The Money Answers Show: Recent Episodes
Jordan Goodman
Do you need directions to a solid financial future? If so, The Money Answers Show with Jordan Goodman will provide you with a roadmap to making smart money decisions in every area of your personal finances. Join Jordan every Monday at 12 PM/PST 3 PM/EST for The Money Answers Show, on the VoiceAmerica Business Channel. Learn how and where to get the best deals on mortgages, cars, and insurance; find out the best ways to save for college and retirement, get out of debt, improve your credit rating, and save on your taxes. The Money Answers Show with Jordan Goodman will provide you with great tips on investment opportunities in real estate, stocks, annuities, and other investment vehicles. That’s The Money Answers Show with Jordan Goodman on the VoiceAmerica Business Channel, every Monday at 12 PM/PST.
If you had foreseen the financial confusion of the Carter years, or the exploding debt in the Bush years, or the Federal Reserve’s “money printing” spree during the Obama presidency, you might have profited richly from the resulting bull markets in gold and silver. But today’s governmental recklessness dwarfs each of those episodes. In this interview Jordan Goodman and Charles Goyette discuss the 7 reason for the runaway gold market and how you can profit from it.
Bio: Charles Goyette is a New York Times bestselling author, commentator, and talk show host, best known for his penetrating views on markets and economic issues. He has appeared often on national TV on CNN, Fox News, MSNBC, CNBC, Fox Business, and PBS.
URL: http://charlesgoyette.com/
One asset that has performed well during the pandemic has been precious metals. Keith Weiner, the CEO of Monetary Metals, will discuss the outlook for gold, silver, platinum and palladium under a Biden presidency and during the pandemic. Weiner will also discuss the unique way that Monetary Metals allows investors to earn interest of about 5% on their gold holdings.
Bio: Keith Weiner is a leading authority in the areas of gold, money, and credit. After observing investors forced to choose between a return-free risk or high risk to get sufficient yield, he founded Monetary Metals in 2012. The company’s vision is simple: a working gold standard is when anyone can deposit gold and earn interest. Keith is the founder of DiamondWare, a software company sold to Nortel in 2008, and he currently serves as President of the Gold Standard Institute USA. He earned his PhD from the (non-accredited) New Austrian School of Economics.
URL: www.monetary-metals.com
With more than 25 years of experience helping everyday people navigate challenging financial decisions, financial advisor Rob Schulz specializes in helping real people balance goals with wealth-building. In this interview with Jordan Goodman, Rob discusses his new book, Thoughts on Things Financial. Rob provides practical financial advice and investment strategies which can be easily understood and implemented by all. Get the fundamental truths about personal finance so you can make good future financial decisions that are right for you and your family.
Bio: Robert R. Schulz CFP® is the founder and president of Schulz Wealth, Ltd. Named on Investopedia’s list of 100 Top Financial Advisors in 2019 and 2017, Rob is also a former instructor for the Certified Financial PlannerTM certificant program at the University of Texas at Arlington and Texas Christian University.
Jeff Link: In Jeff Link’s new book Protecting The Pig: How Stock Market Trends Reveal the Way to Grow and Preserve Your Wealth, he explains how to improve your odds of investing success. Understanding stock market trends is crucial to whether your portfolio flounders or flourishes.
Eric Brotman: In Eric Brotman’s new book Don’t Retire, Graduate, he explains how you can build a path to financial freedom at any age. He takes you through the process of getting to Retirement University as though you were going to undergraduate school, going from Freshman through Senior year. Jordan Goodman, America’s Money Answers Man and host of The Money Answers Show, interviews financial planner Eric Brotman about wealth planning, taxes, savings tips, dealing with debt, and much more.
Kirk Chisholm, a well know pioneer in the wealth management industry, explains the advantage of Self Directed IRAs to Jordan Goodman in this interview. He also talks about how to find alternative investments that can diversify a typical portfolio of stocks and bonds. He also speaks about the pros and cons of different forms of real estate investing.
Bio: Kirk Chisholm is a Principal and Wealth Manager at Innovative Advisory Group, a Registered Independent Advisory in Lexington, Massachusetts. Kirk’s influence and innovation has promoted change in many areas of the wealth management industry. He is the author of the Quick Start Guide to Self Directed IRAs and The Ultimate Insider’s Guide to Self Directed IRAs.
His website is www.innovativewealth.com
Free Report: https://moneytreepodcast.com/big-list-of-alternative-investments/#.X43qldBKhaQ
Rachel Richards has learned the hard way how to assemble a portfolio of passive income vehicles so she has been able to retire early and enjoy life. In this interview with Jordan Goodman, she will explain the many ways to generate passive income from royalties, securities, coin operated machines, e-commerce and real estate rentals. She will also warn listeners about the three most deadly mistakes to avoid in building a portfolio of passive income.
Bio: At the age of 27, Rachel Richards quit her job and retired, living off $15,000 per month in passive income. Rachel is the best-selling author of Money Honey and Passive Income, Aggressive Retirement. She is a former financial advisor and a real estate investor with almost 40 rental units. By making the topic of money management fun, entertaining and simple, Rachel has helped thousands of millennials work their way out of financial despair.
Her website is www.moneyhoneyrachel.com
Why do some people do better with money? What role does behavior play in personal money management? How does your personality shape how you manage your finances? How can you make wiser decisions about your money? Jordan Goodman, host of The Money Answers Show, talks with Morgan Housel about Housel's newest book, 'The Psychology of Money'. Housel and Goodman discuss what led to the writing of the book, how and why Housel selected the 19 mini stories the book contains and some of the big insights and takeaways from the book.
Why should you consider having a self-directed IRA and how does it differ from a traditional IRA? What are your investing options? What restrictions and rules do you need to watch out for? Jordan Goodman, host of The Money Answers Show, talks wtih Dmitriy Fomichenko about the tax free investing options a self directed IRA opens up, why it can be like your own private bank, and who should consider one. In the second half of the show Goodman talks with Bill Perkins, author of Wall Street Journal best seller ‘Die With Zero.’ Perkins and Goodman talk about a different sort of investment – investing in life experiences. Why live anxiously guarding your resources when you could be living large while still having enough? Perkins talks with Goodman about the importance of including play in your life, why you don’t want to end up with more money than time to live, and how to optimize your assets to help you live the largest, most experience rich life possible.
Where are the best places to invest in real estate to generate cash flow? How has Covid altered the real estate investment landscape and are those changes permanent? Are parking lots still a promising place to invest? How would someone looking to get started know the safest way to begin? Jordan Goodman, host of The Money Answers Show, welcomes Kevin Bupp back for another interview about real estate investing. Bupp and Goodman discuss the positive and negative effects of Covid on commercial real estate investing, what markets have become hotter than ever and which have cooled and what the future of real estate investing may look like.
What options do stressed homeowners have? What happens when mortgage forbearances authorized by the CARES Act run out? Can you refinance while in forbearance? How are people affording home fixups? In the first half of the show host Jordan Goodman talks with Debbie Bloyd about mortgage strategies, buying or refinancing a home during the Covid-19 crisis, and why home improvement is flourishing now. During the second half Goodman talks with Michael H. Shuman about how to beat a down economy through local investing. Goodman and Shuman discuss what is local investing, how local investing works, what the risks and returns of local investing are, and why local investing is critically important now more than ever. Shuman and Goodman talk about using self directed IRAS and solo 401Ks as investment tools particularly well suited for local investing.
Is investing in wine a good idea? Is fine wine investing just for the uber wealthly? Anthony Zhang, co-founder of Vinovest, talks with host Jordan Goodman about what makes wine investing so attractive, how it works and how VinoVest has opened fine wine investing to just about anyone. Goodman and Zhang discuss Zhang’s experiences with startups, what led him to VinoVest, and what he sees as the future of Vinovest. In the second half of the show Goodman talks with Laurence Jankelow, cofounder of Avail, about real estate investing, why a good relationship between tenants and landlords is so critical, and what to expect as the housing crisis deepens. Jankelow shares insights into evaluating real estate deals, tips and tricks for investing and financing, and talks with Goodman about why Avail’s landlord software can be invaluable.
What a wild time for gold and precious metals! What's the best way to play the hot market? Should investors be buying or selling or both? Peter Hug, PMD Director at Kitco, talks with host Jordan Goodman about why there's such a run on gold and other metals and what it means. Hug and Goodman discuss what the outlook for precious metals is going forward and whether the markets are overstretched with a correction on the horizon. They take a look at how interest rates and government spending are feeding into the push for gold. Goodman and Hug discuss the pros and cons of buying physical gold and best ways to store physical investments as well as other ways to invest in metals such as etfs and mining shares.
What is a mortgage broker and why can working with one be a better experience? Why should someone use a broker instead of shopping around on their own? How can a mortgage broker help someone with less than perfect credit? Why is it harder, all of a sudden, to get a mortgage? Jordan Goodman, host of The Money Answers Show, talks with Teena Broumand in the first half of the show about how and why mortgage brokers can make a huge difference when buying or refinancing a home or commerical property. In the second half Goodman talks with Jackie Beck about getting out of debt and which method of attacking debt works best for different situations. Beck and Goodman discuss the role of debt during a crisis like Covid-19, the stress of debt, and why so many people struggle to get out of debt. Beck and Goodman talk about Beck's apps for budgeting plus tips and suggestions including Beck's free course.
What’s stopping you from being rich? What are your personal blindspots? Could traditional money advice be causing more harm than good? What role does our subconscious play when it come to money? Why do people often do the opposite of what they need to do to become rich? Jordan Goodman, host of The Money Answers Show, talks with Amy Westbrook about why people so often self sabotage when it comes to money and what the significance of the science of money. Westbrook and Goodman talk about getting past the taboo around talking about money, the law of attraction and money, and about Westbrook’s mission to create a generation of financially savvy and emotionally rich kids.
What skills are essential to successfully managing your personal finances? Where do you learn those? Why aren't those skills systematically taught to people? What are the 3 principals of money management that everyone needs to know and use? Jordan Goodman, host of The Money Answers Show, talks with Cary Siegel, author of the popular 'Why Didn't They Teach Me' series, about how he wishes people learned money management, what skills are most needed, and optimal ways to learn and master those skills. Siegel and Goodman discuss philosophies and skills that any person of any skill level can use to improve their financial acument and skills.
How has the economy been affected by coronavirus? How does the economy really work these days and what was going on prior to the pandemic? What is the biggest driver behind economic growth? Is the government truly managing that driver well enough to prevent economic collapse? Jordan Goodman, host of The Money Answers Show, talks with economist and author Richard Duncan about the economy, covid-19, and investing. Duncan and Goodman discuss the outlook for interest rates, the outlook for investing, the role of gold, and both the dangers and the opportunities that our current economic situation hold.
Why should investors care about climate change? How will climate change affect the 'bottom line' for businesses? If climate change turns out to be a hoax will investors be affected? Is there a preferred type of investment that will fare better under the stress of global change? What can we expect from investments in companies that are big environmental stressors or polluters? Jordan Goodman, host of The Money Answers Show, talks with James Ellman, author of the new book 'Hot Stocks: Investing For Impact and Profit In a Warming World'. Goodman and Ellman discuss the major environmental changes we are likely to see in the next 5-10 years, what major S&P 500 industries may actually benefit from climate change and why, and where investors might consider investing.
Why is learning from other peoples' mistakes the smartest thing? Why are so many people struggling financially? What can people do to change that? What's the relationship between information and transformation - don't people make better financial decisions once they have better information? Can you change the incredible stress that money is in your life? Jordan Goodman, host of The Money Answers Show, talks with John MacGregor about MacGregor's newest book, 'The Top 10 Reason The Rich Go Broke', about why well informed people still make terrible financial decisions and how to change habits. MacGregor and Goodman discuss what a healthy relationship with money looks like, the societal ramifications of personal debt, why people fail financially so often and why Covid-19 may be the 'perfect storm' for those struggling. https://www.johnmacgregor.net/
Why should you consider getting involved in multi-family real estate investing? How has today’s real estate market has been completely warped by the Fed’s monetary policy? How is COVID-19 changing the face of commercial and residential real estate? How is multi-family real estate different than single family? What kind of investor does best with multi-family? Jordan Goodman, host of The Money Answers Show, talks with Neal Bawa, CEO and Founder at Grocapitus. Bawa and Goodman discuss the use of data in evaluating real estate investment decisions, how both new and experienced investors benefit from being part of an investment community, and why continuing education is critical for success now more than ever.
Why is race such a big issue and how have economics, policy and finance contributed to our current situation? What can be done to establish real equity and to sustain it? What role can business play in establishing economic inclusion for African Americans? Do quotas really work? Why hasn’t affirmative action efforts been more successful? Who needs to lead the charge to eliminate systemic racism? Is that something that needs to happen on the Federal or the State level – or both? How have past efforts to improve economic disenfranchisement been undercut or made powerless? Jordan Goodman, host of The Money Answers Show, talks with Kevin Kimble, founder of the Financial Services Innovation Coalition (FSIC), about FSIC’s Marshall Plan for Black America, about the power of investing rather than donating, and about why now is the right time for change. In the second half of the show Goodman talks with David Rixter, founder and CEO of One United Global, about small business challenges in light of Covid-19, what’s currently wrong with both private and public funding options, and what the best solutions are. Goodman and Rixter discuss how state, federal and local governments can and should be involved in saving small busineses and how the private sector could step in.
How have consumers changed their behavior since Covid-19? Why are consumers saving more? What impact does that have on inflation? Is inflation good or bad for consumers? What are the most recent trends for consumer spending and saving? Has Coronavirus changed how people want to pay for things? Jordan Goodman, host of The Money Answers Show, talks with Nathan Hamilton, co-founder of The Ascent by Motley Fool, about the housing market, why renters are being especially hard hit, what we can expect to happen when the ban on eviction lifts, and why mass evictions could have many compound effects on the economy and consumer spending.
What is nature based impact investing? Do the economics of business have the potential to be altruistic? Are lofty environmental goals and for profit business really compatible or does it always involve compromise? What's the best path to successful nature based impact investing and how is succes defined? Jordan Goodman, host of The Money Answers Show, talks with William Ginn, former Exec. VP at The Nature Conservancy, about the 'economy engine', the resistant force of 'status quo', and the critical role of public policy in making positive systemic changes feasible and real.
Is it possible for a home owner to access the equity they've built up in their home? Can a home owner get funding from their home without a bank? What is a home equity agreement and how does it differ from a reverse mortgage? Can you sell your home if you have a home equity agreement? Jordan Goodman talks with Matthew Sullivan, founder and CEO of QuantmRE, about the power behind home equity agreements and how home owners and investors both benefit. In the second half of the show Goodman talks with Curtis Ray, founder and CEO of SunCor, about what MPI and Indexed Life Insurance can do for investors. Ray and Goodman discuss the biggest mistake people make when using Indexed Life as an investment tool, the differences between MPI and Indexed Life, and who would do best with using MPI and or Indexed Life. Goodman and Ray also talk about the best and the worst retirement advice and Ray's new book, 'The Lost Science of Compound Interest.'
Is it inevitable that a wave of mortgage foreclosures and defaults is forthcoming? What can be done to help struggling homeowners find a way to keep their homes? And how can investors find profit amid what's expected to become an avalanche of non-performing mortgage debt? Jordan Goodman talks with Paul Birkett, CEO and Founder of Automation Finance, about why investing in mortgage debt can be the help troubled home owners need while yielding attractive returns. In the second half of the show, Goodman talks with Cody Barbo, CEO and Founder of Trust and Will, about some of the obstacles that keep people from putting estate plans into place, why so many people think they don't need an estate plan and the one thing about estate planning that everyone needs to know. Barbo and Goodman discuss how estate planning has changed since onling planning took off and the impact of the covid19 pandemic on the estate planning industry.
Why is planning for retirement so critical? What does a realistic retirement plan look like? What's the difference between those who have a plan and those who don't when something like the coronavirus epidemic happens? Is there a right place to have your money invested in times of financial uncertainty? How should people approaching retirement or recently retired respond to big decreases in retirement savings? Jordan Goodman, host of The Money Answers Show, talks with Joseph DiSalvo and Marie Madarasz about financial planning and retirement. Madarasz and DiSalvo, authors of 'Income For Life', talk with Goodman about strategies for converting savings into income, about mitigating risk, how to seek professional help, and about the most important consideration anyone approaching retirement or newly retired should focus on.
Does a large amount student loan debt mean a borrower is doomed to living with debt forever? How can graduates with 100k+ in student loans find a way out? Are there different strategies to paying off student loan debt? What kind of financial life exists for someone with student loans? Jordan Goodman, host of The Money Answers Show, talks with Travis Hornsby about the complicated world of student loan debt. Goodman and Hornsby discuss the toll student loan debt puts on mental health, relationships, and marriages, plus investment options for those carrying student loan debt as well as the impact of coronavirus on repayment options.
