Rich, Fulfilling Life: Recent Episodes
Saad Nadeem
I help established and successful individuals live a Rich, Fulfilling Life. This podcast is to share stories about how one can live a Rich, Fulfilling Life.
What is dividend adjusted price? Why does a stock’s share price fall on the ex-dividend date? Why is it important? And everything else you need to know about dividend adjusted price
In this segment of…. Let Me Explain!
I did a fun little exercise to figure out if someone can retire by saving just $250 per month?
I run an analysis on a 20 year old, 30 year old and a 40 year old.
Using the same variables throughout except the age.
It was a fun little video to make.
Apple recently announced a 4 for 1 stock split which means that the shares of Apple will trade around $100 for the first time since 2016!
What is a stock split? What does a stock split do for Apple’s share price? Why did Apple split its stock? How does it change the fundamentals of Apple?
If you are a novice investor, you’ll get to learn everything you need to know about capital gains and how they are taxed, and if you are an experienced investor, you’ll get to learn some strategies on how to avoid paying capital gains tax!
Remember: taxes are the biggest detriment to building wealth in this country.
Remember the book, “A Random Walk Down Wall Street”?
It's a famous book about investing that was written over 40 years ago, in fact the 12th edition of this book is currently in circulation, and it’s author Burton Malkiel just said in a recent interview that cookie cutter portfolios, such as 60/40 portfolios are dead!
In this video I will go over everything you need to know about gold hitting a record high this week.
I also look to answer two questions:
What is the cause of this surge in gold prices this year? What would bring gold prices back to earth?
I’ll also go over the massive rally of tech companies and how the stock market is getting extremely concentrated to resemble the tech bubble of 2001.
What should you do if you have cash sitting on the sidelines?
What should you do with your investment portfolio?
Due to the pandemic, there are many charitable organizations out there who need your help.
This might be a great time to make a huge impact in your community while also benefiting from the enormous amount of taxes you’ll save while doing so!
In this video I will go over three separate strategies to make a huge impact in your community.
I thought this is a great time to share some strategies that I have used with some of my clients recently that have saved them 100s of thousands of dollars in taxes and at the same time made a huge difference to their beloved charitable organizations.
Giving back is a huge part of a Rich, Fulfilling Life
Due to the pandemic, there are many charitable organizations out there who need your help.
This might be a great time to make a huge impact in your community while also benefiting from the enormous amount of taxes you’ll save while doing so!
In this video I will go over three separate strategies to make a huge impact in your community.
I thought this is a great time to share some strategies that I have used with some of my clients recently that have saved them 100s of thousands of dollars in taxes and at the same time made a huge difference to their beloved charitable organizations.
Giving back is a huge part of a Rich, Fulfilling Life.
After speaking to 100s of people over the past 3 - 4 months, I have seen so many people make these 3 mistakes!
In this video I will talk about the biggest financial mistakes to avoid.
These mistakes might look quite small from the outside, but they end up costing huge amounts of money.
The Ontario Government recently changed investment regulations to allow each municipality to choose their own investments.
In addition, municipalities are no longer restricted to own strictly Canadian investments.
There are 2 major lessons to be learned about investing here.
Federal taxes to top $𝟏 𝐓𝐫𝐢𝐥𝐥𝐢𝐨𝐧 for the first time in Canadian History! 𝗪𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧 𝐭𝐨 𝐲𝐨𝐮? In this video I will go over the key facts that Bill Marneaou, our finance minister, shared with us this past week, mainly, that we are on pace to have federal debt go over $1 trillion for the first time in Canadian history. How we got here? What are the government's plans to get our economy back on track? 𝐀𝐧𝐝 𝐰𝐡𝐚𝐭 𝐚𝐥𝐥 𝐨𝐟 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧𝐬 𝐭𝐨 𝐲𝐨𝐮!?
