Investor Financing Podcast: Recent Episodes
Beau Eckstein
Beau Eckstein, Real Estate Entrepreneur, TV Personality, Private Money and Construction Financing Specialist and Investor.
Are you a business owner looking to expand? Looking to buy a franchise? If so, book a discovery call with Beau to learn all the ways he can help you - http://bookwithbeau.com/
Join my new Business Ownership Academy community on Skool - http://businessownershipacademy.com/
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The video discusses the benefits of working with a franchise broker for individuals interested in investing in a franchise.
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A franchise broker acts as a middleman between prospective franchisees and franchisors, helping match individuals with suitable franchise opportunities.
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The broker possesses in-depth knowledge about various industries, brands, business models, and stays updated with market trends and conditions.
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They assist in franchise selection based on the client's goals, interests, financial capabilities, and skill sets.
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Franchise brokers provide resources and tools for validating franchises, facilitate meetings between franchisees and franchisors, and connect them with professionals like franchise attorneys and CPAs.
For years, SBA 7(a) loans over $3 million were considered some of the safest loans in the portfolio. But new SBA default data tells a different story.
In this episode, Beau Eckstein analyzes the latest SBA loan performance data and explains why large acquisition loans are becoming riskier, what it means for Entrepreneurship Through Acquisition (ETA) buyers, and why success depends on far more than simply getting approved for financing.
Thinking about buying a business or franchise but not sure how to finance it?
In this webinar, Beau Eckstein breaks down how entrepreneurs use SBA financing to acquire businesses, add new revenue streams, and build long-term wealth. Whether you're considering your first acquisition or looking to expand your current business, you'll learn practical strategies used by successful business owners every day.
In this session you'll learn:
- How SBA financing actually works
- Startup vs. business acquisition financing
- How much cash you really need
- Working capital strategies
- Real client funding examples
- Choosing the right business model
- Common mistakes first-time buyers make
The 5-Step Growth Blueprint Live audience Q&A If you're serious about business ownership, this webinar will give you a realistic roadmap.
The SBA Franchise Financing Guide: What Every Franchise Buyer Needs to Know Before Applying Thinking about buying a franchise and planning to use an SBA loan? Before you apply, several critical factors can determine whether your loan gets approved—or declined.
In this video, Beau Eckstein breaks down how SBA franchise financing really works, why not all SBA lenders are the same, and how choosing the right lender can save you months of delays and thousands of dollars.
You'll also learn how the SBA Franchise Directory, FranData scores, lender appetite, equity injection requirements, and working capital planning all play a role in getting your franchise loan approved.
Is your SBA 7(a) loan still the best financing option for your commercial property?
If you used an SBA 7(a) loan to purchase a business with owner-occupied commercial real estate, you may be able to refinance the real estate portion into an SBA 504 loan. Depending on your situation, this could mean lower monthly payments, long-term fixed interest rates, improved cash flow, and greater financial flexibility.
In this episode, Beau Eckstein explains how the SBA 7(a) to SBA 504 refinance process works, who may qualify, the potential benefits, and when refinancing may—or may not—make sense. Whether you own a warehouse, office building, manufacturing facility, or other owner-occupied commercial property, understanding your refinancing options could help strengthen your business for future growth.
Planning to build or buy a childcare center, daycare, preschool, or Montessori school? There's an SBA financing program that many entrepreneurs and even some lenders overlook.
In this episode, Beau Eckstein explains how the SBA 504 Green Loan Program can help finance owner-occupied commercial real estate with long-term fixed interest rates, competitive equity requirements, and additional financing opportunities for projects that incorporate eligible energy-efficient improvements.
If your goal is to own both your childcare business and the building it operates from, this financing strategy could help you build long-term wealth while reducing occupancy costs over time. You'll also learn when an SBA 504 loan makes more sense than an SBA 7(a) loan, and how to choose the right financing structure for your project.
👉 Schedule your free SBA Discovery Call: https://beaueckstein.com/sba
Are you looking to break free from the corporate grind and start building a legacy for your family?
In this episode, I explain how SBA financing can help you launch or grow your own business.
Whether it's a franchise, side hustle, or small business. With up to 90% financing for approved business models, I'll show you how to turn your dreams into reality, even with low liquidity. Learn how to leverage creative funding options like 401(k) rollovers, HELOCs, and more to get started. Stop living paycheck to paycheck and take your first step toward financial independence today!
Unlock the secrets of service-based franchise models in this in-depth Q&A! Learn how these flexible, profitable models can offer the perfect balance of work and life.
We cover why service-based franchises are booming post-pandemic, the appeal of semi-absentee ownership, and how these models stack up against brick-and-mortar investments in terms of cost and scalability. Whether you're interested in home services, B2B franchises, or exploring financing options, this episode has everything you need to make informed decisions and find the best franchise fit for you.
Questions:
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What makes service-based franchise models appealing for people looking to maintain a work-life balance?
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Can you give us some examples of service-based franchises that are ideal for someone wanting a semi-absentee role?
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How do service-based franchises compare with other types of franchises in terms of upfront costs and profitability?
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What's the process for financing a service-based franchise, and how does it differ from financing a brick-and-mortar model?
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What qualities should someone look for in a service-based franchise if they aim to keep a hands-off approach?
How much down payment is required for SBA franchise financing?
This episode breaks down the specifics of equity injections, reserve requirements, and creative strategies to help you secure funding for your dream franchise. Whether you're dealing with smaller loans or larger projects, we'll guide you through the process step-by-step, including tips for lease agreements and structuring financing options.
Question: What percentage of the total franchise cost typically needs to be covered as a down payment for SBA loans?
Thinking about buying a franchise with an SBA loan? Before you apply, there's one mistake that could cost you your approval. In this complete guide, Beau Eckstein explains how SBA franchise financing really works, why two lenders can make completely different decisions on the exact same deal, and what you can do to improve your chances of getting approved.
You'll learn how the SBA 7(a) loan program finances franchise startups, what down payment you may need, how FranData influences lender decisions, what credit profile lenders look for, and the documents you'll need before applying. Whether you're buying your first franchise or expanding your business portfolio, this video will help you build the right financing strategy from day one.
Curious about the interest rates and terms for SBA franchise loans? 🏦
Learn all about typical repayment terms, margins, and how these loans are tied to the Wall Street Journal Prime Rate. Understand the factors that impact your loan, because it's not just about the lowest rate but also about getting the best overall deal and approval. Question: What kind of interest rates and repayment terms can I expect with an SBA franchise loan?
Still leasing your warehouse, manufacturing facility, or commercial building? It may be time to explore ownership.
In this episode, Beau Eckstein explains how the SBA 504 loan program can help eligible business owners purchase owner-occupied commercial real estate, preserve working capital, and build long-term wealth instead of continuing to pay rent.
If you're a manufacturer, contractor, distributor, logistics company, warehouse operator, or another industrial business, owning your facility could provide greater control, stability, tax advantages, and room for future growth.
You'll also learn when an SBA 504 loan, SBA 7(a) loan, or even a 504 + 7(a) companion loan may be the best financing strategy for your business.
Does top-line revenue truly matter in the world of franchises and home service businesses? In this episode, we break down the myths and focus on what really counts: net margins, scalability, and profitability.
Learn how to evaluate franchise models, understand what's going into your pocket, and determine if a business aligns with your financial and lifestyle goals.
Think you need hundreds of thousands of dollars to own a franchise? Think again. In this video, Beau Eckstein explains how qualified buyers may be able to finance an SBA-eligible franchise with as little as 10% out of pocket. You'll learn how SBA franchise financing works, what lenders look for, and how to position yourself for approval.
Whether you're a W-2 employee, corporate professional, real estate investor, or aspiring entrepreneur, this episode will help you understand how to transition into business ownership without paying the full investment upfront. You'll also learn why choosing the right franchise—and the right SBA lender—is just as important as having the required down payment. 👉 Schedule your free SBA Discovery Call: beaueckstein.com/sba
Have you been told you need an SBA bridge loan before you can get SBA financing?
The truth is, there is no official SBA loan program called an "SBA bridge loan." However, temporary bridge financing can play an important role in certain SBA 504 commercial real estate transactions and construction projects.
In this episode, Beau Eckstein explains what people really mean when they refer to an "SBA bridge loan," how interim financing works within the SBA 504 process, when a true bridge loan may be necessary, and how to avoid confusion—or costly financing mistakes. Whether you're buying commercial real estate, building a new facility, or financing a business expansion, understanding the difference between interim financing and permanent SBA financing can save you time and money.
What if building a multi-million-dollar business didn't require inventing the next big app or raising millions from investors? In this episode, Beau Eckstein shares a proven business ownership playbook that many successful entrepreneurs have used to grow from owning one business to acquiring multiple businesses and even commercial real estate using strategic SBA financing.
Whether you're a W-2 employee looking to become a business owner, interested in franchise ownership, or planning to acquire an existing business, this video walks you through the mindset, financing strategies, and growth roadmap that can help you build long-term wealth through business ownership.
You'll learn why buying cash-flowing businesses can be more powerful than starting from scratch, how SBA loans can support acquisitions and commercial real estate purchases, and why building assets—not just income—is the key to financial freedom.
👉 Start your Business Ownership Blueprint: https://businessownershipblueprint.com
Thinking about buying a franchise with an SBA loan? One of the biggest mistakes entrepreneurs make is assuming all SBA lenders are the same.
They're not. In this episode, Beau Eckstein explains how SBA franchise financing really works, why lender appetite matters, and how choosing the right lender can significantly improve your chances of getting approved. You'll also learn what the SBA Franchise Directory actually means, how FranData scores can influence lender decisions, what down payment requirements to expect, and why working with a lender that specializes in franchise financing can save you time, money, and unnecessary credit inquiries.
Whether you're buying a franchise startup, franchise resale, or expanding your business, this video will help you better understand the SBA financing process before you apply.
Not all franchises are created equal, especially when it comes to fundability.
In this episode, Beau Eckstein breaks down why your choice of franchise can make or break your SBA loan approval, impact your down payment, and determine how much financing you can actually secure.
Think you can't get an SBA loan for construction? Think again. In this episode, I break down a real-world case where a borrower was turned away by multiple banks until we restructured the deal and secured a multi-million-dollar SBA term sheet.
Learn the difference between lender policy and SBA policy, when an SBA 7(a) loan may be a better fit than a 504 loan, and how the right financing strategy can save your project, time, and money.
Thinking about starting a laundromat business but unsure how to finance it? SBA loans can be a game-changer, but there's a lot to consider—from business plans to collateral requirements.
In this episode, I break down how to secure funding for your laundromat startup, whether you're a first-time business owner or an experienced entrepreneur. I'll explain how to leverage SBA loans, explore alternative funding options, and structure deals that actually get approved!
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🚀 In this episode, Vinney Chopra and Beau Eckstein break down exactly how to build a lead gen machine using GoHighLevel, virtual assistants, events, content, and paid ads. Learn the proven blueprint to automate, scale, and grow your business like never before.
Are you ready to build a scalable, low-overhead business with serious income potential?
In this episode, Beau Eckstein breaks down an emerging commercial painting franchise that's primed for massive growth. Unlike typical residential painting businesses, this franchise is strictly focused on commercial work—think casinos, churches, schools, and multi-family units.
✅ No painting experience required
✅ Subcontractor model = low overhead
✅ Huge territory opportunities
✅ Corporate support from Day 1
✅ Potential for million-dollar contracts
Looking to buy a franchise and wondering how to finance it? In this video, we break down the most popular financing options for franchises, including SBA loans, home equity lines, seller financing, and personal savings. Learn about the pros and cons of each method, how SBA loans work, and why they're often the best choice for entrepreneurs.
Whether you're using retirement funds, a HELOC, or seller financing, this guide will help you make the best decision for your business goals. Plus, discover key insights on how to leverage financing for growth!
Hi Beau, I'm evaluating some dumpster-type franchise businesses. I like this one so far. It's called redbox= dumpsters. Basically there are some franchise start up costs like buying a truck and some dumpsters.
Looks like the initial cost will be around $700k. Looking to you for guidance on how much down payment I would need and what type of SBA loan to apply for.
SBA 7A or SBA 504: which loan is better for ground-up construction? In this episode, Beau breaks down the key differences, common mistakes borrowers make, and how to choose the right financing strategy for your commercial real estate project.
Most people don't fail because they lack talent. They fail because they never choose a clear path.
In this in-depth Business Ownership Summit session, Beau Eckstein breaks down how everyday professionals are using SBA financing to buy real, cash-flowing businesses — often with as little as 10–15% out of pocket. This isn't hype. This is how deals actually get approved.
You'll learn:
✔️ Why 2026 is a rare window for buyers
✔️ How SBA loans really work (and common myths)
✔️ The Buy Box framework that removes bad deals
✔️ Franchise startups vs resales vs mom-and-pop acquisitions
✔️ Businesses you can own for ~$30K using SBA leverage
✔️ Why most buyers regret their first business — and how to avoid it
✔️ How one smart deal creates momentum for the next
Whether you want to replace your W-2, build semi-absentee income, or create long-term wealth, this session gives you the structure most people never get.
Are you a corporate professional who's great at your job but secretly wondering if you're building someone else's dream instead of your own?
If you've ever felt the weight of the golden handcuffs like good salary, solid title, but zero equity, this video is for you. In this episode, I break down the real path from employee to business owner: not the risky "quit your job and wing it" version, but a strategic, finance-smart approach using existing businesses, proven franchise models, and SBA financing to make ownership actually achievable.
Here's what we cover:
✅ Why the golden handcuffs keep high-earning professionals stuck
✅ The difference between starting from scratch vs. buying a proven business or franchise
✅ How SBA financing can allow qualified buyers to acquire a business without all-cash
✅ What a "Buy Box" is — and why you need one before you look at a single deal
✅ The due diligence checklist: cash flow, employees, lease, customer base & more
✅ How to build your transition plan from W-2 income to ownership — with clarity The goal isn't just to become a business owner. It's to become the owner of the right business — for your skills, your finances, and your lifestyle.
Whether you're a manager, executive, salesperson, or W-2 professional, the first step isn't quitting your job. It's getting educated and building the right plan.
Right now may be one of the best times to become a business owner without starting from scratch. Learn how proven franchise systems combined with SBA financing can help qualified buyers access up to 90% financing, reduce risk, and build long-term wealth with the right strategy.
Unlock the timeless wealth formula that has helped ordinary people build extraordinary wealth for generations. In this episode, we break down the simple three-step framework to creating long-term financial freedom—without chasing get-rich-quick schemes.
You'll learn why building discretionary income is the foundation of wealth, how becoming elite at one investment or business can accelerate your results, and why consistency over a 10-year period beats trying to find the next hot trend.
Whether you're interested in real estate investing, franchise ownership, small business acquisitions, side hustles, or entrepreneurship, the principles in this episode apply to any wealth-building journey.
There's no one-size-fits-all approach to learning. The key is discovering how you absorb information best, finding the right mentors, and putting yourself in rooms where you can ask questions and learn from experience.
Learn more about this franchise: https://beaueckstein.com/franchise/ Could adult day care be one of the most overlooked franchise opportunities today?
Discover how a recurring-revenue senior care model combines strong demand, community impact, scalability, and the potential to build long-term wealth through multi-unit growth.
Are you considering financing a franchise with an SBA loan? Wondering how long the approval process takes? 🤔
In this episode, we break down the typical timeline for SBA loan approval for franchises from the average 45-60 days to faster options for home-based models. Learn how to navigate the process, tips for speeding up approvals, and more!
Question: What's the typical timeline for SBA loan approval for franchises?
Learn how to transform your business from financially stressed to financially free with insights from Ciara, a seasoned entrepreneur and financial consultant.
Discover the key distinctions between interest and commitment, and how a clear understanding of financial statements can change your business trajectory.
📌Key Takeaways:
-The difference between entrepreneurs who succeed and those who don't.
-How commitment and self-awareness play a role in business success.
-Simplifying complex financial situations for better decision-making.
-The importance of understanding P&L for business growth.
-The role of accrual accounting in accurate inventory management.
Tired of your W2 job and ready to buy your first franchise? You're not alone and you're not stuck.
In this episode, Beau Eckstein breaks down exactly how he helps W2 professionals escape the rat race, find the right franchise, and secure SBA funding to become business owners with minimal money down.
Whether you want to keep your job and build something on the side or go full-time into entrepreneurship, Beau shares real-world client stories and a proven step-by-step system — from custom franchise matching to SBA loan approvals with as little as $12,000 out of pocket.
This live virtual event brings together franchise brands, SBA financing insights, and tax strategies to help you understand how to start, buy, and scale a business.
Inside the event:
✔️ Franchise presentations across multiple industries
✔️ Real-world SBA loan insights and deal structures
✔️ Tax and asset protection strategies for business owners
✔️ Live Q&A with operators, lenders, and experts
✔️ Tools to help you find the right business model
You'll get a behind-the-scenes look at how people are transitioning from W2 jobs into business ownership using proven systems and financing strategies.
In this Real Estate & Business Expo, Beau Eckstein is joined by top business broker Trent Lee, franchise development expert Ari O'Brien, and real estate investor Michael Zuber to discuss business acquisitions, franchising, SBA financing, entrepreneurship, wealth-building, and the mindset required to succeed in today's economy.
Learn why most business buyers fail before ever closing a deal, how SBA lenders evaluate acquisition opportunities, the truth about absentee ownership, the pros and cons of franchising, and why discipline and continuous learning are often the biggest predictors of success.
Whether you're a W-2 employee looking for a Plan B, an investor searching for cash flow, or an entrepreneur ready to build wealth through ownership, this conversation is packed with practical advice and real-world insights.
Topics include:
✅ Business acquisitions vs. real estate investing
✅ SBA financing and business buying strategies
✅ Franchise opportunities and startup costs
✅ Baby boomer business exits and acquisition opportunities
✅ Building wealth through ownership
✅ Entrepreneurial mindset and discipline
✅ Franchise validation and due diligence
✅ Economic trends and opportunities in 2026
🏦 SBA 504 rates are holding steady at 5.95% for the 25-year debenture—but is a 504 loan the right choice for your project? In this video, we break down the key differences between SBA 504, SBA 7(a), and USDA BNI financing, helping you understand which program can save you money, maximize leverage, and support your growth goals.
Whether you're buying commercial real estate, acquiring a business, refinancing debt, or funding new construction, understanding these government-backed loan programs could be the difference between a good deal and a great one.
💡 In this video, you'll learn:
✅ Current SBA 504 rates for May
✅ How SBA 504 financing works
✅ SBA 504 vs SBA 7(a): key differences
✅ When refinancing with a 504 makes sense
✅ Construction and acquisition financing options
✅ USDA BNI loan opportunities for rural projects
✅ How to structure deals for maximum leverage
✅ Common financing mistakes business owners make
Before you risk your savings, sign a personal guarantee, or jump into your first acquisition, watch this conversation.
In this episode of Business Acquisition Catalyst, Beau Eckstein, RJ Galdorisi, Paul Lajoie, Alex Velazquez , and Tom Daly break down what really happens behind successful business acquisitions—and the costly mistakes that can destroy a deal before it ever gets off the ground.
Whether you're a W-2 employee exploring entrepreneurship, a real estate investor looking to diversify, or an experienced operator considering acquisitions, this discussion will help you understand how sophisticated buyers evaluate opportunities, structure deals, manage risk, and build wealth through business ownership. In this episode you'll learn:
✅ Why buying an existing business often beats starting from scratch
✅ The #1 reason most businesses fail after acquisition
✅ How to evaluate cash flow, working capital, and financial health
✅ Common due diligence mistakes that cost buyers millions
✅ How to identify red flags hidden in financial statements
✅ The truth about EBITDA, add-backs, and business valuations
✅ Customer concentration risks and how to protect yourself
✅ Seller notes, earnouts, SBA financing, and deal structure basics
✅ What professional buy-side advisors actually do
✅ How successful acquirers think differently than first-time buyers
Featured Experts:
• Beau Eckstein – SBA Financing & Business Acquisition Advisor
• RJ Galdorisi – Business Broker & Entrepreneur
• Paul Lajoie – CPA, Investor & Multi-Business Owner
• Alex Velasquez – CPA, Fractional CFO & Due Diligence Expert
• Tom Daly – Private Equity, Family Office & Buy-Side Advisory Specialist
Most people think buying a cash-flowing business with only 10% down is clickbait. It's not. In this video, we break down how SBA-backed acquisitions really work — and why qualified buyers can legally purchase profitable businesses with just a 10% equity injection.
You'll learn:
✔ How the 10% down rule actually works
✔ What buyers, sellers, and lenders each care about
✔ Why banks finance cash flow — not price
✔ Which businesses qualify (and which don't)
✔ Why "boring" businesses often get approved
This isn't a loophole. It's a system. If you've been assuming you need millions to buy a business, you may be thinking about it the wrong way. The real key isn't having more money — it's understanding how SBA deals are evaluated.
Thinking about owning a franchise? In this episode, Beau Eckstein breaks down the essential qualification requirements that franchisors typically set for prospective franchisees. These standards are crucial for maintaining the brand's reputation and ensuring a strong network of franchise owners, from minimum credit score and net worth requirements to background checks and character assessments.
Discover why having the funds isn't always enough and what you need to consider if you're serious about joining a franchise system. Plus, learn how you can boost productivity and scale your business with Beau's free "Biz Scaling Playbook," packed with insights on using virtual assistants and AI to take your operations to the next level!
Question: "What are the typical qualification requirements that franchisors set for prospective franchisees, and why do these standards matter for the success and reputation of the franchise brand?"
Most franchise buyers don't get declined because they're unqualified, they get declined because they're working with the wrong SBA lender. Just because a bank does SBA loans for the U.S. Small Business Administration doesn't mean they understand franchise startup risk.
In this episode, Beau breaks down why most SBA lenders avoid franchise startups, the three layers of risk banks actually underwrite, and how bad projections, false leverage promises, and non-specialized lenders kill deals late. If you want approval on purpose not by accident. This is required viewing.
Are franchises still one of the smartest ways to build wealth in today's economy? In this powerful Franchise Summit, business ownership coach and SBA financing expert Beau breaks down how everyday people are using SBA loans, franchise systems, and scalable "boring businesses" to create long-term income and financial freedom. From home service businesses and vending machine opportunities to commercial painting and franchise resales, this episode dives deep into what actually works in franchising today.
Learn how to evaluate a franchise, avoid costly mistakes, validate business models, and finance deals with as little as 10% down. Whether you're stuck in the W2 grind, exploring semi-absentee income streams, or looking to replace your salary with business ownership, this session is packed with real-world insights, franchise examples, and actionable strategies to help you get started the right way.
If you're serious about entrepreneurship, SBA financing, franchise investing, or scalable business models, this is a must-watch. 📌 Topics Covered:
✔️ SBA financing for franchises
✔️ Best franchise models in 2026
✔️ Home service & B2B businesses
✔️ Franchise validation tips
✔️ Semi-absentee business opportunities
✔️ Vending machine businesses
✔️ Franchise startups vs resales
✔️ Building scalable recurring revenue
In this episode, Beau Eckstein breaks down how SBA 7(a) loans, SBA 504 loans, business credit cards, and alternative financing really work — and how entrepreneurs use them to buy, start, and scale businesses.
If you're a W-2 professional, franchise buyer, consultant, or business owner looking to access capital the smart way, this episode walks you through:
✅ How banks actually approve loans
✅ SBA 7(a) vs SBA 504 explained
✅ How to buy a business with 10% down
✅ Business credit cards & 0% APR strategy
✅ Capital stack strategy for growth
✅ Equipment financing & revenue-based loans SBA loans are based on cash flow and not just collateral. Learn how to structure yourself to get approved and build repeat access to capital.
"Build a franchise" is one of the most powerful wealth-building strategies most investors never learn. Instead of leasing from a landlord, you buy the land, build a location for a national franchise, finance it with SBA loans, and own both the business and the real estate.
In this episode, Beau breaks down how the build-to-franchise model works, why franchises love it, how SBA 504 and 7(a) loans are used together with as little as 10% down, and the multiple exit paths: operate, lease, or sell. If you want cash flow and long-term equity, this is the blueprint.
The biggest wealth opportunities over the next 10 years may come from buying existing businesses and not starting from scratch. But the people winning are the ones buying responsibly, understanding the industry, and building systems that create long-term cash flow and ownership.
In this episode, I sit down with Trent Lee, one of the top business brokers in the country with 600+ business sales completed to talk about the REAL truth behind buying businesses, SBA loans, and "passive income" acquisitions.
We cover:
Why most business buyers fail The danger of "no money down" deals
What banks are tightening up on right now
Why your experience matters more than your buy box
How owners accidentally destroy their valuation
What actually makes a business sellable
The biggest opportunities in small business acquisitions over the next 10 years
If you're looking at buying a business, using SBA financing, or building wealth through acquisitions, this episode is packed with practical insights most people online never talk about.
Thinking about buying a business or franchise using SBA financing? In this episode of the Investor Financing Podcast, Beau Eckstein breaks down REAL SBA loan case studies, how banks analyze deals, why some loans get approved while others fail, and how smart buyers structure acquisitions with as little as 5–10% down. Beau shares practical insights from nearly 30 years in lending and 8 years focused specifically on SBA financing.
Whether you are a first-time buyer, franchise investor, entrepreneur, or W2 employee looking to transition into business ownership, this episode gives you a behind-the-scenes look at how SBA deals actually get done. In this episode, we cover:
✅ SBA 7(a) vs SBA 504 loans
✅ How buyers acquire businesses with 90% financing
✅ What underwriters actually care about
✅ Debt Service Coverage Ratio (DSCR) explained
✅ Seller financing & full standby notes
✅ Common SBA loan deal killers
✅ Franchise startup financing strategies
✅ Real case studies of funded SBA deals
✅ How transferable experience impacts approvals
✅ Customer concentration & declining revenue risks
✅ How to structure stronger acquisition deals
✅ Why cash flow matters more than collateral
In this Q&A, franchise broker Beau breaks down everything you need to know about franchise ownership, including how it works, common misconceptions, and key factors to consider before diving in.
Whether you're looking for investment opportunities, passive income, or trying to figure out if franchising is the right path for you, Beau provides valuable insights from his years of experience in both franchising and business finance. Plus, get top tips on why franchises can be great for first-time business owners!
Questions:
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What exactly does it mean to own a franchise?
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How does franchise ownership differ from other forms of business ownership?
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What are some common misconceptions about franchise ownership?
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Can you share the main benefits of owning a franchise?
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What should someone consider before deciding if franchise ownership is right for them?
Thinking about starting a business but unsure whether to go for a franchise or a startup?
In this episode, we dive into the pros and cons of each model to help you determine which aligns best with your goals and financial situation. Whether you're low on cash and considering a bootstrap startup or exploring the stability and support that franchises offer, we've got you covered!
Question: Should I start a business from scratch or buy a franchise, and how do determine which model aligns with my personal goals and lifestyle?
Unlock new revenue streams in the $200 billion restoration industry! Whether you're a contractor, plumber, handyman, or simply exploring business opportunities, this video dives deep into how the restoration sector can be a powerful bolt-on business.
Discover why franchises in restoration, HVAC, and home services are booming, how you can leverage franchise support, and what SBA financing options can help you get started. Learn how turnkey franchise models offer full training, marketing, and semi-absentee options, so you can start even without industry experience. Join us for this insight-packed session and take the first step towards building a legacy with a lucrative small business.
The SBA loan market is tightening, and lenders are becoming more selective about business acquisitions.
Here's what underwriters are actually looking for: transferable experience, strong financials, liquidity, and a fully buttoned-up deal structure before you ever apply.
Are you a W2 employee looking to break into business ownership without leaving your day job?
In this episode, Beau Eckstein shares the top franchise models for corporate professionals seeking extra income, tax benefits, and business equity—all while keeping a stable 9-to-5. Beau discusses different franchise types, from owner-operator to semi-absentee and fully absentee, and how to choose the right fit based on your goals, time availability, and investment level.
Discover why franchise ownership can be the ultimate financial hedge, offering valuable tax benefits, additional revenue streams, and even a sellable asset over time. Ready to explore a franchise that matches your lifestyle? Watch now to see if franchise ownership could be your pathway to financial freedom!
Unlock the secret to 10x productivity with virtual assistants (VAs) and artificial intelligence (AI)!
In this episode, I share how I integrate VAs with powerful AI tools to streamline my business, from content creation to transaction management, saving time and money. Learn how to train your VAs on AI, automate repetitive tasks, and leverage global talent to build a scalable, efficient operation.
This video is packed with practical tips for entrepreneurs, solopreneurs, and anyone looking to enhance productivity through modern tech. Don't miss out on these strategies and grab a free copy of my eBook, "Biz Scaling Playbook," for tools and prompts you can implement today.
👉 Get Your Free eBook: https://bizscalingplaybook.com/
Should you buy a franchise or start an independent business?
The real question isn't which one sounds better—it's which one will actually get funded and generate reliable cash flow. In this episode, we break down how lenders evaluate risk, why franchises often get approved faster, and when independent businesses can actually be the stronger deal.
Learn the 4 key factors banks care about most and how to structure your business acquisition the right way from the start.
Ready to finance your dream RV park? In this video, Beau breaks down the essential steps to secure SBA financing for purchasing or expanding an RV park. From understanding rental income guidelines to preparing bulletproof business plans, I'll guide you through the key considerations to make your project a success.
Question: What are the steps to secure SBA financing for purchasing or expanding an RV park?
Are you ready to own a business with predictable, recurring revenue?
In this episode, we dive into the Top 5 Home Service Franchises that leverage proven subscription models to create consistent income and long-term wealth. From pest control to smart home services, learn about industries with sticky customer retention and higher business valuations. 💡
Why Senior-Focused Franchise Models Make Sense for SBA Buyers Right Now If you're an SBA buyer looking for a smart, low-risk way to enter business ownership, this episode breaks down one of the most overlooked opportunities today: senior-focused franchise models.
Instead of chasing hype or trend-driven industries, learn why businesses built around aging demographics, like home care, senior activity centers, and accessibility modifications, offer predictable demand, recurring revenue, and strong cash flow stability.
We dive into how SBA lenders evaluate deals, what makes a business "bankable," and why these models consistently check the boxes for durable income and long-term scalability. If you're serious about acquiring a business using SBA financing, this is the strategy you need to understand.
Most investors miss this powerful financing strategy and it could be the key to locking in long-term rate certainty in commercial real estate.
In this episode, we break down how to use an SBA 7(a) construction loan as a flexible starting point, then refinance into an SBA 504 loan to secure long-term fixed rates and reduce risk.
You'll learn why starting with 7(a) makes sense during construction, how the transition to 504 works, and what separates average deals from properly structured, low-risk investments.
Welcome to the Investor Financing Podcast! In this episode, we dive deep into the world of franchising and uncover the biggest mistakes investors make when starting a franchise. From understanding the effort required upfront to selecting the right business model for your lifestyle, Beau breaks down the essential steps to thrive as a franchise owner. Whether you're looking for a side hustle or planning to manage semi-absentee businesses, this podcast has the insights you need. Don't forget to subscribe for expert advice on all things financing and business ownership!
Question: What's one key factor most people overlook and how do you help them avoid making that mistake?
Are you looking to secure an SBA loan to buy a franchise?
This step-by-step guide breaks down everything you need to know! From understanding the Franchise Disclosure Document (FDD) to meeting credit score requirements and working with banks, we've got you covered. Learn how to navigate the process, avoid common pitfalls, and get your loan approved quickly, usually within 3 to 60 days.
Question: What are the specific steps involved in applying for and securing an SBA loan to buy a franchise?
What does it mean for a franchise to be SBA-approved, and how can you find out which franchises qualify?
In this episode, we explore the SBA Franchise Directory, FranData certification, and how to navigate the process of securing financing for your franchise. Learn why SBA-approved franchises are a great option for small business owners and how our team can simplify the process by connecting you with the right banks for your unique situation.
Question: What does it mean for a franchise to be SBA-approved, and how can you find a list of these franchises?
Thinking about investing in a franchise? 🚀 Learn how to properly allocate working capital using an SBA loan to set your business up for success.
In this episode, we cover essential tips, like understanding ramp-up times, avoiding undercapitalization, and structuring financing strategically. Whether you're new to franchises or looking to refine your financial plan, this is a must-watch! 💡
Applying for an SBA loan for a franchise? 🚨 Avoid these common mistakes! From understanding your total project costs to managing your credit utilization, this video highlights key pitfalls to steer clear of during the SBA loan application process. Plus, learn how to prepare your financials, avoid last-minute surprises, and set yourself up for approval success.
Question: What are the biggest pitfalls to avoid during the SBA loan application process?
Are you considering buying or upgrading an RV park?
In this episode, we dive into the world of SBA financing for RV parks, including:
✅ Eligibility for SBA loans for RV parks.
✅ How daily stays and value-add projects can qualify for financing.
✅ Turning rundown parks into thriving tourist destinations.
✅ Step-by-step guidance for construction and renovation funding.
Can you use an SBA loan to purchase an existing franchise? Absolutely! ✅
In this episode, we break down how you can secure up to 90% financing for a business acquisition, even with creative structures like seller equity carrybacks. Learn how to navigate challenges with underperforming businesses, explore low-down-payment options, and structure deals for maximum success.
Question: Is it possible to purchase an established franchise using an SBA loan?
Franchising in 2025 is exploding with AI-driven, home-based, and semi-absentee models that make ownership more accessible than ever. In this episode, Beau Eckstein breaks down the hottest trends, industries gaining traction, and how you can fund your dream franchise with smart SBA strategies—don’t miss this blueprint for business success!
Ready to build wealth with SBA loans? 💼 In this value-packed video, Beau Eckstein breaks down exactly how you can use SBA 7(a) and 504 loans to go from franchise ownership to owning your own commercial real estate. Whether you're buying your first business, expanding with rollups, or turning lease payments into equity, this episode covers real strategies for serious wealth-building.
Learn how to structure deals, get up to 100% financing, and leverage real estate to maximize your ROI — even in today's market. From small business wins to multi-million dollar deals, this is your playbook for financial freedom through SBA-backed funding.
This digital billboard franchise might be your perfect gateway into entrepreneurship. In this episode, Beau Eckstein breaks down how this unique model works, why it's ideal for real estate agents, sales professionals, and W2 employees — and how to build monthly recurring revenue with zero royalties and minimal overhead.
You'll learn how to place ad-enabled smart screens in high-traffic local venues, generate income from advertisers, and unlock upsell potential like Google listings and video marketing. Plus: How to fund it with as little as $8,000 out-of-pocket.
Franchise owners are using SBA 504 and 504 Green loans to not only fund their businesses but to build serious long-term wealth through commercial real estate. In this episode of the Investor Financing Podcast, Beau Eckstein breaks down how you can structure deals with high leverage, energy-efficient upgrades, and unlimited financing potential to grow a portfolio of business-backed properties. Whether you're buying your first franchise or scaling with multiple locations, understanding the power of SBA 504 and 504 Green loans is a game changer.
Funding Small Franchise Startups Under $150K What Are Your Options Struggling to fund a franchise startup under $150K? You're not alone. In this episode of the Investor Financing Podcast, Beau Eckstein breaks down how to get creative with funding — from SBA microloans to 401(k) borrowing, HELOCs, and strategic equity partnerships. Learn how to combine resources to launch lean franchise models like vending, mobile service, and B2B concepts without draining your savings.
The SBA Franchise Directory is officially reinstated as of June 1st, and if your franchise isn't on it—you’re not getting SBA financing.
In this episode, SBA loan expert Beau Eckstein breaks down everything you need to know about how franchise approval works, which lenders are most aggressive, and how to creatively structure your deal.
Buying your first franchise can feel overwhelming—especially if you’re still in a W2 job. In this video, SBA loan and franchise expert Beau Eckstein walks you through how he helps people transition from employee to entrepreneur using strategic SBA financing. Whether you’re looking to keep your job during the ramp-up or go all-in on a new venture, Beau and his team will help you evaluate your options, identify the right franchise, and secure up to 90% SBA financing.
Thinking about buying a franchise but don’t know where to start? In this episode, Beau Eckstein breaks down what a franchise broker really does—and how his unique combination of franchise expertise + SBA loan mastery gives you a massive edge when investing in your future.
From first-time buyers with tight budgets to high-income professionals looking for scalable investments and tax strategies, Beau helps you find the right franchise—and how to fund it.
You’ll learn how Beau’s no-pressure, education-first approach combined with deep lending knowledge helps you find AND fund the perfect franchise.
Applying for an SBA loan directly through your local bank can kill your deal before it even gets off the ground. In this episode, Beau Eckstein, award-winning SBA Loan Broker, breaks down why working with an experienced SBA broker gives you a major edge. From lender match-making to creative deal structuring, Beau helps entrepreneurs get better terms, faster closings, and real results.
✅ Why most local banks fail to close SBA loans
✅ The advantage of "airball" lenders (no collateral? No problem!)
✅ How to stretch your loan to 25 years for maximum cash flow
✅ SBA insider knowledge to fast-track your approval
✅ Often no broker fees—banks pay Beau directly
Why settle for just buying a business when you can also own the real estate it operates in—using a single SBA loan? In this episode, Beau Eckstein breaks down how to combine a business acquisition and real estate purchase under one powerful strategy that can create massive long-term wealth, cash flow, and tax advantages.
✅ Own both the business and the building
✅ Finance up to 90% with SBA loans
✅ Learn about SBA 7(a) vs 504 structures
✅ Maximize tax benefits and appreciation
✅ Lease out unused space to offset your loan
Looking to finance a project in a rural area? The USDA B&I Loan (Business & Industry Loan) might be your golden ticket! In this episode, we break down everything you need to know about this powerful financing tool—covering eligible property types, investment real estate use, loan limits, collateral requirements, and much more. Whether you’re eyeing a gas station, cold storage facility, or medical clinic in a rural zone, this loan could help you scale big—up to $25 million!
Massive changes to SBA SOP 50 10 8 could derail your deal if you're not ready. In this episode, Beau Eckstein breaks down the critical updates to SBA acquisition financing, including the elimination of partial seller standby notes, mandatory personal guarantees for sellers, and stricter equity injection rules.
Whether you're currently mid-deal or just starting to explore a business acquisition, this is need-to-know information to avoid delays, restructures, or blown-up transactions. Learn exactly what steps to take before June 1st to stay ahead of the SBA curve.
Are search funds dead under the new SBA SOP update? Not quite — but you'd better know the rules before structuring your deal. In this video, I break down exactly what changed, what's still allowed, and how to avoid deal-killing mistakes that can blow up your SBA loan eligibility.
We’ll talk: SBA loan compliance for search funds What types of equity structures are now banned How to keep operational control and stay in the game Why the changes may actually help smaller investors Best practices to keep your deal SBA-friendly
What does it really take to get your SBA loan approved? In this video, SBA loan expert Beau Eckstein pulls back the curtain on what lenders want to see in your loan package—and what red flags get you denied.
Whether you're buying a business or launching a startup, you’ll learn:
✅ The exact documents lenders require
✅ What makes a lender confident in your deal
✅ How to create a lender-friendly resume using AI
✅ Common mistakes that kill deals before underwriting
✅ Why working with the right SBA broker is critical
Feeling stuck in your career or life? You’re not alone—but you don’t have to stay there. In this video, Beau Eckstein breaks down the upcoming free event "From Stuck to Unstoppable", designed to help you take action, pivot into a new business or career, and finally regain your momentum. Whether you're stuck in a steady but unfulfilling W2 job or unsure about your next chapter, this event is your first step toward freedom and fulfillment.
In this episode, Beau Eckstein breaks down how couples are successfully building wealth and freedom through franchise ownership—even if they’ve never run a business before. Discover how to align your strengths, avoid common pitfalls, and choose a model that fits both your vision and lifestyle.
You’ll learn how to become a true franchise power couple, starting with low-risk “gateway businesses” and scaling into long-term financial independence. Whether you're a corporate escapee, military veteran, or simply ready to work with your partner instead of apart—this conversation is for you.
Tired of the 9-to-5 grind but don’t know how to make the leap into business ownership? In this episode, Beau Eckstein shares the gateway business strategy—a simple, scalable, and lower-risk path to entrepreneurship that’s helped countless people escape the rat race without quitting their jobs cold turkey.
Discover why vending, micro marts, and other easy-entry business models are smart stepping stones toward financial freedom. Beau even shares real stories of everyday people who went from stuck employees to confident entrepreneurs—fast.
Feeling stuck in your career or life? You’re not alone—but you don’t have to stay there. In this video, Beau Eckstein breaks down the upcoming free event "From Stuck to Unstoppable", designed to help you take action, pivot into a new business or career, and finally regain your momentum. Whether you're stuck in a steady but unfulfilling W2 job or unsure about your next chapter, this event is your first step toward freedom and fulfillment.
Ready to tap into a booming $34B+ industry? In this episode, we explore the future of vending with AI coolers, smart markets, and coffee service routes. Direct from the NAMA Expo in Las Vegas, Beau breaks down how modern unattended retail is creating massive revenue opportunities—and how you can get in with minimal time commitment and SBA financing.
🚀 Looking to launch or scale your franchise or small business? In this video, we dive deep into how to combine SBA 7(a) loans with equipment financing for maximum growth. Whether you’re starting a home service franchise or expanding your current operations, strategic financing can help you move faster, smarter, and with less personal risk.
Can you really buy a franchise using an SBA loan? The answer is YES—and in this video, Beau Eckstein, SBA loan expert and franchise consultant, breaks down exactly how to do it. Whether you're new to franchising or already exploring options, Beau walks you through how SBA financing works, what types of franchises qualify, timelines, and the rookie mistakes to avoid. 🧠
Are you a real estate investor seeking to diversify your income streams and build long-term wealth? In this insightful video, Beau Eckstein—SBA loan expert, franchise consultant, and business ownership coach—reveals the top businesses that real estate investors are acquiring to enhance cash flow and create lasting legacies. Discover how integrating service-based businesses like HVAC, painting, and junk removal can complement your real estate ventures, offering consistent revenue and operational synergy.
Economic uncertainty. Boomer business transitions. Unmatched SBA financing. In this video, Beau Eckstein breaks down why NOW is the moment to bet on yourself and own the upside.
Learn how to design a transition plan, pick the right business using Kolbe & Zorakle assessments, and leverage SBA 7A loans for massive upside with minimal out-of-pocket capital.
Whether you’re exploring franchises, cash-flowing businesses, or semi-absentee models — this is your roadmap. You don’t need to quit tomorrow — but you do need a plan.
Stop building someone else’s dream and start building your own.
The newest SBA SOP 50 10 8 update is here—and it’s a game‑changer. Beau Eckstein unpacks every major underwriting change, from mandatory limited personal guarantees on partial buyouts to higher SbSS credit‑score cutoffs and the long‑awaited return of the 10 % cash‑injection rule for startups. If you’re planning an SBA 7(a) or 504 loan—or in the middle of a deal—watch this FIRST so your structure doesn’t get shot down after June 1.
Massive changes to SBA SOP 50 10 8 could derail your deal if you're not ready. In this episode, Beau Eckstein breaks down the critical updates to SBA acquisition financing, including the elimination of partial seller standby notes, mandatory personal guarantees for sellers, and stricter equity injection rules.
Whether you're currently mid-deal or just starting to explore a business acquisition, this is need-to-know information to avoid delays, restructures, or blown-up transactions. Learn exactly what steps to take before June 1st to stay ahead of the SBA curve.
In this episode, Beau Eckstein breaks down the pros and cons of buying a franchise vs. an independent business. From real data on resale values to SBA financing strategies, you'll learn exactly what to consider before investing in your next venture. 💼
Whether you're looking for cash flow on day one or a proven business model with brand support, this deep dive will help you define your "buy box" and make the smartest decision.
Thinking about buying a franchise? Before you sign the FDD or wire that deposit, there’s ONE powerful due diligence move that most buyers totally miss — and it can make or break your investment. In this episode, Beau breaks down the critical validation process and why talking to franchisees with similar backgrounds is the game-changer you're not hearing enough about.
You’ll also learn how to analyze Item 19, spot red flags in emerging brands, and understand what separates top performers from underachievers.
In this episode, I break down a low-cost, home-based franchise model that’s shaking up the coffee industry. Imagine a B2B coffee-as-a-service model with 95% recurring revenue, no storefront, and semi-absentee potential—this is what modern entrepreneurship looks like.
✅ Why this franchise could be your perfect gateway business:
-No brick-and-mortar or warehouse needed
-High-margin recurring revenue model (paid per cup!)
-Scalable with just one tech servicing machines weekly
-Eco-conscious (no pods!)
-Run it alongside your W2 job
💡 Whether you’re looking to escape corporate or build long-term income streams, this subscription-based coffee model might just be your launchpad.
In this breaking update, Beau Eckstein dives into the proposed Made in America Manufacturing Financing Act, which could double SBA loan limits to $10 million for small manufacturers. This game-changing bill—backed by Senator Joni Ernst and Congressman Roger Williams—aims to supercharge U.S. manufacturing and boost access to capital for equipment and real estate.
Beau breaks down what this means for entrepreneurs, how it affects SBA 7A and 504 loans, what types of businesses qualify (NAICS codes 31-33), and how it could unlock $30–40 million transactions. He also addresses the recent SBA policy tightening—like lower loan limits, term life insurance requirements, and stricter SPSS scoring—plus how the USDA B&I program fits into the picture for rural deals up to $25M.
💡 If you're a manufacturer or an investor, this is the time to pay attention.
In this episode, Beau Eckstein breaks down how his team helps aspiring and experienced entrepreneurs find and fund the right business using SBA loans and other powerful financing tools.
Whether you're exploring a franchise, buying an existing business, or launching a startup, this is your roadmap to transition into business ownership the smart way — with leverage, strategy, and the right support.
In this episode, Beau Eckstein dives deep into the biggest reason people stay stuck in their 9-to-5, despite wanting more. He shares real-life stories, explains how to overcome fear and limiting beliefs, and shows you how to build a transition plan to safely move into business ownership.
✅ Learn how to leverage assessments like Kolbe to find your strengths
✅ Create a custom transition plan — no need to quit your job overnight
✅ Access financing strategies like SBA loans, 401k rollovers, and more
Think you need $200K+ to buy a business? Think again! 🧠 In this video, Beau Eckstein breaks down exactly how you can buy a business with $50K or less out of pocket using SBA financing, seller carrybacks, and creative funding strategies.
🏢💰 Learn how to structure your deal, meet lender requirements, avoid rookie LOI mistakes, and confidently step into business ownership—even if you're currently in a corporate W2 job. 🚀
🚀 Want to Buy a Business with No Money Down? Learn the insider strategies on how to structure creative deals using SBA loans and seller financing. In this video, Beau Eckstein shares real-world examples and expert insights on acquiring a business with little to no upfront capital. 💼💰
📌 Key Takeaways:
✅ How SBA loans work for low-money-down acquisitions
✅ The role of seller financing in reducing upfront costs
✅ What lenders look for in a business acquisition deal
✅ Real-life examples of successful business purchases
✅ Steps to structure your first acquisition
💰 Want to buy a business with little money down? Learn how to leverage SBA 7(a) loans to finance your business acquisition, even if you’re a first-time buyer! In this episode, Beau Eckstein breaks down the SBA loan process, requirements, timelines, and common mistakes to avoid.
