Wealth Guardians Radio: Recent Episodes

Wealth Guardians Radio

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at https://945wpti.iheart.com/

The Wealth Guardians Radio show focuses on issues impacting retirement and estate planning.

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Is your retirement plan truly built around the life you want to live?On this episode of The Wealth Guardians Radio Show, Brice Payne and Garrett Ray discuss why retirement plan customization is king. No two individuals or families are exactly alike, and their retirement strategies should not be either.Brice and Garrett explain how retirement income needs, lifestyle goals, risk tolerance, and the desire to leave a financial legacy can all influence the structure of an appropriate retirement plan. They also highlight why a personalized strategy can be more effective than relying on a one-size-fits-all approach.

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What financial questions have been on your mind lately?On this episode of The Wealth Guardians Radio Show, Garrett Ray and Brice Payne answer questions submitted by listeners. From retirement planning and investment strategy to Social Security, taxes, and other important financial decisions, they offer practical insight designed to help listeners better understand their options and plan with greater confidence.

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Can a do-it-yourself investment strategy still work when retirement is right around the corner?In this episode of The Wealth Guardians Radio Show, Brice and Garrett explain why the transition from saving and growing your accounts to relying on them for income changes the investment game. They discuss the added risks, decisions, and planning considerations that come with retirement and why this stage of life may be the right time for DIY investors to consider working with a financial planner.

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What do phrases like “buy low and sell high” or “bull run” actually mean for everyday investors?In this episode of The Wealth Guardians Radio Show, Doug and Brice break down common financial sayings, market terminology, and industry jargon that are often used but not always clearly understood. They explain what these familiar phrases mean, how they are used, and why understanding the language of investing can help you make more informed financial decisions.

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Are you within a few years of retirement and wondering what needs to happen before you make the leap? In this episode, Brice Payne hosts a conversation about how to approach the retirement countdown with more clarity and confidence. From income planning and Social Security timing to investment positioning, taxes, healthcare, and lifestyle goals, Brice discusses why the years leading up to retirement are so important. Whether retirement is five years away or right around the corner, this episode highlights key planning areas that can help you move from uncertainty to a more organized retirement strategy.

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Do you know what the major market indices are actually measuring?In this episode, the guys break down six of the most popular and widely tracked market indices, including what each index follows, the types and sizes of companies represented, and why investors should understand the differences between them.From broad market benchmarks to more specific slices of the economy, market indices can help investors put daily headlines and portfolio performance into better context. The discussion also covers how investors should view each index and why no single benchmark tells the full story of the market.

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In this week’s episode, Brice and Garrett cover two timely retirement planning topics.First, they discuss a proposal in Congress that would cap Social Security benefits at $50,000 for individuals and $100,000 for couples. What could a change like this mean for retirees, near-retirees, and those still building their retirement income plan?Then, they shift to annual financial reviews. What should investors expect from a meaningful annual review with their advisor? Brice and Garrett break down the difference between a productive review that helps keep your retirement plan on track and a surface-level meeting that may leave important questions unanswered.From Social Security strategy to portfolio oversight, this episode highlights why proactive planning matters at every stage of retirement. #retirement #clemmonsnc #greensboronc #winstonsalemnc #charlottenc #triadnc #socialsecurity

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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Why can spending in retirement feel harder than saving for it?On this episode of The Wealth Guardians with Doug Ray, Garrett Ray and Brice Payne discuss why some retirees struggle to shift from saving money to confidently spending it.For retirees who have steady income from Social Security, pensions, investments, or other sources, the challenge is not always a lack of income. Sometimes, it is the mindset that comes after decades of saving, budgeting, and preparing for the future.Garrett and Brice explain why this happens and how thoughtful retirement planning can help retirees reframe their income, enjoy retirement more confidently, and avoid feeling like they have to pinch pennies.#retirement #retirementplanning #financialplanning #thewealthguardians #clemmonsnc #winstonsalemnc #greensboronc #triadnc

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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In this episode of The Wealth Guardians with Doug Ray, Doug and Brice Payne discuss the gray areas that actually matter in retirement planning. From income strategy and taxes to Social Security and investment decisions, many of the most important choices are not simply black and white. Listen in as they explain why thoughtful financial advice often lives in the gray area and how a more nuanced approach can help shape a stronger retirement plan.