𝐇𝐨𝐰 𝐂𝐚𝐧 𝐘𝐨𝐮 𝐔𝐬𝐞 𝐘𝐨𝐮𝐫 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐓𝐨 𝐓𝐚𝐤𝐞 𝐀 𝐒𝐭𝐚𝐧𝐝 𝐀𝐠𝐚𝐢𝐧𝐬𝐭 𝐒𝐨𝐜𝐢𝐚𝐥 & 𝐑𝐚𝐜𝐢𝐚𝐥 𝐈𝐧𝐣𝐮𝐬𝐭𝐢𝐜𝐞𝐬? This video will take a deep dive into the resources that are available for investors who want to take a stand against social and racial injustices. While for some people this may include staying away from ‘sin’ sectors such as 𝐚𝐥𝐜𝐨𝐡𝐨𝐥 𝐚𝐧𝐝 𝐭𝐨𝐛𝐚𝐜𝐜𝐨, for others it may mean not investing in companies who are involved in 𝐨𝐜𝐜𝐮𝐩𝐢𝐞𝐝 𝐭𝐞𝐫𝐫𝐢𝐭𝐨𝐫𝐢𝐞𝐬, 𝐩𝐫𝐢𝐬𝐨𝐧 𝐢𝐧𝐯𝐨𝐥𝐯𝐞𝐦𝐞𝐧𝐭 𝐚𝐧𝐝 𝐞𝐯𝐞𝐧 𝐫𝐚𝐜𝐢𝐚𝐥 𝐢𝐧𝐞𝐪𝐮𝐚𝐥𝐢𝐭𝐢𝐞𝐬 𝐰𝐢𝐭𝐡𝐢𝐧 𝐭𝐡𝐞𝐢𝐫 𝐜𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐢𝐨𝐧𝐬. What research do 𝐲𝐨𝐮 conduct on a company to ensure that your hard earned money is being invested with 𝐜𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐰𝐡𝐨 𝐬𝐡𝐚𝐫𝐞 𝐬𝐢𝐦𝐢𝐥𝐚𝐫 𝐛𝐞𝐥𝐢𝐞𝐟𝐬 𝐚𝐧𝐝 𝐯𝐚𝐥𝐮𝐞𝐬 𝐭𝐨 𝐲𝐨𝐮? Comment below!
In this video I will go over everything you need to know about disability insurance if you are a self employed individual.
What is it? What are the advantages and disadvantages of it? Why do you need it? How should you own it from a tax perspective?
In this video I will explain how to reduce your overall family taxes in Canada.
Essentially what has happened is that the government has decreased interest rates to historic lows to pump the economy. Lower interest rates mean more people may want to borrow to invest, or start a business.
What this has also allowed us to do is to reduce our overall family taxes.
If you are the higher income earning spouse, and you invest your money in your own name, you’re going to pay thissss much tax.
But if you loan your money to your spouse, who earns less than you, and then your invest your money, you pay this much tax.
Wondering how to get $2000 CERB payments for life?
By now, Ii don't think I have to explain why the Canada Emergency Response Benefit AKA CERB came to be in place. What I do want to focus on in this video is the ‘emergency response’ part of it.
Because that means it’s in place only for the time being, and while receiving $2000 a month from the government is quite amazing, it’s also going away very soon.
So in this podcast i will be telling all of you how to get $2000 CERB payments for life!
Do we really need over 40 types of toilet paper!?!?
In this video I look at all the companies who started simplifying their product offerings because of the pandemic.
Grocery stores who used to offer over 40 types of toilet paper now just offer four.
Farms that used to produce over a dozen different types of baby carrots are now scaled back to only four.
According to J.D. Power, an industry research firm, reported that in 2019, automakers built and offered more than 605,000 vehicle configurations before taking different colors into account.
And all of this just makes me wonder, when did we, as a society, start becoming slaves to our desires to the extent that we need every single thing to be exactly how we desire it?
Simplifying our lives, I believe, leads to a much happier life.
In this episode Saad conducts a book review of Howard Marks book, ‘Master The Market Cycle.’ Howard argues that no one knows what the future holds but we better know where we stand in the present. This book shares lots of valuable information that may be used given the current market conditions. However, buyer beware because not all markets are built the same and although there is a lot to be learned from the past, one needs great insight to know how to profit from it in the future.