Living The Retirement Lifestyle: Recent Episodes
Chris and Susan Beesley - Retirement Entrepreneurs
Entrepreneurs From Around The World Share Stories, Advice & Inspiration To Achieve A Totally Fulfilling Retirement
In this short podcast episode, Susan shares a simple but important message
Making money online is a profession, not a gimmick
For many people over 50, the idea of building income online still feels uncomfortable
Years of hype, exaggeration, and empty promises have created understandable scepticism
But as Susan explains, the problem isn’t the model it’s the way it’s often presented
Before moving online we were self‑employed professionals living with the familiar feast‑or‑famine reality and no pension safety net
What they were looking for wasn’t a shortcut, but something legitimate, ethical, and sustainable
In the episode, Susan talks about why so many capable people feel stuck online not because they lack effort, but because they’re overwhelmed by conflicting advice and too many options
Confusion, not laziness, is usually the real barrier
The solution is clarity and structure. Just like any other profession, building income online works best when you learn real skills, follow a clear framework, and stay consistent long enough for progress to compound
Susan also shares why education, community, and support matter especially for people who’ve tried before or are starting later in life and why approaching this professionally can create more freedom, flexibility, and peace of mind around the future
🎧 Listen to the full audio episode above and take a few minutes to reflect on whether the next chapter of your life deserves a more intentional approach
No hype. No pressure. Just perspective so you can decide for yourself
Thanks for listening
Resources :The Home Business Academy : Click Here
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Talk To Us : Click Here
In our last newsletter, we mentioned that today we’d be sharing something important…
Something designed to help you build your freedom faster
So let’s get straight to the point
Over the past few weeks, we’ve focused on reflection, mindset, principles, and clarity
Because before action comes readiness
But there comes a moment when preparation must turn into a decision
Before we share what’s new today, we want to pause and acknowledge something important
Over the past few weeks, we haven’t just been sending emails
We’ve been intentionally sharing mindset shifts, principles, and reminders – both here and across our social media – to help you prepare for 2026
Each day, we’ve been posting one of our personal principles for success because freedom isn’t built on motivation alone
It’s built on how you think, what you focus on, and the actions you take consistently
One principle in particular has been sitting with us this week
Vision into Action
Because dreams stay dreams without action
Freedom isn’t built in one big leap – it’s built in small, daily steps that align with a clear vision
And progress will always beat perfection
We were thinking about this just yesterday, walking home along the beach at sunset 🏖️ wishing that more of the people who tell us about their dreams would believe in themselves enough to know they can make them real
As Gary Vaynerchuk says so powerfully
We couldn’t agree more
Why This Matters Now
If you’re over 50 and thinking seriously about your future, you already know this truth
Time matters
Health matters
Financial security matters
And relying on a single income stream or hoping things will somehow “work out” simply isn’t a strategy
That’s why we recommend what the Home Business Academy has created – their Triple Residual Formula
Rather than sending people off to search for different residual income streams on their own, HBA brings everything together in one place
The education, the systems, and the multiple income components designed to work side by side
It’s the framework we personally use and trust because it simplifies the process and removes so much of the guesswork, especially for people starting later in life who want clarity, not complexity
Today, for the first time, we’re inviting you to explore it properly
⭐ Something New (and Very Powerful)
We’ve just launched a brand new page that explains everything clearly and transparently – and here’s the part we love most
It includes a built-in AI Chat
That means you don’t have to guess
You don’t have to rely on sales pressure
You can simply ask questions – as many as you like – and decide for yourself if this is a good fit
We’ve tested it extensively ourselves, and it’s genuinely brilliant
How we suggest you use itRead the page fully
Listen carefully to the testimonials (especially this part – real voices matter)
You’ll even hear Susan sharing why this has become our home business home and why we’re so confident recommending it
This isn’t about convincing you
It’s about giving you the space and tools to decide
Both informed and empowered
Open up Sage our AI chat 💬and ask anything that’s on your mind
Test it for yourself (we did)
At the heart of this (in case you are new to our newsletter) is the Home Business Academy (HBA)
The education, community, and systems we personally use and trust
It’s been a cornerstone of how we’ve built our residual income, flexibility
and a lifestyle business that supports life (not the other way around)
And now, with the Triple Residual Formula, the path is clearer and faster than ever
We want you to have what we’ve got and build your escape from whatever is currently holding you back
👉 Explore the page and ask your questions here
If you’ve been waiting for a sign…
If you’ve felt that nudge to do something different…
If you don’t want to look back on 2026 wishing you’d acted sooner…
This might be that moment
No pressure
No hype
Just information, transparency, and a chance to choose FOR YOURSELF
We’ll leave you to test out our new page and ask your questions
Do let us know how you got on
Chris & Susan
We’re back from a wonderful 4-day city break in Lisbon Portugal – a few days of walking, talking, exploring, eating well, and simply enjoying a change of scenery
And it reminded us (again) why we designed our business the way we did
While we intentionally stepped away from day-to-day work, our business didn’t stop…
People joined our business and commissions continued to come in…Not because we were “working harder,” but because the foundations were already in place
In fact, all we really did was share a little of what we were enjoying in Lisbon on social media each day and that’s exactly how our business is designed to run
And yes we did get to see the famous #28 Tram that runs around the centre of Lisbon as well as many other fun things
That’s what freedom looks like to us
Not doing nothing — but having choice.
And choice doesn’t happen by accident
It’s built on decisions, habits, and principles repeated over time
Which brings us to something we wanted to share with you today
We recently watched a video by Dean Graziosi called “Your 10 Personal Principles for a Successful 2026”
➡️ Watch the video here
After you’ve watched it here’s a recap of these principles…
Principles that apply whether you’re building an online business, planning retirement, or simply wanting more from this next chapter of life
10 Personal Principles for a Successful 2026(Dean Graziosi–inspired)
1. Take 100% Responsibility for Your Life
No blaming. No excuses. Every choice you make shapes what comes next.
2. Protect Your Mind and Focus
What you allow into your attention determines your results. Guard it wisely.
3. Surround Yourself with the Right People
Your environment matters. Choose people who encourage growth and possibility.
4. Set a Vision – Then Act Daily
Big goals only work when they’re translated into small, consistent actions.
5. Take Bold, Uncomfortable Action
Growth lives just outside your comfort zone. Waiting costs more than trying.
6. Be Solution-Focused, Not Problem-Focused
Ask better questions: How do I move forward from here?
7. Persist Until You Succeed
Progress beats perfection. Every step counts if you refuse to quit.
8. Say No to What Doesn’t Serve Your Growth
Your time and energy are valuable — protect them.
9. Build Discipline in the Small Things
Daily habits around health, focus, and consistency compound over time.
10. Think Big — Daily
Success isn’t one decision. It’s a mindset you choose every day
Reading through these, we were struck by how closely they align with what we’ve experienced over the last 15+ years
Freedom – whether that’s travel, flexibility, better health, or financial security is rarely about one big leap
It’s about living by principles that support the life you want, day after day
And this is exactly what we encourage you to do too…
Build something that supports your life – not one that traps you in it!
Because mindset and principles are the foundation of every successful lifestyle business and every fulfilling next chapter
To help you set those all important goals and prepare you each day for a better life check out the app we use daily here
In our next newsletter we have some exciting news for you to help you build your freedom faster!
There was a simple line we saw recently on a poster outside HolaBank here in Spain and it stopped us in our tracks and made us smile
Two people were standing on a beach and it said…
“If you have someone with you, everything is possible”
We’re lucky 🍀we have each other and worked with each other most of our married life
The more we’ve thought about it, the more we’ve realised just how true that is especially at this stage of life
So many people we speak with are over 50, experienced, capable, and full of stories…
And yet what they’re often missing isn’t motivation, intelligence, or effort
It’s someone to walk alongside them
We see this pattern often
People who’ve already taken action, shared their story, and inspired others but feel unsure about the next step
Not because they lack ability
But because they’re asking a very human question
“How do I turn what I’m doing into something that truly helps people and actually works?”
And that’s where guidance, structure, and having someone with you changes everything
This time of year, when goal setting is front of mind, the first step isn’t pressure or perfection it’s clarity
And one simple reminder from a recent training really stayed with us
Have fun this year
We love 🩷 that
Because growth doesn’t have to feel heavy especially when you’re not doing it alone
And this is exactly why we do what we do…
This Friday, we’re off to Lisbon in Portugal for a short city break a few days to see a musical (our daughter got Susan tickets to Cats for her 70th birthday)
We’re meeting our digital nomad friends who live in Portugal and will do some fun things like a city tour on a motorcycle and sidecar and take a tram ride
Travel and experiences are always on our mind
Not as an “escape”, but as a reminder of the freedom we’ve intentionally built
Our business continues to run while we’re away, with very little required beyond staying lightly connected and sharing what we’re up to
That flexibility didn’t happen by accident it was a choice
And it’s exactly the kind of lifestyle business we encourage you to create too
Because we only get one life…
And it deserves to be lived – not postponed
As always we want to give you something to help you get your year off to a good start
So here’s something that we believe is so important
🎯 How To Shape Not Just Goals But Direction for 2026
We recently went through a powerful training that asks some simple but crucial questions…
The kind that help you shape not just goals, but direction for 2026
We’d like to share it with you here because clarity comes first
And we often need a little help with that…
To reflect, decide and move forward with intention especially if you’re building (or considering building) an online business as part of your retirement lifestyle
You can watch it here
Join us for our next newsletter where we’ll share Your 10 Personal Principles For A Successful 20206
And talk about our trip to Lisbon
Until then…
Five Regrets And The Choices We Still Get To MakeAs we step into the very first newsletter of 2026, we want to begin with something that feels grounding, honest, and important
Time passes quickly
We’re reminded of that more and more with each year and perhaps you are too
That’s why a book that’s been on our minds again is The Five Regrets of the Dying by Bronnie Ware, based on a blog post she wrote years ago that went on to reach more than 8 million readers
In her work caring for people at the end of their lives, five themes came up again and again
I wish I’d had the courage to live a life true to myself, not the life others expected of me
I wish I hadn’t worked so hard
I wish I’d had the courage to express my feelings
I wish I had stayed in touch with my friends
I wish I had let myself be happier
They’re simple words
As we begin 2026 – a fresh chapter…
It feels like a powerful reminder that none of us want to look back with regret, wondering why we didn’t make different choices when we still had time
For us, this is why we’ve always talked about both health and financial stability
Because without health, freedom loses its meaning
And without financial security, choice quietly disappears
Over the past 15+ years (we’re now beginning our 16th year online), we’ve seen how the right support, skills, and mindset can completely change what later life looks like
Not overnight
But steadily, intentionally, and with purpose
This is also why we’re so careful about what we recommend
We’re also now sharing these newsletters as short audio episodes and blog summaries, so you can engage in whatever way suits you best
⭐ Recommended Resources
(Only what we know, use, and trust ourselves)
💻 Home Business Academy (HBA)
HBA is where we learned and continue to refine the skills of online business and affiliate marketing
Why we recommend it
Because financial wellness matters
This is the education that helped us create residual income, flexibility, and choices – especially important as we move through our later-life chapters
Explore Home Business Academy here
🧠 Amare Global – The Mental Wellness Company
Amare focuses on mental wellness, gut health, and emotional resilience – areas often overlooked, but absolutely foundational
The pandemic opened up a ‘pandora’s box‘ and much of the world woke up to taking better care of their mental and physical wellness
Why we recommend it
Because staying well physically and mentally is just as important as staying financially secure
And for those who choose, it also offers a way to earn alongside using products we genuinely love
Explore Amare here
We genuinely feel they go hand in hand because what is wealth without health!
If you want to change your life change your mind!
Before you leave pick up a copy of our book The Hybrid Retirement Blueprint
How to build A Predictable $3000-$5000 Monthly Residual Income (even if you think it’s too late) – blending purpose, leisure and freedom for your perfect hybrid Retirement
Join us for our final Living The Retirement Lifestyle newsletter of 2025
As we sign off on the final newsletter of 2025, we just wanted to pause and wish you a very heartfelt
Happy New Year
Feliz Año Nuevo
Hand on heart 2025 has been a year of ups and downs, twists and turns
But through it all, we’ve stayed positive, never let go of our dreams, and learnt a lot
If there’s one lesson that stands out, it’s this
Time is our most precious asset
So as you step into 2026, our wish for you is simple
Don’t waste your time
Be intentional with your time
Choose to spend it with people who genuinely care about your growth,
who value your experience and who want to help you move forward not keep you stuck
Because later life isn’t about going it alone
It’s about learning, growing, and building alongside people who truly understand where you are and where you want to go
We believe 2026 is going to be an important year
So step into this new year with the mindset of success
Trying something new
Taking a risk
Developing skills
Making memories while life is still a little messy
Because your life doesn’t shape itself
You do
We’re signing out from our home in Spain
It’s a little chilly today, but there are glimpses of blue sky and we have our traditional grapes ready for when the clock chimes midnight
Whatever 2026 holds for you, we hope it’s filled with health, freedom, meaningful work and people who truly matter
Here’s to the very best chapter yet
Cheers
Chris & Susan
Because this felt like one of those messages that mattered, so we’ve done something new
If you’d prefer to listen rather than read, Susan recorded an audio version of this email in her own voice – just as if we were chatting together
We hope it feels like a warm send-off into 2026
It’s what you are listening to here
Join us for the first podcast of 2025 celebrating our new life in Spain on the beautiful Costa del Sol.
After Mum passed away in 2022 and our caring responsibilities ended and all our children having left the nest we decided it was our time and this year we received our visa to live and work in Spain
Retired but not retired 🤣 because we can never see ourselves doing nothing if we’re honest
Today we have what we’ve called The Hybrid Retirement – we work because we love what we do but we also have an enjoyable and fun life exploring new hobbies and sports we never had time for
And if you can incorporate the 5 Pillars of Life After 50 you can have a pretty amazing life
A little introduction first if we have not yet met
Chris and I have been showing people 50+ in or approaching retirement how to make money online for 15 years and we’re passionate about better health and wellness alongside being financially secure and creating a lifestyle business that gives us choices for our retirement – what we call our Hybrid Retirement Lifestyle
We love all things digital marketing and sharing what works with our clients, friends and followers
Midlife is a new adventure after all!
https://vimeo.com/1098503088We hope you will enjoy this and our future podcast episodes as we we share stories, tips and strategies for starting an online business after 50 – meet our friends and mentors who have been our guides and inspired us over the years and helped us help thousands of others seek a successful life after 50 and into retirement
Let us share with you our 5 Pillars For Life After 50
- Financial Security Not Financial Stress
- Be Healthy Both Physically & Mentally
- To Travel & Have Life Experiences
- Look Good & Feel Good About Ourselves And Our Future
- Help Others Achieve The Same
Now of course not everyone wants to be an entrepreneur so of course we’re only speaking to those of you who have that spark 💥 in you to do something that lights your fire and a joyful next chapter.