Why is money so connected to people's identity? Why do people get so scared of investing? Why don't more people begin building wealth till age 50? Can money be transforming? How can money trigger such powerful emotional responses? Why are so many people surprised by what money can do? Jordan Goodman, host of The Money Answers Show, talks with RC Peck about money, human behavior and the intersection of the two when it comes to building wealth. Peck and Goodman discuss the difference between earning money and keeping money, the role of language in understanding our relationship with money, and how people can bring clarity and insight to their relationship with money.
What can we do to find financial stability right now? How can we survive the extended financial crisis caused by coronavirus? How are people changing their lives to accomodate it? What can people do to make ends meet? How are stimulus checks being used? If still working, how can people protect their finances? What options do people have if they can't make their credit card bills? Jordan Goodman, host of The Money Answers Show, talks with Matt Frankel, Certified Financial Planner and finance writer for The Ascent, about the financial havoc coronavirus is wrecking on people's lives, how Americans are responding and strategies for surviving and managing economic realities in the immediate future.
What is farmland investing? How does farmland investing differ from regular real estate investing or land investing? What's the relationship between the stock market and farmland investing? Why isn't farmland investing more volatile, especially with the coronavirus pandemic? Jordan Goodman, host of The Money Answers Show, talks with Carter Mallow, Founder and CEO of AcreTrader. AcreTrader is a real estate investment platform that makes it easy to invest in farmland for passive income. Jordan is an affiliate of AcreTraders. In the second half of the show Jordan talks with Gary Boomershine, Founder and CEO of REI Vault and Real Estate Investor, about the critical nature of marketing and sales in making any real estate business successful and how REO Vault can provide the team and the tools for real estate professionals to achieve success. Goodman and Boomershine talk about using technology to obtain and work leads, how focusing on the one thing that actually makes money can radically cha
When do you hit your peak and what gets you to that point of success? What are the qualities and attributes of a very successful person? What role does attitude play? Service? What role does coaching play in achieving goals? Is creativity something best left in the hands of creative types? Jordan Goodman, host of The Money Answers Show, talks with legendary business leader Harvey Mackay about Mackay's newest book. 'You Haven't Hit Your Peak Yet', about Mackay's insights and advice often shared with audiences around the world, and about the core values that every person would benefit from working on.
What are the principles of income investing and why is it so important? Where can investors find safe investments amid the current market shakeup? When is the right time to jump back into investing? What's the relationship between interest rates and low risk investments? How should individual investors approach high yield investing? Is it possible to avoid volatility? Jordan Goodman, host of The Money Answers Show, talks with Martin Fridson, Chief Investment Officer at Lehmann Livian Fridson Advisors, about how to build a sound understanding of high yield investing, best practices, and how to think about investing amid the corona virus pandemic. Fridson and Goodman discuss whether further market downturns are likely, the importance of diversification and investing in funds rather than individual portfolios.
What is financial wellness and what does it have to do with work? Is it really the business of employers to try and raise the financial I.Q. of their employees? What does an employer financial wellness program look like? What's in it for employers? Jordan Goodman, host of The Money Answers Show, talks with John Hoffmire, thought leader and Board member of PFEEF, about why it's so critical to offer financial wellness programs in the workplace, adapting to meet differing employee needs, and open book management. Hoffmire and Goodman also discuss how Corona virus is affecting the workplace, the switch to working from home, and what the near future may look like as a result.
How bad could the economy - and personal realities - get in the current Covid-19 crisis? What should you be doing with your money right now? Is it appropriate to try and time the market? What's the smartest way to invest in a bear market? What lessons can taken from steady market times and applied to volatile market times? Can an average investor survive in volatile markets or is it best to leave it to professionals? What is a minimal investing approach and how could that work for an investor? What's the difference between investing and speculating? Jordan Goodman, host of The Money Answers Show, talks with Adam Fortuna about investing in the time of Corona virus, finacial minimalism, financial independence, and Adam's work helping beginner investors make sense of money.
How do you make great money from real estate investing? What does automation look like in real estate investing and what can it do for a your business? Are short sales coming back? What's the current market for flipping look like? How can you set your business apart from others? How can you build a business that serves you? Jordan Goodman, host of The Money Answers Show, talks with Jason Roberts and Rachel Schneider about real estate investing, their business REI Blueprint, their perspective on what can make the difference between a viable real estate investing business and a thriving one, and marketing strategies they think almost every real estate investor would benefit from.
Are you one of the many whose eyes glaze over when it comes to learning financial skills? Do you struggle to 'get it' or maintain an interest beyond the basics? Could you have a different learning style? Jordan Goodman talks with Tina Hay, author of 'Napkin Finance' about how and why so many people feel left out when it comes to being truly financial literate, Tina's struggle while studying at Harvard, and the ingenius visual method she uses to both learn and share financial information. Hays and Goodman discuss which areas of finance most people need help with, why visual learning can be so powerful, how most people learn financial skills and tax tips for 2019 filing.
Is your retirement secure? Have there ever been so many threats to a secure retirement as there currently are? What should everyone know about the Secure Act? How can retirees protect themselves from scams, frauds and financial abuse? What's the best way to avoid having your social security benefits stolen? How can grandchildren ruin retirement? Jordan Goodman, Host of The Money Answers Show, talks with Bob Carlson, editor of Retirement Watch, about what goes into creating and maintaining a secure and healthy retirement. Goodman and Carlson discuss at what point a retirement plan is likely to be most stressed, the most important retirement question most people get wrong, mistakes people make that upend retirement plans, and how to plan for and manage medical expenses.
What is safe investing? Can investors really limit exposure to market swings while pursuing high yields? What kind of yields can safe investments produce? What makes an investment safe? How well is a safe investing approach working in today’s market? Mike Larson, Senior Analyst at Weiss Ratings, joins host Jordan Goodman to talk about investing, the market, precious metals and more. Larson and Goodman discuss investing lessons from past market performance, investing during uncertain times, and what Larson sees happening in the market both long and short term.
What happens to overall income when wages don't increase? Why do the majority of workers express confidence in the job market? What kind of workers ARE seeing wage and salary increases? Host Jordan Goodman talks with Jeff Socha, Founding Partner at Ark Financial Group, about worker income, the economy and what people can do to maximize income when wages are stale in the first half of today's program. In the second half, Goodman talks with Arwen Becker, owner of Becker Retirement Group, and why it's so critical for women to build and have their own financial power. Becker and Goodman discuss why women yield financial control to others, why the financial industry fails to connect in meaningful ways with women, and what women can do to ensure financial security for themselves throughout their lives, including following the death of a partner.
Why is gold such a hot investment lately? How can we expect gold to perform over the next 5 - 10 years? Why is gold performing so well over the globe? What role does the trade imbalance between the U.S. and China have to do with the spike in gold values? David McAlvany, CEO of McAlvaney Financial Companies and his newest venture, Vaulted, talks with Jordan Goodman about gold, national and international economies, and why Vaulted offers investors a new way to better manage precious metals portfolios. The second half of the show features Sam McElroy, Co-Founder and Managing Member of @financial and @financial Investments. McElroy and Goodman discuss why we should all be concerned about the increasing level of debt held by Americans despite rising FICO scores. McElroy talks about why debt can be one of the greatest destroyers of wealth, how spending power can be significantly undermined by interest paid on debt, and why Americans need to face the reality of how debt accumulates.
What gives you the best chance of making a good investment? What is a good investment? Which of the two paths to a return on investment offers investors the best chance of coming out ahead - capital gains or dividends? Does it matter whether you're a speculator or an investor? What's the best way for a non-professional investor to identify what to invest in for maximum returns? Kelley Wright, Managing Editor of Investment Quality Trends newsletter and author of 'Dividends Still Don't Lie', talks with Host Jordan Goodman to talk about why dividend investing can yield the higher returns with lower risks that investors crave. Goodman and Wright discuss how to identify which stocks offer a good value, how to filter the market to find what you're looking for, and how to evaluate the timing behind buying, holding and selling.
Is there a way to earn money while holding precious metals? Why do people invest in gold and silver if all they do is hold it while paying storage fees? What’s the difference between investing and speculating when it comes to precious metals? Why should an investor hold gold? Host Jordan Goodman talks with Keith Weiner of Monetary Metals about the opportunity gold and silver owners have to monetize their gold and earn a return on it. Precious metal owners can store their gold or silver with Monetary Metals at no cost, saving traditional storage costs, and earn an interest through a very unique leasing approach to the normal supply and demand of the precious metals marketplace.
Tired of outrageous healthcare costs? Feeling trapped by spiraling insurance and provider charges? Wondering what, if anything, you can do to get your healthcare related costs into balance? Or do you worry about what you will do if a healthcare related financial crisis hits your household? Wondering how to approach budgeting for healthcare in retirement? Scott Heiser, author of 'Healthcare Is Making Me Sick', talks with Host Jordan Goodman about ways consumers can fight back against healthcare related costs and dramatically reduce expenses.Learn how to make the most of the health care that you have, what to do in medical financial crisis, and basic strategies for keeping costs under control.
What's kept you from learning how to invest? Is it lack of skills, fear, or no interest? Danielle Town, author of 'Invested' and daughter of value investing authority Phil Town, talks with Host Jordan Goodman about how and why she went from avoiding investing to building the skills and knowledge to take control of her financial life and gain financial freedom. Goodman and Town discuss what value investing is, the difference between gambling and investing, what Warren Buffet-style investing is, and how anyone can create the right environment to find success with investing.
Wondering what 2020 will be like for investors? Host Jordan Goodman talks with David Moadel from Portfolio Wealth Global about trends, expectations, what to look for and what to avoid. Moadel and Goodman discuss the 2020 outlook for investors in both the gold and silver market and the large cap stock market and whether now is the time to invest in cannabis stocks. Goodman and Moadel talk about building income through dividend stocks or covered call writing, ways to protect your portfolio, and end with talking about investing in an election year.
What do you need to know to start the new decade? Host Jordan Goodman is joined by 5 guests on this All Star episode. Natalie Pace talks about asset bubbles, knowing your bottom line, monetizing housing, consumer debt, and cutting the cost of college in half. Linda Goldberg talks with Jordan about buying a car, buying a new or used car or leasing, financing options and powering cars of the future. Paul Moore talks about acquiring recession-resistant assets, how to invest rather than speculate and how real estate investors can still get great deals. Tosha Silver talks about cleaning up and clearing out unneeded and unwanted baggage so you can move into the new decade ready to receive. Bill Westrom talks with Jordan about making your mortgage and your banking practices work for you, what Credit Line Banking really is and the power it gives consumers when correctly used, especially for paying off their mortgage in 5-7 years without making larger or more frequent payments.
Must you deny yourself a certain quality of life now to be able to save enough for a good retirement? Why do so many of us find retirement planning to be overwhelming? Is there a system that allows you to maintain and advance your standard of living while saving for a dream retirement? What role does your personal vision play in planning for retirement? Host Jordan Goodman talks with Randy Carver, author of 'Ultimate Vacation: The Definitive Guide To Living Well Today And Retiring Well Tomorrow' about changing how you envision your retirement may be key to making the retirement of your dreams actually happen. Carver and Goodman discuss how fear causes people to put off important decisions, why retirement planning is so much more than just numbers, and how simple budgeting can prove to be magical for long term planning.
Have you thought of your life in terms of a business plan? What would be the main points of a business plan for life and why is it a good idea? How come so many live without a plan that includes financial planning? How does having a plan that includes taxes, cash flow, investments and retirement affect the outcome you get? Jordan Goodman talks with Michelle Bertram, co-author of 'Creating Your Dream Retirement' about how and why having a sound plan makes such a great difference in the outcomes you achieve. Bertram and Goodman discuss how retirement planning is really life planning, how the ramifications of planning affect day to day reality, and why paying attention to all four quadrants of your business plan for life is so powerful.
How does your relationship with money affect you? Are you an over spender or an under spender? Does thinking about money or lack of money cause anxiety? What's a normal relationship with money anyway? And how do unconscious beliefs about money affect us? How are we conditioned to evaluate someone's worth in terms of wealth from an early age and why do we still do it? Jordan Goodman, host of The Money Answers Show, talks with Leisa Peterson about how and why we've got the relationship with money that we do and how we can transform it. Peterson, host of the 'Art of Abundance' podcast and author of 'The Mindful Millionaire' to be released in June 2020, explains how money has a spiritual aspect, things people can do to transform their relationship with money and the one exercise everyone would benefit from adding to their daily routines.
What are covered calls and what role do they play in stock market investing? Are covered calls really meant for only investors and traders with advanced skills or can anyone learn to profit from them? What kinds of returns can be expected from covered calls and what are the costs associated with them? Is there a minimum amount an investor should have to get started? Jordan Goodman, host of The Money Answers Show, talks with Dr Alan Ellman about options, covered calls, and expectations and performance. Ellman and Goodman discuss how average investors can approach covered options, picking a stock, and chosing which option to sell.
What is wealth? Is wealth solely money? What does it mean to create wealth and how does someone do that? What roles do money, time and influence play when it comes to wealth? What's the process for getting out of debt, making more money, and creating lasting money?Jordan Goodman, host of The Money Answers Show, talks with entrepreneur and marketing expert Dustin Mathews about personal finance, education, and Mathew's newest enterprise, WealthFit. Mathews and Goodman discuss why education is essential for moving towards wealth, why WealthFit can be compared to Netflix or YouTube for personal education, and how listeners can change their relationship and experience with money into something positive and powerful.
What do people mean when they call something a cash flow machine? What's the relationship between cash flow and early retirement? Do you have to invest in built-out real estate to create cash flow? Jordan Goodman, host of The Money Answers Show, talks with Jack Bosch in the first half of the s how about the power of land investing to create substantial passive income and what the true power of that really is. In the second half, Goodman talks with Jason Yarusi about investing in apartments and why apartment investing is the most secure type of real estate investing. Yarusi and Goodman discuss the advantages of multifamily investing, such as tax breaks, cash flow, appreciation, and debt paydown. Yarusi explains why multi family is favored by both debt and equity investors, why this type of real estate investing is particularly strong when it comes to being an inflation hedge, and how any level of real estate investor can get started in multi family.
What's the best investment focus for anyone approaching or in retirement? How can anyone on a fixed income weather market dips or crashes? Will investors always come out ahead over time? How important is passive income when planning a retirement strategy? What's the balance between investing for growth vs income? Host Jordan Goodman welcomes back David Scranton to talk about Scranton's newest book, The Retirement Income Stor-E!: The Story Behind the Launch of the Retirement Income Store, LLC and what Scranton believes all investors should be aware of as they age.
Can you really earn high yields from dividend paying stocks? What is a good high yield? How can an average investor understand whether a high yield stock is trustworthy or if there is something going on to inflate yields? What role do high yield dividend paying stocks play in the average investor's portfolio? What about for those who are retired or about to retire? What's the best way to track high yield assets? Where do high yield assets fall in an overall investment strategy? Jordan Goodman, host of The Money Answers Show, talks with Bryan Perry of Bryan Perry Investing. Perry and Goodman discuss why retirees in particular should be exporing high yield investments to make their nest eggs last as long as needed, why investors need to be aware of what the junk bond market is doing, and some top picks for high yield from dividend paying stocks to consider investing in.
What happens when someone grows up with constricted finances and then hits it big? What are the lessons that become evident when you witness people losing their jobs and assets in a recession? What are the BIG lessons that many young Americans could really benefit from learning and why does it seem they don't want to learn them? Jordan Goodman, host of The Money Answers Show, talks with Adam 'Sos' Sosnick, a money couch for Young Americans, about his unique history growing up with very limited resources, his big break almost making it in sports, key lessons from the 2008 recession, and why he's on a mission to teach the value of saving and investing.
How can investors successfully navigate financial uncertainty and upheaval in the markets? Is there a strategy to ensure you'll do more than financially survive? What does a financial moat look like and why should everyone have one? What are action steps to take to build your financial independence? What's going on with crypto and blockchain currencies? Did blockchain currencies prices build out too fast? What's the future for blockchain currencies? Jordan Goodman, host of The Money Answers Show, talks with investor and analyst Kenneth Ameduri about building financial stability amid uncertainty, about crypto and blockchain, and about Ameduri's insights into the role of artificial intelligence in the next few years.
What's the purpose of the trade war with China? Does Trump have a'bigger picture' goal? What's going on with the European economy and how will that play out going forward? What are the hot investments right now? What's going on with gold and precious metals? Is the BitCoin era over? Should people be investing in the stock market right now or avoiding it? Jordan Goodman, host of The Money Answers Show, talks with Lior Gantz, founder of The Wealth Research Group, about the market, both domestic and international, and what Gantz sees as key indicators and calls to action as well as the future of the United States as a world power.
