: Reclaiming Our Focus in a World of Lost Attention sparked a global conversation on the steep costs of our tech-centric, attention-deficient modern lives. With a foreword by Bill McKibben, the book reveals the scientific discoveries that can help rekindle our powers of focus in a world of overload and fragmentation. Hailed as “influential” by the New Yorker and compared by Fast Company.comto Rachel Carson’s Silent Spring, Distracted offers a “richly detailed and passionately argued … account of the travails facing an ADD society” (Publishers Weekly) and “concentrates the mind on a real problem of modern life” (The Wall Street Journal). The book is “now more essential than ever,” says Pulitzer finalist Nicholas Carr.
Maggie Jackson’s essays, commentary, and books have been featured in The New York Times, The Wall Street Journal, Los Angeles Times, New Philosopher, on National Public Radio, and in media worldwide. She wrote the foreword to Living with Robots: Emerging Issues on the Psychological and Social Implications of Robotics (Academic Press, 2019) and has contributed essays to numerous other anthologies, including State of the American Mind: Sixteen Leading Critics on the New Anti-Intellectualism (Templeton, 2015) and The Digital Divide: Arguments For and Against Facebook, Google, Texting, and the Age of Social Networking (Penguin, 2011). Her book, What’s Happening to Home? Balancing Work, Life and Refuge in the Information Age, was the first to explore the fate of home in the digital age, a time when private life is permeable and portable.
Jackson is the recipient of numerous grants, awards, and fellowships, including a 2016 Bard Graduate Center Visiting Fellowship; Media Awards from the Work-Life Council of the Conference Board, the Massachusetts Psychological Association, and the Women’s Press Club of New York. For a National Public Radio segment on the lack of labor protections offered to child newspaper carriers, she was a finalist for a Hillman Prize, one of journalism’s highest honors for social justice reporting. Jackson has served as an affiliate of the Institute of the Future in Palo Alto; a Journalism Fellow in Child and Family Policy at the University of Maryland; and a Scholar-in-Residence at the Museum for Art in Wood in Philadelphia. Her website has been named a Forbes Top 100 Site for Women three times.
Jackson is a sought-after speaker, appearing at Harvard Business School, the New York Public Library, the annual invitation-only Forbes CMO summit, the Simmons and other top women’s leadership conferences, and other corporations, libraries, hospitals, schools, religious organizations, and bookstores. A graduate of Yale University and the London School of Economics with highest honors, Jackson lives with her family in New York and Rhode Island.
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For More on Maggie Jackson
Uncertain: The Wisdom and Wonder of Being Unsure
Website
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Podcast Episodes You May Like
Edit Your Life – Elisabeth Sharp McKetta
Strategic Quitting – Julia Keller
The Emotionally Intelligent Retirement – Kate Schroeder & Nick Wignall
The Mindful Body – Ellen Langer
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Wise Quotes
On Tolerance of Uncertainty
“So, tolerance of uncertainty is a personality trait. It’s basically, in a nutshell, if you’re intolerant of it, you are fearful of the unknown, you see uncertainty as a threat. If you’re more tolerant and open to uncertainty, then you actually see uncertainty as challenging. So we’re not talking about Easy Street, but challenge versus threat makes all the difference. In fact, scientists and clinical psychologists now see an intolerance of uncertainty as being a root vulnerability factor, a risk factor basically for most mental disorders. So basically when you’re fearful of the unknown, you shut down, your thinking becomes rigid, the opposite to that kind of arousal and wakefulness and good thinking that I’ve been talking about.”
Why Uncertainty Can be a Gift
“Quite simply, humans and many other organisms need and want answers. So therefore, we’re built to basically have a stress response when we are uncertain. So just to unpack that a little bit, when you meet up with something new or unexpected or ambiguous, your body and brain kind of spring into action. And contrary to uncertainty as a mindset being synonymous with inertia, for instance, actually uncertainty, in effect, wakes you up. Scientists call this arousal. So the stress response leads to your palms sweating, you’re in a traffic jam, you are not sure if you will get to the meeting with the boss, your cortisol levels rise, but at the same time, your brain becomes more receptive to new data. Your attention sharpens, and scientists call this curious eyes, which is a wonderful term, and working memory improves. So there are a raft of cascading effects on the brain, literally because you’re uncertain. That is, you’ve reached the limits of your knowledge, and you recognize that maybe it could be this or it couldn’t be that – that you don’t know. This is not ignorance, but it’s that uncertainty is really a kind of almost a stimulant. In fact, doctors in sticky situations show, or report, this heightened attention as well as they tend to look ahead to muster resources to contend with a problem or situation. And CEOs in crises who are ambivalent actually outperform their ultra-decisive peers. They’re more inclusive, they’re resourceful. So here’s a incredible positive aspect of human thinking that we denigrate and have long ignored. So it’s quite interesting. The unease of uncertainty is actually a gift.”
On the Value of Pausing
“Pausing is really important for memory making. So if you’re learning different things, and say you are doing two different lessons on a software to learn French because you going to Europe next summer, pause just for a few minutes between those two different lessons, and your memory for the vocabulary will be about 20 to 25 percent more. This is true even when people show some memory loss, which is pretty stunning. Pausing also allows the brain to catch up with experience in other ways, to not just encode memory, but to sort of sift memory. So you’re actually able to insert the memory and you relatively, simplistically speaking, you’re able to store memories in places where you emerge with insight….a night’s sleep will do it too. So this is really important for meaning -making. It’s not doing nothing. And that’s one way in which learning about this kind of uncertainty, the suspense of uncertainty the space of the uncertainty has changed. I used to race from thing to thing when I was working – interview to interview and reading scientific papers and juggling….Everybody knows that feeling. Now I pause in between things just for a couple minutes, and I find that that actually has an incredibly potent impact.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Are you ready for the second half of life? Allen Hunt believes we should be more precise and instead concentrate on preparing for the fourth quarter of our lives once we hit our sixties. It helps us focus with a heightened sense of urgency and it can inspire us to be more intentional about the things that matter most.
Allen Hunt joins us from Atlanta.
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BioAllen Hunt is The Fourth Quarter Guy. He helps people discover how to become the best-version-of themselves in the Fourth Quarter of life.
A four-time #1 Amazon best-selling author, Allen collaborated with Matthew Kelly to write No Regrets: A Fable about Living Your Fourth Quarter Intentionally. In that fable, they share the ground-breaking secrets of the Fourth Quarter: the 5 Keys to Living and Dying with No Regrets.
Those 5 keys then led them to create The Fourth Quarter of Your Life: Embracing What Matters Most, a workbook to help people do just that: Discover and plan how to intentionally live their fourth quarters with confidence, boldness and passion.
Allen earned a Ph.D from Yale University. He enjoys hiking, literature, spirituality, history and good food. he and his wife, Anita, live in Georgia. They have two daughters, two sons-in-law, and seven grandchildren.
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Website – The Fourth Quarter Guy – Allen Hunt
You Tube Channel
No Regrets: A Fable about Living Your Fourth Quarter Intentionally
The Fourth Quarter of Your Life: Embracing What Matters Most
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Podcast Episodes You May Like
Live Life in Crescendo – Cynthia Covey Haller
Independence Day – Steve Lopez
Taking Stock – Dr. Jordan Grumet
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Wise Quotes
On the Fourth Quarter of Life
“And so when you turn 60, you really are three-fourths of the way through, and you’re in that fourth quarter. And as I’ve kind of accompanied folks on that journey, I’ve realized your perspective really changes at that point in different kinds of ways. Your values may not, but your perspective and your point of view does. And certain things become more important. Other things begin to kind of recede into the background. And like my co-author, Matthew Kelly, and I say, death is the one unavoidable truth. And in the fourth quarter, you begin to realize that at some level. And then once you actually really realize that and accept it, then you can truly begin to live. It’s almost liberating once you realize, and this thing is going to, there is a termination date. ”
On Regrets
“How do you redeem those regrets and turn them into dreams? You know as we talked with hospice nurses and as we worked with people who were preparing to die and listen to some of their regrets one of the greatest regrets people expresses I really wish I had expressed my feelings more. And so if that’s a regret that you anticipate that you might have or that you have up to this point so okay how can I how can I turn that into a fourth quarter dream instead of letting that regret kind of hang on me like a wet sweater. And one way to do that is to think about three simple statements I love you, I forgive you, or please forgive me. And who do you need to say those things to? And begin to think about who do you need to thank? Who do you need to express love to? who do you need to forgive and who do you actually need to forgive you? Who do you need to say I’m sorry to and begin actually acting on that. And you’ll you’ll not only begin to avoid regrets, but you also begin to experience a freedom from the past and a lightness and a liberty in the in the fourth quarter.”
On Being Intentional in Your Fourth Quarter
“…intentionality matters in every aspect of your life, whether it’s your physical health, your mental health, your spiritual life. And so just to put together a simple one step, this is the next step I’m gonna take, and then see what God begins to do in your life as you do that, whether you go on that pilgrimage or you develop a daily habit of prayer, or just sitting in silence and being in the presence of God. Take one step, be intentional, and it will be a powerful, powerful force in your fourth quarter, it really will.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
A lot of our day-to-day behavior comes from habits. They create useful short cuts. But while they’re efficient, many lack something important – meaning. That’s where rituals come in. From the civic and religious rituals that commemorate key milestones and special events to our morning routines, they add a valuable emotional dimension to our lives. Michael Norton, author the new book The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions, has studied rituals and joins us to share what’s he’s learned about how we can be intentional about rituals, both ones we’ve inherited and new ones we create.
He joins us from Cambridge, Massachusetts.
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Curious?
Take the Habit or Ritual Quiz
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BioMichael Norton is the Harold M. Brierley Professor of Business Administration at the Harvard Business School. He has studied human behavior as it relates to love and inequality, time and money, and happiness and grief. He is the author of The Ritual Effect and the coauthor—with Elizabeth Dunn—of Happy Money: The Science of Happier Spending. In 2012, he was selected by Wired magazine as one of “50 People Who Will Change the World.” His TEDx talk, How to Buy Happiness, has been viewed nearly 4.5 million times. He is a frequent contributor to such publications as The Wall Street Journal, The New York Times, and Scientific American, and has made numerous television, radio, and podcast appearances.
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For More on Michael Norton
The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions
Website
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Podcast Episodes You May Like
Tiny Habits Can Lead to Big Changes – BJ Fogg
How to Live a Values Based Life – Harry Kraemer
The Portfolio Life – Christina Wallace
The Second Curve of Life – Arthur C. Brooks
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Wise Quotes
On Rituals & Emotions
“I think one thing that I like about rituals is that they’re a bit domain general, in the sense that we don’t just use them in one domain. So imagine the only thing we use rituals for was to tie our shoes before a big race or to try to calm down before a big event. We for sure use them there. But then we use them in all these other domains of life as well. We use them in our marriages, we use them with our kids and families. We use them at work. So we really think about this idea of rituals allow us across many domains of life to change our experience in one way or another. We’re often looking for an emotion when we engage in rituals. Like if I’m doing something with my wife that we do on date night, we’re doing the ritual in order to feel closer. If I’m tying my shoes, I’m doing it in order to feel calmer. So we have these ways of using rituals to try to get us to an emotion that we think at least would be helpful in that moment.”
On Rituals and Retirement
“And I think that can help us then have a better demarcation between what we were and what we’re going to be. I was a full-time employee. I was a parent, now I’m retired, or now I’m an empty nester. How are we helping people transition from one to the other? Because it’s a huge transition. When we go through any of these transitions in life, we have, when we look at rituals, there’s many different types.”
On Inherited Rituals
“We have just two broad categories are rituals that we receive or inherit. They could be family rituals, they could be cultural rituals, they could be religious rituals that we get from our parents, from our grandparents, from our faith. And those rituals play an enormously important role in our lives. And we know what they are, and we know how meaningful they are when we do them. Weddings and funerals exist for a reason.”
On Taking an Inventory
“I think the last thing that anybody wants to hear is add 10 more things to your life. That’s not a good selling point. If I said it’s very helpful to meditate for five hours every day, well that’s great, but who has time to meditate for five hours every day? So I often think about it less as about adding a whole bunch of rituals all over the place, and instead starting to just actually looking at your current behavior, kind of taking an inventory of what you currently do. Do you have something that you do in the morning? Is it always coffee and then newspaper and then chat with and then dog? Or are you all over the place? And those are places where you can start to see that sometimes you’re doing things already that have some of these propensities. And by the way, if you don’t think you have any rituals, ask your spouse, ask your children, ask your coworkers. They’ll be very happy to tell you all the quirky things that you do. And I like that idea of starting there, of just already recognizing this role that they play in our lives.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Doesn’t everyone deserve a dignified retirement? Rather than fixing our retirement system, working longer is often seen as the solution to finance retirement. But for people with physically demanding jobs or people grappling with health issues or disabilities, working longer is not an option. Teresa Ghilarducci joins us to discuss her new book Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy and her proposal for a Gray New Deal to fix the retirement system in the US.
Teresa Ghilarducci joins us from New York.
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BioTeresa Ghilarducci is the author of the new book Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy.
A labor economist and nationally-recognized expert in retirement security, she is the Bernard L. and Irene Schwartz professor of economics at The New School for Social Research and the Director of the Schwartz Center for Economic Policy Analysis and The New School’s Retirement Equity Lab.
As a labor economist, she has spent her career working to ensure retirement security for all American workers. She joined The New School for Social Research as a professor of economics in 2008 after teaching at Notre Dame for 25 years. She frequently testifies before the U.S. Congress and serves as a media source to popular and online news outlets about pensions, labor economics, and older workers.
She also frequently publishes in economics journals and edited volumes and has authored several books, including How to Retire with Enough Money: And How to Know What Enough Is and Rescuing Retirement, co-authored with “Tony” James, who was Executive Vice Chairman of The Blackstone Group at the time and co-authored In an unusual partnership, they outlined their bold policy vision to create Guaranteed Retirement Accounts (GRAs) for all American workers.
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For More on Teresa Ghilarducci
Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy
How to Retire with Enough Money: And How to Know What Enough Is
Rescuing Retirement: A Plan to Guarantee Retirement Security for All Americans
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Podcast Episodes You May Like
Are You Ready for The New Long Life? – Andrew Scott
When Will You Flip the Switch? – Dr. Barbara O’Neill
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
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Wise Quotes
On the Pyramid of Retirement Security
“Well, me and everyone else in this field knows that the building box of a good retirement looks like not pillars, but is a pyramid. There’s a base and then there’s a middle part, and then there’s a tippy top part. I think of it as the food pyramid with the base as your fruits, your vegetables and your grains. That’s a foundation and that’s Social Security and that it doesn’t provide all of your retirement income needs, for sure. But it’s certainly a foundation. It’s a foundation of security because retirement is for the lucky ones. A lot of people have missteps along the way that they have to take care of somebody and drop out of the labor force. So your family needs to be secured for that. So a spousal benefit is there, or you may be disabled, of course. And in fact, a huge percentage of people can’t do their jobs mentally and physically starting around 50. And so official disability may not be in the offering, but kind of a partial disability is something that we all are at risk of having to manage. And so Social Security has to take into account the insurance system, a couple of missed quarters. We need social insurance against wild recessions where you might miss hours and work. And so you need that foundation.”
On Defined Contribution Plans vs. Pensions
“And I think an unintended consequence of our do it yourself experiment we’ve had for 40 years in our country, there’s no such thing as elders. You’re supposed to stay young forever. That is just not the reality or the culture or the legitimacy of elders in other countries and other countries. They tend to recognize people grow old and that people want to have a time in their life that they can control the pace of their time and the content of their time. And that somehow having that time at the end of your working life means that you’re still a full human being and that you are actually deserving of that time. In the United States, it’s not clear that if you’re working, you can actually speak up for yourself as a human being. It’s not clear that you can have an identity outside of a work life or be able to protect your time outside of your work or protect or find meaning or flow or identity or have the emotional content that you get from other people outside of the workplace. And so there’s this idea, and it’s embodied in the journalism that tells us a story. This is in my book too. I start with of the heroic barista, McDonald’s worker at 95, Amy Prince, I remember her name. And this journalist said, God, this isn’t this wonderful that she’s wiping tables at 90. And she’s asked, do you like your job? She says, Yes, I like my job. Well, I know as a labor economist people say one thing, but if you give them any out at all, they’ll leave that wonderful job in a New York minute.”
On a Gray New Deal
“So work is good. We all have to work. And maybe 35 years is what most of us are going to be productive at. Some of us might be productive for 40 to 42 years. Not as many people as you would think can contribute. We’re all productive in our own ways, but for that market demand productivity 40 years is kind of stretching it. Retiring is really good. The repeating part I had to research, who’s repeating, who’s going back to work? And it’s usually desperate people. It’s not bored people who find the golf course and being with their friends and family tedious. That’s actually a tiny amount, even though they get a disproportionate amount of attention. So my book is about how we could have a really good dignified off-ramp from work, which is good to a time of life where you can control the pace and content of your time, which I think is a definition of what a human experience should be developmentally. Erik Erickson says that we go through these stages. I had that little book on human development on my desk throughout the whole time I wrote the book. Is that this what ‘The Good Life’ is? Even Karl Marx says, we have to sort of fish in the morning and do the critical literary studies in the afternoon that we need to create our own life. And so retirement is that time and we need to have a way to finance it. And so I call for a Gray New Deal because I want to lift up the legitimacy and the dignity of having gray hair because everyone will have it. And I want to lift up the fact that we need something bold like a new deal. And it has to be one that respects work if people want it.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Are you ready to make giving back your second act? That’s the question posed by AmeriCorps Seniors. While volunteering can make a huge difference in the lives of others, it offers many benefits for you too. Atalaya Sergi joins us to discuss how AmeriCorps Seniors volunteers are making a difference by redeploying their skills and experience, including through intergenerational volunteer programs.
Atalaya Sergi joins us from Charlottesville, Virginia.
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BioAtalaya Sergi leads AmeriCorps Seniors, the federal grant making office of AmeriCorps that is focused on promoting and engaging people aged 55 and over in outcomes-oriented service. She has more than 20 years of experience in service, community engagement, and education, working in the public and nonprofit sector to bring private and public organizations together to ensure people of all ages, as well as those living in underserved communities, thrive.
Prior to AmeriCorps, she served as vice president, strategic partnerships & programming at Jumpstart for Young Children, Inc., managing AmeriCorps and AmeriCorps Seniors programs as a federal grantee. She launched Jumpstart’s only AmeriCorps Seniors Foster Grandparent Program.
Sergi co-founded Los Angeles Generation to Generation, focusing on engaging older adults in volunteerism to support young children across LA County. She currently represents AmeriCorps on the federal government’s Elder Justice Coordinating Council and Scams Against Older Adults Advisory Group. She has been recognized as a PBS Next Avenue Influencer in Aging, an Encore Network Champion, and was selected as a Co-Generate Encore Public Voice Fellow, using her time to write about the positive impact older adults can have in educational settings. Sergi earned a bachelor’s degree in sociology from the University of Virginia and a master’s degree in social work from Virginia Commonwealth University.
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For More on Atalaya Sergi
AmeriCorps Seniors
Atalaya Sergi on Next Avenue
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Podcast Episodes You May Like
Changing the World One Small Act at a Time – Brad Aronson
The Best Day of My Life So Far – Benita Cooper
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
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Related Blog Post
Find the Volunteer Opportunity That’s Right for You
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Retiring? Check out our Best Books for Retirement
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Wise Quotes
On the Benefits of Volunteering
“One of the things that we have done some research on and learned about is the benefits to your health, and I’m not sure that everyone thinks about that. We did a research study where we looked over a three year period of volunteering, starting with volunteers who had never volunteered before and then following them over time. And we saw that of those that had volunteered for just one or two years, 84% of those volunteers reported improved or stable health. 88% reported decreased feelings of isolation. And we know how important that is given all of the work that our Surgeon General is doing. And 78% reported that they also felt less depressed after volunteering. And I think that getting out, getting moving, staying connected to your community and to others in your community really has a positive impact just on your health.”
On Volunteering & Lifelong Learning
“I think another thing that volunteers may sometimes not expect is that they learn new skills. So we’re talking about adults that are volunteering, that have lots of lived experience, lots of career experience, but we always hear from volunteers that they learn new skills when they’re out volunteering from the training they receive. If they’re doing something that’s different from what they did in their career, they learn new skill sets.”
On Foster Grandparenting
“We have a foster grandparent volunteer in Mount Pleasant Michigan, and they call him Grandpa Rick. He shares his time and passion for reading with the kids, and he started a Book Club where he meets with third and fourth grade students from his assigned classrooms twice a week during recess. So the students get together, they read together, they talk about the story together, and their classroom teacher says that Grandpa Rick’s Book Club has got her students more excited about reading and that they are always looking forward to it. They want to know what the next book is. They want to know how they’re going to get to connect with Grandpa Rick. And when I heard this story, I was like, Grandpa Rick is awesome!”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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What will you be retiring to?
Don’t just wing it. Design it.
Join our next Design Your New Life in Retirement small group program starting on April 26th. There’s one spot left…
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What lessons learned can you glean from a top financial advisor who’s helped many people successfully retire?
Scott Hanson, of Allworth Financial, joins us to share his insights and discuss the Four Pillars you’ll want to put in place to build the satisfying retirement you’ve earned.
Scott Hanson joins us from California.
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BioScott Hanson is a founding principal and Vice Chair at Allworth Financial.
A nationally recognized financial expert, he’s been named to Barron’s list of the Top 100 Independent Wealth Advisors in America numerous times and has been listed as one of the 25 most influential people in the financial services industry nationwide.
For over 28 years, Scott has co-hosted Allworth Financial’s Money Matters, a call-in, financial topic radio program and podcast, making it one of the longest-running shows of its kind in America.
A frequent guest columnist for several national financial publications, Scott is the author of Personal Decision Points: 7 Steps to Your Ideal Retirement Transition and Money Matters: Essential Tips & Tools for Building Financial Peace of Mind.
In 2010, Scott was recognized as the Outstanding Philanthropist by the Association of Fundraising Professionals, California Capital Chapter, and has received the Distinguished Alumni Award from his alma mater, California State University, Chico. It 2021, he was recognized by Investment News as one of the 10 “Icons and Innovators” of the financial services industry nationwide.
In 2019, Scott was the inspiration behind the founding of Allworth Kids, which has provided laptops, overnight kits, and financial assistance to over 200,000 foster kids to date.
Scott and his wife Valerie reside in El Dorado Hills, CA and have four children.
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For More on Scott Hanson
Allworth Financial
Allworth Financial’s Money Matters
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Podcast Episodes You May Like
Life in Retirement: Expectations & Realities – Catherine Collinson
Live Life in Crescendo – Cynthia Covey Haller
Independence Day – Steve Lopez
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Wise Quotes
On Work as an Option
“So I think it’s really important that people get to a point where retirement’s an option and where work is an option, not an obligation. When people get to that point where they have the financial independence, I think it changes their mindset and they can look at work a lot differently. They have other options available to them. And so for us, for financial advisors, it’s really about getting to that point where you’ve got that independence where you can choose your own future.”
On Planning for Life After You Retire
“A lot of people think ‘Well, as soon as I retire, I’m going to get rid of all my responsibilities and just going to have all kinds of blank space and a blank canvas to build from.’ That’s not always a very healthy way to approach retirement. I’ll never forget, years ago, I had a client, she was an executive, a CEO of a mid-size company with a couple of hundred employees, and she had done a nice job saving. She’d come in and we’d talk about her retirement preparedness. So we’re having the same conversation again – our annual review. And I said to her ‘Stacy, let’s assume you’re retired today. Tell me what your next few weeks look like. How are you spending your time?’ She says ‘What do you mean? ‘I said ‘Well, your entire career, you’ve been coaching people, mentoring people, you’ve been involved in strategic plans, you’ve been working as teams. What are you going to do in retirement to still have some of those activities? ‘And she sent me an email two weeks after our conversation and she said: Your questions haunted me. I realize I have a lot of work to do between now and retirement.“On The Four Pillars of a Successful Retirement
“These are the four pillars, briefly: Health and Wellness, and that’s people feeling fairly confident about their health. Second is Prosperity – it’s not about being rich, but it means being confident that you can maintain your current lifestyle going forward. The third is People. That’s having Meaningful Relationships in our life – maybe not tons of people. If you’re an introvert, maybe just one or two close friends who are really important to you. But with those people, interactions are important. And then the fourth thing is Purpose, having something in your life that is of value to you and of value to others. What are you here for? And the people that have been able to focus on those four and to spend some time in planning all each of those areas, they’re the ones that we find have the most successful retirements.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
What are you retiring to? Don’t drift into it.
Design it.
Join us in the next Design Your New Life in Retirement group program starting April 26th.
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I’ve just completed my second year as a grandfather. Like anyone finishing their sophomore year, I know twice as much as I did a year ago, but still have a lot to learn. In my quest to learn more, I came across this article in the New York Times – How to be a Better Grandfather – and discovered Ted Page. When he became a grandfather at 55, he looked online for guidance and discovered – well, not much. So he created the website and blog Good Grandpa. Ted’s writing a book that’s coming out next year sharing stories and wisdom from grandfathers on the #1 thing they’ve learned that will help nurture the next generation.
Ted Page joins us from Massachusettts.
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BioTed Page is the creator and editor of Good Grandpa.
Ted Page is a storyteller, performer and marketing executive. His non-fiction stories have appeared in Boston Magazine and the Boston Sunday Globe Magazine, and his book of true family stories, The Willoughby Chronicles, was published by 3 Swallys Press in 2017. Ted is a Co-Founder of Captains of Industry, a leading boutique marketing consultancy based in Boston. Ted won a Telly award for The Institute for Back-up Trauma, starring John Cleese—who looks stunning in a red dress. Ted and his colleagues at Captains of Industry created The Climate Declaration for CERES, which was signed by over 1,700 corporations globally including Apple, Nike, Starbucks, GM and Levis. Ted lives outside Boston with his wife, Nancy, who continues to put up with him after 35 years. They have two children and four grandchildren.
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For More on Ted Page
GoodGrandpa.com
What’s the #1 thing you’ve learned that can help the next generation? Contact Ted Page: ted@goodgrandpa.com
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Mentioned in This Episode
The Parrot Sketch
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Podcast Episodes You May Like
The Long Distance Grandparent – Kerry Byrne PhD
The Mindful Grandparent – Dr. Shirley Showalter
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Wise Quotes
On the Next Generation
“The mission of the blog is to nurture the next great generation. So I’m a Boomer, sort of at the tail end of the Baby Boomers, born in 1959. And for us, we always just kind of looked up to our parents as what Tom Brokaw had dubbed the Greatest Generation. He wrote this terrific book, The Greatest Generation, and that’s very understandable. They won World War II, they survived The Great Depression. They were great. They were fantastic. And I revered my father and mother. I revered the one grandfather that I knew. But when I saw these little kids starting to appear on the scene, our grandkids, I thought: What if they’re going to be the greatest generation of all time? And what can we do to help them become the greatest generation, not just here in the United States, but around the world. We have tools that our parents didn’t have.”
On Continuous Learning
“But then of course, I said, Well, John, let me tell you what I’m up to. I’m writing a book and I’m gathering wisdom from elders and asking everyone what the number 1 piece of wisdom is – and he just jumped in and he said, ‘Well, that’s easy. I’ll tell you.’ And I’m like: Great! Mr. John Cleese, one of the greats, is going to share his number one thing. And he said: ‘It’s more important to find the truth that it is to know the truth.’ And when I asked him to unpack that a little bit, he said, well, Newtonian mathematics and physics was accepted without question for hundreds of years. And that along comes Einstein, and it’s all upended. And then just within Einstein’s life, there’s quantum physics. It’s the constant learning that matters. It’s the seeking the truth. And sometimes when you believe something’s the truth, it blocks you off from continuous learning and exploration. So that conversation with John was kind of back to back with interview with Tom Brokaw at the early stages of writing this book, which is not coming out until a little bit later in 2025. But my process changed for writing the book because it’s about seeking. It’s about the learning versus me saying, look, here’s the truth, because we can all find our own truth in this, the one that matters most to us.”
On Wisdom
“And we were down in the water by the beach, and I had just found out I was going to be a grandfather. So just in passing, talking to Aunt Lois who’s wearing these big pink sort of Jackie Onassis sunglasses, I said, Lois, how can I be a better grandfather? And she didn’t skip a beat. She just said: ‘Be there for them.’ And it’s interesting you used the word distilled wisdom earlier, because I was thinking, that’s just the first part of what she’s going to tell me, right? There’s going to be this whole speech after this. And I kept waiting and she said: ‘No, just be there.’ A lot of times the people who have the best wisdom say it in fewer words….I owe a gratitude to Aunt Lois, and to all the grandmothers out there, because it is one thing to hear something. It’s another thing to actually listen. And I hope that everyone has a chance to listen to Aunt Lois.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Don’t drift into your retirement. Design it.
Join us in the next Design Your New Life in Retirement group program starting April 26.
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Today’s Building Block: Wellness
What will your life in retirement really be like? Will you flourish or languish? Our guest today is Corey Keyes, a renowned expert and author of the groundbreaking book Languishing: How to Feel Alive Again in a World That Wears Us Down. Corey explains what languishing is and the five essential “vitamins” for flourishing, derived from extensive research, offering practical strategies to improve well-being.
Corey Keyes joins us from North Carolina.
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BioCorey Keyes is professor emeritus of Sociology at Emory University in Atlanta, GA where he held the Winship Distinguished Research Professorship. He was a member of the prestigious MacArthur Foundation Research Network on Successful Aging. He has been called on to participate in several U.S. National Academies of Science initiatives – “The Future of Human Healthspan” and improving national statistics to measure recovery from mental illness. His research introduced the concepts of social well-being, flourishing, languishing, the two continua model of mental health and illness, and his work is being used to prevent mental illness via the promotion of positive (flourishing) mental health. He has been selected to give several honorary lectureships, including the Dorosin Memorial Lecture for the National College Health Association, The Chesley Lecture on Aging at Minnesota State University, and the Anita Spenser Lectureship in Clinical Behavioral Sciences at McMaster University.
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For More on Corey Keyes
Languishing: How to Feel Alive Again in a World That Wears Us Down
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Podcast Episodes You May LikeThe Mindful Body – Ellen LangerThe Self-Healing Mind – Gregory Scott Brown, M.D.Chatter & Your Inner Voice – Ethan KrossThe Power of Fun – Catherine Price______________________
Wise Quotes
On Flourishing and Languishing
“….the good news is that flourishing is at its peak during what most of us would consider the first decade of retirement. So roughly between 60 to 74, it is at its peak and before you retire and throughout your adult working phase, it starts out pretty low in early to late twenties, but it’s steadily increases and increases so that as you get settled into your career and become senior and established, you tend to on average leave your career on a high note. You’re flourishing, but it gets better. And that’s the point I want to make, that it’s the first decade at least of retirement. People are doing really well on average. It’s the problems that come with if we live long enough. And by that I mean roughly past the age of 75 plus and more and more of us are. We see a downturn in flourishing and an increase in languishing towards the end of life.”
On Activities That Promote Flourishing
“… five of the activities stood out among people who were flourishing, who they did more of the following. They engaged in more forms of helping behavior. It might be volunteering, helping people, or even living your purpose. Go out there and help someone or help something in the world and make it better. The second vitamin, that flourishers did more of was that they connected, prioritizing warm, trusting relationships. Relationships where they had a sense of belonging, where they were part of a community and relationships where they mattered. And by that I meant they were needed. And in my measurement of flourishing, the sense of contributing worth and value to the world is baked into flourishing. So the second thing they did more of was connect around warmth, trust, belonging, and mattering. The third was they were very active in learning something new and prioritizing personal growth. And I tend to think of this passion for learning. And again, this was not something you learned because you had to or it was work related. It could be work related of course. But when people have to learn and do it, much like many of my former college students, you would think college students are the happiest. They’re always learning something new, but they have to, so they don’t get the joy out of that learning and growth. That’s sort of like our version of photosynthesis. What plants do with the sun, human beings come alive when they’re engaged in some form of learning and growth. So that was the third category. The fourth was what I call transcending. And by that I mean spirituality and religion. People were engaged. Now again, you don’t have to be religious or even spiritual to benefit from this lesson, but what people were doing was engaging in some form of ritual or practice on a regular basis that had what we would consider a spiritual component. And for me, that’s always been yoga. Now again, you can do yoga and just do the poses and not get involved in all the spirituality, but I’m here to tell you that research shows you’ll get a lot more bang for your buck if you don’t just go and do the poses.”
On Purpose
“The reason I talked a lot about purpose in that chapter on helping is because that is the nature of a purpose. I have two very simple questions. I ask my readers, do you want to help someone or something and focus and make the world a better place through your activity? Yes or no? And if you say no to that, you don’t have the time or interest, don’t sweat this notion. Don’t even bother with the purpose. The purpose is built on trying to help someone or something in the world and improve it or leave it in better shape than what you found it. And then it’s not enough just to say, yes, I want to do that, but do you have the resources, the talent, the skill, the time, and can you get to the place where you need to do your purpose? Is transportation for instance, readily available? Can you drive or can you hitch a ride? There’s all kinds of practical things that you’ll need to think about, and that’s why I also recommend that when you think about helping, volunteering or living your purpose, think small. Small is big. And by that, I think we sometimes see so many of the tragic things on the news and we want to get right in there and solve the problem in the Middle East or refugees or there’s nothing wrong with that, but my chances are your purpose doesn’t have to be that enormous. It could be picking something very local and in your community so that you can actually do more of what and actually do some face-to-face work. And you said consistency earlier. It’s true. The research shows very clearly keeping up the habit of helping and then living your purpose is very important. And that’s why I say small is big, because if you keep local and focus on something that’s nearby something or someone that needs help, you’re much more likely to do it more consistently.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Don’t drift into your retirement. Design it. Join us in the next Design Your New Life in Retirement group program starting April 26.
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Who knows more about whether or not you’re ready to retire? Your financial advisor – or you? While you’re diligently planning for your retirement and dreaming to retire happy, the retirement landscape keeps evolving around you. Let’s take a look at what’s happening in the world of retirement with Nate Miles of Allspring Global Investments. He joins us to the discuss key trends highlighted in their latest study on retirement, including happiness in retirement, retirement readiness, what retirees regret – and more.
Nate Miles joins us from North Carolina.
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Bio
Nathaniel (Nate) Miles is head of Global Client Strategy at Allspring Global Investments. As the leader of this business, Nate leads a team of investment specialists centered on client-type expertise, which enables Allspring to be more relevant and impactful with clients. Client-type areas of expertise include Defined Contribution, Pension/LDI, Insurance, Liquidity, Foundations and Endowments, and Wealth. Nate joined Allspring from its predecessor firm, Wells Fargo Asset Management (WFAM). He joined WFAM from WisdomTree Asset Management, where he served as U.S. head of retirement solutions. In this capacity, he oversaw the creation and execution of marketing strategies and distribution for retirement business across all platforms. Prior to this, Nate worked as a managing director at State Street Global Advisors and as head of U.S. investment strategy with its defined contribution team, where he began his investment industry career in 2005. Nate earned a bachelor’s degree in economics and financial management with honors from Wilfrid Laurier University. He has earned the right to use the Chartered Financial Analyst® (CFA®) designation and is a member of CFA Society Boston.
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For More on Nate Miles
The 21st annual Allspring Global Investments Retirement Survey: A Clear Vision of Retirement
Allspring Global Investments
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Podcast Episodes You May Like
Life in Retirement: Expectations & Realities – Catherine Collinson
Retire Happy – Dr. Catherine Sanderson
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Wise Quotes
On Happiness in Retirement
“The one thing that we found out every year is our study says and relates how happy retirees are. So that wasn’t new, but we are trying to get to the why. And one of the things we found this year for the first time was that on average retirees could have their spending decline by 25% before it significantly impacted their happiness. So that was a bigger number than I expected, but was corroborated by the fact that when we asked them about their spending on things like their needs, wants and wishes, that only tallied up about 64% of total income. So those numbers actually jive together and I think are a nice story and a nice finding from this study.”
On Retirement Readiness
“Advisors ranked their clients as 40% of them being generally ready for retirement. Near retirees were down below 40%. So there was actually a positive spread. I would say advisors believed them to be a little more prepared, but retirees were up around 77%, so clearly much happier. So overall we had advisors at about 50% of their client base being ready for retirement versus a total population of 64%. But that’s really broken down between those two groups where the retirees were much more confident than near retirees.”
On Regrets
“It was a little bit harder to find regrets because our retirees tend to be generally pretty happy. They don’t tend to have much complaint about retirement. It is generally better than they expected. One was the too early crowd. We saw some that retired before age 50, 38% suggested that it was too early. They wished they would’ve hung on and worked a little bit longer. So yes, they were able to retire, but I think they thought there’s probably more that they could have done in the workforce and it had that social component to it and could’ve stayed a little bit longer.” So that was one in terms of retiring too early and when they did state they retired too early, it was five years too early.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Looking for an active retirement? Design it with others.
Join us in the next Design Your New Life in Retirement group program starting April 26.
Today’s Building Blocks: Fun and Wellness
Spring is right around the corner and it’s a great time to explore new outdoor activities and re-energize your routines by trying something new. Caroline Paul’s newest book, Tough Broad: From Boogie Boarding to Wing Walking — How Outdoor Adventure Improves Our Lives As We Age, delves into the science and psychology of the outdoors – and our place in it as we age with real-life stories of women living it today.
Caroline Paul joins us from San Francisco.
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BioCaroline Paul has always filled her life with adventure. Now 60, she expects this new stage of life to be every bit as invigorating and full of high adrenalin escapades as the last. But as she skateboards, paddles a SUP, or surfs in cold winter swell alongside many men her age, she sees fewer and fewer older women. Isn’t the outdoors a vital elixir? Shouldn’t adventure be something we pursue as we age?
Caroline grew up in Connecticut, graduated from Stanford University and originally planned to be a documentary filmmaker. In her adult life, Caroline has been an extremely active athlete: she’s not only been a white-water raft guide and a private pilot, but also has competed in the U.S. Nationals for the sport of Luge, mountain-biked in such places as China and Vietnam, flown her para-glider in Brazil, sea-kayaked in Alaska, and skied the back country of Denali and the Sierras. One of the first women to join the San Francisco Fire Department, Caroline wrote the book, “Fighting Fire“, about her experiences as a firefighter; this book was published, to great acclaim, in 1998.
Caroline is also the author of the New York Times bestseller “The Gutsy Girl: Escapades for Your Life of Epic Adventure” and “Lost Cat: A True Story of Love, Desperation, and GPS Technology“, which has been translated into fifteen languages, the middle-grade book “You Are Mighty: A Guide to Changing the World“, and the novel “East Wind, Rain”. Her TED Talk, “To Raise Brave Girls, Encourage Adventure,” has been viewed over 2 million times. A longtime member of the Writers Grotto, she lives in San Francisco.
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For More on Caroline Paul
Tough Broad: From Boogie Boarding to Wing Walking — How Outdoor Adventure Improves Our Lives As We Age
carolinepaul.com
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Podcast Episodes You May Like
The Joy of Movement – Kelly McGonigal
The Mindful Body – Ellen Langer
Growing Old, Staying Rad – Steven Kotler
The Power of Fun – Catherine Price
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Mentioned in This Episode
https://www.retirementwisdom.com/podcasts/breaking-the-age-code-dr-becca-levy/
Caroline Paul on The Tim Ferris Show (2016)
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Wise Quotes
On Outdoor Adventure
“Everything about outdoor adventure hits all the pillars that we need for fulfilling aging and – all in one fell swoop. So I realized during the research of this book that we need to have community as we age. We need to have purpose as we age. We need to have novelty. And of course there’s health. And then the final one, which is lesser known, is the positive mindset about our own aging. And if you go outside you actually in one fell swoop hit all of those.”
On Awe
“There was adrenaline, but that wasn’t the actual experience. And what I found was that what I was experiencing was awe. And by the time I handed in my book in there had been other books about it, but I did not know much about it at all when I was writing it. And I realized that awe is what you experience in the face of something bigger than you. And it’s mostly considered a religious word most of the time, but we’re bringing it more into our vocabulary. But all is something obviously that the outdoors often inspires and turns out it’s really good for you. They’ve shown that. They did a study in San Francisco where they asked people, older people 60 to 80 to take walks. But during those walks to look at everything with what they called childlike wonder. They call those awe walks. And then they sent out another control group. Those people just walk like we normally walk, which is thinking about our to-do lists and worrying about things and looking at our phone. And they found that the people who were on the awe walks looking around them with childlike wonder just changed markedly physiologically. Their immune systems were bolstered, their anxiety went down, they did tests to show they felt more compassion. They felt physically better. And there were all these metrics that people you can look into that are astonishing. And so it turns out that awe is really good for us and we should be seeking it more. And so of course, you don’t have to wing walk. Walking makes awe easier. It just happens. It blows your brain, but you can go outside and just practice awe by looking at things with that deep attention and wonderment.”
On Novelty
“I wanted to look into people learning something new at a later age. As we get to a certain age, we stop trying new things, partly because we know what we like, and there’s good in that. But in fact, novelty is really important for our brain as we age to stave off all the cognitive decline that we’re so worried about as well as for our emotional well-being, of course, and giving our lives purpose and spark. And so I thought, well, I think I’m going to go learn to fly a gyrocopter.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Join us in our next Design Your New Life in Retirement group program.
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Today’s Building Block: Personal Growth
If you’re planning for retirement, you’re well-versed in figuring out how to balance work and life. You may be tempted to think you won’t need to worry about that once you retire. But not so fast. If you’re planning an active retirement, you’ll need to be thoughtful in balancing the different domains of life and creating harmony among them. Several practices from Stew Friedman’s Total Leadership model can help you be intentional about your next phase of life. Start with Stew Friedman’s free tool at Total Leadership.org:
Create Your Four Circles PictureStew Friedman joins us from suburban Philadelphia.
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BioStew Friedman, founder and CEO of Total Leadership, is an organizational psychologist at the Wharton School of the University of Pennsylvania, where he has been on the faculty since 1984. He worked for five years in the mental health field before earning his PhD from the University of Michigan. As founding director of The Wharton Leadership Program, in 1991 he initiated the required MBA and Undergraduate leadership courses. He also founded Wharton’s Work/Life Integration Project in 1991. Friedman has been recognized by the biennial Thinkers50 global ranking of management thinkers every cycle since 2011 and was honored with its 2015 Distinguished Achievement Award as the world’s foremost expert in the field of talent. He was listed among HR Magazine’s most influential thought leaders, chosen by Working Mother as one of America’s most influential men who have made life better for working parents, and presented with the Families and Work Institute’s Work Life Legacy Award.
While on leave from Wharton for two-and-a-half years, Friedman ran a 50-person department as the senior executive for leadership development at Ford Motor Company. In partnership with the CEO, he launched a corporate-wide portfolio of initiatives designed to transform Ford’s culture; 2500+ managers per year participated. Near the end of his tenure at Ford, an independent research group (ICEDR) said the LDC was a “global benchmark” for leadership development programs. At Ford, he created Total Leadership, which has been a popular Wharton course since 2001 and is used by individuals and companies worldwide, including as a primary intervention in a multi-year study funded by the National Institutes of Health on improving the careers and lives of women in medicine and by 135,000+ students in Friedman’s first MOOC on Coursera. Participants in this program complete an intensive series of challenging exercises that increase their leadership capacity, performance, and well-being in all parts of life, while working in high-involvement peer-to-peer coaching relationships.
His research is widely cited, including among Harvard Business Review‘s “Ideas that Shaped Management,” and he has written two bestselling books, Total Leadership: Be a Better Leader, Have a Richer Life (2008) and Leading the Life You Want: Skills for Integrating Work and Life (2014), now being taught as a MOOC on Coursera. His third Harvard Business Press book was Parents Who Lead: The Leadership Approach You Need to Parent with Purpose, Fuel Your Career, and Create a Richer Life (2020). In 2024, The Wharton School Press published a new edition of his landmark study of two generations of Wharton students, Baby Bust, 10th Anniversary Edition: New Choices for Men and Women in Work and Family. Work and Family – Allies or Enemies? (2000) was recognized by the Wall Street Journal as one of the field’s best books. In Integrating Work and Life: The Wharton Resource Guide (1998) Stew edited the first collection of learning tools for building leadership skills for integrating work and life.
Winner of many teaching awards, he appears regularly in business media (The New York Times cited the “rock star adoration” he inspires in his students). Friedman serves on a number of boards and is an in-demand speaker, consultant, coach, workshop leader, public policy advisor (to the U.S. Departments of Labor and State, the United Nations, and two White House administrations), and advocate for family-supportive policies in the private sector. Follow on Twitter @StewFriedman and LinkedIn, read his 50+ digital articles HBR.org, and listen to his podcast Work and Life with Stew Friedman, which began in 2014 as a nationally broadcast show on SiriusXM Wharton Business Radio.
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For More on Stew Friedman
Total Ledadership.org
the Total Leadership book
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Podcast Episodes You May Like
The Portfolio Life – Christina Wallace
Working Identity – Herminia Ibarra
Edit Your Life – Elisabeth Sharp McKetta
Live Life in Crescendo – Cynthia Covey Haller
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Mentioned in this Podcast
How Seniors Are Saving the World With Activism – Thelma Reese
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Retiring? Check out these Best Books on Retirement
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Wise Quotes
On Four Way Wins
“So people come up with ideas for real world experiments toward what I call four way wins. What can you do? What steps can you take within your scope? It doesn’t have to be huge. In fact, smaller is better because it’s more likely to be doable that you believe is going to have a positive impact on your work, your home, your community, and for you personally. And people worldwide have been doing this, hundreds of thousands of them coming up with ideas for innovation that they then try in the laboratory of their real lives. And there’s all kinds of experiments that people try…People come up with all kinds of wonderful creative ideas, but we identified nine different archetypes for the things that people do. And then they try them and they gather data on what works and what doesn’t after creating a simple action plan and a scorecard. And then they learn from these experiments what it takes to create change that’s really sustainable because it works not just for you, not just for your family, not just for your community, not just for your professional life, but for all of those different parts.”
On an Ideal Day in the Future
“The way we do that is real simple exercise that is really powerful. It is to simply imagine a day in the future, and usually we choose 15 years out, which for retirees is pretty scary or can be, but it’s a useful marker because it’s too far out to plan, but it’s far enough that you could sort of see it. So just imagine an ideal day, 15 years from now, what are you doing on that day, morning, afternoon, evening, with whom and why? With what impact do you expect to be having? And so when people do that, very often, even elderly people, they realize, wow, that is the day I want to be living. Maybe I should take some steps to make that the day I’m living right now. So part of the purpose of articulating your vision of an ideal future is to inspire you and then others to be making that more of your life presently. So the revealing and engaging kinds of experiments involve people taking that leadership vision and sharing it with other people and asking them to do the same, or I mentioned earlier about how people uncover their values powerfully by looking at their own life histories and identifying the episodes in their histories, even going back to childhood that have shaped their values to bring those stories and to practice doing so, but to bring them into the real world of real relationships and ask others to do the same.”
On Service
“Please do the model of Learn, Earn, Serve. In terms of life stages, I think it’s been true for many people, although I think it’s misguided and that we should be learning, earning, and serving in every phase of our lives, even if in different measure across the different phases. So certainly as you have, if you’re lucky, more opportunity to serve others who were in greater need than you, and that’s most of humanity, you’re going to feel better about yourself if you do that, people are going to want to be around you more if that’s something that you care about. There are people who reach old age and they just want to be alone. And certainly there are days when I would rather be on a mountaintop and not interacting with any other human being, and I try to create some space for activities of that sort. You need to just be with yourself sometimes. But in terms of service, I mean, that is a great and noble activity. And again, it keeps you vital and you’re going to feel better about leaving the earth, leaving the world of your real relationships. If you feel like you are using the resources that you’ve got, your skills, your attention, maybe some of your treasure to be helping others, that’s certainly what other people are looking for you to do.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident. Schedule a call to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1.2 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Let’s delve into one of your most important and longest running relationships – your relationship with food. Like all relationships, it’s emotional. Dr. Jud Brewer joins us to discuss his new book The Hunger Habit:Why We Eat When We’re Not Hungry and How to Stop. He shares how to practice mindfulness, replace judgment with curiosity, change your habits and cultivate a healthier relationship with food.
Dr. Jud Brewer joins us from Rhode Island.
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BioJud Brewer, MD, Ph.D. (“Dr. Jud”) is a New York Times best-selling author and thought leader in the field of habit change and the “science of self-mastery,” who blends over 20 years of experience with mindfulness training and a career in scientific research. He is passionate about understanding how our brains work, and how to use that knowledge to help people make deep, permanent change in their lives — with the goal of reducing suffering in the world at large.
Dr. Jud is the director of research and innovation at Brown University’s Mindfulness Center, where he also serves as an associate professor in Behavioral and Social Sciences at the School of Public Health and Psychiatry at the School of Medicine at Brown University. Additionally, he is the executive medical director of behavioral health at Sharecare, the digital health company helping people manage all their health in one place, and a research affiliate at Massachusetts Institute of Technology. Previously, Dr. Jud held research and teaching positions at Yale University and the University of Massachusetts’ Center for Mindfulness. Read more about his research.
As a psychiatrist and internationally known expert in mindfulness training for treating addictions, Dr. Jud has developed and tested novel mindfulness programs for habit change, including both in-person and app-based treatments for anxiety, emotional eating, and smoking (Unwinding Anxiety, Eat Right Now and Craving to Quit).
Based on the success of these programs in the lab, he co-founded MindSciences, Inc. to create app-based digital therapeutic versions of these programs for a wider audience, working with individuals, corporations, and health systems to put effective, evidence-based behavior change guidance in the hands of people struggling with unwanted behaviors and “everyday addictions.” Sharecare, Inc. acquired MindSciences in 2020.
Dr. Jud has also studied the underlying neural mechanisms of mindfulness using standard and real-time fMRI and EEG neurofeedback, adding to the understanding of the brain’s “Default Mode Network” and the role of the posterior cingulate cortex (PCC) in self-referential thinking. He regularly gives talks on the intersection of modern science and ancient meditative practices, helping to expose a modern audience to specific techniques and insights first discovered 2,500 years ago.
He has published numerous peer-reviewed articles and book chapters, trained US Olympic athletes and coaches, foreign government ministers and corporate leaders. His work has been featured on 60 Minutes, TED, The New York Times, The Wall Street Journal, The Today Show, TIME, The Washington Post, Forbes, CNN, BBC, NPR, and more.
His work has been funded by the National Institutes of Health and American Heart Association, among others.
In addition to The Hunger Habit: Why We Eat When We’re Not Hungry and How to Stop, he is the author of The Craving Mind: From Cigarettes to Smartphones to Love, Why We Get Hooked and How We Can Break Bad Habits (New Haven: Yale University Press, 2017) and the New York Times best-seller, Unwinding Anxiety: New Science Shows How to Break the Cycles of Worry and Fear to Heal Your Mind (Avery/Penguin Random House, 2021).
Dr. Jud and his wife Mahri live in Massachusetts where they enjoy biking, hiking, and meditating with their cats, Samson, Ananda and Julian of Norwich.
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For More on Dr. Jud Brewer
The Hunger Habit:Why We Eat When We’re Not Hungry and How to Stop
Dr. Jud.com
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Podcast Episodes You May Like
The Mindful Body – Ellen Langer
Self-Compassion – Dr. Kristin Neff
Tiny Habits Can Lead to Big Changes – BJ Fogg
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Our second Design Your New Life in Retirement program of 2024 starts on April 26th – Learn more and join us
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See our recommended Best Books for retirement here
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Wise Quotes
On Habit Loops
“And the way it works is we get people to map out these habit loops. What type of food am I reaching for because I’m hungry or because I’m bored, sad, angry, tired, lonely? And just to put these into categories, the hunger out of true physiologic need is called homeostatic hunger. We’re out of homeostasis, out of balance. And that which is coming out of emotion. It’s a misnomer. I love the term because it’s a misnomer. It’s called hedonic hunger. We’re not hungry, but we’re eating because of an emotion. So when it comes to the latter, well, when it comes to either, we can start paying attention. And so we can just ask the question, why am I eating? Am I hungry or is it something else?”
On Mindfulness
“Here is how we break bad habits. And how this works is one simple ingredient which is paying attention. We have to pay attention to see that it’s really good or it’s really not so good. And in fact, my lab did a study so we could actually have people pay attention as they overeat. Are you ready for this? It only takes 10 to 15 times of somebody overeating for that reward value to drop below zero, and they start to shift that behavior. Notice how he didn’t mention the word willpower at all. This is about awareness and it doesn’t take that long, which is really good news.So mindfulness is a concept, and it can mean many things to many people…So here, mindfulness is like salt. It’s made up of different elements. The element of awareness is one, and the element of curiosity is another. So maybe salt’s a good analogy here. So you’ve got to be aware, but you also have to bring this attitude of curiosity for it to equal the compound of mindfulness. And so really it’s about this curious awareness… So it’s really about paying attention.”
On Growth Mindset
“So often we get in the habit of beating ourselves up and judging ourselves, thinking that that’s going to propel us into behavior change. Well, in fact, what it does is it locks us into not being in a place where we can grow. It puts us into a fixed mindset instead of our growth mindset. So bringing kindness to every moment and every step of the journey is really important…I see people struggle with this all the time, change is scary because our brains don’t like change. And so just knowing that our brains going to resist because our brain is set up to say, Oh, this is different. Is it dangerous? And so looking around reminding ourselves, Yeah, this seems scary, but that’s just my survival brain saying, Hey, are you sure you want to do this? And then we can look around and reassure our brains, this isn’t dangerous. It might actually be anti-dangerous, it might be helpful and healthy. That can help us lean in. And the curiosity can go a long way for that as well. So we move into our growth zone instead of getting stuck in our panic zone.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
You’ll need more than a vision for a great retirement.
Early Registration for our 2nd Design Your New Life in Retirement small group program of 2024 is now open.
Starts on April 26th. Join us
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Today Building Blocks: Wellness and Work
Is there something you love to do that could help others? Harry King, 81, found a way to return to work part-time doing something he loves – helping others get fit.
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Retiring? See our Best Books on Retirement here
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For More on Harry King
This 81-year-old fitness trainer rejoined the workforce after retirement: ‘We can do more than most people think we can do’
See Harry King & Team in Action on Good Morning America
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Podcast Episodes You May Like
The Joy of Movement – Kelly McGonigal
How to Get Stronger After 50 – Dave Durell
The Unretirement Life – Richard Eisenberg
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Wise Quotes
On Purpose
“You’ve got to have a sense of purpose to get up every day. That’s important. If you can’t define that, you’re going to waste some valuable years. Our later years we can do so much and achieve so much and enjoy life so much. Look for things that you enjoy doing. Look for the things that affect you emotionally and define that purpose. Look for it and find it. What do you want to achieve? What can you do to make the world a better place? And do it. If you can get paid for it, that’s great. If you do it as a volunteer, that’s great too.”
On Challenge
“We need to challenge ourselves on a regular basis. Let’s not be complacent with our lives. There’s so much out there, so much a life we have to live. And the more we challenge ourselves, those mountains we climb, not Everest, but the other mountains we have in front of us that we can climb, that make us stronger. Tthat makes us enjoy the victories and helps us enjoy the victories. We’ve got to pursue those things. That’s my philosophy.”
On Working in Later Life
“Just because we’re aging doesn’t mean we can’t do different jobs. Today, we age a whole lot stronger. I started to say slower, but our mental capacity is stronger. I think for the most part, we’re smarter. I think we’re stronger physically, or we can be, and we should be. We’re living longer, obviously, so let’s give us a chance to be productive as we age. Help that employer…be willing to take a chance on that older guy.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
You’ll need more than a vision for a great retirement.
Early Registration for our 2nd Design Your New Life in Retirement small group program of 2024 is now open.
Starts on April 26th. Join us
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Who can benefit from your life story? What do you want your children and grandchildren to remember about you? The concept of legacy is being redefined and goes beyond financial assets to value hard earned life lessons and wisdom. Dr. Jandi Kelly, of A Talk to Remember, shares her insights on life purpose and ways to share your life story and wisdom across generations.
Dr. Jandi Kelly joins us from Bend, Oregon.
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BioDr. Jandi Kelly is the founder of A Talk to Remember, a boutique production company that helps families and organizations capture their legacies in documentary films and oral history projects. For the past fifteen years, Jandi has worked as a university researcher, instructor, and administrator at the University of Chicago, Northwestern University, and the University of Michigan. She received her Ph.D. in higher education from the University of Michigan and her academic scholarship focuses on the topics of teaching and learning, life purpose, and identity development. Her research has been featured in The Journal of Higher Education and other publications. Jandi and her family live in Bend, Oregon, where she serves on the board of trustees for an independent K-12 experiential learning school.
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For More on Dr. Jandi Kelly
A Talk to Remember
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Podcast Episodes You May Like
A Round of Golf with My Father – William Damon
The Vintage Years – Dr. Francine Toder
The New Age of Aging – Maddy Dychtwald
Inward Traveler – Francine Toder PhD
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Wise Quotes
On Life Purpose
“…it’s helpful to actually define what we mean by life purpose…One of the definitions that I really appreciate is how our talents that we enjoy using intersect with the need in the world or our community that we find to be personally meaningful. And what I really like about that definition is that unlike some specific personal goals that we may have, it extends beyond aims of personal meaning to a desire that we want to make a difference in the world. And so therefore, it’s self transcendent in nature. What the research demonstrates is that having a sense of purpose is associated with a host of benefits across the lifespan as well as later in life. When we think about how life purpose can be beneficial throughout our lives, one of the most overarching benefits is that it really helps us live with greater intentionality in how we spend our days and to remain true to ourselves while benefiting the greater good. And so, in a way, we can think about purpose as a guide that takes us in the right direction. And I know that you had one of your earlier conversations was with Bill Damon out of Stanford, the renowned developmental psychologist, and he likens purpose to an ultimate concern or a final answer to the question of why. So why am I doing this? Why am I striving to accomplish this end? And in that way, purpose is the reason behind our immediate goals, and it’s a motive that drives most of our daily behaviors.”
On Storytelling
“…when we think about the contributions that we want to make through our stories, we not only have an ability to really impact youth when it comes to the wisdom that we’re passing on, but we also see as we tell our stories that our lives have purpose….And with that, when we think about the stories that we have and when we are afforded time, especially later in life, to really do an inventory of our life, we have an ability to carry our life lessons and experiences with us. And not only do we bring them with us, but they provide a rich opportunity for learning about how we might want to build a rewarding future and repeat some of the things that worked well in the past and maybe take a different path than where we may have misstepped in the past…75% of retirees across the US, as well as 83% of adult children have indicated that their memories, values and life lessons are the most important elements of their legacies that they want to pass on to loved ones. And it makes sense because in the long run, we can’t keep the money with us. It comes and it goes, and at the end of the day, it isn’t our house, it isn’t our property that is going to matter the most to us it’s our relationships and our values are what are really at the core of what matters.”
On Celebrating Life Together
“The Wall Street Journal recently published an article that one of adult children’s greatest regrets is that only one in three adults know the stories behind their parents’ accomplishments. And it’s something that I’m sure we’ve all heard, and when I talk to folks about what I do, I can’t tell you how many times I hear, I wish I just had five more minutes with my Mom, or I wish I would’ve asked Dad that question. And so I think that seeing that just sense of peace and relief that my parents’ story was down was definitely one of the greatest outcomes. And then also another thing that’s documented again and again in the literature is just the benefits of sharing our personal stories to strengthening our interpersonal relationships. So it’s not only a benefit for when we’re gone, but while we’re still here and how we can celebrate our lives together.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Early Registration for our 2nd Design Your New Life in Retirement small group program of 2024 is now open
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Aging in place? Downsizing? Decluttering? Moving? These topics can give pause to those of us of a certain age. Syndicated columnist and author Marni Jameson reframes those terms with an alternative choice: rightsizing. So forget downsizing. Instead focus on what is the right size home for your lifestyle going forward. And Marni Jameson expands the menu of options to include upsizing, same-sizing and bright-sizing as you consider where to live next.
Marni Jameson joins us from Florida.
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BioMarni Jameson is the author of Rightsize Today to Create Your Best Life Tomorrow: A Motivational Guide for Those Seeking Their Ideal Home Later in Life. Marni is a nationally syndicated home-design columnist, award-winning journalist, speaker, and frequent TV guest. Her humorous and helpful column, “At Home with Marni Jameson,” appears weekly in two dozen papers nationwide, reaching several million readersand more through social media and her blog. Her fans include readers who have been following the author’s home adventures for two decades. She has been featured on such primetime shows as NBC Nightly News and Martha Stewart Living. As one reviewer wrote, “Think Erma Bombeck meets Rachael Ray in one humble yet helpful package.” She is the author of seven books, including Downsizing the Family Home: What to Save, What to Let Go, a #1 Amazon bestseller that won numerous awards.
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For More on Marni Jameson
Rightsize Today to Create Your Best Life Tomorrow: A Motivational Guide for Those Seeking Their Ideal Home Later in Life by Marni Jameson
At Home with Marni Jameson
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Podcast Episodes You May Like
Keep the Memories, Lose the Stuff – Matt Paxton
Where to Retire – Silvia Ascarelli
Where Will You Live Next? – Ryan Frederick
Thriving in Place – Lisa Cini
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Retiring soon? Visit our recommended Best Books on Retirement
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Wise Quotes
On Rightsizing
“It’s really about what do you need in your life going forward. I like to define right-sizing as moving to or creating a home that is the perfect physical, emotional, social and financial fit. So I think about four puzzle pieces, the physical…the emotional… the social and it’s got to be financially comfortable for you, obviously, or that’s not going to work. So all that has to click. What happens is that people get to the sort of freedom threshold, their late fifties, early sixties where they are no longer commuting to a job. They may have bought the house they live in because it was near their work or near their kids’ schools or the schools they wanted their kids to attend. And fast forward 20, 30 years we’re about where you are and the kids are out of the house. The schools don’t really matter to you anymore or at all, and you are working remotely or you’re retired or you’re planning to retire or you can work from anywhere. And so why are you living in this house that has five bedrooms and you still have your kids’ Cub Scout uniforms in the attic? I mean, this is nuts. So really start envisioning what would you do. What would it look like? What would your house be like? Do you want more bedrooms so you can have the grandkids stay with you? Do you want fewer because nobody’s coming anymore? You want to lock and go travel?”
On Challenges in Rightsizing
“The biggest obstacles I hear people have are it’s just too much trouble. I have too much furniture, or there are too many memories here. And this sort of complacency kicks in this inertia and people get weighed down by stuff. It makes me sad that their stuff would be preventing them from living their best life in the best place for them. But you look to a point, you need to learn how to let go and just keep evolving and stop living in the past and live for now and the future because darling, that’s all we’ve got.”
On Upsizing & Same Sizing
“The variety of ways to right size include is not limited to smaller, I had a couple…that had a beautiful house on the lake where they raised their kids and they had a lot of parties, but it was too big. After the kids left, they sold that house and bought two, they bought a small lock-up and go house in Florida where they’re from, and they bought another small house in Wisconsin where their first grandbaby was going to be born. So they now have two houses for the price of one. It’s worked beautifully for them. Others have upsized. They just really wanted that bigger house. They always lived a little too tight. The grandkids are coming. It’s actually a third of people who buy a house after age 55 upsize. Half, either same size or upsize. So that’s why it’s rightsizing. It’s not about downsizing, it’s really, really about what you need, what you can afford, and what’s a good fit.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Today’s Building Blocks: Lifelong Learning & Fun – Are you ready to age adventurously? If you’re making plans to travel this year, why not combine it with a learning adventure? Road Scholar is a not-for-profit organization providing educational travel programs primarily geared toward older adults with an impressive range of options to explore the world. Kelsey Knoedler Perri and Kerry Bennett join us to discuss how Road Scholar can help you combine travel, learning and fun in 2024.
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Retiring? See our Best Books on Retirement
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BiosKelsey Knoedler Perri is the Public Relations Director at Road Scholar, the nonprofit world leader in educational travel for older adults. She has worked in travel and tourism throughout her career and has been with Road Scholar since 2016. There she has developed her skills in and knowledge of communicating with and marketing to adults over 50 who #AgeAdventurously. She has special expertise in digital communications, social media, and public relations. She holds an MFA in creative writing and lives in Providence, Rhode Island.
Kerry Bennett is a retired marketing professional from Northern Arizona University who lives in Flagstaff, AZ. Since retiring, she has become an avid traveler, volunteer, and lifelong learner. She has been on seven learning adventures around the world with Road Scholar, including her most recent: a service program on Chincoteague Island, Virginia. She also volunteers for Road Scholar as an Ambassador, helping spread the word about the organization’s mission through in-person presentations and events.
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For More on Road Scholar
Website
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Mentioned in this Podcast Episode
Live Life in Crescendo – Cynthia Covey Haller
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Podcast Episodes You May Like
Learning is a Lifetime Sport – Tom Vanderbilt
The Power of Fun – Catherine Price
Lifelong Learning – Michelle Weise
The Fun Habit – Mike Rucker, PhD
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Wise Quotes
On Learning Adventures
“Our mission always has been and always will be education. So everything we do is about learning. But now our programs are more a mix of classroom learning and experiential learning. So not just lectures in a lecture hall, you’re staying in a hotel room, you’re not staying in a dorm anymore, which is nice. And so we’ve evolved into being more of an educational travel organization…When you travel with Road Scholar, you’re really getting what you pay for and you’re going to be there to learn. You’re not there to sit on a beach and read a book or to go shopping. You’re there to learn. And that’s really what it comes down to. But we also offer financial aid. We offer caregiver grants for full-time, family caregivers. We have a scholarship for retired educators. So that’s also part of our whole nonprofit thing.”
On Solo Travelers
“30% of our travelers each year go solo. We have seen that trending upwards. We’ve seen more solo travelers in general over the past 10 years and 80% of those solo travelers are women. [We] see a mix of couples, solo travelers, friends who are traveling with other friends, siblings traveling together, parents with their adult children, also people who came as solo travelers on a pass trip and then they met somebody on a trip and then they went a trip together again.And I started to hear more anecdotally that there were a lot of married women who were traveling with us without their husbands. And I just thought that was really interesting. So I want[ed] to get down to some actual data on that. So I did a study and we looked at both data that we had in our system as well as doing a survey. And what we found was that at least 60% of our solo travelers are married people who travel without their spouse on World Scholar programs. I was really surprised by that. It was more than even I expected. And so we surveyed them and the number one reason that they said that they travel without their spouse is because their spouse is just not interested in travel. So that’s really interesting. So I think what we’re seeing as far as a trend is these married folks traveling solo, we’re definitely seeing more interest from women to travel in general, but also to travel solo.”
On Intergenerational Trips
“We’ve been doing our intergenerational program since 1985, so I think we were kind of a little ahead of our time. Family travel is popular where you’re traveling with kids and parents, maybe even grandparents. But our grandparent and grandchild programs I think are what’s really unique that sometimes in the industry is called referred to as Skip Gen. And so those are just really special. When I first started working at Road Scholar, I was like, that is the coolest thing ever. I come from a family of 14 grandkids on each side of my family and I never really had a one-on-one experience, especially travel experience with my grandparents. And I just think that would’ve been just the coolest thing ever to be able to share something like that with just my grandparents. So what we’re seeing as far as they’ve definitely become more popular over the past 10 years. We’ve been seeing the interest increasing over the past 10 years and they’re really special experiences. It’s about 10% of what we offer, but when we have 80 to 100. 000 travelers a year, 10% is still a lot.”_________________________
About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Today’s Building Block: Work (yes, work…) What makes transitions so hard to navigate? Herminia Ibarra, a thought leader on leadership and career development and author of Working Identity, shares her insights on creating new options as you prepare for your transition to retirement.
Herminia Ibarra joins us from London.
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Comments? Leave a voice message here
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BioHerminia Ibarra is the Charles Handy Professor of Organisational Behaviour at London Business School. Prior to joining LBS, she served on the INSEAD and Harvard Business School faculties.
An authority on leadership and career development, Thinkers 50 ranks Herminia among the top management thinkers in the world.
She is a member of the World Economic Forum’s Expert Network, a judge for the Financial Times Business Book of the Year Award, a Fellow of the British Academy, and the 2018 recipient of the Academy of Management’s Scholar-Practitioner Award for her research’s contribution to management practice.
Herminia is a member of the London Business School governing body. She chaired the Harvard Business School Visiting Committee, which reports to the university’s board of overseers, from 2012 to 2016, having been a member since 2009, and served on the INSEAD board of directors.
A native of Cuba, Herminia received her MA and PhD from Yale University, where she was a National Science Fellow.
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A second and updated edition of her groundbreaking book Working Identity was recently published by Harvard Business Review Press.
Whether as a daydream or a spoken desire, nearly all of us have entertained the notion of reinventing ourselves. Feeling unfulfilled, burned out, or just plain unhappy with what we’re doing, we long to make that leap into the unknown. In this powerful book, Herminia presents a new model for career reinvention that flies in the face of everything we’ve learned from ‘career experts’. While common wisdom holds that we must first know what we want to do before we can act, Ibarra argues that this advice is backward. Knowing, she says, is the result of doing and experimenting.
Based on her in-depth research on professionals and managers in transition, Ibarra outlines an active process of career reinvention that leverages three ways of ‘working identity’: experimenting with new professional activities, interacting in new networks of people, and making sense of what is happening to us in light of emerging possibilities. Through engrossing stories, Ibarra reveals a set of guidelines that all successful reinventions share. She explores specific ways that hopeful career changers of any background can.
A call to the dreamer in each of us, Working Identity explores the process for crafting a more fulfilling future.
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For More on Herminia Ibarra
Website
Working Identity by Herminia Ibarra
Articles
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Check out our Best Books on Retirement
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Mentioned in This Podcast Episode
The HBR Guide to Designing Your Retirement
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Podcast Episodes You May Like
The Portfolio Life – Christina Wallace
Are You Ready for The New Long Life? – Andrew Scott
Retire Happy – Dr. Catherine Sanderson
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
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Wise Quotes
On Transitions
“Transitions necessarily imply a loss of a sense of identity, a loss of something that has been meaningful and valuable. You’re moving away from someone you’ve been, but the future you isn’t clear yet, or the future destination or the next role isn’t clear yet. So you’re kind of hanging in limbo and that’s very uncomfortable. We live in a world in which certainty is valued, know who you are and the nature of this process and part of what makes it productive is questioning who you are, but that’s necessarily uncomfortable. So that’s number one. Number two is more specific, particularly today and particularly at mid-career and beyond. These transitions tend to be what I call in my academic jargon under-institutionalized. And what that means is they are not structured. It is not like an MBA job market. It is not like when you want to make partner in a law firm, you know what steps to take. The destination’s often unclear. You don’t know how long it’s going to take. Job search processes today are longer. Companies are taking longer to vet people. So it’s kind of open-ended, How long is it going to be? Where am I going? You’re not going through it necessarily with other people. So it’s hard to benchmark how am I doing? There’s lots of different steps you could take. So say you are an insurance executive and you want to be an entrepreneur to create a wine business. What are the steps? Well, it’s not fixed. It’s not like go to law school, join a firm. There’s lots of different pathways to that. So there’s a lot of uncertainty and ambiguity and openendedness in the process. And we as human beings struggle with that.”
On New Options
“The opportunity is that lots of paths open. Nobody is asking people to simply hang up the boots at age 65 and go play golf. Fewer people are doing a conventional retirement. That creates the challenge of choosing, crafting, and creating because you’re going to have to create your own. So often in our careers we get moved along by our occupation, our profession, our company. Now you have to invent your own. There’s lots of options open. Do you take on another role? Do you create a portfolio of roles? Do you work part of the time and save part of the time for leisure or do you stay, remain in working but more under your own control? There’s lots and lots of options open.”
On Her Possible Selves Exercise
“It’s called the Possible Selves exercise. And I think it is by far the most successful exercise I ever do with my students and participants. And it’s a very simple exercise. Anybody can try it at home. You take out a piece of paper or your iPad and you list as many ideas as you possibly can for who you might become in the future, including things you want, including things a lot about, including things that you maybe have a bit of curiosity about, including things you don’t want but are being thrown at you, including what other people want. But it really generates a portfolio. And there’s two ways in which that is helpful and interesting. The one is, it’s freeing. It allows you to be what we are as humans, divergent, not necessarily consistent, and it allows you to make the most out of the questions.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of their next life. A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Feedback or suggestions for this retirement podcast? Leave a voice message here
Today’s Building Block: Wellness
What does an emotionally intelligent retirement look like? In this 4th edition of the Retirement Roundtable, two of our favorite previous guests, Kate Schroeder & Nick Wignall, return to discuss the questions to ask yourself now to be well prepared for the emotional aspects of the transition to retirement.
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Bios
Kate Schroeder is a psychotherapist in private practice. She is a Licensed Professional Counselor, Nationally Certified Counselor, and owner of Transformation Counseling, LLC.
With over 25 years in the mental health field, her clinical background includes experience as a school counselor, mental health therapist in an urban university’s counseling center, individual, couples, group, and family therapist, and clinical researcher. Within these settings, Kate has provided individual, group and family counseling for clients experiencing difficulties in areas including depression and anxiety, adjustment and transitional concerns, C-PTSD, acculturation and multicultural issues, family and childhood conflicts, interpersonal relationships, grief and trauma, eating disorders, LGBTQ issues, self-efficacy, career exploration and various other interpersonal conflicts. Kate also holds certification as a massage therapist, physical trainer and physical education teacher. In addition to her private practice, she also teaches graduate courses to counselors in training.
Kate joins us again from St Louis.
Nick Wignall is a licensed clinical psychologist who is Board-certified in behavioral and cognitive psychology. He’s the founder of the popular newsletter, The Friendly Mind, with practical, evidence-based advice for emotional health and wellbeing. The newsletter is read by 50,000+ people each week and his writing has been featured in media outlets like NBC, Business Insider, Inc Magazine, Aeon and Medium. Nick is the author of Find Your Therapy: A Practical Guide to Finding Quality Therapy, .a guide to learning about the most important factors in choosing a therapist and how to go about finding a good one, either for yourself or someone you love. He did his doctoral training in clinical psychology at the University of Texas Southwestern Medical Center in Dallas, including research in human genetics and psychopharmacology. Prior to that, Nick earned his Masters in Social Sciences from the University of Chicago and a bachelor’s in English Literature from the University of Dallas.
Nick joins us again form Albuquerque, New Mexico.
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For More on Kate Schroder & Nick Wignall
Kate Schroeder
Nick Wignall
First Visits to the Podcast:
The Emotional Side of Retiring – Kate Schroeder
Coping Strategies & Moving Forward – Nick Wignall & Verla Fortier
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Retiring? Check our recommendations on the Best Books About Retirement
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Mentioned in This Podcast Episode
Source: Our World in Data Who do we spend time with across our lifetime?
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Podcast Episodes You May Like
The Self-Healing Mind – Gregory Scott Brown, M.D.
The Portfolio Life – Christina Wallace
Chatter & Your Inner Voice – Ethan Kross
Edit Your Life – Elisabeth Sharp McKetta
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Other Retirement Roundtable podcast episodes
Michelle Pannor Silver Ted Kaufman, and Bruce Hiland
Fritz Gilbert, Dr. Barbara O’Neill, and Mark Shaiken
Melissa Davey, Richard Haiduck and Thelma Reese
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Wise Quotes from This Retirement Roundtable
On Exploring Who You Are
“So much research out there now shows that adjusting to retirement has its own set of difficulty and challenges for many, many people, especially for a lot of people who’ve identified a lot with their work and they’ve gotten a lot of accolades and self-esteem and identification from the work that they do. They often struggle in some cases more than many other people because work was such a big part of their environment. There’s been a big huge association between work and mental health. And so it really underscores the necessity of having conversations like this because we have to think, when we think about retirement without a doubt, we have to just like people start saving financially for retirement very early on, beginning that early preparation and exploration of your emotional self and who you are as a person and what brings you meaning is really going to be the key to be able to find balance and integrate long before it comes time to actually hang up your keys and move into that retirement place. So my biggest emphasis for folks who are in this part of their life is that if you haven’t already, there is definitely a necessity for you to begin exploring who you are. And I’m not talking about the who you are in terms of your work….But I’m talking about those deeper places of learning who you are, about what brings you deep meaning, what gives you purpose, what kinds of people do you like to interact with. And I’m not saying you tolerate, I’m saying what feeds you. And so the years leading up to retirement are incredibly pivotal for increasing this, I believe pretty essential to begin asking yourself questions like: What do I want out of my life? What do I want out of this next part of my life? …So I think starting early to learn about this emotional part of who you are is critical. If someone wants to successfully retire, you’ve got to begin the exploration now.” – Kate Schroeder
On Wisdom
“…I remind myself all the time, it’s not what you know about yourself that’s going to get you anywhere in life or not. It’s what we don’t know that keeps us from getting there. That’s the piece we have to work on. And so to me, emotionally intelligent people are willing to do that. They’re willing to feel a little something along the way and understand that life is up and down. And in the process of discovering myself, that’s going to be part of the learning is making room for all of those feelings. And really the last thing I’ll say about this is I think it’s so crucial to help people learn. We talk about meaning and purpose that comes to us through the form of our feelings over time. What we have to do is also make sure that we have a strong connection to our bodies and who we are, because our bodies are going to be the conduit for so much wisdom and information about what feeds us and what doesn’t.” – Kate Schroeder
On Labelling Emotions
” …a very small, but powerful, habit I think people can build to start to improve emotional awareness and intelligence is to notice that urge to intellectualize, to avoid the actual emotion by using a concept or an idea and instead say it like a 6-year-old, how would a little kid describe how I’m feeling right now? And just say that maybe it’s to someone else, you’re in a conversation or maybe just in your own self-talk, when you’re reflecting on how you’re feeling, use language that’s plain and direct when it comes to your feelings and your emotions rather than these kind of convoluted, overly conceptual intellectualization. And that’s one way I think to start to get, it’s a cheesy word, but in touch with what you’re feeling, which is the the doorway to emotional intelligence and understanding yourself on that level a lot better.” – Nick Wignall
On Identity
“…there’s this old saying, and we’re all athletes here, but in sports and people would say the best offense is a good defense. But I think when it comes to coming out of retirement and these questions of identity and purpose and loss, really, I think you can flip that to pretty good effect, which is the best defense is a good offense. And what I mean by that is I think a lot of people get stuck trying to cope with loss, trying to mitigate the effects of a lot, like: Oh my God, I was this a partner, a VP in this big company. I had so much prestige and influence and respect and all that, and how do I deal with the loss of that? And I’m not saying that’s not an important question, but there’s a sense of proportionality where if all your time and energy is going to mitigating and coping with one particular loss in one aspect of your identity, there’s opportunity costs there. That’s all time and energy that could be put toward. What can I build? What can I bring in? What new aspects of my identity can I uncover or construct? Or whatever kind of metaphor you want to use. My guess is that most people would be far better off channeling more of their energy in that direction rather than putting it all into playing defense and coping with a particular loss…The overall mindset is like, this is who I am, and now it’s gone and I’m a shell of myself now because of that. No, that was one part of who you were at this stage of life. There are almost an infinite number of possibilities going forward, and that sounds nice. You’re listening to this, you’re like, yeah, yeah, okay, that sounds nice. But to really think about that, what would that mean if I saw myself as full of potential options going forward?” – Nick Wignall
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™ A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial, psychological and/or medical professionals on those matters.
Retirement offers a great opportunity to reset. It opens up new possibilities with resources to do what you’ve always wanted to do. But how do you approach it? Christina Wallace, author of The Portfolio Life, knows how business frameworks can be used to design the life you want. For example, you likely have a diversified financial portfolio. It’s time to build a diversified life.
Christina Wallace joins us from Cambridge, Massachusetts.
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Bio
A self-described “human Venn diagram” Christina Wallace has crafted a career at the intersection of business, technology, and the arts. She is a Senior Lecturer in the Entrepreneurial Management Unit at Harvard Business School where she is co-course head for The Entrepreneurial Manager, teaches Launching Tech Ventures, and leads the MBA Startup Bootcamp immersion program. Her latest book, The Portfolio Life, was published by Hachette in 2023.
Previously, Christina was vice president of growth at Bionic, an innovation consulting firm that builds startups inside large enterprises. Prior to joining Bionic, Christina founded BridgeUp: STEM, an edtech startup inside the American Museum of Natural History, was the founding director of Startup Institute New York, and the co-founder and CEO of venture-backed fashion company Quincy Apparel. She was also, very briefly, a management consultant with the Boston Consulting Group and began her career at the Metropolitan Opera.
Christina holds undergraduate degrees in mathematics and theater studies from Emory University and an MBA from Harvard Business School. She is an active angel investor in early-stage tech startups as well as commercial theater productions on Broadway. She regularly speaks, writes, and consults on a wide range of topics, ranging from failure and resilience to corporate innovation, from K12 computer science education to her viral TED talk detailing her successful approach to hacking online dating. Mashable called her one of “44 Female Founders to Know” and Refinery29 named her one of the “Most Powerful Women in NYC Tech.” She has been featured in the Wall Street Journal, the Financial Times, Forbes, Inc, Fast Company, Quartz, Elle, and Marie Claire among others.
Christina is the co-author of New To Big: How Companies Can Create Like Entrepreneurs, Invest Like VCs, and Install a Permanent Operating System for Growth (April 2019, Penguin Random House). She also hosted The Limit Does Not Exist, an iHeartRadio podcast about portfolio careers that published 125 episodes over three seasons, garnering over 2 million downloads.
______________________For More on Christina WallaceThe Portfolio LifeWebsite_______________________Check out our brief summaries of the Best Books on Retirement______________________Podcast Episodes You May Like
The Power of Reinvention – Joanne Lipman
The Future You – Brian David Johnson
A Tapas Life – Andy Robin
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Wise Quotes
Christina Wallace on a Portfolio Life in Retirement
“I think retirement, certainly as I’ve seen it with my mother-in-law, my friends’ parents, as they’re all going through this transition, they’re not like leaving the world. They’re just leaving that one thing that has been their big focus and has been their identity crucially for a really long time. And so it can be hard in that transition because not only have you lost the routine of what do I do with my day, you’ve also lost the community of here’s who I talk to on a regular basis – and then you’ve lost this identity. How do I describe myself? Who am I when I get out of bed? And as terrifying as it is to go through that transition and losing all three things at the same time, it’s a huge opportunity because for so many people at that cusp of retirement, they’re thinking, I’m not dead yet. I’ve got a whole life ahead of me. I still have something to offer. And very likely, I saw a lot of things I’m really curious about that I haven’t had space for. So rather than replacing one thing for another, the opportunity here is to really think about your portfolio, literally like your financial portfolio, and you map out what do I need for this chapter?”
On Identity
“So part of this work is before that decision to retire, right? It’s learning to separate your identity from your work and pulling up a level to say, Okay, who am I in any given room? What do I bring to the table? Am I a connector? Am I a storyteller? Am I someone who challenges the status quo? Am I someone who can read the room and can instantly notice when someone is feeling left out? And that shows up in how I am a leader, how I am a grandparent, how I volunteer in organizations. All of those things can be relevant to an identity. So doing that work before you quit, and then in that moment of that transition, that retirement experience, really thinking through what are all of the other translations of who I am in other spaces? What are other worlds, other rooms that want what I have to offer?”
On Building a Personal Board of Directors
“This is so crucial at each of these transition points, right? Your personal board of directors, as I described in the book, is having to stop thinking of that one mentor who’s going to give you all the answers, and instead, cultivate a portfolio of advisors, if you will, who each bring a specific thing, You go to one maybe for help on negotiating, you go to another who might be a super connector, they know everybody. They can help introduce you to different people. But you think through who’s that brain trust that I go to for advice? And as you go through transitions, one of my favorite things to advise is, is there someone new you need to bring into your brain trust to add a perspective that you might not be thinking through?”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™ A meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retiring? Check our recommendations on the Best Books About Retirement
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Feedback or suggestions? Leave a voicemail here
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Today’s Building Block: Wellness
Minding your investments for your retirement? There’s one especially smart investment you can make that will pay dividends in your retirement.
Elizabeth Sherman explains how investing in your health and wellness now can enhance the quality of your life now and in your retirement years.
Elizabeth joins us from Mexico.
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BioElizabeth is a Master Certified Life and Health Coach specializing in women’s wellness in midlife. Drawing from over 17 years in the field and a personal journey that began with a desire to reduce her own health risks, Elizabeth offers a deeply empathetic and knowledgeable approach. Her certifications from The Life Coach School, American Council on Exercise, Precision Nutrition, Metabolic Effect, and Redesign Your Mind reflect her comprehensive expertise. Elizabeth’s passion is helping women navigate the complexities of midlife health, from hormonal changes to mental clarity, with a focus on sustainable, joyful living.
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For More on Elizabeth Sherman
Website
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Retire Smarter. Don’t Miss An Episode
Follow on Apple PodcastsSubscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS_____________________________
Mentioned in This Podcast Episode
8 Basic Habits that Healthy People Do
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Podcast Episodes You May Like
The Joy Choice – Dr. Michelle Segar
How to Begin – Michael Bungay Stanier
Tiny Habits Can Lead to Big Changes – BJ Fogg
Best of The Retirement Wisdom Podcast – On Wellness
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Wise Quotes
On Investing in Your Health Now
“Since we’re talking about health, I think that when we think about investing in our health, we see it actually as an expense. We don’t see it as an investment because typically when we’re looking at diets or workout programs or things like that, they’re really short-term solutions. And what I want to do is I want to reframe that. I want to change the narrative around our health so that we’re thinking about how do I invest in my health? Because when we really think about it, when we’re thinking about retirement, when we’re thinking about financial freedom in our retirement, we don’t want to be spending money on medication. We don’t want to be spending time going to the doctor. We don’t want to be spending money on insurance premiums. …Taking care of your health doesn’t help you live longer. It helps you to live more independently and to live better as you age. And so if you can live and not need medications and live independently in your home right now, versus going into some sort of assisted living facility, that’s all going to save you money. And so taking care of your health today is one of the best investments that you can make in your future, especially in retirement.”
On Starting Small
“Especially at the new year that if we need to or if we want to exercise five days a week, and our normal rule is to exercise for an hour a day, you do not need to exercise five days a week, or if your normal rule is to exercise for an hour a day, you do not have to exercise for an hour a day. You can start exercising, go for a walk for 15 minutes, go for a walk for five minutes, and do that for a while. Now, here’s why this works. It works because it creates the habit of, or the skill rather of self-trust. Many of us, when we start a commitment to our health, there’s something in the back of our heads that’s like, yeah, but are you going to keep doing this? You’ve never been able to do it before. That little mean girl or inner critic inside of our heads, it’s like full of self-doubt….So what I like to do is I like to start with five minutes, 15 minutes, whatever is like a no-brainer for you. And so the reason that we do this is so that we start with creating this skill of self-trust, which is making a commitment to yourself and then following through. And then as you are able to do that longer and longer and longer, you can start adding to it.”
On Displacement
“I like to work on the idea of what’s called displacement, which means the idea of adding things to your diet, adding things to your day so that you crowd out the things that you don’t want. So instead of saying, I’m not going to eat sugar anymore, say I want to eat three servings of vegetables a day, or four servings of vegetables a day. What happens then is then we’re not as hungry for the sweetss and the breads and the things like that that we know that we shouldn’t be having as much of.”
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About The Retirement Wisdom Podcast
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™A meaningful retirement doesn’t just happen by accident. It takes more than a vision.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy
The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Feedback or suggestions on this retirement podcast? We’d love to hear from you. Leave a voicemail here
Welcome to a new season of The Retirement Wisdom Podcast! We’ll be delving into eight building blocks of a satisfying life in retirement this year with new conversations to help you retire smarter.
In my work as a coach, I see many people get stuck trying to find a new purpose in retirement. Some transition with a new driving force in their life post-full time work. But I’m seeing many others finding a different path forward. Rather than searching for a singular new purpose, they’re crafting what I call a Multipurpose Retirement focusing on multiple dimensions of life, not just one.
And they’re discovering something interesting. They’ve always been multidimensional. As our previous guest Helen Dennis, co-author of Project Renewment, highlighted you’ve always been much more than your business card. But some things were deferred or deprioritized given the real demands of careers. But this next phase offers a golden opportunity to reset, recharge and redesign how you invest your time now that you’ll more freedom and flexibility.
But how do you manage the transition? What works is learning more, choosing areas of focus and experimenting. Previous guest Dave Evans, co-author of Designing Your Life, pointed out that you don’t need to figure everything out in advance. There are advantages to “iterating your way forward.”
Dr. Barbara O’Neill, author of Flipping a Switch, introduced us to the idea that retirement is actually a graduation – from the world of full-time work. But just as you graduated earlier in life, your learning did stop at graduation. And it’s the same with retirement.
We’ll be learning more about four “Core Course” topics that can lay a strong foundation for your next phase:
- Wellness – including physical, mental, emotional and spiritual health.
- Learning – how lifelong learning offers multiple benefits.
- Relationships – enhancing your key relationships and social connections.
- Fun – making time for play and things you truly enjoy (and they may be new pursuits).
If you get these four areas going well, you’ll be well-positioned for the life you’ve been working toward.
And we’ll also be exploring “Elective Course” topics that can further enhance and invigorate your next chapters:
- Service – things you do for others and the greater good.
- Creativity – in daily life and artistic pursuits.
- Work – (Yes, work. ) Paid work on your own terms (part-time or consulting for some, or an encore career for others ) is a part of many great next chapters today. But it may be important projects (paid or unpaid) that you choose to take on.
- Personal Growth – you don’t stop growing when you retire – unless you retreat…
For many people, investing in one, and more, of these areas can bolster the years ahead.
Join us as we learn more about this areas in 2020.
Please share comments, feedback and suggestions this via voicemail or email at joec@retirementwisdom.com
Thanks for listening.
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Podcast Episodes You May Like
Best of 2023 – Part 3
Helen Dennis
Dr. Barbara O’Neill
Dave Evans
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About The Retirement Wisdom Podcast
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™A meaningful retirement doesn’t just happen by accident. It takes more than a vision.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy
Retiring in 2024? Don’t wait until you’re wondering Now What Do I Do? Be intentional. Design your retirement.
From previous Designing Your Life coaching clients:
“The process that you led me through resulted in me creating exactly the life I’ve envisioned. I am acutely aware of how I got to this point, and it is because of the Designing Your Life process. Thank you from the bottom of my heart.”
“I loved hearing Joe’s and my classmates’ perspectives. A very worthwhile program.”
“A good investment – it provides a good framework to think about the future. Pertinent content that I could implement immediately.”
“DYL is a very helpful process and a terrific retirement concept. I wish I would have had this process at other times in my life.“
“A good investment in time and money. Excellent material and engaged participants.”
“It has truly been a transformative experience in my life.”
Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th with a group of up to 10 people. Join us.
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If you’re retiring in 2024, get ready for the ultimate balancing act. Time management is a skill you honed during your full-time working days, but managing your choices wisely can make the difference in your retirement years. Professor Glenn Frank returns to the podcast to share insights and tools you can use if you’re retiring in 2024, his thoughts on a financial review checklist for the year ahead, and what to look for in a financial advisor.
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Bio
Glenn Frank is the author of Your Encore: Retirement Planning Guide – How to Balance Time, Money and Joy. He was named 2019 Financial Planner of the Year in Massachusetts and one of the top financial advisors in the country for 10 straight years by Worth.
The Professor’s 2023 articles include: The Street “How To Build a Portfolio to Last A Lifetime” (general portfolio construction guide); Advisor Perspectives ” The Professor’s Portfolio” (outlines specific portfolio suggestions). Glenn is currently the Director of Education and a senior member of the investment committee at fee-only Lexington Wealth Management.
Glenn’s college teaching experience is extensive. He has taught a large variety of courses in investments, taxes and financial planning. Glenn was the Founding Director of the Master of Personal Financial Planning program at Bentley University. He taught capstone portfolio construction courses for 20 years. Glenn still teaches investment workshops for advisors as well as the general public.
You can register for his upcoming workshop “How To Build A Portfolio To Last A Lifetime” at his website below.
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For More on Glenn Frank
Your Encore: Retirement Planning Guide – How to Balance Time, Money and Joy
Website: Time, Money and Joy.com
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Podcast Episodes You May Like
Live Life in Crescendo – Cynthia Covey Haller
Happier Hour – Cassie Holmes, PhD
Thinking Better to Live Better – Dr. Woo-kyoung Ahn
The Power of Fun – Catherine Price
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Wise Quotes
On Managing Time vs. Managing Choices
“Choice management is a far more personally impactful term than time management, especially for retirees. The term itself reminds us that so many things really are our choice. Choice management is all about strategically and intentionally being happier by making better day-to-day decisions. When I think of time management, I think about being more efficient with the limited minutes and hours we have each day…Choice management is much more personal. It’s not profit oriented, it’s happiness-oriented…What is the best way to combat being time rich for true deep down, purposeful happiness? I think the answer is helping others somehow, some way. This, of course, is your choice. There are so many, many ways to help others and that can very easily fill up the day and say when your head hits the pillow at night, Gee, I accomplished something important today.”
On Happiness
“Life is a constant balancing act between finite resources, time and money – and an infinite desire to be happy. Many do this juggling act without a lot of thought. When you’re at the cusp of retirement it is absolutely crucial. To be thoughtful and intentional at this major fork in the road, you really need to narrow down the endless options to what may actually work for you. Financial advisors solve for financial goals when the true goal is always to maximize family happiness. So, you probably need to go a little more deeper and understand time management and what actually makes you happy. There are tons of books, articles, Ted talks on daily happiness, many, many resources on finding purpose for life satisfaction. The books, and a lot of these resources, are mostly other people’s stories and the real question is what about the unique you?”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
__________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Retiring? Check our recommendations on the Best Books About Retirement.
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How can you prepare well for the transition to retirement? A retired couple chronicle their first year of retirement together in an excellent monthly column in The Wall Street Journal titled Retirement Rookies. They share the stories from Year One, with lessons learned and their observations on challenging issues we can all relate to.
Stephen Kreider Yoder is an editor on The Wall Street Journal’s enterprise desk. Karen Kreider Yoder is a retired professor and K-5 teacher. They join us from San Francisco to talk with us about their rookie year in retirement together.
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For More on Steven & Karen Kreider Yoder
For Subscribers of The Wall Street Journal, you can read the collection of all of their pieces here:
Retirement Rookies
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If your not a WSJ subscriber, check The Retirement Wisdom LinkedIn Company Page (and follow us…) for free gift access to their 10 pieces here:
Retirement Wisdom
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On Their Cross Country Tandem Bike Adventure
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Be Intentional About Your Retirement
Don’t wait until you’re asking What Now?
Get ahead of the game. Take the first step today:
Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th
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Podcast Episodes You May Like
An Artful Life – John P. Weiss
Where to Retire – Silvia Ascarelli
Independence Day – Steve Lopez
The Vintage Years – Dr. Francine Toder
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Wise Quotes
On Slowing Down & Savoring Time
“Savoring time and budgeting time, we both are definitely ones who budget our time. Much of that is because of the kind of work that we were doing, full-time work, managing full-time office work, as well as family and volunteering. You just have to really budget your time to make sure you can get everything done in the day or in the week. But now we have all this time on our hands, and so we’re actually practicing how to savor our time. And so we often remind each other, ‘No, no, no, we need to slow down.’ So we take Amtrak to travel across this country instead of flying. Or we remind each other. ‘Let’s arrive early at an event so we can have a chance to chat with people ahead of time. Or let’s spend a couple extra days with family instead of flying home quickly. Or let’s drive the slow route from Kansas to Iowa, taking the back roads and not going through any major cities and going on no major highways. Let’s try going the slow route.‘ So we’re kind of practicing how to slow down and savor life. So those are some things that we’re trying to do. It’s hard. It’s hard work.”
On Identity in Retirement
Steve:
“Since kindergarten, we’ve had some sort of identity tied to this external determining force. But beyond that, I worked at The Wall Street Journal for 38 years and in journalism all that time, and it was such a determining force that stepping away from that left this vacuum. And in my own identity, I think we wrote in the article about how I have this notification that comes up on my phone right before 9:00 AM every Monday that reminds me to join the conference call for my group’s meeting at The Wall Street Journal, and I haven’t worked there for more than a year, and I somehow can’t turn that off. It reminds me there’s one little vestigial connection to my old identity as a journalist and the people that I worked with and the work that we did. It’s hard for me to separate from that. And I look around and I’m a little envious of other retirees who seem to have switched over into a new identity, whether that be grandparents or whether that be whatever their identity is.”
Karen:
“So I find that I still need a professional identity. And for 40 some years I was a teacher kindergarten through fifth grade, as well as being a teacher educator, teaching teachers at the university level. So I need to have that identity, but there are parts of it that I’m so glad I have let go. Just yesterday at church, two different people approached me and asked my opinion of some professional kinds of things, curriculum for children. One of them was asking about and for another, how to encourage more young people to come to San Francisco to work. So they both asked me to help them brainstorm how to sort of a plan of action. So I appreciated being asked my expertise, but I also was so thankful that they did not ask me to be on a committee because that is what I really do not miss at all the committee work. But the difference now is that I am, I’m choosing my own identity rather than having it be given to me in my job description. So one thing I’m doing now, I’m expanding my creative kind of an identity. I’m doing a lot of textile arts, and so in doing that, I’m expanding my identity to include that. So one cool thing about retirement is that we can develop our own job description and our own identity, and I think that everybody needs an identity and something that defines them, and in retirement it can be fluid, it can change, which is really wonderful.”
On Retirement & Freedom
“I always thought retirement was like freedom. Freedom from work. I always loved my work, but there are things that I was irritated about. So I saw retirement as freedom from work life. But what I’ve found is that retired life, we still have every single part of life. You still have to consider your safety, finances, food, all of your relationships. What kind of a person are you ? Kind and charitable? Am I still being curious and learning new skills and information? All the travel that we do, it still fills our days and am I getting enough sleep and rest? So all these different aspects of life, we still have to consider it all. And it’s all part of retirement. And so retirement can be rich and varied. And at this point, I would never want to go back to the frenetic work life that I once had. This retired life is a good life, and that’s full and varied.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
__________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
What’s on your reading list? Check out our interesting Books About Retirement.
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Can four questions unlock the pathway to a great year for you in 2024?
I’ve found these four simple questions to be powerful guides in planning clearly for the year ahead.
Grab a pen, a blank sheet of paper, your favorite beverage ( but maybe not more than one…) and take 30 minutes in a place where you won’t be distracted, Capture your bullet point thoughts and see what emerges for you.
- More – What do you want to do more of next year?
- Less – What do you want to dial back next year?
- Start – What new things do you want to start?
- Stop – What to you want to stop doing that’s holding you back?
Now review your thoughts and create a one page Action Plan for 2024.