If that’s you welcome to the podcast that champions you
Please share this with your friends and fellow entrepreneurs who like many we meet think they are too old or it’s too late…
Because it never is 😀
Meet our guest on today’s Living The Retirement Lifestyle Podcast – Billy Schwer – long time friend, former world boxing champion and now author, international speaker, entrepreneur and advocate for mental health and wellness.
We first met Billy during our years as management consultants before we became online entrepreneurs and remember it well as he had Susan learning how to box🥊
Friendships are forever and we can truly say that about Billy
Let’s say that today’s podcast is both entertaining and inspirational and we hope will think about your life after 50, retirement and what’s possible…
How he’s taken his experiences in the ring and in life and is now helping people with their mental health
Who Is Billy?https://vimeo.com/1000761856?share=copyHe’s a former boxing world champion, he’s headlined at the MGM Grand in Las Vegas, The Royal Albert Hall London where at 23 he won the British and Commonwealth Titles and at finally at his fourth attempt to become World Champion claimed the coveted title
But as he says life doesn’t always go according to plan does it?
And in defending his title and getting badly injured he made the toughest decision of his career
Life as a boxer was over!
He was going to retire
But as he shares, life changing decisions are tough but then life is very very short too and he shares how the transition from ‘Billy the Boxer‘ to life in the real world after ‘retirement’ he found very difficult
He struggled with his mental health and depression coping with bankrupcy and losing everything he had worked for… even having suicidal thoughts and admits it took him 15 years to sort himself out
But he did
And he now volunteers for The Samaritans because having had suicidal thoughts he really understands the conversation going on in the heads of those desparate enough to call in for help
“The words ‘Mental’ & ‘Boxing’ came together on a very stressful afternoon when I was in the midst of a depressive episode.
I knew others were suffering like me and I wanted to find an answer, a solution for all of us.
How could I win the mental boxing match that I was having with the voice in my head? It was giving me a good hiding and beating the shit out of me.
Having been a fighter – a winner – all my life (I’m a former world boxing champion, just in case you didn’t know), I was used to fighting, but this fight that I was having was a different kind of fight altogether and one that I was losing, badly. I was getting close to being knocked out… for good.
Since those dark days (the lost years) I’ve been on a journey of discovery about what it takes to win this fight, to win at this thing called life – and I’m really happy to say I’ve figured something out and I’m happier, more fulfilled and satisfied with my life now than ever before.
I want you punching above your weight, winning more often, experiencing more success and looking great while you’re at it”
The stresses people are subject to today are almost unimaginable in a modern world where they shouldn’t exist
How could Billy the champion in the ring be Billy who failed in life?
This is the kind of question many of us are asking as we get towards retirement when our careers are ended and “what next”
Not failure per se as Billy explains but what happens when we reach that momentous day when we’re presented with our long service reward (usually a clock as in our parents or grandparents day)
What will we do?
Will we still want to work in some capacity or maybe give our time to a good cause or charity as Billy
Just remember as you read this you have knowledge and life experiences that could well be what someone is waiting for
That’s why this podcast and blog is all about helping you reach your full potential when that time comes
Thanks for watching / listening or reading and hope Billy’s story has given you a glimmer of hope for what comes next…
Because we have many more years of life and much to do once we’ve escaped the 9-5!
We love these inspiring words from Billy and hope you will too
You can find out more about Billy here
Website : Click Here
Wikipedia : Click Here
Facebook : Click Here
Linkedin : Click Here
Thank you for joining us and any questions for us or Billy do reach out to us
Meet our friend Hui Hui Lek from Singapore who became a very special friend during the Pandemic when our lives and businesses had been curtailed overnight. Life virtually became our new everday and social media became our lifeline.
We were both taking part in a virtual challenge with the iconic Tony Robbins and Dean Graziosi with a focus on using our skills, talents and passions into a business
Hui Hui had lost her retail business overnight as her business relied on importing from China and all borders were closed and she was unable to fulfil orders
It was a pretty stressful and challenging time but as we know from personal experience sometimes it’s those challenges and obstacles that become a springboard to something new and exciting
Tune in and listen to her story as she takes you through what happened next
It’s truly inspiring and proof that with the right mindset, belief and mentorship anything is possible
https://vimeo.com/951868599?share=copyWe hope that you picked up from her story that when she began her online business she had zero influence and zero audience but what she did have in bucket loads was courage and using a skill she had mastered from the past in illustration
After every training she put together what she learned into picture form and shared it with people for free never realising that as she did so she was creating an audience…
An audience that has since helped propel her into an amazing business and life
We feel very honoured to have met her during the covid years and she gave us inspiration and the motivation to carry on when things looked bleak for us…
And likewise inspired by the BIG MAN himslef
3 Things Tony Robbins Said That Changed Her Life
If you’ve ever been in a position where you were challenged and thought you couldn’t do something or that someone left you feeling you were not good enough or wouldn’t be able to do something let us share what happened to Hui Hui (remember she told us her name made Tony Robbins happy 😀) how the words of Tony Robbins gave her strength and courage to keep going even though she had never met him until this year. We can totally resonate with that and we were lucky enough to meet him many years ago
She say “he switches my mindset every time I’ve had a huge setback in business.”
A 6-figure coach told her she wouldn’t make it and was in a state of depression, Tony’s voice ring in her ears, “I can’t therefore I must!”
When she was in a daze the second day after she started her coaching business and got a call that her Dad was very sick and hospitalised but she remembered Tony’s words, “Things are happening FOR you, not to you.”
It gave her the courage and strength to continue…
And made her think what must she do so that it’s happening for me? That incident became her biggest motivation to succeed as a coach. Sprinting from zero to 2MM in 2 years.
She then I had a meltdown in her 3rd month stumbling over speaking coherently in English even after lots of practice. She recalled Tony’ voice saying, “Believe it will be worth it in the end.”
At that time, she hadn’t even met Tony in person and he already had had a huge influence on her
We truly hope that hearing her story and the challenges she overcame from losing everything she and her partner had worked for to where she is today actually meeting Tony Robbins and sharing her story with him…
That you too will be motivated to put aside all those little voices in your head that Chris calls “fruit salad“
And make the leap into the unknown and make a life and an income for yourself that you truly deserve
You can read the rest of her story as it unfolds on her social media below and we hope we will meet you in this year’s free challenge called “The Game Has Changed“
We’ll be there alongside Hui Hui and thousands of others ready to make a change in their life
We’ll leave you with a favourite quote from Hui Hui “Failures Are The Stepping Stones To Success”
Connect With Hui Hui Here
YouTube
Thank you for joining us and any questions do reach out to us
Join us with our guest Jo Barnes on Living The Retirement Lifestyle Podcast as we talk about how running an online business has changed over the 13 years we’ve all been online and how easy it is today to make money online in so many different ways and fulfilling a life without limits…
How anything from $500 a month to $2000 can make all the difference to someone’s quality of life
https://vimeo.com/861953500?share=copyA bit of backstory
We and Jo started in 2010 post the recession of 2008 when the internet was in it’s infancy with no fancy tools like we have today yet we faced the fear and did it. We neither of us knew if it would work but somehow we just knew it would and we had to try.
For Jo it all began one day when feeling stuck and miserable they agreed to house sit for a friend in Cyprus who was involved in something called “internet marketing”
With no income and not a lot of savings, they knew they had to start earning fast and this is her story
Fast forward to 2013, Jo has been location independent running a 6 figure online businesses for well over a decade now just as we have… her husband too! Their daughter was 4 when they packed up everything and moved to Cyprus and finally arrived in Phuket in Thailand (they’ve lived and travelled to 40 countries!) where they settled so she could get through her higher education years but today they’re ready to get the backpacks out again
We talked about reaching 50 – that all important milestone in our lives (we started our online business in our mid 50’s) and about “unretirement” – that time when you want to get the absolute best out of the second half of life.
How it’s very possible to grow a location independent lifestyle business doing something you love that gives you the freedom to work and live anywhere in the world.
And it needn’t be complicated…
Nor does everyone want to be a multi-millionaire even…
They just want to be comfortable and not have to worry about money and be able to do the things they dreamed of doing
As Jo says, most people can quite easily start a side hustle today and generate some money selling stuff they don’t want for example
It’s one of the things Gary Vaynerchuk talks about in his videos too
It’s a start and then the thought of other ways of making money kicks in
Building a lifestyle business isn’t just about breaking financial barriers, it’s about designing a life that literally makes you leap out of bed each morning.
And, as Gen X or Baby Boomers, our age isn’t a barrier; it’s a goldmine of wisdom and experience that gives our lifestyle businesses their unique edge
Talking “unretirement”…
And just for fun, Jo shares the famous “unretirement” video of Tom Brady and his NFL friends going back on the pitch – it’s very funny 🤣🤣🤣 but it does make the point.
We’ve got years left in us so let’s make the most of it!
She says that now it’s her mission to share her experiences and help others build their own lifestyle business that gives them the freedom to live and work from anywhere in the world whether that be your kitchen table or a beach in Fiji
She believes (just as we do) that a lifestyle business is your chance to become a master of your own destiny and to generate an income that funds your ideal lifestyle whatever that is to you
For anyone wanting to spend the rest of their life and not working in the traditional way (aka for someone else) she’s just launched a brand new course The Solopreneur Success Formula
We’ve been through it and know you will enjoy her relaxed style of training and it will get you on the road to creating that lifestyle business you’ve been listening to us both share
If there’s one thing we’ve both learnt over the years if you want to do something learn from someone who has already done what you want to do
We hope that you will be inspired to face the fear and get out of your comfort zone and have a great second half of life
In Jo’s words “be willing to be a bad artist to begin” (we all are)
Where to find Jo:
On Linkedin
On Facebook
Her Lifestyle Business Website
Her Lifestyle Entrepreneurs Course
Thanks for joining us for this episode of Living The Retirement Lifestyle and we’ll see you on the next one
In this episode of Living The Retirement Lifestyle Podcast we talk with medical doctor Luz Marten and hear how a patient at his practice who he was unable to help with traditional medication led him and his wife into the world of holistic medicine and network marketing.
You will definitely want to listen to his story and hear some of the challenges he faced on the journey including having to forfeit his medical practice in favour of his belief in natural solutions.
How we should all be free to make better choices in life that we believe in.
https://vimeo.com/855286083His career began as a paramedic and later became an anaethetist but after burnout and suffering depression took the decision to re-qualify as a medical doctor proof having realised that money isn’t everything! For a period of time life became much better for him and his wife and he was happy with his lifestyle but yet there was a desire to do and be more…
Then one day a patient changed everything for him and his wife.
He had been unable to help her with traditional medicine then one day she turned up at his practice and shared with him how she had treated herself holistically and she wanted to share with him her story.
That story changed his life and his career
He tried the products for himself and many of the afflictions he had went away and he just knew he had to share this with those who needed to find solutions
He knew nothing about the world of network marketing that his patient had introduced him to just loved that these products worked and wanted to tell everyone about them
What happened next is all too familiar in today’s world unfortunately but there is a happy ending
Lutz and his wife now have the means to help people who traditional medicine has not helped and the results as we know too well ourselves are becoming more accepted
They have created a business they love and they continue to serve people who have health challenges but in a different way
As Lutz says, change is never easy but it’s definitely possible if you are open to doing things differently
We have many years ahead of us and be healthy enough to enjoy those years
Lutz’s tips to starting a side hustle or trying something new :
- Find someone you know, like and trust and who have done what you want to do and take advice from them
- Make sure that what you do will solve a problem for someone
- Don’t let anyone or anything hold you back
- Get coaching
- Face the fear and work on your mindset and personal development
- Give it a try because if you don’t you will never know
Sometimes there are opportunities you don’t even know about – just be open to what is there for you
Thank you for joining us and listening to our chat with Lutz Marten and hope his story inspires you to think about your own life and what may lie ahead for you
You can find him on Facebook : Lutz Marten
We look forward to seeing you on the next Living The Retirement Lifestyle Podcast
In today's Living The Retirement Lifestyle Podcast we catch up with Adil Amarsi who has created himself a business through his love of copywriting learned from an early age writing stories for his Dad's business and has gone on to write copy amassing over a billion dollars in revenue for his clients (and he's only 33!)
We first met him after attending an internet marketing event some 10 years ago and listened to him share his passion for copywriting over cocktails in the bar (some of the best moments and friendships are meeting people at events over coffee or in the bar 😂). We didn't really know what that was back then!
Social media allows us to keep in touch and after chatting recently about a course he's just created we wanted to introduce him to you and for you to hear how you can turn a skill, knowledge (or hobby) that you are insanely passionate about into a business that generates you a full or part time income.
Knowledge is in huge demand as people want to know how to do things and you could be harbouring the secret (you'll hear him share an example of a plumber friend)!
Join us for the conversation and hear his story and make sure to stay to the end as he has a fabulous tip for you for starting your very first or next income stream...
https://vimeo.com/852389034?share=copy
There were so many golden nuggets inside this interview and hope you took notes - we've added captions so you can grab those that might help you in considering your next steps or which you can use as you think about starting or pursue your online career.
Getting a mentor or finding someone who has done what you want to do is a key takeaway and one we absolutely endorse - without finding a mentor we would not be doing what we are today!
The internet is not just for young things as we've proved beyond a doubt (and why we created this podcast and blog) and when you consider the skills, talents and experience those reaching their fifties and beyond hold there's a whole new world of entrepreneurship opening up for them.
Think about some of the most successful businesses around today. Chances are, those that came to mind have – or are founded on – strong, simple and easy to understand concepts as Adil mentions referring to Leonardo da Vinci
"Simplicity is the ultimate sophistication."
Skipping to the end of the interview we loved Adil's idea of searching Faceless You Tube Channels and found you a blog so you can check that out for yourself. We'll definitely be following up on the travel idea and it's got us thinking of other industries too...