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On this episode of The Wealth Guardians with Doug Ray, Doug and Brice discuss budgeting and 401(k) choices before retirement.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss ten retirement myths that too many people believe. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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Retirement brings with it lots of potentially confusing decisions. And a mistake you don't want to make involves your taxes. Check out this past weekend's show where Garrett and Brice discuss the top mistakes new retirees make when it pertains to taxes.

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On this episode of The Wealth Guardians with Doug Ray, Doug and Brice discuss ten of the most misleading things in finance and how to avoid falling victim to the 'shiny object syndrome'.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of The Wealth Guardians with Doug Ray, Garrett Ray and Brice Payne discuss several common questions they receive from retirees as they start planning for retirement. Oftentimes those questions are overly simplistic and/or poorly phrased. The guys re-frame common questions so that they can address major concerns of retirees in a more impactful way.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss whether you need more than one financial advisor for your family.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss whether your personal feelings belong in your financial planning.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss six stupid questions you're afraid to ask your financial advisor that aren't stupid at all.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne talk about the top five things you should do in your first year of retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.

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Forget the financial advice or talk of being a fiduciary. Let's take a break and talk all things Christmas! On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne dive into Christmas trivia!

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss hidden Medicare penalties you might be paying.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how fuzzy math could be sabotaging your financial future.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss the eight warning signs you may have missed when choosing your financial advisor.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne review five signs that you're in better financial shape than you thought.Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss four things about Social Security you should know but probably don't.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss six retirement planning topics retirees often misunderstand.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne lead a discussion about the things retirees need to plan for that have nothing to do with how much money they have in their investment accounts.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss six things retirees fail to consider when planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne review two fabricated retirement planning scenarios. Do either sound familiar to you? The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne review a 10-point checklist that will help determine whether you're on track for your retirement goals.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss Dave Ramsey's nine point retirement plan and whether they agree or disagree with each point. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne quiz new retirees on retirement concepts and strategies.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne debunk myths related to the recently passed 'Big Beautiful Bill'.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss whether the 4% Rule is still valid as well as diving into a discussion about lending money to family.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss what retirees need to know about the 'Big Beautiful Bill' recently passed by Congress.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss financial planning steps and advice for new graduates and young adults.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne set the record straight regarding common confusion and incorrect information surrounding retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne review a list of questions you should ask in a volatile market. In addition, they breakdown the rollover process, by explaining what it is, who is eligible, and the pros and cons. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how credit scores are calculated and factors that cause them to rise and fall.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc_____________________Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss some of the perils retirees face when planning for retirement and risks to be aware of and mitigate as you get closer to your target retirement date. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc_____________________Investment advisory services offered through Alphastar Capital Management, LLC, a SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that the adviser has attained a particular level of skill or ability. Fixed insurance products are offered through The Wealth Guardians, and Alphastar Capital Management is not involved in the offer, recommendation, sale or management of commission-based fixed Insurance products. Alphastar Capital Management and The Wealth Guardians are separate and independent entities. This is for informational purposes only and is not intended as legal, tax or investment advice or a recommendation of any particular security, investment product or investment strategy.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #winstonsalemnc #greensboronc #triadnc