Using Schedule Send, create and email to yourself quarterly or monthly to help keep you on track – and/or share your plan with someone who can be an acccountability partner for you.
Want to share your list? Email me your list to be covered in a future podcast episode.
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Podcast Episodes You May Like
Tiny Habits Can Lead to Big Changes – BJ Fogg
The Joy of Movement – Kelly McGonigal
Design Your Life and Get Unstuck – Dave Evans
The Mindful Body – Ellen Langer
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Want to Start the New Year Right?
Build the Right Habits – Fast Start program – Starts January 5th – 3 One Hour sessions
Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th
Take the first step. Sign up today!
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About The Retirement Wisdom Podcast
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Planning to retire? Check Out Our Best Books About Retirement
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Retirement is one of life’s most challenging transitions. But can it be made easy? Gary Poier thinks so. He’s the author of Make Retiring Easy: How to Create the Best Retirement Life for Your Clients. He joins us to explain how.
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Make 2024 a Great Year!
Build the Right Habits – Fast Start program – Starts January 5th – 3 One Hour sessions
Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th
Take the first step. Sign up today!
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Podcast Episodes You May Like
Retire Happy – Dr. Catherine Sanderson
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
When Will You Flip the Switch? – Dr. Barbara O’Neill
What Are The Keys To A Successful Retirement? Fritz Gilbert
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BioGary Poier is the author of Make Retiring Easy: How to Create the Best Retirement Life for Your Clients. As a financial planner, Gary approached retirement planning from the financial perspective. However, he often found that many of his clients were unable to tell him what they wanted to do with their lives in retirement. He believes that, as a trusted advisor, your financial advisor should want to help you figure out how to make your retirement all you want it to be and be the best time of your life. To do so requires thinking about retirement from as many different perspectives as you can so that you are able to uncover the potential retirement is offering. Make Retiring Easy lays out a system for looking at retirement from 30 different perspectives. Gary was an Investment and Retirement Planner with RBC Wealth Management. In April 2013, Gary left the financial services industry to create his second act – Aspire Personal Achievement Inc.
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For More on Gary Poier
Make Retiring Easy: How to Create the Best Retirement Life for Your Clients
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Retire Smarter. Don’t Miss An Episode
Follow on Apple Podcastsor Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS___________________________Wise Quotes On Retirement“How do you want your relationships to grow and evolve over the course of your life? Because the relationship you have with your own children or your own parents or grandchildren, it’s going to change as you age. And then how do you want your lifestyle to change and evolve over time? Because as I mentioned with my parents, they couldn’t do later in life what they could do earlier in life. So you have to be aware. You have to be aware that your lifestyle is going to change and how it’s going to change.”_____________________________About Retirement WisdomI help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™ A meaningful retirement doesn’t just happen. It takes more than a vision. It takes imagination and practical ideas you can test and refine.Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
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About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy
Connect on LinkedIn
Follow Retirement Wisdom on LinkedIn
Retirement, like many things in life, is a balancing act. There are some daunting challenges to solve and practical realities to face – and you’ll ignore them at your peril. But you don’t want them to limit your aspirations or put a damper on imagining what’s possible in this next phase of life. So, how are people thinking about retirement these days? And what can pre-retirees learn from the experience of those who’ve already retired? The Transamerica Institute and Transamerica Center for Retirement Studies recently surveyed over 4,650 people in the US, with a sample comprised of 58% pre-retirees 50+ and 42% retirees, on their views on retirement. We’re glad to have Catherine Collinson return to The Retirement Wisdom Podcast to share the findings and her insights.
Catherine Collinson joins us from Los Angeles.
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BioCatherine Collinson is CEO and president of nonprofit Transamerica Institute and Transamerica Center for Retirement Studies. Catherine is a retirement and market trends expert and champion for Americans who are at risk of not achieving a financially secure retirement. She oversees all research and outreach initiatives, including the Annual Transamerica Retirement Survey.
With more than two decades of experience, Catherine is a nationally recognized voice on retirement trends. Catherine is regularly cited by top media outlets on aging and retirement-related topics, speaks at industry conferences, and authors articles in leading industry journals. She has testified before Congress on matters related to employer-sponsored retirement plans among small business, which have featured the need to raise awareness of the Saver’s Credit among those who would benefit most from the important tax credit. She co-hosts ClearPath: Your Roadmap to Health and WealthSM podcaston WYPR, Baltimore’s NPR news station.
In 2018, Catherine was recognized an Influencer in Aging by PBS Next Avenue for her work in continuing to push beyond traditional boundaries and change our society’s understanding of what it means to grow older. In 2016, she was honored with a Hero Award from the Women’s Institute for a Secure Retirement (WISER) for her tireless efforts in helping improve retirement security among women. In 2015, Catherine joined the Advisory Board of the Milken Institute’s Center for the Future of Aging.
Catherine is employed by Transamerica Corporation. Since joining the organization in 1995, she has held a number of positions and has identified and implemented short- and long-term strategic initiatives, including the founding of the nonprofit Transamerica Institute and its Transamerica Center for Retirement Studies. Prior to her employment at Transamerica, Catherine spent nearly a decade at The Walt Disney Company, serving in information services and business planning posts.
Catherine earned her bachelor’s degree in British and American literature at Scripps College, Claremont, California, and her master’s of business administration at the University of California, Irvine.
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For More on Catherine Collinson
Life in Retirement: Pre-Retiree Expectations and Retiree Realities
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Is 2024 your year?
Resources for a strong start:
Build the Right Habits – 3 Week Fast Start program – Starts January 5th
Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th
Take the first step. Sign up today!
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Podcast Episodes You May Like
The New Age of Aging – Maddy Dychtwald
What’s Your Plan B? – Jennifer Schoonmaker-Dasch
Independence Day – Steve Lopez
The Unretirement Life – Richard Eisenberg
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Wise Quotes
On How People Are Viewing Retirement
“The good news is people love retirement, and when we ask about word associations, they’re twice as likely to cite positive words than negative words. And the top three word associations are the top three word associations are freedom, enjoyment, and stress-free people are dreaming of a very active retirement, full of travel, has consistently been the top sided retirement dream as long as we’ve been doing the survey, spending more time with family and friends, pursuing hobby, also doing volunteer work. And some people even dream of doing paid work in retirement. They love what they do. It could be continuing to work in the same field, starting an encore career or even starting a business. So people have dreams of keeping very busy when they retire.”
On Preparing for the Transition to Retirement
“We recently published a report called Life and Retirement:Pre-Retiree Expectations and Retiree Realities and I hope everybody reads it because we find some really good similarities, but we also see some disconnects. The number one disconnect that I see relates to retirement transitions. If we look at the experience of retirees, almost six in 10 – 56% – say they retired sooner than they planned. And often it was either due to personal health issues or employment related issues. So when one is considering their retirement planning, it’s really important to have contingency plans if retirement comes sooner than expected. And then also, and this is my interpretation of the data in looking at it, it seems that some of the transitions may have been abrupt, not something that happened peacefully and serenely and seamlessly, but it could have been a jolt. So I think it’s important that everybody prepare themselves. There could be a bumpy road ahead getting to the other side of that transition and to be kind to yourself and expect it to kind roll with it. And the encouraging news is once people are retired, the retirees are living their best lives in retirement. That’s a finding across the survey, we see that they’re enjoying life. They say their happiness is improved, maybe not their finances, but at least their everyday experiences are quite positive. Many workers today and pre-retirees are looking to work longer and fully retire at an older age with a flexible transition to retirement. It could be switching from full-time to part-time, maybe working in a different capacity. And many employers are not yet offering flexible transition options. So if that’s your vision, it’s really important to stealthily do your homework to see if that’s something that you can accomplish with your current employer. And if not, then stealthily do your homework to find out ways that you might be able to do that.”
On Why People Choose to Work Longer
“And when we look at people and workers and pre-retirees who have expectations of some sort of work beyond traditional retirement age or in retirement, they’re almost as likely to reference healthy aging-related reasons as financial reasons. Of course, the money and the benefits are important, but people are also seeing it as an opportunity to stay active, be involved, keep our brains alert, social connections, sense of purpose, so there’s good from that, and that can actually even help promote healthy aging. So that I think is a really encouraging trend.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen. It takes more than a vision. It takes creative an practical ideas you can test and refine.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy
Connect on LinkedIn
Follow Retirement Wisdom on LinkedIn
Make Next Year a Great Year!
Build the Right Habits – 3 Week Fast Start programStarts January 5th
Design Your New Life in Retirement – 6 sessions over 12 weeks – starts January 25th
Take the first step.
Sign up today!
_______________________
What’s missing from your plans for retirement? What if two simple words could expand your thinking and bring new possibilities and a sense of adventure to your retirement? Roberta Sawatzky’s book What If…? Finding New Adventures Through Life’s Obstacles, tells the story of how those two words transformed how she was thinking about a research project, turning it into an opportunity to live in two other countries and experience different cultures. Later, those same two words were the catalyst for innovative solutions and resilience when unexpected adversity arrived.
Roberta joins us from British Columbia.
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Bio
Roberta Sawatzky is a business owner, professor, blogger, and avid traveler with a special interest in leadership in remote and hybrid teams. Originally from Bangor, Northern Ireland, travel has always been a major part of her life, with her family taking many sojourns throughout Europe during her youth. Her experience of childhood immigration to Canada would solidify her interest in cross-cultural contact, international travel, and processes of immersion and assimilation. She continued to nurture this interest in both her personal and professional lives, taking many trips for pleasure with family and friends as well as pursuing international research into the characteristics of remote workers, blogging all the while.
When her husband was diagnosed with end-stage renal failure and they were forced to adjust their plans for an extended European trip accordingly, Sawatzky knew she wanted to share their story honestly and openly, providing a vulnerable and inspiring account of their trip. With tenacity and resilience— and perhaps a bit of old-fashioned Irish stubbornness—any challenge, she insists, can be met.
Sawatzky lives with her husband in Kelowna, BC, where together, they enjoy reading, biking, walking, and winery and café-going.
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Check out our Best Books on Retirement
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Podcast Episodes You May Like
Inward Traveler – Francine Toder PhD
Design the Long Life You Love – Ayse Birsel
An Artful Life – John P. Weiss
Learning is a Lifetime Sport – Tom Vanderbilt
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Retire Smarter. Don’t Miss An Episode
Follow on Apple Podcastsor Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS__________________________
For More on Roberta Sawatzky
What If…? Finding New Adventures Through Life’s Obstacles
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Wise Quotes
On Just Doing It
“Nike did it well with their slogan. Just do it. Don’t ever get to the point where you figure you’re too old, you’re too poor, you’re too tired, you’re too anything. We’ve got a lot of living to do. Once you hit your sixties, it’s not like, okay, I’ve got five more years left and that’s time to go. We’ve got a lot of living to do, a lot to contribute and to live life through the eyes off. Life is an adventure and there’s still so much for me to do. I may have to do it differently. I may need to do it a little bit slower, but there’s so much to do, whether it’s in your own community where you live or traveling abroad, but just don’t get to the point where you figure that’s it. That’s all there is to life.”
On Curiosity
“Ask questions, be curious. Never stop being curious. Never stop asking questions and just be open to embrace whatever comes along. And instead of saying no, it won’t work, consider thinking, okay, well what if we change this? Or what if we change that and just live life?”
On Gap Years
“I kind of joke around a little bit about young people between high school and university. They take a gap year. I figure why not take a gap year? So it’s not a year, a gap month just to transition and just to have that freedom to work wherever I want to work, when I want to work how I want to work. And I’m pretty excited about it.”
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Mentioned in This Podcast Episode
Are You Ready for a Gap Year?
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen. It takes more than a vision. It takes creative an practical ideas you can test and refine.
Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one – on your own terms.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy
Connect on LinkedIn
Graduating from full-time work next year? Join our Design Your New Life in Retirement group program starting on January 25, 2024.
Learn more and Register soon | Limited to 10 participants
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Is your 401(k) better prepared for retirement than you are? The Retirement Wisdom Podcast helps retire smarter by preparing well for life in retirement. Catch up on the best of our recent retirement podcast conversations on how to edit your life; mindfulness and health; what we can learn from super-agers; elder justice; the new age of aging – and what the first two years of retirement are really like.
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Listen to the full conversations:
Edit Your Life – Elisabeth Sharp McKetta
The Mindful Body – Ellen Langer
The Big 100 – William J. Kole
The Measure of Our Age – MT Connolly
The New Age of Aging – Maddy Dychtwald
Life After Work – Brian Feutz
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Podcast Episodes You May Like
Best of 2023 – Part Two
Best of 2023 – Part One
The Very Best of 2022
The Best of 2021 – Retirement Wisdom
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy
What If You Build the Habits You Want Next Year?
Join our 3 week Habits group program and get 2024 off to a great start!
Learn More | Register Here
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Planning for your retirement? You’ll be crafting a new story – the story of your future. Jeanne Lambin shares how storytelling and improv can help you bring imagination to planning your next chapter – and tells us about her program 11 Minute to Mars.
Jeanne Lambin joins us from Chicago.
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BioJeanne Lambin is a coach, trainer, facilitator, and storyteller. Her professional life and coaching practice have centered around helping individuals, groups, and organizations, find, tell, and live better stories. Intentional storytelling is an essential part of the life-design process because stories help us to make sense of our lives, the world, and our role in it. They help us name the change we want to bring. To help people discover and inhabit these stories of transformation, she creates carefully designed workshops, training, and coaching experiences nested in applied improvisation, storytelling, and creative experimentation.
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For More on Jeanne Lambin
Website
11 Minutes to Mars
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Podcast Episodes You May Like
The Mindful Body – Ellen Langer
The Power of Fun – Catherine Price
Learning is a Lifetime Sport – Tom Vanderbilt
Design Your Life and Get Unstuck – Dave Evans
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Retire Smarter.Follow on Apple Podcastsor Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS________________________Wise Quotes
On Possibilities
“So one thing I sometimes do, rather than making a to-do list, is I make a list of things that are possible. And this can be anything from a practical thing of go for a walk to wildly impractical, buy a train ticket, buy a plane ticket, fly somewhere remote. And The Story Spine is actually a great way to combine these two things. So the reason why I make a Possible List is that it’s very easy to forget both in a rather mundane way what’s possible with all the choices that we have available to us, even though sometimes it might not feel like we have choices. And then also those wild things that we might not ever get, but kind of help that aspirational heart or that possible heart stay alive…So making that list of possibility is a way to keep that spirit alive and then coupling that with The Story Spine. So you take something from your possible list and then you go through once upon a time and every day, but one day. And because of that, and because of that, and because of that, until finally and ever since then, and you can write a little story about what would happen if this possibility became an actuality.”
On 11 Minutes to Mars
“It’s amazing how much and how little can be accomplished in just 11 minutes. But one of more interesting things that I’ve accomplished in 11 minutes is I’ve made an entire painting of an owl. So I did about a three foot, actually, yeah, about a two foot by three foot painting of an owl. I was on an owl kick for a while. I have sent emails that I have been putting off, sending for years, and finally just decided that this is the time that I’m going to do it. I have worked on writing chapters of a book that I’m working on. I’ve just decided that I want to send nice messages to a few friends and just say, Hey, I’m super happy that you’re in my life. I appreciate you. I have also done absolutely nothing where I’ve taken 11 minutes and just decided that I’m not doing anything. And it’s wonderful – and it’s horrible. And it’s also, I found when I have a list that feels overwhelming in the things that I need to do, that taking that 11 minutes just to pause and just to say, I can stop this. Maybe not forever because that’s not practical, but I can just take a pause and I cannot fill it with action. And it’s then working against that tendency that some of us have just to fill available time, 11 Minutes to Mars. The idea for that was hatched while I was watching the landing of the Mars Rover, and it was a live stream by NASA, and the commentator from NASA was just kind of filling the airtime. And what she said is that we were going to wait for a while because it would take 11 minutes for the radio signal or the signal to travel between the Earth and Mars to find out if the rover had landed and made it to the surface. And I absolutely could not believe this fact. It’s so fathomable unfathomable, but at one hand that we can see 11 minutes later something that happened on the surface of another planet that’s millions of miles away. And so it got me thinking, if it’s possible for the signal to travel between the Earth and Mars and 11 minutes, then what else is possible? And so what I did is I got a group of people together, and the charge was quite simple, is you say what it is that you’re going to do, you do it, and then you reflect on that experience of doing, because a lot of times there’s things that we have to do, but we might not think about how we want to feel or why it is that we’re doing this thing. And by simply reflecting on how our experience of time unfolded, it gives us a lot of insights about what our experience of time is and how we can make it more aligned with what we want to be. So the idea with 11 Minutes to Mars is that it brings together our attention and our intention so that we can align our time and spend it on things that matter. And the way this works in the practical and tactical sense is I bring a group of people together once a day, every day for 11 days, and at the beginning, and it’s a virtual experience. So at the beginning there’s a short check-in of here’s an idea about time, here’s a way to play with time, and then here’s our sprint. So you say what it is you’re going to do, you do it, and you reflect on that experience. It’s a small group, so it’s also like a small group coaching where you hear what other people are doing and what other insights occur. And then after 11 days, you’re done. You get your certificate, you have the method, and then you also, there’s also retreats and other things once you’re part of the Mars community that you can be a part of.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy
Retire Smarter. Follow on Apple Podcastsor Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS_________________________
Let’s face it. Retirement isn’t for everyone. A notable percentage of people return to work within the first five years of retirement. But what’s the pathway back? Here’s one that may not be on your radar. Savvy organizations who need experienced talent have created returnship programs targeting people who are returning to work following a career break. While these programs primarily have focused on mothers re-entering the workforce, some include people returning from caregiving, medical issues and retirees. Shay Baker of Return Utah joins us to discuss how to return to work from a career break – for any reason.
Shay Baker joins us from Utah.
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BioShay Baker is the proud overseer of Return Utah, the first public career reentry program in the country. Working alongside Lt. Governor Deidre Henderson, Baker is responsible for Return Utah’s development, continued innovation, programming, and marketing for Utah state agencies, public/private partners, and returnees.
Baker is a returner having participated in Return Utah’s inaugural cohort. She has since presented to many of the nation’s lawmakers at the Council of State Governments, and has been featured in publications by iRelaunch, the Wall Street Journal, NPR, the Society of Human Resource Management, and Pew Charitable Trusts.
Prior to her 8-year career break, Baker worked as a television news reporter and producer for KTVX and KSL-TV in Salt Lake City. She holds a bachelor’s degree in Communication from Weber State University and lives in Layton, Utah with her husband and three daughters.
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For More on Shay Baker
Return Utah
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Mentioned in This Podcast Episode
iRelaunch
___________________________Make Next Year Your Best Year – with the Habits You Want!
Start small, but start smart.
“You are what you repeatedly do.”
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___________________________Podcast Episodes You May LikeThe Power of Reinvention – Joanne LipmanPurpose and a Paycheck – Chris FarrellWhy Are People Unretiring? – Nicole MaestasWorking Longer – Scott MacKillop____________________________Wise Quotes
On Returnships
“The pandemic has really caused sort of a small explosion in career reentry or return to work programs. And we know that that’s because so many jobs were lost at the height of the pandemic, especially among women and particularly marginalized women. And so while Returnships and career reentry return to work programs did exist prior to the pandemic, and they were growing slowly and steadily prior to the pandemic, the pandemic brought about this need for employers to basically acquire talent and particularly diverse talent. So a lot of organizations looked to these career re-entry, return to work models to try to appeal to people, particularly women.”
On Returning to Work
“We have individuals who’ve returned to the workforce after taking breaks to enhance their education, to start businesses, to volunteer, to run for political office. So re-entry for them is going to look different. Maybe you’re not running your own company, but you’re doing something that someone else is asking you to do, which comes with some adjustments. And we also have illness related career breaks, either caring for an elderly loved one or a child who may have been sick battling your own illness. And those come with an extensive amount of adjustments regardless of your reason.”
On Taking the Leap
“First and foremost, just do it. Don’t think too much. Just do it. If you think too much, you’re going to back out. You’re going to find a reason to feel anxious about it. You’re going to find a reason to feel less than like you’re not prepared enough, or you don’t know that software well enough, or you haven’t rebuilt your network enough who caress. Just do it. Honestly, one of the best things I did was just take the leap. And I remember I had agreed to an interview before even realizing that I had agreed to an interview. And the night before my first interview, I realized, Oh crap, I probably need a resume. That didn’t even enter my mind. I didn’t even think about it. So the night before, I’m stressed. I am freaking out, and I’m trying to write this resume. And then I’m thinking, how do I write a resume with an eight year career gap in there? What do I do? And so I literally started calling everybody I knew at 9 30, 10 o’clock, and I’m like, how do I do this? I’m on Google. I’m looking up everything. And I finally reached, a very dear friend of mine, used to be a career counselor at a university before getting her PhD. And she just said like, listen, don’t stress that. What you need to do is just come in, be transparent, be yourself, and just enjoy the conversation. You’ll do fine.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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Make 2024 a Great Year!
Start small, but start smart. Build the new habits you want.
Join our 3-week small group program in January and get 2024 off to a great start!
Learn More | Register Here
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Our thoughts often turn to gratitude during the week of Thanksgiving. What if we lived with gratitude the whole year? Kristi Nelson and Glenn Fox know how to do that – and why it’s beneficial for you and others. They share their wisdom on gratitude with us in this Best of The Retirement Wisdom Podcast episode.
Listen to the full podcast conversations on gratitude:
Are You Living Gratefully? – Kristi Nelson
The Gift of Gratitude – Glenn Fox
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Takeaway – Three Blessings Exercise:
https://ggia.berkeley.edu/practice/three-good-things
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BiosKristi Nelson is the Executive Director of A Network for Grateful Living (gratefulness.org). She’s also the author of Wake Up Grateful: The Transformative Practice of Taking Nothing for Granted.
Kristi has spent most of her adult life in non-profit leadership, fundraising, and organizational development. In a wide variety of roles, she has helped to lead, fund, and strengthen organizations committed to progressive social and spiritual change.
In 2001, Kristi founded a values-based fundraising consulting and training, and leadership coaching business, and in this capacity worked with organizations such as the Institute for Jewish Spirituality, Buddhist Peace Fellowship, Spirit in Action, Wisdom 2.0, and The Center for Contemplative Mind in Society. During this time, she was also founding Director of the Soul of Money Institute with Lynne Twist, Director of Development at Kripalu Center for Yoga and Health, and Director of Development and Community Relations for the Center for Mindfulness in Medicine, Health Care, and Society.
Kristi received her BA from UMass/Amherst, a graduate certificate in Business and Sociology from Boston College, and her Master’s in Public Administration (MPA) with a concentration in Leadership Studies, from Harvard University.
Kristi is a stage IV cancer survivor who feels blessed to work with her beloved colleagues in sharing the gifts of gratefulness with people around the world. She lives in Western MA with her family, and gives thanks every day to be surrounded by the glories of the natural world and a vibrant, loving community.
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Dr. Glenn Fox is a faculty member at the University of Southern California’s Lloyd Greif Center for Entrepreneurial Studies, in the Marshall School of Business. His current projects focus on neural systems for emotion regulation, high stakes training, and developing entrepreneurial mindset skills in founders and business leaders.
Glenn received his Ph.D. in Neuroscience from USC, where he focused on the neural correlates of gratitude, empathy, and neuroplasticity. Following graduate school, he started a company, Ph.D. Insight L.L.C., which focused on providing data science consulting for small businesses and early-stage startups. Prior to joining Marshall as a faculty member, Glenn led the Performance Science Institute at USC where he worked with the United States Marine Corps, Army Research Laboratories, Seattle Seahawks, and numerous Olympic athletes and Fortune 500 companies to examine the role of mindset in business and high stakes pursuits.
Currently, Glenn is the Director and Founder of the USC Found Well Initiative which aims to understand and promote entrepreneurial mindset in founders and business leaders. He also serves as a Principal Investigator at the USC Sensorimotor Assessment and Rehabilitation Training in Virtual Reality Center (SMART-VR) and a fellow of the Brain and Creativity Institute.
Outside of USC, Glenn serves as the Chief Science Officer of the C4 Foundation, which serves to strengthen and protect Navy SEAL families. Glenn is also currently on the advisory board of the Flow Research Collective, where he works with Steven Kotler on projects related to gratitude, flow, and high performance. He consults regularly with companies and media outlets on topics ranging from small business management, gratitude, and high performance.
Glenn is an avid maker and restorer of things old and metal. He lives in LA with his wife and son.
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Podcast Episodes You May Like
Taking Stock – Dr. Jordan Grumet
The Joy Choice – Dr. Michelle Segar
Changing the World One Small Act at a Time – Brad Aronson
Retire Happy – Dr. Catherine Sanderson
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Retire Smarter:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Wise Quotes
On Defining Gratitude
“Gratitude is a word we hear thrown around a lot, and I think that’s a good thing. And we are only beginning to understand gratitude more the more we begin to look for it. And as you start to look and observe gratitude, you realize that it’s so much more than what people talk about. We hear the word gratitude, and we think about it as a synonym for happiness a lot of the time, but this limits what gratitude really is. What it really can do for people is more than gratitude and it’s more than happiness. It’s more than just getting something nice. It is a framework it’s part of our moral compass for how we keep track of our relationships to others. It’s part of our deepest motivational circuits. It’s part of it’s deeply wrapped in our circuits for making meaning out of what happens. Chances are if you can find a way to be grateful for a difficulty, that difficulty will be twice reduced and I’m not saying that’s easy, but it is showing that gratitude has more uses and more benefits than I think just happiness. So gratitude is not just happiness or feeling good. Two things I’m a fan of by the way, of course, but gratitude is more than that. So to outline what gratitude is, let’s think about it in terms of the context that most of us discuss it, that is in the context of interpersonal gift giving. When a recipient receives a gift of some sort from a donor. In this case, we define gratitude as the feeling that we can have when we receive something that comes at some effort and that fulfills a need.”
On Why Gratitude Takes Effort
“Gratitude is not so easy to come by all the time. So that’s why we do what we do is because we talk about how can we really live more gratefully, not just have gratitude as a momentary experience that then evaporates. And we wait for something to make us feel grateful again, you know, which doesn’t happen all the time, as much as we’d like it to.To experience gratitude more regularly, more consistently, it’s an inside job. It’s something that we can learn to practice and bring to our lives as an orientation rather than waiting for something external to happen.”
On Learning to Be Grateful
“We love feeling gratitude. It’s a fantastic feeling and we love inciting gratitude and other people helping other people feel grateful – and yet gratitude tends to be conditional it’s fleeting. It’s transactional. Often we wait for somebody to do something for us or for something to happen. It’s something that is ephemeral and difficult for us to put our hands around. How do I get more gratitude and gratitude, inducing experiences? And it ends up being a little bit like the pursuit of happiness, I think, in that it’s elusive. And it feels out there. Gratefulness, as I was saying before, is something that we can cultivate as a practice, very similar to mindfulness. And it’s a beautiful way to weave together more moments of gratitude and to learn how to find those experiences of gratitude and to uplift them and to deepen ourselves into them more often. So it’s not about being grateful for everything, but gratefulness as the ability to be grateful in every moment. And that’s something that we can learn.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Make Next Year Your Best Year!
Start small, but start smart.
Join our 3 week Tiny Habits group program and get 2024 off to a great start!
Learn More | Register Here
_________________________
How much critical thinking are you bringing to your retirement planning? And not just with your investments, but on how you’ll invest your time in retirement. Critical thinking can help you avoid distractions, make smart choices and chart your own course in your retirement life.
Dennis Torres shares his lessons from a varied career and from six years in retirement. He joins us from Malibu, California.
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BioDennis Torres is a skilled, talented mediator, arbitrator and negotiator who is committed to serving the best interests of all parties. He has successfully settled and negotiated thousands of disputes and contracts throughout his professional career. More than 30 years of business experience enables Torres to quickly identify the key issues of any dispute, separate the conflict from the personalities and pragmatically work toward resolution. Additionally, he brings a high degree of integrity and creativity to the process, often being praised for his “out of the box” solutions.
A daily meditator since the mid 1970s, it is easy for Torres to remain centered, focused and neutral while being firmly committed to resolution. His style utilizes a full range of facilitative, evaluative, distributive and transformational methods as best suited for the individuals and the uniqueness of each challenge.
While varying the process to fit the parties and the dispute, typically he will first caucus with counsel for both sides, followed by a joint session with all parties, then individual caucuses with each disputant and their attorney. His success rate is among the highest in the industry and his solutions among the most satisfying.
Torres received his formal training in dispute resolution from Pepperdine University’s School of Law, Straus Institute for Dispute Resolution, which is rated number one in the country. He has both a Master’s Degree in Dispute Resolution and a Professional Graduate Certificate in Dispute Resolution. Additionally, he is a graduate of The Fashion Institute of Technology, New York where he earned a degree in industrial engineering. He also studied law at LaSalle University before being assigned duty with the United States Air Force in Vietnam. In 2006, he completed the PON at Harvard Law School.
In addition to his private practice, Torres served as an adjunct professor of negotiation and dispute resolution for Pepperdine University and as a mediator for the Center for Conflict Resolution (CCR), the California Academy of Mediation Professionals (CAMP), the Arbitration, Mediation & Conciliation Center (AMCC), the State of California Superior Court in Ventura County and Los Angeles County, and the Courts of Malibu, Santa Monica and Van Nuys, and as both a mediator and arbitrator for the National Association of Securities Dealers (NASD). He had been professionally associated with Pepperdine University util his retirement.
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For More on Dennis Torres
Website
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Retire Smarter:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Podcast Episodes You May Like
The Power of Saying No – Vanessa Patrick, PhD
Life After Work – Brian Feutz
Purpose Driven Retirement – Jet Vertz
Independence Day – Steve Lopez
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Retiring? Check out our recommended Best Books on Retirement with short summaries.
It’s not a just a list – and not just typical titles…
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Wise Quotes
On Critical Thinking & Retirement
“Critical thinking is important in all aspects of life, but what it means is to start thinking why we believe what we do. Why do we do the things that we do? We are bombarded throughout our life with philosophies, with commercial advertising that sort of shape our thinking. And especially true in retirement. Many people think, well, we got to go on a cruise. We have to go see the world. We have to go do this, we have to do that. And that may not satisfy people. They think of me personally. I took one cruise in my life, and while I always make the best of a situation and enjoyed meeting people, it was something I would not do again, because the cruise that seemed to be about the eating and gambling and entertainment, none of those things interest me. I’m interested in nature and relaxing and in learning. So the point I’m making here is think about what’s really important to your life, what you want to do with your life that’s going to feel fulfilling instead of rushing around doing things that you think you should do.”
On Simplicity
“Simplicity is the essence of life. We’re bombarded with so much, especially now with the social media and internet. The real fulfillment in life comes from simple things. I was thinking also today about frugality. Frugality is not just money. Frugality is a simple lifestyle, and that’s what’s fulfilling. I see people now and now that I’m retired, and by the way, I’d loved working. I loved meeting people and being active and creating. I retired because the simple fact that I knew I was not going to live forever, and I wanted to try something different, something that was not scheduled. And I find so many retired people try to busy themselves with things, cruises and traveling and all that, and how many times I’ve heard people come back from Italy or Europe or Asia and say, wow, it’s so good to be home. You’re leaving thinking that this is going to be fulfilling and actually you’re happy to be home where you can relax and get into your normal routine. So people should not be afraid of routine and just enjoy the simplicity of not being bombarded by so many things in life. Life will fill all the time that you have. Get in there and make the best of it. Do something that’s fulfilling.”__________________________
About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Make Next Year Your Best Year!
Join our 3 week Tiny Habits group program and get 2024 off to a great start!
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Lawrence Kosick, Co-founder and President of GetSetUp, joins us to discuss how you can bolster your retirement years with lifelong learning. Follow your curiosity and learn new things in the new year ahead. There’s a multitude of options such as Photography, Cooking, Technology, Music, Travel or Health & Fitness. Pick up some new skills, new interests, hobbies and you may also make some new friends along the way.
Lawrence Kosick joins us from California.
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BioLawrence Kosick is the Co-Founder & President of GetSetUp, an online community of people who want to learn new skills, connect with others and unlock new life experiences in an interactive learning environment specifically designed for older adults.
Lawrence was born and raised in Vancouver, Canada where, as a child, Lawrence’s father founded a non-profit assisted living facility for older adults. Lawrence grew up spending nights and weekends visiting the facility and was amazed by the wisdom of the residents who had so much more to give.
Before co-founding GetSetUp, Lawrence oversaw Business Development and Partnerships for IFTTT, an IoT Connectivity Platform. He also led Sight Machine’s Asian Pacific business operations and was VP of Global Partnerships at Yahoo during its early years. Lawrence has been pleased to team up with his long-time friend and co-founder Neil, to create a learning platform for older adults that allows him to continue the work his father started so many years ago. Lawrence is an avid cyclist and trail runner, so it is no surprise that the two co-founders met on the trail and continue to trade ideas that power the mission of GetSetUp and enhance the lives of today’s older adults.
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For More on Lawrence Kosic
GetSetUp
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Podcast Episodes You May Like
Tiny Habits Can Lead to Big Changes – BJ Fogg
Best Of – Lifelong Learning
Learning is a Lifetime Sport – Tom Vanderbilt
Lifelong Learning – Michelle Weise
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Retire Smarter. Don’t Miss Out on Our Podcast Conversations.
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Wise Quotes
On Lifelong Learning
“It’s a great question, and it’s not as if all of our learners on GetSetUp actually identify as lifelong learners. We’ve found that if you ask that question to a female audience, they more often will say, Yes, I do identify as a lifelong learner. More of our men actually do not actually identify with that phrase. But the concept in general, I’m a big believer in. Life changes, technology changes, our circumstances change, and what are we doing to keep up with that? So there’s a shelf life to the things we learn, to the products that we use, to the services that we use. We have to keep learning and evolving to make sure that we’re getting the best out of life. And I think that just comes from making a habit of wanting and needing to learn new things.”
On Learning from Guides
“And we just thought, wouldn’t it be wonderful if we could both re-skill and upskill folks my age and older to teach these things, but also at the same time create a learning opportunity for those who were trying to understand. So an economic opportunity on one side and a learning opportunity on the other. And the wonderful byproduct of that was there was just a comfort level where everybody had that same sort of patience, speed, empathy and vocabulary. There was a magic that occurred where everybody felt like no question was a dumb question. We could all spend the time needed to sort of understand similar issues or similar challenges, questions, problems. And so it just worked. And so in many ways, we call them Guides to answer your original question. We call them Guides because a lot of them come from our learner population. So folks come to GetSetUp, they want to learn something new, they take five or ten classes, and then they raise their hand and they say, Well, actually I’m a retired doctor, lawyer, teacher, nurse, yoga instructor. I have some wisdom. I have some knowledge. I wouldn’t mind sharing it. Can I go through your program and potentially teach on the platform? Now, not everybody does this, but a significant number do, and we feel like they’re helping guide others. There’s less of a hierarchical feeling around teacher-student when it’s sort of guide and learner. It’s a nuance, but we think it’s an important one, and we’re all about making it as friendly and as comfortable as we can for others to learn from folks like themselves.”
On Community
“If you bring people onto a platform and into a class and it’s interactive, it’s fun, it’s engaging, it’s with others that are similar to them or going through similar things that they are, there’s a bond. There’s a way to easily identify and connect with those folks. They start to become friends. And if people start to learn together, and the byproduct of that is they make five new friends in the first month or two and they come back and take classes together, I think we can obviously discern from that that there’s some socialization going on and there’s some positive connection because they’re both making friends and then learning together. I don’t know why it’s surprised us perhaps we’re not all that smart Joe, but we started out as a learning platform and we realize that interactive learning together with others, really does create the magic that creates this social connection and friendship.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Make Next Year Your Best Year!
Here’s How
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One of the many challenges in planning for retirement is grappling with the unknown. A big unknown is longevity. No one really knows how long they’ll live. And there’s a growing number of centenarians these days. What if you live to be 100? Or what if you become a super-ager and live much longer than that? It’s something to consider in your planning, both financially and non-financially. And this longevity revolution we’re in the midst of is creating many challenges for systems that were built to support lives that lasted a handful of years after retirement. William J. Kole, author of The Big 100: The New World of Super-Aging, joins us to discuss the joys and consequences of longer lives – and what we can learn from super-agers that could help you live a triple digit life.
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BioWilliam J. Kole, recently retired as the New England news editor for Associated Press, is a veteran journalist and former foreign correspondent who has reported from North America, Europe, Africa, and the Middle East. The grandson of a woman who lived a few months shy of 104, Kole has been writing about extreme longevity since the 1990s, when he was based in Paris and told the world the extraordinary story of Jeanne Calment, who lived to 122. His many awards include one from the Society of American Business Editors & Writers for an investigation into the exploitation of undocumented immigrants by the Walmart retail chain. The Big 100: The New World of Super-Aging is his first book. He speaks French, Dutch, and German, and resides in Warwick, Rhode Island.
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For More on William J. Cole
The Big 100: The New World of Super-Aging
Website -Bill Kole Books
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Check Out Our Best Books on Retirement
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Podcast Episodes YouMay Like
Breaking the Age Code – Dr. Becca Levy
The Well-Lived Life – Dr. Gladys McGarey
The Mindful Body – Ellen Langer
The Measure of Our Age – MT Connolly
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Best Books on Retirement You May Like
Live Life in Crescendo – Stephen R. Covey & Cynthia Haller Covey
Growing Young: How Friendship, Optimism & Kindness Can Help You Live to 100
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Mentioned in This Podcast Episode
Dr. Thomas Perls’ Life Expectancy Calculator
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Retire Smarter. Don’t Miss Out on Our Podcast Conversations.
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Wise Quotes
On Longevity in America
“We are aging in the United States by practically every metric. We’re going to hit a very important milestone just a little over 10 years from now in 2034, when the numbers of Americans who are 65 and older will outnumber those who are 18 and younger for the first time in our history. And the number of people who are 85 and older are rapidly growing. It’s one of the fastest growing subsets of the population. But what’s really driving this, what I call a new world of super aging, is really two-fold. One is just demographics. So the baby boomers, a huge generation numerically are getting older. I’m one of them. I think you might be too, Joe. {Indeed}And there’s at least 70 million about by some counts, a bit more than that. The oldest of us is about 77 right now. So in the next 25 years, the fittest of those people will age into triple digits. And interestingly, centenarians tend to occur in one in 5,000 in the population in general, in many places at least. This is according to Tom Perls at the New England Centenarian Study, which is the largest of its kind in the world. And so just by virtue of there being so many boomers aging, we’re going to see a sort of algorithmic increase in the numbers of people living to 100. And then there’s a medical and technological piece, where we are doing a better job at treating, and in some cases, curing the things that kill us.”
On Stress & Longevity
“For me, what really tops the list is that they handle toxic stress very well, and stress is the enemy of longevity. For the book, I had some really interesting conversations with Martin Picard, who is a biologist who was studying these things. Stress really affects us right down to the mitochondrial level in our cells, and it’s amazing. It’s one of the reasons why I made some changes to my own life to try and avoid it. And centenarians tend to do a very good job of handling stress. When you talk to them as I have, you’ll hear a lot: don’t sweat the small stuff. And these people, they’re not easily aggravated. They’re just psychologically wired to be chill or they have learned some good techniques to just sort of chill out. Other things, we mentioned: positivity. There’s a fascinating study recently in the last few years out of Yale that suggests that having a positive attitude, not just in general being positive, but having specifically a positive attitude about our own aging specifically can add up to seven and a half years to our lifespan. And that’s an incredible amount of time, more than what we gained by watching our cholesterol and exercising and our diet and all of that combined. And of course, people who are positive tend to do those things anyway, as well as not smoke. And they tend to go easy on the booze. So that’s a key thing. We also mentioned social isolation. People in the Blue Zones, and many centenarians who are successful, tend to not be languished in solitude, and that’s key as well.”
On Genetics & Lifestyle Choices
“Fortunately, there are some things we can do to optimize our genetic makeup. So the prevailing thinking is that our behaviors, our diet, our exercise, the amount of sun exposure we allow ourselves, things like this account for about 75% of what gets us to 90. And then from that point on the genes, the genetic piece increasingly plays a more prominent role and it’s more like 50% of getting us to 100. And then once you’re past 100 and then you get into the realms of the woman I mentioned,who’s a super centenarian, someone who’s 110 or above, then the genetics piece really accounted for almost all of it. I mean, she has hit all five lottery numbers – plus the Powerball.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. It takes more than a vision. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes, with over 1 million downloads. Business Insider has recognized Joe as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retire Smarter.
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | Stitcher | TuneIn | RSS
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Your attention, please.
We’re talking today about your attention. Where are you directing it? What’s distracting your attention? How can you regain control over your focus? The first solo episode without a guest on The Retirement Wisdom Podcast.
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Design Your Retirement
Our next Design Your New Life in Retirement small group coaching program begins on January 25, 2024.
Learn more and register here.
Be intentional about your next phase. Design it.
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Podcast Episodes You May Like
Edit Your Life – Elisabeth Sharp McKetta
The Power of Saying No – Vanessa Patrick, PhD
Self-Compassion – Dr. Kristin Neff
Chatter & Your Inner Voice – Ethan Kross
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Mentioned in This Podcast Episode
The Mindful Body – Ellen Langer
The Essential Skills for Being Human – David Brooks
The Tim Ferriss Show – Apollo Robbins, The World’s Most Famous Pickpocket
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retire Smarter. Don’t Miss an Episode.
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | Stitcher | TuneIn | RSS
You can tell by the barrage of commercials that it’s Medicare Open Enrollment season. The author of Medicare for You: A Smart Person’s Guide,Diane Omdahl of 65 Incorporated, is back to help us sort through the noise, learn what’s new this year and how to avoid the common mistakes she sees people make in Medicare Open Enrollment.
Diane Omdahl joins us from Wisconsin.
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BioThe author of Medicare for You: A Smart Person’s Guide, Diane Omdahl, RN, MS., is a nationally recognized Medicare expert and the author of Medicare and You: A Smart Person’s Guide.
In 2012, she co-founded 65 Incorporated, a company that provides one-on-one consultations to individuals dealing with Medicare. Her first company, Beacon Health, provided homecare agencies with Medicare compliance guidance from 1987 until she sold it in 2008. Diane has served as a technical expert for the Centers for Medicare and Medicaid Services (the organization that runs the Medicare program) and is a frequent speaker on Medicare-related issues. In addition to being a registered nurse, Diane holds a Master’s degree in Health Services Administration. Diane is a Forbes.com contributor on the topic of Medicare and has been featured in many national publications including the Washington Post, CBS MoneyWatch, Forbes, The Wall Street Journal Market Watch, Kiplinger, and many others.
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For More on Diane Omdahl
65 Incorporated
Website
Medicare for You: A Smart Person’s Guide
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Podcast Episodes You May Like
Medicare for You – Diane Omdahl
The New Age of Aging – Maddy Dychtwald
The Measure of Our Age – MT Connolly
The Mindful Body – Ellen Langer
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Wise Quotes
On Misconceptions of Medicare Open Enrollment
“I think the biggest misconception people have is that Open Enrollment also applies to the Medigap policies, the supplemental insurance. We hear from people who aren’t happy with their Medicare supplement plan and they think they can change it during open enrollment. We’ve heard from people who didn’t get a Medicare supplement or Medigap policy when first eligible, and they think now they can add it like if they would with a drug plan. However, Open Enrollment doesn’t apply to Medigap policies. If you want to change your Medigap policy, you can apply at any time during the year, and medical underwriting may apply. If you are trying to change from Medicare Advantage to a Medicare supplement Medigap policy, there’s only two times you can drop that Advantage plan and one of them is coming up. So we say shop for your Medicare supplement first, get your guaranteed acceptance in hand and then dis-enroll from the Advantage plan during Open Enrollment and you’ll be good to go January 1.”
On Common Mistakes with Medicare Open Enrollment
“I think waiting until the last minute, then they can’t get through or something gets messed up. The mistake I already mentioned: assuming that you don’t have to do anything if you love your plan. That happens. I did a client last year. I did his wife early this year, and she says, I’m not supposed to tell you this, Diane, my husband didn’t take any drugs. He was in the cheapest plan that he could be in, but then he didn’t open his Annual Notice. And come to find out, I think this was two years ago, the plan he was in was discontinued and he was enrolled automatically and that went from $10 to $69. It’s a mistake – not opening your Annual Notice of Changes as far as Open Enrollment goes.”
On What to Do with Medicare Open Enrollment
“Don’t pay attention to the commercials. Look at your Annual Notice of Changes and then do your homework. So my words to people, and again, I’ve been accused of being biased against Advantage, and as I said, I’m not a biased against that. I’m biased against people not shopping carefully. You’re going to go buy a new car. You spend 14 hours testing and reviewing literature. What do you do with Medicare Advantage? You go with what a friend says works, or you talk to an agent or you go with a commercial. Come on people! Do your homework. I’m an educator. That’s what I try to have people do. ”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Our next Design Your New Life in Retirement small group coaching program begins on January 25, 2024. Learn more and register here.
Be intentional about your next phase. Design it.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Retire Smarter. Don’t miss an episode in this free Retirement School:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Has there ever been a better time to be an older adult? Lifespans have increased significantly in the 21st century and older adults report high levels of happiness. But there are major challenges an aging population poses – and faces – at the societal, governmental, legal and individual levels. MT Connolly, the former head of the U.S. Department of Justice’s Elder Justice Initiative, discusses her new book The Measure of Our Age: Navigating Care, Safety, Money and Meaning Later in Life and ways of improving life for older adults at those different levels.
MT Connolly joins us from Washington, DC.
___________________BioMT Connolly, a leading national expert on elder justice, was awarded a MacArthur “genius” grant for her work shaping research, policy and practice. She was founding head of DOJ’s Elder Justice Initiative, architect of the federal Elder Justice Act, and lead author of the Elder Justice Roadmap, setting priorities for the field. That work, and her research for “The Measure of Our Age: Navigating Care, Safety, Money and Meaning Later in Life,” led her to co-design teams that provide more holistic, hopeful, and evidence-based services aimed to reduce trouble and enhance connection as we age, like the innovative “RISE” program. First pilot-tested in Maine, and now expanding elsewhere, RISE services are “person-centered” and can include support for caregivers and others.
MT grew up in Rochester, Minnesota and the Northwoods of Wisconsin, graduated from Stanford and Northeastern University School of Law, is adjunct faculty at USC’s Davis School of Gerontology, and lives in Washington, DC.
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For More on MT Connolly
The Measure of Our Age: Navigating Care, Safety, Money, and Meaning Later in Life
Website
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Podcast Episodes You May Like
Breaking the Age Code – Dr. Becca Levy
Who Will Take Care of You When You Are Older? – Joy Loverde
Are You Ready for The New Long Life? – Andrew Scott
Getting Good at Getting Older – Rabbi Laura Geller
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Mentioned in This Podcast Episode
Is This Risk on Your Radar? – Julie Belshe
How the Elderly Lose Their Rights – The New Yorker
The Mindful Body – Ellen Langer
The New Old Age – David Brooks in The Atlantic
Dr. Kate Wilber USC
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Wise Quotes
On Creativity and Curiosity“Then there’s aging as an opportunity. The late chapters of life has been a good opportunity for expanded creativity and curiosity. And I think we really underestimate old age in this respect, because there is so much we can do. And recent article by David Brooks in the Atlantic focusing on Encore Time focused on this as well. And I think that it’s a spectacular time to do something new, to try something new that can also be tremendously enriching. There’s the power of awe and transformation. Life is, and time is transformation. We’re always changing. But also if we focus on what we think is beautiful, what is transcendent? And that’s different for everybody. It might be a night sky for somebody. For another person, it might be a religious practice. For another person, it might be meditation, or a trip to the Grand Canyon. It’s different for everybody, but it’s feeling like we’re part of something bigger, like this great flow of humanity, but also the universe. We’re the tiny little specks in the universe. And ironically, really embracing that and feeling that can change our existence.”
On Time and Meaning
“…the sacred gift of time is the greatest upside of aging. A lot of people are deprived of that gift historically, and in our own time. The other way that I think about the upsides is that what I’ve tried to do both in my writing and in my own life is to shift the frame of satisfaction in living from external to internal. We need to really find in ourselves and strive to find meaning in the time we have. And there are several different ways of doing that, but really what we pay attention to is what shapes our existence. And so if we take more control over that and give more thought to how we spend our time we’ll be happier people and often also healthier people.”
On Isolation and Intergenerational Contact
“…we want to get old – but not be old. There’s a lot of ageism in the culture, but also if you think about the norms of aging as we grow older, the choices in terms of where we live and how we live are that we either live isolated, often also lonely, or we live in communities that are segregated by age. And there are losses attached to both. And I think if we have communities like Age-Friendly communities is one example, which is a movement started by the World Health Organization to build communities that are more conducive to good lives for people of all generations and allow for both independent lives and also integration by age, which is something that has fallen away in our American culture. And I think without us even really noticing what a huge loss it is to not have more opportunities for intergenerational contact.”_________________________
About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Our next Design Your New Life in Retirement small group coaching program begins on January 25, 2024. Learn more and register here.
Be intentional about your next phase. Design it.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retire Smarter. Don’t miss an episode in this free Retirement School:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Pete, the main character in my book Win The Retirement Game and his wife Melissa, decide to move to the city for their next chapter. If you’re considering that, you’ll want to hear about the research done by ConsumerAffairs.com on the best and worst cities for retirement in 2023. The criteria they use can spark your curiosity about what’s most important to you and highlight some factors you haven’t considered yet. Mark Huffman joins us to discuss their analysis.
Mark joins us from Kentucky.
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BioMark Huffman has written about consumer issues for ConsumerAffairs.com since 2004. Previously, he was a news correspondent for the Associated Press Radio Network, Westwood One Radio Networks and Marketwatch.com. Huffman also produces video segments for ConsumerAffairs.com and, in 2006, produced a 20-minute DVD, “Senior Scam Alert,” a training tool to help seniors avoid scams. He received a B.A. degree from the University of Kentucky. He and his family live in a historic rowhouse in Richmond, VA, and have a weekend home on Chesapeake Bay
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For More on Mark Huffman
Best and worst cities for retirement in 2023
ConsumerAffairs.com
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Podcast Episodes You May Like
Where to Retire – Silvia Ascarelli
The New Age of Aging – Maddy Dychtwald
Where Will You Live Next? – Ryan Frederick
Keep the Memories, Lose the Stuff – Matt Paxton
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Wise Quotes
On College Towns and Retirement
“Well, I think people like to be around people their own age. But also if you have a large population of people over 65, there’s going to be more services for those people. Businesses that cater to that population will be where their customers are. So they will come in and be in those areas. And then finally, it’s a university town. And if you look at the top four on our list, it was Lincoln, St. Louis, Champaign, Illinois, and Des Moines. All four have major universities. And what does a major university provide? Well, there’s cultural activities. If you’re a sports fan, there’s Division I college sports. There’s a lot to like. I think that probably the biggest factor is people want to be close to family. And I think that drives a lot of moves.”
On Baby Boomers and Walkability
“I just think our generation is just aging differently than any in the past, and maybe the ones coming behind us will change even more, but we’re sort of breaking the mold. It is. And as well as public transportation, as you age, you may not want to drive as much and being able to get around and want be able to walk to where you want to go. We bought a place in one of Richmond’s oldest neighborhoods, and I’d never lived in a city before. And it was great because you could walk everywhere. You could walk to restaurants, you could walk to the grocery, and I really got a kick out of that. I liked it. We didn’t specifically address that point, but I can tell you just from observation what’s interesting is, as I mentioned, the top cities are in the Midwest.”
On Doing Your Homework
“I just think our generation is just aging differently than any in the past, and maybe the ones coming behind us will change even more, but we’re sort of breaking the mold. It is. And as well as public transportation, as you age, you may not want to drive as much and being able to get around and be able to walk to where you want to go. We lived briefly before we moved to Richmond full time. We bought a place in one of Richmond’s oldest neighborhoods, and I’d never lived in a city before. And it was great because you could walk everywhere. You could walk to restaurants, you could walk to the grocery, and I really got a kick out of that. I liked it. We didn’t specifically address that point, but I can tell you just from observation, what’s interesting is, as I mentioned, is that the top cities are in the Midwest.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Our next Design Your New Life in Retirement small group coaching program begins on January 25, 2024. Learn more and register here.
Be intentional about your next phase. Design it.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retire Smarter. Don’t miss an episode in this free Retirement School:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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When will you retire? Many people set a specific target date and diligently plan for that. But despite your best efforts to plan, circumstances beyond your control can change. A surprisingly high percentage of people are forced to retire earlier, and often much earlier, than they planned. Jennifer Schoonmaker-Dasch, a Financial Advisor with Edward Jones, suggests an alternative approach. Instead of a specific date, plan instead for a range of dates to retire. This helps you keep your options open and retain some flexibility- and prepare your Plan B if life throws you curveballs.
Jennifer Schoonmaker-Dasch joins us from North Carolina.
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Bio – Jennifer Schoonmaker-DaschHelping clients build and manage their entire financial picture is a true privilege that Jennifer Schoonmaker-Dasch takes very seriously. She listens closely to their stories, learns about their lives and gains an understanding of their definition of financial success. She helps clients make informed, financially sound decisions so they can live their lives with confidence. Together, she can help clients protect their financial future and the futures of those they care for the most. She focuses on supporting clients during life transitions, such as changing jobs, selling a business, entering retirement, receiving an inheritance or losing a spouse/partner. She can also help clients plan for the unexpected, like the need for long-term care.
Jennifer is registered and licensed in multiple states and serves clients throughout the country. She joined Edward Jones in 2005 and earned the AAMS™ designation and CFP® certification to better serve her clients. She has been named among the top financial advisors with Forbes Best-in-State Wealth Advisors ranking 2022-2023 and Forbes Top Women Wealth Advisors Best-in-State 2022-2023.
Jennifer graduated from Roanoke College. Outside of the office, she enjoys spending family time with her husband, Keith, and their two children, Caroline and James. They love traveling, board games, Netflix and cuddling on the couch with their four rescue dogs.
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For More on Jennifer Schoonmaker-Dasch
Website and Contacr Details
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Podcast Episodes You May Like
Independence Day – Steve Lopez
The Emotional Side of Retiring – Kate Schroeder
The Vintage Years – Dr. Francine Toder
An Economist’s Take on Retirement Planning – Larry Kotlikoff
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Wise Quotes
On An Alternative to a Retirement Date
“More and more I’m having a discussion about a range of retirement, so ideally I’d like to retire between 58 and 62 or 60 and 65. And so that range I think becomes important because maybe we get to 60, but we want to keep going. Things look good, let’s go a couple more years. Great. That gives us more options in retirement that makes the dreams and the wishes become bigger. Or I’ll have people where it’s like we’re inch away from going over that finish line because the stress and anxiety of the job is just about all we can bear. And knowing that for each client, that’s really the job of the Financial Advisor. It’s so important to remain flexible in environment. There’s lots of different levers you can pull. When to take Social Security, which account to withdraw from, how much risk we’re willing to take in the investment portfolio, working one more year – these types of things. But when you’re fully retired, some of those you can’t go back and undo at 70. We can’t save more in our thirties. Right? So it’s got to prepare for those things beforehand.”
On Working Longer
“I think more and more I’d love to see clients – and I’d love to see more Financial Advisors – having the discussion of easing into retirement. So why do we have to wait and take that dream trip when we’re perfectly retired? Why don’t we take a 10-day trip while we’re working so that we’re able to combine those things and enjoy them. It also might make my work more enjoyable longer. You come back from a 10-day trip refreshed and ready to go. It’s not a bad thing. When this works most successfully is when it’s not a have to. When it’s a have to, then it becomes a little bit more stressful. Keep your options open and set your expectations appropriately. I’ve had some clients that have done a fantastic job of retiring from successful executive careers and doing a consulting type thing that has worked fabulously for them. They’re able to work from home or work from Florida or work from wherever they are on a consulting basis, which is fantastic. Not everyone gets that opportunity.”
On Planning
“I think the most important thing is preparation and flexibility. So preparation in terms of reducing and paying down debt and maximizing those savings when working. I know that’s basic, but I don’t think America can hear it enough. I really don’t think we can hear it enough when you don’t have big debt payments, that is going to provide a lot of flexibility on when and how you retire. So I think those two things are incredibly key. I would also say the adaptability, so understanding that what you have planned is not necessarily how it’s fully going to go and being willing to pull those levers, whether it’s changing that trip to Europe, to a domestic trip, whether travel for incredible meals in France is now in Charleston, and so looking at things more frugally, but maybe still having those experiences.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Our next Design Your New Life in Retirement small group coaching program begins on January 25, 2024. Learn more and register here.
Be intentional about your next phase. Design it.
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Health challenges can lead to a negative mindset and pessimistic outlook. In her new book, The Mindful Body: Thinking Our Way to Chronic Health, award-winning social psychologist Ellen J. Langer challenges that mindset and lays out a compelling and practical alternative perspective based on her decades of research. Her theory of mind-body unity and her work on mindfulness, the practice of active noticing in day-to-day life, illuminate how to embrace a different approach that can have a significant impact on well-being.
Ellen Langer joins us from Cambridge, Massachusetts.
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Bio
Ellen J. Langer is the author of eleven books, including the international bestseller Mindfulness, which has been translated into fifteen languages, and more than two hundred research articles. She is the recipient of, among other numerous awards and honors, a Guggenheim Fellowship, the Award for Distinguished Contributions to Psychology in the Public Interest from the American Psychological Association, the Award for Distinguished Contributions of Basic Science to the Application of Psychology from the American Association of Applied and Preventive Psychology, and the Adult Development and Aging Distinguished Research Achievement Award from the American Psychological Association.
Langer’s trailblazing experiments in social psychology have earned her inclusion in The New York Times Magazine’s “Year in Ideas” issue and will soon be the subject of a major motion picture. A member of the psychology department at Harvard University and a painter, she lives in Cambridge, Massachusetts.
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For More on Ellen Langer
Buy: The Mindful Body: Thinking Our Way to Chronic Health
Website
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Mentioned in This Podcast Episode
The Simpsons clip (2:45)
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Podcast Episodes You May Like
Breaking the Age Code – Dr. Becca Levy
Thinking Better to Live Better – Dr. Woo-kyoung Ahn
The Expectation Effect – David Robson
The Second Curve of Life – Arthur C. Brooks
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Wise Quotes
On Taking Up Painting, and Rules & Playfulness
“It’s been great fun for me. I wasn’t limited by rules because I didn’t know what the rules were. I didn’t even know there were rules. I just did it. And so it was a mindful adventure. Anything can be engaged that way. If you’re going to cook and stick religiously to the recipe, it’s not nearly as much fun as, Oh my gosh, I don’t have any sugar. That means I can’t make it. Or what could I substitute it with? I don’t have any cream. Should I use yogurt? You don’t have to be a genius in the kitchen. And part of it is just to go back to the way you and I claim to be, that you have to be lighthearted. You should take what you do seriously, but not take yourselves too seriously. So if I’m painting, why should I expect it to be a masterpiece? And so if I put aside the mindless evaluation, it’s much easier to do it. And if you’re cooking, if you don’t believe this is the last meal you’re ever going to eat or that everybody is going to evaluate you based on how good the meal is, then it’s easy to play around. I actually believe that we should bring that playfulness to everything that we do.”
On Stress and Mind-Body Unity
“I actually think stress is the major killer over and above genetics, diet – over and above everything. And stress is a psychological concept. Now, way back when, the medical world thought that Psychology was important maybe on how to be happy, who knows? But it had nothing to do with health. People don’t believe that anymore. Now they know that there’s a relationship between stress and health. I don’t think anybody goes quite as far as I do. People talk about the Mind-Body connection. They’re not connected. It’s one thing. And that gives us far more control over our health.”
On Mindful Contagion
“Now there’s a simple understanding of mindful contagion. If I’m mindful, you’re going to be mindful because you’re going to feel that I’m paying attention to you. I’m being nurturing. I’m being nonjudgmental. You then can take what initially might’ve seen as a risk for yourself, and the relationship is better. But it also seems that there’s a way that my mindfulness, your mindfulness, a group’s mindfulness, somehow stays in the air and, in some fashion, affects the mindfulness of other people.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Retire Smarter. Don’t miss an episode in this free Retirement School:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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We’re living in a new era of longevity with the potential of longer lifespans, healthspans and wealthspans. Maddy Dychtwald, co-founder of Age Wave, joins us to discuss their new report The New Age of Aging and the implications for all of us.
Maddy Dychtwald joins us from California.
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Bio Recognized by Forbes as one of the Top 50 female futurists globally, Maddy Dychtwald has been deeply involved for nearly 40 years in exploring all aspects of the age wave and how it’s transforming the marketplace, the workplace, our world, and our lives. She is an internationally acclaimed author, public speaker, Wall Street Journal blogger, and thought leader on longevity, aging, the new retirement, and the ascent of women.
A successful entrepreneur, in 1986 Maddy co-founded Age Wave, the world’s leading think tank and corporate adviser on the far-reaching and profound impacts of our global aging population. The Age Wave team has worked with more than half of the Fortune 500 in industries ranging from healthcare and medical technology to financial services and consumer products.
With women at the forefront of the longevity revolution, Maddy has deeply explored their specific longevity-related wants, needs, and challenges. She has led numerous acclaimed studies on women and money, including the landmark Women, Money and Power sponsored by Allianz and Women and Financial Wellness: Beyond the Bottom Line for Bank of America Merrill Lynch. Maddy also served as the national co-spokesperson for an in-depth investigation titled The Four Pillars of the New Retirement: What a Difference a Year Makes, sponsored by Edward Jones. In addition, she has been involved in more than 25 thought leadership research studies worldwide on aging, longevity, retirement, health, family, caregiving, housing, and leisure, which have been featured in prominent media outlets, including Bloomberg Businessweek, Forbes, Newsweek, Time, CNBC, and NPR—cumulatively garnering more than 12 billion media impressions.
As a member of The Wall Street Journal’s Expert Panel on Retirement, Maddy’s posts on leadership, wealth management, and financial planning topped the most-read lists for their categories in 2017 and 2018.
She is the author of three books, Cycles: How We Will Live, Work, and Buy (voted Book of the Year by the National Community Colleges Association), Influence: How Women’s Soaring Economic Power Will Transform Our World for the Better, and the children’s/young readers’ book Gideon’s Dream: A Tale of New Beginnings. Currently she is working on a new book, Ageless Aging: Women’s Longevity Bonus and the Art and Science of Living Longer, Better, to be published with Mayo Clinic Press which merges her professional and personal passions.
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For More on Maddy Dychtwald
Age Wave website
The New Age of Aging report
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Podcast Episodes You May Like
Breaking the Age Code – Dr. Becca Levy
Are You Ready for The New Long Life? – Andrew Scott
The Power of Reinvention – Joanne Lipman
Advice for Successful Career Women Transitioning to Retirement – Helen Dennis
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Wise Quotes
On Eradicating Ageism
“This is really timely. [The report] just came out and we’re calling it the New Age of Aging. For that very reason, I’ve been on this beat for more than 37 years. We’ve been studying the issues related to longevity and the maturing of the population for an equal amount of time. So we began to see some real shifts taking place, real paradigm shifts. What we’re beginning to see is that for one thing, the older population is growing by leaps and bounds. In fact, for the first time ever, older adults will soon outnumber those under the age of 18. So today’s older adults, they are seeing the future really differently. They’re eager to pursue new dreams, new adventures, new goals. And what we’re really seeing is this old paradigm of defining old in a particular way. It’s beginning to fall apart, which is good news for all of us because we’re all aging. And we’re beginning to see older women and men beginning to believe that the cultural beliefs and the ageism that’s so prevalent and so embedded in our society needs to go away.”
On Purpose
“Purpose is a big one. In one of our studies, not this most recent one, but one that we did about six or eight months ago, we tried to delve into this whole concept of purpose. And what we discovered is that most people, both retirees and pre-retirees, believe that purpose is a key to success in retirement. So it used to be that we’re seeking youth. But what we discovered is that most people really believe that being useful is far more important than being youthful. And just to add to that, which is really kind of interesting, is that those people who say that they feel useful, they also seem to feel more youthful. So they go hand in hand, but the leader is purpose, and purpose is a key. By the way. It doesn’t have to be something big. For some people it will be coming up with a new career or volunteering in a way that they never expected to, but for other people it may be just taking care of their grandkids or walking the dog. So there’s all different kinds of purpose and there’s no one answer to the word purpose except that you need to have it in your life.”
On Legacy
“Legacy is a big word. We did a study that was exclusively on legacy a long time ago, about five or six years ago. And we did include questions on legacy in this particular study. And what we learned is that 65% of people agree that leaving a legacy is important and that it’s about values and life lessons. Let me repeat that. Values and life lessons are far more important to pass on than financial assets or real estate. Now, let me just say, we know that financial assets and real estate are important to pass on. Everybody agrees on that. But this idea of passing on what really matters in life and what you stand for and having your family understand that is huge. I think Erik Erikson said it really well. He said, I am what survives me. And frankly, I think we agree that what we stand for in life, our values, our morals, our ethics, these matter more than just our money.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retire Smarter. Don’t miss an episode in this free Retirement School:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Self-care pays off. The right habits on diet and exercise are essential. But what are you doing to bolster your mental health? Gregory Scott Brown, M.D., author of The Self-Healing Mind, finds there’s a lot we can do. He’s identified five pillars of self-care, practices that are powerful, evidence-based medicine for the mind.
Gregory Scott Brown, M.D. joins us from Houston, Texas.
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BioGregory Scott Brown, M.D., is a psychiatrist, a mental health writer, and the author ofThe Self-Healing Mind: An Essential Five-Step Practice for Overcoming Anxiety and Depression, and Revitalizing Your Life. A regular contributor for Men’s Health and The Washington Post, Dr. Brown also co-hosts Friday Sessions, a popular Instagram Live series about mental health.
Dr. Brown is a diplomate of the American Board of Psychiatry and Neurology. He completed a fellowship in integrative medicine at the Academy of Integrative Health and Medicine, specialty training in general psychiatry at the University of Texas Dell Medical School, and he received an M.D. from the McGovern Medical School in Houston. Dr. Brown is an alumnus of Rice University, where he earned a bachelor’s degree in anthropology and Johns Hopkins University, where he completed a post-baccalaureate premedical program. Prior to his transition to medicine, Dr. Brown studied music at The Juilliard School in New York.
Dr. Brown is a member of the American Psychiatric Association where he serves on the Council on Communications. His commentary has been featured in The New York Times, Men’s Health, and The Washington Post, as well as on The Today Show, Live with Kelly and Mark, and the PBS News Hour.
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For More on Gregory Scott Brown, MD
The Self-Healing Mind: An Essential Five-Step Practice for Overcoming Anxiety and Depression, and Revitalizing Your Life
Website – gregoryscottbrown.com
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Mentioned in This Podcast Episode
The Washington Post: 4 ways to find and build meaningful connections for mental health
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Wise Quotes
On Mental Health
“…Mental health on the other hand, is the driving force that really dictates how we live our lives. It’s how we interact with each other, how we love the quality of our relationships. It relates to our emotional intelligence. And so I think it’s important that as people think about how they can stay mentally healthy, that they’re also thinking about these other factors that play such a very important role in how we live and act.”
On Movement
“As a psychiatrist, I prescribe psychiatric medications in my practice every single week, but we can’t ignore the power of self-care. And what I mean by that is, as I outline in the book, things like Sleep, Spirituality, Nutrition, Breath Work, and Moving Our Body, Joe. These are things that all of us have access to. We all breathe 20 to 30,000 breaths every single day on average. We all move our bodies. We can all learn how to tap into the power of meditation, focusing on nutrient dense foods. And so if we’re learning how to live our life in a way that supports not only our physical health but our mental health as well, then I believe we’ll all be a little bit better off. A lot of people are intimidated by this idea of exercise. So Dr. Brown is telling me, I need to get a gym membership, or I need to sign up to run a marathon? That’s great, but that’s not what I’m advocating here when it comes specifically to what we can do to improve mental health. Several years ago, there was a huge study, a meta-analysis in the American Journal of Psychiatry, that actually found that people who move their bodies more had a lower risk for developing depression regardless of geographic region, regardless of age. And so, by movement, I mean even if it’s just walking to the mailbox every day, dancing with your partner in your house, doing some simple stretches in your chair. The more that we move our body, it’s enhancing a protein in the brain called B D N F – brain derived neurotropic factor – which kind of acts, Joe, like fertilizer in the brain and allows our neurotransmitters, those chemicals in our brain that are so important for mental health, to be released and to communicate with each other more efficiently.”
On Spirituality
“This is one of the most profound conversations that I have every week with my patients. And I’ll tell you, I love having this conversation because usually when I ask a patient, what do you think about spirituality? The very first thing that naturally comes to mind is religion, right? Some people are religious, some people aren’t religious. But the thing about spirituality as I write in one of the Washington Post articles is that spirituality is all about connection. And for some that might mean connecting with a higher power through prayer, connecting with God. For others, it may be connecting with the people around them, altruism, selfless service, volunteering your time. I think of my grandmother when I was a kid. Every Monday, I would go with her to the soup kitchen and we would serve soup to the homeless community. That can be a form of connection. And even something like meditation, connecting with your inner self. So many people are struggling with this idea of feeling disconnected, that finding connection through spirituality can also be beneficial for mental health as well. I think one of the ways that we can do it is through meditation. And again, Joe, it is one of those things that a lot of people, if they’ve never tried it, are intimidated by it. It’s like, I made it this far. I’ve never meditated. Why should I start now? And I’ll tell you, the first time I tried it, it was a daunting task for me as well. Sitting alone with your thoughts, sometimes that allows you to hear what’s going on in your head even louder, but in time it gets easier. And I would say if you’re just starting off with a meditation practice, start off with 10 minutes. Set a timer on your phone, close the door to pick a room in your house or your apartment, close the door, and just find that space where you’re focusing on your breath, allowing your thoughts to go where they may, and you may find this sense of peace and tranquility that you wouldn’t have found otherwise. So I think that’s a good place to start.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next and build their custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
__________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Retire Smarter. Don’t miss a conversation in this free Retirement School:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Becoming a family caregiver is an enormous responsibility. Caregiving can take its toll and self-care can be neglected. Danielle Miura, CFP shares her experience and insights on what you should be prepared for and planning for.
Danielle Miura joins us from California.
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Bio
Danielle is a Certified Financial Planner (CFP®), a financial educator, and a true fiduciary advisor. She is frequently featured in the press and interviews. Spark Financials is a registered fee-only RIA firm headquartered in Ripon, CA. Danielle Miura founded Spark Financials to help family caregivers organize, simplify, and empower them through every life turn.
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For More on Danielle Miura, CFP
Website
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Mentioned in This Podcast Episode
Alzheimer’s Association 24 Hour Helpline
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Podcast Episodes You May Like
Ride or Die – Jarie Bolander
Self-Compassion – Dr. Kristin Neff
The Best Day of My Life So Far – Benita Cooper
Well-Being & Longevity – Dr. Jennifer Boylan
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Wise Quotes
On Planning for Caregiving
“First we have to lay the foundation for ourselves in our own financial situation. So about 65% of family caregivers have some type of health decline during their caregiving period. And so it’s ensuring that you have a long-term care plan in place, because as much as we would want to admit it, we have to take care of ourselves too. And it may happen that not only you’re taking care of a loved one, but you’re also needing your own long-term care. So having that plan in place for yourself, having your finances in order so you understand what those financial boundaries look like. So exactly when you need to pull from savings, how much can you pull from savings? That may be the decision of whether do I pull money from my 401(k )or do I pull it from a taxable brokerage account, because those can be two different tax implications. And then it’s looking at your loved one’s financial situation. If you’re going to be their power of attorney, you’re going to have to understand what that role looks like, and you probably should know where their accounts are, how much money they have so they can afford long-term care themselves. Do they have enough money to either pay for a care worker or pay for you to take care of them? So those are the questions that I start, I’m kind of like the devil’s advocate where I am [asking ] if this scenario happens, are you prepared for this situation? Because it may happen to you if just like me, I needed to take care of myself and I needed a couple weeks to do that and to get myself recuperated
On Boundaries
“Take care of yourself and know those boundaries. It’s okay to have boundaries. It’s okay to have limits. Maybe you have a relationship with your loved one that’s not a healthy relationship. It’s okay to ask for help and find other ways so that you are not paying, you’re not doing the primary role of family caregiving. It’s okay to set up a support system where you’re not doing all the activities when it comes to caregiving. So for example, for my loved one, we have a neighbor that comes over and walks the dog. We have another neighbor that comes over and sees my grandmother an hour a day and they chitchat. So trying to spread out the wealth of caregiving is what’s going to help you in the long run. That could be an hour that you can go on a walk or an hour that you can relax. Sometimes you have to get a little bit creative. As I talked about previously. A lot of people don’t know they’re actually family caregivers. And the trouble with that is that there are so many great resources, but if you don’t feel like that’s part of your identity or that’s something you need help with because you’re not fitting into that role, you may not be a person that actually gets help. And there’s caregiver support groups.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next. Build your custom version of The Multipurpose Retirement.™
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
__________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Retire Smarter. Don’t miss a conversation in this free Retirement School:
Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Fall is my favorite season. But it’s also an adjustment as the days get shorter and darkness come earlier and earlier. The rhythm of daily life shifts. One of those adjustments can be sleep. Why not use the change of seasons as a catalyst to upgrade your sleep?
Dr. Raj Dasgupta knows how to tune up our sleep hygiene – and why it’s wise to invest in better sleep.
Dr. Raj joins us from Los Angeles.
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BioBorn and raised in Los Angeles, California, Dr. Raj is Southern California’s Official Hometown MD practicing medicine at the University of Southern California (USC). Dr. Raj’s life mission is to educate patients, students and aspiring doctors to better patient care. Other than that, he’s just a regular dude.
Dr. Raj completed his Internal Medicine residency at Michigan State University, Pulmonary/Critical Care fellowship at Columbia University, Saint Luke’s & Roosevelt Hospital and Sleep Medicine fellowship at Henry Ford Hospital. During his training, Dr. Raj received numerous awards including: resident of the year, fellow of the year and the Director’s Award for research. After his training, Dr. Raj worked at Abington Hospital which is affiliated with Jefferson University where he received the faculty teacher of the year.
Dr. Raj is Currently a Professor at the University of Southern California (USC) and received the faculty teaching award for the last 3 consecutive years. He is quadruple board certified in Internal Medicine, Pulmonary, Critical Care, and Sleep Medicine and is an active clinical researcher and currently teaches USMLE Step 1, 2, 3, and Internal Medicine Board Review around the world for the past 15 years. His 1st book in a series titled “Medicine Morning Report: Beyond the Pearls” is published by Elsevier.
Dr. Raj currently appear on various media platforms and television shows such as the “The Doctors”, “Bill Nye Saves the World”, “ESPN”, “Larry King Now” and “You Can Do Better” for more information check out his websites:rajdasgupta.com and beyondthepearls.net
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For More on Dr. Raj Dasgupta
DoctorRaj.com
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Podcast Episodes You May Like
Wellness to Wonderful – Dr. Alona Pulde & Dr. Matthew Lederman
Better Sleep, Better You – Dr. Frank Lipman
Thinking Better to Live Better – Dr. Woo-kyoung Ahn
Breaking the Age Code – Dr. Becca Levy
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Wise Quotes
On the Benefits of Good Sleep
“My opening line is always: Sleep affects every single organ in the body. So I always kind of throw the question right back at the host and say, you tell me what organ you want and I’ll tell you what it happens. Where are the big ones? I mean, we always think about the brain. We think the brain about in a medical sense, in a psychological sense. When we talk about having being sleep deprived or not getting good quality and quantity sleep, it adds things to depression. It adds to things like anxiety. It’s going to be a risk factor for things like stroke. So it’s horrible when we talk about the heart needless to say that when we talk about that poor quality and quantity sleep, yes, you’re going to be at a higher risk for things like coronary artery disease, things like heart failure, things like arrhythmias. And the way I kind of summarize it is that at nighttime, what happens to our blood pressure and our heart rate? Well, they tend to take a break. They tend to dip down a little bit so they could take the stress off the heart. It’s beating so hard during the day, but when you have poor sleep at night, you’re never giving your body a chance to rest, especially if you have undiagnosed sleep disorders such as obstructive sleep apnea that affects 30 million people in the United States of America. Everyone has some kind of insomnia, but of course chronic insomnia with sleep deprivation is going to be horrendous.”
On Sleep & Our Immune Systems
“When we talk about the body right now, I think what is important to bring it up is vaccines. With the winter coming up, we’re going to be pushing influenza. RSV has now become a vaccine that we’re getting more and more. If you’re immunocompromised and older in age…there were studies that show that when you get vaccine and you are sleep deprived, well maybe that vaccine may not work as much or as good as you want it to, which is kind of scary. And there were studies about that in the past. I know last winter all we talked about was the triple-demic, but now it’s not looking good for Covid this year. It’s going up there again. But getting good sleep affects your immune system. Whether we’re talking down at the cellular level and what happens when we talk about inflammatory proteins or just in general, how many times have you not had good sleep? Then you wake up with that little tickle in your throat, that little runny nose. So you want to do everything to keep you healthy. So to summarize what we just talked about, yes, sleep definitely affects what happens during the day.”
On Getting Good Quality Sleep
“My take home message is always going to be that sleep is so essential. Are you getting good quantity and good quality? You have to bring it up [with your doctor]. And sometimes I wish when I’m not wearing my Sleep hat, when I’m wearing my Pulmonary hat or General Internal Medicine hat, I wish I always remembered to bring up sleep, and sometimes I don’t. And that’s where you as a patient need to embrace that and mention it to your doctor so they could talk about your concerns and your questions. And then at least they can guide you in the right direction for some Cognitive Behavioral Therapy instead of just going right to Walmart or Walgreens…and picking up melatonin on the way out.”
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next.
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
__________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career and create The Multipurpose Retirement™. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
The Retirement Wisdom Podcast has surpassed 1 Million downloads, thanks to you.
Retire Smarter. Don’t miss a conversation in this free Retirement School:
Follow on Apple Podcasts or
Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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How does it feel when you read a book that’s been well edited? What if you brought an editor’s mindset to your life? Elizabeth Sharp McKetta knows the benefits of smart editing and shares what she’s learned about applying those principles to how we live. Listen in – and learn how to edit your life.
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BioElizabeth Sharp McKetta is a storyteller and the author of thirteen books across genres, including Edit Your Life and She Never Told Me About the Ocean. She has published many poems and delivered the TEDx talk “Edit your life like a poem.”
She has literature degrees from Harvard (B.A.), Georgetown (M.A.), and the University of Texas at Austin (Ph.D). She wrote a Ph.D. dissertation on the intersections between memoir and myth, a concept that informs her teaching and writing (and her entire way of looking at the world!) She teaches for the Harvard Extension School Writing Program, Oxford University’s Diploma in Creative Writing, and the Book Year Writer’s Circle.
Elisabeth grew up in Austin, Texas and lives with her family in Boise, Idaho; they travel widely. In her free time, she loves to make up stories her with young children hike, read, make vegan soups, make new friends, and drink tea with old friends.
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For More on Elizabeth Sharp McKetta
Edit Your Life: A Handbook for Living with Intention in a Messy World
Ark
Website
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Podcast Episode You May Like
The Power of Saying No – Vanessa Patrick, PhD
The Well-Lived Life – Dr. Gladys McGarey
Self-Compassion – Dr. Kristin Neff
Happier Hour – Cassie Holmes, PhD
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Wise Quotes
On How to Edit Your Life
“So this idea of editing a book ends when the book is done, whereas of course, with a life, our lives are open books and it’s never done until the life is over. So that principle of identifying in a life, what is this trying to be? And often with a life, I think it’s an easy way to break it down is what gives me energy, what innately feels good. And then another side of that in both books and life that we’ll probably circle back to is the question of what do I want to leave behind?…Where’s the energy on a day-to-day basis? How do we lean toward that and away from things that take it away? And what are the things that we really want to look back on and feel like we’ve given so that they can outlast us? Those questions I think are really good editing questions. So when I think about editing a life, I think about the same editing questions we’ll ask about a book, which are ultimately, what is this now? What is this trying to be? What works in its quest to try to be that and what is still needed to get it there? And I think those questions apply really nicely to lives.”
On First Choices
“…When I think of first choices, my Mom has a term that I love called painless long shots. She always encouraged all of her children to, rather than thinking about all of the backup colleges apply to the first choice, the worst they will say is no, or whatever it is. Whether it’s initiating a conversation with someone that we really want to be friends with, why not the worst that can happen as opposed to sort of scuffling around and thinking like, well, probably they don’t want to be friends with me anyway. Probably that Harvard won’t take me may be true. And so I feel that I was given a lot of encouragement early on to sort of try for the thing that feels the best. And throughout my life I found, and I’ve heard a lot of other people say different forms of this, which I find so interesting that often are first choices, whatever they are…This is the part that I think feels sort of Pollyanna-ish to say, but I feel that often the first choices are easier to obtain because they’re natural to us.”
On the Wisdom of the Seasons
“…Seasons are so wonderful, and I think that seasons remind us that nothing is permanent, which is both heartbreaking and reassuring that on one end, the thing that we’re worrying about today in this week probably won’t be something that we remember in a year or six months. And I think that’s important to keep in mind that this too shall pass. And certainly today, whatever the thing is, feels like the end or the beginning of the world, but most things are not at the end of our lives. We’ll look back and think of maybe five days when the world shifted for us, but probably it won’t be today. And probably this thing will be resolved in an okay way. And I think that the seasons also help us remember that everything has cycles and everything is reversible that a decision we make to move house or move job or step out of something, retire out of something or lean into something can always be reversed. We can always retire for a year and think, that was not for me. Or we can always take on new work for a year and think, Wow, time to scale back. And I think that if we think of things in seasons rather than I’m signing my name on the dotted line for forever, we just think, well, I’ll try this for a season. I’ll retire for a year. I’ll lean into this job for two years, I’ll give it a go. And the exception of course is having children not reversible, but most things are. And most decisions that we make in our relationships can ultimately be cleaned up, apologized for forgiven, that everything is reversible. So I think that is partly the wisdom of the seasons.”___________________________
About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next.
A meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
__________________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The Retirement Wisdom Podcast has surpassed 1 Million downloads thanks to you.
Retire Smarter. Don't miss a conversation in this free Retirement School:
Follow on Apple Podcasts or
Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Planning for retirement? Dreaming of your retirement? Wise things to do, indeed. But what's it really like? And what about when the honeymoon phase fades away? Brian Feutz shares his reflections on the first two years of his retirement. He began writing about retirement years before as he was researching it and planning his retirement - and writing has become a big part of his new life after work.
__________________________ Bio Brian Feutz lives on an island off the coast of Washington State with his wife of 32 years and the friendliest cat you’ll ever meet. He has an MBA, a Mensa certification, a wide variety of technical skills, and a decent collection of writing awards and recognitions. His left brain took the lead for most of his career, but in retirement he’s giving it a rest and focusing on creative passions. One of those passions is writing, specifically to help demystify retirement so average everyday people can understand, anticipate, and embrace the joys of retirement.
You’ll find Brian’s spoken and written words (fiction, non-fiction, essays, poetry, humor) scattered across the Internet on sites like Retirement Wisdom, Medium, BrianFeutz.com, DiscoverWalks, SmartNews, MakingOfAMillionaire, TowardsDataScience, EntrepreneursHandbook, BetterHumans, and many more.
Brian Feutz joins us from Washington State.
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For More On Brian Feutz
Website
Medium
Follow on X (formerly Twitter...) Two Years Retired: An Honest and Thoughtful Reflection _____________________________
Podcast Episodes You May Like
Independence Day – Steve Lopez
When Will You Flip the Switch? – Dr. Barbara O’Neill
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
Lessons Learned in Early Retirement – Chris Mamula
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Wise Quotes
On Planning for Retirement - and the Reality
"You can read books about it, you can talk to people, you can do all that, but until you're there, you don't know what it's like. And so I had that fear and I had to fight my way through it. I liken that to parachute jumping. You can read about parachute jumping all day long, but until you step out of that airplane, you have no idea how exciting and thrilling it is to be on the other side of the retirement line. So fear was a big one there. And then how do I fill my day? Looking back on it, I talk to people all day long these days about retirement, and one of their biggest concerns is Will I be bored? or How do I fill my day? The third, probably the number one most important one, is do I have enough money to live the lifestyle that I want to live and make it all the way through until I die and not run out of money? So I struggled with those. And my way of getting around it was to learn as much as I possibly could. And I wrote it down. I started making notes and sharing it with my friends, talking with my wife and all that sort of stuff. And I ended up writing about these things and that's how I got into writing."
On Finding Your Rhythm
"I felt sort of a pang of regret briefly. And then I woke up the next morning and I felt so free. Oh, this is great! I don't have to go to work. I don't have to worry about it. And I realized I had a good night's sleep, and the first few weeks or months was a little bit like that. Intoxication is probably the best word for it. I was so excited and I was running around talking to people and hiking and doing things with my wife, and I just enjoyed every single instant. I had a hard time going to sleep. I was having so much fun, not working. And then over the course of the first year, it was deer in the headlights.
Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or
Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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It’s a great time to catch up. Listen in our best conversations on our retirement podcast over the past four months. Learn about how envisioning Future You, reframing quitting, smart techniques to say no, the science of peak performance aging, life lessons from a 102-year old physician and how making a difference can help others – and you.
If the snippets catches your attention, you can listen to the full conversations here:
Your Future Self – Hal Hershfield
Strategic Quitting – Julia Keller
The Power of Saying No – Vanessa Patrick, PhD
Growing Old, Staying Rad – Steven Kotler
The Well-Lived Life – Dr. Gladys McGarey
The Best Day of My Life So Far – Benita Cooper
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Check Out Other Best Of Compilations:
Best of The Retirement Wisdom Podcast 2023 – Part 1
The Very Best of 2022
The Best of 2021 – Retirement Wisdom
Best of The Retirement Wisdom Podcast – On Fitness
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About Retirement Wisdom
I help people who are retiring, but aren’t quite done yet, discover what’s next.
A meaningful retirement doesn’t just happen by accident. Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Thanks to you The Retirement Wisdom Podcast has surpassed 1 million downloads.
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Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or
Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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What if you think differently about your retirement? Andrew Robin rejoins us to update us on his Tapas Life since we first spoke with him two years ago. His idea of a Tapas Life is a practical way to transition to retirement in a gradual fashion.
Andrew Robin joins us from San Francisco.
__________________________ Bio Andrew Robin was born in Chicago and raised in Mexico City. He holds a BA in Computer Science from the University of Texas at Austin and an MBA from Harvard University. Andy was an entrepreneur with his dad in the computer industry in the early ‘70s in Mexico City (his dad moved the family there from Chicago to pursue an opportunity). He was in the semiconductor industry for 22 years (at Mostek, Monolithic Memories, AMD, and Lattice), mostly in marketing, but also as a general manager, and most recently as VP of New Business Ventures. He was a house dad from 2002 to 2007 until his wife Carole and Andy’s youngest went off to college.Today he retains the duties of shopping/cooking, household maintenance, travel planning, and finances. He also plays a lot of classical piano, some golf, enjoyed 6 years on the Board and Executive Committee of his large synagogue (Congregation Beth Am of Los Altos Hills), where he was also co-chair of raising an endowment, was part-time CEO of a promising tech start-up for 6 years (and remains on the Board), is an Executive Coach and Life Coach, serves on the Board of a foundation in Palo Alto and a NYC hedge fund and enjoys day-trips, lectures, and concerts around the San Francisco Bay Area and Silicon Valley.
He wrote Tapas Life to do some good for others.
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Podcast Episodes You May Like
The Second Curve of Life – Arthur C. Brooks
Breaking the Age Code – Dr. Becca Levy
Independence Day – Steve Lopez
A Round of Golf with My Father – William Damon
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About Retirement Wisdom
I help people who are retiring, but aren't quite done yet, discover what’s next.
A meaningful retirement doesn’t just happen by accident. Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one on your own terms.
Be intentional about your next phase. Design it.
You'll need more than a vision for a great life in retirement.
The next Design Your New Life in Retirement Small Group Coaching Program starts on September 21st. We have a great group forming. There's room for just 2 more. Join us. Learn more here
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For More on Andrew Robin
Tapas Life: A Rich and Rewarding Life After Your Long Career
Mentioned in This Podcast Episode Connect: Building Exceptional Relationships with Family, Friends, and Colleagues by David Bradford and Carole Robin ____________________________
Wise Quotes
On Building a Tapas Life
"So the basics and then like I did with piano, start doing something you love. What's something you always wanted to do? Maybe it's something you did as a teen and loved it, or in college and loved it. What if you went back to that? Or what if you have some friends who have some hobbies or things they do and you've always admired or maybe even been a little jelly of 'em and maybe it's a chance to try some of those things yourself. It doesn't matter if you try it and you're crappy at it. There's no downside here. It's not like because you tried it and it didn't work out you can't pay your mortgage and feed your family. There's no cost. It's a great time of life."
On Failing Fast
"You can do the big fail. It doesn't matter. In that case,
Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or
Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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There's a lot to plan for in retirement. A big one may be caregiving. Jarie Bolander was suddenly thrust into the role of caregiver when his wife Jane was diagnosed with a terminal illness in 2016. He joins us to share his lessons learned in the hopes that it will help others. He's written a book Ride or Die: Loving Through Tragedy, A Husband's Memoir about his experiences as a caregiver.
Jarie Bolander joins us from San Francisco.
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Bio
Jarie Bolander caught the startup bug right after graduating from San Jose State University in 1995 with a degree in electrical engineering. With 6 startups, 7.75 books, and 10 patents under his belt, his experience runs the gamut from semiconductors to life sciences to nonprofits. He also hosts a podcast called The Entrepreneur Ethos, which is based on his last book by the same name. When he’s not helping clients convert a concept to a viable strategy, he can be found on the Jiu-Jitsu mat (he’s a blue belt), interviewing entrepreneurs on his podcast, or researching the latest in earthship construction techniques. He’s engaged to a wonderful woman named Minerva, her daughter, and their Bernedoodle, Sage. Currently, Jarie lives and works in San Francisco, where he works as head of market strategy for Decision Counsel, a B2B growth consulting firm.
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For More on Jarie Bolander Ride or Die: Loving Through Tragedy, a Husband's Memoir Website
The Daily MBA
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Podcast Episodes You May Like
Taking Stock – Dr. Jordan Grumet
The Best Day of My Life So Far
The Power of Reinvention – Joanne Lipman
The Well-Lived Life – Dr. Gladys McGarey
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Wise Quotes
On Community
"The burden of life is not a solo sport. And I know, life is joy. But there is a burden to living because of stuff like this. You get injured. You lose your job. Your wife dies or your husband dies. Your kid gets sick. You cannot shoulder the burden alone. You just can't. I don't care how strong you are, even on the most elite military units in the world, it's a team. They spread the misery, right? It's individual. But they know that their buddy's got their back if the thing hits the fan. They know that in their soul. But, us normal folk, we generally don't have that kind of discipline or that connection, and community. I strive every day to continue to build those strong bonds with the community. I'm here today because of that, all my friends, and it's powerful."
On Being Present
"She needed me to be present for her. And over time I realized that, and then, even she even acknowledged it. She's like, Look, I know you need to get away from this. This was the gift that I always think about. She was worried about my health and well-being too. So I think for men, it's not always what you're doing as a caregiver. It's being present. It's being thoughtful. It's like listening. It's like having them being heard. Because they're in a awkward spot. Jane was a Type A entrepreneur, changing the world, doing whatever she wants. Now she's like, Hey babe, can you get me some towels? Hey babe, what's it like outside in the real world? It felt like prison to her. I learned about myself that if you have a halfway decent attitude, you could pretty much get through anything. You don't have to be stellar. You just have to show up and be committed. And you're going to make mistakes and things are not going go bad. But if you've got good intent, you're working towards it."
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About Retirement Wisdom
I help people who are retiring, but not quite done yet, discover what’s next. A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident. Retire smarter.
Be intentional about your next phase. Design it. Sign up for the Design Your New Life in Retirement Group Coaching Program – starts on 9/21 – Very Early Bird Pricing ends 8/15 – Learn More here
Long before the pandemic, back in 2009, Benita Cooper, noticed a problem when she moved to Philadelphia. Social isolation. She had an idea, inspired by a recent personal experience, that she thought could help. So she began a small project at lunchtime to tap into the power of storytelling. You'll find her story and her not-for-profit organization The Best Day of My Life So Far inspiring.
Want to make a difference? See the links below for info on how you can connect the programs at The Best Day of My Life So Far with your community, school, organization, company or business, There's a range of options from Lunch & Learns to Pop Up events to starting your own storytelling group.
_____________________ Bio Benita Cooper is an award-winning Registered Architect in Pennsylvania, New Jersey and Delaware. She holds an MArch from Harvard University and a BA in Art and a BA in Architecture from the University of Washington. Driven to build and lead from a young age, she entered college at the age of 15, after moving from Hong Kong at 12.
Benita has received prestigious awards from the American Institute of Architects, the American Architectural Foundation, Harvard University and may more. Her work has been awarded first place by the American Society of Internal Designers.
Inspired by her friendship with her grandma, Benita Cooper launched The Best Day of My Life So Far a multimedia storytelling project to connect seniors with younger generations in 2009. It provides a cure for social isolation, by empowering older adults to share life stories and inspiring human connection across generational and social divides. In 2020, in response to the global pandemic, the not-for-profit expanded all of it's programs to include more robust virtual options, and is well-positioned to take it's work into the future.
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For More On Benita Cooper
The Best Day of My Life So Far
Programs - Get Involved
Benita Cooper Design
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Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or
Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Podcast Episodes You May Like
Changing the World One Small Act at a Time – Brad Aronson
How Seniors Are Saving the World With Activism – Thelma Reese
The Exciting Potential of Intergenerational Mentoring – Charlotte Japp
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Wise Quotes
On Storytelling
"I knew from the very, very first call with my grandma that stories could do what years of conversation could not. Stories could bring generations together. Stories brought my grandma and me together with one single phone call, one single story, Over time, with more calls and more stories, we became even closer. We became best friends. So stories are the building blocks to real communication. Real communication is a building block to real relationships. And real relationship, if enough people are doing it around you, is the building block to real community. And all of this is significantly more powerful when the story storytelling is shared between generations."
On Life Lessons
"Every story contains sometimes not just one, but multiple life lessons. All of those things could be unexpected. You might not expect, if you're someone younger, that somebody older would be so open-minded about whatever social issue is happening at the moment. And when you're someone older, likewise, you might not expect that somebody younger would be open to your way of thinking. Or that they would find you funny. If you're someone older and you tell somebody younger or something sad, you might be surprised by the confidence they see in you, which you never knew you had. So that story that's within every story,
Be intentional about your next phase. Design it.
Sign up for the Design Your New Life in Retirement Group Coaching Program – starts on 9/21 – Very Early Bird Pricing ends 8/15 – Learn More here
Should you delay retirement and keep working? This podcast looks at all aspects of retirement - including not retiring. Let's face it, retirement's not for everyone. And many people are choosing to work longer, for a variety of reasons. For some it is financially driven. But for others it's because they love what they do, enjoy the people they work with and have a sense of mission and purpose in their work. Scott MacKillop shares why he's choosing to continue to work - and how he also enjoys his family life and a variety of interests outside of work.
Scott MacKillop joins us from Colorado.
__________________________ Bio Scott MacKillop is the CEO of First Ascent Asset Management in Denver, Colorado. After 40 years in the financial services industry, he's still driven by seeing if he can do things better and make a difference in the industry. A graduate of Stanford University and George Washington University's Law School, he began his career working as an intern at the Securities and Exchange Commission while in law school and then practiced law in Washington, DC for a little over 15 years, specializing in securities law, ERISA and venture capital transactions. Scott has published over 100 published articles and papers and has delivered over 100 industry conference speaking engagements. He was born in California and grew up in Silicon Valley (before it was called Silicon Valley), has lived on the East Coast and in the South, and in Denver since 1997. In addition to hanging out with his wife and kids, Scott plays lead guitar for the band at his church, loves hiking and has summited 30 “14ers " (mountains 14,000 feet and higher).
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For More on Scott MacKillop
First Ascent Asset Management
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Retire Smarter. Don’t Miss an Episode – Follow on Apple Podcasts or
Subscribe: Google Podcasts | Spotify | iHeartRadio | TuneIn | RSS
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Podcast Episodes You May Like
Independence Day - Steve Lopez
Is Working Into Retirement Good for Your Brain? – Dawn Carr
If You Love Your Work, What Challenges Will You Face in Retirement? – Michelle Pannor Silver
Are You Ready for The New Long Life? – Andrew Scott
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Wise Quotes
On Balance
"The first thing I, I learned is that there's really no way to perfectly balance work in life. It's an aspirational goal, but you have to accept the fact that there's only 24 hours in a day. And if you're like me, there's way too many things that you'd like to do and so you're never going to be able to fit it all in. So you have to try to screen out as many things as possible to really just focus on your priorities and not let yourself get distracted. Embrace the fact that you're not going to get everything right. You're going to have days when you go, Oh, I spent too much time doing work and not enough time doing things with my family. And there'll be other times when you see it the other way. So just don't stress about that. Do your best to stay focused. And you have to think about it, because it's not going to happen by itself. There's nobody that's going to tell you when it's time to go do your fun things and stop working. So you have to be very intentional about it. I think the key is just recognizing that it's hard to get that exactly right. But I have found, interestingly, that time seems a little bit expandable to me. So if I have relatively few things to do, I'm going to fill up the day. If I have more things to do, somehow or another, I can still get those in."
On Guitar Lessons
"I also play guitar. I play in a band. I grew up in the San Francisco Bay area back in the sixties. And so there were were a lot of pretty cool musical influence...
Retire smarter - sign up for the Design Your New Life in Retirement Group Coaching Program – which starts on 9/21 - Very Early Bird Pricing until August 15th – Learn More here
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Do yourself a big favor. Invest in your ability to say no masterfully. Vanessa Patrick's research illuminates why we say yes when we really want to say no. She offers valuable practical tips on how to say no gracefully, but firmly, using what she calls empowered refusal. She advocates clarifying your purpose and your priorities, setting Personal Policies around them - and being mindful of the words you choose when you do say no. In retirement, saying no at the right times can set you free - so you can invest your time on the things that truly matter most to you.
________________________ Bio Vanessa Patrick is the author of The Power of Saying No: The New Science of How to Say No that Puts You in Charge of Your Life.
Dr. Patrick is a Professor of Marketing and the Associate Dean for Research at the Bauer College of Business at the University of Houston. She has a PhD in Business from the University of Southern California and an MBA in marketing and a BS degree in microbiology and biochemistry from Bombay University in India. Patrick has published dozens of research articles in top-tier academic journals in psychology, marketing, and management, and popular accounts of her work have appeared in the New York Times, Wall Street Journal, NPR, Los Angeles Times, Business Week, Fast Company, Forbes, Huffington Post and Washington Post. In her research, she investigates strategies to achieve personal mastery and inspire everyday excellence in oneself and others and is a pioneer in the study of everyday consumer aesthetics. Patrick lives with her family in Houston, Texas.