If you are looking at Adil's copywriting we recommend you start here - GreatestCopywriterAlive.com We love the way he writes and if you have ever opened your email account and wished you had someone write like they knew you then you will love ❤️this. That's definitely how we want people to feel when they open our emails
You Can Meet Adil Here On Social Media
He's got lots of value to share so check out his posts if you want to dig into all things marketing because he knows a lot of people and always willing to share tips and strategies
Best place to contact Adil
Blog
Check out some of his posts and get to know him
Thanks for joining us for our podcast and and if you have any questions for us or Adil do contact us here
In this episode of the Living The Retirement Lifestyle Podcast we have as our guest Greg Aler author of Fire Your Financial Advisor and advocate for change in the world of financial services as it relates to retirement in America today.
Greg has a fascinating background as you’ll hear during our chat but it really does put him in a position to share what he knows about the industry and how retirees can fight back (and not just in America).
Told though metaphors and recognizable events Greg shares the story inside his book of how the financial industry created a trillion-dollar empire by withholding information while over-charging and under-servicing retirees regarding the real risks of retirement.
It was a very entertaining chat and we think you will see from the fact that despite being the CEO of 3 very successful companies he prefers a more relaxed look and can see why his clients would like him.
We especially loved his idea that all retirees should have money set aside for fun, travel, hobbies or anything that they enjoy.
https://vimeo.com/814682036With staggering numbers of Americans living far longer than ever before (and no different to any other developed nation) our retirement savings need to go a lot further and take into account long term health care as well as investments and life savings.
As we said above, what we liked best was when he said he encourages his clients to set aside money for their fun time as everyone in their retirement needs to enjoy this time of their life and not just be saving for the future.
Greg has definitely stirred up a hornets nest but in a good way and highlighted the reason that the advice that your financial advisor might have given you to get to the top of “Retirement Mountain” probably won’t help get you down. That is what most retirees miss – until it’s too late… but no more!
We hope you enjoyed the show as much as we did and you maybe go ask the question of your financial advisor 😀
ResourcesTo find out more about Greg you can listen in to his podcast or tune in to his TV show – both known as Expedition Retirement. We’re sure you’re going to enjoy getting to know him and how he operates his business
Expedition Retirement Podcast
Expedition Retirement TV Show
Thanks for tuning in to our podcast and show and it gave you food for thought about what lies ahead in your retirement planning and that you make sure to budget for fun as well as the necessities of life
In this edition of the Living The Retirement Lifestyle Podcast we interview Fazal Ullah as he shares how a chance meeting in 2007 changed his life. It’s especially poignant as that meeting was with us and we finally got to catch up with him and ask him to share his story and what happened next…
https://vimeo.com/810092844It’s not an unusual story as you’ve heard (many people we speak to what to quit the 9-5) but what was different is that Faz was so fed up with the 9-5 rat race and not seeing his kids growing up he made it happen. His family was the thing that provided him with his REASON WHY to make the change.
A change that has led him to a better life and creating a way to help others who want a better life too just as we have done.
Just imagine as he said if the stars had not aligned on that day – 5 seconds either way and life would have been a very different story
BELIEF
We asked him next about belief
“So you must have had a heck of a lot of belief in yourself, a lot of self-belief to go to that exhibition, learn some things, and then on the Monday morning give up your regular income effectively“
We asked him how he could do that and he said it was having a huge belief what he was doing and a huge REASON WHY as we’ve said earlier. To build a future for his family, to create a legacy and to create passive income.
MINDSET
Next we asked Faz about mindset and how he approached all of this because this is a big breakaway from what he was familiar with. Here’s what he said:
CHALLENGES, CONNECTIONS & NETWORKING
If you have ever had any doubt about the power of challenges, networking and making connections we hope that Faz’s story of how he overcame his challenges, the people he met and those who helped him reach his goals will give you the encouragement you need to face your fears and step over the line.
Today Faz has authored books on property, has his own company and mentorship program designed for people looking to do what he’s done and all because of a chance meeting he could have missed by 5 seconds!
We asked him for his final words of encouragement and were not surprised to hear him say
“Whatever the mind can conceive, it can achieve”
And the image from his Facebook just says it all!
Faz is a truly humble man and shows much gratitude for the opportunities hard work and connections has given him. We wish him much future success in the world of property.
We chose our own favourite from his social media
“Today is your opportunity to build the tomorrow you actually want.”
It’s a journey worth taking and a goal worth fighting for.
We only live once, and if you’re up for it. Let’s see what you’re capable of in the business world. Design your ideal life…”
RESOURCES
You can get in touch with Faz here to find out more
YouTube
Website
Thanks for joining us for How A Chance Meeting Change My Life
In this edition of Living The Retirement podcast we talk to our good friend and award winning business coach Kylie Anderson. Originally from Australia and now living and working in the UK, we first met her over a decade ago when she entered the world of online entrepreneurship. We knew she had that spark in her and she’s proved us right reaching that milestone birthday (she just turned 50) and running a very successful thriving coaching business
But we’ll let Kylie share her story and hope you will be inspired to move out of your comfort zone and know that there is more to life than sticking with what you’ve always done and were good at for fear of what lies beyond!
https://vimeo.com/748021151We so loved that moment where Kylie says her boss came into the office bragging about his travel card and she realised he was still coming into the office in his retirement… one of those pivitol moments that made her know for certain it was her time to do something about building her own business to give her the flexibility to travel and start living a life not centred around work!
We remembered her coming to an event we had organised showing people how they could start an online business and was in the front row taking notes and smiling like the proverbial cheshire cat.
Kylie shares how she was experimenting with different ways to make money online (which is what most people do to be honest) , found what didn’t work and how not everyone can be trusted but she didn’t ever give up on her dreams and goals
She knew that honing her skills would help her reach them and it would take a little time to “find her thing” as she describes it
She knew that overnight success and ‘getting rich quick’ was a fallacy and an investment into personal development was extremely important
Which all led to her thinking about the ‘missing link‘ as she refers to it. She was an avid consumer of training but wasn’t earning from all that knowledge! How could she change that and provide a service which would bridge the gap for people creating all this training, writing books, producing courses and bring the those all important clients?
And a business was born – one that began by helping small businesses get a better presence online and collect those all important leads and learn how to communicate and nurture those those leads until some became their customers or clients.
Her next realisation was that there were a lot of successful women making incredible amounts of money using the internet and conversely many were living paycheck to paycheck and had little or no plan for their retirement.
Another seed was sown!
She shared with us how on a recent economic forum she learnt that something like 60% of the wealth in the UK is going to be owned by women by 2025. It’s a massive market and spotting an opportunity that’s where her focus is today, championing women entrepreneurs. Plus finding ways to grow faster without so much effort and time and harnessing other ways to generate legacy wealth, all of which she can include inside her coaching business.
This led to the birth of Iconic Wealth For Women and the focus of her business today.
With over 7 years solid business experience, followed by 3 years running an online coaching business. She’s uniquely positioned with REAL business experience to help her clients leverage their knowledge, develop additional income streams and help them on a journey towards more freedom and more income.
Her AdviceDon’t stay set in your ways as you get older. The internet is here to stay and there’s so many things you could do with a little help and guidance. If you haven’t made plans for your retirement it’s not too late – get some advice and get started now – every little helps!
And her motto
“work less and earn more, whilst making an impact and changing other peoples lives”
If you want to follow Kylie you can connect with her on her favourite social media platform and website
Website
We hope you’ve enjoyed listening to Kylie and her plans for the future. We think she’s got her retirement nailed and hope that you got some ideas from it for your own path and that if you need to you that you find ways to add some extra income to give you the retirement you hoped for.
Maybe It’s About Time is the title of a book written by our guest Neil Boss on this edition of Living The Retirement Lifestyle Podcast. Neil is a retired partner of Deloitte LLP one of “The Big Four” Accountancy and Management Consultancy firms in London and we were intrigued to know the story behind his book and whether it was something he had always wanted to do…
You’ll hear his answer when you tune into our chat because like you, we were intrigued to know why now and why the story line he chose but as you will hear him say “it was always a plan to write a book in his retirement”
We’ll circle back to that…
https://vimeo.com/773253506The StorySet in the early months of 2020 Maybe It’s About Time is a story about the difficulty of changing life for the better. The central characters are Marcus and Claire and how a chance encounter through a mutual friend, Gavin leads to an unlikely friendship all the while the early months of the pandemic were unfolding. We had to ask Neil whether Marcus was actually him but he assures us the character was totally fictional albeit he draws on his experience of what he describes as the egocentric world of professional service.
Whilst full of humour, the story ultimately delivers a serious message about remaining true to our personal values and changing lives for the better.
We began reading Maybe It’s About Time on a transatlantic flight to Salt Lake City just recently. It was a large book to take on board but Susan was quickly engrossed (and the crew were intrigued to know was it a good book lol). I (Chris) get to read it next beacuse that’s how we work together lol 😂!
We asked Neil if he ever saw his book becoming a movie. We had to laugh when he said he was no J K Rowling or a Harry Potter wizard but seriously if the right person reads his book we’re sure it would make a great screenplay.
After all the pandemic years will be something that will be talked about for a very long time and we reckon his satirical look at those times would be a hit!
If you’re intrigued we highly recommend you pick up and read It’s About Time and connect with Neil if you have any questions (detail on his website below)
You’ll find him on Twitter @iamneilboss and on LinkenIn he’s @NeilBoss
His website is NeilBossAuthor.co.uk
We don’t know about you but we hope there’s a sequel or two in the pipeline and if future books are anything like his first there’s definitely important messages the world needs to hear
Thanks for joining us on today’s podcast and look forward to seeing you next time…
Could you write a book?
Tune it for a future podcast to find out
It will all make perfect sense when you hear from Peter Barker our guest on this episode of Living The Retirement Lifestyle Podcast. Peter is Operations Director of Wildgoose Events, an award winning, multi-million pound global events and licensing business but he's no stranger to facing up to challenges as you'll hear
https://vimeo.com/747682605
It's no surprise then that Peter is someone who thinks outside the box when faced with difficulties and the pandemic couldn't have been a worse turn of events for someone who has an events business that involves people coming together!
But he had the fortitude along with his co-directors to pivot into the virtual world that we all came to be a part of during 2020/21 and their innovative approach was a win win coming up with products that could help keep teams engaged whilst people were locked down at home utilising zoom. So we came up with escape games and murder mysteries and quizzes, and all sorts of different things that people could do with their teams online. Truth is for a couple of months things were pretty tough but long story short is we came through COVID and had the best two years in business we've ever had and in 2020/21 delivered just over three and a half thousand events all around the world and had the most successful two years in business in terms of revenue and profit as well.
We can all learn a great deal from that not least of which is turning what could be abject failure into your fortune and hearing of a success story coming out of COVID is very encouraging!
Moving on we asked Peter about side hustles to which he admits having had one or two but the most memorable was the chocolate business from which the title of this podcast originated
So how did it all begin?
Peter tells us that his wife and daughters are "chocoholics" and so he came up with an idea to help his children "earn" their "pocket" money (it was about giving the girls a hand up rather than a handout he says) by getting them involved in a side hustle he had found selling "wrapped" chocolate bars - for parties, weddings, birthdays, events and it just took off from there. As all things do with family enthusiasm soon dropped off but having created a saleable business, Peter was able to sell it on. That little adventure led to winning an award and for the best new business from the chamber of commerce.
Who wouldn't like to create a success story from a little "opportunity" like that and add a philanthropic element too!
A side hustle that didn't cost a lot of money, requiring only some creative thinking and making it work ! Culminating in a a perfect lifestyle business that he was able to sell on after the girls left the nest for a life of their own.
Proof that it's possible to start a business in your 50's or 60's that doesn't have to be your next Richard Branson business but one that can be fun, make a bit of money from and have the lifestyle you want.
Final words form Peter...
No matter how old your are or what skills you have if you have a passion and can put some thought behind it who knows what you can achieve. It's definitely not as difficult or scary as some people believe... and it can be a lot of fun!
Connect With Peter
Website
The Entrepreneurs Circle
We do hope you enjoyed this chat about side hustles and how you can not only do something yourself but pass down those lessons to your children that they can use in later life
Excited to share that we have been voted in the Top 20 UK Lifestyle Podcasts in the UK
In this edition of Living The Retirement Lifestyle Podcast we chat with Bob Clarke about why it's important to have choices when you get older, why age 50 was pivotal for him and his wife Rosemary and what he discovered in his foray into the online world
Its a fabulous story and we know you'll have lots of takeaways from it so listen in and hear what he has to say
https://vimeo.com/747248827
Like so many of us Bob loved his job working as a health care professional running infertility laboratories up and down the East Coast of the USA but retirement was on the horizon and like so many of us he didn't want to be dependent on the government or to potentially outlive his money. He wanted to be in control and have choices when he got older
And it's at that point you start looking (usually while you are still working at your job) and then the shiny objects pop up and because you don't know any better at this point (been there and done that!) one thing leads to another and you find yourself one of the 'dabblers' making a little bit of money but not enough to write home about.
But then something happens...
There's a a 'trigger point'
For Bob and his wife Rosemary it was a change in Bob's job combined with an unexpected heart problem and a lot of stress... and that led to the decision that this online thing could be the answer but that it would require an investment into learning how it all worked and then being able to focus on it part time until they (well Rosemary actually) could see it working for them
The key word as you will hear Bob say was FOCUS. When you sit down to work on your business you can't go jumping around all over the place because suddenly that 6o minutes you had planned to use is gone in an instant!
So you decide you'll retire and then you'll have the time to do this "thing" and that's when the realisation kicks in that you have to make it work and that requires discipline and the activities you are involved in have to be results or income producing activities. When you focus on that and have a good mentor to help and guide you then you can start to achieve your goals
Now you are "officially retired" we asked what are you doing now?
Bob told us he was working now because he wanted to and he was having fun doing it but that the danger was loving it so much you lose track of time and end up compromising your lifestyle and that's not how it should be so you have to set boundaries. Time in the office for work. Time in the home for relationships, family and fun.
I want to be that person just like you and Susan where I can say I've been in the trenches and because of that can help fill the gaps for others because of what I know that they won't have to spend endless hours and days trying to find out.
How do you encourage entrepreneurship in retirement?