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss 2025 tax changes that investors need to know about. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss five things you need to do before you retire. In addition, they also discuss important Social Security planning information.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how Social Security planning can shape your retirement picture. In the second segment, they share thoughts around gold and how it as an asset in your portfolio can benefit you (or potentially not) depending on how you invest in it and what your goals around investing in gold are.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss common beliefs and “rules of thumb” around retirement that may not apply in many situations.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how they account for inflation in retirement planning, helping listeners understand that future expenses will be higher to maintain the same standard of living. In the second segment, they discuss strategies for retirement planning when someone has a shorter life expectancy.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss several things retires may not know about Social Security.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss quick actions you can take to secure your retirement finances.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about how to change your money mindset in 30 days.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss what steps should be taken in the event of an unexpected early retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss the most dangerous temptations the average retiree faces and how to avoid them.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne outline the seven questions you should be able to answer as you approach retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss old habits that make for poor investment and retirement planning decisions and compare them to the “new you” in 2025 and give better advice and alternatives to those poor old habits of the past.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss the issues financial advisors wish others knew.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag to answer listener submitted questions. In particular, they tackle multiple questions about finances during an estate transfer or a divorce.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne lead a discussion with listeners through what sets our financial planning process apart from others. Garrett and Brice cover our company’s mission statement, core values, and general approach to financial planning when we meet new people who are interested in speaking with us.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss why planning for retirement should be a team effort for couples. In addition, they explore common areas of disagreement and agreement and how to handle them successfully. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray discuss a report by Congressman Brendan Boyle and the Congressional Budget Office that explores the idea of raising the full retirement age of Social Security from 67 to 69 for those born in 1972 or later.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag to answer listener submitted questions. In particular, they tackle multiple questions about finances during an estate transfer or a divorce.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne talk about why they got into the retirement planning field and discuss the planning process that gets our clients best prepared for retirement.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne review some of the most important regrets retirees make and how to avoid joining them.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne ask the Magic 8 Ball different rules of thumb, consider its response, and then put their own take on general retirement rules of thumb to help provide listeners a more complete answer.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne talk about how some of the most common fears and phobias have more to do with your financial plan than you may think. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag to answer listener submitted questions. In particular, they tackle multiple questions about finances during an estate transfer or a divorce.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discussed similarities between a retirement plan and a professional sports team’s jersey. Their thoughts may surprise you! The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne continue last week's discussion about common topics retirees ask about.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss common topics retirees ask about, including: how much money should you have in your savings account, when should you file for Social Security, how much risk should you be taking on your investments, and how do you know if your advisor is a good fit or not? The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss the top 401k frequently asked questions of 2024.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag to answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about being wary of retirement half truths and why they might need a bit more context.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about why a good retirement plan doesn't have to be a complicated one. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #triadnc _____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Certified Elder Law Attorney Dennis Toman talk about elder law and how you can be better prepared for legal issues in the second half of your life. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc #ElderLaw #TriadNC #TheWealthGuardiansRadio #retirement _____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag to answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 8:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss common mistakes people make when choosing a financial advisor.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss common misconceptions about money/investing that many people hear from friends of even family that can push them in the wrong direction.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss how your relationship with your doctor is much like your relationship with your financial planner. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how to avoid stress when planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss what expectations people have about their retirement and what is realistically possible.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne discuss the investing and retirement questions each generation has.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss common retirement planning income mistakes.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss four client financial planning success stories, which you may be able to use in your planning.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss common topics all retirees have in the back of their minds. No, you're not the only one thinking about these...The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne review their retirement planning quiz. Can you score an A+? The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray discuss the many components of wholistic financial planning and why this planning is much more than just how your portfolio is allocated.The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray, Garrett Ray, and Brice Payne and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss why financial planning is harder than it used to be and how you can make necessary adjustments.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray discuss why financial planning is and should be different for women in addition to talking about how one overlooked issue can sink your retirement plan.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how good money habits might be holding you back, contrary to how it sounds.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Garrett Ray and Brice Payne talk about questions you should be asking your financial advisor, including: how advisors get paid, how they would describe their typical client (age, net worth, etc.), how much contact they have with clients, and more.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Garrett Ray talk about the power of delayed gratification when it pertains to planning for retirement and how patience pays.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray talk about ways to tighten up loose ends for easy wins in personal finance.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray discuss how to successfully climb the retirement mountain.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss money mistakes you need to avoid making.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray discuss the specific needs of high-net worth individuals when planning for retirement. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss some hidden questions that often aren't asked and should be in retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray talk about some of the common economic apocalyptic predictions made each new year and offer their thoughts.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc_____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM. #retirement #clemmonsnc #greensboronc #winstonsalemnc _____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how the financial fundamentals of retirement are changing and why it matters to you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss how to navigate finances after losing a spouse to include strategies and mistakes to avoid. In the second segment, Doug and Brice discuss required minimum distributions (RMDs).The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray review a case study in tax minimization strategies.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne continue the previous week's discussion about universal truths in retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray ponder the question, are universal truths in retirement planning? Their thoughts may surprise you!The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________Investment Advisory Services offered through Alphastar Capital Management, LLC a SEC registered Investment Advisor. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Alphastar Capital Management, LLC and Wealth Guardians are independent entities. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. Insurance products and services offered through individually licensed and appointed agent in various jurisdictions.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne discuss whether it's a good idea to include real estate investments in your retirement portfolio.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed income refer only to fixed insurance products offered by Wealth Guardians. They do not refer in any way to securities or investment advisory products. Please consult your financial professional before executing any financial strategy. Investment Advisory Services offered through Alphastar Capital Management, a registered investment adviser. Alphastar and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray continue their discussion about exposing common retirement planning complaints.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed income refer only to fixed insurance products offered by Wealth Guardians. They do not refer in any way to securities or investment advisory products. Please consult your financial professional before executing any financial strategy. Investment Advisory Services offered through Alphastar Capital Management, a registered investment adviser. Alphastar and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Brice Payne and Garrett Ray expose common retirement planning complaints.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM._____________________The information provided is for educational purposes only and are not intended as investment advice for any individual or entity. All information contained herein is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The views presented today are those of Wealth Guardians and do not necessarily represent the views of the Alphastar Capital Management. The opinions expressed are subject to change without notice and do not constitute financial, legal or tax advice. Any comments regarding safe and secure investments and guaranteed income refer only to fixed insurance products offered by Wealth Guardians. They do not refer in any way to securities or investment advisory products. Please consult your financial professional before executing any financial strategy. Investment Advisory Services offered through Alphastar Capital Management, a registered investment adviser. Alphastar and Wealth Guardians are independent entities.