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For More on Vanessa Patrick
The Power of Saying No: The New Science of How to Say No that Puts You in Charge of Your Life
Website
Research Study: 'I Don’t' versus 'I Can’t': When Empowered Refusal Motivates Goal-Directed Behavior by Vanessa Patrick & Henrik Hagtvedt
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Podcast Episodes You May Like
The Joy of Saying No - Natalie Lue
Chatter & Your Inner Voice – Ethan Kross
Retire Happy – Dr. Catherine Sanderson
How to Live a Values Based Life – Harry Kraemer
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Wise Quotes
On Why We Say Yes When We Really Don't Want To
"In my research, I identify three main reasons as to why we say yes, when we want to say no. One is a concern for the relationships we have with others. So when people ask us to do something, they're usually our friends, our family, people who are colleagues and acquaintances, and we want to have a good relationship with those people. We want to maintain that good relationship. The second reason ties into our reputation. We want to be seen positively in the eyes of people. We want to be seen as capable, as confident, as able to handle the things that are thrown our way. And the third thing is we have never really learned how to say no effectively throughout our lives. We've kind of tried to accommodate people's requests and be cooperative and helpful, and [we're] givers more than takers. And society in many ways, kind of shapes that sort of behavior and rewards that sort of behavior. And so we have never really learned to look inwards and think about how do I say no to the things that are not aligned with what I want to do or what I want to achieve."
On Choosing the Right Words
"So, in my research, I actually focus on what are the words that we can use to communicate our refusal, that implicate the identity? And the way you implicate your identity is you ground your refusal in your identity is by choosing your words carefully. When you say, I can't,
Plan for Life in Retirement?
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Everyone wants to retire happy. Where you choose to live can impact your happiness in retirement. Maybe you've found that place and are planning to age in place. Yet aging in place may not be the best choice for everyone. Welcome to a special "Best Of " episode of The Retirement Wisdom Podcast with snippets of conversations with different perspectives on evaluating where you will live in retirement. To hear more from any or all of the guests, click the links to the full episodes below.
And scroll down to find links to other Best Of compilations on other topics that can help you retire smarter.
Where will you live in retirement? Age in place? Have you told your family?Click To Tweet
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Links to the Full Podcast Conversations
Seniority Authority – Cathleen Toomey
Where Will You Live Next? – Ryan Frederick
Where to Retire – Silvia Ascarelli
Thriving in Place – Lisa Cini
Design the Long Life You Love – Ayse Birsel
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More Wisdom?
Check Out These Best of The Retirement Wisdom Podcast compilations
How to Retire Happy
Money Matters
Successful Aging
Lifelong Learning
Wellness
Fitness
Second Acts
Best of The Retirement Wisdom Podcast 2023 – Part 1
The Very Best of 2022
The Best of 2021 – Retirement Wisdom
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About Retirement Wisdom
I help people who are retiring, but not quite done yet, discover what’s next. A long retirement is a terrible thing to waste.
And a meaningful retirement doesn’t just happen by accident.
Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make yours great.
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Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Don't Leave Your Retirement to Chance - Design It.
Registration is now open for the next Design Your New Life in Retirement group coaching program — with Very Early Bird pricing for a short time. Limited to 10 participants.
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Discussions about money with family members can be difficult. Morgan Stanley Financial Advisor Lori Sackler has a new edition of her book The M Word: The Money Talk Every Family Needs to Have about Wealth and Their Financial Future and she shares her insights on how to make them constructive and effective.
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_________________________ Bio Lori R. Sackler is a financial advisor, senior vice president and family wealth director at Morgan Stanley where she leads Evergreen Lane Wealth Management Group. Her team is dedicated to helping individuals and families keep up with change, satisfying their financial security, addressing lifestyle and legacy concerns, and successfully guiding them through life’s transitions. Sackler is a certified investment management analyst, a certified financial planner and non-practicing certified public accountant. She is the author of The M Word: The Money Talk Every Family Needs to Have about Wealth and Their Financial Future and The M Word Journal: How to Have the Money Talk released in 2016. She is the creator and former host of the radio show “The M Word” on WOR in New York City.
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For More on Lori Sackler
The M Word: The Money Talk Every Family Needs to Have about Wealth and Their Financial Future (Second Edition)
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Podcast Episodes You May Like
The Go-Giver Marriage – Ana Gabriel Mann
An Economist’s Take on Retirement Planning – Larry Kotlikoff
The Key Decisions for Retirement Success – Wade Pfau
SECURE 2.0 – Pam Krueger
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Wise Quotes
On Gender Differences
"That's a really interesting topic, and I did a lot of research about this. It's really physiology. Our brains are built differently. As a result, we operate differently, and it impacts the way we make money decisions and how we communicate about things. So it could impact priorities and goals, risk tolerance and then our abilities to communicate about it. Women have a wider corpus callosum, so we can go back and forth between the left and the right brain. We have a slightly larger strategic part of our brain, which allows us often times to think more long-term, where men are more short-term, looking for short-term results, thinking about trading more, whereas women may want a long-term strategy with a multiple manager approach and not so hands-on every day. So I think the gender differences are huge. I try to tell people is these [differences] are universal - they're not unique to you. This has been confirmed by dozens of studies in over 30 countries with a million participants. [But] we need both minds to make great decisions though."
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About Retirement Wisdom
I help people who are retiring, but not quite done yet, discover what’s next. A long retirement is a terrible thing to waste.
And a meaningful retirement doesn’t just happen by accident.
Retire smarter. Schedule a call today to discuss how The Designing Your Life process created by Bill Burnett & Dave Evans can help you make yours great.
________________________
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners,
Registration is now open for the next Design Your New Life in Retirement group coaching program — with Very Early Bird pricing for a short time. Limited to 10 participants.
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Dr. Gladys McGarey has a wealth of wisdom to share with us from a long life and career as a pioneer in holistic medicine. In her new book The Well-Lived Life: A 102-Year-Old Doctor’s Six Secrets to Health and Happiness at Every Age, she notes that she considers love to be the most powerful medicine. The book details six secrets from her life and practice to cultivate a long, happy and purpose-driven life. She shares what she's learned about living a full life on the mental, spiritual and physical levels - and the importance of learning how to direct your energy for greater fulfillment and joy.
Dr. Gladys McGarey joins us from Scottsdale, Arizona.
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_________________________ Bio Dr. Gladys McGarey is the author of The Well-Lived Life: A 102-Year-Old Doctor’s Six Secrets to Health and Happiness at Every Age. At 102, he is a still-consulting doctor. Recognized as a pioneer of the allopathic and holistic medical movements, she is also a founding diplomat of the American Board of Holistic Medicine.
She is the cofounder and past president of the American Holistic Medical Association, as well as the cofounder of the Academy of Parapsychology and Medicine and the founder of The International Academy of Clinical Hypnosis.
Dr. Gladys lives and works in Scottsdale, Arizona, where for many years she shared a medical practice with her daughter. She currently has a medical consulting practice, maintains a healthy diet, and enjoys a good piece of cake every now and then. She has spoken at TEDx.
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For More on Gladys McGarey The Well-Lived Life: A 102-Year-Old Doctor's Six Secrets to Health and Happiness at Every Age Website
Join on Instagram Live every Tuesday at 11:00 AM Mountain Time (follow @begladmd)
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Podcast Episodes You May Like
Design the Long Life You Love – Ayse Birsel
Wellness to Wonderful – Dr. Alona Pulde & Dr. Matthew Lederman
Taking Stock – Dr. Jordan Grumet
Getting Good at Getting Older – Rabbi Laura Geller
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Wise Quotes
On Love and Holistic Medicine
"Well, the basic healing essence is love. And if we're in a life situation where we aren't understanding about love, we're going to have a really hard time working with healing. Because that's what I found my parents were doing. They were loving the people. And I knew that that's what was the essence of it. Native Americans have known this forever. And even the Bible says, God is love. Well, if you're going to work that way, you better get some basic understanding about what love is. And, so it was when we don't, think most, any modality that we use, if it's used in a loving attitude and a in a loving outreach to the physician within the patient themselves, then we're going to get some kind of response."
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On The Value of a 10 Year Plan "Well, in my life, there have been so many things that I've reached for and wanted to get and get done and so on. And, sometimes they do and sometimes they don't. And, I've found that if you make your plan too short, you get discouraged. But if it's a 10 year plan, it gives you some reaching area. Okay, well, I didn't make it in this five years, but in another five years maybe I could make it happen. It's a reality that life has to move and as it's moving, it takes time."
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On Why You Should Start Pedaling
"When I got to thinking about tricycles, it's a perfect example for holistic medicine. You start out with first two wheels. They're, body and mind, and they're there and they're good,
Welcome to a new episode of The Retirement Wisdom Podcast, where we explore useful ideas and different perspectives that can help you retire smarter. Do you have a clear picture of yourself in the future? What will you be doing in your life in retirement? Hal Hershfield is a professor of marketing and behavioral decision-making at UCLA. His research shows that getting to know Your Future Self can not only help you make smarter decisions to prepare for the future, but also benefit you in the present. His new book Your Future Self: How to Make Tomorrow Better Today examines the world of our future selves and how we can bridge the gap between our present actions and long-term goals - and why you'll want to develop a vivid picture of and a closer connection with your future self.
Hal Hershfield joins us from California.
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Registration is now open for the next Design Your New Life in Retirement group coaching program -- with Very Early Bird pricing. Limited to 10 participants.
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Bio
Hal Hershfield is the author of the new book Your Future Self: How to Make Tomorrow Better Today. Hal is a Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA’s Anderson School of Management and holds the UCLA Anderson Board of Advisors Term Chair in Management. His research, which sits at the intersection of psychology and economics, examines the ways we can improve our long-term decisions. He earned his PhD in psychology from Stanford University.
Hershfield publishes in top academic journals and also contributes op-eds to the New York Times, Harvard Business Review, the Wall Street Journal, and other outlets. He consults with the Consumer Financial Protection Bureau, many financial services firms such as Fidelity, Morgan Stanley, Merrill Lynch, and Avantis. The recipient of numerous teaching awards, Hershfield was named one of “The 40 Most Outstanding B-School Profs Under 40 In The World” by business education website Poets & Quants.
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For More on Hal Hershfield
Your Future Self: How to Make Tomorrow Better Today
Website
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Podcast Episodes You May Like
Happier Hour – Cassie Holmes
Chatter & Your Inner Voice – Ethan Kross
Retire Happy – Catherine Sanderson
The Gift of Gratitude – Glenn Fox
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Wise Quotes
On Visualizing Your Future Self
"...One is to try to really figure out ways that we can ramp up the vividness of our future self....what can we do to make that future self more vivid and more concrete and less abstract? One thing we can do is write a letter to our future self and then write a letter back from our future self. And I think I really want to stress the back part because it kind of forces us to step into the shoes of our future self and see the world through their eyes. Engage in some visualization exercises where we try to think about deeply what's my life going to be like? How will I spend my time? Who will I spend it with? Am I workin not all the time? Am I traveling? What am I doing with myself? I think most people in the retirement space, in the financial planning space, they think of the future selves. It's not like this is a foreign concept, but it's always done at an implicit level. You talk about retirement, you talk about decumulation strategies, you talk about annuities, whatever. It's all sort of done in a very abstract and implicit way. But to like really bring the self back into the conversation, [ask] who am I? What am I going to be doing? That's where I think we can start to see some change in the way we really think about that period of time."
On the FIRE Movement
"And so, the question really does become one of harmony. How can I both live for today and live in a way that puts myself in a good position in the future? And there's no easy answer here,
According to The Small Business Administration over 46% of private sector workers in the US are employed by small businesses [1] and 57 million workers are not covered by employer-sponsored retirement plans. In her second act career as a venture-backed entrepreneur, Jean Smart is bringing simplified 401K solutions to small business owners to offer their employees.
Jean Kim Smart joins us from New York.
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__________________________ Bio Jean Smart was the managing director, head of business strategy, corporate and institutional advisory solutions at UBS in 2020, and had spent her 20+ year career as a Wall Street executive. Then, at the height of the COVID-19 pandemic, she observed millions of small businesses around the country struggle, reminding her of how her immigrant parents—owners of a grocery store and restaurant in Los Angeles—cared for their family and employees but failed to invest in their own retirement, leaving them vulnerable in old age.
Jean was inspired to move on from her steady financial services career and begin her second act. She founded Penelope, a venture-backed 401(k) platform focused on micro and small businesses. There are over 5 million micro businesses (less than 50 employees) across the U.S., and Jean recognizes the untapped potential of helping these entrepreneurs support and retain their employees with a best-in-class retirement program that’s simple, affordable, and effective to use in solving the retirement crisis facing the 57 million U.S. workers without a company-sponsored retirement plan.
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For More on Jean Kim Smart
Penelope 401(k)
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Related Article: ‘You have an obligation.’ Employers need to step up to help workers prepare for retirement. __________________________
Podcast Episodes You May Like
What’s Your Exit Strategy? – Ashley Micciche
Best Of The Retirement Wisdom Podcast – Money Matters
The Future of Global Retirement – Jodan Ledford
Rethinking Retirement – Eric Phillips
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Wise Quotes
On Mentors for a Second Act
"Mentors play all the roles. They inspire you. They give you very tactical, real advice. And I would say, as a fan base, my parents have been my mentors from birth. It's part of the reason why you have self-esteem or some level of confidence, no matter how many times you get knocked down. I think my parents have been sort of pillars of that all the way through... So I've been fortunate. One part of being in the second act, your network is significantly larger. So when you start talking to people, everyone's thought about this, doing a second act, a third act, or starting a business. And once you start talking to people and sharing your ideas, they come out of the woodwork. They're really willing to share and introduce you to other folks. So it started off small and then it snowballed pretty quickly in terms of meeting other folks and asking them questions about their experience."
On Retirement Plans for Small Businesses
"Believe it or not, nearly 5 million businesses still do not have a retirement savings program - and that equates to the 57 million Americans I mentioned earlier. There's a whole confluence of events and needs, whether it's education, availability, accessibility costs or a lack of information. I would say we're entering a new era of opportunity. I always think of this as the carrot and the stick measure components. You've got both factors. So at the sort of carrot level, the federal government via Secure 1.0 and Secure 2.o, two major pieces of legislation that have byproducts and support and that have passed, are providing unprecedented tax incentives for small businesses to get set up. If you've never set up a plan to start a plan,
Are you thinking about retiring, but sense that you're not done yet? Consulting can be an excellent second career. It can be a practical way to redeploy your expertise and experience while persevering flexibility. But what does it take to be a successful consultant as a second career? Amy Rasdal explains how to get started and common obstacles you'll need to overcome.
Amy Rasdal joins us from California.
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_________________________ Bio Amy Rasdal is the founder of Billable at the Beach which helps hundreds of people start their own successful consulting businesses. She traded her corporate job for consulting 15 years ago leveraging the advantages that consulting offers including freedom, flexibility, control, interesting work and excellent pay, while being able to work when you want, where you want and how you want.
Prior to starting her own business, Rasdal Associates, Inc., 15 years ago, Amy had over 25 years of experience in Operations, Product Development, Corporate Development and Marketing. Rasdal Associates specializes in the other side of entrepreneurship – implementation and execution. Focus areas include program and project management for the Internet software and medical device industries.
Amy earned an MBA from The Amos Tuck School at Dartmouth and has undergraduate degrees in Computer Science, Music and French.
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For More on Amy Rasdal
Website
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Podcast Episodes You May Like
Strategic Quitting – Julia Keller
How to Begin – Michael Bungay Stanier
Think Big – Dr. Grace Lordan
Design Your Life and Get Unstuck – Dave Evans
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Wise Quotes
On Consulting as a Second Act Career
"So as a second career? Well, honestly, it's never a first career. It's always a transition. My version, what I want to do and what I help people do, is be a superhero using superpowers for super pay. So the reason I say it's never really a very first career is because you have to do something to build expert skills. So that's being a superhero with a superpower."
On Consulting in "Retirement"
"I think for a second career, kind of a retirement age career, it's much harder at this point to figure out what superpower am I going to sell? Because by now we all have a lot of superpowers, right? We've accumulated a lot of experience. So it's a little bit tricky. And I think people have some heartburn narrowing down and focusing a little bit. So what I encourage people to do is find that intersection of what you're really good at, your deep experience and expertise - what you really love to do. There may be some things that you're really good at, but boy, you don't want to do them anymore. I worked with a client who had been a CPA, and then jumped off into the commercial side. But all of her jobs had been in Finance and Accounting. And she said, I am sick of Finance and Accounting. I want to do something a little bit different. So there may be pieces in our experience and expertise that we don't like as much. So what are your deep experiences and expertise? What do you really love? And the piece that you can't miss is: what will the market pay for?"
On What Makes Consulting a Good Fit
"The most important thing is wanting to do it. You do have to go into it realizing that you really are committing to that ongoing networking, marketing and business development. But I'll tell you it's really about relationships. By this point in our lives, most of us are pretty good at it and we get to choose who we have those relationships with. So some of those nightmare people that we've had to work with all these years, we can let some of those people go - and hopefully there's just a few of them. For those of us thinking about retirement,
Quitting is an emotionally charged word. In contrast, words like perseverance and grit are revered. They collide when it's time to pivot, move on or change direction. Pulitzer Prize winning author Julia Keller makes the case for strategic quitting and why it can be a courageous act of love to make a course correction versus sticking it out. In her new book, Quitting: A Life Strategy, she explores the neuroscience behind quitting and recounts the experiences of people from various walks of life for whom quitting was the right play. If you're contemplating retirement or a pivot to a second act, you'll find this conversation and Julia Keller's new book to be timely, insightful and thought-provoking.
_________________________ Bio Julia Keller, winner of the Pulitzer Prize and former cultural critic at the Chicago Tribune, is the author of many books for adults and young readers, including A Killing in the Hills, the first book in the Bell Elkins series and winner of the Barry Award for Best First Novel (2013); Back Home; and The Dark Intercept. Keller has a Ph.D. in English literature from Ohio State and was awarded Harvard University’s Nieman Fellowship. She was born in West Virginia and lives in Ohio.
Julia Keller's new book is Quitting: A Life Strategy: The Myth of Perseverance―and How the New Science of Giving Up Can Set You Free.
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For More on Julia Keller
Quitting: A Life Strategy: The Myth of Perseverance―and How the New Science of Giving Up Can Set You Free
Website
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Don't Miss an Episode - Follow on Apple Podcasts or Subscribe: Google Podcasts | Spotify | iHeartRadio | Stitcher | TuneIn | RSS
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Podcast Episodes You May Like
Thinking Better to Live Better – Dr. Woo-kyoung Ahn
The Unretirement Life – Richard Eisenberg
The Power of Reinvention – Joanne Lipman
Independence Day – Steve Lopez
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Wise Quotes
On Grit & Perseverance
"I think we are all very much under the sway of this idea of grit, this idea of being gritty and persevering as an unalloyed good. Now, there's no question that sometimes it's great and sometimes it works out, but not always. I like to say it's a good servant, but a bad master. You don't want to always have grit and perseverance to be the only tool in your toolbox. There are other ways to approach life and to get to where you want to go. But that's very much against the common thinking that grit is always celebrated and always generative."
On the Courage to Quit
"There are times when a pause and a pivot is the best strategy, that not being gritty and not sticking with it is absolutely the best thing you can do. But in order to do that, as we'll talk about in a bit, you have to overcome a lot of cultural messaging. I call it cultural baggage that we live with all of our lives where we have to move through that somehow. And it takes a great deal of courage. Quitting takes courage. And that's something I always say to people. I don't want anybody to be under any illusions. Anybody past the age of 12 knows this already. Quitting something is very, very, very difficult. And it does take a lot of personal courage and a lot of intellectual courage as well."
On Neuroscience & Quitting
"In my conversations with many neuroscientists I spoke with, and scientists and evolutionary biologists, they all make one salient point about our brains. Our brains like to be active. Our brains like to stay in motion. The worst thing you can do for a brain, any brain, ours or anybody else's, is to have it just be sitting there not doing anything. Our brains like to be in motion. So I call quitting aerobics for your brain. It's a way of keeping your brain active when you change course. When you look at the path you're on and say, I don't know. I think maybe I can do better. When you change course like that, you are forcing your brain to be engaged and your whole brain ...
You're more than the title on your business card. Have you ever considered creating a second act career in your semi-retirement?Ross Hewitt is a semi-retired physician who's doing just that.
_________________________ Bio Ross Hewitt is an actor, playwright, director, producer, and retired physician who received many awards for his work with the HIV and AIDS communities. He is an associate member of the American Dramatists Guild and a past member of the Village Playwrights. His produced full-length plays include When October Goes Rainbows & Ribbons), and Echoes in the Garden). Ross directed the world premiere of Shawn The Trophy Wife ,An Evening of Sonnets, and A Supportive Wife His first foray into film is as the screenwriter and producer of the award-winning children’s animated short film, Kris the Cat.
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For More on Ross Hewitt
Kris the Cat
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Podcast Episodes You May Like Best of The Retirement Wisdom Podcast – On Second Acts Take the Detour – Melissa Davey A Second Act as a Writer – Bill Thompson From Finance to Becoming an Author – James Hockenberry __________________________
About Retirement Wisdom Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need a different portfolio.
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many it includes a new version of work in some form– redefined on your own terms with more flexibility and meaning.
Schedule a call to see how the Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
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Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Some people believe that you can't teach an old dog new tricks. Steven Kotler has been studying human performance for thirty years, and has taught hundreds of thousands of people at all skill levels, age groups, and from walks of life, how to achieve peak performance. Discoveries in cognition, flow science, and neuroscience have revolutionized how we think about peak performance aging. To see if theory worked in practice, Kotler conducted his own experiment in applied neuroscience and later-in-life skill acquisition. He set out to try and teach an old dog some new tricks - himself - by taking up a sport deemed impossible to learn at his age. His new book Gnar Country: Growing Old, Staying Rad tells the story of his experiment and the cutting-edge research on peak performance aging that he put to the test. His story will change how you think about aging and open to your eyes to why you'll want to jump in and double down on flow activities and lifelong learning.
Steven Kotler joins us from New Mexico.
_________________________ Bio Steven Kotler is a New York Times bestselling author, an award-winning journalist, and the Executive Director of the Flow Research Collective. He is one of the world’s leading experts on human performance. He is the author of 11 bestsellers (out of fourteen books), including The Art of Impossible, The Future is Faster Than You Think, Stealing Fire, The Rise of Superman, Bold and Abundance. His work has been nominated for two Pulitzer Prizes, translated into over 50 languages, and has appeared in over 100 publications, including the New York Times Magazine, Wired, Atlantic Monthly, Wall Street Journal, TIME, and the Harvard Business Review.
A lifelong environmentalist and animal rights advocate, Steven is the cofounder of Planet Home, a conference/concert/innovation accelerator focused on solving critical environmental challenges, the cofounder of The Forest + Fire Collective, a network of individuals, organizations and institutions dedicated to ending catastrophic wildfire and restoring forest health to the American West. Alongside his wife, author Joy Nicholson, he is also the co-founder of Rancho de Chihuahua, a hospice care and special needs dog sanctuary.
PS: Steven once flew a MIG-17 Russian fighter jet—but that’s a different story. ________________________
For More on Steven Kotler
Gnar Country: Growing Old, Staying Rad
Website
Flow Research Collective ________________________
Podcast Episodes You May Like
Breaking the Age Code - Dr. Becca Levy
The Expectation Effect – David Robson
Ready to ROAR? – Michael Clinton
The Joy of Movement – Kelly McGonigal
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Wise Quotes
On Peak Performance Aging
"At the Flow Research Collective, where I'm the Executive Director, we're a peak performance research and training organization. We define peak performance as the following: Peak performance is nothing more or nothing less than getting our biology to work for us rather than against us. And this is, by the way, not a new idea, right? You go back a hundred years to William James, in the very first psychology textbook said the great thing in any education is to make our nervous system our ally and not our enemy. And by nervous system he meant brain and body basically. So it's not a new idea, but that's really what we mean by peak performance. Peak performance aging by extension is getting our biology to work for us rather than against us when applied to the challenges and opportunities the second half of our lives. Very simple. What I mean by that bigger picture, the old idea about aging, I like to call it the long slow rot theory, right? And I'm sure you guys have talked about a ton on this on this podcast is the idea that all of of our mental skills and all of our physical skills decline over time. And there's nothing we can do to stop this slide. And this was the story, unless you happen to be in your twenties,
Retirement brings both challenges and opportunities. Our guests on this retirement podcast this year have shared their insights on many of them including:
- What attitude will you choose to bring to your retirement?
- What could you say No to so you can say Yes to more important things?
- How could your retirement be enhanced by being kinder – to yourself?
- If you’re planning to age in place, why not upgrade to thriving in place?
- Is your retirement an opportunity to reinvent yourself?
- How could you design the long life that may still be ahead of you?
- If you’re a grandparent or may be in the future, how can you be an excellent grandparent from a distance?
Listen into these samples of the best conversations from the first third of 2023.
Links to the full conversations are below if you’d like to learn more:
Live Life in Crescendo – Cynthia Covey Haller
The Joy of Saying No – Natalie Lue
Self Compassion- Kristin Neff
Thriving in Place – Lisa Cini
The Power of Reinvention – Joanne Lipman
Design the Long Life You’ll Love – Ayse Birsel
The Long Distance Grandparent– Kerry Byrne
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About Retirement Wisdom
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need a different portfolio.
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many it includes a new version of work in some form– redefined on your own terms with more flexibility and meaning.
Schedule a call to see how the Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Some things are not as easy as you may think. And discerning the right Medicare choices for you is one of those things. When preparing to enroll in Medicare, or evaluating your coverage, it pays to look past the commercials, do your homework – and to read the fine print. When I researched Medicare in 2022, I engaged Diane Omdahl and her service 65 Incorporated. She’s written a new book Medicare for You: A Smart Person’s Guide and joins us today to discuss some key things you need to know.
Diane Omdhal joins us from Wisconsin
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BioThe author of Medicare for You: A Smart Person’s Guide, Diane Omdahl, RN, MS., is a nationally recognized Medicare expert and the author of Medicare and You: A Smart Person’s Guide.
In 2012, she co-founded 65 Incorporated, a company that provides one-on-one consultations to individuals dealing with Medicare. Her first company, Beacon Health, provided homecare agencies with Medicare compliance guidance from 1987 until she sold it in 2008. Diane has served as a technical expert for the Centers for Medicare and Medicaid Services (the organization that runs the Medicare program) and is a frequent speaker on Medicare-related issues. In addition to being a registered nurse, Diane holds a Master’s degree in Health Services Administration. Diane is a Forbes.com contributor on the topic of Medicare and has been featured in many national publications including the Washington Post, CBS MoneyWatch, Forbes, The Wall Street Journal Market Watch, Kiplinger, and many others. You can learn more about Diane at www.65incorporated.com and www.dianeomdahl.com.
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For More on Diane Omdahl
Medicare for You: A Smart Person’s Guide
65 Incorporated
i65 (Fiduciary Medicare Software & Consulting)
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Podcast Episodes You May Like
Where to Retire – Silvia Ascarelli
An Economist’s Take on Retirement Planning – Larry Kotlikoff
Breaking the Age Code – Dr. Becca Levy
The Unretirement Life – Richard Eisenberg
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Wise Quotes
On Setting Up Your My Social Security Account
“.. a very important step that they can do at any time in their life is to set up a My Social Security Account. That is the way that they will enroll in Medicare when it’s time. And we have run into people trying to enroll in Medicare who did not have an account. And it’s not always easy to set up. And people who have an account haven’t kept it up to date, they haven’t informed Social Security of their address change. And after a divorce, women with a name change, that’s quite involved. And with the Social Security offices just coming back out from Covid, many of them are still not open completely. If you have to submit documents, you don’t want to send originals in the mail. And so that’s what we say, keep it up to date. Then when you’re actually approaching 65, you can’t do anything until your initial enrollment period, which is three months before your birthday, unless it’s on the first of the month and it’s four months. But people like to start about six months in advance. Given they’re getting all of the advertising even earlier than that, we tell them that’s when you should start thinking about it. And one of our best pieces of advice is that they can toss out that stuff they get prior to age 65 because as they get closer and know what they need, then they can look for the specific information that will work for them.”
On The Two Medicare Paths
“The two Medicare paths is how Medicare is structured for most people over 65. It is probably the most important decision people will make going forward, yet people give it the short shrift. I read that on average people spend 14 hours shopping for a new car. What do they do when it comes to Medicare? They go with what their spouse has, or what works for a friend, or what’s in the commercials. With a car there are lemon laws, and in the worst case scenario, you’d lose your money and start over. With Medicare, in most states, you won’t be able to start over. So this decision is very important.”
On Researching Medicare Advantage
“…Don’t call the number on the screen. Again, when you read the fine print, it will say that this will connect you to an agent who may or may not be in your area, who may or may not be selling your plan, or may or may not be selling Medicare Advantage. I actually saw that on one of the commercials. So I tell people, if something interests you in the commercial, go to the Medicare Plan Finder, find that plan in your area, then actually go and look at the evidence of coverage. This is painful for many people trying to find the Evidence of Coverage, which is in the rules. It’s amazing what they say in the commercial and what the actual rules are. Two different stories. Then when you think you like the plan, contact a local agent or you can enroll directly with the plan. But never call that number because there’s been all kinds of reports about people who called the number, thought they were getting this and they thought their meds were covered, but then they weren’t.”____________________________
About Retirement Wisdom
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need a different portfolio.
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many it includes a new version of work in some form– redefined on your own terms with more flexibility and meaning.
Schedule a call to see how the Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
There’s more to life besides work people tell me. Cultivating outside interests and hobbies can enhance your satisfaction and prepare you for a satisfying life in retirement. Our guest today is a semi-retired attorney whose hobbies prepared him for a second act as an author. You don’t need to be an attorney or aspire to be a novelist to heed his advice on exploring hobbies that may be just right for you.
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BioJ.P. (Paul) Rieger, is a semi-retired real estate attorney whose encounters with the law loosely inspired his new novel Clonk! – a hilarious whodunnit set in the world of seedy lawyers and misfit detectives. An amateur guitarist, Paul played with the neo- psychedelic pop group United States of Existence in the 1980s. The band released a couple of 45s and an LP. Paul’s first novel, The Case Files of Roderick Misely, Consultant, was published in 2013. A Baltimore native, he lives in Towson, Maryland.
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For More on Paul Rieger
Clonk!
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Mentioned in This Podcast Episode
List of Hobbies from The Serious Leisure Perspective (Robert Stebbins)
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Podcast Episodes You May Like
The Third Act – Josh Sapan
The Fun Habit – Mike Rucker, PhD
The Power of Fun – Catherine Price
A Second Act after The Law – Mark Shaiken
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Wise Quotes
On Semi-Retirement
“I think that if you happen to have a career as a professional, you’ll probably never leave it fully because it’s part of who you are. And …there’s so many things you can do as a semi-retired professional – you can actually still work. And I have many of my attorney friends who are my age and older who got out of their bigger practice that now are just doing the things they want to. A lot of folks pro bono, volunteer work. There’s so many things you can do.”
On Hobbies
“I think having hobbies is absolutely crucial, and I want your listeners to know that it’s never too late to start a hobby. We become part of our careers where we start loving it so much, but we might become a little bit of a hostage to it. But you have to, I think, break away from that somewhat and think about things that you’re like doing and, and these would be your hobbies if you have them. And if not, it’s not too late to, to get them. There’s the Chinese proverb when’s the best time to plant a tree? 20 years ago. When’s the second best time? Right now. So I think hobbies are the same way. If you haven’t really developed hobbies, I would not worry, chill out. It’s never too late.”
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About Retirement Wisdom
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need a different portfolio.
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many it includes a new version of work in some form– redefined on your own terms with more flexibility and meaning.
Schedule a call to see how the Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
__________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Watching my favorite NBA team in playoff games in two different cities last week demonstrated that the second half is often quite different than the first half. The same applies to life. Your perspective, priorities and needs are likely to be different in your second half. Our guest today, James Hazelwood, offers a point of view on the second half of life and the role of wisdom.
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BioJames Hazelwood currently serves as Bishop of the New England Synod of the Lutheran Church (ELCA). His varied life experience as a pastor in congregations, a professional photographer, environmental education instructor, a disc jockey and ice cream scooper are all part of the mix that informs his work. He is the author of Weird Wisdom for the Second Half of Life, and Everyday Spirituality. He writes regularly at www.jameshazelwood.net
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For More on James Hazelwood
Website
Weird Wisdom for the Second Half of Life
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Podcast Episodes You May Like
Taking Stock – Dr. Jordan Grumet
From Role to Soul – Connie Zweig
Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller
From the NBA Hardwood to the Altar – Steve Javie
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Wise Quotes
On The Shift
“But something shifts at the midpoint. It’s typically in our forties, sometimes in our fifties. We just start to ask different questions.What’s all this that I’ve achieved for? What does it mean? One author (Wayne Dyer – The Shift:Taking Your Life from Ambition to Meaning) talked about it as the shift from success to significance. So the second half of life is really a turn inward. That doesn’t mean we stop working or raising a family. It just means that our priorities shift. Now, most everyone thinking about retirement is well into this second phase, and we’re just wondering about meaning and purpose. So for me, the second half of life is really defined by the search for soul.”
On Getting Unstuck
“I hear the word stuck from a lot of people in this phase. And what I say to them, That’s okay, now you’re ready to learn. So once you face your stuckness, it means it’s time to ask a new set of questions. Is my life connected to something larger than the day-to-day? Or Have I remembered to love and serve those around me? Or, There’s a lot of suffering, but how is my suffering a doorway into meaning? It’s these big deeper questions in the second half of life that we face. And so I’m just suggesting that we be intentional about looking at these questions, and I think if we do, we will find out that the second half of life is really the best half.”
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About Retirement Wisdom
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need a different portfolio.
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many it includes a new version of work in some form– redefined on your own terms with more flexibility and meaning.
Schedule a call to see how the Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The population of Americans age 65 and older is on track to double between 2010 and 2040. And that’s leading to increased investments in innovative solutions to serve the needs of older adults, in areas including healthcare and wellness, financial services, senior housing, social connectivity and caregiving. Abby Miller Levy, of Primetime Partners, joins us to discuss what she sees happening in the rapidly growing longevity economy.
Abby Miller Levy joins us from New York.
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Bio
Abby Miller Levy is the managing Partner & Co-Founder of Primetime Partners, an early-stage venture capital fund that invests in, and builds from the ground up, companies that can transform the quality of living for older adults. She has spent her career helping businesses and consumer brands grow as an operator, entrepreneur and advisor, most notably in the wellness sector. Prior to Primetime Partners, Abby was an executive at SoulCycle, where she oversaw business development and revenue growth outside the consumer studio business, with an emphasis on building new digital products as the Senior Vice President of Strategy & Growth. Abby has also been a Founder herself, teaming with Arianna Huffington to launch Thrive Global, a behavior change technology company focused on employee productivity and wellness. Abby served as President of Thrive Global and remains on the Thrive Board. Abby began her career at McKinsey & Company then led product development at OXO International. She is a graduate of Princeton University and Harvard Business School.
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For More on Abby Miller Levy and Primetime Partners
Primetime Partners
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Podcast Episodes You May Like
The Age Tech Revolution – Keren Etkin
Breaking the Age Code – Dr. Becca Levy
Are You Ready for The New Long Life? – Andrew Scott
Thriving in Place – Lisa Cini
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Resources Mentioned in this Episode
MIT Age Lab – Blog
MIT Media Lab
Stanford Center on Longevity – Longevity Briefing newslettter
Leonard Davis School of Gerontology at USC – Vitality Magazine
AARP Research
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Wise Quotes
On Primetime Partners
“And so that’s really the genesis for me of starting Primetime was really on trying to solve this issue for my parents, recognizing that there were a lot of businesses to be built. And so instead of building one individual idea or concept into a business, I thought, well, maybe I would build an investment platform to fund dozens and hopefully hundreds of other entrepreneurs to solve or build things in this white space. And then I, and my partner Alan Patricof – he has been an investor for the past 50 years, starting a large private equity firm called Apax Partners, and then Greycroft, which is a multi-billion dollar venture firm – was also in intrigued by this issue of how do we get older Americans starting businesses, people with expertise and wisdom and network and skills. And so we came together to start the fund in the Spring of 2020.”
On Innovation in the Longevity Economy
“But what we’re more interested at Primetime, because we’re an early stage investment fund is the amount of innovation going on in the space. And so just to put a bookmark in there, since we launched in summer of 2020, so almost three years ago, we’ve looked at 1,300 startups that would be included in the longevity economy. This includes healthcare businesses, financial service businesses, consumer and media businesses. There is a lot of new ideas bubbling up because entrepreneurs have recognized, and all the incumbents of this ecosystem have recognized we need to move faster to build the infrastructure we need to serve an older population.”
On Digital Therapeutics
“We do not invest in businesses that are in biotech, pharmaceuticals, medical devices, but they are very aggressively investing in solutions in this area about each of our organs age. And then there’s been this new area that I’m really excited about called digital therapeutics. And Digital Therapeutics is an area that still needs to be FDA approved, but it’s basically using behavioral health in digital interventions as opposed to metabolic or pharmaceutical interventions to postpone, delay or prevent different types of diseases. So I think that there is tremendous investment going into this area. And so that’s from both government and the private sector.”On Alternatives to Long-Term Care
“And then the third area is around alternatives to long-term care. 90% of Americans think that in-home care – these are home health aids and folks that come help with your daily activities of living – is covered by Medicare – and it’s as of today, it’s not. And the average American’s going to have a bill of $50,000 for in-home care. Now this excludes those big outliers of degenerative diseases like Alzheimer’s and Parkinson’s and things where that home health bill can be millions of dollars. But in this case, most Americans are unprotected for this. And so we’re very interested in products that protect Americans from the outlier healthcare expenses that can frankly bankrupt them.”
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About Retirement Wisdom
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need a different portfolio.
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many it includes a new version of work in some form– redefined on your own terms with more flexibility and meaning.
Schedule a call to see how the Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Is there more to wellness than a healthy diet? Dr. Alona Pulde and Dr. Matthew Lederman’s new book Wellness to Wonderful is down-to-earth with relatable guidance and practical advice for a healthy and vibrant life. Drs. Pulde and Lederman bring the book’s principles to life in WeHeal, a virtual healthcare model built on their book’s nine fundamental pillars of health: self, nutrition, activity, play, sleep, family & friends, work, spirituality, and the natural world. As evidence of the model’s efficacy, the Florida-based physicians point to results showing reversal of chronic illnesses like type 2 diabetes and heart disease, weight loss, and increased overall well-being. With chapters dedicated to each of the model’s core pillars, Wellness To Wonderful aims to guide readers from the stress and chronic illnesses arising from living in survival mode to a dynamic, thriving, and optimized life that is truly Wonderful.
Drs. Pulde and Lederman join us from Florida.
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BiosAlona Pulde, MD & Matthew Lederman, MD
Touted as doctors of the future by Dean Ornish, MD and with their work supported by many experts including Sanjay Gupta, MD, Dr Alona Pulde and Dr. Matthew Lederman combined conventional Western medicine, Chinese medicine, Lifestyle medicine, Nonviolent Communication, Polyvagal Theory, and Trauma-Informed, Somatic Principles & Pain Reprocessing to create their groundbreaking health paradigm. They have been successful corporate leaders, starred in the life-changing documentary Forks over Knives, lectured for eCornell, served as adjunct medical school professors and corporate medical advisors, and are NY Times bestselling authors.
Together they have co-authored six books, including The New York Times Bestseller Forks Over Knives Plan, Forks Over Knives Family, and Keep It Simple, Keep It Whole. They co-authored The Whole Foods Diet and The Whole Foods Cookbook with John Mackey, co-founder and CEO of Whole Foods Market. Most recently they co-authored, “Wellness to Wonderful,” interweaving medical science, psychology, spirituality, and life wisdom to help people achieve lasting health, vibrancy, peace, and joy. They consult for companies such as Whole Foods Market and serve on advisory boards for various organizations.
Alona Pulde, MD is a board-certified practitioner of Acupuncture and Oriental Medicine & Family Medicine Physician. She is particularly passionate about supporting clients with nutrition and women’s health.
Dr. Matthew Lederman is a board-certified Internal Medicine physician & CNVC Certified Trainer of Nonviolent Communication. He is particularly passionate about integrating mind-body health treatment and providing second medical opinions for patients with persistent chronic disease.
After ten years of serving Whole Foods Market as corporate Vice Presidents, helping launch their national comprehensive medical & wellness centers, coaching and retreat programs, and integrated hospital and insurance networks, Dr. Pulde and Dr. Lederman moved on to co-found their new venture, WeHeal, which is the culmination of decades of learning and practical experience organized into an easily accessible program that does everything just short of guaranteeing lasting health, joy and satisfaction in your life.
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For More On Wellness to Wonderful
WELLNESS TO WONDERFUL: 9 Pillars for Living Healthier, Longer, and with Greater Joy
WeHeal website
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Podcast Episodes You May Be Interested In
The Power of Fun – Catherine Price
Self-Compassion – Dr. Kristin Neff
Breaking the Age Code – Dr. Becca Levy
How to Make New Friends in Retirement – Dr. Marisa G. Franco
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Mentioned in This Podcast Episode
Forks Over Knives documentary
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Wise Quotes
On Wellness to Wonderful
“As a blessing and a curse, Matt and I are always maintaining curiosity around how to optimize our lives. And that’s what led us to nutrition and lifestyle medicine in the first place. Focusing on diet and activity and sleep and a lot of the areas that we generally associate with optimal health. But what we noticed along the road is even in optimizing our diet, even in getting enough sleep, even in being regimented about activity, we still weren’t feeling optimized. We were – well maybe – but we wanted our life to be wonderful. And you know, we say that in the book and it really resonates with us. But in a world of infinite possibilities, why can’t our life be wonderful? And so that kind of sparked the journey to what would make it wonderful. And we came upon the nine different pillars that we share in the book. And we feel like each one of those is a key element in taking your life from chronic disease to wellness and way up to wonderful.”
The We Heal Model
“So the essence of WeHeal model is based on these nine fundamental pillars. We call them our pillars of practice. And it really starts with a self in a discernment around what am I needing? What am I feeling? What am I needing? It’s an authentic connection with yourself to even have awareness that things aren’t working the way you’d like them to. And once we have that discernment, that awareness, then we can start tending to these other pillars. Things like activity and nutrition and sleep and play, which is something that is so important and we have completely forgotten about as adults – at least most adults have. Then our connection, not only our connection to family and friends and work and our coworkers, but a connection to spirituality or something bigger than us. We are not alone. And so many of us feel alone and isolated. So just that notion of connection to something greater than us and then to our natural world, to the world around us, to the animals and plants and the environment that we live in on a day-to-day basis. And what’s helpful about the nine pillars is that you don’t have to get ’em all right. You just have to tend to them and care about them and, and use that as a guide. In fact, it’s a lifelong journey.”
On Play
“I think one of the most beautiful gifts that play provides us is presence in that moment. You are so absorbed in something that is bringing joy and that you are having fun doing. And it’s really, it’s almost impossible to be stressed and mobilized and play at the same time. And that’s a huge benefit. You see children and children’s natural desire is to play. They also are naturally inclined to be very present. And that is something that allows us to have that discernment as well. When we are able to look at this moment, we’re so many of us are involved in kind of getting through the day, getting through our lives, and we don’t look back and say, Oh, what did I actually enjoy about today? What didn’t I enjoy about today? What would I like to be different tomorrow? Play gives us that opportunity to practice presence. Which is the definitely one of the keys to experiencing life as wonderful. Being present with what you’re feeling, being present with what you’re needing, being present with your connections, being present with the experience of eating and, it’s just even the activity. When you’re present with it, it’s just a different experience versus checking up the box and worrying about all the stuff you gotta do an hour from now. So if you really want to experience that, play – it’s fun. It also usually brings connection with other people. And that’s really essential also to experiencing a more joyful and satisfying life.”
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About Retirement Wisdom
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need a different portfolio.
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many it includes a new version of work in some form– redefined on your own terms with more flexibility and meaning.
Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Is there a pivot in your future? Perhaps you’re considering – or going through – retirement, semi-retirement, a second career or a major life transition. All of these entail getting unstuck and skillfully navigating a transition. Joanne Lipman, author of NEXT! The Power of Reinvention in Life and Work, interviewed people who have successfully steered through these shifts, along with experts who’ve studied them. She found a specific sequence of stages that unfold in these moves to reinvent yourself at different stages of life.
Joanne Lipman joins us from New York.
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BioJoanne Lipman is author of the No. 1 bestseller THAT’S WHAT SHE SAID and NEXT! The Power of Reinvention in Life and Work. An award-winning journalist, she has served as Editor-in-Chief of USA Today, USA Today Network, Conde Nast Portfolio, and The Wall Street Journal’s Weekend Journal, leading those organizations to six Pulitzer Prizes. She is an on-air CNBC contributor and Yale University journalism lecturer.
Lipman began her career as a reporter for The Wall Street Journal, ultimately rising to deputy managing editor – the first woman to attain that post – and supervising coverage that won three Pulitzer Prizes. While there she created Weekend Journal and Personal Journal, and oversaw creation of the Saturday edition. She subsequently was founding editor-in-chief of Conde Nast Portfolio magazine, which won Loeb and National Magazine Awards. Most recently, she served as Chief Content Officer of Gannett, where she was Editor-in-Chief of its USA Today and the USA Today Network, encompassing the flagship publication plus 109 metro newspapers including the Detroit Free Press, the Des Moines Register, and the Arizona Republic. In that role, she oversaw more than 3,000 journalists and led the organization to three Pulitzer prizes.
Lipman’s work has been published in numerous outlets including The New York Times, The Wall Street Journal, The Washington Post, Time, Fortune, Newsweek and the Harvard Business Review. She has appeared as a television commentator on ABC, NBC, CNN, MSNBC, and PBS, among others. She is a frequent public speaker, with engagements including the World Economic Forum in Davos, the United Nations, the Aspen Ideas Festival, TEDx, the International Lean In conference, the Federal Reserve Board, and the Milken Institute Global conference, and has worked with numerous companies on issues of gender equity, diversity and inclusion. She also is co-author, with Melanie Kupchynsky, of the acclaimed music memoir “Strings Attached.”
A winner of the Matrix Award for women in communications, Lipman was the 2019-2020 inaugural Distinguished Journalism Fellow at the Institute for Advanced Study in Princeton. She has served or is currently serving on boards including Yale University Council; the World Editors Forum; the Knight Commission on Trust, Media and Democracy; the Yale Daily News; Spirited Media; the Yale Alumni Magazine (where she served as chair); the Knights chamber orchestra, and the advisory boards of Data.world, Breastcancer.org, The Wire China, and the Yale School of Music. She is a member of the Council on Foreign Relations. She and her husband live in New York City and are the parents of two adult children.
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For More on Joanne LipmanNEXT! The Power of Reinvention in Life and Work
Website
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Podcast Episodes You May Like
The Skill Set for Life’s Transitions – Bruce Feiler
Self-Compassion – Dr. Kristin Neff
The Future You – Brian David Johnson
How’s Your Network? – Kelly Hoey
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Mentioned in This Podcast Episode
New York Times article: Want to Make a Change? Conjure Your ‘Possible Selves’
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Wise Quotes
On The Stages of Reinvention
“I call it the reinvention roadmap. And the four steps are Search, Struggle, Stop, and Solution. And I’ll go through those real quick and then we can kind of dig in if you would like. The Search, the first step, what’s interesting about this is when you are collecting information, you’re collecting experiences. You are accumulating knowledge. But the really cool thing about this step is you’re you’re sucking in all this information that will ultimately lead to a transition, except very often you’re not aware of it. It’s unintentional, which is so interesting. It’s going to lead you somewhere unexpected. The second stage, is the Struggle. The Struggle is when you start to disconnect from your previous identity, but you have not quite figured out the new identity where you are going to. We don’t like to talk about this stage because it’s really uncomfortable. It’s kind of miserable, honestly. And when we go through it, we tend to think we’re all alone and that we are the only people in the world going through this. Everybody else is on this glide path to success, and only we are struggling. But the key here is to know that when you’re in the midst of this struggle, you’re not alone, because everybody goes through it. And you feel like you’re standing still or you’re stuck, but you’re actually not, you’re actually moving forward. But this stage can last for quite a while for some people, and often it doesn’t end until you reach the third stage, which is the Stop. So the Stop is something that pulls you out of your routine. It could be something that you choose like, I quit my job or I retire.”
On Possible Selves
“I just wrote a piece in The New York Times about this, about the idea of thinking about your possible selves. Now that’s a psychological term, but essentially what it means is to imagine what you might be, what you could be, and to go beyond the daydream to take some sort of action on possible selves. So that means if, let’s say I’m pivoting in a career, take a course or shadow someone, or do an informational interview. Don’t just like sit with it and cogitate. You’ve got to get out of your own brain.”
On Expert Companions
“I’ll give you a second one. This one I love and it is called the Expert Companion. You want to find your expert companion and speak to that person. So an Expert Companion, I’m borrowing that phrase actually from trauma psychologists who I interviewed who work with trauma patients, survivors who actually experience what’s called post-traumatic growth. We all know about post-traumatic stress. This is people who actually can grow and find something positive in the wake of a disaster. And these psychologists say that the survivor needs to talk to someone who can help them rethink their narrative. I think we all need an Expert Companion – all of us. And that person is someone who has an objective view of you, who can reflect back to you what your real strengths and talents are. And if you think about it, we all have sort of innate talents that very often we don’t even recognize because they come to us so easily. Or if we do recognize them, we tend to kind of diminish them because it seems like everybody can do that. We don’t recognize how unique it is. So your Expert Companion can reflect back to you where your strengths are, what they see in you. And it very often could be surprising to you – or it can certainly help you focus on where you want to pivot to. And by the way, the Expert Companion can be a coach like you, it could be as well it could be a friend or a family member. But the key is that they’re helping you. They’re not actually telling you what to do, which is really important. They don’t tell you: go do this. What they say is, what I see in you is this. And that helps you in turn, make your own decisions about where you wanna pivot to.”
____________________________About Retirement Wisdom
Are you clear on what’s next for you? Don’t put it off. Get started on designing your future. Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you defeat uncertainty, gain clarity and direction.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Getting older is something to celebrate according to today’s guest Cathleen Toomey, of the RiverWoods Group. But there are also realties to plan ahead for and adjust to along the way. You’ll want to do your homework and get sound advice so you’re well-educated on the options available for you to consider. And if you’re planning to age in place, you’ll want to hear what Cathleen has to say about that option.
Cathleen Toomey joins us from New Hampshire.
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BioCathleen Toomey has led the sales and marketing efforts of the RiverWoods Group since 2007, during a period of expansive growth, when the organization doubled their size. She has done a TEDx talk “Secrets to Successful Aging“; and is a frequent presenter. In 2021, she launched a podcast, Seniority Authority, “Let’s Get Smarter About Growing Older” to answer questions on aging. New Hampshire PBS recently aired a short series featuring Cathleen’s Seniority Authority content.
Prior to RiverWoods, Cathleen’s extensive brand building experience included work for Timberland, Stonyfield Farm, Babson College and Bentley University. A graduate of Fordham University (MA) and Fairfield University (BA), Cathleen began her career in ad agency work in New York City.
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For More on Cathleen Toomey
Insider’s Guide: Choosing a Continuing Care Retirement Community
Seniority Authority podcast
Video series on New Hampshire PBS
RiverWoods Exeter website
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Podcast Episodes You May Like
Where Will You Live Next? – Ryan Frederick
An Anti-Ageist Second Act Business – Jan Golden
Are You Ready for The New Long Life? – Andrew Scott
Where to Retire – Silvia Ascarelli
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Mentioned in this Podcast Episode
Arthur Brooks
Robert Waldinger
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Wise Quotes
On Celebrating Aging
“I am very positive about aging. I think aging is a great thing because if you’re not aging, you’re dead!
“The biggest fallacy that people have when they think about retirement is they say, “I’m going to age in place” and I’m putting quote marks in for your listeners age in place. Age in place means nothing. Age in place is a way to say, I’m going to stay in my house and ignore the world and myself changing. So if you want to age in place, you have to modify your home. You have to set aside money for internal caregivers. You have to make a plan, you have to share it with your financial advisor, your kids, et cetera. You can’t just stay in your home and say, I’m aging in place – because that’s not a plan. So my big message to to your listeners is no matter what age you are, assuming you’re let’s say over 60, make a plan, cost it out, share it with your financial advisor, your elder care attorney, your attorney, your kids and and think about that. And if your plan is that your kids are going to take care of you, tell them. Let them in on that.”
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About The Retirement Wisdom Podcast
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction. Learn more about our One and One coaching and small group programs. Take the first step toward your new life today.
Are you prepared for the non-financial side of retirement? Take our free quiz and see what you should be preparing for in your retirement planning.
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About Your Host Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Are you kinder to others than you are to yourself? Dr. Kristen Neff is a leading researcher on self-compassion. She shares with us the multitude of benefits of self-compassion and how to learn the skill of being kinder to ourselves – and turn your inner critic into an inner ally.
Kristin Neff joins us from Austin, Texas.
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BioKristin Neff received her doctorate from the University of California at Berkeley, and is currently an Associate Professor of Educational Psychology at the University of Texas at Austin.
During Kristin’s last year of graduate school she became interested in Buddhism and has been practicing meditation in the Insight Meditation tradition ever since. While doing her post-doctoral work she decided to conduct research on self-compassion – a central construct in Buddhist psychology and one that had not yet been examined empirically. Kristin is a pioneer in the field of self-compassion research, creating a scale to measure the construct almost 20 years ago. She has been recognized as one of the world’s most influential research psychologists. In addition to writing numerous academic articles and book chapters on the topic, she is author of the book Self-Compassion: The Proven Power of Being Kind to Yourself, and her latest Fierce Self-Compassion: How Women Can Harness Kindness to Speak Up, Claim Their Power and Thrive.
In conjunction with her colleague Dr. Chris Germer, she has developed an empirically supported training program called Mindful Self-Compassion, which is taught by thousands of teachers worldwide. They co-authored The Mindful Self-Compassion Workbook as well as Teaching the Mindful Self-Compassion Program: A Guide for Professionals. She is also co-founder of the nonprofit Center for Mindful Self-Compassion.
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For More on Dr. Kristin Neff
The Mindful Self-Compassion Workbook: A Proven Way to Accept Yourself, Build Inner Strength, and Thrive
Website
The Mindful Self-Compassion Program (8 week course)
Research Overview:
Self–compassion: Theory, method, research, and intervention
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Podcast Episodes You May Like
Chatter & Your Inner Voice – Ethan Kross
Happier Hour – Cassie Holmes, PhD
Retire Happy – Dr. Catherine Sanderson
The Emotional Side of Retiring – Kate Schroeder
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Mentioned in This Podcast Episode
New Study:
Resilience and Enhancement in Sport, Exercise, & Training (RESET): A brief self-compassion intervention with NCAA student-athletes
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On the Benefits of Self Compassion
“The research is very, very clear. There are both mental and physical health benefits of self-compassion. So if you think of the word in Latin – compassion – passion means suffering. It’s how are we with our suffering? And if we aren’t with it in a healthy way, in other words, if we dive into it or we become overwhelmed by it, we may develop depression or anxiety or sleep disorders, eating disorders, and then it also may start affecting our health. We might have a lot of cortisol, high blood pressure, and it can have these knock-on effects. So what happens with self-compassion is when we’re struggling, we’re hurting in some way. If we’re there for ourselves, like we would be for a supportive friend, that means we’re stronger and we’re more able to deal with the tough stuff without being knocked over by it. And so it’s linked to better mental health, not only fewer negative things like depression, anxiety, stress, but also positive mind states like happiness and optimism. And that’s because if you think about it, kindness and connectedness, these are positive emotions. So we’re kind of framing our difficulty. We aren’t pretending it’s not there, but we’re just being kind and supportive ourself to ourselves in the midst of the difficulty. And these are positive emotions that help us cope. And then that’s in turn linked to physical health. So for instance, we’re more self-compassionate, our cortisol levels are lower. We’ve got greater heart rate variability, for instance, and that means we also sleep better because we aren’t just beating ourselves up all night so that we can’t sleep. And so it’s linked to both physical and mental wellbeing.”
On Asking What Do You Need?
“The quintessential self-compassion question is, what do I need? And often we don’t even ask ourselves that question. It’s been dictated to us: Oh, I need to go to college. I need to get a graduate degree. I need to get a job. I need to have children. I need to send my children to college. I need to do this and this and this. We don’t ask ourselves: Well, what do I need? And again, one are the beauties of retirement is you can actually pause and say: Well, what is it that I need? What is it that I value? What’s really important to me? But you need to do it for yourself at this point. No one else is doing it for you. The structure isn’t given from the outside, it’s given from the inside. But it’s a beautiful time to be able to do some exploration of what are my values, what really gives me pleasure, what’s important to me. For many people, it’s a time of will actually service giving back that gives me pleasure.”
On Learning the Skills of Self Compassion
“So I started researching self-compassion in 2003, and then in 2008 I met, someone named Chris Germer who said: Kristin, I love your research, but it’s not enough just to research this stuff. You need to teach people how to be more self-compassionate. And then you can research that. And so I started teaming up with him. He had much more experience leading workshops. I had no experience in that area. And so we created something called the Mindful Self-Compassion Program, an eight week empirically supported program, with really good benefits. And so the workbook basically walks you through that eight week program, but in a workbook format, exercise by exercise. And it’s actually our bestselling book, my bestselling book, because if you want to learn self-compassion, it’s like all there. All the steps you need to learn self-compassion are in the workbook, all the basic concepts. It kind of takes you through an order starting small, working your way up. And it really lays out the skills of self-compassion. And they are skills. It is a resource. The good news is even if you aren’t used to doing it, it’s not a totally new skill because almost everyone has developed the skill of compassion for others. We know what it sounds like. We know what it feels like. The skill is just giving yourself permission to turn this resource inward and then not just outward. So it’s actually easier than you would think to practice self-compassion. The biggest hurdle is giving yourself permission and remembering to do it. But the workbook can be really handy for that reason.”
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About Retirement Wisdom
Are you clear on what’s next for you? Don’t put it off. Get started on designing your future. Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you defeat uncertainty, gain clarity and direction.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Have you ever worked on being more mindful? It takes practice and patience. But mindfulness may help you age wisely. Berit Lewis, author of Ageing Upwards: A Mindfulness-based Framework for the Longevity Revolution, believes so. In her view, “Ageing isn’t about decline. It’s about transition.” Listen in for how mindfulness can enhance your life in the years ahead.
Berit Lewis joins us The Netherlands.
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BioBerit Lewis is an accredited MBSR (Mindfulness Based Stress Reduction) Teacher, trained in ACT (Acceptance and Commitment Therapy) and also trained at Mindfulness in Schools Foundations (MiSP) to teach .B Foundations for teachers.
She is a category 1 member of VMBN (Vereniging Mindfulness Based Trainers Nederland en Vlaanderen) and holds a BA (Honours) in Psychology, a MA of Communication and a MSc of Vitality and Ageing. She has extensive experience in teaching MBSR courses in groups or to individuals.
Recently as part of her master thesis at Leyden Academy for Vitality and Ageing she developed, taught and researched an online Mindfulness Based Vitality and Ageing (MBVA) course for older persons. She has previously also developed a successful mindfulness course for teenagers.
Before founding Thriving Life she worked as a communication – and PR – specialist in Denmark and Australia – including 10 years as a communications specialist at the Danish Defence. Berit is Danish, married to a Welshman and lives in the Netherlands with two teenage children.
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For More on Berit Lewis
Ageing Upwards: A mindfulness-based framework for the longevity revolution
Thriving Life (Website)
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Podcast Episodes
Honest Aging – Rosanne Leipzig, MD & PhD
Chatter & Your Inner Voice – Ethan Kross
Are You Living Gratefully? – Kristi Nelson
Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller
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Wise Quotes
On Successful Aging
“I really think that that whole term Successful Aging is hugely misleading. So, it’s success criteria for, for what? To avoid ageing? To stay young.? And it also really feeds into this whole story we have in our culture about aging being bad and it’s something we should avoid. Ageing is not about decline. It’s about transition. And so if we want to really use the term Successful Aging, I think the success criteria should be more how to embrace these transitions – according to what each one of us and as individual thinks is important to us. And the four skills that I mentioned in my book, Ageing Upwards, is to be aware of this ability to change our mindset, to see things in a different perspective and, and to be able to broaden out our awareness so that we can meet all the challenges we see with affection and self-compassion.”
On Mindfulness
“That whole idea about being in the present moment and relaxing is a part of mindfulness. It helps us to practice our ability to pay attention to the present moment, and for some people it also helps them calm down their nervous system. But I think there’s so much more to mindfulness than just being present. The true benefit from mindfulness really lies when we start to see, to gain this awareness as I explained before, so we are not just in the present moment, but we are aware of being in the present moment. It’s like this extra layer of it.”
On Learning to Practice Mindfulness
“Unfortunately, mindfulness is not a quick fix. I wish it was. It takes a lot of time and effort and it can also be unpleasant because we are seeing things that we might not want to see. And instead of running away from discomfort and pain, we’re turning towards it and meeting it with curiosity. So that’s what you have to be prepared for. And what’s funny is a lot of people, whenever I teach mindfulness, they come back to me after maybe three weeks and say, I’m supposed to feel less stressed by doing this stress reduction course, but all of a sudden I have more thoughts. And they don’t really notice the thoughts more, they become much more aware of the busyness that we have in our head. And in the beginning it can actually be a source of even more stress. So that’s also something that you might want to be prepared for when you you go into mindfulness – and it’s the beginning. But then eventually you start to see what it all is and how you can also cope with it. So it’s not easy to learn mindfulness. It does take some time. It’s like learning any new skill really. When you learn to play the violin or play soccer, it takes time and you’ve got to practice it. And finally, another thing that’s also hard is you can’t understand mindfulness with your intellect alone. It’s not something you can just read a book about and understand. It’s really something you have to practice. You have to feel it with your body and your senses and trying to let go of this analytical brain that most of us spent most of our time in.”
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About Retirement Wisdom
Are you clear on what’s next for you? Don’t put it off. Get started on designing your future. Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you defeat uncertainty, gain clarity and direction.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy._____FREE NewsletterWhat Will Your “Retirement” Story Be? Wisdom Notes keeps ideas and inspiring stories coming your way once a month as you create your own.
If you’re planning for retirement, are you planning for longevity? And not just from a financial perspective. Be intentional about planning how you’ll live your long life. Don’t settle. Award-winning product designer Ayse Birsel joins us to share her insights and creative design thinking tools that can help you design your life to be full of love, purpose, well-being, and friendship. Her new book, Design the Long Life You Love: A Step-by-Step Guide to Love, Purpose, Well-Being, and Friendship, is based on her co-design research with older adults. It can help you craft the next phase of life and make the most of your longevity.
Ayse Birsel joins us from New York.
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BioAyse (pronounced Eye-Shay) Birsel is one of Fast Company’s Most Creative People 2017. She is the author of Design the Life You Love, A Step-By-Step Guide to Building A Meaningful Future. On the Thinkers50 shortlist for talent, she gives lectures on Design the Organization You Love to corporations. Ayse writes a weekly post on innovation for Inc.com.
Ayse designs award-winning products and systems with Fortune 100 and 500 companies, including Amazon, Colgate-Palmolive, Herman Miller, GE, IKEA, The Scan Foundation, Staples and Toyota.
She is the recipient of numerous awards including Interior Design Best of Year Award in 2018 for Overlay, a new Herman Miller system, multiple IDEA (Industrial Design Excellence Awards) and Best of NeoCon Gold Awards, Young Designers Award from the Brooklyn Museum of Art and the Athena Award for Excellence in Furniture Design from Rhode Island School of Design. Ayse is one of only 100 people worldwide to be named as one of the Marshall Goldsmith 100 Coaches—a program Goldsmith conceived during Ayse’s Design the Life You Love program—along with the President of the World Bank, the head of the Rockefeller Foundation and the President of Singularity University. She is a TEDx speaker. Her work can be found in the permanent collections of the MoMA, Cooper Hewitt National Design Museum and Philadelphia Museum of Art.
Born in Izmir, Turkey, Ayse came to the US on a Fulbright Scholarship and got her masters degree at Pratt Institute, New York.
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For More on Ayse Birsel
Website
Design the Long Life You Love: A Step-by-Step Guide to Love, Purpose, Well-Being, and Friendship
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Retiring? You could just wing it… But why not be intentional – and design your new life in retirement?
Join our Small Group Program starting April 12th: Learn more here
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Mentioned in This Podcast Episode
Learned Optimism – Explanatory Style
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Podcast Episodes You May Like
Design Your Life and Get Unstuck – Dave Evans
Are You Ready for The New Long Life? – Andrew Scott
The Joy of Saying No – Natalie Lue
Retire Happy – Dr. Catherine Sanderson
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Wise Quotes
On Design Thinking
“Design thinking is creative problem solving in a nutshell. And what led me to apply it to my life was, many, many years ago, I was part of a group of women CEOs and we were asked to define our life’s mission in one sentence. And I said in the moment – and I don’t know why I said it – I said, my mission in life is to design the life I love. And then eventually that’s what I ended up doing because I developed a design thinking process that I called Deconstruction-Reconstruction. And then the two things came together and I remembered, hold on one second, our life is our biggest project. It’s like a design project full of challenges and criteria – things that we want and we need, and what if I apply my process to it? And it started as an experiment.”
On The Most Important Factor in Life Design
“Optimism. And that’s what I saw. So we did this year-long research with people who were 65 and older all the way to 90 plus, and we asked them to come and design their life with us. And the one thing across the board that I saw in everybody was optimism. And nobody said to us, even the people who were in their nineties, nobody said, aren’t you a little late? They were all like, Yes, I’m here to design my life. That’s the idea.”
On Designing What to Avoid
“It’s really important to know what to avoid because if we are intentional about those things, we can make time and space for things we love. And that’s why I want to remind people, it’s not just only about things you want to include, it’s also about things you want to get rid of. And so the things that people talk about, three came to mind. One is they say yes to too many things. So they want to learn to say no. And what’s good about that is if you can say no to things, you’re making time for other things, for new things, maybe things that are important to you. So one is to avoid saying yes to everything. The other thing that came from our research was toxic friends, especially older people, were very clear about saying no to toxic friends and saying, I don’t have time for this. So I thought that that was really interesting. And then the third one is living life not being true to yourself. And this comes from some research that was done with people who were dying about their wishes, things that they wish they had done. And Joe, the number one thing is, I wish I had lived a life true to myself and listened less to other people or what other people expect of me. So that, that also comes up in our research. And frankly, designing your life or designing your long life is all about being true to yourself.”
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About Retirement Wisdom
Are you clear on what’s next for you? Don’t put it off. Get started on designing your future.
Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you defeat uncertainty, gain clarity and direction.
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Retiring? You could just wing it…
But why not be intentional – and design your new life in retirement?
Join our Group Program starting April 12th – Learn more here – Early Bird Pricing ends 3/27.
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Spring is here and travel plans are in full swing. Where are you headed in the months ahead? Before you finalize your packing list, our returning guest Francine Toder, recommends a few things that can make your travel experience richer. Listen in for why you’ll want to bring along curiosity, a beginners mind and mindfulness to your next adventure. She discusses her interesting book Inward Traveler: 51 Ways to Explore the World Mindfully, practical tips to make your upcoming travel meaningful – and how to use it to try out new behaviors – and even a new you…
Did you miss Francine’s first visit with us to discuss The Vintage Years? Listen here
Francine Toder joins us again from the San Francisco Bay Area.
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BioFrancine Toder, Ph.D. retired from the faculty at California State University, Sacramento and then recently retired from private practice as a clinical psychologist. Her newest book is: “Inward Traveler: 51 Ways to Explore the World Mindfully,” Whether you travel across an ocean or just across a street, “Inward Traveler” provides ways to sense the world deeply and in the present moment. Prompts in the 51 chapters guide your explorations.
Her previous book, “The Vintage Years: Finding Your Inner Artist (Writer, Musician, Visual Artist) After Sixty,” began to take shape after she thought about retirement and meaningful ways to spend her new-found time, and positive aging in general. She rented a cello, found a teacher and began learning to play this life-size instrument, which she now practices daily – proof that it’s never too late to learn, but more importantly that the fine arts may be the best way to stimulate brain growth and enhance health past sixty, according to recent neuroscience research. The book is not a memoir but based on neuroscience research and interviews with late-blooming artists of all kinds.
Toder is also the author of “When Your Child Is Gone: Learning to Live Again” and “Your Kids Are Grown: Moving On With and Without Them.” Her extensive writing on diverse topics has appeared in magazines, professional journals, and edited-book chapters. She resides with her husband in the San Francisco Bay Area where she continues to write and play music on her cello.
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For More on Francine Toder, Ph.D.
Inward Traveler: 51 Ways to Explore the World Mindfully
Website
Guided Autobiography program
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Podcast Episodes You May Like
Living for Pleasure – Emily Austin, PhD
Live Life in Crescendo – Cynthia Covey Haller
Happier Hour – Cassie Holmes, PhD
An Artful Life – John P. Weiss
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Wise Quotes
On Your Alter Ego On The Road
“It gives us permission to try on an alter ego or to be a different person. We can try on new behaviors and get away from old, ineffective or detrimental patterns. Repeating the same thoughts and behaviors in the same context always produces the same results, but a journey of any kind can kind of shake up the context and allow you to create new links to new outcomes. Also, nature is therapeutic. It’s soothing and plentiful, even in big cities. Remember, parks are everywhere. In fact, I was in Berlin last October and I was amazed at the green space in that very populated city. So you can always find a place to rejuvenate yourself or try on new behavior…You have nothing to lose when you try on new behaviors with strangers who you’ll never see again. If you know you talk too much, you could try being what I call an involved listener, just being much more of a listener than a talker. If you generally are shy, you can try initiating conversation.”
On Mindful Staycations
“If you can’t travel, then that is an option that’s available to you. And I think sometimes people feel resentful. Either they don’t have the time for travel or the money for travel or their body won’t cooperate because they don’t have the mobility. So the first thing when you plan a staycation or a three day weekend might be to put aside any resentment or disappointment that it can’t be more or can’t be bigger. Make the time to make the time and the place grand. For example, would an overnight camping trip along the river and a trail ride on a horseback satisfy your craving for a longer ranch stay? That’s if you actually have the mobility and you can get away. But locally, would a weekend with long baths and yoga classes on YouTube and healthy meals give you the feeling of a spa? Well, it’s not a spa, but it might. It could feel like one. Or what about a big city day trip with visits to a museum that you haven’t been to before or botanical gardens? By the way, I never saw the Statue of Liberty until I was in my mid-twenties living far away and came back to New York, which is where I’m from. Obviously if you are listening, you can tell that. And my husband, who was a Midwesterner, took me to the Statue of Liberty. Now why? Well, it just was like background noise. And that’s a terrible thing to say, but I think that is the way people deal with their own locale. So, take a bus tour, take a trip to someplace that you haven’t really thought about in your local community and just remember your searches for good substitutes during the covid lockdown. People were really creative of them because everyone was going stir crazy and you had some things that you were able to do. Remember what those are.”
On Being Present While Traveling
“Stay open to your experience. Watch how kids approach anything new with wonder and curiosity. Get close to experiences…Enter the experience fully with all of your senses. Be there in real time. Remember real time is the only time you have.”
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About Retirement Wisdom
Are you clear on what’s next for you? Get started on designing your future.
Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you defeat uncertainty, gain clarity and direction.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
You could just wing it…
But why not be intentional – and design your new life in retirement?
Join our Group Program starting April 12th – Learn more here – Early Bird Pricing ends 3/27.
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Are you a grandparent or is that potentially in your future? According to The Economist, grandparents comprise 20% of the world’s population. And it’s estimated that about half are long distance grandparents who do not live in close proximity to their grandchildren. (And if you’re not a long distance grandparent today, stay tuned – you could be someday). According to a study by AARP, while half of today’s grandparents are long distance grandparents, it’s on the rise. Kerry Byrne, PhD, founder of The Long Distance Grandparent, is on a mission to provide grandparents with the tools to build strong and meaningful relationships with their grandchildren.
Kerry Byrne joins us from Toronto.
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BioKerry Byrne, PhD, has studied aging and care for 25 years. She is the Founder of The Long Distance Grandparent, a mission driven business helping grandparents build strong bonds with their grandchildren from a distance.
From universities to businesses and not-for-profits to policy think tanks, Kerry’s approach to any challenge is solution – focused and strengths-based. That’s why she focuses on practical, but meaningful ways to build bonds with your grandchildren.
As a mum to 2, with grandparents living at a distance, she believes children need their grandparents, now more than ever – no matter the distance between.
You can find her on any given day working hard to make sure grandparents and grandchildren from all over the world are connecting in meaningful and fun ways.
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For More on Kerry Byrne, PhD
The Long Distance Grandparent
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Mentioned in This Podcast Episode
The Age of The Grandparent Has Arrived – The Economist
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Podcast Episodes You Make Like
The Mindful Grandparent – Dr. Shirley Showalter
Where Two Worlds Meet – Jerry Witkovsky & Deanna Shoss
All Grown Up – Celia Dodd
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Wise Quotes
On the Age of the Grandparent
“I think people are surprised by a couple of things. One is the sheer number of grandparents that we have. So The Economist just published a great article called The Age of the Grandparent has Arrived, and they had some fancy demographics. Look at how many grandparents we have in worldwide: there are 1.5 billion grandparents. There are over 70 million grandparents in America alone. I think the other stat that is very surprising to people is the age at which someone usually becomes a grandparent, because that’s 50 for women, a touch older for men, but not much more. And the third one I would say is that around by the time someone hits 75, almost 90% of people are a grandparent. So this is a huge burgeoning group, with quite a long period of time to contribute and to be intentional in their grandparenting.”
On Play
“And I think sticking to it is really important and being willing to try new things and be silly and playful. Play really builds trust. That’s how we build relationships with grandchildren of all ages. So whether they are 2 or 22, don’t be afraid to do something that’s just a little bit silly to surprise and delight them in that connection. Send them a funny face selfie. A 22 year old grandchild will think that’s really goofy, and a teenage grandchild might roll their eyes at that, but that’s a connection point and that’s how we connect with people, really all of our relationships are very much based in play.”
On Being a Grand Encouragement Officer
“Grandparents are the GEOs of their family – and this is a Grand Encouragement Officer. We see this in the research that grandchildren who report emotionally close relationships, to their grandparents also report high levels of affectionate communication. The researchers call it affectionate communication. I call it a word hug or being a GEO. So letting your grandchildren know that you love them, you miss them, you are proud of them, that they’re special to you and that you enjoy spending time with them. Those are the key things to remember to always say. And so just having a little chat with yourself on the way to go see your grandchildren and just to remember to tell them that you are proud of your granddaughter because she learned to walk. What a what an extraordinary thing to do and that you’re just so proud of that achievement. But you can imagine that this applies to someone who’s 19 going off to college like Wow, you’re almost through your first year of college! And that was such a big thing to do to move away from home. Grandparents can really be the encouragers. Be the GEOs of the family.”
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About Retirement Wisdom
Are you clear on what’s next for you? Get started on designing your future.
Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you defeat uncertainty, gain clarity and direction.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Ready to Design Your New Life in Retirement? Join our Group Program starting in April – Learn more here
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Healthy aging and positive aging are topics you’ll want to learn more about as you’re planning for retirement. Dr. Rosanne Leipzig, author of Honest Aging: An Insider’s Guide to the Second Half of Life, highlights what you need to know – and what you’ll want to do now that you’ll be glad you did later in life.
Dr. Rosanne Leipzig joins us from New York.
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BioInternationally recognized in the field of geriatrics, Dr. Rosanne Leipzig is a trailblazer in transforming the way we approach aging individually and as a society. In her 40+ year career, she has treated thousands of patients and trained hundreds of doctors and practitioners in all specialties of medicine. She is the Gerald and May Ellen Ritter Professor and Vice Chair, Emerita of the Brookdale Department of Geriatrics and Palliative Medicine at the Icahn School of Medicine at Mount Sinai in New York City. Her new book, Honest Aging: An Insider’s Guide to the Second Half of Life, was published in January, 2023 by The Johns Hopkins University Press.
Dr. Leipzig’s life-long commitment to older adults began with her grandmother who lived with her family for 8 years after developing cancer, yet decided at age 75 she wanted to be on her own again, so got an apartment where her closest friends lived. She later developed a cancer recurrence and spent several years in a nursing home. Her ‘Bube’ taught her how, no matter how old you are or where you are living, there are ways to have an engaged and meaningful life. She also taught her to try to be open and flexible as things change in life.
During her career as a doctor, she has received numerous awards. She has been repeatedly named as one of the Best Doctors in America (Woodward/White, Inc.), America’s Top Physicians (Consumers Research Council of America), a New York Times SuperDoc, and one of New York Magazine’s Top Doctors for Geriatric Medicine. She has appeared on The Today Show, CBS Evening News, CBS Sunday Morning, CNN, and AARP Webinars, and has been published in TIME magazine, the New York Times, the Wall Street Journal, Bottom Line Health, AARP The Magazine, Consumer Reports, and American Medical News, among others.
She has published over 100 scientific articles and published two groundbreaking books on geriatrics. For over 20 years, she has been the editor-in-chief of Focus on Healthy Aging, a monthly newsletter. Dr. Leipzig has served as in a variety of Advisory capacities including: As a member of the United States Preventive Services Task Force (USPSTF), she championed changes in prevention and screening recommendations for older adults, and as a member of the Board of Directors of the American Board of Internal Medicine she advocated for and achieved greater representation of knowledge of care for older adults in physician certification examinations.
Dr. Leipzig’s latest book, Honest Aging: An Insider’s Guide to the Second Half of Life, describes what to expect physically, psychologically, functionally, and emotionally as you age, what you can do to adapt to your new normal. Martha Stewart calls it, “… essential reading for anyone who is growing older, or whose loved ones are growing older – in other words, for all of us!” A nationally recognized thought leader Dr. Leipzig has brought her expertise to dialogues with organizations as varied as the FDA, the American College of Cardiology, and AARP. Additionally, she is widely sought-after speaker for medical symposia and community forums. Rosanne Leipzig believes that as a society we need a paradigm shift on how we, as individuals, organizations, and society, think about and react to aging, and how we can move from unconscious ageism to a more honest aging. The goal is a more engaged and meaningful life at every stage of life.
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For More on Dr. Rosanne Leipzig
Honest Aging: An Insider’s Guide to the Second Half of Life
Website
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Podcast Episodes You May Like
Breaking the Age Code – Dr. Becca Levy
Better Sleep, Better You – Dr. Frank Lipman
Ageism Unmasked – Dr. Tracey Gendron
Successful Aging – Daniel Levitin
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Wise Quotes
On Aging Well
“…immerse yourself in multi-generational communities. You really need to have people in your life of all generations. Find a role model or two of older people who’ve done it the way you would like to do it. And start thinking about, and I think that’s what this podcast is all about, what your old age will be like. And I don’t mean just financially. The other thing I would say is start reconsidering what the term independence means. We think of teenagers, they want to be independent and that means they wanna be away from their parents. They don’t want to have anything to do with anybody. As you get older, I think independence means having the ability to do the things you really want do to, whatever it takes to get there. Stay flexible. We can get very, very rigid – and that can happen in our twenties. Okay? But as you get older, we never have a lot of control over what happens, but we think we do. As you get older, you have less. And if you’re flexible, you can figure out creative ways to deal with what comes your way and have an a meaningful and engaging life.”
On Cultivating a Positive Mindset
“I think the first thing is to recognize that if we’re lucky, we’re all going to get old. Okay. And so all of this negative press that we have about older people is really being prejudiced about our future selves. We’re going to have to live with that. And there’s a lot of data that shows that if you have a negative image of aging, then you will not do as well in your old age. You won’t do as well on hearing tests. You won’t do it as well on memory tests. And you certainly won’t let yourself try new things as often. So I think that’s the first thing. I’m sure you’ve talked about ageism and how rampant it is in our society. And I think really opening ourselves up to recognize this is just another stage of life. You went through your childhood, you went through your adolescence, your adulthood. Now you’re an older adult and at some point you’re going to be old or elderly, whatever word you like. But it doesn’t mean you have to stop. And I have had patients who have stopped and it is a horrible thing to see. They could have done so much more for 20 more years and they just called it quits. And I have other patients who say, you know, my life began at 80…So I think it’s really recognizing the self-fulfilling prophecy that’s in there and also standing up and resisting ageism wherever you see it.
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About Retirement Wisdom
Are you clear on what’s next for you? Get started on designing your future.
Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you defeat uncertainty, gain clarity and direction.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of life and retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
If you’re listening to this podcast, the question of what’s next is probably on your mind. Here’s a helpful way to think about it. Some see life as a three-act play. Act One is birth through your twenties, Act Two is your 30s until age 60, which is often your most productive period professionally and for many raising a family. And then, there’s a Third Act, which for many people presents a new blank canvas to explore new or long-deferred pursuits and make a difference in the lives of others.
Josh Sapan is the author of The Third Act: Reinventing Your Next Chapter. The book profiles 63 people who are pursuing meaningful third acts. Some are names you’ll know like Jane Fonda, Rita Moreno and Norman Lear. But most are people like you and I, and they are living inspiring stories that illustrate the wide range of opportunities for people to thrive and contribute in their third acts.
Josh Sapan joins us from New York.
(Three of the people profiled have visited with us on the podcast and you can find the links below).
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Bio
Josh Sapan is the recently retired President and CEO of AMC Networks. During his 36-year leadership of the company, with 26 as CEO, he’s been credited for creating some of the most celebrated and groundbreaking original content in television history, including Mad Men; Breaking Bad, Better Call Saul; and The Walking Dead, and with building a portfolio of brands that includes AMC, BBC AMERICA IFC, SundanceTV, WE tv, IFC Films among others.
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For More on Josh Sapan
The Third Act: Reinventing Your Next Chapter
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Ready to Design Your New Life in Retirement? Learn more here________________________
Podcast Episodes You May Like
Retired, But Not Done Yet – Dr. Cynthia Barnett
Not Exactly Retired – David Jarmul
From the NBA Hardwood to the Altar – Steve Javie
A Rock Star’s Second Act – Brett Anderson
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Wise Quotes
On Curiosity
“…the book has people who are well known, like Robert Redford, Alan Alda and Gloria Steinem. It also has many people who no one has never heard of. And there is, I think, something thematically consistent between those who are luminaries and those who are not, and I think that it is a few, a couple different things. One is curiosity. And I think a second thing is the ability somehow to actualize what is often resident in many people, which is a desire or a fantasy to do something. It can be socially impactful or it just can be a fantasy, but they all somehow have the capability to implement that which is in their heads and making it real in the world.”
On Mentoring
“…it was a bit of an experiment. And I just immediately warmed to it because I just thought that it would be a nice thing to do. And also a friend introduced me to an organization in New York called The Fortune Society, which is a remarkable organization that does more than mentoring. It provides a whole range of services to people who’ve been incarcerated, and it helps them adjust in multiple ways. There’s a residential facility and there’s instruction. And so I’ve been also going out to the facility in Queens and doing – I hesitate to call it mentoring, it’s my attempt at mentoring. But the truth is I hope it’s good for them. It’s definitely good for me. And I really don’t know if I’m helping them enough or perfectly. I am trying. It is spectacular to be around people whose day-to-day is entirely different than mine and whose frame of reference is different. Either a student or someone who’s been in prison for 26 years – and I’m listening to what their challenges are in life, work, the world, and how they see the world. And I don’t want to get coy and say it’s really inspiring, but it is. And you mentioned something earlier when we were speaking about doing doing the exercises, and it does seem to me, at least for me, it’s somewhat hard to get out of one’s frame of reference, and you could call it a bubble. And doing so as a consequence of relating to someone when you’re attempting to help is darn good medicine for the soul.”
On Getting Started
“So if I were offering advice to a friend, and I would only say it to a friend because I don’t have any initials after my name that would suggest I should be listened to, I would say write a few things down, write a plan a bit, and, if you have sufficient means and capability, make it as specific as possible and then act on it. And, watch the piece of paper or the digital screen and watch yourself not having done it. And then see if you can get motivated to do it and then try it.”
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About Retirement Wisdom
Ready for Your Third Act? Get started on designing your future.
Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you gain clarity and direction.
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Is it still possible to get in the best shape of your life? Joan MacDonald says yes. Five years ago, at 70, she wasn’t and was dealing with multiple heath challenges. But a dare from her daughter Michelle, a personal trainer, to train with her set her on a path toward fitness. Now 75, Joan is in a dramatically different place – much happier, healthier and more energetic. And she’s an inspiration for others to make the changes they want to make, with over 1.7 million followers on Instagram at @trainwithjoan.
Joan & Michelle MacDonald join us from Tulum, Mexico to discuss their book Flex Your Age.
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My next Design Your New Life in Retirement small group program starts in April:
Learn More
Very Early Bird offers through March 1st
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BiosJoan MacDonald (@trainwithjoan) is a 75-year-old Instagram fitness influencer who’s undergone a remarkable change in the last five years. She was on medication for high blood pressure and acid reflux; she had terrible edema in her ankles; her arthritis was extremely painful; and she had difficulty walking up and down stairs. Joan knew that if she continued on an unhealthy path that it might mean more health issues and more medications—and probably force her to move into a nursing home. But with the help of her daughter, Michelle, and The Wonder Women community, Joan was able to do much more than change her journey—she was able to help others on theirs. Michelle MacDonald (@yourhealthyhedonista) has been coaching women since 2012, beginning with athletes getting ready for competition on the natural bodybuilding stage. She also started coaching women who wanted to have a major lifestyle change, working with them in what she terms “transformation groups.” These groups became so successful that Michelle couldn’t keep up with the demand and created a team of coaches for a program called The Wonder Women, which focuses on women’s health and fitness. Michelle’s most well-known client is, of course, her mom, Joan.___________________________
For More on Joan and Michelle MacDonald
TrainwithJoan
Flex Your Age: Defy Stereotypes and Reclaim Empowerment by Joan MacDonald with Michelle MacDonald
The Wonder Women
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Podcast Episodes You May Like
The Joy Of Movement – Kelly McGonigal
The Joy Choice – Dr. Michelle Segar
Move – The New Science of Body Over Mind – Caroline Williams
How to Get Stronger After 50 – Dave Durell
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Wise Quotes
Michelle MacDonald On Beyond Dieting
“I think the difference, the real big thing, is the community and the athlete mindset. So getting clients off of that diet. They just want to lose weight, they just want to see the scale go down. Well, let’s talk about training, and get excited about that. Let’s get excited about the, how you’re putting meals together. So we teach macros. We’re not giving them this meal plan. We instead encourage them to craft their own meals, but following what protein, carbs and fat they want to aim at to have more balanced blood sugar. And so it’s this really amazing journey. And the the outcome is that the clients are empowered, they’re educated, there’s a lot of self pride and there’s a lot of great bonding and great community. And so even after they stop the coaching, they continue to stay in touch. They still have their own chat groups. Some of clients have these Slack groups where they’re on Slack together, it’s incredible. And they get together and go on holidays and it’s amazing. I love it.”
On Coaching Her Mother Joan MacDonald
“I used to have a story in my head that I wasn’t patient, but I was so invested in my Mom’s success. Getting her to get healthy again was of such paramount importance. My Mom was a fabulous mother. She spent a lot of time with me when I was young. She really encouraged me and was incredibly supportive. And so I was very invested in in getting my Mom back into fighting shape. The Mom that I remembered, the laughing Mom, the blue-eyed Mom, the beautiful Mom, the energetic Mom. She used to go on these crazy camping trips and hiking trips with me. And to see her struggling to get up the stairs, it was just heartbreaking. So I’m really grateful that I had the chance to coach her. And, she still surprises my husband or I to this day. The other day my clients were doing a splits challenge and my Mom is part of the What’s Ap chat, but she doesn’t say too much. She’s just like a little fly on the wall. And I went downstairs to get her progress photos. And she was kind of giggling and, Oh, Look at this, I did these splits. And I’m, I’m thinking, Oh, she joined the split challenge. My Mom is not naturally flexible, so I really wasn’t expecting much. And then she shows me that video on the phone and my jaw just about dropped the floor.”
Joan MacDonald on Getting Started
“Just keep moving. If you can only go a block, go a block, then just a few more steps the next time. Just keep on adding to it until it feels really comfortable. The longer you go, the better it is. If you can get a companion, that’s great. It’s always nicer to share really. But if you have to go on your own, go on your own. I do, I do a lot of stuff on my own.”
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About Retirement Wisdom
Delaying retirement? Use the extra time wisely to prepare for your next phase. You’ll be glad you did.
Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you gain clarity and direction.
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference. He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy._________________________
The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of life and retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Work provides a central sense of purpose for many people. What happens when you leave the arena of full-time work? What will be your new purpose? Jet Vertz is the author of Purpose Driven Retirement: Generating a Purpose Driven Bucket List. As a retiree, he’s learned that your new purpose isn’t likely to come from one thing, but from three areas of life – self, family and community. He also shares why you should upgrade your bucket list. And remember your business card? Jet believes you need a new calling card for the new version of you in your new life in retirement.
Richard “Jet” Vertz joins us from Rhode Island.
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The next Design Your New Life in Retirement small group program begins April 12th – a Very Early Bird offer ends March 1st.
Learn more
Retire smarter. Don’t procrastinate until you start wondering What Now? Get a head start on your next phase of life.
____________________BioJet Vertz is a retired aviation business executive who makes his home in South County, Rhode Island. Prior to his retirement Jet was a Vice President at Pratt & Whitney Aircraft. While working in the aviation business Jet was honored with the Young Engineer’s Award, Manufacturing Engineering Award and a US patent on laser and electro-discharged machining.
Prior to going into the aviation business Jet was commissioned an Ensign in the US Navy via the Officer’s Candidate School at the Newport Naval Station and served in the US Navy during the Vietnam War era as a US Navy Surface Officer.
Jet is married and has two grown children. His hobbies are teaching at the University of Rhode Island Osher Lifelong Learning Institute, volunteering for South County Habitat for Humanity and snowboarding.
Jet holds an MBA from Xavier University of Ohio and a BS in Mechanical Engineering from Mississippi State University.
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For More on Jet Vertz
Purpose Driven Retirement: Generating a Purpose Driven Bucket List
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Podcast Episodes You May Like
Independence Day – Steve Lopez
When Will You Flip the Switch? – Dr. Barbara O’Neill
The Four Phases of Retirement – Dr. Riley Moynes
Writing New Chapters – Anne Montgomery
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Browse all retirement podcast episodes
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Mentioned in This Podcast Episode
Osher Lifelong Learning Institute (OLLI)
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Wise Quotes
On Being a Giver or a Taker
“…after playing golf so much and going up and down a mountain and snowboarding, we became just a taker. We still have a so much more to give. And I think there should be some sort of a purpose in the remainder of your life rather than just being a taker. Because think about it, today most people like myself, when we retire at 65, we still have another 20 or 25 more years to go. That’s almost a quarter of our life. So do we want to be just a taker in the remaining quarter of our life – or do we want to be more productive and have some purpose? ”
On Upgrading Your Bucket List
“We have another quarter of our lives to be lived. Why not apply all the things we learned during professional career? So that’s the way how I felt about having a purpose driven retirement. People think a bucket list is something that you want to go and do, like travel – sort of a single focus, something you’re just doing for yourself. So I came up with an idea where a bucket list should contain three categories: Something you want do for yourself, then something that you want to do for your family, and the third thing is something that you want to do for your community, country, or the world. So that’s somewhat a little bit different than just a bucket list, it’s not just a list of one thing, but a list of things to do in three categories. During my workshop, I ask people to come up with two things to do in each category. So altogether six minimum.
So let me just go over three things that I’m going to do. Number one, for personal, I am a big snowboarder and skier. So I decided that I want to ski and snowboard on five continents – which I did, and I accomplished that in five years. Then on the family side, I decided I will help my children to buy their own house, and I gave them interest free loans so they could buy their own house. And for the community, and for the country, I decided to develop this purpose-driven retirement idea into a workshop in which I can promulgate for those retirees who want to develop a purpose-driven things to do. So I can guide them through, making their purpose-driven retirement in three specific type of things to do. So that’s, that’s my special purpose-driven bucket list.”
On Your New Calling Card
“And I asked them do that by actually generating what I call a personal calling card. It is a way to replace your business card. When I was in business, whenever I met somebody, It was always, Hi, how you doing? Shake their hand and I take out a my business card and hand it over to them to let them know how you can contact me. In many ways, that business card defined who I was then. So I wanted to replace that with a personal calling card defining who you are today.
So I like to share my calling card to define who I am now and have the information where they could contact me.What I have on the left hand side of my calling card is me jumping up on a snowboard because that’s who I am. I love snowboarding, and once somebody looks at this calling card, they know right away, Wait a minute, this is a snowboarder. Is that you? So that somewhat defines who I am. In the upper right hand corner, I have my name, telephone number and email address, so they could contact me if they want to. Then on the bottom, on the right hand side, I have a quotation which says, Retired Aerospace Engineer whose passion is snowboarding and lives by the motto Just Do It, but Do No Evil and Go Where No Man Has Gone Before. When you look at that business card, it defines who I am. Surprisingly, whether you believe it or not, people love this part. They love designing the card, defining as who they are. And guess what? 99% of people who attend this, they design the card and they actually go to Staples, and you can get a 500 copies of it made up for $10. Okay? So it’s, it’s very good way to start redefining who you are.”
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About Retirement Wisdom
Delaying retirement? Use the extra time wisely to prepare for your next phase. You’ll be glad you did.
Schedule a call to discuss how my one-on-one Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you gain clarity and direction.
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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Enrollment for my Design Your New Life in Retirement April Group is Open – Learn more__________________________
Planning for retirement? You’ll need more than a vision for a great retirement. Start by honing your version of the good life. And you don’t need to wait until you retire. Start living your version of the good life now. Emily Austin, Professor of Philosophy at Wake Forest, shares her insights on what we can learn from Ancient Greek philosopher Epictetus about living with pleasure today, while planning prudently for the future. Her book poses the question: If we want happiness and pleasure so much, then why aren’t we good at getting it yet? Get smarter on how you can prepare to retire happy and live with more joy now with this discussion of Epicurean philosophy.
Emily Austin joins us from North Carolina.
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BioEmily A. Austin is Professor of Philosophy at Wake Forest University in Winston-Salem, NC. Her scholarly work focuses on Ancient Greek theories of complex emotions, including the fear of death, grief, patriotism, and comedic malice. Austin grew up in Little Rock, Arkansas, and earned her doctorate from Washington University in St. Louis in 2009.
In Living for Pleasure: An Epicurean Guide to Life, Emily Austin offers a lively, jargon-free tour of Epicurean strategies for diminishing anxiety, achieving satisfaction, and relishing joys.
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For More on Emily Austin, PhD
Living for Pleasure: An Epicurean Guide to Life (Guides to the Good Life Series)
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Resolutions not working? Don’t give up on your goals. Get on track with a smarter way:
Tiny Habits.
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Podcast Episodes You May Like
Retire Happy – Dr. Catherine Sanderson
Happier Hour – Cassie Holmes, PhD
Live Life in Crescendo – Cynthia Covey Haller
Chatter & Your Inner Voice – Ethan Kross
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Wise Quotes
On Lessons from Ancient Greek Philosophy & The Good Life
“…I chose to write the book because I think ancient philosophy has stuff to offer people. And I think Epicureanism, in particular, hasn’t received the attention it deserves – and it has a lot going for it. But one of the things about Ancient Greek philosophy is the reason people go back to it is that their central question was happiness. What is the good life? And Epicurus himself said philosophy is worthless unless it helps people live a good life. All this other stuff is useless unless it quiets the mind. And so, it’s a timeless question and they have timeless answers. Sometimes it’s just comforting to know that the answers are old. But they were also very counter-cultural. They really liked to shake things up. Greek philosophers were not just your normal people. They challenged people. And I think that even if you end up deciding, Oh, this isn’t for me, they’re asking such important questions about living that you have to figure out the answers. And so I think they’re challenging the standard narratives – and people need that. They need to be kind of shaken up even if they think, Oh, that’s not for me.”
On Not Delaying Joy
“And Epictetus is often associated with this phrase, Eat, drink, and be merry for tomorrow we die. And though he never said that, he does say why delay joy? We only get one life. And so even if you don’t have a lot of time for joy now, it’s really important to pursue it now and to get good at it. Whether that’s in very small amounts of time or, or larger amounts of time, I think some people who kind of take their retirement as they go in a certain way and that has a little bit to do with what they take to be the good life. A lot of the joy we find is in simple things in everyday activities, in being with one another. And it doesn’t take anything flashier. It doesn’t really cost a lot of money. And so I think he would focus on joy now and practicing living. Don’t delay it, because we only have one life. But he also is a big fan of prudence and long-term planning. So, I think that he actually is kind of an ideal philosopher for thinking about how to live well now and live well in the future.”
On Tranquility, Joy & Anxiety
“So he thinks that, in order to really experience joy, we need a kind of bedrock tranquility, a kind of security, and that security includes a kind of material security. So unlike his competitors, the Stoics, he thought, No, we really do need money and food and and friends – and we need an understanding of the world. And so there are these things we need and that gives us this bedrock security. It’s kind of a starting base for the other things. And we often get distracted from meeting those needs, and that’s a source of a lot of our anxiety. And once we have those needs met and we have them met confidently, then we can pursue all of these other assorted joys that give our lives meaning. And those joys won’t give us anxiety. So in some sense, he thinks you should clear out the background noise of anxiety and you get a kind of tranquility. But that tranquility opens up all of these opportunities for joy. So start with the tranquility and then pursue the things that give you life satisfaction and memories…”
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About Retirement Wisdom
Retirement is about so much more than money.
Why delay your joy? Start living well now and practice for your next phase of life after you graduate from full-time work.
Schedule a call to discuss how my Designing Your New Life in Retirement, Tiny Habits and Mental Fitness coaching programs can help you gain clarity and direction.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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Enrollment for my Design Your New Life in Retirement April Group is Open – Learn more__________________________
Sometimes it’s a good idea to get back to basics. A good place is start is sleep. That’s because better sleep has a myriad of positive benefits. But there are a lot of things these days that can get in the way of better sleep. Dr. Frank Lipman has answers.
Dr. Frank Lipman joins us from New York.
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Resolutions not working? Don’t give up on your goals. Get on track with a smarter way: Tiny Habits.