We know from our own experience that self belief and 'will it work for me' are the conversations that go on inside the heads of people looking at this entrepreneurship thing so we asked Bob how he approaches this. His answer was quite interesting but actually really sensible. "We become their role models" he said. "Almost but not quite like their parents LOL 🤣 These people are watching you and they need to see that you are doing what they want to do. You've got to share with them the results of what you're doing aka the lifestyle but also that it takes work to achieve those results."
What books would you recommend reading for the first time entrepreneur?
We asked Bob to share his favourites and like us he went straight for the classics we all know and love - Think & Grow Rich by Napoleon Hill, The Slight Edge by Jeff Olsen, The Strangest Secret by Earl Nightingale. We definitely agree on these and added to it The Go-Giver by Bob Burg and John David Mann.
Last words of wisdom
We couldn't end our chat without asking Bob for his final words of wisdom. We loved that he said "keep it simple...
When we first met today's guest on Living The Retirement Lifestyle Podcast it was as a result of a post he had written on his Facebook stating "I am creating my dream life". As we are friends we were drawn to what he had written which we'll share below and hatched a plan to invite him to appear on our show and share what that meant and what inspired him to not just write it but to make a plan to fulfil his statement
Tune in to find out what happens when everything you dream about starts coming true
https://vimeo.com/738911339
Here's that post that inspired us to get Trevor to do this interview and we believe will inspire you to go ahead and create your dream life whatever that is for you
Let's unpack this
I'm creating my dream life.It started with this book...
That book was "Unlikely Destinations : The Lonely Planet Story" The autobiography of a young couple who travelled all over the world starting from the UK and then through uncharted territory of Afghanistan, S E Asia and finally arriving in Australia. During that time they started making little travel guide books (way before the internet was really a "thing" as it is today) and The Lonely Planet (their little side gig 😂) was born
Trevor read it back in 2007
We're reading it at the moment in 2022 but we already knew about them from their amazing website that has been one of the inspirations for us to travel and record our memories...
Reminding us like Trevor that this is the life we want to live
This is the retirement we want to have
For Trevor he says...
I read Unlikely Destinations: The Lonely Planet Story back in 2007.
It's the autobiography of the couple that started those little travel guide books.
You know...before the internet was really a "thing".
I remember reading it back then and thinking...
THAT
THAT is the life I want to live.
They travelled from the UK to Afghanistan to S.E. Asia to Australia.
They documented their journey.
The route they took.
The food they ate.
The people they met.
And, when they had a family, they brought their kids on their adventures.
At the time (in 2007) I had NO IDEA how I would make that a reality.
I had only travelled to Ireland (for 1 week) and Mexico on a few all-inclusive vacations.
But, I said to myself then...
You need to CREATE a life where you can live anywhere.
And, still make $$$$.
It started with an INTENTION
But, when your VISION is clear.
You CONSCIOUSLY CREATE your reality.
One.
Step.
At.
A.
Time.
And, it is another piece to the puzzle that will help me manifest my dreams into reality.
While the path is walked one step at a time.
The destination is no longer "unlikely"
Contacting Trevor
Website & Podcast
Thank you for joining us for this fabulous chat and hope that you are inspired to choose a destination to suit you wherever that may be and whenever that may be...
You can join the Lonely Planet Group on Facebook for inspiration, travel trips and people who love life
Just don't leave it too late will you
In this episode of Living The Retirement Lifestyle Podcast and Web Show we introduce you to long time friend and entrepreneur Diane Hochman who we first met many years ago in London. She's a woman of many talents but she's very well known in the home business arena and a huge proponent of network marketing having started out in 1999 with a network marketing company trying to find a way to be home with her two daughters. Like many, she did everything she was told to do and when she ran out of warm market she bravely took to the internet to figure out how to meet more people to introduce her business to. That’s where she discovered what we know today as Attraction Marketing and something we use every day in our business...
In fact you're listening to, watching or reading this because of that!
Time to tune in and listen to her story and make sure to write down those golden nuggets 😀
https://vimeo.com/738336032
How Did You Get Into Network Marketing?
A familiar story we're sure but like many of us Diane shares how she was invited by a friend to what turned out to be an opportunity meeting back in 1999 as a mother of two small children and found a way to be at home with them having left her job as an educator at a college and naively had found herself in debt! Having seen the opportunity she went on to build her first home business.
She built it traditionally to begin as we're all taught but then found the internet and everything changed and her business grew exponentially via social media in particular.
After that she became recognised as an expert in her field and she hasn't looked back
Becoming skilled in the field of home business, social media marketing and attraction marketing the world became her stage and is now sought after for events where she is able to fulfil her passion for teaching and training just as we do as well as consultancy and education.
And all that from one decision made 23 years ago!
Our friend Lisa Grossman sums Diane up very well
"To say that I am Diane Hochman's biggest fan would be an understatement. She is a teacher of truths, a master of mentorship who uses her expertise to help others find their voice and articulate their passions in order to create success in their lives... Nobody does it better"
How Important Is It To Look At Alternative Income Streams?
We're living in challenging times so we asked Diane to give her thoughts on alternative income streams for someone in or approaching their retirement years.
She recalls the crash of the economy in 2007/2008 (coincidentally what bought us to the online world) and believes what we are about to experience now (it's 2022 as we write this) will be much more ominous. The truth is that winter will come economically but that's how the seasons of life roll. Your prepare in the summer and autumn for the winter. Those who see what's coming can take advantage of that now and prepare just like the squirrels do. Just like Diane did and just like we did.
COVID gave us a whole new way to build a business leveraging the internet and social media and those who are smart enough to recognise that have stayed the course and grown their businesses.
On The Topic Of Retirement
Diane touched on a very important phrase we hear a lot "it's not fair" - people have worked hard all their lives, it's not fair the economy is like it is right now, my savings plan (401K in the USA) is down. Why is this happening when I'm 60? Why is this happening when I become eligible to become a 'pensioner', 'retired'? And the media is stirring the pot as they do. Truth is 'it's not fair' but what if you could do something now that would cause you to have more money than you ever would have with the original pension or social security because bad time are often the start of something wonderful?
What's Next?
Twenty three years later, the kids have flown the nest and she's single once more and focused once more in build...
Welcome to Living The Retirement Lifestyle Podcast and our guest today Davis Rosell talking about creating certainty in the uncertainty of retirement - coincidentally the sub title of his book Failure Is Not An Option written in memory of his Grandma Ruth and dedicated to every person young and old, who dreams of becoming financially independent and building a happy, successful and rewarding life.
David is far from being your typical "wealth management" advisor which you will definitely discover during our chat because not only is he a financial expert, he's also an extreme sports enthusiast and parallels his love for mountain climbing with an individual's financial journey.
Climbing up the mountain is what we do while accumulating wealth during our working years (hopefully) and descending the mountain is what we do during our spending/retirement years.
But the descent isn't necessarily the 'easy' part since most climbing accidents actually occur during the descent, and that is also often true, financially speaking, for retirees, too"
Tune in and lets hear what he has to say as we discuss his adventures including hitchhiking from Nairobi to Cape Town, Africa and climbing the infamous peaks of the Nepalese Himalayas... and taking part in the historic tearing down the Berlin Wall
Let's begin...
https://vimeo.com/709471307
The tearing down of the Berlin Wall of course repeated itself metaphorically speaking 20 years later when the financial worlds came tumbling down in 2008 and had a detrimental effect on all of us especially those of us in or approaching their later life retirement years.
The truth is as David says, you have to plan for the second half of the journey because there are no shortcuts to any place worth going! You have to keep climbing.
Photo Credit Sebastian Pena Lambarri Unsplash
In Chapter 1 he begins with "Imagine that you're at Mt Everest Base Camp and you've come across a group of mountaineers about to start their expedition to the summit. What's your ultimate goal?" you ask them...
How would they answer?
If you're like most people you probably assume that their ultimate goal is getting to the top
And you'll find out if you continue reading this chapter that you would be wrong because it's the second half of the journey you have to plan for... the descent!
Love that he's on a quest to visit at least 100 countries in his lifetime.
Like us, seeing the world through other cultures’ eyes is an integral part of helping us and him keep all things in perspective as we navigate .
We all know that there are endless books on how to accumulate wealth and how to get out of debt. However, few resources teach what to do once you have reached the top, even though you are faced with unique and potentially devastating risks as you begin the second half of your financial journey. This book was written to fill that gap. Through an unexpected melding of travel and even family stories coupled with financial survival tips, Failure Is Not an Option will lay out the eight fundamental risks every retiree faces and help you create more certainty in the uncertainty of retirement. In the process, it will help you achieve far greater financial peace of mind, since just like climbing mountain those who recognize and address these risks are most likely to safely and successfully complete their journey. Don Yaeger sums up the the book with his quote "A 'Road Less Traveled' meets 'Think & Grow Rich'."
Last words...
Help yourself first, so you're in a position to help others
How To Connect & Follow David for lessons, tips and advice on how you can live the life you’ve always imagined in your retirement years.
Thanks for joining us for this episode of Living The Retirement Lifestyle Podcast and meeting with David to talk about why failure is not and should not be an option in navigating your retirement
Meet Andrew Logan our guest today on Living The Retirement Lifestyle Podcast. Andrew is the author of "The Way Out" - 7 Steps To Financial Freedom Through Network Marketing. We've read a lot of books on the topic of entrepreneurship and in particular on network marketing but his approach to the topic is down to earth, honest and no nonsense and why he believes it's a great model for someone wanting to generate a passive income in or for their retirement.
Time to sit back and listen to what he has to say
https://vimeo.com/718656009
Andrew's story and his success comes from his approach to an industry that is often times much maligned because people think it's so easy they don't take time to realise that like any other, a network marketing business is a business.
Putting that aside, we know from experience that the one thing that retirees and pre-retirees need is passive income
It's something we learnt about long before we joined the industry
We call it The Three Legged Stool. Andrew calls it The Big Lake
In case like us you like to read about things here's what Andrew says (and with kind permission we quote from his book)
It's a fascinating way to understand the importance of multiple streams of income...
Something we should all have
The Big Lake
The vast majority of people (and you may be one of them) have only one stream feeding the lake and many streams sucking it dry (life costs, home loads, car payments, debt, rent, food, insurance, credit card payments, holidays etc)
Human nature is to live in the now matching the water coming in with streams coming out.
You get a pay rise - find another way to spend it!
If you want more water in the lake there are really only two options
Find a bigger stream to feed the lake or reduce the number of creeks and streams coming out of the lake
Work hard or spend less
Simple maths
No one wants to work more their whole life
We didn't want to
Which is why we fixed things by introducing a second stream to the top of the lake back in the days and continue to do so right up to today
To begin the first stream can be your job (just as it was ours) and your second stream can be an online business
Now you have two streams feeding the lake instead of one
Two is always better than one
The more streams of income coming in, the bigger the safety net if there's a drought upstream.
If you were to lose your job, you have a secondary income stream that can continue to feed the lake in the meantime.
This is the key to financial security
And in your retirement years this is super important
Who knows how long we will live to and we sure as heck don't want the money to run out before we do!
You can't have pure health when you're lying in bed stressing about paying the bills and that's an unfortunate reality of society today and it's hitting people in retirement more than anyone
Next we asked Andrew
"Is Network Marketing A Great Model For Generating A Passive Income?"
Andrew shares how you can start a network marketing business whatever age you are and it's unbeatable in this world. If you want to make the commitment, if you stay in the game, and you do the work, you can then use that to create more streams of income. You can create passive income. You can create your own economy. And that's incredible. The network marketing model has evolved to allow people to create cash flow into their life almost immediately and that's phenomenal
Let's Talk About Your Book - The Way Out
"Why did you write it and who is it for?"
Andrew shares how he was at one of his first major events seeing people having achieved success and said to his wife "how can anyone mess this up". Unfortunately Andrew has seen and we have seen that many people do mess it up. They don't treat it as a business and/or they don't fully understand what it means to run a business and that's such a great shame.
Join us for a rather special edition of Living The Retirement Lifestyle Podcast where you will meet our guest Dave Iverson, a writer, documentary film producer/director and retired broadcast journalist who did something extraordinary...
He decided to do something he’d never quite imagined at his time of life and moved in to take care of his 95-year-old Mum who had dementia and shares with us the moving story of their ten-year caregiving journey which he documented in his book Winter Stars.
https://vimeo.com/709468777
By the end of this decade, 74 million Americans will be over the age of 65, including every member of the Baby Boom generation and as a nation they are not alone. The pandemic prompted more Americans just as it has us Brits to consider caring for their parents at home, but as Iverson learned, the gritty, life-changing reality caregiving delivers requires more than good intentions. He didn’t know that his mom’s dementia would pose more challenges than his Parkinson’s. He didn’t know he’d be capable of getting so angry.
He didn’t know that becoming a caregiver means experiencing love and loss, anger and insight—usually when exhausted and often on the same day. And he didn’t know that moving in with his Mum would challenge and change him more than any other life experience.
For the vast number of families who are confronting —or will soon confront—a caregiving journey, Winter Stars offers an intimate, unvarnished portrait of the challenges, choices, and life lessons that lie ahead.
As you will hear during our chat we too are facing that same challenge with our Mum. And in all honesty getting hold of Dave's book (which we found quite by luck during our research into caregiving) put into perspective our next choices and literally saved us from the mental anguish of the decision we knew we need to make
You can read more and help us reach more people who suffer the anguish of caregiving by visiting Dave on his website - Dave Iverson Author
All royalties from the sale of Winter Stars go to support Parkinson’s and eldercare organizations.
Excerpt From Chapter 14 "It's Time"
… In that gentle late-night light, my mom’s features seemed to soften. As she lost weight, the flesh receded, and her wrinkles smoothed. Her face subtly reformed, taking on the more angular features of her youth, her jaw line firm and thrust forward, her nose more prominent. She was really quite beautiful.I didn’t feel regret. I didn’t feel relief. I just felt like I was where I wanted to be, accompanied, as ever, by Eileen and Sinai.Late one night, I peeked into my mom’s bedroom before entering. Eileen was sitting by her side with her back to me. I watched for a moment before I realized that Eileen was wearing her prayer shawl and holding her Muslim prayer beads. She was murmuring softly in Hindi. I backed away.
The next morning, I told Eileen how touched I was by what I’d seen. She smiled widely and said, “Well, Sinai taught me the Lord’s Prayer, so sometimes I say that, too.”