Which direction is the U.S. economy headed in? Will the market continue to rise and if so, for how long and how much? Or are we headed for a depression? What are the market indicators to watch? What is the market performance of stocks, bonds, and oil telling us? Jordan Goodman talks with Jay Hatfield, founder and CEO at InfraCap, about market trends and about the ETFs InfraCap manages. In the second half of the show Goodman talks with Alpesh Pamar about getting started with real estate investing. Parmar, a real estate investor with over 100 units in the United States and other real estate investments internationally, is the host of the Wealth Matters podcast. Parmar and Goodman talk about getting involved in real estate to build passive income, some of the different ways to get involved and why tax ramifications are critical in determining profitability for real estate investment.
What's the difference between how the wealthy invest and how average wealth people invest? Which came first - the different approach or the wealth? What are alternative investments and why should you know about them? What is a professional investor vs a retail investor? Jordan Goodman, host of The Money Answers Show, talks with venture capitalist and hedge fund manager Joel Block about investing styles, building wealth, using capital as a tool and the value of capital in our society.
What if what you've learned about investing is.... not correct? What happens to your financial security if the market does not come back? Is it really safe to sit back and let the market do its thing? You can let your financial advisor do the work - that's what they do - right? True or false that trends are for the trendy and not critical for investing? Jordan Goodman, host of the Money Answers Show, talks wtih Michelle Schneider about how to cut to the heart of investing wisdom by focusing on phases. Schneider, the author of 'Plant Your Money Tree: A Guide to Growing Your Wealth' explains her focus on phases and how evaluating investments in terms of phases is actually fairly simple, fast, and easy. Schneider and Goodman discuss the importance of watching trends and how to respond if someone gives you a hot tip requiring a fast response.
Does investing in long-distance real estate make sense? How do you chose the best markets and neighborhoods? How can you decide what properties are more likely to be successful? Can you make money from a property that's just breaking even? Isn't the best real estate investment one that you actively manage? Jordan Goodman talk with Marco Santarelli, host of 'Passive Real Estate Investing' podcast and founder of Norada Real Estate Investments, about the essentials for successful long distance real estate investments. In the second half of the show Goodman talks with Garrett Sutton, author of “Loopholes of Real Estate: Secrets of Successful Real Estate Investing about important loophole strategies that every real estate investor should be aware of. Goodman and Sutton discuss the financial, tax and legal advantages of investing in real estate as a passive-income earner, how to maximize profit because of effectively using those loopholes, and when to open and close those loopholes.
What enables some people to save while others continually come up empty handed when it is time to stash funds away? Can anyone manage to save money or does it require special skills or lack of emergencies? Whats the relationship between mindset and achieving your goals? What role does saving have to do with building financial independence? How can side projects or side hustles help you achieve your goals exponentially faster? And how can something like the $1000 Dollar Project turn saving into a highly motivated reality?
Could your brain be coming between you and prosperity? Is it possible to rewire your brain and have wealth be the result? What is the relationship between how you behave and respond and how well you do in pursuit of financial independence? What role does our personal money story play in our lives and can we change it? Jordan Goodman, host of The Money Answers Show, talks with David Krueger, M.D. about his newest book, Your New Money Story. Krueger and Goodman discuss the newest insights into behavior around money with practical applications people can bring to their every day life and about how understanding our relationship with money can allow us to make dramatic changes for the better.
Has saving for retirement become passe? What happens to you in your older years if you stop building your nest egg? Why would anyone even consider stopping saving and what would they do instead? Jordan Goodman, host of The Money Answers Show, talks with author and investor Daniel Ameduri about his newest book, 'Don't Save For Retirement'. Ameduri and Goodman discuss how to truly build financial independence and why passive income versus investing makes so much sense. Goodman and Ameduri talk about how ending the crushing debt cycle, building passive income, investing differently, and moving away from outdated financial thinking patterns can translate into financial independence instead of traditional retirement.
How do you feel about your money? Are you stuck in a cycle of fear, scarcity and competition? Does your relationship serve you well? Host Jordan Goodman talks with Tosha Silver, author and spiritual guide, in this very different episode of The Money Answers Show. Goodman and Silver discuss abundance and how to welcome abundance into your life, how you can discover a new sense of freedom and how to move beyond fear and worry when it comes to money. Silver explains both why and how letting the divine in can transform your relationship with money.
Is the market weakening? Have we entered a gold bull market? What's going on with bonds? Are we in a bubble and if yes, what's contributing to that? How does the bubble compare to 2000 or even 2008? Jordan Goodman, host of the Money Answers Show, talks with reknowned stock picker and finance commentator Natalie Pace about marijuana, bonds, market, and more in the first half of the show.
The second half of the show focuses on crypto and especially Libra, Facebook's new crypto currency, as Goodman talks with Kirill Bensonoff. Bensonoff, a fintech and crypto innovator, about the potential for crypto to disrupt current financial systems and crypto implications for society as a whole. Bensonoff and Goodman talk about Libra and how Libra is likely to change both how people use crypto and how it's regulated.
Do your financial plans take flourishing as you age into account? How will your habits enable your health and longevity? What is the future of longevity and exactly how long are we going to live? What's the secret to managing your money so that it's enough? What about the new gig economy - can older people find work? And how can you reasonably afford long term care? Jordan Goodman talks with Emmy Award winner Adriane Berg about aging, longevity and personal finance. Berg, host of Generation Bold, advocates for engaged living as we age, including habits and strategies for aging well physically, emotionally, and financially.
What separates those who become self-made millionaires from those who don't? Clearly something more than being able to make and save money is involved! What's the role of risk tasking in amassing your own personal fortune? Can anyone become a self-made millionaire? What are common roadblocks in the path of building your million and what are the go-rounds to surmount them? Jordan Goodman, host of The Money Answers Show, talks with Ann Marie Sabbath, author of 'What Self-Made Millionaires Do That Most People Don't' about the roles that learning, attitude, goal setting, and money strategies play in achieving financial independence and building your million dollar nest egg.
Wondering how the work from anywhere trend really plays out? Can you actually make good money or is it trading one grind for another? Jordan Goodman talks with Caitlin Pyle, founder of 'Proofread Anywhere' and 'Work At Home School' about her journey to becoming a self-made millionaire. During their interview Goodman and Pyle discuss the impact that a work anywhere job can have, the importance of building strong skills, different steps to help grow your work at home business, the importance of an email list, why having a strong team is critically important, and why work at home or work from anywhere is such a hot trend.
Are you one of the millions tired of working a job that feels like a grind? Longing for more control over your life? Or could you just need a few more bucks in your income stream? Jordan Goodman, host of The Money Answers Show, talks with Nick Loper, found of Side Hustle Nation, about the new gig economy, why so many people are doing it and exactly what a side hustle is. Loper talks with Goodman about how he got started, what he's learned through interviewing over 300 side hustle entrepreneurs on his podcast, 'the Side Hustle Show,' and shares some fun and crazy examples of what side hustles can look like.
Are you on track for a secure and successful retirement? What are the key points you need to take into account? Is retirement planning more than talk about money? What are the 'four horsement of the retirement apocalypse?' What mistakes should you avoid? How do you prepare your heirs and when do you start? What are some concerns unique to women? Host Jordan Goodman talks with financial expert Larry Swedroe about Swedroe's newest book, 'Your Complete Guide to a Secure and Successful Retirement' in this episode of The Money Answers Show. Swedroe and Goodman discuss investments, the current focus on income generation and dividends, tax strategies and much more.
Can your habits be affecting your financial state? Absolutely yes says Tom Corley, author of the Rich Habits book series. Corley talks with Host Jordan Goodman about how certain habits are the foundation for building wealth and what habits you should absolutely avoid. Goodman and Corley talk about how habits are formed, mistakes the rich never make, the importance of having a vision of where you want to go, and first steps to take to create rich habits.
How can you find the very best investment opportunities in real estate? What about buying notes? What are notes and how do you find them? What are the risks and the opportunities involved with buying real estate notes? Jordan Goodman talks with Scott Carson, founder and CEO of We Buy Notes, about the unique investment opportunity that note buying offers in the first half of today's show. In the second half Goodman talks with Seth Williams, real estate investor and guru, about his experience with real estate investing and his top tips to help investors be successful. Williams, found of RETipster, talks with Goodman about the adaptability of real estate investing to fit the needs of each unique investor, how to identify and pursue the right things and how to prioritize your goals to find success.
Can you truly save enough to become wealthy? What about early retirement? What is the relationship between money and time? Which is better for happiness - money or time? What is money? How much money do you need for the rest of your life and how do you get that? What is the new retirement goal and how does it differ from what we were led to expect? Jordan Goodman, host of The Money Answers Show, talks with Grant Sabatier. Sabatier, author of 'Financial Freedom' and host of Millennial Money, shares his experiences and insights about saving 1 million dollars by age 30, his new book, and his insights into building financial freedom. Sabatier and Goodman discuss different kinds of investments, the importance of side hustles, financial independence and a new vision for retirement.
Are you ready to take control of your financial life? Do you have a plan? What are the critical things to track and understand in order to know both your current financial situation and your likely financial future? What do you need to know to make informed financial decisions? Tony Steuer, author of 'Get Ready! A Step-by-Step Planner for Maintaining Your Financial First Aid Kit', talks with Jordan Goodman about the best ways to make clear, purposeful, well-informed financial decisions.
Is successful investing all about making the right investment choice or is there more involved? What happens when investors take time to consider risk? Can you increase your odds of achieving your goals by factoring in risk? What are some guiding principals to use when looking at risk? Allison Schrager, author of 'An Economist Walks Into a Brothel', talks with Jordan Goodman about her new book, about risk, about investing, and about how risk assessment is used in almost every decision we make, from big to small. Shrager's examples of risk management used in legal prostitution help shine light and humor on risk management in business and finance.
Wondering what the most common mistakes in real estate investing are and how to avoid them? What are daily habits that have led to success for established real estate investors? What are some of the big mistakes other investors have made and how did they bounce back? What can you learn from other real estate investors' experiences? Jordan Goodman, host of The Money Answers Show, talks with Zach Beach about his new book, 'New Rules of Real Estate' and about Beach's experience being part of the Prefontaine family of real estate pros.
What should you do if you know your kid will need to take out student loans for college? Can the cost of college be tamed? Are student loans all the same? What strategies can you use to help lower out-of-pocket costs? Is it really worth pursuing scholarships? Are students and families doomed to incur massive debt? Jordan Goodman talks with Brad Baldridge, certified financial planner and college funding consultant, about how to approach paying for college. There's a lot more to pay attention to than filling out FAFSA forms and applying for loans!
Was the banking and financial crisis of 2007-2008 a one-time event? Are adequate regulations in place to protect the economy from similar crisis? Jordan Goodman talks with author and international financial regulatory expert Dr Oonagh McDonald about her insights and recommendations for the security of the financial services industry and holding bankers accountable.
Jordan talks with Ashley Micciche in the second half of the program about how business owners should plan to exit their businesses with financial security. Micciche and Goodman talk about tangible steps business owners should implement to increase business value, a timeline for exit planning, how to cope with family dynamics, and what to expect throughout the exit planning process.
Do you struggle to make good decisions about your money? Do you find managing your money anything but easy? Or did you start out with a solid plan and then lose your way? Jordan Goodman, Host of The Money Answers Show, talks with Peter Lazaroff, author of 'Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever.' Lazaroff and Goodman talk about investing, the biggest investing mistakes people often make, buying a home, and when its time to work with a financial advisor.
What is financial infidelity? How does financial infidelity affect a marriage? Why do couples fight about money? What happens if you have opposing financial styles? Can this relationship flourish? Jordan Goodman talks with Neale Godfrey, NYT Best Selling Author, speaker, leader and financial authority, about the dynamics of financial management within relationships, where typical conflicts arise and what people can do to survive and thrive.
What makes a side hustle profitable? Are there start-up fundamentals that can lead to making money from something other than your 'real' job? Can you truly afford to not build your own safety net when it comes to income streams? Jordan Goodman talks with Tony Whatley, author and entrepreneur, about his experience building and selling his side hustle for millions after five years. Whatley and Goodman discuss the critical elements of setting up a hobby or side hustle for success and strategies for building a secondary income stream.
Are you financially literate? What exactly is financial literacy and when does someone reach that point? Is there a relationship between how much you know about how money and finance work and how your financial reality plays out? Can you change your financial status just by improving your understanding of money? Jordan Goodman talks with Valentino Sabuco, Executive Director of The Financial Awareness Foundation, about the massive problem of financial illiteracy and its ramifications. Sabuco and Goodman discuss the importance of estate and gift planning and why its crucial for everyone, not only the rich,what financial knowledge is and steps anyone can take to improve their personal financial skills.
How truly secure are your real estate investments? Where are savvy investors putting their money to get the largest returns? What's the relationship between real estate investing and multi-generational wealth? Are there hidden tax savings for real estate investors? Should investors be focused solely on profits? Jordan Goodman, host of The Money Answers Show, talks with Paul Moore about real estate investing trends, wealth building, focus, and more. Moore and Goodman discuss why Moore left multi family real estate syndication investing in favor of real estate investment funds, Moore's commitment to ending human trafficking, and Moore's forthcoming book on self storage investing.
When is a good time to buy? Should investors be bullish in every economoc situation? What's the relationship between retirement and investing? Does retirement age mean people need to pull completely out from the market? Jordan Goodman, America's Money Answers Man, talks with Eddie Ghabour about investing, risk management, life planning and retirement in the first half of this Money Answers Show. Ghabour is the author of 'Common-Sense Bull: The Keys to The Good Life Before and During Retirement.'
Is the IRS spying on you? What exactly does the IRS do with the river of data they've collected about you? What gives the IRS the right to collect all this information and who granted that authority? What are your rights when it comes to what the IRS knows about you? Jordan Goodman talks with Daniel Pilla, an expert in IRS procedure and advocate of citizen rights in the second half of today's show. Pilla and Goodman also discuss how to respond to lower tax refunds this season.
What should new college grads do - pay off student loan debts or invest? Is there a way to build wealth if you're drowning in student debt? Isn't all debt debt - or is there a difference between student loan debt and credit card debt? What role do ethics play when figuring out how to plan your life once burdened with debt? What's the one behavioral change that could help a young person build wealth? Jordan Goodman, America's Money Answers Man, talks with Michael C Taylor about student loan debt, college graduates, and building a life that enables the creation of wealth. Taylor is the author of 'The Financial Rules for New College Graduates: Invest Before Paying Off Debt and Other Rules Your Professors Didn't Teach You.'
Do you have to penny pinch to even dream of early retirement? What is the 'FIRE' movement and why does it matter? How does planning for early retirement look different than traditional retirement planning? What's the first step in planning for early retirement? Jordan Goodman, host of The Money Answers Show, talks with Tanja Hester about how and why she retired at the age of 38and her book, 'Work Optional: Retire Early The Non-Penny Pincher Way.' Hester and Goodman discuss why the best retirement plans come from the heart and the role of a purpose driven life in long-range planning.
What role does value investing play in today's economy? What market sector makes sense to pay attention to right now? What is a value trap and how do you avoid them? What's the best investment tool of all? Jordan Goodman, America's Money Answers Man, talks with James Berman about value investing, investing and investments, the relationship between risk and reward, Bitcoin, the role of artifical intelligence and investing and more. Berman, the author of 'Lessons from the Lemonade Stand: A Common Sense Primer on Investing,' brings his insights and experience as the founder of JB Global, an investment advisory firm to the interview.
What happens when peer-to-peer lending encroaches on traditional lending territory? How is peer-to-peer lending changing who borrows money and what they borrow for? How does the United States compare to Australia and New Zealand when it comes to FinTech? What's the state of personal finance in New Zealand? Jordan Goodman with Neil Roberts, Founder and Joint CEO of Harmoney, an innovative and fast growing peer-to-peer lending marketplace serving Australasia, in the first half of the show. During the second half, Host Jordan Goodman, America's Money Answers Man, chats with Ola Dantis. Dantis and Goodman discuss multi-family real estate investing, who should invest, what investing can offer and the difference between active and passive real estate investing.
Is Wall Street a scam? Who actually benefits from Wall Street? If Wall Street style investing no longer helps build solid financial gains, what does? Is there a way to come out financially ahead regardless of dynamic economic swings and rapid changes in technology? Jordan Goodman talks with Patrick Donahoe, president and CEO of Paradigm Life and PL Wealth Advisors, about his book, Heads I Win, Tails You Lose, about Donahoe's insights and experience into finding new ways to build wealth, and strategies that help achieve financial freedom. Donahoe and Goodman discuss what an infinite banking concept is, perpetual wealth strategy, and what financial freedom really is.