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On this edition of the Wealth Guardians Radio Show, Doug Ray and Brice Payne talk about how to navigate the transition to a new financial advisor.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Brice Payne talks about mistakes pre-retirees often make and more.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne talk about how to spot problematic personalities of rogue financial advisors.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Garrett Ray and Brice Payne discuss the typical disputes couples face regarding finances in retirement and what to prepare for.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Garrett Ray and Brice Payne discuss the importance of timing in your retirement preparations.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray and Alecia Barnette discuss how you can mitigate long term care risk with insurance options.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray discuss how to master cashflow in retirement in addition to understanding income in retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne ask the question, "why would you not invest in a 401k" and provide their thoughts.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray discuss bad money habits that could spoil your retirement party.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne prepare to celebrate the birth of our nation by discussing how the Wealth Guardians itself came to be and what we offer to our clients and community.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne discuss changing expenses in retirement and why you should be paying attention.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray and Brice Payne discuss financial planning lessons from the classroom.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray discuss a 10-point checklist for retirement preparedness.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice Payne and Garrett Ray open the mailbag and answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett continue their deep dive into the biggest money mistakes you need to avoid when planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 8:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the next steps you should take in your retirement planning journey.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 8:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss the biggest money mistakes you need to avoid when planning for retirement.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 8:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss how age and wisdom impact financial planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss when and how to rebalance your portfolio.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice sit down with the one and only Hamilton Morales to talk about all things Social Security.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett dispel some of the most common myths about Social Security. The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss unexpected expenses in retirement that you have yet to plan for.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss the recent collapse of Silicon Valley Bank... why it happened and what it means to you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss how golf can relate to your retirement planning... just in time for spring!The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss the purposes your different and specific retirement accounts serve.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss the main financial fears for retirees and how to mitigate them with proper retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Garrett discuss key takeaways from the State of the Union address that could impact your retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Garrett and Brice discuss four ways the SECURE Act 2.0 may impact you in 2023.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett talk about the most common rookie mistakes made by experienced investors.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett break down a 2023 version, 10 point checklist for retirement preparedness.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss what they see ahead in 2023 and how it could impact you.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss five 401k mistakes to avoid.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about preparing for stock market volatility in 2023.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about stock market topics you need to know about.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett open the mailbag and answer listener submitted questions.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss how to make smart financial decisions during major life events.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss whether the grass on the other side is always more green when it comes to retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk in-depth about Social Security issues.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what football can teach us about retirement planning.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the state of the stock market and what they see coming up.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett talk about why controlling greed, fear, and other emotions when planning for retirement is so important.The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about why retirement planning isn't what it used to be and how that may impact you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett talk about the importance of reading the fine print when it comes to your retirement planning decisions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss how procrastinating on these important money moves can ruin your financial future.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss how taxes can impact your retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss irreversible financial decisions and how they can impact your retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss how taxes can impact your retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice unravel the Inflation Reduction Act and what it means for you and the nation.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice answers listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice discusses our retirement planning process, including who we are, what financial planners do, and why you need one for your retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss red flags investors should look for when choosing a financial advisor.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss picking sides in important financial debates.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about retirement statistics that will matter to you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what they're seeing in the markets and how it may impact you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss important birthday's to remember when planning for retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett break down some common financial jargon.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Brice and Garrett discuss items you should check as you countdown to retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug, Brice, and Garrett discuss housing considerations you should be making prior to and in retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug, Brice, and Garrett discuss whether your unintended "money bias" is holding you back in your planning for retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the credentials of financial advisors and why they matter.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice welcome Doug's son Garrett to the show and to the Wealth Guardians family!