Are you ready to own your business property with zero down payment? In this video, Beau Eckstein breaks down how to secure 100% SBA financing using the SBA 7A and 504 loan programs.
Whether you're a CPA, a business owner, or an entrepreneur looking to invest in commercial real estate, this is the ultimate guide to building long-term wealth!
🔹 Learn the key differences between SBA 7A vs. SBA 504
🔹 Discover seller financing strategies to secure 100% funding
🔹 Avoid common mistakes when buying a building with SBA loans
🔹 Find out how to leverage tax benefits & cash flow opportunities
No Time to Waste! If you're a driven entrepreneur looking for the best low-overhead, high-profit business models — this video is for you. 🚀 Today, Beau Eckstein breaks down two top opportunities: 👉 A payroll services franchise with recurring revenue and no brick-and-mortar needed. 👉 A medical staffing business that's crushing it with placement fees and steady recurring income.
Are you looking to expand your business in 2025? Whether you're acquiring a competitor, opening a new location, or purchasing commercial real estate, SBA loans can be a game-changer. In this episode, we break down the best SBA loan programs, eligibility requirements, funding strategies, and insider tips to help you secure financing with the best terms.
Looking to start a profitable business in 2025 with low overhead and high growth potential? In this video, we break down the best home-based franchises and service businesses you can launch using SBA financing. Discover which industries are booming, financing options available, and how to scale your business to six or even seven figures.
Hey everyone, Beau Eckstein here! If you're looking to buy a business using SBA financing, this video is for you. I’ll answer key questions about SBA 7(a) and 504 loans, down payment requirements, credit scores, and how to maximize your chances of approval. Whether you’re a first-time buyer or an experienced entrepreneur, this guide will help you navigate the SBA loan process!
📌 What You’ll Learn in This Video:
✔️ Can you use an SBA loan to start a business?
✔️ What are the down payment requirements for SBA loans?
✔️ How does credit impact your approval chances?
✔️ How to structure a business purchase with SBA financing
✔️ Tips for getting pre-qualified and finding the right business
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Yes, it’s possible to get more than $5 million in SBA 7(a) financing — but only if you know how to play the game.
In this episode, Beau reveals little-known strategies that savvy SBA lenders use to structure deals above the SBA loan cap, including how to avoid affiliation rules, structure ownership strategically, and partner across multiple entities.
You’ll learn:
- How SBA’s $5M cap really works What "affiliation" means — and how to avoid it legally
- How to partner across multiple businesses and still qualify
- Why most lenders say "no" (and which ones say "yes")
- The future of SBA loan limits and what you should be preparing for
SBA 504 loan rates are slightly down this month! 📉 In this video, I break down the current rates, what they mean for commercial real estate and heavy equipment financing, and how the SBA 504 debenture process works. If you're considering business expansion, construction, or property acquisition, this loan can finance up to 90% of total costs—but there are key things to know.
So, you found a business to buy—what’s next? In this video, I break down the exact steps to get SBA loan approval for a business acquisition. From gathering financials to understanding loan requirements, I’ll walk you through everything you need to prepare to secure funding fast.
Are you ready to break free from the biggest barrier to investing? Fear holds many people back from taking the leap into business ownership. In this video, I discuss real-life examples of aspiring entrepreneurs who struggle to leave their corporate jobs and how they can overcome their doubts. Whether you're considering a franchise, a semi-absentee model, or a gateway business, this episode is packed with insights to help you move forward with confidence.
Are you ready to break free from the biggest barrier to investing? Fear holds many people back from taking the leap into business ownership. In this video, I discuss real-life examples of aspiring entrepreneurs who struggle to leave their corporate jobs and how they can overcome their doubts. Whether you're considering a franchise, a semi-absentee model, or a gateway business, this episode is packed with insights to help you move forward with confidence.
Discover how hiring a virtual assistant can drastically increase your productivity, scale your business, and free up valuable time. Join Beau Eckstein as he discusses effective strategies and systems involving virtual team members and AI.
Key Takeaways:
-Importance of focusing on high-value activities and scaling with VAs
-Role of Standard Operating Procedures (SOPs) in effective outsourcing
-Benefits of using VA placement companies for a streamlined hiring process
-Success stories of leveraging VAs for business expansion
-The synergy of combining VAs with AI to maximize productivity
Looking for a high-growth business with multiple revenue streams and low barriers to entry? The healthcare staffing industry is booming, and this non-franchise business opportunity could be your path to financial freedom!
💰 In this video, we cover:
✅ How a healthcare staffing business works 🏥
✅ Investment costs & financing options (SBA eligible!) 💵
✅ Why this model is better than a franchise (NO royalties!) 🚀
✅ Earning potential & long-term scalability 🔥
✅ Why no healthcare experience is required ❌
Join Ty Leon Guerrero and Beau as they dive into the innovative world of real estate with a focus on integrating agent and investor strategies. Discover how authenticity and building win-win relationships are crucial to sustainable success in real estate. Whether you're a seasoned professional or just starting, this episode is packed with inspiration and practical tips to elevate your real estate business.
Are you ready to leave your W2 job and step into business ownership? 🚀 Many dream of making the transition, but fear, uncertainty, and financial concerns hold them back. In this video, Beau breaks down how you can successfully transition from a 9-5 to owning a business with a clear exit plan, financial reserves, and a proven strategy.
💡 The 80/20 rule applies here: while 80% want to own a business, only 20% actually take action. Be part of that 20%! Learn how to:
✅ Create a structured exit plan
✅ Build financial reserves to reduce risk
✅ Choose the right business that fits your skill set
✅ Start your business while keeping your job
✅ Scale your income before fully transitioning
Struggling with long hours and little financial freedom? In this video, we help a gas station clerk break free from the graveyard shift and transition into business ownership with vending machines as a gateway business!
🔑 What You'll Learn:
✔️ How to leverage personal and business credit to start a business
✔️ Why vending machines can be a great semi-passive income stream
✔️ How SBA and equipment financing can help you scale
✔️ The 100% rule – how to replace your job income with passive cash flow
✔️ Steps to financial freedom and escaping the paycheck-to-paycheck cycle
Vending is a low-cost, semi-passive business that can provide steady cash flow while requiring minimal time and effort. In this video, we break down how to start, finance, and scale a vending machine business—even if you have no prior experience!
🔑 Key Takeaways:
✅ Get locations secured for you (No cold calling!)
✅ Financing options: SBA loans with 90% funding available
✅ How to transition from your W-2 job to full-time business ownership
✅ Scaling from a side hustle to a full-time income stream
✅ The tax advantages of a vending business
Question: Can $20,000, as little as $20,000 in savings, get you an SBA loan for your franchise dream?
Are you ready to start your franchise journey with as little as $20,000 in savings? In this video, we dive into how you can leverage SBA financing to make your franchise dreams a reality, even with low liquidity. We'll cover the feasibility of securing an SBA loan, the banks that support smaller ticket franchise models, and how you can grow from a single franchise to a business empire.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the potential of your business with the SBA 7(a) loan program! In this video, we explore how businesses can leverage SBA 7(a) loans for expansion and renovations, including opening new locations and significant improvements. Learn how you can secure up to 100% financing if your business meets the criteria. From franchise expansions to non-real estate projects, discover how to grow your business effectively. Don't forget to subscribe for more insights on business financing!
Question: Hello, how can businesses leverage the SBA 7(a) loan program to finance expansion projects, including new locations or significant renovations? Thanks, Karen.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we dive into the detailed process of applying for an SBA 7(a) loan, outlining timelines, crucial steps, and expert tips to expedite approval. Whether you're starting a franchise, making improvements, or dealing with commercial real estate, understanding these nuances can save you time and hassle.
Question: Hi, what are the typical timelines and steps involved in the SBA 7(a) loan application and approval process, and how can businesses expedite this process? Regards, Tom.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets to securing an SBA 7(a) loan with limited tangible assets! In this video, we break down the best practices for providing collateral, explore equity injection options, and offer strategic tips for structuring your loan application. Whether you're acquiring a business or seeking financing alternatives, this guide will help you navigate the requirements and optimize your chances for approval. Don't miss out on these expert insights!
Question: Hi, what are the requirements and best practices for providing collateral when applying for an SBA 7(a) loan, especially for businesses with limited tangible assets? Regards, John.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we explore the crucial role personal credit history plays in securing an SBA 7(a) loan. Discover how applicants with less-than-perfect credit can improve their chances of approval, and learn valuable tips to boost your credit score. Additionally, we introduce the Business Ownership Academy, a vibrant community and educational platform designed for aspiring entrepreneurs. Join us to gain insights from industry experts, participate in mastermind groups, and take your business to the next level.
Question: Hello, what role does personal credit history play in the approval process of an SBA 7(a) loan, and how can applicants with less-than-perfect credit improve their chances? Thanks, Lisa.
In this video, we explore the specific advantages and potential drawbacks of using SBA 7(a) loans for acquiring an existing business and business expansion. Learn about the collateral requirements, personal guarantees, and why SBA 7(a) loans might be the best option for your business financing needs. Discover the nuances of SBA loans compared to other financing options and gain insights on how to navigate the process effectively.
Question: Hello, what are the specific advantages and potential drawbacks of using an SBA 7(a) loan for acquiring an existing business compared to other financing options? Thanks, Sarah.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the potential of your business with SBA 7(a) Loans! In this video, we delve into how the SBA 7(a) Loan program can address the financing needs for large-scale equipment purchases and substantial inventory stocking. Discover the benefits of higher leverage, longer terms, and the overall competitive advantages of SBA loans. We also discuss collateral requirements and alternative financing options. Join us as we build a community of entrepreneurs through our Business Ownership Academy. Get inspired, educated, and take your business to the next level!
Question: Hi, how does the SBA 7(a) loan program address the financing needs for large-scale equipment purchases or substantial inventory stocking? Regards, Mike.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this insightful discussion, we explore the compelling reasons why W2 employees should venture into small business ownership while maintaining their corporate jobs. From tax benefits to investment control, we cover everything you need to know to maximize your earnings and take control of your financial future. Don't forget to check out the Business Ownership Summit replay and join our growing community at Business Ownership Academy!
Question: Hello, what are the compelling reasons for W2 employees to venture into small business ownership, even if they intend to maintain their corporate job? Thanks, Linda.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we dive deep into SBA loan options for buying a franchise in another state. Beau explains how it's possible despite common banking hurdles, sharing insights and tips for successful franchise ownership. Whether you're considering a move or managing from afar, this guide is packed with practical advice.
Question: What SBA loan options are available for buying a franchise in another state? Thanks, Kevin.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this detailed guide, learn how to fund your franchise using SBA loans. We cover step-by-step requirements, financing options, credit scores, reserves, and equity injections. Whether you're new to franchising or looking to expand, this video provides essential insights to help you succeed.
Question: Hello. What are the detailed steps and requirements for funding my franchise with an SBA loan? Thanks, Emma.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets to securing an SBA 7(a) loan for your franchise in this comprehensive step-by-step guide. Whether you're a startup or looking to expand, we'll walk you through the entire process, from gathering essential documents to finding the best lenders. Plus, discover valuable resources and join our community to elevate your business game. Don't miss out on expert advice and insider tips!
Question: Hi, how can I get an SBA 7(a) loan for a franchise and what are the steps involved? Regards, Mike
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the Investor Financing Podcast! In this episode, we delve into the best strategies for financing a franchise using SBA Loans. Join us to discuss key factors, credit score requirements, and essential tips for franchise financing. Tune in to learn how to navigate the complexities of franchise funding and set yourself up for success!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets to financing your real estate development and construction projects with SBA loans! In this comprehensive guide, we delve into the eligibility criteria, the financing process, and how to make the most out of SBA 7A and SBA 504 loans. Learn the critical steps you need to take, from getting your project shovel-ready to securing the right contractor. Join our growing community at Business Ownership Academy for more insights and expert advice.
Question: Hello. How do SBA loans work for real estate development and construction projects? Thanks. Rachel
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets to financing your real estate development and construction projects with SBA loans! In this comprehensive guide, we delve into the eligibility criteria, the financing process, and how to make the most out of SBA 7A and SBA 504 loans. Learn the critical steps you need to take, from getting your project shovel-ready to securing the right contractor. Join our growing community at Business Ownership Academy for more insights and expert advice.
Question: Hello. How do SBA loans work for real estate development and construction projects? Thanks. Rachel If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets to SBA real estate loans with our in-depth overview! Whether you're a startup, expanding your business, or looking to buy or construct a new building, SBA loans can be a game-changer. In this video, we cover eligibility criteria, loan structures, industry restrictions, and much more. Get expert insights and learn how to navigate the complexities of SBA loans. Plus, discover how to join our growing community of entrepreneurs through the Business Ownership Academy. Don't miss out on valuable knowledge and resources—watch now!
Question: Hi. Can you provide a detailed overview of everything one needs to know about SBA real estate loans? - Tom
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we explore how owning a small business can complement the wealth-building and security goals of W2 employees. Join us as we delve into the significant tax benefits, investment opportunities, and community support available through the Business Ownership Academy. Learn how you can offset your W2 taxes, find the right business models, and take actionable steps toward financial independence. Don't miss out on this invaluable information and join our community today!
Question: Hi, how does owning a small business complement the wealth-building and security goals of W2 employees, enhancing their financial outlook? Regards, Robert.
Looking to invest in a franchise that allows for semi-absentee ownership? This video explores the best franchise models for running a business with minimal daily involvement. From home services to health and wellness businesses, we break down what makes a successful semi-absentee franchise. Join us as we discuss the importance of employee count, recurring revenue, and the benefits of working with a franchise consultant.
Question: Hi, I'm looking to invest in a franchise that allows for semi-absentee ownership. What franchise models are considered the best for running a business with minimal daily involvement? Thanks, Emily.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we dive into the FICO SBSS score and its crucial role in small business loans under $500,000. Learn what factors influence this score and why it's vital for entrepreneurs seeking financing. Subscribe for more insights on financing and business ownership!
Question: Hi, I've heard about the FICO SBSS score and its importance for small business loans. Could you explain what the FICO SBSS score is and why it's significant for small business owners seeking loans? Thanks, Lisa. If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Learn how to bring in equity from potential partners while ensuring a mutually beneficial arrangement for all parties involved. This episode covers essential topics like legal reviews, SBA 7A financing, and creating fair investment terms.
Question: Hello, I'm Chuck. I'm currently in the process of acquiring a laundromat with an estimated purchase price of around $1 million. I'm seeking some advice on how to structure a deal that would allow me to bring in equity from potential partners. I have two colleagues who are interested, and I want to ensure that the arrangement is mutually beneficial for all parties involved. Your insights would be greatly appreciated. Thank you in advance!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Discover how to find and fund a franchise business with less than $25,000 out-of-pocket! Join us as we explore franchise concepts, funding options, and upcoming events designed to help you succeed in business ownership. Don't miss out on valuable insights, networking opportunities, and educational resources from industry experts.
Question: Hello, I couldn't attend your last event, which I was really looking forward to because I have been exploring the possibility of purchasing a business and thought it would be beneficial to explore franchise concepts as well. Could you please inform me if there's a recorded version of the Franchise Fast Pitch event available? Additionally, I'd like to know if there are any upcoming events on the horizon and where I can find information about them. Thank you, Ned.
Looking to start a franchise but unsure how to fund it? Discover how the SBA Community Advantage Program can be your gateway to success. This program offers flexible loan options and doesn't have strict credit score requirements, making it accessible to a wide range of entrepreneurs. Learn about the benefits, requirements, and how to get started in this comprehensive video.
Question: Hello, I'm interested in starting a franchise and I've heard about the SBA Community Advantage Program. Can you explain how this program can help fund a franchise startup and what the benefits are? Thanks, Mark.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we dive into the best financing options for large business acquisitions, including SBA 7A loans, conventional loans, and alternative programs. Learn about capital stacks, seller carry, and equity injections, and discover how to navigate the complexities of funding your business acquisition. Whether you're trying to escape the W2 rat race or dreaming of owning your own business, this episode is packed with valuable insights.
Question: Hello, I'm exploring the possibility of acquiring a business valued at over $5 million. What are the best financing options available for larger business acquisitions, and how can I secure the necessary funds? Thanks, James.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we dive into structuring no-money-down SBA deals for business acquisitions over $5 million. Our expert, Beau, answers key questions on how to leverage SBA 7A loans, conventional loans, and equity investors to make large acquisitions with minimal personal investment. Whether you're an experienced investor or just starting, this video provides invaluable insights into achieving high-leverage financing.
Question: Hello, I'm looking into acquiring a business valued at over $5 million without using my own money. Can you explain how to structure the equity for a no-money-down SBA deal for such large acquisitions? Thanks, Chris.
Question: Beau, I've been advised by my franchise brokers preferred that a 30% equity injection is required. I'm looking for alternatives to avoid such a high cash out like. Your insights would be appreciated. Thank you. -Bob
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hi, Beau. I'm trying to understand the differences between SBA 7(A) and 504 loans to determine which one is more suitable for acquiring a dry cleaning and laundromat business including real estate. The real estate is valued at approximately $1 million and the business at around $500k could you advise on how to structure this deal? Thanks.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we guide you through the essential steps to ensure your acquisition journey is smooth and successful. From understanding the importance of a solid credit score to gathering key financial documents, we've got you covered. Join our Business Ownership Academy for more insights, community support, and exclusive events designed to help you excel in your entrepreneurial endeavors.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we dive deep into financing and acquiring service-based ventures. Discover how entrepreneurs can leverage SBA financing to start, buy, or grow their businesses, alongside real estate investments. Join us as we explore strategies to accelerate wealth building through business ownership and real estate.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hello, Beau. I utilized a private money construction loan for my restaurants build-out, and now that we're operational I'm interested in refinancing with the SBA 504 loan. Is this feasible? Additionally, can I include expenses for property improvements and furnishing, fixtures, and equipment (FF&E) and then refinancing? I appreciate your guidance. -Jade
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Looking to buy a franchise but unsure where to start? In this video, we guide you step-by-step through the franchise buying process with the help of a professional franchise consultant. Learn how to build a business thesis, assess your fundability, review different business models, and navigate the discovery process to find the perfect franchise fit. Whether you're seeking a hands-on role, a semi-absentee opportunity, or even passive business ownership, this guide will help you make informed decisions. Plus, we provide tips on financing through SBA loans, preparing your projections, and the importance of consulting a franchise attorney. If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets to finding your ideal business! In this video, we dive into the key elements that make a franchise business model successful, from recurring revenue to national accounts and government contracts. Learn how to align business opportunities with your goals, and discover the hidden challenges of business ownership. Whether you're looking to escape the corporate grind or add an investment to your portfolio, this video provides essential insights for entrepreneurs at all levels. Join us as we explore tax strategies, SBA financing, and the perfect business model to grow your wealth. Don't miss out—subscribe for more expert tips on business ownership and financial growth!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Learn how to buy a business using seller financing and SBA loans in this detailed guide! Whether you're an aspiring entrepreneur or a seasoned investor, seller financing can be a game-changer, especially when paired with SBA financing. In this video, we break down various ways to structure deals with minimal money down, maximize financing, and reduce your monthly debt service. We discuss how to structure equity injections, negotiate seller notes, and creatively finance business acquisitions.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we explore the powerful benefits of owning a semi-absentee franchise to slash your tax bill and build wealth. Learn how high-earning W2 employees can diversify their portfolios, maximize cash flow, and leverage tax strategies like Section 179 and bonus depreciation. Discover why small business ownership offers unmatched financial advantages, and how to find the right franchise that fits your skills and time. Whether you're planning to keep your W2 job or transition into full-time business ownership, this episode will guide you on how to optimize your financial future with a semi-absentee franchise. Don't miss out on tips that could help you legally save thousands in taxes while growing your wealth.In this episode, we explore the powerful benefits of owning a semi-absentee franchise to slash your tax bill and build wealth. Learn how high-earning W2 employees can diversify their portfolios, maximize cash flow, and leverage tax strategies like Section 179 and bonus depreciation. Discover why small business ownership offers unmatched financial advantages, and how to find the right franchise that fits your skills and time. Whether you're planning to keep your W2 job or transition into full-time business ownership, this episode will guide you on how to optimize your financial future with a semi-absentee franchise. Don't miss out on tips that could help you legally save thousands in taxes while growing your wealth.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, we dive into the success behind Building Kidz and their unique approach to early childhood education through franchising. Learn what makes this business model both profitable and impactful.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our latest episode where we dive into the essential factors to consider when choosing a home service franchise! 🚀 Whether you're transitioning from a real estate background or simply exploring low-overhead business opportunities, this video provides crucial insights on what makes a home service franchise successful.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, we dive deep into the process of acquiring a business using SBA financing. Learn the essential documents you'll need, the steps involved in securing a loan, and tips for structuring your deal to ensure success. Whether you're a first-time buyer or an experienced entrepreneur, this video is packed with valuable insights to help you navigate the SBA loan process efficiently. Plus, get expert advice on how to strengthen your deal and what to expect from the timeline. Don't miss out on this comprehensive guide to business acquisition financing!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
We’re thrilled to announce the release of our latest podcast episode: "Achieve Financial Freedom Through Residential Assisted Living Investing." 💼💡 In this episode, our seasoned experts deep-dive into the rewarding world of residential assisted living (RAL) investing, sharing invaluable insights that could transform your financial future.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
We’re thrilled to bring you the latest episode of the Investor Financing Podcast! 🎉 In this episode, we unravel the mysteries of SBA financing and show you how to secure the funds to buy your first business. Discover how we break down everything you need to know about SBA financing, from loan types to eligibility requirements and case studies. Whether you’re eyeing a semi-absentee operation or a franchise startup, this episode got you covered. Let’s dive in! 🌊
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Looking to invest in a franchise with a high potential for growth and value? In this episode, we dive deep into the top recurring revenue franchise models and explain why these models offer the best long-term business value. Learn how subscription or membership-based business models not only create predictable revenue streams but also increase the value of your business for a higher sale multiple. Whether you're interested in HVAC, pest control, bathroom hygiene services, or software, this video provides insights on choosing a franchise that fits your goals.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to another insightful episode! Today, we dive deep into the SBA 504 loan process for 2024 and beyond. The SBA is waiving guarantee fees for loan submissions from September 2023 to October 2024, offering significant savings. We explore how the SBA 504 loan can finance owner-occupied real estate and machinery, providing up to 90% financing. Whether you’re a small business owner looking to expand or acquire property, this video breaks down the two-part loan structure, eligibility criteria, and the roles of banks and CDCs.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
We’re thrilled to bring you the latest episode of the Investor Financing Podcast! 🎉 In this episode, we unravel the mysteries of SBA financing and show you how to secure the funds to buy your first business. Discover how we break down everything you need to know about SBA financing, from loan types to eligibility requirements and case studies. Whether you’re eyeing a semi-absentee operation or a franchise startup, this episode got you covered. Let’s dive in! 🌊
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we break down the factors that affect the timeline and offer insights to help you navigate the process smoothly. From home service businesses to franchises needing tenant improvements, we cover it all. Learn what documentation is required, how different banks operate, and what you can do to speed up your loan approval. Whether you're just starting or ready to dive in, this video is a must-watch for aspiring franchise owners.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets to securing up to 90% financing for your franchise startup! In this video, we dive deep into the nuances of franchise loans, from understanding loan-to-cost ratios to navigating SBA guidelines and finding the right lender for your needs. Whether you're a seasoned entrepreneur or new to the franchise world, Beau, our expert insights will guide you in making informed financial decisions. Plus, learn about specialized banks, the role of collateral, and how economic conditions impact loan approvals. Don't miss out on our comprehensive guide and personalized franchise consulting services. Book a call with us today to start your franchise journey!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we explore whether prior experience is necessary to own a successful franchise. Learn how franchisors provide the tools and support you need, the importance of aligning a business with your goals, and how to navigate the discovery process to find the best fit for you. Join us as we delve into the different business models and opportunities in the franchise world!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we're diving deep into franchise financing for startup business models. We'll explore what banks are lending, available SBA programs, and key considerations for franchise funding. Whether you're looking to invest in an emerging brand or a well-established franchise, this video has you covered. Join us to learn how to navigate the world of franchise financing and make informed decisions for your business.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets of the SBA Community Advantage Program and the SPSS Credit Scoring system in today's deep dive! Whether you're a startup or an existing business, understanding these programs can be crucial for securing the funding you need. We'll explore loan amounts, qualifying processes, and how to find the right lenders. Don't miss out on key insights that can help you navigate the loan application process more effectively.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Discover the new SBA $5 million credit lines and how they can revolutionize opportunities for small businesses. In this video, we delve into the SBA's pilot program designed to incentivize banks and lenders to offer substantial lines of credit. Learn how this initiative could overcome past challenges with working capital loans and open new doors for business growth and expansion. Stay tuned for more updates on this exciting development and explore how SBA financing can help you achieve your business dreams.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Visit http://businessownershipacademy.com/ to become a founding member and start transforming your business and life today!
We've heard your requests and are excited to introduce this dynamic platform and community. Whether you're looking to expand your knowledge, connect with like-minded entrepreneurs, or take actionable steps to elevate your business, this is the place for you.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, Beau breaks down the steps to expedite the SBA loan process and get real answers fast. Learn how Beau’s expert advice and connections can help you identify the best banks and lenders to fund your deal. With over 20 years in the lending industry, he offers free strategy calls to guide you through structuring your deal and finding creative funding solutions.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we delve into the world of USDA loan products tailored for assisted living facilities, skilled nursing centers, and senior demographics. Learn how USDA financing, including the B&I loan, can benefit your development or acquisition of businesses in rural designated areas (with populations of 50,000 or less). We explore loan options up to $25 million and discuss other government guarantee programs like SBA 7A and 504. Tune in for essential insights on securing funding for elder care facilities, hospitals, clinics, and more!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this recorded webinar, we dive into the world of semi-passive franchise opportunities specifically designed for medical professionals. Learn how to diversify your income and connect with peers while maintaining your medical career. Discover various franchise models, understand the tax benefits, and explore funding options including SBA loans.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode explores the feasibility of obtaining SBA financing for Airbnb ventures and short-term rentals. To determine eligibility, we explore various scenarios, including property zoning, rental duration, and mixed-use properties. Whether you're a real estate investor, business entrepreneur, or aspiring entrepreneur, this video provides insights on structuring deals and finding the most advantageous financing options. We also discuss the potential for USDA BNI financing for rural projects and highlight the eligibility of property management companies for SBA financing. Join us for expert advice on navigating the complexities of SBA loans for your business ventures.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our latest episode! Today, we dive deep into comparing SBA 7a business acquisitions with and without real estate. We'll explore the differences in loan terms, prepayment penalties, and loan structuring strategies. If you're considering a business acquisition and are unsure whether to include real estate, this episode is for you! We'll also discuss various financing options and provide insights into structuring your deals for the best outcomes. Don't miss out on this essential information to help you make informed decisions for your business acquisition journey.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our informative webinar on USDA and SBA government-guaranteed loan programs! In this session, we’ll explore various loan programs designed to help small businesses thrive. Whether you’re a startup, expanding, or looking to own your business property, these programs have you covered. Join us as we demystify the lending landscape and empower you with knowledge. Subscribe for more valuable content!”
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our latest episode where we dive into the latest SBA loan trends! Whether you're interested in business acquisitions, franchise startups, or refinancing, we've got the updates and insights you need. Discover how to structure deals, secure maximum loan proceeds, and navigate the complexities of SBA and USDA loans. We also cover creative financing options and the advantages of refinancing your current loans. Don't miss out on these valuable insights!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Thinking about starting a cafe from scratch or investing in a franchise system? In this episode, Beau discussed a recent consultation with two aspiring entrepreneurs who are considering these very options. From initial planning and financial projections to exploring the benefits of owning a franchise, he shares insights and strategies to help you make the right decision for your business journey. Whether you're a first-time business owner or looking to expand your portfolio, this video offers valuable advice and guidance. Don't forget to like, subscribe, and visit our website for more resources!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Discover the secrets to successful business financing with SBA loans! In this comprehensive guide, we delve into the versatility of SBA financing, including the SBA 7A and SBA 504 programs. Learn how to acquire businesses and real estate with minimal upfront costs, understand the role of banks and lenders, and explore creative deal structuring techniques. Whether you're a budding entrepreneur or an experienced business owner, this video equips you with the knowledge to leverage SBA loans for your next big venture. Don't miss out on valuable insights and tips that can make your business dreams a reality!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets to securing USDA Rural Development Business Loans with our in-depth guide! In this episode, we explore the Business and Industry (BNI) loans, delve into various government-guaranteed programs like SBA 7A and 504, and compare their benefits. Learn how to finance your rural business or property with amounts up to $25 million and discover eligibility criteria, loan purposes, terms, and more. Whether you’re looking to expand, start, or grow your business, this episode is packed with valuable insights.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to today's episode of the Investor Financing Podcast! We dive into the world of USDA Business & Industry (B&I) Loans, exploring how these loans can support businesses in eligible rural communities. Learn about the advantages of USDA loans, including higher funding limits, long-term financing, and a range of eligible projects like senior assisted living, hotels, and manufacturing centers. Discover how USDA loans can help create jobs and stimulate economic growth in rural areas. If you're considering USDA or SBA loans for your project, don't miss this informative episode!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Are semi-absentee franchise opportunities truly passive income generators? In this eye-opening episode, we uncover the reality behind semi-absentee ownership models. Dive into real experiences, expert insights, and invaluable advice for navigating the world of franchising. Don't miss out on this must-watch discussion for aspiring entrepreneurs and franchise investors! 🔍📈
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Explore the ins and outs of franchising, debunking myths and revealing the keys to franchise success. Join the movement of forward-thinking individuals embracing entrepreneurship as a pathway to personal and professional fulfillment. Ready to take control of your future? Hit that subscribe button and join us on this exhilarating journey to entrepreneurial success!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on securing financing for your business acquisition using SBA loans! In this video, we delve deep into the strategies and techniques required to navigate the complex world of business acquisition financing. From analyzing financials to structuring deals, we cover it all to ensure your success in acquiring the business of your dreams. Join us as we uncover the secrets to mastering SBA loans with expert insights and actionable advice!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on funding your franchise startup and unlocking your pathway to success! Join Beau as he dives deep into the world of franchise financing, offering invaluable tips and tricks to secure SBA eligibility and maximize your investment potential. Whether you're a budding entrepreneur or a seasoned business owner, this video is a must-watch for anyone considering franchise ownership. Subscribe now and take the first step towards achieving your entrepreneurial dreams!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on securing SBA financing for franchise startups! 🚀 In this video, we delve deep into the world of franchise financing, revealing insider secrets and expert strategies to help you navigate the process with confidence. Don't miss out on this opportunity to gain a competitive edge in the world of franchising! Hit that play button now and take your first step towards financial freedom.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we discuss the pros and cons of business acquisition versus franchise startup with a focus on SBA financing and cash flow expectations.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide to small business ownership in 2024! In this video, we delve into the unbeatable advantages of owning a small business, from tax benefits to flexible ownership models and wealth creation opportunities with MIchael Reeder. Whether you want to start your entrepreneurial journey or expand your existing business portfolio, this video is your roadmap to success!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Looking to launch your franchise business? Discover the ultimate guide to securing SBA financing with insights from industry expert Beau. Dive into the world of franchise startups, funding strategies, and lender selection to kickstart your entrepreneurial journey. Subscribe for insider tips, live workshops, and personalized advice on franchise financing!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our channel where we delve deep into the world of financing, particularly for Residential Assisted Living Facilities (RALFs). If you're considering starting or expanding your RALF business, you're in the right place. In this video, we explore the ins and outs of SBA financing for RALFs, covering everything from startup requirements to leveraging your experience in the healthcare sector. Join us as we unlock the secrets to securing financing for your RALF venture!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we tackle a burning question: Do you need to provide a personal guarantee for SBA loans? Join us as we break down the essentials of SBA 7A and SBA 504 loans, discussing who needs to sign a personal guarantee and why. Whether you're a seasoned entrepreneur or just starting your journey into business ownership, understanding the ins and outs of financing is crucial.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Are you a franchise owner looking to expand? Discover the power of SBA financing to fuel your growth! In this video, we dive deep into securing SBA funding for your next franchise territory, covering everything from eligibility criteria to leveraging high loan-to-value ratios. With expert insights and insider tips, you'll learn how to take your franchise to the next level with confidence!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, Beau shares invaluable insights on crafting business plans and projections and securing SBA financing for your franchise startup. Learn how to navigate the process with confidence and avoid common pitfalls. Subscribe now for expert advice on financing, franchising, and entrepreneurship!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on SBA 7a loans! In this comprehensive video, we dive deep into the crucial decision between fixed and variable rates. Whether you're a seasoned investor or a budding entrepreneur, understanding these loan options can make or break your financial strategy. Learn how Wall Street Journal prime plus margin impact your interest rate and discover insider tips on negotiating the best terms with lenders.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this comprehensive video, we dive deep into understanding the structure, benefits, and nuances of the SBA 504 loan program, a powerful tool for small business financing. Whether you're an entrepreneur seeking funding for a startup or an established business looking to expand, this video will equip you with the knowledge and insights you need to navigate the world of SBA lending with confidence. Don't miss out on this essential resource for unlocking the capital you need to take your business to the next level!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this insightful video, discover how to choose the perfect franchise even with limited investment funds! Whether you're a corporate employee dreaming of entrepreneurship or a seasoned investor seeking diversification, we've got you covered. Learn about low-cost franchise options, leveraging SBA financing, and navigating the selection process with expert guidance. Subscribe now for more valuable content on financing and entrepreneurship!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Ready to dive into business ownership? Discover how SBA financing can make franchising a reality for you, even under $150,000! 🚀 Join us as we explore top franchise models and financing strategies to kickstart your entrepreneurial journey. Learn the secrets to success, scalability, and financial freedom in the world of franchising. Don't miss out on this opportunity to take control of your future!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we delve into the world of passive income through franchising with the Managed Franchise Model. Discover how you can own a business with minimal effort while reaping the rewards of entrepreneurship. From understanding royalty fees to maximizing your returns, we cover it all. If you're ready to take control of your financial future, this is a must-watch!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our latest episode where we unravel the secrets to finding the perfect franchise for you! Are you ready to take control of your future and build a thriving business? Join us as we delve into the world of franchise ownership, guiding you through the entire process from start to finish.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Are you struggling to navigate the complexities of SBA financing for business acquisitions? In this insightful video, we break down the essential steps to streamline the process and secure the funding you need for your next venture. From gathering crucial documentation to understanding qualification criteria, we've got you covered. Watch now and take the first step towards realizing your entrepreneurial dreams!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we unpack the concept of semi-passive franchising, outlining how it allows you to hire a manager to run the business while you oversee its growth. Learn about the time commitment, business model, and advantages of semi-passive franchising, and discover how it could be the perfect fit for your entrepreneurial journey.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, dive into the exciting journey of a laundromat startup that successfully secured a substantial loan of $1,022,000, which covered 85% of their total project costs. This wasn't just any financing success story; it was a standalone business without any real estate to back the loan, making the process particularly challenging.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our channel, where we uncover lucrative opportunities for passive income! In this episode, we delve into the revolutionary CEO Model in franchising, which is perfect for those wanting to work on their business, not in it.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our channel where we share valuable tips and tricks for securing business acquisition financing. Whether you are a first-time entrepreneur or a seasoned business owner, finding the right financing can be a daunting task. But don't worry, we've got you covered. In this video, we'll share our top 2 tips for successfully acquiring financing for your business. From understanding different types of loans to knowing what lenders look for, we'll give you the inside scoop. So grab a pen and paper and let's get started!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Are you ready to step into the world of semi-absentee franchise ownership and take control of your financial future? In this comprehensive guide, we dive deep into the strategies, tips, and secrets for mastering the art of semi-absentee entrepreneurship. From understanding the nuances of franchise models to navigating operational challenges and scaling your business, we've got you covered. Join us as we uncover the keys to success and help you pave your path to financial freedom.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Learn what multi-brand franchising is, why it's gaining traction, and how it could be your key to business success. From leveraging multiple brands for cross-promotion to navigating financing options, we cover it all. Join us as we delve into the exciting realm of multi-brand franchising and explore the endless possibilities it offers for entrepreneurs and investors!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, dive into the exciting journey of a laundromat startup that successfully secured a substantial loan of $1,022,000, which covered 85% of their total project costs. This wasn't just any financing success story; it was a standalone business without any real estate to back the loan, making the process particularly challenging.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we delve into the world of business ownership and passive income generation. Discover how owning a business can increase cash flow, allowing you to invest in lucrative assets such as single-family homes, short-term rentals, and multi-family investments. Learn the importance of leveraging your money effectively and turning it into your own 'little employees' that work for you 24/7.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this captivating episode, we uncover the secrets to successful financing in both the business and real estate worlds. Learn how to leverage investor partners and equity injection to piece together your dream deals. Discover the importance of reserves and creative financing options such as partial buyouts and seller financing. Don't miss out – hit that subscribe button now and join us on the journey to mastering all things financing!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we delve into the question: Can you buy a business out-of-state using SBA financing? Join us as we uncover the intricacies of securing SBA loans for franchises in different states, navigating bank preferences, and understanding the key factors influencing loan approval. Whether you're an aspiring entrepreneur or a seasoned business owner, this insightful discussion will provide valuable insights into expanding your business horizons. Don't miss out on this essential information!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Did you know you can secure up to 100% financing for your business expansion dreams? In this video, we dive deep into how you can leverage SBA programs to grow your business, whether it's acquiring a new territory, purchasing another company, or even owning your first building. Join us as we uncover the secrets to transforming your business dreams into reality with unbeatable financing options!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we'll explain everything you need about SBA financing, from the 504 to the 7A programs and beyond. Learn how to leverage local banks, credit unions, and non-bank lenders to secure the funding you need to take your business to the next level. Our expert, Beau, with over 20 years of experience in the lending industry, will debunk myths, provide invaluable tips, and share real-life success stories to inspire and empower you on your entrepreneurial journey. Don't let financing stand in the way of your dreams – join us and unlock your business potential today!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, Beau discusses the acceptable sources of down payment for an SBA 7A loan in a business acquisition and how the source affects loan approval. He explains that while the SOP allows for the complete 10% equity injection to be on standby, most lenders use prudent lending and require a portion of the equity injection to be in cash. Beau explores various ways to fund the equity injection, including seller carry, home equity line of credit, borrowing funds, and investor partners. He also highlights the importance of post-closed liquidity requirements and factors that affect loan approval. Finally, Beau emphasizes the benefits of SBA loans for business owners and offers a free strategy call for real estate investors.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this insightful video from the Business Ownership Summit, Beau Eckstein with guest CPA Michael Reeder dives deep into the world of small business ownership and tax strategy. Learn why owning a small business can be a game-changer for your finances, even while maintaining a high-paying corporate job. Reeder shares invaluable tips on tax deductions, depreciation, SBA financing, and more to help you maximize your business's potential. Don't miss out on this must-watch discussion that could revolutionize your financial future!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to another episode where we delve into the world of construction completion loans, specifically focusing on leveraging SBA financing to navigate mid-construction financial hurdles. Beau Eckstein, a seasoned lending expert with over 20 years of experience, shares invaluable insights and strategies to optimize your project's financing structure. Whether you're renovating a motel, venturing into self-storage facilities, or need advice on maximizing working capital, this episode is a must-watch for ambitious entrepreneurs in the construction industry.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this eye-opening episode, we delve into why every W2 employee should seriously consider starting a small business. Join us as we uncover the tax-saving strategies and financial benefits that owning a business can offer, even for those still working a traditional job. From entity structures to leveraging assets, we leave no stone unturned in exploring how small business ownership can optimize cash flow and minimize tax burdens. Featuring insights from experienced CPA Michael Reeder, this discussion is packed with actionable advice for anyone looking to take control of their financial future. Don't miss out on this essential guide to maximizing your income and securing your financial freedom!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This conversation explores the franchise model in the senior care space, specifically focusing on Home Helpers. The senior care industry is noted as one of the top five most profitable franchise sectors. Home Helpers offers a range of services, including home care, medical alert, medication management, and telehealth. The business model allows seniors to age in place and provides caregivers to assist with daily activities. The franchise model requires an initial investment, but the revenue streams and profit margins are high. The conversation also touches on caregiver recruitment, training, and the importance of collaboration between the franchisee and the franchisor.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Join us for an electrifying event with insights, inspiration, and invaluable networking opportunities. In this episode, we dive deep into the world of small business ownership, franchise opportunities, and the power of SBA loans with industry experts Beau Eckstein and Ty Leon-Guerrero.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to a game-changing discussion on Innovative Marketing Strategies for Real Estate Investors, Agents, and Entrepreneurs! In this session, industry experts Beau Eckstein and Bill Davis dive into the power of AI, newsletters, databases, and the revolutionary Chat GPT. Discover how to leverage technology to boost your marketing efforts and elevate your real estate business.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Join us for an electrifying event with insights, inspiration, and invaluable networking opportunities. In this episode, we dive deep into the world of small business ownership, franchise opportunities, and the power of SBA loans with industry experts Beau Eckstein and Ty Leon-Guerrero.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide to unlocking semi-passive income through vending with our special guest, Markel Vega! In this video, we delve into why starting a vending business might just be your next big move. From high-traffic locations to optimal products, we explore the ins and outs of this lucrative opportunity. Join us as we break down the process, transparency, and support behind vending business ownership.
Link to Vending Webinar; http://vendingwebinar.com/
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In the bustling world of entrepreneurship, the allure of owning a franchise beckons many. The promises of financial freedom, independence, and success dance enticingly on the horizon. Yet, amidst the sea of opportunities, how does one discern the perfect franchise investment tailored to their aspirations and capabilities?
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to another insightful episode with Beau Eckstein, your go-to expert for business financing! In this video, we dive deep into the strategies for acquiring businesses with real estate components, comparing SBA 7(A) vs. 504 loans. Beau shares valuable insights on purchase price considerations, loan structuring options, and the advantages of each SBA loan type.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on financing boutique hotels in 2024! In this episode, we dive deep into SBA financing options, strategies, and tips for acquiring and optimizing boutique hotels. Whether you're a seasoned investor or a newcomer to the hospitality industry, this video will equip you with the knowledge you need to succeed.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, Beau discusses the financing options for RV parks and highlights the limitations of SBA financing when dealing with long-term tenants. He explains the eligibility criteria for SBA financing and the differences between SBA 7(a) and 504 loans. Beau also emphasizes the importance of prudent lending and provides insights into the required documents for SBA financing. He concludes by announcing the upcoming Business Ownership Summit.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide to unlocking your potential in business ownership! Join us for exclusive insights into the lucrative world of franchising, business acquisitions, and investment strategies. In this video, Beau Eckstein, a seasoned business ownership coach with over 20 years of experience in lending and entrepreneurship, reveals why real estate agents, mortgage brokers, and investors turn to franchising for financial stability and growth opportunities.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to our latest video where we dive deep into the significance of SBA projections in your franchise journey. Join us as we explore why understanding SBA projections is key to making informed decisions when evaluating franchise opportunities. We'll walk you through the essentials of projecting for SBA loans and how it aids in your due diligence process. Discover how these projections shed light on revenue, expenses, and scalability, offering invaluable insights for potential franchisees. Don't miss out on this insightful discussion!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Fun Fact from the Episode: Did you know that the guarantee fee is currently waived for loan amounts under a million dollars? That's some serious savings potential!
If you're ready to take your business to the next level and unleash the power of SBA financing, then this episode is a must-watch for you. Our guest experts share valuable advice and insider tips that can empower you to access the funding you need to propel your business forward.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This conversation discusses SBA refinancing options for business owners. The host, Beau Eckstein, explains the qualifications for an SBA 7A to 7A refinance and the benefits of refinancing. He also highlights the differences in lenders' terms and the services provided by Business Ownership Coach. Additionally, he discusses new rules and opportunities in SBA financing, as well as creative deal structuring with SBA loans.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Beau Eckstein is a seasoned SBA Loan Broker and Franchise Advisor with extensive experience in owning franchises and multiple small businesses, as well as in real estate investments. If you're seeking expert advice on identifying the perfect business opportunity and understanding the best ways to finance it, Beau is the go-to professional. His in-depth knowledge and hands-on experience make him an invaluable resource for anyone looking to navigate the complexities of business acquisition and financing.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hi, Beau. I have one SBA 504 loan and I was wondering if I could use the program to buy another motel? -Andrei
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, we delve into the world of SBA 7A fixed-rate options and how they can fuel the success of your business.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of Investor Financing Podcast, we discuss the current options for refinancing SBA 7a loans in 2024, including fixed rate and variable rate options.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode explores strategic solutions for Quick Service Restaurants (QSR) franchise growth, answering your burning questions with expert insights.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this insightful discussion, Beau and Bill Davis break down the intricacies of financing a coffee shop franchise. From the advantages of the franchise model to the detailed considerations of total project costs, equity injections, and SBA financing, this conversation provides valuable insights for aspiring business owners.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Learn about SBA Loans, Rob's rollover plan, alternative funding, and more. Whether you're a seasoned entrepreneur or just starting out, we've got you covered. Don't miss out on expert insights from industry veterans!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we explore the intricacies of the business acquisition process with our esteemed guest, James Richardson. James takes us on a captivating journey through his inaugural business acquisition, where he not only successfully acquired his first venture but also expanded his portfolio by integrating additional businesses. We delve into key aspects such as delineating your acquisition criteria, orchestrating seller-financed deals, executing no-out-of-pocket transactions, and steering clear of potential pitfalls. Join us as we gain valuable insights into the art of understanding acquisition criteria when purchasing a business.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
SBA Express Working Capital Loans are a good option for small businesses seeking fast funding. Although the SBA does not issue these loans directly, they guarantee a portion of the loans that originate from lenders. There are 14 direct licensed SBA loan originators available, and it is recommended to work with a PLP lender.
The express loan offers quick turnaround times, with responses typically received within 36 hours, and loan amounts of up to $500,000. General qualifications for the loan include meeting the SBA's definition of a small business, having good credit scores and financial history, and the ability to repay the loan.
Beau helps businesses navigate the loan process by working with banks, credit unions, and non-bank SBA lenders to find the best fit for their needs. Most lenders don't offer working capital loans, but the speaker has a handful of core partners who do.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
The Investor Financing Podcast provides insights on securing funding for small businesses, focusing on the Small Business Scoring Service (SBSS) used to evaluate the creditworthiness of small businesses applying for SBA loans.
The SBSS is a credit scoring system that assigns a score between 0 and 300 to a business based on factors like personal credit history, age of the business, revenue, and industry.
A higher score indicates a lower credit risk for the lender, and the score is designed to provide a quick and standardized measure of credit risk. Other factors like the business plan, industry experience, and management team strength may also be considered by SBA lenders.
The SBA typically looks for a score of 155 or higher, but there are exceptions based on various factors. To increase the chances of securing SBA financing, small business owners can work on improving personal credit, building a strong business plan, choosing an industry with strong market demand, and demonstrating management expertise.