Is there a better way to buy a car? How do you decide what vehicle will best serve your needs? What's the difference between buying and leasing and how do you decide what's the best route for you? What about electric and autonomous vehicles? What's the difference between a Buyer's Agent versus a Broker? Jordan Goodman interviews Linda Goldberg, president of the CarQ car buying service, on how consumers can get the best deal when buying a new or used car. Linda has bought thousands of cars for consumers and gotten them the best deal by using her negotiating expertise. In this interview, she reveals some of the most common tricks and traps that car dealers use to get consumers to pay more than they have to when buying, financing or leasing a car. Jordan is an affiliate of CarQ. As a personal finance expert, Jordan recognizes quality solutions, forming affiliate relationships to help improve people's financial lives.
Do banks really look out for your best interests? Is it possible to fire your banker and become your own stream of financing? Could 'banking on yourself' help you build wealth and stability? How can regular people create wealth in sane, predictable ways? Jordan Goodman, host of The Money Answers Show, talks with financial planner and best selling author Mark Willis about banking, investing, growing wealth, debt, and more. Willis and Goodman discuss how to save and pay for college, sane financial milestones, and how debt can become a powerful asset.
Are there investment opportunities in real estate for value-based investors? What's the single most impactful area for values-based investing? Can investing choices help address the affordable housing crisis? Host Jordan Goodman talks with Eddie Lorin, founder of Strategic Realty Holdings, about
Jack Roberts talks with Jordan Goodman in the second half of the show about what's happening in the market, Robert's predictions for Apple's future, the future of tech as an investment, the economy and more. Roberts, a trader at Simpler Trading, offers his insights into how investors can protect themselves and where he feels the market is headed.
Jack Roberts talks with Jordan Goodman in the second half of the show about what's happening in the market, Robert's predictions for Apple's future, the future of tech as an investment, the economy and more. Roberts, a trader at Simpler Trading, offers his insights into how investors can protect themselves and where he feels the market is headed.
What's the secret to getting a credit score of 800 or higher? Have you wondered about the relationship between a business credit score and business funding? When is it the right time to use business funding to grow your business to the next level? How can great credit help create financial freedom? Jordan Goodman, America's Money Answers Man, talks with Carl Scaramuzza, known as Credit Carl, in the first portion of today's show. In the second half, Jordan talks with John Lanza about helping kids learn strong personal finance skills. Lanza, author of The Art of Allowance: A Short, Practical Guide to Raising Money-Smart, Money-Empowered Kids plus the highly acclaimed Money Mammals book series, talks with Goodman about how critical it is for parents to help kids master critical personal finance skills from a young age. Goodman and Lanza discuss what allowances should and should not be, helping kids resist consumerism, avoiding raising spoiled kids and much more.
Can you really work smarter not harder? Is it possible to turn $10 into $1000? What role does leveraging play in building wealth? Can the power of leveraging allow you to retire decades earlier than expected? How can you maximize your financial results? Host Jordan Goodman talks with financial investor, advisor and coach Todd Tressider about Tressider's newest book, 'the Leverage Equation: How To Work Less, Make More, and Cut 30 Years Off Of Your Retirement Plan'. Goodman and Tressider discuss why Tressider believes that leveraging is such a critical key to making money grow and why more people should pay attention to the types of leverage and the principals behind them.
Investing in marijuana is a hot! Recent big changes in how marijuana is viewed, socially, legally and commercially, translates to a good time to evaluate whether investing in marijuana makes sense for you. Jordan Goodman talks with David Moadel, Chief Analyst and Opportunity Researcher for Portfolio Wealth Global, about the realities of marijuana investing. Moadel and Goodman also discuss international valuation of the US dollar, wealth inequality, the future of commodities in the market, and more.
The Money Answers Show explores the field of life settlements which allows people who own life insurance policies they can’t afford or don’t need any more to sell those policies for thousands, or sometimes even hundreds of thousands of dollars to institutions such as hedge funds. Jordan Goodman interviews Oleg Eydelman, vice president at Life Settlements, Inc. about when it makes sense to sell your life insurance policy and how the process works.
Is there a better way to invest that removes human emotions from the decision making process? Can investors unlock more predictable outcomes? Do systematic strategies perform better or worse? Jordan Goodman talks with Tim Fortier, founder and managing director of Portfolio Cafe, in the first half of the show about Fortier's experience and insights into using rules-based models for investing and how everyday investors can benefit. During the second half of the show Goodman talks with Terry White, president and CEO of Sunwest Trust, about the realities of self-driected IRAs. White and Goodman discuss the strengths and weaknesses of self-directed IRAs, who benefits the most from them, and some of the pitfalls that can occur with self-directed IRAs.
Are you financially happy? What would being financially happy mean to you or even look like? Must financial happiness require wealth? Is the road to financial happiness complicated or technical? How does one go about achieving financial happiness? Jordan Goodman talks with Jonathan Clements, former personal finance columnist for the Wall Street Journal, about Clements newest book, From Here To Financial Happiness, and Clements' insights into personal finance and some simple things people can do to be happier with their financial realities. Clements and Goodman discuss what financial happiness is, why Clements wrote his newest book in a workbook-like format, and how to cope with rocky financial markets.
What's holding you back from real estate investing? Is it expertise? Or capital? Have you tried real estate but didn't get the results you were looking for? Jordan Goodman, host of The Money Answers Show, talks with Mitch Stephen about Mitch's personal experience in real estate investing, his successes, and his current focus on teaching real estate investing. Stephen, author of 'My Life & 1000 Houses' and 'The Art of Owner Financing,' explains why he's involved with real estate education after achieving financial independence. Stephen and Goodman talk about the importance of coaching /mentoring and what successful students have in common.
Should we trust artificial intelligence? What are some of the differences between how humans and artificial intelligence approach situations and how does that apply to real life situations? What about AI and finance, like robo investing and high frequency trading? Jordan Goodman interviews Gary Smith about Gary's new book, The AI Delusion, and Gary's understanding and thoughts about the reality of artificial intelligence in everyday life.
Have you planned to enable a rich life for yourself? What are the critical elements of a rich life? Is a rich life all about money? Can you achieve an exciting, rich life while earning an ordinary income? What are some of the keys to success in life and in retirement? Host Jordan Goodman, America's Money Answers Man, talks with Beau Henderson, CEO of RichLife Advisors and author of several popular books, about money, financial planning, retirement and what setting out to achieve a rich life entrails. Henerson and Goodman discuss finding balance, the role of coaching in retirement planning, and why the current template for retirment planning is outdated.
Interested in getting started investing in real estate but unsure where or how to begin? Holding back on getting started due to not enough money? Wondering if real estate investing makes sense for you? Host Jordan Goodman talks with Reed Goossens about how and why Reed switched from a career in civil / structural engineering to real estate investing. Goossens and Goodman discuss what makes investing in real estate for cash flow so different in the U.S.A. from Goossen's native Australia and the take aways Goossen learned from working in both countries.
What kind of real estate investing generates the most cash flow? What kind of real estate investing has less competition? Is it wise to buy property sight unseen, solely on the numbers? What is the most sound way to evaluate the return on investment real estate? What about investing in small apartments? Jordan Goodman, America's Money Answers Man, walks with small apartment investing guru Lance Edwards about Edwards' personal experience getting started with small apartments and how that experience led to early retirement, wealth, and teaching others to do the same. Goodman and Edwards discuss what makes small apartment investing so feasible as a less than part-time activity and why newcomers can succeed.
Who actually buys real estate for pennies on the dollar? Is that a fluke or repeatable? What is real estate day trading? How critical is the art of negotiation to landing fantastic real estate investments? What is the best advice for a newbie yet to make their first real estate investment? Jordan Goodman, Host of The Money Answers Show, interviews Larry Goins, real estate investor and coach, about the art of investing in real estate. Goins and Goodman discuss how Goins got started in real estate, Goins successes in different areas of real estate investing, and what Goins focuses on now in the real estate investing arena.
Where are you in your financial plans? Does financial planning keep getting pushed off to another day? Unsure of who to trust or how to get started? Wondering how to prepare for retirement and if retirement will even be possible? Darryl Lyons joins Host Jordan Goodman to talk about his newest book, '18 to 80: A Simple and Practical Guide to Money And Retirement For All Ages.' Lyons and Goodman discuss why retirement planning is so hard for so many, how not to work yourself to death what money challenges are unique to the middle classand 5 money behaviors mistakes to recognize. Goodman and Lyons also talk about small business owners and common financial mistakes and how to prepare for retirement as an entrepreneur.
Familiar with alternative investments? Curious about the relationship between risk and yield? Ready to diversify your holdings and move out of traditional markets? Wondering how to tell when and alternative investment is well structured? Michael Weisz, President and Co-Founder of Yield Street, a technology platform connecting accredited investors and deserving borrowers, talks with Host Jordan Goodman about the growing field of alternative investing, the new asset class of Marine Finance, how alternatives perform during economic downturns, how Yield Street works to mitigate risk and much more.
Consumer debt - debt caused by purchasing or paying for things - is the cause of tremendous hardship! Once overwhelmed by debt, what choice do consumers really have? Does consumer debt doom people to running from debt collectors, paying higher interest and losing job opportunities due to bad credit scores? And what affect will rising interest rates have on an already stretched-to-the-limits consumer debt scenario? Host Jordan Goodman talks with consumer debt expert Martin Lynch about the vast and growing problem of consumer debt, looking at the big national picture and at tangible, realistic things consumers can do to get their debt under control.
What happens when you hit rock bottom? What is financial failure? Can you rebuld from a business failure? What changes in your relationship with money once you've experienced great loss? How do you get out from being so far under? Host Jordan Goodman, America's Money Answers Man, talks with Heather Ann Havenwood about her very real experience building her business quickly - and then bottoming out. Goodman and Havenwood discuss the big lesson Havenwood took away and how she's changed the way she does business. Havenwood and Goodman also talk about the unique challenges women may have when it comes to money as well as the importance of adequately budgeting for marketing,
Where can you invest for solid cash flow in a low yielding world? What can you expect when the Federal Reserve continues to raise short term interest rates? What are you willing to risk that you spent your entire life building? Can you zig when others zag? Jordan Goodman, host of The Money Answers Show, interviews 'defensive' financial strategist David Scranton in the first half of the show and safe money solution expert Dee Carter in the second half. Goodman and Scranton discuss options income investors have to choose from today to produce a solid cash flow in a low yielding world where the Federal Reserve continues to raise short term interest rates.. David will explain the pros and cons of government, high quality and high yield bonds and bond funds and bond ETFs. He will also discuss preferred stocks, convertibles, master limited partnerships and utilities. Carter and Goodman review Carter's directives for building wealth and avoiding unnecessary risk.
What's going to happen next in the investing world? Is the current bull market coming to an end? When can we expect the inevitable recession? Where should people invest now for both growth and safety? How will Trump's tariffs play out? Host Jordan Goodman talks with Natalie Pace about investing, gold, crypto, the market and so much more. Pace, ranked the #1 stock picker by an independent agency, brings her considerable insights and understanding of the complex market dynamics to The Money Answers Show for a can't miss episode.
What are the five critical things every woman needs to know about money? Do women face unique challenges when it comes to managing money? What's changed for women and money over the last 20 years? Host Jordan Goodman talks with international best selling author David Bach about women, money, retirement, working with a financial advisor, and much more. 'Smart Women Finish Rich', Bach's mega best seller, has been re-released with updated content and recommendations for today's economic realities. Great content for any woman looking to manage money and build security and wealth.
What if you could keep more of your money? What if glaring flaws in current financial practice left you exposed to big loss? What if there was a way for you to come out ahead despite market volatility? Host Jordan Goodman talks with Rebecca Walser, best selling author, tax attorney, certified financial planner and wealth strategist, about her expertise and advice for flying against convention and building real wealth. Walser and Goodman talk about what makes Walser's approach so unique and how her difference yields true results for the people she works with. Walser explains why she isn't a huge fan of 401(k) plans and what might await savers when it comes time to withdraw funds and what realistic draw downs might look like.
Does crypto currency get you excited, scare you off or a little of both? What happens if crypto currency becomes THE investment opportunity of our lifetime - are you ready? What happens if crypto currency is a bust - will its failure doom your financial future? Host Jordan Goodman talks with Kim Snider, crypto currency expert, financial engineer and host of The Sane Crypto podcast about the realities of crypto and what we can expect and hope for plus how to invest for opportunity without risking too much.
How can we connect with others when it seems everyone is so deeply attached to strong points of views? What can you do to not only move past differences but make genuine connections and achieve results? Bob Burg, best selling author of The Go Giver series, joins Host Jordan Goodman to talk about communicating, working and thriving in today's highly polarized world. Burg shares why he and Co-Author John David Mann wrote the book and what they hope to help people achieve by using the wisdom from the book.
What happens when you unleash cash flow? What happens when you build passive income? What happens when you are able to buy real estate with no money and no credit? Daniel Ameduri, self made millionaire and investor, talks with Host Jordan Goodman about the power of mone. Ameduri shares how he became a self-made millionaire, his insights into the power of passive income and cash flow, his favorite books that have served him well. Goodman and Ameduri talk about Trump's effect on the markets, U.S. debt, the stock market, blockchain investing and investing in marijuana.
Finding funding and credit for business is HARD! Traditional bank loans can be very hard to qualify for and slow to process. Yet credit is the lifeblood for almost every business. Without credit, most businesses cannot grow and many fail, especially during growth cycles when new sales require more internal resources and inventory. Finding credit or funding for businesses with less than perfect D&B credit ratings can feel almost impossible and many businesses turn to merchant card advances, a form of credit that can be devastating. Jerry Silberman, founder and CEO of Corporate Turnaround, talks with Host Jordan Goodman about renegotiating debt to allow for maximum business cash flow in the first half of the episode. In the second half, Goodman talks with Rob Denton, founder of Corp Cap Direct, about how to find the best credit and financing when you need it as well as different strategies for funding.
Jordan Goodman interviews Kerry Lutz, founder of The Economic Survival Network and Author of 'Viral Podcasting', about the golden era of prosperity under Trump's presidency, the trade war, opportunities for increasing wealth and more.
Are you a small business owner or thinking about starting your own business? Protecting your business and yourself is something every person working for themselves needs to consider. Host Jordan Goodman talks with Attorney Lee Phillips, founder of Legalees and LLC Wizard, about the hows and whys of using LLCs to protect yourself, protect your assets, and increase your take home income. Phillips and Goodman talk about what a LLC is, why everyone in business should consider having one, and what to look for when setting up a LLC. Phillips explains how a properly set up LLC can help preserve take home income including techniques to help cut your adjusted gross income and take home more money.
What are the biggest hurdles for the bitcoin market? What is the current state for cryptocurrency and how has that changed over the last year? What should new investors be aware of when approaching the crypto marketplace? Host Jordan Goodman interviews blockchain investment analyst and trader Taylor Letterman in the first half of the show to learn more about Letterman's approach to the crypto market and explore his take on how to invest. The second half of the show is devoted to talking with author Geary Bush about his two books written under the pseudonym Walter Edward Carver 'All The Talent In The World' and 'All The Talent In The World 2'. Bush shares his belief in education as the differentiator between true success, including financial success, and success that evaporates.
Do your investments reflect the changing world environment? What do the rapid changes mean to both investors and investments? How do you evaluate where to invest, when to invest and why? What are the signs that let you know it's time to respond? Host Jordan Goodman talks with Lior Gantz about cryptocurrency, gold, the bull market, China, outsourcing, and making personal incomes work for you.
How many financial apps have you installed? Are these apps improving your outcome or making your day-today financial management easier or less stressful? Host Jordan Goodman talks with Nationally syndicated journalist Chuck Jaffe about the tryanny of financial apps and their affect on investors. Jaffe and Goodman also discuss the difference between a trading mentality and an investing mentality, the state of alternative investments vs stocks and bonds, and why Jaffe gives out money at Halloween and the lessons he hopes to impart.
Is your personal financial life in balance? When's the last time you took a look at your mortgage, health insurance, life insurance, retirement plans and estate plans as a whole picture? Host Jordan Goodman talks with financial advisor and Radio show host Debbie Bloyd about what she sees as the hot topics for sound personal finance. Bloyd and Goodman discuss tips for first time home buyers for getting a mortgage and buying a house in a seller's market, getting the right life insurance coverage with a mix of term and cash value policies, getting the right kind of health insurance and how to cut premiums and expand coverage through medical sharing programs, why you still need to do estate planning, why flipping houses for profit is not as easy as TV makes it look, when it makes sense to take out a reverse mortgage, and how to plan for retirement using Debbie's three bucket system.