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss risk in investments and when it may be too much.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what they're seeing in the markets so far in 2022 and what to expect as the year plays out.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how important it is to have a financial planner in your corner during these complicated times.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how to ensure your financial advisor isn't dropping the ball on you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how avoid fumbling in the retirement red zone.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how to overcome obstacles in retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice break down some 2022 economic predictions from others and some of their own.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show we revisit some of the most important moments in 2021 from our show.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice review some unreasonable retirement planning requests and how to stay away from making the same mistake.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice give a market update and answer listener questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice want to help listeners get to know them a bit better.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about client outcomes they're thankful for in 2021.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer a question about Social Security survivor benefits.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the impacts of inflation on your retirement planning as well as how to hedge against it.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice drill down on topics related to Social Security.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss important financial decisions facing couples.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss what you should consider putting off and not when thinking retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss what factors they consider when meeting with potential clients.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about diagnosing various retirement planning issues.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what makes them tick as financial advisors.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice keep it light and roll through some financial advisor jokes.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the three worlds of money.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug takes a deep dive into some of the things he's seeing in the markets that you may want to pay attention to.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk what advisors mean when they talk about certain definitions or words and how to make sense of them.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what we can learn from various Will Rogers quotes in life and for retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about warning signs they're seeing in the markets that you may want to prepare for.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the mistakes they most commonly see new clients making.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about tax season and changes you need to know about.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice provide insight into the most common financial questions they're asked and the answers they provide.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice dive into the current state of the markets and what it means for you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice dive into various alternative investments.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice dive into everything interest rates and what they mean for you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice break down common and not so common financial terms and what they mean for you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about taxes in retirement and answer listener questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the lifestyle you want to live in retirement and how to make that a possibility.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice review things nobody says in the financial world and for good reason.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about diversification and what it is and isn't.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about life insurance as an asset class.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the impacts of unplanned expenses in retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice take a deep dive into everything Social Security.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss eye-opening statistics on how Americans save for retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener questions and review recent headlines.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about steps three and four of our financial planning process.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the financial decisions you may have made or not made during the COVID-19 pandemic and what the impacts may or may not be.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how to handle market volatility and what moves you should and shouldn't make.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discussed how to bring your retirement plan into the 21st century.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discussed how complex or not your retirement and investment portfolios need to be.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer questions submitted by listeners.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice recall the financial history of the United States.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice review some financial famous last words and why they're not always a good thing.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice make sense of often confusing financial definitions and terms.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about what our economic recovery may look like and review the kinds/shapes that they take.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about COVID-19 resulting in people having to retire before they had planned.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about how the economic recovery from the COVID-19 pandemic may play out.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice answer listener questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the advice of Dave Ramsey... the good, the bad, and the ugly.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss why now isn't the time to put your retirement planning on hold.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss whether market volatility will cease once the COVID-19 pandemic is over or whether it's our new normal.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice discuss the record setting bear market of first quarter 2020 and how the Small Business Association wants to help lessen the sting.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the importance of a second opinion relating to your finances and retirement plan.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the recent impacts COVID-19 has had on the stock market and provide their thoughts about how to protect your investments.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about the impact coronavirus is having on the stock market and how best to protect your assets during this pandemic.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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IMPORTANT Doug spoke with The KC O'Dea Radio Program on 94.5 WPTI this morning about the impact of coronavirus (COVID-19) on the stock market. Make sure to listen to his thoughts!