Commercial mortgage advisors can also help guide small businesses through the SBA loan application process. It is important to understand the guidelines of the SBA lender and the bank that offers SBA financing.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on discovering the top SBA lender for your startup project! In this video, we delve deep into the nuances of SBA financing, debunking myths and uncovering strategies to secure the best funding for your entrepreneurial journey. From understanding lender criteria to navigating the SBA process, we've got you covered. Join us as we empower you with the knowledge and insights needed to kickstart your business with confidence.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to another insightful episode! In this video, we dive into whether a 26-year-old tech worker should invest out of state or explore alternative strategies. Join us as we discuss the pros and cons and provide valuable advice for maximizing returns and minimizing risks in real estate investing. Subscribe now for more content on financing, real estate, and business ownership!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we unveil game-changing financing options for owner-occupied commercial properties. Discover how to secure non-SBA financing even if your business occupies less than 51% of the space. We delve into the benefits of high-leverage financing, covering up to 95% of total costs with flexible terms including a 30-year amortization period and a 10-year fixed term. Explore alternative options like the State Guarantee Program in California for non-US citizens. Join us as we navigate the intricate world of commercial property financing!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the recap of the electrifying Business Ownership Summit! 🚀 If you missed out on the action-packed event or want to relive the highlights, you're in for a treat! Dive into insightful discussions on the economy, taxation, real estate, franchises, SBA financing, and more. Get ready to supercharge your entrepreneurial journey!
To watch the replay: https://businessownershipsummit.com/
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Are you torn between investing in rental properties or starting your own business? 🔥 Join us for an insightful discussion on "Unlock Wealth: Buy Rental Properties or Start a Business? The Ultimate Investment Showdown." Learn from Beau, an industry expert as he weighs the pros and cons, debunks myths, and guides you toward financial success!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this conversation, Beau Eckstein talks to Brian Tibbs and shares his journey from working as a missionary on minimum wage to building a multimillion-dollar real estate portfolio. He introduces the concept of the Hacker Method, which focuses on living less and investing a significant portion of income. Brian discusses his experience with real estate investments, including house hacking and short-term rentals. He emphasizes the importance of tracking expenses and setting up systems to manage finances. The conversation concludes with a discussion on the release of Brian's book, 'The Hacker Method,' and the opportunities for building wealth through real estate.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, Beau shares invaluable insights on financing business acquisitions, leveraging SBA loans, and seizing opportunities in the market. Whether you're a seasoned investor or a budding entrepreneur, this podcast offers practical advice and strategies to help you navigate the world of business finance and real estate investment. Don't miss out on Beau's expert tips and recommendations!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we discuss the pros and cons of business acquisition versus franchise startup with a focus on SBA financing and cash flow expectations.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on franchise startup financing! In this episode, we delve into the premier SBA lender for franchise startups with low liquidity. Discover how to secure funding for your franchise dreams, even with minimal reserves. From understanding global cash flow to navigating the loan process, we've got you covered. Don't miss out on this valuable information!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we delve into the world of franchise ownership and the game-changing opportunities presented by refinancing SBA 7A loans. Whether you're a seasoned franchisee or a budding entrepreneur, learn how to leverage refinancing to fuel your franchise growth and unlock new avenues of success.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to another insightful episode where we delve into the crucial documents needed for SBA pre-approval when acquiring a business. Join us as we break down the essential steps and paperwork required to kickstart your journey toward business ownership and financial success.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we cover:
- Cash flow expectations for franchise startups
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- The appeal of the home service industry for startup opportunities
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- The investment range and equipment needed for franchise startups
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- The benefits of franchise support and proven business models
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- The potential for owning multiple businesses using SBA financing
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to another episode where we dive deep into the intricacies of the SBA 504 loan process in 2024 and beyond! Join us as we unravel the complexities of securing financing for your next big project and learn how to navigate the ever-changing landscape of commercial lending.
In this episode, we explore the ins and outs of the SBA 504 loan, discussing eligibility criteria, project structuring, and key considerations for borrowers. From understanding the dual underwriting processes to identifying the right financing option for your specific needs, we cover it all!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on financing boutique hotels in 2024! In this episode, we dive deep into SBA financing options, strategies, and tips for acquiring and optimizing boutique hotels. Whether you're a seasoned investor or a newcomer to the hospitality industry, this video will equip you with the knowledge you need to succeed.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome back to another episode! Are you looking to supercharge your business cash flow? If you currently have an SBA 7A loan and feel the squeeze from doubled rates, this episode is a game-changer. Join Beau Eckstein, host of the Investor Financing Podcast, as he breaks down the key strategies to Enhance Cash Flow by Refinancing Your SBA Loan. Discover options, tips, and opportunities to optimize your business finances. Don't miss out on this valuable insight!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, Beau discusses the financing options for RV parks and highlights the limitations of SBA financing when dealing with long-term tenants. He explains the eligibility criteria for SBA financing and the differences between SBA 7(a) and 504 loans. Beau also emphasizes the importance of prudent lending and provides insights into the required documents for SBA financing.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the ultimate guide on securing the best SBA 7a loan for your business endeavors! Whether you're diving into franchise startups, non-franchise ventures, or strategic acquisitions, understanding the nuances of SBA loans is paramount. Join us as we unravel the intricacies of SBA 7a financing, exploring collateral, real estate involvement, and optimal deal structuring.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Join Beau Eckstein as he delves into the essentials of acquiring SBA financing for a startup laundromat business. In this informative video, Beau emphasizes the importance of well-structured business plans and accurate financial projections. He also shares insider tips on leveraging manufacturers for vital demographic information and traffic counts, aiding in assessing the potential of your proposed laundromat location. Whether you're a budding entrepreneur or looking to expand your business portfolio, this video is packed with valuable insights to guide you through the process of securing the right financing for your laundromat venture. Tune in to unlock the secrets of successful laundromat financing!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, Beau Ekstein discusses financing options for foreign nationals looking to invest in real estate in the United States. From DSCR loans to eligibility requirements, Beau covers everything you need to know about financing for foreign national investors.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, we discuss securing SBA support for assisted living ventures. Learn about financing options and processes for expanding and building assisted living facilities with SBA assistance.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this Q&A session, Beau addresses critical questions about financing challenges, SBA loans, and strategies for restaurant franchise acquisitions. He shares valuable insights and solutions to help you navigate the complexities of funding your business venture.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this session, we delve into the world of RV park financing with SBA loans, answering your burning questions. Can you finance RV parks with SBA financing? The short answer is a resounding "yes!" Join us as we explore the fantastic opportunities offered by SBA 7A loans, perfect for both acquisition and construction projects.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Join us for groundbreaking news in the world of SBA financing! This episode unveils recent updates that could change the game for borrowers looking to secure funding beyond the $5 million aggregate cap.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
How to Launch, Expand, or Buy Your Next Business Using SBA Financing
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
How to Launch, Expand, or Buy Your Next Business Using SBA Financing
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this informative session on franchise financing., Beau provides valuable insights into the process of acquiring fitness franchises and leveraging tools like SBA 7A financing and creative financing solutions. The episode covers various viewer questions, from using a 401k for down payments to financing options for franchises like Planet Fitness and Anytime Fitness.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Join us in this insightful podcast episode where Ariel Herrera, Coffee Clozers Founder, Data Scientist, and real estate content creator, shares her journey from programming AI to revolutionizing real estate. Discover the power of AI in finding lucrative real estate deals within minutes using tools like Coffee Clozers. Ariel delves into her background, current real estate market challenges, and the data-driven approach to smart investment decisions.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we delve into the world of franchise ownership and financing. Beau shares insights on the current trends and opportunities in the franchise market, along with practical advice on how to get started.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Beau, I've been advised by my franchise brokers preferred that a 30% equity injection is required. I'm looking for alternatives to avoid such a high cash out like. Your insights would be appreciated. Thank you. -Bob
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hi, Beau. I'm trying to understand the differences between SBA 7(A) and 504 loans to determine which one is more suitable for acquiring a dry cleaning and laundromat business including real estate. The real estate is valued at approximately $1 million and the business at around $500k could you advise on how to structure this deal? Thanks.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
How can I use SBA financing to build an office building for my insurance agent? What are the advantages compared to conventional lending thanks. -Judith
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hi, Beau. I have one SBA 504 loan and I was wondering if I could use the program to buy another motel? -Andrei
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hello, Beau. I utilized a private money construction loan for my restaurants build-out, and now that we're operational I'm interested in refinancing with the SBA 504 loan. Is this feasible? Additionally, can I include expenses for property improvements and furnishing, fixtures, and equipment (FF&E) and then refinancing? I appreciate your guidance. -Jade
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hello Beau, I'm considering purchasing self- storage units valued at $1.8 million currently 85% occupied. There's potential to increase both rents and occupancy. Will the SBA 7A or 504 loan be a better option? -Justin
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hello Beau, I've noticed you discussing the books and podcasts you're into for thought leadership, marketing, and entrepreneurship. Would you be willing to share some of the noteworthy ones worth following? Thanks! Dorian
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey, I'm Keith, and I'm really interested in passive franchise opportunities. Can you explain more about the pros and cons of each of these business models for managing passive franchises? I'm trying to figure out which one would be the best fit for my goals and level of involvement.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hello Beau, I operate an e-commerce business and am currently exploring the possibility of acquiring a similar venture. Given that I already have the necessary infrastructure and facilities in place, I believe there's a promising opportunity here. Do you have any suggestions or tips regarding financing for such an endeavor? Thank you, Lance
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Join us in revisiting insightful Q&A sessions with Beau and Bill as we explore the dynamic world of SBA financing and franchising. Discover the strategies to blend these powerful tools, propelling you towards becoming the ultimate business owner.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Dive into the world of business acquisition in this episode and learn insider tips and tricks to structure deals for high-leverage acquisitions with little to no money out of pocket.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Unlock the secrets of structuring SBA financing with seller carryback or seller notes! Join us in this episode as we delve into the crucial aspects of SBA guidelines, offering valuable insights for potential business owners.
SBA loan programs offer incredible opportunities. Stay informed, stay empowered. There's a lot to learn, so dive into business ownership confidently!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we delve into the exciting realm of franchise ownership, business acquisition, and breaking free from the traditional rat race. Here are the key takeaways:
Business Ownership Within Reach
Franchise Startup Success
Creative Deal Structuring
Support for Aspiring Entrepreneurs
Navigating Deals and Creative Financing
Looking to acquire a boring business but don't want to come out of pocket with a lot of money? This episode discusses SBA financing tactics that can help you structure your deals with minimal upfront costs.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we delve into the crucial considerations when determining the right type of commercial loan for your needs. Whether you're contemplating approaching a bank credit union or exploring various loan types like Fannie Mae, Freddie Mac, CMBS, or life company loans, this episode covers you!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Dive into the dynamic world of Merchant Cash Advance investments with our latest Investor Financing Podcast episode. We're uncovering new opportunities for investors to grow their portfolios and support small businesses with Beau and Adam Schwartz.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we cover:
- Necessary documents for pre-approval
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- Understanding SBA loan options
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- The role of a financial package in securing financing
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- How to approach banks and lenders for the best terms
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- Key considerations for pre-qualification as a buyer
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, we cover:
- The loan to cost limits for SBA 504 loans, including the 5% haircut for startups and special purpose properties.
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- How the 7A option allows for higher leverage, up to 90% of total project cost.
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- The differences in fixed rate terms and prepayment penalties between SBA 504 and 7A loans.
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- When to choose a 504 loan for larger total project costs.
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- How to determine the best financing option based on your business plans and property use.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, Beau dives into the world of franchise ownership and shares some valuable insights. Here are 5 key takeaways from the video:
- Non-food franchises are becoming more popular: Many people are realizing the benefits of owning service-based businesses that don't require a brick and mortar location.
- Understand your goals and lifestyle: Whether you prefer the simplicity of being an owner-operator or the scalability of hiring a manager, it's important to align the franchise model with your personal preferences.
- The value of franchise consultants: Beau explains how franchise brokers and consultants can guide you through the process and help you make informed decisions.
- Running a franchise is hard work: Owning a franchise is not a "set it and forget it" endeavor. It requires daily management and oversight, even if it's a semi-passive business.
- Service-based non-food franchises are recession resilient: Beau highlights specific industries like HVAC, painting, flooring, and plumbing as recession-resistant franchise opportunities.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, we discuss the pros and cons of USDA BNI loans versus the SBA seven A loans. We delve into factors such as loan size, loan-to-cost ratio, amortization period, eligibility for nonprofits, and funding availability.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Discover the secrets to successfully finding and funding a franchise business with less than $25,000 out of pocket. This episode reveals essential strategies for entrepreneurs looking to step into the franchise arena with minimal initial investment.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we'll explore the exciting world of franchise ownership and how you can make the leap from being an employee to a business owner with a minimal investment. Learn about the success story of a gentleman who is buying a painting franchise concept with just $11,500 out of pocket.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, our expert, Beau Eckstein, breaks down the latest rule changes in the SBA guidelines, specifically focusing on the partial change of ownership for business acquisition.
Here are the 5 key takeaways that you'll learn:
- The game-changing opportunity: Discover how the new SBA guidelines now allow sellers to retain a percentage of ownership, allowing for more flexibility and creativity in structuring deals.
- Leaving equity in the deal: Learn how sellers can remain involved in the transaction and even be paid off over time, leaving their equity invested and benefiting both parties.
- License utilization: Find out how this new rule can help buyers who lack the necessary licenses for certain industries, as sellers can now stay on board with a minimal ownership interest to provide their licenses.
- The myth debunked: Uncover the truth about the six-month look back, as Bo clarifies that sellers who have reduced their ownership percentage are not required to guarantee the loan personally.
- The advantages keep coming: Get a sneak peek into the other advantageous changes happening in the SBA financing world, including waived guarantee fees and reduced fees for larger loan amounts.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In our latest video, we dive into the world of business acquisition and uncover some invaluable tips and tricks to help you navigate the process smoothly.
Here are 5 key takeaways you'll learn from this insightful episode: 1. Finding the Right Lending Institution: We'll show you how to find the best bank, credit union, or non-bank SBA lender that aligns with your specific needs and goals.
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Understanding the Qualified Process of SBA Financing: Discover the general qualifications and step-by-step process of securing SBA financing for business acquisitions, franchise startups, and more.
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Maximizing SBA Financing: Learn how SBA 7(a) financing can cover up to 90% of your total project costs, including purchase price, working capital, equipment, and inventory.
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Collateral Shortfall and Creative Solutions: Learn how to navigate collateral shortfalls and leverage creative solutions like full standby notes from sellers to reduce out-of-pocket expenses.
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Eligibility and Loan Programs: Gain insights into the types of businesses eligible for SBA loans, along with a breakdown of loan programs such as the SBA Express and Small 7(a) loans.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, "SBA Express Loans for Start-Up Franchises," we delved into small business financing and uncovered some invaluable insights you don't want to miss. This episode was made for you if you've ever considered diving into the world of franchise startups or small business acquisitions.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Are you tired of spending hours researching and analyzing potential investment properties? Look no further! We sat down with a brilliant data scientist, Ariel Herrera, who developed an incredible app called Coffee Clozers. This app uses innovative algorithms and data points to identify areas likely to appreciate value and experience rent growth.
( http://bookwithbeau.com/ )
In this episode, we delve into the pros and cons of these two business models and explore why franchise systems have a higher success rate compared to independent businesses.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In today's episode, Beau takes us on a journey through the enticing realm of home service franchises, shedding light on why they're capturing the attention of investors from all walks of life. What's fueling this enthusiasm? It all comes down to three key factors: accessibility, demand, and scalability.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we dive into the nitty-gritty details of crafting a winning loan request that will increase your chances of getting approved, receiving quick responses, and securing better terms.
Now, let's get into the juicy details!
Here are 5 key takeaways from this episode:
- The Executive Summary: Learn how to effectively tell your story in just a page or two. Discover what crucial information you should include, such as transaction overview, location, business plan, sponsorship details, timing, and key underwriting metrics.
- Financing Request: Understand the essential components of a loan request, including loan type (construction, bridge, perm), loan amount, loan term, loan metrics (LTC, LTV), level of recourse, guarantor details, and sources and uses table.
- Investment Highlights: Find out how to highlight lender-focused items that will make your loan request stand out. Learn how to showcase the strength of the sponsor, conservative loan metrics, and any other compelling aspects of your investment.
- Risk and Mitigants: Discover why it's crucial to address the potential challenges of your deal upfront. By proactively highlighting and addressing these risks, you can prevent deal-breaking surprises during loan closing.
- Property Overview: Get a step-by-step guide on what to include in this section, such as property details, occupancy rates, current condition, rent roll, professional photos, and site/floor plans. If it's a construction project, learn how to provide updates on architectural drawings, permitting, projected costs, and timelines.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
- Small business acquisition space is currently active, but many deals lack sufficient cash flow for traditional financing.
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- To address this, sellers are increasingly open to carrying a second seller financing component on full standby for up to two years.
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- This seller carryback helps remove a substantial portion of the loan amount from the debt service ratio (DSR) calculation, making deals more feasible.
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- Buyers are willing to pay a premium for such deals because they see the potential beyond the DSR metrics.
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- Interest rates on these loans, often not fixed, can be high (up to 11%), further driving the need for seller carryback financing, making it an attractive time for buyers using SBA financing with limited equity injection.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In our latest episode of the Investor Financing Podcast, we explored an intriguing possibility - the potential to secure multiple SBA loans for the simultaneous acquisition of two businesses. Beau Eckstein generously shared invaluable insights and guidelines that could open up exciting new opportunities for your business ventures.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, Beau dives into SBA financing for startups. Financing your startup can be a challenging endeavor, particularly when you're entering a niche like non-franchised laundry mat startups.
📚📞 Book a 💰 financing call with Beau at http://bookwithbeau.com/ ! 💼💵
Learn about SBA Loans, Rob's rollover plan, alternative funding, and more. Whether you're a seasoned entrepreneur or just starting out, we've got you covered. Don't miss out on expert insights from industry veterans!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
We're back with another exciting episode to help you navigate the world of business financing. In this week's episode, we dive into the essential tips and tricks for securing SBA financing for startup laundromats. Whether you're a newbie entrepreneur or a seasoned business owner, this episode is packed with valuable information to help you get the funding you need.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we're delving into the world of unsecured term loans and unlocking the secrets to securing them. We'll highlight key insights from a recent discussion with Colin, the Director of Business Development, as he shares his expertise. So, let's jump in!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this podcast episode, join us as we jump into the world of entrepreneurship and real estate investment with a multifaceted guest. Meet Alex, a dynamic individual who wears multiple hats - he's not only an accomplished Entrepreneur and Real Estate Investor, but also a devoted Husband, Father, and Doctor of Chiropractic with over 15 years of professional experience.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, we dive into refinancing an SBA 7a loan, specifically the possibility of refinancing a variable rate SBA 7a into a fixed rate SBA 7a loan. If you're currently dealing with an adjustable-rate SBA 7a loan and are looking for options to potentially lower your debt payment, this episode is for you!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In the ever-evolving landscape of small business financing, entrepreneurs and aspiring business owners often find themselves navigating a complex web of options to secure the capital necessary to turn their dreams into reality. One avenue that has gained significant traction in recent years is the Small Business Administration's (SBA) 7(a) loan program, which provides vital financial support to businesses in the United States. Within this program, there exists a lesser-known but highly valuable strategy – the utilization of seller financing as an equity injection.
Seller financing, a creative financing approach, offers a unique opportunity for both buyers and sellers to facilitate the sale of a business while simultaneously fulfilling the SBA's equity injection requirement. This ingenious method can be a game-changer for entrepreneurs seeking SBA 7(a) financing, allowing them to bridge the financial gap required for loan approval and set their business endeavors on a path to success.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this exciting video, we're going to uncover the secrets to making your franchise ownership dreams a reality, even if you have only $10,000 out-of-pocket to invest. We'll dive deep into the world of Small Business Administration (SBA) financing and explore how it can be your ticket to affordable franchise entrepreneurship. Discover how to leverage SBA loans and low initial investments to take that bold step towards becoming a successful franchise owner. If you've ever dreamed of running your own business but thought it was out of reach, this video is a must-watch. Stay tuned as we unlock the keys to franchise ownership on a budget!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
We are thrilled to bring you another exciting episode of the Investor Financing Podcast. In this episode, we explore the fantastic news in the SBA lending world – the waiver of guarantee fees on loans up to $1 million starting October 1st. Plus, there are incredible discounts on guaranteed fees for loan amounts exceeding $1 million. That's money saved in your pocket, my friends!
Watch the episode to learn more about this opportunity and discover why SBA loans are continuing to boom, especially with the rise in people starting businesses, buying franchises, and acquiring existing businesses. It truly is a fantastic time to enter the business world and leverage SBA financing.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
A significant portion of the American population harbors aspirations of self-employment, but the key question remains: are they prepared to make the necessary commitments and efforts to achieve this goal? A recent study has unveiled that a majority of Americans desire to be self-employed, reflecting the allure of independence and entrepreneurship.
However, transitioning from traditional employment to self-employment demands a unique set of skills, financial stability, and a strong work ethic. Many aspiring entrepreneurs may underestimate the challenges, from securing funding to handling the complexities of running a business. Success in self-employment often hinges on adaptability, resilience, and a willingness to take calculated risks.
While the desire for self-employment is on the rise, the actualization of this dream depends on one's readiness to face the demands and uncertainties of entrepreneurship. As more individuals seek autonomy and self-reliance, it becomes crucial to bridge the gap between aspiration and preparedness to ensure a smoother transition into the world of self-employment.
In this episode, Beau talks with Daniel Felt about a non-franchise home maintenance business model in the lucrative home service industry.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Today, we're diving into a unique 🏡home flooring franchise opportunity perfect for home improvement enthusiasts and budding entrepreneurs.
🚚Mobile Showroom Revolution: This franchise concept is transforming traditional retail by bringing the showroom experience directly to customers' homes. No more expensive storefronts, just a mobile showroom on wheels!
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of the Investor Financing podcast, we delve into an innovative real estate strategy that bypasses seasoning requirements for DSCR takeout loans and explores the revolutionary BRRRR method for maximizing returns.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
💼 In this video, we dive into all things business acquisition, digital marketing, and consulting for equity with Chris Moore! 📚💡
🏢 Discover the power of off-market deals and find out how to identify the right businesses that match your passions and skills! 🔍🎯
💰 Unlock the potential of seller financing and master negotiation tactics to secure the best deals for your future success! 💵💼
🔔 Don't miss out on this valuable knowledge - hit the subscribe button and join us on the journey to business greatness! 🚀📈
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
The episode discusses non-SBA loans for working capital to expand businesses and purchase equipment. The program offers loan amounts from $25,000 to $1 million without requiring collateral.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Multi-brand franchising is an emerging trend in the franchise world. It involves a strategy where one central support team recruits, trains, and supports multiple franchise brands under one roof.
Multi-brand franchising benefits include expanding your platform by adding service-based franchises, leveraging existing resources and customer base, and tapping into new markets and revenue streams.
There is shared expertise and support from the support team that works with multiple franchise brands, offering knowledge and experience in operations, marketing, technology, and training.
Multi-brand franchising allows you to diversify your investments, build a robust business portfolio, generate multiple streams of income, benefit from cross-promotion, customer loyalty, and create a powerful network effect.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Cashflow and add-backs are crucial in business acquisition and SBA loan financing. Add-backs are expenses that can be adjusted to improve the cash flow projections for SBA loan underwriting.
Working with an experienced team can help identify and document add-backs to make the cash flow numbers more favorable.
Ad-backs can include expenses like personal vehicle usage, family member salaries, and unnecessary costs that won't be incurred after the acquisition. Annual cash flow, along with add-backs and historical trends, is essential for evaluating the financial viability of a business and navigating the SBA underwriting process successfully.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In today's insightful discussion, we dive deep into the world of real estate, overcoming adversity, and taking your business to the next level. Our special guest, Nick Prefontaine, a 3X best-selling author and acclaimed motivational speaker, shares his remarkable journey and expertise.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
With the client's permission, I was able to record this coaching call where I coached real estate investor Rob Stalkie through two acquisition strategies: a business acquisition and a rental portfolio acquisition. We talked through possible scenarios and deal structures.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
The podcast episode focuses on team building for business acquisition or franchise purchase. Beau offers assistance in securing financing for business acquisition or franchise purchases through SBA loan placement and advisory services. He emphasizes the importance of choosing the right franchise for long-term success and provides expertise and support in making informed decisions. Beau's network includes referral partners such as attorneys and CPAs who assist aspiring business owners throughout the buying process.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
- Beau talked about when he encountered a situation where someone had used up their $5 million aggregate of SBA financing and needed more capital for a construction project.
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- The suggestion was made to utilize the SBA 504 green program, which allows for an aggregate amount of $16.5 million.
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- By using the SBA 504 green program, the person can get a second loan for up to 90% of the total project costs, with 50% as senior debt and the rest as the SBA portion.
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- The SBA 504 green program is applicable to new construction or buying an existing property, as long as the person occupies 60% or more of the square footage.
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- By meeting certain benchmarks for energy reduction, the person can qualify for more SBA proceeds, up to $5.5 million, resulting in a total project cost of around $15 million.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, host Beau Eckstein discusses the important role of commercial mortgage brokers in closing deals for sponsors in a challenging market. Eckstein emphasizes the transformative power of technology platforms in connecting sponsors with lenders efficiently.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Owning a franchise has several benefits, including a proven business model with a successful track record, brand recognition, training and ongoing support, marketing assistance, more accessible access to financing, and better purchasing power.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode provides guidance on choosing the right franchise for entrepreneurs. Steps are outlined to help make an informed decision in franchise selection, including defining personal goals, determining the industry of interest, assessing strengths, deciding desired roles, evaluating commitment levels, and determining investment budgets.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, Beau Eckstein talks about refinancing a vacant rental using a DSCR loan.
- DSCR stands for Debt Service Coverage Ratio, which is important for lenders when evaluating a property's cash flow potential.
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- Refinancing a vacant property with a DSCR loan is possible, but certain conditions need to be met.
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- Lenders require a rental survey and appraisal to determine the potential rental income of the property.
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- The rental survey assesses similar properties in the area to estimate the achievable rental rate.
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- If the rental survey and appraisal show that the projected rental income meets the DSCR requirements, the property can be refinanced even if it's vacant.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode is with Rob Rowsell and shares his journey from homelessness to extraordinary success and happiness. Rob emphasizes the importance of personal growth and continuous improvement in one's life. He believes that success is a curved road, and we can only see up to the end of the road. Rob attributes his success to finding purpose in life, spreading positivity, and being guided by his faith in God.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
The episode highlights the advantages and disadvantages of buying properties versus buying businesses, emphasizing the potential return on investment and creative deal structuring in business acquisitions. It aims to educate and entertain, fostering a community of like-minded individuals interested in real estate acquisitions and business investments.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In today's insightful discussion, we dive deep into the world of real estate, overcoming adversity, and taking your business to the next level. Our special guest, Nick Prefontaine, a 3X best-selling author and acclaimed motivational speaker, shares his remarkable journey and expertise.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In today's insightful discussion, we dive deep into the world of real estate, overcoming adversity, and taking your business to the next level. Our special guest, Nick Prefontaine, a 3X best-selling author and acclaimed motivational speaker, shares his remarkable journey and expertise.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Learn about the recent updates to SBA financing rules for partial ownership changes in businesses. Discover the changes to the guidelines and how they can impact your business opportunities.
In this video, we cover:
- Old vs new guidelines for partial ownership changes in SBA loans
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- Impact on potential buyers in business acquisitions - Changes to equity injection requirements
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- Overview of full standby rule and its update
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- Importance of consulting with a commercial mortgage advisor for small business financing.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
The podcast episode discusses recent changes in Small Business Administration (SBA) financing guidelines. Some key changes include the allowance of partial ownership changes, where sellers can sell a portion of their equity while retaining a stake in the business. Previously, a complete change of ownership was required.
The changes took effect on May 11, 2023, with additional significant changes scheduled for August 1, 2023. Another change is the reduction in the duration sellers need to stay with the company after selling it. Previously, the maximum period was 12 months, but now sellers can stay on for as long as they desire.
The new rules also impact seller contributions toward the down payment. Previously, sellers could leave up to five percent on standby for the loan term. However, the changes reduce the standby period to two years. Additionally, the personal liquidity rules have been revised.
The changes have both benefits and concerns for lenders. Introducing zero money down options raises concerns about potential defaults and increased risk for lenders. Congress has also expressed concerns about the new rules and the associated risks.
The episode suggests that business owners, buyers, and brokers should stay informed about the changes and work closely with knowledgeable professionals who can help navigate the new SBA loan rules.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode highlights the significant opportunity for acquiring businesses owned by baby boomers lacking succession plans.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this video, Beau talks about buying a franchise with special guest, Amanda Vargas, a top franchise broker. They discuss how to narrow down the focus of a franchise search based on factors like skills, financial capability, quality of life, and territory availability. They mention the importance of analyzing the franchise agreement, which contains details about fees, territory, and financial performance.
The video also covers the benefits of working with a franchise broker and the importance of conducting due diligence and validation by speaking with other franchisees. Additionally, various financing options for buying a franchise are discussed, including equipment financing, SBA loans, and home equity lines of credit.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
- The YouTube video discusses the benefits of a revolving line of credit for business growth.
- The program offers maximum loan approvals up to $1 million with a minimum initial loan requirement of $5,000.
- It provides a fixed loan term of up to 36 months and fixed weekly payments.
- The program includes a revolving period of up to one year, allowing unlimited draws of $5,000 or more whenever needed.
- There are no penalties, maintenance fees, or prepayment fees for paying off or paying down the loan.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Welcome to the Investor Financing Podcast! In this episode, we'll be delving into the topic of unlocking the door to SBA financing with the expertise of a commercial loan broker. Stick around to discover the benefits and reasons why a commercial loan broker is essential for accessing SBA financing.
In this episode, we will cover:
- Understanding SBA financing and its benefits
- The role of a commercial loan broker in SBA financing
- How commercial loan brokers provide tailored solutions and negotiate on behalf of businesses
- The increased approval rates with the help of commercial loan brokers
- The importance of finding the right commercial loan broker, including key qualities to look for
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode focuses on navigating the process of finding the right fit for an SBA 7a loan request. Beau emphasizes the importance of understanding different types of lenders and their underwriting processes, such as direct lenders [also called the Preferred Lenders Program (PLP)] who underwrite in-house and non-delegated lenders who send the file to the SBA. Determining if a lender follows the SBA guidelines or has additional requirements that may affect the loan request is crucial.
Commercial mortgage advisors like Beau act as guides in the SBA loan process, assisting in putting together the loan package, assessing the strengths and weaknesses of the deal, and finding the best lender or partner for the specific situation. Various caveats exist within SBA lending, such as lenders' preferences regarding industry verticals, collateral requirements, and equity injections. It is advisable to work with an advisor who understands the appetite of each lender, as different lenders may have different criteria for approving loans.
Beau also discusses the opportunity to structure deals with low to no money out-of-pocket, leveraging options like seller carry-backs, investor partnerships, and equity injections. He highlights the importance of finding off-market deals and suggests that retirees and small business owners looking to sell may offer potential opportunities for acquisitions.
In summary, this episode of the podcast provides insights into navigating the SBA loan process, understanding different types of lenders, and finding the best fit for a loan request while considering various caveats and structuring options.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode focuses on navigating the process of finding the right fit for an SBA 7a loan request. Beau emphasizes the importance of understanding different types of lenders and their underwriting processes, such as direct lenders [also called the Preferred Lenders Program (PLP)] who underwrite in-house and non-delegated lenders who send the file to the SBA. Determining if a lender follows the SBA guidelines or has additional requirements that may affect the loan request is crucial.
Commercial mortgage advisors like Beau act as guides in the SBA loan process, assisting in putting together the loan package, assessing the strengths and weaknesses of the deal, and finding the best lender or partner for the specific situation. Various caveats exist within SBA lending, such as lenders' preferences regarding industry verticals, collateral requirements, and equity injections. It is advisable to work with an advisor who understands the appetite of each lender, as different lenders may have different criteria for approving loans.
Beau also discusses the opportunity to structure deals with low to no money out-of-pocket, leveraging options like seller carry-backs, investor partnerships, and equity injections. He highlights the importance of finding off-market deals and suggests that retirees and small business owners looking to sell may offer potential opportunities for acquisitions.
In summary, this episode of the podcast provides insights into navigating the SBA loan process, understanding different types of lenders, and finding the best fit for a loan request while considering various caveats and structuring options.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, "How To Buy a Business for Zero Out of Pocket," Beau discusses purchasing strategies without requiring a substantial upfront investment. He emphasizes the importance of becoming a skilled deal-maker and leveraging other people's money to unlock opportunities.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, "How To Buy a Business for Zero Out of Pocket," Beau discusses purchasing strategies without requiring a substantial upfront investment. He emphasizes the importance of becoming a skilled deal-maker and leveraging other people's money to unlock opportunities.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, "How To Buy a Business for Zero Out of Pocket," Beau discusses purchasing strategies without requiring a substantial upfront investment. He emphasizes the importance of becoming a skilled deal-maker and leveraging other people's money to unlock opportunities.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, "How To Buy a Business for Zero Out of Pocket," Beau discusses purchasing strategies without requiring a substantial upfront investment. He emphasizes the importance of becoming a skilled deal-maker and leveraging other people's money to unlock opportunities.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I was referred to the sponsor by a mutual friend who was looking to buy a marina in Wisconsin. The purchase price was around $2 million but there were a number of obstacles to overcome. The main hurdle was that the majority of the income was coming from the onsite restaurant but the buyer had zero restaurant experience. Additionally, we had to negotiate a partial seller carryback, structured 90 percent loan-to-cost with the bank. I brought in two investor partners for the remainder of the equity injection required to close the deal. Needless to say, this was a challenging project to get funded.
If you have similar financing challenges, you can always reach out to discuss with me - http://bookwithbeau.com - and I can help you navigate to a successful conclusion in many cases.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I was referred to the sponsor by a mutual friend who was looking to buy a marina in Wisconsin. The purchase price was around $2 million but there were a number of obstacles to overcome. The main hurdle was that the majority of the income was coming from the onsite restaurant but the buyer had zero restaurant experience. Additionally, we had to negotiate a partial seller carryback, structured 90 percent loan-to-cost with the bank. I brought in two investor partners for the remainder of the equity injection required to close the deal. Needless to say, this was a challenging project to get funded.
If you have similar financing challenges, you can always reach out to discuss with me - http://bookwithbeau.com - and I can help you navigate to a successful conclusion in many cases.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I was referred to the sponsor by a mutual friend who was looking to buy a marina in Wisconsin. The purchase price was around $2 million but there were a number of obstacles to overcome. The main hurdle was that the majority of the income was coming from the onsite restaurant but the buyer had zero restaurant experience. Additionally, we had to negotiate a partial seller carryback, structured 90 percent loan-to-cost with the bank. I brought in two investor partners for the remainder of the equity injection required to close the deal. Needless to say, this was a challenging project to get funded.
If you have similar financing challenges, you can always reach out to discuss with me - http://bookwithbeau.com - and I can help you navigate to a successful conclusion in many cases.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I was referred to the sponsor by a mutual friend who was looking to buy a marina in Wisconsin. The purchase price was around $2 million but there were a number of obstacles to overcome. The main hurdle was that the majority of the income was coming from the onsite restaurant but the buyer had zero restaurant experience. Additionally, we had to negotiate a partial seller carryback, structured 90 percent loan-to-cost with the bank. I brought in two investor partners for the remainder of the equity injection required to close the deal. Needless to say, this was a challenging project to get funded.
If you have similar financing challenges, you can always reach out to discuss with me - http://bookwithbeau.com - and I can help you navigate to a successful conclusion in many cases.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I was referred to the sponsor by a mutual friend who was looking to buy a marina in Wisconsin. The purchase price was around $2 million but there were a number of obstacles to overcome. The main hurdle was that the majority of the income was coming from the onsite restaurant but the buyer had zero restaurant experience. Additionally, we had to negotiate a partial seller carryback, structured 90 percent loan-to-cost with the bank. I brought in two investor partners for the remainder of the equity injection required to close the deal. Needless to say, this was a challenging project to get funded.
If you have similar financing challenges, you can always reach out to discuss with me - http://bookwithbeau.com - and I can help you navigate to a successful conclusion in many cases.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
The SBA 7a Loan program offered by the Small Business Administration provides benefits for purchasing hotels or motels.
Key benefits of SBA 7a loans: SBA 7a loans have lower down payments and longer repayment terms compared to traditional bank loans.
The loans can cover up to 90% of total project costs, including closing costs, improvements, and working capital.
SBA 7a loans are easier to qualify for due to the SBA guaranteeing a portion of the loan, reducing risk for lenders.
SBA financing for hotels and motels can be obtained through banks, credit unions, and non-bank SBA partners.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Q: Hello Beau, I've been following your channel for a while. I work in real estate investment, and my main job involves managing a car dealership. Recently, some of us at work have been discussing the possibility of venturing into a new business. Do you have any suggestions on how to go about creating a viable business model for this endeavor?
Regards, Dylan
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hello Beau, I currently have a property under a Letter of Intent (LOI), and our plan involves constructing a boat and RV storage facility. The closing date is set for 30 days from now. Do you believe this timeframe allows us sufficient time to secure financing through the Small Business Administration (SBA)?
Thank you, Anders
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hello Beau,
I hope this message finds you well. I've recently been in discussions with a particular franchise and have obtained their Franchise Disclosure Document (FDD). As I look into the process of franchise financing, I want to ensure I'm well-prepared, especially from an SBA (Small Business Administration) standpoint.
Could you kindly share some valuable insights and recommendations regarding financing a franchise, particularly with a focus on SBA-related considerations? Your expertise would be greatly appreciated. Thank you in advance for your assistance.
Best regards, Olivia
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hey Beau, wanted to find out what the current rates are for DSCR loans. Can you help me with that?
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Q: What is the maximum loan amount for DSCR loans? I'm familiar with DSCR. I want to make sure on a single-family home that the calculations is just the gross rental income divided by the debt service which includes principal, interest, taxes, and insurance. Do I have that right?
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Hi Beau, is there a DSCR loan that works well for commercial real estate?
Thanks! Jan
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Q: What's up Beau. Just want to know what underwriters look for in a DSCR deal.
Thank you, Gibson
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau, I'm trying to refinance a property that I just finished renovations on. My FICO just went down to 670. Would I still be able to use the DSCR product?
Thanks, Shirley
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Q: Hi Beau, I don't know anything about DSCR loans. I know I can't qualify for a conventional loan because I am now self-employed and can't show too much income at the moment. Please give me an overview of what the process would look like and how I could work with you to see if investment type deals are a good fit for the DSCR loan program.
Thanks, Phil
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
How Do You Get a DSCR Loan for an Airbnb?
Question: Hey Beau, How Do You Get a DSCR Loan for an Airbnb? Thanks, Simeon
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
How to Use a Franchise Purchase to Obtain an E2 Visa Hi Beau, I am looking to fast track my ability to move to the United States by purchasing an eligible franchise. Can you explain the process so I have a better idea on the steps? Thanks, Octavia
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Q: Hi Beau, I just have a basic question regarding DSCR loans. How is the loan underwritten and what do I need to know to apply? Thanks, Regina
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode provides guidance on financing a CPA practice acquisition using an SBA 7a loan. Beau emphasizes the critical nature of addressing financing when considering buying a CPA firm. Many CPAs have faced difficulties selling their accounting firms due to buyers' inability to qualify for financing.
An SBA 7A loan is a government-backed loan program to assist small businesses, including CPA firms, obtain financing. It can provide up to $5 million, and sometimes more, to finance the acquisition. Unlike conventional financing, which can be challenging for CPA practices due to lacking tangible collateral, SBA financing approval is primarily based on historical cash flow, the buyer's experience and qualifications, and credit history.
SBA loans have a lower down payment requirement, with a minimum equity injection of 10%, significantly lower than what traditional lenders require. The interest rates on SBA loans are typically variable and adjusted quarterly based on the Wall Street Journal prime rate plus a margin. The margin varies depending on the strength of the deal and the sponsor.
Choosing the right SBA lender is crucial in the financing process. Some lenders participate in the SBA's Preferred Lender Program (PLP), enabling them to make their own credit decisions and provide a faster approval process. Sellers or buyers of CPA firms should work with professionals who have extensive experience in obtaining this type of financing. Beau highlights their close collaboration with preferred SBA lenders, including banks, non-bank institutions, and credit unions specializing in CPA practices, and their ability to help buyers and sellers navigate the financing process smoothly.
Interested individuals can contact the speaker to learn more about financing their CPA practice acquisition with an SBA 7A loan and book a call for further assistance.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
This episode discusses the benefits of handwritten direct mail for various industries, including real estate and franchises. Rick Elmore, the founder and CEO of Simply Noted, shares his background and how the idea for the company originated.
Simply Noted is a global technology leader in handwritten notes and has developed its own handwriting robot. The company aims to help clients retain and attract new customers by offering personalized and authentic handwritten notes. The industry is considered niche but is expected to grow, and Simply Noted provides customization options and integration with other tools.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The podcast episode features an interview with Scott Royal Smith, the founder, and CEO of Royal Legal Solutions. The discussion revolves around the importance of setting up proper business structures, such as entities and asset protection, to avoid potential lawsuits that could jeopardize one's financial stability. Smith emphasizes the risks of owning assets in personal names and highlights the need for different entity structures to make it difficult for creditors to pursue legal action. The goal is to protect assets through compartmentalization and shield personal credit scores by establishing separate LLCs for operating purposes.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The video titled "SBA Loan Refinancing Options: Moving from 7a to 504 for Better Rates and Terms" explores the benefits of refinancing an SBA loan from the 7a program to the 504 programs. By making this transition, borrowers can enjoy improved rates and terms for their loans. The SBA 7a loan program is designed to cater to general business needs, while the SBA 504 loan program is specifically focused on financing real estate and fixed assets.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this episode, Beau and Carey discuss the similarities and differences between SBA 7a and SBA 504 loan programs for a construction project. It suggests that for smaller deals, it may be better to choose the SBA 7a. The decision depends on the long-term goals of the sponsor, particularly if they plan to sell the building within five years. In such cases, the flexibility and shorter prepayment period of SBA 7a make it more favorable.
The SBA 504 has a 10-year prepayment period for both the bank's first lien and the CDC piece. Some banks may offer a five-year prepayment option, but the CDC's prepayment period is fixed at 10 years. The choice between the loan programs also depends on the size of the loan and the sponsor's outlook for the business and property.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
SBA rates are coming down and banks are becoming more aggressive in pursuing construction projects. Some banks, including Beau's, have raised their minimum loan amount for SBA 504 loans to around $4-5 million, but are still aggressively seeking construction loans. Beau's bank doesn't fund high-risk loans for hotels, gas stations, or car washes, but funds other industries such as industrial, medical facilities, day cares, and restaurants. Beau offers to help book calls for people who need help with SBA financing, including for SBA 7a and SBA 504 loans, and for various types of financing for startup or existing businesses.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
SBA Express Loans are designed to provide quick access to capital for small businesses. These loans have a faster processing time compared to traditional SBA 7a loans. Qualifications for an SBA Express loan include being a for-profit business located in the United States, having a business plan that demonstrates the ability to repay the loan, and meeting the SBA's definition of a small business. Required documents for the loan application may include tax returns, personal and business credit reports, and a personal financial statement. SBA Express loans can be used for various purposes such as working capital, commercial real estate acquisition, debt refinancing, and acquiring franchises or existing businesses.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau Eckstein explains how debentures work in the context of SBA 504 loans. Many people are confused about the role of debentures in this type of loan. He clarifies that both senior and junior debt is provided by the bank, with the latter being eventually guaranteed by the SBA.
The bank funds the entire loan as a construction loan in the beginning, and an interim loan is provided to cover the CDC piece until construction is complete. Beau offers to help those who are interested in SBA financing or any other type of financing and encourages viewers to book a call with him.
Beau also explains that debenture funding only occurs once a month, usually in the middle of the month, and can take a while to be disbursed. He emphasizes that this is a common point of confusion for many people and hopes to clarify the process.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Beau talks about understanding the draw schedule of SBA 504 construction loans in the video. Contractors are paid once a month towards the end of the month, after submitting their invoices throughout the month. There may be some lien waivers that need to be researched before payment. The SBA 504 loan can also fund FF&E (Furniture, Fixtures, and Equipment) for long-term equipment.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Beau talks about understanding the draw schedule of SBA 504 construction loans in the video. Contractors are paid once a month towards the end of the month, after submitting their invoices throughout the month. There may be some lien waivers that need to be researched before payment. The SBA 504 loan can also fund FF&E (Furniture, Fixtures, and Equipment) for long-term equipment.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
SBA 504 financing can be combined with SBA 7a financing for construction projects requiring working capital. The bank mentioned in the video does this frequently, and they currently have a piggyback loan for a franchise restaurant in third position. SBA 7a loans can be used for working capital items that are not eligible for an SBA 504 loan.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The SBA 504 green loan is beneficial for construction projects. It provides an extra SBA allotment, allowing three more projects, up to $5.5 million on a green project. The total SBA aggregate can go up to $16.5 million, depending on the senior debt. This loan is suitable for developers running self-storage businesses.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau Eckstein discusses the maximum loan amount for an SBA 504 construction loan. He notes that the answer is on a case-by-case basis, but it is possible to get loans of 17-18 million dollars.
The SBA allowance is used up before the bank's first lean, which can be higher than 50%. Therefore, this allows for higher loan amounts. Bo mentions that some CDC websites claim loans up to 20 million dollars are possible if the first lean lender takes additional risk. However, this is only attainable if it is a strong sponsor and deal.
Beau Eckstein offers to discuss SBA financing, including the 7A and 504 loans, for various business purposes, such as startups, franchise purchases, office building construction, and business expansion. He also offers to provide solutions and walk people through the SBA loan process. If people have any questions about other types of financing.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The episode discusses the down payment requirements for SBA 504 construction loans. The down payment required is 10% if the property is not a startup or special-use property. The funds can be brought in by an investor partner who owns less than 20% of the entity. If the investor is involved in day-to-day decisions, the bank may ask them to be a guarantor or limited partner. However, if the investor simply wants to have an equity position, that would be acceptable as well.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In the real estate industry, equity from another property can be used as the injection for a new construction project or a commercial building that is eligible for SBA financing.
Refinancing the loan on the other property would be necessary for the new project to be a co-borrower. It is possible to structure the deal creatively to use equity from another building.
The video discusses whether equity from another property can be used instead of a cash injection on an SBA 504 loan. In some cases, equity in land that has been purchased or has a large down payment can be used as the injection for a new construction project. For another commercial building that is eligible for SBA financing, the loan on that property can be refinanced to be in first position, and the entity can be a co-borrower on the new construction project. It is possible to structure the loan to use equity from another building as the injection.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
An SBA 504 construction loan is available for businesses that are owner-occupied and meet the eligibility criteria for property and business types.
Some industries, such as real estate development and gambling entities, are not eligible. Eligible businesses range from athletic facilities to warehouses.
