Straight Talk Clear Decisions: Recent Episodes
Rik Saylor with Eric Hamberg
Our show, Straight Talk Clear Decisions, is an outlet for the Rik Saylor no-nonsense approach to demystifying the world of investments and wealth management. We help people grow, use and keep their wealth in a simple, straightforward fashion. By utilizing Transparent Wealth Management, we believe you, as an investor, should know what you’re buying, what the true total costs are, and what it is going to do for you. Our holistic approach is an end to end process. We offer either fee or commission based wealth advisory services. Our tax efficiency, planning and preparation help you keep more of your hard earned wealth. Know you have the right coverages at a fair price for your insurance protections. With probate avoidance estate planning and elder law, pass your wealth along to your loved ones rather than to courts, attorneys, and hospitals.
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Medicare/Healthcare Planning in Retirement.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Medicare/Healthcare Planning in Retirement.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Risk/Allocation and the impact on your financial plan.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “your budget/ out flows.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Social Security Max.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Charitable Giving” with our special guests Hospice of Hamilton/Cincinnati.
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Estate Planning and Your Financial Plan.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. br Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Risk/Allocation and the impact on your financial plan.” br Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. br Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. br Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! br Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. br Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. You'll gain tools to stress test and chart out your financial GPS to keep you on course to financial independence. br Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. br Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies. #96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. brbr Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! brbr Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.” brbr Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. brbr Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “your budget/ out flows.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Social Security Max.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
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Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
brbr
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. You'll gain tools to stress test and chart out your financial GPS to keep you on course to financial independence. Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! br Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies. #96805
A fiduciary is defined as “… a person who holds a legal or ethical relationship of trust with a person or group of persons. A fiduciary prudently takes care of money for another person …” Retiring successfully … is no accident. Believe me, anyone who is living a successful retirement didn’t get there by winging it.
Do you have a stockbroker or financial advisor who’s helping you with that? Are your financial decisions being guided by someone who just wants to make a commission?
Or are they a “fiduciary?”
It’s critical you understand the difference.
On Friday's show we’ll reveal the pros and cons of fiduciaries and non-fiduciaries. What those differences are. And most importantly, what it all means to you.
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Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.NPC#100340
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, and a Registered Investment Adviser. Rik Saylor Financial and NPC are separate and unrelated companies.
As emotional creatures, we tend to get very happy when the market's up and very scared when the markets down. That causes us to buy high or sell low which is the exact opposite of what you're supposed to do. Half of Americans are sitting on cash right now. They're still shell-shocked from 2008.Meanwhile, the market has doubled in value since 2008.* You may reduce your risk of running out of savings during retirement by understanding/planning for five key retirement income risks: Longevity, Market performance, Withdrawal rate, Inflation, Long term care
Quote from Ric Edelman April 2014
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Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, a Registered Investment Adviser. Rik Saylor Financial and NPC are separate and unrelated companies. Please consult your financial professional before taking action. Past performance is not a guarantee of future results.NPC#99438
The recent swoon in the stock market is just the latest challenge plaguing the world markets. With the US market on a 6.5 year Bull Run, are we overdue for a correction? What asset classes and approach will likely perform best in this type of market? Is the market overvalued? What will happen to bonds if the interest rates rise?
We provide timely information for our clients, whether you are in or out of the market. Tune in and tune up your portfolio.
Giveaway: Alternatives for a Low Interest Rate Market Environment NPC#96202
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Securities and advisory services offered through (NPC), member FINRA/SIPC, and a Registered Investment Adviser. Additional advisory services offered through Rik Saylor Financial. Rik Saylor Financial and NPC are separate and unrelated entities. NPC#99265
Your strategy for claiming your Social Security benefits doesn’t just impact your income in retirement. It also impacts your investments; taxes; risk; and possibly even your insurance and estate plan. So having the right strategy for how and when to claim your benefits … is more critical than you ever realized! Between retirement, spousal and survivor benefits there are tens of thousands – if not hundreds of thousands of dollars at stake. Social security is the very foundation of your retirement plan. If you’re serious about preparing for retirement, you better get serious about social security, because it impacts everything!
Giveaway: Baby boomers guide to retirement/ss analysis
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies. NPC#98931
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Charitable Giving” with our special guests Hospice of Hamilton/Cincinnati.
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Estate Planning and Your Financial Plan.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Medicare/Healthcare Planning in Retirement.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Risk/Liability and Insurance Coverages.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Risk/Allocation and the impact on your financial plan.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “your budget/ out flows.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle. Enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s financial puzzle piece is “Social Security Max.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today! br Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success.
Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success!
Call-in/email your questions each week to share successes, shortcomings and lessons learned. This week’s Financial puzzle piece is “Retirement Income Sources.”
Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle.