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On this edition of the Wealth Guardians Radio Show Doug and Brice talk about conventional wisdom not being the best guide in some cases as it relates to your retirement and financial planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray talks about filing for your Social Security benefits and the importance of your timing.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray talks about 2020 taxes and how they may impact your retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray talks about financial mistakes to avoid in 2020 and answers listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray talks about the dangers of what your financial advisor may not know or may not tell you about.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray talks about the SECURE Act and what it means for your retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray talks about options to rid yourself of required minimum distributions (RMDs).

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray asks whether you're a "good saver" and if that's enough.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray talks about finding the right financial advisor.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show Doug Ray talks about year end deadlines for retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show and in the spirit of Halloween, Doug Ray talks about scary issues facing you in retirement and how to overcome them so that you enjoy your retirement years.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about what happens to your retirement plan when your spouse passes away.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray discusses key dates and ages related to your retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray discusses other considerations you need to make in retirement planning other than the amount of money you've accumulated.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray asks the question of whether it's a mistake to retire early and provides insight!

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about back to school time and why it's really back to school for your retirement planning!

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the fact that what your advisor doesn't know could hurt you in retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the many different faces of risk in retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about five factors that contribute to your amount of Social Security benefits.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the fact that there's more to successful retirement planning than money.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about whether you should roll over employer provided retirement plans.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about some of the pitfalls that you can encounter if your advisor isn't up to speed.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray asks whether you will achieve financial independence during retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about ensuring that your money lasts as long as you do.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks whether or not you're taking unnecessary risks in your retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the importance of estate planning and leaving a legacy.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about how to save properly for a successful retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray answers a listener question about Roth conversions: when is the right time and how much to convert.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the unique challenges women face in planning for retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about the new world of retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about investing for retirement and that it's not how you look, just that you win in the end.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about IRA inherited trusts and asks the question, are you "trust"worthy?

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM and each Sunday morning at 9:30 on Winston-Salem's WTOB 98.0 AM.