We don't know about you but that was just beautiful 🦋
Thanks for joining us for a our open, thoughtful and meaningful chat with Dave Iverson on this edition of the Living The Retirement Lifestyle Podcast and hope that if you are ever challenged as we and he were that his book gives you the much needed clarity to make the decision you need to make.
What a question "How To Retire In Paradise". Isn't that the utopia we most of us dream of as we reach that all important chapter of life. We know it's our dream and in this episode of Living The Retirement Lifestyle we ask our guest Dawn Fleming author of Claim Your Dream Life how you do just that. Dawn should know since she and her husband Tom have walked the walk and her book gives you the blueprint you need to define your dream life and make that dream come true.
Listen in as we ask her the burning questions you want to know about how to retire in paradise (and live like a millionaire on a shoestring budget) without trying to reinvent the wheel!
Living The Retirement Lifestyle With Guest Dawn Fleming
https://vimeo.com/706078278
Just like us, Dawn and Tom suffered financial devastation in the 2008 crash and knowing it was probably too late to accumulate that "magic number" in their bank account in order to retire (being at that time 50 and 60 respectively), they threw caution to the wind during a sailing trip from California to Florida and moved overseas to find a simpler, happier and richer life.
And then that entrepreneurial spirit kicked in after she began sharing her story. People began asking Dawn how they could create their dream life in paradise.
Tune In To Overseas Life Redesign Podcast
The Overseas Life Redesign podcast was born sharing the wealth of inspirational stories from people she's met who are living the dream.
Fun, relaxed and inspirational interviews with people who are really Living the Dream. Listen to conversations with courageous souls who stepped out of their comfort zone and designed a new life sharing their experiences, wisdom and offer practical steps you can take to redesign your life...overseas. We can't wait to share our story with Dawn in a future podcast as we're on the way to finding our paradise but not quite there yet!
Read Claim Your Dream Life
In her book Claim Your Dream Life, Dawn outlines the step-by-step process she and Tom used to turn their dream into reality, along with sharing the success strategies her guests have used.
This book is the blueprint for others to follow.
Personally we were motivated to get cracking with making plans for our own paradise retirement but it definitely looks like we'll have to make a stop off at Isla Mujeres and as Dawn puts it "beta test" where you might like to live
We hope you enjoyed this podcast as much as we did. and If you're inspired to do something about it then take hers and Tom's words of wisdom
Take a leap of faith
Research and learn from others
You don't have to have it all figured out before you do it
Believe in a world where when we're on our deathbed we don't look back and think 'what if?'
Thanks for joining us and hope you've been as inspired as we have to choose to claim your dream retirement
Connect With Dawn
Website
We all need change in our lives from time to time to shake things up and approach our work, our careers and even our retirement with a refreshed enthusiasm. In this episode of the Living The Retirement Lifestyle Podcast we talk to Chris Farrell about his journey from radio broadcaster and DJ to internet marketer and now author of Reinvent - A Small Book With A Big Idea
We've been friends for a lot of years so this podcast really is more like meeting up in the bar for a cocktail with an old friend and having a good chinwag:-)
Have a listen in and be inspired to think about reinventing yourself because you can if you are willing and able!
https://vimeo.com/678663925
Not be one of those people who live within unhappy circumstances
We hope you've been inspired by our fireside chat
And we highly recommend you grab a copy of his book if you feel you are not everything you could be or a million miles away from where you thought you would be (that's us) or you want to achieve more in the next six months than you have in the last six years
With kind permission (as we got an advance copy) and to give you a taster, here's what Chris says in his opening words
Everybody is going through something!
You really are capable of making the biggest transformation of your life
Despite what you may be thinking
But to REALLY achieve this, you are going to have to CHANGE
Deep down inside, you know this
Deep down inside you know if you continue to do pretty much the same things day in day out, your life is pretty much going to remain the same, day in day out
Therefore, all CHANGE starts with the understanding that you are going to need to do something DIFFERENT
Click here to read on...
There's a book or the kindle whatever takes your fancy
If you want an advance copy Chris has kindly made that available for you here
And the final word...
All great change is preceded by chaos
We couldn't agree more
Thanks for joining us for a fun but meaningful chat with Chris Farrell on Living The Retirement Lifestyle Podcast
Meet John David Mann and Ana Gabriel Mann our guests for Living The Retirement Lifestyle Podcast as we talk about something very close to the heart - The 5 Secrets To Lasting Love - encompassed in a beautiful book The Go Giver Marriage.
Of course it's not just about lasting love but a lot lot more as you'll discover!
For more than a decade, readers of the million-selling classic The Go-Giver have been clamoring for a book on how to apply the Go-Giver philosophy to their personal relationships.
And here it is!
https://vimeo.com/668567428
The story revolves around Tom and Tess and what they learn from a wise cast of characters and some surprise guests from previous Go-Giver stories
Characters who have featured in helping hundreds of thousands of people around the world find greater professional success
Now with it's charming fable within a parable, followed by an in-depth practical guide, The Go-Giver Marriage brings the personal side of The Go Giver to life
The Go-Giver Marriage is divided into two parts - The Parable and The Practice. The Parable tells the story of Tom and Tess who through the course of the book learn all about the 5 Secrets To Lasting Love - which are modelled on the Five Laws of Stratospheric Success from the Original Go-Giver. The Practice is a full length guidebook that walks you through each of the 5 Secrets : Why It Works, What It Looks Like In Everyday Life and How To Practice It in Your Relationships. As with all the Go-Giver books, there's a discussion guide and Q&A with the authors at the back of the book.
We've known John for many years from the time we read his first book The Go-Giver which he co-authored with Bob Burg and which has sold over 1 million copies. This was a book about business relationships but the time had come for him to write about personal relationships and who better to write it with than his wife Ana a well know and respected relationship coach and motivational speaker and bring together a very special message to the worldYou can find out more about John and Ana on their website The Go-Giver Marriage and of course pre-order a copy of their book because trust us this is something very special and as you will discover far more than a book about marriage - a book beautifully written to share the 5 secrets to lasting love through a story, a parable and a fable. Just genius
It's truly captivating and we know it will be a book you will read and re-read many times as we have done being privileged to have read an advance copy and dig into the secrets
We hope you enjoy the book as much as we did and the frank and open discussion we had with John and Ana in this podcast
Oh....
It was wonderful to find Pindar from the very first book - The Go-Giver find his way into the story
Who doesn't love a twist in a tale ♥️
Join us on this episode of Living The Retirement Lifestyle Podcast with guest Dr Loy Puckett, MD. He's not only an emergency medicine specialist but an author, and entrepreneur. As a Doctor he's passionate about highlighting better health and wellness and alternative natural remedies where appropriate. As an entrepreneur and author he focuses on affiliate marketing in the health and wellness niche creating content that can be used by business owners who don't have his medical knowledge.
With a career spanning almost 25 years of emergency medicine practice, as an entrepreneur he also applied his medical expertise to his own successful business of managing emergency physicians but it didn't stop there...
Join us as he explains how he turned his knowledge, skills and expertise into a income stream to support his retirement lifestyle writing medical content for other entrepreneurs in the health and wellness space.
https://vimeo.com/654910384
Like many of us approaching retirement we hit Google and search "ways to make money online" and find ourselves in the affiliate marketing space...
Wanting to do something different but finally realising you might be best to use what you know and thereby a business is born
As online marketers ourselves we know how important it is to be creating content consistently but it can be difficult if you are passionate about what you do but maybe not so good at writing. What Dr Loy has done is create content from his knowledge in specific areas of medicine that other entrepreneurs in the health and wellness or medical space can buy a licence to use as if it were their won.
He goes on to explain how this works and has allowed him to create an additional income stream to support his lifestyle now that he has "retired" from full time medic work
Just goes to show that there really are so many different ways to support a retirement lifestyle if you just think a little outside the box
You can find out more about Dr. Loy here and if you're looking for premium medical content then look no further!
We hope you enjoyed this interview with Dr. Loy and it's inspired you to consider what skills and knowledge you might have that you could turn into an income stream just as he did
Thanks for joining us today and look forward to bringing you our next guest on Living The Retirement Podcast
In this episode of Living The Retirement Lifestyle we have as our guest Eric Brotman financial advisor, wealth manager, mentor, author and host of the podcast Don’t Retire...Graduate! He's been advising his clients on investing, risk management, retirement, and financial planning for over 25 years so who better to chat to about some of the challenges many of us face planning for retirement.
The fact is, as he says, that retirement used to mean the end of your work life whether you were financially ready or not and if you have made money mistakes, had debt or never made a plan for your money then the truth is that a comfortable retirement may not be possible without changes. We definitely know about that as we've been talking about this for a over a decade now!
During the interview we talk about getting to grips with what financial independence means to and how you can then reverse-engineering the path that it will take to get there... and it's never too late to start
https://vimeo.com/631857518
If you like easy-to-use guides, turning financial challenges into opportunities and retirement planning like you've never seen before, you'll love reading his book Don't Retire...Graduate!
Eric is an avid traveller like ourselves and has the plan one day to "graduate" to living on the beach but hopes to never retire in the traditional sense
And why would you when there's so much more to see and do
To find out more Eric set up Brotman Media Group to make financial literacy education accessible to all and where you can explore his collection of articles, subscribe to his podcast, register for his upcoming webinars, or send us a message with a topic you’d like to learn more about.
And you can grab a copy of his book here
Thanks for joining us for this fascinating chat on Living The Retirement Lifestyle - Building A Path To Financial Freedom And Retirement At Any Age
Join us for our our latest interview with Mike Duffy on Living The Retirement Lifestyle Podcast. Mike is the Founder of The Happiness Hall of Fame and Happiness Wealth Management and was very entertaining throughout our chat with him and he left us with his Happiness Formula
Here's what we asked Mike (2:23)
"We have read that one of the greatest threats to financial security in retirement is lack of income to take them through to the end of their years. Can you bring some "happiness" to this question?
Here's what he had to say...
https://vimeo.com/622313751
He begins his answer with "start when you're younger to save and as you get older create a budget so you can clearly see your outgoings vs your incomings... you might have to get back to work but you can choose wheat you do - even leveraging all the skills and talents you've amassed during your career... thanks to the internet you can be your own entrepreneur"
Do things that interest you
Mike has a great idea if you like people so listen in to what he has to say (it could be your next business!)
Don't be afraid
He suggest you use these 3 powerful words that can change anyone's life (5:33) What If I?
And went on to share his happiness formula
P + P = H
Purpose + Progress = Happiness
We continue with some great stories and Mike shared with us some of the people he's had the honour to enrol into The Happiness Hall Of Fame - names you will definitely recognise such as Jeff Olson of The Slight Edge fame as well as Mark Victor Hansen (Chicken Soup For The Soul) and many famous sports personalities. Truly inspiring mission and vision for the world
Mike concluded our interview with his happiness wisdom
You are the author of the story of the rest of your life. Make that story one of great adventure, amazing giving, outrageous joy and sustainable happiness
Mike is the CEO of Happiness Wealth Management in San Carlos, California with 27 years experience in finance. He's a philanthropist and an author of five books on happiness including: The Happiness Book: A Positive Guide To Happiness!, The Happiness Book For Men, The Happiness Book For Kids Volumes I & II and The Happiness Book For Little Christians. He was an MC at Woodstock '94. He gave a TEDx talk at TEDx Berkeley. He loves to speak about how you can gain greater happiness and joy in your precious life
His website sums up his view on happiness - "happiness is a universal pursuit, but it’s also a personal one. For some people, financial happiness is a life of adventure and travel. Some people’s definition of financial happiness is taking comfort in the fact that whatever life throws at them they are prepared. For others, it’s leaving a legacy through achievement and philanthropy"
For more information find Mike here
Thanks for joining us for this exceptionally entertaining and happy podcast and show
Chris and Susan
In this episode of Living The Retirement Lifestyle Podcast - Finding The Second Mountain - we interview John Lee Dumas the creator of the award winning Entrepreneurs On Fire (EOF) podcast. John has interviewed over 3,000 successful entrepreneurs of all ages and amassed over 100 million listens to his show so he definitely was the perfect person to talk to about entrepreneurship in later life.
Based on your experience and the entrepreneurs you have interviewed our question for you is
"Do you believe that entrepreneurship or starting a business for retirement is a viable option for generating additional retirement income?"You can listen in to his response here
https://vimeo.com/595813465
It may have been our shortest podcast interview but boy was it packed with tips
For those of you who haven't heard the expression "The Second Mountain" its from the book of the same name by David Brooks - a redemption story where the author takes the reader on his journey up the first mountain of outward success, down to the valley of divorce and doubt, then on to a second mountaintop, one characterised by commitment and community.
For those of us now in the new season of life we call retirement this is the second mountain top time where we look for purpose and meaning in life and want to do some of those things we've not had the chance to do before
One of those as we discussed might just be starting a new business, becoming an entrepreneur to either support a cause or charity, give us purpose or maybe out of necessity when finding our retirement savings fall short!
Should you want to read John's book The Common Path To Uncommon Success - A Blueprint to Financial Freedom & Fulfillment (which we highly recommend if you are taking the online business entrepreneurship route, here's the details)
Thanks for joining us and our guest and hope you both enjoyed the chat and got some real value from it
We're all about shortcuts and John definitely gave you some shortcuts
And before we go since we promised, here's our "mountain" - our reason why we climbed out of the valley and up the second mountain
Until next time
Chris and Susan
Join us for an epic discussion "Dream Big For Retirement" with renowned international speaker and author Robert Riopel on Living The Retirement Lifestyle Podcast.
We all have said "when we retire we're going to…"
⭐ Travel the world see all those places we only see on TV or in magazines⭐ Swim with dolphins⭐ Visit the Sydney opera house⭐ Meet the orangutans in Borneo⭐Take the grand children for a two week holiday
Just look at Sir Richard Branson who last weekend (July 11, 2021) aged 70 soared to the edge of space in a rocket ship that began in his mind as a child…
What happens then to those dreams when the time arrives?
We explore with Robert why he believes it is that we 'park our dreams' and how there's no reason you should not dream BIG for retirement - after all there's a whole world there for you to explore!
Time to listen in to Dream Big For Retirement
https://vimeo.com/575368671
They say "success leaves clues" and that's so very true
It's no surprise that his bestselling book SUCCESS LEFT A CLUE was written in order to help you to begin to live the life of your dreams, taking you down the path to your greatness and introduce you to the life that's waiting for you to live.