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BioFor Dr. Frank Lipman, health is more than just the absence of disease: it is a total state of physical, mental, emotional, spiritual and social wellbeing. Dr. Lipman is a widely recognized trailblazer and leader in functional and integrative medicine, and he is a New York Times best-selling author of five books, How to Be Well, The New Health Rules, Young and Slim for Life, Revive and Total Renewal.
After his initial medical training in his native South Africa, Lipman spent 18 months working at clinics in the bush. He became familiar with the local traditional healers, called sangomas, which kindled his interest in non-Western healing modalities
In 1984, Lipman immigrated to the United States, where he became the chief medical resident at Lincoln Hospital in Bronx, NY. While there, he became fascinated by the hospital’s addiction clinic, which used acupuncture and Chinese medicine making him even more aware of the potential of implementing non-Western medicine to promote holistic wellbeing.
He began studying nutrition, acupuncture, Chinese medicine, herbal medicine, functional medicine, biofeedback, meditation, and yoga. Lipman founded the Eleven Eleven Wellness Center in 1992, where he combines the best of Western medicine and cutting edge nutritional science with age-old healing techniques from the East. As his patient, chef Seamus Mullen, told The New York Times, “If antibiotics are right, he’ll try it. If it’s an anti-inflammatory diet, he’ll do that. He’s looking at the body as a system rather than looking at isolated things.”
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For More on Dr. Frank Lipman
Website
Better Sleep, Better You: Your No-Stress Guide for Getting the Sleep You Need and the Life You Want
The New Rules of Aging Well: A Simple Program for Immune Resilience, Strength, and Vitality
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Mentioned in this Episode
Oura Ring
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Podcast Episodes You May Like
Breaking the Age Code – Dr. Becca Levy
Take Charge of Your Well-Being – John La Puma, MD
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
Tiny Habits Can Lead to Big Changes – BJ Fogg
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Wise Quotes
On What Affects Sleep
“It’s also important to understand with sleep, it’s not only about what you do at night before you go to sleep, it’s also about what happens during the day that’s going to affect your sleep. And it’s important to realize it’s one of the important pillars of health. We talk about diet, exercise, and stress, but sleep is up there. And the last thing I’d like to say, especially with your audience and with our age group, alcohol is not your friend. It’s not your friend with anything, but particularly when it comes to sleep. A lot of people drink alcohol because it sort of calms them down and they think it makes them fall asleep, but it really disrupts your sleep.”
On Melatonin
“We’ve always thought of melatonin as something for sleep. But lately I’ve been exploring a lot of the research using or seeing melatonin as one of the primary anti-aging hormones. So as we get older, our melatonin levels decrease, and that may be why we find it harder to sleep, but melatonin doesn’t just affect your sleep. Melatonin affects your immune system, your heart, it affects metabolism, sugar control and your weight. It affects your gut. It affects a huge swath of our physiology. So melatonin is now in – in certain circles – and I’m one of those people who’ve become obsessed with melatonin. It’s probably because it affects so many of the factors that are affected by aging. For instance, as we age, we tend to get more inflammation as we age. I’m starting to use melatonin as an anti-aging hormone, but I’m finding my sleep is much deeper and much better too. So it’s quite interesting. I think the idea that melatonin is an anti-aging hormone, there’s something there because melatonin decreases as we age. And now that you need more melatonin and especially when it’s functions sort of counteract many of the factors that occur with aging, I think it’s almost like a no-brainer to use melatonin, as an anti-aging supplement because it’s a hormone, but we can get it as a supplement.”
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About Retirement Wisdom
Living well is the best revenge.
Design a Retirement Your Boss Will Envy.
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (created by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of life and retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Enrollment for my Design Your New Life in Retirement April Group is Open – Learn moreWhen I talk with new clients about their hopes for their retirement, many say “I just want to retire happy.” But when we explore what that means and what it will take to retire happy, it becomes clear that it’s quite different for everyone. For some, it seems that escaping from full-time work will do the trick. But for many people, it’s not that simple. Guests on my retirement podcast have offered useful insights on how you can indeed retire happy. And the answers may not be what you’re expecting.
Listen to the full conversations by clicking the links below:
Ready to ROAR? – Michael Clinton
Retire Happy – Dr. Catherine Sanderson
The Power of Fun – Catherine Price
The Keys to a Happy Retirement – Carol Colburn
Learning is a Lifetime Sport – Tom Vanderbilt
Happier Hour – Cassie Holmes, PhD
Why Settle for Happiness in Your Retirement? – Emily Esfahani Smith
_______________________
About Retirement Wisdom
Living well is the best revenge.
Design a Retirement Your Boss Will Envy.
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (created by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Enrollment for my Design Your New Life in Retirement April Group is Open – Learn more________________________
The SECURE 2.0 Act of 2022 brings sweeping changes to retirement savings plans, with benefits for people planning and investing for retirement – and for retirees as well. Pam Krueger, CEO of Wealthramp explains, and also offers her take on what you should be looking for – and looking out for – in a financial advisor.
Pam Krueger joins us from Northern California.
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BioPam Krueger is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisors. It is the only service that gives people full control over when and how they talk to their referred advisors.
Pam is also the creator & co-host of MoneyTrack and Friends Talk Money podcast. MoneyTrack aired on 250+ public stations on PBS from 2005-2019 and was funded by the Investor Protection Trust.
With more than 25 years in investor advocacy, Pam is one of the leading voices on financial literacy and financial empowerment. She’s been the recipient of two Gracie Awards for educating the public about personal investing and received the 2021 NAPFA Special Achievement Award for her work educating individuals about the value of fee-only financial advice.
Her perspectives on personal finance regularly appear in Marketwatch, Worth Magazine, PBS Next Avenue, and she is a frequent speaker on fiduciary financial advice. In addition, Pam is an active volunteer member of the Retirement Income Committee at the Defined Contribution Institutional Investment Association (DCIIA), a non-profit dedicated to enhancing the retirement security of America’s workers. She has also served on the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, where she created one of their most successful curricula available for K-12 teachers called, Investing Pays Off For Kids.
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For More on Pam Krueger
Wealthramp
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Podcast Episodes You May Like
The Unretirement Life – Richard Eisenberg
Lifestyle and Financial Decisions As We Age – Marjorie Fox, JD, CFP®
The Key Decisions for Retirement Success – Wade Pfau
Ways to Retire on Less – Harriet Edleson
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Wise Quotes
On The New Legislation
“The 155 pages of this legislation, that has been described as massive, helps retirement savers of all ages. I’m blown away because I look at this and I see that for the first time in a really long time, in my memory anyway, every stage of career is helped in some way by this legislation. It is passed. It is real. It’s happening. It’s going into effect. So, just look at some of the benefits and how it helps people overall, I see more ways to save, more ways to expand your savings and to do it in much smarter tax planning ways. Some of these laws allow us to save more like in a Roth environment versus just a traditional IRA or traditional 401k and allows you to put more away in a single year. So, there’s something here for everybody.”
On Why Humility is an Asset in a Financial Advisor
“So for me, humility is a huge X-factor because I had so many people coming to me from our show, and women many times, and they would say, Pam, I’m working with this advisor, I don’t even like him. He makes me feel so small, makes me feel like I’m so lucky if I get an answer. He talks way up here and speaks in jargon. That doesn’t fly. So Joe, when someone points me to a fiduciary-feeling advisor who looks on paper squeaky clean, I’m excited. And then I can tell, this is why I do the interviews with them. When they’re talking to me and if they’re making me feel that they just are really wanting to lecture, you know that you’re going to be entering into a relationship with an advisor who everybody thinks is the best thing since sliced bread. I can’t tell you how much people get mad at me, especially here in San Francisco. Why don’t I have this firm? Why don’t I have that firm? They’re so good. They’re so great. Well, because they know they’re so great and when they talk with their clients, they have a culture that really does feel like you will bask in the glow of my expertise and that is not a relationship that’s going to last. So it is a very big deal.”
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About Retirement Wisdom
Living well is the best revenge.
Design a Retirement Your Boss Will Envy.
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (created by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Enrollment for the Design Your New Life in Retirement April Group is Open Learn more________________________
There’s a trap many people discover when they transition to retirement: saying yes to0 soon or too often. The problem? Your hard-earned freedom can be squeezed by commitments to other people’s needs, not your true priorities. Natalie Lue discusses her new book The Joy of Saying No and the specific challenges faced by people pleasers. She’s found that there are five distinct types, and each one comes with it’s own challenges. What boundaries might be wise to set in 2023? Listen in to my conversation with Natalie Lue for sound advice.
Natalie Lue joins us from Surrey, England.
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BioNatalie is the author of the hugely popular relationship and self-esteem blog, Baggage Reclaim (baggagereclaim.com) along with five books, including The Joy of Saying No (HarperCollins/Harper Horizon) and Mr Unavailable and the Fallback Girl. She also hosts The Baggage Reclaim Sessions podcast, which has over 3 million downloads. For nearly two decades, she’s shared the journey of her transition from toxic relationships to love, care, trust and respect. Her work has been mentioned and featured in the likes of The New York Times, Washington Post, NPR, BBC, The Sunday Times Magazine, and USA Today.
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For More on Natalie Lue
The Joy of Saying No: A Simple Plan to Stop People Pleasing, Reclaim Boundaries, and Say Yes to the Life You Want
Website
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Is your bank account better prepared for retirement than you are?
Take our free quiz and see how you can balance your retirement planning.
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Podcast Episodes You May Enjoy
Chatter & Your Inner Voice – Ethan Kross
Everyday Vitality – Dr. Samantha Boardman
Plays Well with Others – Eric Barker
The Emotional Side of Retiring – Kate Schroeder
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Wise Quotes
On Why We Say Yes – When We Really Want to Say No
“I think a lot of the time we say yes because we are on some level afraid of what will happen if we say no. And that might be a very conscious thought in that moment, but often it’s more of a feeling that we have that we just almost automatically respond to it by saying yes.We like to make people feel good, and that means different things to different people. But in that moment, even though we might already know, I really, really don’t want to do that, we make that person feel good by letting them believe that that’s what we want to do. We like that. We like being thought of as nice and helpful and as unselfish and good. And these prompt us to say one thing on the outside and have a totally different thing going on internally. I think it is a habit.”
On Boundaries
“I wrote this book because I genuinely had discovered the healing and transformative power of saying no and having boundaries. And I make a point of saying that because I think that people see boundaries as saying no and telling people what to do. And a big thing that I learned about having boundaries was boundaries are about being more of who you really are. Because then we’re operating from a place of integrity, authenticity, and honesty.”
On Your People Pleaser Entourage
“What people discover when they start saying no is that they possibly have a people pleaser entourage, certain people in their life who benefit from them not saying no. Celebrities sometimes have that group of hanger-ons. And even though they’re blowing all their money none of these hanger-ons point that out because they don’t want to stop the gravy train. So a lot of people pleasers discover there are certain people who are really reliant on you just going along with things and that can feel very uncomfortable initially. What they also discover though is that a lot of the things that they were nervous about saying no to aren’t really that big of a deal.”
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About Retirement Wisdom
Living well is the best revenge.
Design a Retirement Your Boss Will Envy.
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (created by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
__________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Enrollment for the Design Your New Life in Retirement April Group is Open Learn more_________________________
Many people are planning on aging in place. But is aging in place an adequate strategy as your needs evolve? Lisa Cini believes you can think bigger and design your living space to enable you to be thriving in place. Leveraging emerging technology allows your living environment to adapt to you – instead of the other way around.
Lisa Cini joins us from Columbus, Ohio.
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BioLisa M. Cini is known as the leading Alzheimer’s and long-term care design expert in the United States and has been widely recognized for her contributions in the field. Lisa continues to design award-winning spaces for seniors as Founder and CEO of Mosaic Design Studio, as well as design for the hospitality industry. Her clients have included the National Hockey League, the United States military, Brio Bravo restaurants, PGA Tour Country Clubs, and various hotels. Cini is the author of Boom: The Baby Boomers’ Guide to Preserving Your Freedom and Thriving as You Age in Place, The Future is Here: Senior Living Reimagined, and Hive: The Simple Guide to Multigenerational Living, How our Family Makes It Work.
Lisa Cini has received over 37 awards, including 16 ASID Design awards and a Distinguished Service Medal for Outstanding Meritorious Service by the Governor of Indiana.
A sought-after speaker, Lisa Cini has been featured on radio and CNN, CBS, FOX, and NBC. She also appeared on Today in America with Terry Bradshaw and is quoted frequently in The New York Times.
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For More on Lisa Cini
Website
InfiniteLiving.org
Documentary Series: Infinite Living Secrets of The Werner House
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Podcast Episodes You May Like
The Age Tech Revolution – Keren Etkin
Where to Retire – Silvia Ascarelli
Where Will You Live Next? – Ryan Frederick
The Future You – Brian David Johnson
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Wise Quotes
On Thriving in Place
“A lot of people think of aging in place as staying in place, but it’s not thriving in place. And I think there’s a difference. I talk a lot about, and have looked at, technology. Our cars adjust to us. So, I’m 4-11, my husband’s thinks he’s six foot, but he is not. He’s like 5-9 or something like that. But our seats are very different. How my mirrors adjust to me, how my seat is heated or cooled. The passenger side has different adjustments where I can plug things in and it can help me control my speed, not to get too close to somebody, and even self-park. And we spend a lot less time in our cars than we do in our homes. Yet our homes, in general, don’t adjust to us, especially as we age. So when we’re talking about aging in place, we’re talking about thriving as we choose where we want to live. And that could be living part of the year in a different area. It could be you’re traveling around the country. It could be that you’re in senior living or you’re staying in your home that you bought when you’re in your twenties and you’ve been there your whole life. So the point is, how do we get that environment to adjust to us, to allow us to feel safe and free and have confidence as we age?”
On Technology
“There’s a lot of technology that we use every day that people don’t think is technology. Like my glass is technology. Hearing aids are technology. A pacemaker is technology. A glucose monitor that’s on nonstop 14 days at a time is technology. Being able to monitor ourselves, Like you can do with an Aura ring or the Fitbit or even your phones. Hearing aids really can monitor your health very, very well. With data mining, you can predict a stroke or a heart attack about five days before it’s gonna happen. You can see that sleep patterns are interrupted and someone might be able to help you avoid that or having your medications all screwed up. So all those preemptive things are going to be a huge thing. And wearables will probably move more into clothing or something that we have that we put on all the time. So it’s interesting, there’s a place called Dream Scape that is a virtual reality movie theater. And you go and you’re literally in a room about 15 by 15, but you feel like you’re walking around the entire world once you put these goggles on. And I said, do we have to use our glasses with these? And they said, Oh no, it automatically adjusts to your prescription and you can see perfectly. And I’m like, well that’s an interesting thing, right? You can imagine wearing something that is consistently automatically adjusting to what you need. Whether it’s hearing, whether it’s seeing, whether it’s giving you voice, text or being able to translate. I think those things are going to happen like you wouldn’t believe.”
On Robots
“I am really looking forward to trying some new companion robots. Some of them get a little creepy and some don’t do well rolling around. There are some that are security oriented. Some are a little bit too childlike, in my mind. There’s some stationary ones that are very, very good. But I’d like to have something that moves with me – and they’ve got the suitcases that are doing it already. They’ve got other things, like Pepper. But can I get something that kind of moves around with me or helps me? I’ve got a brand new cat that, with artificial intelligence, really reads you, eyes open and closed, and reacts to you. I think the companion devices that can help reduce loneliness and make us a little bit safer and maybe help clean are great. We’ve had the Roombas, the robots that clean the floor for a long time. And now they’ve moved into a security robot that roams around at night and will call the police if anything comes up. But I’m looking for something that combines all of those together. And there’s some very recent ones that have come out that we may be trialing soon.”
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About Retirement Wisdom
I help people design your retirement and take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
Join our Design Your Retirement small group coaching program starting in January.
Groups start on January 20th and January 26th.
Enrollment ends soon.
Learn more here
____________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
The second half of life presents a crucial choice. Will you live in Crescendo – or it’s opposite Diminuendo? Cynthia Covey Haller joins us to discuss the new book she co-authored with her father, the late Stephen Covey – Live Life in Crescendo: Your Most Important Work Is Always Ahead of You. The 7 Habits of Highly Effective People by Stephen Covey is an international bestseller, with over 40 million copies sold. It’s principles have stood the test of time. Now, Covey’s eldest child brings his final work to life with a valuable mindset that can help you make the second half of life full of purpose, meaning and contribution.
Cynthia Covey Haller joins us from her home in Salt Lake City, Utah.
BioCynthia Covey Haller is an author, teacher, speaker, and an active participant in her community. She has contributed to the writing of several books and articles, notably The 3rd Alternative by Stephen R. Covey, The 7 Habits of Highly Effective Teens and The 6 Most Important Decisions You’ll Ever Make, both by Sean Covey. Cynthia has held multiple leadership positions in women’s organizations, served as a PTSA president, an organizer for refugee aid and food pantry volunteer, and she is currently working with her husband, Kameron, as a service volunteer helping with employment needs. She graduated from Brigham Young University and lives with her family in Salt Lake City, Utah.
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For More on Cynthia Covey Haller
Live Life in Crescendo: Your Most Important Work Is Always Ahead of You
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Mentioned in This Podcast Episode
The 8th Habit
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Podcast Episodes You May Like
The Vintage Years – Dr. Francine Toder
The Second Curve of Life – Arthur C. Brooks
Breaking the Age Code – Dr. Becca Levy
How to Live a Values Based Life – Harry Kraemer
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Wise Quotes
On the Purpose of Living in Crescendo
“My mission is what his mission was for this book: to bring hope to people at any age and stage of life that they, despite past failures and successes, still have important things to accomplish and great contributions to make in life. And so we’re hoping to give hope and inspiration to people that you still have great things ahead of you. And despite what setbacks and challenges you’ve gone through, keep at it and recreate yourself. Do what you need to do to become the person you want to be.”
On Choices in the Second Half of Life
“And so the challenge in this book is to adopt a Crescendo Mentality, meaning that despite what you’ve done in the past, what are you going to do next? Are you going to live in Crescendo? Are you going to keep contributing? Are you going to keep doing things in other areas? Even if you don’t hold a 9 to 5 job, what are you going to contribute? How do you keep living in Crescendo as opposed to living in Diminuendo, which means you basically are shutting down and getting ready to not give anymore – and what a state that is. So, one of the things that you need to do is find purpose while you age and while you live.”
On Contributing
“This was his personal mission statement: Live Life in Crescendo. And he adopted that because people were asking him – and second guessing – why he was still working and still speaking. But he would say that there is no greater time than right now. [Look at] what people have in the second half of life. Just think about it. Here are some of the advantages. The truth is you have more time, more wisdom, more experience, probably more money, more resources, more networking, and more connections to offer than you ever have in your entire life. And so what are you going to lend that to? Someone who would retire and do very little when they’ve been running a company or they’ve been contributing, they’ve been responding to needs, and then they stop after that. What a waste of great talent and opportunity to bless others. My father always liked to quote, Dr. (Hans) Selye, who talked about eustress, and he said eustress is fundamental as we age. And he said we need that in our life, which is a purpose to get out of bed, a cause or something we’re involved in, so our our thoughts are occupied outside ourself rather than our ailments and things that we can’t do. We’re focusing on what contributions can I make. And a little stress in our life is good for us and motivates us to move and to get out and to contribute. And he would say don’t retire from making contributions…it causes a domino effect.”
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About Retirement Wisdom
Design Your Retirement and take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms
Join our Design Your Retirement small group coaching program starting in January. Groups start on January 20th and January 26th.
Enrollment ends soon.
Learn more here
___________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Enrollment for the Design Your New Life in Retirement April Group is Open Learn more________________________
I’ve been discussing with my clients recently what they’d like to do more of and less of in this year. A common theme? More fun. Sometimes our work persona can dull our sense of play and fun. Mike Rucker, PhD joins us to discuss his new book The Fun Habit: How the Pursuit of Joy and Wonder Can Change Your Life and how you can renew your sense of fun and retire happy.
Mike Rucker joins us from North Carolina.
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BioIn no particular order, Mike Rucker is a: Author. Father. Husband. Organizational psychologist and behavioral scientist. Recovering entrepreneur. Fitness enthusiast with mechanical parts. VW Bus aficionado. Seeker. Traveler. Future astronaut.
The story he tells in his book The Fun Habit starts in 2016 when the tools he knew as a student of positive psychology suddenly failed him during one of his life’s most difficult stretches. Finding himself unhappy, a bit lonely, and burnt out, he began to critically evaluate modern approaches to happiness. He quickly realized how much misinformation is out there about happiness. Years of research coalesced as The Fun Habit—an action-based approach that helps you critically examine your pursuit of happiness and make adjustments using evidence-based practices to invite more fun and joy in your life.
Every story has many beginnings. A major commitment to fun as an intentional way of life came in 2007 when Mike announced the Live Life Love project, where he publicly committed himself to 25 years of documented self-development and self-discovery. After a long stint as an entrepreneur, he was heading back to Corporate America, and wanted to make sure that he continued to experience and contribute to this collaborative effort we all call “Life.”
The rules of the project are straightforward. From 2007 to 2032, Mike has committed to interviewing two thought leaders each quarter, or 200 in total. He has also committed to experiencing something new each quarter by way of an interesting life event, activity, or trip, ensuring that by the end of 2032, he will have 100 unique experiences to relish when the project concludes. Finally, Mike has committed to contributing a year’s salary and a year’s work hours to charity.
The project officially kicked off in 2007, but its spark was lit in 2005 when he took an early interest in peak performance and positive psychology. Through good fortune, he was introduced to an early mentor, Dr. Mike Gervais, and was also invited to be one of the first charter members of the International Positive Psychology Association. During this period, he was a sponge, soaking up knowledge from these emerging fields of psychology and using what he learned to personally thrive.
So that’s how it started. How’s it going?
In 2020, he reached the project’s halfway point.
- 100+ interviews
- 50+ unique life experiences
- One honorable philanthropic scorecard
During all this, Mike also became a peer-reviewed and widely published author, including his new book The Fun Habit. For many years he served as the Health Tech expert for About, Inc’s Verywell Health. He is currently on sabbatical from being an executive for Active Wellness. Mike has been published in the academic journals International Journal of Workplace Health Management and Nutrition Research, and has been featured in The Wall Street Journal, Washington Post, Fast Company, Psychology Today, Forbes, Vox, Thrive Global, Mindful, mindbodygreen, and elsewhere. In all, he has earned five advanced degrees, including a Ph.D. in organizational psychology from the California School of Professional Psychology and an MBA from the University of Southern California. He’s a member of the American Psychological Association, International Positive Psychology Association, and an accredited member of the American College of Sports Medicine.
Somewhere along the way, Mike also met his better half, Anna, and produced two tenacious kids while still finding some space for civic engagement and social contribution, resulting in various accolades, including a Certificate of Recognition from the California State Senate and a Congressional Commendation from the U.S. House of Representatives. Not bad for someone whose name first appeared on the Internet as the guy who swept the floors on Baywatch.
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For More on Mike Rucker
The Fun Habit: How the Pursuit of Joy and Wonder Can Change Your Life
Website
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Podcast Episodes You May Like
The Power of Fun – Catherine Price
Happier Hour – Cassie Holmes, PhD
Tiny Habits Can Lead to Big Changes – BJ Fogg
The Joy of Movement – Kelly McGonigal
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Wise Quotes
On Creating an Upward Spiral
“… you realize that you have a lot more control than you initially thought about in how you engage in activities and once that starts to create this upward spiral. Because once you get playful about that again, if you’re going through some big change, like I mentioned, or going through divorce or I know for your listeners are thinking about retirement, which is a big change in itself, it can feel overwhelming. But you can go into these things realizing that you do have more control than you initially thought, especially if you’ve let your life get habituated, which so many of us have.”
On Rethinking How We Spend Time
“And so if we’re not deliberate about how we spend our time, we’re really giving all of our time away. And if we’re not deliberate about leisure, a lot of times we end the day with not enough vitality to do anything. And so it really requires a re-architecture of how we’re spending our time. Joe, I know that’s what you do with a lot of folks in your own practice. Look at those rhythms of life that kind of have gone astray and understand that it’s not a selfish act to take some time off the table for yourself. If you have that purview of you’re really doing stuff from a sense of duty, realize that enjoying a little bit of your week for yourself allows you to show up to be the best version of yourself when you are there for your loved ones.”
On Learning from Children
“..a little bit of original research that I did for the upcoming book, The Fun Habit was I went to children’s museums. I was really there for a different reason, but I got fascinated about how adults kind of lose the ability to play. And then I realized that the research I was doing was actually replicated. And there are good reasons for that. As adults, we really become linear in our thinking. We want to understand what is asked of us and then we do the thing, right? And that’s really unfortunate because that stifles creativity. And so what we can learn from kids is just watch how they play. They don’t need rules. There’s this concept in science that the map is not the territory. And where we get hung up as adults is we really need a map to explore the territory where the kids don’t care when they go to a playground, they just take it all in. Especially young kids like the awe and wonder they see in a new environment. And we’ve just lost that lust for life. And so if you can get in a playful mindset, and really act like a kid again, that reminds you of all of the curiosity and creativity you once had. And oftentimes that’s all it takes to really enjoy yourself again… It becomes magical for most people.”
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
Learn more about how to retire smarter at retirementwisdom.com
Retire like your neighbor? Didn’t think so. Why not Design Your Retirement?
Group programs start January 20th | Early Bird Pricing ends December 31 | Learn more here
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What should be on your retirement planning list for the new year ahead?
Joe Allaria, CFP joins us to share his retirement planning insights.
We discuss:
- What should be on your retirement planning checklist for the new year that you may not be thinking about
- What the happiest retirees do that those who are less so didn’t do – or do as well
- The biggest mistakes people make in retirement planning – and how can they be avoided
- The implications of unretiring
- The pros and cons of working longer
- A key lesson learned about retirement planning
Joe Allaria, CFP joins us from Illinois.
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BioAs a Partner and Wealth Advisor for CarsonAllaria Wealth Management, Joe’s primary responsibilities are to work directly with clients as the leader of their financial plan, while also creating and implementing the strategic vision for the firm. Joe brings an analytical, yet creative approach in finding solutions for our clients.
For his numerous articles, Joe has been featured in The Wall Street Journal, USA Today.com, Yahoo Finance, Nasdaq.com, and Investopedia. Joe is committed to educating his clients and the general public about the important issues surrounding financial planning and wealth management.
Joe earned his CERTIFIED FINANCIAL PLANNER™ designation in 2015. The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement planning, and estate planning. Joe also holds a Life & Health Insurance License and a Series 65 Security License.
Joe was born and raised in Edwardsville, Illinois, where he graduated from high school and received a Division I football scholarship to Southern Illinois University Carbondale. There, he earned a Bachelor’s Degree in Marketing and met his wife, Jacki. Joe played football throughout his college career and was named a 1st Team ESPN Academic All-American, while also being honored as an SIU Top 25 Distinguished Senior, of which honorees are selected university-wide. He later earned an MBA from Southern Illinois University Edwardsville.
Joe, Jacki, and their two sons, Brooks and Bennett, enjoy living in the Edwardsville/Glen Carbon community. They enjoy traveling as a family, hiking in the Pacific Northwest, being outdoors, listening to and playing music, and spending time with family and friends.
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For More on Joe Allaria
CarsonAllaria Wealth Management
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Podcast Episodes You May Like
The Key Decisions for Retirement Success – Wade Pfau
The Vintage Years – Francine Toder
Are You Ready for The New Long Life? – Andrew Scott
Happier Hour – Cassie Holmes
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Browse all podcast conversations across five seasons here.
It’s a free retirement school.
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Wise Quotes
On Being Prepared
“…let’s just take an inventory, and you can keep doing your own thing, but someone should know what’s going on. And so for those that don’t want to hire an advisor because they handle it themselves, no problem. But you should have your own succession plan, so to speak – that’s what the experts, so-called experts tell us. As advisors, we should have a succession plan. If we get hit by the proverbial bus, our clients need to be taken care of. And Do It Yourself investors need to view that the same way. So the same goes here – get your estate documents in order, make sure your wills, your powers of attorney are in order. Have a plan for long-term care. If you go into a long-term care facility and you can’t manage your finances or your spouse goes in, it’s very expensive. Just think about all those potential things that could happen, especially if you’re trying to manage all this yourself.”
On Investing Time Wisely
“Some folks I’ve talked to, they don’t even like using the word retirement because it has this negative connotation that it’s all downhill from here. But just because we stop working, doing what you’ve done for the past 30 years, doesn’t mean you have to slow down. There’s still a lot of time to get stuff done. And I think the second thing that the happiest people do is they do not listen to the news, watch the news. They don’t open their stock app every day. They don’t pay attention to the media, the financial media. At least they don’t look at their accounts every day.”
On Assessing If You Can Retire Financially
“And the sad thing is, Joe, I’ve seen where people have come in, they have been stressed, they’ve been working away. Let’s say they’re 67, 68 years old and they just didn’t know they could retire. And we do a financial plan and we know they could have retired five years ago. But that’s typically the worst outcome – when people have worked longer than they really needed to in a job they really don’t like.”
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About Retirement Wisdom
This retirement podcast is about the non-financial side of preparing for retirement – and living life on your own terms.
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need another portfolio.
I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.
Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
__________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
__________________________Intro and Outro voiceovers by Ross Huguet.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are solely those of the guests and do not reflect the opinion of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast primarily covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Wishing everyone Happy Holidays and a happy and healthy New Year.
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Retire like your neighbor? Not for you. Why not Design Your Retirement?
Group programs start January 20th | Early Bird Pricing ends December 31 | Learn more here
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Freedom is a wonderful thing. It gives you the space to do more, explore more and be yourself more. We were blessed with many great guests who shared their insights with us on my retirement podcast this year.
Here are some highlights from the very best podcast conversations of the year.
Click on the links below to listen to the full conversations:
Becca Levy – Breaking the Age Code
Richard Eisenberg – The Unretirement Life
Sylvia Ascarelli – Where to Retire
Matt Paxton – Keep the Memories, Lose the Stuff
Kate Schroeder – The Emotional Side of Retiring
John P. Weiss – An Artful Life
Marjorie Fox – Lifestyle and Financial Decisions As We Age
Arthur C. Brooks – The Second Curve of Life
Francine Toder – The Vintage Years
Steve Lopez – Independence Day
Interested in more? Browse all conversations across five seasons here.
It’s a free retirement school.
_________________________
About Retirement Wisdom
This retirement podcast is about the non-financial side of preparing for retirement – and living life on your own terms.
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need another portfolio.
I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.
Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
__________________________
About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
__________________________Intro and Outro voiceovers by Ross Huguet.
Wishing everyone Happy Holidays and a healthy New Year.
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You could wing it… but why not Design Your Retirement
Early Bird Pricing ends December 31. | Learn more here
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I’m grateful for the guests who joined us on my retirement podcast to share their wisdom in the fourth quarter of 2022.
If you missed any episodes, don’t miss these conversations.
The links to the full podcast conversations are below:
Independence Day – Steve Lopez
Taking Stock – Dr. Jordan Grumet
The Vintage Years – Dr. Francine Toder
Thinking Better to Live Better – Dr. Woo-kyoung Ahn
Happier Hour – Cassie Holmes, PhD
How to Make New Friends in Retirement – Dr. Marisa G. Franco
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
__________________________Intro and Outro voiceovers by Ross Huguet.
Design Your Retirement – Take charge of your future with our small group coaching program starting in January.
Limited to 10 participants. | Early Bird Pricing ends in December. |Learn more here
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“…the solution to happiness or satisfaction is not actually being time rich, it’s about making the time that you have rich.”
– Cassie Holmes, PhD
The biggest investment decisions you’re making aren’t about your 401(k) or IRA. They’re about your time. Cassie Holmes, PhD, shares her research on the intersection of time and happiness. Listen in for research-based exercises and practical tips that can help you wisely craft your time, increase your satisfaction and retire happy.
Cassie Holmes joins us from Los Angeles.
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BioCassie Mogilner Holmes is a Professor at UCLA’s Anderson School of Management. Cassie is an expert on time and happiness. Her research examines such questions as how focusing on time (rather than money) increases happiness, how the meaning of happiness changes over the course of one’s lifetime, and how much happiness people enjoy from extraordinary versus ordinary experiences. Across these inquiries, her findings highlight the joy that stems from interpersonal connection and paying attention to the present moment.
Cassie’s academic research on the role of time in cultivating well-being has been published in leading academic journals, including Psychological Science, the Journal of Personality and Social Psychology, and the Journal of Consumer Research, and earned her the Early Career Award from both the Association of Consumer Research and the Society of Consumer Psychology. Cassie was identified by Poets & Quants as one of the best 40 business professors under 40, and popular accounts of her research have been featured on NPR and in such publications as The Economist, The New York Times, The Wall Street Journal, the Financial Times, and Scientific American.
Professor Cassie Holmes is the author of the book, Happier Hour: How to Beat Distraction, Expand Your Time, and Focus on What Matters Most, which is based on her wildly popular MBA course, “Applying the Science of Happiness to Life Design.”
Holmes is a faculty affiliate with The UCLA Bedari Kindness Institute, an interdisciplinary organization dedicated to the research, education, and practice of kindness.
Previously, Holmes was a tenured faculty member and award-winning teacher at the Wharton School at the University of Pennsylvania. She has a Ph.D. from Stanford University’s Graduate School of Business, and a B.A. from Columbia.
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For More on Cassie Holmes, PhD
Happier Hour: How to Beat Distraction, Expand Your Time, and Focus on What Matters Most
Time Crafting – Time Tracker Worksheet
Website
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Podcast Episodes You May Like
Retire Happy – Dr. Catherine Sanderson
The Power of Fun – Catherine Price
Everyday Vitality – Dr. Samantha Boardman
Well-Being & Longevity – Dr. Jennifer Boylan
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Wise Quotes
On What Influences Happiness
“So what we think about and what we intentionally do in our day-to-day has a significant influence on our happiness, more so than those circumstances that we think are the secrets to happiness. And so in my work, because I look at the role of time, I very much frame this as how do we think about and choose to invest the time that we have? How does that influence the joy that we experience in our days and the satisfaction we feel about our lives?”
On Time Tracking
“…really what I’m sharing is the research to help people to maximize the amount of time that they experience is worthwhile, minimize the time that is wasted or that people are moving through almost like letting it be wasted. And there’s two components of that. One is spending time, investing time on activities that are worthwhile. The other is when you’re spending that time being engaged in such a way that you make those times worthwhile. So when I just mentioned some of the strategies to offset hedonic adaptation, that is to allow it so that when you’re spending time on these worthwhile activities that you get the most out of them. Now time tracking allows you and helps you to identify what are those activities that are worth allocating time towards. Time tracking identifies what are those activities that are associated with the most positive emotion, most negative emotion, and sort of tracking over the course of people’s days, what activities are they dealing with, as well as how are they feeling, so you can pull out, on average, those activities that tend to produce the most positive emotion.”
On Time & Purpose
“But what was interesting was that there is such thing as having too much available discretionary time and digging into what drove that sort of downward slope with too much time. What it turns out is that we are driven to be productive, we’re averse to being idle. So when we spend all the hours of our sort of regular days with nothing to show for how we spend those hours, it undermines our sense of purpose and with that we feel less satisfied. Now, notably work like working for pay is not the only source of spending time in ways that allow folks to feel productive and worthwhile. It is important to recognize that having the available discretionary hours in your day, what one needs to do is invest those hours in ways that allow them to feel productive, to give a sense of purpose. So we actually found that folks who had a whole lot of discretionary time when they spent them in ways that for them felt worthwhile, it included things like engaging in an enriching hobby that allowed you to develop and grow, engaging in volunteer work that allowed you to feel like you were having an impact, also engaging in social connections, cultivating those important relationships. You actually didn’t see this dip in happiness with a lot of time. So what this is pointing to is that the solution to happiness or satisfaction is not actually being time rich, it’s about making the time that you have rich.”
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
__________________________Intro and Outro voiceovers by Ross Huguet.
Design Your Retirement – Take charge of your next phase with my small group coaching program.
Two new groups are starting in January 2023 – Limited to 10 participants. – Early Bird Pricing ends in December.
More info and registration here
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Have your retirement plans changed? Well, a lot has changed about retirement over the past few years. A survey of 2002 people in the US by Human Interest, a provider of retirement plans for small and medium-sized businesses, highlighted how the pandemic has altered how we view the world of work and retirement. Eric Phillips of Human Interest joins us from the San Francisco Bay Area to discuss the key findings.
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Bio
Eric Phillips, CFA, is Senior Director, Partnerships and Strategic Insights at Human Interest.
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For More on Human Interest
Website
COVID-19 gave people a ‘revelation’ about retirement
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Podcast Episodes You May Like
How Seniors Are Saving the World With Activism – Thelma Reese
Independence Day – Steve Lopez
Think Big – Dr. Grace Lordan
A Tapas Life – Andy Robin
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Wise Quotes
On How the Pandemic Changed Retirement
“People are viewing work in retirement differently than they were before the pandemic. I think the pandemic changed a lot about people’s lives very quickly. It changed what work looked like for people. Layoffs were common. People were working from home, including myself. People had more time to reflect on what they wanted in their future. I think it allowed, and in certain situations, it forced, people to evaluate what their retirement might look like, what they want out of it, and when they’re going to do it.”
On Why Work is Becoming a Part of Retirement
“The biggest change that we’ve seen from the results is that retirement is no longer the absence of work. I think the average person believes that you can work up to 11 hours a week and still be considered retired. About nine out of 10 workers are open to switching fields or jobs during that pretirement phase. And so it’s interesting to see that workers have a really diverse set of reasons for transitioning into a new job or industry before retirement, and not necessarily for the reasons that you might think of as well. Some of it is that they might want to do something impactful for their communities…But I think that the biggest takeaway is that most people don’t expect to have a full stop retirement anymore.”
On Retirement Activism
“A quarter of the people said that they would actually want to run for some sort of political office. This number was weighted quite a bit heavier for those who had a very difficult pandemic experience with about 34% saying that they would want to run. So what that tells me is I think that some of the activism that we’ve had, some of the time that we might have had on our hands to think about how we could have done things differently over the past few years, [led to realizing] how we could have done things to help our communities out a little bit more. And I take that as a positive note as we’ve had a lot of tough times in the past few years. I think that’s something positive coming from it.”
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About Your Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
__________________________Intro and Outro voiceovers by Ross Huguet.
Design Your Retirement
Don't be a drifter.
Be intentional about your next phase.
Invest in your future with my small group coaching program.
Two new groups starting in January 2023 - Limited to 10 participants
More info and registration here
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Retiring from full-time work? Congratulations. But don't retire from learning.
There's so much to learn - and now you'll have the time.
Listen in to our best conversations on lifelong learning and jump into
something new in the new year ahead!
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Listen to the Full Podcast Conversations
Learning is a Lifetime Sport – Tom Vanderbilt
Lifelong Learning – Michelle Weise
Old in Art School – Dr. Nell Painter
Breaking the Age Code – Dr. Becca Levy
Thinking Better to Live Better – Dr. Woo-kyoung Ahn
How to Make New Friends in Retirement – Dr. Marisa G. Franco
Cooking Up a Storm in Retirement – Chef Dennis Littley
Tiny Habits Can Lead to Big Changes – BJ Fogg
___________________________ About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
If you’re thinking about retirement, you’ll also need to be planning for longevity. That’s why Joe returned to school, earning a Masters in Gerontology from the University of Southern California. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
Joe is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy launching on August 9th.
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Intro and Outro voiceovers by Ross Huguet.
Retire? My guest today has a phrase that better captures this phase of life than the word retirement: The Vintage Years. So how are you planning for your vintage years? Dr. Francine Toder joins us to discuss how to do so with your brain in mind. And that means including novelty, complexity and problem-solving into your day-to-day life. Taking up an artistic pursuit, even without any prior experience is one way to bring those elements into your vintage years.
Dr. Toder joins us us from the San Francisco Bay area.
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Design Your Retirement
Be intentional about your next phase.
Invest in your future with my small group coaching program.
Two new groups starting in January 2023 - Limited to 10 participants
More info and registration here
_________________________ Bio
Francine Toder, Ph.D. is an emeritus faculty member of California State University, Sacramento and is a clinical psychologist retired from private practice. She is also the author of The Vintage Years: Finding your Inner Artist (Writer, Musician, Visual Artist) After Sixty.Her most recent book is Inward Traveler: 51 Ways to Explore the World Mindfully. Her extensive writing on diverse topics appears in magazines, professional journals, newspapers, blog sites and as edited book chapters. She resides in the San Francisco Bay area.
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For More On Francine Toder, Ph.D.
Website
The Vintage Years: Finding your Inner Artist (Writer, Musician, Visual Artist) After Sixty
Inward Traveler: 51 Ways to Explore the World Mindfully
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Podcast Episodes You May Like
A Round of Golf with My Father – William Damon
Retire Happy – Dr. Catherine Sanderson
How Can You Be Better with Age? – Alan Castel
If You Love Your Work, What Challenges Will You Face in Retirement? – Michelle Pannor Silver
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Wise Quotes
On the Power of Novelty
"Basically, neuroplasticity means it's plastic, it can continue shaping itself. And the way it does that is through novelty, complexity and problem solving. So let's say you play golf and you like to play golf and you've been playing golf for 40 years. Well, I'd say either you take up another sport or you learn to hold a club in your opposite hand, which is almost impossible and very counterintuitive, and most people would not like it. But that has the benefits of what I call novelty and problem solving. It would be the same way if you were a knitter, I'd say take up a different craft or knit something totally different or in a different way. So you don't have to change hobbies, you just have to change the way you do it. Or find a new hobby. Even if you didn't know what you wanted, you could go back to something you did as a child."
On Wisdom and the Richest Stage of Life
"This is the richest stage in life. For one thing, I am a psychologist, so I look at the world through psychologist eyes. When you get to this stage of life, your mental health is probably better than it's ever been. And partly, and this may surprise some people, it's because the drop off in certain hormones, estrogen and testosterone and some other ones, that pull for other kinds of activities. And when those are gone, there is more room for taking up something new. And besides that, at this point, we have wisdom. I'll give you an example. Kids have little bookcases full of half a dozen books, and by the time they're out of school, you've got a big bookcase, and by the time you're 60, you've got a huge bookcase. Well, it's the same way in your brain. You have a huge amount of storage in your brain, and excellent problem solving skills that young people don't even have. Those two things together make this the richest stage in life."
On Staying Sharp
"The most important thing is exercise. And while that isn't an art form, it certainly can be added to an art form.
Are you ready for the new retirement? The old-fashioned "full-stop" retirement simply doesn't work for everyone. For many people, to retire happy, it includes some form of work - on your own terms. In a hybrid retirement, work - paid or unpaid - can provide meaning, connection, purpose, fulfillment - and some income. There are more options available today to create a hybrid retirement that works for you. But that may mean changing lanes. You'll need to plan ahead and lay the groundwork. Justin Smith, CFP., CAP, CFA of Savant Wealth Management, offers his tips and a tool to help you think outside the box and navigate career crossroads.
Justin joins us from Phoenix, Arizona.
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Delaying retirement? You could wait until you retire and ask What Now? – and then scramble – or drift.
Don’t be that person.
Instead, start planning for the non-financial side of retirement now. Delaying when to retire doesn't mean delaying your preparation. Apply the same principles of design thinking that Nike and other leading companies use to design your future. Learn more about my One-on-One coaching and small group programs. Take the first step toward designing your new life today – schedule a call.
__________________________ Bio Justin specializes in helping executives and successful professionals navigate the chapter between full-time work and full-stop retirement, which we call a “Victory Lap.” He has been involved in the financial services industry since 2005. Prior to joining Savant, he was a partner and portfolio manager for an independent Registered Investment Advisor firm in Chicago. Justin earned a bachelor of business administration degree with a concentration in finance from the University of Michigan. He is a CERTIFIED FINANCIAL PLANNER™ professional and has earned the Chartered Advisor in Philanthropy® (CAP®) and the Chartered Financial Analyst® (CFA®) designations. He is a frequent speaker on the topics of Victory Lap Retirement and tax-smart retirement planning. Justin loves to cook (especially tacos!) and enjoys spending time outdoors with his wife and three children. After living in the Midwest for many years, they truly appreciate everything Arizona has to offer. In the fall, you are almost certain to find Justin on his patio watching Minnesota Vikings or Michigan Wolverines football. _____________________________
For More on Justin Smith
Website
Download The Career Crossroads Workbook
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Podcast Episodes You May Like
How’s Your Network? – Kelly Hoey
The Unretirement Life – Richard Eisenberg
Breaking the Age Code – Dr. Becca Levy
Independence Day - Steve Lopez
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It’s Game Time!
Win The Retirement Game
“Definitely the best book I’ve read on the non-financial aspects of retirement.”
Amazon Barnes & Noble Bookshop.org
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Wise Quotes
On Hybrid Retirement
"I think this is becoming more and more of a movement. Nobody announced it, but it's becoming more and more popular. 20 years ago there was really one path where it was somebody in the C-suite and then they would go serve on a board and they went from working 80 hours a week to working 20 hours a week. They'd still fly around and go to board meetings and things like that. But now that has been democratized and there's countless different ways that people can take a hybrid path. And the big change I'm seeing is that a more people have access to these hybrid paths. Basically anybody who puts in the work can find something that checks all the boxes for them. And the other thing I'm seeing is that people are not waiting until 65 or full retirement age, or the point where they feel fully financial independent. They're jumping off the treadmill earlier and then they're playing that hybrid game longer."
On Planning Ahead
"In the retirement planning game,
The Wizard of Oz is one of the most watched films of all time. Look closely and you'll see that it contains valuable life lessons for any stage of life, including retirement. Peter Guzzardi joins us to discuss his book, Emeralds of Oz: Life Lessons from Over the Rainbow, which details nine Emeralds of Wisdom, along with 52 life lessons.
He joins us from Chapel Hill, North Carolina.
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Delaying retirement? You could wait until you retire and ask What Now? – and then scramble – or drift. Don’t be that person. Instead, start now. Apply the same principles of design thinking that Nike and other leading companies use to design your future. Learn more about my One-on-One coaching and small group programs. Take the first step toward your new life today – schedule a call.
_________________________ Bio Peter Guzzardi has worked in publishing for more than forty years. Prominent books he has edited include Stephen Hawking’s A Brief History of Time, Deepak Chopra’s Ageless Body, Timeless Mind, Queen Noor’s Leap of Faith, Susan Cain’s Quiet, and Douglas Adams’s Mostly Harmless. And he's the author of Emeralds of Oz: Life Lessons from Over the Rainbow. An independent editor and writer, he lives in Chapel Hill, North Carolina.
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For More on Peter Guzzardi
Emeralds of Oz
Website (Download the handy Postcard of the 9 Emeralds and a Worksheet to apply them)
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Podcast Episodes You May Like
Chatter & Your Inner Voice – Ethan Kross
How to Make New Friends in Retirement – Dr. Marisa G. Franco
An Artful Life – John P. Weiss
The Emotional Side of Retiring – Kate Schroeder
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It's Game Time: Win The Retirement Game
“Definitely the best book I’ve read on the non-financial aspects of retirement.” “I wish I had this book when I retired.” “This is a great gift for anyone anticipating retirement years”
Amazon Barnes & Noble Bookshop.org
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Wise Quotes
On the Lesson That's Helped Him the Most
"I think in some ways the one that's hardest for me to absorb kind of stands out. And that's Number Five: You Already Possess What You Desire Most. And of course Dorothy's companions are classic examples of that in the most wonderful way. But to take that in, what does that really mean for me? What does that mean for you? It's really profound. We're rushing around looking outside ourselves for the things that we think matter most for money, for success, For me it might be courage. I tend to suffer from anxiety. And so courage. I would never think of myself as a courageous person but this Emerald is telling me I am a courageous person and that courage, I'm not going to find it elsewhere."
On Mistakes
"The notion that there are no mistakes, only lessons. And that's so huge. When I grew up and it was all about getting the answers right in school and not making a mistake. And what you really don't want to be is wrong. But what if you could just remove that? And what if it's just that life is a series of experiments and explorations and it's not going to be right or wrong, it's just you're going learn from them. So I'm going to take a different approach next time. What a relief that would be to be able to approach life that way."
On the Beginner's Mind
"As I look at the Emeralds, the first one is Listen to Your Longing. And that's from the amazing moment in the barnyard where Dorothy begins to sing. And what a valuable place to start that is for all of us to listen to that longing. What is it we long for? But the second one is See the Situation As If For the First Time. And that one comes from the moment when Dorothy steps out into Munchkin Land because the expression on her face is just this appreciation for the miraculous. It's like, Oh my gosh. And she's so open to it. And this is something that in Buddhism is called Beginne...
Planning for retirement? You need to also plan for your longevity. And your lifestyle choices will play be a big role in your longevity and satisfaction in retirement. Mike Drak, author of the new book Longevity Lifestyle by Design, returns to The Retirement Wisdom Podcast for an enlightening conversation on how to upgrade your retirement planning.
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Delaying retirement? Many of my clients are. But they’re using this time to get a jump on their future.
You could wait until you retire and ask What Now? – and then scramble – or drift. Don't be that person. Instead, start now and design your new post-full-time work life.
Find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction. Apply the same principles of design thinking that Nike and other leading companies use to design your future. Learn more about my One-on-One coaching and small group programs. Take the first step toward your new life today – schedule a call.
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Bio
Mike Drak is the author of his third book Longevity Lifestyle by Design: Redefining What Retirement Can Be. After a thirty-eight year career within the financial services industry, Mike Drak experienced what he has now termed “retirement shock”. As a result, Mike spent the next 6 years doing research about retirement which resulted in his best selling book “Victory Lap Retirement” based on his realization that full stop retirement doesn’t work for most people.
His second book “Retirement Heaven or Hell: Which Will You Choose?” shares some of Mike’s personal experiences in retirement and highlights how people can design and transition to their own unique retirement lifestyle. This book also outlines the valuable retirement lessons learned from the pandemic and introduces nine retirement principles that can support creating a long, healthy and fulfilling life.
Along with being a best-selling author, Mike is also a public speaker and retirement lifestyle designer. He has received awards for his writing and you can find his articles at Booming Encore.
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For More on Mike Drak
Longevity Lifestyle by Design book: Free Download | Amazon
Mike Drak's First Visit with The Retirement Wisdom Podcast
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Podcast Episodes You May Like
Independence Day – Steve Lopez
How to Make New Friends in Retirement – Dr. Marisa G. Franco
Thinking Better to Live Better – Dr. Woo-kyoung Ahn
Taking Stock – Dr. Jordan Grumet
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Win the Retirement Game
(It Might Just Be the Most Important Game of Your Life)
What Readers Are Saying:
“Definitely the best book I’ve read on the non-financial aspects of retirement.” “I wish I had this book when I retired.” “…the book is amazingly readable, and chock full of insights.”
“This is a great gift for anyone anticipating retirement years”
Amazon Barnes & Noble Bookshop.org
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Wise Quotes
On Why People Fail Retirement
"I believe it's just that they have the wrong beliefs about retirement. They don't fully understand what's coming their way. Many people think it's just a financial situation. If you have enough money, you're going to have a great retirement. And that's not true. Many people think transitioning to a successful retirement will be easy. What can be hard about retiring? But it's one of the hardest things you can do. And it's one of the most stressful events that you'll go through, too. People don't realize that. People think when they retire, all their problems are magically going to go away. Well, guess what? They don't. As a matter of fact, you're going to have even more problems. And that's what concerns me. How I read about the Great Resignation, all these people bailing into retirement early. And I'm going,
A lot changes when you retire, including your social connectivity. Dr. Marisa G. Franco, author of Platonic: How the Science of Attachment Can Help You Make--and Keep—Friends, has research-based advice on making new friends as an adult, and creating new connections.
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Delaying retirement? Many of my clients are. But they’re using this time to get a jump on their future.
You could wait until you retire and ask What Now? – and then scramble - or drift. Instead, why not start now to proactively explore your options and design your new post-full-time work life?
Find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction. Apply the same principles of design thinking that Nike and other leading companies use to design your future. Learn more about my One-on-One coaching and small group programs. Take the first step toward your new life today - schedule a call.
__________________________ Bio Dr. Marisa G. Franco is the New York Times bestselling author of Platonic: How the Science of Attachment Can Help You Make--and Keep—Friends; and she is a professor, speaker, and psychologist. Her research focuses on the powerful role of our communities in shaping who we are and why we flourish.
Marisa uses her expertise to advise clients and companies on how to nurture deeper connections. She believes that connections underlie everything—our health, our motivation, our work, and our sense of who we are.
Dr. Franco holds a Ph.D. in Counseling Psychology from the University of Maryland and works as a professor there. She writes for Psychology Today and she has been a featured psychologist in The New York Times, NPR, and Good Morning America.
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For More on Dr. Marisa G. Franco
Platonic: How the Science of Attachment Can Help You Make--and Keep—Friends
Website
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Podcast Episodes You May Like
Where to Retire – Silvia Ascarelli
Plays Well with Others – Eric Barker
Thinking Better to Live Better – Dr. Woo-kyoung Ahn
The Emotional Side of Retiring – Kate Schroeder
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How to Win the Retirement Game
(It Might Just Be the Most Important Game of Your Life)
What Readers Are Saying:
“Definitely the best book I’ve read on the non-financial aspects of retirement.” “I wish I had this book when I retired.” “…the book is amazingly readable, and chock full of insights.”
“This is a great gift for anyone anticipating retirement years or already in the thick of it.”
Amazon Barnes & Noble Bookshop.org
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Wise Quotes
On Making Friends as an Adult
"So making friends is about having a certain type of setting or environment. Rebecca G. Adams, she's a sociologist, describes it as having repeated unplanned interaction and shared vulnerability. So that's school, right? You see someone every day, you have recess, you have gym, you have lunch, right? For some people that's work, for other people not, because sometimes people go to work and they're not quite vulnerable, which is why one study found that the more time we spend together at work, the less close we feel. And I think, in general, as we move forward to adulthood, we just don't inhabit those same types of settings that really foster connection. So if we rely on this concept of making friends that we had when we were kids, we're just going to be like, it should just happen, right? And then we don't. We're not realizing we're not in that setting anymore. So it's not going to just happen for you. And in fact, there is a study on older adults that found that people who thought friendship happened based on luck were lonely five years later, whereas those that saw it as happening based on effort were less lonely five years later because they made that effort."
Am I ready to retire? Should I stay or should I go? Who will I be if I retire? Planning for retirement brings a plethora of questions to ponder. Esteemed LA Times columnist Steve Lopez shares his year-long exploration of these, and other questions, in his new book Independence Day: What I Learned About Retirement from Some Who’ve Done It and Some Who Never Will. His journey included conversations with a wide range of people with different perspectives on retirement that informed his own decision on whether to retire, keep going - or do something else. The observations and insights can help you retire smarter - in a way that's right for you.
Steve Lopez joins us from Southern California. Bio Steve Lopez is a California native who has been an L.A. Times columnist since 2001. He has won more than a dozen national journalism awards for his reporting and column writing at seven newspapers and four news magazines, and is a four-time Pulitzer finalist for commentary – in 2012, for his columns on elder care; in 2016, for his columns on income inequality in California; in 2018, for his columns on housing and homelessness; and in 2020, for purposeful pieces about rising homelessness in Los Angeles, which amplified calls for government action to deal with a long-visible public crisis.
He is the author of three novels, two collections of columns and a non-fiction work called “The Soloist,” which was a Los Angeles Times and New York Times best-seller, winner of the PEN USA Literary Award for Non-Fiction, and the subject of a Dream Works movie by the same name. Lopez’s television reporting for public station KCET has won three local news Emmys, three Golden Mike awards and a share of the Columbia University DuPont Award.
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For More on Steve Lopez
Independence Day: What I Learned About Retirement from Some Who’ve Done It and Some Who Never Will
The Soloist: A Lost Dream, an Unlikely Friendship, and the Redemptive Power of Music
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Podcast Episodes You May Like
The Unretirement Life – Richard Eisenberg
The Emotional Side of Retiring – Kate Schroeder
Purpose & a Paycheck – Chris Farrell
If You Love Your Work, What Challenges Will You Face in Retirement? – Michelle Pannor Silver
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Are You Ready to Retire?
How prepared are you for the non-financial side of retirement? Take our free quiz.
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How to Win the Retirement Game
(It Might Just Be the Most Important Game of Your Life)
What Readers Are Saying:
“Definitely the best book I’ve read on the non-financial aspects of retirement.” “I wish I had this book when I retired.” “…the book is amazingly readable, and chock full of insights.”
“This is the book I didn’t know I needed after retiring!”
“This is a great gift for anyone anticipating retirement years or already in the thick of it.”
Amazon Barnes & Noble Bookshop.org
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Wise Quotes
On the Transition to Retirement
"...there are a lot of things that surprised me. One thing I had not given a lot of thought to, and I was persuaded by among other people, a woman by the name of Nancy Schlossberg, who is in her nineties and lives in Sarasota, Florida. I hope her house is still there after the storm. She talked about how much thought should go into this time in your life, because this is a huge transition. And it's not just going from work to not working. There's a transition in every aspect of your life and your relationship, say, with your spouse, or with your colleagues who will become former colleagues - do they still have time for you? Have you developed enough friendships, hobbies or causes that when you do finally leave your job and have all of that extra time, do you know what you're going to do with it? Do you know if it's going to be fulfilling?
You may be familiar with cognitive bias from behavioral economics. But being aware of common thinking traps and how to elude them can help you in your retirement planning and in your day-to day life, including making you a wiser consumer. Dr. Woo-kyoung Ahn, a Psychology professor at Yale, is the author of the new book Thinking 101: How to Reason Better to Live Better. She joins us for an enlightening conversation about how we can be more keenly aware of our cognitive tendencies, sharpen our thinking and duck thinking errors that can have real-life implications.
We discuss:
How confirmation bias works - and how it gets in our way Negativity bias - and why loss aversion carries more weight than gains do Overconfidence and the fluency effect Estimating better and the planning fallacy How marketers use cognitive bias - and how to be a wiser consumer Applications of the research in daily life How cognitive psychology can help at the individual and societal levels
Dr. Ahn joins us from New Haven.
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Comments, Suggestions or Questions You’d Like Me to Address on the Podcast?
Leave a Voice Message Here
_________________________ Bio
Woo-kyoung Ahn is the John Hay Whitney Professor of Psychology at Yale University. After receiving her PhD in Psychology from the University of Illinois, Urbana-Champaign, she was Assistant Professor at Yale University and Associate Professor at Vanderbilt University. Her research on thinking biases has been funded by NIH. She is a fellow of the American Psychological Association and the Association for Psychological Science.
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For More on Dr. Woo-kyoung Ahn
Thinking 101: How to Reason Better to Live Better
Website
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Mentioned in This Episode
BTS Music Video (The dance sequence Dr. Ahn uses in her class is from 1:18 to 1:24. )
(Video of my attempt to do this is currently unavailable...)
Breaking the Age Code – Dr. Becca Levy
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Podcast Episodes You May Like
Chatter & Your Inner Voice – Ethan Kross
Think Big – Dr. Grace Lordan
The Expectation Effect – David Robson
Smarter Tomorrow – Elizabeth Ricker
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How to Win the Retirement Game
(It Might Just Be the Most Important Game of Your Life)
What Readers Are Saying:
“Definitely the best book I’ve read on the non-financial aspects of retirement.” “I wish I had this book when I retired.” “…the book is amazingly readable, and chock full of insights.”
“This is the book I didn’t know I needed after retiring!”
“This is a great gift for anyone anticipating retirement years or already in the thick of it.”
Amazon Barnes & Noble Bookshop.org
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Wise Quotes
On Estimating & Planning Better
"...what I do to overcome the planning fallacy in myself is I just basically add 50% of the time that I initially estimate. And I try not to negotiate with myself on this. And sometimes 50% was not enough. My favorite story was I was planning I was preparing for a lecture on the planning fallacy, and I thought It'll be done within four days. And I said, Okay, that means a week. No. It took two weeks, because there's so many studies that I read and then I said, No, this one doesn't work. No, this is not interesting. So it took two weeks. So, I think the best thing to do is just to assume the planning fallacy always happens a hundred percent - and then just double the estimate."
On Negativity Bias
"...some researchers say that we have actually evolved to be more sensitive to loss and negative information. And it's because throughout most of our human history, the resources have been really scarce. So in that case, any loss, even if it's a small one, can be a direct threat to our survival. So we have evolved to protect what we possess, what our family has.
Delaying retirement? Use this time wisely to prepare well for the transition.
If you wait until you're asking What Now? you're behind the curve.
Don't lag behind.
Ask a better question:
How can I design the retirement I've worked so hard to earn?
Schedule a call - get well-prepared for your graduation from full-time work.
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Retirement sounds simple, but it has many dimensions to it.
On this retirement podcast, here are some of the areas we've explored recently:
the semi-retirement option what women need to plan differently for in retirement how small acts can make a big difference how to figure out where to retire how to retire early and five secrets to lasting love
Click on the links below to listen to the full conversations:
The Unretirement Life - Richard Eisenberg
Key Lifestyle & Financial Decisions as We Age – Marjorie Fox
Changing the World One Small Act at a Time – Brad Aronson
Where to Retire - Silvia Ascarelli
Buy This, Not That – "Sam Dogen"
The Go-Giver Marriage – Ana Mann
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Retirement Podcast Episodes You May Like
Best of 2022 – Part 2
Best of 2022 - Part 1
Best of 2021
Best of - On Wellness
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Interested in more retirement podcast conversations?
Visit retirementwisdom.com
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About Your Retirement Podcast Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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Intro and Outro voiceovers by Ross Huguet.
Retirement is about much more than money. Is your retirement planning leaving you exposed on either side of the retirement equation? Increasingly, pre-retirees are enlisting the services on professionals on both sides. That way they'll be well prepared on how they'll be investing their money - and their time - to create the life in retirement they've worked so hard to build.
Tony Hixon and Scott Miller join us to discuss how this dual approach to retirement planning can give you an edge.
Tony and Scott join us from Ohio.
__________________________ Bios Tony Hixon is co-founder and Chief Operating Officer of Hixon Zuercher Capital Management. As Chief Operating Officer, Tony is responsible for overseeing the administration of the firm. In addition to managing the firm’s operations, Tony serves on the firm’s Investment Committee and is a co-Portfolio Manager, an Analyst, and Trader.
Tony has experience providing investment services since 2003 and providing financial advisory services since 1999. Prior to co-founding Hixon Zuercher Capital Management, Tony worked at a CPA firm for nearly four years specializing in accounting, tax planning, and tax preparation for high net worth individuals.
In 2021, Tony released his book Retirement Stepping Stones: Find Meaning, Live with Purpose and Leave a Legacy. In it, he recounts the tragic story that happened to his mom, Pam Hixon, and instructs the reader on how they can prepare for a meaningful retirement beyond the numbers. His book is available on all major online retailers or by visiting www.tonyhixon.com/book. The Retirement Stepping Stones Workbook serves to elevate the experience to set you on a path to retirement preparedness is available for download at www.tonyhixon.com.
Scott Miller serves as a Life Coach at Hixon Zuercher Capital Management. His primary role is to help clients transition into retirement and beyond by helping them navigate some of the challenges that arise. He assists clients clarifying goals, identifying obstacles and creating strategies for overcoming each obstacle. In short, Scott helps clients find meaning, live with purpose and leave a legacy!
Originally from Wooster, Ohio, Dr. Miller moved to Findlay in 1989 where he began practicing dentistry. In 2021, Scott retired from dentistry having served patients for more than 32 years. Scott has extensive experience with teaching leadership skills and helping people get to know themselves, asking the question, “Who am I and where do I want to go in life?” For example, he has helped students make the transition from high school to the next phase of their life and figure out what they want to do in their careers. And now he is taking people from their careers to the next step of finding significance in the second half of their lives.
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For More on Tony Hixon & Scott Miller
Retirement Stepping Stones
Website
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Podcast Episodes You May Like
Retirement Stepping Stones – Tony Hixon
When Will You Flip the Switch? – Dr. Barbara O’Neill
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
Breaking the Age Code – Dr. Becca Levy
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Win Your Retirement Game
What Readers Are Saying about Win the Retirement Game:
“Definitely the best book I’ve read on the non-financial aspects of retirement.” "I wish I had this book when I retired." “…the book is amazingly readable, and chock full of insights.”
"This is the book I didn't know I needed after retiring!"
“This is a great gift for anyone anticipating retirement years or already in the thick of it.”
Amazon Barnes & Noble Bookshop.org
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About Retirement Wisdom
Delaying retirement? Many of my clients are. But they’re using this time to invest in their future.
You could wait until you retire and ask What Now? - and scramble to play catch up.
How do your emotions affect your relationship with money? My guest is Mikelann Valterra, who is is a money coach. We discuss what a money coach does and how it's different from - and complementary to - what a financial advisor and financial planner does. Planning for retirement requires wise choices and as Mikelann notes "You can do anything. But you can’t do everything.” Are your beliefs about money helping you make smart choices or getting in your way?
Mikelann Valterra joins us from Seattle.
__________________________ Bio Mikelann is a money coach, writer, speaker and leader in the field of personal finance. She has been in private practice over 20 years, working with private individuals on how to manage cash flow in an easier way, while also uncovering and addressing their own unique financial psychology. Her clients experience less stress, less debt, and more savings and clarity about the future. In addition to her private practice, she is a sought after speaker who fuses the fields of psychology, spirituality, brain science and personal finance to deliver riveting seminars that transform a person’s relationship to money in a lasting way. Her passion is to help professionals escape the money fog, feel more in control of their finances and create a life they love. She believes everyone can truly heal their relationship to money.
She is the author of Why Women Earn Less: How to make what you’re really worth, as well as multiple workbooks and audios on personal finance. Her blog goes back almost twenty years. Mikelann is quoted in numerous published books and has appeared on dozens of radio shows, television spots and in newspapers across the United States. She has also written for Forbes and credit.com.
Mikelann possesses a deep understanding of people’s pain and frustration around money. She has a bachelors in economics, a masters in psychology, and is also an accredited financial counselor (AFC®). She possesses more than two decades of helping people experience greater financial control and success. She knows it really is possible to heal your relationship to money and leave financial anxiety behind, forever. She is based in Seattle, Washington.
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For More on Mikelann Valterra
Website
Free e-book: How to Stop Stressing About Money & Create a Life You Love
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Podcast Episodes You May Like
The Emotional Side of Retiring – Kate Schroeder
The Key Decisions for Retirement Success – Wade Pfau
Lifestyle and Financial Decisions As We Age – Marjorie Fox, JD, CFP®
Retirement Planning Considerations for Women – Russ Thornton
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Win The Retirement Game
What Readers Are Saying:
“Definitely the best book I’ve read on the non-financial aspects of retirement.”
“Win The Retirement Game is well written, easy to read, and hard to put down. I highly recommend this book not just to those about to be or recently retired, but to anyone anticipating or experiencing a life transition.”
“This is a great gift for anyone anticipating retirement years or already in the thick of it.”
“…the book is amazingly readable, and chock full of insights.”
Amazon Barnes & Noble Bookshop.org
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Wise Quotes
Money & Emotions
"It's a huge question leading up to retirement, right? Do we have enough money? Can we retire? It's a big, big conversation. But what do we call post- retirement? There's so many ways that people go work-optional nowadays, it's not as black and white as it used to be. But money is so emotional, partly because of how we were raised around money. We all have these really long money stories throughout our lives. So different things that have happened around money. We can also talk about our individual money personalities. There are just so many differences between people, partly because of how they were raised around money, but believe it or not,
Dr. Jordan Grumet brings a unique perspective to the topics of early retirement and a second act career. He has seen first hand the regrets of patients facing the end of their lives. His new book, Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life will inspire you to step back, reflect on what's most important to you, and live your life fully now - not someday, which isn't guaranteed to any of us.
We discuss:
The book that changed his life What he's learned from his hospice patients The benefits of a Life Review - and why you should do one now How his identity has evolved since his early retirement How money can distract us from what’s truly important in life Why you should beware of The One More Year Syndrome How the FIRE movement is evolving The role of work in retirement How you can benefits from the art of subtraction
Jordan Grumet joins us from Illinois.
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Comments, Suggestions or Questions You’d Like Me to Address on the Podcast? Leave a Voice Message Here
__________________________ Bio Dr. Jordan Grumet is the author of Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life.
After graduating from the University of Michigan, Jordan received his medical degree from Northwestern University and began practicing internal medicine in Northbrook, Illinois. He is currently an associate medical director at Journeycare Hospice. Also known as Doc G, he created and hosts the podcast Earn & Invest.
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For More on Dr. Jordan Grumet
Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life
Website
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Podcast Episodes You May Like
Changing the World One Small Act at a Time – Brad Aronson
The Emotional Side of Retiring – Kate Schroeder
A Round of Golf with My Father – William Damon (On Life Review)
Buy This, Not That – "Sam Dogen"
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Mentioned in this Episode
The White Coat Investor
Why Do We Need Reminders of What Matters Most? (This is a blog post about the colleague I mentioned who died right before his retirement after putting it off for a number of 'just one more' years)
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What Readers Are Saying About Win The Retirement Game
“…the book is amazingly readable, and chock full of insights."
“Definitely the best book I’ve read on the non-financial aspects of retirement.”
“Win The Retirement Game is well written, easy to read, and hard to put down. I highly recommend this book not just to those about to be or recently retired, but to anyone anticipating or experiencing a life transition.”
“This is a great gift for anyone anticipating retirement years or already in the thick of it.”
“…the book is amazingly readable, and chock full of insights."
Amazon Barnes & Noble Bookshop.org
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Wise Quotes
On Deferring Living
"The sadness was maybe he should have had his bags packed years and years before. And it's really a lesson that I see over and over again with the dying that I try to bring to the financial lives of young people is we need to start living now. We can't always put it off to the last minute. Some people are lucky enough, like Sam, they do get to live out some of their last dreams when they find that a terminal illness is indeed upon them, but most people don't. And so it's incumbent upon us to start thinking about these things to having our bags packed now."
On Money as a Tool, Not a Goal
"So looking at money as the overall goal generally leads to unhappiness. And so I think we have to really think about the role of money in our lives and recognize that it is a tool one of many different tools we have to live purposeful lives. And if we stop looking at it as a tool,
How prepared are you for the non-financial side of retirement? Take our free quiz
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Life is full of trade-offs. By the time you're planning for retirement, you've become a master juggler. Professor Glenn Frank thinks these skills can be leveraged in planning for retirement, which he views as your encore. The question is how will you balance time, money and joy in your encore phase?
Professor Glenn Frank joins us from Massachusetts.
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Bio
Glenn Frank is the author of Your Encore: Retirement Planning Guide - How to Balance Time, Money and Joy. He was named 2019 Financial Planner of the Year in Massachusetts and one of the top financial advisors in the country for 10 straight years by Worth.
Professor Glenn Frank is currently the Director of Education at Lexington Wealth Management. Glenn’s college teaching experience is extensive. Since 1985 he has taught a large variety of courses in investments, individual and business taxes, insurance and financial planning. Glenn was the Founding Director of the Master of Personal Financial Planning program at Bentley University. He is a member of the program’s advisory board and each year teaches a portfolio construction course within the program, Portfolio Management or Investment Vehicles.
He has been interviewed by the Wall Street Journal, Reader’s Digest, Financial Planning, The Boston Globe, and various other media outlets. He is a frequent speaker drawing on his 30 years of experience as a financial advisor to share insights on finding a balance between Time, Money and Joy.
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For More on Glenn Frank
The Joy Matrix Your Encore: Retirement Planning Guide - How to Balance Time, Money and Joy Website: Time, Money and Joy.com
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Podcast Episodes You May Like
The Second Curve of Life – Arthur C. Brooks
Navigating the Transition – Dr. Maggie Mulqueen
A Tapas Life – Andy Robin
When Will You Flip the Switch? - Dr. Barbara O'Neill
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What Readers are Saying About Win the Retirement Game
"...the book is amazingly readable, and chock full of insights. "
"Definitely the best book I've read on the non-financial aspects of retirement."
"The storytelling format makes it fun to read, and the lessons woven into the story are backed up by tons of references."
"The storyline of the book is engaging and also actionable, a rare find." Amazon Barnes & Noble Bookshop.org
Thank you for making the book a #1 Amazon Best Seller in two categories.
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Mentioned in This Podcast Episode
Rory Vaden - The Focus Funnel (TEDx Talk) Patrick __________________________
Wise Quotes
On Your Encore Phase
"Three big questions. Where does your time goes now and where it is likely to go once you leave your employer? That's number one. Number two, where your money goes now, where it's likely to go. Once you leave and three, the tougher one, what truly makes you happy now? And what will likely make you happy in the future? Here's the thing, the opportunity set of activities for that freed up time, you'll suddenly have 40, 50 or 60 hours a week. In your Encore, your opportunities might be endless. If you answer these questions, you can dramatically narrow down the alternatives that would actually work well in your life. Clarity is key."
On Happiness
"[In The Blue Zones] Dan Buettner studied people from around the globe and created this test with basically scores in three areas, Pleasure, Purpose and Pride. I think the test is pretty accurate from my observation. The happiest people balance these three things. They find time for pleasure, but not too much such that it interferes with their purpose. And of course you need to take pride in whatever you do regarding purpose.
What are the keys to a successful marriage? A lot of things change when you retire. Will your marriage evolve and become even stronger? Ana Gabriel Mann and her husband John David Mann have written a book The Go-Giver Marriage: A Little Story About the Five Secrets to Lasting Love with valuable and practical tips on the practices of a successful marriage.
Ana Gabriel Mann joins us from Massachusetts.
Comments or Questions You’d Like Me to Address on the Podcast? Leave a Voice Message Here
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Bio
Ana Gabriel Mann holds a Master’s degree in clinical psychology and dance-movement therapy from Antioch New England, where she specialized in working with adults and family therapy. In addition to her work in family therapy and 5 Secrets marriage coaching, she has served as clinical director for a support program for families caring for loved ones with Alzheimer’s disease, co-founded New England’s first college of Chinese medicine, and worked as a corporate consultant, speaker, trainer, and business coach. She is the creator and lead facilitator of the Go-Giver Marriage Coaches training program.
John David Mann and Ana Gabriel Mann have been dreaming about cowriting The Go-Giver Marriage and bringing its message to the world ever since the first draft of John and Bob’s original book, The Go-Giver, came sliding out of his desktop printer in early 2005.
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For More on Ana Gabriel Mann and The Go-Giver Marriage The Go-Giver Marriage: A Little Story About the Five Secrets to Lasting Love The Go-Giver Marriage Coaches Program
John David and Ana Gabriel Mann’s Go-Giver Marriage Coaches training and certification program will train you in the art of coaching and mentoring individuals who want to improve their marriage. Programs will commence in the fall of 2022. To be notified when details become available, email programs@gogivermarriage.com
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Podcast Episodes You May Like
The Emotional Side of Retiring – Kate Schroeder
The Second Curve of Life – Arthur C. Brooks
The Power of Fun – Catherine Price
Retire Happy – Dr. Catherine Sanderson
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Mentioned in This Podcast Episode
Terrence Real - I Don't Want to Talk About It: Overcoming the Secret Legacy of Male Depression
The Gottman Institute - The Four Horsemen of the Apocalypse
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What readers are saying about Win The Retirement Game "...amazingly readable, and chock full of insights. "
"Definitely the best book I've read on the non-financial aspects of retirement."
"The storytelling format makes it fun to read, and the lessons woven into the story are backed up by tons of references."
"The storyline of the book is engaging and also actionable, a rare find."
Amazon Barnes & Noble Bookshop.org
Thank you for making the book a #1 Amazon Best Seller in two categories. ____________________________________
Wise Quotes
On Mindsets
"Mindsets are everything, because here's one of the things that happens in every relationship. You meet and you're in this kiss of romance. It's really amazing. You think I have found my soul mate. But the truth is you're all bringing your history. She is bringing her history. You are bringing your history and whatever that history was from your initial family will start to seep into the relationship. And, some people call it after the honeymoon's over, but it really is the day-to-day. Who are you as a person? And how do you relate in the relationship? Did you have a critical parent? And now you've become a critical partner. Are you a critical parent yourself? It's always that history is reflecting in our relationships. So mindset's incredibly important and intentionality is incredibly important. I tell people often in my coaching practice, you have to decide: who do you want to be in this relationship?"
On Learning and Growing
Comments, Suggestions on Topics or Questions You’d Like Me to Address on the Podcast? Leave a Voice Message Here
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Who doesn't want to retire happy? There's no magic formula. You have to determine what the key ingredients are for you. But there are clues that can help you discern what will lead to happiness and satisfaction in your retirement life. And one thing often leads to another. For Carol Colburn, a big one has been travel, and that's led to new pursuits in writing and photography. She shares her insights on a longer list of the keys to a happy retirement. Listen in. It just might unlock your ability to retire happy in your own way.
Carol joins us from Arizona.
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Bio
Carolina Esguerra Colborn had a distinguished career in Philippine business before migrating to the US in 2004. She was former President/CEO of BayanTrade, e-procurement hub of the Philippines; Managing Director of SAP Philippines; Deputy Commissioner of the Bureau of Internal Revenue; General Manager of MegaLink, the ATM transaction switch of banks, and Vice-President of the Development Academy of the Philippines, the government consulting arm. She also worked for Andersen Consulting, IBM and NCR. Twice a recipient of the Most Powerful Women in IT Award, she represented the private sector in the National Information Technology Council.
Carolina settled in Seattle, Washington where her eldest daughter lived. While babysitting a grandson, she also taught as adjunct professor in business at Seattle Central Community College, Central Washington University, and Renton Technical College. She even volunteered at SCORE, the Service Corps of Retired Executives, as a small business counselor and lecturer on marketing.
In 2007, she met Bill Colborn and married him a year later. Soon he sold his business, and they embarked on a five-year cruise of North America in an RV. She not only soaked up great American sights in forty-nine American states, nine Canadian provinces, and six Mexican states, but also became deeply immersed in American culture and history. Within the cozy confines of a 350-sq. ft. motorhome, life lessons came as fast as scenes changed. In 2015 this epic journey was chronicled in her travel book Carolina: Cruising to an American Dream.
This year she released a handy booklet, Cruising in an RV. the basics you need to know, for those looking to start RVing. This will soon be followed by her second travel book, Cruising Past Seventy. It’s Not Only about Outer Journeys. It’s Also about Inner Ones. She continues to maintain a travel blog, Cruising Past 70, several posts of which also have been republished elsewhere. She also writes bimonthly for travelawaits.com, an online travel magazine. Bill and Carolina now use Phoenix, Arizona as a base for their travels within and outside the US. From there, she has traveled to thirty-eight countries.
She holds a BS in Mathematics, MBA, and DPA abd from the University of the Philippines.
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For More on Carol Colburn Cruising Past Seventy: It's Not Only about Outer Journeys. It's Also about Inner Ones Expert Contributor Articles on TravelAwaits.com
Blog
Website
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Podcast Episodes You May Like
Retire Happy – Dr. Catherine Sanderson
The Power of Fun – Catherine Price
With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra
Cooking Up a Storm in Retirement – Chef Dennis Littley
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How to Win Your Own Retirement Game
Thank you for making Win the Retirement Game a #1 Amazon Bestseller (in a few categories).
Amazon Barnes & Noble Bookshop.org
Here's what readers are saying:
"A wonderful guide for the soon to be or recently retired..."
"Definitely the best book I've read on the non-financial aspects of retirement."
"The storytelling format makes it fun to read,
Comments, Suggestions or Questions You'd Like Me to Address on the Podcast? Leave a Voice Message Here
_________________________
It's easy to approach the later phases of your career with an All-or-Nothing mindset. Go all-in and work full-time longer? Retire and go off to have fun 24/7? Those options are fine for many people. But some people today are pursuing a customized hybrid version, keeping some work in the mix on their own terms, while preserving the freedom and flexibility retirement offers. It offers many benefits. Richard Eisenberg joins us today to share his experiences and insights from his version of retirement which he calls Unretirement. It may inspire you to create your own version of unretirement.
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Bio
Richard Eisenberg is a freelance personal finance writer and editor and co-host of the “Friends Talk Money” podcast. Most recently, he was managing editor of the Next Avenue site and editor of its Money & Policy and Work and Purpose channels.
A graduate of the Medill School of Journalism at Northwestern University, Eisenberg has been working in the spheres of work and personal finance for decades. His first job out of college was as a fact-checker with Money magazine. Eisenberg made his way up the ranks, eventually being named executive editor. He remained at Money for 19 years, went on to become the money and special projects editor at Good Housekeeping and then the front-page finance editor for Yahoo!
The author of two books: "How to Avoid a Midlife Financial Crisis" and "The Money Book of Personal Finance," Eisenberg is an avid reader with interests ranging from novels to nonfiction.
Eisenberg and his wife, Liz Sporkin, live in New Jersey and are parents to two talented sons; Aaron, 31, a screenwriter, actor and comedian, and Will, 29, a director and screenwriter. The pair, who live in Los Angeles, are screenwriting partners.
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For More on Richard Eisenberg
MarketWatch articles
Follow on Twitter @richeis315
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Podcast Episodes You May Like
In Control at 50+ – Kerry Hannon
Why People Make a Career Change with Purpose Top of Mind – Chris Farrell
Retire Happy – Dr. Catherine Sanderson
A Tapas Life – Andy Robin
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Win The Retirement Game
Get your copy of Win the Retirement Game
Here’s what readers are saying:
“Win The Retirement Game is the next best thing to having your own personal retirement coach."
“I wish I had this book when I retired.”
“Definitely the best book I've read on the non-financial aspects of retirement. The storytelling format makes it fun to read, and the lessons woven into the story are backed up by tons of references. The Resources section at the end of the book was super helpful also. At age 64 this book was just what I needed.”
“A wonderful guide for the soon to be or recently retired…”
“This book demystifies retirement and deepens our understanding of what it takes to enjoy that phase of life. Read it before you embark on the retirement journey and define what it means to you. It is not a destination!”
“Win The Retirement Game is well written, easy to read, and hard to put down. I highly recommend this book not just to those about to be or recently retired, but to anyone anticipating or experiencing a life transition.”
“This is a great gift for anyone anticipating retirement years or already in the thick of it.”
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Wise Quotes
On Mentoring
"Well, the easiest way to do it is to see what the opportunities are in the field that you've been working in over the years. And there may be some sort of a program that you can be a part of that's formal, or maybe it's informal. Maybe you're just doing it one-on-one with people that you know who are looking for some guidance and some advice, people that you've worked with before, or maybe people who are new to you.
Are you prepared for the non-financial side of retirement? Take our free quiz
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What challenges and opportunities do women face in planning for retirement? I often say that my male clients can learn a lot from my female clients. Joining us today is Marjorie Fox, JD and CFP ®, co-author of WOMEN WISE: The Essential Guide to Lifestyle and Financial Decisions As We Age.
We discuss:
The disadvantages women face in planning for retirement The advantages women bring to retirement How to navigate the transition to retirement, and also the major life transitions in retirement The top 3 financial decisions women need to prepare for What people should look for in a financial advisor – and what to look out for Why being able to say No is important in retirement The most pleasant - and unpleasant - surprises in her own transition to retirement Do’s and Don’ts she'd offer women listening on planning for retirement
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Bio
Founder and CEO of FJY Financial, LLC, a financial planning and investment advisory firm, Marjorie L. Fox, JD, CFP®, retired at the end of 2018 after more than thirty years in the financial planning profession. FJY Financial is known for its white paper “Implementing Internships,” its merger in 2014 with LifePoint Financial Partners in Midland, Texas, and for an internal succession plan that succeeded in passing Marjorie’s ownership interest in the firm to the next generation of owners. The firm was named a “Best Place to Work” by the Washington Business Journal in 2013 and won the Schwab Impact Pacesetter Award in 2015.
Marjorie served on the Board of Directors of the National Association of Personal Financial Advisors (NAPFA) and the NAPFA Consumer Education Foundation. She was named one of the “Twenty Most Influential Women to Watch” by Investment News in 2015 and in 2018 received NAPFA’s Robert J. Underwood Award for Distinguished Service.
Marjorie is a fourth-generation Californian who earned her B.A. from Pomona College and a law degree from UCLA. For almost forty years, she has called Virginia home. She and her longtime friend and professional colleague Eleanor Blayney, MBA, CFP® wrote Women Wise together in an effort to help single women in their 60s and 70s make financial and lifestyle decisions.
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For More on Majorie L. Fox, JD, CFP®
The Book: WOMEN WISE: The Essential Guide to Lifestyle and Financial Decisions
As We Age - by Eleanor Blayney and Marjorie Fox
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Podcast Episodes You May Like
Retirement Planning Considerations for Women – Russ Thornton
Advice for Successful Career Women Transitioning to Retirement – Helen Dennis
Are You Ready for The New Long Life? – Andrew Scott
What Can You Do to Age Better? – Anna Dixon
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Get your copy of Win the Retirement Game
Here's what readers are saying:
"I wish I had this book when I retired."
"A wonderful guide for the soon to be or recently retired..."
"Win The Retirement Game is well written, easy to read, and hard to put down. I highly recommend this book not just to those about to be or recently retired, but to anyone anticipating or experiencing a life transition."
"This is the book I didn't know I needed after retiring!"
"It’s a quick read and not at all a “how to” but rather a fun exploration with real examples of how different people handled their fears and concerns about retiring."
"This is a great gift for anyone anticipating retirement years or already in the thick of it."
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Wise Quotes
On Common Mistakes to Avoid "...And we call some of those mistakes, unforced errors and other mistakes, MIBIs and MIBMs - miss it by an inch, miss it by a mile. We define unforced errors as the mistakes you won't make if you take the time and make the effort to understand [things like ] Social Security...
Many people are multidimensional and can achieve success in different fields. Kevin Thompson achieved his dream of playing Major League Baseball with the New York Yankees and the Oakland A's. Along the way he, with other pro athletes and investors, was the victim of a Ponzi scheme. After learning how to take control of his financial future, he's built a second act career as a Certified Financial Planner (CFP) and Retirement Income Certified Professional (RICP). We discuss his two careers, his book From MLB to CFP, why people should plan for day-to-day life in retirement and not just to a retirement date - and we talk baseball...
Kevin Thompson joins us from Fort Worth, Texas.
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Bio
Kevin Thompson is the President and CEO of 9Innings Capital Group LLC. As a Wealth Management Advisor, Kevin facilitates the financial professional/client relationship by helping to analyze one’s financial needs while developing a framework that can best address one’s objectives. The 9Innings Capital Group philosophy is a system that allows the client to understand their entire financial picture under one platform which allows for the advisor to discover waste and ways to help the client manage risk.
Kevin Thompson uses fundamental and technical analysis to influence investing decisions. Kevin is excellent at dissecting financial statements and analyzing data to perfect his investing decisions while using technical research to provide for liquidity and supply/demand metrics ascertained from equity markets. Kevin received his BBA in Finance from the University of Texas at Arlington. Kevin has obtained his Series 7, 24, 63, 66 and Group 1 licenses. Kevin is a Certified Financial Planner™️ Professional, And a Retirement Income Certified Professional®️.
Before the financial industry, Kevin played major league baseball for the New York Yankees and Oakland Athletics.
Born and raised in Fort Worth,Texas Kevin Thompson is proud to call Cowtown his home. He resides in town with his beautiful wife Sherae and their son Braxton Richard Wolfgang.
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For More on Kevin Thompson
9Innings Capital Group
From MLB to CFP
_____________________________ Reviews are Coming In for Win the Retirement Game
"I wish I had this book when I retired."
"Win The Retirement Game is well written, easy to read, and hard to put down."
"A great book for thinking about your retirement at any age!"
"Includes a well crafted story about Pete’s journey but also gives realistic exercises for the reader to go along with him. I would recommend this book to any adult but especially those who are struggling to find their purpose in life."
"I highly recommend this book not just to those about to be or recently retired, but to anyone anticipating or experiencing a life transition."
Read It Today:
Amazon Barnes & Noble Bookshop.org
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Podcast Episodes You May Like
Figure It Out – Mike Westhoff
Navigating the Transition – Dr. Maggie Mulqueen
Best Of The Retirement Wisdom Podcast – Money Matters
The Key Decisions for Retirement Success – Wade Pfau
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Wise Quotes
On Planning for Retirement
"Outside of the typical stuff, like Social Security maximization, Long Term Care planning, it's the fact that many of us plan to retirement. I want to retire at 65 or 66, they plan to that date. But what will your day to day look like? How many trips are you going to take during the year? How often are you going to go see the grandchildren? What does day-to-day life look like for Joe? Right? The biggest thing I would say, [is] people don't necessarily realize is now you're in retirement, are you going to play golf three or four times a week? Are you gonna go fishing three or four times a week? How many times are you going to do that until you say, You know what, I'm tired of this!
When you're planning for retirement, there are many big questions to ponder. And where to retire is a central one. Even if you're thinking of staying in place, there are many factors to consider. Our guest today, Silvia Ascarelli of MarketWatch, explains a free tool that can help you do your homework on this major decision. And she highlights some factors you may not be taking into consideration - yet.
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Bio
Silvia Ascarelli is a senior news editor for MarketWatch based in New York, who also writes the "where should I retire" column and MarketWatch's pick-your-criteria "where should I retire" tool is her passion project. Previously, she was the MarketWatch home-page editor, a Wall Street Journal /Dow Jones reporter, and editor in Europe and the U.S.
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For More on Silvia Ascarelli
MarketWatch's Where to Retire tool
MarketWatch's Where to Retire Column
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Mentioned in This Episode
I went searching for the perfect place to live in retirement — and got lost along the way
Before you move to a new town in retirement, check the local Walmart – and 5 other hard-learned lessons
There is more to picking a place to retire than low taxes — avoid these 5 expensive mistakes
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Win the Retirement Game is Now Available
Amazon Barnes & Noble Bookshop.org
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Podcast Episodes You May Like
Where Will You Live Next? – Ryan Frederick
Keep the Memories, Lose the Stuff – Matt Paxton
Breaking the Age Code – Dr. Becca Levy
Design Your Life and Get Unstuck – Dave Evans
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Wise Quotes
On Social Connectivity
"I think we all romanticize certain places. And for all of us, no matter our age, the big question is how am I going to build my personal network of friends. We know that social connectivity, having friendships is really important for our brains and to keep us healthy and happy, and to word off things like dementia, which we all want to avoid. And this isn't just for our moving in retirement. I had a long conversation with a Millennial at my local farmer's market on Saturday. And she was debating whether moving to this suburban area where I live would be a good fit for her as a single woman. It was a lot about how are you going to find your tribe?
On Test Driving Retirement
"What are you retiring to? [It's] not just what you're retiring from.Y ou've got a lot of years left, I hope and you want to be happy and healthy. So how are you going to make that happen? It it's something I think about, too. What am I retiring to? How am I going to build my network? What am I going to spend my time with? What's at 10 o'clock on a Tuesday in February going to look like? I have friends who said when they retired, they made a point of having one thing on the calendar every day to give them some of the structure they wanted. Another thing is, if you do want to move...the data can only tell you so much, but do explore your short list by actually living there for a while. Rent an apartment for a couple weeks, a month or even more...Think about how you're going to live your daily life."
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About Retirement Wisdom
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction. Learn more about our One and One coaching and small group programs. Take the first step toward your new life today.
Are you prepared for the non-financial side of retirement? Take our free quiz and see what you should be preparing for in your retirement planning.
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About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill ...
Win the Retirement Game - Now Available Saving and investing for retirement takes discipline and sacrifice. But Sam Dogen, creator of the Financial Samurai website, points out that you also need to spend money to make money. He’s taught over 90 million readers how to invest wisely, not just financially, but in all facets of life. He joins us to discuss his Wall Street Journal bestseller, Buy This, Not That, and his lessons from more than a decade into a very early retirement.
San Dogen joins us from San Francisco.
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Sam Dogen is the author of Buy This, Not That: How to Spend Your Way to Wealth & Freedom and the mastermind behind FinancialSamurai.com, one of the largest independently-run personal finance sites with roughly one million organic visitors a month. He launched Financial Samurai in 2009 when the world was falling apart and his net worth was taking a beating. His inspiration was to help himself and others make sense of the chaos. As a finance veteran since 1999, Dogen writes from firsthand experience to provide the most helpful insights possible. He spent 13 years working at Goldman Sachs and Credit Suisse, holds a BA in Economics from The College of William & Mary, and an MBA from UC Berkeley. In 2012, he left his day job in finance at age 34 to be permanently free and pursue being a writer. He has lived in seven countries and has traveled to over 60 countries so far.
Dogen’s writing delves deeper into investing, real estate, retirement planning, career strategies, and more, so we can all achieve financial independence sooner, rather than later. Financial Samurai is also proud to be one of the pioneers of the modern-day FIRE movement. Since the financial crisis, more than 80 million visitors have stopped by FinancialSamurai.com to learn, share, and grow. In addition, Dogen’s work has been highlighted in major publications such as CNBC, MarketWatch, Forbes, The Consumerist, The Chicago Tribune, The Los Angeles Times, and many more.
Dogen is also known for The Financial Samurai Podcast and the one-of-a-kind eBook, How To Engineer Your Layoff, which teaches employees how to negotiate a severance package and be free. When not writing or podcasting, Sam can often be found on the playground taking care of his two young children or on the softball field or tennis court.
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For More on Sam Dogen
Buy This, Not That: How to Spend Your Way to Wealth & Freedom
Financial Samurai website
Weekly Newsletter
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Wise Quotes
On Purpose and Meaning in Retirement
"It's definitely a learning process because you don't know how you will feel in retirement until you get there, until you no longer have that steady paycheck. And so for the first year, I thought 'Ok, I want to play a lot of tennis golf and travel the world.' So, that's what I did. I went to 20 countries. [I] saw nine Gothic churches. But after about the fifth church, they all started looking the same. And after about eight months, I started getting really bored of this early retirement lifestyle.
So in my mind I stopped saying I'm an early retiree. I just said I'm a writer, because I wanted to spend time writing on Financial Samurai which was, and still is, my passion hobby, the thing that I love to do every single day. And I found that the ideal amount of work - purposeful work - to do is about 20 hours a week. Now if you think about it, before in the olden days, when we had to go to the office for work, maybe let's say we're there for 9 hours. We would spend maybe three or four hours doing, at least for me, deep work and then three or four hours of so-so work, and then one to two hours of lunch - and then just water cooler and chitchat. And so, I felt that if I could do deep work before my family woke up it would provide me enough meaning and purpose. And then after that, I could spend time playing tennis,
Announcement: I'm thrilled to share that my book Win the Retirement Game launches on August 9th.
Take advantage of the special Kindle price available for a few days. I'm practically giving it away so you, our podcast listeners, can get ready to win your own retirement game.
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Missed some episodes of our retirement podcast? You won't want to miss these.
In Part 2 of the Best of The Retirement Wisdom Podcast so far in 2022, we discuss a diverse mix of topics:
Many people are working longer. How do you navigate the evolving world of work? How a retired police chief is making his early retirement a masterpiece The emotional aspects of retiring Why how you think about aging affects how you actually age How to downsize and declutter like a pro Why mindfulness is a key asset in grandparenting How retirement can come abruptly and earlier than you planned
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Listen to the full conversations:
Kerry Hannon - In Control at 50+
John P. Weiss - An Artful Life
Kate Schroeder - The Emotional Side of Retiring
Becca Levy - Breaking the Age Code
Matt Paxton - Keep the Memories, Lose the Stuff
Shirley Showalter - The Mindful Grandparent
Jim Kerr - The Long Walk Home
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About The Retirement Wisdom Podcast
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need another portfolio.
I help people create an active multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely. And for many, like me, it includes a new version of work – redefined on your own terms.
Schedule a call to see if a 1-on-1 coaching program or a small group Designing Your New Life program can give you an edge in your next chapter.
Visit retirementwisdom.com for tools and resources to help you retire smarter.
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About Your Host Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
If you’re thinking about retirement, you’ll also need to be planning for longevity. That’s why Joe returned to school, earning a Masters in Gerontology from the University of Southern California. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
Joe is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy.
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Intro and Outro voiceovers by Ross Huguet.
Adjusting to life in retirement isn't easy. You don't get a playbook when you retire. You need to develop your own - one that's right for you, and for your unique circumstances and interests. And retiring isn't your next chapter. It's the next in a series of new chapters. When my clients take time to look back at their lives so far, they often discover more interests and pursuits than they recall at first. The diversity of your experiences and skills over time can offer a menu of choices to re-engage with in these next chapters of life. Author Anne Montgomery shares reflections on her career and life experiences, her observations on retirement, and notes that we have to learn to be retired.
Anne Montgomery joins us from Arizona.
_________________________ Bio Anne Butler Montgomery has worked as a television sportscaster, newspaper and magazine writer, teacher, and amateur sports official. Her first TV job came at WRBL-TV in Columbus, Georgia, and led to positions at WROC-TV in Rochester, New York, KTSP-TV in Phoenix, Arizona, and ESPN in Bristol, Connecticut, where she anchored the Emmy and ACE award-winning SportsCenter.
She finished her on-camera broadcasting career with a two-year stint as the studio host for the NBA’s Phoenix Suns. Montgomery was a freelance and/or staff reporter for six publications, writing sports, features, movie reviews, and archeological pieces.
Her novels include Wolf Catcher, The Castle, The Scent of Rain, A Light in the Desert, and Wild Horses on the Salt.
Montgomery taught high school journalism for 20 years and was an amateur sports official for four decades, a time during which she called baseball, ice hockey, soccer, and basketball games and served as a high school football referee and crew chief. Montgomery is a foster mom to three sons. When she can, she indulges in her passions: rock collecting, musical theater, scuba diving, and playing her guitar.
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For More on Anne Montgomery
The Road to a Happy Retirement Can Be Slippery
Wolf Catcher
Other Books by Anne Montgomery
Website and Blog
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Podcast Episodes You May Like
The Emotional Side of Retiring – Kate Schroeder
Figure It Out – Mike Westhoff
Solo and Smart – Carol Marak
Everyday Vitality – Dr. Samantha Boardman
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Wise Quotes
On Identity
"I'm used to filling up with my days with a whole bunch of things that I think are important - and suddenly I don't have those things. The other problem is that I had this belief that what I did was who I was. Instead of just being me, Annie Montgomery, I'm an umpire, I'm a referee, I'm a teacher, I'm a reporter. That's who I am - and that's not true. Those are things I did. So it's that idea that I think we have to consider that our jobs are not actually who we are. They're just things we do."
On Learning to Retire
"What's going to make you feel better in retirement is looking forward to something. Whereas people that can't, don't have anything to look forward to, I think it gets depressing. So I would say, don't be too hard on yourself. Understand you worked your entire life, and this is not a transition that's going to go away in a day. We have to learn how to be retired. And maybe there should be lessons for this. I know when I was a teacher, they kept having meetings about what happened in retirement, but it never focused on the social aspects of it or how do you deal with your time, this extra time? It was all about the financial end of things. So I don't think enough people talk about this end of it."