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks equates the NCAA March Madness basketball tournament's "Survive and Advance" slogan to retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about critical decisions that can make or break your retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about how to save tax dollars with the new tax system in place.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about 401K mistakes to avoid.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about whether you should be worried about the future of Social Security.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about new retirement realities and how they impact you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about whether you're ready to retire and if you can.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about new laws and rules that take effect in 2019 and what you need to know.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about recent unease in the stock markets and whether or not you should be worried.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray speaks with Bob Rinear of InvestYourself.com about the stock market, politics, and more.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Advisor Brice Payne answers listener questions about retirement and estate planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio Show, Doug Ray talks about retirement traps to avoid.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of The Wealth Guardians Radio Show, Doug Ray talks about how stock market performance in 2018 and what we can expect as we approach 2019.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of The Wealth Guardians Radio Show, Doug Ray talks about how to maximize your retirement accounts.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of The Wealth Guardians Radio show, Doug Ray talks about the "trade war" with China and recent gains and losses in the markets.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of The Wealth Guardians Radio show, Doug Ray answers questions from listeners.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses some very valuable information as to how to take advantage of the tax code and become as tax efficient as possible!

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about the "sandwich generation", those tasked with caring for their own children and their aging parents. He provides advice regarding caring for aging parents.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses some of the deadlines you need to pay attention to as the end of the year nears.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug answers listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about maximizing Social Security benefits and minimizing the impact of taxes.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the lessons learned from the Great Recession and why they're still important today.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses why estate planning is critical to protecting your heirs and your legacy.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the unique financial challenges women face, including longer life expectancy, head of household responsibilities, and more.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses what target date funds are and whether or not to use them in your 401K plan.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about how 2018 tax law changes will impact you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses market volatility and provides his thoughts about how to protect yourself.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug answers listener submitted questions about various retirement planning issues.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses whether its a good idea to roll over your retirement accounts or not.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug applies the "survive and advance" theme of the NCAA basketball tournaments and how this applies to your retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug asks the question, "are you 401k smart"?

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses threats to your retirement budget.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug answers listener submitted questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the new world of retirement planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses retirement decisions and the risks you face.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug answers commonly asked tax related questions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug dives into various financial case studies as a way to educate listeners about retirement related financial concerns.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the new tax law and how it may impact listeners.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about financial considerations that people should make regarding the new tax bill passed by the Congress and signed by the President in late December 2017.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses various financial deadlines that are upcoming and need your attention.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses retirement traps you should avoid.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses big changes coming for Social Security.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug answers a listener's question about re-characterization of a Roth IRA and how you may be able to save yourself from a headache.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug answers a listener's question "should I use retirement funds to help with my son's college education?"

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses financial decisions regarding your retirement plan. Will you make the right decisions?

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug provides some tips about how to maximize your retirement accounts.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses what's causing the current stock market rally, how long to expect it to continue, and more.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses retirement rules that no longer apply. Do you know which ones they are?

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses congressional attempts at tax reform. Will they swing high or will they swing low?

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug explains the fiduciary standard and what it means for you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses recent bites taken out of your retirement by the IRS.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the living benefits of whole life insurance and how your money could work in ways you never imagined all without risk and tax free!

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses whether we're in a bull or bear market and what it may mean for you as an investor.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about how complacency can be dangerous and costly when you're close to retirement. Can you afford to ride the current 'up wave' on its way down?!

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug asks the question as to whether or not we're in a bubble what what the experts have to say.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug walks through some real life case studies of successful retirement outcomes.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug gives his opinion regarding the current state of the markets.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses six critical milestones for a happy retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses competitive returns on tax free income.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about the biggest concerns for retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug tells the story of the 401k isn't what it was intended to be and may not end 'happily ever after'.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses summer and fall 2016 changes that are impacting 2017.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses what a fiduciary is and why it may not protect your retirement savings.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the differences between a successful and not so successful retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug looks back at 2016 and looks ahead to what 2017 may bring for your financials.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about things that your advisor may not know that could hurt you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Brian Bailey from Financial Independence Group about how annuities can be good and bad in your retirement portfolio.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition Wealth Guardian Radio show, Doug talks about Roth conversions.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardian Radio show, Doug speaks with Michelle Rademacher of "Hope for the Warriors".