Rapidly rising college expenses have parents, guardians and aspiring students struggling to make college a reality! Is a college education really within the grasp of everyone who wants to attend? What can be done in advance to make college more of a certain reality once a child is ready for it? Host Jordan Goodman talks with financial planner Megan Gorman about college and college planning. Gorman and Goodman discuss 529 plans and their role in covering college costs and the new role of 529 plans paying for K-12 private schooling.
Exactly what is innovation? Do we innovate or are we consumers of innovation? Is innovation something left to the few, rare minds like Steve Jobs or is it within the grasp of all of us? Host Jordan Goodman talks with author and thought leader Keith Harmeyer about innovation, creativity, business and the real reasons why innovation is critical to thriving.
What happens to businesses and business owners and managers when that business isn't profitable? And conversely, what happens when a business makes money? Nancy Gaines, business consultant and productivity expert, talks with Host Jordan Goodman about why slow and efficient businesses drive her nuts and her passion and expertise in helping businesses increase their revenues through proven business systems. Gaines and Goodman explore the relationship between business systems and profitability and why having a well run efficient business translates into more available time and money.
New York Times award winning journalist and best selling author, Diana B Henriques, talks with Host Jordan Goodman about her newest book, A First-Class Catastrophe: The Road to Black Monday, the Worst Day in Wall Street History, her NYT best selling book about Bernie Madoff that was made into a movie, and more. Henriques is one of the most powerful investigative writers of our age who focuses on white-collar crime, market regulation and corporate governance. Listen in as Goodman and Henriques explore what led to the 1987 Black Monday disaster and the lessons that can applied to today's financial reality from it. Goodman and Henriques also discuss her book about Bernie Madoff as well as the top stories of her illustrious career.
Can average workers build wealth or is wealth only for the top wage earners? What enables some average earners to have a solid financial base while others struggle to make ends meet? What role does saving play in accruing and building financial wealth? And is wealth solely related to money? Host Jordan Goodman welcomes back Danny Kofke, teacher and personal finance authority, to talk about Kofke's most recent book, 'The Wealthy Teacher,' as well as personal finance ideas, advice, and strategies for earners in the low to middle income range.
Are you a business owner or executive? Do you aspire to creating a business that can run without continual hands- on-attention? Are you confidant that the finance end of your business is on target and running as well as it can? Or do you hope to become an entrepreneur and run your own business? Host Jordan Goodman talks with entrepreneur and business expert Vinnie Fisher about the critical and essential elements that go into making companies ultra successful. They focus on the role of cash in business planning, best practices for running a company, paying attention to business finance and more.
Are you aware of and ready for the immense shift of cash into China beginning May 2018? China is the world's second largest economy and second largest stock market yet China is not included in the world stock market indexes - yet. That's about to change! Steve Sjuggerud, lead editor for Stansberry Reseach, joins host Jordan Goodman to talk about the booming investment opportunities about to open up in China and what investors should do now to be part of that boom.
If 57% of divorcing couples cite financial issues as being the main contributing reason for divorce then what can couples? Is it really possible to have a long and healthy marriage? What role does money play in relationships? Host Jordan Goodman talks with Dr Willie Jolley and Dee Taylor-Jolley about their long and successful marriage, the lessons they've learned and the book they wrote about it. Goodman and the Jolleys also discuss the keypoints from Dr Jolley's book 'Turning Setbacks into Greenbacks.'
What does the future hold for financial management? How will disruptive technologies be utilized to help achieve financial goals? How will financial planning be impacted? Personal finance expert Jordan Goodman talks with Eric Jansen, Founder and President of AspenCross Wealth Management, about Bit Coin, crypto currency, financial planning, wealth management and what calls Jansen calls The Fourth Industrial Revolution. Listen to hear what Jansen's vision of the future of financial planning will look like.
What is money? Is is something real or could it be just a series of digits? What's the relationship between the supply of money and inflation? What is the relationship between inflation and debt? Is money a limited resource? And what role does crypto currency play - is it money? Host Jordan Goodman, America's Money Answers Man, talks with David Stein, host of Money for the Rest Of Us, about the nature of money and what Stein believes is the most important economic question of our time.
How do you retire wealthy? Does wealth require you to be in a rare top 10% earning career or can the average working person attain wealth? What does financial planning have to do with acquiring and maintaining wealth? Jordan Goodman, America's Money Answers Man and host of The Money Answers Show, interviews financial planner Eric Brotman about wealth planning, taxes, savings tips, dealing with debt, and much more.
Credit card debt is a massive, growing challenge for most Americans and the crisis is worsening. Jordan Goodman, America's Money Answers Man, talks with credit and finance authority Gerri Detweiler about credit, credit cards personal debt. Dettweiler and Goodman talk about the biggest mistakes consumers make with credit cards, what triaging debt is and why it makes sense to do so, and Dettweiler's rule of thumb to use to decide when it makes sense to seek help with credit card debt.
Does successful retirement planning really require living a life of frugality, hoarding and scrimping to save for the big day? Or is there a better, faster way to achieve the resources needed for comfortable retirement? Financial investor, advisor and coach Todd Tressider talks with Host Jordan Goodman about how to achieve retirement goals faster by planning for cash flow rather than just a large lump of assets. Todd and Jordan discuss how to come up with a target financial goal that enables retirement, how to design a wealth plan that actually works, and why planning for cash flow is a better target for retirement.
What happens when every major society takes on too much debt? Is there a way forward other than economic depression or hyper inflation? Personal finance expert Jordan Goodman interviews John Rubino about Rubino's perspectives and insights into the current national and global economies and why Rubino believes that metals offer stability in times of rapid change and crisis.
Jeffrey Small, financial planner and author of 'Turning Financial Planning Right Side Up,' talks with host Jordan Goodman about the struggle Americans face trying to find trustworthy, quality financial information. Small, President of Arbor Financial, believes that the need for reliable information is more pressing than ever as individuals make long term financial plans in a rapidly changing world.
Chris Reynolds discusses with Jordan what it takes to start and run a successful location independent online business. He tells his story of surviving the financial meltdown of 2008 and how he bounced back as an entrepreneur helping other entrepreneurs succeed. In this interview he shares many of the insights he has learned by interviewing some of the most successful online businesspeople in the world who have built multi-millionaire enterprises.
Host Jordan Goodman talks with financial advisor and investment specialist Josh Jalinski about the importance and value of holistic financial planning, particularly over time. Holistic financial planning can combine financial planning, life goals and comprehensive planning. Jalinksi and Goodman discuss common money mistakes people make, why they happen and what you can do to prevent them as well as tax mitigation strategies that can be implemented to help maximize financial strength.
Robert Genetski, one of the biggest proponents of free market economic principals, joins Host Jordan Goodman to talk about Genetski's newest book, 'Rich Nation, Poor Nation.' Genetski and Goodman discuss what led Genetski to write the book and what conclusions he reached about the underlying causes of both wealth and poverty. National fiscal policy and its relationship to economic freedom plays an incredible role in determining any nation's ability to thrive and prosper, Genetski and Goodman talk about our country's current fiscal conditions and more in this thought provoking interview.
Looking for the best ways to build a strong financial future for yourself and your family? Have you considered managing your family finances like a business? Host Jordan Goodman talks with Doug McCormick about why McCormick advises families to manage their finances like a business and what that looks and feels like. McCormick is a big proponent of developing your financial self worth so that you can develop your financial future. Goodman and McCormick talk about the major ideas from McCormick's book, Family Inc, and why McCormick is such a strong advocate for his system of family money management. McCormick believes that family financial security is the culmination of a lifetime of better financial decisions.
Leadership is something Kevin Kruse takes very seriously. As the force behind LeadX podcast, recognized by Inc.com as one of the top 12 leadership podcasts of 2018, Kruse focuses on helping motivated people develop leadership and business skills. In this interview with host Jordan Goodman, NYT Best Selling Author Kevin Kruse talks about what it means to be a leader and his personal journey through business and the road to establishing himself as a thought leader. Goodman and Kruse discuss several main ideas from Kruse's book, talk about Kruse's podcast and touch on Kruse's new book in the works.
Listening to sound financial advice and putting it into action can lead to a happy outcome while conversely many fail to act or fail to heed the right advice and end up broke. 'Becoming a Financial Grown Up', the title of author and journalist Bobbi Rebell's new book, uses real life examples as the starting point for lessons on what being financially grown up means and how those of us on the path can achieve it. Rebell joins host Jordan Goodman to talk about her book, why she wrote it and what she hopes readers will take away from it and put into action. Goodman and Rebell talk about the new tax plan and how everyone needs to up their financial game and become more of an independent financial expert. Rebell shares her concerns about the lack of financial education millennials and other generations face and the implications of it. Rebell recently became a certified financial planner and talks with Goodman about why she got her CFP and her concerns about 'experts' offering advice.
Ray LeVitre talks with host Jordan Goodman about retirement and how decisions you make right now - today - can have lasting impact twenty to thirty years down the line. Retirement, LeVitre believes, has three distinct stages: planning for retirement, the process of retiring, and then actual retirement. Host Jordan Goodman and LeVitre explore the distinctly different types of decisions you make in each phase and how they link together to create a strong financial future.
From teaching your kids money skills to current financial topics, Ron Lieber covers it all in his books and in his New York Times column. Host Jordan Goodman talks with Lieber about his book, ‘the Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money,’ why he wrote it and the important lessons it contains for both parents and their children. Lieber’s book helps families have the kinds of financial discussions. Goodman and Lieber continue on to cover a wide range of financial topics including Equifax, credit card debt, and Trump’s proposed tax plan.
Is retirement an age you reach, like 62, or a financial goal? Chis Hogan, retirement guru, financial advisor and Dave Ramsey personality, wants us to switch our perspectives to looking at retirement as something that happens once we reach specific financial set points rather than age. Hogan talks with host Jordan Goodman about setting goals, how to evaluate whether you've reached retirement and determining f not now, how long till you get there. It all starts with a plan, says Hogan, including understanding what you want to do in retirement and what that might cost.
Why sell your business for anything less than the maximum price? Kevin Short, renowned mergers and acquisition authority, joins host Jordan Goodman to discuss how a company can sell for an outrageous price. What are the key elements of positioning your business to exceed industry average prices by a lot? How can you attract deep pocketed buyers? What is the key competitive advantage your business brings to the table and are the owner and the company ready for a sale to happen? Short brings his deep hands on experience with the mergers and acquisition business to a lively discussion about what beating the sale price market entrails and what any business owner must be aware of to maximize sales price.
If avoiding tax mistakes and penalties while maximizing tax savings is your goal then Ed Lyon, author, consultant, and founder of Tax Strategies, has knowledge-based advice for you. Ed talks with host Jordan Goodman about tax mistakes, tax planning, tax strategies, tax reform and more. Lyon is a recognized authority on tax practices. He brings his humor, insights and experience to a top-level conversation about everything taxes. Listen to hear Lyon’s counsel about tax planning and the potential to trip audit flags, the difference between tax preparation and tax planning and the question almost everyone wants to hear: how to pay less in taxes.
Which side of the retirement savings gap are you on? Are you one of the few who’ve saved enough or one of the who majority haven’t? There’s a retirement crisis in the U.S.! Richard Cella, author of ‘Your Personal Retirement Machine,’ talks with host Jordan Goodman about creating retirement readiness and what financial freedom really means. Cella explores his 7 Rules for Successful Retirement Investing, emphasizing sound guidelines that significantly improve investor’s likelihood of arriving at retirement age in a position to have both time and money. Cella and Goodman talk about the 4 Pillars of Investing and why Cella believes that retirement planning is the most important.
Is it really possible to buy real estate without using your own cash or credit? Is financial freedom through real estate investing truly possible? Chris Prefontaine, author of Amazon bestseller ‘Real Estate on Your Terms – Create Continuous Cash Flow Now, Without Using Your Cash or Credit’, talks with host Jordan Goodman about his extensive personal and professional experience both as a real estate investor and as a coach helping others to successfully learn real estate investing. As a big advocate of continually learning and improving, Fontaine discusses some of his biggest lessons along the way and how both new and experienced investors can ease their learning curve.
Danielle DiMartino joins host Jordan Goodman for a high level discussion about the Federal Reserve and her insights into what might be on the table with Trump, interest rate hikes, and more. Trump has the opportunity to reshape the Federal Reserve - will he take it and if he does, what might he do and what would the ramifications be? What happens if he fails to make meaningful change? DiMartino Booth and Goodman talk about the Fed’s balance sheet and it’s relationship to data. What happens to the balance sheet if and when another recession comes along? How should the Feds fight the next recession? DiMartino Booth and Goodman explore these topics and more in a fast moving, well informed discussion.
Dorie Clark, popular author, adjunct professor and respected thought leader, joins Host Jordan Goodman to talk about creating multiple revenue streams and the changing entrepreneurial landscape. As the job market continues to quickly evolve, increasing numbers of people will find themselves in non-traditional employment, essentially responsible for finding and creating work for themselves. Clark believes just about everyone can learn how to monetize what they do and should, not only to earn more money but also to protect against downswings and employment changes. Clark and Goodman discuss Clark’s new book, Entreprenurial You. Clark interviewed more than 50 very high earning entrepreneurs to understand how and why they found success and how readers can apply those lessons to get started creating your own revenue streams.
Exactly what is value vesting and why should every investor be familiar with it? Author and economist Gary Smith joins host Jordan Goodman to talk about Value Vesting and Smith’s new book Money Machine: The Surprisingly Simple Power of Value Vesting. Smith and Goodman talk about what value vesting is and what it isn’t, how it’s different than investing methods that try to time the market, and why value investors look at investments so differently than what most contemporary investment strategies recommend. Smith talks about why gold and collectibles are not investments that value investors turn to and why value investors like investments with solid dividends and earnings at a low price. Smith brings his customary common sense and well thought out understandings of the interplay between market, psychology and finance to a conversation that every level of investor should find interesting and fruitful.
Whitney Nicely talks with host Jordan Goodman about flipping houses and investing in real estate with no money down, no credit and no banks! Nicely, a real estate investor, flipper and real estate investment teacher, helps beginning real estate investors get past their fear and into actual investing. Goodman and Nicely discuss which is safer, investing in the stock market or investing in real estate, why everyone should take a close look at real estate investing and steps to take to find your first deal.
Gary Stone, author and Managing Director of Share Wealth Systems, addresses one of the biggest problems most Americans face: not having enough money set aside to live comfortably in retirement. In his book ‘Blueprint to Wealth’ and in this interview, Gary explains several stock and savings strategies to insure you won’t die poor. These strategies include proper diversification, reducing fees paid to investment advisers and not primarily relying on defined employer contribution plans as the main source of retirement income. Stone talks with Goodman about different approaches based on time left till retirement, the relationship between risk and returns, and more.
This unusual episode begins with Steve Down, serial entrepreneur and passionate force for good, talking with Jordan Goodman about his journey to founding multiple businesses embodying Cause Capitalism. The discussion takes a surprising turn as callers-in to the show ask Down questions related to The Falls Event Center, Evergreen Aviation & Space Museum, and more.
Kerry Lutz, found of the The Economic Survival Network and Author of 'Viral Podcasting', talks with host Jordan Goodman about the critical urgency of being able to perceive economic reality, as well as the ability to separate truth from government-inspired economic fantasy. All investors need to be able to do so for economic survival and prosperity - and Lutz - as founder and host of The Financial Survival Network, is dedicated to making this possible. Lutz also talks with Goodman about his new book, 'Viral Podcasting', and the intricacies of creating multiple revenue streams from podcasts.
Why do people bury their head in the sand about personal finances? Must fear of money be a permanent roadblock to financial stability? What are the skills necessary to gain peace of mind about money management and how can people learn them? What is relationship between dreading financial issues and living paycheck to paycheck? Belinda Rosenblum and Jordan Goodman explore the behind-the-scene reasons why people fail to take control of their financial lives and why and what people can do to gain peace of mind and financial mastery. Goodman and Rosenblum explore how to rewrite your money story, exploring the baby steps that can lead to acceptance, comfort and success.
Benjamin Brandt, CFP,talks with host Jordan Goodman about why planning for retirement means so much more than just money. People need to work on building happiness beyond jobs and finding meaning beyond golf and grandkids. Brandt uses many examples based on his military experience to illustrate retirement planning concepts and practices with colorful, memorable examples. Brandt talks with Goodman about the importance of not doing silly, reactive things while also not avoiding making necessary changes. Broad, diversified investments across the market with minimal fund costs can yield income while preserving assets. Very boring, non-sexy investments can be the approach to best serve retirees needs for safety and income.