Get started mapping out your ideal life...today!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96805
Team up with RSF and access the Money Guide Pro program ($500 value) which allows you to plot your path to financial success. Tune in each week as Rik and Eric provide one insightful piece of the Financial Planning puzzle -enter it into your Financial plan and you'll be able to gauge if your financial plan registers more success! Call-in/email your questions each week to share successes, shortcomings and lessons learned. You'll gain tools to stress test and chart out your financial GPS to keep you on course to financial independence. Can't tune in to the live show? Catch up by downloading the show podcasts for any segments you may miss to assemble all the pieces of your financial planning puzzle. Get started mapping out your ideal life...today! br Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies. #96805
Jordan E. Goodman is “America’s Money Answers Man” and a nationally-recognized expert on personal finance. He is a regular guest on numerous radio and television call-in shows across the country, answering questions on personal financial topics. He appears frequently on The View, Fox News Network, Fox Business Network, CNN, CNBC and CBS evening news. He is the author / co-author of 13 best-selling books on personal finance including Master Your Debt Fast Profits in Hard Times, Everyone’s Money Book, Master Your Money Type, Barron’s Dictionary of Finance and Investment Terms and Barron’s Finance and Investment Handbook. Jordan is a rare combination: someone who possesses not only encyclopedic knowledge about every area of personal finance but also a passion for helping his listeners not only to get educated but to take action to help their dreams become realities.
Are you attempting to plan your own retirement? To do it yourself? Be careful here. That’s a dangerous game you’re playing. One overlooked strategy could cost you.
Think about it …
What if you miss RMDs (required minimum distribution) on your IRAs and have to pay a 50% penalty on the amount you should have drawn ?!
What if you didn’t understand how to truly optimize your social security benefits, and you left tens of thousands of dollars on the table?
Or what if you overpaid thousands in taxes, you first have to recognize what you missed and then refile/amend within 3 years!
So what is the real cost of doing it yourself? And is it really worth it?
Some mistakes in retirement planning can be corrected, some can't. brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.#96298
How to tell if your financial adviser is really working for you?!
On this week’s show we will discuss…
1- What does their IPS (investment policy statement) state? 2- Are they fee, commission or solution based? 3- Peddlers vs. planners 4- DOL (department of labor) ruling and fiduciary status
Tune in this week for great insight about your current money manager. brbr
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.96171
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.E#95460 S#95600
What kinds of conversations are you having with your financial advisor? Is it possible you’re missing the biggest piece of the retirement puzzle? And you don’t even know it? how you’ll withdraw money from your IRA or 401K … in order to avoid what could be tens of thousands of dollars in taxes and penalties? how to protect a surviving spouse from significant changes to their taxes and social security benefits? exactly how and when to optimize your social security benefits … including if you’re eligible for additional benefits that aren’t listed on your statement? how to protect yourself from the skyrocketing cost of healthcare? Or if you should consider the new long term care insurance? brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.95804
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.E#95460 S#95600
Bumps & detours along the road to and in retirement are the norm, not the exception: 2/3 of Americans say their retirement planning has been disrupted by major health bills, bouts of unemployment or divorce. The toll in lost retirement savings: an estimated $2.5 trillion. We’ll have a better shot at weathering & recovering from financial disruptions if we factor them into our planning ahead of time.
3 ways to do just that:
Consider alternative realities - the future doesn’t always unfold according to the forecast. Create a safety margin - disruptions could set back your retirement plan, look for ways to adjust your planning to stem the possible damage. Take corrective action quickly – this is your first line of defense *Forbes 3/2/15 brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.95140
Rik and Eric will discuss what is occurring and some of the possible reasons why today's markets are Paranormal plus why it is more important than ever to pay close attention to the Risk side of your portfolio relative to the returns you may or may not be getting now. Tune in Friday April 10 @ 10am-11am est!
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser.Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC.Rik Saylor Financial & NPC are separate & unrelated companies. NPC I.D. e-card #94930 NPC I.D. radio show #95135
It’s New Year’s resolution time again. Mentally, emotionally, spiritually, physically and fiscally. Most of us desire to be better in 2015. The key to success, though, is to set specific, achievable goals to which you hold yourself accountable. Join us Friday as we discuss tips on just how to improve your finances this upcoming year including: creating and/or updating your financial plan; how to plan for and cut your taxes; auditing your insurance; and managing your written estate plan.brbr
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies. E91863 S91906
12 Things you need to know. brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies. E#95354 / S#94666
Retirement planning is like shooting a moving target in the wind. You not only have constantly changing rules with taxes & investment vehicles, but you also have rapidly changing market conditions. Ignoring these changes could cost you dearly. You could miss out on a tax benefit or the like & it could cost you tens of thousands of dollars. brbr There are 5 critical NEW retirement planning changes in 2015. If you have an IRA of any kind; a 401K; or plan to collect on your Social Security benefits – you best pay close attention! Ignoring any one of these new changes means flushing thousands of your hard-earned dollars down the drain. On this week's show, we’ll unveil the changes, how they impact you, & how to best navigate & potentially benefit from them! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser.Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC.Rik Saylor Financial & NPC are separate & unrelated companies. NPC I.D. e-card #91925 NPC I.D. radio show 103 #92828
Determine your best “guesstimate” of how long you’ll live, Create an income withdrawal strategy, Create a budget, Verify Diversity of your investments, Plan for income in case your life goes into “extra innings” , “KISS:” Keep it simple – Consolidate your accounts. Your retirement will benefit from an informed understanding of key numbers. How big is your nest egg? How much money will you need to live on? How much should you draw from your funds each year? Don’t let the statistics scare you. With a little advance planning and self-discipline, you can possibly improve the odds in your favor.