Les Brown in the foreword of Robert's book say “You will affect people with your greatness or infect them with your mediocrity.”
Our thoughts are that your retirement years are an amazing time to impact others with your knowledge, experience, passion and talents so why waste them
After all, as Ranhi Skaug the first Norwegian woman to climb Everest said
"You only have one life and it's not even a hundred years so why not be happy"
We couldn't agree more
Don't be one of those people who look back in regret about their life wishing they had the courage to life a life true to themselves versus a life others expected of them
Let's champion being able to DREAM BIG FOR RETIREMENT
Take a risk and a leap of faith when opportunity knocks
Thanks for joining us for another Living The Retirement Lifestyle Podcast and we look forward to reading your comments
In this episode of Living The Retirement Lifestyle Podcast we ask Eric Winters, self-leadership coach, speaker and author of Swipe Right On Your Best Self to share his thoughts on entrepreneurship in retirement and what stops us from pursuing our biggest dreams in life...
The challenges, fear and courage and the three critical foundations to being 'fit for purpose'
https://vimeo.com/568830688
We had such a great chat today with our guest Eric Winters on Living The Retirement Lifestyle Podcast and how the quality of our lives depends on how well we meet our challenges - the ones we choose and the ones that choose us. Like us Eric had a defining moment during a business trip and a drive from Sydney to Canberra and gave up his international corporate life to pursue his passion for teaching self-leadership skills.
The Three Critical Foundations To Being Fit For Purpose
Whilst you might not think SLEEP, EXERCISE & DIET are relevant then listen in.
Exercise as we discussed is The HOPE Molecule and if we think about the instruction we received from the government in the UK during our national lockdown due to the pandemic in 2020 - daily exercise was the ONE thing we were advised we should do. Certainly we can look back on 2020 and it was our daily walk that gave us hope for the future and got us through the weeks and months that followed when our whole retirement lifestyle business model was challenged!
The message truly is that we can meet challenges and pursue our biggest reams in life - the quality of our lives depends to a large extent on how well we meet our challenges - the ones we choose and the ones that choose us!
"Small daily choices can have profoundly positive impacts"
We've lots more to cover with Eric so we'll be sure to invite him back to continue the conversation
You can find him here on his website as well as links to his social media
Swipe Right On Your Best Self his entertaining and inspiring book about what stops us from pursuing our biggest dreams in life and and tackles some big questions in a light-hearted way and we're sure you're going to love it ❤️
Thanks for joining us for another Living The Retirement Lifestyle Podcast and we look forward to reading your comments
Join us for a very personal Living The Retirement Lifestyle Podcast as we share the story of how 11 years ago we stepped on stage for the first time and committed to change our lives and to help others do the same.
The date was 6th June 2010
We didn't know how we would do that back then but we knew we would!
We told a story of how we wanted to have a life of more time, more freedom and more money.
How we wanted to have the retirement we dreamed of and no longer be working in our management consultancy tied to clients in the UK
https://vimeo.com/562217314
Looking back on that day we say hand on heart it was saying it aloud and then being accountable for our words that’s kept us going over the years.
Imagine how we would have felt if we quit every time the going got tough
It wasn't all plain sailing but we're glad we left safe harbour that day...
Because whilst on that journey we've met some amazing people and given it everything we've got to making a difference...
For us, our family and everyone we've worked with
The words to take away from this memory
COMMITMENTCONSISTENCYMENTORSHIP
Doing the little things consistently day in and day out knowing results would follow.
That's how we've come to be where we are today
Teaching and training and being coaches and mentors to others just starting out like we were then is what we love the most
Travelling the world is what this chapter in our life is designed for
We'd love to see you join us one day and live your life adventure in that all important chapter of your life
"Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover."Mark Twain
And remember
A ship in port is safe, but that's not what ships are built for!
Thanks for tuning in to Living The Retirement Lifestyle Podcast
In today's Living The Retirement Lifestyle Podcast we meet up with Arthur Sundqvist across the other side of the world in Auckland on the North Island of New Zealand. In 2019 Arthur gave up his career and home in Sweden and set sail for a new life with his wife.
https://vimeo.com/555129982
We got to hear what fuelled his desire to give up everything and pursue a dream, the challenges he faced and what it’s like living the retirement lifestyle 'his way' and turning his dream into reality.
How he had a dream of living on board his yacht with his wife and sailing to many places around the world... the courage it took to to leave everything behind and start a new kind of life and a business to support his dreams
He knew that eLearning and online education was a booming business so he embraced this opportunity and invested in his own education to expand his skillset just as he did in his traditional business as an architect in Sweden
How like us he realised that unless he made a change that he would be working in that business until the end of his days.
He says that when you open your eyes to what is around you and have the courage to take the steps to follow your dreams anything is possible
We read in a recent Facebook post of his this quote
"Sometimes you just need to take some steps back and have a closer look at life"
We couldn't agree more
Arthur and his wife are living the retirement lifestyle and to sum up what they do to support their dreams as
"Work like a captain and play like a pirate!"
You can meet Arthur here on Facebook and follow his story
Do you have a living the retirement lifestyle story to share - do get in touch and let us know
We were beyond honoured to discover that Living The Retirement Lifestyle Podcast is in the Top 15 UK Retirement Podcasts so how better to celebrate than a podcast
When we began the podcast our intention was no more than to share stories from our friends and entrepreneurs around the world who we have met or been introduced to over the years with the intention to inspire anyone in or approaching retirement that there is so much opportunity available to have and do what you want in later life
For those who are new to Living The Retirement Lifestyle and have not yet met us or listened in to some of our interviews here is our "retirement" story and a perspective on why we do what we do
Chris And Susan The Movie
https://vimeo.com/417226895/dc112f51c5
There's nothing better than celebrating the success of others so we want to congratulate all of the other podcasters who made the Top 15 UK Retirement Podcasts You can link to them all here.
Each retirement podcast offers a different perspective on the topic of retirement and whilst these are specific in many cases to retirement in the UK there's many nuggets and inspiration you can garner from them
The Retirement CafeAon Pensions PodcastFinancial Independence PodcastTony Talks Wealth PodcastBarnaby Cecil NHS Pensions PodcastsPensions Expert Living The Retirement Lifestyle The Compass Courses PodcastRetirement Rocks PodcastFuture Thoughts PodcastThe Retirement GymPensions : Working With The Actual Facts
We hope you've enjoyed this rather different podcast episode and will bookmark Living The Retirement Lifestyle Podcast to get notified of future episodes and take a moment even to leave us a comment and your thoughts on retirement. Maybe you even know someone who might make a great future guest.
Thanks for listening to this episode Top 15 UK Retirement Podcasts and until next time remember that a sense of adventure lasts a lifetime - just sometimes we need a little wisdom, guidance and understanding to get there.
We probably don't need to say that... or maybe we do! In this episode of Living The Retirement Lifestyle Podcast we talk to business coach Andrew Priestley editor and contributor of Retire Inspire 1 and get his perspective of entrepreneurship in and for retirement.
Andrew Priestley is a bestselling author of The Money Chimp, Starting and Awareness; an award winning business leadership coach and a Top 100 UK entrepreneur mentor so you're going to find he has a lot to say about starting and running a business... no shiny objects here!
We were honoured to have been asked to contribute a chapter to Retire Inspire along with 20 other experts from a wide variety of disciplines all of whom share their best advice on how professionals can achieve a totally fulfilling retirement
Let's hear what Andrew Priestley has to say when we ask him for his wisdom on retiring baby boomers starting a business
https://vimeo.com/538629768
Key Points From Our Interview With Andrew Priestley
Andrew points out that our passion alone is highly unlikely to give us the lifestyle or fortunes we crave no matter how well meaning we aim to be. We need to have thought things through with a business head on if we want it to be successful
We couldn't have said it any better!
Why Do You Want To Do It (sic become an entrepreneur/start a business)?
What's Your Idea?
Who's It For?
What's The Business Model?
What Are Your Values?
The truth is that Boomers are healthier and living longer. They expect to travel. They expect to do things that are exciting. They expect to do things that matter and make a difference. They want entertainment and lifestyle choices.
Whole industries are emerging around property downsizing, health and wellness, aged care, medicine, travel, security, finance and law. What skills or experience do you have that people want or need and will create you an income.
What's the motivator for wanting to start a business? Is it because you're running out of money or is it because you can't imagine doing nothing much with your time when the 9-5 comes to an end?
So many questions to ask yourself...
And for those who could take their skills and start a coaching business Andrew gives you some amazing training - we got so many golden nuggets from that and we hope you did too
Resources
Andrew mentioned some of his books during our interview. You can check them out here
Retire Inspire : Click Here
You can read our chapter "Retiring The New Way inside Retire Inspire where we talk about new ways of funding your retirement and why an Online Business
Starting : Click Here
Is It About Me Or You : Click Here
Money Chimp : Click Here
Awareness : Click Here
Last but by no means least, remember the tooth fairy is not going rescue your retirement!
Thanks for joining us for A Shiny Object Is Not A Business - Living The Retirement Lifestyle Podcast Interview with Andrew Priestley
Until next time...
This is Dmitry Badiarov's story. How at the peak of his career as a renowned violinist and following a major stroke and no longer able to play professionally he became a teacher. No ordinary teacher mind you. Overcoming all odds even though he can no longer play professionally Dmitry teaches aspiring instrument makers how to create instruments that stand out from the crowd just as he has done with his beloved violin.
Listen in as we tell you how we first met in London (we didn't even know his story then) and be inspired by Dmitry's story of overcoming adversity and starting a business that he's passionate about
This Is Dmitry Badiarov's Story
https://vimeo.com/519070073
Like many of us these days circumstances force us to change our lives for any number of reasons
When Dmitry learned the devastating news that he was unlikely to play the violin again, he felt as though he had had his purpose ripped away from him.
At the time in the depth of despair he was unable to see a future for himself but encouraged by his wife (also a talented musician) he realised he could in fact generate an income teaching something he knew and was passionate about - instrument making. He has now gone on to make a name for himself in this new niche.
We're beyond proud to have played even a small part in his journey but it's a reminder to absolutely anyone looking to start a business of any kind
You can do itYou need to learn new skills especially marketingTechnology is on your sideDig deep you have the advantage of time, experience and knowledge to draw on
You truly can create a new success story
You can meet Dmitry Badiarov on Facebook - Dmitry Violins
Thanks for reading A Musician Who Can No Longer Make Music and we would love to hear your thoughts or maybe you have a story we need to tell?
In this episode of the second series of Living The Retirement Lifestyle Podcast where we discuss the world of building and growing a retirement business online, we have the honour to interview Todd Brown Founder and CEO of Marketing Funnel Automation and described as "the expert other experts go to when they need help with their own business!"
We asked him to share how he became that expert and the lessons he learned along the way while he was honing his skills. There's some golden nuggets you'll want to capture and remember as you pursue your "retirement business" idea and he's got some words of wisdom here for you so make sure to read to the end.
How To Create Buyer Desire Interview With Todd Brown
https://vimeo.com/481810439
We've added Closed Captions [CC] on the video so you can read as well as listen
Here's just some of the topics that you'll hear us talking about. You just have to listen in and find the ones that peak your interest or that you always wanted to know about. For instance:-
Todd's Story and how he got introduced to the world of direct response marketingThe difference between marketing and sellingHow to create buyer desire - it's not about your product or service What you know and have experience of can be a businessWhat we both learned from Dan Kennedy and why the basic marketing principles remain as current today as they were when he first taught themThe difference between strategies and tacticDon't forget where you came from and what you know
GOLDEN NUGGETS
Marketing is everything that you do that creates demand for your product, your service, your offer before you even talk about your product, your service, your offer... it all about shaping the belief of your prospect and turning their desire into that demand!
Marketing when done right makes the selling portion easy and sets up the sale of the product so you don't have to hardcore sell or apply aggressive, obnoxious 'in-your-face' tactics... you just have to present a superior, irresistible no-brainer offer after you've led the prospect to want your thing. That's the difference between marketing and selling
That's what they care about. If you don't have that, you don't have a marketing campaign and you don't have a sales message
Differentiation in marketing and business is critical. Today there are only two ways to differentiate specifically in your marketing. The first is through your promise... what's the outcome, the transformation, the result. What's the change in your prospect's life that you're promising. What people want to know is what's going to be different about my life? How is this going to fix my problem. How's this going to alleviate my pain. How's this going to fulfil an unmet need or desire in my life.
What you need in order to differentiate yourself from the masses is to provide a unique mechanism (how your product or service uniquely works) and explains why it is THE BEST solution for them. You'll hear Todd tell you how this can be applied to absolutely any product or service.
Through the education you provide during the process they see that your mechanism is the superior option and when you present your offer they are thankful and you haven't even talked about the features, the price point, the terms or the guarantee
Look this is quite a deep topic for someone new to marketing but why not get it right from the outset. We'll invite Todd back to go into it in a bit more detail next year because it's seriously the stuff that matters and we're truly grateful that we learned it and apply it in our business (as you'll hear) and it gives us the edge.
You see the transformation our clients and prospects want are to have the retirement lifestyle that they projected for themselves whilst they were working 40 hours a week for 40 years and if they haven't got it they have to find a vehicle too get the required money to be able to have the experiences they want.
Join us as we interview John Lee CEO and Co-Founder of Wealth Dragons on Living The Retirement Lifestyle Podcast as we talk about why it's important to take risks today to build a better life tomorrow
We've known John now for getting on 12 years and still remember that seminar in London where we met and he was looking at ways to expand his property business training program. Nowadays not only is he a respected mentor in the area of asset acquisition but also the online business education niche like ourselves
https://vimeo.com/482721118
John owes his success to making sacrifices and taking risks today rather than tomorrow
I don't want to wake up at 70 years old and regret not taking a risk or making a deal"
Clearly John had an idea and he went for it and it paid dividends. These days the risks are far less and the rewards far greater so why not become an entrepreneur and do something that interests you and/or that you're good at. You never know where it might take you.
GOING FORWARD AND GIVING BACK
John is as passionate as we are about teaching the next generation the skills and knowledge about financial freedom they are not taught at school. For us it's as important to impart those skills to those in and approaching retirement now so that they too can join us in this campaign as they experience it for themselves
John has one special message for those who want to make a change in their life "take risks today to build a better life tomorrow. You never want to grow old wishing that you had done things differently.