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about how to take advantage of your investments under a Trump presidency.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses how retirement can be a bit scary but how to avoid common pitfalls and mistakes.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug visits with Social Security expert Hamilton Morales.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses everything 401(k) related.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses how to keep more of your hard earned money.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses how important timing is to your retirement plans.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses common holes and pitfalls of some retirement plans.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses how the presidential candidates view retirement issues.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses taxes upon Social Security benefits.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the current state of the markets.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Bob Rinear, author of "Invest Yourself".

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses seven steps to financial independence.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the economic recovery.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about the biggest risk to your retirement.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about how to maximize your Social Security benefits.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about how cash flow is king.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about upcoming important Social Security filing strategies and why they matter.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug compares a typical retirement from 1985 with today and explain why a retirement income plan is more critical than ever because in 2016, "it ain't your daddy's retirement".

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug identifies risks that you may not be considering and that will affect your retirement income and quality of life if you don't plan for them now.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with national Social Security expert Hamilton Morales who reveals the latest changes to several Social Security filing strategies and why consulting a financial professional is even more critical in optimizing your retirement and social security income for life.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the the question: does a financial advisor cost you money or make you money?

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the time and skill it takes to master your retirement plan alone and why help may be your best bet.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses the current market and financial happenings versus that of years past and why the differences may not be as stark as you remember.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses financial fundamentals for the new year.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses 2015 economic and market updates.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug talks about IRAs and how they may fit into your retirement plan.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug explains how recent changes to Social Security may impact you.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses how to prepare for unexpected retirement roadblocks.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug discusses tips for claiming Social Security benefits and pitfalls to avoid

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Josh Bernstein. Spokesperson for Association for Mature American Citizens.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug focuses his time on discussing tax efficient retirement income planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Philip Romero, author of “Your Macroeconomic Edge”.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with David McKnight, author of “The Power of Zero".

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Alexandra Macqueen, co-author of “Pensionize Your Nest Egg”.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug spoke with Tim Wood, Editor of Cycles News and Views.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug and Shawn speak with Zachary Setzer, founder of Providence Wills and Trusts, about estate planning tips.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Laurence Kotlikoff, author of “Get What’s Yours".

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Shawn speaks with Laurence Kotlikoff, author of "Get What’s Yours: The Secrets to Maxing Out Your Social Security".

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Financial Advisor Van Mueller.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Richard London, author of "A Handbook for Life".

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Steve Marken, author of Trustee Handbook, about common trusts and the benefits of estate planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Shawn speaks with Dr. Sandeep Grewal author of “Fat-Me-Not", about why some diets work and others don't.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Bob Rinear and ask for his opinion regarding what will happen when the "debt bubble" pops.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Robin Brewton, of Social Security Solutions, Inc., about how to maximize your Social Security benefits.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Michael Gray, author of the Real Estate Tax Handbook, about the tax advantages of owning real estate.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Gail Mates, spokesperson for the American Heart Association, about small steps to improve heart health.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Dan Kish, Vice President of Policy at the non-partisan Institute for Energy Research in Washington, DC, about OPEC's involvement in the decrease of oil prices.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Conrad Toner, author of Fearless Retirement, about the importance of income planning.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Dr. Barry Sears, author of The Mediterranean Zone Diet, about the health benefits of his plan.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Brian Doherty, author of Getting Paid to Wait, about why it pays to wait when claiming Social Security benefits.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Michael Occhipinti, a senior philanthropic advisor, about the benefits and options for charitable trusts and giving.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Paige Stover-Hague, Attorney and Estate Planning Strategist, about the obstacles and opportunities that present themselves with inherited collectibles.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/

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On this edition of the Wealth Guardians Radio show, Doug speaks with Harley Gordon, author of Consequential Connections, about the implications of denial when dealing with long term care issues and insurance.

The Wealth Guardians Radio show is hosted by Doug Ray and broadcasts live each Saturday morning at 9:30 on Greensboro, NC’s 94.5 WPTI FM. Listen live or online at 945wpti.iheart.com/