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About Retirement Wisdom
Planning for retirement goes well beyond your 401k or IRA. How will you invest your time after your full-time working years?
You’ll need another portfolio.
I help people create an active multipurpose retirement, with the right mix of interests,
Mike Westhoff spent 32 years in the NFL, mainly with the Dolphins, Jets and Saints, as an exceptionally creative and highly effective coach. Now 74 and retired, he joins us to discuss his book Figure It Out. We discuss his decision to retire and pivot to a second career - and his decision to unretire in 2017 to join Sean Payton and the New Orleans Saints. But there's more than football to Mike Westhoff. His book is also a compelling story of resilience and perseverance, battling cancer, enduring multiple highly complex surgeries, and overcoming a series of devastating setbacks. His experiences and observations offer valuable insights for those who are also in the midst of figuring out this phase of life we call retirement.
(And if you love football, as I do, stick around as we chat about some interesting NFL topics.)
Mike Westhoff joins us from Florida.
_________________________ Bio Simply put, Mike Westhoff is the greatest special teams coach in National Football League history.
Roger Goodell, NFL commissioner, said of him: “We called Mike Westhoff the mad scientist. He changed the game.”
Sharp-witted, creative, and intensely focused, Westhoff spent thirty-two years working alongside and learning from some of the legends of the sport—including Don Shula, Dan Marino, Bear Bryant, and Woody Hayes—while revolutionizing the most misunderstood phase of the game.
Over the course of 657 games, primarily with the New York Jets and the Miami Dolphins, Westhoff was a relentless innovator—constantly figuring out new ways to help the individual skills of hundreds of players surface and develop.
But his story isn’t just about football. Mike Westhoff also has waged multiple battles with cancer. In his new book Figure It Out, he presents his one-of-a-kind experiences and unfiltered views in his trademark style—a refreshing blend of honest (sometimes brutally so), funny, and poignant. His deep insights into the workings of special teams—illustrated by 27 detailed original diagrams—and timely commentary on the current state of pro football reveal a critical side of the sport that very few truly understand.
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For More on Mike Westhoff
Figure It Out
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Podcast Episodes You May Like
From the NBA Hardwood to the Altar – Steve Javie
Believe In Yourself & Try Something New – Carol Cooke
The Skill Set for Life’s Transitions – Bruce Feiler
Ready to ROAR? – Michael Clinton
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Wise Quotes
On Resilience
"One of the things I learned, and I learned this from Dr. Mankin: don't let the illness define who you are, fight through it. You're still the same person. You may not look perfect. You sure don't feel perfect. You know you're not, but you're still the same. Go out to dinner, just go. You don't look great, but just go. All of a sudden I couldn't walk the way I had to, and I had to wear a big leg brace, and I had to use a cane. And so, here I'm coaching in the National Football League with a cane. And I was a guy that when I first started, I could throw the receiver drills at the Combine, and now I'm walking around with a cane, like some old grouch. But what I realized is that, okay, I have a cane, but I can do this job better than anybody ever did it. And that was my goal. And that's the only goal I ever had."
On His Decision to Unretire and Jump Back into the Fray
"That part with the New Orleans Saints takes on a separate meaning for me. I did not want to go to the New Orleans Saints. I didn't know anybody. I got a call from a guy that I knew that asked about the New Orleans Saints wanting to talk about coming back to work. I said, no, I've got a TV show tomorrow. I'm done. So, and make a long story short, I agreed to talk with Sean Payton, who I had tremendous respect for, but I had never met him. I never said hello to him in my life. I knew who Drew Brees was,
We've been cooking more at home since the pandemic. Is it time to expand our menus? In his second act, Chef Dennis Littley shows people how to cook restaurant quality meals at home. He's a good example of how you can take the skills and experience from your primary career and spin them in a new direction.
Dennis Littley joins us from the Garden State.
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Bio
Dennis Littley is a retired chef and culinary instructor who is now living the dream working on his second career as a food and travel blogger, brand promoter and LiveStreaming show host and producer. Through his blog, Ask Chef Dennis – A Culinary Journey, as well as his social media channels, Dennis has amassed an impressive combined following of over 1.8 million.
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For More on Dennis Littley
Ask Chef Dennis – A Culinary Journey
Recipes
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Podcast Episodes You May Like
A Tapas Life – Andy Robin
Stupid Things I’ll Never Do When I Get Old – Steven Petrow
A Rock Star’s Second Act – Brett Anderson
Reclaim What You Love – Stephanie Raffelock
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About Retirement Wisdom
Take charge of your future.
Your life in retirement will be multidimensional, and so your planning should be as well.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
___________________________ About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
If you’re thinking about retirement, you’ll also need to be planning for longevity. That’s why Joe returned to school, earning a Masters in Gerontology from the University of Southern California. Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
Joe is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy launching on August 9th.
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Intro and Outro voiceovers by Ross Huguet.
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If you don't know where you're going, any road will get you there. Sound retirement planning can provide you with a solid foundation for your next phase of life. David Rosenstrock, Certified Financial Planner, explains why you should have a formal financial plan as the cornerstone for your retirement planning - and common mistakes you can avoid.
David joins us from New York.
__________________________ Bio Prior to founding Wharton Wealth Planning, LLC, David B. Rosenstrock, CFP® worked as a Director of Investment Research at Registered Investment Advisor Sage Capital Management LLC. Previously, David worked at several regional broker dealers focusing on fixed-income and equity markets for institutional investors. David started his career as an analyst at Goldman Sachs & Co. He earned his MBA from the Wharton Business School and B.S. in economics from Cornell University. He is a Certified Financial Planner and is also licensed to sell life insurance in New York State. David has been quoted on the topic of financial planning and investing in publications including Fortune, MarketWatch, Yahoo Finance, ETF Trends, Morningstar, and MSN. David lives in Manhattan, N.Y., with his wife and their two very active children.
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Website
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Podcast Episodes You May Like
An Economist’s Take on Retirement Planning – Larry Kotlikoff
Retire Happy – Dr. Catherine Sanderson
A Tapas Life – Andy Robin
When Will You Flip the Switch? – Dr. Barbara O’Neill
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Wise Quotes
On the Value of Financial Planning
"I was recently talking with someone who had emailed me with a question on a video I had done about retirement planning. He was an engineer and he had crunched his numbers 15 years ago very methodically. He tried to look at every corner and in doing so, he swore to me that it helped them retire at a very early age. But not everybody has to be an engineer to do financial planning. I think a formal financial plan could bring to light flaws that somebody might not have been thinking about while there's still time to address them. Having a formal financial plan can provide peace of mind and prevent market fluctuations like the current one we're in...Amelia Earhart said preparation is two thirds of any venture and the same is true for retirement planning."
On Keeping Your Financial Plan Updated
"In talking with clients over the years, I think a good way to drive yourself a little crazy is checking the markets every day and your portfolios. So a financial plan could help take your mind off of those day-to-day moves. And it's not just enough to have a plan. You really want to change the plan and monitor it as time goes on. Your life circumstances are going to change and the plan really needs to change along with that."
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About Retirement Wisdom
Take charge of your future.
Your life in retirement will be multidimensional, and so your planning should be as well.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
___________________________ About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
If you’re thinking about retirement, you’ll also need to be planning for longevity. That’s why Joe returned to school, earning a Masters in Gerontology from the University of Southern California.Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes.
Health is the number one priority in planning for retirement. And staying fit takes discipline, effort and perseverance. But working out doesn't have to be a chore. Far from it. It can be fun - if you think about it in the right way. And there are many different ways you can get the exercise you need. In this special Best Of episode of The Retirement Wisdom Podcast, you'll hear tips and recommendations from a number of our guests that may change how you view working out.
Links to the full podcast conversations are below:
The Joy of Movement – Kelly McGonigal
How to Get Stronger After 50 – Dave Durell
Move: The New Science of Body Over Mind – Caroline Williams
Walking is Fitness – Dave Paul
The Joy Choice – Dr. Michelle Segar
Tiny Habits Can Lead to Big Changes – BJ Fogg
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About Retirement Wisdom
Take charge of your future.
Your life in retirement will be multidimensional, and so your planning should be as well.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
___________________________ About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
If you’re thinking about retirement, you’ll also need to be planning for longevity. That’s why Joe returned to school, earning a Masters in Gerontology from the University of Southern California.Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
Joe is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy launching on August 9th.
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Intro and Outro voiceovers by Ross Huguet.
The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the opinions of the host, or of Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes, not advice. Listeners are advised to consult qualified financial and/or medical professionals on those matters. Consult your physician before starting any exercise program or activity.
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When people first dream of their retirement, their thoughts are of having the time to do all the things they want to do. But eventually, many discover that a secret to a fulfilling life in retirement is doing things for others. Our guests shares his experience and stories of others who volunteer their time to help other people, in ways both big and small. As it turns out, the small things often turn out to be bit things.
Brad Aronson joins us from Philadelphia.
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Bio
Brad Aronson is the author of Humankind: Changing the World One Small Act at a Time. He invests in start-up tech companies, and is passionate about serving at-risk youth. He serves on the boards of mentoring program Big Brothers Big Sisters and Hopeworks, a nonprofit that provides tech training and jobs to urban youth. He teaches entrepreneurship to inner city teens, and has every student start their own company, which has led to many adventures in business.
Previously, he founded a tech company in his bedroom that was eventually purchased by Microsoft. He also co-authored Advertising on the Internet (John Wiley). Brad lives in Philadelphia, Pennsylvania, with his wife and their son.
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For More on Brad Aronson
Humankind: Changing the World One Small Act at a Time
Website
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Podcast Episodes You May Like
Are You Living Gratefully? – Kristi Nelson
The Gift of Gratitude – Glenn Fox
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
Tiny Habits Can Lead to Big Changes – BJ Fogg
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Blog Post You May Like
Find the Volunteer Opportunity That’s Right for You
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Mentioned in This Podcast Episode
Volunteer Match
A Good News website
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Have comments or feedback on this episode – or on the podcast overall?
Or do you have a question you’d like me to address in an upcoming episode?
Click here to leave a Voice Message.
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Wise Quotes
On Seeing the Positive
"...a kid is driving with his grandfather and the kid says Oh my goodness, we have another red light! And the grandfather says how come you're always complaining about the red lights and you never celebrate the green ones? And it made me think I don't celebrate the green lights. And I feel like as a society, we often bond over complaints: The weather stinks. The Phillies are having a bad season. Whatever it is, that's a way that we bond. If instead we looked at the positive our lives would be so much better. A key example is gratitude journals. There's scientific research that if every day you write down three things that you're grateful for in a book, you will be happier. Science has proven this again and again. And that's because taking the time to remember and thinking about what we're grateful for, obviously it's going to help us be happier. Because we're like many people naturally looking at the negative and on the news. We just see the negative all the time. And that's why I love going to good news websites online because I want to celebrate the best of humanity, not just the things that are going on that are disasters."
On Volunteering
"First it's a wonderful thing to do as a volunteer and work with other volunteers. It gives you purpose. It's exciting. It's engaging and I think the first thing I'd say is have patience. I hear from a lot of people: Oh, I reached out to a nonprofit. They didn't call me back. Most nonprofits are stretched extremely thin, but there's many of them, so you can reach out to a few. And and be patient and be persistent. Don't give up. I'd also say a lot of times I hear people think that their skills aren't translatable. So I've talked to people who said I'd love to mentor and be a Big Brother or a Big Sister, but I don't know how I will relate to the kids because I have such a different upbringing.
As we grow older, life transitions emerge. One is retirement. Another, if you have children is your children becoming adults and your relationships evolving. Writer Celia Dodd has published insightful books on many of these life transitions, including retirement and becoming empty nesters. Her new book is All Grown Up: Nurturing Relationships with Adult Children.
Celia Dodd joins us from London.
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Celia Dodd is a journalist and author who wrote regularly for The Times, the Independent and other national newspapers and magazines, focussing on relationships, family life, health and education. She also wrote celebrity profiles, including Gordon Ramsay, Lou Reed and Juliet Stevenson.
After thirty years as a journalist she turned to writing books about parenting and major transitions in life, such as the empty nest and retirement. They are subjects close to her heart as well as her own stage in life. She recently produced a Retirement Planning Toolkit and webinar for Hampshire Police Force, and works with other organisations on retirement planning.
Her four books are: All Grown Up: Nurturing relationships with adult children; Not Fade Away: How to thrive in retirement; The Empty Nest: Your changing family, your new direction; and Conversations with Mothers and Daughters.
Celia has two sons and a daughter in their thirties, and four grandchildren. Her kids all boomeranged in and out of home in their twenties, but her nest in London is finally empty - apart from her husband, a molecular biologist.
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For more on Celia Dodd
All Grown Up: Nurturing Relationships with Adult Children
Website
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Podcast Episodes You May Like
The Mindful Grandparent – Dr. Shirley Showalter
How to Reconnect with an Estranged Adult Child – Tina Gilbertson
The Skill Set for Life’s Transitions – Bruce Feiler
With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra
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Wise Quotes
On Independence
"So I think it's much more helpful rather than just thinking about your children have got to be independent to see it as a sort of ongoing thing and something that happens quite gradually. And also for parents to think about their own independence. I think that's the flip side. Children can't really be independent unless we let them go, unless we develop our own fuller lives beyond the family. So I think that's quite an important thing to think about. I heard a Buddhist monk once say the greatest gift you can give your child is to be happy yourself. And I think that's quite a good thing to bear in mind, but at the same time, of course, there's the old saying you're only ever as happy as your least happy child. So you've got that kind of conundrum always to try and sort out."
On Adapting
"...you are changing all the time and you, your identity, is changing all the time. And you have to keep adapting. And that's the key to success....Be prepared to keep adapting and just to realize that things never stay the same."
On Being Focused on the Present
"You have to be prepared to question your own views. It really comes down to empathy and to being able to put yourself in your adult child's shoes. We are all guilty of saying, oh, when I was your age..., That is really not helpful, I don't think. And probably quite annoying. I think it's much more helpful to think about what it's like to be 35 now, not what it was like to be 35 when you were 35. I think also that the people that negotiate these difficult transitions the best feel quite secure in their relationship with their children. They know that there will be crises and big changes, but they feel that at the bottom of it all, the relationship is solid and it will continue."
On Retirement
"...retirement is such an individual thing and everyone finds different things difficult,
Ageism is pervasive. Just take a look at the ageist messages on many birthday cards. And you won't see many anti-ageist ones. In preparing for her second act, our guest has created an age-positive alternative at Age-Friendly Vibes. Listen to her story.
Jan Golden joins us from Denver.
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Have comments or feedback on this episode – or on the podcast overall?
Or have a question you’d like me to address in an upcoming episode?
Click here to leave a Voice Message.
___________________ Bio Jan Golden is winding down her career as a web developer and iPhone trainer, and ramping up her dream job; creating a stationery business. During COVID, inspired by a greeting card contest for Changing the Narrative, she used my graphic design skills, tech skills, and creativity to create a line of age-friendly greeting cards. The result? She learned I absolutely love designing and making cards! The best part is seeing the reaction to the age-positive sentiments she put out there in the world. Knowing that she may have a small part in celebrating, instead of dreading, a birthday is heart-warming.
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For More on Jan Golden
Age-Friendly Vibes
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Podcast Episodes You May Like
Ageism Unmasked – Dr. Tracey Gendron
Breaking the Age Code – Dr. Becca Levy
Make a Career Change with Purpose Top of Mind – Chris Farrell
How Seniors Are Saving the World With Activism – Thelma Reese
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Wise Quotes
On Ageism
"Ageist messages are harmful because when they get stuck in our head, we start to make excuses for not doing things in life because we think we're too old. So we start to [create] a self-fulfilled prophecy. We stop trying new things. We try stop being as physically active, we become more isolated. And there's recent studies that show that your mindset about aging can impact your lifespan by up to seven and a half years. So it's some of those types of new research that's that has always made sense to me. That makes me really want to stand up and say, let's just stop and think about some of these ageist messages that we're seeing every day."
On Taking a Stand Against Ageism
"On your birthday, age is kind of the elephant in the room, right? But it doesn't need to be a message of, of decline, depression and dementia. it can be one of celebration. There's definitely things that our body physically goes through and changes as we age. We have to adapt. But they're not all negative and they don't need to be perceived as negative. It's the anti-aging industry and our culture that makes that youth obsession so prevalent. But I feel like as the older adult population is healthier, living longer, and we're standing up for it. We're not taking it anymore. So that's why I think my messages resonate pretty deeply with a lot of people."
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About Retirement Wisdom
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
How well prepared are you for the non-financial side of retirement? Take our free quiz and see what you should be preparing for in your retirement planning.
___________________________
About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
If you’re thinking about retirement, you’ll also need to be planning for longevity. That’s why Joe returned to school, earning a Masters in Gerontology from the University of Southern California.Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners,
The emotional transition when your retire can surprise you and throw you for a loop if you not prepared. Kate Schroeder joins us and shares her insights on the emotional side of retiring - so you'll be ready. And by the way, those emotional issues you've put off while immersed in your working life? They'll be waiting for you when you retire.
Kate Schroeder joins us from St. Louis.
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Have comments or feedback on this episode – or on the podcast overall?
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__________________ Bio Kate Schroeder is a Licensed Professional Counselor, Nationally Certified Counselor, and owner of Transformation Counseling, LLC. With over 25 years in the mental health field, her clinical background includes experience as a school counselor, mental health therapist in an urban university’s counseling center, individual, couples, group, and family therapist, and clinical researcher. Within these settings, Kate has provided dedicated counseling for clients experiencing difficulties in areas including depression and anxiety, human development and life transitions, interpersonal relationships, grief, trauma, self-efficacy, career exploration, and various other interpersonal conflicts. In addition to her private practice, she also teaches graduate courses to counselors in training.
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For More on Kate Schroeder
Website
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Podcast Episodes You May Like
Navigating the Transition – Dr. Maggie Mulqueen
Everyday Vitality – Dr. Samantha Boardman
Retire Happy – Dr. Catherine Sanderson
From Role to Soul – Dr. Connie Zweig
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Wise Quotes
On Losses When Your Retire
"One of the key pieces of work for them is it's something they can go lose themselves in or get a distraction or say, Hey, I have to go into work for a little while today. So suddenly when there's no place that they have to be, there's nothing that they're responsible for accomplishing, that can really drop people into a really challenging place. So spending more time with a spouse or kids, or even themselves, is another big challenge that I see a lot. And the other big one, although there's lots of other little kind of nuanced experiences, is finding ways to create meaning, to have meaning, to reach meaning in their lives. That's a big one too. Again, so many people get so much out of work where they get so much of their meaning. And so suddenly when that's no longer there, it kind of, it drops them big time for a loop."
On Self Compassion and Vulnerability
"Self-compassion and grace, they are going to be the supports that allows somebody to really soften into this more vulnerable part of themselves to know what it is that truly feeds them in retirement. Remember for many, many people it will span a quarter to a third of life. There's a lot of time to sort it out. The earlier we begin the better. It's like buying the Fast Pass before you get to Disney World, instead of getting to Disney World and having to stand in line. Let's not do that."
On Finding a New Purpose
"Purpose happens by being able to connect to our heart. We have to do the work to be able to develop that part of ourselves. The emotional, psychological part is as important as preparing financially and anything else for retirement."
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About Retirement Wisdom
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
How well prepared are you for the non-financial side of retirement? Take our free quiz and see what you should be preparing for in your retirement planning.
___________________________
About Your Host
Joe Casey is an executive coach who also helps people design their ne...
Do you want to retire happy? One trap in retirement planning is to think of retirement as one thing, a singular phase of life. It's not. Things evolve and change. Dr. Riley Moynes has developed a useful framework of the Four Phases of Retirement that can help you plan for a satisfying retirement. And you'll want to hear what phase most retirees get stuck in - and how to progress to the fourth phase where the happiest retirees live.
Riley Moynes joins us from Ontario.
________________________ NEW Have comments or feedback on this episode - or the podcast overall?
Have a question you’d like me to address in an upcoming episode? Click here to leave a Voice Message. I’d love to hear from you. _________________________
Bio
Dr Riley Moines is the author of The Four Phases of Retirement: What to Expect When You're Retiring. During his varied career Dr. Riley Moynes has worked as an administrator, advisor, author, consultant, educator, entrepreneur, mentor, publisher, and researcher. He waltzed through Phase One of his retirement, struggled through Phase Two, tried a dozen ventures in Phase Three and now in Phase Four helps entrepreneurs polish, package, and publish their unique stories in their niche markets.
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For More on Dr. Riley Moynes The Four Phases of Retirement: What to Expect When You're Retiring Website: thefourphases.com TEDx: The Four Phases of Retirement ________________________
Podcast Episodes You May Like
When Will You Flip the Switch? – Dr. Barbara O’Neill
What Are The Keys To A Successful Retirement? Fritz Gilbert
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
Do Your Retirement Strategies Account for 6 Stages? – Ted Carr
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Wise Quotes
On Phase 4 Retirement
"...only about 50 to 60% of retirees break through to Phase Four. Not everyone gets there. But those who are able to break through to Phase Four are some of the happiest, most productive, satisfied, and gratified people t I have ever met. Phase Four is when we rewire and find something new that really, really hits us and that we just squeeze all the juice out."
On Planning Ahead for Retirement
"...be thinking ahead of what are some of their strengths, what are some of the things that they love to do and to be considering ways, well before they retire, that they might be able to apply those things when they do retire. And so to be able to have kind of a network that they might have built up or to look at some at some possibilities in advance, I think is extremely helpful."
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About Retirement Wisdom
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms.
How well prepared are you for the non-financial side of retirement? Take our free quiz and see what you should be preparing for in your retirement planning.
___________________________
About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
If you’re thinking about retirement, you’ll also need to be planning for longevity. That’s why Joe returned to school, earning a Masters in Gerontology from the University of Southern California.Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
Joe is the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy coming this summer.
Being a grandparent is truly a gift. But what happens over time? As your grandchildren grow up and become teenagers, grandparenting may not be as easy as it once was. All of sudden it seems like you're living in different worlds. The relationship evolves - and so can your grandparenting. And if it does, there's a tremendous opportunity for both generations to learn from each other. Jerry Witkovsky and Deanna Shoss, the co-authors of the new book Where Two Worlds Meet, join the podcast to share practical tips on how to grandparent well as your grandchildren become teenagers,
Jerry joins us from Los Angeles and Deanna from Chicago.
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Bios Jerry Witkovsky (MSW, University of Illinois) is a beloved mentor to thousands of individuals and generations of families, thanks to 47 years of professional leadership, eighteen of them as General Director of the Jewish Community Centers of Chicago. In 1995 he was named one of the city's "Most Effective Non-Profit CEOs" by Crain's Chicago Business Magazine. Since his 1997 retirement, Jerry has focused his considerable energies on grandparenting facilitation—helping multigenerational families work (and play) together to create a rich family life.
Deanna Shoss (MA, DePaul University) is CEO of Intercultural Talk, Inc. She helps non-digital natives (aka didn't grow up with technology) promote their businesses or life projects with digital, intercultural, and real-life marketing. She starts with strategy and know-how to help them adapt to new communication technologies. Shoss takes an intergenerational approach that combines online communication platforms like websites/blogs, social media, email, and video with partnership and community building, diversity, equity, and includes best practices and events/promotions IRL (in real-life). ___________________________
For More About the Authors Where Two Worlds Meet: A Guide to Connecting with Your Teenage Grandchildren Jerry Witkovsky: grandparentsunleashed.com
Deanna Shoss: interculturaltalk.com
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Podcast Episodes You May Like
The Mindful Grandparent – Dr. Shirley Showalter
Launching Financial Grownups – Bobbi Rebell, CFP
Who Will Take Care of You When You Are Older? – Joy Loverde
Are You Ready for The New Long Life? – Andrew Scott ____________________________ Mentioned in this Episode
Breaking the Age Code – Dr. Becca Levy
The Secret to Entering Your Grandchild's World ___________________________ Wise Quotes
On Appreciating the Challenges Teens Face Today
"...if they're asking the question, they are dealing with this in their life and the grandparent can be a sounding board. Even if it's, Well, tell me what you're thinking? How would you do it? They're not necessarily there to answer it, but maybe to hear and to help that grandchild think things through. And I'm guessing it is a little bit harder to be a teen nowadays with the pandemic and with school violence. And so many things that are facing teenagers today, grandparents need to let go of what it was like in their day. Still share all the stories, but really be open and receptive. Because if the grandchild says they're feeling it and experiencing it, then it's real for the grandchild."
On Authenticity vs. Trying to Be the Cool Grandparent
"...share your wisdom, share your experience. So basically you are already cool. You don't have to change who you are to be cool. You're already cool. Just be there and be authentic. Teens know authenticity. And they certainly know if you're not being authentic. And so just being you is it. We like to say you already have everything you need in you to be the best grandparent ever. Now's the time just to bring your full self to the relationship."
On Starting Family Traditions
"What's so wonderful about traditions is that nobody has [a monopoly on them]. You don't need permission to create a tradition that you have with your grandchildren.
If you're planning for retirement, longevity is on your mind. From a financial perspective, you're looking to ensure that your money will last. No one precisely knows their life expectancy, but research is indicating that some choices we make can influence our longevity - and the quality of life in those years. Heathy eating and exercising are two obvious examples. And a new study highlights another dimension associated with longer longevity - your psychological well-being. The study found people with high levels of psychological well-being lived between 5 and 8 years longer. Our guest shares with us the findings of that study and practical steps you can take to increase your psychological well-being.
Dr, Jennifer Boylan joins us from Colorado.
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Bio
Jennifer Morozink Boylan is an Assistant Professor in the Department of Health and Behavioral Sciences at the University of Colorado Denver. Her research focuses on health disparities, psychological factors that influence physical health, and biological mechanisms that link the social environment to disease processes. As a health psychologist, her research addresses the ways in which psychological factors engender resilience and protect against health risks associated with disadvantaged social status. This work utilizes multiple methodologies, including national longitudinal survey data, biological assessments of cardiovascular and metabolic risk factors, and laboratory assessments of emotion regulation and physiological reactivity and recovery to stress. Jennifer earned her Ph.D. and M.S. at the University of Wisconsin-Madison in Biological Psychology, and a B.A. in Psychology at Illinois Wesleyan University.
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For More on Dr. Jennifer Boylan Four Keys to Well-Being That May Help You Live Longer Psychological well-being, education, and mortality. _________________________
Podcast Episodes You May Like
Breaking the Age Code – Dr. Becca Levy
Retire Happy – Dr. Catherine Sanderson
Successful Aging – Daniel Levitin
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
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Wise Quotes
On Well-Being & Longevity
"In our study, we compared these effects of psychological well-being with two other factors. One was education. The survival benefits of psychological well-being were comparable differences in life expectancy, between someone who had a college degree compared to someone who had less than a high school education. Now the survival benefits of high psychological well-being were not quite as big as the differences in life expectancy between someone who has never smoked versus a current smoker. That difference is about 10 years, but our study was one of the first to report these associations between psychological well-being and life expectancy, which I think is really helpful for conveying just how important psychological well-being can be for how long we live."
On How to Increase Your Psychological Well-Being
"There are a lot of ways, backed by scientific research, to increase your psychological well-being. These can include things like connecting with other people and then nurturing high quality social relationships, writing about your goals in life, being authentic with your core values, volunteering and engaging with your community. You want to seek out positive experiences, even small ones in daily life and try to savor those. And over time, all of those experiences can increase your psychological well-being. I think it's also important to note that some activities that increase our psychological well-being might not always feel good or enjoyable in the short term. It takes a lot of work and effort to strive to achieve your goals, to make the most of your talents and to work to make the world a better place. But those activities also increase your psychological well-being and can be good for your physical health and how long you live.
This podcast focuses on the non-financial side of retirement planning. But make no mistake, building a solid financial foundation for retirement is critical. That's why I interview guests on the financial side periodically, including Wade Pfau, Larry Kotlifoff, Bobbi Rebell, Russ Thornton, Harriett Edleson, and Casey Weade. Here are snippets of some of the best conversations so far on different dimensions of the financial side of the equation.
Links to the the full episodes are below:
Wade Pfau
Larry Kotlikoff
Hariett Edleson
Bobbi Rebell
Russ Thornton
Casey Weade
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About Retirement Wisdom
Take charge of your future.
Take the first step toward your new life today.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms. Learn more about our One – on – One coaching and small group programs.
How well prepared are you for the non-financial side of retirement? Take our free quiz and see what you should be preparing for in your retirement planning.
___________________________
About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
If you’re thinking about retirement, you’ll also need to be planning for longevity That’s why Joe returned to school, earning a Masters in Gerontology from the University of Southern California (at age 60).
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy coming this summer.
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Intro and Outro voiceovers by Ross Huguet.
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the policy or position of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Many people are more multi-dimensional that you may expect. It's interesting to talk with people who had a successful career in one arena and then pivoted to do something different. We've spoken with an NBA referee, an astronaut, a retired distinguished professor, executives in healthcare and finance, a lawyer, and a police chief. Their stories may inspire you to consider your own second act - perhaps full-time or part-time, but on your own terms. Our guest today had a highly successful 2o-year run at a dream job - lead singer in a rock band. And she's now in the midst of turning to her next chapter - a career on the field of Gerontology. She's built a strong foundation, having returned to school, graduating with not one, but two Masters degrees this year, including one from USC in Gerontology in May.
Brett Anderson joins us from California.
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Bio
For 20 years, Brett Anderson was the lead singer of the female rock group The Donnas, and performed on Saturday Night Live, David Letterman and Late Night with Conan O’Brien. And then she made a pivot which began with going back to school, first at LA City College where she was valedictorian, and transferred to Stanford University where in 2019, she received a degree in psychology. This year she earned a Master of Science in Gerontology at the University of Southern California and a Master of Social Work at UCLA .
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Podcast Episodes You May Like
Breaking the Age Code – Dr. Becca Levy
Ageism Unmasked – Dr. Tracey Gendron
Career Change with Purpose Top of Mind – Chris Farrell
Think Big – Dr. Grace Lordan
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For More on Brett Anderson The Former Lead Singer of The Donnas Has a New Beat: Gerontology Late Night with Conan O'Brien
_________________________ Wise Quotes On Her Interest in Gerontology
"I started to notice older people when I was out in public and just noticed people talking over them or looking through them and imagining how that would feel. And as a woman I do get some of that myself when I'm in a room of men. I get talked over and looked through, but I think it's amplified when you're older, especially if you have any kind of physical disability, if you're in a wheelchair and you're physically at a lower level than other people. I think it's really easy to be just, well, a good word for it is overruled. Basically I just was able to put myself in that position and imagine how terrible that would feel and it made me want to change our environment, change our policies, change our society, and change everything about the way that we treat older people in our society."
On Humility
"For the first four years of school, it was just all about humility. I think you know when you have a literal spotlight on you, it inflates your ego. But I think the thing that people don't realize is there's sort of like the equal and opposite extreme. So whenever your ego is inflated, you also sort of have this growing, compensating insecurity. And I don't know if it's like that for everyone, but it was definitely like that for me. So it was really just a process of getting rightsized, of being confident about the things that I had the right to be confident about, and then sitting down and shutting up about the things that maybe I didn't know what I was talking about. And it was really hard to tell the difference between those things in the beginning. And slowly, and with many mistakes, and public mistakes, I learned the difference between the things that I can take credit for and the things that I really shouldn't take credit for."
On True Success
"I always bring a different perspective and a lot of people don't get that perspective in their daily life. So I think that's a benefit that I bring to the table. I also think having been successful at a young age and knowing that that isn't the answer to my problem of what am I doing with my life and where do I find my self-wor...
Many things are not as easy as they look. There's no such thing as Grandparent School. But our guest today shares her wisdom on grandparenting to help rookie grandparents (like me) learn the ropes and help experienced ones bring more mindfulness to their grandparenting. Shirley Showalter is the co-author of The Mindful Grandparent: The Art of Loving Our Children's Children.
Shirley Showalter joins us from Pennsylvania.
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Bio
Shirley Showalter is an award-winning educator, author, speaker, and grandmother. With a PhD from the University of Texas at Austin, Showalter served as a professor and then president of Goshen College in Indiana and as a foundation executive at the Fetzer Institute in Michigan. She and her husband live in Lititz, Pennsylvania.
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For More on Shirley Showalter The Mindful Grandparent: The Art of Loving Our Children's Children _________________________
Podcast Episodes You May Like
The Power of Fun – Catherine Price
Breaking the Age Code – Dr. Becca Levy
Retire Happy – Dr. Catherine Sanderson
Learning is a Lifetime Sport – Tom Vanderbilt
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Mentioned in this episode:
GRAND Magazine
The Eyres.com
Donna Davis Gaga Sisterhood
__________________________ Wise Quotes On Learning with Grandchildren
"We want there to be energy and joy. And there certainly is, but it should be a gentle form, so that it's not overpowering to the child. We can come across as too intrusive in their lives. Our questions can make them wary. They won't even be able to understand why they aren't sure, but it they might clam up instead of open up, if we don't come into it sometimes from the side, or make our conversation starters in the form of questions. [My co-author] Marilyn has a real knack for that and she helps her grandchildren develop their own ability to ask questions, partly because she's such a great asker of questions herself. And instead of telling you what's new, she can say, Have you noticed that the blooming tree outside has been shedding its flowers this morning? And then they'll go into a whole conversation about what kind of tree it is and why flowers are falling down now, but they were budding two weeks ago. You can get into it in great detail, but you have to come at it gently - and with no sense of overpowering a child's own imagination."
On Teamwork in Grandparenting
"You want to give yourself as much opportunity just to be present and to talk with the [adult] children and the in-laws. It's actually good to have a conversation about what you expect of each other, what you hope for each other, what you dream for each other in the same way that you might write the letter to your grandchild. I think it is important to try to get to the same place of what we expect from each other and how can we help each other. This is not only a wonderful opportunity. This is a great responsibility. There's never too much love in any child's life and there's never too much help - [unless] you offer the wrong help at the wrong time.That can be a problem. But most parents are so grateful for the little relief that they can get here and there. So having a conversation with the parents about roles and about hopes and dreams, I think is important early on. And expect that things will change and then keep learning and growing."
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About Retirement Wisdom
Take charge of your future.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction – on your own terms. Learn more about our One and One coaching and small group programs. Take the first step toward your new life today.
Are you prepared for the non-financial side of retirement? Take our free quiz and see what you should be preparing for in your retirement planning.
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What's cluttering your life? If you're thinking about moving, downsizing, aging in place, or simply better organizing your life, decluttering can seem like an overwhelming task. Matt Paxton has developed a step-by-step process to get it done - and deal with the emotional aspects that may be holding you back.
Matt Paxton joins us from Atlanta.
______________________ Bio Matt Paxton, host of the Emmy-nominated series Legacy List with Matt Paxton (3 seasons on PBS stations nationwide), is a leading downsizing and decluttering expert. He started cleaning houses after his father, stepfather, and both grandfathers died in the same year, leaving him with several estates to settle at once.
Ever since, Matt and his network of experts have been working with families struggling with settling estates and cleanouts for almost twenty years. He has been an extreme cleaning expert featured on 13 seasons of the hit A&E TV show Hoarders.
Matt is the author of Keep the Memories, Lose the Stuff, created in collaboration with AARP and featuring his signature steps to downsizing and decluttering your home. He appears regularly as a public speaker, television guest on shows and radio personality helping families find the upside of downsizing. Matt is the national decluttering and downsizing expert for AARP and Goodwill Industries International. He lives in Atlanta, GA with his wife and seven kids (yes, seven kids, that is not a typo).
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For More on Matt Paxton Keep the Memories, Lose the Stuff: Declutter, Downsize, and Move Forward with Your Life Legacy List with Matt Paxton
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Podcast Episodes You May Like
Where Will You Live Next? – Ryan Frederick
Your Family History & Legacy – Laurie Hermance-Moore
Stupid Things I’ll Never Do When I Get Old – Steven Petrow
Are You in the Driver’s Seat? – Cindy Cox-Roman
________________________ Wise Quotes On Why Decluttering Can Be Difficult
"There's a lot of reasons that we struggle with letting go of the stuff, but I've found out that we really attach to the people behind the stuff, not the actual stuff. It's the memories. It's the people. It's the stories. It's the way those people made us feel. All of that's wrapped up in the stuff and so when we let go of stuff we're letting go of those people that we love so much. So it's hard."
On Why Less is More
"When it's your stuff, that's when the emotions kick in. I got about halfway through the process and I had to go through my entire house in the middle of the pandemic. I had a month to pack up my entire, at that point, 46-year life. And at the end of the day I fell in love. That's why I was moving. I was moving to be with my now fiancee and her kids. So we have 7 kids between us and my wife is a minimalist, which means we don't have a whole lot of stuff. So I had to get rid of 75% of my stuff to fit. My finish line was I wanted a happy family. It was the reason I had to rewrite the book because I got down to the last week and I was like I don't think I can do this. It was the first time I'd experienced my clients fear and I was like: Oh, this is what they go through. Okay, I get it now. This is why I'm doing this, so it's a very personal book. I put a lot of personal stories into it. But I'll tell you the core of minimalism is that you'll have more joy more happiness with less stuff."
On How to Start
"It really is the the 10 minute sweep, I promise you. Pick a one foot by one foot area - that's it. If you start small, you'll be able to keep going, but too many people think: Okay, we did 10 minutes. Great! Tomorrow we're going to do 9 hours! That's where you're going to burn people out. Just take it slow. Bite off ten 10- minute sweeps for the first week. Don't wait until life makes you make this move. Something in life will make this decision for you, so start earlier and do it a little bit every couple of nights.
Walking is one of the most effective forms of exercise - and it offers many other benefits beyond physical fitness. But how do you develop a regular habit of walking that works for you and keeps it interesting? Our guest knows how. He's found ways to keep walking consistently and he shares his advice on the best ways to start - and how to keep it going.
______________________ Bio Dave Paul has spent his life working in radio, mostly on-air. Most recently, Dave was part of a morning program getting up at 3:30 AM. Even though Dave and his wife Ava recently moved from Maryland to Myrtle Beach, South Carolina, he continues to work for the station in a different capacity from home.
Dave has been walking for fitness since 2013, averaging just under 21,000 steps a day. Dave hosts the daily podcast, Walking is Fitness…a podcast he records while walking. Dave is also passionate about helping others turn their walking from merely functional to a fitness activity which is why he started the podcast last year. At the same time, Dave is using his daily walks to help him prepare for his own upcoming retirement. ___________________________ For More on Dave Paul Walking is Fitness
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Podcast Episodes You May Like
Move: The New Science of Body Over Mind – Caroline Williams
Tiny Habits Can Lead to Big Changes – BJ Fogg
The Joy Choice – Dr. Michelle Segar
The Joy of Movement – Kelly McGonigal
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Wise Quotes
On Walking and Fitness
"There are four things that make walking a great fitness solution. One is it's effective as exercise. The CDC recommends that we get between 150 and 300 minutes of moderate level physical activity every week. Walking fits that bill. If you're going three to four miles an hour you're in that moderate zone. Three to four miles an hour is not super fast, but it's not what I call grocery store pace. Walking is also flexible. You don't need a gym. All you need is a front door that opens and you can walk at any time of day, in any kind of weather. Not all weather is is equally comfortable, but if you got the right gear, you can head out and and walk. Walking is sustainable. I'm probably 3 years from retirement now... and I want a physical activity exercise that I can keep doing as I age. And for me the best part of walking that makes it a great fitness solution: It's fun! It's just a lot of fun. You can change it up. You can walk in cities. You can go walk in the woods. You can walk in the neighborhood. You can walk with people. You can walk without people and listen to podcasts. It's just a ton of fun."
On Getting Started & Keeping It Going
"There's been research that indicates 92% of all goals are not accomplished and I would imagine that the bulk of those unreached goals happened around first weeks of January. Often there's something about our lives that we don't like and we want to change - and the goal represents transformation. So we'll get real specific here about fitness and even walking. It represents a transformation that we want to accomplish and those goals almost always start with a tank filled with emotion. There is so much emotion and emotional motivation. You could go out and you can just go from 3,500 steps a day to 10,000 steps a day and probably not even bat an eyelash in the first two or three days of setting a goal because it just feels so great. But the problem is that any time that you're dealing with health and fitness, the results that you ultimately want to see take a lot longer than the emotional motivation lasts. So after a week or so, you're not seeing the results that you wanted to. In fact, at this point, you're probably feeling worse because you jumped into the deep end of the pool. And after another week of grinding it out, you start just looking for excuses to to not do it anymore. So the challenge is how do you sustain a fitness goal beyond when those emotions have have died out?
Does your retirement planning include how you think? Positive views and negative views on aging matter. Yale professor Dr. Becca Levy’s ground-breaking research shows how age beliefs can benefit the aging process, including the extension of life expectancy by 7.5 years. Today's culture brings a steady stream of negative messages on aging, but you can challenge those messages and cultivate positive age beliefs.
_________________________ Bio Dr. Becca Levy, the leading authority on how beliefs about aging influence aging health, is Professor of Epidemiology at the Yale School of Public Health and Professor of Psychology at Yale University. Her pathfinding studies have changed the way we think about aging and have received awards from the American Psychological Association, the Gerontological Society of America, and the International Association of Gerontology and Geriatrics. Dr. Levy has given invited testimony before the US Senate on the adverse effects of ageism and has contributed to US Supreme Court briefs to fight age-discrimination. She serves as a scientific advisor to the World Health Organization’s Campaign to Combat Ageism.
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For More on Dr. Becca Levy Breaking the Age Code: How Your Beliefs About Aging Determine How Long and Well You Live ___________________________
Podcast Episodes You May Like
Ageism Unmasked – Dr. Tracey Gendron
The Second Curve of Life – Arthur C. Brooks
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
The Expectation Effect – David Robson
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Wise Quotes
On Positive Age Beliefs
"People who took in more positive age beliefs at the start of the study they had a median survival advantage over those who took in more negative age beliefs. They had a median survival advantage of seven and a half years."
On Role Models
"It can be really important to increase awareness of some of the negative messaging and challenge it. But also I think it's important to find ways to strengthen some of the positive older role models or positive images of aging that are around us. And so something that we found that can be effective is to record what I call a portfolio of diverse and positive images of aging. What that involves is writing down say five or so positive older role models. And some of them can be from your own life, It could be a great aunt, a great uncle and some of them could be from the general world at large or from current events, a great scientist that you know about. It would be good to come up with somebody that you admire for a different reason so that's where the diversity of images come up. So if you list one person you may admire because they have a great sense of humor, and another one could be because they've got a great work ethic, or a great sense of social justice. So for each person it's good to think about a quality that you really admire about that person that you would like to strengthen in yourself. And we found that actively engaging in these different older role models can also start to strengthen some of our our positive age beliefs."
From Declining to Thriving
"The most important message is that even though we know that these age beliefs are taken in at a very young age from the culture and they can be reinforced over time, we also know that they're not set in stone. So they're malleable. We can change them. And I think that has implications for us as a society that we could actively try to promote an age liberation movement that reduces or eliminates ageism and promotes and celebrates aging, and finds opportunities for people across generations. It also suggests that on an individual level, there are things that we can do to shift the negative age messaging from messages of decline to messages of thriving, by actively curating the messages that we take in and reinforcing the messages of aging that are encouraging inclusivity and celebrating aging."
How can science help you develop and maintain strong relationships? Eric Barker shares counterintuitive insights he's gleaned from the research that can help you build better friendships and get closer to others.
Eric Barker joins us from Los Angeles.
_________________________ Bio Eric Barker is the creator of the blog Barking Up the Wrong Tree, which presents science-based answers and expert insight on how to be awesome at life. His work has been mentioned in the New York Times, The Wall Street Journal, The Atlantic Monthly, TIME magazine, The Week, and Business Insider. He is a former Hollywood screenwriter, having worked on projects for Walt Disney Pictures, Twentieth Century Fox, and Revolution Studios. He is a graduate of the University of Pennsylvania and holds an MBA from Boston College and a Master of Fine Arts from UCLA
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For More on Eric Barker
Plays Well with Others: The Surprising Science Behind Why Everything You Know About Relationships Is (Mostly) Wrong
Newsletter (Insightful and practical research-based takeaways)
Website: Barking Up the Wrong Tree
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Podcast Episodes You May Like
Chatter & Your Inner Voice – Ethan Kross
How’s Your Network? – Kelly Hoey
The Skill Set for Life’s Transitions – Bruce Feiler
Move: The New Science of Body Over Mind – Caroline Williams
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Wise Quotes
On Being Vulnerable
"The second one, which I'm also also trying, is being vulnerable and opening up. Because talking about your fears, your concerns, your weaknesses, this is something that you don't do with people you don't trust. You only do that with people you do trust. And to express your weaknesses, your concerns, your fears, that shows someone that you feel safe around them. That's you trusting them with information potentially that could be used against you. And for you to do that, you're telling them you feel safe with them. And usually, people are likely to reciprocate and they'll open up. And that gives you a 3-D portrait of the other person that tells them you trust them. Not only that, but vulnerability is also correlated with health metrics. University of Pennsylvania research has shown not opening up, not making yourself vulnerable to people close to you, is correlated with prolonged illness. It's correlated with a first heart attack and with not surviving that heart attack. So it's really important. I'm spending more time with my friends and I'm making an effort to be more vulnerable because that's one of the biggest things I've learned from the book."
On Networking
"The literature shows that most people have a number of super connectors in their life. And how you can find your super connectors, if you go through your contact list, you're going to find that a disproportionate number of the people were introduced to you by a handful of people. There's that super social person who introduced you to most of your friends or that person at work that knows everybody. There are these kind of hubs in the network. So a really good first step is to reconnect with people and just simply ask them: Hey, I'm trying to get to know more people in this arena, or maybe I moved, or I'm career shifting, who would you recommend I speak to? For a lot of people, this would be difficult. But for the super connectors, this is kind of what they do - either professionally or for fun. So, going through your contact list and finding your super connectors, and reaching out to them for assistance, is a fantastic way to network. And then once you get together with these people again, don't think about contacts, think about making a friend."
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About Retirement Wisdom A 20+ year retirement is a terrible thing to waste. How will you invest your time after you leave the world of full-time work?
Working with an experienced coach and a proven process can help you explore new options...
Why wait until the end of the year to recap the best episodes of this retirement podcast? In 2022, it'll be quarterly. I know you're busy and can't catch all the conversations. But you won't want to miss any of these.
A lot of ground was covered in the first quarter of the year, including:
How cognitive bias goes beyond financial matters - and why you'll want to think big about your future Why conventional thinking on retirement planning can get in the way of your future The best way to begin working on your worthy goals How to turn the stress of retiring into strength Why the second half of life can be the best half - if you get ahead of the second curve
Listen to the full episodes from these links:
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Think Big – Dr. Grace Lordan
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An Economist’s Take on Retirement Planning – Larry Kotlikoff
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How to Begin – Michael Bungay Stanier
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Everyday Vitality – Dr. Samantha Boardman
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The Second Curve of Life – Arthur C. Brooks
Interested in more wisdom? Scan all of the conversations in this retirement podcast here
Miss the aBest of 2021? Listen here
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About Retirement Wisdom A 20+ year retirement is a terrible thing to waste. How will you invest your time after you leave the world of full-time work?
Working with an experienced coach and a proven process can help you explore new options, test opportunities and create a portfolio of rewarding activities and interests.
Beware of quick fix solutions.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction. One and One and small group programs are available. Take the first step toward your new life today.
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About Your Host
Joe Casey is an executive coach who also helps people design their next life after their primary career. He created his own next chapter after a twenty-six-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking.
Today, in addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, which thanks to his guests and loyal listeners, ranks in the top 1.5 % globally in popularity by Listen Notes. Business Insider has recognized him as one of 23 innovative coaches who are making a difference.
He’s the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy coming this summer.
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Intro and Outro voiceovers by Ross Huguet.
What did you once love to do that you put aside as you advanced your career? Is retirement a second chance to pursue those dreams? Your interests and your talents may be different from my guest today, but his story may inspire you to reconnect with your earlier interests. My guest today is John P. Weiss. He's a fine artist, cartoonist, photographer and author of two books. A former police chief and 26 year law enforcement veteran, John retired early to pursue his creative life.
His Saturday Letter is something I look forward to reading every weekend.
John P. Weiss joins us from Nevada.
__________________________ Bio John P. Weiss is a full-time artist, writer, and photographer. He paints tonalist landscapes, draws whimsical cartoons, writes poignant essays about life, and shoots artful, black & white photos. He is the author of "An Artful Life: Inspirational Stories and Essays for the Artist in Everyone" and "The Cartoon Art of John P. Weiss." Over 48K followers enjoy John's weekly essays.
John used to be a police chief for the Scotts Valley Police Department in Northern California. He holds a master's degree in criminal justice administration and enjoyed a 26-year career in law enforcement, serving the last ten as chief of police. John retired early in order to pursue his creative life full-time.
In his police career, John served as a detective, sergeant, lieutenant, operations and services commander, composite sketch artist, hostage negotiator, impact weapons instructor, peer counselor, DARE (Drug Abuse Resistance Education) officer, training manager, police chief, and acting city manager. He is the recipient of the "Medal of Merit" for his work with children and related programs. Cartoonist During John’s police career, he moonlighted as an editorial cartoonist for several newspapers. His cartoons appear in various editions of Charles Brooks's Best Editorial Cartoons of the Year. For several years, John published articles and a popular comic strip, The Life of Art , on the art and marketing website Fine Art Views. John hand draws his cartoons in pen, ink and watercolor. He also crafts cartoons digitally on his iPad Pro. Here’s a video of John sketching one of his cartoons. Influences include the cartoonists Pat Oliphant, Jeff MacNelly, Richard Thompson, Berke Breathed, Bill Watterson, and George Herriman.
Writer During John's law enforcement career he frequently contributed articles to various newspapers and publications. A life long reader and writer, he started blogging and publishing work online in early 2014. John studied writing and blogging with the author Jeff Goins in Franklin, Tennessee. John also hired copywriting expert Demian Farnworth to learn the art of writing compelling content. John is a top writer on the website Medium and his work also appears on the following sites: The Guardian, Medium.com, NBC News, Becoming Minimalist, Mr. Feelgood, The Unmistakable Creative, Austin Art Talk, Elephant Journal, Fine Art Views, Goins Writer, Good Men Project, Your Creative Push Podcast, Thrive Global, The Ladders, and more. Photography John enjoys shooting artful, monochromatic photographs with his Sony A6600 camera and Sigma prime lenses. He prefers the contrast, simplicity, and elegance of black and white film and photography. John sometimes enjoys creating post-production vintage effects in his photographs, to give them a timeless look. Fine artist John took vacations to study landscape painting with renowned artist Scott L. Christensen, among other artists. John supplemented his art education with museum visits, books, videos, regular practice, and experimentation. John paints landscapes in various mediums, including oils, gouache, watercolor and pen & ink. He employs a limited palette and strives for painterly realism mixed with pleasing abstraction.
John is an avid reader. He and his wife have an impressive library of books,
If you're still working, you may be pondering a few questions. Should I work longer? Can working remotely help me retire later? Should I create a second act career? If you're retired, you may also be contemplating a few questions. Should I unretire and jump back in? Can I get work doing something different on a part-time basis? Can I retire happy without some version of "work" in my life? Author and expert Kerry Hannon has insights that can help you with these questions - and many more. We discuss Kerry's new book In Control at 50+: How to Succeed in The New World of Work published on April 26th.
Kerry joins us from Washington DC.
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Bio
Amazon bestselling author Kerry Hannon is a workplace futurist and nationally recognized expert, spokesperson and strategist on career transitions, entrepreneurship, personal finance and retirement. Kerry's new book is In Control at 50+: How to Succeed in The New World of Work published by McGraw Hill.
She is a frequent TV, podcast and radio commentator and is a sought-after keynote speaker and moderator at conferences across the country. Kerry focuses on empowering yourself to do more with your career and personal finances – now and for the future.
Her work also focuses on advising women of all ages on how to take charge of their own financial planning. Her work explores what women need to do, at all stages of their lives, to prepare themselves for a financially secure future.
She has covered all aspects of careers, business and personal finance as a columnist, editor, and writer for the nation’s leading media companies, including The New York Times, Forbes, Money, U.S. News & World Report, and USA Today. Kerry’s work has also appeared in BusinessWeek, Kiplinger’s Personal Finance, and The Wall Street Journal, among other national publications.
She has appeared as a career and financial expert on The Dr. Phil Show ABC, CBS, CNBC, NBC Nightly News, NPR, and PBS.
Kerry is currently a Senior Columnist at Yahoo Finance. She is a former columnist and regular contributor to The New York Times, MarketWatch, Forbes, and the PBS website NextAvenue.org.
Kerry is the award-winning author of 14 books, including Great Pajama Jobs: Your Complete Guide to Working from Home(Wiley), Never Too Old To Get Rich: The Entrepreneur's Guide to Starting a Business Mid-Life; the national bestselling Great Jobs for Everyone 50+ (Wiley) . #1 New release on Amazon and bestseller in Job Hunting; Money Confidence: Really Smart Financial Moves for Newly Single Women (Post Hill Press) Getting the Job You Want After 50 (Wiley, 2015) #1 New Release on Amazon and job hunting guide bestseller; the award-winning Love Your Job: The New Rules for Career Happiness (Wiley, 2015); the GOLD Living Now Book Award for Personal Growth/Motivation winner, What’s Next? Finding Your Passion and Your Dream Job in Your Forties, Fifties and Beyond (Berkley Trade, 2014).
Kerry is a former fellow of the Columbia Journalism School and the Robert N. Butler Columbia Aging Center’s Age Boom Academy. She is a former Metlife Foundation and New America Media fellow on aging.
She has testified before Congress about the importance of older workers.
Kerry graduated from Shady Side Academy in Pittsburgh, Pennsylvania, where she serves on the Board of Visitors. She received a bachelor’s degree from Duke University. Kerry lives in Washington, D.C., with her husband, documentary producer and editor Cliff Hackel, and her Labrador Retriever, Elly. She is also horse-crazy and loves the Winston Churchill quotation: "There is something about the outside of a horse that is good for the inside of a man."
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For More on Kerry Hannon In Control at 50+: How to Succeed in the New World of Work ________________________________
Podcast Episodes You May Like
Ageism Unmasked – Dr. Tracey Gendron
Tools for a Career Change – Mark Herschberg
Retire Happy – Dr.
What if there was an approach to behavior change on exercise and healthy eating that fit the realities of day-to-day life? Good intentions and a sound plan don't always stand up to the inevitable changes that pop up and get in your way. Sustainable-behavior-change researcher and lifestyle coach Dr. Michelle Segar discusses her new book The Joy Choice, which introduces a new brain-based solution that's flexible - and fun. Her behavior change approach positions you to make the practical choice in the moment that's sustainable in the long run.
Michelle Segar joins us from Michigan.
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Bio Michelle Segar, PhD, MPH, MS, bestselling author of No Sweat and author of the new book, The Joy Choice: How to Finally Achieve Lasting Changes in Eating and Exercise, sustainable behavior change scientist, directs the University of Michigan’s Sport, Health, and Activity Research and Policy Center. She has translated science into sustainable behavior change messages and programming for decades and is a recognized pioneer and leading authority in this field. See featured peer-reviewed publications and national media.
Her comprehensive, science-based, and tailored approach to creating sustainable behavior change related to healthy lifestyles and well-being has made her a sought-after speaker, sustainable-behavior-change trainer, consultant, and learning/intervention expert for global organizations seeking to accelerate and sustain positive change. Her clients include Adidas, Anytime Fitness, Beaumont Health System, EXL, Google, Harvard Medical School, Kaiser Permanente, The Permanente Medical Group, National Business Group on Health, PepsiCo, and Walmart.
Dr. Segar is a National Institutes of Health (NIH)-funded researcher and she holds a doctorate in Psychology (PhD), a master’s degree in Health Behavior/Health Education (MPH), and a master’s degree in Kinesiology (MS) from the University of Michigan.
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For More on Dr. Michelle Segar
The Joy Choice: How to Finally Achieve Lasting Changes in Eating and Exercise
Take Her Quiz on Your Hidden Eating & Exercise Traps
Michelle Segar's Website
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Podcast Episodes You May Like
Move: The New Science of Body Over Mind – Caroline Williams
The Joy of Movement – Kelly McGonigal
Take Charge of Your Well-Being – John La Puma, MD
How to Get Stronger After 50 – Dave Durell
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Wise Quotes
On Moving Away from All-or-Nothing Thinking
"And so people need to]break away from the part of all or nothing thinking when it comes to physical activity that it has to feel punishing, it has to be intense, like the kinds of marathons that you might run, or you have to sweat for it to be worth doing. And the research absolutely shows that something is better than nothing. So that's the formula, for creating a more positive experience with physical activity."
On Slicing & Dicing
"...things always get in the way in every area of our life. When we're parents with our jobs, as children helping aging parents, as people aging ourselves, things always get in the way. But, in general, all or nothing thinking can plague us in other life areas too. In general, we've learned to do what I call slicing and dicing. When you thought you were going to be able to leave to do this for your job at this time, but you got an urgent call and you had to leave 15 minutes later, it's no sweat. You just shrug your shoulders and move on. Or you're working on something and a child needs to be picked up early from school because they're sick, or an aging parent got an early eye doctor's appointment and you have to take them to it. Those things happen. And we just intuitively go, Oh wow, I got to do it this way. And so what I'm proposing is, in the same way, we do these things in our other life contexts. Bring that to our healthier eating,
Planning for retirement is essential. But what if your retirement planning is upended by events beyond your control? Imagine if one day you lost your job as an executive after almost thirty years at a multibillion-dollar company. How would you react? When it happened to my guest today, he decided to walk - more than twenty miles home. He shares the experience in his book The Long Walk Home: How I Lost My Job as a Corporate Remora Fish and Rediscovered My Life’s Purpose. That day was a catalyst for a more fulfilling life and a return to what he truly wanted to do.
Jim Kerr joins us from Pennsylvania.
________________________ Bio James Brian Kerr led global communications and public relations for Fortune 500 technology firms before leaving the corporate world in late 2021 to pursue his passion for writing and storytelling. He blogs on financial freedom, fatherhood, men’s health and the pursuit of an authentic life at peaceableman.com. His articles have appeared in HumbleDollar, MarketWatch, Elephant Journal and elsewhere. His fiction and poetry have appeared in the Sewanee Review, Red River Review, The Poet, Short Story Town and other journals. The Long Walk Home (Blydyn Square Books) is his first published book.
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For More on James Kerr
The Long Walk Home: How I Lost My Job as a Corporate Remora Fish and Rediscovered My Life’s Purpose
Blog: PeaceableMan.com
Website
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Podcast Episodes You May Like
Navigating An Unexpected Career Change – Maggie Craddock
A Tapas Life – Andy Robin
Are You Ready to Shift Gears?- Richard Haiduck
With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra
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Wise Quotes
On Having a Challenge List Instead of a Bucket List
"That term bucket list is obviously is tongue in cheek, but it it's kind of dark. So I like a challenge list. I don't look at whatever number of years that I have ahead of me as walking toward the bucket. I'd rather I'll be challenging myself with new things. I think it's important to stay active, to continue to challenge ourselves both physically and mentally after we leave the full-time working world. We don't want to atrophy - at least we don't want to atrophy early. The things that are important to me are on my list. And I got a long list. I love to write and I want to get some books and articles published. I have a new one out. That's my first one. So I'm excited about that. I've got a bunch of articles published. I want to get more articles out - and it's not about just getting pieces out there, but it's about really trying to inspire and move people. That's my mission in the second part of my life."
On Repassioning Instead of Retiring
"I resist the word retirement. There are some people who love the word retirement. I don't. Retirement to me means you're stepping away from life in many ways and from work or purpose. And that's not really what I do. Repassion is the word that I use, because it's about really devoting myself to my passions. I've spent a lot of time getting my financial house in order so that I can focus on my passions."
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About Retirement Wisdom
A 20+ year retirement is a terrible thing to waste. How will you invest your time after you leave the world of full-time work?
Working with an experienced coach and a proven process can help you explore new options, test opportunities and create a portfolio of rewarding activities and interests.
Beware of quick fix solutions.
Schedule a call to find how how the Designing Your Life process (developed by Bill Burnett & Dave Evans at Stanford) can help you unlock a new direction. One and One and small group programs are available. Take the first step toward your new life today.
___________________________
About Your Host
Joe Casey is an executive coach who also helps people design their nex...
The number of adults who live alone is growing. Even those who have children cannot count on their help. The number of older adults who live within 10 miles of a relative has fallen significantly. When my guest Carol Marak was working in technology she returned home to be a caregiver for her parents. And she got a wake-up call. Who, she wondered, would help to care for her when she grew older? The struggles Carol’s parents faced were warning signs of what she could expect. Divorced and childless, Carol lived alone in a suburb. Caregiving for her parents required a massive effort involving three siblings and numerous professionals. That care could someday be needed for her—only she would not have family nearby to step up to the challenge.
Carol's book Solo and Smart teaches people how to assess, discover, and plan—to gain control over how they want to live in the years ahead - not only how to age well but how to live well—by shaping the future they want rather than reacting to it.
Carol Marak joins us from Dallas.
__________________ Bio Carol Marak is an Author, Speaker, Founder of the Elder Orphan Facebook Group, and former family caregiver. Her book, Solo and Smart, A Guided Roadmap for a Supportive and Secure Future is based on Carol’s own plan as a single senior facing aging alone. It was her caregiving experience that revealed what’s needed when looking ahead. Carol is a native Texan and lives alone in a highly active high rise in a Dallas urban area.
Carol has appeared in The New York Times, Washington Post, USA Today, PBS, NPR, AARP, US News & World Report, the American Society on Aging, local newspapers throughout the U.S. and radio shows.
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For More on Carol Marak
Solo and Smart, A Guided Roadmap for a Supportive and Secure Future on Amazon
Website CarolMarak.com
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Podcast Episodes You My Like
Where Will You Live Next? – Ryan Frederick
Who Will Take Care of You When You Are Older? – Joy Loverde
With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra
Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller
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Wise Quotes
On Lessons From Caregiving
"My mother lived with several chronic illnesses and so their needs were very demanding. They really expected us to help them out because they did that for their parents. My parents were farmers and we lived in a rural community. So we just helped each other out as a family. And we were a very large family. However, once we started moving off going to college, that put a real dent in how we could share in those responsibilities. We tried to hire help, but they just wouldn't have of it. So my sisters and I really ended up pitching in as best we could. And quite frankly, we did a pretty good job taking care of them. And my parents were very lucky to have three loving daughters. Unfortunately many of us don't have that. =. So, once they both passed, I was out on a walk one day and I was thinking about my parents. I was missing them. I was crying. And then I started reflecting back on that experience of elder care and the demands of growing older and what that means, what that looks like. And then all of a sudden I just stopped and I thought, Oh my gosh, what am I going to do? I'm single. I have no children here. I am. I'm close to 55 years old, what will I do? And Joe, I tell you I was walking and it just stopped me in my tracks. I thought, Holy Moly, what am I gonna do? because it's, it's filled with so many complexities growing older. So that was my wake up call. And it was more than a wake up call. It was really more like a slap in the face. It's like, get your act together. So that's where it all started for me."
On Her Core Message
"The core message from my book is to change your mindset from problem solving to possibility thinking- and then find a strategy that helps you evaluate the future risks that you...
Have you ever thought about retiring and writing a book? Bill Thompson did just that as a second act career and he's written 22 novels over 11 years and has won numerous awards. But caregiving taught him was was most important in life.
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Bio
Bill Thompson became a corporate entrepreneur early. At age 12 he started a company to buy and sell coins. By age 25 he had started an insurance agency that ultimately became one of the largest in Oklahoma. Expanding that firm and adding more, Bill created a financial services holding company that operated in several states plus Bermuda, the Cayman Islands and England.
If variety is the spice of life, author Bill Thompson’s life so far has been spicy for sure! Over the years, and in no particular order, he’s been an international insurance broker, a mayor, a head of a state prison board, a stockbroker, a newspaper reporter, a Bourbon Street piano player, a corporate entrepreneur, an award-winning novelist, and many more...
Bill has always had a burning interest in archaeological finds, mysteries of the past, unexplained things in the jungle and stories of adventure in remote places. Over the years he traveled extensively around the world and visited sites such as Machu Picchu, Stonehenge, Avebury, Egypt, Petra and many ancient Olmec, Aztec and Maya cities in Mexico, Belize and Guatemala.
Bill and his wife live in Dallas, Texas with three dogs, travel a lot, eat and drink well and have fun living life.
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For More on Bill Thompson
Website
New Book: Serpent (Mysterious America Book 1) My Second Act: Bestselling Novelist (Next Avenue) ________________________
Podcast Episodes You May Be Interested In
Think Big – Dr. Grace Lordan
Stupid Things I’ll Never Do When I Get Old – Steven Petrow
From Role to Soul – Connie Zweig
Retirement Stepping Stones – Tony Hixon
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Wise Quotes
On the Rewards of Writing
"Well, the one thing I realized right off the bat was I liked not working more than I liked working. So we sold the company and I started to write full time. And now 11 years later are about 22 books and two dozen national awards. So it's gratifying day to day at 75. I'm really glad my life's not what it used to be because I don't think I could keep up with the pace that I did before. I was a Type A, driven entrepreneur. I swore I would never stop working. That last year with my wife showed me that life really is fragile and you really have to embrace the things that are important. I still work. And now I write and I write because I love it and it keeps my mind active. And the great side effect is that I also have readers who enjoy what I do and that's the most gratifying thing of all."
On Caregiving
"The most challenging thing...is the abrupt transition from being on top of the world to being a caregiver and feeling really helpless. A lot of the time that I couldn't change things, that things were going to happen the way they were. I was going to be an observer and a participant in a way, but I couldn't give orders anymore. That would change things. So at first I resented that and then I began to realize that it wasn't her or the disease that I was resenting. It was me. I couldn't do what I thought I should do. But once I realized that an unexpected change was going to change everything for me, I accepted it. And I learned that tragedy can teach important lessons. When thing it taught me is what's most important in life. And it certainly is not being a workaholic."
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About Retirement Wisdom Are you ready to do what it takes to create a great retirement?
I help people create a multipurpose retirement, with the right mix of interests, activities and pursuits to invest your time wisely.
Schedule a call to see if a 1-on-1 program or a small group Designing Your New Life program can give you an edge in your next chapter.
We're quick to notice ageism. But sometimes we harbor ageist assumptions about growing older that we may not be fully aware of. Dr. Tracey Gendron, author of Ageism Unmasked: Exploring Age Bias and How to End It, argues that there's a healthier perspective on aging as a new developmental stage of life.
We discuss:
Why she thinks everything you know about aging is wrong The driving forces behind ageism The consequences of ageism – for individuals, businesses, and societies Myths about older workers that need to be busted The downsides of traditional retirement and age-segregated communities How retirement can be a new developmental stage of life How can people ask themselves more strength-based and growth-centered questions on aging Ableism and how elderhood offers a new vision of later life How she defines aging
Dr. Gendron joins us from Virginia. ___________________ Bio Dr. Tracey Gendron serves as Chair for the Virginia Commonwealth University Department of Gerontology. Tracey has a Master’s degree in Gerontology, a Master’s degree in Psychology, and a Ph.D. in Developmental Psychology. With over 25 years of experience as a gerontologist, Dr. Gendron has authored and co-authored over 30 manuscripts and seven book chapters on ageism and aging-related topics. She is frequently quoted in popular media outlets, including the New York Times, the Huffington Post, and U.S. News and World Report. Dr. Gendron has spoken about ageism in forums across America.
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For More on Dr. Tracey Gendron Ageism Unmasked: Exploring Age Bias and How to End It _________________________
Podcast Episodes You May Like
From Role to Soul – Connie Zweig
The Age Tech Revolution – Keren Etkin
Are You Ready for The New Long Life? – Andrew Scott
Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller
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Wise Quotes
On Why Everything You Know About Aging is Wrong
"...the way that we talk about aging is usually all about how our bodies age and decline. So we're all familiar with the aches and the pains and the different injuries that we may have or disability or illnesses. And that's most of what we associate with aging. And yes, that is part of aging. But when I say everything else you know about aging is wrong, it is because we don't talk about aging in terms of growth in terms of opportunity and in terms of development. What do you like better about yourself now than you did last year, or the year before, or five years ago? Aging is really change and not negative change. It's positive change as well. So, that's what I'm getting at with everything you think you know about aging is wrong - because you really just hear about a single story of aging, which is the story of decline. Then when you look at the messages that are given about aging from the larger culture, it also feeds that narrative and really brings us a sense of shame about getting older. Instead of growing older, [it's] how we have to fight aging and how we should hide the visible signs of aging. All of that really comes together to shape what you think you know about aging. And the book is saying let's look at this a little more critically and then let's see if you can make a decision for yourself about how you want to see aging."
On The Consequences of Ageism
"Decades of knowledge and research shows that how we feel about our own aging - if we have negative attitudes - is bad for our health. But it's not something that we really talk about and not something that most people know, so there's some pretty serious consequences of negative attitudes towards aging or what I would call internalized ageism. There are many forms of ageism and internalized ageism is the one that focuses how we feel about ourselves as an aging person and our own aging process. And there's research that shows that when we have negative attitudes about aging,
If you have children and/or grandchildren, how can you help them be smart about financial decisions? And if you're helping them financially, how do you stay on track with your own financial planning for retirement? Our guest today is Bobbi Rebell, CFP, author of the new book Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart.
We discuss:
What gets in the way of young adults achieving financial independence. How to evolve the relationship with their children as they're becoming adults The Bank of Mom and Dad - and how long it should be open The best times to engage with young adults on this topic How schools can improve education on practical financial literacy What parents and grandparents can learn from 20-somethings and teenagers The key things parents and grandparents can do to help young adults achieve financial independence
Bobbi Rebell, CFP joins us from New York.
________________________ Bio Bobbi Rebell is a CERTIFIED FINANCIAL PLANNER™ professional, and host of the critically acclaimed Money Tips for Financial Grownups podcast. She is the author of Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart. The book is a call to action for parents of teenagers and young adults who want the best for their kids, but are beginning to realize their OWN financial independence, and financial separation from their children, has to become a priority as well. Her first book "How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom” was released in 2016. In 2017, she left her job as a global business news television anchor and personal finance columnist at Thomson Reuters to expand the Financial Grownup brand into other channels of financial education content. Later that year she obtained her CFP® certification. Previously Bobbi had worked at CNBC, CNN and PBS' Nightly Business report. Bobbi is now a frequent keynote speaker, emcee, conference host/moderator, and continues to anchor local news reports on a freelance basis. She is a graduate of the University of Pennsylvania, and received her Certificate in Financial Planning from New York University. Bobbi lives in NYC with her husband, 3 kids and her morkie Waffles. _________________________
For More on Bobbi Rebell, CFP Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart Website
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Podcast Episodes You May Like
An Economist’s Take on Retirement Planning – Larry Kotlikoff
The Power of Fun – Catherine Price
The Key Decisions for Retirement Success – Wade Pfau
Are You Living Gratefully? – Kristi Nelson
________________________ Wise Quotes
On The Bank of Mom & Dad "...the services in The Bank of Mom and Dad are offering should adjust to the different appropriate life stages. So for example, maybe when they're out of college, you can say: Well, you can live at home for free and we're not gonna charge you for groceries, but we expect you to have an exit strategy and share it with us. And as long as we are effectively paying your rent and all of your food and all of that, we get to see your finances, right? Just like a bank would say: Well, if we're going to lend you money or provide financing, we are entitled to see these things. So no money, unless there's transparency. Rule number one and number two: do things that make sense."
On When to Engage on This Topic "The moment it matters to them. That's the key thing. Something might matter to you, but if they're not ready, they're not going to hear you. A lot of parents want to help and they'll say: You're graduating. I'm gonna introduce you to this person and this person. And they send these emails and then the kid doesn't follow up. Well, it doesn't matter enough to them yet.
It's time to move! Spring is here and its a great time to get more movement in your day-to-day life. Science journalist Caroline Williams shares insights from research on movement and the mind-body connection; why exercise is good, but not enough; and practical tips on ways to move more.
We discuss:
How “long, ponderous dog walks” led to this book The compelling stats on how inactive people have become – and what’s behind those trends The consequences of a more sedentary lifestyle Why there's much more to learn about walking than you may think Is it the mind-body connection or the body-mind connection? Who’s driving the bus? What she's personally doing differently now because of what she learned in writing the book The many ways that dancing for fun can help you Some surprising benefits of stretching and yoga Why focusing on the fundamentals like posture and smiling can make a big difference Why going to the gym is good - but not enough. Caroline's advice on how to build more movement into your everyday life
Caroline Williams joins us from Surrey in the UK.
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Caroline Williams is a science journalist and editor. A consultant for and regular contributor to New Scientist, her written work has also appeared in The Guardian, The Boston Globe, BBC Future, and BBC Earth, among others. She has worked as a radio producer and reporter for BBC Radio, and was the regular co-host of the New Scientist podcast from 2006 to 2010. She is the author of two books: Override: My quest to go beyond brain training and take control of my mind (published as My Plastic Brain in the USA), and Move: How the New Science of Body Movement Can Set Your Mind Free. She was also editor of the New Scientist Instant Expert Guide to the Brain. She holds a BSc in biological sciences from Exeter University and an MSc (Distinction) in Science Communication from Imperial College London. She lives in Surrey, UK.
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For More on Caroline Williams
Move: How the New Science of Body Movement Can Set Your Mind Free
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Podcast Episodes You May Like
The Joy of Movement - Kelly McGonigal
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
How to Get Stronger After 50 – Dave Durell
Tiny Habits Can Lead to Big Changes – BJ Fogg
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Wise Quotes
On Rest and Balance
"The interesting thing that I found about rest was that there's all these studies and statistics about how little we're moving and that we're spending all this time being sedentary. But there's a parallel body of work on rest. And something like 60% of people that were surveyed came back and said they didn't feel that they were getting enough rest. So whatever we're doing with all this sedentary time we're not finding it particularly restful. So to be able to to move and have the energy to do what you need to do , you have to rest. They're two sides of the same coin. One interesting thing to to remember with rest is it doesn't necessarily have to involve being sedentary. Rest can be running up a hill if it allows you to forget what's going on in your life and and come back feeling happy and exhausted. So I think rethinking rest is a partner to movement."
On Movement Snacks
"So it's not simply a case of sort of getting out of bed, sitting at your desk for 4 hours, going for a mad run, and then coming back sitting for another 4 hours. It's more about breaking up the sedentary time. It doesn't have to involve anything particularly strenuous - just getting up moving around. I met people who were interested in a form of movement where you move like a natural human. You carry, you climb, or you run. It's all kinds of sort of animal/human base exercise. And they have this thing they call movement snacks. So you get up every 20 minutes and you do some crawling around the room or you hang from your door frame or you lift ...
The seeds of a satisfying retirement are planted before it begins. And the disruption of the last two years have underscored the importance of several things that perhaps we took for granted. Our guest today, Dr.Maggie Mulqueen, shares her insights on how to navigate the transition to retirement well in challenging times.
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Maggie Mulqueen, Ph.D., is a writer, commentator, and psychologist in Brookline, Massachusetts. Dr. Mulqueen graduated from Northwestern University with a bachelor’s of science degree and then went onto the University of Pennsylvania where she received her doctorate in Counseling Psychology and the Phi Delta Kappa award for dissertation of the year. She has been an adjunct faculty member of Lesley University, Boston College, and the Norman E. Zinberg Center for Addiction Studies at Harvard Medical School and the Cambridge Hospital. A licensed psychologist, she maintains a private practice in Brookline, Massachusetts. She and her husband live in the Boston suburbs, where they raised their three sons. _________________________
For More on Maggie Mulqueen, Ph.D
Website Covid has changed retirement — and canceled the celebrations that usually mark it - NBC News ________________________
Podcast Episodes You May Like
Everyday Vitality – Dr. Samantha Boardman
The Skill Set for Life’s Transitions – Bruce Feiler
Think Big – Dr. Grace Lordan
The Second Curve of Life – Arthur C. Brooks
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Wise Quotes
On Transitioning to Retirement
"...The other thing about this is to really understand that it is a chapter. It's a transition, it's not a moment in time. Some people could be retired as long as their work life. Just like in developmental theory, there probably is an early middle and late retirement. It's not one thing. A retired 60 year old is real different than a retired 80 year old. And there's a difference about seeing it as a transition versus a cliff. And I think for those people, for whom retirement is a cliff, it's very, very hard. They go into anonymity. They feel that society doesn't value their wisdom, their input, and they feel really sidelined. And I think for people who can transition, who have the physical, mental, and financial resources, to make this a rich time, to reinvent themselves, whether that be volunteer work or different kinds of paid employment, they have a much easier time of it. It comes back to having a cohort group, a community of people who support you in going through a transition. We need to understand it's not: One day I was working the next day, I'm retired. It's really: I'm transitioning."
On Getting Your House In Order
"It's something to plan for and to think about. Is it something you want to stop cold turkey? Or do you want to see if you can negotiate some kind of part-time transition, so that you can kind of put your toe in the water or begin to think about how you will restructure your life when the structure is up to you? I would say another deficit, frankly, for many Americans is because we are so work-identity-focused. Many people don't invest in extracurriculars, hobbies, relationships, and so they don't naturally have other things to do, even though they might say, Oh, I've always been interested in X. If you haven't invested the time, I would spend a year before retirement trying some of those things out and seeing, is that really true? Does it hold my interest as much as I think it might? Or could I start to volunteer someplace and, and create some other relationships, so when I lose my work colleagues, there are other people who know me and whom I know and care about and have in my life? But I think thinking ahead is essential for people to get their houses in order, in terms of all of the legal thinking about the very hard questions. And I think some people are just very superstitious. They won't do a will because then they think they're gonna die.
In this third installment of The Retirement Roundtable, previous guests Michelle Pannor Silver (author of Retirement and Its Discontents, Ted Kaufman, and Bruce Hiland (co-authors of Retiring? Your Next Chapter Is about Much More Than Money) return to discuss the challenges of retirement - and the work it takes to prepare well to overcome them and create a fulfilling next chapter.
__________________________ Bios Dr. Michelle Pannor Silver
Michelle Pannor Silver is an Associate Professor at the University of Toronto and author of numerous studies on retirement and aging. Her book, Retirement and Its Discontents, draws from in-depth interviews she conducted with people whose departure from their life’s work meant losing a core and fundamental component of their personal identity. Her work calls attention to ageism and societal loss associated with retirement while highlighting the personal struggles that can be arise when there is a mismatch between one’s idealized retirement and the reality of giving up identity, income, and status. Michelle received her PhD from the University of Chicago in 2010 and did her undergraduate and masters studies at the University of California Berkeley.
Ted Kaufman & Bruce Hiland - Co-authors of Retiring?: Your Next Chapter Is about Much More Than Money
Ted Kaufman is the former U S Senator from Delaware succeeding Senator Joseph Biden. He was Biden’s Chief of Staff for 19 years and headed up his 2020 Presidential Transition. He retired in 1995 and over the next 22 years taught courses at Duke University in the Law School, Fuqua School of Business, and Sanford School of Public Policy. At eighty-three, he and his wife, Lynne, celebrate their sixty-third anniversary this year.
Bruce Hiland's entire career - Brown University, Navy officer, Wharton MBA, McKinsey, CAO at Time Inc., 20 years of CEO-level consulting, four startups and considerable community service - focused on the challenges and opportunities people experienced in their work life. With that history, focusing on the challenges of succeeding at retirement came naturally. Now eighty-one, he and Ginny, his wife/partner of fifty-eight years, enjoy their family, deal with aging and are harvesting the fruits of their labor.
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For More on the Guests
Michelle Pannor Silver website
Retirement and Its Discontents: Why We Won't Stop Working, Even If We Can
Retiring? website Retiring?: Your Next Chapter Is about Much More Than Money
(100% of proceeds are donated to charity)
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Podcast Episodes You May Like
Retire Happy – Dr. Catherine Sanderson
A Tapas Life – Andy Robin
When Will You Flip the Switch? – Dr. Barbara O’Neill
What Are The Keys To A Successful Retirement? Fritz Gilbert
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Wise Quotes
On the Challenges of Retirement
"There's these great, airbrushed images that we see of retirees relaxing on the beach enjoying life to the fullest, finally having the free time to sit on a park bench and enjoy cruises, right? These are the very common images we see and the idea that we just have tons of leisure time to spend and do all these exciting things. And I think there's a real disconnect that people often feel, particularly when and the work that they've dedicated their lives to suddenly is not part of their daily routine. And so the sense of reality that my days are no longer structured or are no longer connected to what gave me a sense of worth, whether that was a paycheck or the work that one was doing, or the sense of accomplishment and the sense of acknowledgement for the work that you did, those dissipate. And sometimes it dissipates very quickly, like literally the day that you retire. It can feel like a real loss in terms of personal identity, not just in terms of the structure or the clocking in aspect of it."
On Changing the Rhythm of Life
"Nowadays people still expect people to retire in th...
It's wise to look back before you go forward. William Damon, one of the world’s leading developmental psychologists, shares insights from an unexpected life review sparked by information on the father he never knew. His new book A Round of Golf with My Father: The New Psychology of Exploring Your Past to Make Peace with Your Present illustrates how a life review can shape your future and sense of purpose.
William Damon joins us from California.
__________________________ Bio William Damon is the director of the Stanford Center on Adolescence, a professor of education at Stanford University, and a senior fellow at the Hoover Institution,.
Damon's research explores how people develop integrity and purpose in their work, family, and civic life. Damon's current work focuses on vocational, civic and entrepreneurial purpose among the young and on purpose in families and schools. He examines how young Americans can be educated to become devoted citizens and successful entrepreneurs. Damon's work has been used in professional training programs in fields such as journalism, law, and business and in character and civic education programs in grades K–12.
Damon’s recent books include Failing Liberty 101; The Path to Purpose: How Young People Find Their Calling in Life (2008) and Taking Philanthropy Seriously (2006); Damon’s earlier books include Bringing in a New Era in Character Education (Hoover Press, 2002); Greater Expectations: Overcoming the Culture of Indulgence in Our Homes and Schools (1995); and The Moral Child (1992).
Damon is editor in chief of The Handbook of Child Psychology, fifth and sixth editions (1998 and 2006). He is an elected member of the American Academy of Arts and Sciences, the National Academy of Education and a fellow of the American Educational Research Association.
Damon has received awards and grants from the Carnegie Corporation of New York, the Andrew Mellon Foundation, the John Templeton Foundation, the William and Flora Hewlett Foundation, the John D. and Catherine T. MacArthur Foundation, the Spencer Foundation, the Thrive Foundation for Youth, and the Pew Charitable Trusts.
Before coming to Stanford in 1997, Damon was University Professor and director of the Center on the Study of Human Development at Brown University. From 1973 to 1989, Damon served in several academic and administrative positions at Clark University. In 1988, he was Distinguished Visiting Professor at the University of Puerto Rico, and in 1994–95 he was a fellow at the Center for Advanced Study in the Behavioral Sciences.
Damon received his bachelor's degree from Harvard College and his PhD in developmental psychology from the University of California, Berkeley. He is married and has three children.
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For More on William Damon A Round of Golf with My Father: The New Psychology of Exploring Your Past to Make Peace with Your Present __________________________
Podcast Episodes You May Like
Retire Happy – Dr. Catherine Sanderson
The Second Curve of Life – Arthur C. Brooks
The Future You – Brian David Johnson
Are You Ready for The New Long Life? – Andrew Scott
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Wise Quotes
On Purpose versus Meaning
"...purpose is more than meaning. It goes beyond meaning. You have a goal, you have something you're trying to accomplish. It's a commitment to do something that makes a difference in the world. And even more than that, there's a bit of a beyond the self aspect to purpose, almost like a transcendent quality. If I have a purpose in life, it's something I'm dedicated to that I care about so much, because I think it will leave something to the world at large, the world beyond the self. And so the word meaning signifies all kinds of interesting things that you can do. You go to a movie - that's meaningful. You can read a poem - that's meaningful. All those things are great, nothing wrong with them. But purpose goes beyond that.
What's the bigger picture context for your retirement? Demographics and scientific advancements in longevity are changing the way we live. Demographic futurist Bradley Schurman, author of The Super Age, joins us to talk about what these megatrends mean for your retirement.
We discuss:
His journey in writing The Super Age book The two megatrends creating The Super Age– the science of longevity and demographics and how they're changing the world we live in. How to "Make Home and Community Gray Again." The major upsides of the Super Age. The biggest challenges that will need be solved by governments - and by individuals. The cost of doing nothing. The lessons we can learn from Japan. How “retirement” will look in the future. Two different paths for people who want to work longer . Why the scientific advances aren't enough. The challenges faced by the LGBTQ+ community with retirement – and how might things evolve in the Super Age. How the policies, programs and practices of companies will need to evolve to attract, develop, and retain a more age diverse workforce. The key messages he'd like readers to take away from The Super Age.
Bradley joins us from Washington, D.C.
__________________________ Bio Bradley Schurman is a demographic futurist and opinion maker on all things dealing with the business of longevity. You might know him as the founder of The Super Age - a global collective of change-makers that offers information and professional business consulting services geared to help organizations respond to demographic change, as well as harness the opportunities of an increasingly older and generationally diverse population, or for the groundbreaking AARP Aging Readiness and Competitiveness Report. Bradley is a social connector that has built his reputation by helping leading organizations understand our increasingly older and generational diverse world. He explains how shifting demographics and the collision of the megatrends of decreased birthrates and increased longevity are remaking social and economic norms in the United States and around the world.
Prior to launching The Super Age, Schurman was Co-Founder and Managing Partner of EconomyFour, where he led business development in Asia and Europe. He also served AARP (formerly the American Association of Retired Persons) – the world’s largest organization dedicated to improving the lives of older people – where he was Director of Global Partnerships and Engagements. Schurman got his start at LeadingAge (formerly the American Association of Homes and Services for the Aging) – the non-profit trade association representing non-profit providers of long-term care, housing, and support services.
Schurman was instrumental in securing the topics of aging and longevity as focus areas at both the Organization for Economic Cooperation and Development (OECD) and World Economic Forum (WEF). He was also responsible for visioning and executing the Aging Readiness and Competitiveness Report – a groundbreaking collaborative research project between AARP and Foreign Policy Group.
Schurman has been featured on NBC's TODAY Show and CHEDDER, and has been quoted in the New York Times, HuffingtonPost, and USA Today, as well as in local and national media outlets around the world. He speaks regularly at thought leader forums and corporate retreats, and has advised national leaders and corporate executives on their longevity strategies.
____________________________ For More on Bradley Schurman The Super Age: Decoding Our Demographic Destiny
The Super Age (company website)
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Podcast Episodes You May Like
The Second Curve of Life – Arthur C. Brooks
The Age Tech Revolution – Keren Etkin
Are You Ready for The New Long Life? – Andrew Scott
Who Will Take Care of You When You Are Older? – Joy Loverde
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Wise Quotes
Are you thinking big enough about your retirement? The traditional one-size-fits-all retirement isn't the right fit for many people today. You can create a version that's best for you. Dr. Grace Lordan, author of Think Big, Take Small Steps and Build the Future You Want explains how findings from behavioral science can help you do just that, by overcoming cognitive biases and other obstacles. Many of my favorite books for retirement aren't about retirement, but the principles can give you an edge in thinking big and building your future.
We discuss:
Her idea of ME+ in Think Big How the concept of Your Future Self can help you think big Why new can narratives help us When the “stories we tell ourselves” get in our way How cognitive biases present obstacles A cognitive bias many people aren’t aware of – but should be The dangers of all or nothing thinking Why identifying and managing your Time Sinkers can be a game changer How small, positive actions done regularly drive make progress Why being compassionate toward others matters
Grace Lordan joins us from London.
__________________________ Bio Dr Grace Lordan is the Founding Director of The Inclusion Initiative and an Associate Professor at the London School of Economics and Political Science. Grace is an economist and her research is focused on quantifying the benefits of inclusion within and across firms, as well as designing interventions that level the playing field for under-represented talent within firms. Grace is an expert advisor to the UK government sitting on their skills and productivity board, is a member of the UK government’s BEIS social mobility taskforce and is on the Women in Finance Charter’s advisory board. Her academic writings have been published in top international journals and she has written for the Financial Times and Harvard Business Review. Grace is a regular speaker and advisor to blue chip finance and technology firms. Think Big, Take Small Steps and Build the Future You Want, is her first book. _________________________
For More on Grace Lordan
Think Big, Take Small Steps and Build the Future You Want
Website
SMILE in 2022 - London School of Economics Business Review (a 3 minute read on six life lessons from behavioral science you can put to good use this year)
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Podcast Episodes You May Like
How to Begin – Michael Bungay Stanier
The Future You – Brian David Johnson
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
Tiny Habits Can Lead to Big Changes – BJ Fogg
_________________________ Wise Quotes On Visualizing Your Future Self
"In behavioral science one of the things we know for sure is that people who visualize their future self in the present are much more likely to invest in themselves. There's lots of things that are going on that can distract us from investing in our future selves. So, it's really bringing the idea of yourself, not just the kind of vision and the lifestyle the person will actually have, but what they will actually be doing on a Monday to Friday [basis] in life is really what gets you there - through imagination. I can't reiterate enough how well visualization works to bring the future to life. But it also works to bring the future into the present day, which is really when you needed to get motivated to take these small steps that will get you there."
On Small Steps and a New Narrative
"I think fundamentally the stories that we tell ourselves define our actions. So if you believe that you don't deserve something, you're probably never going to get it. If you believe that you don't belong to be in a particular situation, you're unlikely to find yourself in that situation. If you believe that you don't have enough time, which is a common kind of self-destructive narrative, then you're you're definitely not going to be able to do the things that you want to do.
How are you approaching the second half of life? There are inevitable declines to deal with. But there are gifts that emerge that, if you're attuned to them, can create greater meaning, renewed purpose, and happiness as you retire. Arthur Brooks, Harvard Professor and happiness columnist in The Atlantic, joins us to discuss his new book From Strength to Strength: Finding Success, Happiness, and Deep Purpose in the Second Half of Life. Are you ready for The Second Curve?
Arthur Brooks joins us from Massachusetts.
__________________________ Bio Arthur C. Brooks is the Professor of the Practice of Public Leadership at the Harvard Kennedy School and Professor of Management Practice at the Harvard Business School. Before joining the Harvard faculty in July of 2019, he served for ten years as president of the Washington, D.C.-based American Enterprise Institute (AEI), one of the world’s leading think tanks.
He is also a columnist for The Atlantic, host of the podcast “How to Build a Happy Life with Arthur Brooks,” and subject of the 2019 documentary film “The Pursuit.”Arthur has written 12 books, including the national bestsellers “Love Your Enemies” and “The Conservative Heart.” His most recent book is “From Strength to Strength,” available on February 15, 2022.
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For More on Arthur Brooks Order From Strength to Strength: Finding Success, Happiness, and Deep Purpose in the Second Half of Life Website: arthurbrooks.com
Twitter: @arthurbrooks
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Episodes You May Like
Everyday Vitality – Dr. Samantha Boardman
Successful Aging – Daniel Levitin
Retire Happy – Dr. Catherine Sanderson
Are You Ready for The New Long Life? – Andrew Scott
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Mentioned in This Episode
HOW TO WANT LESS: The secret to satisfaction has nothing to do with achievement, money, or stuff. (The Atlantic) Your Professional Decline Is Coming (Much) Sooner Than You Think: Here's How to Make the Most of It. (The Atlantic)
Falling Upward by Richard Rohr
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Wise Quotes
On The First & Second Curves
"I noticed that analysis and innovation get harder as we get older and and I started looking into why that was. And there's a whole body of research that shows that there's something called fluid intelligence.
Fluid intelligence is what makes you good at what you're good at. So you were a Wall Street (HR) guy and and what made you good at your job was that you were able to answer other people's questions and solve other people's problems faster than anybody else. That's what makes you really good in the knowledge business and the ideas business. And that gets easier, and better, through your 20s and and into your 30s. And then in your late 30s, according to the research, that fluid intelligence, the ability to do that actually starts to decline, and is really in free fall in your 40s. That's why certain things for people who are in perfectly good health and have high levels of skill, find their job getting harder and just more challenging than it used to be. That's why lawyers find that in their 40s they're not as sharp as they were in their 30s and surgeons find the same thing - whether they're willing to admit it or not.
But here's the good news. Actually the research shows that's not your only intelligence. The first intelligence curve goes up and comes back down - but there's another intelligence curve behind it called the crystallized intelligence curve, which makes it much easier for you not to answer somebody else's questions, but to ask the right questions. You get much better at taking the information that's out there and assembling it into a coherent storyline and solving problems that way now. That's a different task than I'm going to answer your questions and solve your problems faster and better than anybody else. It's: I'm going to go figure out what the right questions are and then I'm go...
Your expectations and beliefs matter. Science journalist David Robson, author of The Expectation Effect: How Your Mindset Can Change Your World highlights research showing how negative views on aging impact how someone actually ages, and other ways expectations influence you.
We discuss:
How attitudes about aging influence the aging process Ways in which expectations & beliefs affect our health, happiness and well-being How expectations color what we see – literally and figuratively The role that the expectations of other people plays in your life How contagious toxic beliefs can be, but how the Framingham Heart Study shows the flip side The research that surprised him the most The benefits of multigenerational relationships versus age segregation The pros and cons of approaching life with low expectations so you won't be disappointed Practical ways to harness the power of expectations – and avoid the downsides
David Robson joins us from London.
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David Robson is an award-winning science writer specialising in the extremes of the human brain, body and behaviour.
After graduating with a degree in mathematics from Cambridge University, he worked as a features editor at New Scientist for five years, before moving to BBC Future, where he was a senior journalist for five years. His writing has also appeared in the Guardian, the Atlantic, Aeon, Men’s Health and many more outlets. In 2021, David received awards from the Association of British Science Writers and the UK Medical Journalists’ Association for his writing on misinformation and risk communication during the COVID pandemic.
David’s first book, The Intelligence Trap, was published in 2019, and received worldwide media attention. His second book The Expectation Effect: How Your Mindset Can Transform Your Life, will be published in the USA and Canada on 15 February 2022. It is “a journey through the cutting-edge science of how our mindset shapes every facet of our lives, revealing how your brain holds the keys to unlocking a better you”.
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For More on David Robson
Website The Expectation Effect: How Your Mindset Can Change Your World Follow on Twitter
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Podcast Episodes You May Like
Everyday Vitality – Dr. Samantha Boardman
Chatter & Your Inner Voice – Ethan Kross
Can You Grow Younger? – Marta Zaraska
The Power of Fun – Catherine Price
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Wise Quotes
On the Impact of Negative Beliefs About Aging
"This research was so compelling to me - it's actually the reason I wrote the book. I've been looking into the expectation effect for a while and then I came across these studies on on the implications for aging and it just felt like it was something that deserved a whole book rather than a magazine feature article. And just to give some background, the expectation effect concerns how our beliefs become self-fulfilling prophecies through changes to our behavior and our physiology. And the research on aging really demonstrates this beautifully. So that's shown that people who have a negative belief about aging - who associate aging with a kind of inevitable decline with disability and with a lack of independence - that they actually age much more quickly. Their actual biological aging is accelerated. And this can be seen right down to the cellular level. So the length of the protective caps at the ends of the chromosomes for example, these telomeres, they tend to be much shorter as people get older and they're much much shorter amongst the people with the negative beliefs compared to those with the positive beliefs. And that then has a knock-on effect on their longevity. So people who hold the negative beliefs about aging live for seven and a half years less than people with the positive beliefs. So that instantly kind of got me interested in just how that co...
It's easy to take for granted how much we count on technology. Can you imagine life in the pandemic without it? But what does the future hold for technology that will make life easier for older adults? Keren Etkin, author of The Age Tech Revolution, previews what's coming and why Age Tech should be part of your planning, especially if aging in place is your goal.
We discuss:
What AgeTech is about What a Gerontechnologist does - and what led her to that field The two trends that are colliding and accelerating the development of new technology that will help older adults The 6 areas where technology can enhance the capabilities of older adults Myths about older adults and technology How older adults will use technology in our daily lives 10 years from now The Longevity Explorers and what we can learn from them Why retirement is ripe for disruption How reinvention and re-skilling are alternatives to traditional retirement The role robots will be playing with older adults in the future How planning for technology should be on your list if you're planning to age in place The coolest technology for older adults she’d like to see developed
Keren Etkin joins us from Israel.
__________________________ Bio Keren Etkin is the author of The Age Tech Revolution - a book about the intersection of technology and aging, founder of TheGerontechnologist.com, a media platform that covers the global agetech ecosystem and offers online courses through the AgeTech Academy, and the founder/director of AgeLabIL at Shenkar college in Israel, an interdisciplinary R&D center focusing on agetech.
Named one of the most influential people in aging, Etkin is a sought-after public speaker and advisor for agetech startups, investors in the longevity economy, care providers and organizations who work on innovation in aging.
Previously, Etkin was the first employee at Intuition Robotics, maker of ElliQ, a pioneering social robot designed with and for older adults, and co-founder & VP of Product at Sensi.ai, a startup that developed the first artificial intelligence solution for remote care monitoring.
She holds an M.A. in Gerontology and a B.Sc. in Life Sciences from Ben-Gurion University.
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For More on Keren Etkin
The Age Tech Revolution on Amazon
Website: TheGerontechnologist.com
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Podcast Episodes You May Like
Smarter Tomorrow – Elizabeth Ricker
Are You Ready for The New Long Life? – Andrew Scott
Who Will Take Care of You When You Are Older? – Joy Loverde
Successful Aging – Daniel Levitin
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Mentioned in This Episode Apple’s iOS 15 Has a Fall-Prevention Feature Everyone Should Use The Longevity Explorers
Stay Hydrated: There are a number of Water Bottles with sensors on Amazon - here's an example
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Wise Quotes
On Older Adults & Technology
"The facts are that older adults are adopting technology at increasingly growing numbers in the past decade and that this trend of of tech adoption has been around since before Covid. And the pandemic has definitely accelerated it. It accelerated tech adoption and tech usage for everyone, and that is also true for older adults. They bought tech devices they adopted more video chat than ever before, not just to to chat with their children and grandchildren but also also to consume healthcare care services and to use telehealth, and to chat with their friends. And their their book club steadily was online rather than in person. So we saw this massive boost in adoption which is great and also everyone suddenly realized - and when I say everyone, I mean the general population. Everyone who has an older loved one in their lives and also governments - everyone - realized that it's not a luxury to have older adults use technology. It's a necessity in our society."