The occupancy requirement for new construction is at least 60%, while for existing buildings, it is at least 51%. The SBA also recommends occupying 80% within the first 10 years. However, it is unclear how this is tracked.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The video discusses interest rates and terms for an SBA 504 construction loan. The SBA portion of the loan has a fixed rate for 25 years, currently at 5.88%. The bank's first lien is priced by the individual lender, with the bank in the video offering a 33-year term, first three years interest-only, and a prime plus one rate. The interest-only period effectively makes the interest rate 1.5 to 2 points lower. The video offers to book a call to discuss SBA financing options for various purposes, such as buying a franchise or building a new office building.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The episode is a conversation about the timeline for getting approved for an SBA 504 construction loan. The process can be complex and has many variables that impact the timeline, such as whether the plans are ready, if a general contractor (GC) has been engaged, and how long the permitting process takes in the specific city or county.
In a perfect scenario, where everything is ready, the construction loan can be closed in 60 to 90 days. However, some construction loans take longer, especially when permit approvals are delayed. SBA loans do not take much longer than conventional loans, but the sponsor needs to have their budget and documents in order.
They offer to help people navigate the SBA loan process and explain that they have multiple solutions for those seeking financing, whether it is a startup business, buying an existing business, purchasing a franchise, building a new office building, or expanding an existing business.
The conversation highlights the importance of being well-prepared and having all necessary documents and permits in order to ensure a smooth and timely loan process. The bank in question has a team of underwriters that can issue commitment letters within a week, which is faster than usual. The speaker encourages viewers to subscribe to their channel for more information and assistance with financing.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Question: With banks tightening up, do you expect the SBA 504 construction loan to be one of the few loan products that is still being aggressive?
Answer: Many banks have suspended or eliminated their construction loan programs. The SBA 504 construction loan is still being offered and is considered an aggressive loan product in the market. Banks like Carrus that are still offering construction loans are aggressively seeking out borrowers. The speaker is open to discussing SBA financing options, including the 7A and 504 loans, for various purposes such as buying an existing business, building a new office building, or expanding an existing business.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau discusses the advantages of an SBA 504 construction loan over a conventional loan. He highlights the lower down payment requirement, with only 10% down if it's not a startup, as the biggest advantage of the SBA 504 loan. Additionally, he mentions that with a conventional loan, closing costs have to be paid out of pocket at closing, whereas with the SBA 504 loan, these costs are financed into the loan.
Another advantage that Beau notes is that his bank factors in an interest Reserve into the total project cost, which allows for interest-only payments during construction and no out-of-pocket expenses for the sponsor. This, he explains, is not always offered by conventional banks.
Beau also invites viewers to book a call with him to discuss SBA financing options, including the 7A and 504 loans, for different types of businesses and projects. He emphasizes that his bank offers multiple solutions and can walk viewers through the SBA loan process. Finally, he invites viewers to subscribe to his channel for more information on financing and lending.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
CDC stands for Certified Development Company. There are approximately 230 CDCs across the country, varying in size. CDCs are typically involved in the loan process after a commitment letter is sent, but can also be expedited to speed up the process.
Each Certified Development Company (CDC) is a private, nonprofit organization that is certified by the Small Business Administration (SBA) to promote economic development in local communities by providing funding to small businesses. CDCs typically provide financing under the SBA's 504 loan program, which is designed to help small businesses purchase fixed assets such as land, buildings, and equipment.
The SBA works with CDCs to provide loans with low-interest rates, long repayment terms, and lower down payment requirements than traditional bank loans.
CDCs are required to provide at least 10% of the total loan amount, while the SBA guarantees up to 40% of the loan, with the remaining 50% provided by a participating lender. CDCs work closely with participating lenders to underwrite, approve, and service SBA 504 loans. They also offer technical assistance and counseling to small businesses to help them succeed. CDCs are typically funded by fees charged on SBA 504 loans, as well as by grants from state and local governments, foundations, and other sources.
Overall, CDCs play an important role in promoting economic development and job creation in local communities by providing access to affordable financing for small businesses. Beau offers to discuss SBA financing options for various business needs such as startups, existing businesses, franchises, and expansions. It is recommended to find a bank with experience in 504 loans and referrals to reputable CDCs for optimal loan processing.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, the host and guest discuss the SBA 504 loan, specifically in relation to construction loans. The SBA 504 loan is a hybrid between a conventional first loan and an SBA second loan, with the LTV (loan to value) typically being 90% and the borrower putting down 10%. However, for startup businesses or special-use properties, the LTV can decrease to 85% or 80%. The first 50% of the loan is provided by a bank, and the SBA portion is provided by a CDC (Community Development Corporation).
The guest, Carey, works for a bank and helps clients navigate the SBA loan process. He offers solutions for various financing needs, including startups, buying an existing business, buying a franchise, building a new office building, or expanding an existing business. He encourages viewers to book a call with her to discuss their financing options and questions.
The host, Beau Eckstein, is a lending industry veteran with over 20 years of experience. He hosts a channel that discusses all things financing and invites viewers to subscribe. The video ends with a call to action for viewers to book a call with Carrie or reach out with any financing questions.
Overall, the video provides an introduction to the SBA 504 loan, its structure, and how it can be used for construction loans. Carey offers to help viewers with their financing needs, and Beau invites them to subscribe to his channel for more financing content.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Kevin Bupp is the CEO of Sunrise Capital Investors, which invests in various real estate assets across the US. After attending a parking conference, Bupp realized the potential of parking lot investments and identified automation and technology integration as key opportunities to increase revenue. Mobile home park investments have become increasingly competitive, making it difficult to find good deals, but Bupp's team is focused on identifying hidden gems in underserved markets. Data analysis is used to evaluate potential deals based on factors such as cash flow, location, and value-add opportunities. Bupp predicts that there will be stress cracks in the mobile home park market in the next 12-18 months.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Land banking is the process of buying land inexpensively that is strategically placed in the path of growth and then holding it for a period of seven to ten years until it is sold to a developer at a higher price. The speaker, Brad Warren, who is a certified teacher and a real estate coach, advises that it is important to distinguish land banking from land speculation. Land speculation is simply buying land in the hope that its value will appreciate. However, land banking involves buying land in areas experiencing tremendous growth on the periphery, not in the downtown areas. Warren’s company researches the areas they invest in and buy land ranging from one acre up to 30, 40, 50, 60, or 100 acres.
The land acquired is within a 60-mile radius of downtown Los Angeles, and the company buys the land for the investors. The minimum investment is $25,000, and investors can acquire green energy real estate that is likely to go to an energy company to build a solar farm. Warren explains that his company has a full research and acquisition team that researches all the projects in the area and attends city council meetings to hear about upcoming developments. Once they identify an area with a potential project, they buy the land of whatever size and sell it to investors.
Warren’s company ensures risk mitigation by having a 16-point comprehensive analysis checklist. Every piece of property they consider buying has to meet 16 criteria or they reject it. They buy only one out of every 30 properties they look at, and they ensure that their investors hold onto the land for seven to ten years to get returns of three to seven times their investment. Warren advises investors who want to do due diligence to visit the area to verify its potential. However, he notes that the company’s team knows the area well, and they even get called by the city and county of Los Angeles when there is a land use issue.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The episode is an interview with Franco Perez, a mobile home expert who aims to break the stigma surrounding mobile homes as an effective pathway to homeownership for first-time home buyers. Franco shares his personal experience of growing up with immigrant parents, experiencing the hardship of being the sole breadwinner for his family and struggling to pay rent. This led him to discover the untapped potential of mobile homes as a solution to affordable and sustainable housing.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Stacy Gray, the founder of Organize to Scale, discusses proven strategies for organizing and growing a syndication business. Stacy started the business when her family needed to streamline their business operations to create more time freedom when her mother was diagnosed with stage four cancer. Stacy created a blueprint for streamlining operations, delegating, and automating tasks. When they returned after her mother's passing, the business was more profitable and streamlined.
Organize to Scale's target clients are Visionary entrepreneurs in any industry who want to create a business that runs smoothly, is profitable, and allows them to focus on the tasks they enjoy. The business takes clients through a three-step process. The first step is architecting the business, where the structure and systems are designed around the client's goals. The second step is building the essential infrastructure, which is handled by a build team, much like a general contractor in real estate. The third step is operating the business, where the operating team manages day-to-day tasks.
Organize to Scale could help a commercial lending company get started in syndicating and raising capital and has had clients who have never raised capital and others who have raised millions of dollars.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau and Amanda discuss the biggest surprise that potential franchisees discover during the franchise buying process.
Amanda explains that there are two types of clients: those who know what they want and those who think they know what they want but end up realizing that it's not a good fit for them.
The most surprising thing for the latter group is often discovering a business model that they hadn't considered before and falling in love with it.
Amanda emphasizes the importance of being open-minded during the process and trusting the broker's expertise.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, franchise expert Amanda Vargas and Beau Eckstein discuss the importance of the validation process for potential franchisees.
Validation involves speaking to current franchisees in the system to get a better understanding of the day-to-day operations, potential earnings, and overall experience of owning a franchise.
Amanda emphasizes the importance of preparing candidates with a list of key questions to ask other franchisees and offers resources to help them through the process.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Amanda Vargas tells Beau about the importance of taking a Zorackle Profile assessment early on in a candidate's franchise journey.
The Zorackle Profile is a tool used by qualified franchise broker consultants to help potential franchisees, franchisors, and brokers identify the qualities and skill sets needed for successful franchise ownership.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The video discusses the benefits of working with a franchise broker and the key factors to consider when choosing one. Working with a broker is the best thing to do because it doesn't cost any extra fees, and they have access to many franchises that you may not have heard of before.
The broker can help you find the right fit for you by comparing different options and considering factors such as your lifestyle and income goals. When choosing a broker, it is important to consider their experience, training, and the size of their franchise inventory. Additionally, they should show genuine interest in helping you find the right fit for you. The video ends with a call to action to subscribe to the channel for more information on financing.
Franchise brokers are professionals who help potential franchisees find and evaluate franchise opportunities. They typically work with a variety of franchise systems and have knowledge and experience in the franchising industry. They can provide valuable guidance and support throughout the entire franchise selection process, from researching and evaluating different franchise systems to negotiating the terms of the franchise agreement.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this episode, Beau talks with Amanda Vargas about whether previous experience is needed to buy and/or own a franchise.
Amanda explains that, in most cases, buying a franchise does not require prior experience in the product or service being offered.
Franchise companies are looking for individuals who can manage and scale the business, hire the right people, and handle important aspects such as KPIs, employee management, networking, and marketing.
They actually prefer that franchisees do not have experience in the technical aspects of the business. Franchises provide an opportunity for individuals to own and operate their own businesses, while still having the support and guidance of an established brand.
Franchisors typically provide training and ongoing support to help franchisees successfully operate their business.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this episode, we talk about the Franchise Disclosure Document (FDD) and how it is an important document that potential franchisees need to review.
The FDD is a document to help franchisees understand the responsibilities of both parties. A franchise disclosure document (FDD) is a legal document that franchisors are required by law to provide to potential franchisees in the United States.
The purpose of the FDD is to disclose important information about the franchisor and the franchise system to prospective franchisees so they can make informed decisions about whether to invest in the franchise.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Question: How do you narrow down the focus of your franchise search? It seems overwhelming with so many concepts. What are the best practices you found over the years working with so many candidates and helping them narrow down their focus?
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
On this episode of the Investor Financing Podcast, Beau interviews Sally Gimon, Senior Transition Specialist, Public Speaker, and Travel Enthusiast at https://thetrustisyou.com/.
A spendthrift trust is a type of irrevocable trust that is designed to protect the assets of the beneficiary from being spent recklessly or seized by creditors. The trust is set up in a way that the beneficiary cannot control the assets directly, and instead, the trustee has the discretion to distribute the assets to the beneficiary in a way that protects the assets from creditors or from being spent too quickly. Spendthrift trusts are often used for estate planning, asset protection, and tax planning purposes.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Chad Zdenek is a CEO, GP, and TV host with an impressive background, having earned three master's degrees and worked in construction management and structural engineering. He also co-hosted and hosted several TV shows, including "Inside Mighty Machines" on the Smithsonian Channel and National Geographic. Chad's interest in real estate began when he and his brother grew their lighting business to 75 employees and three warehouses in Los Angeles. However, he found running a business to be a ton of work, and he wanted to create passive income, leading him to real estate investment.
Chad's first syndication deal was a solo GP investment in a ten-unit apartment building in Long Beach, which he raised $1.2 million for. He invests mainly in California and Florida, with his focus on multifamily and self-storage properties. Chad also invests in LPs and emphasizes the tax advantages and leverage of real estate.
Chad believes that the key to success in real estate investment is a combination of skill and attitude, with attitude being more important. He stresses the importance of resilience and taking action, even when things do not go as planned. Chad is also a believer in building long-term relationships with investors, which requires transparency and trust.
Chad is currently a GP with over $150 million under management, including his latest projects: the Clearwater and St. Petersburg multi-family properties. He is passionate about giving back and is involved in several charities, including Children's Hospital Los Angeles and Surfrider Foundation. Overall, Chad's diverse background, experience, and positive attitude make him a unique and inspiring figure in the world of real estate investment.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
This episode features a conversation with Edwin Carrion, who is a self-made millionaire, mentor, and investor with over 20 years of experience in various industries.
Beau begins with a discussion about the Miami construction and luxury markets, and how Edwin started with building single-family homes before moving to larger projects.
Edwin is self-made, as he believes that everyone is helped by other people along the way, and he attributes his success to his faith in God and his team. Edwin shares about "My First Investment Property," and tells about his experience starting the podcast and interviewing seasoned and new investors. Edwin explains that his podcast is focused on sharing stories about people's first investment properties and the challenges they faced. He believes that everyone shares similar struggles, and it is essential to learn how to overcome them.
The conversation shifts to the topic of real estate and how it can be forgiving if investors can weather storms and stay in the game. Edwin shares his experience during the 2007-2009 economic downturn in Florida, where the market dropped by 60%, and how he persevered by cutting costs, making tough decisions, and being patient. They talk about giving advice on how to unlock one's true potential, which includes setting clear goals, having a positive attitude, and finding mentors.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, Beau talks to Donnie Boivin, the founder of Success Champion Networking, which aims to help businesses grow through mastermind peer strategies and networking. It was launched to help others who are struggling with their businesses. They offer mastermind groups, networking events, and business summits to provide entrepreneurs with a supportive environment to grow their businesses.
Donnie Boivin is a former Marine who stumbled into the sales world and eventually discovered his company. He started talking about the things he was screwing up in business and people began asking him questions. He then shifted the purpose of his company to help other businesses get to freedom through building a business.
The episode covers how Donnie discovered podcasting after almost losing his farm and how he picked himself up from that situation. He also talks about the Champions Table Masterminds and the Badass Business Summits that his company organizes.
The interview highlights the importance of networking, building a brand, and taking action to become successful. Donnie shares how he realized that nobody was telling him what to do as a business owner and how he learned to share his struggles to help others.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Beau interviews Henry Svec, a Canadian real estate investor who was a psychologist for 30 years. He talks about his journey into real estate investing, starting with a foreclosure property he bought in 1987 for $52,000, which he turned into a cash-flowing property by building garages to rent out. He then went on to buy more properties in Waterloo, Ontario, where he and his wife bought their first house for their children who were going to university, and they rented out rooms to pay off the mortgage.
Henry talks about his good and bad deals, one of which was buying a building for a million dollars, causing him a great deal of anxiety initially but later bringing him joy. He also talks about a deal that he calls a home run, where he was able to buy a beautiful building and a lot for $370,000, which he thought was a deal because he was only expecting to pay $300,000 for his half of the building.
The conversation touches on the topic of beekeeping and how it relates to real estate investing. Additionally, Henry shares stories about a good deal that ended up being bad and a bad deal that ended up being good, and talks about a legacy deal that he was lucky to have been a part of.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
On this episode of the Investor Financing Podcast, Beau interviews Jesse Fisco, the owner and founder of Emerge Coaching in Salt Lake City, Utah. Emerge Coaching Program is for entrepreneurs and sales professionals that help them truly unlock higher growth and potential.
Beau and Jesse talk about the fundamentals of mindset coaching, along with practical practices that will help entrepreneurs unlock their fullest potential.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this episode of the Investor Financing Podcast, Beau Eckstein talks with Joe McCabe, a successful entrepreneur who has started several businesses, including a real estate company, title company, mortgage company, and assisted living caregiving service.
Joe shares his background growing up in a middle-class family and joining the Army CID after enlisting in the military. The interview covers Joe's various business ventures and his book, "Maintain Your Gear: Surefire Strategies to Dominate, Execute, and Scale in Business and Life," which is based on military principles he learned. Joe emphasizes the importance of taking action and not being afraid to fail, and he encourages listeners to focus on their goals and accumulate assets to achieve financial stability.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
On this episode of the Investor Financing Podcast, Beau interviews Fred Moskowitz, an experienced speaker-author, educator, known as the alternative investment expert, and the author of “The Little Green Book of Note Investing: A Practical Guide for Getting Started with Investing in Mortgage Notes."
They talk about the overview of note investing.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The video discusses practical tips for escaping the nine to five work schedule and achieving 24/7 cash flow through real estate investments. The guest, Brian, shares his background in finance and how he transitioned from the corporate world to real estate investment. He discusses his strategy of using the BRRRR (Buy, Renovate, Rent, Refinance, Repeat) strategy to acquire properties with a developer spread, renovate them, and refinance to get all the invested money back. Brian also talks about maximizing cash flow on rental properties by flipping the kitchen to increase the number of bedrooms and utilizing Section 8 affordable housing. He shares his sources for finding cheap deals and emphasizes the importance of integrity and paying contractors on time to attract the best talent. Brian also offers a mentorship program and a "done for you" model for investors who do not have the time or expertise to invest in real estate on their own. He encourages investors to focus on delayed gratification and stay focused on their goals to achieve success in real estate investment.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
This video features an interview with Nikki Billou, the founder of the e-Circle Academy, who discusses his background and philosophy on business success.
He believes that entrepreneurs are society's greatest heroes and that they need all the support they can get because the forces of culture are currently against them.
Nikki emphasizes the importance of four key traits for success in business:
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Decisiveness
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Commitment
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Coachability
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Generosity
He also discusses the importance of standing out in one's field and pursuing a strategy of preeminence. Nikki's e-Circle Academy helps entrepreneurs create their own intellectual property and get it monetized, develop a clear understanding of their ideal clients, and provide value to their clients through problem-solving.
Finally, he stresses the importance of making a decision to be successful and taking action to achieve that success.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau and Amanda talk about the initial steps of the franchising process.
Amanda suggested bringing in different brands and concepts for a small group of pre-qualified people to hear in speed rounds.
The first step is to talk to Beau about financing and feasibility, followed by completing an assessment and having a conversation about background and goals with Amanda.
Amanda will share franchise categories and provide education on investment ranges, after which she will conduct research and present two to three franchises for deeper exploration.
The due diligence process will then begin.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
On this episode of the Investor Financing Podcast, Beau interviews Quentin West, the owner and president of The Cozy Cosmo LLC, a nationwide short-term housing company specializing in helping victims of fire & flood find temporary housing.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau and Amanda answer the question about how fees and costs generally work when working with a franchise broker.
Amanda explained that their services are free for the client, as their fees come from the franchisor's marketing budget.
They have contracts with over a thousand franchises and are paid by the franchisor once a deal is closed or a franchise is found for the client.
The cost to the client is the same whether they work independently or with a broker.
Amanda & Beau have collaborated on a training program for entrepreneurs who want to learn more about owning a franchise called Fran University (https://franuniversity.com). Go there to register for free training.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau & Amanda discuss how to invest in a franchise using a 401k or IRA.
Amanda explains that it is possible to do a Rob's rollover and invest the funds into the franchise. This can even be used as an equity injection if getting an SBA loan.
She emphasizes the benefits of using idle funds to buy a business that can cash flow long term, especially if you want to eventually get out of the W-2 rat race.
Amanda & Beau have collaborated on a training program for entrepreneurs who want to learn more about owning a franchise called Fran University (https://franuniversity.com). Go there to register for free training.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Amanda & Beau talk about franchise opportunities in Canada and how FranUniversity can help individuals become successful franchise owners.
Amanda said their services extend to Canada and that they have worked with Canadian clients before. They also mention that they assist Canadians who are applying for the E-2 Visa and immigrating to the US.
Amanda encourages those who are interested in owning a franchise to visit FranUniversity.com, where they can join for free and receive training on choosing the right franchise and running a successful business.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau & Amanda talk about the stages of growth for a franchisor and how it affects the decision-making process for potential franchisees.
They explain that there are pros and cons to both emerging and established franchise models, and that it ultimately depends on factors such as the franchisor's capitalization, experience, and support for franchisees.
They also describe the bell curve of franchising, with newer franchises on one end and plug-and-play franchises with over 100 locations on the other.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The video discusses the different franchise models available, including owner-operator, owner-manager, and semi-passive models, and how they can be suitable for people who still have a W-2 job but want to own a franchise.
Amanda talked about the importance of finding a franchise that allows for a semi-absentee model and suggested partnering with someone trustworthy to help ramp up the business until they can leave their job.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
This video discusses the benefits of opening a franchise, including the opportunity to learn about the industry and become a better business person.
The process of opening a franchise is described as systematic, with the help of a franchise broker who guides the potential franchisee through due diligence and validation of the business concept.
Amanda encourages viewers who are interested in escaping the W-2 rat race or owning their own business to consider franchising.
Amanda & Beau have collaborated on a training program for entrepreneurs who want to learn more about owning a franchise called Fran University (https://franuniversity.com). Go there to register for free training.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau and Amanda discuss how to approach owning a non-franchise business model, specifically in the case of someone who has already purchased a building and wants to open a coffee shop.
They suggest evaluating the space, its location, traffic, visibility, and parking, as well as researching the market and considering the cost and time it would take to set up and run the business independently.
Amanda suggested looking at the benefits of franchising, such as proven systems and equipment, marketing strategies, and profitability, before making a decision.
Amanda & Beau have collaborated on a training program for entrepreneurs who want to learn more about owning a franchise called Fran University (https://franuniversity.com). Go there to register for free training.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
Beau and Amanda discuss franchise concepts in this episode that would be suitable for real estate investors. Amanda Vargas mentions that there are managed model franchises where a management company runs the business for the investor.
There are also property management and flipping homes franchises that cater to real estate investors.
Additionally, there are many businesses related to home improvement, inspections, maintenance, and remodeling that real estate investors can diversify into.
Amanda also talks about how some franchise investors start with one service and then diversify into multiple services under an umbrella company. The video provides a broad overview of franchise concepts for real estate investors.
Amanda & Beau have collaborated on a training program for entrepreneurs who want to learn more about owning a franchise called Fran University (https://franuniversity.com). Go there to register for free training.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau and Amanda Vargas talk about the vast number of franchise concepts available and how many are found in everyday life, particularly in the fast food industry.
Both Amanda and Beau encourage people to consider non-traditional franchise concepts, such as internet marketing and home-based or service-based franchises.
They also share a success story of a young finance worker who became a franchise owner of a service-based insulation franchise and purchased three territories, which allowed him to triple his income.
Amanda & Beau have collaborated on a training program for entrepreneurs who want to learn more about owning a franchise called Fran University (https://franuniversity.com). Go there to register for free training.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, our expert franchise broker, Amanda Vargas, discusses the franchise ownership process.
Prospective franchisees go through a questionnaire to assess their profile and determine which concepts may be a good fit for them.
A franchise disclosure document (FDD) is reviewed for due diligence, which is a lengthy contract that provides an overview of the franchise, including technology, operations, marketing, and ownership requirements.
Franuniversity.com is a free resource that provides training and support for prospective franchise owners. Free registration here: https://www.franuniversity.com
Franchise brokers such as Amanda guide prospective franchisees through the process, including meeting with the franchisor and other franchisees, and eventually visiting the franchise headquarters. It is important to note that establishing ownership of a franchise is a process and requires committing several hours per week for research and meetings.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
The video discusses the process of choosing the right franchise for a potential franchisee.
Amanda Vargas, a franchise broker, emphasizes the importance of identifying the goals and financial situation of the buyer to find a suitable franchise.
The process involves completing a scientific assessment, exploring different funding options, and working with professionals such as CPAs and franchise attorneys.
The broker presents the buyer with six to eight opportunities and guides them through due diligence and contract review. Amanda also noted that many people end up choosing a franchise concept different from what they initially thought they wanted, and highlights the benefits of the franchise model, including the system and training provided.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this video, Beau and Amanda Vargas discussed franchise concepts and opportunities in buying a franchise.
Amanda, who is a franchise broker, answered many of Beau's questions about franchising. Beau also shared his personal experience in the franchise business and explained how franchising can help individuals achieve financial freedom and build a legacy.
Amanda explained how she got involved in the franchise world and the different opportunities available in franchising, including home-based franchises. She also compared franchising with real estate investment and highlighted the advantages and limitations of both. Are you looking for a franchise to buy?
Book a discovery call with Beau to learn all about owning a franchise - https://www.franuniversity.com/discovery-call
Beau got interested in franchising due to his role in helping franchisees finance their acquisitions through SBA financing and other sources. He dove deeper into the franchise world and decided he wanted to learn more. That's when he and Amanda met. Beau has known Amanda for two years. She has trained Beau in all aspects of franchise brokering. Amanda is the head trainer for the Franchise Broker Association (FBA) where Beau is a current member.
They have collaborated on a training program for entrepreneurs who want to learn more about owning a franchise called Fran University (https://franuniversity.com). Go there to register for free training.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
On this episode of the Investor Financing Podcast, Beau interviews Matt Shoup, an author, serial entrepreneur, keynote speaker, and the President of M & E Painting and Roofing, M & E Real Estate Ventures, and MattShoup.com (https://mattshoup.com)
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
On this episode of the Investor Financing Podcast, Beau interviews Mike Kaeding, a residential real estate builder and developer and the CEO of Norhart.
Mike shared insights on their unique approach to designing, building, and running apartments that has led to a 20-30% reduction in construction costs, with a goal to achieve 50% over time. One of the key techniques they use is bringing all the work in-house and applying assembly line concepts to building, breaking down the building into smaller chunks or batches, with workers moving down the line every five hours.
If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )
In this episode, Beau Eckstein brought in special guest Bill Davis to talk about content marketing.
They talked about using tools such as ChatGPT to create and distribute valuable, relevant, and consistent content to your audience. Bill talked about the importance of creating content to get ahead in business, and specifically mentions using video and blogging as ways to create content.
They discuss the importance of having a specific call to action in each piece of content, and targeting a defined audience with relevant and valuable content. Bill also talked about ranking videos on YouTube and web pages in Google.
They finished up talking about useful tools and resources, and the importance of often forgotten email newsletters.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
On this episode of the Investor Financing Podcast, Beau discussed the strategic ways to finance affordable real estate properties, whether it’s a fix and flip, a rental property, or a potential BRRRR deal. If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
In this episode, Derek Sherrell, who has a background in construction and real estate investing, shares his experience with building Accessory Dwelling Units (ADUs) and using them as a way to generate passive income. He provides an overview of ADUs, including their different types and the importance of researching local planning and zoning codes.
Derek emphasizes the benefits of house hacking, which involves building an income stream on a property, such as by renting out a garage or building an ADU. He shares tips for financing ADUs, including seeking out local banks and credit unions, and emphasizes the importance of doing due diligence on contractors before hiring them.
Finally, Derek encourages viewers to be creative and open-minded in their real estate investing endeavors and to seek out networking events to build relationships with other investors.
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau,
what are the advantages of SBA 7a financing for a franchise startup versus conventional financing? Trying to figure out the differences.
Regards,
Gus
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau,
I am in contract for a condo unit. I was preapproved for a loan but when the lender found out it was a non-warrantable condo, they said they couldn't do the loan and they rescinded the preapproval.
Can you explain to me if there are any financing options?
I was buying this as a short-term rental investment property.
Thanks,
Kevin
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hello Beau,
I am looking at three different cleaning business franchise concepts. Their startup costs are between $150k and $285k. I watched your previous episode about the Robs rollover plan. That could be a good option for me over an SBA loan. What are the pros and cons for each of those financing options?
Thanks,
Jeanette
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau,
I'm working on purchasing a franchise. I really don't want to go with SBA financing because I don't want to get a lien on my investment properties. What other financing options do I have?
Thanks,
Bev
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau,
I'm evaluating some dumpster-type franchise businesses. I like this one so far. It's called redbox= dumpsters. Basically there are some franchise start up costs like buying a truck and some dumpsters. Looks like the initial cost will be around $700k.
Looking to you for guidance on how much down payment I would need and what type of SBA loan to apply for.
Thanks,
John
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau,
I am looking at purchasing a restaurant that's been in business for well over 20 years. I don't have any restaurant experience, but I have owned my own small businesses over the last 25 years. One banker I spoke to said his bank won't finance any restaurants unless the owner/buyer has experience in the restaurant industry. Is there a "workaround" for this?
Thanks a bunch.
Patricia
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau,
My partners and I have been working with a local bank trying to get SBA financing. We are getting pushback from the lender, saying that although the franchise is in the SBA Franchise Directory, they only have 13 franchisees and they're wanting us to come in with more down payment. They say this is a higher risk. Any ideas or solutions that may work for us?
Thank you!
Nate
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Hey Beau,
I've been calling DSCR lenders and everybody has a minimum of $100k with loan amount needing to be at least $75k. I'm buying properties using an equity line and renovating them. They're worth about $85k when I'm done. Do you have any recommendations on getting these small cash flowing properties financed so I can scale up?
Thanks,
Elisa
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
What type of franchises are easiest to get approved with SBA 7a Financing?
Beau,
My wife and I want to purchase a business and we haven't had any luck finding any existing businesses to purchase, so we started looking at franchises.
We'd like to finance this. What are some things we should look for in a franchise which may make it easier to get financing in the form of an SBA 7a loan?
Thanks!
Wyatt
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Beau, what's the best way to shop and make sure I'm getting the most favorable terms for my business acquisition financing? Purchasing a tire store "non-franchised".
No real estate- just the business.
Thanks,
Gary
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Beau,
I am looking to buy a warehouse for my remediation company. My understanding is that I can only finance the real estate with the SBA 504. I also want to purchase more inventory, hire some more employees, and get some working capital.
I have been in business for 6 years and should have sufficient cash flow & income. Walk me through your recommendations.
Thanks in advance,
Jimmy
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau,
I am looking at purchasing a new PJ’s Coffee franchise. My question is: What is the process for obtaining SBA 7a financing? From what I gather it looks like total start up costs would be Total Estimated PJ’s Coffee of New Orleans Franchise Costs: $406,000 to $1,024,000
Thanks,
Thomas
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau,
I watched a previous episode “Financing a Planet Fitness Franchise Using SBA 7a Financing”. I am currently contemplating starting a fitness concept. I am evaluating my buying power first. What intrigued me with your past show was that we can potentially get high-leverage financing. I believe my old 401k would qualify for a rollover for my down payment. Essentially, I am not getting much of a return with the 401k and I’d like to roll that into a potentially good cash flowing business. It makes a lot of sense to me!
Please walk me through your thought process on this and what I might want to start looking into. My 401k has about $350k in it and I also have $150k liquid. I am retiring from my career in law enforcement in about 3 years and have the time and bandwidth to get this going now.
Looking forward to hearing your thoughts on a future episode!
All the best,
Tyler
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau, I am a long-time fan of your show. My husband and I are both full time employees. My husband works in tech, and I am in HR.
We have a small portfolio of rental properties and at some point, would like to quit our jobs and run a business. So far, we have been exploring starting a coffee shop franchise. Currently, we have interest in the following franchise concepts.
However, we are just starting our search so this list could change. Scooter’s Coffee
PJ’s Coffee
CAFFEBENE
We would like to utilize our great credit & income and assets to finance as much as possible as we are also trying to grow our real estate portfolio and believe in “good debt”. We are looking for some guidance and would love to hear you talk about options out there and maybe what we might start to look for as we dive deeper into the process?
Thanks,
Louise & Mitch
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I am just about to write up an offer to purchase a campground. What are the best financing options? The campground is located in Northern California. It has 135 campsites, a general store, a laundry facility, and 28 RV hookups. Cashflow appears to be very strong. Seller is relocating out of the country and would probably consider carrying a small note. Purchase price should be $2,495,000.
Thanks,
Julia
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Hi Beau,
My partner and I are looking to secure financing to purchase an existing business. Total purchase price is $9.2mm. With the SBA 7a being limited to a max of 5mm what would be our options? No real estate involved, mostly goodwill. The business manufactures outdoor patio furniture. Any suggestions on this?
Thanks,
Jameson
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau,
My local bank is dragging their feet getting me answers on an SBA loan. I am trying to get financing approved to purchase a dog boarding franchise concept. Maybe, I need to find a better lender? With franchise fees, buildout, and project costs we are looking at about $1mm in total project costs. What are your recommendations to find the best lender for this request?
Thanks,
JR
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Beau, I am selling a rental property and have identified a mixed-use property to purchase. The property has 16 residential units and 4 commercial spaces. All but 1 unit are leased. Acquisition price is $3,135,000 and I have about 850k coming from my 1031 exchange. I have received one quote from a local bank and they offered 6.75% on a 5 year fixed amortized over 20 years. I want to try and find a lender for a 30-year amortization. How would you go about sourcing the best options here?
Thanks,
Shannon
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau,
I live in Colorado and have the opportunity to purchase a bowling alley business with the real estate. It has a decent size arcade and snack bar. The seller wants $850,000 for the business and real estate. I have been going to the bowling alley since I was a kid and have great memories here. I work in IT and would love to own my own business. The property does need some updating and I have some cool ideas to bring in more revenue by adding some pool tables as there is a good amount of un-used space. I’m figuring about 200k for updates and $75,000 for pool tables and the build out of that area.
How would you go about financing this venture?
Thanks,
Terry
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau, I purchased this 24-unit multifamily property with a bridge loan about 20 months ago. It’s now stabilized and I’m looking to refinance the property. What would be my options? I own 2 other smaller multifamily properties a 12 unit and a 6 unit. The numbers are as follows:
Purchased for $1,289,000
Capex to date: $365,000
Occupancy 97%
Loan Balance: $1,175,000
Estimated Value: $1,975,000
Locations: Knoxville,
TN Goal 70-75% cash-out
Thank you,
Gene
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau, I have a flex light industrial property under contract in Florida. There are 16 units and 12 of them are leased. We plan on leasing up another unit or two before closing. I live in California and I’m having trouble finding a bank to fund the purchase. DSCR is good and I am solid. Any suggestions/help you may be able to provide?
Purchase price is $1,975,000. I am looking for 75% financing.
Thanks,
Ryan
Hey Beau, I have a flex light industrial property under contract in Florida. There are 16 units and 12 of them are leased. We plan on leasing up another unit or two before closing. I live in California and I’m having trouble finding a bank to fund the purchase. DSCR is good and I am solid. Any suggestions/help you may be able to provide? Purchase price is $1,975,000. I am looking for 75% financing.
Thanks,
Ryan
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau,
Thanks so much for doing these question-and-answer segments.
We recently purchased a cabin in the Smoky Mountains using a friend's self-directed IRA which covered the acquisition and rehab.
We are looking for a cashout refinance in the Smoky Mountains We have owned it for 7 months now and just got declined from a DSCR lender. They said they don’t use new appraised value to after 12 months. The other DSCR lender said that the long term rents would not qualify us. Help we are stuck! Below I put the data:
Purchased: 5/09/22
Purchase Price: #337,500
Rehab: $65,000 Value: $550,000
Credit: 770
We told our lender we would have them paid off in 6 months and he is getting impatient.
Any thoughts on this?
Please Help!
Trina
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Expansion Financing for QSR Franchise
Hey Beau, Appreciate the Q&A sessions. I’ve got a question for you now. I run and own a couple QSR franchise locations and I’m looking to expand without bringing in additional investors. Is there a financing product (non-SBA) that will finance based upon revenue? In business for 5 plus years we have 4 locations
Here are the basics:
Revenue: $17mm
EBITA $2.4MM
I am looking for the largest line of credit possible
Cheers!
Hector
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau,
At the beginning of the year my partner and I purchased a printing business. This business is well established and has been operating for over 8 years. We purchased the business with SBA 7(a) financing. We would like to purchase a newer digital printing machine which will greatly increase our output and drive revenue.
We have strong credit and the business has done well and is ramping up.
Any thoughts on the best way to finance? SBA or Equipment financing? The cost of the equipment is $265,000 including installation.
Thanks,
Rick
How to Finance a Bed & Breakfast Using an SBA Loan Hey Beau, I’m originally from a town in Pennsylvania which is up in the mountains. There is an older, large home which would make a perfect Bed & Breakfast. I checked with the city and they said we could use it as a B&B. The plan would be to purchase the property for $760,000 and put about $200,000 in renovations.
Is this something SBA would finance?
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Will DSCR loan lenders take into consideration whether the property will be a long-term or short-term rental?
-Jack
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hello, new subscriber here! Does it make sense to purchase/rehab with a HELOC and then do a conventional refinance? Any limitations…seasoning, closure of HELOC, etc.?
- Tamarra
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I am a brand new investor who has about $300k in savings. My wife wants to buy a one family home for ourselves but I want to have at least 1 investment property before I buy one family home. What advice may you share?
Thanks!
Kumar
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Question: Hi Beau, what are the best options to purchase a building that I’d like to open a restaurant in? I do have restaurant experience – I’ve been in restaurant management for 16 years. This would be a non-franchise restaurant (independent).
Thanks,
Maya If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Using an SBA 7a loan to purchase a janitorial business
Question: Hey Beau, I have an opportunity to buy an existing janitorial business. It’s been in business for 3 years and is cash-flowing well. It’s on the market for $265,000. It’s doing about $500,000 in annual gross revenue. I’m waiting for the seller’s financials.
How would you recommend I start the due diligence process?
Thanks in advance,
Joe
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Business Expansion Financing with the SBA 7a Loan Program
Can I get working capital to expand my insurance brokerage? I have been in business for 7 years and have good financials. I need capital to hire and expand.
Can you provide an overview of what the financing might look like and how the loan will be underwritten?
Thanks,
Oliver
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Multiple SBA 7a Loans for the Same Borrower
Hi Beau, can I apply for a 2nd SBA 7a loan if I already have loans with the SBA?
I have about $1.7 million with the SBA 7a program. I'm looking to finance another business that I started about 5 years back.
Thanks,
Lance
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
How Do I Find Working Capital for My Ecommerce Business? Hi Beau, I own an ecommerce business. We sell supplements and sportswear. We have been in business for 4 years and I have decent credit around 660. Our monthly gross sales are about $500k. I need to fund for expansion. I know SBA could be an option, but I have a lot of moving parts and I want to move quickly. I am looking for $1 million.
What options would you recommend?
Thanks,
Paul
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau, I am working on finalizing plans and permits to build a light industrial warehouse which my business will occupy. Total project cost will be $3.6mm. I own an ecommerce business and need more space for inventory.
Thanks in advance!
Rochelle
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau, what is the longest amortization for an SBA loan if there is real estate included? I am looking at purchasing a business with real estate.
Thanks,
Jim
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I’m looking at buying an existing landscape business in my city. The business serves a lot of the big commercial properties in town. I know the owner of the business, as I work out with him at the gym from time to time.
He’s getting ready to retire and travel and would like for me to purchase the business. He said he’d sell it around the $1.6 MM mark. He’s open to carrying a little bit of the loan for me as well.
I have never worked in the industry, but I do have experience managing my parents’ business. They own a small accounting firm.
What would be the financial requirements from me?
Thanks,
Stan
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau, can you tell me the advantages of USDA versus SBA loans? I am looking at purchasing a hotel in a small town, which gets a lot of tourists. It also includes a convenience store and gas station. Purchase price is $12MM.
Just wondering what the differences would be between the two options.
Thanks,
Jolene
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau, I’m buying a property up in the mountains. It’s a tourist destination. It’s a commercially-zoned property with 13 cabins on it. They are all short-term rental properties.
Would SBA financing potentially work for this?
Thank you,
Nicole
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau, I have an opportunity to buy an insurance agency. It is an independent agency, non-franchise. They want $600,000. I just signed an NDA and I’m getting their past 3 years of tax returns. I would like to get a set of eyes on the financials to make sure the DSCR is adequate for getting 80 to 90 percent financing for an SBA 7a.
I have experience in the insurance business but this is a little intimidating for me. It’s hard to know if I’m getting a good deal.
What are your suggestions for figuring this out?
Thanks a lot,
Josh If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau, I have been a teacher for many years and would really love to own my own daycare. What would the best SBA financing options be? Most likely, we’d want to buy the real estate, as well.
Thanks,
Dottie
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
The Secret to Acquiring a Business with No Collateral
Question: Hey Beau, I’m buying a business and it has no inventory. It really is just all intangibles. It’s doing great revenue. I’m a solid borrower and I fit all the benchmarks I believe the SBA would require.
I guess I’m just wondering…I’m buying a business for $3 million with no hard assets.
Is this even fundable? I know SBA guidelines look for additional collateral but I don’t own any real estate.
Thanks,
Lance
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
How to Finance Cheap Properties [Using the BRRRR Method]
I have a question regarding DSCR loans for a long-term rental with the intention to use the BRRRR method. Given the example of a $40,000 house with a total rehab cost around $35,000, ARV around 90-100k with a 680+ credit score and 20% down, would I qualify for a DSCR loan if the monthly rent would be around $1,300?
In short, what you're looking for is a house flip type property to Buy, Rehab, Rent out, then Refinance. If all goes well, you Repeat the process.
Learn more about the BRRRR Method here - https://www.fool.com/investing/stock-market/market-sectors/real-estate-investing/basics/brrrr-method/
Thank you for your time.
Shatie
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Beau, I am an active investor in the SF Bay Area. Wholesalers bring me deals because I close quick. Usually, they are running out of time on their contract and need to perform. I am the guy that gives quick answers and can close quickly.
I am looking to establish a relationship with a group who can fund in a day or two. Can you help me? I saw some of your recent closings locally and need a funding source who can close lower leverage deals extremely fast. That’s how I have been successful as other wholesalers can’t perform in a timely manner.
Thank you,
Brad
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Beau, love your show! I have a deal in contract that I will be fixing up to BRRRR. The lender I used on my last two deals is not lending right now. I am a little overwhelmed with trying to find competitive terms for the rehab loan. Rates and terms seem to be all over the place. Any guidance on finding the best option? The property is in Fresno, California.
Thanks,
Randy If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau, I really enjoy your podcast! I am looking to retire from my w2 job working in tech and either buy a franchise or find an existing business to purchase. Mostly looking in the home service space. My question is really a general question on what is easier to finance–a franchise or an existing business?
Thanks,
Walter
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau, can I get a DSCR loan based on projected mid-term rental income?
Thanks,
Jesse
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
How to Finance Midterm Rentals
Hey Beau, I’ve been investing in real estate for several years. I focus on acquiring properties that are close to hospitals. I place traveling nurses and medical staff in them. These are furnished rentals. We typically see 2x the normal long-term rents. I can’t finance these conventionally. DSCR loans sometimes don’t allow me to go to the max leverage possible.
Most of these acquisitions are light cosmetic fixers that I put $10 to $30k into plus furnishings.
How would you recommend financing the acquisitions to keep the out-of-pocket costs at a minimum?
Thanks,
Carl
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
I’m looking into buying some vacation rental properties. I already own a vacation home that I use that I financed using a conventional mortgage. This would strictly be for investment purposes. The problem I’m running into is the purchase price does not qualify for DSCR loans when they look at long-term rents.
Is there a loan product that would work well for this type of vacation rental?
Thanks, Beau!!!
Lily
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hey Beau, I’m buying a car detailing business. I don’t have the funds for the down payment but my grandfather said he’d gift me the money needed for the down payment.
Is that acceptable for SBA financing?
Thanks,
Tucker
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hi Beau, I am looking at purchasing an established laundromat in my town. It also includes the real estate. The real estate is being sold for $650,000 and the machines and business are another $300,000.
What would be the best SBA financing options for this situation?
Thanks,
Angie
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I have an online business that’s been established for 4 years. We are doing very well in the revenue department. I’m looking for some working capital to expand my business but can’t use SBA financing as my global cashflow does not look good.
Is there any financing that’s based on revenue and credit score that might work for me?
Thanks!
Xavier
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Can I Get a DSCR Loan on a Mixed-Use Property?
Are you a real estate investor or business owner looking to expand?
Book a discovery call with Beau to learn all the ways he can help you - http://bookwithbeau.com/
Hey Beau, I’m looking at a property that has office/retail on the bottom and residential on top. I have great credit but I am self-employed and can’t go to a bank.
Are DSCR loans an option for this property?
Thanks,
Rolanda
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Can I finance the purchase of a marina using an SBA loan?
I am looking at acquiring a marina which has a 4-unit residential property and a restaurant on-site. Would this be eligible for SBA financing?
Thanks a lot!
Stan
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Qualifying for Short Term Rental Financing Using Your Seller's Past Rental Income
Hey Beau, I’m buying an existing short-term rental property. Can I use the last 12 months of income to qualify for a DSCR loan?
Thank you,
Rebecca
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Buy an HVAC Business Acquisition with an SBA 7a loan
I’ve worked in the HVAC industry as a lead installer for years. I found a local company whose owner wants to retire and sell the business.
The business is strong and has been well established for 15 years.
The owner said he’d carry about 5 percent, so I know I need to bring in some of my own money. That may strap me a little.
Are there any investment groups you know of that could help with an equity injection?
Thanks,
Fred
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Scaling Your Midterm Rental Business with Financing
Hey Beau, I am buying single family homes and townhomes, rehabbing them, and then furnishing them. I rent as midterm rentals–30 days and longer, mostly to traveling nurses. Looking to add a few more properties. Any tips on financing with DSCR loans?
Thanks,
Jasmine
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Concrete Company Acquisition Financing with the SBA 7a Program {Expansion Financing}
I own a concrete company. We have been in business for 8 years. My competitor is retiring and would like to sell his business to me for $2.2 million. I am looking for guidance on how to structure my offer and financing for the acquisition.
Thanks,
Patrick
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Multifamily Bridge to Bridge Financing
We acquired a 24-unit multifamily property with bridge debt. The project is taking longer than expected. We are 80% occupied and need a little more cash to get this fully stabilized. Below are the numbers. Any suggestions would be greatly appreciated. 1. Purchased for $1.495 million 2. Renovations to date: $350,000 3. Still need $185,000 to complete capex 4. As-is value is $2.6 million 5. As stabilized value will be $2.95 to $3.2 million
Thanks,
Simms
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Hard Money Loan Coming Due on a Flip
Hey Beau, I have had my property on the market, but it is not selling. I have a hard money loan coming due but don’t want to firesale my property. I do have a good amount of equity. Any tips on getting a temporary loan?
Regards,
Fitz
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Structuring a Hard Money loan with a Money Partner
I am buying a fix and flip and I have an investor lined up to put up the down payment and gap financing. How do we structure this, so he does not have to go on the loan?
Thanks,
Sonny
If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )
Using the SBA 7a Loan Program to Finance a Boutique Motel Acquisition
I am looking to purchase a boutique motel which needs a major renovation. The occupancy is low and the older couple who own the place don’t keep good records. Is this something that SBA might still look at with low in-place cash flow?
Thanks,
Missy
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Investment Property Line of Credit for California Properties -- How to Get an ILOC on a fourplex in California
Hello Beau! I have a free and clear 4plex near the beach in Encinitas, California (near San Diego). I am looking to put a line of credit on it so I have funds available for investments. I can’t go the “traditional” route. What might be my options with you guys?