Until next time thanks for joining us on this episode of Living The Retirement Lifestyle Podcast
If you haven't yet downloaded our free book Living The Retirement Lifestyle - Your Secret To Living The Dream Lifestyle you can grab your copy here It's packed with ideas and a calculator so you can be better prepared for your retirement and take action now.
Here's a question for you "Is It Time To Retire The Word Retirement?"
Join us on this edition of Living The Retirement Lifestyle Podcast with "retirement" guest expert Dave Hughes as we talk about this topic and explore the reason behind his favourite new word for retirement.
Interestingly it was his article "It's Time To Retire The Word "Retirement" that prompted us to reach out and ask him to tell us what prompted him to write it and give you his insight.
TIME TO RETIRE THE WORD RETIREMENT
I like the word "retirement". I always have. During my working years, the more I planned for and anticipated my retirement, the more I became optimistic about it.Don't get me wrong, retirement isn't a panacea any more than everyday life during your working years is. There will be good days, bad days, and average days. Good things will happen, bad things will happen, and sometimes it will seem like nothing happensMore than anything else, I cherish my freedom, which will be there no matter what kind of day I might be having... Dave Hughes
https://vimeo.com/481992669
But back to that word “retirement” and all the baggage that may come with it. Dave introduces you to what he believes is a much more optimistic word to describe the possibility-filled opportunity that comes once you leave work behind. His preferred term for retirement is “renaissance.”
We rather like that don't you?
The modern meaning of renaissance is a renewal of life, vigor, interest, rebirth, revival.
Like Dave that sums up what retirement should be all about and we're sure our living the retirement lifestyle podcast listeners and readers of our blog will agree!
We also agree on the importance of thinking about what you would like your retirement to look like and make a plan to create it. We talk more on this inside our book Living The Retirement Lifestyle which you can download here
You can connect with David at Retire Fabulously here and also find out more about his books The Quest For Retirement Utopia, Smooth Sailing Into Retirement, and our favourite Design Your Dream Retirement where he talks more on the topic of whether it's time to retire the word retirement
Thanks for joining us on Living The Retirement Lifestyle.
If you’ve found this article “Time To Retire The Word Retirement” useful or informative, then please leave a comment below or if you have an idea for a guest we should interview or any other questions ask away
If this can help someone you know, then please share it with them.
If you haven't yet downloaded our free book Living The Retirement Lifestyle - Your Secret To Living The Dream Lifestyle you can grab your copy here It's packed with ideas and a calculator so you can be better prepared for your retirement and take action now.
Until next time…
Join us as we speak today on Living The Retirement Lifestyle Podcast with Jan Pflaum author of Roping The Storms Of Life and hear how she incorporated the takeaways from her time as a nurse in a hospice and after moving to Texas became intrigued by what she calls "the cowgirl spirit" and wrote a book that captures that mentality.
It's a wonderful story about finding your inner strength and confidence
Listen in as she take you on her journey and inspires you towards roping the storms of life like a cowgirl
Right now in the midst of the global pandemic as we write this and record the interview there's never a more important time to find the motivation to change your life and leave behind anxiety, worry and fear.
The cowgirls gave Jan the mission and purpose to write the book and through her words to reach out to those experiencing the absolute worst storms of their lives... that time where they are really worried, scared and feel alone in their struggles. We hope you enjoy listening to Jan's story and know that you are the only one who has control of your life!
Roping The Storms Of Life Like A Cowgirl
We were very much reminded hearing Jan's story and her work in the hospice as a nurse, of the 'Regrets Of The Dying' by Bronnie Ware who worked as a nurse in pallative care. Words that have gone on to inspire so many people since most especially those seeking a new route in life.
People grow a lot when they are faced with their own mortality. I learnt never to underestimate someone’s capacity for growth. Some changes were phenomenal.
I wish I’d had the courage to live a life true to myself, not the life others expected of me
I wish I hadn’t worked so hard
I wish I’d had the courage to express my feelings
I wish I had stayed in touch with my friends
I wish that I had let myself be happier
Jan's phrase which sums her up so well is "always keep your sparkle"
You can connect with her on Facebook and get doses of cowgirl inspiration right there.
Her book Roping The Storms Of Life Like a Cowgirl is designed to inspire you to develop that "cowgirl" mentality and get you past adversity and trauma in your love and move you forwards with a positive form of thinking. Her book is available at most online stores or you can connect with her on social media
Thanks for joining us for this episode of Living The Retirement Lifestyle
If you haven't yet downloaded our free book Living The Retirement Lifestyle - Your Secret To Living The Dream Lifestyle you can grab your copy here It's packed with ideas and a calculator so you can be better prepared for your retirement and take action now.
Until next time ...
In this episode of Living The Retirement Lifestyle Podcast we introduce you to one of our great friends and mentors JT DeBolt and ask him to share his wisdom around facing the fear of change and transitioning from something you loved and has ended and the transition into something new
JT is a top executive coach and worked with people like Tony Robbins and Chet Holmes as well as thousands of people including us.
Listen in as he shares his story and the lessons from becoming a decorated aviator earning a six figure income and a young family to facing bankruptcy following the collapse of the real estate marketing in the recession of 2008
https://vimeo.com/476644981
Through sharing his story and how he transitioned into entrepreneurship you'll discover that facing the fear of change can bring about a whole new perspective on life and actually you might find with the right attitude towards change a whole new world will open up just as it did for JT and for us.
As of now, there's no way to know if there's another recession around the corner. You may be able to kind of predict it. But when you're making a decision about your transition in life, your career transition, you're thinking what might happen, but there's really no way to know. So you can't grasp the past because it's gone. You can't grasp the future because it hasn't happened. Really the only thing you can go off of is what's in front of you now.
The thing I would encourage people to do is you have to make decisions and choices, two different things based on what you have internally. Skills, experience, wisdom that have come from your past, the vision, the hopes, the dreams, the plans that help you build the future. That's what you have right now. And if you focus on those things and you build your future around the things you've learned from the past, the skills you've developed, then you have a really great shot at making whatever you want to have happen in the future come at you as opposed to making a decision based on what you think you should do...It's about what you're going to do now based on who you are as a person, what you've developed skill-wise and wisdom-wise.
On the topic of the current pandemic
"We can't put Pandora, you know, Pandora's box is open. We can't close it, we're here, this is what we got"
We can't close it, we're here, this is what we got. "I wish that I didn't have this." "I wish this didn't happen." And that's a very reasonable and natural thing. And I think it happens to every single person at some point, whether you've hit threshold and you're fed up and you're burnt out, or maybe it's the very first part and it's that shock and awe of, "Oh my gosh, this is happening."
HOW TO FACE THE FEAR OF CHANGE - THE WISH, WANT, WILL FORMULA
Well, the next question is, "Okay, so you may wish for this, but what do you want to have happen?" It takes the focus off of the shock and awe or the trauma or whatever it is. You may not love what you want, but what do you want? And I think so often we don't give ourselves that grace, we don't give ourselves that headspace, that opportunity to actually go, "Well, what do I really want?" "Well, I want for this virus to go away." Okay, that's awesome.
Now, let me ask you a question, inside your realm of control, what you can control, what do you want? That's different. Now we have some power. We've taken the power back. Before when we say, "I wish." We give our power away. And that's where the fear comes in, because we're like, we feel powerless. "There's nothing I could do about this! This is so frustrating, I feel overwhelmed." Well, guess what? When you say, "Well, what is it you want?" Now we bring it back into what we can control. Okay, but what can you control? What do you want for yourself? Now we take a deep breath and we think like a leader. And we start talking about what we can control inside our lives. Once you get control of what you really want,
It's early April 2020 and the world is in turmoil as we speak with our guest Bob Burg best selling co-author of “The Go-Giver” book series, and leading authority on influence and referral marketing on Living The Retirement Lifestyle
When we arranged this interview and Bob kindly agreed to share his wisdom on our show none of us knew what was about to hit us, and as we publish this now some seven month afterwards we can only reflect on what we thought then would be a short interruption to life as we all knew it.
He shares some wonderful insights into his journey, how he became an author and why a subtle shift in focus is not only a more uplifting and fulfilling way of conducting business but the most financially profitable way. Although for years he was best known for his book Endless Referrals, over the past few years it’s his business parable, The Go-Giver (co-authored with John David Mann) that has captured the imagination of his readers... and that's how we first met many years ago.
https://vimeo.com/403722465
We had just got a copy of The Go-Giver and everything just fell into place so we recorded a video (Facebook Live didn't exist then) straight on to our Facebook profile. It automatically appeared on Twitter and Bob being the Go-Giver that he is immediately responded. Our relationship was cemented forever.
Bob's story really is one of those never ending stories and we could have spoken for hours but we wanted to grab those golden nuggets of wisdom for you
We believe he sums it up when he talks about entrepreneurship in a changing world where it's important to think not about the money but about being of service to others. How to focus on the other person and how their life will be touched through the product or service you are selling or referring and the additional assistance and help you are able to provide in the course of the transaction.
In other words "how can I be of value to another human being"
There is so much value he provides throughout our time together and hope that you drink it all in and take what he shares and think about what you could do in your retirement years that might be of service to others while financially rewarding
Bob is a huge supporter of what he refers to as the 'Free Enterprise' system, believing that the amount of money you make is directly proportional to how many people you serve. We couldn't agree more.
Plus of course he's a cat lover just like us
You can find out more and get in touch with Bob via his website and learn how he teaches business professionals how to leverage their network of everyday contacts into a never ending stream of new prospects.
If you're looking at entrepreneurship in retirement we would highly recommend you pick up a copy of the Go-Giver and learn though this wonderful parable how a subtle shift in focus helps you provide exceptional value, expand your influence and dramatically increase your income.
If you want access to his mini-course you can request it from him here
For our part,
If you’re struggling to create a life where you feel happy and successful, doing that you love and feel cherished by the people you work with then maybe it's time for a change.
The world is hectic and everyone is a little scared right now and feeling discouraged and frustrated so maybe it's time for a new adventure
We absolutely love that we can show people the way to entrepreneurship and find the right vehicle for them
All it takes is a decision to reach out and get in touch with us
Thanks for joining us for The Go Giver Way
If you haven't yet downloaded our free book Living The Retirement Lifestyle - Your Secret To Living The Dream Lifestyle you can grab your copy here It's packed with ideas and a calculator so you can be better prepared for your retirement and take action now.
Until next time ...
Let's introduce you to our good friend Sharon Lechter, best-selling author, a successful entrepreneur and the premier financial literacy expert. She's passionate about wealth creation and entrepreneurship and particularly for those entering a new chapter in their lives.
As kids, we were told, “the sky’s the limit!” and “you can be anything you want to be!” But as you grew up, you slowly started to put limitations on yourself. Life happened and you got into debt or thought that you were never going to make enough money to do what you really wanted…but the dreams didn’t go away ~ Sharon Lechter
We're here with Sharon to re-ignite those dreams and give you some words of encouragement from our many years of experience
We began the interview by asking for her to comment on a statement made by one of our previous guests Robert Laura who we spoke to earlier this year on the Living The Retirement Lifestyle Podcast
I believe starting a business for retirement will become one of the biggest concepts in the 21st Century"
"I think more people particularly with what's going on in the world this year are understanding that they need to be in control of their own lives. They need to be in control of their own financial lives and it's easier if you have assets (assets are sexy she says!)
Too many people chase money. I say invest our time into buying, building and creating income producing assets because when you have assets that are generating revenue for you, retirement is no longer a problem for you. When you have assets working for you then you get back time and that allows you to enjoy your later years"
https://vimeo.com/465853361
Naturally we talked about a lot more things and had her answer some wonderful questions submitted by our friends and subscribers
"What should I look for when starting my business? When I search for ideas just about everything I see seems too good to be true and I'm totally confused" -John from the UK recently retired after a successful corporate career and wanting to do more in his retirement. He's also conscious that his pension may not outlive him so he wants to do something worthwhile and generate an additional income
At 6:14 Sharon answers his question suggesting he looks at what she calls the personal success equation. When you're trying to figure out what business to invest in it's good to look at your passion and your talent. Your passion can be something you love or something to get mad about. She uses her own example to explain " my passion was I was mad when teaching kids about money. My talent was my accounting background and all of my publishing background.
The success equation in Three Feet From Gold will show you how this works
Combine Passion, something that makes your heart sing, with Talent, something you excel in by the right Association with successful people or organisations, and Action concrete steps you can take toward your goal, and then add your Faith, the unwavering belief in yourself, and you will have your own unique Success Equation
You can download your gift from Sharon PersonalSuccessEquation.com
It will help you walk through your own personal success equation and challenge you on things that you might want to do
Today successful businesses solve a problem or a need. We have a lot of problems today and a lot of needs. So we have a lot of opportunity. Most people see them as obstacles but you can turn these into opportunities. Train yourself to recognise how you can solve a problem or serve a need and then you're going to help a lot of others as well as helping yourself financially!
We couldn't agree more because after all that's how we've run our business the past decade helping people in or approaching retirement start an online business to fill the income gap and have the lifestyle goals they set for themselves way before they reached retirement.
The second question was from Sue who is 75 and has...
We recently had the tables turned on us and interviewed by long time friend and entrepreneur Jenni Proctor creator of Boomers Next Steps for her for Silver Sages series where she looks at how people have shifted their careers and started different businesses in the next chapter of their lives
She called it "Be Inspired To Create An Online Business For Retirement" and we've titled this "Make Your Lifestyle Dreams Come True"
https://vimeo.com/460953605
If you don't know our story (which you can read here) we had a successful Accountancy and Management Consultancy practice which involved working long hours. The business was good but we had no time and no balance of work and family life. This was not how we envisaged our later life - our retirement lifestyle - so we set about planning for our retirement...
Long story short, our retirement lifestyle plans were blown out of the water when the Global Financial Crisis hit the world and we lost much of our retirement nest egg.
We could have buried our heads in our hands and given up on our plans (and we're human so we did for a while) but after some deliberation we also realised it offered us an opportunity and led us to pursuing a career in the online world as "educators" as Jenni calls us. The decision to follow this path has fulfilled our dreams of a retirement business and lifestyle of time freedom and travel and best of all we're in a position to serve those just like us.