You leave many things behind when you head off to retirement. But some surprising things tag along, including stress. And there will be new stressors to deal with in your new life. Psychiatrist Dr. Samantha Boardman, author of Everyday Vitality: Turning Stress into Strength, shares her insights from scientific research in positive psychology and her clinical experience, on how you can bolster your vitality and enhance your well-being. We discuss:
Why she went went back to school to become a positive psychiatrist How she defines Vitality How two types of people – Teflon and Velcro - react to stress Emodiversity Why old dogs can indeed learn new tricks How you can create Uplifts in your day The stories we tell ourselves - and the power of a new narrative The benefits of expanding your horizons How discomfort gives us valuable data Why you should want some “desirable difficulty” in your life Steps to have more Everyday Vitality
Dr. Boardman joins us from New York.
_________________________ Bio Dr. Samantha Boardman is Clinical Instructor in Psychiatry and Attending Psychiatrist at Weill Cornell Medical College. She is also the founder of PositivePrescription.com, a website that combines her training from medical school and psychiatry with her work and training in the field of positive psychology. Her weekly newsletter, the popular Weekly Dose, shares actionable, productive and digestible advice with her devoted readers. Samantha received her B.A. from Harvard University, an M.A. in Applied Positive Psychology from the University of Pennsylvania, and a Medical Degree from Cornell University Medical College where she was awarded the Oskar Diethelm Prize for Excellence in Psychiatry. Dr. Boardman has published papers in journals including Translational Neuroscience, The American Journal of Psychiatry and The Journal of Clinical Psychiatry.
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For More on Dr. Samantha Boardman
Everyday Vitality: Turning Stress into Strength
Website
Newsletter: The Weekly Dose
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Podcast Episodes You May Like
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
Chatter & Your Inner Voice – Ethan Kross
Retire Happy – Dr. Catherine Sanderson
How to Live a Values Based Life – Harry Kraemer
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Wise Quotes
On Becoming
"We get so stuck in this idea of who we are and the story we tell about ourselves. I am a morning person. I don't watch football. I can't stand this. And often, it's really preferences people have or habits about who they are. I think it's Dan Ariely, who spoke about how we're all sort of in the process of becoming. We can all look back and see how much we've changed, but we have such a hard time imagining how much we will change moving forward. And we're all in the process of becoming - no matter what age we are."
On Noticing
"Her advice was always look for three things every day that are different about your partner. Notice how different they look in that shirt. Notice the way that they are maybe doing something different. Notice when they tell you something. Maybe it's something they've never told you before. Prime yourself to be noticing nuance. This is the essence of mindfulness. It's not meditating. It's just noticing what's different - and what's new. For instance, if you ask people who are playing in an orchestra and they play the same thing every night, play it just a little bit differently. Not that anyone else would notice, but just for you so that there's more nuance in it."
On Values, Actions, and Being Intentional
"Robert Brooks, who we had spoken about is such an interesting man. And I remember he's talked a lot about how when your values are reflected in your actions and how important that is. And one of the questions I ask my patients when I first meet them is: What are your top three values? And then I'll ask them: So,
What are your goals and plans for this year - and beyond? Each year offers fresh opportunities for new pursuits, new goals and often big transitions. The fun part is the goal-setting, envisioning your future and how things can unfold. But how do you begin? How do you start to move forward on your big goals in a way that works, especially when you're pursuing something meaningful that really matters to you? My guest, Michael Bungay Stanier has answers in his new book How to Begin: Start Doing Something That Matters.
His full bio is below, but you should know that Michael Bungay Stanier has been named named #1 Thought Leader in Coaching. I've learned a ton from following his work over the past 12 years - and you'll come away with useful takeaways from this conversation and his book.
We discuss:
What makes something a Worthy Goal What gets in the way of people starting to do things that matter How to craft and thoughtfully sharpen Worthy Goals What we can get wrong about resistance Action verbs that resonate with him now The value of doing hard things His involvement in Malaria No More Lessons he's learned about transitioning well The key benefits of How To Begin: Start Doing Something That Matters
Michael Bungay Stanier joins us from Toronto. ______________________ Bio Michael Bungay Stanier helps people be a force for change. His latest book is How to Begin: Start Doing Something That Matters. He’s best known for his book The Coaching Habit which has sold close to a million copies and has thousands of 5-star reviews online, and The Advice Trap focuses on what it takes to tame your Advice Monster.
He founded Box of Crayons, a learning and development company that helps organizations move from advice-driven to curiosity-led. They’ve trained hundreds of thousands of managers to be more coach-like and their clients range from Microsoft to Gucci.
He left Australia about 30 years ago to be a Rhodes Scholar at Oxford University … where his only significant achievement was falling in love with a Canadian …which is why he now lives in Toronto, having spent time in London and Boston.
Balancing out these moments of success, he was banned from his high school graduation for “the balloon incident” … was sued by one of his Law School professors for defamation … and his first published piece of writing was a Harlequin Romance-esque story involving a misdelivered letter … and called The Male Delivery.
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For More on Michael Bungay Stanier
How to Begin: Start Doing Something That Matters (Amazon)
Website: mbs.works
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Mentioned in this episode: Falling Upward: A Spirituality for the Two Halves of Life by Richard Rohr ____________________________
Podcast Episodes You May Like
Tiny Habits Can Lead to Big Changes – BJ Fogg
Smarter Tomorrow – Elizabeth Ricker
Learning is a Lifetime Sport – Tom Vanderbilt
The Power of Fun – Catherine Price
____________________________ Wise Quotes On Worthy Goals
"This is such a crossroad, isn't it? What David Brooks would call: are you ready to climb the second mountain? Because you've climbed the first mountain of your career and you've had success and you've got status and you're now resourced and experienced, and you've got, as they call it Nordic highlights. You've done great. You got all of that. and you are 50 or 55 or 60 or 65. And you're thinking to yourself, I've got 20 good years left. At least I don't want to play golf the whole time. What am I going to do? And so this book is written because I'm 50 something, 53 or something. So I'm kind of in this space myself. And I'm like, okay, so a worthy goal is about what are you going to do with your time? There's a legacy act. So it's perfect for the folks listening to us now, Joe. And a worthy goal has three elements to it. Is it thrilling? Is it important? And is it daunting?
Planning for retirement is complex and challenging. My guest today, Rodney Brooks, shares his insights on retirement and we discuss his new book Fixing the Racial Wealth Gap: Racism & Discrimination Put Us Here, But This is How We Save Future Generations on the challenges African Americans face in retirement planning.
We discuss:
How he first become interested in writing about personal finance and retirement After writing about retirement, how his life in "retirement" is going What likely surprises people should be prepared for in retirement The benefits of working longer What regrets people have shared with him about their retirements His new book Fixing the Racial Wealth Gap: Racism & Discrimination Put Us Here, But This is How We Save Future Generations The size and scope of the wealth gap and the health gap The unique challenges African Americans face in planning for retirement – and Black women in particular His views on the most important things people need to do to plan for a successful retirement How people can learn more
Rodney Brooks joins us from Maryland.
__________________________ Bio Rodney Brooks is a veteran journalist, writer and author specializing in retirement planning and other personal finance issues. He’s written for many national publications, including USA TODAY and The Washington Post, His columns currently run in U.S. News & World Report and AARP’s Senior Planet. Brooks is a contributor for National Geographic, Next Avenue, and many others. He has also written about professional athletes and their finances for the Undefeated, an ESPN website.
He is author of the book Fixing the Racial Wealth Gap:what has put us here, but how we can save future generations.
He is co-author of Retirement Planning Essentials: A Guide to Living Well Without Running out of Money. He is also the author of Is One Million Dollars Enough: A Guide to Planning for and Living Through a Successful Retirement..
Prior to retiring in 2015 after 30 years, Brooks was Deputy Managing Editor for Personal Finance and retirement columnist for USA TODAY, where he coordinated all personal finance on all platforms for USA TODAY.
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For More on Rodney Brooks
Fixing the Racial Wealth Gap:what has put us here, but how we can save future generations.
Website: rodneyabrooks.com
Cornell Alumni profile
Follow on Twitter @Perfiguy
__________________________ Wise Quotes On Retirement Today
"I don't really consider myself retired because retirement has changed and retired people people do many things in retirement. They don't sit home or watch westerns on TV like our daddies did. People keep busy and that's hard for a lot of people. My son-in-law asked: So, when are you really gonna retire? I said I don't really anticipate it because what would I do."
"People aren't really prepared for figuring out what to do, if they don't have things planned out yet. I had a friend, a good friend, who called me up and said Rodney, there's nothing to do! Well, think about that before you retire. I always tell people make sure you have a plan for how you're going to spend your time. If you're not going to work, have a plan to do something. Volunteer. You'll get real tired if you play golf every day or do all those home projects you thought you would get to [one day]. You'll run through those, but get bored really quickly."
On the Health Gap
"African Americans suffer disproportionately from 8 of the top 13 leading causes of death in the United States, for a bunch of reasons. Black Americans have higher rates of heart disease, hypertension, and diabetes, and you have to add murder in there. But, many people don't realize that Alzheimer's is is twice as likely to happen to a Black woman than a white American. I did a story on Blacks and Alzheimer's and I was shocked at the numbers. I really didn't really know that there was a racial component there.
Retirement planning entails a series of important decisions, including lifestyle decisions with long-lasting consequences. My guest today, economist Larry Kotlikoff, discusses his new book, Money Magic: An Economist's Secrets to More Money,Less Risk, and a Better Life, and how to make smarter lifestyle decisions by understanding the true price tags for each of them.
See below for Larry Kotlikoff's full bio and links to learn more.
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Retirement Wisdom is partnering with One Day University to bring you a FREE live-streamed talk with renowned Amherst Professor Catherine Sanderson, on January 18th, at 7 pm ET | 6pm CT | 4 pm PT.
Professor Sanderson will present a live-streamed, one-hour version of her most popular course, Positive Psychology: The Science of Happiness, including time for Q&A in real-time.
If you can’t tune in live, everyone who RSVPs will receive a link to watch the class anytime they want. To RSVP today for this free class, just visit: www.onedayu.com/retirementwisdom
__________________________ Bio Laurence J. Kotlikoff is a William Fairfield Warren Professor at Boston University, a Professor of Economics at Boston University, a Fellow of the American Academy of Arts and Sciences, a Fellow of the Econometric Society, a Research Associate of the National Bureau of Economic Research, President of Economic Security Planning, Inc., a company specializing in financial planning software, a Research Associate of the Gaidar Institute, and a Research Fellow of the Goodman Institute.Kotlikoff is also a New York Times Best Selling author. The Economist Magazine ranked Kotlikoff one of the world’s 25 most influential economists. His website is
Professor Kotlikoff received his B.A. in Economics from the University of Pennsylvania in 1973 and his Ph.D. in Economics from Harvard University in 1977. From 1977 through 1983, Kotlikoff served on the faculties of economics of the University of California, Los Angeles and Yale University. In 1981-82 Professor Kotlikoff was a Senior Economist with the President’s Council of Economic Advisers. Professor Kotlikoff’s writings and research address personal finance, inequality, taxation, Social Security, climate change, investing, healthcare, deficits, and insurance.
Professor Kotlikoff is author or co-author of 20 books, hundreds of professional journal articles, and a multitude of op eds and blogs. His most recent books are Money Magic: An Economist's Secrets to More Money,Less Risk and a Better Life, You’re Hired, Get What’s Yours – the Revised Secrets to Maxing Out Your Social Security (a NY Times Best Seller co-authored with Philip Moeller and Paul Solman), The Clash of Generations (co-authored with Scott Burns), The Economic Consequences of the Vickers Commission, Jimmy Stewart Is Dead, Spend ‘Til the End, (co-authored with Scott Burns), Generational Policy (MIT Press), The Healthcare Fix, and The Coming Generational Storm (co-authored with Scott Burns). Kotlikoff’s columns have appeared in The NY Times, The Wall Street Journal, The Washington Post, The Hill, The Financial Times, The Times of London, Forbes, CBNC, Bloomberg, PBS NewsHour, The Dallas News, Neue Zürcher Zeitung, the Seattle Times, Vox, Fortune, Seeking Alpha, Yahoo.com, VoxEU, Huffington Post, and other leading media.
Kotlikoff has served as a consultant to the Federal Reserve, the International Monetary Fund, the World Bank, the Harvard Institute for International Development, the Organization for Economic Cooperation and Development, the Swedish Ministry of Finance, the Norwegian Ministry of Finance, the Bank of Italy, the Bank of Japan, the Bank of England, the Government of Russia, the Government of Ukraine, the Government of Bolivia, the Government of Bulgaria, the Treasury of New Zealand, the Office of Management and Budget, the U.S. Department of Education, the U.S. Department of Labor, the Joint Committee on Taxation, The Commonwealth of Massachusetts,
So, the noise is dying down on New Year's resolutions. That's good because studies show most New Year's resolutions fail.
But you still have the balance of your new year still ahead of you.
How can you make it a great one?
There are better approaches than New Year's resolutions.
Listen in on conversations with our expert guests for practical ideas you can use to build new habits, better align how you spend your time with your core values, exercise more, eat right, track your progress against your goals, be happier, have more fun - and be more kind to others.
Scroll down to the links to the full podcast conversations on the ones that resonate most with you.
__________________________ Free Learning Event - Exclusively for Listeners of The Retirement Wisdom Podcast
Retirement Wisdom is partnering with One Day University to bring you a FREE live-streamed talk with renowned Amherst Professor Catherine Sanderson, who will present a live-streamed, one-hour version of her most popular course, Positive Psychology: The Science of Happiness, including time to ask her questions, in real-time.
January 18th, at 7 pm Eastern
To RSVP for this free class, just visit: www.onedayu.com/retirementwisdom
If you can’t tune in live, everyone who RSVPs will receive a link to watch the class anytime they want. __________________________ Build New Habits:
Tiny Habits Can Lead to Big Changes – BJ Fogg
Live Your Values:
How to Live a Values Based Life – Harry Kraemer
Get Your Exercise in Different Ways:
The Joy of Movement – Kelly McGonigal
Eat Right:
Take Charge of Your Well-Being – John La Puma, MD
Track Your Goals:
Smarter Tomorrow – Elizabeth Ricker
Be Happier:
Retire Happy – Dr. Catherine Sanderson
Have More Fun:
The Power of Fun – Catherine Price
Be Kind:
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
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Stay tuned for Season 5 starting next week.
In the meantime, you can browse all 4 seasons here
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About Retirement Wisdom
Retirement's about a lot more than money. You have to decide how to invest your time.
As a coach, I help people design their new life after they graduate from the world of full-time work.
Schedule a free call to discuss how I can help you.
We had the pleasure of talking with many interesting people on our retirement podcast this year.
Here are the episodes of our that generated the most positive feedback from listeners:
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
The Future You – Brian David Johnson
When Will You Flip the Switch? – Dr. Barbara O’Neill
A Tapas Life – Andy Robin
Believe In Yourself & Try Something New – Carol Cooke
The Retirement Roundtable
You can browse all 4 seasons of our podcast here
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Upcoming Events:
One Day University www.onedayu.com/retirementwisdom Exclusively for listeners of The Retirement Wisdom Podcast, Professor Catherine Sanderson of Amherst College will present a live-streamed, one-hour version of her most popular course, Positive Psychology: The Science of Happiness, including time to ask her questions, in real-time.
This course will take place on January 18th, at 7 pm Eastern
If you can’t tune in live, everyone who RSVPs will receive a link to watch the class anytime they want.
To RSVP for this free class, just visit:
www.onedayu.com/retirementwisdom ____________________________
Explore retirementwisdom.com
If you're an astronaut, what can you do for an encore? Nicole Stott, author of Back to Earth: What Life In Space Taught Me About Our Home Planet – And Our Mission To Protect It, found her new mission. And it's instructive for all Earthlings, not just astronauts. If you're contemplating a second act or an encore career, the story of how she's redirected her skills and talents will inspire you. And it may change how you think about how each of us can make a difference in the lives of others.
We discuss:
The story of how she became an astronaut What 104 days in space taught her about our planet What it was like to create a painting in space - and how it led to what she's doing today Her decision to retire from NASA - and her thought process When she first knew that she had found her next mission The work she's doing with The Space for Art Foundation What needs to be done to address climate change People who inspire her What we can all do as individuals to make a difference The key message of her book Back to Earth
Nicole Stott joins us from Florida.
_________________________ Take Charge of Your Future. Learn More about the Designing Your New Life in Retirement program here Starts January 20th ____________________ Bio Nicole is an astronaut, aquanaut, artist, and mom - and now author of her first book Back to Earth: What Life In Space Taught Me About Our Home Planet – And Our Mission To Protect It. She creatively combines the awe and wonder of her spaceflight experience with her artwork to inspire everyone’s appreciation of our role as crew mates here on Spaceship Earth.
Nicole is a veteran NASA Astronaut with two spaceflights and 104 days living and working in space as a crew member on both the International Space Station and the Space Shuttle. Personal highlights of her time in space were performing a spacewalk (10th woman to do so), flying the robotic arm to capture the first HTV, working with her international crew in support of the multi-disciplinary science onboard the orbiting laboratory, painting a watercolor (now on display at the Smithsonian Air and Space Museum), and of course the life-changing view of our home planet out the window.
Nicole is also a NASA Aquanaut. In preparation for spaceflight, she was a crew member on an 18-day saturation dive mission at the Aquarius undersea laboratory.
Nicole believes that the international model of peaceful and successful cooperation we have experienced in the extreme environments of space and sea holds the key to the same kind of peaceful and successful cooperation for all of humanity here on Earth.
On her post-NASA mission, she is a co-founder of the Space for Art Foundation — uniting a planetary community of children through the awe and wonder of space exploration and the healing power of art.
____________________ For More on Nicole Stott Back to Earth: What Life in Space Taught Me About Our Home Planet―And Our Mission to Protect It
Space for Art Foundation
_________________________ Wise Quotes On Her Decision to Retire "Well, it was difficult. I think in my heart I knew I was ready to move on and do something different. I was really feeling more and more attracted to sharing the experience and communicating that to as many people as I could and finding my way to do that. And I knew that I really wouldn't be able to do that while still with NASA. But it was difficult for so many reasons. Number 1, I was in line to fly in space again. I probably would have flown in space again had I not retired. And to take yourself out of that is a difficult thing to do. But I asked myself honestly: Okay, do I need to fly in space again? And the answer was...No. Ask me when I'm 95, I will want to fly in space again, but it wasn't a need for me. I knew I could still keep in touch with the program and the people there and continue to have some influence as an advisor or working through different companies. And then,
___________________________ Learn More about the Designing Your New Life in Retirement program here Starts January 20th __________________________ What will your encore career be? Today we’re comparing notes with a fellow podcaster on what he’s learned about retirement after interviewing over 40 guests who are reinventing retirement. Our guest is Carl Landau, whose encore is podcasting. Carl has 30+ years of experience as a niche magazine publisher, entrepreneur, event organizer, and in his current encore career, he’s launched a new venture, Pickleball Media.
We discuss:
Carl's career story What his transition to retirement has been like, so far What's surprised him the most about this chapter of his life What he's learned so far The key ingredients of a rewarding successful second act The misconceptions he thinks people have about this phase of life How this phase of life can be meaningful - and fun
Carl Landau of Pickleball Media joins us from Sacramento, California.
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Wise Quotes
On Retiring Earlier - If You Can
"I give this advice all the time, retire earlier - if you've been doing the same thing for a long time. If you can afford it, stop, sell it or quit, or whatever. I wish I had done that four or five years earlier. So, you don't know that until you've stopped doing it. And the other thing that really surprised me is [the value] of starting something new."
On Reinventing Yourself
"I think younger people are really looking at this unretirement movement and what they're going to do next way more seriously than we did. And I think it's great. I really do. I think if you are 50 years old, you should really be considering what you think you want to do next. And maybe you could phase part of it in. Why not start incorporating some of this stuff when you're younger? I think your life would be a lot more fulfilling, rather than just throwing everything you have at this massive job. I think people are less and less interested in that these days. And people who are already in retirement, I hope that you really are open-minded about trying new things... Figure out if this is something you really like and put your efforts into it."
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Podcast Episodes You May Like
Stupid Things I’ll Never Do When I Get Old – Steven Petrow
Is It Time for Your Encore Career? – Ruth Wooden
A Second Act after The Law – Mark Shaiken
How’s Your Personal Brand? – Wendy Marx
How to Future Proof Your Career – Jeff Gothelf
How to Live Your Legacy Now – Barbara Shaiman
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About Retirement Wisdom
You haven’t worked this hard for so long to have a mediocre post-career life.
It’s your time. Make it your best time.
Work one-on-one with our Certified Designing Your Life Coach to explore alternative visions of your future and develop the pathway that’s right for you. Find out more here - early bird pricing ends 12/31.
Take the first step toward your next life.
Schedule a free call to discuss our programs and what’s right for you.
Learn More about the Designing Your Life Program here Is it time to get creative? Consistent involvement in the arts offers multiple benefits, including for your health and well-being. Our guest, Teresa Bonner, Executive Director of Aroha Philanthropies, explains how creative pursuits in retirement can enrich your life.
We discuss:
Her mission in her encore career Gene Cohen’s work at George Washington University on aging and creativity The range of artistic endeavors she sees people engaging with in mid-to-later life The challenges people face when they leave the workplace and how involvement with the arts is useful The benefits of intergenerational arts programs How getting involved with the arts can help caregivers Her advice for someone who doesn't think they're a creative person The benefit of being a novice in an artistic activity How to get started with a creative activity
_________________________ Bio Teresa Bonner is a frequent speaker on philanthropy, most recently to California and Minnesota affiliates of the Family Firm Institute, estate planning councils and planned giving councils. For Aroha Philanthropies, Teresa leads the foundation and directs efforts to seed, develop, expand and advocate for creative aging programs across the country. She has created cohorts of arts organizations and senior-serving organizations that have developed creative aging programs and managed the evaluation of these programs nationally. Teresa has spoken about creative aging at conferences of Grantmakers in the Arts, Grantmakers in Aging, the American Society on Aging, the Gerontological Society of America, the National Assembly of State Arts Agencies, the National Guild for Community Arts Education and other organizations.
Prior to joining Family Philanthropy Advisors in 2008, Teresa was Senior Vice President and head of Business Development and Charitable Services for U.S. Bank’s Private Client Group, where she oversaw new business development and services offered to high-net-worth clients, including private foundation services, grantmaking, endowment management and charitable services.
In addition to her foundation management roles, Teresa has served as Executive Director of Milkweed Editions, an acclaimed nonprofit literary publisher, and as Executive Director of the Library Foundation of Hennepin County, where she directed planning and implementation of marketing, fundraising, promotional, programming, public relations, grant administration and volunteer functions for one of the country’s largest library systems. Prior to her work in the nonprofit and philanthropic sector, Teresa was a partner in the Minneapolis law firm of Lindquist and Vennum.
Between 2001 and 2007, Teresa chaired the board of directors of MacPhail Center for Music, one of the country’s largest community music schools, where she led the transformation of that organization’s governance, successfully completed a major capital campaign for the creation of a new flagship facility, and chaired the Center’s grand opening celebrations. She has served on several other nonprofit boards and has been a frequent panelist for the National Endowment for the Arts. Teresa won the “Woman Changemaker” award from the Minneapolis St. Paul Business Journal in 2004.
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For More on Teresa Bonner
Aroha Philanthropies
______________________ Wise Quotes On Creativity & Aging
"Gene Cohen was such a proponent of the concept that as we get older our capacity for creativity increases. It doesn't decrease as so many of us were taught when we were younger. And so what he did working with The National Endowment for the Arts, [was] a major study on what happened to older adults who participated in some professionally run arts learning programs. And what he found was that there were a whole array of benefits - mental, emotional, and physical - that came from this kind of activity.
With the challenges of everyday life, it's easy to lose sight of the value of fun. Science journalist Catherine Price joins us to discuss her new book The Power of Fun and why fun and play are important parts of a fulfilling life. Listen in to how you can have more fun in retirement and the benefits you may not expect.
We discuss:
The backstory that inspired her to write her new book The Power of Fun What gets in the way of fun for adults The three main components of fun (you'll want to know to have fun in retirement) How fun is good for you - including ways that may surprise you How you can tell the difference between True Fun and Fake Fun How she's brought more Play into her life How to have a healthier Screen-Life Balance How to find new interests, passions, and hobbies The value of trying new things Preventing perfectionism from getting in the way of trying something new things The main messages she wants people to take away from The Power of Fun
Catherine Price joins us from Philadelphia. _________________________ Bio Hailed in The New York Times as "the Marie Kondo of brains," Catherine Price is an award-winning science journalist, speaker, and author of How to Break Up With Your Phone: The 30-Day Plan to Take Back Your Life (Ten Speed Press), among other books. Her newest book, The Power of Fun: How to Feel Alive Again (Dial Press) will be released in December 2021. As a speaker, consultant and workshop leader, Catherine helps individuals and organizations create healthier personal and professional relationships with their phones (and other devices), and establish best practices to encourage creativity, productivity and mental health. In other words, she helps people scroll less, live more, and have fun.
How to Break Up With Your Phone has been published in 30 countries and featured in scores of high-profile media outlets around the world, including NPR, The New York Times, The New York Times Magazine, The Los Angeles Times, Time Magazine, Wired, Vox, Refinery29, BBC World News Service, and many others. A New York Times article about Catherine and her 30-day program titled " Do Not Disturb: How I Ditched My Phone and Unbroke My Brain,” went viral, receiving more than 2 million hits in less than a week.
Catherine is also the creator and founder of Screen/Life Balance, which is dedicated to helping people learn how to scroll less and live more. Screen/Life Balance is part of Catherine’s continued mission to create evidence-backed resources to help people around the world design lives in which they control their technology, rather than the other way around—with the ultimate goal of increasing happiness, productivity, creativity, health and wellbeing.
Catherine speaks, consults, and leads workshops on how individuals and corporations can set better boundaries with — and best practices for — their devices in order to maximize creativity and productivity, improve mental health and brain function, reduce burnout, spend more time doing the things that actually matter to them...and have more fun! Her engagements can be customized based on audience size and area of interest, but they are always compelling and actionable, chock-full of what Catherine calls "science-backed self-help."
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For More on Catherine Price Pre-order The Power of Fun: How to Feel Alive Again (December 21, 2021) The Power of Fun Website with a free quiz and resources How to Break Up with Your Phone: The 30-Day Plan to Take Back Your Life
Vitamania: How Vitamins Revolutionized the Way We Think About Food
___________________________ Wise Quotes
On What Gets in the Way of Fun
"We just at some point start to believe that fun is childish and it's something kids do, but it's not really that important to adults. It shouldn't be at the priority on the top of our priority list because we think it's frivolous, so it ends up at the bottom.
What unique challenges do women face in retirement planning? We talk with Russ Thornton, an experienced retirement advisor who specializes in helping women prepare for retirement. And we cover several topics of interest to anyone who's planning for retirement.
We discuss:
The story behind why he specializes in retirement planning for women What he sees as the unique challenges women face in planning for retirement What’s different about planning for retirement today versus 10 to 20 years ago The key building blocks of a sound retirement plan What many people don’t know about retirement planning - but should The mistakes he sees people make in planning for retirement that can be avoided How his clients navigate the challenges that come with the transition to retirement How couples can get on the same page about retirement His approach at Wealthcare for Women The upside of life in retirement he sees his clients living today
Russ joins us from Atlanta.
_________________________ Bio Russ Thornton has been a retirement advisor for over 25 years and specializes in helping women retire confidently on their own terms to comfortable, fulfilling lives, at his retirement advisory firm Wealthcare for Women. Russ was selected as one of Investopedia's Top 100 Financial Advisors in 2019, 2020, and 2021. Prior to establishing his own firm, Russ was a Financial Advisor with Merrill Lynch.
_________________________ For More on Russ Thornton Wealthcare for Women
_________________________ Wise Quotes On Not Deferring Living
"I like to always emphasize the idea that you can do things now and in retirement. You don't have to wait. And if you wait, you run the risk that you're not here. Tomorrow isn't promised. I'm sure we all have heard about, or maybe know, people that have planned to retire and for one reason or another, they never made it to retirement. Or they retired and in a year or two or three in something happened and they didn't even get to enjoy all the years they'd planned on. So, I think you need to think about how you can start enjoying your life today while still preparing for a comfortable and confident retirement ahead."
On Planning for How You'll Invest Your Time
"Clearly retirement planning revolves around making sure that you've got the financial pieces in place to support your life, no matter how long you live. But, I think it's worthwhile to also spend time thinking about how are we going to spend our time? And who are you going to spend your time with? What are you going to stop doing once you retired? Maybe that gives you the opportunity to eliminate some things in your life that by necessity that you're dealing with now related to work or other commitments."
On Shifting from Saving to Spending
"I find that it's often very difficult for people to make that mental shift from saving and accumulating to starting to spend, and as a result, I find a lot of people underspend - especially in the first few years of retirement. When in reality, if they're going to overspend, maybe they should actually overspend a little bit more early in retirement when they're younger, more mobile, want to travel, and want to do more things."
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Podcast Episodes You May Be Interested In
Retire Happy – Dr. Catherine Sanderson
Why Retirement is About Much More Than Money – Ted Kaufman & Bruce Hiland
Advice for Successful Career Women Transitioning to Retirement – Helen Dennis
Ways to Retire on Less – Harriet Edleson
The Future You – Brian David Johnson
Who Will Take Care of You When You Are Older? – Joy Loverde
The Key Decisions for Retirement Success – Wade Pfau
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About Retirement Wisdom
Retirement is about much more than money. You haven’t worked this hard for so long to have a mediocre post-career life.
It’s your time. Make it your best time.
Take the first step toward your new life.
Giving thanks is probably on your mind this week if you're here in the US. And there's a lot to be grateful for. There's science behind gratitude and how it can enhance your health and well-being. Dr. Glenn Fox from the University of Southern California joins us to chat about the research on gratitude and how to apply it in your daily life. We also touch base on how gratitude plays a role in high performance and what he's learned from his work with entrepreneurs and Navy SEALS.
We discuss:
The Science of Gratitude
How gratitude is defined The benefits of gratitude What gets in the way of gratitude Why gratitude is a positive emotion and also a skill The practices he uses in his daily life to apply the research on gratitude How to start a gratitude practice
Entrepreneurship
How gratitude plays a role in high-performance among entrepreneurs What to consider before becoming an entrepreneur
And...what he learned from being in Back to the Future 3 way back in the day
Glenn joins us from California.
________________________________ Bio Dr. Glenn Fox is a faculty member at the University of Southern California's Lloyd Greif Center for Entrepreneurial Studies, in the Marshall School of Business. His current projects focus on neural systems for emotion regulation, high stakes training, and developing entrepreneurial mindset skills in founders and business leaders.
Glenn received his Ph.D. in Neuroscience from USC, where he focused on the neural correlates of gratitude, empathy, and neuroplasticity. Following graduate school, he started a company, Ph.D. Insight L.L.C., which focused on providing data science consulting for small businesses and early-stage startups. Prior to joining Marshall as a faculty member, Glenn led the Performance Science Institute at USC where he worked with the United States Marine Corps, Army Research Laboratories, Seattle Seahawks, and numerous Olympic athletes and Fortune 500 companies to examine the role of mindset in business and high stakes pursuits.
Currently, Glenn is the Director and Founder of the USC Found Well Initiative which aims to understand and promote entrepreneurial mindset in founders and business leaders. He also serves as a Principal Investigator at the USC Sensorimotor Assessment and Rehabilitation Training in Virtual Reality Center (SMART-VR) and a fellow of the Brain and Creativity Institute.
Outside of USC, Glenn serves as the Chief Science Officer of the C4 Foundation, which serves to strengthen and protect Navy SEAL families. Glenn is also currently on the advisory board of the Flow Research Collective, where he works with Steven Kotler on projects related to gratitude, flow, and high performance. He consults regularly with companies and media outlets on topics ranging from small business management, gratitude, and high performance.
Glenn is an avid maker and restorer of things old and metal. He lives in LA with his wife and son.
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For More on Dr. Glenn Fox What Can the Brain Reveal About Gratitude? Practicing Gratitude Can Have Profound Health Benefits The C4 Foundation
Follow on Twitter @glennrfox
________________________ Wise Quotes On Gratitude
"Gratitude is a word we hear thrown around a lot, and I think that's a good thing. And we only begin to understand gratitude more. The more we begin to look for it. And as you start to look and observe gratitude, you realize that it's so much more than what people talk about. We hear the word gratitude, and we think about it as a synonym for happiness, a lot of the time, but this limits what I think gratitude really is - and what it really can do for people. It's more than happiness. It's more than just getting something nice. It is a framework. It's part of our moral compass for how we keep track of our relationships to others. It's part of our deepest motivational circuits."
On Paying Attention
Next week, Retirement Wisdom is partnering with One Day University to bring you a FREE live-streamed talk with renowned Amherst Professor Catherine Sanderson.
Exclusively for listeners of The Retirement Wisdom Podcast
If you listen to our podcast, you may have heard me mention One Day University.
One Day University brings over 200+ top-rated professors together online to present incredible, live-streamed talks based on their most popular courses. You can learn something new every day, about history, art, psychology, and much more. It’s like going back to college, but no homework or tests - just the joy of learning from top experts.
Professor Sanderson will present a live-streamed, one-hour version of her most popular course, Positive Psychology: The Science of Happiness, including time to ask her questions, in real-time.
This course will take place on January 18th, at 7 pm Eastern
If you can’t tune in live, everyone who RSVPs will receive a link to watch the class anytime they want.
To RSVP today for this free class, just visit:
www.onedayu.com/retirementwisdom __________________________
If you're planning for retirement, you're focusing on covering all your bases. But how about your happiness? When you're able to retire, will you be prepared to retire happy? Professor Catherine Sanderson joins us for a conversation about research from the field of positive psychology on happiness, and her practical recommendations on how to enhance your well-being.
We discuss:
How she become interested in positive psychology and in the study of happiness How our Mindsets influence us What predicts happiness If Eyerores can become Tiggers If money buys happiness Why linking happiness to external events isn't wise How we think about aging influences how we actually age How she applies the research on optimism and happiness in her daily life What gets in the way of happiness that we should avoid Practical tips to enhance your happiness
Dr. Sanderson joins us from Amherst, Massachusetts.
_________________________ Bio Catherine A. Sanderson is the Poler Family Professor and chair of psychology at Amherst College.
She received a bachelor's degree in psychology, with a specialization in Health and Development, from Stanford University, and received both masters and doctoral degrees in psychology from Princeton University. Her research has received grant funding from the National Science Foundation and the National Institute of Health. Professor Sanderson has published over 25 journal articles and book chapters in addition to four college textbooks, middle school and high school health textbooks, as well as the Introduction to Psychology course for The Great Courses. In 2012, she was named one of the country's top 300 professors by the Princeton Review.
Professor Sanderson has written trade books on parenting as well as how mindset influences happiness, health, and even how long we live (The Positive Shift). Her latest trade book, published in North America as Why We Act: Turning Bystanders Into Moral Rebels (Harvard University Press) and internationally as The Bystander Effect: The Psychology of Courage and Inaction (HarperCollins), examines why good people so often stay silent or do nothing in the face of wrongdoing. For a preview of the topics addressed in this book, watch Catherine’s TEDx talk on the Psychology of Inaction, which describes the factors that contribute to inaction and provides strategies we all can use to help people act, even when those around them are not.
Professor Sanderson speaks regularly for public and corporate audiences on topics such as the science of happiness, the power of emotional intelligence, the art of aging well, and the psychology of courage and inaction. These talks have been featured in numerous mainstream media outlets, including The Washington Post, The Boston Globe, USA Today, The Atlantic, CNN,
There are many decisions to make in planning for retirement and a big one is where to live. Are you interested in a retirement community or plan to age in place? Will you move to be closer to family members or downsize to a place with the "livability" factors you want? What will be the right place for you? Ryan Frederick, the author of the new book Right Place, Right Time joins us to share his insights.
We discuss:
Why he chose to live in a retirement community in his 20s - and what he learned from that Why Place is so important How the pandemic is changing how people think about where we choose to live A case study from his book and the lesson it highlights The key factors (like livability) that make a place the right place for someone The pros and cons to be aware of if you plan to age in place How Design Thinking can help people choose the right place to live next His advice for couples His personal experience in moving his family to Austin. The key trends shaping where - and how - we’ll be living in the future
Ryan joins us from Austin.
___________________________ Bio Ryan Frederick is the Founder & CEO of SmartLiving 360 and the author of the new book Right Place, Right Time: The Ultimate Guide to Choosing a Home for the Second Half of Life.
Ryan is focused on the intersection of healthy aging and the role of place, including housing. SmartLiving 360 helps institutions and individuals thrive in the Age of Longevity by providing consulting services, real estate development services, and consumer content.
Ryan is recognized as a national thought leader and innovator in the real estate development and healthcare services industries and is a keynote speaker, instructor, author, and blogger. His work and insights have been cited in Forbes, The Washington Post, and Environments for Aging, among other outlets. His real estate development in Rockville, MD, The Stories at Congressional Plaza, is an age-friendly apartment community that has attracted national attention. Mr. Frederick is a member of the National Advisory Board for the School of Nursing at Johns Hopkins University, a member of the AgingWell Hub, a collaborative of leading innovative providers in the field of aging led by Phillips, and has been appointed to the Advisory Council of the Bipartisan Policy Center Health and Housing Task Force. He is a 2018-2019 Encore Public Voices Fellow.
Mr. Frederick is a graduate of Princeton University and the Stanford Graduate School of Business.
______________________________ For More on Ryan Frederick Right Place, Right Time: The Ultimate Guide to Choosing a Home for the Second Half of Life
Blog
The University of Michigan Study on Purpose and Longevity mentioned on the podcast
__________________________ Wise Quotes On the Importance of the Right Place
"It makes it easier to be socially connected, be physically active, be financially secure for a longer life. And then it has a direct effect because in some cases you may be in a physical place that you might be emotionally connected to or not. Or you might have some physical limitations and you may find a place that may not be appropriate for you. So I think it's so important that Place should be on the same level as eating well, exercising, and financially planning for longevity. It's right up there as we think about planning for a longer life. And it starts with a vision of what you want your life to look like. And then how does Place help enable that to happen?"
On Happiness and Longevity
"When you look at the research of a longer life, and we don't hear this much in the media, but there's something called the U-shaped Happiness Curve based on people's self-reporting of their well-being and happiness. You're at a certain level in your 20s, then you kind of go down for a stretch. And then your late 40s, early 5os is the nadir in the US. I like to think it's correlated to having teenagers in the house...
When you're learning something new, it's helpful to understand both theory and practice. Planning for retirement is no exception. What can we learn about life in retirement from those who planned well for retirement (and wrote excellent books about it) - and are now living it?
In this new installment of a series of panel discussions with our most popular previous guests, we're joined by Fritz Gilbert, Dr. Barbara O'Neill, and Mark Shaiken (you'll find their bios below).
We discuss:
Their lessons learned about life in retirement so far How they're investing their time now versus their full-time working years What do they know now that they wished they did then What they learned about themselves by writing a book about retirement The ingredients for a Good Life today Their advice for pre-retirees who are planning for retirement now
Dr. Barbara O'Neill joins us from Florida, Fritz Gilbert from Georgia, and Mark Shaiken from Colorado.
__________________________ Bios Fritz Gilbert is the author of The Keys to a Successful Retirement. He retired after more than three decades in corporate America, where he progressed through the various levels of a multinational corporation serving the global aluminum industry. His award-winning blog “The Retirement Manifesto” is focused on people achieving a great retirement. Fritz and his wife, Jackie, live in a cabin in Blue Ridge, Georgia, an Appalachian Mountain town where they’re active in their local church and various local charities, including Jackie’s charity Freedom for Fido (FreedomForFido.com). When he’s not writing, Fritz enjoys spending his time outdoors and is an avid fly fisherman, mountain biker, hiker, camper, photographer, and fitness fanatic. He also cherishes his daily walks in the woods with their four dogs, who run the household. Fritz and Jackie also travel cross country in their RV to visit their daughter and her family in the Pacific Northwest.
Previous Visits:
The Keys To A Successful Retirement - Fritz Gilbert
The Soft Side of Retirement – Fritz Gilbert, The Retirement Manifesto
Website
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Barbara O’Neill, Ph.D, CFP®, CRPC®, AFC, CHC, CFEd, CFCS, CPFFE, is the author of Flipping the Switch: Your Guide to Happiness and Financial Security in Later Life.
As the owner/CEO of Money Talk: Financial Planning Seminars and Publications, Dr. Barbara O’Neill, CFP®, AFC®, CRPC®, writes, speaks, and reviews content about personal finance. A Distinguished Professor Emeritus at Rutgers University, after 41 years of service as a Rutgers Cooperative Extension educator and personal finance specialist, Dr. O’Neill has written over 160 articles for academic publications and received more than 35 national awards and over $1.2 million in grants to support her financial education programs and research.
Employed by Rutgers since 1978, she provided national leadership for the Cooperative Extension programs Investing For Your Future and Small Steps to Health and Wealth™ for over a decade. Part of her work time is bought out to provide personal finance training for military family service professionals (for the eXtension Military Families Learning Network) and for New Jersey financial educators as part of a state Department of Education contract.
She is also the author of two trade books, Saving On a Shoestring and Investing On A Shoestring, and co-author of Money Talk: A Financial Guide for Women.
She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). She also holds the CFCS (certified in family and consumer sciences) and CPFEE (certified personal and family finance educator) credentials from the American Association of Family & Consumer Sciences (AAFCS).
Dr. O’Neill received her Ph.D. in family financial management from Virginia Tech,
Is it time to make the healthy lifestyle changes that perhaps you've been putting off? Our guest is Glen Robison, author of Healthy Dad, Sick Dad. The book's subtitle says it all: What Good Is Your Wealth If You Don't Have Your Health?
We discuss:
The story behind his two Dads - and what lessons he took from them How your lifestyle choices affect your health The most important lifestyle factors to zero in on The biggest changes he's made personally Yin and Yang foods - and how to achieve the optional balance His go-to recommend resources
He joins us from Arizona.
_________________________ Bio In Healthy Dad, Sick Dad, Dr. Glen N. Robison shares his personal journey with two very similar fathers who ended up in drastically different retirements. Determined to understand why, Dr. Robison studied his healthy father’s lifestyle and emulated it for fifteen years, with dramatic improvements to his own health. Now, he shares the secrets of living toward a long, healthy life.
Dr. Glen N. Robison is Diplomate of the American Board of Multiple Specialties in Podiatry Board Certified in Primary Care in Podiatric Medicine. Dr. Robison is a Jin Shin Jyutsu practitioner and certified Myopractor, trained in releasing deep restrictions of motion in the body that resides at the root of our symptoms and ailments. Having applied the principles found in this book for over fifteen years, he has expanded his practice to include dietary approaches that address everything from fungal infections to diabetes.
_____________________________ Wise Quotes On Adopting a Healthy Diet
"I think part of the challenge here, at least it appears to me, is that medicine today is about how a pill makes a quick fix. Work takes a little bit of a long time, but perhaps is more sustaining over a course of a lifetime. Right out of my residency, I was in my first year in practice, and I was on the go, go, go. I was trying to pay off the student loans. I was starting a family. I was trying to pay down the debt. And so I was running on willpower. I was running on adrenaline. And so I gravitated to the social things of life, the quick energy, high-sugary food type things. And over a course of time, it really started to take a toll on me. And so when I couldn't get out of bed and because of my back was hurting so bad and I realized, man, being young in practice, I didn't have any health insurance. Nothing. I was like, what am I doing? And so surgery wasn't an answer for me. I didn't want to get cut on. I know my sick dad had back surgery. I didn't want to follow down his road. So I was directed to my healthy dad. And I remember when he worked on me and he made a comment: Man, you're like a dang bag of potatoes. You're so stiff. In order to really fully get you to where you need to be, you're going to have to change what you eat. And that didn't make sense to me. I said I'm just here for my back. I just need to get my back fixed. But it took a couple of years of him talking to me and telling me that you really have to change what you eat."
On Emotions & Health
"I've learned how to engage my emotions to hold me in check, meaning that anger, grief, frustration, resentment, all these things, have a direct effect on our health. Grief and worry are directly related to diabetes. And so I could tell you a story right there that I've experienced, I had with worry and grief, that can elevate your blood sugars. And so I've been more attuned to the emotions and have learned to just be more trusting, be more forgiving, be more loving, and not take in these harsh, emotional elements that I've incorporated into my life."
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For More on Dr. Glen Robison Healthy Dad Sick Dad: What Good Is Your Wealth If You Don't Have Your Health? Learn more at www.liveitlifestyles.com
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Podcast Episodes You May Be Interested In
Take Charge of Your Well-Being – John La Puma, MD
You'll face a myriad of decisions in planning for retirement. Wade Pfau has written a comprehensive guide to help you prepare well, financially and otherwise. He joins us to discuss how to fortify your retirement planning and decision-making.
We discuss:
How he became interested in studying retirement and retirement planning The key risks to manage in planning for retirement Why the traditional concept of retirement is increasingly unaffordable - and what to do instead His views on the 4% rule The roles that annuities and reverse mortgages can play in retirement planning The pros and cons of working longer What to consider in deciding where to live in retirement The non-financial aspects of transitioning to retirement - and special challenges for introverts How to assess your preparedness for retirement
Wade joins us from Dallas. ______________________ Bio Wade D. Pfau, PhD, is Professor of Retirement Income in the Ph.D. in Financial and Retirement Planning program, Co-Director of the New York Life Center for Retirement Income, and RICP® program director at The American College of Financial Services.
Pfau is a co-editor of the Journal of Personal Finance. He has spoken at national conferences of organizations for financial professionals such as the CFA Institute, FPA, NAPFA, AICPA-PFP, and AFS. He also publishes frequently in a wide variety of academic and practitioner research journals. He hosts the Retirement Researcher blog, and is a monthly columnist for Advisor Perspectives, a RetireMentor for MarketWatch, a contributor to Forbes, and an Expert Panelist for The Wall Street Journal. His research has been discussed in outlets that include print editions of The Economist, The New York Times, The Wall Street Journal, and Money Magazine.
Pfau was a selectee for the InvestmentNews “Power 20” in 2013 and “40 Under 40” in 2014, the Investment Advisor 35 list for 2015, the IA 25 list for 2014, and Financial Planning magazine’s Influencer Awards. He is a two-time winner of the Journal of Financial Planning Montgomery-Warschauer Award, a two-time winner of the Academic Thought Leadership Award from the Retirement Income Industry Association, and a best paper award winner in the retirement category from the Academy of Financial Services.
Pfau holds a doctorate in economics and a master’s degree from Princeton University, and bachelor of arts and bachelor of science degrees from the University of Iowa. He is also a Chartered Financial Analyst® (CFA®).
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For More on Wade Pfau Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success Retirement Researcher Website
_________________________ One Day University At One Day University, you can watch hundreds of fascinating talks by the most popular professors from 150 top schools.
A special offer for listeners of The Retirement Wisdom Podcast: learn more and start your two-week free trial at www.onedayu.com/wisdom
Check out the video library to see what interests you.
_________________________ Wise Quotes On Risks
"Risks fall into a few different categories. Longevity risk is worth mentioning first, and it's a good thing in a way. You don't know how long you're going to live, and you might live a very long time, which is wonderful, but just on the financial side, it's expensive to live a long time. You have to fund your retirement for more and more years. So longevity risks really is the overarching risk, and you've got the different types of market risk and market volatility, interest rates that are changing, and so forth, just market-related risks and inflation could be part of that as well. But even a low inflation rate over a long retirement can really compound over time. And then everything else really falls into the category of spending shocks. Which is you may have a reasonable baseline budget that you anticipate,
Can learning from your parents' mistakes help you age gracefully? In his 50s Steven Petrow began a list of things he was observing that he vowed never to do when he became old. Now in his 60s, he has a different appreciation of his observations. Listen in to a fascinating conversation as Steven shares his humor and insights on making smarter choices to age gracefully.
__________________________ Bio Steven Petrow is an award-winning journalist and book author who is best known for his Washington Post and New York Times essays on aging, health, and civility. He’s also an opinion columnist for USA Today, where he writes about civil discourse and manners. Steven's 2019 TED Talk, “3 Ways to Practice Civility” has been viewed nearly two million times and translated into 16 languages.
Steven's new book is Stupid Things I Won’t Do When I Get Old. He is the author of five other books, the most recent of which is Steven Petrow’s Complete Gay & Lesbian Manners. He’s a much sought-after public speaker, and you’re likely to hear him when you stream NPR or one of your favorite — or least favorite — TV networks. Steven also served as the host and executive producer of "The Civilist," a podcast from Public Radio International and North Carolina Public Radio WUNC.
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For More on Steven Petrow The Book: Stupid Things I Won't Do When I Get Old: A Highly Judgmental, Unapologetically Honest Accounting of All the Things Our Elders Are Doing Wrong Steven Petrow's Website
How To Age Gracefully (The article mentioned by Jane Brody in The New York Times)
__________________________ One Day University At One Day University, you can watch hundreds of fascinating talks by the most popular professors from 150 top schools.
A special offer for listeners of The Retirement Wisdom Podcast: learn more and start your two-week free trial at www.onedayu.com/wisdom
Check out the video library to see what interests you.
__________________________
Wise Quotes
On Being a Perrenial
"There are many ideas that were good for a long time - and then they're not anymore. And then of course there are new ideas that come into vogue - and one of the new ideas that I talk about is this notion of being a perennial. So we're very divided by our generation. We have the Greatest Generation. We have the Boomers, Millennials, Gen X, Y, and Z. And in a way, those are divisions that keep us apart. And so I like this notion of being a perennial. Anybody can be a perennial, whether you're 25, 64 like we are, or 85. It's an attitude. And it's an attitude of being involved and curious and often having friends of different generations. So this is like a new behavior that we can start to adopt. That is very gratifying. I've had the experience several times, especially with multi-generational friends, but also I'm having younger folks really kind of keep me in the swim of what's happening in life. And I think that's important to all of us."
On Adapting
"The thing I saw most, especially I'll say with my Dad - and I think this is somewhat of a male condition. He was very independent, very stubborn. He always liked to do things his way, and he really did not want assistance in general. And he did not want his three kids to be providing any kind of help - I'll say it in air quotes. And we were very aware of the sort of family dynamic and the generational dynamic and did not want to be telling our father what to do. Both because we knew that that was futile and that that's really not how we were approaching these problems, especially when he was falling a lot. So we tried to give him tools and he rejected most of them. And then he continued to fall and he died. He died from a series of falls. And what really struck me was his own father had died from a series of falls. And my Dad had been trying to help his Dad not do that. So in a way, I feel like I have a greater awareness of these issues.
How can you get smarter about getting smarter? Our guest Elizabeth Ricker, author of Smarter Tomorrow, introduces us to neurohacks that can cognitive functioning. She explains her concept of scientific self-help and how to improve cognitive functioning through a variety of short exercises and experiments.
We discuss:
The story of her middle school math teacher How neurohacking and scientific self-help work with how to improve cognitive functioning What she learned from tracking her New Year’s Resolutions since 2011 What we need to know about cognitive functioning that may be different than we expect The New IQ and the New EQ Common Lifestyle Bottlenecks – and how they can be addressed and improve cognitive functioning How Serious Brain Games can improve executive function The MIND diet How having an accountability partner can help The key messages from her book Smarter Tomorrow
Elizabeth joins us from San Francisco.
________________________ Bio Elizabeth R. Ricker is the author of the new book, Smarter Tomorrow: How 15 Minutes of Neurohacking a Day Can Help You Work Better, Think Faster, and Get More Done
Her work has been featured globally, including in the Wall Street Journal, Fast Company, on SiriusXM radio, and on public broadcast TV in Europe.
She has given talks on cognitive enhancement and neurohacking across the US and overseas. She is a sought-after expert by Silicon Valley venture capital firms, technology startups, schools, and the Fortune 500. She runs the citizen neuroscience, DIY, and neurohacking organization, NeuroEducate, and her consulting and speaking work goes through Ricker Labs.
Ricker received her undergraduate degree in Brain and Cognitive Sciences from MIT and her graduate degree in Mind, Brain, and Education from Harvard. In college, she worked in the neuroscience lab of Nobel Prize winner Dr. Susumu Tonegawa. Ricker was also a nationally ranked athlete and class president-- the latter of which occasionally involved such serious duties as dressing up in a giant rodent costume to play Tim the Beaver, the MIT mascot.
__________________________ Wise Quotes On Neurohacking
"I think before you dive into all the things that the media is going to tell you that are falling apart as you get older, I think it's really important to just start with the things that you are probably stronger at than you realize. This is a really important thing with neurohacking - to start with an understanding of where you're strong and then understand what your personal bottlenecks are so that you can personalize everything that you do."
On Scientific Self Help
"You can take a very scientific approach to your life and the things that seem kind of abstract and maybe not under your control, like life satisfaction or mental performance - these things seem uncontrollable. I think they seem like you're either born with them or fate seems to play a role and you just don't have control over them. And what I want to really introduce to people is that we actually have a lot of data, and we have this tool, which is self-experimentation, that can allow you to actually take control over it. And if it helps at all, when you look back at the number of Nobel prize winners who have won awards in medicine or physiology, a surprising percentage of them actually ran self-experiments in the exact area that they won the Nobel prize in. So you will actually be in pretty good company. This is not some [sci-fi] stuff. This is something that even very various data scientists have done themselves. So, [there's] no reason why you can't ask and approach things just like a Nobel prize winner."
On Neurohacking
"...When you start your neurohacking, I think of there being a pyramid. So before you get into the really fancy neurohacks, like later on in the book, I talk about neurostimulation, neurofeedback, these sort of lab-grade technologies that are now - due to the decrease in consume...
Your "retirement" could be longer than your career. What if you reject the traditional version of retirement that your neighbors and your colleagues have in mind? What if instead, you design a new life around what matters most to you and yours? And what if you bring the same qualities that made you successful to your new post-career chapters?
Today's guests, Milledge and Patti Hart are the authors of The Resolutionist: Welcome To The Anti-Retirement Movement. The Harts are living their new life on their own terms, based on twelve Resolutions they developed that define a pathway to make this phase of life the best of their life. And you can apply ideas from their framework to do the same - and measure your progress - as you define it - along the way.
Milledge and Patti Hart join us from California.
__________________________ Wise Quotes On The Anti-Retirement Movement
"This generation of people actually really relates to the word anti. We were anti-war, we're anti-aging or anti-racism. Whatever the word is, it doesn't mean that you're against it. It really means that you're trying to redefine it. And I think that's really why we chose the word anti-retirement to say: How do we get society to shift its thinking about retirement and put it in a new place? If you think about the work we've done with the Stanford Longevity center, we have added 30 years to our lifespan in the last century and that's all in retirement. And so how do we take an anti-retirement approach and say: We're not going to approach this in the same way that historically the world has approached retirement? And if you're anti-something, you're definitely pro-something else."
On Prioritizing Yourself
"It's important to me because it's something I'd never done before because you're at such a different place in life, where you are more in control of things. Things aren't being set up for you and done for you. I'm making certain that I now [have] no guilt around moving myself up the priority list. It's important for a lot of reasons. I think at this stage of life mental health, self-confidence, and physical health [are] obvious things that matter when you get to this stage of life. But for me, it was the guilt. I had to really deal with the guilt of saying it's okay for me today to spend today on me."
On Metrics for Your New Life
"We all have lived with scorecards, probably since you were five years old, right? You brought home your first report card from school - and then you find yourself at whatever age you retire. And now there's no scorecard. There's no year-end bonus. There is no raise. There's no promotion. There's no whatever your scorecard was, whatever units it was in. And so it is important to your self-confidence that you actually see yourself making progress, that you see yourself as relevant, that you see yourself as important, and that you see yourself as still accomplishing. But for each person, it's very different. One of the things Milledge and I talk about in our book is really pushing people to try to measure the unmeasurable because the things we have been measuring - wealth and bonuses and money and units of whatever you [tracked ] - are gone. Now, what's your weight? And how many miles did you run today? Those are easy to measure, but we really pushed ourselves to say: How do we measure the unmeasurable? And we did that by saying, What is our desired state? What's the desired outcome? Is it a level of happiness, a level of connectedness, a level of relevancy? What's the end state that you're trying to accomplish? And what moves you towards that and start measuring deeper in the funnel?... We all need to have a measurement system in life, but it does need to be developed around what is important to you." ____________________ Bios Patti Hart
Patti Hart spent her early life in a small town in Illinois cheering for her Chicago Cubs, going to public schools and sharing chores with her many siblings.
The pandemic has been a catalyst for reflection on what matters most and what constitutes a good life today. For many, it's sparked a realization that there's much more to life than the traditional model of work and careers. But what's next for you? For those contemplating retiring, perhaps earlier than expected, it's an opportunity to redesign their lives and pivot to a phase with greater meaning and purpose. How are you approaching your second half of life and retiring? Uncertainity leads many people to approach it with trepidation. Michael Clinton, the author of the new book ROAR into the second half of your life (before it's too late!), asserts that there's a better way. We discuss his four-part process to help you take charge of your next phase.
__________________________ Bio Michael Clinton is the former President and Publishing Director of Hearst Magazines and is currently the special media advisor to the CEO of the Hearst Corporation. He is also a writer and photographer who has traveled to over 120 countries. He has appeared in the New York Times, The Wall Street Journal, Town and Country, O, the Oprah Magazine, and other national media.
Clinton is the Founder of Circle of Generosity, a nonprofit that grants random acts of kindness to those in need and serves on multiple nonprofit boards. His newest book, ROAR into the second half of your life (before it's too late!) is a manifesto on how to get the most out of your life experience in work, lifestyle, and relationships.
__________________________ Wise Quotes On the acronym ROAR
"First of all, the awareness of if you're 50 and you're healthy today, you have a really good shot at living to be 90 - or a hundred. And the construct that we were handed by our parents - and by both government policy and corporations - is a very outdated construct. The days they were developed in were the days when the life expectancy quite honestly was in the early 60s. And so you'd check out of a job and you wouldn't live much longer. Well, all that's changed. So ROAR and the acronym that it stands for is designed to help people have that aha moment about this. So they are: Re-imagine yourself and be one of those "Re-Imagineers" before others do it for you, whether it is being laid off or pushed out or any of the above.
And re-imagining your favorite future, especially if you're going to have this long life arc, the O is own who you are. I like to call it a midlife awakening, not a midlife crisis because once you've lived 25 years, you know a lot about yourself. So use that awakening [to accept ]that you've made good decisions and bad decisions - just kind of own them and assess where you are right now. But at the same time, own your numbers. Think about it - it's amazing to me, Joe, how many people I ask what's your blood pressure or your heart rate, and they're completely clueless. And that's not a good thing because as we live longer, we need to keep our health numbers and metrics in place with our financial numbers. We need to own our successes and our failures. So, own who you are, is a big part of this book, and what's next for you. A is Act now with this concept called life layering, which I hope we can get into and talk about. And then the final R is reassess your relationships, because when you're in midlife and you want to make a change in whatever part of your life you're talking about, you need the support of your family, your friends, your community, your colleagues. They're the ones who are going to help facilitate that. And so you gotta really have a clear, clear head as to who they are and who your posse will be to get you there. So it's this four-step process, which is in the book, which stands for ROAR."
On Being Person-Appropriate - Not Age-Appropriate
"We all are sort of wired to think about what a 50-plus life is supposed to be, which is an outdated concept. So the biggest mistake people make is they create self-imposed ages.
Achieving the financial security to retire is a big milestone. But you're not done. There's inner work to be done to move into this next phase of life. Retired psychotherapist and bestselling author Connie Zweig joins our retirement podcast to discuss her new book The Inner Work of Age: Shifting from Role to Soul - and her insights on how reflection and contemplation can be valuable practices in your transition.
We discuss:
How retirement can be a catalyst for an inner journey to reimagine life What the words retire and yoga have in common The obstacles often encountered on this inner journey - and what Shadow Work is How an Identity Crisis following retirement is different from a Mid-life Crisis Why letting go is important – and challenging Her own journey in retiring as a therapist – and what it’s taught her What she's learned from grandparenting What an Elder is – and how one becomes one How people can come to view retirement as a spiritual journey The main message of her new book The Inner Work of Age: Shifting from Role to Soul
Connie joins us from California.
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Thank You
Thanks to our wise guests and loyal listeners The Retirement Wisdom Podcast is among the top 3% in popularity globally according to Listen Notes.
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Bio
Connie Zweig, Ph.D., is a retired therapist, co-author of Meeting the Shadow and Romancing the Shadow, author of Meeting the Shadow of Spirituality and a novel, A Moth to the Flame: The Life of Sufi Poet Rumi. Her new book, The Inner Work of Age: Shifting from Role to Soul, extends shadow-work into late life and teaches aging as a spiritual practice. Connie has been doing contemplative practices for 50 years. She is a wife and grandmother and was initiated as an Elder by Sage-ing International in 2017. After investing in all these roles, she is practicing the shift from role to soul.
__________________________ Wise Quotes On Letting Go
"My framework in the book is that the shift from senior to Elder in late life is a rite of passage. And we don't have rites of passage for elders in our culture, right? It just doesn't exist. So there are three stages of every rite of passage - and the first stage is letting go. And that might mean letting go of outworn roles or attitudes, letting go of outworn beliefs, or self-images or relationships that don't work - or jobs, or finances, or goals of some kind. And so letting go at every stage of life is hard because as humans, we bond, and we get attached. And with our egos to try to control everything. But to become an Elder, we actually need to let go of the Ego's agenda and step into a different speed limit, a different pace of life, a different sense of flow. I call it from Obligation to Flow - and we need to let go of the past. A lot of people are clinging to the past, feel regret about the past, and need to give and receive forgiveness about the past. So there's a chapter about how to do the emotional work to help us let go of the past so that we can live fully in the present because many people don't know how to do that. They don't really know how to be here and enjoy it fully."
On Becoming an Elder
"I think this is very individual, but what I explore in the book is that everyone becomes a senior with a Medicare birthday, but becoming an elder is not an age. It's a stage. It requires intention and what I call inner work so that there's a certain level of self-knowledge and awareness and ways of relating and a desire to give to the common good. Some people are Activists Elders, and some are Creative Elders and some are Spiritual Elders. So we can transmit the knowledge of our lives in many different ways, but there is this impulse of generosity to give back."
On a Life Review
"There are lots of tools in the book. The last person I spoke with before you today said, she's having to really chew it and digest it. It's not a quick read.
It's a blast to dream about your retirement. Freedom. Flexibility. Fun. Just like you see in the commercials and the brochures. But if you want to truly retire happy and lead a life of fulfillment, you'll need to prepare better. You'll want to go beyond the highlights and take a serious look at what your day-to-day life will really be like - and what it will be about.
Tony Hixon, author of the new book, Retirement Stepping Stones, joins our retirement podcast to share his experiences and insights on how you can prepare for the stumbling blocks that can arise in retirement - and how you can find a new purpose after you leave the world full-time work.
We discuss:
The tragedy that forever changed how he sees retirement - and why he's on a mission to help people prepare differently The most challenging stumbling blocks people face in retirement The key solutions to those challenges Why you should dream big about your retirement - but why you should look past your highlight reel version of it How career burnout can get in the way of a great retirement Why retirement isn't for everyone - and why you need a Plan B How your legacy should be part of your retirement planning
Tony Hixon joins us from Ohio.
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Thanks to our wise guests and loyal listeners The Retirement Wisdom Podcast is among the top 3% in popularity globally according to Listen Notes.
____________________________ Wise Quotes On Transitioning to Retirement
"You retire one day and [on] the last day they throw you a party. Your email is still active and you get probably a hundred to three hundred emails. And then the party's over. The cake has been eaten. You had the weekend to kind of recoup and Monday morning rolls around. And you open up that email account. It's been deactivated. You switch to your personal email and there are only two [emails ] there, and both of them are junk. So it kind of messes with your mind. You're not quite sure what this new phase of life should look like. You've had the ideal version of what retirement will be based on all the commercials and the Americanization of what retirement is, but perhaps you haven't done the correct work on what you're retiring to. You certainly know what you're retiring from, but you don't necessarily have an idea of what you're retiring to. So that loss of meaning and purpose is certainly a stumbling block that we see many clients face in retirement. Just not knowing for sure if they're needed anymore."
On Purpose and Legacy
"However, we often encourage our clients to think more deeply about the kind of emotional impact they want to make on their family and their friends and their community. We ask them questions - and I'd ask your listeners these questions:
What lessons do you want to impart? How do you want people to feel when you interact with them? What do you want to be remembered for?
These questions are certainly as important - if not more so - than planning for the financial strategy to care for your loved ones. Remember you get to define your legacy. How you live each day builds the legacy that you want to leave behind. Don't be afraid to start living with purpose. It's never too late - or too early - to start."
________________________ Bio Tony Hixon, CIMA®, RFC® is the author of the new book Retirement Stepping Stones: Find Meaning, Live with Purpose, and Leave a Legacy.
Mr. Hixon is co-founder, Chief Operating Officer, and Chief Compliance Officer of Hixon Zuercher Capital Management. As Chief Operating Officer, Tony is responsible for overseeing the administration and compliance of the firm. In addition to managing the firm’s operations, Tony serves on the firm’s Investment Committee and is a co-Portfolio Manager, an Analyst, and Trader. Tony has experience providing investment services since 2003 and providing financial advisory services since 1999.
What's more important than Wellness? You want a healthy portfolio when y0u retire, but most importantly, you want a healthy you. This Best of The Retirement Wisdom Podcast episode highlights valuable practical advice from our guests on wise moves to take charge of your wellness and fitness.
Listen to the full conversations:
John LaPuma, MD
Marta Zaraska
Kelli Harding, MD, MPH
Kelly McGonigal, PhD
BJ Fogg, PhD
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Thanks to our outstanding guests and loyal listeners, The Retirement Wisdom Podcast is ranked in the top 3% of podcasts globally in popularity according to Listen Notes.
Browse all 4 Seasons of our episodes here
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Related Retirement Blog Posts
A Diagnosis Leads to a Retirement Course Correction
Tiny Habits That Deliver Big Changes
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Because of the excellent writing of contributor Bev Bachel, The RW Blog was named as one of the Best Blogs to Read in 2021 by Blog Overview
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Take Charge
Ready to take charge of your wellness? It begins with building the right habits - by starting small - actually tiny. Schedule a free call with Joe Casey, a Certified Tiny Habits coach at Retirement Wisdom, about his 4-week one-on-one coaching program to build the habits you want.
What will help you retire happy? After a long career, are you looking for a retirement life that has more variety and flexibility? And a rich, diverse set of activities and interests that you can build gradually and adjust as you go? Our guest on this retirement podcast is Andy Robin, a retired technology executive who's doing just that. He's joining us to share insights from his book Tapas Life: A Rich and Rewarding Life After Your Long Career.
Andy joins us from California.
_________________________ Are you ready to discover your new life? Our Design Your New Life group program kicks off on September 24th.
It’s limited to 10 participants.
Learn more here.
__________________________ Bio Andrew Robin, known to most as Andy, was born in Chicago and raised in Mexico City. He holds a BA in Computer Science from the University of Texas at Austin and an MBA from Harvard University. He has been happily married to Carole for 35 years, and they have two fine kids, Nick, 33, and Molly, 31.
Andy was an entrepreneur with his dad in the computer industry in the early ‘70s in Mexico City (his dad moved the family there from Chicago to pursue an opportunity). He was in the semiconductor industry for 22 years (at Mostek, Monolithic Memories, AMD, and Lattice), mostly in marketing, but also as a general manager, and most recently as VP of New Business Ventures. He was a house dad from 2002 to 2007 until Carole and Andy’s youngest went off to college.
Today he retains the duties of shopping/cooking, household maintenance, travel planning, and finances. He also plays a lot of classical piano, some golf, enjoyed 6 years on the Board and Executive Committee of his large synagogue (Congregation Beth Am of Los Altos Hills), where he was also co-chair of raising an endowment, was part-time CEO of a promising tech start-up for 6 years (and remains on the Board), is an Executive Coach and Life Coach, serves on the Board of a foundation in Palo Alto and a NYC hedge fund and enjoys day-trips, lectures, and concerts around the San Francisco Bay Area and Silicon Valley.
Andy wrote Tapas Life to do some good for others.
Andy’s wife, Carole Robin, wrote a terrific book for Penguin RandomHouse with her colleague David Bradford: Connect: Building Exceptional Relationships With Family, Friends, and Colleagues. It distills the combined 70 years she and David enjoyed teaching the Interpersonal Dynamics course at Stanford Graduate School of Business. She believes that when more people embrace the learnings in her book, the world will be a better place.
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On a Tapas Life
"For those who don't know is it's one of the foods of Spain. It's the concept that instead of having an American style, large porterhouse steak on your plate with some potatoes and a veggie, instead you have a bunch of little dishes, and often times the table orders six or eight little dishes as you go. You order a few more and so on. And so it's almost like a little buffet that you make yourself at your own table. And that's kind of how I think about the Tapas Life. During what I call my long career decades of working in an office, that was my big job. And I probably did that 45 to 60 hours a week for decades. My plate was very full for decades. And now that I'm done with my long career, instead, I like to assemble a number of smaller activities that comprise my life today. It's rich and rewarding. It's tasty and interesting. It's varied and enjoyable. And also one of those Tapas is meaningful. So I'm also doing some good for others on the planet."
Examples of a Tapas Life
"I've seen others who have done important things about social connection for Tapas. What I write about in the book that I just loved is one couple I interviewed who said that once a month they get together with another couple for a weekend. And they alternate each month. It's one couple's responsibility to figure out, within a three-hour drive,
Can you get stronger after 50? Strength training, done properly and safely, can bolster your wellness. It's a key component of an overall fitness plan. Our guest, Dave Durell, shares his experience on how to do it right.
Dave joins us from Florida.
________________________ Are you ready to discover your new life? Design Your New Life with a proven three-phase process to explore alternative versions of your future using the principles of design thinking. Schedule a call to learn how it can help you get unstuck & move forward.
__________________________ Bio Dave Durell has formerly worked as a Strength and Conditioning Assistant with the Tampa Bay Buccaneers, a Strength and Conditioning Consultant to the Jacksonville Jaguars, and the Assistant Strength and Conditioning Coach at Southeast Missouri State University. He has been published in the Journal of Strength and Conditioning Research and has written 2 books on strength training. He holds a Master’s Degree in Health Fitness Administration and is a Master Level Personal Trainer and a licensed Physical Therapist Assistant.
After turning 50, Dave started feeling the effects of age-related wear and tear on his body, just as many people do. Knowing he had to figure out how to change his own workouts to overcome these limitations, Dave called upon the knowledge and experience he had gained over 35+ years in personal training, athletic strength and conditioning, and physical therapy, and created the Stay Strong Forever program, a unique strength training system that is especially suited for those over 50.
__________________________ Wise Quotes On Why You Need Strength Training
"Once we get into probably our forties or so, there's a physiological process called sarcopenia that begins to manifest itself. And it sticks with us for life. Sarcopenia is age-related muscle loss and experts estimate it causes us to lose around half a pound of muscle per year. On average, that's about five pounds of movement producing muscle tissue per decade. This would be like the engine in your car shrinking and losing horsepower every year. It's not a good thing. And it gets worse. Assuming we maintain the same eating habits throughout the years that lost muscle will be replaced by stored body fat."
On Recovery
"Strength training is going to give you the biggest bang for your buck time-wise and done properly. It requires very little time under 45 minutes, a couple of times a week. Another point is strength training is instrumental in reducing the risk of injuries. So people that regularly engage in sports-type activities, whether they're runners or they're in the local cycling club, or they play tennis, strength training is important to help make you more resistant to the injuries you might possibly inflict during those types of activities. So it's important for that reason. Of course, I'm not saying people should only do strength training and be sedentary the rest of the time. I'm a big believer that we rust out faster than we wear out. So I want everybody to be active, at least engaging in low moderate intensity, leisure activities or exercise on their non-strength training days."
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For More on Dave Durell
Website
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Podcast Episodes You May Like
The Joy of Movement – Kelly McGonigal
The Future You – Brian David Johnson
How to Make Healthy Lifestyle Choices – Alan Carpenter
Best of The Retirement Wisdom Podcast – On Successful Aging
Believe In Yourself & Try Something New – Carol Cooke
Tiny Habits Can Lead to Big Changes – BJ Fogg
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About Retirement Wisdom
What do you want your new life to look like? Even if you have some ideas about your future, it can be hard to figure out exactly how to get there.
You need a structured, principle-based process – and a guide you can trust. Our Certified Designing Your Life coach can help you envision and transition ...
Positive aging can bolster your retirement. It includes cultivating your mindset, your engagement, creativity, and gratitude. Author Stephanie Raffelock shares her insights on positive aging and explains how you can reclaim what you love.
Stephanie joins us from Austin, Texas.
__________________________ Are you ready to design your new life? Our group program kicks off on September 24th.
It’s limited to 10 participants.
Learn more here. _______________________ Wise Quotes On Reflection
"There are these wonderful arcs in our life. We don't get a chance to reflect upon them when we're in the midst of them. When you're in your thirties and you find a way to make a mortgage and marriage and kids work, we don't really reflect on what that is. But I think when you get to be 70 years old, you can sit back and go, Wow, I did good. We both tried our best when I say we both. I'm thinking of my husband. So I think that's one of the gifts of growing older. I think another gift of growing older is that we don't have to be the center of attention anymore, not the way that we did in more youthful days. We can kind of sit back a little bit and become the observer and become the appreciator. ...That's part of the gift of aging that you can actually sit still long enough to ponder these things."
On Reclamation
"I also think that there's a period or an opportunity for reclamation. And what I mean by that is as we were growing up and becoming mature adults, there were things that we put aside because they just didn't fit into the responsibilities and obligations that we needed to run our lives. For example, my husband was a musician and a bass player and loved the bass. And yet during most of our marriage, he didn't touch the bass, but then we hit retirement years and suddenly he started playing the bass. Again, he reclaimed that for himself and the music keeps him mentally young and because of the magic of the internet he can play with any bands now online, he can go online and take online courses in the bass. And so there's this great period of reclamation to you. We can reclaim those things. I think too that creativity is something that we can embrace in older years. We can give ourselves to the creative endeavor without having to worry about the accolades of fame and fortune around our art, our master gardening, our expert cooking, our writing. We can just do those things for the sake of creating and for the sake of art. And that definitely keeps us feeling, I think, vibrant and younger and gives us a sense of purposefulness in our life."
On Creativity
"I think it's a matter of surrendering what is it that you love to do that makes things, That can be master gardening, that can be music. It can be art, it can be any of those things. And I don't think we're as judgmental of ourselves at this phase of life as we were in our youth. So it doesn't really matter what the picture looks like. You're not trying to get into the Met. It's just a matter of giving yourself to the process. It's the process of creativity that I think speaks to our brain and our heart."
On Power
"I think the big thing that we learned from women is that the word power means something different to women. And I think that as a culture, men and women have to redefine power for meaning more than it currently does. Power has been traditionally a male word. Men have power over something. It's a warrior kind of word. Power means I can do what I want. I can take this from you. Power is for winners, that kind of power. When women talk about power, it's more the sense of knowing themselves, standing in the knowledge of self, and approaching the world from a place that is more heart-oriented. Now, I don't believe that men have to become like women or that women have to become like men. But what I see in the word power is that we have to find a greater balance with that word, that that word doesn't necessarily have to mean I have power over you.
Have you ever wondered about your family history and what it means for your legacy? We asked Laurie Hermance-Moore, an accredited Genealogist to help us get smarter about the topic.
We discuss:
What a professional Genealogist does How understanding family history can be an important part of someone’s legacy What's possible to learn about your family history - and what's not The biggest obstacles to overcome in a family history project What you can do on your own - and where a professional Genealogist can help How she's helped people discover their family history When someone may need a Forensic Genealogist Why this may be an interesting project in retirement
Laurie joins us from Ohio.
___________________________ Ready to design your new life in retirement? Our group program kicks off on September 24th.
It’s limited to 10 participants.
Learn more here.
__________________________ Bio Laurie Hermance-Moore is a history geek turned librarian, digital agency strategist, and professional genealogist. Her passion is helping individuals connect with the people that matter to them.
As a researcher, she loves finding those elusive records that will solve a mystery—and creates experiences for her clients that bring an ancestor to life in the context of history.
Laurie has more than 20 years of experience working in digital marketing agencies, serving other professionals at large companies. She enjoyed working directly with executives on strategic planning, developing brands, and conducting market research to better understand how consumers think and feel.
Laurie is an adoptee that found her amazing birth family and now feels as though she’s been adopted a second time. Because it took her fifty years to actually know who her family is, she figures that’s why she’s been blessed with especially interesting ancestors who were on the leading edge of westward migration.
Laurie holds a B.A. History from the University of Kansas, a Master’s in Library Science from the University of Alabama, a Master’s in Marketing from Franklin University, and the Certificate in Genealogical Research from Boston University. She is a member of the Association of Professional Genealogists, the National Genealogical Society, and serves on the board of the Ohio Genealogical Society as 1st Vice President.
She received her accreditation in genealogy research in the U.S. Midwest states through the International Commission for the Accreditation of Professional Genealogists (ICAPGen℠).
She resides in Ohio with her husband and at least two cats.
_________________________ Wise Quotes On the Gifts of Family History
"What do you do with all the other things that you're going to leave behind or could leave behind? So, I like to define legacy as the thoughtful and intentional process of deciding on the gifts to share with future generations. And those gifts can be a lot more than money. Those gifts can be your family history. They can be your story. They can be the traditions that your family has, they can be knowledge that you've gained. There's a whole lot more there. That can be a gift to a future generation...I think that the important thing here is to figure out which are the things that really speak to your family's history."
On Geneology Travel
"...one of the most interesting and rewarding things that you can do is genealogy travel. So whether it's to a place in the US, or Europe, standing on the land of your ancestors can really impact you. One time I was in Kansas City with a coworker and her family had traveled the Oregon Trail. And I said, well, we need to go out to Minor Park. And she said, Why? And I said, well, did you know that the routes of the Oregon Trail still exist in the Kansas City area? Because that's where people started from. They went West to Independence, Missouri. But in this one city park, in, in Kansas City, the southern side of Kansas City,
Planning for retirement is a delicate balancing act. Focusing on the practical realities is essential. But it's important to imagine your future with a sense of adventure, too. Harriet Edleson, the author of 12 Ways to Retire on Less: Planning an Affordable Future joins us to discuss how to plan your retirement with both in mind.
We discuss:
The hopes and dreams people have for their retirement How a sense of adventure can boost your retirement planning The realities of retirement today - and the implications that can be underestimated How to find the perfect location for your retirement Considerations for Staying-in-Place The case for – and against – working longer A case study from her book 12 Ways to Retire on Less Common mistakes people make in planning for retirement – and how you can avoid them
________________________ Ready to design your new life in retirement? Our group program kicks off on September 24th.
It’s limited to 10 participants.
Learn more here.
________________________ Bio Harriet Edleson is the author of 12 Ways to Retire on Less: Planning an Affordable Future.
She writes for the Washington Post Real Estate section and MarketWatch.com. A former staff writer for AARP and contributing writer to Kiplinger's Retirement Report, she has written the Retiring feature for the New York Times.
_________________________ Wise Quotes On the Dreaming Aspect of Retirement Planning
"...I think that the dreaming aspect is something that gets the wheels spinning and thinking about something other than the kind of life that you've had for maybe 30, 40, or whatever number of years where you were in some kind of a routine, some kind of a structure where you had to be somewhere, you had to do something. Maybe you had to answer to a supervisor, people call it their boss, whatever. And now you can really - if you plan correctly - do what you want. And so you have to stop before you retire and think about what it is that you would enjoy, what maybe you haven't had time to do, or [how] to rekindle an older interest."
What If Money Were No Object?
"Will I have enough? Will I run out? Which a lot of people have the fear of. And then once you've got that straightened out, then you think what are the things that I really would love to do? I'd love to get a second home. For example, I'd love to ski. Again, there are people who want to do these things. There are people who might want to travel around the world. So then you figure out: how much is this going to cost me? So the dreaming has to be in the context, of course, of what you can afford. But at some point, you can just say: If money were no object, what would I want to do? And you can sit down with your spouse of 30 years or partner, whoever it is that you share your life with, or if you're solo, and actually write down some of those things: if money were no object, what would I want to do? I want to take a balloon ride, whatever it is that you think you might want to do- or d0 you want to be able to fly back and forth between three homes, whatever it is, actually allow yourself to fantasize a bit and get away from the same little box that you have been in for maybe...20, 30 or more years."
On Deciding Where to Retire
"...List your priorities and then figure out places that would match those. And the second thing is to consider places that you vacation to and love, but realizing that the vacation time will be very different than living there in all four seasons if you think you may be doing that. So you might want to test out the place in the different seasons and check out the weather. And when you talk about the weather, think about the weather with today's climate change, not the weather that was 10 years ago because of weather may be very different now. And you may be [surprised] when people tell me it's 110 here. ...Well, when you moved there, what was it? Oh,
To celebrate the 100th episode of The Retirement Wisdom Podcast, we've invited three special previous guests for a panel discussion on the challenges retirees face today, how to age wisely, and retire happy. We are grateful for all our guests who've shared their insights and wisdom on our retirement podcast - and to you, our listeners.
We discuss:
What makes retirement so different today The biggest challenges today's retirees face and how to retire happy Their favorite stories from the retirees they've profiled What people who are still working full-time need to know about life in “retirement” What should retirement be called now? The key ingredients of a life well-lived – that are often overlooked
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Ready to design your new life in retirement? Our group program kicks off on September 24th.
It's limited to 10 participants. Learn more here.
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Top Retirement Podcasts to Follow in 2021
The Retirement Wisdom Podcast was named to Feedspot's list of the best retirement podcasts.
________________________ Bios Melissa Davey Melissa Davey is a documentary filmmaker who lives in Valley Forge, PA, and created Beyond Sixty (now available on TV and streaming platforms). She is a wife, a mother, and a grandmother to three young boys. She is a world traveler and curious about everything unknown. She recently retired after more than two decades from GENEX Services Inc., where she was recruited to build and operate the company's Social Security representation division. GENEX is the largest Managed Care case management organization in the U.S. Prior to GENEX, Melissa had almost twenty years of diversified experience in the field of disability. She held senior leadership and management positions throughout her career. Melissa's second act is fueled by a lifelong passion for film and story-telling. Previous conversations: What Do You Really Want to Do? | Take the Detour
Richard Haiduck
Richard Haiduck is a former life sciences executive and mentor and now has an active retirement. He is becoming the Voice of Boomer Retirement Stories. He is immersed in challenging the boundaries of his own retirement, while observing the experiences and areas of curiosity of his fellow retirees.
At age 7, he was sure he wanted to be an author. Now, 66 years later, that dream has become a reality. The inspiration for the book came from hearing about the meaningful journeys in retirement taken by friends and colleagues. They were doing fascinating activities at this stage of their life, and often completely new directions from their prior careers. The idea that these stories could become a book became a driving force for Richard. His 75+ interviews and his frequent social media interactions have developed his perspectives and insights on the retirement activities of the boomer generation. Richard's prior roles as both a leader and a mentor have been based on his ability to listen and to get people to share their feelings. He uses a style of interviewing with short, open questions to get people to open up about their retirement stories. The result is Shifting Gears: 50 Baby Boomers Share Their Meaningful Journeys in Retirement now available as an audiobook.
He graduated from Miami University and got his MBA from Xavier University. He is happily married to his wife of 52 years and has 2 daughters and 4 grandsons. His own retirement has been hyperactive. He learns new things through weekly interactions at Stanford, formerly via attending lectures and via zoom during the pandemic. Each year he reads about 100 books and bikes more than 3000 miles. He mentors organizations serving refugees and small farmers in Ghana. He combines family time with domestic and international travel.
Previous conversation: Are You Ready to Shift Gears?
Dr. Thelma Reese
Thelma Reese, is the co-author of How Seniors Are Saving The World: Retirement Activi...
What happens when successful people are too busy or too distracted to plan for the non-financial side of retirement? Former Senator Ted Kaufman and former management consultant Bruce Hiland saw it time and again with their retired friends. And it led them to collaborate on the new book Retiring? Your Next Chapter is About Much More Than Money. It's a succinct, practical guide, written in a conversational tone, to help you prepare for retiring beyond financial security. To thrive in your next chapter, you'll need to be equally well-prepared for the personal and life changes that retiring brings.
We discuss:
The stories of their (multiple) retirements What they noticed about their retired friends - and why they were unhappy What's different about retirement today that changes how you plan for it What gets in the way of planning well for the non-financial aspects of retirement How to know when it's time to retire What they've learned about Identity and retirement The role of spirituality and purpose in retirement How they continue to learn and grow in retirement Their key messages on what you need to know to plan well for life in retirement
_____________ Bios Ted Kaufman
Edward E. "Ted" Kaufman represented Delaware in the United States Senate from January 15, 2009 to November 15, 2010. Democrat Ted Kaufman was appointed by Governor Ruth Ann Minner to fill the Senate vacancy caused by the resignation of newly elected Vice President Joseph R. Biden, Jr.; Senator Ted Kaufman did not seek election to the office in a special election for the seat in November 2010.
Edward E. Kaufman, known personally and professionally as "Ted," was born in Philadelphia, Pennsylvania, on March 15, 1939, to Helen Carroll and Manuel Kaufman. His mother was a teacher and his father, a social worker, was Deputy Commissioner of Public Welfare. Ted Kaufman attended Central High School in Philadelphia. He received a bachelor's of science degree in mechanical engineering from Duke University in 1960. The same year, he married his wife, Lynne Mayo, and they eventually had three daughters. Kaufman began his career as a sales engineer in Charlotte and Raleigh, North Carolina, working for the American Standard Industrial Division, which deepened his interest in marketing and business.
Kaufman then pursued a business degree at the University of Pennsylvania where he received an MBA from the Wharton School in 1966. Following graduation, he moved to Delaware to work for the DuPont Company in various technical, marketing, and finance positions. He worked as a technical representative for engineering products in Boston and Los Angeles before returning to Wilmington to work on financial analysis. Back in Delaware, Kaufman became involved in politics.
In 1972 Kaufman volunteered to work on the Senate campaign of Democratic candidate Joseph R. "Joe" Biden, Jr. At age 29, Biden was successful in the first of seven elections to represent Delaware in the United States Senate. Kaufman began working on Biden's staff full time in 1973, managing his state office in Wilmington. Kaufman initially planned to stay on Biden's staff for one year with a leave of absence from his work at DuPont. Kaufman stayed on and served as state director in charge of the Wilmington office until 1976 and became Senator Biden's chief of staff from 1976-1995. From the 1980s until 1994, Kaufman also served as an advisory board member of the Congressional Management Foundation, an organization working directly with staff and members of Congress to enhance operations and citizen engagement.
In 1995, President Bill Clinton appointed Kaufman as a charter member of the Broadcasting Board of Governors (BBG), an independent, federal agency in charge of all U.S. government and government-sponsored non-military international broadcasting. Kaufman's appointment was confirmed by the U.S. Senate, and he served until 2008.
Also during the period 1995-2008,
What happens when someone who's purpose-driven achieves financial independence and doesn't need to work anymore? How do they create a purpose-driven life in retirement? Casey Weade, the author of Job Optional: The science of retiring with confidence; the art of living with purpose, shares his insights on how to retire with purpose.
_______________________ Bio Casey Weade is a sought-after retirement planning professional, speaker and CEO/Chief Visionary of the national financial firm, Howard Bailey. He hosts the "Retire with Purpose" radio, TV show and podcast--providing sound financial guidance to pre-retirees and retirees across the country. He is also a member of the Forbes Finance Council and is a Certified Financial Planner™ (CFP®), Chartered Life Underwriter (CLU®), Retirement Income Certified Professional® (RICP®), an Investment Advisor Representative, and holds licenses in Life, Accident, and Health insurance.
Casey's not only passionate about guiding people toward a financially secure retirement, but he also zones in on what your Golden Years might look like. His "Purpose-Based Retirement" philosophy begins with finding your "why" and building a plan to protect that. In Casey's words, "The path to retirement is all about utilizing offensive strategies. But once you actually get there, the game switches to defending your purpose for retirement, and in turn your life savings from the major risks it will face."
Casey is a lifelong Midwest native, and currently resides in Fort Wayne, IN, with his wife and two sons. He sponsors the Howard Bailey Junior Golf Tour as part of the Indiana Golf Foundation, and continues to stay active in his own community by supporting small businesses, local organizations and charities throughout the year.
__________________________ Wise Quotes On How to Retire with Purpose
"And by going back to work and no longer needing the money, he was able to help people tenfold because he was there for the right reasons. He was there to share what he had learned, his experiences, his knowledge, and his talents with other individuals to help them. And I think every retiree has those things that they've built up throughout their career. That's one of the biggest opportunities that we have as a generation, and as a firm, is to help individuals recognize what those talents are. We go through this working life of say 30, 40, 50 years of experience. And we're really good at some of those things that we did while we're working. It may feel like we no longer want to work. And that may be true that you no longer want to work, but there are certain elements of everyone's career that they actually truly enjoy. And those are usually the areas that Dan Sullivan, a strategic coach, one of my coaches, would say is your unique ability. We uncover those unique abilities, those things that you're really amazing at that you can get lost in doing for hours upon hours. Those are your areas of the biggest impact. And once you reach that level of financial freedom, where you're no longer needing the money, you can pull those elements out of your career. You can pull those unique abilities into your future. And now you can focus all of your time and attention into those areas where you make the biggest impact and all ultimately deliver the most meaning and purpose to your life as a result of delivering that into other people's lives."
On the Risk of Inaction
"And then we get into strengths, it's, Hey, what are your strengths? Well, you might have a strength in delegation. Maybe you have a strength in the amount of wealth that you've accumulated. Maybe you have a strength in your ability to really think deeply about your future. And we're able to work ourselves through that process, from dangers to opportunities to strengths, to create clarity. And if we don't have clarity, that's going to lead us to overwhelm. It's going to lead us to paralysis by analysis.
What’s the future of retirement post-pandemic? Smart, a leading retirement technology business and one of the UK’s largest providers of retirement plans, recently launched the Future of Global Retirement report. It examines how retirement plans will evolve in the United States, the United Kingdom, and Australia in the years to come, following the coronavirus pandemic.
Key U.S. findings from the report found that:
Retirement ages are rising, and one in seven Americans now expect to delay their retirement due to COVID-19. 56% of Americans see retirement as a multi-stage transition rather than a one-off event.
There's an "advice gap": Many Americans don’t know where they can get retirement advice.
Jodan Ledford, the CEO of Smart in the US, joins me today to share his insights.
We discuss:
Key findings from the Future of Global Retirement report - and what was surprising Why traditional retirement is dead - and why people's retirement planning isn't always in sync with that The biggest concerns and fears people have about retirement post-pandemic What was common and different across different regions When most people plan to access their retirement savings The pandemic's impact on retirement planning
Jodan Ledford joins us from Nashville.
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Bio
Jodan Ledford is the US CEO of Smart. Before joining Smart, Jodan was the Chief Client Officer at Legal & General Investment Management America (LGIMA), where he oversaw a team of 75-plus spanning Sales, Marketing, Investment Solutions, Product & Corporate Strategy, as well as Multi-Asset Portfolio Management. Joining LGIMA shortly after their US market entry, Jodan led LGIMA's growth in the US market from $10 billion to $130 billion in US third-party clients over 7 years. Prior to LGIMA, Jodan held positions at UBS Global Asset Management, J.P. Morgan's Investment Banking Division, and Watson Wyatt Worldwide.
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Podcast Episodes You May Like
What Trends in Retirement Should You Be Up to Speed On? – Catherine Collinson
Getting Things Done In Retirement – David Allen
What Can You Do to Age Better? – Anna Dixon
Who Will You Be in Retirement? – David Ekerdt
The Future You – Brian David Johnson
Are You Ready For The New Retirement? – Stephen Chen
Browse all 4 seasons of our retirement podcast here
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About Retirement Wisdom
Traditional retirement is obsolete. It simply doesn’t work for most people today.
However, it is an important catalyst for the beginning of a new phase of life.
But often what’s next isn’t clear. What do you want your new life to look like?
Even if you have some ideas about your future, it can be hard to figure out exactly how to get there.
You need a sound process – and a guide you can trust. The solution is Retirement Wisdom.
Our Certified Designing Your Life coach can help you envision and transition to your new life, using a proven three-phase approach.
Imagine new possibilities, evaluate alternative pathways, and create an actionable roadmap to your new lifestyle.
Take the first step today. Schedule a free call with Joe Casey to learn more about our coaching programs.
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Explore retirementwisdom.com
Can a futurist help you create the retirement plan you want? Our guest is Brian David Johnson, who was Intel's first futurist, and is the author of The Future You: Break Through the Fear and Build the Life You Want. Listen in - your Future You will thank you.
We discuss:
His new book The Future You What a futurist does - and doesn't do The common misconceptions people have about the future The most underutilized tool in retirement planning Futurecasting, backcasting, and threatcasting - and how they can sharpen your retirement plan Why storytelling is important to your future How planning for two futures is wise Why he thinks the future is local
Brian David Johnson joins us from Oregon.
_________________________ Bio Brian David Johnson is a Professor of Practice at Arizona State University’s School for the Future of Innovation in Society, and a Futurist and Fellow at Frost & Sullivan, a visionary innovation company that’s focused on growth. He also works with governments, militaries, trade organizations, and startups to help them envision their future. He has over 30 patents and is the author of a number of books of fiction and nonfiction, including The Future You: Break Through the Fear and Build the Life You Want, Science Fiction Prototyping; Screen Future: The Future of Entertainment, Computing and the Devices We Love; Humanity and the Machine: What Comes After Greed?; and Vintage Tomorrows: A Historian and a Futurist Journey through Steampunk into the Future of Technology. His writing has appeared in publications ranging from The Wall Street Journal and Slate to IEEE Computer and Successful Farming, and he appears regularly on Bloomberg TV, PBS, Fox News, and the Discovery Channel. He has directed two feature films, and is an illustrator and commissioned painter.
_________________________ Wise Quotes On Financial Planning
"...one of the most underutilized tools is financial planning is your imagination because you've got to imagine what you want your future to look like. And then once you can imagine it, then you can start to achieve it."
On Futurecasting and Retirement
"With retirement, it's one of those things that we're all thinking about, right? And if you're not, you really should be. So, we'll generally give ourselves permission to do it. And the thing about future casting is: Don't just think about tomorrow. Don't think about today. But think a little bit further out. And this is why I think it's really well-designed to think about your retirement. Whether that retirement will be 30 years from now, 20 or 10 years from now, depending upon where you're doing your planning, thinking like a futurist and using future casting allows you to really get out there and think about the reality of it - and then get into the details of it. And then as a part of futurecasting, a key component is backcasting: Where do I want to be in the future? Who is that future? Who's living in that retirement? What does that look like? And then what are the steps you need to take to get there, right? Who are the people that are going to help you? What are the tools and who are the experts? And so it really systematically breaks it down for people. So it allows their future and their retirement to feel more accomplishable. That's what a lot of the people I've talked to and the people I've helped[valued]. What they've told me is, 'Wow, okay. It felt like it was something really far out there, but now I really see what I need to do on Monday and I can also track my progress. So I think, in that way, it can, can really help most people to really think like a futurist to prepare for their retirement."
On Your Detailed Story
"One of the things that I've learned over the last 25 years is that the way you change your future is you change the story that you're telling yourself about the future that you will live in. And I want you to pause and think about that for a second - because if you c...
Retirement Wisdom helps you balance your retirement planning by attending to how you invest your most valuable asset - your time. No other podcasts cover the non-financial side of retirement planning as in-depth as our retirement podcast.
Here's a recap of what we learned in the 3rd month of our 4th season of The Retirement Wisdom Podcast talking with:
Chad Willardson on why it's wise to plan holistically for retirement Dr. Krystal Culler on why your planning should include cultivating brain health Chris Mamula on an update of his lessons learned after retiring early at 41 Wendy Marx on reinventing yourself and how to build a new personal brand
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You can listen to the full conversations here:
Plan Holistically for Retirement – Chad Willardson
Practices for Brain Health – Dr. Krystal Culler
Lessons Learned in Early Retirement – Chris Mamula
How’s Your Personal Brand? – Wendy Marx
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About Retirement Wisdom
We help people who are retiring from their primary career – and aren’t done yet – discover what’s next.
A long retirement is a terrible thing to waste - and a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how our Designing Your New Life coaching programs can help you make yours great.
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Explore retirementwisdom.com
Are you well-prepared for the transition to retirement and the life you want to lead? It's one of life's major transitions and it takes much more than money. Our guest, Mike Drak, shares his insights from his personal experience with his retirement transition and his recently released book Retirement Heaven or Hell.
We discuss:
The lessons from his retirement transition What's changed about retirement since he retired in 2014 The different stages of retirement How someone can get to Retirement Heaven and stay out of Retirement Hell How people find purpose in retirement What the pandemic taught him about retirement How people can foster new social connections and find their new tribe in retirement His advice on planning for a great retirement
Mike joins us from Toronto.
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After a thirty-eight-year career within the financial services industry, Mike Drak experienced what he has now termed "retirement shock". As a result, Mike spent the next 6 years doing research about retirement which resulted in his best-selling book "Victory Lap Retirement" based on his realization that full stop retirement doesn't work for most people.
He most recently released "Retirement Heaven or Hell: Which Will You Choose?" which shares some of Mike's personal experiences in retirement and highlights how people can design and transition to their own unique retirement lifestyle. This book also outlines the valuable retirement lessons learned from the pandemic and introduces nine retirement principles that can support creating a long, healthy, and fulfilling life.
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Wise Quotes On Purpose & Attitude
"The biggest one for me was finding purpose, finding a sufficient purpose in retirement, so I wouldn't get bored and I wouldn't get frustrated, and I had a good reason to get out of bed in the morning. That took a lot of time. That was probably one of the most important ones, but there are other ones too that are equally important. If you think about the importance of relationships, that's the key factor in focusing on your health, because without having good health, it doesn't matter how much money you have, you're not going to enjoy yourself in retirement. And having a good attitude is so important. It all comes down to how you look at retirement and what you think about it. If you think retirement is going to be great, odds are, it will be. But if you look at it as a terrible period, when you're going to get old and it's going to suck, well, guess what? So those are important things that I had difficulty with myself."
On Planning for a Long Retirement
"People...think when you retire, you're going to be the same person for 30 years. You're not. You're going to keep continuing to change and you're going to keep becoming a different person over time. And it's important to understand that and to know what kind of person you want to become because that's where you're going. And it's still becoming someone different than you are before you retire. So you want to be able to sit down and say, okay, this is the kind of person I want to become. This is the lifestyle I want that person to enjoy and start putting those things in place because you're setting yourself up for a 30-year payoff. And you got to do it right. And it's, that's why I say it takes a lot of planning, proper planning."