Thanks,
Tommy
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SBA 7a Fixed-Rate Financing Option Can I get a fixed rate on the SBA 7a program?
It seems more advantageous than the 504 for what I am looking to acquire which has real estate included in the sale of the business. I want to maximize leverage based on some of your previous podcast shows. The business is a landscape supply store with nursery. They want 1.75mm for the real estate and land. The breakdown in 1.1mm for the real estate and 650k for the business. Any thoughts on how to structure this deal with financing in mind?
Thanks,
Jackie
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Structuring Financing with Hard Money and Seller Carry
I found a really good deal on a home that has fire damage. (not that bad just the kitchen). The seller said she would possibly carry a portion. How would you structure this? I do have the money for the rehab which I’m at $80k for kitchen and cosmetic upgraded,
Purchase price $420,000 and ARV north of $700k. Let me know your thoughts, please!
Thanks,
Jackson
Bridge Loans for Small Multifamily Acquisition
I am under contract to buy a 4plex. Units are all rented and the rents are well under market rents. My plan is to rehab the exterior and interior units and furnish them. I will rent as short term and mid-term rentals. What’s the best way to get the highest leverage? I own 2 STRs right now and also have flipped 2 properties over the past couple years. So I do have some experience. Purchase details below.
Purchase price $495,000
Rehab budget $60,000
ARV $700,000
Credit score: 740 plus
How to Purchase Service-based Businesses Using SBA Financing
I found a really strong service-based business to buy. It appears to check all the boxes and I even had a banker review the financials and he said the business would easily accommodate the new SBA loan proceeds.
My problem is, I am a little weak financially.
The banker said my experience in the industry was great. I am really looking on some help on finding an investor for the equity injection.
Any tips?
Thanks, Bruce
How to Qualify using DSCR Financing without Using Long Term Rental Income
HINT: stabilized bridge loan
I got turned down for a DSCR loan for a property that I am in contract to purchase in Joshua Tree. The plan is to furnish and rent as a short-term rental. The lender said the DSCR is under 1 when they did their appraisal. How can I get this financed?
Thanks,
Luca
Question:
I am looking at exiting my corporate career and found a business owner retiring. He has 3 successful auto body locations throughout Southern California. I was wondering if this might be a good fit for SBA financing. He wants $6mm and he will seller carry between 15-25%. How would I go about getting pre-qualified for this?
Thanks,
Reggie
Question: I have been building single family homes in Northern California for the past 10 years. I have completed around 40 spec homes over this time period. I funded the last several through a local bank but they will not allow any more financing as I have $4mm of loans outstanding with them. I have great credit and always pay as agreed. Any suggestions?
Thanks,
Sam
No Doc Line of Credit for Investment Properties in California I own a few rentals in the East Bay. I have a ton of equity but don’t want to refinance out of 2.875% loans. Can I get a line of credit? Note DTI type of loan will not work.
Thanks
Ramon
Hi Beau, I’m trying to figure out what franchise might be a good option for me. I have about $150k on the sidelines and like the idea of owning some sort of home-based business. I should have pretty low startup costs and the business would have to align with my skill set. I am extremely handy and work for a large property management company doing project management. How would you go about starting the search for a franchise concept? I would love to own my own business after 20 years with my current employer.
Thanks,
Jose
About 10 months ago I bought a fixer upper and renovated the property using a private money loan. The property is operating as an STR (short-term rental) and doing very well. My loan is coming due, and I can’t qualify for a refinance because my DTI is too high without being able to utilize my short term rental income (next tax period I can). Any thoughts on getting this hard money loan paid off and going into a lower cost of capital?
Thanks.
Damon
How to Get Construction Financing Without Any Experience
Hey Beau! I’ve been watching your show for some time now. I have 10 flips under my belt. I want to pivot and start doing ground-up construction projects. My bank turned me down due to lack of experience with new construction. Any tips on getting my loan approved with no “ground-up experience”?
Thanks,
Rob
How to Finance Investment Real Estate Without Income Documents
I just finished a remodel of a single-family home. I approached a lender to provide a refinance and they require 12 months of seasoning before they allow for the use of “new appraised value”. Also, they quoted me 8.25% with a 5-year pre-pay penalty. This property will be a short-term rental. Below is a summary of the deal.
Purchase price: $749,000
Rehab budget $139,000
ARV: $1,170,000
Purchased on: January 15th 2022
Annual taxes: $8,976
Annual Insurance: $2,450
No HOA
Long term rent: $4,800 monthly
Projected Short term rental revenue: $115,000 annually
My credit score is 740 plus Please let me know the best options to fund this.
How Do I Get Pre-Approved to Buy a Self-Storage Facility using an SBA Loan?
I am looking at buying a self-storage facility. This will be my first one. What will the SBA look at to qualify me? How do I know how much I can qualify for? My FICO is about 700. I have worked in IT for the past 8 years and have about $200,000 to invest.
Thanks in advance.
Josh
How Do I Get Pre-Approved for Financing to Buy a Multifamily Property?
I am trying to get pre-approved to buy a multifamily property. I am wondering how to get some sort of pre-qualification letter. I can’t get a straight answer from my bank. I would love to hear your feedback on this.
Regards,
Vince
What are the Rental Financing Options for Self-Employed Borrower?
I am self-employed. I have great credit but I am having trouble qualifying to buy an investment property because I run a lot of expenses through my business.
What options do I have?
Ruth
Why would I want to finance with a DSCR vs going conventional? It seems like the rates are better for conventional financing. Please elaborate on the benefits.
Thanks,
Thomas
Hi Beau,
I live in Japan and hope to move to the US in a few years. I was wondering what my options are for DSCR loans as a Foreign National. Plus, How much down would be required? And what general terms might I expect?
Thanks,
Hugh
Timestamps
[00:33] DSCR loans geared for foreign national borrowers
[00:42] Defining “foreign national”
[00:51] What are the eligibility requirements?
[01:40] Citizens who are not eligible for financing in the United States
[01:50] Available DSCR funding
[01:57] Some of the problems that foreign nationals might encounter
[02:46] Loan to Value limit for a non-U.S. citizen
[03:29] Go to investorfinancingpodcast.com/ask to ask other questions
A foreign national alien is defined as a Borrower that does not live and work in the US. This does not include permanent resident aliens or non-permanent resident aliens. If Borrowers do not have a valid work VISA, or work authorization card, and live and work outside the US, they are considered foreign national aliens. In addition, foreign national aliens are limited to loans on 2nd homes and Business purpose/investment.
• Foreign national aliens must provide a valid passport.
• Eligible for full documentation and debt service coverage
• Borrowers with diplomatic immunity are not allowed.
• Powers of Attorney (POA) are not allowed.
• Vesting in an entity is allowed, but no part of the entity can be foreign refer to Section 5.3 Country restrictions If the Borrower is a citizen of any of the below countries and is not either a United States citizen or a I551 green card holder then the Borrower is not eligible for financing.
• Afghanistan • Balkans • Belarus • Burundi • Burma • Central African Republic • Cote d’Ivoire • Cuba • Democratic Republic of Congo • Iran • Iraq • Lebanon • Liberia • Libya • Kenya • Myanmar • Nigeria • North Korea • Russia • Somalia • Sudan • Syria • Ukraine • Venezuela
Some lenders say they will not lend on a fix and flip loan if I have not completed a flip in the last 24 months.
I have great credit, money in the bank, and should meet all of the general requirements except “experience.”
Beau, are there lenders out there that will fund newbies on fix and flip projects?
All the best,
Amy
Question: I own a few long-term rental properties. Now I want to start finding larger properties to rent by the room. My cash flow will be more than double.
I am going to look for a house that I can modify and buildout at least a few more bedrooms. I would probably try and get 6 bedrooms out of each house.
I imagine that I would purchase the home and put another $75k in getting it ready for co-living. Will the DSCR lenders look at the lease agreement if I have one main tenant who subleases to the other tenants?
What would be some suggestions for financing?
Nate
Question: I have a plumbing supply company. We have been in business for 8 years and are growing 20-30% per year. We currently lease our warehouse. We would like to build a warehouse and get a much bigger yard. We plan on growing our business with more vans for delivery. We would probably be in the construction project around $4 million, not including the equipment, vans, and FF&E. That would probably be another $300k. What are your thoughts for a project like this?
Thanks,
Larry
Question: I’m trying to harvest some equity from a duplex I own. I want to buy another property to use as a short-term rental (STR).
What options do I have for taking out equity and buying the new property? Good credit, w2 income but Debt to Income (DTI) might be a little tight.
Question: My husband and I own an assisted living facility. It was a home and we remodeled and added three bedrooms. We have run the business for the past three years and we are looking at expanding in our market. We would like to purchase another property. What would our options be to finance the property build outs and FF&E (furniture, fixtures, and equipment)? We have a conventional loan on our property now. The property has a bunch of equity and our business is cash flowing well. What would be some good options? We have great credit, etc.
Laura
Question: I have a property I did a fix and flip on that I am finishing up a renovation on. The prices have declined in this Bay Area market. Basically, if I sell I will probably lose about $150k. Any suggestions on how you might evaluate the loan request? I would rather keep and hold even if I break even as opposed to taking $150k loss today. How would you approach this?
Look forward to hearing your thoughts.
Question: I am looking at purchasing an old Motel it's vacant now but it is a really good place to renovate and run as a boutique Motel. We would showcase the units on Airbnb in uh VRBO. I don't own any hotels currently but I do own and operate three short-term rental properties and they are single-family homes. I have great credit and we'll keep my W-2 job for the time being. I earn around 300K dollars per year. I should add the property needs about 800k in renovations and FF&E and they are looking to sell at around 2 million. How would you structure this loan? What could I expect for terms and loan proceeds?
Thanks in advance,
Matthew
Read more here - https://sbaloans.blog/sba-7a/getting-an-sba-7a-loan-for-a-hotel/
Question: I am working on buying a home service franchise. I need $50,000 for the franchise fee and about another $65k for the van. The other startup costs are about $10-15k. I am employed with a w2 job and have good credit. I have about $30k in savings and not much more.
Any suggestions?
Ryan
When to Use Bridge Financing for Multifamily Real Estate
Question: I own 11 single family rental properties. I just found a 12 unit in Ohio that I would like to purchase. The purchase price is $750,000. It has 6 units occupied and the property needs a new roof and some interior improvements throughout.
My rehab budget is about $175k. The rents could be pushed up about $200 dollars per unit after renovations. What options would work for this one?
Thanks,
Tim
Question: I am looking at purchasing an RV park in the Midwest close to a lake. The business is mom and pop owned and has not been managed well over the past few years as the owners are getting older.
I don’t think the cash flow right now would show well from a banker’s perspective.
There is a ton of upside. I am figuring that property needs about $300k in upgrades. The asking price is $1,175,000.
What might be the best financing option?
Thanks in advance,
Elisha
Question: I am buying a franchise. It is a QSR “Quick Service Restaurant." It does not appear to be on the approved SBA financing list.
Any other options that you can let me know about? The total cost between the franchise fee, equipment, and tenant improvements is about $300,000. My credit score is good 730 plus, I have a w2 job which I will keep for the next several years. I have about $100k liquid and $100k in a 401k.
Thanks in advance, William
On this episode of the Investor Financing Podcast, Beau interviews Stratton Brown, a 7 figure entrepreneur, wholesaler, real estate investor, and the Host of the Winning Move Podcast, as they talked about building and leaning heavily into your brand to gain a vast audience and to help you grow from zero to a million-dollar business.
On this episode of the Investor Financing Podcast, Beau interviews Ryan Corcoran, a young entrepreneur who’s very successful in real estate, as they talked about having 250 doors/units sold at 28 years old and how to be financially free at such a young age. #wealthcreation
On this episode of the Investor Financing Podcast, Beau interviews Matt Cavanaugh, Host of The Freedom Chasers Podcast, as they talked about the cycles of a real estate agent and the strategies to use to acquire real estate and as an investor.
On this episode of the Investor Financing Podcast, Beau interviews Dan Austin, Collecting Keys Podcast host, as they talked about wholesaling, utilizing direct mail, owning rental properties, the Washington market, and Abundance Mastermind –a real estate coaching program.
On this episode of the Investor Financing Podcast, Beau discussed how you can utilize the SBA 7a programs specifically for builders and construction firms.
On this episode of the Investor Financing Podcast, Beau interviews Crystal Florida, an agent investor who sells a lot of homes in the East Bay Area, as they talked about the good insights and updates of the real estate market in the Bay Area.
On this episode of the Investor Financing Podcast, Beau talked about the SBA 7a equity injection requirements for a business startup.
On this episode of the Investor Financing Podcast, Beau talked about SBA 7a prepayment penalties.
On this episode of the Investor Financing Podcast, Beau talked about the fundamentals to finance a short term rental property.
On this episode of the Investor Financing Podcast, Beau talked about the available financing options in South Carolina.
On this episode of the Investor Financing Podcast, Beau talked about the available financing options in South Carolina.
On this episode of the Investor Financing Podcast, Beau talked about the best ways how to finance Airbnb, a property for business purposes, or a property as a second home.
On this episode of the Investor Financing Podcast, Beau talked about the best ways how to finance Airbnb, a property for business purposes, or a property as a second home.
On this episode of the Investor Financing Podcast, Beau talked about outside the box thinking on how to get the deals done to finance rural short term rental properties.
On this episode of the Investor Financing Podcast, Beau talked about fix and flip funding in North Carolina.
Is House Hacking the Best Real Estate Investment Strategy? On this episode of the Investor Financing Podcast, Beau interviews Mike Newton, also known as “Millennial Mike” as they talk about how house hacking may be the best real estate investment strategy for starting and going into real estate.
On this episode of the Investor Financing Podcast, Beau interviews Brent Bowers, CEO of Zech Buys Houses LLC and Land Coach at The Land Sharks. Beau and Brent discussed about the tips and strategies regarding land investing.
New Platform that Facilitates Wholesale Real Estate Deals [ #offmarket ]
In this interview, Beau talked with Paul Wakim, Founder and CEO of TwnSqr, which is the technology bridge that streamlines dispositions to your buyers and connects you with a network of investors to partner with to grow your business!
Until now, there hasn't been a marketplace for real estate investors to efficiently buy and sell real estate deals. It has numerous solutions and is rapidly evolving.
Paul ultimately created a platform that does just this: TwnSqr. He even learned to code "on the side" while he was running his real estate business!
On this episode of the Investor Financing Podcast, Beau talked about the SBA 7a loan program. These are loans offered by the Small Business Administration.
On this episode of the Investor Financing Podcast, Beau talked about SBA construction loans.
On this episode of the Investor Financing Podcast, Beau discussed the new flex bridge loan program for stabilized assets.
On this episode of the Investor Financing Podcast, Beau discussed some updates about lending for real estate investors. He also shared his insights of what’s going to happen within the investor loan or investor financing space.
How to Maximize Your Tax Benefits When Investing in Real Estate On this episode of the Investor Financing Podcast, Beau interviews Mark Perlberg, Real Estate & Business Tax Strategy at Mark Perlberg CPA PLLC and the host of The Mark Perlberg CPA Podcast, as they do a breakdown of the top real estate investing tax benefits. They also talked about the advantages of depreciation, tax advice, and flips and long-term rental holds.
Timestamps
[01:02] Beau welcomes Mark onto the show and opens up about the exciting topics that they will be discussing on this episode of the Investor Financing Podcast and shares his credentials specifically as a CPA.
[04:00] What are the advantages of depreciation for business opportunities
[04:28] Different ways to use and maximize depreciation [06:05] Cost segregation
[07:20] From passive bucket to a non-passive bucket to use [07:43] An amazing strategy in tax savings
[08:47] Getting the down payment back into the form of a refund [09:20] Entities for people who are flipping properties versus long-term rental holds
[09:56] Mark’s high level advice about entities
[11:05] The only value you get in an S Corp from a tax perspective [12:16] Federal taxes, state taxes and self-employment taxes [13:25] How to get big savings by not paying your self-employment taxes
[13:53] The big challenge of the people who are not getting the support they need from their advisors
[16:13] The greatest challenge with entrepreneurs
[16:30] Advantages of hiring a bookkeeper [19:48] Certain concerns about the series of LLC
[20:30] Major tax changes
[20:56] The last year with bonus depreciation being 100%
[21:26] Other ways and opportunities to maximize bonus depreciation
[22:11] How does the big multi-millionaires pay no taxes
[23:09] Planning for the depreciation being phased out
[23:49] How much do you pay in taxes?
[24:06] Keeping a good strategist to keep more money
[25:20] Amortize and write off organizational costs
[27:15] The beauty of taxes and the ways to structure it
[29:15] Where to go to find out more about Mark
[30:20] Advance college planning services
Business Acquisition Strategies Using Low-Money Down and Other Creative Financing Solutions
On this episode of the Investor Financing Podcast, Beau interviews Jason Rogers, Majority Owner at Brighter Utilities & Brighter Living, as they talked about business acquisition, creative financing, finding the right businesses to acquire and the ways to get away from working W-2 job.
Timestamps
[00:13] Beau welcomes Rod onto the show and opens up about the exciting topics that they will be discussing on this episode of the Investor Financing Podcast
[02:30] Jason walks us through his journey on how he started into entrepreneurship and how he found mobile home park/ manufactured housing industry.
[04:25] Jason shares his backstory, the beginning of the process on how he got into the game
[08:03] First property owned by Jason [10:46] Getting in and out of plumbing business
[15:50] How should we do a “quick evaluation” of a business? [16:00] Looking at the tax returns for your own security and protection
[16:49] Line 21, Net Income
[17:25] Importance of working into the model of how much are you willing to pay
[18:40] What do you expect the business to run under your management?
[19:57] Taking about depreciation for business acquisitions
[21:29] Jason’s quick analysis and formula when underwriting deals
[23:00] Starting a business with little capital and learn the fundamentals
[24:10] Business acquisitions versus real estate
[25:11] Jason’s outlook going forward at business opportunities [28:05] Other service based industries to be considered
[30:37] The best plan of action and top resources that Jason can suggest
[33:40] What does Beau like about business acquisition?
[35:10] What is a roll-up and what are the advantages of rolling up businesses?
[40:30] Where to go to find out more about Jason
[41:37] When starting and buying a business, skepticism is good.
DSCR Loans for Real Estate Investors [Credit Score Tips]
On this episode of the Investor Financing Podcast, Beau talks about the ways to improve your credit scores and the matrix that we can use for DSCR loans.
Timestamps
[00:10] Beau opens the episode by talking about DSCR loans right away
[00:18] The matrix we usually use for DSCR loans
[00:30] How important is your credit score? How to get the best pricing?
[00:46] Borrowing money on credit cards, term loans.
[01:13] “You get hit just like you are missing payments if you’re tapping into your utilization”
[01:28] The things you need to do to get the best credit score [02:12] Try to get a qualified funding equity
[02:30] Beau’s personal reasons why he always uses his business credit cards
[02:53] Always watch your credit
On this episode of the Investor Financing Podcast, Beau talks to Ronald Walker, podcast host of Real Estate Power Play, about the opportunities that are available through financing.
Timestamps
[00:08] Beau opens up the episode about creative financing
[00:42] Welcoming Ronald onto the show and explains his credentials in creative financing and real estate world
[03:30] Being ready and getting the right tools to use
[04:13] Ronald identifies direct mail in finding the deals
[05:47] Using seller direct and live hand-off as one of Ronald’s primary funnels
[06:44] Easier operations and transaction coordination through the help of virtual assistants
[08:07] Understanding the real estate game and treating it like a business
[09:31] What does Ronald thinks about the amount of opportunity in the next six months?
[12:40] Be on a business with good people and good businesses
[14:30] How does internal marketing playing well in West Michigan?
[16:06] One of the biggest mistakes that Ronald have made
[17:30] How does Ronald started into creative financing?
[19:35] What do you want to own?
[20:17] Represent yourself with reputation when making money
[23:35] Know how to structure deals in any angle
[24:33] Don’t pay taxes if you don’t have to
[24:45] Ronald elaborates being seduced by cash
[25:56] Dealing with 100-year-old properties
[26:31] Being able to balance the amount of cash and the amount of net worth together
[27:45] Beau’s point of view as a commercial mortgage broker
[28:27] What should you do if you want to be a full time real estate investor
[30:18] "A rising tide floats all boats….. only when the tide goes out do you discover who’s been swimming naked." - Warren Buffett
[30:52] Creative financing is just a solid tool that allows you to maximize an opportunity
[32:05] Learning the elements of creative financing can open up so many doors
[32:20] Who is Ronald Walker’s most impactful influences in creative financing learning journey?
[35:18] Ronald’s favorite books about business and personal development that you might take time to read as well
[37:52] Where to go to find out more about Ronald
On this episode of the Investor Financing Podcast, Beau interviews Justin Sloan, Chief Executive Officer at Sloan Capital, as they talked about real estate, syndication, starting a franchise business, and owning a territory.
Timestamps:
[00:10] Opening the show by talking about the topic for this episode which focuses on syndication, franchise business and ownership.
[01:00] Beau welcomes Justin onto the show, shares his backstory and explains his credentials
[02:54] Justin tells us how he started in real estate
[04:20] How did Justin met the CEO of Everbowl, a Southern California-based quick-serve restaurant with a focused menu of build-your-own Craft Superfood bowls.
[05:25] Real estate investors should diversify
[06:11] How intimidating is it when going through the Franchise Disclosure Document?
[06:33] Buying a territory for growing brands
[08:55] As a territory owner, Justin committed to open 50 stores over a multi-year period in Texas
[09:49] Everbowl is currently searching for more franchisees
[10:40] Franchise model versus starting a business from zero
[11:00] Elaborating what franchise really is and its’ advantages
[12:58] A model or concept that an operator can be semi-passive
[13:50] The ultimate goal of Justin’s team
[15:37] “You cannot be a good coach and leader unless you learn the systems”
[16:04] How did Justin start in franchising business?
[17:10] “Don’t ask people to do anything that we’re not willing to do ourselves”
[18:00] Working with investors who are looking for scalable consistent operations
[18:46] Know how to start and exit a business
[21:24] Being a passive investor is the way to go
[21:37] The real win for Justin is writing checks to some of the best syndicators in the world
[24:35] The importance of diversification to avoid big losses when downturn happened
[25:37] Revenue sources from sustainable human needs
[28:03] How does Justin split up cash flows and equity?
[30:38] Conveyor belt of restaurants
[31:35] “Everything takes longer than you want”
[34:43] If your rent is 20% percent of your sales, you’ll never make a penny with that store
[35:43] Structuring leases to be successful
[37:30] The reason why Justin is interested to invest with things that will work now and in the future
[38:44] Where to go to find out more about Justin
[40:44] Ways to understand how to pick out the best franchise system
Lower Credit Card Processing Fees Without Switching Vendors On this episode of the Investor Financing Podcast, Beau talks about low-hanging fruit expense reduction which focuses on reducing costs for payment processing, most especially for business owners who are taking advantage of credit cards.
Watch the episode to help you save more money! How to reduce credit card processing fees without switching vendors!
Timestamps
[00:04] Beau opens the episode by giving a snap explanation about expense reduction service
[00:39] What can you do when you are getting overcharged for credit card service payment processing?
[00:57] Free analysis for credit card payment processing audit [01:22] Monitoring your accounts monthly with reports and savings
[01:36] Every business owner should look into an expense reduction service
[01:46] Seeing the biggest results when the credit card is not present
[02:01] Book a call if you are a business owner taking credit card payments
[02:21] Simple payment processing statements
[02:57] Keeping more money in your business
[03:10] Future segments about expense reduction services
SBA 7a Loan Program Q&A Session On this episode of the Investor Financing Podcast, Beau answers the most asked questions by our listeners and viewers about the SBA 7a Loan Program.
Timestamps
[00:04] Beau introduces this episode’s Q&A session with Bill Davis about SBA 7a loans
[00:12] Go to https://investorfinancingpodcast.com/ask to ask other questions
[00:41] What is the best way to get help putting a business plan together for a startup loan such as SBA financing?
[00:57] Two ways to prepare a business plan for free
[01:10] Beau talks about Small Business Development Centers and score.org
[03:20] What is the best financing option for buying a franchise? [03:22] Three main financing options
[05:09] Will the SBA require additional collateral for a 7a loan? [06:21] Different formulas to figure out the liquidated value of assets
[07:05] Importance of working with a professional to help you navigate with what you are looking for
SBA 7a for Startups vs SBA 504 On this episode of the Investor Financing Podcast, Beau differentiates the reasons why SBA 7a is better than SBA 504 for startups.
Timestamps
[00:08] Beau introduces the episode’s topic about SBA 7a vs SBA 504
[00:20] How amazing is SBA financing for business owners as an option
[00:27] Two reasons why 7a is a better loan for startups
[00:50] SBA 504 for longer terms
[00:56] Advantages of SBA 7a loan
[01:12] 90% loan to cost from a startup for higher leverage with 7a
[01:28] How many years is the pre-payment penalty of 7a?
[01:55] Beau talks about certain properties considered as “special purpose”
[02:45] Options for SBA 504 and 7a depending on your business [03:15] Partnering 504 with 7a
[03:24] Book a call to figure out what could be the best financing option for you
[04:08] Topics about unsecured term loans, franchise, real estate and business financing
[04:38] Go to https://investorfinancingpodcast.com/ask to ask other questions
Business Acquisition Loan No Money Down {Creative Financing Structures)
On this episode of the Investor Financing Podcast, Beau talks about the low cash equity injection type of deals by using creative financing to acquire businesses.
How a Spec Builder Can Get a Revolving Line of Credit up to $5 Million
On this episode of the Investor Financing Podcast, Beau explains how a spec building can get up to $5 million in a revolving line of credit.
How a Spec Builder Can Get a Revolving Line of Credit up to $5 Million
On this episode of the Investor Financing Podcast, Beau explains how a spec building can get up to $5 million in a revolving line of credit.
Multifamily Investing with Tony Castronovo
On this episode of the Investor Financing Podcast, Beau talks to Tony Castronovo, the founder and managing partner of Novo Multifamily Group, LLC and Novo Investments, LLC. We chatted about Tony's real estate journey, up to and including his most recent ventures in multifamily investing.
Multifamily Investing with Tony Castronovo
On this episode of the Investor Financing Podcast, Beau talks to Tony Castronovo, the founder and managing partner of Novo Multifamily Group, LLC and Novo Investments, LLC. We chatted about Tony's real estate journey, up to and including his most recent ventures in multifamily investing.
How to Find Loan Programs for Your Construction Projects
On this episode of the Investor Financing Podcast, Beau answers how to find loan programs for your construction projects whether it’s a single-family spec home, multi-family property, commercial property, or self-storage.
How to Find Loan Programs for Your Construction Projects
On this episode of the Investor Financing Podcast, Beau answers how to find loan programs for your construction projects whether it’s a single-family spec home, multi-family property, commercial property, or self-storage.
Getting Ready for Multifamily Investing - with Rod Khleif
On this episode of the Investor Financing Podcast, Beau interviews Rod Khleif, host of the #1 Commercial Real Estate Podcast on iTunes, as they talked about how to approach multifamily investing the upcoming midterms and economy. Rod also shares the highlights of his life experiences focusing on overcoming the obstacles that he has been through.
Getting Ready for Multifamily Investing - with Rod Khleif
On this episode of the Investor Financing Podcast, Beau interviews Rod Khleif, host of the #1 Commercial Real Estate Podcast on iTunes, as they talked about how to approach multifamily investing the upcoming midterms and economy. Rod also shares the highlights of his life experiences focusing on overcoming the obstacles that he has been through.
Getting Your Business or Commercial Loan Approved
On this episode of the Investor Financing Podcast, Beau discussed the detailed ways on how to get your business or commercial loan approved.
Getting Your Business or Commercial Loan Approved
On this episode of the Investor Financing Podcast, Beau discussed the detailed ways on how to get your business or commercial loan approved.
Fix and Flip Loans - Q&A Session
On this episode of the Investor Financing Podcast, Beau answers the most asked questions by our viewers and listeners on a daily basis about fix and flip loans.
Fix and Flip Loans - Q&A Session
On this episode of the Investor Financing Podcast, Beau answers the most asked questions by our viewers and listeners on a daily basis about fix and flip loans.
Q&A with Beau - DSCR Loans and What You Need to Know
On this episode of the Investor Financing Podcast, Beau answers the most asked questions by our viewers and listeners on a daily basis about DSCR loans.
Q&A with Beau - DSCR Loans and What You Need to Know
On this episode of the Investor Financing Podcast, Beau answers the most asked questions by our viewers and listeners on a daily basis about DSCR loans.
Learn How Chris Salerno Scaled His Multifamily Investing Business
On this episode of the Investor Financing Podcast, Beau talks to Christopher Salerno, Founder, President and CEO at QC Capital, dive deep on strategies to grow a real estate investing business and putting the right people in the right seats. Chris talks about what he does the best, which is talking with potential investors, which leads to a pool of investment capital to use in deals he finds.
Lastly, Chris talks about his acquisition team, how they find and vet the deal before Chris even finds out about it.
Learn How Chris Salerno Scaled His Multifamily Investing Business
On this episode of the Investor Financing Podcast, Beau talks to Christopher Salerno, Founder, President and CEO at QC Capital, dive deep on strategies to grow a real estate investing business and putting the right people in the right seats. Chris talks about what he does the best, which is talking with potential investors, which leads to a pool of investment capital to use in deals he finds.
Lastly, Chris talks about his acquisition team, how they find and vet the deal before Chris even finds out about it.
What are the Best Options for Financing Rentals? {DSCR Loans Explained}
DSCR Loans Q&A with Beau
On this episode of the Investor Financing Podcast, Beau answers the most asked questions by our viewers and listeners on a daily basis about DSCR loans.
What are the Best Options for Financing Rentals? {DSCR Loans Explained}
DSCR Loans Q&A with Beau
On this episode of the Investor Financing Podcast, Beau answers the most asked questions by our viewers and listeners on a daily basis about DSCR loans.
Blissful Real Estate Investing with Moneeka Sawyer
In this episode of the Investor Financing Podcast, Beau interviews Moneeka Sawyer, Podcast host at Blissfulinvestor.com and Real Estate Investing for Women, as they talk about part-time investing by doing simple real estate investing strategies, growing net worth, and how to absorb life in a blissful manner.
Blissful Real Estate Investing with Moneeka Sawyer
In this episode of the Investor Financing Podcast, Beau interviews Moneeka Sawyer, Podcast host at Blissfulinvestor.com and Real Estate Investing for Women, as they talk about part-time investing by doing simple real estate investing strategies, growing net worth, and how to absorb life in a blissful manner.
How to Streamline the SBA 7a Loan Process
On this episode of the Investor Financing Podcast, Beau gives out the requirements to get a business acquisition purchase approved using an SBA 7a loan.
Here's what you need:
Form 413 – personal financial statement
Depth schedule
Application
Resume
Projections
How to Streamline the SBA 7a Loan Process
On this episode of the Investor Financing Podcast, Beau gives out the requirements to get a business acquisition purchase approved using an SBA 7a loan.
Here's what you need:
Form 413 – personal financial statement
Depth schedule
Application
Resume
Projections
Advantages and Disadvantages of Dutch Interest for Construction Loans
Some lenders use a method of interest accrual known as “Dutch interest” for a private money construction loan which calculates payments based upon the entire loan amount rather than payments on partial advancements in a construction loan.
Lenders love it because they're getting interest on the full amount.
Borrowers, however, may not like it because you're paying interest from day 1 on the full loan amount whereas with a construction loan you pay interest as the proceeds are disbursed in increments.
HOWEVER, if your construction project is built relatively quick, you may save money on a "Dutch interest" loan even though you're paying on the full loan amount.
Here's why: Often, with a Dutch interest loan you get a LOWER rate and sometimes lower points than you would with a construction loan, so your overall costs may be lower.
Watch this video to get the full view.
Advantages and Disadvantages of Dutch Interest for Construction Loans
Some lenders use a method of interest accrual known as “Dutch interest” for a private money construction loan which calculates payments based upon the entire loan amount rather than payments on partial advancements in a construction loan.
Lenders love it because they're getting interest on the full amount.
Borrowers, however, may not like it because you're paying interest from day 1 on the full loan amount whereas with a construction loan you pay interest as the proceeds are disbursed in increments.
HOWEVER, if your construction project is built relatively quick, you may save money on a "Dutch interest" loan even though you're paying on the full loan amount.
Here's why: Often, with a Dutch interest loan you get a LOWER rate and sometimes lower points than you would with a construction loan, so your overall costs may be lower.
Watch this video to get the full view.
SBA Financing for RV Parks {SBA 7a vs SBA 504}
In this episode, Beau talks about SBA financing for RV parks, which are becoming very hot as an investment. He further expands on the benefits of using either an SBA 7a or SBA 504 loan.
Watch this episode to get the details on these two popular Small Business Administration loan programs.
SBA Financing for RV Parks {SBA 7a vs SBA 504}
In this episode, Beau talks about SBA financing for RV parks, which are becoming very hot as an investment. He further expands on the benefits of using either an SBA 7a or SBA 504 loan.
Watch this episode to get the details on these two popular Small Business Administration loan programs.
SBA 504 Construction Loans - A Quick Refresher
On this episode of the Investor Financing Podcast, Beau tackles SBA financing for construction loans.
How to Size a Multifamily Investment Deal for Financing
Learn how to size a multifamily loan on this episode of the Investor Financing Podcast.
How to Finance a Short Term Rental and Furnishings
In this episode of the Investor Financing Podcast, Beau shares some tips and tricks on how to finance your short term rental (STR) property and furnishings.
Hiring a High-Performance Business Coach
On this episode of the Investor Financing Podcast, Beau discusses why he hired a business coach.
Are There Prepayment Penalties on DSCR Loans?
On this episode of the Investor Financing Podcast, Beau answers the question about whether DSCR loans have pre-payment penalties. He also talks about business purpose DSCR loans.
Franchise Financing with the SBA 7a Loan Program
Want to use high-leverage financing for your franchise? Check this episode of the Investor Financing Podcast.
Franchise Financing with the SBA 7a Loan Program
Want to use high-leverage financing for your franchise? Check this episode of the Investor Financing Podcast.
Close Your Fix and Flip and Rental Loans Requests Faster
You will know how to get your fix and flip rental loans done quicker by watching this episode of the Investor Financing Podcast.
Close Your Fix and Flip and Rental Loans Requests Faster
You will know how to get your fix and flip rental loans done quicker by watching this episode of the Investor Financing Podcast.
What's the Best Way to Finance a Business Acquisition?
When you are just buying an existing business, learn how to finance a business acquisition with no real estate by watching this episode of the Investor Financing Podcast.
Multifamily Bridge Loans with Higher Leverage - How To Finance
On this episode of the Investor Financing Podcast, Beau talks about multifamily financing, 5 units and greater.
Long-term Bridge Loans to BRRRR Financing - the BEST of the BEST
On this episode of the Investor Financing Podcast, Beau talks about bridge loans or fix and flip loans when you are using the BRRRR strategy.
Make sure you watch this playlist to get ALL the information you need about the BRRRR Method.
Projection Based DSCR Loans Vs Traditional DSCR Rental Programs
In this episode, Beau discusses the updates in DSCR lending and the differences between projection-based DSCR loans versus traditional DSCR rental loans.
Why DSCR loan programs are in-demand?
1. No tax return required
2. Based on credit score
3. LTV
4. Cash flow of the property
How a US Marine Built a Multifamily Real Estate Empire while Stationed Overseas [with Shelon Hutchinson]
With several aspects of real estate making it a broad field, many professionals find it necessary to niche down, and the multi-family aspect of real estate management forms the core of this conversation.
In this episode of the Investor Financing Podcast, Beau talks with “Hutch The Marine Investor” Hutchinson, who narrates his journey into real estate, starting from his work in the military.
Hutch first describes his experiences in the US Marine Corps, which he had been passionate about right from childhood when he had the desire to join the US military. He started out turning wrenches and moved up to more of a managerial role in the Mechanics Department.
While in the Marines, Hutch took up the idea of flipping properties using other people's money but after seeing the many other possibilities at a seminar, he got more interested in multi-family real estate. He saw an opportunity and pivoted into it with a business partner and they started H Squared Capital.
Also highlighting his background in Jamaica, Hutch talks about the paradigm shift he had to undergo to move from poverty to his success today.
CEO of Real Estate Brokerage Brown Harris Stevens - Bess Freedman [an Unbelievable Thought Leader]
Today’s episode features Bess Freedman, CEO of real estate brokerage, Brown Harris Stevens.
As one of the most-trusted names in real estate (specializing in the challenging New York real estate market), Bess Freedman has appeared on thousands of media channels talking about real estate.
She is the first CEO of Brown Harris Stevens in their 150 year history.
Bess is a strong proponent in the values of self-belief, discipline, and passion.
A wanna-be lawyer as a kid, Bess always wanted to be a voice for people. She achieved that – as a prosecutor and legal aid lawyer. After becoming a mother, however, her mind swayed into real estate as she saw the freedom that the profession offered.
She was also attracted to the idea of having your own work hours, the entrepreneur-like work schedule and responsibilities that came with it, and being able to do a good job by showing up skillfully. Having learned meditation in the past, she was also adept at navigating through people’s emotions and needs – a skill that came in handy in her real estate career later on. All of it eventually set her on the path for another outstanding career in real estate – from Attorney to Executive Vice President to now CEO of one of the most respected real estate firms in the United States, if not the world.
Today’s episode features Bess’ journey and the lessons from her incredibly rewarding career. You’ll learn the recipe to excellent agent skills; using technology to level up your career; the importance of being fluent with your inventory; mentorship, discipline, punctuality as keys to success; and much more.
One valuable takeaway (of many - watch this episode a few times) - The importance of never doubting yourself, of believing in yourself and your abilities. Bess believed that although she wasn’t the smartest person in the room, she knew she had it in her to create her own path, and she knew she would do it regardless of the challenges that came her way.
Travel the World While Growing Your Real Estate Portfolio [with Derek Clifford]
On this episode of the Investor Financing Podcast, Beau interviews Derek Clifford, Founder and Chief Executive Officer of Elevate Equity who travels the world while building an empire in the real estate world. Beau and Derek discussed his journey and experiences while going from places to places.
San Diego Real Estate Market Update with Robert MacGuire
Today’s episode features Robert Macguire, Founder & Principal of Income Property Advisors Inc.
Robert MacGuire has been involved in the management, marketing, and sales of residential income and commercial properties in San Diego and Santa Barbra Counties since 1998. His specialty is residential income property management and representing buyers and sellers in the purchase of these properties. Mr. MacGuire has become known for his fair and aggressive representation of his clients and this has earned him the respect and business of many established real estate investors in San Diego and Santa Barbra Counties.
Income Property Advisors currently manages approximately 300 million dollars’ worth of residential income assets. Mr. MacGuire has been involved in numerous Real Estate transactions in San Diego and Santa Barbara County, earning him top producer designations in multiple commercial real estate offices over his 20-year career as an Agent and Broker.
Mr. MacGuire is a member of the National Association of Realtors (NAR), California Association of Realtors (CAR), the National Association of Residential Property Managers (NARPM) and the San Diego County Apartment Association (SDCAA) He is a licensed Real Estate Broker in the State of California. He attended the University of Colorado, Boulder.
This episode takes a deep dive on Robert’s journey from being a retail broker to now running one of the most respected property management firms in the US.
Beau and Robert discuss many things from the current trends in the San Diego area to future predictions and how the post-COVID phenomenon is affecting the overall real estate industry. They also touch upon the topics of different loan instruments like bridge loans, DSCR loans, and how different investors are preparing to handle the upcoming market downturn.
Investing in Probate Real Estate with Sharon Vornholt
Beau’s taking a look at a different side of the real estate market in this episode of the Investor Financing Podcast, as he sits down with probate and real estate marketing expert Sharon Vornholt.
Sharon tells Beau how she got started working in probate and what makes it different to other kinds of real estate deals. She walks Beau through how she finds new leads in the probate market and what her sales funnel looks like. She also explains what she teaches on her probate real estate course, where she sets others up for success in the probate market.
If this episode of the Investor Financing Podcast got you interested in the possibilities of the probate market, listen to the end to find out what resources Sharon recommends to get started and how to sign up for her course. Don’t forget to subscribe to the Investor Financing Podcast to hear more episodes with guests who are making waves in real estate.
Creative Deal Structuring for Newer Investors
On this episode of the Investor Financing Podcast, Beau interviews William Morales, host of the Peer 2 Peer Real Estate Podcast. Beau and William discussed his experiences and lessons on getting his first successful deal.
How to Get Started in Self Storage Investing
In this episode of the Investor Financing Podcast, Beau sits down with Stacy Rossetti to talk about investing in self-storage facilities.
Most of us out here that are watching and listening, we have a lot of experience in flipping houses and buying rental properties, duplexes, and four-plexes, but we're kind of thinking well, what can we do next, what's a good asset class to invest in?
🏦 Self-Storage Facilities could be the opportunity you have been looking for!
This episode features Stacy Rossetti, founder, and coach, of Storage Nerds.
Stacy teaches students how to invest in self-storage businesses and build a solid passive income through it. She has been in this business for 5 years and now has 11 facilities. The best thing, she runs all of them virtually.
But her journey did not start here. After setting her foot in the industry as a house flipper, she quickly fell in love with real estate, mainly because she just started at the right time. At the time, she says under five years, she had flipped and sold over 100 houses at a 3x price she purchased them.
But her pregnancy made her yearn for a passive income stream. With this goal, she decided to shift to a self-storage business. Besides, as a natural educator, Stacy has formed the Real Estate Investment Club (REI), where they share strategies on all real estate investment topics. She also has Mastermind groups and free lessons offered on her website.
In this episode, Stacy shares her story and how you can get started in this lucrative opportunity, plus some tips to help you get the right foot forward.
The Power of Real Estate Wealth Creation Today’s episode features Todd Dexheimer, Principal at Endurus Capital.
As a true believer in the “follow your passion” slogan, Todd fell in love with the real estate industry while still being a teacher. He actually had 5 rental properties at the time. With teaching earning him just $30,000 a year, he decided to ditch it for house flipping in 2015.
After teaching for years, it was “just becoming a pain and never exciting to him.” Todd opted for a much higher purpose and more exciting experience and started dealing in rentals, focusing mainly on duplexes and single-family homes. Later in 2015, he started dealing with 20+ unit multifamily properties. Drawing inspiration from his mentor who at the time was dealing with 200+ unit properties, he went all in and tried his luck! This led him to start dealing with 100+ unit properties between 2016 and 2018.
Success came so quickly! The following year he partnered with Endurus Capital and now has over 4,000 units collectively, and still growing! One of the key takeaways here is the power of believing in your moves and taking bigger risks for much bigger deals. Todd was very hungry for success and wealth creation that he kept grabbing all the opportunities that presented themselves. And it paid off!
Map out Your Financial Future with this App with Jeff Mount
On this episode of the Investor Financing Podcast, Beau interviews Jeff Mount, President of Real Intelligence LLC.
Beau and Jeff discussed the importance of being financially stable by the help of financial services apps. Jeff talks about various financial apps in this episode, including Dynamic Map and Whoosh.
Real Estate Investing for Busy Professionals [with Matt Bowles]
On this episode of the Investor Financing Podcast, Beau interviews Matt Bowles, Podcast Host of the Maverick Show. Matt shares his overview of turnkey real estate investing.
Generating Explosive Sales Momentum with Joe Beck
Meet Joe Beck. He's helped generate almost $400 million in sales for Fortune 500 companies, Inc. 500 companies, and hundreds of small to medium-sized companies and entrepreneurs. Did you know? Fewer than 20% of sales professionals are memorable in the eyes of their prospects.
Founder of The Sales Activist and host of the IMPACT Sales Podcast, Joe Beck, joins Beau in this episode to reveal how you can separate yourself from other sales professionals and generate explosive sales.
We discuss:
⚡ How to become memorable in the eyes of your clients
🎯 Shifting the prospect’s focus from your rate to the value you provide
🆒 What elite salespeople do differently
100% Financing for Business Expansion with the SBA 7(a)
While most SBA 7(a) loans need a 5-10% down payment, certain lenders are now offering 100% commercial property financing through SBA 7(a) loans. This means that, if they are eligible, a borrower can use a 7(a) loan to buy a business property without putting any money down.
Who is eligible for SBA 7(a) Commercial Real Estate Financing at 100%?
While exact requirements vary by lender, a borrower will need the following to obtain 100 percent CRE financing:
✅ Excellent personal and company credit ratings
✅ A substantial amount of collateral is required.
✅ 1.25x or larger debt service coverage ratio (DSCR)
✅ Cash flow has been consistent and good in the past (1.5 years typically required)
✅ At least 51% of the property in question must be occupied by the business.
The structure must be a general-purpose or multi-purpose structure (properties with highly specific uses are much riskier for both lenders and the SBA)
SBA Loan Maximum Amount: How Much Can You Get?
One of the questions I get asked time and time again is "What is the maximum loan amount I can get with an SBA loan?"
The answer is, "It depends." Let me explain.
You can have up to $5 million in maximum loan amounts for the SBA 7a loan program. The maximum for an SBA 504 loan is also $5 million. However, because the SBA 504 is really a two-loan process, your first loan (with the bank) can be whatever amount you negotiate with the bank, and your SBA-guaranteed loan (the second loan with the Certified Development Company (CDC)) maxes out at $5 million.
There are ways to get more loan proceeds from the SBA 504 Green program. You can have up to $16.5 million in SBA financing, with $5.5 million max per loan.
On an SBA 7(a) loan, you can pair it with a conventional commercial loan to get more loan proceeds.
Get in the Cashflow Game with Kenny Simpson [Short term rentals!]
In this episode of the Investor Financing Podcast, Beau sat down with Kenny Simpson, owner of The Simpson Team, a San Diego-based brokerage.
We talked about the residential mortgage business, Kenny's past career (owning a property management company), and how he currently focuses on his own portfolio of real estate properties.
Kenny and his wife, Krystel, created a community called, "Get in the Cashflow Game," where they teach aspiring real estate investors how to build a cashflowing portfolio.
Out of State Investing, Wholesaling, and Lead Generation with Michael Del Prete
On this episode of the Investor Financing Podcast, Beau talks to Michael Del Prete about wholesaling, real estate investment, lead generation, moving markets, and where’s the best market to secure a solid return on investment (ROI).
Michael talks about what his real estate portfolio looks like today and explains why he started investing in Cleveland as well as in Arizona. He outlines what his sales pipeline looks like and what his process is now compared to when he got started. You’ll also hear what resources you get from joining his Deal Finders Club and from being part of the Arizona Real Estate Investors Association.
If you liked this episode of the Investor Financing Podcast, you can help the show out by leaving a rating and recommending it to a friend.
Debt & Equity Financing Explained [interview with John Azar]
This episode of the Investor Financing Podcast dives into the technicalities of debt and equity financing. Today’s guest is John Azar who founded Peak 15 Capital, an advisory and syndication firm that aligns real estate investment opportunities with qualified syndications.
John tells Beau the story behind Peak 15 and lays out the process and due diligence that they undertake. He explains the kinds of deals that Peak 15 gets involved in and their ideal investment client avatar. You’ll also hear John and Beau’s thoughts on the state of the market right now and what John teaches in his syndicators and sponsors coaching program.