What's the truth about YOUR financial future? Do you know? Do you want to know? Would you change what you're doing if you could understand how technology will radically change almost every aspect of your future life, including your financial planning needs? Ric Edelman, best selling author, host of The Ric Edelman Show and internationally recognized financial advisor, joins Jordan Goodman, host of The Money Answers Show, to talk about his new best seller, 'The Truth About Your Future.' Edelman is the Founder and Executive Chairman of Edelman Financial Services. Edelman believes that thanks to technology and extended projected life spans we’ll need three distinctly different financial plans - one for now, one for later, and another for much later. Current financial planning isn’t enough! Edelman and Goodman explore why this is true and unpack the assumptions that current financial plannings assumes, why those assumptions won’t work and what the implications are for all of us.
Are you ready to change the trajectory of your business and generate more traffic and leads? Lindsey Anderson, founder and CEO of TrafficandLeads.com, talks with host Jordan Goodman about how doable highly successful social media campaigns can be for small business owners. Anderson teaches how to utilize the web through her CLICK Technique: Curiousity + Land + Irresistable offer + Cultivate +Keep going. While Anderson says her CLICK technique will not change business profit margins in a week, following her sound and doable principles can change profit margins and businesses for great long term outcomes. A must-listen episode for all small business owners and those considering starting their own business!
Kathy Fettke, top real estate investor, coach and host of ‘The Real Wealth Show’, joins host Jordan Goodman to discuss the US housing market and what’s going on with real estate investors. Fettke specializes in helping people build multi-million dollar real estate portfolios through creative finance and planning. Fettke and Goodman discuss whether the US market is in a bubble, where are the good markets for flipping properties, why foreign investors in the US market are so active, where to find the highest cash flow in the current real estate market and more. Will lending loosen up? How will a recession affect real estate investments? What are the best and safest strategies today? Tune in for a conversation filled with great information.
Michael Eastham, financial expert and author of the new book 'Common Sense Income Strategies', talks with Jordan Goodman about the golden rules of reality-based investing. Eastham's book lays out a step-by-step plan of action for those looking to build their retirement income. Eastham believes that when we reach the age of 50, we need to change from a portfolio filled with stocks and growth investment strategies an approach more compatible with retirement income. Through his book, Eastham aims to share his financial wisdom with every day families, business owners, and anyone seeking to secure a better future and accomplish their long-term financial goals.
Financial independence and early retirement are very possible when a young person understand the mechanics of planned savings and savvy money management. Sean, the Money Wizard, is a 20-something financial analyst by day and money blogger by night. Sean saved over $150,000 by age 26 as part of his plan to reach complete financial independence in his 30s, and his approach to saving over half his income has been featured in Forbes, Business Insider, and Yahoo Finance. Sean talks with host Jordan Goodman about where the inspiration to achieve financial independence comes from, what his journey has been like and what he's learned along the way.
Why would any business pass on a key competitive advantage that’s relatively easy to implement? Could it be that businesses might not really understand what their greatest assets are or how those assets contribute to true competitive advantages? What if employees were the greatest advantage? Lee Caraher, author of ‘The Boomerang Principle: Inspire Lifetime Loyalty From Your Employees’, is an expert at building positive, high performing work teams and business cultures. Caraher has interviewed over 100 business leaders to identify actionable insights and pragmatic strategies to help businesses maximize their employee relationships. Lee discusses how encouraging former employees to return enabled her business, Double Forte, to reach new milestones and why other businesses would benefit.
Why do investors consistently focus on returns rather than looking at investments from a risk perspective? Given a choice, most people would opt for minimal risk vs larger gain. “How do investors transition from buying high and selling low?” Randy Kurtz believes that by focusing on the right things and having a process in place investors can realize better yields with more appropriate risks. Kurtz, founder and CEO of Betavisor, is a nationally recognized expert on risk who is obsessed with statistics, challenges conventional wisdom about risk, return, diversification, asset allocation, and financial planning. He has been profiled in Forbes, The New York Times, and The Wall Street Journal. Barron’s ranked his firm as the No. 1 performing separate accounts manager in the United States in the third quarter of 2011. Randy is a member of Mensa.
Do you earn a decent enough living but feel you don't have enough money to buy the things you want? Do you struggle with anxiety when it comes to managing your money? Chris Fern, founder of Simple Business Solutions, creator of the Mindful Money Program and CTO at R3SET Enterprises, has developed a foolproof way to allow our human weaknesses to be our strengths and create a platform that helps people save and spend in accordance with their values and, ultimately, their complete happiness.
Dwayne Kushniruk,Tim Edwards, and Brandon Taylor, from OneBridge Solutions, a subsidiary of OneSoft Solutions, talk with host Jordan Goodman about OneBridge Solutions game changing approach to helping predict and eliminate potential oil and gas pipeline problems. Through the power of big data and machine learning, OneSoft’s new SaaS approach to anticipating and preventing pipeline failures has the potential to be a game changer in the fuel industry. Kushniruk, Edwards and Taylor explain their company’s innovative high powered approach and the investment opportunities offered.
Paul Moore, partner in Wellings Capital, joins host Jordan Goodman to discuss Wellings Capital and their highly successful Class B multi-family facility investment strategy and investor opportunities. Moore, is the author of ‘The Perfect Investment: Creating Enduring Wealth from the Historic Shift To Multi-Family Housing.’ Moore and Wellings Capital consistently secure high return low risk outcomes from well-considered, prudent investments by buying Class B commercial multi family properties. Wellings makes significant changes to the physical structures, management, and marketing, resulting in increased returns for investors. Investors in experience returns in the neighborhood of 5-10% cash-on-cash each year, and then a total return, including principal paydown and appreciation on equity, of 14-20% annually. Pretty healthy considering how risk averse multi family investment really is! Investors get current cash flow generated from operations, typically paid out on a quarterly basis.
When ten-year old Aaron LaPedis asked his Dad for new toys, he got a lesson in capital formation. Sell your old ones and reinvest the profit , his Dad said. So they had a garage sale with Aaron in charge. Receipts for the weekend were about $2000. With that starting capital, Aaron became a treasure hunting entrepreneur. (Investors hedging high inflation by buying physical assets that appreciate with time, use the term collectibles.} By his late twenties, Aaron was a millionaire and nationally recognized authority. To this day, he will say that millions can be made with starting capital no higher than he had. Globalization and technology have greatly expanded opportunities but also multiplied the scams, pitfalls and general risks of collecting. His latest book, The Garage Sale Millionaire, written with fellow collector, Jeffrey D. Kern, is a remarkably comprehensive and readable guide to what you have to know, whether you're planning a garage sale or a mega deal with eBay.
Entrepreneur.com recently reported that more than 90% of business owners drew a blank when asked what the term business credit meant when used in anything other than its obvious generic sense. When banks were the only source of loans to businesses and invariably required the personal guarantees of the principals, the FICO scores of business owners and the creditworthiness of their incorporated businesses were viewed as one, although without the guarantee, they were legally separate. This persists to this day even though the lending landscape has drastically changed and now includes a variety of lending institutions that serve a variety of businesses in a variety of ways. But who are they? Who does what? How do they operate? Ty L Crandall,CEO at Credit Suite is well known as a leading, authoritative expert on business credit and scoring. He has helped thousands--even startups and sub-par--obtain business credit and funding without a personal guarantee.
Sam McElroy, Co-Founder and Managing Member of financial spoken has a doctorate in psychology and a work background as a management consultant at a full service investment firm. His consulting revealed that in their marketing role the firm's managers were biased in promoting the products and services under their direct control. Sam's firm uses a holistic approach focused on the clients' wants and needs.
- Park Street Partners was co-founded by Jefferson Lilly a self-made millionaire. For retirees dealing with today's low yields and high volatility, mobile home parks are an undiscovered real estate niche that offers easy entry, and relatively high and stable returns. Lilly is a mobile home park expert and industry consultant featured in The NewYorkTimes, Bloomberg Magazine,and on TV's Real Money.
Over a 25 year period, Cary Carbonaro got an MBA in finance, worked for two Wall Street banks and a big mutual fund, went through divorce and money struggles, and completed the rigorous study required to qualify as a Certified Financial Planner (CFP) Then, amid the challenges of the 2001 recession and the horrific disruptions caused by 9/11, she started her own financial planning business. Last year, her first book was published, The Money Queen's Guide for Women Who Want to Build Wealth and Banish Fear (Morgan James,2015), which received top Amazon ratings and acclaim from a long list of major market media. Financial literacy is her passion and women have not had the exposure they need in today's world. But the book keeps it simple without being simplistic and covers just about everything that could complicate a modern life, be it man's or woman's. Parents? Ponzi schemes? Prenuptial Agreements? -- just look in the index.
David Edwards is President and Wealth Advisor of the New York City-based Heron Financial Group, which he founded after previous associations with Morgan Stanley, J.P. Morgan Securities and Nomura Securities. The firm is a Registered Investment Advisor serving 95 families in the United States and Europe with financial planning, investment management and estate planning. Their discretionary accounts use a number of platforms that make it possible to provide individual clients with suitable portfolios that grow through asset allocation even when market conditions are adverse. Custom portfolios do not provide a meaningful comparative performance metric and are not reported. But using Heron's 3-Bucket Retirement Income Strategy, not a single retired client depending on their portfolios has ever had a reduction in their monthly draw. Edwards also talks about the economic outlook, bonds, elder care, and market history as an antidote to jitters.
Marc Brown, Director of Sales at Rancho Santana, an opulent 7,200 acre resort in the Western part of Nicaragua, explains why location and timing put Nicaragua at the front of the curve for foreign direct investment in real estate. Tourism in Nicaragua now surpasses Costa Rica, whose growth over the last dozen years has made it the model for other tourist driven economies. Nicaragua was late to the game. Civil war between the Sandanistas and Contras, lack of jobs, and extreme poverty caused mass emigrations between 1990 and 2010. Free elections and a succession of leaders from a wealthy upper class representing about 2% of the population have brought durable stability. The current president, Daniel Ortega, promotes tourism to combat poverty. Rancho Santana, backed by Agora in Baltimore, is selling real property in every form. Nicaragua has a high rating for safety and is a great way to get money out the shaky US economy and enjoy luxury living with privacy.
Andrew Agemy is a financial advisor and wealth manager in Guilford, Connecticut whose clients are mainly newly retired people who already have the capital and income they need and want to protect it. He sees another major market decline looming and quantitative easing continuing. So he eschews bank products and common stocks and favors investments that trade modest income for greater safety. Examples would be preferred stocks of solid companies paying 4--6% and sometimes offering appreciation; BBB corporate bonds paying 3-4% that mature in 3-5 years; fixed-indexed annuities that pay more than bank CDs and have more downside protection than upside potential, and non-traded ETFs in stable industries like health care, retail grocery stores and public storage.
Internationally renowned financial journalist and personal finance expert, Jane Bryant Quinn, author of the bestselling Making the Most of Your Money NOW, Smart and Simple Financial Strategies for Busy People, and Everyone's Money Book discusses her latest and just released book, How to Make Your Money Last:The Indispensable Retirement Guide (Simon & Schuster.January 5, 2016). Retirement has always been a psychological adjustment but in recent years, with people living longer and corporate pensions largely a thing of the past, it has become a financial challenge of critical importance. Multitudinous new ways of financing retirement have become available through government benefits and other tax-advantaged investments, but they vary with age, income,and other factors and become hopelessly complicated without knowledgeable guidance. Jane Bryant Quinn's books and articles have long been praised for their wisdom, thoroughness--and appealing congeniality.
Fraser Allport's Safe and Smart Money clients call him the Total Advisor because of the skill and knowledge he brings to personal and business finance. His 2016 Current Report details 12 alarming global market trends already underway and buffeting US and global stock markets. Oil prices off 70 percent in 18 months affects corporations, countries, and individuals.The precarious state of China's economy and the debt weighing on countries worldwide are precursors of a global deflationary macro trend that means years of declining asset prices Falling gold and commodities, tightening monetary policy,slow GDP growth, collapsing junk bonds,overvalued stocks and declining transports in the Dow Theory, Could you ask for more? The 2nd half-hour features Mark Falter, president of Mid-American Tax Advisory Group, which he founded 30 years ago to help clients build and preserve wealth through asset management,tax strategies and estate planning. He advises against life policies on kids
The Best Real Estate Investing Advice Ever, the title purloined for today's Money Answers Show, is in fact the name of a highly popular podcast owned and hosted daily by a remarkable young man named Joe Fairless.
Joe is our guest today and it promises to be an interesting hour since both host and guest have made careers as experts in real estate investing, Neither has anything to sell listeners. Both are in it to share the knowledge they have gained from listening to what successful investors have to share and what aspiring investors want to know. Both have reputations for asking quality questions, persisting until questions are answered, and expressing complex ideas in a simple way. And both have a depth of knowledge in the various sub-sections of the industry, investing,brokerage,property management, banks and mortgage underwriters generally, and geography. A Lightening Round of biggest goofs should be fun.
No sane person would choose market timing as an investment strategy for 2016, but having Jonathan Clements as our scheduled guest just three chaotic weeks into January is as perfect as timing can get. The problems facing investors are clear enough: The 2015 bull market ended the year with the S&P 500 in negative territory. The Federal Reserve's quarter point rate hike reassured those who saw it as confirming economic improvement, but others saw it as threatening bond prices, and still others worried how much further rates would have to rise to restore the Fed's power to control monetary policy. Then, of course, there's China, the Middle East, slow economic recovery in Europe, and much more. But there isn't a better person to sort all this out with than Jonathan Clements. He sees money as part of a larger thing called life and he communicates his extraordinary knowledge with empathy and wit.
Wikipedia quotes Mike Rosen describing himself in the Rocky Mountain News as an “advocate for generally right-center, mainstream conservative ideas.” It will be interesting to hear, assuming he feels so inclined, how he unpacks that with reference to the current slate of candidates for the 2016 presidential nomination. His recently published book, Reality, A Plain-Talk Guide to Economics, Politics, Government and Culture (Deer Track Publishing, 2015) starts with a dedication to “Two irreplaceable minds.” It is referring to economist Dr. Milton Friedman, who called himself a Libertarian, and to the conservative publisher, columnist, and writer William F. Buckley, Jr., both of whom died in 2008. Both men were “my intellectual heroes and mentors.” So that tells us the basic mindset from which Mike’s views derive. The views include smaller government, reduced spending, reduced entitlements, less bureaucracy, lower taxes, greater personal freedom and others generally familiar as Republican talking points. The book is a collection of Mike Rosen’s commentary on a wide range of issues dating from the present back to the 1990s. He is an excellent writer and if you want to know what the conservative position is or was on almost anything, Reality is a great resource to have.
Mike Gazzola began investing in real estate at age 24. Twelve years later he has amassed personal wealth, authored a best-selling book called Real Estate Investing That Works, A Proven System, and worked to perfect a system being marketed worldwide, that shows people with or without capital or borrowing power, how to find undervalued properties and to invest successfully either by flipping, remodeling to sell, or holding and renting for a monthly income. He is eager to share his thoughts on when the time is right for investment (it’s never wrong!) and what the risk pitfalls are that doom the “get rich schemes” shamelessly marketed to investors.
1.First half hour is an interview with Hardeep Walia,CEO and cofounder of Motif Investing. A motif is an innovative online brokerage product representing an intelligently weighted basket of 30 stocks, which share an industry sector or investment philosophy. Unlke mutual funds and ETFs, the motif owner owns the underlying stock, providing the flexibility to change the way the motif is weighted should circumstances change. Some 85,000 retail motifs are held by 200,000 “motifers” and more are held by institutions for wealthy clients. The cost of one motif is $9.95
2.Linda Goldberg, president of CarQ, is the nation's largest car buyers agent. Clients, who remain anonymous, pay her to research dealer costs and retail pricing, then negotiate with dealers for the best price. The company's fees range from consultation costs of $200 to $2,200, depending on the service provided and whether the car is new or used.
Nathan Bachrach manages close to $700 million of retirement funds in a balanced portfolio for 1750 families. He thinks a hike in interest rates is way overdue but the markets will take it in stride. But because rates and bond prices move adversely, unrealized capital gains in his bond holdings will fall when rates reverse. And in today’s monetary environment, he can’t assume traditional asset allocation adjustments will work. What to do? Clients ask, What’s going to happen to Social Security? As long as Uncle Sam has taxing power, Social Security can’t go broke. It is a cash flow problem to the extent more is paid out than paid in and Nathan comments on the solutions commonly discussed. The Social Security “file and suspend loophole” is now being phased out, but it confuses a lot of people and he clarifies it. Prepare for the holidays like you do for retirement. Stick to a budget, start early, never pay full price, use online shopping, avoid “little murderers” (wasted nickels and dimes). Oh, and get yourself a “Red Laser.” That’s an app for your iPhone that permits you to check product ratings and prices before you cash out. On gift cards: “Nothing says ‘I love you’ better than a crisp $20 bill.”
