Seedless Watermelon: Recent Episodes

Seedless Watermelon

We talk about money all the time. In every shape, form, or fashion it comes up on a daily. The Seedless Watermelon podcast was born of Al and Tameeka’s endless convos, texts, and debates around money; being broke, trying to get rich, staying debt-free, and figuring out the keys to financial success while adulting. Join us each week as we attempt to figure out how our fiscal missteps and achievements can lead us to better financial awareness.

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WE ARE STILL UNDECIDED ON MLM's! Are they scams or legit side hustles?! We speak with Josie Naikoi a for real ex-MLMer who was on top of the game and just retired suddenly like MJ. She's gives us some for real talk on what goes on in MLMs: why she quit and the how the how game works. This is the final episode of a three part series.

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OK so we're still trying to figure out whether MLM is a scam or a legit hustle. To help us a bit, we interview Cameo a huge proponent of MLM, who's been at this hustle for a while! This is the second episode of a three part series.

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We've all seen it, heard about it, been through it, or at least know someone that's been involved. In this episode, we get real about Multilevel or Network Marketing. Is this real hustle? Or is this a scam?  This is the first of a three part series.

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Let's keep it 100...nobody likes to be underpaid especially when you've been puttin' in that work! Time for you and the boss to have a little chat. In this episode we discuss the eventual conversation everyone has to have at some point: negotiating your salary! You scared? 

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Life’s guilty pleasures. Some we just can’t live without. Even the most discipline of us can’t give in to avoiding them. We discuss financial implications of life luxuries we hold dear. We also discuss a viral topic: would you take pay in cash or an asset in exchange?

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Join us this week as we delve in the world of budgeting your entertainment/leisure activities. Al and Tameeka get down and dirty about the sacrificing, scrapping, saving, and risking all the funds for some fun.

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Ever have that feeling you’ve be had or taken advantaged of? There’s some shady people looking to take advantage of your greatest time of need. These shady cats offer you money pretending to help, only to take advantage of you. In this episode we discuss these predatory lenders. Tameeka and Al tell you what to look for and how not to fall for the okie-doke.

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In this episode Tameeka and Al bread down some of the latest financial news findings. From developments in the housing market, America’s credit balances dropping (yes it’s true!) and what Tameeka coins “Vaccine Vacations”.

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Some call it Total Cost of Ownership (TCO), while some call it True Cost of Expenses (TCE). Doesn’t matter what you call it, these things add up. Don’t let hidden costs creep up on you and slow down your financial journey!

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Tell us you haven’t heard any of these before: “You need multiple streams of income”, “You’ll never make it just working your 9-5”, or “Successful people don’t sleep many hours”. That’s the “Hustle Culture” right there! But is this good advice?

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Ever go on Instagram or anywhere else on the net and see someone post something that got tons of "likes" that make you say hmmmm? In this episode, Tameeka and Al discusses some viral quotes we've seen that has spurred some serious money conversations from stereotypes about luxury, the travel industry, and whether or not hard work really pays off!

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Loaning money to family and friends is a tricky and touchy subject. Should you loan money to friends and family? Do you feel obligated to do so? Ok so maybe I can’t loan you money but can I do something to help? Tameeka and Al discuss this and more.

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It's official! Stimulus checks are coming for all of us...or not! In this episode we discuss the Stimulus Payments and what to do with all that money! GIMME DA LOOT GIMME DA LOOT!

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Tameeka and Al discuss the new Buy Now Pay Later services like Affirm, Klarna, and AfterPay. Why should I use these when I have a credit card? Ohhhh remember Layaway!

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In this episode, we get all into SIDE HUSTLES $$$. Multiple jobs, How Many of Have Them! We discuss what we are doing with the extra ends, and when is it time to stop two-timing your side gig and make her your main thang.

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In this episode, Tameeka and Al take a break from strictly talking about finances and discuss our great (and not so great) experiences with customer service!

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In this episode, we get real about budgeting, the good and bad. It’s the accountability for us!

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In this episode Tameeka and Al talk about the difference between being frugal and just being a plain ol' cheapskate! We talk about the definitions and stereotypes of the two. Which one are YOU?! 

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Nobody saw this coming. COVID-19 just creeped up on us. All of sudden people ain’t go no job, no money, and no TP!

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In this episode, we discuss credit. At least everything we’ve learned about it so far. From what are parents taught us, first credit cards, the best and worst purchases, and finally lessons learned.