This is a valuable episode of the Investor Financing Podcast with a whole load of insights into how commercial real estate investment deals get off the ground. To find more episodes like this, make sure to subscribe or follow the Investor Financing Podcast wherever you get your podcasts.
What Can SBA 504 Loans Proceeds Be Used For?
In this brief video, Beau talks about how proceeds from an SBA 504 loan can be used.
You can purchase land, existing buildings, long-term machinery and equipment. You can also make improvements such as grading streets, utilities, parking lots, and landscape.
You can build new facilities or modernize and renovate buildings.
In 2021 and beyond, you have the ability to refinance SBA 7a loans into an SBA 504 if you meet the benchmarks laid out by the Small Business Administration.
Watch the video in full (it's less than 3 minutes) to find out all the ways you can use your SBA 504 loan proceeds.
How Are SBA 504 Interest Rates Determined?
SBA 504 interest rates are set by the market. But it's complicated. In short, there are 2 pieces: Bank and CDC, or Certified Development Company.
The bank sets its own rate. That rate is negotiable between you and the bank. Most often, the bank rate offered on an SBA 504 loan is lower than you'd get with a typical commercial loan.
The bank provides 50 percent of the 90 percent (remember, you pay in 10 percent) and they get the first lien.
The CDC funds 40 percent. They get the second lien. However, the rate is not set on the CDC loan until the SBA sells the debenture to investors - it's at that time the interest rate is established.
Short Term Rental Hosting Tips - Make Money on Airbnb with Jasper Ribbers
On this episode of the Investor Financing Podcast, Beau talks with Jasper Ribbers, a genuine digital nomad who caught the AirBnb wave early on and used it to fund his globe trotting lifestyle. Jasper founded Get Paid For Your Pad, a coaching and mastermind program that helps other short-term rental property owners to maximize the value of their properties so they can enjoy the same lifestyle as he does.
Jasper tells Beau about the three models you can follow to run your short-term rental property and which one he uses for his portfolio. They then dive into the state of the short-term rentals market and Jasper reveals how he assesses the potential of both the market and an individual property before deciding whether to invest in it. You’ll also hear which situations Jasper considers to be the riskiest to invest in for the short-term rentals market.
Don’t forget to rate and review the Investor Financing Podcast wherever you find your podcasts, to tell Beau that you’re enjoying and learning from the show.
How Are SBA 504 Interest Rates Determined?
SBA 504 interest rates are set by the market. But it's complicated. In short, there are 2 pieces: Bank and CDC, or Certified Development Company.
The bank sets its own rate. That rate is negotiable between you and the bank. Most often, the bank rate offered on an SBA 504 loan is lower than you'd get with a typical commercial loan.
The bank provides 50 percent of the 90 percent (remember, you pay in 10 percent) and they get the first lien.
The CDC funds 40 percent. They get the second lien. However, the rate is not set on the CDC loan until the SBA sells the debenture to investors - it's at that time the interest rate is established.
Communication and Leadership Skills with John Bates
This episode of the Investor Financing Podcast is a little different than usual, because today’s guest is executive coach and motivational speaker John Bates and he’s here to tell you the importance of truly effective communication skills.
John’s life has seen some crazy highs and lows, as he rode the dot com wave but then sank like a stone and struggled with illness, depression, and a lack of purpose. However, he found inspiration by chance and threw himself into the world of executive coaching when he realized that he could teach high-level directors to communicate better by using techniques built on neurobiology.
John outlines one of his core communication principles to Beau and dives deep on what it means to trust your gut and the difference between influencing another person and manipulating them. John and Beau also discuss the role that communication plays in all aspects of our lives and how learning to listen is equally as important as speaking effectively.
This episode is an inspiring listen and a fantastic resource for anyone who needs to communicate better in their job or in their lives. If you learned something from John, please share the episode and subscribe to the Investor Financing Podcast.
Profit First for Your Real Estate Investing Business - [an Interview with David Richter]
You might be making big money from your real estate investments, but how much of it do you actually get to keep at the end of the year?
On this episode of the Investor Financing Podcast, Beau interviews David Richter, founder of SimpleCFO, about what it means to think “profit first” and the huge change that acting profit first will have on your finances and your personal life. David shares the most common financial mistake that he sees in real estate investors and how he would fix it. He also dives into what financial freedom is and how you can achieve it if you switch up the way you think about money.
This is a powerful episode of the Investor Financing Podcast that’ll reshape the way you think about your business and personal finances. If David and Beau inspired you to think profit first, share the episode on your social media and make sure to subscribe to the Investor Financing Podcast.
TenantCloud the Premier Cloud-Based Property Management Solution You could say that Joe Edgar is an entrepreneur through-and-through, not only because he comes from a family of entrepreneurs, but because he also bought and renovated his first house at the age of 14 and sold it for a profit. On this episode of the Investor Financing Podcast, Beau sits down with Joe to discuss his latest business venture that’s reshaping the possibilities open to passive property investors. Joe tells Beau about the two kinds of entrepreneurs that exist and why you need to know that you’re building a business that can scale. Joe then dives into TenantCloud, an online portal he founded that’s bringing together landlords, tenants, contractors, and accountancy services, which solves so many problems that rental property owners experience today. You’ll also hear about the future of TenantCloud and why Beau thinks that you’d be stupid not to use it. If you enjoyed this amazing episode of the Investor Financing Podcast, share it on your go-to social media platform and subscribe or follow the podcast.
ADU - What Are They, and How Do They Work? [Accessory Dwelling Units]
So many people are getting into the concept of building or investing in Accessory Dwelling Units (ADUs), but they run up against the same problem: local building regulations. Ryan O’Connell saw a gap in the market and transitioned from being a wine expert to an ADU expert and today he runs a successful consulting business, How To ADU, where he gives advice on how to renovate or build yourself a functional and profitable ADU.
On this episode of the Investor Financing Podcast, Ryan walks Beau through the legal definition of an ADU and a Junior ADU and lays out some of the elements you need to consider if you’re starting an ADU project. You’ll learn about your options for turning your garage into a short-term rental property, whether you should do a conversion or a construction ADU, and which cities in the Bay Area have the most ADU-friendly zoning policies.
If you’re exploring the concept of ADUs as an investment or a construction project, this episode is a must-listen. You can find more great content from Beau and his guests by subscribing or following the Investor Financing Podcast.
SBA 7a Financing Requirements for Multiple Applicants
In this video, Beau talks about SBA 7a financing requirements with multiple applicants. Anybody with 20 percent ownership or greater would have to complete the SBA 7a loan application and be a guarantor on the loan. Often, business owners bring in a financial partner. Knowing how to structure this is key.
Watch the video for other tips on structuring your SBA 7a loan application to put your request in the best light possible.
Why Property Managers Love Latchel & The Benefits of Our Property Management Software
“This is a real no-brainer.” That’s what your host Beau has to say about Latchel, the hottest property management software in the game.
On this episode of the Investor Financing Podcast, Beau interviews Ethan Lieber, the cofounder of Latchel, to discover how he got into property management and what his vision is for the future of property management.
Ethan tells Beau how he got started in property management by accident and why he thinks that property management is so broken at the moment. He explains what Latchel is doing to fix that and how using Latchel can help save property owners a load of time and money. You’ll also hear other benefits of using Latchel, including a much better service for renters, time saved for contractors, and a greater renter retention rate.
This episode of the Investor Financing Podcast is a great listen for anyone who owns property as an investment or would like to in the future. If you want to hear more interesting, informative episodes like this, subscribe or follow the Investor Financing Podcast wherever you get your podcasts.
Scale with Multifamily Syndication [Interview with Justin Dixon]
Many potential real estate investors look at the long list of paperwork involved in a multifamily unit property deal and slowly back out of the room. Justin Dixon is a little different. Justin only started investing in real estate in 2018 and quickly switched up to investing in multifamily units and his portfolio is thriving. On this episode of the Investor Financing Podcast, Beau interviews Justin and digs into his story and real estate strategy. They cover interesting topics such as what you get from joining a real estate mentorship group, which US states have a hot real estate market right now, and the one book that gets almost every Investor Financing guest into investing in real estate. If you learned something from this episode, please share it with a friend and remember to follow or subscribe to the show wherever you get your podcasts.
Construction Loans for Multifamily & Single Family Houses In this short video, Beau talks about loans & funding for construction of single- and multi-family housing. He talks about strategies of what lenders are looking for in construction loan requests, how to navigate the process even if you have little to no experience, and the general loan sizing that you might expect as far as loan to cost and LTV. Construction lending is more scrutinized because of the risk factors involved. Learn how to get your single- or multi-family project funded by watching this video.
DSCR Loans Explained 2022 (Updated)
By now, you've no doubt seen or heard that mortgage interest rates are rising. This is no different for DSCR loans, which, a couple of months ago were in the four percent area, and now they're in the six, seven, and even higher ranges.
So what should you do? Should you just scrap your plans for this type of financing? Are your Airbnb dreams dead? Of course not. You can still make it work, even at higher interest rates.
In this video, Beau walks you through the ins and outs of DSCR loans. You don't want to miss it.
A little background on what a DSCR loan is:
The formula for the debt-service coverage ratio requires net operating income and the total debt servicing for the entity. Net operating income is a company's revenue minus certain operating expenses (COE), not including taxes and interest payments. It is often considered the equivalent of earnings before interest and tax (EBIT).
TenantCloud the Premier Cloud-Based Property Management Solution
You could say that Joe Edgar is an entrepreneur through-and-through, not only because he comes from a family of entrepreneurs, but because he also bought and renovated his first house at the age of 14 and sold it for a profit.
On this episode of the Investor Financing Podcast, Beau sits down with Joe to discuss his latest business venture that’s reshaping the possibilities open to passive property investors.
Joe tells Beau about the two kinds of entrepreneurs that exist and why you need to know that you’re building a business that can scale. Joe then dives into TenantCloud, an online portal he founded that’s bringing together landlords, tenants, contractors, and accountancy services, which solves so many problems that rental property owners experience today. You’ll also hear about the future of TenantCloud and why Beau thinks that you’d be stupid not to use it.
If you enjoyed this amazing episode of the Investor Financing Podcast, share it on your go-to social media platform and subscribe or follow the podcast.
What are the Occupancy Requirements for SBA Loans 504 & SBA 7(A)?
In this short video, Beau talks about the occupancy requirements for SBA loan programs like the SBA 504 and SBA 7(a).
A few highlights:
✅ If you're buying an existing property, you need to occupy at least 51 of the space.
✅ If you're building new construction you, have to occupy at least 60 of the space and within the
within the first 10 years of the loan you have to occupy at least 80 percent of the space
Watch the entire video for all the details about SBA 504 & SBA 7a loan occupancy requirements.
Short-term rentals isn’t a new market but the arrival of new technology in the vertical has fundamentally shifted, making it one of the hottest investment opportunities going.
On this episode of the Investor Financing Podcast, Beau interviews John Stokinger who’s the host of his own podcast, The No BS Short-Term Rental Podcast. They discuss the state of the short-term rentals market today, who the new players are in short-term rentals, and what you need to invest in to make your short-term rentals portfolio a success.
John explains to Beau how he got started in short-term rentals and his new role at Hopper, a popular travel bookings platform that’s just starting to move into the short-term rentals space. Beau and John compare different strategies to make a profit from short-term rentals and weigh up whether mom-and-pop short-term rental companies can still compete in today’s market.
You’ll learn a load of ways that you can support and grow your short-term rental property on this episode, so be sure to listen carefully and to subscribe to the Investor Financing Podcast for more informative interviews with investors who know their stuff.
Chris Larsen went from working all hours as a medical engineer to a lifestyle where he spends time with his family, travels regularly, and has a daily sauna session. How did he make it happen?
On this episode of the Investor Financing Podcast, Chris tells Beau the story of his business venture Next-Level Income and how he got started in real estate. He explains the mistakes that he made and how he’s coaching others to avoid those mistakes through his book and podcast. Listen out for his description of what his investment portfolio looks like today, which includes diverse assets like self-storage and even car washes.
If you felt like you could relate to Chris’ story of feeling forced between choosing stability and financial success, share this episode on your social media channels to spread the word, and make sure that you’re subscribed to the Investor Financing Podcast.
Quit Your Job and Find Your Passion with Jamie Gruber
It’s never too late to change your life around. Jamie Gruber, the special guest on this episode of the Investor Financing Podcast, quit his W2 job only a year ago at the age of 40 to become an entrepreneur and he’s not looking back.
Beau and Jamie discuss the GoBundance mastermind group, a program for millionaires, and the group’s newer offshoot programs that help people to build up to millionaire status. Jamie lists some of the success stories that have come from the GoBundance Emerge program and shares insights he’s learned from interviewing millionaires on his podcast. He also describes his digital nomad life today, which is a million miles from the daily grind that he used to know.
Share this episode with someone you know that needs a kick of inspiration to make that life change they’ve been talking about, and subscribe, rate, and review the Investor Financing Podcast wherever you get your podcasts.
How to Find the Best Off-Market Multifamily Deals with David Choi
David is only 27 years old but he’s already making huge waves in the New Jersey real estate investment scene. On this episode of the Investor Financing Podcast, he opens up to Beau about the journey that he’s been on to get him where he is today.
David tracks his development from buying single family units to starting a bridge lending company. He’s been incredibly successful at sourcing off-market deals and he shares some of his secrets with Beau, explaining how he finds new investment properties and the key data lists he buys to keep the sales leads flowing in.
This episode also includes a ton of great business advice as David gives his top business book recommendations and details how he set up and grew his real estate syndication. As Beau notes, “Success leaves clues,” so all you need to do is develop connections with people in the game and copy their strategies.
This episode of the Investor Financing Podcast has an inspirational message about building the kind of life you want to have. You can spread the word by sharing the episode on your social media channels and be sure to subscribe or follow the Investor Financing Podcast to catch more content like this.
Mobile Home Park Investing: Inside Frank Rolfe's Formula for Success
Beau uses this episode of the Investor Financing Podcast to present a new asset class that could be a great addition to your portfolio: mobile home investing. He invites special guest Frank Rolfe onto the show, who is the cofounder of the Mobile Home University. Frank has been investing in mobile home parks since the 1990s and is now teaching others how to do the same.
Frank tells Beau about his first foray into mobile home investment, when he chose the wrong park at the wrong time but still managed to turn it around and make a profit. He tracks his journey from that park into syndication and the creation of the Mobile Home University.
Frank and Beau get into a deep discussion on affordable housing and why some investors steer clear of mobile home investment, despite the opportunities available to make a profit. During the episode, you’ll also learn about the regulations around mobile home parks and hear Frank give great insider advice on the five key qualities to look for in a mobile home park.
Be sure to subscribe or follow the Investor Financing Podcast wherever you get your podcasts to catch more episodes showcasing other diverse investment opportunities.
Value-Add Multifamily Investing with Josh Cantwell
This episode of the Investor Financing Podcast features special guest Josh Cantwell, a giant of real estate investment who's been in the game since before the 2007 recession. Josh invests in multifamily unit deals and also runs a mastermind community to help others to build up their passive income through real estate deals.
On the episode, Beau and Josh discuss real estate investment strategy and share a ton of useful advice and insights, with hot tips such as predictions on the future of interest rates, the possibility of a forthcoming recession, and which states have a hot real estate market right now. They also exchange on which business books have influenced their investment strategy the most and Josh tells Beau his daily and weekly routine that keeps him sharp and energized.
If you liked this episode, you can find more information about Josh in the links below. Subscribe to the Investor Financing Podcast to catch future episodes with other great minds who are shaking up the world of real estate investment.
Investing In Tiny Houses Explained [Short Term Rentals]
Which real estate investment opportunity requires very little down payment and brings in a high rate of return?
Building tiny houses!
Tiny houses aren’t just a hot YouTube trend, as Beau explains on this episode of Investor Financing Podcast, they’re also a potential asset for your financial portfolio.
Benefits of Starting a Podcast for Your Real Estate Business
This episode of the Investor Financing Podcast is a little different, as today Beau and his special guest Collin Mitchell explore the potential of podcasting and how to use your podcast to grow your real estate business.
Collin Mitchell is the founder of Salescast, an organization that helps podcasts in the B2B space to monetize their content and community.
Beau and Collin discuss the incredible growth of podcasts and Collin shares expert advice on how to optimize your podcast both to help listeners find it and to open up new potential revenue streams.
You’ll also hear some stats from Collin about how much money businesses spend on advertising on podcasts and the data points to play around with to get your podcast boosted on all the platforms.
At the end of the episode, Beau shares his thoughts on podcasting as a medium and encourages listeners to get started in the podcasting game.
Subscribe or follow the Investor Financing Podcast wherever you get your podcasts to hear more great episodes from Beau sharing new investment and business opportunities.
How Much Money Down Do You Need for an SBA 504 Loan?
In this brief video, Beau answers the question, "How much money down do I need for an SBA 504 loan?"
The short answer is 10 percent down for business expansion, 15 percent for startups. But it is a little more complex than that. Watch the video to find out more.
Background
It depends on if it's a business expansion or a startup. The other major factor to note is if it's a special purpose building or property, you get dinged another 5 percent on the LTV (loan to value).
Though CDC/504 loans tend to be conflated with real estate, they are really designed for anything that you log under “property, plant, and equipment.” This means you can use them for purchasing or renovating commercial real estate or for purchasing equipment.
These are some eligible uses for SBA 504 loans:
The purchase of existing buildings
The purchase of land and land improvements, including grading, street improvements, utilities, parking lots and landscaping
The construction of new facilities or modernizing, renovating, or converting existing facilities
The refinancing of debt in connection with an expansion of the business through new or renovated facilities
The purchase or upgrade of equipment and machinery
You can’t use an SBA CDC/504 loan to refinance pre-existing debt or for working capital, so if you’re looking for a more versatile loan, then consider the SBA 7(a) loan program.
How to Build Business Credit In 2022 with Merrill Chandler
How can you get your bank to give you a sizable business loan tomorrow at a low interest rate?
Today on the Investor Financing Podcast, your host Beau interviews Merrill Chandler, the founder of the Get Fundable movement. Merrill has some serious acumen in the business credit world, as he started his career by founding one of the largest credit repair law firms in the United States. When he was there, he learned some of the inside secrets of the credit world and saw an opportunity to educate business owners about how they can access credit.
Multifamily Investing: New Growth Strategies and Asset Management
In this episode, Beau talks with Sandhya Seshadri about multifamily investing, how she got into it, how she's grown her business, and how she grows her assets through quality asset management.
About Sandhya
Sandhya Seshadri has invested as a Limited Partner, Key Principal or General Partner in 3000+ doors totaling $200M in assets throughout the United States.
Sandhya has been a leader in the equities markets for over 20 years, and had moved into commercial real estate due to the tax advantages and the ability to uniquely “force appreciate” each asset. It’s become her mission to help other people capitalize on all of the benefits of real estate investing.
Sandhya is active in the Dallas-Fort Worth Multifamily real estate community, and
has a network of investors throughout the United States. She has shared her
inspiring story, knowledge and investment criteria on multiple real estate
investing events and podcasts.
What’s the Difference between SBA 7a and SBA 504 loan?
In this video, Beau talks about the differences between the Small Business Administration's 7(a) and 504 loan programs.
Home Service Franchise Concept Opportunities
If you’re feeling stuck in your office job, or if you’d always thought about running your own business but never knew where to start, buy a franchise. That’s Beau’s advice from today’s episode of the Investor Financing Podcast, where he interviews the CEO of Kura, a home maintenance and air duct cleaning franchise.
In this episode, you’ll learn how Daniel Felt came up with the idea for Kura and how he got the business off the ground and turned it into a franchise model. You’ll also hear how you can go about buying a franchise of Kura, including a detailed breakdown of the support that Kura offers and what your business numbers could look like one year in. Listen out for Beau’s tips on proper franchise due diligence, and to hear how Daniel keeps his business brain sharp.
If you liked this episode of the Investor Financing Podcast, please share it with someone you know who would be interested in buying a franchise business.
Property Management & Real Estate Investing with Jason Hull
Ever wondered why some businesses make it and not others? On this episode of the Investor Financing Podcast, Beau interviews Jason Hull, the founder of a successful property management company. Jason and Beau have a wide-ranging discussion about pricing psychology, working with coaches, the potential pitfalls of the property management industry, and more.
New entrepreneurs will want to hear Beau and Jason unpack different pricing strategies and how to price your services to attract the clients that’ll make your business grow. Jason then outlines his Golden Bridge formula that he uses to close sales, which focuses on aligning the underlying “why” of the buyer with your personal motivations as a business owner.
You’ll also hear why Jason invests thousands of dollars per month in working with coaches and what benefits he derives from receiving coaching.
This episode also features insights into property management, which can be a real headache for new real estate investors. Jason gives great advice on how to choose a property management company and how to work with them successfully to make sure that your properties are functioning smoothly and that repairs happen quickly.
Share this episode of the Investor Financing Podcast with a new business owner in your network to help them get their company off the ground and make sure to subscribe to the podcast to hear more interviews with special guests in the entrepreneur and real estate investment space.
eCommerce Business Acquisition Financing with the SBA 7(a) Loan programs
In this short episode, host Beau Eckstein answers the question, "Can you finance an ecommerce business acquisition using the SBA 7a loan program?"
The answer is "Yes."
Key points to keep in mind when using the SBA 7(a) loan program:
The business must be domiciled in the United States
The business doesn't sell anything prohibited by the SBA (e.g., cannabis, gambling, investment or lending company, etc.)
Borrower good credit score
SBA eligibility for sponsor (aka borrower).
You will need 3 years of tax returns for the business as well.
Watch the video for full details.
On an SBA 7(a) loan, if it is a real estate transaction, you can typically have a 25 year amortization assuming that your business is occupying over 50 percent of the space. If it's just a business acquisition or franchise purchase, then those are going to be a 10-year term.
Watch the rest of the video to find out more about the maximum term on an SBA 7a loan.
Short Term Rentals and Hospitality Trends 2022
“It’s amazing times we’re in right now.”
This is Beau’s take on the financial opportunities currently available in the short-term rental market so on this episode of the Investor Financing Podcast, he’s brought on special guest Mateo Bradford to talk about it. Mateo is the Strategic Business Development Manager with At Ease, a short-term rentals platform serving military and federal travelers.
Beau and Mateo talk about what you need to consider when investing in short-term rentals, from the property photography and booking technology to the cashflow necessary to fund maintenance and cleaning. Mateo shares his insights on the industry as a whole and discusses the kinds of properties he’s looking to invest in in the future.
This episode is a great punchy listen that unwraps some of the huge potential available in the short-term rental sector. If you liked it, make sure to rate, review, and subscribe to the Investor Financing Podcast.
Creative Financing Strategies to Acquire Real Estate
In this episode, Beau talks with Brian O'Neill, a creative finance deal architect, who creates win-win solutions for sellers who may not have a ton of equity in their property. He uses tools like lease options, subject to, and contract for deed. Being a deal architect is a good way of buying and controlling real estate with very little out of pocket expense.
About Brian
Brian O'Niell is an experienced real estate investor and business owner proiding flexible real estate solutions for both buyers and sellers of Greater Chicagoland real estate and beyond.
When Brian and his wife Katie experienced some of the common challenges of selling their own home many years ago, they knew there had to be a better way. After successfully overcoming these challenges, BKW Property Solutions was born.
The Small Business Administration created the SBA 504 loan program for entrepreneurs just like you.
Getting an SBA 504 loan is a pretty simple process, but it may seem a bit overwhelming at the start.
Basically, you will get two loans: A first lien and a second lien. Let me explain.
The first lien is the senior debt which is the bank part and the second lien (or loan) is the guaranteed piece by the SBA.
If you're buying a million dollar property, you're financing an existing business expansion, where you can, under the SBA 504 loan program, finance ninety percent of the total cost. You would have to bring in about $100,000. Each loan would fund roughly half of the financed amount - the bank would provide a loan of, say, $500,000 and the Certified Development Company (CDC), or second loan, would be for $400,000. (NOTE: The bank technically makes both loans, one for itself and the second on behalf of the CDC.)
Real Estate Investing Opportunities for Limited Partners Explained
Invest your income into low-risk, diverse, managed portfolios and sit back and watch the money come in. That’s what special guest Lisa Hylton did, and she explains to host Beau on this episode of the Investor Financing Podcast that she’s here to teach others to do the same.
Lisa’s family were heavily involved in real estate but she ended up losing money on her first ever house. She then started to explore her options to invest more wisely in real estate and eventually got into a syndication deal. As she tells Beau, this is a great option for newer investors to earn passive income and to diversify their portfolio and, if you play your cards right, you can even use it to offset your earned income in your taxes.
Share this podcast episode with someone who’s looking to get into real estate investing but isn’t sure how to take the first step, and make sure to follow or subscribe to the Investor Financing Podcast wherever you get your podcasts.
How to Buy a Self Storage Unit with Seller Financing
In this episode, Beau sits down with Gabe Petersen to chat about buying self storage units, using seller financing. They talk the ins and outs of seller financing when acquiring self-storage units. Gabe says deals are out there. It really comes down to direct marketing to sellers. Gabe specializes in this piece.
About Gabe
Gabe Petersen is the founder of Great Northwest Home Buyers and Kaizen Properties, and most importantly, the host of The Real Estate Investing Club.
Gabe started out his career as a management consultant for Fortune 500 companies, completely oblivious to real estate as a path.
After 7 years of working the cubicle life, he had enough. He stumbled into real estate after buying a broken down triplex in Tacoma, WA and as they say, they rest is history.
After selling that first duplex, Gabe had the REI bug. He continued to flip and wholesale homes in the greater Washington area, until eventually he found his niche in Self Storage and Mobile Home Parks.
After purchasing his first two mobile home parks in Washington state, Gabe founded Kaizen Properties, and now operates nationally buying and repositioning self storage and mobile home parks across the US.
Crowdfunding For Real Estate Investing with Levi Brackman
Levi Brackman is out to solve a common problem of real estate investment: The barriers to entry are still too high for too many people, effectively blocking the opportunity to create passive income and generational wealth.
As the special guest on this episode of the Investor Financing Podcast, he explains to host Beau Eckstein that he founded Invown, an online crowdfunding platform for real estate, to help more people access real estate investment.
Levi tells Beau about the typical deals you can find on Invown and explains how crowdfunding differs from more traditional investment deals. Beau shares his experience of crowdfunding and highlights the possibilities that come with it, from investing smaller amounts of money to spreading risk across your portfolio.
Subscribe or follow the Investor Financing Podcast to catch future episodes with new and diverse investment opportunities and a whole range of interesting expert guests.
Multifamily Real Estate with Jonathan Twombly
In this video, Beau talks with Jonathan Twombly, president of Two Bridges Asset Management. They talk about transitioning from being an attorney to getting into multifamily investing, how he is now working with a large private equity firm which is giving him a competitive advantage in the marketplace, and things to look out for when vetting deals to invest in as a passive investor.
About Jonathan Twombly
Jonathan Twombly is President and Managing Member of Two Bridges Asset Management LLC. Before founding Two Bridges, he was a partner in the real estate investment firm TRB Investment Group LLC. He began his career as a lawyer and spent over a decade practicing in American Lawyer Top 100 firms, where he focused on real estate and hospitality matters.
Mr. Twombly holds a bachelor’s degree from Harvard College and a law degree from Columbia University School of Law. He currently serves as a member of the board of directors of the Harvard Alumni Real Estate Organization, Inc., a non-profit.
Multifamily Real Estate with Jonathan Twombly
In this video, Beau talks with Jonathan Twombly, president of Two Bridges Asset Management. They talk about transitioning from being an attorney to getting into multifamily investing, how he is now working with a large private equity firm which is giving him a competitive advantage in the marketplace, and things to look out for when vetting deals to invest in as a passive investor.
About Jonathan Twombly
Jonathan Twombly is President and Managing Member of Two Bridges Asset Management LLC. Before founding Two Bridges, he was a partner in the real estate investment firm TRB Investment Group LLC. He began his career as a lawyer and spent over a decade practicing in American Lawyer Top 100 firms, where he focused on real estate and hospitality matters.
Mr. Twombly holds a bachelor’s degree from Harvard College and a law degree from Columbia University School of Law. He currently serves as a member of the board of directors of the Harvard Alumni Real Estate Organization, Inc., a non-profit.
Sourcing Multifamily Opportunities in Jacksonville, Florida [with Steven McAdoo]
This episode of the Investor Financing Podcast explores the other side of real estate deals that investors rarely get to see: the broker. Special guest Steven McAdoo is a real estate broker for multifamily unit deals in Jacksonville, Florida, and he explains the role of the broker to podcast host Beau Eckstein.
Beau and Steven discuss the importance of building and maintaining a solid relationship with your real estate broker and Steven gives the insider’s point of view of how brokers view deals. Steven also shares tips on what brokers look for in investors and what topics to avoid when talking to a broker. At the end of the episode, they discuss the state of the real estate market in northern Florida and what the differences are between new and experienced real estate investors.
Stay tuned to the Investor Financing Podcast to hear more episodes just like this one, and if you want to show your support for Beau and the podcast, you can follow or subscribe to it wherever you get your podcasts.
In this video, Beau talks with Mathias Korder, CEO & Founder of Baselane, a platform made for landlords and property management companies. Baselane is a next-generation banking & financial platform built for independent landlords and property managers. With Baselane, you can finally manage your rental property finances all under one roof.
In this video, Beau talks with Mathias Korder, CEO & Founder of Baselane, a platform made for landlords and property management companies. Baselane is a next-generation banking & financial platform built for independent landlords and property managers. With Baselane, you can finally manage your rental property finances all under one roof.
In this interview, Beau talks with long-time business coach, advisor, and property management pro, Ernest Oriente.
They talked about building teams, recruiting quality employees, setting up your property management business for success, as well as vendor services a property management company may need. This is something we've never talked about on the show before.
Stay tuned and make sure you watch til the end.
About Ernest Oriente
Ernest F. Oriente has been a business coach & advisor since 1995, putting in over 52,000 hours. He has been a property management industry professional since 1988.
Oriente is the author of SmartMatch Alliances, founder of PowerHour, PowerHour Sales Academy [for industry sales vendors/suppliers], and PowerHour Leadership Academy.
He has a passion for coaching his clients on executive leadership, hiring, and motivating SuperStars, traditional and Internet SEO/SEM marketing, competitive sales strategies, and smart/strategic alliances for teams and their leaders. He and his PowerHour team provide private and group coaching for property management companies and industry sales vendors/suppliers around North America and the world, executive recruiting, investment banking, SEO/SEM web strategies, social media leadership and powerful tools for hiring SuperStars and building dynamic teams.
Private Equity and Bridge Debt Explained for Commercial Real Estate [with Henry Post]
EquityMultiple is an investment platform that’s bridging the gap between investors and real estate deals, all while mitigating risk and maximizing rewards.
On this episode of the Investor Financing Podcast, Beau welcomes guest Henry Post on to the show. Henry is the capital markets director at EquityMultiple and he’s seen the company grow from small beginnings back in September 2015 to being a large player on the real estate investment scene, with $3.7 billion in aggregated investment value.
Beau and Henry discuss some of EquityMultiple’s recent deals and what they do to set themselves apart from other crowdfunding spaces in the market. They also look toward the future of the company and of multifamily investments as a whole.
If you liked this episode of the Investor Financing Podcast, be sure to subscribe to the podcast to catch more great investment-related content with Beau and his guests.
Opportunity Zones and Commercial Real Estate with Zach Roesinger
In this video, Beau talks with Zach Roesinger, Director of real estate acquisition and development at Galvanized Holdings LLC. He also teaches commercial real estate classes that show residential real estate agents how to make a living in the commercial real estate broker business. Zach is an active commercial broker specializing in opportunity zones specific to the QSR (quickserve restaurants) space. His father is a top commercial broker and Zach is following in his father's footsteps.
About Zach Roesinger
Zach is the Director of Real Estate Acquisition and Development at Galvanized Holdings LLC. He Specializes in Opportunity Zone real estate acquisition, entitlement and zoning, as well as construction management of new build projects. Specializing in 1031-Exchange consulting and third-party capital placement in QSRs (Quick Service Restaurant) and franchised businesses by providing risk-adjusted returns to investors.
Multifamily Development with Kyle Jones
In this episode, Beau talks with Kyle Jones, co-founder of TruePoint Capital. While they covered the real estate investing spectrum, they focused a bit on multifamily development, an area Kyle has extensive expertise in.
He started with a couple smaller single family properties and then realized that multifamily was the way to go.
Eventually, he expanded into multifamily, ground up construction projects, which is where his focus is now.
This is a good interview to watch if you want to see the evolution of a real estate investor.
About Kyle Jones
Kyle is a co-founder and Key Principal of TruePoint Capital, LLC. Kyle is responsible for the company’s strategic planning, investment decisions, asset management, and overseeing all aspects of the company’s financial activities, operations, and investor relations.
Kyle obtained a Bachelor of Science degree from Texas State University – San Marcos, where he also played Division 1 Baseball.
How to run a Successful Short-Term Rental Business from Abroad [Tim Hubbard]
Invest wisely in the short-term rental space and you’ll be able to build yourself a life like Tim Hubbard, who has houses and investment properties in many countries and makes a killing from a few hours of work per day.
On this episode of the Investor Financing Podcast, Beau invites Tim on to unpack his short-term rental strategy. Tim explains how he got started in the short-term rental space and what his business looks like now, detailing which tools he uses to run operations and how he found staff to support him both on the ground and virtually.
Tim gives loads of insights into short-term rental investment, such as the kinds of properties that he loves to invest in and the benchmark returns he expects from them. He even shares the story of his most and least successful deals, which are both wise lessons to learn from!
You’ll learn how you can get started in the short-term rental space and which free and paid resources will teach you Tim’s methods. Tim also lists his favorite apps and sites that you can use to acquire, furnish, and manage your future short-term rental properties.
This is a really inspiring episode of the Investor Financing Podcast which will show you the ropes of building a stress-free lifestyle and generational wealth. If you enjoyed it, subscribe to the podcast and share it with a friend.
How to run a Successful Short-Term Rental Business from Abroad [Tim Hubbard]
Invest wisely in the short-term rental space and you’ll be able to build yourself a life like Tim Hubbard, who has houses and investment properties in many countries and makes a killing from a few hours of work per day.
On this episode of the Investor Financing Podcast, Beau invites Tim on to unpack his short-term rental strategy. Tim explains how he got started in the short-term rental space and what his business looks like now, detailing which tools he uses to run operations and how he found staff to support him both on the ground and virtually.
Tim gives loads of insights into short-term rental investment, such as the kinds of properties that he loves to invest in and the benchmark returns he expects from them. He even shares the story of his most and least successful deals, which are both wise lessons to learn from!
You’ll learn how you can get started in the short-term rental space and which free and paid resources will teach you Tim’s methods. Tim also lists his favorite apps and sites that you can use to acquire, furnish, and manage your future short-term rental properties.
This is a really inspiring episode of the Investor Financing Podcast which will show you the ropes of building a stress-free lifestyle and generational wealth. If you enjoyed it, subscribe to the podcast and share it with a friend.
How Real Estate Entrepreneurship Can Make a Fortune
In this episode, Beau and Chris Roberts talk about the real estate business in general, as well as multifamily investing, commercial loans, and managing your finances as a real estate entrepreneur.
They talk about Chris' journey, starting with small residential properties like single family homes and winding up going after bigger multifamily properties like apartment complexes.
Chris is high-energy and his story is very inspirational; he loves what he does and you can tell in this episode.
About Chris
Chris Roberts is the Founder and CEO Sterling Rhino Capital. Chris has been a full-time entrepreneur and real estate investor since 2007. He specializes in investor relations, commercial debt, and managing financials.
Chris started his real estate career by renovating, flipping, building, and renting dozens of single-family residences, in addition to running his own property management company that manages his smaller assets.
Chris is currently focused on helping others create passive cash flow through investing in larger, 100+ unit multifamily apartment buildings. He is personally invested in over 2,900 apartment units nationwide and has led Sterling Rhino Capital to acquire and control 945 units across several assets in Virginia, Georgia, and Texas with an estimated value of over $70 million.
Chris has been a contributor on Bigger Pockets, is a member of the Forbes Real Estate Council, and an author. He is also the host of the Charging Forward Podcast.
How Much Equity is Required for an SBA 7(a) Business Acquisition Loan?
In this video, Beau explains how much equity is required when applying for an SBA 7(a) business acquisition loan.
What is the minimum equity investment for new owners of a business?
The SBA requires a 10% equity injection from the new owner when the purchase entails a complete change of ownership, based on the total of all costs included in the transaction.
It's worth noting that seller debt can only be counted as part of the equity injection if it accounts for 50% or less of the total equity injection and is completely subordinated for the term of the SBA-backed loan.
The Multifamily Capital Stack Explained
In this episode, Beau talks with Roddrick Jones about multifamily, the right capital stack, and more! This is an interesting discussion on how sponsors are raising capital from private equity companies and all the different structures that are involved in these transactions.
About Roddrick Jones
Roddrick is a consummate real estate professional with strong experience in real estate principalling and transactional finance.
Commercial Real Estate Finance
Our Company’s clients are individuals who are looking for debt and/or equity for acquiring commercial real estate assets, or sponsors who are seeking to repurchase their loans and/or recapitalize/restructure their existing assets from ranging from $25-100 million.
Structured products we arrange are bridge loans, equity, preferred equity and mezzanine capital.
Intelligence Analyst to Multifamily Investor
In this episode, Beau & Justin talk about Justin's transition from intelligence analyst to multifamily investor.
About Justin Moy
Justin manages all aspects of Perpetual Wealth Capital’s growing portfolio. Before becoming involved with multifamily investing, Justin was a top broker at the 3rd most competitive residential real estate market in the country, winning numerous awards for production.
During this time Justin specialized in helping investors acquire long-term projects that would provide favorable cash-flow and appreciation.
Before that, Justin was an Intelligence Analyst in the US Marine Corps Reserves where he prepared and presented in depth critical information to a wide array of high ranking officials , lead teams from 4-14 marines to prepare presentations to aide officers in decision making . There he was responsible for physical fitness standards of 48 marines, ensured physical training was conducted safely, and solved any issues from training exercises
How to Invest in Short Term Rentals with Tony J. Robinson
In this episode, Beau and Tony talk about how getting fired was the best thing that could have ever happened to Tony and his wife. They had to do something, and something quick. They amassed over 10 short term rental properties within the first 12 months and he became co-host of the Bigger Pockets Real Estate Rookie podcast.
Multifamily Investing with Kent Ritter
In this episode, Beau talks with Kent Ritter about his real estate journey. Kent grew up with humble beginnings. After college, he got a job in management consulting working with some very large companies.
He sought out a mentor in the multifamily space, eventually going to work for him. After a few years, Kent started his own company, never looking back. He's built a solid portfolio of multifamily properties in Indiana.
About Kent Ritter
Kent is a former management consultant, start-up owner, and corporate executive turned full-time real estate investor and operator. Kent has achieved financial freedom, and now he is on a mission to empower others to to the same through through multifamily investing. He is also the host of the Real Estate Syndication Podcast.
Student Housing Explained: Multifamily Housing Opportunities
In this episode, Beau and Corey talk about student housing. They talk about how to vet syndicators, why he likes student housing, and some of the obstacles he overcame during COVID.
Student housing isn't thought of very often when it comes to multifamily investing, but it is a lucrative one, if you know what you're doing. It may offer more stable returns because students often aren't as demanding as older tenants; however, they do tend to turn over more often.
Watch this episode for some great insights from a keen multifamily investor!
About Corey
Corey Peterson, owner of Kahuna Investments, strives to provide investors with stable cash flow returns and long term capital appreciation by buying multi-family apartments. He has managed and acquired over $250 million in real estate across the country. Corey is a bestselling author of “Why The Rich Get Richer– The Secrets to Cash Flowing Apartments” and is the host of the Multi-Family Legacy Podcast.
Increasing Renter Retention for Multifamily Operators with Mike Wolber
In this video, Beau talks with Chief Revenue Officer of Rent Dynamics, Mike Wolber, about Rent Dynamics, a platform for attracting leads, helping you qualify and manage prospects, and increasing renter retention--everything a multifamily investor wants & needs.
About Mike Wolber
Mike is the Chief Revenue Officer (CRO) at Rent Dynamics, leading the Go-To-Market teams of Sales, Account Management, and Marketing. He is the founder and host of the Modern Multifamily Podcast, a board member of the Silicon Slopes Northern Utah Chapter, and a technology and multifamily enthusiast.
About Rent Dynamics
Rent Dynamics offers innovative solutions throughout the entire resident journey: marketing, leasing, and resident retention. We put our customers and our people first to offer unparalleled service along the way.
From the Military to a Multifamily Titan
In this episode, Beau Eckstein and Brian Briscoe sit down to talk about how Brian transitioned from the military to investing in multifamily real estate properties.
About Brian Briscoe
Brian helps people invest in apartment buildings. He's also the Director of the Tribe of Titans - multifamily educational community and a podcast host. Retired Marine.
How to Find YOUR FREEDOM through Investing in Multifamily Real Estate
In this episode, Beau interviewed Julie Holly, founder of Three Keys Investment. They talked about financial freedom and how to attain it. Holly told Beau about her experiences in real estate, how she developed her own financial freedom, and how she teaches others to do the same.
She talked about her passion for her book club, growing up in a "real estate family," and how discovering the power of investing in multi-family properties was one of her keys to finding success and freedom in her life.
Multiple Streams of Income Explained
In this episode, Beau and Joey talk about Joey's start in the mortgage business and how he found a better way for himself to build wealth. They also talked about the podcast Joey co-founded, called "Wealth Without Wall Street," which helps entrepreneurs stop trading time for money.
They also talked extensively about building multiple streams of income: The good, the bad, and the ugly. They openly talk about the pitfalls of various businesses in the interest of transparency.
Airbnb Short Term Rental Investing Strategies with Leann Harris
How can you make thousands of dollars per month without working harder? By getting into the short-term rental investing game!
On this episode of the Investor Financing Podcast, your host Beau Eckstein interviews Leann Harris of Harris Consulting, a pro in the world of Airbnb property rentals.
Leann got into the Airbnb game by chance when she listed one of her seafront properties on Airbnb on a whim and was delighted to see that she got reservations immediately. She’s since invested in acquiring properties in desirable locations to list on Airbnb and she created a course in conjunction with Airbnb to teach others how to make money from short-term property rentals.
Beau and Leann dive into the specifics around managing short-term rental investments, analyzing where the market is hot right now and how to hire staff to help your business run smoothly.
They also discuss the state of the property market and how to ride out a 2007-level real estate storm.
At the end of the episode, Leann shares her plans for the future and how her mental health charity is providing support to people in difficult circumstances, so they can pick themselves up and better their lives.
The Secret to Finding Motivated Sellers
In this episode, Beau and Martin talked about buying and flipping properties and how, in his market, New York, there is a definite shortage of inventory.
He realized that owning single family properties was not the best strategy for him; now he's focused on buying mobile home parks.
Marty's "superpower" is being direct with sellers and using his strong phone skills to find and negotiate deals.
How to Maximize Value and Reduce Risk for Multifamily Investors
In this episode, Beau sits down with Peter Pomeroy, the Founder & CEO of Northlight Growth. They talk multifamily investing in general but more specifically about how you can simultaneously maximize your return on investment while keeping your risk low. Peter has extensive knowledge and experience in the multifamily space; he knows what he's talking about.
Give this episode some careful attention. You will glean some nuggets from this one.
Achieve Bulletproof Cashflow Through Multifamily
In this episode, Beau talks with Agostino Pintus about his entry into real estate and how he found a perfect niche for himself, multifamily investments.
Agostino was a successful executive in the corporate world, but there was one problem: He hated it. So he began looking at other things to do and found real estate.
Again, there was only one problem: He got into it at the height of the market back in 2007-2008. Eventually, after everything settled down, he found his niche and hasn't looked back.
Then he created the Bulletproof Cashflow podcast, where he helps people achieve their own financial freedom through investing in real estate.
The Top Reason to Invest in Multifamily Real Estate
In this episode, Beau sits down with multifamily investor to talk about the overall market, whether it's a good time to be buying or should you consider selling?
While Mark is selling some of his assets, he does have quite a few projects under contract; he is still very bullish on multifamily property.
In the current inflationary environment, with the Fed signaling that they will raise rates several times in the following year, real estate remains one of your better asset classes to invest in. Multifamily is especially good because home values have risen a lot in the past decade and many people either don't want to invest in single-family homes or can't.
SBA 7a Versus SBA 504 - Which is Better?
In this video, Beau and Ray talk about the differences between the SBA 7(a) loan program and the SBA 504 loan program.
The SBA 7(a) loan is more streamlined, you can close on it quicker, and there is only ONE approval process.
With the SBA 504 loan, you have two entities to approve: the lender or bank and the SBA. They take longer.
However, pricing on the SBA 504 is usually better.
The SBA 504 has a long prepayment penalty (10 years) whereas the SBA 7a has a shorter prepayment duration (only 3 years).
So clearly, there are differences. Which one you get depends on your specific case, which is why you should strongly consider using a commercial loan advisor who is well-versed in SBA loan programs!
What are the SBA 7a Seller Carryback Rules?
In this episode, Ray and Beau cover SBA 7a seller carryback rules. What are they? Listen in as Ray talks about their ins and outs.
It's a tricky situation but if you work with experienced professionals like Beau and Ray, you will be able to come in with an equity injection of as little as 5 percent!
How to Get SBA 7a Rent Replacement Loans
In this episode, Beau and Ray cover "rent replacement loans," which is what you should do if you own a business and pay rent. With a rent replacement loan, you finance the purchase of the building and essentially stop paying rent. You need good cashflow, so this works well for doctors and dentists, for example, but it's not just limited to "professional services."
There are some restrictions on this type of loan, but it's pretty easy to qualify for and loans are pretty quickly approved, in general.
What is a Non-Bank SBA 7a Lender (SBA 7a loans)?
In this second episode with Ray Drew, Beau and Ray talk about non-bank SBA 7(a) lenders.
You may ask, "What is a non-bank SBA lender?" In short, it's NOT a bank. But more importantly, they are direct lender but not under all the rules as an FDIC-insured bank. They have more flexibility than a traditional bank. The best non-bank lenders are "Preferred Lender Partner" (or PLP) is the most desirable accreditation a lender can receive. PLP lenders can offer the full range of SBA loan products and have the authority to make final credit decisions, which simplifies and speeds up the loan approval process for everyone involved.
SBA 7a Loans for Business Acquisitions
In this first episode of the series, Beau talks with Ray Drew about SBA 7(a) loans, specifically for use as a business acquisition tool.
Did you know that you can finance 90 percent (or more) of total business acquisition cost with an SBA 7a loan? You can!
Using Hard Money to BRRRR into Short Term Rentals
In this episode, Beau and Sean Pan talk about hard money, the BRRRR method, and short term rentals (e.g., AirBnB). There's a lot here, so pay attention!
More importantly, Sean discussed how he ties all these things together. Sean started his career flipping houses in the Bay Area, but decided it's way better to buy real estate properties, fix them, and then rent them out as short-term rentals. He 2-3x his cashflow doing it this way.