John F. Wasik just finished his 15th book, How to Eliminate College Debt at Every Step (Forbes). Student debt is a national crisis growing worse. And not all colleges are worth it. The name-brand schools are just not doable for most students. The less glamorous but well accredited and highly-endowed schools offer the best opportunity. But four-year colleges are not for everybody either. Many community and commuter colleges are excellent places to start. Online colleges are iffy at best, but those called distant learning centers require some form of on-campus presence and mutual communication, are accredited, and worthwhile. Private schools cost more but may be more generous with scholarships and other benefits. State 529 Savings Plans and Prepaid Tuition Plans and The Uniform Gift to Minors Act are excellent programs, but all have restrictions. Stafford Loans are federally guaranteed and subsidized and have flexible terms. Applicants must complete the FAFSA form, which is dreaded for its complexity. But John Wasik himself recently engaged it in his daughter’s behalf and said it wasn’t that bad. Nice words from the author of 15 books on the subject. Website: johnwasik.net, email:johnwasik@gmail.com
John Lee, co-author of The Wealth Dragon Way, the Why, the When, and the How to Become Infinitely Wealthy (Wiley), explained how his “Belief System” changes people’s self-limiting attitudes about money. His premise is that earned income is a trade-off of time for too little money, whereas passive investing, as in entrepreneurship, builds wealth. Creating wealth is a positive lifestyle activity and tantamount to a moral obligation. With modern technology, education and training is ubiquitously available, often for free. The Internet marketplace offers huge cost benefits and infinite marketing reach, a boon for start-up enterprises. Wealth Dragon has specialized trainers using video, seminars, webinars and other media to impart a full range of the skills, knowledge, and personal development for lifestyle living through passive income. Website: wealthdragonway.com
How To Earn Safe High Yields With many invests earning next to 0% on their capital in savings accounts, CDs and money market funds, they are hungry for ideas to earn a higher yield while still keeping their money safe. In this interview Mike Burleigh, the president of Peak Capital Management in Jensen Beach, Florida, explains how you can earn a decent yield with minimal risk. He explains where he is putting client money in preferred stocks, exchange traded debt, Master limited partnerships, REITS and municipal bonds to generate a total yield of around 5%. brbr Riding the wave of major trends in small stocks brbr One of the best ways to earn significant capital gains is to invest in small stocks that are riding a powerful growth trend. In this interview, Debra Borchardt, the research analyst at Stansberry Research’s Small Stock Specialist and Phase 1 Investor newsletters, explains the most promising trends she is following. This includes new use for robotics, the growth of cannabis use, drilling for oil in shale formations.
How To Earn Safe High Yields With many invests earning next to 0% on their capital in savings accounts, CDs and money market funds, they are hungry for ideas to earn a higher yield while still keeping their money safe. In this interview Mike Burleigh, the president of Peak Capital Management in Jensen Beach, Florida, explains how you can earn a decent yield with minimal risk. He explains where he is putting client money in preferred stocks, exchange traded debt, Master limited partnerships, REITS and municipal bonds to generate a total yield of around 5%. brbr Riding the wave of major trends in small stocks brbr One of the best ways to earn significant capital gains is to invest in small stocks that are riding a powerful growth trend. In this interview, Debra Borchardt, the research analyst at Stansberry Research’s Small Stock Specialist and Phase 1 Investor newsletters, explains the most promising trends she is following. This includes new use for robotics, the growth of cannabis use, drilling for oil in shale formations.
Most Americans are not saving close to enough to ensure a comfortable retirement, and many who have saved are not earning enough on their money to make it last for their lifetimes. In this interview, Steven L. Pomeranz, a Certified Financial Planner who is the host of the weekly “On the Money” show which originates in South Florida but plays on NPR stations across the country, will give you solid advice on what you need to do to prepare for a financially solid retirement. He will go over the do’s and don’ts of investing in 401 k’s, IRAs and annuities. He will help you figure out if you are saving enough for retirement and what you can do to boost your savings and returns.
Many people do not understand how the credit system works and therefore make many wrong moves which hurt their ability to get credit at all, or at least at good interest rates. Lynnette Khalfani-Cox, a personal financial author and journalist and editor at AsktheMoneyCoach.com, clears up may of these misconceptions in this interview. She discusses how to deal with debt collectors, how to improve your credit rating and get errors off your credit score, and the best ways to manage credit card debt. Other topics she touches on include the cost of raising children from birth to college, how to cut costs when you get to college and how women should manage their money better.
Picking the right stocks can be a daunting challenge for most investors, so it pays to listen to one of the top stock-picking pros in the country. In this interview Natalie Pace, author of The ABCs of Money and editor of the Nataliepace.com E-zine, tells you how she picks stocks that turn out to be big winners year after year. Natalie is a frequent guest on major TV and radio shows and is a speaker at investment conferences all over the world. She specializes in “green” stocks which help the environment and are also profitable for their shareholders. Every year she picks one favorite stock and she has a remarkable record of scoring big gains with her pick. Listen in to this show to hear how she does it and what stocks she likes now.
Recently, the U.S. imposed a fresh wave of sanctions on Russia over the ongoing conflict in Ukraine. Kim Iskyan, Stansberry analyst explains that the latest sanctions target a range of banking, energy, and defense firms in Russia. Kim Iskyan will discuss how these sanctions will affect Russia, people who hold Russian investments, and potentially the whole global market.
While it might be easy for investors to say they buy low and sell high, it is often difficult emotionally to do so. Brett Eversole, a lead analyst at Stansberry Research who writes for the True Wealth newsletter, is an expert at finding value in assets that are currently very cheap. In this interview, he will reveal what he thinks is currently dramatically undervalued and explain the best way to invest in it. This includes various commodities, US stocks and plays on the US housing market. Brett will also reveal investment markets around the world that he thinks are cheap and have loads of upside potential.
It is becoming more and more difficult to stand out from your competitors when buyers are more often swayed by price instead of quality. One way to stand out from your competition is by becoming the recognized expert in your industry, which allows you to charge clients higher fees, opens doors to bigger opportunities and allow you to create multiple streams of income for sharing your expertise. In this interview, Debbie Allen, known as the Expert of Experts, explains how to establish that level of expertise in your field so you can enjoy success and prosperity.
Same sex couples have unique circumstances when they do financial planning for their retirements. In this interview, Jim Lange, a CPA and attorney based in Pittsburgh who specializes in retirement planning issues, explains the Defense of Marriage Act, how to optimize IRAs, Social Security, Trusts, as well as special rules related to health insurance and filing income taxes.
Steven Blum helps you use the art and science of negotiation to improve your personal financial situation. In this interview, he will discuss how to prepare for and conduct important discussions with financial advisors so you can get the best advice at the most reasonable cost. He will help you know which questions to ask when sizing up which financial advisors to hire, and then to negotiate the fees they charge you for various services.
Part 1: One of the best places to invest money now for secure cash flow is single family homes. Don Ganguly, the CEO of Home Union, describes in this interview how he helps investors purchase high quality homes and assemble a portfolio of rental properties that produce reliable and high cash flow.
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Part 2: A combination of drought and increased demand for grains has caused grain and other food costs to soar lately. In the interview, Dan Hueber, who has been studying the grain markets for many years, explains what is happening with food prices now and how to profit from these trends.
Part 1: One of the best places to invest money now for secure cash flow is single family homes. Don Ganguly, the CEO of Home Union, describes in this interview how he helps investors purchase high quality homes and assemble a portfolio of rental properties that produce reliable and high cash flow.
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Part 2: A combination of drought and increased demand for grains has caused grain and other food costs to soar lately. In the interview, Dan Hueber, who has been studying the grain markets for many years, explains what is happening with food prices now and how to profit from these trends.
Part 1: One of the best places to invest money now for secure cash flow is single family homes. Don Ganguly, the CEO of Home Union, describes in this interview how he helps investors purchase high quality homes and assemble a portfolio of rental properties that produce reliable and high cash flow.
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Part 2: A combination of drought and increased demand for grains has caused grain and other food costs to soar lately. In the interview, Dan Hueber, who has been studying the grain markets for many years, explains what is happening with food prices now and how to profit from these trends.
Part 1: Our guest is Charles Nenner, president of the Charles Nenner Research Institute. Charles Nenner has been one of the world’s leading experts on cycle analysis in the stock market for many years, and in this interview he will explain how this system works and how you can use cycle analysis to improve your returns in the stock market.
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Part 2: Our guest is Sean Hyman, editor of the Ultimate Wealth Report. Sean Hyman has one of the best long term track records among al of the newsletter editors following the stock market, and in this interview, he will reveal what he sees are the major forces affecting the stock market now and how to invest to profit from them. In particular, he thinks that investing in natural resources such as precious metals, oil, and agriculture offers large profit opportunities and he will describe his top picks in all of these areas.
Part 1: Our guest is Charles Nenner, president of the Charles Nenner Research Institute. Charles Nenner has been one of the world’s leading experts on cycle analysis in the stock market for many years, and in this interview he will explain how this system works and how you can use cycle analysis to improve your returns in the stock market.
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Part 2: Our guest is Sean Hyman, editor of the Ultimate Wealth Report. Sean Hyman has one of the best long term track records among al of the newsletter editors following the stock market, and in this interview, he will reveal what he sees are the major forces affecting the stock market now and how to invest to profit from them. In particular, he thinks that investing in natural resources such as precious metals, oil, and agriculture offers large profit opportunities and he will describe his top picks in all of these areas.
Part 1: Our guest is Charles Nenner, president of the Charles Nenner Research Institute. Charles Nenner has been one of the world’s leading experts on cycle analysis in the stock market for many years, and in this interview he will explain how this system works and how you can use cycle analysis to improve your returns in the stock market.
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Part 2: Our guest is Sean Hyman, editor of the Ultimate Wealth Report. Sean Hyman has one of the best long term track records among al of the newsletter editors following the stock market, and in this interview, he will reveal what he sees are the major forces affecting the stock market now and how to invest to profit from them. In particular, he thinks that investing in natural resources such as precious metals, oil, and agriculture offers large profit opportunities and he will describe his top picks in all of these areas.
It is no longer necessary for you to succeed in the stock market by watching the movement of stock prices and buying and selling frequently. Automatic trading software now allows you set uncertain parameters and rules and the software will automatically buy and sell according to those rules so you can truly “Set it and Forget it” and still enjoy enormous profits. The leading company in the field of Automated Trading Software is Cool Trader Pro and in this interview, the president of the company Cary Flanders, explains how their software was developed and how it can work to help you earn profits in stock trading without being an expert in the market or even watching your computer trade.
Jordan Goodman, host of the Money Answers Show, has just come out with the 9th edition of his Dictionary of Finance and Investment Terms. In this show he will explain how the language of finance and investment has changed so much in recent years and share many of the new words that he added to the latest edition of the Dictionary and what those words mean.
Our guest is Philip Taylor, founder of PT Money and FinCon. There are many areas of your financial life that you can probably improve, and Philip Taylor can give you solid advice in all of them. Philip is the founder of PTMoney.com which is one of the largest personal finance websites on the Internet and in this interview, he will address many of the most common questions that he hears from his readers. This includes: • how to make money in the side if you have a full time job • How to make your savings work for you using the automate and separate strategy • Pros and cons of churning your credit cards to accumulate airline miles and free travel • How to be a landlord and not go crazy dealing with tenants
Our guest is Andrew Gause, Currency expert and editor at AndyGause.com. The policy actions taken by the Federal Reserve on monetary policy and the U.S. Government on fiscal policy may seem abstract and not relevant to your life as a consumer and investor. But what happens in Washington very much affects your life, how much you pay for goods and services, and what investments will soar or plunge in coming years. Andrew Gause, a world-renowned expert on Federal Reserve and currency policy, explains all of these matters in this interview. He goes into the true impact of the Quantitative Easing policy of the Federal Reserve and the massive deficit spending of the federal government and how it is affecting your wallet and portfolio and will continue to do so in surprising ways in coming years.
Our guest is Victor Ricciardi, author of Investor Behavior: The Psychology of Financial Planning and Investing. How you perceive the risk and rewarded of making financial decisions has a big impact on the kind of resulted you get in your financial life. Victor Ricciardi,author of Investor Behavior: The Psychology of Financial Planning and Investing and Assistant Professor of Financial Management at Goucher College in Baltimore explains how you can understand the psychology that underlies all of your financial decisions so you can take much better control of your financial life and create better outcomes. He will also discuses how you can improve your relationship with your financial advisor.
Dr. Jackie Black is a relationship expert who knows how couples deal with financial issues can make or break a marriage. In her books including Couples & Money, Love Like a Black Belt and Meeting Your Match, she describes what it takes to strengthen a relationship by dealing with all the difficult financial issues that inevitably develop during a marriage. In this interview she will have several practical tips and strategies to avoid the minefields and have a long lasting and harmonious relationship.
Mitch Anthony, a thought leader in the areas of retirement and financial life planning as well as the author of the ground-breaking classic The New Retirementality: Planning Your Life and Living Your Dreams…at Any Age You Want, views the traditional approach to retirement as a failed, outdated social experiment and urges us to think about retirement in a totally new way – to develop a New Retirementality attitude. In this interview, Mitch discusses the origins of traditional retirement and explains why it no longer works. He also explains what it means to have a New Retirementality attitude and talks about why financial planning today should focus on maximizing our Return on Life™ rather than our Return on Investment. Mitch also shares his views on the changing role of work in retirement.
Millions of Americans have little or no access to the credit and banking system, often through no fault of their own. Zaydoon Munir founded Revolution Credit two years ago to expand access to credit by building a gamified financial education online system to teach people what they need to know to build their credit rating. In this interview, Zaydoon will explain what Revolution Credit does in more detail and will help you take the steps you need to get the most credit you can possibly qualify for.
As Baby Boomers enter retirement years, they become more concerned about not outliving their money. A key component of an effective retirement distribution plan includes managing the potential costs of Long Term Care. In this interview, Clifford Faintych, MBA, AIF®, CFP®, ChFC®, explains what you need to know about protecting your family’s assets and maintaining a retirement lifestyle. He will cover managing retirement distributions to minimize the risk of outliving your assets, planning for Long Term Care expenses, how to select the right insurance, how to spend down assets before qualifying for Medicaid, and when it makes sense to set up an asset protection trust, among other topics.
Tim Knight is an ardent student of financial history and in this interview, he will explain how you can become a better investor by learning from stock market crises and turmoil since 1600. In his new book Panic, Prosperity, and Progress: Five Centuries of History and the Markets, he explains what set off the financial crises of the last five centuries and how they were ultimately resolved and how investors who understood what was happening could profit in a major way. Knight runs a trading service called Slope of Hope in which he recommends long and short trades on stocks, foreign exchange, precious metals based on his understanding of financial history.
While people are living longer and longer these days, in many cases they have not accumulated enough money to live a decent lifestyle in retirement. Roger Wohlner, a certified financial planner and financial advisor at Asset Strategy Consultants in Arlington Heights, Illinois, is an expert in savings strategies for retirement and managing assets for those who are already retired. In this interview he will discuss the right ways to save for retirement and what to watch out for when committing to any financial product.
Most investors think of the bond market as a stable and reliable source of regular income. But the bond market has changed dramatically in recent years, and in this interview, Simon Lack, president of SL Advisors and author of Bonds Are Not Forever: The Crisis Facing Fixed income Investors, explains how. He also describes what you, as a fixed income investor, should do to secure a regular income without subjecting yourself to too much volatility in the value of your portfolio. In his book, Lack details how the trends of exploding debt taken on by governments, individuals and companies has created a financial sector of the economy that is much bigger than it needs to be and how that is changing the game for savers and bond investors going forward.
Benjamin Graham is perhaps the most famous and successful investor of all time and he is the founder of the “value investing” style of investing. In his book and this interview, Joe Carlen explains how Benjamin Graham’s philosophy works and how you can apply it to your investing decisions today. The biography of Graham distills the best from Graham’s extensive writings and interviews with Graham disciples such as Warren Buffett, Charles Brandes and other famous current value investors.
Our guest is Mark Grimaldi, author of The Money Compass: Where Your Money Went and How To Get It Back. Navigating today's financial markets is difficult, and Mark Grimaldi gives you savvy advice on how to do it in this interview. He also talks about how to manage debt and credit responsibly, and use the tax code to your advantage. He explains which trending investing fads to ignore and where the best places are to put your money for solid returns.