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For More on Mike Drak Retirement Heaven or Hell Victory Lap Retirement _________________________
Podcast Episodes You May Be Interested In
The Skill Set for Life’s Transitions – Bruce Feiler
From Finance to Becoming an Author – James Hockenberry
Believe In Yourself & Try Something New – Carol Cooke
Some Kind of Heaven – Lance Oppenheim
Who Will Take Care of You When You Are Older? – Joy Loverde
Successful Aging – Daniel Levitin
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About Retirement Wisdom What’s next?
We all have that inner voice in our heads. In his book Chatter, psychologist Ethan Kross shares insights from his research lab at the University of Michigan on how our self-talk impacts our lives, our attitudes, our health, and our relationships. Chatter includes a range of valuable tools we can use to control our inner critic and tap into our "inner coach."
We discuss:
His work at the Emotion & Self Control Lab at the University of Michigan. What he learned about introspection from his father. Stats on our inner voice and how often we talk with ourselves. How chatter and negative self-talk impact people. How our inner critic and inner coach work. What happens when we bring our other relationships in the conversation, with things like venting. How people planning for retirement can best deal with uncertainty and fear. Tools he finds useful in managing our inner critic and accessing our inner coach.
Ethan Kross joins us from Michigan. _________________________ Bio Ethan Kross is one of the world’s leading experts on controlling the conscious mind. An award-winning professor and bestselling author in the University of Michigan’s top-ranked Psychology Department and its Ross School of Business, he studies how the conversations people have with themselves impact their health, performance, decisions, and relationships.
Ethan was born and raised in Brooklyn, New York. He attended the University of Pennsylvania, where he was elected to Phi Beta Kappa and graduated magna cum laude. After earning his Ph.D. in Psychology from Columbia University, Ethan completed a post-doctoral fellowship in social-affective neuroscience to learn about the neural systems that support self-control. He moved to the University of Michigan in 2008, where he founded the Emotion & Self Control Laboratory.
Ethan’s research has been published in Science, The New England Journal of Medicine, and The Proceedings of the National Academy of Sciences, among other peer-reviewed journals. He has participated in policy discussions at the White House and has been interviewed on CBS Evening News, Good Morning America, Anderson Cooper Full Circle, and NPR’s Morning Edition. His pioneering research has been featured in The New York Times, The Wall Street Journal, The New Yorker, Harvard Business Review, USA Today, The Economist, The Atlantic, Forbes, and Time.
Ethan is the author of the National Bestseller CHATTER: The Voice in Our Head, Why it Matters and How to Harness It, which was chosen as one of the best new books of the year by the Washington Post, CNN and USA Today and the Winning Winter 2021 selection for Malcolm Gladwell, Adam Grant, Susan Cain and Dan Pink’s Next Big Idea Book Club. CHATTER is scheduled to be translated into over 35 languages.
Ethan lives in Ann Arbor with his wife and two daughters.
__________________________ Wise Quotes On Our Inner Voice
"...we do spend a significant amount of time in this world of words in our head. And sometimes those conversations we have with ourselves can be the source of a lot of joy. Like when you're savoring, you're going over, what happened like a positive experience that might've happened to you, or you're imagining an accolade you might receive in the future. But we also spend a lot of time talking to ourselves in ways that can be really disparaging and make us feel upset. And that really captures this conundrum of self-talk. We have this inner voice that on the one hand can be this, this great source of wisdom and self-confidence and a wonderful coach. But on the other hand, we also have this inner voice that could turn into a really harsh critic..."
On Chatter versus Negative Self-Talk
"I think of negative self-talk and, in particular, I want to make a distinction between negative self-talk and chatter. And I want to make a distinction between them for the following reasons. Sometimes we say negative things to ourselves which can cause us to feel ba...
Do you have an encore career in you? An interest you've always wanted to pursue, if only you had the time? Maybe you've dreamed of becoming an author in your second career. Our guest, Jim Hockenberry, retired from a successful corporate career at 55 and did just that, writing not one book, but three. He's the author of an award-winning historical fiction trilogy.
Jim joins us from Princeton, New Jersey.
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Bio
James Hockenberry, of Princeton, NJ, grew up in Bronxville, just outside of NYC. Bronxville is featured in a chapter of his first thriller, Over Here. James has authored an award-winning "World War One Intrigue Series". The historical fiction series interweaves three of his long-time passions: history, literature, and his German-American roots. He has lectured locally on World War One, including at the State Library in Trenton and the Princeton Present Day Club. A career financial executive, with degrees from Lafayette College and Columbia University, he began as a CPA with Ernst & Young. After moving to W. R. Grace, they transferred him to their European Headquarters in Lausanne, Switzerland where he lived for 15 years. He returned to the US, put his financial career behind him, and began to research history and write thrillers. For the last fifteen years, he has run the Princeton Chapter of the Financial Network Group (FENG) with over 2,200 members.
________________________ Wise Quotes On Becoming an Author as a Second Act
"Well, let me just say first, it's not really a question of how I did it, but why it took so long. I had a successful and rewarding business career coming out of graduate school and that took me to age 55. At that point, I was financially secure and I wanted to adjust my life and balance priorities. I had always wanted to write a book. So I made the change from a financial executive to a writer and I never looked back. So I never really walked away from my financial career. What I would rather say is it reached a natural conclusion and I moved in a different direction. One of your guests in the past (Dr. Barbara O'Neill) has talked about the term, FIND - F-I-N-D - Financial Independence, New Directions - and that's what I've done. But I like to use the term re-tire (re- dash- tire). What I mean by that is you put four new tires on your car, and drive off to your future life."
On Networking
"And I would say if there's a motto for networking, it's 'What goes around, comes around.' Somebody helps somebody, and they help somebody else, and that person might help me back. And for me, it's a way of giving back on what I call skills of life that I have learned. Which is interesting because I brought some of those skills back into my author gig. Some of them might be personal branding. It's very important for an executive to be able to do that. And if I learned one thing it was this: the only thing you can control is how you feel about things. If you go into a pitch to an agent, or if you go into an interview, and you've got a bad attitude, you're not going to go anywhere. Writing is a people business. Finance is a people business. You've got to have a good attitude - and that's really important how you shape it."
On Trying New Things
"I've got friends coming out of corporate America who are bored. They never had another interest. They can't find anything to do. It's really funny to me, very sad. I've always had new ideas to pursue. Another thing is you got to embrace new things, learn new skills. I don't care what that is - if it's woodworking, if it's painting, or if it's gardening, which my mother loves to do in her later age. For me, it was writing books. And so what you've got to do is you got to experiment. You've got to test things...The other thing that I think is very important, I've learned this again through FENG, is you've got to reach out to other people. They can help you. So for example, if you're not sure where you want to go,
Could an Encore Career be in your future? How do you transition to a second career with purpose? Our guest, Ruth Wooden, is in her encore career - and it led her to create a program to help others build their own encore careers.
Ruth joins us from Hawaii.
_________________________ Bio Ruth Wooden retired in 2011 from her career in communications in both the commercial and nonprofit sectors. In retirement, she went back to grad school and received an MA in religious studies from Union Theological Seminary in New York City. That experience led her to design a non-degree class for adults 55 plus - the Encore Transition Program - which combines discernment about aging and spirituality and experiential social justice opportunities in the nonprofit, religious or public sectors.
Ruth Wooden’s career encompassed 30 years of experience in marketing and advertising, including serving for 12 years as President and Chief Executive Officer of The Advertising Council, the leading producer of public service communications programs in the United States. She also served as President of Public Agenda, which was founded in 1975 by former Secretary of State Cyrus Vance and social scientist Daniel Yankelovich to help citizens better understand critical policy issues and to help the nation’s leaders better understand the public’s point of view.
Before serving as Public Agenda’s President, she was Senior Counselor at the international communications firm, Porter Novelli and she also served as the volunteer coordinator of the “Madison Avenue” advertising team for the Presidential Campaign of Senator Bill Bradley.
Ruth Wooden also served as the Board Chair of Encore.org, the leading voice in research and advocacy for building a movement to tap the skills and experiences of those in midlife and beyond.
_________________________ Wise Quotes On Purpose
"This was the one and that really clued us into service or community activism as a definer of the Encore stage, the Encore ethic, the Encore movement. It isn't just about what you do in your Encore stage. Say at 60 or after retirement, it's about purpose. That's endemic to the definition in our view. There are lots of things we all do. I like to read and walk on the beach and play with my nieces and nephews and whatever, but purpose is inextricably linked to the idea of the Encore movement."
On Seminal Moments
"If you arrive at 65, let's just use 65, and you're in reasonably good health and you feel reconciled to having a good ending to your work life. Then I think people do turn to, you know what's right in line with Erik Erikson's developmental stage model. It's what he calls the longevity stage. But then he talks about the generativity stage. What do you generate at this time? And in history, most of that generativity work has been a legacy with your family, whether it's a financial legacy or storytelling, but now there are a few more years of that legacy moment. And so people do turn to thinking about what's next. For a lot of people, it's a continuation of what they were doing, but they go deeper. I teach this class at Union called the Encore Transition Program. We can talk about our Encore transition phase because it is a seminal transition moment. It's like getting married or [other] big moments like becoming an empty nester. These are seminal life moments where things change. So what I've noticed is that for a lot of people, their world, in some ways, gets narrower, but deeper. A number of people find themselves deeply engaged with their families or deeply engaged with a small group of friends. They don't have as many acquaintances anymore and they also get more engaged in their community and with more one-on-one kinds of things. They're not so likely to be writing the operational plan for a protest, but they might join it. It tends to be a little bit more individual. So I like to think of it for a lot of people, it's a conscious choice to be somewhat narrower,
What happens when unforeseen events thwart your plans? Will you have the positive attitude, resilience, and perseverance you'll need to overcome adversity? Our guest today is Carol Cooke, AM, a Canadian-born Australian cyclist, swimmer, and rower and the author of Finding Your Inner Gold. Her compelling and inspiring story is one of perseverance and overcoming adversity by adapting with a positive attitude - and openness to pivoting to something new.
Carol joins us from Australia. _________________________ Bio After 41 years of training, 2 countries, 3 sports, and one devastating diagnosis, Carol Cooke’s dream of winning a gold medal came true at 51. This is her story. Carol was born and bred in Toronto, Canada where she fulfilled a life-long dream of following in the footsteps of her family and served as a member of the Toronto Police Force in Canada for fourteen years. She had it all – an exciting and fulfilling career that also saw her working in the undercover drug squad. But life was about to change dramatically, for better and worse.
Carol fell in love with an Australian, married and moved halfway around the world, and settled in Melbourne. After competing in Hobart at the Masters Swimming Nationals in 1998, she awoke one morning with disturbing balance problems and double vision.
After an array of tests, she was bluntly told, “you have MS – go home and get your affairs in order before you become incapacitated”. She was understandably devastated and the rest of the day was a blur. Having only been married for three years and with no immediate family around, her thoughts revolved around how she was going to cope with this unpredictable disease. Fortunately, Carol found the determination and spirit to defy what the doctor had told her.
Carol was a national level swimmer in Canada while she was growing up and with an unstoppable nature and a passion for sport, Carol took up competitive rowing in December of 2006, made the Australian Rowing Team in 2008 and 2009 where she competed at the World Rowing Championships, coming away with a 6th place. She has held a scholarship at the Victorian Institute of Sport since 2007 and in 2011 took up the sport of para-cycling in the trike class.
Carol was named on the Australian para-cycling team to compete in Denmark at the Para-cycling World Road Championships in 2011. She won two silver medals and in 2012 was named in the Australian Team for the London Paralympics. At the Paralympics, Carol beat the men to win a gold medal in the mixed T1-T2 road time trial. At the end of 2012, Carol was ranked number one in the world in the Female T2 category and in 2013 became dual World Champion, winning both the Time Trial and the Road Race. In 2014 she backed up her World Champion status and again was ranked number one in the world. In 2015 Carol retained her World Championship Title in the Road Time Trial and won silver in the Road Race. Also this year she was made a Member of the Order of Australia for her contribution to sport and philanthropy.
In 2016 Carol was named on the Australian Paralympic team for Rio and came away with 2 gold medals in the Road Time Trial and Road Race. In 2017 Carol once again became a dual World Champion, retaining her #1 ranking, and to cap off an amazing year was awarded the top award at the Victorian Institute of Sport – The Award of Excellence. She continued to race with another 2 World Championships in 2019.
Although living with the never-ending symptoms of MS, Carol has the strength and courage to get up each day with a positive and motivated attitude. She has learned to live for today and not worry about what may or may not happen in the future.
Carol supports others living with MS to fulfill their dreams through her initiative, the 24 Hour Mega Swim. Since its inception in 2001, the event has raised over $11 million and has provided more than 1000 Go for Gold Scholarships in the areas of employment, education, travel,
Is planning for successful aging part of your retirement planning?
We've had the pleasure of talking with a number of experts who can help you be prepared to live well across your lifespan.
This mini-episode highlights key points you'll want to think about and include in your planning.
You can listen to the full conversations here:
Alan Castel
Helen Dennis
Anna Dixon
Daniel Levitin
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Retirement is a major life change, and it can be hard to know what to do next.
You've worked hard your entire career. Now that you'll have time and freedom in retirement, why not start doing the things you've always wanted?
Our coaching program will help you design a new vision of your unique future - one that includes the things you want in life but never had time for before.
We'll work with you to define success on your own terms - so that when it's time to retire, you're well prepared to live the life you've saved and invested for.
We help you design the life and/or the second career you want.
Schedule a call today to discuss how we can help you.
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Lifelong learning is an essential element of a satisfying retirement. And lifelong learning is an increasingly vital part of a successful career, including a second career. Our special guest, Dr. Michelle Weise, explains how longer lifespans are changing the nature of careers and education, and why lifelong learning is important for individuals and employers.
_________________________ Bio Dr. Michelle R. Weise is the author of Long-Life Learning: Preparing for Jobs that Don’t Even Exist Yet. Thinkers50 named her one of 30 management and leadership thinkers in the world to watch in 2021. She is a senior advisor at Imaginable Futures, a venture of The Omidyar Group. Dr. Weise's work over the last decade has concentrated on preparing working-age adults for the jobs of today and tomorrow. She was the chief innovation officer of Strada Education Network as well as Southern New Hampshire University. With Clayton Christensen, she coauthored Hire Education: Mastery, Modularization, and the Workforce Revolution (2014) while leading the higher education practice at Christensen’s Institute for Disruptive Innovation.
Dr. Weise also advises BrightHive, a data collaboration platform, the Institute for Higher Education Policy (IHEP), the SkillUp Coalition, Strategic Education Inc.’s HIRE board, MIT SOLVE, Village Capital, Western Governors University Teachers College, Clayton Christensen Institute Social Capital R&D Project, and World Education’s Personal and Workplace Success Skills Library. She has also served as a commissioner for Massachusetts Governor Baker’s Commission on Digital Innovation and Lifelong Learning, Harvard University’s Task Force on Skills and Employability, and the American Academy of Arts and Sciences’ Commission on the Future of Undergraduate Education.
Her commentaries on redesigning higher education and developing more innovative workforce and talent pipeline strategies have been featured in The Economist, The Wall Street Journal, The New York Times, and Harvard Business Review and on PBS Newshour.
Michelle is a former Fulbright Scholar and graduate of Harvard and Stanford.
__________________________ Wise Quotes On Longevity
"...basically since the 1840s, every year we've added on an average of three months to our lifespans. And there's no sign that that's actually stopping or lessening over time. I think we do have an interesting phenomenon here with the pandemic that is kind of shaping our mortality rates, obviously in this century, in this year, in this decade. But for the most part, we know that our lifespans have been extending. And then there are different kinds of futurists and experts on aging and longevity who are proposing that the first people to live to be a hundred and years old have already been born. So if we just take this concept of a hundred-year life or 150 year work-life, even if we don't maybe fully buy into it, or want to buy into it because we don't want to live 150 years, that's still a very helpful mental model for us to think about how do we actually thrive in this future, where we are already seeing that a lot of working-age adults are staying in the workforce for far longer than they had ever anticipated well into their sixties and seventies.
On Preparing for an Extended Worklife
"We see that early baby boomers are experiencing 12 job changes on average by the time they retire. So even if we just extend a little bit in terms of thinking about an extended work-life, whether it's 60, 80, or a hundred years, it's not actually that difficult for us to extrapolate and think, 'Oh, we could possibly face maybe 20 or 30 job changes by the time we retire' - and how in the world are we going to do that when navigating one [job change] is so difficult. And so the way that I think about a way to visualize this idea of long-life learning is really the future of work and the future of education are going to become inextricably tied.
Healthy choices create a healthy lifestyle, but how can you consistently make the best choices? Having solid information is a good start, but it's not enough. By making some simple, targeted adjustments, it is easier than you think to create healthy habits that will last. Our guest, Alan Carpenter, shares his personal experience, insights, and advice on how he learned to make the right healthy lifestyle choices - and how you can too.
Alan joins us from Colorado.
__________________________ Bio Like many of you, Alan Carpenter was living a good life. But that almost ended on June 16, 2013 when he suffered a life-threatening accident. In spite of the pain and ensuing incapacitation, the accident turned out to be a blessing in disguise. While recuperating from his injuries, Alan realized that he had taken his life for granted—especially his health and well-being. To learn how to rejuvenate his health and well-being, he spent more than six years combing the scientific and medical literature. He synthesized what he found into nine simple, evidence-based, practical healthy lifestyle choices. His newly published book, Choose Better, Live Better, presents the scientific case that making healthy lifestyle choices can rejuvenate your life.
Alan urges you to embrace these healthy lifestyle choices and incorporate them into your daily life. When you do, you’ll enjoy greater life energy, you’ll have a wider network of support relationships, and you’ll live with purpose—among many other desirable outcomes. Plus, you’ll greatly reduce your risk of debilitating chronic diseases including Alzheimer’s disease, cancer, and type 2 diabetes. Alan uses his knowledge and life experiences to help people increase their Quality of Lifespan. In other words, helping others live better and longer. To that end, Alan offers keynotes, breakout sessions, and trainings to bring his critically important message to the world.
Alan is also a veteran long-distance hiker and cyclist. Since embarking on his first long-distance hike at age 62, he’s logged 17,300 miles of long-distance adventures. They include hiking the John Muir Trail (twice), the Colorado Trail (twice), the Pacific Crest Trail, the Appalachian Trail, and half of the Continental Divide Trail. He also bicycled the cross-country Pacific Coast, Southern Tier, and Northern Tier Routes. Alan attributes his continued ability to complete these physically and mentally demanding trips to the healthy choices he’s incorporated into his daily life.
__________________________ Wise Quotes On Key Healthy Choices
"What I call cultivate social connections, until maybe about 20 years ago, the medical community was pretty much clueless about this, but it's a huge deal. And the evidence is really solid on this. In fact, there are people that think this is the biggest deal of all, what I call social connection. And then under the category of the spirit, I would say the big one is to cultivate a positive mental attitude in that umbrella. I see three key items and they would be optimism, gratitude, and forgiveness. And just think about that for a minute. Wouldn't you rather be around people who are positive, upbeat can-do, and grateful for what they have in life? And are willing to forgive themselves and other people for boo-boos in their lives? Of course, life would be so much more wonderful if everybody lived that way."
On Finding Purpose
"I think for many people, it's some event in their life that really turns their life upside down for a while. For me, it was almost getting killed while I was hiking the Pacific Crest Trail and coming home. And just coming to terms with that, that was a big deal. And I talked to other people who have had these really just traumatic injuries and illnesses. And it's the same story over and over. When these folks get home from the hospital, they're down and out. And finally, they realize I'm going to find the good in my situation.
Does your retirement planning account for caregiving? Will you be a caregiver? Who will be your caregivers?
We talk with expert Joy Loverde about what you should include in your retirement planning.
Joy joins us from Chicago.
_________________________ Bio Joy Loverde has a reputation for being a path carver and visionary. Joy is the author of the Who Will Take Care Of Me When I’m Old? and the best-seller, The Complete Eldercare Planner. The American Medical Association says, “It’s the best book we’ve seen.”
With over 30 years experience as a media spokesperson, Joy's appearances include the TODAY Show, Good Morning America, CBS Early Show, ABC News, Fox News, National Public Radio, SiriusXM, and others.
During her career, she has been quoted in the Wall Street Journal, TIME, Money, New York Times, U.S. News & World Report, Reuters, Reader’s Digest, Family Circle, Psychology Today, Good Housekeeping, among others. USA TODAY ran a four-part series on Joy’s eldercare programs.
Joy specializes in keynotes for family members and professionals including employers, women's groups, centers for healthy aging, associations, law firms, financial institutions, alumni associations, senior housing, health care providers, and retreat centers and others.
A seasoned on-camera professional, product endorsements include GoodFeet, Estate Inventory Services, Age Without Borders, Energizer Battery Company, Boomer Living, American Senior's Housing Association, and a host of other products and services.
With a focus on the mature-market population, Joy serves as a marketing and media consultant to senior housing, HR professionals, attorneys, financial planners, clergy, and other members of the fast-growing eldercare industry.
Joy’s work has taken her to every corner of the world where she has personally interacted with thousands of family members and professionals in the field of aging. She also loves connecting with you on social media.
Wife, mom, grandmother, Cubs fan, Joy was caregiver to her parents, is married to family-law attorney, David V. Schultz, is grandmother of 10, and resides in Chicago.
__________________________ Wise Quotes On Thinking Like a Strategist
"Well, first of all, people don't know what thinking like a strategist is. So what I like to do is just break open that can of worms by saying critical thinking is really the practice of changing your perspective. If you just continue to think the way you always have, it might just keep you in that little box and nothing will really change in your life. So the idea about thinking critically just breaks that wide open. So here's how I do it. I talk to people who are very different than me, different cultures, different careers. And I ask them questions that scare me because they will have a whole different idea about things that might pertain to aging. That is quite scary. So I talk to people who are different. I also talk to people who are young and people who are old. And one of my favorite advisors is my eight-year-old granddaughter. And I ask her this question all the time. I say, what would you do if you were me? So that is what I mean by thinking strategically."
On Caregiving
"If you're going to be a caregiver, the number one rule is to get a financial planner for yourself because the expenses of being a caregiver can be quite emotional. So if we find out that mom or dad is running out of money, most caregivers, because they're so loving and wonderful, start to dip into their own pockets and they start shelling out money and really jeopardizing their own retirement. So the number one thing that people need to do, if they anticipate being a caregiver, is to get a financial planner. Find out how much money you have, find out what your parents have or the person you're caring for. And then go from there, do not go into this blindly when it comes to financial planning. As far as I'm concerned,
Some key life decisions can have consequences that reverberate for years. And as you plan for retirement, there are big decisions ahead. What lessons can we learn from emerging research on how to make big decisions? Our guest, Dr. Adrian Camilleri, has engaged 657 Americans (from 20 to 80) on the ten big life decisions they've made so far.
Dr. Camilleri joins us from Australia. _________________________ Bio Dr. Adrian Camilleri is a senior lecturer in marketing at the University of Technology Sydney. He holds a bachelor’s degree in psychology, a Master’s degree in organizational psychology, and a Ph.D. in psychology, all from the University of New South Wales. He completed postdoctoral training in management and marketing at Duke University’s Fuqua School of Business. Adrian is an expert in the fields of cognitive, organisational, and consumer psychology.
__________________________ Wise Quotes On Big Career-Related Decisions
"One of the categories of big decisions that I focused on was career-related decisions. And so these involve questions like starting a new job, quitting a job, starting a business, closing down a business, joining the military, leaving the military, and then retirement. And so when important results from the interviews that I conducted was to look at how these different categories of big life decisions changed between those of different age groups... So leaving a position is also often a very big life decision...And obviously, these career-related decisions culminate in what's usually the final career-related decision. Quite a number of people. who are about the age of 60, in my survey, had actually decided to retire. So retirement is certainly one of life's biggest decisions for those who have managed to the point where they're considering concluding their working career. More than half of those above the age of 60 years old had mentioned explicitly retirement as one of their biggest life decisions...So, when we look at lifestyle satisfaction, those who had already retired, who made that big decision, rated high on life satisfaction compared to those who are not [retired]. Now again, I put the sort of caveat on correlation data. So it could be that those who are already happy with their life are much more likely to retire. But there's something to be looked at there because I have seen all the research suggesting that those who retire, many of them end up kind of feeling aimless and bored, even unhappy."
On Self Development Decisions
"And what we see is that self-development type decisions don't frequently make it onto the list of biggest life decisions, but they do tend to increase over time. So those who are in their sixties and seventies tend to be making more self-development decisions than those who are younger. And as I have mentioned, these self-development decisions tend to be ones that are evaluated more positively. Another follow-up question that I asked participants was how much time did you spend thinking about the decision before you made it? And there's a nice contrast here between self-destructive and self-development decisions. So those who are making these self-destructive decisions such as committing a crime, taking drugs or something like that, were often thought about for seconds, perhaps minutes. In contrast, self-development decisions were often thought about for months, if not years. And we can think about these self-development decisions in terms of the more positive ones, like pursuing your religion or philosophy or engaging a new hobby or learning a new skill. But certainly reading through the stories that I was presented within these survey results, there were a number of people who were of age 60 and older, who had big life decisions related to seeking treatment. So whether they were deciding to get an operation or to do with cataracts, or arthritis or whether to get a knee replacement or not "
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For More on Dr.
What was your career plan when you were graduating from college? You probably didn't leave college equipped with the skills to make a career change midlife. So if you're considering a second career, a career change at 50 or a career change at 60, our guest today has valuable information you'll want to hear. If you have family members, colleagues, or neighbors who ask you for career advice, you'll find this conversation very helpful. _________________________ Bio Mark Herschberg is the author of The Career Toolkit, Essential Skills for Success That No One Taught You. From tracking criminals and terrorists on the dark web to creating marketplaces and new authentication systems, Mark has spent his career launching and developing new ventures at startups and Fortune 500s and in academia. He helped to start the Undergraduate Practice Opportunities Program, dubbed MIT's "career success accelerator," where he teaches annually. At MIT, he received a B.S. in physics, a B.S. in electrical engineering & computer science, and a M.Eng. in electrical engineering & computer science, focusing on cryptography. At Harvard Business School, Mark helped create a platform used to teach finance at prominent business schools. He also works with many non-profits, including Techie Youth and Plant A Million Corals. He was one of the top-ranked ballroom dancers in the country and now lives in New York City, where he is known for his social gatherings, including his annual Halloween party, as well as his diverse cufflink collection.
_________________________ Wise Quotes On Career Changes Midlife
"This is my third recession and I'm only mid-career. So I, I very much see and understand what they're going through. In fact, during the great recession, I helped teach at a program sponsored by New York's Economic Development Council, in which we were taking people who lost not simply their job, but their career. Their entire career was getting displaced and not coming back post-recession. And New York said to us: We can't have them sitting on the sidelines. These are capable people. How do we get them back to work? We looked at where the jobs were being created and the nature of those jobs, typically the people being displaced were coming from large corporations. So certainly coming out of 2008, 2009, lots of financial services, lots of big companies where you had multiple layers of bureaucracy. The jobs being created were in tiny companies in startups, in companies, less than 50 people, sometimes less than 20 people. The biggest change was trying to get people to see those jobs and feel comfortable in those jobs. It wasn't so much a domain skill challenge. It's not that. If you've been at big corporations, your whole life, look at these small companies and then recognize that cultural difference.
So if you're in a big company of 30,000 people, you're used to having the pre-meeting to plan the meeting, to coordinate the meeting for the meeting to discuss something. So at six months later, decisions made when you're at these tiny 20 person startups, and you say, Hey, I have an idea. So you turn around in your chair and you're talking to the boss, who's sitting three feet from you in another chair because there are no offices here. And the boss says, okay, that sounds great. Well, that was the meeting. Those were the six months condensed to a six-minute conversation and understanding these cultural differences, how the businesses operate, that you can move fast and break things, which is very different from these big traditional corporations. That was the biggest challenge. And so to people who are saying, I need to find something different. It's not just the same job with a different company. Look at different types of companies and understand it's not just going to be the mechanics of the role, but understand the cultural differences. And if you can set yourself up to succeed in that, both recognizing how you'll operate,
We help you balance your retirement planning. No other podcasts cover the non-financial side of retirement planning as in-depth.
Here's a recap of what we learned in the second month of our 4th season of The Retirement Wisdom Podcast talking with:
Barbara O'Neill, A Distinguished Professor Emeritus at Rutgers University and author of Flipping the Switch: Your Guide to Happiness and Financial Security in Later Life. J. Kelly Hoey author of Build Your Dream Network. Lance Oppenheim, a filmmaker from South Florida, on his first feature film: Some Kind of Heaven
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You can listen to the full conversations here:
When Will You Flip the Switch? – Dr. Barbara O’Neill
How’s Your Network? – Kelly Hoey
Some Kind of Heaven – Lance Oppenheim
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We help people who are retiring from their primary career – and aren’t done yet – discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how our Designing Your Life® coaching programs can help you make yours great.
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What are your images of retirement? How do you picture yourself enjoying your hard-earned freedom? It'll take savvy holistic planning to achieve your vision. It starts with holistic financial planning, but it includes planning for the non-financial aspects as well. Trusted advisors can be valuable assets in your holistic planning for retirement.
Our guest is Chad Willardson, President, and Founder of Pacific Capital. I talk with Chad about his observations on retirement planning and:
Why he founded Pacific Capital Why he does what he does What key differences he sees between people who are successful in retirement and those who struggle Common mistakes to avoid in planning for retirement What surprises his clients most about life in retirement The challenges entrepreneurs face in planning for retirement What people should look for in a financial advisor Key takeaways from his book Stress Free Money - and a preview of his upcoming second book
Chad joins us from Southern California.
__________________________ Bio Chad Willardson is the President and Founder of Pacific Capital and is a Certified Financial Fiduciary®, Accredited Wealth Management Advisor and Chartered Retirement Planning Counselor. Before founding Pacific Capital, he spent 9 years at Merrill Lynch, where he ranked in the top 2% of over 16,000 Financial Advisors nationally. Chad is the author of the Best Selling Book: Stress Free Money: Overcome These Seven Obstacles to Find Financial Freedom. Chad is passionate about financial education and believes that with the right tools and resources, people can be empowered to make smart money decisions. He loves to help people organize their financial life, clarify their goals, and make decisions that lead them to a successful and fulfilling life. A native of Orange County, CA, Chad and his wife of 17 years live in Corona, CA with their five children.
_________________________ Wise Quotes On Purpose & Meaning in Retirement
"People who are successful in retirement have a lot of meaning and purpose. They don't just stop cold turkey. Most of them have other ideas or pursuits, whether it's hobbies, businesses, charitable giving, charitable time, and spending time with their grandchildren in a productive way. I feel like the people who actually retire to something rather than retire from something are much more successful. It's one thing to say, I'm going to stop work at age 60. It's another thing to say between age 60 and 70 here are my 10 big goals or the big things on my bucket list that I really want to focus on. And I've seen people really, really thrive after they stopped their primary career and even explore new opportunities that they never thought they could do, like starting a business with a grandson or learning how to do something new, like getting into cycling or getting into art or traveling with your family. There are so many things that I've seen people do in retirement. That shows me that you really need to have a game plan. It's it could be a 10,000 days journey. And to, to just simply think, well, I don't have to do anything anymore, you're kind of setting yourself up for failure."
On Priorities in Retirement
"I think people, once they get to retirement, they realize that there were a lot of things they weren't doing often enough, like self-care and taking care of their health. I've seen many people just work themselves so hard, work so many hours, with so much extra stress, that they're finally able to really take better care of themselves. And relax and do things that are more fulfilling than doing something just for a paycheck. It's definitely on the unfortunate side, but I think the healthcare costs are typically a negative surprise. It costs more than they expect on the positive side. And I feel like people are busier than they would ever have dreamed of. My parents, when I talk to them, they have a full schedule.
Creating a second act in mid-life and beyond takes reinvention. But our guest today tells us it's only part of the story. Wendy Marx, author of Thriving at 50+: The 7 Principles to Reinvent & Rebrand Yourself, notes that it's wise to also update and upgrade your personal brand.
We discuss with Wendy:
The biggest challenges that people 50 + face today The story behind how her book came about What it takes to reinvent yourself in a mid-career or second career context The ways people cultivate the mindset necessary for reinvention How people find a new purpose What a personal brand is – and why it's so important today for those of us who are 50+ Her stories of people's reinvention and rebranding Wendy's personal story of how she reinvented and rebranded yourself Her advice on how to reinvent yourself
Wendy Marx joins us from Connecticut.
_________________________ Bio Wendy Marx is an award-winning public relations and marketing communications executive who helps B2B companies and executives become well-known brands. Her ability to take SMBs from "Anonymity to the New York Times"™ has driven the growth of Marx Communications.
Her book, “Thriving at 50 Plus” draws on over 30 years of experience, and her own career reinvention (times 5!). She's helped hundreds of people go from anonymity to influential thought leaders
For the last 20+ years, she has served as president of Marx Communications, which has helped numerous companies become industry icons. Her firms’ PR efforts have directly led to companies inking major partnership deals with Dow Jones, The NASDAQ and other major organizations, and spurred their being acquired.
Among her achievements, Wendy planned and executed the original public relations strategy that helped fuel the spectacular growth of Peppers and Rogers Group, the world's preeminent customer relationship firm.
Her technology and business articles have appeared in the New York Times, Information Week, and Computerworld and she has written advertorials for Fortune and Forbes on technology subjects. She blogs on public relations and marketing leadership issues for Fast Company. She is a cum laude graduate of Brandeis University, holds an MBA from the University of Michigan and a master’s degree from the Columbia University Graduate School of Journalism.
___________________________ Wise Quotes On Reinvention
"Realize that you don't reinvent yourself by snapping your fingers and going, I'm going to reinvent. It's actually a time-consuming process. It's not just a straight upward trajectory. And in the process of writing my book, I interviewed many, many people who had successfully reinvented and rebranded themselves. And based on that, I developed a framework that I call my seven principles. And that includes everything from having a Growth Mindset, to being uncomfortable, a willingness to learn, finding your purpose, storytelling, personal branding, and social media and mentoring. And by following those steps, you can truly have a successful reinvention and rebranding."
On Why You Shouldn't Go it Alone
"One is that if you're stuck like that, it's often helpful. When I actually did this myself to hire a coach, somebody who can, I like to say, give you a Swift kick on the behind so that you're able to start checking yourself a little bit and making some changes. If you don't want to hire a coach, another thing is to be part of a support group where you're with other people who are contending with some of the same challenges you are, and you can mutually help each other. Also doing some volunteer work. Often times you start doing something and that ends up changing you. What psychologists and researchers have found is that just sitting on the couch and musing about your life and ruminating and wondering What can I do? What did I do wrong? doesn't get you anywhere. You need to take action."
On Storytelling
"Storytelling is a powerful tool.
What can you learn about Early Retirement and the FIRE movement from someone who retired at 41 over three years ago? We catch up with Chris Mamula, of Can I Retire Yet.com. We first talked with Chris two years ago on his emerging lessons learned, how his early retirement lifestyle is evolving, and his recommendations for listeners who are considering an early retirement plan. He's written a book since we last spoke (Choose FI: Your Blueprint to Financial Independence) and he shares his thoughts on why preparing for the non-financial side of early retirement is important. ________________________
We discuss with Chris:
His story of deciding to retire at 41 What his life is like now 3+years later What he knows now that he wishes he knew then What he's learned about priorities, uncertainty, and change The pros and cons of semi-retirement as an option How the FIRE movement is evolving in the pandemic His book Choose FI - and the experience of writing it. Advice on an early retirement plan
Chris joins us from Utah.
______________________ Wise Quotes On Life in Early Retirement
"Day-to-day life, it really couldn't be any different. So we were living in this small town in Pennsylvania. Now we live in a ski town in Utah. Back then I was working a 40 plus hour week with a commute a half hour each way. Now, I still do some work. I write the blog and I've written a book since I left. So, I do some work, but it's really all on my schedule because we live in a ski town. So in the winter, we ski four or five, sometimes six days a week. And in the summer I'm out hiking, mountain biking, doing things kind of every day. And, my family and I, we kind of fit work in around life. Whereas before I felt like we were just kind of always trying to squeeze life in wherever we could around our work schedules. So, from that perspective, it's, it really couldn't be much different."
On What He Knows Now That He Wish He Knew Then
"I was certainly writing about the softer side of retirement, like purpose and meaning and structure, and all these things that we're talking about. But I kind of wish I would've spent even more time on that part because I think the financial part gets a lot of the emphasis in retirement planning. There's a lot of stuff you can't know as far as like future market returns and interest rates and inflation and all that stuff. But you know, you can kind of play in and have contingencies. But, I just found that there's just not a lot of information [about the softer side of retirement] I think it's very individual for everybody on how you're going to adapt and adjust and find purpose and meaning - and find that structure. Everybody's a little bit different and I wish I would have focused maybe even a little bit more on that - or at least maybe had a little more grace for myself, as far as like having a little bit less expectations for retirement and just kind of going with the flow a little bit more."
On Risks and Mitigation in an Early Retirement Plan
"I think a lot of times you can mitigate those risks. And another strategy that I kind of use is just taking little bite-sized steps...on something like retirement, which is so overwhelming. And so, doing something like semi-retiring and doing something like my wife dropping down to part-time work. We still made some massive changes. I let my license go. I'm not a physical therapist anymore. We moved across the country. Those are...kind of one-way decisions. But we also gave ourselves a lot of Slack and leeway, just by making more moderate and gradual changes in other areas. I mentioned how I love being in the mountains and I rock climb and I'd done high-altitude mountaineering and I'm a skier. And I think people look at that as this high-risk thing. But I think when you're doing those types of activities, it really teaches you risk management and risk mitigation. And there's a quote I love: "Getting to the top is opt...
How do you maintain cognitive health as you age? Our guest today is Dr. Krystal Culler and she shares a range of useful practices for brain health and staying sharp.
We discuss with Dr. Culler:
How she became interested in Gerontology and Health & Wellness How she defines brain health The misconceptions she sees people having about brain health The relative importance of lifestyle factors versus genetics in cognitive health What people should do to foster brain health The role habits play in cognitive health What we should know about neuroplasticity and lifelong learning A book that's had a big impact on her Where people should start in cultivating better brain health
Dr. Culler joins us from Ohio.
_________________________ Bio Dr. Krystal Culler is a Doctor of Behavioral Health with a background in the behavioral sciences (psychology of aging, gerontology, and sociology). She is a Senior Atlantic Fellow with the Global Brain Health Institute, where she was the first scholar from the United States to complete her residency training at Trinity College Dublin, Ireland on dementia prevention and the social determinants of brain health. She has an unwavering commitment to promote brain health equity to individuals of all ages and the communities she serves.
Dr. Culler is the Founder & Creative Director of the Virtual Brain Health Center. Krystal has spent nearly 5 years in Executive-level positions with health non-profit organizations and has 15 years of experience working with individuals with brain health concerns, their families, and advocacy organizations.
Under her leadership, the centers have received 4 international and national awards from leading organizations in the aging care sector for innovation in brain health programming and community impact including honors from the International Council on Active Aging, Mather Lifeways Institute on Aging, the American Society on Aging and the Southern Gerontological Society on Aging.
Additionally, she has been recognized through the receipt of 4 personal leadership awards for her contributions to the field including the Global Brain Health Leaders Award (2019) from the Alzheimer’s Association, Alzheimer’s Society, and Global Brain Health Institute, and Crain’s Cleveland Business 40 Under Forty (2017).
_______________________ Wise Quotes On Lifestyle versus Genetic Factors
"One of the most fascinating things about our field is how fast things are growing. So usually we were saying it is about 70% lifestyle and 10% genetics. And Dr. Sanjay Gupta's new book was just released early this year. And the research is actually slanting a little bit more where now 90% of our lifestyle is in our hands and it's 10% genetics. So I like to think that's really empowering for us to know that there are variables that we are able to control own [rather than] inherit, but for the most part, there are many things that we are able to manage and think about in a mindful way to move us forward on our personal brain health and wellness journey, all across our lives."
On How to Cultivate Brain Health
"We have different reports that have come out over the years that pinpoint about 15 different factors. And the Lancet report shows that when we look at these different lifestyle factors and we talk about dementia, risk reduction across the world, we can prevent about 40% of those cases. And what we tend to think about kind of categorizing these factors. If we were to think about them in terms of your brain, your body, and your environment with your brain, you want as much education as early in life as you can. You want to stay stimulated, protect your brain, minimize stress or ongoing chronic stress sleep well, minimize depression, or if you're having a low mood and it's ongoing, reach out for help. And monitor your hearing loss and protect your ears from loud noises and exposure. And if you're thinking about it,
About 5% of older adults live in retirement communities in the United States. What's life like behind the gates of retirement communities? Filmmaker Lance Oppenheim looks at life in The Villages, a retirement community in Florida with 130,000 residents, in his new documentary Some Kind of Heaven.
We discuss:
How he came up with the idea for the film How he selected the four main characters The arc of the stories that unfolded in the documentary His thoughts on what the film says about aging in America today The lessons younger generations can take away from the film The level of intergenerational relationships he observed One of his earlier short films - The Happiest Guy in the World What's next for him
Lance Oppenheim joins us from Los Angeles.
_________________________ Bio Lance Oppenheim is a filmmaker from South Florida.
Lance was a 2019 Sundance Ignite Fellow, named one of Filmmaker Magazine's "25 New Faces of Independent Film 2019," and is the youngest contributor to The New York Times Op-Docs. He was featured on Variety's "Power of Young Hollywood" list in 2020.
He graduated from Harvard University’s Visual and Environmental Studies program in 2019.
His first feature, SOME KIND OF HEAVEN, premiered at the 2020 Sundance Film Festival. The film was produced by Darren Aronofsky, The New York Times (the paper’s first feature film production), and the Los Angeles Media Fund. It will be distributed by Magnolia Pictures in 2021.
_________________________ Wise Quotes On Grower Older
"...when you're in a world like The Villages that does have this radiant optimism - and sometimes it does feel a little bit manufactured - this kind of artificial construction, the way people were spending their time. I very much connected and empathized with the stories of folks who found themselves at odds with the ethos of the community. And I found that to be relatable if you're in a place where everyone is having the best time of their lives and you're not having the best time of your life, but you're constantly being told that you need to be having the best time of your life.
And you have this ticking clock in the back of your head, that's telling you 'I only have maybe 20, 30, more years of life to live' that will do something to you. And that's a really distressing and stressful and confusing feeling. And that was something ultimately that I wanted to make a film about. It was not a movie that was more concerned with statistics or information. I wanted to make something that was far more expressive about this kind of existential condition that I was interested in and saw quite a bit of throughout my time there."
On What Attracts People to Retirement Communities
"I think we all have our own ways of living inside of bubbles, whether it be people my age [or older adults]. I live in a total bubble in many different ways. The people I spend my time with, the articles I read online, the things I do in my digital life is not dissimilar from the ways in which residents of The Villages choose to unplug - and live in a place where everyone has more or less imaginative beliefs, ideas and ways of living. I think I also relate to and I understand why it's so wildly popular. There really aren't a lot of places like The Villages that exist that do give you that many opportunities to just kind of find yourself again and be whoever you want to be."
On Intergenerational Relationships
"We haven't figured out how to more naturally allow for these kinds of relationships to blossom between those who are younger and those who are older. It's a shame that I think in some ways, the reason that we have places like The Villages, and the reason why they're so popular, is because we don't have any alternatives where elderly folks can go where they don't feel invisible. I think that was a common theme that I was hearing from so many people who felt like they were no longer interested in appearing i...
It's been a year since the pandemic began. How have your networking relationships evolved? Is it time to rethink how you approach networking? Our guest is J. Kelly Hoey, the author of Build Your Dream Network, and she encourages people to think of networking differently. It's not about networking events, it's about cultivating the right relationships. If you're looking to build a second career, Kelly Hoey's networking tips will change your mindset and your approach to networking.
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We discuss:
Her journey from a legal career in Toronto and New York to what she's doing today How economic downturns created opportunities How we should think differently about networking - beyond networking events The most important word to remember about networking Where specificity can give you an edge The Do's & Don'ts of networking approaches - from the receiver's point of view The advantages introverts bring to networking that they may not realize How she thinks of the social media platforms she uses What can be learned from networking in the pandemic How to leverage your network in creating a second career
_________________________ Bio Kelly Hoey is obsessed with changing the way we understand and approach networking. She’s the author of Build Your Dream Network: Forging Powerful Connections In A Hyper-Connected World (Tarcher Perigee/Penguin Random House), a modern, practical guide to the necessary (and frequently dreaded) task of networking.
Kelly has worked with top companies, brands and conferences. She’s appeared on CNBC’s Power Pitch, co-created and moderated the “Meet The Innovators” speaker series at Apple, and contributed to publications such as The New York Times, Forbes.com, Fast Company, and Inc. Kelly’s insights have been featured in Real Simple, Working Mother, Good Morning America, AARP, Vogue.com, Brit & Co, The Muse, Wall Street Journal, Financial Times, CBC Radio, Monster.com, AARP, The Ladders, Parade, Business Insider and many more, as an authority on networking.
A former attorney and active participant in New York’s startup community, Kelly has been lauded from Forbes (“1 of 5 Women Changing the World of VC/Entrepreneurship”) to Fast Company (“1 of the 25 Smartest Women On Twitter”) to Business Insider (“1 of the 100 Most Influential Tech Women On Twitter”) and Inc. (“1 of the 10 Most Well-Connected People in New York City's Startup Scene”). EBW 2020 included her on their list of the “100 Most Influential Global Leaders Empowering Women Worldwide”.
__________________________ Wise Quotes On Why It's Not About Networking Events
"I think what people need to think about networking is you need to ditch the schmooze. You need to ditch the notion. When you need something like a job lead or a career lead, you need to think about it more in the sense of How do I interact with people every day? And well before the events of 2020, things we were doing every day - we're texting and tweeting and maybe posting on Facebook, maybe we're sending a birthday note or an anniversary wish. All that is part of your networking arsenal if you're someone who has been or had been in the workforce a long time. When I think about your networking, how have you shown up every day for your colleagues and co-workers? Were you a good mentor? Were you someone who was a good project manager? All of those activities to me are part of our networking reputation - and network building - that we have done throughout our lives. So for the listeners who may be thinking about a change or some evolution in their career, this is where I'd say sit back and think about how you've been showing up for your network every single day."
On Generosity
"Well, I think there's this underlying notion with networking: Give before you get. And I think there is this notion that people hold on with sort of an outdated version of networking reciprocity you feel as transactional in the sense of,...
Is it time to discover What's Next after your primary career comes to an end?
Is there something you always wanted to do?
Is there a problem or challenge that your skills and experience could help solve?
Is there something calling you?
This mini-episode of our retirement podcast highlights three stories of people who are making a difference - in new ways.
Cynthia Barnett found her career in education coming to an end prematurely. She spotted an important problem. Girls were not entering educational pathways that would prepare them for careers in high-growth fields in science, technology, engineering, and math. Deciding that she was retired, but not done yet, she dove in and created an award-winning program to inspire young women to consider and prepare for STEM careers.
Melissa Davey was an executive in health care when a chance encounter led her to conversations that inspired her to retire - and follow her dream to become a filmmaker.
Steve Javie was at the top of his game as an NBA referee when a chronic injury curtailed his career. A period of intensive self-reflection, conversations, and discernment lead him to become an ordained Deacon.
Their experiences underscore how valuable an open-mind can be.
What could you discover?
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Listen to our full conversations - and their advice:
Retired, But Not Done Yet – Dr. Cynthia Barnett
What Do You Really Want to Do?- Melissa Davey
From the NBA Hardwood to the Altar – Steve Javie
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You May Also Be Interested In:
Design Your Life and Get Unstuck – Dave Evans
How to Build a Portfolio Career – Kate Schaefers
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Interested in designing a second-act career that's right for you?
Check out our one-on-one coaching program based on the principles of Design Thinking.
Schedule a free call to learn more about our new upcoming six-week Group Coaching program starting in March.
What are the keys to happiness in retirement? It goes beyond financial security. And if you want to retire happy, what should you focus on? Our guest today is Dr. Barbara O'Neill, author of Flipping the Switch: Your Guide to Happiness and Financial Security in Later Life. Although she is not a fan of the word retirement, she's researched what it takes to make one of life's transitions and retire happy.
I discuss with Dr. O'Neill:
The story of her next chapter (so far) after leaving Rutgers University How the pandemic will impact retirement, short-term and longer-term What areas people are the most – and least – prepared for in later life Why she doesn't like the R-word - and what she prefers to use instead Why letting go and looking forward are both important - and how they can be challenging in life's transitions What she thinks are some of the most challenging switches to flip What she's learned in navigating her own life transition Her alternative approach to FIRE (FIND) When people should begin to start planning for life after full-time work
She joins us from Florida.
__________________________ Bio Barbara O'Neill, Ph.D, CFP®, CRPC®, AFC, CHC, CFEd, CFCS, CPFFE, is the author of Flipping the Switch: Your Guide to Happiness and Financial Security in Later Life.
As the owner/CEO of Money Talk: Financial Planning Seminars and Publications, Dr. Barbara O’Neill, CFP®, AFC®, CRPC®, writes, speaks, and reviews content about personal finance. A Distinguished Professor Emeritus at Rutgers University, after 41 years of service as a Rutgers Cooperative Extension educator and personal finance specialist, Dr. O’Neill has written over 160 articles for academic publications and received more than 35 national awards and over $1.2 million in grants to support her financial education programs and research.
Employed by Rutgers since 1978, she provided national leadership for the Cooperative Extension programs Investing For Your Future and Small Steps to Health and Wealth™ for over a decade. Part of her work time is bought out to provide personal finance training for military family service professionals (for the eXtension Military Families Learning Network) and for New Jersey financial educators as part of a state Department of Education contract.
She is also the author of two trade books, Saving On a Shoestring and Investing On A Shoestring, and co-author of Money Talk: A Financial Guide for Women.
She is a certified financial planner (CFP®), chartered retirement planning counselor (CRPC®), accredited financial counselor (AFC), certified housing counselor (CHC), and certified financial educator (CFEd). She also holds the CFCS (certified in family and consumer sciences) and CPFEE (certified personal and family finance educator) credentials from the American Association of Family & Consumer Sciences (AAFCS).
Dr. O'Neill received her Ph.D. in family financial management from Virginia Tech, a master's degree in consumer economics from Cornell University, and a bachelor's degree in home economics education from the State University of New York (SUNY) at Oneonta. She has received over three dozen awards for personal or program excellence, including a 2016 AAFCS Distinguished Service Award, and over $1 million in grants and contract funding to support her financial education programs and research. In 2003, she served as president of the Association for Financial Counseling and Planning Education (AFCPE).
From 1996-2000, Dr. O'Neill directed the five-year MONEY 2000™ Cooperative Extension savings and debt reduction campaign in the 1990s that resulted in over $20 million of documented economic impact nationwide. In addition, she has delivered almost 300 national/regional conference presentations throughout her career and over 70 webinars for eXtension, AAFCS, and other professional organizations. In addition to being an AAFCS board member from 2016-2019,
This is a special mini-episode of The Retirement Wisdom Podcast. It's a quick recap of what we learned in the first month of our 4th season of the podcast.
To kick off Season 4, we focused on topics that are front and center for many people at the beginning of a new year:
Healthy living Working longer (in different ways) Lifelong learning
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You can listen to the full conversations here:
Take Charge of Your Well-Being – John La Puma, MD
How to Future Proof Your Career – Jeff Gothelf
Learning is a Lifetime Sport – Tom Vanderbilt
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You can browse and access all of our episodes from all 4 seasons of our retirement podcast here - and you can subscribe so they’re delivered to you as we produce them.
While you’re there, check out the Designing Your Life coaching program - create your next phase on your own terms.
What comes to mind when you hear the phrase lifelong learning? Formal classes, with homework, delivered over Zoom? That's part of it. But there's another dimension that our guest Tom Vanderbilt, the author of the new book Beginners: The Joy and Transformative Power of Lifelong Learning, highlights. He writes about learning a new skill, as opposed to acquiring knowledge. And he's not focused on professional skills. His book is about learning new skills - for fun. Intrigued by his daughter beginning to learn chess, he decided to learn along with her. And that began a journey of learning how to surf, sing, draw and juggle. His book shares his experiences and explores the science of learning, including why cultivating a Beginner's Mind is key for adults committed to lifelong learning.
We discuss:
The story of how his daughter learning chess led to this book The benefits of learning a new skill Why being a beginner is more challenging for adults Why a 'Beginner's Mind' is helpful What gets in our way What he learned about unlearning The advantages of learning a new skill in groups How couples can benefit from learning a new skill together Why juggling can be a good learning experience Why these times are perhaps the best of times for lifelong learning
________________________ Bio Tom Vanderbilt has written for many publications and is a contributing editor of Wired (U.K.), Outside, and Artforum. He is the author of Traffic: Why We Drive the Way We Do (and What It Says About Us) and Survival City: Adventures Among the Ruins of Atomic America. He has been a visiting scholar at NYU’s Rudin Center for Transportation Policy and Management, a research fellow at the Canadian Centre for Architecture, a fellow at the Design Trust for Public Space, and a winner of the Warhol Foundation Arts Writers Grant, among other honors.
Tom Vanderbilt writes on design, technology, science, and culture, among other subjects, for many publications, including Wired, Outside, The London Review of Books, The Financial Times, The Wall Street Journal, The Wilson Quarterly, Artforum, The Wilson Quarterly, Travel and Leisure, Rolling Stone, The New York Times Magazine, Cabinet, Metropolis, and Popular Science. He is contributing editor to Artforum and the design magazine Print and I.D., contributing writer of the popular blog Design Observer, and columnist for Slate magazine.
He has consulted for a variety of companies, from ad agencies to Fortune 500 corporations, and has given lectures at a variety of institutions around the world, from the Eero Saarinen Lecture at Yale University’s School of Architecture to the Australasian Road Safety Conference in Canberra. He has appeared on a wide variety of radio and television programs around the world, including NBC’s Today Show, ABC News’ Nightline, NPR’s Morning Edition, Fresh Air with Teri Gross, the BBC’s World Service and The One Show, MSNBC’s Morning Joe, Fox Business, and CNN’s Business Today, among many others. He is a Visiting Scholar at New York University’s Rudin Center for Transportation Policy and Management, and has received fellowships from the Andy Warhol Foundation for the Visiting Arts, the Design Trust for Public Space, and the Canadian Centre for Architecture. He is also a member of the U.S. Department of Interior’s Cold War Advisory Committee, a group studying the identification of sites and resources significant to the Cold War.
__________________________ Wise Quotes On Learning a New Skill
"...As my daughter was sitting there learning this new thing, I thought, why shouldn't I also try to learn this thing? ...And so this little experiment was born in which we were, these two people separated by four decades of age, trying to learn the same thing. We were beginners at the same skill, but coming to it from a totally different place. And that experience I went through just opened my eyes as to just how long it had been since I'd really t...
A career change is one of life's transitions - and it's a major one. Is career management a priority in the second half of your career? Our guest today, Jeff Gothelf, author of Forever Employable, argues that it's more important than ever to future proof your career. Taking a proactive approach can be beneficial if you want to strike out on your own someday, but also if you want to enhance your value to your current employer. As the world of work continues to evolve, he shows how you can stay ahead of the curve and future proof jobs.
We talk with Jeff about how mid-to-late professionals can take a proactive approach to career management:
What inspired him to write his latest book Forever Employable His story of why he left corporate life to become an entrepreneur Why the first step in his 5-step process is so important The benefits - and risks - of creating an independent path What it takes to be successful on an independent career path The strategies that help people differentiate themselves in their space How he become a Recognized Expert – and how it helps his business His advice on where to start to create a second career as a consultant or freelancer that's future proof
Jeff joins us from Barcelona.
__________________________ Wise Quotes On His Career Pivot
"And I was seeing some colleagues and friends of mine who were a few years older than me struggle to continue that upward mobility and that climb. And so I decided to get ahead of that. I decided that I wasn't going to find myself at 40 years old, at 45, at 50, or beyond in a position where I'd hit a ceiling and there was nowhere else to go. And so at the age of 35, I made an explicit decision to change my career trajectory. Instead of following this path where I'm chasing jobs and opportunities, I was going to create a situation where those jobs and opportunities were chasing me. But it's really 'what's the fear of not being able to stay employable and feed my family, pay the bills, pay the mortgage' that type of thing."
Why You Should Plant Your Flag
"So the ideas in Forever Employable are designed for folks who want to break out on their own and use their experience and their expertise to build a network and professional reputation and an audience around it. But it's also for those who want to stay employed in-house and increase their value to their current employer. And the way that you do that, in either case, is Step One of the process - which is Planting Your Flag. And planting a flag is essentially deciding what you're going to be known for. It's deciding what you'd like to base that reputation on that you're going to build. Typically in most cases, that's going to come from your professional experience and expertise. Although there certainly have been folks who have kind of branched into a second career who have leaned on their personal passions."
On Building Career Insurance
"But it's really supporting your current practice so that you are future-proofing your career. So what you're doing is you're building a safety net. You're building career insurance really by building up this body of knowledge and this expertise that you're sharing back with your communities. You're creating content - whether that's speeches or articles, blog posts, videos, presentations, infographics - whatever works for you. And you're building up this reputation around yourself. So that when change inevitably happens, you're extremely valuable to the organization. And they say, 'Well, we're not going to let Jeff go because he's the guy who really knows this stuff and brings us great hires' or you're creating a situation where there's a steady stream of inbound opportunities because people have gotten to know you and they recognize you as an expert in this particular field."
On Being Proactive Mid-to-Late Career
"So if you're perfectly happily employed and your organization's doing well, everything's fine.
At the beginning of a new year, it's natural to think about what you can do to live a healthier lifestyle. Are there changes you can make to enhance your holistic well-being?
Our guest, John La Puma, MD is a leader in the practice of Culinary Medicine and EcoMedicine, preventative medicine approaches to create a healthier lifestyle through what we choose to eat and the health benefits of nature. We discuss with Dr. La Puma:
How he came to combine medicine, cooking, and farming. The state of the medical profession today in embracing of Culinary Medicine. What he sees as the pillars of a healthy diet from the Culinary Medicine and EcoMedicine points of view as we age. How some major diseases may be preventable with the right lifestyle modifications, in his opinion. What he's found works in helping people make changes in their lifestyle. The unique health challenges that men face – and what areas men should focus on. What role Nature and EcoMedicine play in a healthy lifestyle.
___________________ Bio John La Puma MD is Clinical Director and Founder of Chef Clinic; he’s also a professionally trained chef, organic and regenerative avocado farmer and a New York Times best-selling author twice.
He has led clinical trials of nutritional interventions designed to improve burnout, obesity, hypertension, osteoarthritis, insomnia and diabetes, and pioneered culinary medicine. His mission is to help you get measurably healthier with what you eat and how you live.
Dr. La Puma guest taught the first medical lecture on Nature Therapy at Harvard University’s Lifestyle Medicine course, and taught the first Nutrition and Cooking course for medical students in the US, at SUNY-Upstate with Dr. Michael Roizen of the Cleveland Clinic, and the first Culinary Medicine clinical course for medical students in the US, at DMU.
He has authored over 50 peer-reviewed scientific papers and three medical books, including a CME book and the first peer-reviewed article about culinary medicine. His work has been published by the New England Journal of Medicine, JAMA and the British Medical Journal.
Four of his books–Refuel, ChefMD’s Big Book of Culinary Medicine, Cooking the RealAge Way and The RealAge Diet–have been bestsellers around the world, been translated into 8 languages and sold over a million copies.
Dr. La Puma is a renowned speaker and demonstration cook. He delivered the first lectures at Harvard and at TEDMED on Culinary Medicine, and at the University of Chicago on Comfort Food. He has also presented at the prestigious TEDx and Gel Health conferences and is consistently rated among the very best speakers by the audiences he addresses. He has been a consultant and spokesperson for CIGNA, Caremark, GSK and Kraft, among other partners, and founded Alternative Medicine Alert, an evidence-based monthly newsletter for clinicians on dietary supplements and integrative medical approaches.
__________________________ Wise Quotes On The Benefits of Lifestyle Modifications
"The CDC actually addressed that and they believe that 80% of heart disease, stroke and diabetes and 40% of cancer is preventable with lifestyle change. The CDC is about as conservative an institution in American medicine as exists. I think that almost all arthritis, particularly osteoarthritis is preventable. I think that loss of mobility as we age is inevitable, but it doesn't have to decline quickly. Having major diseases become and be thought of as preventable problems that can be mitigated is really a game-changer...So having more control than you think means that you can make better choices - and that they will matter. And after 50, almost all of aging is your choices before 50. Your genetics have a lot to say, but if you make a decision, you can change your life....not just improve your longevity, but improve your quality of life. And of course your flexibility, your energy level, your curiosity, your cognitive alertness,
We're all aging, but what do we need to know about successful aging? I reached out to the person who wrote a comprehensive successful aging book, Daniel Levitin, a noted neuroscientist, musician, and author, to find out.
I discuss with Daniel Levitin:
What led him to write Successful Aging How he defines successful aging Common misconceptions about aging How our brains change as we age What older brains are better at than younger brains The roles personality and mindset play in successful aging What he learned from the Dalai Lama Why you should consider working longer, and even never "retiring" How music can be helpful in successful aging What steps you can take to start to age successfully
________________________ Bio Daniel J. Levitin is an award-winning neuroscientist, musician, and best-selling author. His research encompasses music, the brain, health, productivity and creativity.
Levitin has published more than 300 articles, in journals including Science, Nature, PNAS, The New Yorker, The Atlantic, and The Wall Street Journal. His research has been featured over 1800 times in the popular press, including 17 articles in The New York Times, and in The London Times, Scientific American, and Rolling Stone. He is a frequent guest on NPR and CBC Radio and has appeared on Good Morning America, The Today Show, CBS This Morning, and CNN. His TED talk is among the most popular of all time.
He is the author of four New York Times bestselling books: This Is Your Brain On Music, The World in Six Songs, The Organized Mind and Successful Aging, as well as the international bestseller A Field Guide to Lies. A popular public speaker, he has given presentations on the floor of Parliament in London, to the U.S. Congress, Microsoft, Google, and Amazon. He has consulted for a number of companies including Apple, Booz-Allen, Microsoft, the United States Navy, Sonos, Philips, Sony, Fender, and AT&T.
Dr. Levitin earned his B.A. from Stanford in Cognitive Science, his M.Sc. and Ph.D. in Cognitive Psychology with a Ph.D. minor in Music Technology from the University of Oregon, and completed post-doctoral training at Stanford University Medical School and UC Berkeley in Neuroimaging and Perception.
As a musician (tenor saxophone, guitar, vocals and bass), he has performed with Mel Tormé, David Byrne, Rosanne Cash, Sting, Bobby McFerrin, Victor Wooten and Tom Scott. Levitin has produced and consulted on albums by artists including Stevie Wonder, Steely Dan, Joni Mitchell and on the films Good Will Hunting and Pulp Fiction, and has been awarded 17 gold and platinum records.
Levitin taught at Stanford in the Departments of Computer Science, Psychology, History of Science, and Music, and has been a Visiting Professor at Dartmouth, and UC Berkeley. He is currently the Founding Dean of Arts & Humanities at the Minerva Schools at the Keck Graduate Institute, San Francisco, California, and James McGill Professor Emeritus of Psychology, Neuroscience and Music at McGill University.
__________________________ Wise Quotes On Personality Factors and Successful Aging
"One of the big ones is conscientiousness. It's the biggest single predictor, much more so than socioeconomic status, of how your life is going to turn out at any age. Conscientiousness is a cluster of different things having to do with reliability, dependability exercising due caution, and rule-following, to some degree. A kid who's conscientious isn't going to cross against the light, and so, is less likely to get hit by a bus. An adult who's conscientious is less likely to end up in prison - and an older adult who's conscientious is going to see the doctor when something's wrong. They're actually going to do what the doctor tells them to do. My doctor friends tell me that, you know, 80% of their patients are non-compliant and, but a conscientious person is. So that's the role of personality in all of this.
Are you living your core personal values? If you look carefully at how you're spending your time, how aligned is it with your core values? It's a great time to step back, take stock, and make some changes that can make a big difference in the year(s) ahead.
Our guest Harry Kraemer, author of Your 168: Finding Purpose and Satisfaction in a Values-Based Life, highlights how self-reflection can help create greater alignment and flexibility. A Values Based Life Our conversation covers a lot of ground:
Why 168 is his favorite number. After the books he's written on leadership, what inspired him to write Your 168. What a life based on values looks like versus one that’s less so. Why self-reflection is so important – and how it's part of his day. How planning and spontaneity can co-exist. What the transition was like for him when he retired – and what led him to teach in the MBA program at Kellogg. What a friend and colleague learned from a wake-up call. The role habits play in a values-based life. Why genuine humility and making a difference are key parts of a values-based life. His involvement in the One Acre Fund. The best way to start if you want to make the most of your 168 starting in 2021.
__________________________ Bio Harry M. Jansen Kraemer, Jr. is an executive partner with Madison Dearborn Partners, a private equity firm based in Chicago, Illinois and a Clinical Professor of Leadership at Northwestern University's Kellogg School of Management. He was named the 2008 Kellogg School Professor of the Year. Harry is the author of two bestselling leadership books: From Values to Action: The Four Principles of Values-Based Leadership and Becoming The Best: Build a World-Class Organization Through Values-Based Leadership.
He is the former chairman and chief executive officer of Baxter International Inc., a $12 billion global healthcare company. He became Baxter's chief executive officer in January 1999, and assumed the additional responsibility of chairman of Baxter's board of directors in January 2000.
Mr. Kraemer joined Baxter in 1982 as director of corporate development. His twenty-three year career at Baxter included senior positions in both domestic and international operations. In 1993, he was named senior vice president and chief financial officer, responsible for financial operations, business development, global communications, and European operations. Over the next several years, he assumed additional responsibility for Baxter's Renal and Medication Delivery businesses. He was elected to Baxter's board of directors in 1995, and was named president of Baxter International Inc. in 1997.
Before joining Baxter, Mr. Kraemer worked for Bank of America in corporate banking and for Northwest Industries in planning and business development.
Mr. Kraemer is active in business, education and civic affairs. He serves on the board of directors of Leidos Corporation, Dentsply Sirona, Option Care Health, Performance Health and Alcami, and on the board of trustees of Northwestern University, The Conference Board, NorthShore University Healthsystem and the Archdiocese of Chicago Finance Committee and School Board.
He is a member of the Dean's Global Advisory Board of Northwestern University's Kellogg School of Management. He is a member of the Council of CEOs, the Commercial Club of Chicago, the Economics Club of Chicago. He is a past member of the Business Roundtable, the Business Council, and the Healthcare Leadership Council.
Mr. Kraemer graduated summa cum laude from Lawrence University of Wisconsin in 1977 with a bachelor's degree in mathematics and economics. He received an MBA degree in finance and accounting from Northwestern University's Kellogg School of Management in 1979 and is a certified public accountant. For his outstanding leadership and service, he received the 1996 Schaffner Award from the Kellogg School of Management. Harry enjoys jogging, tennis,
The benefits of gratitude are plentiful. Yet there's a tendency to take things for granted, even what matters most. How can gratefulness be cultivated without the painful experience of a wake-up call? Our guest, Kristi Nelson, author of the new book Wake Up Grateful, shares her wisdom on how to develop the mindset and practices to be grateful in our day to day lives.
Kristi and I discuss:
The mission of her organization A Network for Grateful Living The distinction between gratitude and gratefulness - and why it matters The role gratefulness has played in her life Why gratefulness is especially important now How being grateful can help relationships Why Thanksgiving can be a springboard to gratefulness year-round Her new book: Wake Up Grateful: The Transformative Practice of Taking Nothing for Granted What one thing you can start to do if you want to be more grateful in your life
Kristi joins us from Massachusetts.
__________________________ Bio Kristi Nelson is the Executive Director of A Network for Grateful Living (gratefulness.org). She’s also the author of a new book Wake Up Grateful: The Transformative Practice of Taking Nothing for Granted.
Kristi has spent most of her adult life in non-profit leadership, fundraising, and organizational development. In a wide variety of roles, she has helped to lead, fund, and strengthen organizations committed to progressive social and spiritual change.
In 2001, Kristi founded a values-based fundraising consulting and training, and leadership coaching business, and in this capacity worked with organizations such as the Institute for Jewish Spirituality, Buddhist Peace Fellowship, Spirit in Action, Wisdom 2.0, and The Center for Contemplative Mind in Society. During this time, she was also founding Director of the Soul of Money Institute with Lynne Twist, Director of Development at Kripalu Center for Yoga and Health, and Director of Development and Community Relations for the Center for Mindfulness in Medicine, Health Care, and Society.
Kristi received her BA from UMass/Amherst, a graduate certificate in Business and Sociology from Boston College, and her Master’s in Public Administration (MPA) with a concentration in Leadership Studies, from Harvard University.
Kristi is a stage IV cancer survivor who feels blessed to work with her beloved colleagues in sharing the gifts of gratefulness with people around the world. She lives in Western MA with her family, and gives thanks every day to be surrounded by the glories of the natural world and a vibrant, loving community.
______________________________ Wise Quotes On Gratitude versus Gratefulness
"And I've done some pretty deep dives into the exploration because we love feeling gratitude. It's a fantastic feeling and we love inciting gratitude and other people helping other people feel grateful and yet gratitude tends to be conditional it's fleeting. It's transactional. Often we wait for somebody to do something for us or for something to happen. As we said from the outset it's something that is ephemeral and difficult for us to put our hands around. How do I get more gratitude inducing experiences? And it ends up being a little bit like the pursuit of happiness. I think in that way it's elusive. And it feels out there gratefulness, as I was saying before, is something that we can cultivate as a practice, very similar to mindfulness. And it's a beautiful way to weave together more moments of gratitude. And to learn how to find those experiences of gratitude and to uplift them and to deepen ourselves into them more often. So it's not about being grateful for everything, but gratefulness as the ability to be grateful in every moment. And that's something that we can learn."
On What's Essential
"So this has been a really tough year. I think it's taught us what's essential and helped us come home to that question of How do we value and really live into what is essential fo...
Retirement is one of life's transitions - a big one. What's the ideal retirement lifestyle in today's Baby Boomer retirement? I've had the opportunity to read Shifting Gears, the new book by Richard Haiduck. Through interviews with Baby Boomers in retirement, he paints the picture of the diverse retirement life that different Baby Boomers are living today. Whether you're planning for retirement or you're in retirement, you'll benefit from the stories and life lessons he's captured and chronicled.
Why he wrote Shifting Gears:50 Baby Boomers Share Their Meaningful Journeys in Retirement. The themes that emerged from his interviews - and what surprised him Insights people shared about deciding when to retire Lessons learned from retirees on choosing where to live in retirement One of the many compelling stories in the book - and what it taught him How the stories he heard have influenced his own retirement What's on his recommended reading list
_________________________ Bio Richard Haiduck is the author of the new book Richard is a former life sciences executive and mentor and now has an active retirement. He is becoming the Voice of Boomer Retirement Stories. He is immersed in challenging the boundaries of his own retirement while observing the experiences and areas of curiosity of his fellow retirees.
At age 7, he was sure he wanted to be an author. Now, 66 years later, that dream has become a reality. The inspiration for the book came from hearing about the meaningful journeys in retirement taken by friends and colleagues. They were doing fascinating activities at this stage of their life, and often completely new directions from their prior careers. The idea that these stories could become a book became a driving force for Richard. His 75+ interviews and his frequent social media interactions have developed his perspectives and insights on the retirement activities of the boomer generation. Richard’s prior roles as both a leader and a mentor have been based on his ability to listen and to get people to share their feelings. He uses a style of interviewing with short, open questions to get people to open up about their retirement stories. The result is Shifting Gears; 50 Baby Boomers Share Their Meaningful Journeys in Retirement.
He graduated from Miami University and got his MBA from Xavier University. He is happily married to his wife of 52 years and has 2 daughters and 4 grandsons.
His own retirement has been hyperactive. He learns new things through weekly interactions at Stanford, formerly via attending lectures and via Zoom during the pandemic. Each year he reads about 100 books and bikes more than 3000 miles. He mentors organizations serving refugees and small farmers in Ghana. He combines family time with domestic and international travel.
_________________________ Wise Quotes On the Freedom to Retire - and Trial & Error
"While you're working, there are things that you don't have the time to do, but you want to do. And they may be things from when you were seven years old. This guy who was fishing, my guess is he may have been fishing when he was seven years old and always wanted to do more. And I think through some of the other stories as well, people decided to go back to an earlier passion, an earlier hobby, an earlier goal - and rejuvenated it in retirement. You get to do whatever you want in retirement if you can deal with the health and wealth challenges. If you're not broke, and you're not sick, then you get to do whatever you want. And that means if you've got a passion for something, then go do it. And that passion can be whatever is important to you, but you've got the freedom and you've got the freedom of trial and error too. You can try something. One of the guys in the book said, 'I know I've got certain wishes, but I don't know exactly how to do it. I'm going to do trial and error until I get this right.' And in his case,
What second career ideas are you considering? The best second career jobs aren't often posted on job sites - you create them. One approach is to build a portfolio career, consisting of several activities that leverage your skills, experience, and interests. Our guest, Kate Schaefers, shares her story of how she created a portfolio career - and her observations on how Baby Boomers and organizations are evolving.
I discuss with Kate:
What led her to build a portfolio career. How the Advanced Careers Initiative at the University of Minnesota was created – and how it works. What attracts people to the program. The benefits, and perhaps challenges, of multigenerational groups. Her perspective on working in the second half of life. The role of lifelong learning. What innovative organizations are doing to tap into the skills and knowledge of older workers. The mission of The Encore Network. Her advice on how to create a portfolio career/life.
Kate joins us from Minnesota.
__________________________ Bio Kate Schaefers weaves a portfolio of work into a career with one unifying theme: to help individuals and organizations shine. She is Executive Director, University of Minnesota Advanced Careers (UMAC) Initiative, a gap year for experienced professionals as they transition from career jobs into meaningful post-career lives. She is a psychologist and leadership coach, partnering with leaders and organizations to strengthen leadership competencies and organizational effectiveness. She is an adjunct psychologist and coach with The Bailey Group.
Kate is a skilled educator, facilitator and trainer. She has taught graduate-level courses at both the University of Minnesota and the University of St. Thomas and was part of a team of educators that designed a coaching certificate program.
Kate is actively involved in nonprofit and community work. She is Volunteer State President of AARP-MN, convening the AARP Executive Council and contributing to local and regional strategies for the organization, especially around the aging workforce, intergenerational teams and caregiving. Kate was appointed to the Citizens Commission on Minnesota’s Aging Workforce.
She is a member of the Encore Network, a founding board member of SHIFT, and a member of Pollen Midwest. She received the Jules Kerlan Outstanding Achievement Award in 2012 from the Minnesota Career Development Association for contributions to the field of career development.
__________________________ Wise Quotes On Building a Portfolio Career
"It's hard to find a ready-made cookie-cutter job when what you're wanting to do is something new - and something that there's no job description for. So this is how I ended up coming to a portfolio career. I looked at my skills, I tried to distill down what am I good at? What stands out with me? How do I make sense of all of the things that I can do - and create this brand around what I want to do? And so, I struggled with that for a while. I ended up saying yes to a lot of things. Some of them were from paid work, just to broaden my horizons, some was unpaid work and some was volunteer work...So I just took all of these things and tried to look at what skills do I have? How do I redeploy them? And then how do I tell a story about the work I want to do next?"
On the Multigenerational Teams
"Our workforce is intergenerational. So we have four generations in the workplace today - some say five. We still have some of the silent generation in the workplace. Yet most college students learn in an age-segregated environment. And so if we talk about even preparing them for the workplace, they're not necessarily having those discussions and conversations in a way that reflects what they're going to experience when they get out of college and then move into the workplace. And we also do know in the workplace that diversity is so important, including age diversity.
When you choose to retire, what happens to your To-Do list? Of course, it follows along - and now you're populating it with a whole new set of items that you finally have the freedom to do. But it doesn't take long to get the familiar feeling that many things are competing for your time and attention. I've used David Allen's Getting Things Done® method for years, and I’ve been thinking about how it can be very useful in transitioning to ‘retirement’ and in later life. I'm thrilled to have the opportunity to discuss with David Allen:
His concept of getting things out of your head to create the calm state of a "Mind Like Water." The key principles of his Getting Things Done ® method How to activate your Someday/Maybe list when Someday arrives How his Horizons of Focus can help you prioritize Why renegotiating commitments can help you regain control of your time What his day-t0-day life is like today after moving internationally What he's learning in the pandemic - and what questions he's asking himself days How to think about reconfiguring our living spaces in a COVID world How to bring more Joy to your daily life
David Allen joins us from Amsterdam.
_________________________ Bio David Allen is widely recognized as the world’s leading expert on personal and organizational productivity. His thirty-year pioneering research and coaching to corporate managers and CEOs of some of America’s most prestigious corporations and institutions has earned him Forbes’ recognition as one of the top five executive coaches in the U.S. and Business 2.0 magazine's inclusion in their 2006 list of the "50 Who Matter Now."
Time Magazine called his flagship book, Getting Things Done, “the definitive business self-help book of the decade.” Fast Company Magazine called David “one of the world’s most influential thinkers” in the arena of personal productivity, for his outstanding programs and writing on time and stress management, the power of aligned focus and vision, and his groundbreaking methodologies in management and executive peak performance.
David is the international best-selling author of Getting Things Done: the Art of Stress-Free Productivity; Ready for Anything: 52 Productivity Principles for Work and Life; and Making It All Work: Winning at the Game of Work and the Business of Life. He is the engineer of GTD®, the popular Getting Things Done® methodology that has shown millions how to transform a fast-paced, overwhelming, overcommitted life into one that is balanced, integrated, relaxed, and has more successful outcomes.
GTD’s broad appeal is based on the fact that it is applicable from the boardroom to the living room to the class room. It is hailed as “life changing” by students, busy parents, entrepreneurs and corporate executives. David is the Founder and Chairman of the David Allen Company, whose inspirational seminars, coaching, educational materials and practical products present individuals and organizations with a new model for “Winning at the Game of Work and Business of Life.” He continues to write articles and essays that address today’s ever-changing issues about living and working in a fast-paced world while sustaining balance, control, and meaningful focus.
_________________________ Wise Quotes
On Your Vision for Retirement
"What's your vision of how you're going to be lifestyle career-wise or retirement-wise, three, four, or five years from now - if your life was as good as can be. And do you have that picture? And that's where you might have the same purpose as your next-door neighbor, but you've got very different pictures about what you're going to be doing. If you were fulfilling that purpose, you may be researching medical experiments, you may be writing a novel, you may be doing other kinds of things, or you may be being a great service. A lot of people in, you know, in their retirement years are looking for ways to be of service to people,
Have you ever wondered how to become a filmmaker? As your second-act career? Melissa Davey knows how - she's done it and she returns to our retirement podcast to share her lessons learned. Her story is about smart risk-taking and the value of a growth mindset. But it's also about the courage to walk away from a career to follow her dream when the opportunity presented itself. She took it and her story is one that's sure to inspire people.
Risk-taking Can Lead to New Avenues
When people think of a calling they think of people like Steve Javie and his compelling story. But many have other types of callings they carry inside. These are dreams deferred, often from passions developed early in life and interests put to the side during working lives. But later life can serve up opportunities to do what you really want to do.
__________________________
We discuss with Melissa:
The story of how she became a documentary filmmaker The lessons she learned from the people in The Beyond Sixty Project film What she learned from the experience of making it The stories from the film that resonate with her even more today How her life has changed since the release of The Beyond Sixty Project The benefits – and the challenges - of working with an intergenerational creative team What’s it been like to be a grandparent during COVID Her advice for people who may want to pursue a Second Act career And what's next for her
________________________ Bio Melissa Davey is a documentary filmmaker who lives in Valley Forge, Pennsylvania. She is a wife, a mother and a grandmother to three young boys. She is a world traveler and curious about everything unknown. She recently retired after more than two decades from GENEX Services Inc., the largest Managed Care case management organization in the U.S, where she was recruited to build and operate the company's Social Security representation division. Prior to GENEX, Melissa had almost twenty years of diversified experience in the field of disability. She held senior leadership and management positions throughout her career. Melissa's second act is fueled by a lifelong passion for film and story-telling.
_______________________ Wise Quotes On Second Acts
"What I have found is that there are huge numbers of people in their sixties and seventies who are finishing careers, or maybe even already a second career and are saying, Okay, I'm done with that. I don't want to work at that pace. I don't want to work possibly for another individual or a big corporation or whatever it might be. I want to do something meaningful for me that will also benefit others. That's what I'm hearing all the time. What can I do to keep going, but improve upon myself? And one of the greatest things we can do is try something new and something that might impact others in a positive way."
On Dreams (and Deadlines)
"I think people need to not discount dreams. And I think a lot of times messaging when we were growing up was, Oh, that doesn't, that doesn't make sense. You go to college, you get a job, and you build a career. And that's what you do. People might have other artistic dreams or, any type of dream, that might be pooh-poohed by either family members or society in general. I think that we should not ignore that. And I think that we should - especially - not ignore that as we get older because of the calendar, because we only have so much time left."
On Taking Calculated Risks
"Taking risks is one of the most important ingredients in life. If we don't take risks to step out of the boxes that we construct for ourselves, we don't experience new things that may challenge us - and may change the way we view life, people, ourselves, etc. So in order for growth to occur, I think we need to take risks. And I certainly heard that from all of the women that I spoke with [for the film] and, in retrospect, I look at my own life and I do see that the risks I took - and I t...
Advances in science and technology are creating healthier and longer lives. Our guest today has referred to it as a Longevity Dividend. But increased longevity leads to many questions. How can you maintain health and fitness in this era of longevity? How does longevity affect your retirement planning, and how will you grow and protect your non-financial assets? How will you invest your extra years? And how can you experiment with new ways of living and working that are evolving?
Andrew Scott, is the co-author of the new book The New Long Life with Lynda Gratton. In their first book, The 100-Year Life, they laid out the sweeping changes that longer lives are introducing that will lead individuals governments, educational institutions, and corporations to adapt in innovative ways.
Their new book is a practical guide on how to navigate and thrive in an era of longer lives. They introduce a new framework for a multi-stage life, encompassing working longer (and differently), ageing well, cultivating good health and meaningful relationships.
We discuss with Andrew:
How we should be thinking about ageing in this era of longevity How a multi-stage life unfolds How people can create a new map of life - and get better at navigating transitions With lifelong learning becoming more important, what makes for a supportive learning environment The impact that technology and AI will have on longer lives How governments, educational systems and corporations need to change with longer lives How he sees intergenerational relationships evolving in the future What are we learning from COVID-19 that relates to longer lives - and what he's doing differently in the pandemic
Andrew joins us from London.
________________________ Bio
Andrew J Scott is Professor of Economics, former Deputy Dean at London Business School and Research Fellow at the Centre for Economic Policy Research.
His research focuses on longevity, an ageing society, and fiscal policy and debt management and has been published widely in leading journals. His book with Lynda Gratton, The 100-Year Life, has been published in 15 languages, is an Amazon bestseller and was runner up in the FT/McKinsey Business Book of the Year Award 2016 and Japanese Business Book of the Year Award 2017. His recent 2020 book, The New Long Life, considers how the challenges and opportunities of social and technological ingenuity might shape a new age of longer lives.
He was Managing Editor for the Royal Economic Society’s Economic Journal and Non-Executive Director for the UK’s Financial Services Authority 2009-2013. He has been an advisor on policy to a range of governments and government departments. He is currently on the advisory board of the UK’s Office for Budget Responsibility, the Cabinet Office Honours Committee (Science and Technology), co-founder of The Longevity Forum, a member of the UK government’s Longevity Council and the WEF council on Japan and a consulting scholar at Stanford University’s Center on Longevity.
With a unique perspective as a global economist, professor, and government advisor, he draws upon a range of disciplines. His ground-breaking work on longevity, economics, and the value and effect technology and longevity combined, will have on the wider society, is shaped by his professional connections to academia, industry, social pioneers and policymakers around the world.
Andrew previously held positions at Oxford University, London School of Economics and Harvard University. His MA is from Oxford, his M.Sc. from the London School of Economics and his D.Phil from Oxford University.
__________________________ Wise Quotes On the Longevity Dividend
"...we discovered to a new degree, that age is malleable. There are things we can do to help how we age, how we exercise, how[ we change] our environment, how we live our life. And that means we're aging differently. Yes, there are more older people,
Dr. Anna Dixon, CEO of the Centre for Ageing Better, joins our retirement podcast to discuss her new book, The Age of Ageing Better?: A Manifesto For Our Future. With an ageing population, governments and corporations have been slow to adapt, but there's a lot within our control when it comes to ageing well.
We discuss:
The mission of UK's Centre for Ageing Better What actions governments and institutions can take to create a society that can age better The most common misperceptions about ageing What people can do to combat ‘day-to day’ ageism Why she writes of The Loneliness Myth Life lessons from the pandemic - what we should keep and let go of How we should be preparing for retirement today Her advice for those of us who want to age better
Dr. Dixon joins us from London.
__________________________ Bio Dr. Anna Dixon is Ageing Better's Chief Executive, leading the vision of creating a society where everyone enjoys a good later life.
Anna has more than 15 years experience of working at the interface of research, policy, and practice. She has a successful track record of working at the highest levels of government to bring about positive change. Throughout her career, she has been committed to ensuring the voice and needs of the citizen are at the heart of her work.
Anna joined Ageing Better in September 2015 and has taken it from start-up to become an established organisation.
Prior to joining Ageing Better, Anna was Director of Strategy and Chief Analyst at the Department of Health from 2013-2015. She has also held positions at The King’s Fund, the London School of Economics and Political Science, the Department of Health and the European Observatory on Health Systems and Policies.
In 2005-6 she was awarded a Harkness Fellowship in Health Policy by the Commonwealth Fund of New York. She has a PhD in Social Policy from the London School of Economics and Political Science.
__________________________ Wise Quotes On Ageing Populations
"This age shift that I describe with many more of us living longer, and effectively the face of the population changing, with this many more older people. And it does mean redesigning work so that people can stay in work for much longer. It means both adapting our current homes, but also making sure that as we build new homes for the future, that we design them so that they're fit for an aging population. They remain good places to live, even if we develop maybe dementia or mobility issues or different things that we might want to do or need in our later lives. So lots of actions, I suppose the key thing is just to say, it's action across all parts of society and it's action, both from national governments, but also from the private sector and the third sector."
On Redesigning Retirement
"If we're talking about a hundred-year life, the expectations that we get to a certain birthday and it's a time to hang up our boots. I think we do need to rethink [retirement] - and many people already are. People are transitioning differently, sometimes requesting part-time work to be able to get a different work-life balance. Many people who at least enjoy their work, and physically able to, are continuing to work. Obviously, other people are having to work out of necessity. Let's be clear, retirement savings are not what they were, the sort of pension, and Social Security. Certainly here in the UK is not very generous and people are having to continue to work to top up their income to maintain any sort of reasonable standard of living. So I think we need to get more realistic about a longer working life and the different sort of retirement rather than one in which we sort of from one day to the next stop work and then expect to have saved enough to enjoy [retirement]."
On the Longevity Gap
"Here, the sort of rule of thumb for a public pension is a third of our working life in retirement.
Our guest, Cindy Cox-Roman, a market researcher and gerontologist, joins our retirement podcast to share her perspective on the vital role of Personal Agency.
Psychologist Albert Bandura defines personal agency as "the human capability to influence one's functioning and the course of events by one's actions." As you plan for your life in retirement, it's wise to include personal agency so you can be in the driver's seat of your retirement.
I discuss with Cindy:
How she became interested in Gerontology What themes are emerging in her research on people 50+ What personal agency is - and why it's important How personal agency can change over the life course - and any gender differences she sees What influences agency How agency can be strengthened What she's learned about mindful aging - and her advice on aging mindfully Her new additional role with HelpAge USA
Cindy joins us from Washington, DC.
__________________________ Bio Cindy Cox-Roman is a market researcher, gerontologist, and founder of WIT Consulting LLC, a strategic research firm based in Washington, DC. She works with clients to bring the voice of older people to the design of products, services, and systems. As of October 1, Cindy became the Interim CEO of HelpAge USA, the only US nonprofit that is exclusively focused on the wellbeing and inclusion of older people in low- and middle-income countries.
Earlier in her career, Cindy headed up the New York Custom Research practice of Yankelovich Partners, a social trend research firm studying the attitudes and opinions of the American public and business leaders. Before that, as a Vice-President at Y&R, she led the development of consumer insights and strategy for global advertising campaigns. She also helped establish the company’s first office in Budapest, Hungary, soon after the Berlin Wall came down in the early 1990s.
Cindy holds a Bachelor’s degree from the School of Foreign Service at Georgetown University, and a Master’s degree in Gerontology from the University of Southern California. Recently she has been conducting independent research on older people and personal agency, or the idea of being in the driver’s seat of your life. She’s passionate about this topic and is here to talk more about it today.
___________________________ Wise Quotes On Uncertainty
"And [the research] is a work in progress, but I'll share some themes that have come out, which are also supported by other academic research. And they're very clear and they're very compelling. A major theme is a disconnect between what we often hear about people in their fifties, sixties, seventies, et cetera - that this is the time when you really know yourself. You have life figured out. You have a lot of self-confidence. You see these quotes all the time in interviews with celebrities and things like that. And certainly, there can be a lot of that, but there is a disconnect between that and the reality that for a lot of people, this can be a time of great uncertainty and that's not talked about as much. So in the first research study that I did, I talked qualitatively to primarily women, but also some men about this time in their life. And one thing I asked a typical research question: If there were three words to describe this time in your life, what would they be? And there was a wide variety of things, but one consistent theme made it clear that this is what I'd call an 'UN' time - because the words that people tended to consistently use to describe this time of the life were words like unpredictable, unsure, and unsettling. Part of it can be the political environment and the economic environment, et cetera. Those are all [key] things, but this was more about internal uncertainty and being unsettled. And as I probed further, it really came down to the fact that for the first time in their life, there is no roadmap."
On Personal Agency
"So another great metaphor is being in the driver'...
2020 is changing life in many ways, including the way we work. The trend toward working virtually was already well underway, but now remote work from home jobs may become more common going forward. Working virtually expands options for older workers who want to work longer, but with greater flexibility.
Kerry Hannon joins our podcast to talk about her new book Great Pajama Jobs: Your Compete Guide to Working from Home. She notes how remote work from home jobs level the playing field by focusing attention on performance and productivity.
I discuss with Kerry her views on:
The benefits of working virtually for mature workers - and the upside for employers. If it's possible for people to redeploy their skills in new areas, while also shifting to remote work from home jobs. How someone knows if they’re a good fit for working virtually. How to be successful – and happy - working virtually. How people working remotely should approach networking. What someone who wants to create ongoing remote work with their current company should do. What people should pay attention to in a job search targeting remote work from home jobs, beyond the technical skills a job requires.
Kerry joins us from Washington, DC.
_________________________ Bio Kerry is the best-selling and award-winning author of 14 books. Her latest book, Great Pajama Jobs: Your Compete Guide to Working from Home is now available. Never Too Old to Get Rich: The Entrepreneur’s Guide to Starting a Business Mid-Life, published by John Wiley & Sons, in 2019, and is a #1 bestseller on Amazon and was selected by The Washington Post for its Book-of-the-Month Club in September.
Other best-selling and award-winning books penned by Kerry include: Money Confidence: Really Smart Financial Moves for Newly Single Women, Great Jobs for Everyone 50+: Finding Work That Keeps You Happy and Healthy . . . And Pays the Bills, Love Your Job: The New Rules for Career Happiness, Getting the Job You Want after 50, and What’s Next?: Finding Your Passion and Your Dream Job in Your Forties, Fifties and Beyond.
She has spent more than three decades covering all aspects of careers, business and personal finance as a columnist, editor, and writer for the nation’s leading media companies.
Kerry is currently an expert columnist and regular contributor to The New York Times, MarketWatch, Forbes, and is personal finance and entrepreneurship expert on the PBS website NextAvenue.org. Her areas of expertise include small business, personal finance, retirement, wealth management and career transition.
She has appeared as a career and financial expert on The Dr. Phil Show, ABC, CBS,, CNBC, NBC Nightly News, NPR, Yahoo Finance and PBS.
In addition to delivering practical advice for mid-life workers seeking to land rewarding jobs, find financial and personal rewards and ride the age wave of longevity with grace, a key passion for Kerry is helping and advising women on how to take charge of their own financial planning, at all stages of their lives, to prepare themselves for a financially secure future.
Her earlier books include Suddenly Single: Money Skills for Divorcees and Widows and The 10-Minute Guide to Retirement for Women.
Kerry is a former National Press Foundation Fellow, a former Fellow of the Columbia Journalism School and the Robert N. Butler Columbia Aging Center’s Age Boom Academy. She is also a former Metlife Foundation and New America Media Fellow on Aging.
She has testified before Congress about the importance of older workers.
Kerry graduated from Shady Side Academy in Pittsburgh, Pennsylvania, where she serves on the Board of Visitors. She received a bachelor’s degree from Duke University, where she is currently a member of an editorial board. Kerry lives in Washington, D.C., with her husband, documentary producer and editor Cliff Hackel, and her Labrador Retriever, Zena.
_________________________ Wise Quotes
Ageism in the workplace is increasingly an obstacle to working longer. Patti Temple Rocks, author of I’m Not Done: It’s Time to Talk About Ageism in the Workplace, shares her story and why she's fighting for change. Her book offers a portrait of the costs of ageism and recommends solutions that CEOs and HR can implement.
We discuss with Patti Temple Rocks:
Why she's on a mission to combat ageism in the workplace When she first noticed ageism in the workplace The signs and subtle signals of ageism Why ageism is bad for business How companies benefit from a multigenerational workforce What CEOs and HR can do to create an inclusive culture with age diversity What she's learned for her personal journey How 5:45 AM Soul Cycle sessions helped in her transition Her advice for people who aren't done and want to work longer
Patti joins us from Chicago.
__________________________ Bio Patti Temple Rocks is the author of I’m Not Done: It’s Time to Talk About Ageism in the Workplace. Her book, an Amazon bestseller, was ranked as one of INC Magazine 9 Books Every Professional Should Read in 2019 and Kirkus described her book as a “compelling argument and a spirited call to action against workplace age discrimination.” Patti is also a Forbes contributor and public speaker.
In close to four decades in the communications business, Patti has held senior leadership positions in four different areas of the industry: PR, Advertising Corporate, and Start-up. Patti is known as an inspirational leader, innovative thinker, problem-solver, growth driver, passionate brand steward, and both an agent for change and a counselor during that change.
Patti was the Managing Director for the Chicago office of IPG Public Relations agency, Golin, and led the agency to consistent growth, while providing counsel and ideas to clients including McDonald’s, Walmart, Humana, Tylenol, Unilever, Discover, Dow, and ConAgra. As the Chief Reputation Officer at Leo Burnett, Patti sat on of the agency’s Global Leadership Council, where she provided global strategic leadership of communications, and experienced first-hand the seismic shifts that were happening within the ad industry. While Chief Brand and Reputation Officer for Dow Chemical, Patti was the principal architect behind the company’s “Human Element” campaign, an award-winning rebranding effort that lifted Dow’s reputation scores by the most significant margin in its history. And as Founder of Temple•Rocks Communications in the 90s, she learned how to serve a wide variety of smaller clients while simultaneously getting married, giving birth, making cold calls, fixing copy machines, and built a successful start-up agency along the way.
Most recently, proving that she truly wasn’t done, Patti rejoined the creative agency world. In April of 2019, she accepted a role as Senior Partner ICF Next (formerly Olson Engage) where they utilize her “Wisdom, Experience & Connections” (Chapter 6 in her book) as she leads Client Impact across their combined advertising and PR group, Brand Engage.
Patti, an avid traveler who never says no to a travel opportunity and a lifelong Cubs fan, is most proud to be mother to Jake, step-mom to Eric and Danielle, and “Gigi” to five-year-old twins, Liam and Teagan. She lives in the Chicago suburb of Geneva, with her husband Bob and her two golden retrievers, Rose and Rizzo.
__________________________ Wise Quotes On First Noticing Ageism
"And so I started to realize that there was a code language that maybe I didn't fully understand. And so from that moment on, I just think I became acutely aware of some of this behavior that exhibits in workplaces because there is just this unchecked assumption that people reach a certain age and it's over for them. They either will want to go off and do something different or the organization wants them to, but it was much more prevalent than I realized."
On Taking Ownership
"...
What's life in retirement like for a retired lawyer? And what does a career change for lawyers look like after years in practice? In this episode of our retirement podcast, we talk with retired attorney Mark Shaiken, about his book And... Just Like That: Essays on a life before, during, and after the law, about his story and his advice on second careers for lawyers (and non-lawyers as well). We talk with Mark about:
How he decided to become a lawyer His replacement word for retirement - and what his afterlife is like as a retired lawyer What his transition to retirement was like How a teacher may have put his interest in art on hold - and what it's like working in a creative field today What he's learned about himself in his life as a retired lawyer How lawyers can use their skill-set in other ways in second careers for lawyers His advice for those considering a career change for lawyers - or a career change or non-lawyers as well.
Mark joins us from Denver, Colorado.
_____________________ Bio Forty-one years in the law and then one day, no more law, just like that.
After retirement, Mark Shaiken authored: And... Just Like That: Essays on a life before, during, and after the law.
Mark is a survivor of a decades-long career in the corporate bankruptcy trenches. He sat for 10 years on his law firm’s board of directors and was a member of its strategic planning committee. He holds his B.A. from Haverford College and received his J.D. from Washburn University. He is a graduate of the Colorado Business Committee for the Arts’ Leadership Arts program. He holds seats on Art Boards, sits on Habitat for Humanity, Metro Denver’s audit and finance committee, and is a member of the Downtown Denver Partnership’s Mobility and Housing Councils. He now measures his life by what he gives and enjoys that immensely. Mark has now started his next book “Fresh Start,” a bankruptcy novel.
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Wise Quotes
On Transitioning to Retirement
"I think that I am correct that lawyers go through this process of why did I become a lawyer? Was this really the thing I should have done perhaps more than other professions? Because I think I hit a chord that resonated with the readers about that path. And I sure spend an awful lot of time during my career, trying to think of other things to do, maybe dreaming of other things to do, and certainly negotiating with myself as to how much longer I would hang on as an attorney. But I finally found my path out and I took it. And now I'm in the not-for-profit world where I feel like I get to ask every day at the end of the day, what I gave and I'm, I enjoy that immensely. That's quite different than what you find in the law firm world, where you, you tend to be measuring your career by what you get. And I certainly did some of that during my career, but now I get to measure my life by what I'm giving. And that makes me really happy."