In this episode, Beau & Carrot founder, Trevor Mauch, dive deeper into the strategy for finding motivated seller leads. The idea here is to attract motivated sellers to your website, get them on a lead gen list, and reach out to them to buy real estate investment properties at below market prices.
Motivated Seller Lead Generation Update 2022 [Evergreen Marketing] - PART1
In this episode, Beau sits down with Carrot founder, Trevor Mauch, to talk about real estate lead gen. They talked about the importance of evergreen marketing, organic SEO, video marketing, and how you have to build your business brick by brick.
But with the organic SEO Trevor talks about, the leads you get are far better than what you get with paid traffic.
Trevor's platform has pulled in over 3 million leads. Beau uses it and can vouch for its effectiveness.
Make sure you watch this video and the next one (we brought Trevor back for a second episode).
Multifamily Developer, Author and Speaker Preston Byrd
In this episode our guest, Preston Byrd will KNOCK YOUR SOCKS OFF!
He's a dynamic speaker and real estate developer, who has built 6,000+ units across the southeastern US.
Beau and Preston talk about how a person could start from humble beginnings and grow a business from scratch and continue to grow and thrive for years to come.
This is an inspiring episode, to be sure. You don't want to miss this.
How to Find a Multifamily Mentor
In this episode, Beau talks with Charles Dobens about multifamily real estate properties. They discussed a variety of topics, chief among them was if you want to begin investing in multifamily properties, like apartments, it would be wise to seek out a mentor who has been through the ropes.
Investor Loans for Rental Property Update 2022
As you may have heard, the Fed is raising interest rates all through 2022. The rise has already been felt and rates throughout the various markets have already begun to cascade. Most economists are forecasting a recession. But don't despair. What goes up must come down, as they say.
In this episode, Beau discussed investor loans, in particular DSCR, and how the Fed rate hikes will impact them. A month ago, DSCR loans were in the 4 percent range; now, they're in the 6 percent range.
Historically, after every recession, rates drop, so potentially an adjustable rate or bridge loan may be a great solution to meet cashflow requirements.
Commercial Real Estate Insurance Explained - How Much Protection is Enough?
In this episode, Beau and Jeremy talk insurance. I know, ugh. But it's necessary.
Commercial real estate insurance is often overlooked. Beau & Jeremy talked horror stories about getting the wrong coverage...and then something goes wrong and you discover--too late!--that you're not covered.
They also talked about why working with an insurance broker may be your best option to find the best coverage and terms. It also helps you with providing an advocate who is looking out for your best interest.
About Jeremy
Jeremy Goodrich owns Shine Insurance Agency. He’s a teacher at heart and he simplifies insurance by giving step by step guidance along the way.
Before Shine, he was an elementary school teacher, helping countless kids fall in love with art, math, science, and writing. Former students remember learning to play hockey in gym class, opening epic businesses in a virtual world called The Businesses Project, and learning to use a sewing machine.
After 13 years of teaching, he decided it was time to change the way people feel about insurance. Jeremy carried the heart of an educator over and he's been making insurance simple for first time home buyers and real estate investors ever since.
Most days Jeremy can be found helping real estate investors by sending them insurance quotes, reviewing their policies, and making insurance work for their bottom line. He's also the host of a multifamily real estate podcast, and the host of Youtube's #1 most watched independent insurance agency channel.
Midwest Multifamily, Marketing and More
In this episode, Beau talks with John Casmon, a real estate consultant, about multifamily investing. They talked about John's evolution from corporate America into full-time real estate investing and how his marketing experience in the corporate world carried over into real estate.
John likes this quote from Robert Kiyosaki: “The richest people in the world look for and build networks, everyone else looks for work.”
According to John, you may not have the network today that can buy a multi-million dollar apartment building, but that doesn’t mean you can’t create a powerful network that can.
Watch this interview for some keen insights on building your own network and using it to leverage your real estate portfolio.
About John Casmon
Prior to becoming a full-time investor, John worked in corporate America, overseeing marketing campaigns for General Motors, Nike, and Coors Light.
Now, John is a real estate entrepreneur, who has partnered with busy professionals to invest in over $100 million worth of apartments. John also consults active multifamily investors to help them start or grow their business. He hosts the Target Market : Multifamily Insights podcast (formerly Target Market Insights) and is the co-creator of the Midwest Real Estate Networking Summit.
Investing in Mortgage Notes to Build Passive Income
In this episode, Beau talks with Jasmine Willois about investing in mortgage notes, which is a very good way to build the passive income you will need to secure your financial future.
Benefits of note investing:
--No tenants
--No toilets
--No turnover
PLUS, you can be very creative in the way you acquire and structure mortgage notes. You can buy non-performing notes, season them, get them performing, and then sell them for a profit.
You can sell off a portion of the payments. You can use other people's money to purchase a note and make the spread.
Potentially, you can even take the property back if the owner doesn't pay.
Needless to say, there are many options with mortgage notes. Listen in as Jasmine shares her vast knowledge of mortgage notes.
About Jasmine Willois
Jasmine is the President of The Note Assistance Program and co-host of the award winning educational podcast The Naked Notes Podcast, where she combines her deep inside knowledge of the secondary mortgage industry with a passion for building life-changing strategies for generational wealth.
Her program has trained 1000s of executives, entrepreneurs, and small business owners for wealth building and portfolio management via first position mortgages.
The podcast is listened to in 13 countries and boasts over 100k listeners.
A champion of strict procedures and policies, Jasmine has built a proprietary system that has proven itself over the past 10 years on the alternative investment scene. She has built a reputation for training women and minorities to find the confidence, courage, and profit to leave corporate America to pursue their passions. Prior to founding The Note Assistance Program in 2013, Jasmine served 20+ years in the financial services industry working executive roles at Morgan Stanley.
These "twentysomethings" are building a highly profitable real estate empire
In this interview, Beau talked with the Donis brothers about their rapid rise to owning over 600 multi-family units while in their twenties.
The brothers grew up with a loving single mother who worked hard as a housekeeper who taught them solid life lessons early on.
They told their mom that they wanted to drop out of college to begin their real estate investing career and needed to take $500 out of their savings. She said no at first, but then she acquiesced. 30 days later, they had closed their first deal and made over $30k!
Obviously, they have been even more successful since then, acquiring over 600 units.
About the Donis brothers
Jeffrey, Kenneth, and Kerwin Donis built a portfolio of cash-flowing rentals and a six figure business as single family real estate investors. They are passionate about helping others reach their financial goals through real estate investing. You can check out their podcast– the Real Estate Monopoly - where they interview professionals who are dominating the real estate industry.
Their multifamily portfolio consists of 600+ units across the Southeast.
Building a Team to Scale Your Multifamily Investing Business - Tips for Success
In this episode, Beau talked with Duc Ong about how Duc started out buying small properties. He quickly learned he needed to build a team, as everybody brings different strengths and perspectives to the team. He is the CFO and CIO of Tri-City Equity.
Duc is a very good underwriter and raises capital for every project. Day to day, he works as a real estate agent in Hawaii with an average price point of $1 million.
About Duc Ong
A resident of Honolulu for more than 17 years, Duc has lived and worked in many areas on Oahu. His business is based on mostly referrals from satisfied clients. Most important to Duc is providing exceptional service to buyers and sellers in order to earn their trust, referrals, and repeat business. Duc has sold homes in all price ranges from starter homes and luxury condominiums, multi-family properties, and investment properties, totaling over $30M in career sales. Clients appreciate his flexibility, low pressure sales, patience, ability to listen and hear what a client wants, negotiation and analytical skills, and his ability to accurately price and market a home.
As a graduate of the University of Hawaii at Manoa with a M.S. in Physics, he brings a unique analytical skill set to the real estate business. He moved from Southern California to Honolulu in 2004, after graduating from UC San Diego with a B.S. in Physics. He is also fluent in Vietnamese.
As a real estate investor, Duc is a partner in 1044 units across 8 states. He is a limited partner in a 310 unit community in El Paso, TX, and a 192-unit in Longview, TX. As an active investor, he owns a single-family rental property in Anaheim, CA, 15 units in one JV in Pittsburgh, PA, and 525 units as a GP with Tri-city Equity Group in Saginaw, MI, El Paso, TX, Salem/Roanoke, VA, Johnson City, TN, and Berlin, MD. He owns a personal residence condominium in Honolulu and is under contract on a new construction condo unit in Kaka’ako. His broad experience as a real estate investor in both Oahu and mainland properties allows him to provide his clients with the best experience in both buying and selling properties. He specializes in working with investors.
How to Scale & Grow Your Wholesaling and Flipping Businesses [Hint: Hire the right people]
In this episode, Beau talks with Mike Simmons. They talked a bit about the importance of hiring the right people for your business, as well as why he moved from flipping to wholesaling (it's easier to systemize and it takes less time).
Make sure you watch this episode. You'll get some real golden nuggets from Mike.
About Mike
Michigan-based investor Mike Simmons shares exactly how he went from moderate success to $1 million in annual profit.
You'll learn why Mike switched gears from flipping to wholesaling real estate, what he's learned from spending hundreds of thousands of dollars on various marketing channels, and the four-point checklist you must use when considering any kind of partnership.
In this first episode of the series, Beau talks with Ray Drew about SBA 7(a) loans, specifically for use as a business acquisition tool.
Did you know that you can finance 90 percent (or more) of total business acquisition cost with an SBA 7a loan? You can!
Getting to 1000 Units Systematically with Bill Manassero [Multifamily Investing]
After successful careers as a professional musician and in software development, Bill then spent 12 years in Haiti, starting a non-profit called Child Hope. When he returned to the States, he wanted to figure out how to create long-term cashflow.
That's when he got started in real estate investing. He quickly realized in order to reach his 1,000 door goal, he needed to get into multifamily investing.
He started his podcast to help people 50 and older create retirement plans through real estate investing.
About Bill
Bill Manassero acquires multifamily properties that will not only help in retirement but will also generate badly needed funds for Child Hope, his non-profit organization in Haiti.
He is also the founder of the Old Dawg’s REI Network. Bill has the goal to grow his real estate portfolio to 1,000 units/doors in six years or less. He will share his experience as part of this web site to further provide valuable content and information for potential and existing real estate investors.
The purpose of the Old Dawg’s web site, blog, newsletter, and podcast is to provide valuable information and resources for others who seek real estate investing as their means to fund their retirement years.
What Investors Need to Know about Buying Multifamily vs Flipping Homes
In this episode, Beau talks with Jason Yarusi, a real estate investor specializing in multifamily properties.
Jason got his start in real estate working for his dad's real estate company, where they physically moved houses onto properties. Like many people, he had an interest in real estate and got into wholesaling and flipping real estate.
He quickly realized that was "just another job," and he wanted more. So he turned to a mentor early on in the multifamily syndication space and learned the ropes there. He credits his success to having the right mindset and keeping his health as his top priority.
About Jason
Jason Yarusi is an active Real Estate Syndicator and Real Estate Investor. Jason and his wife Pili founded Yarusi Holdings, a multifamily investment firm that has acquired over 1400 units valued at $160 Million since 2016.
Jason also hosts The Multifamily Live Podcast a podcast that provides actionable content and tools to build and strengthen your multifamily business. Jason is founder of the New Jersey Multifamily Live Club with over 2,500 members that focuses on Real Estate Syndication and Multifamily Investing and trains other on the success formula to buying apartment buildings at
www.7FigureMultifamily.com.
Jason has started and exited multiple businesses in the past 15 years and his family construction
business has a niche industry position in raising and moving structures. The company has elevated over 2,000 homes in the last 7 years alone.
Lead Generation for Real Estate Investors with Gary Boomershine
In this episode, Beau and Gary Boomershine talk lead gen for real estate investors. They talked about the importance of working ON your business instead of working IN your business. They also talked about how Gary developed his own software and done for you investment service. Additionally, they talked about data providers, direct mail, dialing for dollars (phone calls), and how to get the most ROI through different marketing platforms.
This is an episode you don't want to miss!
About Gary
Gary Boomershine founded RealEstateInvestor.com in 2005 out of the need to scale and grow his own real estate investing and home buying business.
With a family legacy in the real estate niche, and a long successful career in enterprise and emerging technology markets, Gary saw the vision for RealEstateInvestor.com. He noticed the glaring opportunity to leverage people, processes and technology to gain a leg up in a changing and competitive marketplace.
As he worked to develop and use the initial product and service, he saw his real estate business flourish by allowing him to work smarter – not harder and focusing on the one thing that makes money – talking to sellers and making offers.
"Most investors limit their growth and many times fail because they lack real marketing and sales expertise along with the infrastructure to scale their business. Instead of being able to focus on closing deals and maximizing profits, they hit a wall trying to build and do everything themselves; and they simply can’t do it!" - Gary Boomershine
Under the leadership of Gary Boomershine, RealEstateInvestor.com has launched a “technology revolution” within the real estate niche; offering an alternative to the MLS by bringing pre-screened motivated sellers and buyers face to face at the right time.
Gary currently resides in Northern California with his wife and two daughters where he continues to be a visionary for RealEstateInvestor.com. He is actively involved in real estate investing and private lending. In his free time, he enjoys fly fishing, skiing, hiking, mountain biking and traveling with family.
How Are SBA 504 Loans Structured? [SBA 504 loan explained]
In this episode, join Beau as he explains the Small Business Administration's SBA 504 loan program, specifically how the loans are structured.
He covers:
Eligible uses for SBA 504 loans
💲Purchases of owner-occupied land and buildings
🏗 New construction
✔ Renovation or expansion of owner-occupied commercial real estate Heavy machinery or equipment purchases and moving expenses
💳 Debt refinancing of non-government guaranteed owner-occupied commercial real estate and equipment debt
💡 Soft costs (e.g., appraisals, title searches, legal fees, etc.)
⚡ Repayment of interim financing costs
How to Get Started in Multifamily Syndication [Limited Partner to General Partner]
In this episode, Beau meets Aileen Prak and they discuss how Aileen and her husband were able to quickly grow their multifamily portfolio. They also talked about starting your multifamily business as a limited partner so you can learn the business, build your team, and gain the confidence you need in order to become a general partner in a multifamily syndication.
About Aileen
Aileen Prak is the co-founder of Bonavest Capital, where she helps people generate passive income through real estate syndications. She is on the path to creating time freedom for her family and 2 young children and believes real estate is the best vehicle that can help her and others achieve this dream.
Aileen received her MBA from Northeastern University and has over 10 years of experience in the Aerospace industry as the finance lead on several multi-million-dollar projects.
She is also the host of the 5 days per week real estate podcast How Did They Do It? Real Estate, where she interviews top experts in the Real Estate Industry with a focus on personal growth and real estate investing.
Peak Performance for Real Estate Professionals
In this episode, Beau sits down with Christopher Dedeyan about peak performance. They talked about things like morning routines, high performance coaching, how real estate professionals get stuck inside their business doing mundane outsourceable tasks instead of focusing on the bigger higher-revenue earning activities.
About Christopher Dedeyan
Christopher is a professional speaker and peak performance expert who helps entrepreneurs, leaders, and employees manage stress, increase productivity, and have more energy. He always gets his message across in a humoristic, charming, energetic, and passionate way.
Christopher helps his clients gain confidence, get clarity, avoid being overwhelmed, and reach their goals faster than they ever thought possible. Christopher has a unique way of empowering people to get into action, make quantum leaps and fast track their success.
The Power of Mastermind Groups
You're in for a treat on this episode! Beau interviews one of the nicest guys in business, Mike McCarthy, founder of GoBundance.
In this episode, Mike talks of the importance of belonging to a mastermind group. They talked about accountability, building a peer group, and how GoBundance got started. They also talked about the importance of family involvement in your business and how you can (and should) build a legacy with and for your family. Finally, Mike talked about benchmarking and how they built a one-page worksheet to plan and track where you want to go in your career and with your business & life.
You don't want to miss this one.
About Mike McCarthy
Mike is the Regional Operating Partner for the Greater Pennsylvania Region of Keller Williams. He is proud to lead 10,000+ real estate agents in over 50 locations closing over $20 Billion in Real Estate Sales in 2020.
In this video, Beau and Kevin discuss the ins-and-outs of getting a bridge to agency loan approved, the general qualifications needed, and the advantages of a bridge to agency program versus going with a regular bridge loan.
Agency debt is fantastic! Many multifamily investors evaluate properties and underwrite using an agency loan product.
What's not to appreciate about up to 80% LTV, non-recourse, and competitive rates?
Expense Reduction for Multifamily Properties Do you own a multifamily property? If you do, you know how expensive it can be! What if I told you that you could reduce the expenses of your multifamily investment?
Sometimes, by 15 percent or more... In this video, watch & learn as Beau sits down with Tina Larsson, co-founder of The Folson Group, a company that specializes in cost reduction for multifamily property owners. Tina shares lots of tips and insights from decades of experience helping business owners improve their profits by reducing their expenses.
About Tina Larsson Tina Larsson: co-founder & owner of The Folson Group, coop & condo cost consultant in New York. After her 15-year career in the financial service industry, she started a company with no history, creating a service that was not available, in an industry that did not exist. Tina Larsson and Mark Foley are financial consultants and efficiency experts for co-op and condo boards as well as building owners. They have 50+ years combined experience, analyzing and interpreting complex financial data. Their firm has built proprietary benchmarks, including data of operating costs and project costs for over 200 buildings. They have successfully saved buildings hundreds of thousands of dollars, including buildings with no maintenance increases for 7 years.
Pros and Cons of Self-Managed Multifamily Properties - A Look From the Perspective of an Experienced Owner
In this episode, you get to meet Dan Krueger, who is co-founder of Invictus Capital, along with his business partner, Anthony Vicino. Beau & Dan talked about building a vertically integrated multifamily business.
They also discussed finding the right business partners that will allow a business to thrive in this very competitive landscape. Multifamily investing is a TEAM sport, where every team member has a role and specific responsibilities.
Finally, they chatted about why they chose to build their own property management division within Invictus Capital. According to Dan, the pros outweighed the cons, but you should be aware of the drawbacks.
Operation Quit My W2 Job Via Multifamily Investing
In this episode, Beau and John talk about how John is planning his exit from a lucrative job as a Nuclear Security Specialist with Pacific Gas & Electric (PG&E) - specifically, by using multifamily investing to reach his goal of quitting his W2 job by 2025.
Watch how John is taking steps now to hit the ground running in 3 years.
About John Pearl
John shares ownership in 200 units as a Limited Partner and 304 units as a General Partner. He is a prior service US Army Infantry officer and a Security Specialist in the Nuclear Industry. He currently resides in San Luis Obispo, CA with his wife and three kids.
John is also the founder of Azimuth Capital Group, a real estate investment firm focused on providing opportunities to preserve and grow wealth through real estate.
Done for You Lead Generation: How to close more deals with less work with Gary Boomershine
Canadian Investors Are Heading the US for Multifamily Properties
In this episode, Beau chats with Seth Ferguson, a Canadian multifamily real estate investor, and former future professional hockey player. They talked about a variety of real estate topics, including investing in multifamily property, even if you don't have the cash to fund a purchase yourself.
According to Seth, Canadian real estate investors are gobbling up multifamily properties in the United States.
How to Get Started in Multifamily Syndication [Limited Partner to General Partner]
In this episode, Beau meets Aileen Prak and they discuss how Aileen and her husband were able to quickly grow their multifamily portfolio. They also talked about starting your multifamily business as a limited partner so you can learn the business, build your team, and gain the confidence you need in order to become a general partner in a multifamily syndication.
About Aileen
Aileen Prak is the co-founder of Bonavest Capital, where she helps people generate passive income through real estate syndications. She is on the path to creating time freedom for her family and 2 young children and believes real estate is the best vehicle that can help her and others achieve this dream.
Aileen received her MBA from Northeastern University and has over 10 years of experience in the Aerospace industry as the finance lead on several multi-million-dollar projects.
She is also the host of the 5 days per week real estate podcast How Did They Do It? Real Estate, where she interviews top experts in the Real Estate Industry with a focus on personal growth and real estate investing.
How to Build a Business, Invest in Real Estate, and Hyper-focus on What Matters
In this episode, Beau chats with Anthony Vicino about building a budding real estate business, investing in real estate, and how he hyper-focuses on what really matters.
The Best Ways to Buy and Sell Real Estate on Terms In this episode, Beau talks with Zachary Beach about buying & selling real estate on TERMS.
What does this mean? Buying or selling "on terms" is also known as "subject to" investing. "Subject-To" is a way of purchasing real estate where the real estate investor takes title to the property but the existing loan stays in the name of the seller. In other words, "Subject-To" the existing financing. The investor now controls the property and makes the mortgage payments on the seller's existing mortgage.
Stay tuned to find out more! About Zachary Beach Zachary is an Amazon Best-Selling Author of The New Rules of Real Estate Investing and revised edition of Real Estate On Your Terms.
He is the co-host for the "Not Just A Transaction Podcast" and the "Smart Real Estate Coach Podcast." He has been an authority in real estate for 7 years now and has personally completed hundreds of real estate transactions and has mentored investors to complete thousands of transactions. At the age of 25, Zachary decided to leave the world of bartending and personally training and jump into the family business. Now he is an equal partner and runs the acquisitions department, focusing on helping sellers accomplish their goal of selling their property. If Zachary is not working, you will find enjoying the outdoors or spending time with his wife Kayla and two kids Remi and Bellamy. His passion for family and business is what keeps him motivated and excited to take on each day.
How to Close More Real Estate Deals with Creative Financing [The Missing Tool for your Business]
In this episode, Beau & Daray Olalaye discussed his journey into the real estate business, his struggle, and how he FINALLY discovered how to creatively finance and structure real estate deals which enables him to get paid via three different profit centers within one deal.
We also talk about subject to investing and "Wraparound Mortgages."
What is a wraparound mortgage? A wraparound mortgage is a type of seller financing offered by homeowners which features a below-market interest rate. This type of mortgage can also be a way for a seller to provide financing to a borrower whose credit score doesn’t allow them to obtain traditional financing.
Learn more creative financing tips and tactics - make sure you watch til the end!
About Daray Olalaye
Daray is a Real Estate Entrepreneur & Business Coach. He mentors overwhelmed and unfulfilled employees in the professional world through the process of creating and building a lifestyle business through real estate investing so they can escape the rat race and live a life of their design.
While simultaneously growing his passive income portfolio of real estate assets and business accolades, Daray channeled his burning desire to help others by urging a change in their beliefs about who they are and what type of lifestyle they’re able to achieve with the right mindset, focus, and leverage.
When Daray isn’t working, he can be found traveling, exploring new cuisines, volunteering at Star of Hope, and on his social media platform of choice, Instagram.
How to Create Multiple Income Streams with Your Real Estate Business
In this episode, Beau talks multiple streams of income with Kevin Kauffman. Kevin runs a real estate team for EXP Realty and is an active real estate investor. He also runs a mastermind group and a large Facebook group of over 27k members.
Multifamily Investing in the Texas Triangle [Interview with Ryan Nunes]
In this interview, Beau talked with former Wall Street trader, Ryan Nunes. He's the President of Life Changing Capital, based in Houston, Texas. His investment strategy has him investing heavily in the "Texas Triangle" (Dallas, Houston, and San Antonio).
About the Texas Triangle
Five facts about the Texas Triangle and why we like it.
1 - More Americans are moving to Texas than any other state for the 13th year in a row. 1,095 people move to Texas every day.
2 - The Texas Triangle is expected to add 3.51 MM people (+19.3%) by 2030.
3 - 53 of 54 Fortune 500 Companies are in the Texas Triangle.
4 - 7 of the 10 Largest Universities in Texas are in these 4 cities.
5 - The GDP of Texas is roughly the size of Canada’s GDP ($1.653 Trillion).
Tyler Cauble: How to Force Appreciation with Commercial Real Estate
Give this episode some attention as Beau and Tyler Cauble talk about "forced appreciation," a little-known term to outsiders but something you, as a real estate investor, already know about or NEED to know about.
What is "forced appreciation?" Forced appreciation occurs when a real estate investor proactively increases cash flow and property value by raising the rent to market, identifying additional opportunities for generating income, and wisely managing property operating expenses
Credit Union Financing for Commercial Loans {Advantages Explained}
In this episode, Beau talks with Y-12 Federal Credit Union's Cory Alexander about the benefits of working with a credit union for your borrowing needs.
Why are credit unions sometimes better (but not always) for borrowers? Watch this episode to find out!
A few notes on Credit Unions: Credit unions often give their members lower fees, greater savings rates, and a more customized approach to customer service. Furthermore, credit unions may offer reduced loan interest rates. A credit union may also make it easier to get a loan than a larger, impersonal bank.
How Axel Ragnarsson Bought His First Multifamily Real Estate Property While in College
In this interview, Beau sat down with Axel Ragnarsson, a multifamily investor, who bought his first multifamily home while he was in college.
Axel shares tips and tricks and stories about real estate investing, especially multifamily investment properties. Axel is also the host of The Multifamily Wealth Podcast, which is one of the most highly-rated multifamily real estate podcasts in the industry.
Turning Non-Performing Assets into Cash Flow [Note Investing]
In this episode, Beau talks with Jay Tenenbaum about investing in non-performing notes. You may ask, What is a non-performing note?
Answer: A nonperforming note is a mortgage loan in which the borrower is not paying as outlined according to the terms of the note.
Institutional Investors Bought Nearly One in Five Homes in Q4 2021
In this episode, Beau talks about the emergence of the institutional investor in the real estate market. Now more than ever, large institutional investors are picking up the very limited supply of homes in the US.
The share of institutional investors picking up homes around the country hit a record high in the fourth quarter of 2021, with nearly one in five houses being scooped up by large owners, according to data from Redfin.
Institutional investors bought 18.4 percent of all homes sold in the fourth quarter, an increase from the 12.6 percent they picked up during the same time last year and 17.4 percent in the third quarter of 2021, according to Redfin. That’s the largest share since Redfin started keeping track in 2000.
Multifamily Acquisition Strategies with Tim Diesel
In this episode, Beau talks with Tim Diesel about various multifamily acquisition strategies. Things like quickly evaluating a deal, finding seller-financed deals, direct-to-seller marketing, and much more!
Cost Segregation Explained with Yonah Weiss
In this episode, Beau sits down to chat with Yonah Weiss, Business Director at Madison SPECS, a national cost segregation leader.
What is cost segregation? Glad you asked! Under United States tax laws and accounting rules, cost segregation is the process of identifying personal property assets that are grouped with real property assets, and separating out personal assets for tax reporting purposes. According to the American Society of Cost Segregation Professionals, a cost segregation is "the process of identifying property components that are considered "personal property" or "land improvements" under the federal tax code." Source: Wikipedia"
You can accelerate the depreciation of an asset, which gives you bigger business expense write-offs in years one through five, reducing your tax burden.
Want to learn more? Book a call with Beau
1031 Exchange vs Deferred Sales Trust - Which is Better?
In this episode, Beau talks with Brett Swarts, Founder of Capital Gains Tax Solutions. Brett favors the deferred sales trust over a 1031 exchange. Why? There are many reasons...
But you'll have to watch to learn about it!
Multifamily Real Estate: A Journey with Darin Batchelder
In this episode, Beau talks with multifamily real estate investor, Darin Batchelder. They discussed
how Darin got into multifamily investing, what he's doing now, and where he plans on taking his career trading large portfolios of loans.
About Darin Batchelder
Darin began investing passively in other sponsors' multifamily initiatives in the beginning of 2018, as well as underwriting and pursuing his own lead sponsor proposal. At the end of 2018, he concluded his first lead sponsor deal, a 76-unit townhome neighborhood.
Darin has a total of over 4,000 multifamily apartments in his portfolio. Seven agreements were done passively with other sponsors, one deal was done as the main sponsor, and one deal was done in partnership with two well-known general partners for a modest minority investment.
Multifamily Real Estate: A Journey with Darin Batchelder
In this episode, Beau talks with multifamily real estate investor, Darin Batchelder. They discussed
how Darin got into multifamily investing, what he's doing now, and where he plans on taking his career trading large portfolios of loans.
About Darin Batchelder
Darin began investing passively in other sponsors' multifamily initiatives in the beginning of 2018, as well as underwriting and pursuing his own lead sponsor proposal. At the end of 2018, he concluded his first lead sponsor deal, a 76-unit townhome neighborhood.
Darin has a total of over 4,000 multifamily apartments in his portfolio. Seven agreements were done passively with other sponsors, one deal was done as the main sponsor, and one deal was done in partnership with two well-known general partners for a modest minority investment.
Cash Out Refinances on Rental Properties [Credit Union vs Portfolio Loans]
In this episode, Beau talks about why you may want to refinance with a non-bank lender (aka DSCR loans) versus a bank or credit union. Why? DSCR loans don't require income verification and they're based on the rental income of your property. They also don't report to your personal credit report.
Community Banks are the Best for Commercial Lending
In this episode, Beau talks with Christina Heide about the virtues of working with community banks. Community bankers are vested in their communities and want to provide more personalized service. There are also fewer layers for loan approvals; basically, a lot less red tape and a willingness to get the loan done.
About Christina Heide
Commerce Bank of Arizona's Christina Heide is a vice president and a commercial loan officer. Christina has worked in the financial services industry for over 16 years. She specializes in owner/investor commercial real estate financing (Conventional / SBA / Construction / TIs) and working capital for business owners. With her dedication on assisting her customers' continuous success, she is an important member of her community.
The Ultimate Commercial Real Estate Business: RV Parks
Learn all about maximizing your commercial real estate business by incorporating RV parks into your investment mix. An RV park offers HUGE leverage, lower start up costs, and potentially much higher Return on Investment (ROI).
Listen in as Beau interviews a top real estate investor who knows his RV real estate!
From Pastor to $87 million in Multifamily Acquisitions with Ellis Hammond
In this episode, Beau sits down with Ellis Hammond, former pastor, who turned to real estate and subsequently built an $87 million portfolio of multifamily properties through multifamily syndication.
About Ellis Hammond
A former college pastor, Ellis Hammond is now a full time real estate investor who manages a private network of investors seeking passive investment opportunities in multifamily syndications across the United States.
Real Estate Investing {[ow to Put the Team Together]
Building a GREAT core team for your real estate investing business is the key foundational principle you need.
Listen in on Beau and Marco Barnes talk through how to build a successful team in real estate.
There are a lot of nuggets here, so make sure you take notes!
About Marco Barnes
Marco Barnes, Jr. is an experienced real estate investor and Wall Street trained financial manager. He has over 30 years of expertise building business enterprises in real estate and the money markets including stocks, forex, commodities, and options trading.
He owned a real estate and mortgage company for over 15 yrs that included offices in 10 States on the West Coast of the U.S. He is an accomplished and sought out speaker and continues to guide and coach people on "Building a Better Life" for themselves through his private coaching and mentoring consultancy.
Short Term Rental Property Tax Advantages - Plus Cost Segregation and More
In this episode, Beau talks with Thomas Castelli, a Certified Public Accountant (CPA), about tax advantages of short-term rental properties. In this interview, they talked about why short-term rentals are important in your real estate business and how to take advantage of the tax code to earn higher profits.
If done properly, short-term rentals can help you take real-estate losses without being qualified as a real estate professional. Learn how you can save thousands in taxes with short-term rentals in this podcast.
About Thomas Castelli
Thomas Castelli, CPA, is a Tax Strategist and real estate investor who helps other real estate investors keep more of their hard-earned dollars in their pockets, and out of the government's. His real-world investing experience combined with his ever-growing arsenal of hard-hitting tax strategies help him see eye-to-eye with investors in ways an average CPA cannot.
Finding Deal Flow in a Tight Real Estate Market
In this episode, catch Beau as he talks about the number one skill you can have for finding real estate deals, which is communication. What does this mean? It means investigating the market, picking up the phone when you find something, building relationships, and listening for clues from listing agents about the motivations of the seller (maybe they're retiring).
There is a big opportunity with retiring landlords who have decent-sized portfolios. Often, you can buy one right after the other where the properties never hit the market.
Empowering Women in Real Estate Investing with Liz Faircloth
In this episode, Beau talks with the co-founder of The Real Estate InvestHER® community, Liz Faircloth. They talked about growing a multi-family portfolio in excess of $60 million and how Liz has helped dozens and dozens of women real estate investors grow their own real estate business.
About Liz Faircloth
Liz is the co-founder of The Real Estate InvestHER® community, a platform to empower women to live a financially free and balanced life on their own terms through over 50 Meetups across the US and Canada and an on-line community and membership that offers accountability and mentorship for women to take their business to the next level!
Creative Financing Strategies Can Help Healthcare Organizations Grow
In this episode, Beau talks with Austin Hair, whose firm helps healthcare organizations expand their business. He finds locations and often develops the property. It's a win-win for the healthcare organization and for investors who invest in these commercial properties.
Two things his company specializes in are healthcare Real estate investment strategies and investing in medical office buildings.
Are medical office buildings a good investment? Watch this video to find out!
✔ Book a call with me - https://calendly.com/beaueckstein/15-minute-meeting-ifp
About Austin Hair
Austin has gone from professional wakeboarder to real estate investor to American Ninja Warrior.
He is host of the Commercial Real Estate Secrets podcast, a show that focuses on helping healthcare organizations scale by interviewing successful entrepreneurs and diving into actionable strategies.
Leaders Real Estate helps all types of healthcare organizations grow by developing creative real estate strategies, identifying the best locations, and providing capital for building purchases.
How To Find Off Market Opportunities Utilizing SB 9 & ADU Legislation (Accessory Dwelling Unit)
In this episode, Beau talks with Aaron Norris about how to find off-market real estate opportunities using the new SB 9 legislation that just went into effect in January 2022.
About Aaron Norris
Aaron Norris started his real estate career started at five years old fixing houses in his father’s flip business in CA. After living in NYC for almost a decade, he joined the family hard money business as a mortgage officer and researcher, producing numerous market timing reports and award-winning resources for the real estate community. As VP of Market Insights for PropertyRadar, he speaks and writes nationally on trends & the power of public records that help Main Street compete with Wall Street. You’ll find his works on Forbes.com, Think Realty Magazine, and BiggerPockets.com. He’s also been directly involved in raising over $2 million dollars for charities since 2008.
Thanks,
Twitter: @aaronnorris @propertyradar
What is SB 9 California?
SB9, also known as the California Housing Opportunity and More Efficiency (HOME) Act, is a state bill that requires cities to allow one additional residential unit onto parcels zoned for single-dwelling units.
What is an ADU?
An accessory dwelling unit (ADU) is a secondary housing unit on a single-family residential lot. The term “accessory dwelling unit” is an institutional-sounding name, but it’s the most commonly-used term across the country to describe this type of housing. While the full name is a mouthful, the shorthand “ADU” is better.
The law, which passed in September 2021, went into effect across California on January 1, 2022.
What is Turnkey Rental Property Investing?
In this interview, Beau talks with Marco Santarelli about turnkey rental property investing. They talk about the difference between hybrid markets and cashflow markets, among many other things.
Marco has opportunities in 25+ states. He's constantly searching for the best markets to invest in, but it also comes down to the goals of the individual investor. Some investors want long-term appreciation; they don't care about the cashflow because they are high-income earners.
On the other hand, some investors seek to get away from their W-2 job and want to (need to) increase their cashflow quickly.
About Marco Santarelli
Marco Santarelli is an investor, author, Inc. 1000 entrepreneur, and the founder of Norada Real Estate Investments – the largest nationwide provider of turnkey cash-flow investment property.
His mission is to help 1 million people create wealth and passive income and put them on the path to financial freedom.
He’s also the host of the top-rated podcast – Passive Real Estate Investing.
A Data-Driven Method for Finding Off-Market Real Estate Deals [Hint: PropertyRadar]
This is a good one! Beau talks to Property Radar founder Sean O'Toole about how to find off-market real estate deals. It's a data-driven approach that's easy to follow and apply.
Watch this video for tips & tricks on how to find these often very good and little-known deals.
About Property Radar:
PropertyRadar is the property data and owner information platform that real estate and home services professionals depend on to discover new opportunities to grow their business directly using enhanced public records data.
PropertyRadar makes available the same customer and market information that big business leverages daily, in an affordable, small-business friendly platform. For more information and a free trial, visit PropertyRadar.com.
Finding a Community Bank to Fund Your Commercial Loans [Benefits of Community Banks vs National Banks]
The traditional approach to funding a commercial project is to go with a local or regional bank who offers commercial loans.
However, your best bet almost always is working with a community bank versus one of the big banks. You'll get more personalized service and often better pricing and terms.
In this video, Beau sits down with Dan Baner from Bank of Franklin County to discuss the advantages of working with a community bank when searching for a commercial loan.
Some benefits of working with a community bank:
- Focused, Personal Attention
- Community Banks Promote Community Growth
- Emotional & Physical Community Attachment
- Personal Qualification
- Local Decision Making
- Small Business Savvy
Long Distance Rental Investing with Robert Leonard #OutOfStateInvesting
In this episode, Beau chats with entrepreneur and investor, Robert Leonard, about long distance rental investing. This is where you buy a property in another state (typically because prices are more affordable), renovate it if necessary, and then rent it out, with the end goal of getting a positive cashflow out of the deal.
Robert Leonard
Robert Leonard invests in real estate and the stock market. He's also an entrepreneur. He is the founder and managing partner of the real estate investment firm, Piranha Capital, and is the author of The Everything Guide To House Hacking (Amazon link - https://amzn.to/3JAnSEJ).
Out of State Real Estate Investing [Property Management Systems with Carlos Rovira]
In this episode, Beau and Carlos talk about investing in out-of-state real estate.
About Carlos Rovira
Mr. Rovira is a professional accredited investor. He's been purchasing and managing income-producing property since 2009.
Carlos has experience purchasing, syndicating, and managing both commercial and residential properties throughout South Florida, the Midwest, and the Caribbean.
Carlos spent 10 years as an engineer working in the Tech Industry. He prides himself in being able to apply the same principles from the tech world into the real estate industry by creating systems and processes that unlock opportunities and cashflows, maximizing returns. His data-driven, analytical approach to underwriting and managing properties is a competitive advantage that he believes he has as an operator.
Carlos is proud to be able to share it with other investors and owners.
He is also a Licensed Real Estate Broker and is active in property management, syndications, and brokerage activities throughout South Florida and the Midwest. His current holdings include a number of multi-family properties in South Florida, a portfolio of residential and commercial properties in the Midwest, as well as short-term vacation rentals in the Bahamas. He also manages a significant portfolio of properties for third party investors.
Mr. Rovira currently holds a Bachelor’s Degree in Software Engineering from the University of Miami and a Masters in Business Administration from Florida State University.
The Franchise Roadmap [Franchise Masterclass] In this episode, Beau talks about the 8 steps towards franchise ownership: 1. Start shopping for a franchise 2. Acquire funding 3. Compare your options 4. Preparing for the journey 5. Learn about the franchisor 6. Do your due diligence 7. keep watching :) 8. ... Watch this very brief video for an introduction to these very important steps you need to take to become a franchise owner.
Business Plans for SBA Financing and Beyond [How to get your SBA loans funded]
In this episode, Beau talks with Bethany about writing business plans in order to get SBA financing for your business loan needs, including real estate and business opportunities.
You don't want to miss this one.
About Bethany
Bethany McClellan of Rapid Business Plans is a native of northeast Florida and a proud Florida State University alumna. She began her career in land acquisition and development with a national home builder and honed her small business development skills as Vice President of sales and operations for a local commercial fire alarm contractor prior to starting her own company in 2014. In the years since, Bethany has helped over 400 small businesses improve their profit margins, obtain loans, and plan for their future.
Bethany’s key to success is reading a book for at least an hour each day.
In her spare time, you can find Bethany at Brewhound Dog Park with her 9 year-old rescue pup Mollie, or relaxing with her husband on a beach somewhere in the world with a book in her hands.
Probate Real Estate Investing with Chad Corbett
In this episode, probate real estate investing expert Chad Corbett sits down with Beau to talk about investing in properties in probate.
This is a very lucrative niche in the real estate investing field. You DO NOT want to miss this one!
We talked about all this and more:
🆓 Free Inventory with Probate JV Deals
🏦 Using Community Banks to Fund Deals
🏡 HELOCs for Strike Capital
✔ HECM BRRRR
✅ Subject-to BRRRR
💲Funding Deals with an Investment Club
About Chad Corbett
Chad teaches real estate professionals how to excel in the probate space. A big part of that is by offering options, including creative financing and using private money. He also the president of the Investment Club of Accredited Investors. There, he leads them into passive alternative investments. He's the founder of Probate Mastery, as well.
Five Steps to Raising Capital for New Construction Projects
In this episode, join Beau and Victor as they talk about funding new construction projects, raising capital, and identifying the best markets for growth.
About Victor Menasce
Victor is the author of “Magnetic Capital.” He is the host of the daily Real Estate Espresso Podcast. For his day to day work, he is a principal with Y Street Capital where he specializes in development of new construction multi-family apartments, assisted living, land development, industrial, and workforce housing in several markets across North America.
Prior to moving into real estate development, Victor held roles as Vice President of Engineering at Wavesat, a developer of chips for wireless networks, and Chief Technical Officer at Applied Micro Circuits Corporation (AMCC), a Silicon Valley- based public company that develops microprocessors for numerous consumer products, including televisions and gaming.
Victor lives in Ottawa, Canada with his family.
Multifamily Agency Debt [Explained - Part 3] - Agency Loan Advantages
In this episode, Beau goes over options for financing multifamily properties through agency debt and explains the difference between two federal government agencies, "Fannie Mae" and "Freddie Mac."
There are advantages to getting an agency loan. They are spelled out below.
If you default on a non-recourse loan, the lender can only recoup the pledged collateral. They can’t go after your personal assets. One of the biggest benefits of working with non-recourse lenders is that your personal liability is protected.
The biggest differentiator between bank and agency multifamily financing is whether the loan is recourse or non-recourse. Fannie Mae and Freddie Mac (agency) loans used to buy or refinance buildings are non-recourse, meaning that the debt is secured only by the loan collateral (i.e., the property).
Multifamily or apartment financing from a bank usually comes in the form of a recourse loan. This means that you and your partners are personally liable for the full loan amount in the event of a default. If the property sale does not cover the loan amount, the lender can go after assets that were not used as loan collateral. Sometimes banks will offer non-recourse refinancing, but the risk is often reflected in a higher interest rate.
Multifamily Agency Debt [Explained - Part 2] - Agency Underwriting Guidelines In this episode, Beau goes over options for financing multifamily properties through agency debt and explains the difference between two federal government agencies, "Fannie Mae" and "Freddie Mac," specifically what the agency underwriting guidelines are. To reiterate our last video, read below. Non-Recourse vs. Recourse The biggest differentiator between bank and agency multifamily financing is whether the loan is recourse or non-recourse. Fannie Mae and Freddie Mac (agency) loans used to buy or refinance buildings are non-recourse, meaning that the debt is secured only by the loan collateral (i.e., the property). If you default on a non-recourse loan, the lender can only recoup the pledged collateral. They can’t go after your personal assets. One of the biggest benefits of working with non-recourse lenders is that your personal liability is protected. Multifamily or apartment financing from a bank usually comes in the form of a recourse loan. This means that you and your partners are personally liable for the full loan amount in the event of a default. If the property sale does not cover the loan amount, the lender can go after assets that were not used as loan collateral. Sometimes banks will offer non-recourse refinancing, but the risk is often reflected in a higher interest rate.
Multifamily Agency Debt [Explained] - Part 1 Fannie Mae vs. Freddie Mac
In this episode, Beau goes over options for financing multifamily properties through agency debt and explains the difference between two federal government agencies, "Fannie Mae" and "Freddie Mac."
What's the difference?
Non-Recourse vs. Recourse
The biggest differentiator between bank and agency multifamily financing is whether the loan is recourse or non-recourse. Fannie Mae and Freddie Mac (agency) loans used to buy or refinance buildings are non-recourse, meaning that the debt is secured only by the loan collateral (i.e., the property). If you default on a non-recourse loan, the lender can only recoup the pledged collateral. They can’t go after your personal assets. One of the biggest benefits of working with non-recourse lenders is that your personal liability is protected.
Multifamily or apartment financing from a bank usually comes in the form of a recourse loan. This means that you and your partners are personally liable for the full loan amount in the event of a default. If the property sale does not cover the loan amount, the lender can go after assets that were not used as loan collateral. Sometimes banks will offer non-recourse refinancing, but the risk is often reflected in a higher interest rate.
How Is a DSCR Loan Priced?
In this episode, learn how a DSCR loan is priced.
First off, what are the benefits of a DSCR loan?
- No tax returns required
- Can close in a business entity like a corporation or LLC
- Often, not reported on your personal credit report
- No DTI (debt-to-income) restrictions
- Less paperwork and aggravation
All of the above and more and what you get when you use DSCR financing.
DSCR - Debt Service Coverage Ratio. It's the ratio of operating income available to debt servicing for interest, principal, and lease payments. It is a popular benchmark used in the measurement of an entity's (person or corporation) ability to produce enough cash to cover its debt (including lease) payments. The higher this ratio is, the easier it is to obtain a loan. The phrase is also used in commercial banking and may be expressed as a minimum ratio that is acceptable to a lender; it may be a loan condition. -- Source: Wikipedia (https://en.wikipedia.org/wiki/Debt_service_coverage_ratio)
The Advantages of Commercial Financing with a Credit Union
In this episode of the Investor Financing Podcast, Beau interviewed Chris Schlaffman, VP of Commercial Lending at Clark County Credit Union .
Credit unions tend to offer lower fees than banks. This is because of their not-for-profit business structure and their tax-exempt status. Rather than paying shareholders, credit unions are able to reinvest their earnings back into their members, decreasing the need to charge fees such as overdraft penalties.
About Chris
Chris Schlaffman started his banking career almost 40 years ago as a high school intern. He graduated from UNLV with a degree in Financial Services and later graduated from Pacific Coast Banker’s School through the University of Washington. He has held various roles including Chief Lending Officer, Commercial Loan Manager, Commercial Loan Officer, and Branch Manager. He currently works with the business members at Clark County CU and helps them get the lending they need to grow and develop their businesses. He has served on a number of Boards, including Treasurer of Green Valley United Methodist Church and Swain’s Creek Pines Lot Owners Association.
Best Practices to Get Your Fix and Flip Deals Funded [House Flip Deals]
In this episode, Beau takes you through the best practices he's developed over the past 20+ years to get your fix & flip deals funded. Make sure you watch all the way through, as Beau will tell you the best ways to get your house flipping deals funded.
Multifamily Value-Add Financing with Bridge to DSCR Loans
In this episode, Beau talks about value-add financing for multifamily homes using a bridge to DSCR loan. He talks about a strategy to use high-leverage financing for the acquisition. Once the property is stabilized, you refinance with a DSCR loan.
In case you don't know, a DSCR loan means "Debt service coverage ratio." The advantages of a DSCR loan is that no tax returns are required and they're much easier to underwrite than bank and credit union mortgages.
Real Estate Investing Financing How-to: How to Finance 2-4 Unit Properties with DSCR Loans
In this video, Beau talks about using DSCR loans to finance multi-family properties like duplexes.
Why Real Estate Investors Are Refinancing Now
In this episode, Beau talks about why real estate investors are refinancing now...one reason is the Fed is about to raise rates for the first time in 4 years.
Another reason is to take money out with a new loan to reinvest in other properties!