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser.Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC.Rik Saylor Financial & NPC are separate & unrelated companies. NPC I.D. e-card #93556 NPC I.D. radio show #94018
The higher the returns expected from your investment portfolio, the more you can sustainably spend from your portfolio throughout retirement. Low interest rates and highstock valuations both suggest that we should expect lower investment returns and spending in the future.
We’ve had record low interest rates for 7 years now! And it’s literally punishing savers, and retirees.
We’re living longer than ever before – so your money has to last longer. Possibly as much as 40 years. Healthcare, medical expenses, Stock prices are riding at all-time highs. So there are more headwinds facing you in retirement today, than ever before!
The question is ... what are you doing about it? Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser.Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC.Rik Saylor Financial & NPC are separate & unrelated companies. NPC I.D. e-card #94130 NPC I.D. radio show #94017
A growing number of Americans say they don’t have enough time to properly plan for their financial future. You? Financial planning these days IS complex, but it doesn’t have to be overwhelming. You can’t control what’s going to happen with the stock market, interest rates, taxes, inflation, lifespan, skyrocketing cost of healthcare or medical expenses. Retiring successfully and comfortably doesn’t happen by accident – no matter how much money you have. You have to have a financial game plan and focus on the things you can control: Save smarter. Invest smarter. Live smarter. On this week’s show we'll expose these crucial components to today's successful retirement in the midst of this paranormal market.
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser.Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC.Rik Saylor Financial & NPC are separate & unrelated companies. NPC I.D. e-card #92688 NPC I.D. radio show #92952
The financial industry loves rules of thumb when it comes to saving for and spending in retirement. Guidelines can help conceptualize the daunting project, but competent Financial Advisers acknowledge that reality is MUCH less predictable than the rules imply. Financial plans need to accommodate a good deal of uncertainty, including your longevity. This also impacts costs for Long Term Care.
Retirements, like snowflakes and fingerprints truly are unique. Things change in spending, assets, taxes, investments and you must adapt to the changes to remain relevant.
Listen in this Friday for our show 8 Hidden Risks that Could Destroy Your Retirement We'll offer you ironclad strategies to protect your life savings. This could be a game changer.
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser.Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC.Rik Saylor Financial & NPC are separate & unrelated companies. NPC I.D. e-card #92208 NPC I.D. radio show 103 #92409
Retirement planning is like shooting a moving target in the wind. You not only have constantly changing rules with taxes & investment vehicles, but you also have rapidly changing market conditions. Ignoring these changes could cost you dearly. You could miss out on a tax benefit or the like & it could cost you tens of thousands of dollars. brbr There are 5 critical NEW retirement planning changes in 2015. If you have an IRA of any kind; a 401K; or plan to collect on your Social Security benefits – you best pay close attention! Ignoring any one of these new changes means flushing thousands of your hard-earned dollars down the drain. On this week's show, we’ll unveil the changes, how they impact you, & how to best navigate & potentially benefit from them! brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser.Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC.Rik Saylor Financial & NPC are separate & unrelated companies. NPC I.D. e-card #91925 NPC I.D. radio show 103 #92828
It’s New Year’s resolution time again. Mentally, emotionally, spiritually, physically and fiscally. Most of us desire to be better in 2015. The key to success, though, is to set specific, achievable goals to which you hold yourself accountable. Join us Friday as we discuss tips on just how to improve your finances this upcoming year including: creating and/or updating your financial plan; how to plan for and cut your taxes; auditing your insurance; and managing your written estate plan.
Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities offered through National Planning Corporation (NPC), Member FINRA/SIPC. Rik Saylor Financial and NPC are separate and unrelated companies.
Straight Talk, Clear Decisions will welcome Rodney Johnson, President of HS Dent and Senior Editor of Dent Research, as a guest host December 12, 2014 broadcasted live at 10AM EST on Voice America Radio. Hosts Rik Saylor, Eric Hamberg and Johnson will discuss how best to follow the cyclical nature of the financial markets to help listeners protect and accumulate wealth.
Since 1998, 23 major macro-trend predictions and 18 have been correct. Bullish, bearish and the seesaw market trends are distinctly apart of the demographic forecast. The wealth management team and special guest Johnson will examine what these trends can mean for you and your financial security. brbr Advisory services offered through Rik Saylor Financial, a Registered Investment Adviser. Securities and advisory services offered through National Planning Corporation (NPC), Member FINRA/SIPC, and a Registered Investment Adviser. Rik Saylor Financial, HS Dent, and NPC are separate and unrelated companies.