On the Non-linearity of Life
"I don't think there's much about life that's linear - even if it's somebody that's always known what they wanted to do. And then, [once you decide to do something different] there's nothing about life that's linear, which makes it kind of interesting. The ups and the downs can be scary, but that's what living on Planet Earth is. So nothing that I have ever done has been linear, including in this afterlife. I've learned a lot of things, post my law career, but I didn't know about myself. That makes even what I'm doing now, not particularly linear, but I'm used to that at this point. And so it doesn't scare me as much as it might have when I was, you know, 25 or 30."
______________________________ For More on Mark Shaiken Mark's Website
Mark Shaiken's book on Amazon: And... Just Like That: Essays on a life before, during, and after the law.
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Related Podcast Episodes You Might Like
Do your ideas about retirement include volunteering? Retirement is not the end, it's the beginning of a new phase of life. And a volunteer opportunity provides a new pathway. Two retirees volunteer, become friends, and later write a book about it. In this episode of our retirement podcast, we talk with the authors of The Paths We Cross. The book is a joint memoir detailing their lives and their experiences as volunteers with AARP.
We discuss with the authors:
What attracted them to AARP's Tax-Aide Program What they think people need to know about volunteering, and how to find the right volunteer opportunity What led them to write a book together –and what was it was like to write a book together What they know now about retirement that they didn't know before What they are finding to be the best things about life in retirement –and the biggest challenges Their advice on retirement for someone who’s planning to retire soon
_________________ Wise Quotes On Retirement
"...Retirement can be fun if you choose to do the right thing."
On Goals
"...Set goals for yourself, goals that will fulfill your needs. Think about what you'd like to do that you couldn't have done before. Maybe a hobby, maybe something else, but set your goal before you retire."
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Noam Eimer is an information technology professional with a Master’s degree in Civil Engineering from Newark College of Engineering (now known as NJIT). Born in Israel only a few years before the country’s declaration of independence, Noam immigrated to the United States in 1964 to pursue his education after serving in the Israeli army and has lived there ever since. He has extensive experience in project management, business process engineering, large-scale application development, and new business development projects. After a 35-year career, he retired from active employment but continues to contribute his knowledge, expertise, and time to create value for his community on a volunteer basis, most notably through the AARP Tax-Aide Program. Noam has resided in the Philadelphia area with his wife for the past five decades where they also raised three children.
Bruce Satalof is a business professional with a Bachelor’s degree in Business Administration from St. Joseph’s University. Born in West Philadelphia, Bruce was the youngest of four boys to parents whose Depression Era roots were a strong influence. Whereas he thrived in sports and business endeavors, it wasn’t until his 30’s that he felt compelled to pursue a college degree in order to realize his full potential. After attending night school while working full time and helping to raise two children, Bruce achieved his dream in 2004 when he received his degree in Business Administration. Having retired from active employment after a 32-year career, he was able to continue applying his management skills as a volunteer in the AARP Tax-Aide Program. Bruce continues to live in the Philadelphia area with his wife and has found his post-retirement ventures to be a fulfilling part of his life's journey.
____________________________ Related Podcast Episodes You May Like
The Skill Set for Life’s Transitions – Bruce Feiler
How Seniors Are Saving the World With Activism – Thelma Reese
From the NBA Hardwood to the Altar – Steve Javie
How to Live Your Legacy Now – Barbara Shaiman
Retired, But Not Done Yet – Dr. Cynthia Barnett
Making Sense of Medicare – Dan Petkevich
Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller ___________________________ Related Blog Post
https://www.retirementwisdom.com/find-the-volunteer-opportunity-thats-right-for-you/
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About Retirement Wisdom
We help people who are retiring, but not done yet, discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Parenting adult children and maintaining strong relationships with adult children, takes adjustment and flexibility. As parents get older, so do their children. While you'll always be their parent, the lives of adult children bring new dynamics and complexities. Careers, spouses, and in-laws enter the picture. And sometimes family estrangement can occur.
In this episode of our retirement podcast, our guest is Tina Gilbertson, author of Reconnecting with Your Estranged Adult Child.
We discuss with Tina:
What the research shows about how common this is and how it's trending What causes some relationships with adult children to fracture The different types of estrangement How the path to reconciliation begins What successful reconciliations have in common How to keep relationships with adult children healthy
Tina joins us from Denver, Colorado.
__________________________ Wise Quotes On Compassion
"The first step to reconciliation is to recognize that reconciliation is required and find compassion for yourself for finding yourself in this painful, difficult, sometimes excruciating position. Compassion is always the very first step...So the first step is self-compassion. That's also important because when you can find compassion for yourself, you naturally find that you feel more compassion also for your child. And that is a good basis for forming a connection. That mutual compassion is sort of I'm okay. You're okay. I'm a good person. You're a good person. That's why that in my mind is Step One."
On Boundaries
"...When we talk about healthy relationships, one thing that almost automatically comes up is boundaries and respecting boundaries. And some people don't like the concept of boundaries because it feels aggressive or it feels cold. But I think that is a misinterpretation of what boundaries are meant to do. We have fences around our yards, but we also have always a gate in the fence that can be opened and closed. It's not a moat. It's just saying, this is my yard. And that is not my yard. And so respecting boundaries is an important thing for parents to do with adult children. But it's also a thing too, that they need to require of everyone else, including their adult child. "And it may seem it's counterintuitive to talk to a parent. Who's been rejected on willingly about holding her own boundaries. And yet it's terribly important because many parents feel like doormats like their child is walking all over them."
_________________________ Bio Tina Gilbertson is a psychotherapist who specializes in supporting parents of estranged adult children and is the founder of the Reconnection Club, the essential online resource for parents of estranged adult children.
She is the author of Constructive Wallowing: How to Beat Bad Feelings By Letting Yourself Have Them and Reconnecting with Your Estranged Adult Child. Her weekly podcast is called The Reconnection Club Podcast.
As an expert on relationships and communication, she's been featured in dozens of media outlets including Forbes, The Washington Post, The Chicago Tribune, and Fast Company.
Tina holds a master's degree in counseling psychology, is licensed as an LPC in Colorado and Oregon, and is also a Board-Certified Telemental Health Provider, offering online therapy to clients in both states. Though her office is currently in Denver, she offers training and consulting all over the world.
___________________________ For More on Tina Gilbertson Tina's website
Her latest book Reconnecting with Your Estranged Adult Child
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Podcast Episodes You May Like
The Skill Set for Life’s Transitions – Bruce Feiler
Can You Grow Younger? – Marta Zaraska
How Life Hacks Can Help Make Your Retirement the Best Time of Your Life – Sam Horn
Why Settle for Happiness in Your Retirement? – Emily Esfahani Smith
Advice for Successful Career Women Transitioning to Retirement – Helen Dennis...
Are You Ready for Your Next Transition? Life's transitions come at you more often than you might think. And when you're transitioning to retirement, you may be dealing with other life transitions simultaneously, such as becoming an empty nester or relocating. Author Bruce Feiler's new book reveals interesting data points on various types of life transitions and how often they tend to occur. Based on 225 interviews with people from all walks of life, Feiler details the common types of transitions - Disruptors and Lifequakes - and examines how they arise, involuntarily, and voluntarily. Best of all, the second half of the book outlines valuable tools you can use to manage transitions effectively.
Bruce Feiler is a master storyteller and this book is a pleasure to read. Most important, it's a Gamechanger. It's a paradigm shift that will reframe how you view the transition into retirement life.
We talk with Bruce Feiler about:
What inspired him to write Life Is In The Transitions Why we expect life to unfold in a linear fashion, yet it is inherently non-linear What surprised him in the data that emerged from the interviews How Disruptors become Lifequakes Why we resist transitions How creativity can be useful in transitions How this can be used in education, so it's not always 'learned the hard way' His advice for people transitioning to retirement, perhaps earlier than planned
____________________ Bio Bruce Feiler is one of America’s most popular voices on contemporary life. He is the author of six consecutive New York Times bestsellers; the presenter of two prime-time series on PBS; and the inspiration for the drama Council of Dads on NBC. Bruce’s two Ted Talks have been viewed more than two million times. Employing a firsthand approach to his work, Bruce is known for living the experiences he writes about. His work combines timeless wisdom with timely knowledge turned into practical, positive messages that allow people to live with more meaning, passion, and joy. His new book, LIFE IS IN THE TRANSITIONS: Mastering Change at Any Age, describes his journey across America, collecting hundreds of life stories, exploring how we can navigate the growing number of life transitions with greater purpose and skill.
For more than a decade, Bruce has explored the intersection of families, relationships, health, and happiness. His book The Secrets of Happy Families collects best practices from some of the country’s most creative minds. The Council of Dads describes how, faced with one of life’s greatest challenges, he asked six friends to support his young daughters. The book was profiled in PEOPLE, USA Today, and Time and was the subject of a CNN documentary hosted by Dr. Sanjay Gupta.
Since 2001, Bruce has been one of the country’s preeminent thinkers about the role of spirituality in contemporary life. Walking The Bible describes his 10,000-mile journey retracing the Five Books of Moses through the desert. The book spent a year and a half on the New York Times bestseller list and has been translated into fifteen languages.
Bruce Feiler has written for numerous publications, including The New Yorker, The New York Times Magazine, and Gourmet, where he won three James Beard Awards. He is a frequent commentator on radio and television. A former circus clown, he has been the subject of a Jay Leno joke and a JEOPARDY! question, and his face appears on a postage stamp in the Grenadines.
A native of Savannah, Georgia, Bruce lives in Brooklyn with his wife, Linda Rottenberg, and their identical twin daughters.
__________________________ Wise Quotes On Life Transitions
"...there has not been a book on life transitions, a major book in 40 years. Like this is a concept that we have expelled from our culture. And a lot of what I've been believing for years is that we need to do is kind of re-understand and re-embrace the idea of a life transition as a meaningful way to get through a change ...
How to Take Control of Your Career in Turbulent Times Is it time to switch careers? Or perhaps pursue early retirement and create a second career? Savvy career planning requires you to be thinking two steps ahead in the best of times. However, in times like these, your awareness needs to be sharpened. It's wise to tune in intently to what's happening, in and around you, that may affect what's next for you. Maggie Craddock's new book Lifeboat: Navigating Unexpected Career Change and Disruption, offers a strategy and valuable guidance on how to take control of your next career move in a dynamic and uncertain world.
In this episode of the Retirement Wisdom podcast, we discuss:
What inspired her to write her third book Lifeboat How a Big Ship mindset can take a toll on you How to spot Icebergs that may affect your career planning and direction Why you need to be aware of inner icebergs as well as external ones Her own Lifeboat experience that spurred a career change to more meaningful work How cultivating courage, inner wisdom and emotional agility can help you take control of your life & career Her advice on how to start building a Lifeboat mindset
__________________________ Bio Maggie Craddock is an executive coach who has worked with clients at all levels on the professional spectrum – from people entering the workforce to Fortune 500 CEOs. She has been featured on CNBC, National Public Radio and quoted in national publications including the Wall Street Journal, the Los Angeles Times and the Chicago Tribune.
Maggie is the author of "Lifeboat: Navigating Unexpected Career Change and Disruption", "Power Genes: Understanding Your Power Persona and How to Wield it at Work", and "The Authentic Career: Following the Path of Self-Discovery to Professional Fulfillment".
She has also written several nationally syndicated articles on behavioral dynamics in the workplace, and her work has been discussed in publications ranging from Harvard Business Review to Oprah Magazine. She is a popular keynote speaker at leadership conferences for her corporate clients and industry networking associations.
Before building her executive coaching business, Maggie worked for over a decade on both the buy and the sell sides of the financial services industry. As a Portfolio Manager at Scudder, Stevens & Clark, Maggie managed $3 billion in short-term global assets. She received two Lipper Awards for top mutual fund performance: Best Short-Term Multi-Market Income Fund, ranked #1 by Lipper in a universe of 77 funds, and Best World Income Fund over $1 billion in size, ranked #1 by Lipper in a universe of 7 funds.
She also served as a National Director of Consultant Relations at Sanford C. Bernstein, representing the firm across all asset classes including emerging markets, domestic and international fixed income, and domestic and international equity to major consultants and pension fund clients nationwide.
__________________________ Wise Quotes On the Lifeboat Mindset
"This is about actually tapping into difficult feelings, acknowledging them. If you're anxious, if you're envious, if you're resentful, whatever it is, face it, acknowledge it. And then bring yourself back to the present moment so that you don't get pulled into a narrative from the past and capsized by the feelings. It's really about learning to process that emotional energy. And the reason it's so important to be in touch with what you're feeling, particularly when the feelings are big, is in situations where you have more questions than answers. You need to notice those red flags because you may need to course-correct. And then finally the Lifeboat process is about what I call this inner alignment of really aligning your thoughts, your feelings, and your intentions in the present moment, and not trying to take these grand actions that assume you have all the answers right now. And you're just going forward with that.
The Keys to Growing Young Can friendship, optimism, and kindness help you live to 100? Marta Zaraska, author of Growing Young joins The Retirement Wisdom Podcast to explain how the research indicates it can through the mind-body connection.
We discuss with Marta:
What inspired her to write Growing Young Where some of us may be overinvesting and underinvesting based on scientific research on longevity How optimism and pessimism may affect longevity Why superfoods, supplements and "quick fixes" aren't the wise moves to make Her favorite stories from her travels and experiments while researching her book Which things lower and which things raise mortality risk based on the research, including a few that may surprise you Lessons that may be helpful in quarantine What Longevity Habits to create
__________________________ Wise Quotes On Optimism
"There is so much research showing that optimism can add anywhere from four to 10 years of life. The number 10 years keeps reappearing in studies over and over. For example, Catholic Nuns, which are perfect groups of study because, you know, they all live in basically the same environment, their whole lives, especially those who entered very, very young. And there was a study exactly like that. They eat the same thing. They wake up at the same hour, they live in the same place doing exactly the same things. And there was one famous study that analyzed their diaries and those who are using the most cheerful language, the most optimistic language outlasted those who are using very gloomy, pessimistic words in the writing by exactly about 10 years. And the same was shown, for example, on autobiographies of famous psychologists on even the orangutans in zoos, you know, when they are evaluated by the zookeepers. Those who have the most cheerful, outgoing personalities outlive the more pessimistic, gloomy orangutans by 10 years as well. So it keeps coming back to the 10 years."
On Longevity Habits
"When I think about diet and exercise, which again, are still important, but it's very much inward-looking. So it's very much an 'all about me' kind of thing - my body, my diet, my exercise. But when I think about those soft longevity habits, it's more about looking outwards outside of yourself. I'm thinking about other people. So, when you wake up, just think: What can I do for others today? How can I be nicer? How can I contribute to my neighborhood, to my family? How can I be nice to my partner or to my neighbors or to my friends? - things like that. Very, very simple, but this is a change of perspective. And I think that this can make a tremendous difference. Of course, there are very practical suggestions in my book as well. For example, do more things in synchrony with others.
On Synchrony
"There is an amazing effect with synchrony actually has an asset. For example, when we do things in sync with others, that boosts of those social hormones that we get out of it is actually double. So for example, when you dance with other people and when you sing with them, it makes you feel connected. And it releases all the social hormones that have beneficial health effects for you, such as endorphins, which are natural painkillers. But when you do it in synchrony, the effects are doubled. So for example, chorus singing or line dancing is kind of my career. So there are very, very practical tips out there as well for people to try."
__________________________ Bio Marta Zaraska is a science journalist whose work has been published in The Washington Post, Scientific American, New Scientist, and The Atlantic.
Her first book, "Meathooked: The History and Science of Our 2.5-Million Year Obsession with Meat" was chosen by the journal Nature as one of "the best science picks" in 2016.
Her new book, "Growing Young: How Friendship, Optimism and Kindness Can Help You Live to 100" was published in May 2020 and endorsed by Dan Buetner,
The Ripple Effects of Giving Back Giving back is admirable. But in the midst of a busy and successful career, it's can be easy to put off giving back to the community. Donating financially is impactful, especially now, but many people feel a tug that they want to do more. The freedom to retire offers opportunities to do just that. Our guest today, Barbara Greenspan Shaiman, encourages people to think about the impact on future generations. She urges people to get involved and to live your legacy now.
Barbara and I discuss:
What inspired her to become involved in social activism Why she created a not-for-profit Champions of Caring What drives her to do what she does What it means to Live One’s Legacy What she sees inspires people to give back in retirement Why people put off living their legacy and what often gets in the way Her advice for someone who wants to Live Their Legacy - Now
__________________________ Bio
A noted educator, businesswoman, and social entrepreneur, Barbara Shaiman has used her skills and ability to empower others to create social change. She began her career as a teacher, developing curriculum for at-risk youth, and later directed Eisenbud & Associates, an executive search firm that specialized in recruiting physicians and healthcare executives nationally. As a leader in this field, she presented frequently on human resources issues at conferences.
In 1995, she founded Champions of Caring, a non-profit organization that has empowered more than 10,000 youth in Philadelphia and South Africa to become leaders in service and active, engaged citizens.
The daughter of Holocaust survivors, Barbara’s mother was incarcerated in the Auschwitz Concentration Camp and is the sole survivor of a family of 65 people. Her father worked for Oskar Schindler, on whose story Steven Spielberg’s film Schindler’s List was based. This family legacy, coupled with her professional experience and work with Champions of Caring, has motivated Barbara to help others to live their legacies.
For 20 years, Barbara has created programs that have inspired and empowered youth with the skills to create service projects to address local and global issues and create cultures of caring within their schools and communities.
With her strong background in human resources, entrepreneurial spirit, and 30+ years speaking publicly, Barbara created Embrace Your Legacy to share her message and encourage youth and adults of all backgrounds, locally and internationally, to embrace and live their legacies.
Barbara often is called upon to share her message at community events, conferences, and workshops. Her audiences include corporations, financial advisors, universities, educators, faith-based communities, women’s groups, service organizations, trade associations, and professional groups.
Through speeches, workshops, and consulting, she shares her highly effective and replicable 10-step approach to provide participants with the necessary tools to create social change in an informed and creative way.
Barbara earned her bachelor’s degree in psychology and education from Hunter College in New York City, and a master’s degree in education from North Adams State College in Massachusetts.
Barbara has served on the boards of numerous community organizations, including the Greater Philadelphia Consortium of Holocaust Educators, The Transition Network, Chemical People Project, the Southeastern Pennsylvania Chapter of the American Red Cross, and Hebrew Immigrant Aid Society. She founded the Philadelphia chapter of Life Planning Network and has served as board chair of the Women’s Division of the Jewish Federation of the Berkshires and the Memorial Committee of the Six Million Jewish Martyrs for the Greater Philadelphia Jewish Community Relations Council.
Residing near Philadelphia, Barbara speaks five languages and loves to travel. Her greatest joys are her children and grandchildren...
At some point, you'll become eligible for Medicare. And you'll be faced with a number of options. But how do you know which choices are the right ones for you? There are a number of misconceptions about how Medicare works, so it's important to do your homework.
Today we talk with Dan Petkevich about Medicare 101 and discuss:
What makes Medicare complicated What people are most surprised by when they begin to look into Medicare Common mistakes to avoid How far in advance people should begin to look into Medicare Options for people who work for a corporate employer, and will be eligible for Medicare, but have a spouse who’s younger than 65 Dan's advice for listeners who want to get their Medicare options right
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Bio
Dan Petkevich is the CEO of Fair Square Medicare, a company he started when he saw his own parents struggle to understand their health care insurance options when they turned 65. Prior to founding Fair Square Medicare, Dan founded Trim, a financial health company that’s generated over 40 million in cost savings for its customers. Previously, Daniel co-founded Octane Lending, a venture-backed financial technology company. He graduated from Yale with a degree in Physics.
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Wise Quotes
On Why Medicare Can Be Complicated
"I think it's why the system is the way it is, I would say, is probably this dynamic between public and private partnership. Where you have Medicare Parts A and B, which are provided directly from the government from Medicare - and Medicare is the payer there. And that' what a consumer needs to figure out when you enroll in Parts A and B what do they cover? And then there are all the supplement plans. So that's hard for the consumer because they need to choose one out of maybe 37 plans available to them. And when I say supplement, I mean that in the generic terms, meaning Medigap and Medicare Advantage plans. But I think like there's complexity from that because all those plans are actually provided by private carriers. And so there's just like a lot of complexity derived from the interaction between the public part of Medicare, which is Parts A and B and the private part, which is a Medigap or a Medicare Advantage plan."
On a Common Mistake to Avoid
"Many people will sign up for a plan with a low sticker price. And then it turns out that plan doesn't cover their Doctors, which is obviously no good - or it's a PPO. And there's some Doctor you need to see and he or she is out of network, and now you have to pay an exorbitant price to see him or her."
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Related Retirement Podcast Episodes You May Like
Are You Ready For The New Retirement? – Stephen Chen
How Can You Be Better with Age? – Alan Castel
Are You Ready to Follow Your Own Path in Retirement? – Bob Lowry
The Mind-Body Connection and The Rabbit Effect – Kelli Harding
How to Build a Non-Profit Encore Career – Betsy Werley
The Joy of Movement - Kelly McGonigal
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Related Blog Posts
Medicare 101
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About Retirement Wisdom
We help people who are retiring from their primary career – and aren’t done yet – discover what’s next. A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how we can help you make yours great.
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Retire smarter. Explore retirementwisdom.com
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the policy or position of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes.
The New Retirement is Here - and It Keeps Evolving Planning for retirement is not the type of thing you set and forget. Retirement continues to evolve. And in times like these, you want to make sure that your retirement plan is current and up to speed for a changing landscape. Our guest, Stephen Chen, has his finger on the pulse of retirement today. His company, New Retirement, is an online retirement planning service, with one of the top-rated retirement planning calculators, along with other robust tools and advisory services.
Steve offers his perspective and opinions on:
The story of his company: New Retirement How retiring is different today The building blocks of a sound retirement plan The expenses people aren't adequately accounting for - but should be How the pandemic is changing retirement planning How COVID-19 is affecting the FIRE Movement What people should be aware of if they want to start a business How people who've put it off can get started on preparing for their retirement
___________________________ Bio Stephen Chen is the founder and CEO of NewRetirement, an online retirement planning service focused on helping people prepare for and make the most of their resources in retirement.
He focuses on product management and business development at NewRetirement.
His experience spans financial services, education, investing, and retirement planning across firms that include Charles Schwab, Wells Fargo, Embark, SEC Ventures, and Dimensional Fund Advisors.
Chen has worked in Fortune 500 firms and has also started venture-backed firms that have raised $40 million in capital. He is an honors graduate from Boston University with a bachelor of science in systems engineering.
___________________________ Wise Quotes On The Importance of Planning
"First, it's just having a plan. Right. So getting organized and kind of seeing what's possible. For many folks, healthcare is the number one thing they're thinking about when they're looking at the transition to retirement. So, there are three parts. There's the healthcare you get while you're working, which people take for granted. Then there's usually a gap between when you're working and before Medicare. And then there's your plan for Medicare, but then there's thinking about your healthcare. There's thinking about your income, right? So how do you claim social security? How do you draw your assets tax efficiently? How do you manage risk in your portfolio and in your own situation? So there are different ways that you can hedge risk in your portfolio and there are ways you can use other resources".
On Purpose in Retirement
"We're definitely seeing people ask in our community for ideas on how to spend their time, if it's volunteering or if it's work or starting companies. Being thoughtful about purpose - it's worth it to take some time and think about how you're going to spend your own time, where you want to see that invested in and what you want to see the result of that time."
On The Impact of COVID-19 on Retirement Planning
"I think another thing that's happened is like the people are getting a preview of what retirement could be if they are not too thoughtful about it. It's like Groundhog day, right? It's like the same day over and over - What are we doing today? We're going to go for a hike. What's for dinner? That's anybody watched the movie Groundhog day again. Doesn't look like a lot of fun. Let's be thoughtful about how we're going to spend our time.
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For More Information on Stephen Chen
NewRetirement.com
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Related Podcast Episodes You May Like
How to Make a Wise Career Switch – Dawn Graham
The Skill Set for Life’s Transitions – Bruce Feiler
What’s Your Exit Strategy? – Ashley Micciche
What Are The Keys To A Successful Retirement? Fritz Gilbert
How to Retire Early and Live Your Life Fully – Leif Dahleen
What's a business owner's retirement plan? It's often based on the business itself. And to retire smarter, that means you need a sound exit strategy. Don't Put Off Your Exit Strategy An exit strategy is easy to put off. But it's a crucial component of retirement planning for small business owners and entrepreneurs. Putting it off can create unnecessary risk and uncertainty. In fact, a surprisingly high percentage of business owners do not know the valuation of their business. And that leads to the possibility that you won't be able to retire on your own terms when you're ready.
Our guest today is Ashley Micciche, QPFC®, CRPC®, who specializes in qualified retirement plans like 401(k)s, Profit Sharing Plans, and Cash Balance Plans. Ashley shares her wisdom on developing an exit strategy and what she sees with business owners planning for retirement.
We discuss with Ashley:
How she became involved with exit planning What she thinks are the essential components of a good exit strategy What gets in the way of having a sound exit strategy in place How far in advance of retirement should business owners develop an exit strategy The unique things business owners need to think about with retirement planning What she hears from business owners these days on planning for retirement
Ashley joins us today from Portland, Oregon.
_________________________ Wise Quotes "What I found was a lot of these business owners I have been working with and was working with at the time; a lot of them were close to retirement. A lot of them had pretty much everything tied up in their business. And when you're a business owner, the decision to retire is much more complicated because not only do you have to figure out what you're going to do about when you retire. [There's ]Social Security and do I have enough to retire? All those things. But then you have this big elephant in the room, which is the business."
"And so that led me down this path to focusing more on, 'Okay, how is your business a component of your retirement?' It's usually a pretty big component. And so I started talking with my business owner clients more and more about that. And then about eight years ago, one of my business owner clients died very suddenly of a heart attack. And he had done no planning or anything. And I watched from the sidelines as his business crumbled, his long-term employees were very quickly let go and laid off. The company was sold for pennies on the dollar to an East Coast competitor. We're on the West Coast here. And just everything that could have gone wrong after he died did go wrong. And it was very hard to watch. And I thought, I need to go deeper into this with clients; talking to them and helping them and carving out a plan for exit. And along with that, what happens to your business? How can we protect your business and protect your family, if things don't go as planned."
_________________________ Bio Ashley Micciche specializes in qualified retirement plans like 401(k)s, Profit Sharing Plans, and Cash Balance Plans, and has earned both the Chartered Retirement Planning Counselor® and the Qualified Plan Financial Consultant® designations.
Ashley works with her business owner clients to help build and maintain successful retirement plans that recruit, reward, and retain good employees while controlling costs. Most importantly, her goal is to help maximize the number of employees who retire with adequate savings.
Ashley started her career as a financial advisor in 2007 after graduating magna cum laude with a Bachelor of Science degree in Business Finance from Portland State University.
When Ashley joined David as a financial advisor in 2007, she jumped in with both feet. “My dad threw me to the wolves,” she laughs, explaining that she took on some complex clients right from the start. She noticed that the vast majority of financial planners offered a “something for everyone” service model,
Making a career change at 50 isn’t something you should do on a whim. It takes planning and savvy networking to create the right encore career in the non-profit sector. Our guest on this podcast, Betsy Werley, of Encore.org, made such a transition to an encore career to the not-for-profit world herself after a successful business career. And she’s helped many people make smart transitions to second careers.
We discuss with Betsy:
- What led her to pursue an encore career in the non-profit sector
- Why the missions of The Transition Network and Encore.org attracted her
- What the transition was like coming from the corporate arena into the non-profit world
- The benefits – and challenges – of second act careers
- How volunteering helps pave the way
- The biggest obstacle many people face in landing the right non-profit role
- Her advice for people considering a move into a non-profit encore career
- What resources people should tap into when considering a career in the non-profit sector
Betsy joins us from New York City.
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Bio Betsy Werley is Encore.org’s Director, Network Expansion. She has dedicated this phase of her career to building the encore movement and making later life a time of opportunity and contribution.
Betsy moved to the nonprofit sector in 2005, as The Transition Network’s first Executive Director. She led that organization through a growth phase from one chapter to 12. Her encore transition was profiled in Marc Freedman’s The Big Shift and Kerry Hannon’s What’s Next?
In her Transition Network role, she was a founding member of Coming of Age New York City and the Encore Network Steering Committee. Betsy joined Encore.org in 2013 as an Innovation Fellow, expanding connections between Encore.org and on-the-ground programs in the US and around the world.
Betsy spent the first 26 years of her career as a corporate lawyer and a business executive at JPMorgan Chase. She served as a long-time board member and President of the Financial Women’s Association, and in 2002, launched a mentoring program for Baruch College undergraduate women business majors.
In 2017 she received Baruch’s Community Partner Award for her leadership of that program. Betsy has also been honored as the 2019 recipient of the PSS Impact Award for Leadership in Positive Aging. Betsy is frequently quoted by the media and invited to speak on issues related to older adults as assets in society.
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Wise Quotes
On Networking
“I think people should always be aware – and people should always think life is long and thee people around me now are people with whom I want to maintain a positive relationship with. And to know that at some point they would think of you if they are looking for something – and you would think of them. And sometimes, I think people don’t realize how big a network they have already. So your dentist is in your network. Your doorman is in your network. That guy who sells you your car is in your network. So with that specific message of ‘Here’s what I’m looking for’, those are all networks that you can tap. So I think one challenge for a lot of people is that they are shy about leveraging their networks and saying to people, just for the heck of it,‘I hear something, I wonder if you have any advice for me. So really talking to people and learning how to leverage the networks that they actually have. It’s pretty diverse.”
On Volunteering
“You can certainly start out getting involved in volunteering in Board work while you are continuing to do your day job. In fact, I strongly recommend that to anyone I talk to as they’re looking ahead at a future career in the non-profit sector – so they can make connections. Tthey can build credibility, they can learn what they like and what they don’t like. And that will stand them in good stead at a time when perhaps they can afford to transition to the non-profit sector. And certainly, I advocate volunteering of all kinds during people’s whole career. I think it’s extremely important because it builds skills. It allows you to incorporate passion into the whole portfolio of your life in a way that your job may not. So again, I think people can build toward a later nonprofit job while still getting a lot of the satisfaction of engaging in the nonprofit sector. Even while they’re heads down in a for-profit day job.”
On Creating an Encore Career
“I encourage people to start now. I love David Brooks’ formulation, encouraging people to switch their thinking from their resume to their eulogy at their funeral. What is the impact you want to make in the world? And how can you start out on a journey that will allow you to bring your skills and your passion to make that impact that you want to make.”
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For More on Betsy Werley How to Land that Late-Life Job: Tips from a Nonprofit Executive – Encore.org
The Encore Network
(Full disclosure: Joe Casey & Retirement Wisdom are members of The Encore Network)
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Resources Recommended in this Podcast
The Encore Career Handbook by Marci Alboher
The Chronicle of Philanthropy
The Chronicle of Higher Education
Encore.org
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Podcast Episodes You May Like
Why People Make a Career Change with Purpose Top of Mind – Chris Farrell
Retired, But Not Done Yet – Dr. Cynthia Barnett
Not Exactly Retired – David Jarmul
Advice for Successful Career Women Transitioning to Retirement – Helen Dennis
How Seniors Are Saving the World With Activism – Thelma Reese
How to Make a Wise Career Switch – Dawn Graham
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Related Blog Posts
How to Change Lanes to a Second Career
Find the Volunteer Opportunity That’s Right for You
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About Retirement Wisdom
We help people who are retiring from their primary career and are not done yet, discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how we can help you make yours great.
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Explore retirementwisdom.com
The best midlife transitions are not linear or predictable. You find your calling or life’s mission in different ways. The paths are winding. Unexpected events serve as catalysts to redirect you in ways you could not have imagined earlier in life.
The story of Steve Javie’s journey to find his life’s mission is remarkable. And while his particular path or religion may not be relevant to you, his lessons learned just might be helpful in your unique midlife transition.
Bio A highly regarded referee in the National Basketball Association for 25 years, Steve Javie officiated 1,514 regular-season games, 243 playoff games, and 23 NBA Finals games, from the 1986-87 season to the 2010-11 season. Highly respected for his game management skills, Javie was also a Crew Chief for 22 years. During his career, he was a board member of the National Basketball Referees Association and a key contract negotiator.
Steve retired from the NBA in 2011 – and in 2012 began a seven-year course of study — in the Archdiocese of Philadelphia to become a Deacon in the Catholic Church. He was ordained on June 8th, 2019, and serves as an ordained Deacon at St. Andrew’s Catholic Church in Newtown, Pennsylvania. In addition, Steve Javie works with ABC & ESPN as a basketball analyst where you’ll see him in the weeks ahead as the NBA season resumes.
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Wise Quotes On Taking Time With Transitions
“The advice I would give somebody who is retiring is it takes some time, some quiet time. First of all, number one, since you’ve probably been working for a number of years, don’t jump into something right away too quickly. Take that quiet time. Get that adjustment period to get to know your wife again, your family again, if you have any children at home. If not, maybe get to know that person who’s put up with us all these years and are [also] working. And don’t jump right into another phone call because your ego says, ‘Hey, you know, this company wants me or that company wants me to be a consultant or they’re going to pay me this’ I think we deserve it to just sit back and relax. And I think within six months to a year or whatever it may be, I think then you can say, you know what, I’m ready to maybe do something.”
On The Importance of Mentors … and Learning from Mistakes “I really believe that having great mentors is what it takes to be a successful official. One of the reasons …I learned this at an early age and I preached this a lot when I speak to younger officials at the high school level, you really have to be objective with yourself. You really have to be able to look at these game films…and be objective. “I missed this call” – it’s the hardest thing in the world to do for humans. You really have to admit your mistakes to be able to do that. Because I think, once you make your mistake, then you find out the big question you always say, when you make a mistake, (when watching video) is, ‘Why, why did I make that mistake? Why did I blow the whistle? Or why didn’t I blow the whistle? And I think if you can get to that point of admitting your mistake, swallowing your pride and saying, Okay, why did I do this wrong? Well, how can I improve? Was my positioning this way? Did I guess, did I have an open look on the play? There are so many questions you have to ask yourself. As I tell every young referee, be objective, admit your mistakes…But I can just relate it to everyday life too. I think it’s really kind of cool that we can, as human beings, at times admit our mistakes. And it makes things a lot easier.”
On Faith
“I just tell everybody, just to challenge yourself, to go outside your comfort zone and go a little deeper and you won’t be disappointed.”
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Related Podcast Episodes
The Skill Set for Life’s Transitions – Bruce Feiler
Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller
With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra
Take the Detour – A Second Act Career Story – Melissa Davey
Related Book Review
Answering Your Call: A Guide for Living Your Deepest Purpose
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About Retirement Wisdom
We help people who are retiring, but not done yet, discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Retire smarter. Schedule a call today to discuss how we can help you make yours great.
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Explore retirementwisdom.com
Can seniors save the world through social activism in their life after retirement? Dr. Thelma Reese thinks so. And, she knows so, too. She’s the co-author of the new book How Seniors Are Saving The World: Retirement Activism to the Rescue! with BJ Kittredge. While we often see examples of senior volunteering, this book highlights seniors who are activists in various ways on a range of issues.
Seniors Helping Others in Retirement The book tells the stories of seniors from various walks of life, ages, and backgrounds who are doing just that. They are investing their time, energy, and passion into causes that matter— and they’re making a difference. Whether it’s volunteering or activism that’s a fit for you, you’ll find these stories inspiring ways to get involved – in ways big and small.
We discuss:
- Why she wrote this new book
- What the diverse group of 24 seniors profiled in the book has in common
- Some of the stories and causes detailed in the book of seniors changing the world
- What she thinks we can learn from the pandemic
- How her thinking has evolved during the pandemic on topics like ageism
- Why intergenerational relationships are so important
- The story of a new intergenerational course she’s creating with a group at Temple University and Osher Lifelong Learning Institute in Philadelphia
- Her advice for seniors who want to get engaged in saving the world
Dr. Reese joins us today from Center City Philadelphia.
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Bio Thelma Reese, B.S., M.Ed., Ed.D., all from Temple University, began teaching third grade in 1954. When her two daughters were in school, she began her graduate studies in Educational Psychology, was awarded a pre-doctoral fellowship, and was active first in the field of Reading Psychology and Education. She taught as an adjunct professor at Temple University and Arcadia University. When her children were grown, she became a professor of English and director of special programs at Community College of Philadelphia.
After early retirement at CCP, she created the Advisory Council for Hooked on Phonics and was its spokesperson in the ’90’s. In that role, and as director of the Mayor’s Commission on Literacy for the City of Philadelphia, she appeared frequently on television and hosted a cable show in Philadelphia. She was a founder of Philadelphia Young Playwrights, chaired the Board of Children’s Literacy Initiative, and organized the World Symposium on Family Literacy at UNESCO in Paris in 1994.
She is co-author, with Barbara M. Fleisher, of The New Senior Woman: Reinventing the Years Beyond Mid-Life (Rowman & Littlefield). Their second book, The New Senior Man: Exploring New Horizons, New Opportunities was published by Rowman & Littlefield in 2017. Her latest book is How Seniors Are Saving the World: Retirement Activists to the Rescue!, co-authored by BJ Kittredge, published by Rowman & Littlefield in 2020.
Reese and Fleisher created the blog www.ElderChicks.com in 2012, which is ongoing since the passing of Dr. Fleisher in October of 2016.
She lives in Philadelphia with her husband, Harvey Reese, who is an artist and the author of several books, including How to License Your Million Dollar Idea (John Wiley, publisher).
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Wise Quotes On Activism vs. ‘Clicktivism’
“I think activism really is just doing something that goes beyond thinking about it. I love the word that I found somewhere clicktivism, where we just click on or like something on Facebook. It goes another step. In some ways, I think we just redefined activism tremendously with the pandemic. I think seniors just by staying in, have been activists – just by not making things more dangerous for themselves and others. You can take it to the level It doesn’t want the accolades, doesn’t want the notoriety, doesn’t want to be noticed necessarily, but wants to make sure that it’s happening, something good is happening – and how to part of that of getting it going and keeping it moving. So activism can range from picking up a phone to call your congressperson, to writing postcards, but it goes beyond the clicktivism.”
On Focusing on What Matters
“People who talked about downsizing (we’re not talking just about the time to actually get rid of material stuff) found that they were getting rid of some stereotypes, some opinions, some ideas that they held very strongly – that they didn’t all of a sudden didn’t matter anymore. Things that we thought were so important, things that would take hold of you immediately, even physical things that would take you immediately to the ER or an Urgent Care suddenly ‘This can wait.’, And this is such a big deal. So many things turned out to be things that could wait, including a lot of scheduled doctor’s appointments. And things that we had to attend to in person now we’re getting used to the way we’re communicating now and not seeing each other in person. That’s a big change. That’s a very big change. And I think for many seniors, they’ve been brought into a lot of the technological changes that they hadn’t embraced before.”
Advice for Senior Activists
“First of all, take care of yourself, be good to yourself. Count what’s good. Be computer savvy enough to Google everything that interests you. And when you find something that does, try to get involved. One thing we felt strongly about with this book was not just to tell the stories. At the end of each chapter is something called How to Connect. And if it interests you, you can connect by either going online and learning more… [and] any of these can spark an interest in you. And it might be that you just want to read about it and then find something else. Don’t feel you have to act on the first thing that piques your interest, find something that you might sort of fall in love with. And now that we’re all getting used to not having to meet in person, it’s okay. You can do all this remotely and feel, just as involved. We’ve learned how to be just as involved this way. And as you are really involved in something, you will find that you’re not as involved [with] the things that are bothering you about aging. You’ll find something good about it. And you’ll find that you’re still growing.”
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For More on Thelma Reese Buy: How Seniors Are Saving The World: Retirement Activism to the Rescue!
Thelma’s Blog: ElderChicks
Follow Thelma Reese on Twitter: @ElderChicks
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Mentioned in this Podcast
The Best Day of My Life So Far (Benita Cooper)
Coming of Age Webinar (with participant Colby Farrell)
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Podcast Episodes You May Like
Retired, But Not Done Yet – Dr. Cynthia Barnett
What Are The Keys To A Successful Retirement? Fritz Gilbert
Advice for Successful Career Women Transitioning to Retirement – Helen Dennis
Not Exactly Retired – David Jarmul
Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller
Why Building Resilience is Vital in Midlife and Beyond – Jan Zacharjasz
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About Retirement Wisdom
We help people who are retiring, but not done yet, discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how we can help you make yours great.
__________________________
Explore retirementwisdom.com
What Will Your Life in Retirement Be Like After a Highly Successful Career? Some people can’t wait to enjoy the freedom to retire. But for many of us, it’s just the beginning of the next chapter. What is it like to change lanes and perhaps never retire?
Professor Meyer Feldberg is the author of No Finish Line: Lessons on Life and Career. He joins us for a conversation about the book, his reflections on different phases of his illustrious career – including his post-retirement career – and his advice on continuing to move on, contribute, and grow throughout life.
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Bio Meyer Feldberg served as dean and professor at Columbia Business School for over 15 years. He received a BA from the University of Witwatersrand in South Africa, an MBA for Columbia Business School, and a Ph.D. from the University of Cape Town. In 1972 he was appointed dean of the University of Cape Town’s Graduate School of Business. In 1979 he became director of executive education and associate dean at Northwestern University’s J.L. Kellogg Graduate School of Management. In 1981 he was appointed dean of Tulane University’s A.B. Freeman School of Business, and in 1986 returned to Columbia as professor of management and dean of the Business School. In 2003, he was named the Sanford C. Bernstein Professor of Leadership and Ethics and held the chair until 2007, when he became dean emeritus. In 2007, Mayor Michael Bloomberg appointed Professor Feldberg president of New York City Global Partners. Professor Feldberg is currently a senior advisor in the Investment Banking Division at Morgan Stanley. He and his family have lived in eight cities on three continents.
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About the Book Meyer Feldberg is a storyteller. The source of his stories is his rich and unique life, which took him from South Africa under apartheid to a C-Suite in present-day New York, from the hallowed halls of academia to the frenzy of global investment banking. As with all storytellers, there is a purpose embedded in each of his stories that is specific in its details but universal in its message.
No Finish Line is Meyer Feldberg as his friends and colleagues know him. It is the professor dispensing sage advice. It is the mentor telling a tale about himself that is really about you. In his telling, Feldberg’s story―his successes and his failures―is a lesson plan for how to lead a worthy personal and professional life.
This concise volume reminds the reader of the importance of courage and decency in our relationships. Feldberg shows how values such as self-awareness, personal responsibility, and generosity play out in ways that in retrospect become pivotal. He relates his regrets as well as his triumphs, candidly sharing how our failures to live up to our own expectations can continue to haunt us. Written by a leading fixture of New York’s educational, cultural, and business elite, No Finish Line is an engaging portrait of what matters most in living a good and successful life. – Columbia Business School Publishing
Order No Finish Line: Lessons on Life and Career by Meyer Feldberg
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Wise Quotes On Mentoring
“It gave me an understanding that there are two kinds of mentoring, mentoring that is destructive and makes life awkward and difficult for you and mentoring that helps you grow – where you admire the individual that’s working with you and assisting you and directing you.”
On Second Careers
“I don’t use the phrase second act or second shot. You’ve got to feel the energy of wanting to move on and move up, move on and move up. And then one day, I assume you say, I’m done. I’m not done. But to me, it’s not a second act or a third act or a fourth act. It’s just been moving on and moving up.”
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Related Podcast Episodes
The Skill Set for Life’s Transitions – Bruce Feiler
How to Make a Wise Career Switch – Dawn Graham
Retirement Planning Includes Getting Good at Getting Older – Rabbi Laura Geller
How Can You Be Better With Age? – Alan Castel
If You Love Your Work, What Challenges Will You Face in Retirement? – Michelle Pannor Silver
__________________________ About Retirement Wisdom
We work with people who are retiring but done yet.
Schedule a Call and learn how we can help you discover what’s next.
__________________________ Explore retirementwisdom.com
Maybe you’ve achieved the freedom to retire or perhaps you’re on your way and working from home. In either case, life has changed and will be different for some time. Under these circumstances, what are the best coping strategies for anxiety in uncertain times? And can spending time in nature help us? Can we do our own ecotherapy?
In this special podcast episode, two cooped up guys in New Jersey talk with two guests to get their advice.
Stay tuned for the final segment where we share our personal observations on the lockdown and moving forward.
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Coping Strategies First up is Nick Wignall. He is a licensed psychologist at The Cognitive Behavioral Institute of Albuquerque where he does psychotherapy with adults of all ages. Board-certified in behavioral and cognitive psychology, he specializes in empirically-supported treatments for anxiety and insomnia, including interoceptive exposure therapy for panic attacks, exposure and response prevention (ERP) for phobias and OCD, and Cognitive Behavioral Therapy for Insomnia (CBT-I) for sleep difficulties.
Nick is the author of a recent book on therapy and mental health: Find Your Therapy: A Practical Guide to Finding Quality Therapy. It’s a nuts and bolts style guide to learning about the most important factors in choosing a therapist and how to go about finding a good one, either for yourself or someone you love.
Nick did his doctoral training in clinical psychology at the University of Texas Southwestern Medical Center in Dallas, including research in human genetics and psychopharmacology. Prior to that, Nick earned his Masters in Social Sciences from the University of Chicago and a bachelor’s in English Literature from the University of Dallas.
Nick lives in Albuquerque, New Mexico with his wife, his three young daughters, and German Shepherd, Charlie.
We ask Nick for his thoughts on:
- How people can maintain their mental health in the pandemic
- Coping strategies for anxiety in these times
- How to best cope with isolation
- How to get sleep patterns back on track
- His advice if people need to seek professional help
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Wise Quotes
On Habits & Mental Health
“I really think habits are kind of the soul, the heart and soul of mental health.”
Habits vs Coping Skills
“And what I mean by that is coping skills are a bit like your emergency break in your car. They’re nice to have, but you really don’t want to rely on them. Instead, I think you want to work to cultivate habits that strengthen your mental health and keep you resilient even when things get tough. So, I think this is especially important – when it comes to something like our current situation with COVID- 19 and the lockdowns. Because a lot of us have lost a lot of our normal habits and routines, that whether we knew it or not, we’re actually kind of buffering and strengthening our mental health.”
On Building New Habits
“I think probably the most important thing people can do is to first start to think about what are the habits that support and strengthen my mental health. And then given the unique kind of challenges and constraints of our current situation, how can I get kind of creative about building new or sort of modified habits and routines that will support my mental health.”
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For More on Nick Wignall Nick’s Website
Nick’s book
Nick’s Email: nwignall@gmail.com
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Spending Time in Nature Next up is Verla Fortier. With a Master’s in Health Science, Verla Fortier is a former Director of Surgery at The Toronto Hospitals in Toronto, Ontario, and a retired Associate Professor of Nursing at McMaster University in Hamilton, Ontario, Canada.
At 63, after a long and high-powered career, she was looking forward to retiring back to her hometown in Manitoba, when a routine visit to her own Doctor shattered her plans. Instead of moving back to enjoy life in the country, she was confined to her bed and she felt like her life was over. That was when she had an epiphany and decided to take her life and future into her own hands. She is now an author and speaker, sharing the almost miraculous results she has experienced in her own life to help other people live longer, and reduce the effects of chronic illness. Verla is the author of Take Back Your Outside Mindset.
We talk with Verla about:
- What an Outside Mindset is
- The benefits of spending time in nature
- How we lose our Outside Mindsets – and how we can get them back
- Her advice for spending time in nature safely
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Wise Quote
“I was a professor of nursing and I went in for a routine doctor’s appointment. I was diagnosed with systemic lupus, which is a really serious immune disease. And I was told, ‘it’s a chronic disease.’ So, I was given a prescription and then my doctor said, ‘Avoid the sunlight because it could damage your DNA.’ So, I stayed inside wanting to be the perfect patient for a year. And I got sicker and sicker – and I could hardly walk. And I was just so depressed. Then I just finally decided to [do something]. I didn’t care anymore about what happened. So, I just went outside after a year of feeling like a prisoner in a cell. I went out there and I felt amazing. And I kept going out and I got better and better and better. And so that’s why I went into the Greenspace research because it helped me so much – and then I wanted to help others.”
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For more on Verla Fortier
Verla’s website
Verla’s Book
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Ecotherapy
Check out my favorite video on ecotherapy from Dr. James Hamblin of The Atlantic on nature-deficit disorder:
The Health Benefits of Going Outside
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Podcast Episodes You May Like
Our podcast is about preparing well for retirement and good living.
Tiny Habits Can Lead to Big Changes – BJ Fogg
How to Make a Wise Career Switch – Dawn Graham
With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra
The Joy of Movement – Kelly McGonigal
How Seniors Are Saving the World With Activism – Thelma Reese
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About Retirement Wisdom
We help people who are retiring from their primary career – and aren’t done yet – discover what’s next. A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident. Schedule a call today to discuss how we can help you make yours great.
Explore retirementwisdom.com
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The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the policy or position of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.
Resiliency and perseverance are top of mind these days. Today’s retirement podcast conversation is an inspiring story of overcoming adversity throughout life and creating a meaningful second act with a higher purpose. COVID-19 has many ripple effects. Forced to stay at home, many people are finding themselves doing more self-reflection about their true priorities. And others still are being forced to think about what’s next earlier than they planned. What will you choose to do when your days of full-time work come to a close?
The story of our guest today will fuel your self-reflection. It’s the story of an educator who “retired” and then re-fired.
Resiliency and Perseverance Lead to a Great Second Act
We discuss:
- Her Amazing Girls Science Program
- What inspired her to write her book I’m Not Done Yet…And You Shouldn’t Be Either
- Her journey to college, beginning with multiple rejections, and culminating in a Doctorate from Columbia University
- How dealing with challenges creates greater strength
- Why becoming an Empty Nester can be a catalyst
- Why creativity and resiliency can be cultivated
- How people can recognize a calling
- Why some people believe that they can never achieve their dreams yet others do just that
- Her advice for anyone who’s retiring, but not done yet
____________________________ Bio Dr. Cynthia Barnett is the author of I’m Not Done Yet … and You Shouldn’t Be Either
A research study by the American Association of University Women called “Why so few women in Science, Technology, Engineering & Math” prompted Dr. Barnett to join the movement to empower girls in Science, Technology, Engineering, Art, and Math (STEAM) by seeking to ignite their interest and spark their enthusiasm while building core life skills of self-confidence, self-esteem, curiosity, problem-solving and risk-taking.
Dr. Barnett has become a STEAM champion and is passionate about bringing opportunities to young girls to blaze their own path in STEAM fields to get them ready to meet 21st Century challenges in the scientific and technological fields.
Saturday Academy was one of the programs featured on CBS on their Martin Luther King “Fulfilling the Dream” program focusing on people in the community who give back. The Connecticut Technology Council has honored Dr. Barnett with its Community Innovation & Leadership Award.
Dr. Cynthia won the Inaugural AARP Purpose Prize for her work with igniting the SPARK in girls for STEAM (Science, Technology, Engineering, and Math).
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Wise Quotes On Resiliency
“I made a decision that I was going to swim and I was not going to sink. And one of the things I learned from that difficult situation and that really bubbled up in me was my own problem-solving skills. I learned how to figure it out. I had an inner strength in me that I didn’t know existed. I learned how to be independent and how to be confident. And it was a very difficult time, but I made it through.”
On Self-Reflection
“Sometimes it’s difficult. It depends on the mind where one may be thinking they want to lead their life. It’s a lot about reflection. And thinking, ‘Well now it’s time. It’s time to do something else. It’s time to give back. And it’s time to really make a difference.’
On Recognizing a Calling
“That inner calling, it just speaks to us and if people are really willing to think of where they’re going next, where they want to spend the next 20 years – because research shows that we are going to live to another 20 or 30 years after we leave the regular workforce. As an example, I left my position as an assistant high school principal 17 years ago, I was 60 at the time. I’m going to be 77 next month. And I’m thinking, ‘What would I have done in all that time? ‘I would have been absolutely bored. So it’s so important to really think of what’s next for us. And many people don’t think about that. They just kind of just go along with one thing at a time, not really thinking about Well, what’s really my true Calling? Because the true calling may not have been in the work you did before.”
On Finding Her True Calling
“I find that this is my true calling because I’m able to use not just what I know, not just some of the strategies, but it’s a whole new avenue for me. I’m not a science major, but I love science. I love the intrigue that it brings the kids.”
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For More on Dr. Cynthia Barnett Order I’m Not Done Yet…And You Shouldn’t Be Either
The Amazing Girls Science program
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Related Podcast Episodes You May Like
How to Live Your Legacy Now – Barbara Shaiman
How Seniors Are Saving the World With Activism – Thelma Reese
How to Build a Non-Profit Encore Career – Betsy Werley
Why Building Resilience is Vital in Midlife and Beyond – Jan Zacharjasz
Advice for Successful Career Women Transitioning to Retirement – Helen Dennis
Why People Make a Career Change with Purpose Top of Mind – Chris Farrell
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Best Books on Retirement
Some related titles you may like:
Answering Your Call: Guide for Living Your Deepest Purpose
The Power of Meaning: Crafting a Life That Matters
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Take The First Step
Create The Retirement You Want
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About Retirement Wisdom
We help people who are retiring, but not done yet, discover what’s next.
A long retirement is a terrible thing to waste.
And a meaningful retirement doesn’t just happen by accident.
We help you design the life in retirement that’s uniquely right for you.
Retire smarter. Schedule a call today to discuss how we can help you make yours great.
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Explore retirementwisdom.com
The right retirement tips are like gold. The retirement ideas you envision and the pre-retirement planning you do now can make it happen. Imagine the feeling when you do achieve the freedom to retire. And what does it take? More than ever, it takes sound planning, a balanced approach, and discovering a new purpose in retirement. We’re honored to have Fritz Gilbert, of the Retirement Manifesto, return to our podcast to share his retirement advice, and talk about his book The Keys to a Successful Retirement. And you’ll find this book to be a go-to resource to retire smarter. Professionals planning for retirement, devotees of the FIRE movement (and Fat Fire), and retirees will all find it to be a trusted source of retirement tips, practical retirement planning advice, and inspiration.
We discuss:
- How he and his wife are doing in the pandemic
- His perspective on the economic impact of COVID-19, as an early retiree
- How he thinks this will affect the FIRE movement
- What day-to-day life as an early retire is like – and what’s surprised him
- Which factors mattered most in his pre-retirement planning
- What inspired him to write his book Keys to a Successful Retirement
- Why test driving retirement life helped him
- What differentiates people who do it right in retirement from those who don’t
- Why Attitude & Passion should be part of your retirement planning
- The role the Freedom for Fido project has played in their retirement life – and what hints it gives you for yours
- Why finding a new purpose is vital
- What he learned for his ONE Retirement Question project
- His advice for pre-retirees
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Bio Fritz Gilbert retired after more than three decades in corporate America, where he progressed through the various levels of a multinational corporation serving the global aluminum industry. His award-winning blog “The Retirement Manifesto” is focused on people achieving a great retirement. Fritz and his wife, Jackie, live in a cabin in Blue Ridge, Georgia, an Appalachian Mountain town where they’re active in their local church and various local charities, including Jackie’s charity Freedom for Fido (FreedomForFido.com). When he’s not writing, Fritz enjoys spending his time outdoors and is an avid fly fisherman, mountain biker, hiker, camper, photographer, and fitness fanatic. He also cherishes his daily walks in the woods with their four dogs, who run the household. Fritz and Jackie also travel cross country in their RV to visit their daughter and her family in the Pacific Northwest.
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Wise Quotes On Envisioning Your Life in Retirement
“Think about what you want your life to be. And there’s a direct correlation between those that take more time to think about it and how successful their retirement is. The people that are Type A and hard-charging right up til the end, especially if they lose their job unexpectedly, Boom, they’re retired. They tend to be the ones that struggle the most. And it really does go back to this getting onto the off-ramp and mentally preparing yourself to start changing gears. You’re getting off the Interstate and you’re going back on a country road. You’ve got to be prepared for how that drive is going to differ. And, taking the time to do that before you hit the country road. No doubt in my mind that’s the most important thing people can do.”
On Taking Retirement for a Test Drive
“I took an extra week off. We, so I made it, 10 days or so, and my wife and I both said, Hey, let’s just kind of pretend we’re retired.
We’ll try to really make this like a retirement lifestyle and let’s just think about what do we want our days to be. What do we want our retirement dreams to be? And anything like that that you can do to just put your mindset into the post-retirement lifestyle helps. And do that while you’re still working. I’ve done a lot of research for the book and one of the biggest differentiators is the people that kind of take some time to do that, tend to have the easiest transition into retirement.”
On Why Attitude Matters in Retirement
“Wherever you’re going in your journey, it’s almost a self-fulfilling prophecy. If you go into something with a bad attitude, chances are it’s going to turn out to be not that enjoyable. And the thing about retirement is the attitude that we take towards it is pretty much entirely within our control. You there’s so many things you can’t control; the stock market; inflation; health insurance, etc. But the things that you can control, be intentional, and choose to be positive. Look for the positives in all the situations you’re facing. And I just think that goes a long way to smooth out the bumps and makes it a lot better journey.”
On Purpose in Retirement
“You’ve got to have something to get up for in the morning. It’s an overused phrase, but it’s true. You really have to find something that you’re passionate about, and you have to replace that fulfillment that you got through work. Work, you can say a lot of negatives about it, but there’s no doubt that it gave you a sense of purpose. You knew what you had to do. You had your objectives, you had your annual reviews, you had your metrics. Whatever there was, there was. I think we’re designed as people to perform certain things, right? And when you’re performing the thing that you’re meant to be doing, there’s fulfillment that you get from that. Retirement can be the best years of your life. The trick is to find the thing that you’re meant to be doing. And that’s the challenge. is how do you find that thing? And I get into that in my book.”
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For More on Fritz Gilbert, the Retirement Manifesto & Keys to a Successful Retirement: Order: Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years
Follow on Twitter @RetireManifesto
Follow on Facebook and Instagram
Freedom For Fido
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Retirement Podcast Episodes You May Like
Our first conversation with Fritz Gilbert
The Soft Side of Retirement – Fritz Gilbert, The Retirement Manifesto
Other Podcast Conversations You May Like
Are You Ready For The New Retirement? – Stephen Chen
What’s Your Exit Strategy? – Ashley Micciche
Not Exactly Retired – David Jarmul
With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra
Your Retirement Won’t Come with a Road Map – Carol Hymowitz
Do Your Retirement Strategies Account for 6 Stages & Community? – Ted Carr
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Related RW Blog Posts You May Like
Power Up Your Purpose: Now’s The Time
Your Greatest Retirement Asset Could Be Your Attitude
Our Review of Keys to a Successful Retirement
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Follow the Retirement Wisdom Podcast on Instagram
Sign up for our free Monthly Newsletter Wisdom Notes
Tap into tools including free retirement calculators| The New Retirement Planner | The Flexible Retirement Planner
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Explore retirementwisdom.com
Volunteering plays a big role in many retirements across many types of volunteer organizations. Today’s guest, David Jarmul, shares his experiences volunteering abroad with his wife with the Peace Corps in his sixties. David’s new book, Not Exactly Retired, tells the inspiring story of a couple who steered off the main highway of the American Dream to reinvent themselves. They left their home to wander around the United States and Nepal and then serve as Peace Corps volunteers in Moldova, in Eastern Europe. Not Exactly Retired is a book for anyone seeking inspiration about how they, too, might pursue adventure, serve others, and embrace the next phase of their lives. This book is a shining example of why volunteering is important – and why it can be a unique way of reinvention in early retirement.
We discuss with David:
- What it was like to walk away from a great job and career to pursue adventure and service.
- What his sendoff was like at Duke University.
- His side trip across the US and a return visit to Nepal before his new Peace Corps mission.
- What it was like to be in the Peace Corps in Moldova in his sixties.
- What he learned about himself.
- How the experience affected his relationship with his wife Champa.
- What the re-entry to the US was like.
- What’s next for him.
- How individuals and non-profit organizations can be more strategic about volunteer opportunities.
- How he’d advise someone looking for a way to be more creative, serve others and pursue a higher purpose.
- Why drifting in retirement is important to avoid.
David joins me from North Carolina.
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Bio David Jarmul is a writer and world traveler whose blog has been read in more than 100 countries. He was the head of news and communications at Duke University for many years and held senior communications positions at the Howard Hughes Medical Institute and the National Academy of Sciences. An honors graduate of Brown University and past president of the D.C. Science Writers Association, he has also worked as an editor for an international development organization, a writer for the Voice of America, and a reporter for a business newspaper. His previous books are Headline News, Science Views and Plain Talk: Clear Communication for International Development. David has traveled throughout the world and in all 50 U.S. states. He served as a Peace Corps Volunteer in Nepal, where he met his wife, Champa, and with her in Moldova, Eastern Europe. They live in Durham, N.C.
Source: https://notexactlyretiredbook.com/
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Wise Quotes
On Identity and Retirement
“I began to redefine my identity. It took me months to change my LinkedIn profile and to let go and stop thinking of myself as the former this or the former that, and to embrace my new role as a Peace Corps volunteer – and also as a blogger. So, that was good. More broadly, I felt like being a Peace Corps volunteer really helped me to be flexible to this. Can I step into a place where the resources are much less than we have in America? In many ways, it’s a simpler life. And to realize that what really matters in life is, is not necessarily what we obsess about here in America.”
On Volunteering Abroad in His Sixties
“I was serving in my sixties this time, which many people listening to this might think, ‘Wow, that must be pretty tough.’ But actually I thought it was easier to be a volunteer in my sixties than it was in my twenties. Particularly since I was serving with my wife. I wasn’t lonely. I always had my best friend there. And with the people who ran the community where we were – the mayor and the head of the school and the library and so forth – they were the same age as us. And so we became friends. So we would trade photos of our grandkids and we could talk to each other as peers. And it was a very different kind of relationship. And we really enjoyed it. ”
On How Not-for-Profit Organizations Can Leverage Retirees Better
“…Non-profit groups look to older volunteers often as a way to handle tasks that don’t necessarily use their skills all that appropriately. And I think there’s a real opportunity within the non-profit world, and more broadly in American society, to take advantage of our cohort. And to think more strategically about the skills they can bring. People have great backgrounds, whether it’s in HR or with computer technology or management and just [overall] communication skills. So it’s sort of in all kinds of areas [with experienced people] who are eager to be of service. And I sometimes feel like nonprofits don’t quite know what to make of them. So I’ve been actually working with others here in North Carolina to see if we can address that. But it’s a need and it’s an opportunity that I think extends much more broadly across the country.”
Advice on Volunteering in Retirement
“I’m imagining somebody, Joe, who’s listening to this right now who thinks, ‘Oh, that’s kind of fun, but I could never do that.’ And my answer to them is: Yes, you can. But it doesn’t necessarily have to be the Peace Corps. Everybody has their own dream, has their own bliss. And for us, it was doing that for somebody else. That may be something entirely different for you. My argument to people is not, ‘Hey, you need to join the Peace Corps’. It’s: Take control of your life.’ It’s: ‘Be deliberate about where you’re going. And another way to say that is: Don’t drift. I have friends and I’m guessing you may too, who are dear friends and wonderful people, but I get the feeling that they’re just doing what they’re doing because they can’t think of something else to do. They don’t necessarily enjoy it all that much anymore.”
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For More on David Jarmul and his book: Order Not Exactly Retired
Read David Jarmul’s Blog
Watch a Short Video on their Moldova experience (1 minute, 41 seconds)
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Related Podcast Episodes You May Like
Why People Make a Career Change with Purpose Top of Mind – Chris Farrell
How to Build a Non-Profit Encore Career – Betsy Werley
With the Freedom to Retire,Where Will You Plant Your New Tree in Retirement? – Don Ezra
The Exciting Potential of Integenerational Mentoring – Charlotte Japp
Why Settle for Happiness in Your Retirement? – Emily Esfahani Smith
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Related Blog Posts
Find the Volunteer Opportunity That’s Right for You
Power Up Your Purpose: Now’s The Time
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We hope this podcast episode finds you and your loved ones healthy and safe during these challenging times. Stay well.
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About Retirement Wisdom
We help people who are retiring from their primary career and are not done yet, discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how we can help you make yours great.
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Explore retirementwisdom.com
Life planning & career planning can be challenging things to tackle, especially in uncertain times like these. Dave Evans, the co-author of Designing Your Life and the new book Designing your Work Life, explains how the principles of design thinking can give you an edge. Whether you’re anticipating a transition to a new chapter in life in retirement, creating a second career or making a savvy career change, “iterating your way forward” is the best way to explore new options.
Designing Your Life is one of the most impactful books I’ve ever read and the one I’ve most often given as a gift. It’s the best book on life planning and career planning in my view.
We talk about:
- The story of how Designing Your Life came to be
- The Principles of Design Thinking and how they can be applied to life planning and career planning using DYL
- How Designing Your Life is used in different populations around the world today
- How DYL is leverage by older adults in mid-life and later life
- Why Reframing is a skill you’ll want to develop
- How Prototyping works with a person instead of a product
- What the new book Designing Your Work Life is about
- How networking is done with a DYL mindset
- Dave Evans’ advice for someone considering making a change in their life or career
Dave joins us from California.
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Note: We’re in challenging times. Investing some time in reflection and self-renewal is especially important now. These podcast episodes are offered now with that intention in mind. We hope you find them helpful and hope that you stay well.
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Bio Dave Evans has worked in alternative energy, telecommunications, and high tech. As an early member of the advanced systems group that built the technology that became the Macintosh, he led the first computer mouse team and laser-printing projects, before leaving to co-found the software giant Electronic Arts.
After more than thirty years of executive leadership and management consulting in the high tech world, Evans realized that what he really wanted and needed to do was help people rediscover purpose in their jobs and lives. He joined Stanford’s Design Program, where he now co-teaches the incredibly popular Designing Your Life course, which helps undergraduates discover their paths after graduation.
In the book Designing Your Life, Evans and co-author Bill Burnett, Executive Director of Stanford’s Design School, bring these principles to a larger audience, proving it’s never too late to design a life you love through innovation and creative problem-solving. A dynamic and entertaining speaker, Evans teaches audiences of all ages that the same principles used to create amazing technology and products can also be used to design and build a life filled with purpose and joy that is constantly creative and productive.
He lectures around the country on design thinking and offers a popular e-course on the subject through Creative Live with Bill Burnett. From his travel around the country and meeting and hearing from thousands of people, Evans was inspired by the Designing Your Life community to compose a second toolkit with Burnett, this time specifically focused on work. Designing Your Work Life is full of tips, tricks, and tools for optimizing and “future-proofing” work.
Evans earned a Bachelors of Science and Masters of Science in Mechanical Engineering from Stanford and a graduate diploma in Contemplative Spirituality from San Francisco Theological Seminary. He and his wife live in Santa Cruz and have five adult children, including three Stanford grads.
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For More on Dave Evans Buy the new book Designing Your Work Life by Bill Burnett and Dave Evans
Read the Original Designing Your Life book by Bill Burnett and Dave Evans, a #1 New York Times bestseller.
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Wise Quotes On Taking Charge of Your Future
“But one of my favorite parts of that particular story is that moment of realization – Wait a minute, it’s actually just up to us. These people had resources and they were healthy. Not everybody can do that, but whatever it is you’re looking at, as long as the resources could be made available, it’s just up to you. The freshness of ‘Oh my God, I can’t believe we pulled this off stuck with them for a long time. It was still amazing to them that they actually had the chutzpah to make their own decisions and that started propagating out into all other kinds of parts of their lives.”
On the Design Your Life Methodology – The Short Version
“So, here’s the whole Designing Your Life methodology in 10 words. Here you go: Get Curious. Talk to People. Try Stuff. Tell Your Story. That’s it. The four steps and simplified process: Get Curious, Talk to People, Try stuff. Tell Your Story.”
On Prototyping
“Now two out of the four of those, there are two middle ones. Talk to People and Try Stuff. They’re the primary forms of prototyping. if I’m prototyping a mouse or we’re prototyping a new antilock brake system, that’s different. But prototyping a person. How do you do that? You talk to people and you try stuff. You go out there and you have conversations with people doing the kind of thing you’re thinking about or curious about. And you begin to do very, very small, little ‘get your feet wet’ experiments. I don’t mean, take the whole summer off and go live in Bora Bora. Log into a virtual reality experience for 30 minutes and then go spend a day doing it or do shadow somebody. Get really ‘low bar’ experiences of trying these things out.”
On Thinking Like a Designer
“What we’re doing, is actually a way of living in an experimental way and it suddenly becomes ‘Oh, I can get up and take my curiosity out for a walk every single day by talking to people and doing stuff.’ And sometimes along the way, it’ll actually turn into a decision that becomes a new life. How interesting. So it’s really a way of life that we’re offering it. It’s not a religion. Your value system comes from other places, but then you live in this way of being in the world, which is experiential and collaborative and participative. And frankly, it’s really interesting.”
On the New Book Designing Your Work Life
“Networking is just asking for directions from kind people. It’s not bugging people. And so off you go by the way of that simplified system of Get Curious, Talk to People, Try Stuff, Tell Your Story. That is exactly what we recommend people do when it’s time to think about making a change – because if you get stuck early on by trying to figure it out or push it off or solve all the problems, you will get stuck prematurely. And your friend here really is curiosity. Set the bar low and give yourself some time. So if you make the transition process itself and the exploration into it, its own reward: Oh Hey I’m making progress, I’m learning, I’m meeting people, I’m getting out there. And finding a fun thing including like, Oh wow, that’s no fun at all. I would never want to be a Tax Preparer despite the fact that I’ve always kind of had this evil satisfaction doing my taxes at the end of the year.”
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Work One-on-One with a Coach Want to work on designing your next chapter?
We have a Certified Designing Your Life Coach.
Invest in crafting your future. Schedule a free consultation.
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Related Podcasts You May Like
Why People Make a Career Change with Purpose Top of Mind – Chris Farrell
Tiny Habits Can lead to Big Changes – BJ Fogg, PhD
The Joy of Movement – Kelly McGonigal
With the Freedom to Retire, Where Will You Plant Your New Tree? – Don Ezra
How to Make a Wise Career Switch – Dawn Graham
_________________________ About Retirement Wisdom
We help people who are retiring from their primary career and are not done yet, discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how we can help you make yours great.
Our guest today is Kelly McGonigal, Ph.D., and author of The Joy of Movement. Kelly is a health psychologist at Stanford whose Ted Talk on stress has over 22 million views. The Joy Of Movement is an exceptional book that blends the science behind the psychological benefits of exercise and physical activity with compelling stories of how exercise has helped people overcome challenges and thrive. It’s a great time of year to (carefully) start or resume working out and this book has inspiring messages that will get you moving. You’ll find this book to be helpful for people of any age and any level of fitness, including exercise for seniors.
Our Conversation with Kelly McGonigal We talk with Kelly about:
- Her personal story with exercise and the role it plays in her life
- How movement affects our moods
- How movement can bring out the best version of ourselves – and a braver version of ourselves
- The social side of movement and exercise
- How the people she interviewed for her new book showed her how exercise, hope, and courage are connected
- The mind-body connection – and what a rock-climbing experience taught her about overcoming fear
- The story of her grandparents and the role of music and movement in their lives
- Her advice if you want to start exercising, resume exercising or take it up a notch
Bio
Kelly McGonigal, Ph.D., is a health psychologist and lecturer at Stanford University, and a leading expert in the new field of “science-help.” She is passionate about translating cutting-edge research from psychology, neuroscience, and medicine into practical strategies for health, happiness, and personal success. Kelly’s latest book is The Joy of Movement: How Exercise Helps Us Find Happiness, Hope, Connection, and Courage.
She is also the author of The Willpower Instinct: How Self-Control Works, Why It Matters, and What You Can Do to Get More of It (Penguin 2012), which explores the latest research on motivation, temptation, and procrastination, as well as what it takes to transform habits, persevere at challenges, and make a successful change. Her audio series The Neuroscience of Change (Sounds True 2012) weaves the newest findings of science with Eastern contemplative wisdom to give listeners a revolutionary process for personal transformation. She is also the author of Yoga for Pain Relief: Simple Practices to Calm Your Mind and Heal Your Pain (New Harbinger, 2009), which translates recent advances in neuroscience and medicine into mind-body strategies for relieving chronic pain, stress, depression, and anxiety.
She teaches for a wide range of programs at Stanford University, including the Stanford Center for Compassion and Altruism Research and Education, the Graduate School of Business, and the School of Medicine’s Health Improvement Program. She has received a number of teaching awards for her undergraduate psychology courses, including Stanford University’s highest teaching honor, the Walter J. Gores award. Her popular public courses through Stanford’s Continuing Studies program—including the Science of Willpower and the Science of Compassion—demonstrate the applications of psychological science to personal health and happiness, as well as organizational success and social change. Through a wide range of conferences, workshops, university-affiliated programs, and consulting, Dr. McGonigal also provides continuing education and training to executives, teachers, healthcare providers, and other professionals.
Her psychology research (on compassion, mindfulness, and emotion regulation) has been published in The Journal of Personality and Social Psychology, Motivation and Emotion, The International Journal of Psychiatry in Medicine, and The Journal of Happiness Studies. From 2005-2012, Dr. McGonigal served as the Editor in Chief of the International Journal of Yoga Therapy, a peer-reviewed journal of mind-body research, healthcare policy, and clinical practice. A long-time practitioner of yoga and meditation, Dr. McGonigal is a founding member of the Yoga Service Council and serves on the advisory boards of several non-profit organizations bringing yoga and meditation to underserved and at-risk populations, including Yoga Bear (providing yoga in hospitals nationwide and to cancer survivors and their caregivers) and The Art of Yoga Project (bringing yoga into juvenile detention facilities in the San Francisco Bay Area).
Dr. McGonigal’s work has been covered widely by the media, including the CBS Evening News, U.S. News and World Report, CNN.com, O! The Oprah Magazine, Time magazine, USA Today, and the American Psychological Association’s Monitor on Psychology. She is also a frequent source of expert advice and commentary for media outlets such as the New York Times, the Washington Post, the Los Angeles Times, MSNBC.com, Web MD, Time, Fitness, Women’s Health, and more. In 2010, Forbes named her one of the 20 most inspiring women to follow on Twitter. In 2012, she teamed up with the Oprah Winfrey Network and Superbetter Labs to create an online game that would spread the benefits of gratitude to millions of people worldwide.
Dr. McGonigal received her Ph.D. in psychology from Stanford University, with a concentration in humanistic medicine. She received a B.A. in Psychology and a B.S. in Mass Communication from Boston University.
She is also passionate about the benefits of physical exercise and has been certified as a group fitness instructor since 2000. In her free time, she continues to teach group fitness classes – because sometimes moving, breathing, and sweating is the best thing you can do to create health, joy, and resilience.
Wise Quotes On the Psychological Benefits of Exercise
“So a lot of the stuff that’s happening inside of you that causes suffering, it basically recedes. And things that make us feel good – whether it’s hope, whether it’s confidence, whether it’s feeling connected to others, all the stuff going on in our brains that give us a sense of pleasure or joy – that becomes enhanced. And people describe that – sometimes even to a degree of feeling euphoric – when they exercise. And sometimes it’s more subtle where you start out your workout feeling stressed out, maybe feeling a little isolated, and at that 20-minute mark, Man, your body feels like you’re in the zone. With whatever movement you’re doing, it physically feels better and you just suddenly feel so much more optimistic about your capability to handle what’s going on in your life. You feel more connected to the people in your life. Everything just seems better. That’s the main psychological effect.”
On the Exercise High and The Joy of Movement
“We even now know what’s going on in the brain that’s probably causing that. And that is the effort that you are engaged in basically convinces your brain to release brain chemicals like endocannabinoids and endorphins and dopamine that make you feel good. And also that sort of nudges you in the direction of being a braver version of yourself, more willing to persist and do difficult things in order to reach meaningful goals – and also a more social version of yourself. So, particularly endocannabinoids and endorphins – they’re social bonding brain chemicals. And when their levels are higher in your brain, you find it easier to reach out to others. You find it more pleasurable to spend time with others. Other people’s jokes are funnier. It feels better to get a high five or a hug. It feels like you get more of a warm glow if you cooperate with other people. And so this is part of what an exercise high does to you.”
On the Social Benefits of Exercise
“One of the things I’m fascinated by is that there’s almost no wrong way to move in order to get the psychological benefits. And yet when I talk to people about movement, I just kept hearing over and over how important the social relationships were that they were forming in communities of movement, even among people who are doing what seemed like solo activities, like running, for example. So maybe it’s your local gym where you join a walking group or a recreational sports club where you go to a dance class. In these places there’s something about moving together with other people that creates a type of bond and friendship that’s hard to find in other places.”
“And we know part of this is again, neurobiology and we know that when you move with other people, that shared endorphin rush that you get, it makes you enjoy the workout more for many people, but also that shared endorphin rush is one of the main ways that people bond.”
On Where to Start
“Well, first, I would say you have to move away from the motivations that a lot of other people try to force on us. Like the idea that you have to find a form of exercise that will burn the most calories or be the most efficient for warding off heart disease. Not that any of that stuff isn’t good for you, but you have a very different experience of movement and you’ll be more likely to stay with it. Start from a place of asking yourself, what would bring me joy or what would be meaningful? And so you can pair movement with other things that already bring you joy. And we know that movement will enhance the joy you get from them. So if you love your dog, go for a walk with your dog or play with your dog in the park or the backyard.”
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For More on Kelly McGonigal, PhD: Read The Joy of Movement: How Exercise Helps Us Find Happiness, Hope, Connection, and Courage
Her Website
Ted Talk
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Related Podcast Episodes
The Mind-Body Connection and The Rabbit Effect – Kelli Harding, M.D.,MPH
Tiny Habits Can Lead to Big Changes – BJ Fogg, PhD
How Can You Be Better with Age? – Alan Castel, PhD
Design Your Life and Get Unstuck – Dave Evans
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About Retirement Wisdom
We help people who are retiring from their primary career and are not done yet, discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how we can help you make yours great.
As people work longer, making a career switch is becoming more common. Planning a career change after 50+ takes a savvy approach that’s in tune with what’s needed in the marketplace today. And a second career can offer an opportunity to apply your skillset in different ways and pursue greater meaning and purpose. But a mid-life career shift takes a smart strategy and a targeted plan to fully leverage your skills and your network.
Is It Time for a Career Switch? In this episode, we talk with Dr. Dawn Graham, who’s written Switchers, a go-to book on making a career change. We talk with Dawn about:
- Her personal experience with making a career shift
- What skills are critical in making a smart career change
- What types of career transitions are the easiest – and which are the most difficult
- How people can best prepare to change careers later in life
- What people really need to know about networking
- Advice for people re-entering the workforce or unretiring
- How people can navigate the realities of ageism in making a career change after 50
- The best place to start when planning a career switch
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Bio
Dr. Dawn Graham is one of the country’s leading career coaches, with two decades of corporate experience in recruiting, executive coaching, talent management, leadership assessment, teaching, and business transformation. As Career Director for The Wharton School’s Executive MBA program, Dawn works with a population of hard-driving business executives, most of whom are changing careers at the prime of their professional lives while vying for some of the world’s most competitive jobs. Dawn is also the of host Sirius XM Radio’s popular weekly call- in talk show “Dr. Dawn on Careers” offering advice on career transitions to a diverse population of North America.
A contributing writer for Forbes.com, Dawn’s first book “Switchers: How Smart Professionals Change Careers and Seize Success” was a #1 new release and shares a practical roadmap with fresh strategies based on her background as a recruiter and psychologist for how job seekers can get into the mind of the hirer and successfully land a career switch. A licensed psychologist, Dawn holds a doctorate in counseling psychology from the University of Denver, a master’s degree in applied behavioral science from the Johns Hopkins University, and a bachelors’ degree in psychology from Seton Hall University. She is on the Board of Directors for the MBA Career Services for Working Professionals, an alliance of the top 30 global MBA programs. She also has an appointment with the Wharton Management Department.
Dawn joins us today from Philadelphia.
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Wise Quotes
On The Power of Your Transferable Skills
“People are making more switches today for a variety of reasons…a lot of times we get on a path early in our career that turns out to not be as interesting as we thought or maybe it doesn’t align with our values as we move forward with other parts of our life. I think the people who are successful in making switches recognize the power of transferable skills. Certainly, it’s important to have some technical capabilities. But what we’re seeing now, especially as the market is changing so rapidly, is that there’s a lot of hybrid careers. Meaning they want technical skills, but they also want what has been for a long time called ‘soft skills’. And I would venture to say that they’re not soft at all, that they’re pretty key.”
On Planning a Career Shift
“Our identity gets really wrapped up in a career, especially if you’ve done it for several years or even several decades. It’s hard to look at yourself differently. But once you start to strip away the acronyms and some of the language, you’ll realize that a lot of what you’ve done is very transferable to a new market. And the other thing I would say is you probably should be doing this anyway because chances are, whatever industry or profession you’re in today, it’s going to morph very, very quickly. So you’re going to need to know how you can take those skills and transfer it to somewhere else.”
On Asking the Better Question
“I think you have to first understand what the reasoning is and then if you do decide, yes I still want to switch careers, then your next step is figuring out what is it I want to do. And I like the question: What problem do I want to solve? And the reason I like What problem do I want to solve? versus What do I want to do? or What do I want to be? is because it really does remove a lot of the things that cloud our judgment. For example, if I say What do I want to be? or What do I want to do? all of a sudden we’re thinking titles, levels, salary and company names. And I think if you’re trying to figure out what your next step is, that stuff can get in the way of coming to a real answer.”
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For More on Dr. Dawn Graham Read Switchers: How Smart Professionals Change Careers and Seize Success
Website
Ted Talk
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Related Podcast Episodes You May Like
How to Build a Non-Profit Encore Career – Betsy Werley
Why People Make a Career Change with Purpose Top of Mind – Chris Farrell
Will You Be an Entrepreneur in Your Second Act Career? – Dorie Clark
What’s Next for You? – Jeff Tidwell
If You Plan on Working Longer, How Do You Best Prepare? – Kerry Hannon
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About Retirement Wisdom
We help people who are retiring from their primary career – and aren’t done yet – discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how we can help you make yours great.
Is there a playbook on how to retire early? You may find yourself dreaming of early retirement now after reading stories of the FIRE movement (Financial Independence and Retire Early). But maybe you’re wondering what it would really be like to retire early and walk away? And perhaps you’ve fantasized about what life would be like without a blaring alarm clock five days a week.
An Early Retirement Story In Progress Our guest is Leif Dahleen, who at 43, did just that in August. We talk with Leif about his story and:
- What the FIRE Movement is about
- What early retirement life is really like
- Why he wanted to retire early
- What his decision-making process was like
- How he test drove his retirement
- What’s surprised him so far
- What he misses about work
- Why he started his blog Physician on FIRE
Bio Leif Dahleen is a former anesthesiologist, who retired from medicine at the age of 43, having achieved financial independence several years earlier. He started his blog Physician on FIRE in January 2016 to enlighten, educate, and entertain other high-income professionals while discussing money matters of all sorts. Leif achieved both his Bachelors and Medical Degree from the University of Minnesota. Leif is happily married with two children. They call northern Michigan their home base and spend much of the year traveling. Leif joins us today from Spain.
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Wise Quote On How To Achieve Financial Independence and Retire Early “The thing is to Mind the Gap, as they say by the subway in London. You need to grow the gap between your income and your spending. There are obviously two ways to do that, more income or less spending – and either one will work. If you do both, that’ll work even better. But what will matter by far the most, especially over the short term and now over the long term (meaning decades, multiple decades) are your investment returns – and fees and expenses – all of that matters quite a bit.
But over the short term, meaning months to a number of years, it’s how much you save and how much you put aside for retirement that’s going to matter the most. So I tell my readers ( and again I mostly speak to a high-income audience who already has the earning side pretty well figured out ) to try to live on half their take home. If they can basically live their lives on half of what they’re bringing home and use the rest to either pay off debt and or invest, then they can become financially independent from being flat broke to being Financially Independent, in 15 to 20 years – more or less – depending on market returns.”
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Follow Leif Dahleen’s blog Physician on FIRE
Follow Leif Dahleen on Twitter
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Related Podcast Conversations on Retiring Early
Stephen Chen
Chris Farrell
Ted Carr
Chris Mamula
Fritz Gilbert
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About Retirement Wisdom
We help people who are retiring, but not done yet, discover what’s next.
A long retirement is a terrible thing to waste.
And a meaningful retirement doesn’t just happen by accident.
We help you design the life in retirement that’s uniquely right for you.
Retire smarter. Schedule a call today to discuss how we can help you make yours great.
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RW on IG
The Retirement Wisdom Podcast is now on Instagram
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Once you’ve earned the freedom to retire, what will you do next? What are your plans for retirement? How will you approach preparing to retire so that one day you’ll be happily retired? Well, Don Ezra thinks that the word retirement is obsolete. He believes it’s high time that we reframe how we think about it. In Don’s view what we used to call retirement, is today the beginning of a new second life. He calls it Life Two – life after full-time work. In fact, multiple surveys indicate that the vast majority of people want to continue to work past what used to be seen as the “normal retirement age.” For many people, the desire to work longer is not primarily financially driven. For some, it’s about purpose. When work is a calling in retirement, it’s wise to be thinking about how you’ll be creating a second career – and a second life.
Will You Be Happily Retired Someday? Achieving the freedom to retire is not easy. Neither is creating a new second life. It takes a different level of planning and preparing to retire to do that well, both financially and emotionally. Don has written one of the best books on retirement planning: Life Two. Based on Don’s experience, the keys to sound retirement planning lie in education and introspection. And it’s not theoretical for Don. He does not refer to himself with references to his previous titles in an impressive and distinguished career. He’s simply ‘happily retired.’ He describes his experience in transitioning to this second life in retirement as planting a new tree, different from the tree he grew in his years of full-time work.
If you want to learn more about how to retire happy and make the most of your freedom to retire, you’ll want to listen to our conversation with Don Ezra.
We discuss with Don:
- What inspired him to write Life Two
- How Life Two differs from Life One
- The concept of a “Life’s Abundance Portfolio”
- Why having the freedom to retire is exciting – but why retirement can be scary – and what to do about that
- How couples can prepare for Life Two – and stay up to date on what’s most important – as a couple and as individuals
- Lessons learned in his personal journey
- Advice on how to prepare for retirement & Life Two
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Bio In Life One, Don Ezra was Co-Chairman , Global Consulting at Russell Investments. He has served on the Executive Committee of the Washington DC-based Employee Benefit Research Institute (EBRI), and as Chairman of its Research Committee. In 2004, he was awarded the EBRI’s Lillywhite Award “for extraordinary lifetime contributions to Americans’ economic security.” Don is the author of Life Two: How to Get and Enjoy What Used to Be Called Retirement, Happiness: the Best is Yet to Come and several books on pensions and the financial side of retirement. Don joins us from Toronto.
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Wise Quotes On Life Two:
“That’s when I realized that if you think of this as Life Two, Life One is our grown-up working life. So Life Two is what follows. And for most of us, it’s going to be long enough. It’s going to be healthy enough to be a life that we can enjoy. It’s not just an end to Life One, it’s a life in its own right. And so, forget the old concept of retirement. In fact, let’s retire the word. So, I think of Life Two as the best part of life. I think of Life One in fact is just being a very long prologue that finally gives way to the real show – when enjoyment and happiness and fulfillment peak.”
On Freedom & Stress
“It’s not until we retire or at least stop working full time that we have both the time and the money to truly enjoy all of life. And that gives us freedom. So, I think of Life Two as a full life. I think of it as a mature life rather than an immature one. I think of it is a happy life rather than a stressful one. That’s how I try to reframe retirement and, and given that I go back to the point I was making that it’s ironic – dreading retirement makes us unhappy and anxious at work and that’s because we don’t know what it’ll be like. We just know it will be a change, possibly a big change from what we’ve become very used to. And we are just scared to think about it.”
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For more on Don Ezra: Don Ezra’s Book – Life Two: How to get to and enjoy what used to be called retirement on Amazon
Life Two: What we used to call ‘retirement’ Financial Times July 2019
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Related Podcast Episodes You May Like
Chris Farrell
Helen Dennis
Ted Carr
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How Prepared Are You for The Non-Financial Side Of Retirement?
Take our Free Quiz
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About Retirement Wisdom
We help people who are retiring from their primary career – and aren’t done yet – discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Schedule a call today to discuss how we can help you make yours great.
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Behavior change is hard. Studies show that up to 45% of our behavior comes from habits. So, what if we could learn how to build habits and design the new behaviors we want? In this podcast episode, our guest is BJ Fogg, Ph.D., the founder of Stanford’s Behavior Design Lab, and the world’s leading expert in habit formation. His new book Tiny Habits: Small Changes That Change Everything is based on over two decades of groundbreaking research and lays out a simple – yet powerful – behavior change model and a broader master system. His Tiny Habits® Method helps you create a three-step recipe designed to break big aspirations into specific micro behaviors; anchor them to a reliable prompt, and wire them in through a celebration with positive emotion.
People use Tiny Habits for a wide range of situations and challenges. It’s up to you on how you choose to use it and design the recipes that are right for you. However, the book includes over 300 sample Tiny Habit Recipes across 15 common life situations and challenges to spur your thinking.
These include recipes to build habits for:
- active older adults
- caregivers
- better sleep
- reducing stress
- cultivating brain health
- strengthening close relationships
- stopping habits that are getting in your way
We talk with BJ Fogg about his new habit book and:
- What Behavior Design is all about – and how he become interested in it
- How the Fogg Behavior Model works
- Why leaning on motivation and willpower aren’t reliable paths to behavior change
- How to build habits – and what emotion has to do with it
- Why the Tiny Habits Method is a valuable skillset
- Why some habits are Golden Behaviors and how to identify them and create them
- Why the Tiny Habits Method is transformational
- Why you’ll want to try The Super Fridge habit (among others in the Tiny Habits book)
- How he is personally using Tiny Habits today in his life
- His advice for people who want to create new behaviors this year
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Bio BJ Fogg, Ph.D., is the founder and director of the Behavior Design Lab at Stanford. In addition to his research, he teaches Boot Camps in Behavior Design for industry innovators and also leads the Tiny Habits Academy helping people around the world. One of Fortune’s “10 New Gurus You Should Know.”
Each year Dr. Fogg creates a new course to teach at Stanford, with topics ranging from mobile persuasion to health habits. His students have gone on to create successful products, including Instagram, that millions of people use every day. Today, Dr. Fogg is primarily interested in how human behavior works and how to help people acquire habits that lead to health and happiness. He has personally coached over 42,000 people in his behavior change method called “Tiny Habits.”
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Wise Quotes On Behavior Design
“It came together for me in 2007 and this model – it’s really easy to understand, and it applies to all types of behaviors and all habits. Basically, it’s three elements. There’s motivation to do the behavior, the ability to the behavior, and a prompt. And so, with any behavior, we’ll have Motivation, Ability, and a Prompt. And this is what we discovered in research at Stanford and in industry. And if you make a small tweak to any one of those elements, you can change behavior. So, for example, if you want to stop a habit, if you can remove the motivation, boom, it will stop. If you can’t do that, can you remove the ability to make it harder to do? You can stop it – or can you remove the prompt? You can also use the model for one-time behaviors for creating habits and so on. So, it’s really pretty straightforward, I think it’s an elegant model that you can apply in a whole bunch of ways.”
On Emotions & Creating Habits
“The common thing that you hear is repetition – and repetition is what creates habits. But that’s not actually accurate. When you look at the studies that people cite – when they’re saying that the studies show that repetition causes habits – it shows that it correlates with habits. So, they’re mixing up correlation and causation. And so, what causes the habit to form? It’s the emotion you feel when you do that behavior or immediately after, and the specific emotion and tiny habits that I advocate and teach people to feel as the feeling of success…That emotion rewires your brain, so your brain actually changes. It’s the sheathing along the neurons that the emotions will trigger a sequence of things that actually changes your brain and wires that habit in. So really emotions are the key to habit formation… if you understand that emotions create habits, that these positive emotions create habits, then it’s like a whole different experience. And that’s what really works as you get good at feeling good about your behavior – and about yourself…It’s an uplifting thing and that ripples out to other parts of your life.”
On Why Change with Tiny Habits Can Be … Fun?
“When people first saw the research I was doing on this and sharing Tiny Habits, I was probably a few thousand people in, coaching people individually through email… And people would write back and say, ‘Wow, this is actually fun. I never knew this was fun. Am I crazy? This is fun.“ And I’m like, ‘No, there is something fun about it.’ Not like riding a roller coaster or watching a funny movie. Well, I’ll make a guess. And you make a guess. I think the fun comes from a sense of discovery and playfulness that the tiny habits promote. And I think that can feel like fun.”
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You’ll Want to Read This Book Get Tiny Habits by BJ Fogg on Amazon.
It’s the best habits book available. It’s not a rehash of old research. It is groundbreaking with simple, practical, and effective tools backed by hands-on research. Build habits the right way.
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For More Information on BJ Fogg. Ph.D. bjfogg.com
tinyhabits.com
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Create the Habits You Want
Get your New Year off to a strong start!
Sign up for our 3-week Habits program (begins on January 7th, 2022)
Retirement Wisdom now has a Tiny Habits Certified Coach & to help you build the habits you want.
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Podcast Episodes You May Like
The Joy of Movement – Kelly McGonigal
Design Your Life and Get Unstuck – Dave Evans
______________________________ About The Retirement Wisdom Podcast Our retirement planning podcast features conversations with authors, thought leaders, and people creating meaningful second careers and interesting lives in retirement. Our mission is to share the wisdom that helps people retire smarter. We believe that balancing financial planning with attention to how people will invest their time and energy – especially when retiring early – is a wise move.
Thanks to our guests, our podcast was recently included on a list of 24 Inspiring Podcasts to Help You Thrive in 2020 by Thrive Global.
Subscribe to automatically get new episodes delivered to you twice a month:
Apple Podcasts | Android | Google Podcasts | Stitcher | Spotify
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Side Note Here’s the NBA Legend (10 championship rings…) who was kind enough to take the time to show a 16-year-old high school player how he mastered the bank shot by starting small.
Aging Well Takes Skill Wise retirement planning transcends your 401k. The transition to retirement is one of the most significant experiences you’ll encounter in your lifetime. And it’s increasingly being recognized as a new and distinct phase of life. One that’s rich with possibilities for personal development, spiritual growth, learning, and wisdom. While people retire at different ages, what we all have in common is that we are all growing older. And it turns out that aging well takes a new skillset.
In this episode of our retirement podcast, our guest is Rabbi Laura Geller, Rabbi Emerita of Temple Emanuel in Beverly Hills, California, a founder of ChaiVillageLA and co-author of the new book, Getting Good at Getting Older. She was the third woman in the Reform Movement to become a rabbi and among the first to be selected to lead a major metropolitan synagogue.
We talk with Rabbi Geller about:
- Why she and her late husband decided to write the new book Getting Good at Getting Older
- If wisdom comes with age
- How we can cultivate wisdom (and as she recommends – a heart of wisdom) in the second half of life
- Why creating the right mindset and attitude about retirement is so important
- Spirituality and inner life in the second half of life
- The benefits of embracing lifelong learning and aging well
- What people who thrive in retirement do differently from those who struggle with the transition to retirement
- Where to begin if you want to get good at getting older
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Bio Rabbi Laura Geller, Emerita Rabbi of Temple Emanuel of Beverly Hills, was the first woman to be selected through a national search to lead a major metropolitan synagogue as Senior Rabbi. She was twice named one of Newsweek’s 50 Most Influential Rabbis in America and was featured in the PBS documentary “Jewish Americans.” Author of numerous articles in books and journals, she was on the editorial board of The Torah: A Women’s Commentary. She is a Fellow of the Corporation of Brown University from where she graduated in 1971. Ordained by Hebrew Union College in 1976, she is the third woman in the Reform Movement to become a rabbi. She is a Rabbinic Fellow of the Hartman Institute in Jerusalem, a mentor in the Clergy Leadership Initiative, a facilitator in the Formation Project of On Being, and a member of the Board of The Jewish Women’s Archive. She is a founder of the first synagogue-based village, ChaiVillageLA, which is part of the national Village Movement. She is co-author with her late husband Richard Siegel, co-author of The Jewish Catalog(1973), of Getting Good at Getting Older.
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Wise Quotes On Wisdom
“It’s very important to acknowledge that it’s hard to have a lot of wisdom when you’re young. But as you say, getting older doesn’t mean that you’re necessarily wise. So, the activity of acquiring wisdom is a practice many of us prepare when we’re younger for our retirement. We need also to prepare for our spiritual work of this second stage of our life. And part of it, I think is really paying attention to what it means to be wise. What does it mean to pay attention to the opportunities that exist that this stage of our life and what are the practices that can help us do that? So, in our book, we speak about meditation, we talk about journaling, we talk about pilgrimage as opposed to travel. It’s one thing to take a trip. It’s another thing to experience that trip as a pilgrimage, a journey that will help us discover not only our roots but also what’s really important to us. It takes a focus on lifelong learning. We continue to learn and gain wisdom through the notion that when you stop learning, you start dying.”
On Intergenerational Relationships
“One of the things that we learned in working on our book is one of the secrets of getting good at getting older is cultivating friends across generation, younger friends, and actually older friends as well.”
On Meaning & Purpose in the Second Half of Life
“I think the bottom line is that when we are in midlife, we’re often sort of too busy to pay attention to the existential questions of meaning and purpose. You know, you have kids, you have older parents, you have work. You don’t really have time necessarily to really reflect on the meaning and purpose of life. But now at this stage, with the acknowledgment that there’s less time ahead than there was behind, I think people are in a position often to pay more attention to those kinds of questions. And those kinds of questions ultimately are spiritual questions. Not everybody defines spirituality in the same way. Not everybody speaks of divinity in their lives, but I think many people at this stage of their life have the spaciousness to be able to think about questions that they perhaps didn’t have the opportunity to think about before.”
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Rabbi Geller’s Book: Buy Getting Good at Getting Older on Amazon
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Organizations Mentioned in this Podcast
Encore.org
Next Avenue
Our Brief Review of Getting Good at Getting Older as one of the best books on retirement and healthy aging. It’s a comprehensive guide on how to age well and retire smarter.
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Related Podcast Episodes You May Like
(from Contributors to Getting Good at Getting Older)
Richard Eisenberg
Helen Dennis
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Planning for Retirement? We offer free tools:
Quiz on the non-financial side of retirement
Links to two of the best retirement planning calculators and a longevity calculator
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About Retirement Wisdom
We help people who are retiring, but not done yet, discover what’s next.
A long retirement is a terrible thing to waste. And a meaningful retirement doesn’t just happen by accident.
Retire smarter. Schedule a call today to discuss how we can help you make yours great.