There are many reasons real estate investors should be refinancing. Find out more - watch now!
Consistency is Key for Real Estate Investor and Builder Tariel [#75HardChallenge]
Watch Tariel Gusseinov, real estate investor and builder, transform his body with the "75 Hard Challenge". He got AMAZING results. You won't believe your eyes. But they're not lying. He did an outstanding job transforming his body.
How did he do it? CONSISTENCY.
The same consistency can drive you to superior results in your real estate investing, too.
Watch this video!
About Tariel Gusseinov's TTG Builders
TTG Builders is a General Construction company that specializes in residential, commercial, multifamily, investment property, re-development & consulting.
Second Homes vs Investment Properties [Financing Options Explained]
When evaluating potential vacation and short-term rental properties, investors are always wondering what the different financing options are.
For example, should they get a second home loan or a DSCR loan? In this episode, Beau interviews Top Producer Tiffany Rose. They talk about the past 20 years of real estate and financing, tips & tricks, etc. The underlying message is that you should buy real estate and wait to reap the rewards of real estate ownership.
The 3Ms [Franchise Opportunities]
What are the "3 Ms?" And why do they matter. Roughly speaking, a good franchise broker looks for 3 things in a candidate:
- Motivation
- Mindset
- Money
What are these?
Motivation
Want to get out of the rat race and out of your W2 job?
Second career?
Build a legacy for your family?
Mindset
What personality traits do you have that would allow you to excel as a franchisee?
Can you thrive in a business that you didn’t create?
Rule follower. Franchises have lots of rules.
Willingness to ask for help. Help is available, but you have to ask.
Money
Access to capital
Retirement accounts
Unsecured Lines of Credit
Equity in Real Estate
Partners with money
Why are they important? They go a long way to predicting success with a franchise because you have to be VERY motivated to succeed, you have to have the right attitude to be a franchisee, and you need MONEY to start.
Taken together, these three things will ensure the highest likelihood of success as a franchise.
How To BRRRR [Buy Renovate Rent Refinance Repeat]
What does BRRRR mean?
- Buy
- Renovate
- Rent
- Refinance
- Repeat
BRRRR stands for “Buy, Rehab, Rent, Refinance, Repeat.”
This real estate investment strategy involves rehabbing run-down homes, renting them out, and then using home equity from the rental to buy your next property.
Many investors have found that following the BRRRR method allows them to build a small empire of rental homes, a continuing passive income, and a net worth that grows over the years.
In this episode we talk about the fundamentals of the Finance piece of the BRRRR method.
SBA 504 Financing for Self-Storage Facilities
In this episode, Beau talks with SBA 504 Banker Carey Hofferber. We talk about financing self-storage facilities whether it's an existing business you're acquiring or expansion, along with construction & development of these facilities.
Specifically designed for small- to mid-sized businesses, SBA 504 is the most advantageous way to finance a self-storage acquisition, construction project, renovation, or expansion. The loan features a low down payment and a fixed rate that’s currently at record lows.
Conventional Loans Versus DSCR Loans [for real estate investors]
In this episode, learn why you want to use a DSCR loan versus a conventional loan. Here are some of the benefits (though not all):
- No tax returns required
- Can close in a business entity like a corporation or LLC
- Often, not reported on your personal credit report
- No DTI (debt-to-income) restrictions
- Less paperwork and aggravation
All of the above and more and what you get when you use DSCR financing.
How to get 100 Percent Financing for Fix and Flip Houses [100% funding for fix and flips]
In this episode, Beau shows you how to fix and flip houses with no money down. Yes, you read that right. You can get 100 percent financing for your house flips!
Are you a real estate investor seeking 100 percent financing for a fix & flip property deal? Are you having trouble finding a hard money lender for your loan?
If so, watch this video to learn how you can get 100% financing for your fix and flip houses and how to find hard money lenders.
Why a C-PACE Loan May Not Be Your Best Option
In this episode, Beau & Ethan talk about when C-PACE financing may NOT be your best financing option.
Most of the time, C-PACE financing is the best option and delivers the highest IRR. However, there are a few times where it isn't. Watch the video to find out more.
C-PACE financing provides low-cost funding advantages to projects that include sustainable design and energy efficiency measures. Most commercial projects can qualify for some C-PACE financing since modern building renovations and new construction projects include efficient equipment and energy-saving measures.
C-PACE financing can be added to your capital stack:
👉 To increase overall financing and leverage
👉 As an alternative to more expensive equity options or mezzanine funding
👉 To allow you to stay liquid or maintain owner equity for your next project
👉 To cover cost overruns from change order or escalating construction costs
👉 To ensure your energy efficient design choices don’t get value engineered out
How Do Developers Qualify For C-PACE Financing?
To be eligible for C-PACE financing, a project must be located in a county or municipality that has approved CPACE programs within a state that has passed PACE-enabling legislation.
Note that residential PACE (RPACE) is also available in some jurisdictions, but only C-PACE is covered here.
The parties involved in a C-PACE deal usually include:
✅ A PACE administrator that manages the project and ensures adherence to program requirements
✅ A local government that collects the property tax assessment and remits payment to the capital provider(s) if necessary
✅ A contractor or energy services company (ESCO) that installs the equipment
✅ The building owner (customer) receiving the upgrade or tenants working in concert with their landlord
✅ Private investors, bondholders, or a government to provide the capital.
Commercial PACE (aka C-PACE) is a fast-growing financing structure that has attracted much industry and legislative attention due to its potential to overcome common financing barriers. CPACE financing can work for buildings in any sector, including non-profits that would not normally pay property taxes. However, it is extremely uncommon for tax-exempt government buildings.
Why C-PACE? Who's it for?
✔ Owns or occupies facilities located in jurisdictions with C-PACE programs
✔ Wants long-term financing (10+ years) with lower monthly payments
✔ Prefers to do pilot projects at a few locations before implementing more broadly
✔ Does not plan to own or occupy its facilities long-term and wants to transfer financing obligations at the time of sale
✔ Wants to invest in long-term improvements to building resiliency and reliability
Why Are Real Estate Developers Using C-PACE Financing? First off, what is C-PACE financing? C-PACE is a PACE loan for commercial properties. As of January 2020, 2,400 commercial projects have been completed – that's over $1.5 billion in funded projects!
Property Assessed Clean Energy (PACE) is an innovative way for owners to pay for upgrades to buildings. It is a state-legislated public/private partnership that covers 100% of improvement costs and 20%-30% of a building's value. These loans are repaid through a tax assessment on the property for up to 30 years.' PACE is modeled after methods to fund public benefits such as roads, sidewalks, and fire departments. Funding comes from private capital sources. PACE Equity offers a turnkey solution that provides funding capital, energy engineering, and project governance to provide surety of close for building owners and developers. Our experience is unmatched! PACE Equity is using PACE in never-before-seen ways, and our team has completed over 150 projects nationwide. We operate with PACE, Property Assessed Clean Energy, an innovative way for owners and developers to leverage better returns. PACE Equity covers 100% of the improvement costs (20% of a building’s value), repaid through a tax assessment on the property for up to 30 years. Now do you see why real estate developers are using C-PACE financing? More: Property Assessed Clean Energy (PACE) is a legislated public/private partnership which creates a new financing option for your capital stack. Your construction budget can use our private capital funding for costs which impact energy & water spend, renewable improvements or seismic strengthening (select states). The repayment of our capital is made through a long-term special tax assessment on the property.
What is C-PACE Financing? (Commercial Construction Financing) C-PACE is a PACE loan for commercial properties. As of January 2020, 2,400 commercial projects have been completed – that's over $1.5 billion in funded projects! 🏡 Property Assessed Clean Energy (PACE) is an innovative way for owners to pay for upgrades to buildings. It is a state-legislated public/private partnership that covers 100% of improvement costs and 20%-30% of a building's value. These loans are repaid through a tax assessment on the property for up to 30 years.' PACE is modeled after methods to fund public benefits such as roads, sidewalks, and fire departments. Funding comes from private capital sources. PACE Equity offers a turnkey solution that provides funding capital, energy engineering, and project governance to provide surety of close for building owners and developers. Our experience is unmatched! PACE Equity is using PACE in never-before-seen ways, and our team has completed over 150 projects nationwide. We operate with PACE, Property Assessed Clean Energy, an innovative way for owners and developers to leverage better returns. PACE Equity covers 100% of the improvement costs (20% of a building’s value), repaid through a tax assessment on the property for up to 30 years. Watch this informative episode to learn how PACE Equity can help you increase cashflows and discover the PACE Equity advantage.
Fix And Flip For Beginners Segment: Property Challenges
Are you a Business Owner?
Would you like to save up to 35 percent on your expenses without lifting a finger? There are no upfront costs and if we can't save you money, you don't pay.
Using DSCR Loans for BRRRR Deals
In this episode, Beau talks DSCR loans for BRRRR deals.
What does BRRRR mean?
- Buy
- Renovate
- Rent
- Refinance
- Repeat
Why use a DSCR (debt service coverage ratio) loan?
We also talk about using fix & flip loans for high leverage acquisitions to limit your out-of-pocket costs.
Scaling Your House Flipping Business
Are you a Business Owner? Would you like to save up to 35 percent on your expenses without lifting a finger? There are no upfront costs and if we can't save you money, you don't pay.
Appraisal Requirements for Fix & Flip Loans In this episode, we talk about AMCs (Appraisal Management Companies). An Appraisal Management Company (AMC) is an independent entity through which mortgage lenders order residential real estate valuation services for properties on which they are considering extending loans to homebuyers.
How To Finance Mixed Use Properties
In this episode of the Investor Financing Podcast, Beau talks about financing mixed-use properties.
What is a mixed use property?
Mixed-use property is a type of real estate that combines commercial, residential--and sometimes--industrial units. This allows investors to take advantage of different types of property in a single investment.
Mixed-use developments often contain complementary properties, like a hotel that also houses retail stores and a gym. Or an apartment complex within walking distance of restaurants and local businesses.
These developments are more convenient to residents since they can reduce or even eliminate the need to own a car. And from an investment perspective, a multi-use property often generates better long-term performance and creates higher returns.
Mixed-use property can be a challenge to finance, due to the nature of the different properties being financed simultaneously.
Mixed-use property financing applies to properties that are comprised of multiple units zoned for different uses, including residential, commercial, industrial and institutional. Almost any building with at least two units of different usage qualifies for mixed-use financing.
Both business owners and real estate investors may seek a mixed-use property loan. Business owners will often live in one of the residential units and operate out of the commercial space while real estate investors will typically act as the landlord for both the residential and commercial tenants.
Conventional loans underwritten to Fannie Mae or Freddie Mac guidelines are an option as long as the loan amount meets conventional limits. There are a few things that are different about financing a mixed-use unit but one of the more important is how much space is dedicated to commercial and how much to residential. Remember, Fannie and Freddie primarily buy residential loans and leave commercial financing to others. That said, there is a limit on how much space can be dedicated to commercial. These guidelines require that no more than 25% of the livable space be dedicated to commercial. For instance, if the building is say 15,000 square feet of livable space, then commercial occupancy is limited to 25% of 15,000, or 3,750 square feet. These loans also ask the borrowers both occupy the building as a primary residence and own and operate the business or businesses located in the building.
FHA loans can also be an option. As with any government-backed loan, FHA also requires the borrowers to occupy the property. But FHA allows for more space to be labeled as commercial. Up to 49% of the livable area can be commercial. Note, the square footage assessment does not apply to parking garages or similar areas.
Fix & Flip Lending Master Class - Common Problems Fix and Flippers Encounter
In this video, Beau talks about the common problems you will face when fixing & flipping houses. It's part of a Master Class on fix and flip lending that you don't want to miss!
How to Comp Properties for a Fix and Flip Loan [Fix & Flip Lending Master Class]
In this video, Beau shares how he comps properties when he's fixing & flipping houses. It's part of a Master Class on fix and flip lending that you don't want to miss!
Fix and Flip for Beginners Master Class
In this master class on house flipping, Beau talks about a number of factors you need to consider and analyze when finding & funding house flips.
He first starts off with key terminology you need to know about fixing and flipping houses and gives some examples of a typical fix & flip project. You will learn about finding fix & flip properties, lending guidelines, and how to get financing (the easy way).
Watch this video to learn all about finding good house to flip, how to fund them, and then how to follow through and can your fix & flip projects finished!
Fast Close Hard Money Loans - Close Real Estate Deals Quick
In this episode, Beau talks about how to get hard money loans fast - quick closes.
Learn How I Just Got Approved for a $75k Unsecured Term Loan In this video, Beau shows how he got a $75,000 unsecured term loan that he plans on using to invest in real estate. See how quick & easy it was. You can't go wrong with LightStream.
In this episode, Beau and Vinney talked with Harris Trail and Ethan Neumann, co-founders of Visioneer Capital, a real estate acquisitions company located in North Carolina.
It's amazing to see these two millennials that are in their early 20s so advanced in their business careers through finding good mentorship and hard & smart work. About Ethan: Ethan Neumann is an entrepreneur, podcast host, syndicator, realtor, and a lifetime learner. He got started in real estate at the age of 18 when he founded a single-family investment company that did $300k in revenue its first year. He currently serves as the co-founder and Director of Investor Relations for Visioneer Capital where he coaches his network and fellow realtors interested in commercial real estate investing.
About Harris: Harris Trail is a full-time entrepreneur, investor, and licensed real estate agent. Harris has been a part of the success of multiple startup companies since starting his entrepreneurial journey at age 16. He leverages this experience to develop efficient systems that scale, value-based marketing strategies, and acts as the backbone for Visioneer Capital's exceptional user experience.
Learn How I Just Got Approved for a $75k Unsecured Term Loan
In this video, Beau shows how he got a $75,000 unsecured term loan that he plans on using to invest in real estate.
How To Start a Real Estate Wholesaling Business with Rafael Cortez #VirtualWholesaling
In this episode, Beau talks with Rafael Cortez about real estate wholesaling.
He's boiled down his system into 6 finite parts:
-
Source
-
Convert
-
Acquire
-
Disposition
-
Measure
-
Improve
Watch this episode to find out more. You can be successful at wholesaling if you follow Rafael's lead.
Free Tool For Short Term Rental Analysis (similar to AirDNA)
I bet you've heard of AirDNA. It's a premium tool for evaluating the revenue potential of your short term rental property.
What if I told you there is something similar, but for free? Would you be interested? Of course you would!
In this video, Beau shows you the tool you can use to evaluate the potential of any of your short term rental properties.
It's super easy and free.
Fix and Flip Loans for Beginners
📺 Subscribe to Investor Financing Podcast Youtube Channel then click on the 🔔 to get notified every time we upload a new video!
In this episode, join Vinney Chopra & Beau Eckstein as they talk about Vinney's latest multifamily acquisition, general market updates, and goals for 2022.
In this episode, Beau talks about cash-out refinancing your short-term rental properties.
Thanks for watching!
💡 How to Get Financing For a Stalled Out Construction Project?
📺 Subscribe to Investor Financing Podcast Youtube Channel
Then click on the 🔔 to get notified every time we upload a new video!
The SBA offers a variety of loan programs designed to help veterans in acquiring capital to start, grow, or succeed in business ventures. In this episode, Beau talks about various SBA programs that are offered to assist veterans in nearly any kind of business. Franchises are especially good candidates for using SBA programs.
In this episode, Beau shares with us why he started ExpenseSavvy, a new company whose singular mission is to save businesses money through cost savings, expense reduction, accounts payable, and other means.
In this episode, Beau shares with us why he started ExpenseSavvy, a new company whose singular mission is to save businesses money through cost savings, expense reduction, accounts payable, and other means.
💡 Looking for an Unsecured Term Loan with great rates and an easy application? Check out https://investorfinancingpodcast.com/termloan “5 C’s” of SBA loans: Capital, Credit, Collateral, Capacity, and Character. What are they? - Capital - Credit - Collateral - Capacity - Character Capital: Also referred to in the industry as equity injection, capital is your skin in the game in the lending transaction. No bank will fund your business at 100 percent of your total cash needs. If you’re creating a new business, typically the bank will require you to contribute 30 percent. If you’re acquiring an existing business, expect your contribution to be 20 percent. Credit: Credit comprises your personal credit score, your credit history and an analysis of your credit utilization. A new trend in SBA lending is that banks may also utilize the FICO Small Business Scoring Service (SBSS) to assess your credit risk. If you can’t meet the minimum scores (which vary among lenders), you’ll need to step back and take the time to improve your credit score and your credit presence. Capacity: Capacity or cash flow represents your ability to generate income that will pay your debts. If you’re starting a new business, the bank assesses your global cash flow -- your current personal income as well as your projected income from the business. If you’re acquiring an existing company, the lender wants to see that the last three years of business tax returns reflect positive cash flow and profit. Character: Character isn’t a question of your personal charm -- it’s your business character the bank will assess. What’s your experience in business in general, and in the industry in which your new business will operate? Have you managed profits and losses successfully in your previous business or for an employer? Have you worked your way up through an industry and gained experience in multiple aspects of its operations? Collateral: Entrepreneurs can also be badly caught off guard by the SBA’s stance on collateral. The SBA expects its loans to be fully secured, but will not generally decline a loan based on inadequate collateral, assuming the borrower satisfies the other standards for capital, credit, capacity and character. However, if you have what the SBA terms “worthwhile assets,” then the lending bank will require they be used as security for the loan. Source: https://www.entrepreneur.com/article/243420 📺 Subscribe to this channel - https://investorfinancingpodcast.com/yt-subscribe Then click on the 🔔 to get notified every time we upload a new video! 💥 Thanks for watching 💥
Are you in the hunt for a franchise to buy? Or, do you already have one in mind but need financing? In this episode, Beau tells you the best loan to use for financing your franchise. Want to know what it is? Watch the video! 💥 Thanks for watching 💥
💡 Looking for an Unsecured Term Loan with great rates and an easy application? Check out https://investorfinancingpodcast.com/termloan The Power of Consistency for Real Estate Investors and Business Owners 📺 Subscribe to this channel - https://investorfinancingpodcast.com/yt-subscribe Then click on the 🔔 to get notified every time we upload a new video! In this episode, Beau talks about some of the intangibles of being a successful real estate investor (and business owners in general): The power of consistency. Doing the same things consistently, over time, reaps benefits, but it does take some time to get there! 💥 Thanks for watching 💥
💡 Looking for an Unsecured Term Loan with great rates and an easy application? Check out https://investorfinancingpodcast.com/termloan No Income Required! (Real Estate Investor Loans, aka DSCR Loans) 📺 Subscribe to this channel - https://investorfinancingpodcast.com/yt-subscribe Then click on the 🔔 to get notified every time we upload a new video! In this episode of the Investor Financing Podcast, Beau talks about investor cash flow loans that use the cash flow on a property to qualify for a home loan. Tax returns and employment information is not required. This product is also known as a “DSCR loan” (debt service coverage ratio). 💥 Thanks for watching 💥
Pay off your SBA 7a with an SBA 504 Loan In a hurry? Book a call with Beau - https://calendly.com/beaueckstein/15-... Two types of SBA loans: 504 and 7a Though SBA CDC/504 loans tend to be conflated with real estate, they are really designed for anything that you log under “property, plant, and equipment.” This means you can use them for purchasing or renovating commercial real estate or for purchasing equipment.
In this episode, Vinney, Beau, Jon, and Alex discussed potential impacts of proposed new legislation for real estate investors. One of the big ones is Congress is seeking to put some pretty significant restrictions on the use of self-directed IRA (retirement investment accounts) for real estate investing.
Multifamily Construction Loan Financing Tips In this episode, Beau discussed financing options for ground-up multi-family projects. • Learn the difference between bank, credit union, and debt funds. • Learn about HUD and agency qualifications. • What lenders look for in underwriting a deal. • Bridge to permanent loans. • Items needed in a loan package for approval. Learn all this and more to make getting a loan for your multifamily construction project as easy as possible.
Is The SBA 7a Loan the Best Option for Your Business? 🏦 SBA 7a loans are the most popular type of SBA loan, issued by lending partners and partially guaranteed by the U.S. Small Business Administration (SBA). These small business loans can be used for a wide range of purposes, including working capital, business expansions, real estate purchases, equipment purchases, and more. 💰 SBA 7a loans offer low interest rates and long terms, making them an ideal form of financing for those who can qualify.
How to Refinance an SBA 7a into an SBA 504 Up until recently, you couldn't refinance an SBA 7a into an SBA 504. But that's all changed! Now, you can. And it's worth exploring, as you can save oodles in interest. The rules for the SBA 504 loan just got changed and it will allow you to refinance your SBA 7a loan into an SBA 504 loan. This was not allowed up until now unless you were doing a lot of additional business expansion. THIS IS HUGE NEWS! Most SBA 7a rates on properties are adjustable in the 6% range (currently). However, current blended SBA 504 rates are in the fixed four percent range. If you could save two percent, would you do it? Of course you would! NOTE that SBA 504 loans are for real estate and equipment only. Business-only loans aren't eligible for this program. If a borrower owns the real estate that their business is on, and they are in the SBA 7a program, they will save thousands of dollars over the life of the loan! For example, on a one million dollar loan, the savings would be around $1,500 a month. Think of it this way: To pay that extra $1,500 (every month), you would have to earn $15,000 MORE in sales if you run a ten percent profit margin. Put another way, you can sell LESS and make MORE if you convert your SBA 7a into an SBA 504 loan, due to the net decrease in interest payments you'll be making. Sound good, find out more here - book a call with Beau - https://calendly.com/beaueckstein/15-...
How to Grow & Scale a Mobile Home Park Investing Business In this episode, Vinney & Beau talked with Dylan Marma, an experienced and very successful real estate investor, about growing and scaling a mobile home park investing business. Key points: 🔑 The Big Takeaway - investing in people. All the stakeholders connected to your business - investors, vendors, employees. 🔑 Getting mentors for yourself & your staff 🔑 Stay focused! Be sure to watch all the way through, as Dylan drops knowledge all throughout the podcast! About Dylan Dylan is a principal of The Requity Group and manages investor communications, oversees acquisitions, and plays a very active role within TRG Living, The Requity Group’s in-house management company. With 6 years of real estate investing experience, he has been the lead sponsor or JV’d on $80m in transactions. He has been featured on dozens of podcasts and has spent hundreds of hours doing real estate consulting for professionals in the space. In 2020, Dylan received his CCIM designation and is an active member of the Florida West Coast District.
In this episode of the Investor Financing Podcast, Beau interviewed Dustin Heiner, founder of MasterPassiveIncome.com and Successfully Unemployed. Dustin began buying rental properties at 32 years old. He is now on a mission to help everyone quit their job and never have a job again. He also helps his students build successful real estate investing businesses all over the country. Through his work at MasterPassiveIncome.com, Dustin Heiner has become one of the leading real estate rental property experts. Dustin started MasterPassiveIncome.com from his home in 2015, while being a full-time employee, married with 4 children, owning and operating 2 other businesses, and being a full-time investor. He is very passionate about his mission to help others become successfully unemployed and never need a job again. That same year, Dustin wrote his first book, “How to Quit Your Job with Rental Properties” which quickly became a bestseller. From there, he began his new business helping others to invest in rental properties to quit their job. Since then, Dustin has helped countless numbers of others to start investing in real estate rental properties. Even if his students live in very expensive cities, he shows them how they can invest all over the country.
In this second episode with Jon Roosen, Vinney and Beau talk about lease audits, property inspections, and hiring a property management company.
Join Jon, Beau, and Vinney on today's podcast. Watch as Vinney and Jon get accepted on an 109-unit multi-family property. This is the first of a four part series. We'll talk about how they found this property, why they like it, and the upside potential it has by upping rents and building more units on the property. In the next episode, Jon & Vinney will share their due diligence and underwriting process along with updates they have encountered during this process.
Our guest on this podcast is Hunter Jones, a real estate investor in Knoxville, Tennessee. He got his start in the summer of 2018 by wholesaling houses and purchasing multifamily properties. Over the last three years, Hunter has been a part of over 30 single family home transactions and acquired over 100 multifamily units through syndications. Most recently, Hunter has transitioned into the self-storage industry and owns a 10k square foot self-storage facility with his brother. He is currently on the look out to acquire more.
In this episode, Beau interviewed real estate investor Kyle Rodgers, who has been traveling the last four years throughout the country and world, all while wholesaling real estate virtually. We dive deep on how uses Facebook Groups to find deals and cash buyers.
Join us on this episode of the Investor Financing Podcast as we discuss some great strategies on financing your STR properties when you have DTI (Debt to Income) constraints.
In this webinar, we covered the following topics: ✅ Recent Closings ✅ Basic questionnaire ✅ Bridge / Renovation loans ✅ Seasoning for cash-out refinancing ✅ Portfolio loan advantages ✅ General underwriting requirements for portfolio loans ✅ Why and when a bank loan might be your best choice ✅ Projection-based portfolio loans for short-term rentals ✅ Blanket loans ✅ Building business credit ✅ Financing furniture & fixtures We started off with showing recently funded short-term rentals that are sure to earn their owners sizable profits, if not doing so already (some of these were VERY recently funded). Then we moved on to the kinds of questions a broker or lender may ask you about your short-term rental property to get the loan sizing and terms right. We covered various loan types, like bridge and renovation loans for STR properties. Watch the video to learn all about short-term rentals and their financing.
You don’t have to have collateral to get an SBA loan. However, the SBA will require the applicant to pledge collateral when it is available to fully secure the loan. If there is not sufficient collateral in the business, the SBA must take available equity in the personal real estate (residential and investment property) of any owners with 20% or more ownership. (An exception is made if there is less than 25% equity in personal real estate.) SBA 7(a) Small Loans of $25,000 or less do not require collateral. Personal guarantees are also generally required. An individual who owns 20% or more of the business must provide a full unlimited personal guarantee. (Sometimes referred to as “guaranty.”) And each loan must be guaranteed by at least one individual or entity. Sometimes the SBA may require a personal guarantee from a key person in the business even if they don’t own 20% or more of the business. Spouses may be required to sign a personal guarantee when the combined interest of the two spouses and minor children totals 20% or more. In addition, non-owner spouses will be required to sign off if jointly held collateral (such as home equity) is pledged. Note that startup businesses (businesses in existence for one year or less) require the small business owner to contribute at least 10 percent of the total project costs. While you may think of this as a down payment, it is officially called an “equity injection.
One of the keys to getting your SBA 7a or 504 loan approved is to write a detailed executive summary. Your executive summary should include a simple and direct cover letter. In it, describe who you are , your business background, what your business does, and how the loan will help the business succeed. You should also include the following: Executive Summary. Begin your proposal with a simple and direct cover letter or executive summary. Clearly and briefly describe who you are, your business background, the nature of your business or start-up, and how the loan will be used to help the company succeed. Business Profile Management Experience Loan Request Loan Repayment Collateral Personal Financial Statements Business Financial Statements Equity Investment Projections Other Items (if applicable) Lease (or copies of proposal) Franchise agreement Purchase agreement Articles of Incorporation Partnership agreements Copies of business licenses and registrations required for you to conduct business Copies of contracts you have with any third parties
On this episode of the Investor Financing Podcast, join Beau as he discusses financing for short term rentals (STR). He talks about different terms, interest only options, pros and cons versus bank "conventional" financing. For more information on how Beau can help you scale your STR or rental business, book a call with him today at https://calendly.com/beaueckstein/str-lending
Meet Jens Nielsen, our special guest on today's Vinney & Beau Show. Jens had a very successful IT career in his home, Denmark, before moving to the US to follow his dream and passion: Real estate investing. Now, in less than 5 years, Jens has built a portfolio containing over 1,000 multi-family units! Take 25 minutes out of your day to watch this. Not only will you be amazed at Jens' success, you will be inspired! About Jens Jens immigrated from Denmark in 1996 and after a successful career in IT. Jens followed his passion for real estate and coaching and is now a full-time real estate investor and Certified High Performance Coach. He is currently a direct owner or General Partner in over 1,100 apartment units around the country, valued at over $100M. As a Certified High Performance Coach, Jens has coached over 50 clients to higher levels of success in their business and personal lives through strategy, accountability, and personal growth. Jens makes good use of the skills he developed during his IT career and provides value to his team with a focus on underwriting, systems, capital raising, and rehab management.
We have Carey back on the show and we dive into SBA Financing. Learn the Ins & Outs of the SBA 7a and SBA 504 lending guidelines.
🎁 We cover gift funds
💰 Seller financing
⌚ Timelines
☑ CDC
⚡ 504 Green loan
✅ Submission requirements
During COVID Mike Fritz Acquired went from 13 to 300 Multifamily Units Learn How This Multifamily Investor Prospered During COVID
🔴 This episode of the Investor Financing Podcast is jammed packed with nuggets.
📈 Mike started investing in real estate 20 years ago. However, he knew he had to pivot during COVID, out of necessity.
💣 He blew up his business and went from 13 units to 300 in 15 months!
▶️ You are not going to want to miss this discussion to learn some tricks to help you make some moves.
💥 Thanks for watching 💥
In this episode, we dive into Foreign National funding options. Our team of highly experienced professionals are experts in navigating foreign national credit and asset verification issues. Our loans fund on time and with a minimum of hassles. What do you need to get a loan as a foreign national? ✅ Income verification letter from employer or CPA accepted ⛔ No tax returns required ✅ Foreign credit report allowed ✅ Foreign assets can be used as reserved ✅ Highly competitive rates ✅ Unsurpassed funding times ✅ LTVs up to 75% ✅ Cash out up to $500,000 and cash out may count towards reserves ⛔ No reserves required for LTV up 65% LTV and 3 months reserves required over 65% ✅ Various Visa types accepted ⛔ Visa not required if property is held in US domiciled company (a domestic agent of service is required)
We are excited to have Harper Jones on the Vinney and Beau Show this week. Harper coaches people on how to practice Infinite Banking Concept using a Specially Designed Whole Life Insurance Contract. Becoming Your Own Banker is an AND strategy - meaning you accumulate money in your life insurance contract (Money pool) AND deploy it simultaneously into your real estate investments using the insurance company’s money (Other People’s Money) while your capital continues to compound.
On this episode of the Investor Financing Podcast, we discuss the importance of negotiating a partial release clause on blanket loans (also known as "portfolio loans"). ❓ What is a partial release clause? A partial release is a mortgage provision that allows some of the collateral to be released from a mortgage after the borrower pays a certain amount of the loan.
Whether you own the property or not, learn how to profit from arbitrage: You can lease a property from the owner and rent it out for a higher price, earning a profit on the difference.
Today, we're back for another great interview with Al Williamson on Mid-Term Housing, aka Furnished Corporate Rentals (also called "Extended Stays").
Listen or watch to learn how Al is crushing it in this space. He has many tricks up his sleeve to maximize profits - Less doors more cashflow!
To buy his book on how to work with VA's, go to https://amzn.to/3xgl8X5
To join his mentorship/coaching program, click here - https://investorfinancingpodcast.com/corporate-rentals
We are excited to have Harper Jones on the Vinney and Beau Show this week. Harper coaches people on how to practice Infinite Banking Concept using a Specially Designed Whole Life Insurance Contract. Becoming Your Own Banker is an AND strategy - meaning you accumulate money in your life insurance contract (Money pool) AND deploy it simultaneously into your real estate investments using the insurance company’s money (Other People’s Money) while your capital continues to compound.
PRODUCT OVERVIEW ✔ Transitional, value-add and event-driven real estate opportunities ✔ Highly structured loan solutions ✔ Financing customized to borrower business plan ✔ Loan size: up to 80% of project cost, 85% senior stretch deal-specific ✔ Term: floating rate up to five years including extensions ✔ Prepayment: minimum interest ✔ Future Funding: Capex, TI/LC, earnouts, interest, and operating reserves ✔ Fixed and fixed/floating hybrid loan solutions Interested? If you want to learn more about these types of bridge loans, book a meeting with me here - https://calendly.com/beaueckstein/15-minute-meeting-emerge-lending
The Fix to Rent Loan was designed specifically for investors who are looking to purchase a property, renovate it, and keep it as a buy-and-hold investment. You’ll get the benefits of our interest-only Fix and Flip Loan to finance your purchase and repairs and then the convenient option of rolling into our 30-Year rental loan.
In this episode, we discuss non-bank SBA lenders and why it makes sense to know all of your options before going to your local bank!
A Typical 504 project includes a loan secured with a senior lien from a private sector lender covering typically 50% of the project cost. A loan secured with a junior lien from a CDC (backed by a 100 percent SBA guaranteed debenture) covering 30% to 35% of the project costs for special purposes properties, such as hotels.
A contribution of at least 15% (existing business) to 20% (new business) equity from the small business applicant. The first mortgage lender must also make a 90 day (plus) second mortgage interim loan to allow for CDC/SBA funding. SBA pays off this interim loan at the time of CDC/SBA funding (normally 90 days after escrow closing).
A typical 504 project includes a loan secured with a senior lien from a private sector lender covering typically 50% of the project cost. A loan secured with a junior lien from a CDC (backed by a 100 percent SBA guaranteed debenture) covering 30% to 35% of the project costs for special purposes properties, such as hotels.
A contribution of at least 15% (existing business) to 20% (new business) equity from the small business applicant. The first mortgage lender must also make a 90 day (plus) second mortgage interim loan to allow for CDC/SBA funding.
SBA pays off this interim loan at the time of CDC/SBA funding (normally 90 days after escrow closing).
The SBA 504 is a powerful financing tool for high-leverage construction financing. In this episode, we discuss the general timeline from start to finish for a construction project. We also talk about the best practices to get approved for your financing quickly.
In this episode, we bullet point the top advantages of using non-bank portfolio loans versus commercial loans for STR properties. Non-Bank Portfolio Loan Advantages 1. No tax returns required 2. Up to 80% financing 3. Airbnb projections "okay" for qualifying 4. No rental survey needed on our STR program We make it super-easy for you to finance your STR property. Click here to fill out a loan application - https://beaueckstein.com/str-lending/
🔴 In this episode, we share the story of one of Vinney Chopra's coaching students. In it, we also cover three important concepts:
🧠 Mindset
💪🏽 Work ethic
💰 Direct-to-seller lead generation Vinney's student now has 126 multifamily units after only 2 years in the business. How did he do it? Watch the video to find out.
🔔 C-PACE FOR DEVELOPERS What if, when you were developing your next property, you could: ✅Finance up to 20 percent of your construction costs with affordable, fixed-rate, non-recourse financing? ✅ Reduce your owner-equity contribution, mezzanine financing, or other forms of high-cost capital, and lower your weighted-average cost of capital? ✅ Fill gaps in your financing plan? ✅ Reduce your building’s energy use and cost? ✅ Build a more valuable and competitive building? ☑ It’s possible, thanks to C-PACE and now, with new legislation passed, it should open up financing for Clark County as well as Las Vegas and Henderson.
Short-term rentals (STRs), including vacation rentals, are an exciting and rapidly-growing new asset class. Airbnb and HomeAway, among others, are raising awareness of this increasingly popular, HUGE opportunity. How do you get into the short-term rental game? You need financing. Watch this video to see how. Financing Vacation Rentals Investors typically turn to alternative lenders like me for a few reasons. The first situation is if they are self-employed, including owning their own business. Another reason would be that they already own too many properties to qualify for another conventional mortgage. Finally, and importantly, they may turn to an alternative lender because they want to own their investment properties in a legal entity to protect their other assets. That is not allowed with conventional mortgages. There are many benefits of non-bank financing. Feel free to book a discovery call with me at https://calendly.com/beaueckstein/str-lending
From mortgage broker to cashflow king! Our good friend Eric Lawson is on the show today. Eric has 14 years of very successful experience in the mortgage industry, focusing on residential home buyers. After he got his Economics degree at UC Davis (go Aggies!), he entered the mortgage industry, paid his dues, learned the business, and became a top producer. During the COVID pandemic, he set his sights on producing recurring cashflow of $10k a month. Fast forward 7 months and he's now doing 3x that ($30k a month). How did he do it? Find out by watching this episode carefully. We'll give you a brief preview: He bought properties in choice locations that were poised to be great AirBnB rentals. Eric will tell you what he looked for, how he improved the properties, and what he does to get them booked.
In this episode, we discuss why you should work with a commercial mortgage broker. Here are the top 5 reasons why you should work with a broker: #1 - Identifying a Lender: Locating a lender to fund your commercial mortgage is not an easy task. #2 - Loan Structuring: An experienced commercial mortgage broker/advisor can typically negotiate higher loan proceeds and better terms. #3 - Certainty of Execution: Working with a good advisor will save deals as they usually have multiple solutions and lenders to work with. #4 - All Eggs in One Basket: Instead of going to one bank, it makes sense to have multiple lenders sizing up your request. #5 - Save Time and Headache: A good mortgage broker will save you time, money, and hassle.
Delayed Financing, Defined: Delayed financing is a method for getting a mortgage after you’ve purchased a piece of real estate using cash. It provides a way for investors to remain liquid and allows owner-occupants to finance a home purchase. Put simply, delayed financing offers a means of purchasing a home in which you pay cash up-front, then quickly obtain a cash-out refinance to mortgage the property. Doing so effectively returns a large portion of the sums you paid to acquire a home to you, which you then can use for other purposes (e.g., savings, investments, renovations, etc.). Under the terms of a delayed financing transaction, you basically buy a home for cash, then immediately take on a mortgage as a way to reclaim most of the purchase price. This method of financing allows you to both make a more attractive all-cash offer to home sellers (giving them the confidence that a transaction will close), then put money right back in your pocket. Via delayed financing, you can use a cash-out refinance as a means to obtain a mortgage and enjoy the flexibility of making long-term payments over a period of time so as to avoid tying up all your savings in the home. Cash buyers should be advised: If you’re seeking to obtain delayed financing on a property purchased in the last 6 months, you can take out cash immediately without waiting. Otherwise, if you buy a home using a mortgage instead of paying with cash, your name is required to be on the property’s title for a minimum of 6 months before you can take out cash and refinance your home. An important tool in real estate investors’ arsenal, just over one-third of all home purchases are now all-cash deals, as these transactions help keep investors more liquid so that they can buy more properties. Rehabbers: Some buyers are interested in purchasing properties that are currently uninhabitable or in need of extensive work with an eye toward rehabbing them either to live in themselves or rent out at a profit. These individuals are known as rehabbers. Note that financial lending institutions will not offer a mortgage on an uninhabitable home, no matter its potential, making rehabbers among the most frequent cash buyers.
The floodgates have opened for construction funding. With a shortage of existing housing stock, the private mortgage debt funds are now actively pursuing construction deals. Get in now, while you can! Construction Loans offer: No Red Tape, No Income, No Assets, No Reserves Single-family, 1-4 Units, Townhomes Up to $2M with Rates Starting at 8% Up to 90% LTC and Up to 75% LTARV 12-24 Month Terms Purchase Transactions LLCs, LPs and Corporations ONLY Nationwide Lending There has never been a better time to get a ground-up construction loan.
In this episode, we talk about the often asked question: Which is better? The SBA 7a or 504 loan? The answer usually is "it depends". Every loan request is different. In general, the 7a is utilized more than the 504 for a couple different reasons. The 7a is a more liberal loan and has more versatility. If the lender is either a bank, credit union, or a non-bank lender (if a (PLP) Preferred Lending Partner), qualified lenders may be granted delegated authority (PLP) to make credit decisions without SBA review. This is huge for timing purposes and flexibility in underwriting. This is also why some 7a lenders are way easier to work with than other lenders. Some 7a lenders will also fund a SBA 7a with a pari passu conventional loan allowing the borrower to get more loan proceeds. Another advantage is the 7a can fund blue sky or intangibles. Intangible assets are often the product of sweat equity and ingenuity in building your business. Historically, when businesses were sold, they would sell for net asset value plus an amount for this “blue sky.” The 7a can fund this blue sky whereas the 504 can only fund hard assets. At the end of the day, every project/request is different and we need to dig in a little before making a decision if the SBA 7a is better than the 504. Sometimes you can even pair a 504 with a companion 7a!
💰 In this episode, we talk about residential financing vs commercial financing. Specifically, how to move from one- to four-unit deals to larger five-plus unit deals. 💡 What are the basics to know before you call your commercial mortgage broker? 🏠 We also cover these types of debt/loans: - Agency - Bank/Credit Union - Bridge Loans 💥 Thanks for watching 💥
Rental income derived from the subject property is acceptable on a two- to four-unit principal residence in which the borrower occupies one of the units, or a one- to four-unit investment property. If the transaction is a purchase money transaction, information on Forms 1007/1025 may be used to derive rental income (including short-term rental income) for qualifying purposes. If the transaction is a refinance, rental income may be used when reported on the borrower’s individual tax returns (Schedule E). The alternative to the tax returns is a lease agreement; however, since short-term rental occupants usually execute a terms and conditions agreement (not a lease agreement), this alternative would not meet our requirements and therefore the income would not be eligible. Rental income derived from other property (not the subject property) must be documented either by a lease agreement or the most recent year's tax returns. A lease agreement is usually not an option in the case of short-term rentals since the occupants do not execute a lease agreement. However, if the borrower is reporting rental income (including short-term rental income) on the most recent year's tax returns, then rental income may be considered as qualifying income. The Single Family Comparable Rent Schedule Form 1007 is intended to provide an appraiser with a familiar format to estimate the market rent of a property. Adjustments should be made only for those items of significant difference between the comparables and the subject property. The Small Residential Income Property Appraisal Report (FHLMC 72/FNMA 1025) is for the appraisal of two- to four-unit properties, including properties in PUD, condo or co-op projects. ... Data indicating physical characteristics of the subject property such as age, materials and condition.
🏦 The biggest differentiator between bank and agency apartment financing is whether the loan is recourse or non-recourse. Fannie Mae and Freddie Mac (agency) loans used to buy or refinance apartment buildings are non-recourse, meaning that the debt is secured only by the loan collateral (e.g. the apartment community). If you default on a non-recourse loan, the lender can only recoup the pledged collateral. They can’t go after your personal assets. One of the biggest benefits of working with non-recourse lenders is that your personal liability is protected.
✱ The other major factor is if the property or the sponsors don't meet the requirements for agency debt such as net-worth, experience and occupancy standards. This is when you want to look at bank options. Additionally, if your plan is to refinance or sell quickly credit unions are sometimes the best because often times they don't have prepayment penalties.
💥 Thanks for watching 💥
⏯️ In this episode of the Investor Financing Podcast, we talk about financing your value-add multifamily deals with bridge loan debt.
🔴 After you complete your CAPEX and implement your leasing strategy, it's time to Refinance, Rinse, and Repeat. Smaller multifamily units under 10 can often qualify for portfolio rental loans which is good if you can't finance with agency or bank debt.
💥 Thanks for watching 💥
The pari passu option is not often discussed or even well-known in the banking world . What’s more, most lenders – even many SBA lenders – are not yet aware of the pari passu arrangement. However, watch this episode to see how to structure these deals to get higher leverage with a relatively low cost of capital. What does "pari passu" mean? Pari-passu is a Latin phrase meaning "equal footing" that describes situations where two or more assets, securities, creditors, or obligations are equally managed without preference. This means that a bank can share the first lien on a real estate asset with the SBA, thus mitigating a lot of their risk. Therefore, they are more likely to make a loan on the property.
As Gary Vaynerchuk ("Gary Vee") says, "If you're not putting out stories, you basically don't exist." We should look at ourselves as media companies today. We are no longer "just real estate brokers, lenders, and investors." Building a brand could be the game-changer for you. In fact, it will be a game-changer for you because building Brand YOU will lead to an audience of true fans. Enjoy the episode!
The U.S. Small Business Administration (SBA) 504 loans or SBA 504 loans are designed to assist small businesses by offering competitive commercial loans that have low interest rates. Small businesses can use the loans to acquire commercial assets such as offices, machinery, furniture, real estate, machinery, equipment, or any type of fixed assets to operate their companies, even including construction. In order for us to understand what an SBA 504 loan debenture is, we must first understand the fundamental structure of an SBA loan. Here’s how an SBA 504 loan works. ✅ Maximum debenture amount While there is no maximum project size, the maximum SBA loan amount (debenture) is $5 million. Small manufacturers or specific types of energy projects may qualify for a $5.5 million debenture. 💲 Generally, a business must create or retain one job for every $65,000 guaranteed by the SBA. 💲 Small manufacturers must create or retain a ratio of one job for every $100,000. As an alternative to job creation or retention, your business may qualify if it meets a community development or public policy goal. ✅ Debenture maximum percentage 40% of the project, subject to the limitation of the debenture amount. ✅ Borrower’s equity requirement Minimum 10% ✅ Use of proceeds The use of proceeds from SBA 504 Loans must be used for fixed assets (and certain soft costs), including: The purchase of existing buildings The purchase of land and land improvements, including grading, street improvements, utilities, parking lots and landscaping The construction of new facilities or modernizing, renovating, or converting existing facilities The purchase of long-term machinery or the refinancing of debt in connection with an expansion of the business through new or renovated facilities or equipment 🏁 Summary of 504 SBA Loan Benefits for Small Businesses The SBA 504 Loan program offers small businesses both immediate and long-term benefits so business owners can focus on growing their business and cultivate bright possibilities for their future. Some of the top-level benefits include: 90% financing Longer loan amortizations, no balloon payments Fixed-rate interest rates Savings that result in improved cash flow for small businesses #sba504 #sbaloan #sba504loan
There are a lot of misconceptions and myths out there about SBA financing in general but also specifically about SBA 504 loans. 💡 You may hear things like: "The process takes too long." Or "You’ll have to put your home up as collateral." Another one: "The interest rates for the SBA 504 loan are higher than conventional loans." While these have a bit of truth to them (for example, the process generally takes longer than a conventional loan), they are easy to overcome. 🔴 In this episode, we will squash the myths & misconceptions you might have about SBA financing and SBA 504 loans.
Did you know that you could pair an SBA 7a with C-PACE Financing? You can! This is a great one-two combo for owner-user real estate projects. You can combine them together for financing your: 🏫 Hotels/Motels 🏡 Self Storage 🚗 Car Washes 🏢 Office Buildings (you have to occupy 51% or more of the space) 🏠 Assisted Living Facilities
To be eligible for C-PACE financing, a project must be located in a county or municipality that has approved C-PACE programs within a state that has passed PACE-enabling legislation. Background: What is C-PACE? Commercial Property Assessed Clean Energy (C-PACE) is an alternative financing mechanism for property upgrades that improve energy efficiency, utilize renewable energy, conserve water, and more. C-PACE makes it possible for owners of commercial, industrial, multifamily, and nonprofit properties to obtain low-cost, long-term, fixed-rate financing funded by private capital providers. Currently, 30+ states have enacted C-PACE legislation, enabling more than $1 billion in private financing of 2,000+ projects.
How Dave Seymour launched his real estate investing business and landed a TV show on A&E called Flipping Boston After 16 years as a firefighter and paramedic, Dave Seymour launched his real estate investing career. Within the first few years of starting his business, Dave had done millions of dollars in real estate deals in both commercial and residential properties. In this episode, you can learn how Dave has built his investing business. Dave and I discuss all this and more. Learn how he: ☑ Started a Fix and Flip business and how he scaled it ☑ Leverage that experience into lending ☑ Started a fund to buy value-add multifamily deals in Florida ☑ Launched a larger fund and lending division ☑ Attracted a large pool of investor capital