We can only urge you to make your lifestyle dreams come true by taking action as early as possible and not procrastinate on your retirement planning decisions. They may not be easy to make and we cover some tips on that in our book which you can download here.
We're sure it will help!
Until next time...
Today's Living The Retirement Lifestyle interview is with online business veteran of 20 years Charlie Page who we've had the pleasure of being both friends and students of during our ten years in the space. Charlie is one of the "good guys" in the not so perfect world of the internet .
Listen in as he tells his story of how he began his online career and how it evolved over the years and listen out for his golden nuggets
https://vimeo.com/411059561
Just think about the Internet 20 years ago
Dial UpVery few advertising venuesNo social mediaAOL was the king!
Goodness how things have changed
During his 20 years it's incredible to see someone who cares so much about his clients and customers
His message is that if he can do it then you can do it too
Because what he teaches is not some here today gone tomorrow strategy but how to fish
We asked him if he were starting over what would be his top tips
FOCUS
If you're going to succeed online it is going to be important to learn to focus on ONE thing until it is finished
The most damaging syndrome online is not information overload its the damaging trend of half built bridges
Autoresponders with no messages in themBlogs with no posts on themProducts that are bought and never usedPLR products purchased and never set up
We are all guilty of this quite honestly - we know we are too!
The bottom line is this - commit to doing less and always finishing what you start and you will automatically do more.
SYSTEMS
Automation is the key to having time freedom and financial success
Automated marketing system keep the sales rolling in even when you are not able to show up for "work"
We can definitely testify to this and why we are forever teaching our students and clients to concentrate on building out an automated system which works even when you are not working
PEOPLE
The right people working with you can make all the difference. Accept you can't any maybe don't want to do everything in your business so finding the right outsourcers and partners is really important
You can find people to create websites for youYou can find people to write books for youYou can find people to place our Facebook Ads for youYou can find people to write your blog posts for you
To do almost everything for you
And for a price you can actually afford
Those are Charlie's top tops for finding success online
You can find out more by visiting CharliePage.com
RESOURCES
The Directory Of Ezines we talked about was our very first introduction to Charlie and was all about how to increase sales by driving highly targeted traffic to ANY offer you promote using ezines
Luckily you can still get access to this and it's a wonderful introduction to finding the right customers for your offers particularly in the affiliate marketing world
These days you even get access to a mini traffic course from Charlie so well worth a look
Thanks for joining us for today's podcast and show and look forward to seeing you again next time
If you haven't yet downloaded our free book Living The Retirement Lifestyle - Your Secret To Living The Dream Lifestyle you can grab your copy here It's packed with ideas and a calculator so you can be better prepared for your retirement and take action now.
Until next time...
We had the pleasure today of interviewing Ray Newland former professional goalkeeper turned business owner
Ray came from a very poor background but with the love and support of his family even though times were very hard back then he went on to become a "trainee" goalkeeper and his career took off
You will hear in this interview how a final training ground injury when he was just 28 started a whole new adventure
https://vimeo.com/437137952
We and just about every guest we have interviewed will talk about that "trigger point" that led to a new adventure and that's exactly what happened to Ray after his injury
He began coaching for free and in 2011 be stared Just4Keepers goalkeeper training schools which today is the largest global school in the world operating in more than 28 countries and 5 continents with over 10,000 parents trusting J4K by bringing their child to their weekly classes. That's quite an achievement we're sure you'll agree!
His "goal" today (sorry for the pun) is to continue to grow that business and support football education as well as to help other pro athletes and entrepreneurs to develop their own sports brand
He's clearly been a student of our perfect avatar training!
He now writes on the topic of mental strength and self help drawing on his experience and knowledge
One of our favourites is this : How To Become A Goal Achiever
How to become a Goal Achiever is about the success traits of not only writing down your goals, but more importantly hitting them.Sadly, for most people they never hit their goals and for the most part it is not their fault because they have never been taught to write down their goals properly.So How to become a Goal Achiever and not just another goal setter, is my personal blue print that has helped me achieve my dream of becoming a professional goalkeeper (soccer), helped me build a substantial property business, helped me write a series of books that sell all around the work and that also helped me build the biggest business in my sports niche
Other titles include :
How To Day Dream Your Way To Success And Get Anything You Want
How To Become Better Than Average And Achieve Anything You Want
Dream - Believe - Plan - ACT! How These 4 Words Can Change Your Life
How to Win in Life Using a Sports Mindset
The Six Figure Routine
We were blessed to meet Ray and his wife in 2015 when they attended a training event we were running in London and not only did they become clients but firm friends and we continue to support and work together to this day
He's got a new podcast due to launch so watch out for that as knowing Ray it will be educational, fun and entertaining
We rather liked when checking into Wikipedia during our research that he has a rather unusual claim to fame having unofficially broken the Guinness Book of World Records for the largest number of best men at his wedding in 2014 - 147! All were his current goal keeper students at the time
We hope you enjoyed the interview and that you too are inspired to think about what your knowledge, experience and past career might bring to others and give you joy in your retirement... as well of course as an income to continue your endeavours
To find out more about Ray and his adventures go to RayNewland.com
Thanks for joining us and we look forward to seeing you on our next podcast and webshow
If you haven't yet downloaded our free book Living The Retirement Lifestyle - Your Secret To Living The Dream Lifestyle you can grab your copy here It's packed with ideas and a calculator so you can be better prepared for your retirement and take action now.
The old saying "every cloud has a silver lining" was never truer...
An accountant and techie found themselves both out of work together while on the trip of a lifetime
Here's what happened next
In our interview with Greg and Fiona Scott, authors of Living A Laptop Lifestyle they share how a bombshell from Fiona's boss dropped on them in Bangkok on the last day of their vacation led to their journey into entrepreneurship and the world of the internet... one from which they don't ever figure on retiring from
If you've ever dreamed of Living A Laptop Lifestyle and following a passion for working from anywhere then check out their story and listen to the golden nuggets
https://vimeo.com/436015981
We forgot to ask them about working together but we recall in their book Fiona wondering whether despite being married for twenty-three years and travelled extensively together at the time of writing whether they would be able to work together...
Well the proof of the pudding is definitely there to see as they have gone from strength to strength, fulfilled their dream of living and working together, travelling the world and running a business...
And they qualify for our 50+ Entrepreneurs Club :-)
We're blessed to have them as friends, travel companions and ski buddies and proof that anyone no matter their age or experience can overcome those challenges in life and make a success of the outcome
They overcame the 'wild west' and cowboys of the internet (their description) to uncover a business model that helps others to reclaim their lives and find their true financial worth through making money online
What took them many months of research, trial and error, persistence and perseverance means they are able to offer their clients the shortcuts to achieving their dreams
They know like us that what makes them happy won't necessarily make another person happy but what they can do is give you a road map to your own adventure doing what makes you tick
We loved reading their book and we know you will too : Living A Laptop Lifestyle
It's a story but it's also a guide and as our good friend and mentor Daniel Priestley author of Key Person Of Influence says of the opportunity now presented to each and every one one us
"I believe we're now living in an entrepreneur revolution. If you have a computer, a phone, and a passion, you're already standing on a mountain of value..."
Enjoy listening and/or watching our interview with Greg and Fiona
If you haven't yet downloaded our free book Living The Retirement Lifestyle - Your Secret To Living The Dream Lifestyle you can grab your copy here It's packed with ideas and a calculator so you can be better prepared for your retirement and take action now.
Until next time...
A cool breeze gently caresses your cheek...
The sound of waves lapping slowly against the shore soothes you
Your Pina Colada brought by your private waiter chills your hand
You know that you have many more months of this lifestyle: no phones, no interactions and no meetings at which to make decisions.
You're set for a life without a schedule and just chilling
Does this sound like paradise or a living hell to you?
That's what we asked out guest B. D. Dalton on on Living The Retirement Lifestyle
https://vimeo.com/363308888
B. D. Dalton was one of the co-authors alongside ourselves who contributed to a book Retire Inspire sharing their thoughts as professionals thinking about retirement
Sit back and let him tell you the tale...
From working at Walmart to setting himself up in the financial sector in 1997 helping clients grow their businesses
There are some valuable insights shared and decisions needed to be made and we hope between us we've given you a great overview of the choices that face us
There are some people who set their sights on retirement and think that living without a care in the world would be amazing...
And preparing for retirement physically, mentally and financially is very important especially if that is your idea of paradise
You can read B.D. Dalton's chapter on Retire Inspire on Kindle or Paperback here
If you are thinking about retirement this is a must-read.
In 2016, the first of the Baby Boomers started to turn 70. This has triggered the largest social phenomena on the planet - retirement. This year and for the next 20 years EVERY day will be a world record for people retiring! A significant percentage of those will be professional retirees who are 5-7 years out from retiring.
Retire Inspire 1 brings together 23 world experts on retiring well. As you'd expect there are financial experts but we have experts in health, leisure, life satisfaction and contribution etc all important factors in feeling satisfaction in retirement.
This is an extraordinary read packed with smart cuts and great advice and we're certain you'll find it hugely valuable as you weigh up your choices - enjoy the read
B.D. Dalton turned the tables on us and asked us about our views on retirement so watch out for that
Thanks for joining us for today’s podcast on Living The Retirement Lifestyle with guest B.D. Dalton II
Can Network Marketing Save Your Retirement?
That was the headline of an article written in July 2017 for Forbes by Robert Laura and a follow up to one of Forbes most downloaded articles back in 2014 "Would You Join A Multi-Level Marketing Company For Retirement Income" also written by the guest on today's Living The Retirement Lifestyle podcast.
https://vimeo.com/413150460
As we discussed during the interview, as far as the retirement savings crisis is concerned, more and more people are coming to terms with the fact that they probably aren't going to be able to save enough money to see them through to a ripe old age and there's a obvious need to find alternative ways to save more or generate a supplementary income either in or approaching retirement.
We're not here to advocate network marketing as the only solution because there are many but it remains a good choice given other benefits aside "safety" on the Maslows Heirarchy of Needs such as self-actualization, love and belonging and esteem
Maslows Heirarchy Of Needs
During our interview we asked Robert to expand on his statement in his 2017 Forbes article about the trends he's studied regards the network marketing business model which suggests that "network marketing can play a crucial role in how well baby boomers and others transition into retirement...that once you strip out the financial aspects you get a very different picture... retirement is not all about money."
A successful transition from work-life to home-life is more than about money and there are plenty of people with substantial amounts of money saved for retirement that are completely miserable. with many wanting to learn new things and be a part of a community.
From the clients and people he speaks with Roberts has found that they are always reading, posting and sharing something inspirational... have goals and use the products they are selling to improve the way they look and feel. Add that to the fact that network marketing companies have local meetings and annual events members get out of the house, build knowledge, develop new skills and have the opportunity to meet new people.
From our experience in building an online business education business ourselves and travelling around the world speaking and training we see these two distinct groups of people - those who are there to learn how to generate income in their retirement and those who just want to socialise with like minded people.
Read Robert's Articles
Would You Join A Multi Level Marketing Company for Retirement Income?
Can Network Marketing Save Your Retirement?
Robert is the author of many books on retirement including Naked Retirement, How To Find Your Passion In Retirement, The Truth About Part-Time Work & Volunteering In Retirement and his latest Crossroads Of Retirement
You can also download some free e-Book resources including How To Start A Business For Retirement from our website here
Thanks for joining us for today's podcast on Living The Retirement Lifestyle with guest Robert Laura
We had the most amazing half hour this morning with our guest on Living The Retirement Lifestyle Video Podcast
Paul Avins who was one of our very first mentors and guides during the early days of our online business shared with us his thoughts on life on the other side of chaos and a "first time" training for you on what we'll call his "3 Circles" for now. This will all be in perspective when you listen to the Living The Retirement Lifestyle podcast or watch the webcast here
The 3 Circles are
Work And LearningFun and FamilyHealth and Energy
Each of these three will need be the focus for all of us as we continue the path called life much like Maslow's Heirachy of Needs - Survival, Love and Belonging, Power, Freedom and Fun
These three will be the range of needs that must be fulfilled in order for us to thrive.
Catch the show here
https://vimeo.com/399900596
We all of us need to have a sense of knowing that there is life after the coronavirus panademic - HOPE might be a better word
Paul talks about something shared with him by one of his business partners who's an explorer and climbs mountains. He says if you imagine this - your life as you get older - its a great analogy and fitting for you reading this if you're of retirement age or nearing it...
When you're in your twenties , you're at Base Camp. It doesn't matter if you screw up and make bad decisions... you can recover. You've got time on your side but as you start climbing and ou are in your 20's and 30's you're pretty much less than two or three hundred feet up. It's not a big deal. If you packed the wrong jacket you're not going to die. If you wear the wrong shoes, you're not going to die. But when you're 25,000 feet and you didn't take oxygen. If you don't have the right jacket and there's a storm coming and you get hit by that storm, you're dead! Financially you're dead. Emotionally you're dead; you might even be physically dead with all that's going on right now because you made bad decisions at the bottom which impacts you at the top. Many of us are not thinking ahead. We're not thinking about what happens when I'm 50, 65 or 70 when I'm at the top of the mountain... what happens if I get hit by a storm...You need someone to be saying to you "you need this, you need oxygen, you need the right climbing boots, we need survival tents"
You can download and read the full transcript because there's some really insightful information and which could well help you survive the after effects of this coronavirus pandemic financially as well as physically and emotionally
Make no mistake the world will be very different as we discussed on the show
This coronavirus pandemic will pass
The world will change
"Work from home"
"Webinar"
...and...
"Online education"
...will all be terms people are familiar with and use in everyday life after this is all over...
BUT it’s what we do now though that will help shape our future
One of our mentors said this :-
“Don’t use the crisis as an excuse to pause your growth, relationship with your mentors and investment in yourself. Now is the time, to level up your skills, lean into your mentors and market yourself when everyone else is pulling back. Survival mode doesn’t create growth"
As Rich Dad mentor Keith Cunningham says
“Success is getting what you want, fulfillment is giving what you've got."
Here's the full transcription you can download and read
Love to know what you are doing
Let us know
Thanks for joining us for Living The Retirement Lifestyle Podcast & Webcast "The Other Side Of Chaos Life After The Coronavirus ’ with Paul Avins please leave us a comment and share with your friends it would mean a lot to us.
Find out exactly why our guest on Living The Retirement Lifestyle said "I'll Retire When I Die!"