Our guest today is Louis Gerken, President of Gerken Capital Associates. The world of venture capital can be difficult for many investors to understand since it is often hidden from public view. In this interview, Louis Gerken, founder and president of the alternative asset fund Gerken Capital Associates, explains how the venture capital world works and how you can invest in its successfully. In his new book The Little Book of Venture Capital Investing, Gerken explains the role of venture capital in funding promising young companies, and helps investors figure out how to earn significant returns by putting money into venture capital funds. He also supplies several real world examples and case studies of successful venture capital investment strategies in several industries.
Doug Casey has been giving investors savvy advice for several decades and in his latest book, Right on the Money, he distills years of what he has learned so investors can profit in today’s volatile markets and economy. Casey is an avowed contrarian and so he specializes in finding market distortions and taking advantage of them, no matter where they may be in the world. He will give his outlook for stocks, bonds, gold, oil and real estate. He is a big critic of central banks and governments who he criticizes for their constant meddling and debt-ridden ways. He will describe several ways to profit from “chronic government stupidity” in this interview. You can find out more about his book at www.rightonthemoneybook.com
Our guest is Jim Blasingame, author of The Age of the Customer and host of the Small Business Advocate Radio show. The world of business has changed irrevocably and many businesses have still not caught on. In his new book and in this interview, Jim Blasingame, the host of the national Small Business Advocate radio show, explains how we have entered The Age of The Customer. He explains how customers have become newly empowered by the growth of the Internet and social media since they can search for the best deal wherever and whenever they want to. This is important for you to understand both if you are a consumer or a business because it will affect how you shop to get the best deal or how you offer products or services to your customer base. Some of the trends that Jim describes are outsourcing, customer engagement online, using the cloud to deliver services and globalization.
The Consumer Financial Protection Bureau’s (CFPB) mission is to make markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products. Congress established the CFPB to protect consumers by carrying out federal consumer financial laws and the CFPB. In this interview, Gail Hillebrand, Associate Director for Consumer Education and Engagement at the CFPB, will explain what the agency is doing to protect consumers in many areas including: Mortgages and mortgage servicing, Payday loans, Student loans, both federal and private, Mandatory arbitration provisions in consumer contracts, Bank deposit regulations, Financial education and literacy efforts, Credit card act enforcement, Auto financing, Fair Lending practices, and Empowering lower income Americans.
In order to create a secure financial legacy for you, your children and grandchildren, you must teach them about a wide range of financial topics that they probably never learned about in school. Saul Simon, president of the Simon Financial Group in Edison, New Jersey and author of the new book SIMON SAYS™: LOVE YOUR LEGACY – A Guide To Financial Education For You And Your Family, explains what you need to know in this interview. He will cover savings of college expenses, how to set up a savings plan and make your money grow, when it makes sense to set up a trust, and what to put in a will, among other financial topics.
When rich people need money in a hurry, they often don’t go to banks, but they get discreet collateral loans against valuable objects such as watches, jewelry, artwork and rare memorabilia. In this interview, Jordan Tabach-Bank, who is the CEO of two high end pawn shops in New York and Beverly Hills, explains how the business works. His “Pawn Shop to the Stars” caters to socialites, businesspeople and celebrities who need quick collateral loans against their assets when they are in a cash squeeze. He will describe when it makes sense to get a loan this way instead of through a traditional bank or credit card account.
Our guest is Gary Belsky, author of Why Smart People Make Big Money Mistakes. Looking at the way we spend, save, borrow, invest and waste money, Gary Belsky reveals the psychology underlying irrational financial behavior. In this interview, Belsky explains how you can use the findings of behavioral finance to avoid making some of the most common big money mistakes that most people make. Some of the concepts he will discuss include “loss aversion,” the sunk cost fallacy,” the “status quo bias, ” “anchoring” and “information cascades” among others. Join us for this fascinating look at all the ways you can learn from the repeated financial mistakes of others.
Our guest is Michael Robinson, Chief Technology Strategist for Radical Technology Profits, published by Money Map Press. With technology continuing to evolve rapidly, it becomes difficult for investors to separate the winners from the losers. Michael Robinson has extensive experience in the world of technology and investing and in this interview he will explain the technologies that he thinks will be the big winners in coming years and how to invest in them. He will discuss trends in sensors, big data, cloud computing, mobile systems and biotechnology and identify companies that he thinks will deliver big returns for investors in each.
Our guest today is Bob Burg, author of Adversaries into Allies: Win People Over Without Manipulation or Coercion. Every day you are faced with the task of convincing someone to do what you want them to do. If you see the other person as an adversary, you feel like you must resort to coercion or manipulation to overcome their resistance. In this interview, Bob Burg explains an entirely new way to approach this problem to win people over. He will give you his powerful strategies for mastering the art of influence so both parties come out feeling like winners.
Our guest today is Tom McCullough, co-author of Family Wealth Management: 7 Imperatives for Successful Investing in the New World Order and adjunct professor of finance at the Rotman School of Management at the University of Toronto. There are certain principles that wealthy families use to invest and manage their money that all investors can learn from. In this interview, Tom McCullough, an adjunct professor at the Rotman School of Management in Toronto and co-author of the new book Family Wealth Management, explains what those principles are. These include formulating an investment philosophy, maintaining the right kind of asset allocation, picking good money managers and learning how to distribute wealth in the family over many generations.
John Maynard Keynes, one of the most influential economists of the 20th century whose ideas still affect economic policy, was also a shrewd investor who built up a multi-million dollar personal portfolio. In this interview, John F. Wasik reveals Keynes’s successful investment strategies that you can learn from to become a better investor now. He will explain how Keynes assembled his investment portfolio, how he acted as a contrarian, how he saw the power of compounding dividends, and how he traded commodities profitably. Learn from one of the greatest economists of all time how to be an extremely successful investor!
In the first half hour of the show, the recent launch of Obamacare has many Americans befuddled on what they need to do to get the best health insurance coverage. Betsy McCaughey, in her new book Beating Obamacare, Your Handbook for Surviving the New Health Care Law, explains exactly how the law works (or doesn’t work) in this interview and tells you what to do to find the best coverage in the Obamacare landscape. In the second half of the show, while the real estate market has bounced back sharply in many parts of the country, most investors don’t know how to profit from it. Kathy Fettke, the founder and CEO of the Real Wealth Network based in Walnut Creek, California, explains in this interview what steps people need to take to invest successfully in real estate. She has been an active real estate investor, realtor and mortgage broker so she knows all sides of the business. She discusses many strategies, from buying and fixing up distressed properties to assembling a portfolio of rental units.
Curtis Arnold is known as the leading expert on trends in credit and prepaid debit cards in America. In this interview, he will discuss what credit card issuers are offering these days to entice cardholders to spend money with them instead of their competitors. There are so many rewards programs, rebates, changing interest rates and other options of credit card users, that it is difficult to sort through them all for the best offers. Curtis is also the founder of www.bestprepaiddebitcards.com and in this interview he will discuss the many kinds of prepaid debit cards that are being issued now and what consumers should look for to get the best deal in such a prepaid debit card.
There are up and down cycles that drives the investment markets, but most investors don’t understand them. David Gurwitz, Managing director of Charles Nenner Research, explains what these cycles are and how to ride them to your advantage as an investor. In the second half hour, Michael Farkas, CEO of the Car Charging Group, explains the latest trends in the electric car and hybrid market. You might think that electric cars and plug-in hybrids are just a small niche in the automobile market, but they are not. He explains what you should look for when buying an electric car, what investment opportunities there are in that market, and what impact the growth of electric cars will have on driving habits and American society.
Our guests today are Nick Hodge, president of Early Advantage and David Forest, chief market strategist for Scarcity & Real Wealth. Volatile prices for oil and gas and other natural resources such as metals might seem to make it difficult for investors to pick winners in this part of the investment universe. Our two guests today have great expertise in analyzing the trends in natural resources and finding the best ways to profit from those trends. Nick Hodge explains how to pick energy stocks in his book Energy Investing for Dummies and he will explain that in more detail in this interview. David Forest is the chief market strategist for Scarcity & Real Wealth which is a newsletter published by Street Authority to find undervalued assets in natural resource stocks. Listen in and learn how to profit from the energy and natural resources sectors!
It seems difficult for investors to know where to turn in today's environment with possible debt defaults, government shutdowns, and volatile stock, bond and real estate markets. In this interview, Barry Ritholz, the president of Ritholtz Wealth Management in New York, helps to sort it all out and give you a clear path to profit. Ritholtz was one of the few analysts who saw the housing implosion of the late 2000s coming, and also warned about the unwinding of the derivatives market long before others saw it. He will share his unconventional and controversial views on the current economic and political situation and where he sees value in the stock, bond and real estate market, and what assets he sees as overpriced.
Trying to achieve acceptable returns without taking excessive risk has been a goal of investors as long as people have been investing. Many money managers try to achieve this with stock selection and market timing, in the hope that they can “beat the market” by identifying undervalued securities or market trends. In today’s show, we will hear from two companies who take a contrary approach. Peter Kranzler, from San Mateo Capital Management, creates portfolios for his clients using mutual funds which meet three criteria: broad diversification, low expenses, and passive management. This investment approach is based on the belief that trying to predict the short term movements of the markets is a fool’s errand, and investors are better served by harvesting the returns which the markets offer by being disciplined, broadly diversified, and keeping expenses low. We’ll also hear from Weston Wellington from Dimensional Fund Advisors, a mutual fund company based in Austin, Texas. Peter and Weston will explain what asset class funds are, how they are used, and the thinking behind them.
Today we discuss “Investing in Frontier Markets: Opportunity, Risk and Role in an Investment Portfolio”, co-authored by longtime money manager and media commentator Gavin Graham (our guest) and financial journalist and broadcaster Al Emid, their book provides an all-inclusive analysis of frontier markets. The authors define the term, explain its history, view the countries generally termed ‘frontier markets’, and examine the professional advisor’s role in counseling individual and institutional investors. The co-authors define frontier markets as the approximately 60 countries not included in developed and emerging market indices. Their work suggests that frontier markets offer the same potential for growth as provided earlier by emerging markets. Frontier markets also have the potential to reduce portfolio volatility since these markets do not correlate or move in the same way at the same time as other investment categories such as the developed markets of North America and Europe.
The unending volatility in world financial markets might have you scared or uncertain about where to deploy your money. This week's guests will help you understand the major influences in the global economy and how you can profit from them. In the first half hour, Sean Hyman, editor of the Ultimate Wealth Report newsletter and the Absolute Profits trading service, will explain his views on how the easy money policies of central banks around the worlds ail continue to impact stock, bond and commodity prices. Hyman has one of the best records among advisors in picking stocks that benefit from rising commodity prices in energy, grains and metals. In the second half hour, David McAlvany of McAlvany Wealth Management, who specializes in investing in precious metals, will explain his optimistic outlook for gold,silver, platinum and palladium and then describe the best stocks, ETFs and other ways to profit from rising metals prices in coming years.
Our featured guest today is Jeff Rose, author of Soldier of Finance: Take Charge of your Money and Invest in Your Future. Many people struggle to get their financial life in order. They have too much debt, don't understand their credit situation, aren't sure the right places to invest. In this interview, Army veteran and financial planner Jeff Rose, the author Soldier of Finance - How to Take Charge of Your Money and Invest in Your Future, explains how to identify the areas in your finances that need improving and then he provides proven tactics to implement those changes. He discusses how to: Evaluate your position and commit to change; Eliminate debt; Eliminate errors from your credit report; Create a tactical budget; Build an emergency savings fund; Invest for the short and long term; Determine how much of a mortgage you can afford and how much insurance you needs.
Our featured guest today, Angelo Gallo, is the founder and Chief Investment Officer of Lifelong Wealth Strategies. He has been serving private clients as their financial advisor for over 25 years. Angelo will discuss the difference between Fundamental Analysis and Technical Analysis and will give us a technical view of current stock and bond market conditions and what it might be saying. We will speak about Relative Strength and its use in Technical analysis and why we moved away from “Modern Portfolio Theory”, Buy & Hold, and Indexing towards Technical Analysis and Relative Strength. We will also have a discussion of Risk Management and how retail investors and many advisors ignore it and speak about the use of “Stop Losses” as risk management tool. Angelo will be happy to give a technical overview of current stock holdings for callers that call in with a ticker symbol for a short analysis on 866-472-5789.
Our guest today is Professor Philip Cheng, Adjunct Associate Professor of Finance at the University of Science and Technology in Hong Kong. Drawing on his years as an investor for leading banks in the U.S. and Asia, Philip Cheng delivers down-to-earth strategies guaranteed to make you shark-proof while you optimize investment returns. Statistics show that only 20% of small investors ever come close to achieving their investment goals. The other 80% get eaten alive by investment sharks—investment advisors, fund managers and other hucksters out to line their pockets with your hard-earned cash. Motivated by a sense of fair play, Cheng resolved to write an investor's survival guide in which he'd share everything he's learned in his years as a successful professional investor. The result is Taming the Money Sharks. This book will help you navigate the shark-infested waters of the investment world, all the way to the financial freedom you dream of and deserve.
Our guest today is Stephanie Chandler, author of The Nonfiction Book Marketing Plan and Own Your Niche. Many more people than ever before are turning to self-publishing. But just because you write a book does not mean that it will sell or people will know about it. In this interview, author and content marketing expert Stephanie Chandler will discuss the trends in traditional and self-publishing, plus internet marketing and social media strategies to help you build an audience online. She will also discuss how to promote your business online so you can drive more traffic to your website through blogging, website optimization, social media, and other content marketing strategies.
Many people start and run businesses without proper training to do so. In this interview, Vivian Gaspar, the author of: “Stop My Crisis- Be the 1 in 5 – The Business Owner’s and Sales Professional’s Guide to Success”, explains how to deal with the most common pitfalls that business owners run into. Her book is a compilation of 28 topics written by 27 experts. The topics cover many aspects of how to start a business as well as how to push your business forward to succeeding in all economies, including: business plans, marketing, employment law, business funding and psychological tips for pushing through tough moments.
In today's increasingly volatile world economy, many investors are looking to precious metals such as gold, silver, platinum and palladium a store of value to protect themselves against the devaluation of paper currencies. But if you want to buy physical precious metals, what is the best way to do so to get the best price and delivery? In this interview, Ed D'Agostino, the general manager and Olivier Garret, the CEO of the Hard Assets Alliance, explain how what HAA offers is a superior solution to buying gold, silver, platinum and palladium compared to purchasing at your local dealer. They will talk about premiums in the metals markets and how you can avoid overpaying them. They will also explain why having precious metals as part of your portfolio makes sense in today's economic landscape. To find out more about what Hard Assets Alliance offers, visit Hard Assets Alliance
Most people are not all that familiar with the best way to buy or lease a car and get the most out of their car, even though they spend thousands of dollars and many hours in their car throughout their life. In this interview, Lauren Fix, The Car Coach, will guide you through the best ways to buy or lease a new or used car in today’s competitive market. She will also discuss how to get the most out of the car you use, including getting the best auto insurance, maintaining your vehicle, dealing with emergencies and how to personalize your ride.
Many people do not know how to deal with many of the most common financial crises that hit them. In this interview, Vivian Gaspar, author of “Stop My Crisis – Facing Life’s Challenges Head On” explains what to do in these areas: ID theft; credit score basics; IRS help; debt settlement; government help for low income families; preparing for natural disasters; divorce; help for the unemployed; help for disabled children; help for Vets; and suggestions for increasing household income.
Linwood Bailey explains his book: The Business of Me: Your Job … Your Career … Your Value, which is a career management guide that explains how professionals can create value from their most important economic asset—their careers. That value comes from the jobs they land, promotions they receive, and pay raises they earn. The Business of Me applies the Business Management Process, an age-old and proven value creation process, to managing a career. Linwood will explain the application the Business Management Process to career management. He will recount lessons he learned during his 34 years of experience managing people and functions in multiple industries, regions, and corporate cultures. He will also offer innovative career management ideas and suggestions. He will provide information for individuals who are seeking to advance their careers, conducting a job search, making the transition from student to professional, and seeking to maintain their employment.
Our featured guest today is Katherine Woodfield. Most of us don't really understand all that much about our health insurance or the new health care laws. To understand the future, we need to look at how the different parts of the health care system interact and how you the consumer can make the system work for you. Learn what the insurance carriers know, and buy the plans that the people who design the plans would buy. Learn the two numbers you need to know when shopping for health insurance. We will also discuss the consumer protections in the health care reform law and why you don't want to lose them.
Our guest today, Bill Frezza, is a Fellow in Technology and Entrepreneurship at the Competitive Enterprise Institute and a contributing columnist for Forbes.com, the Huffington Post, and Bio-IT World. We will focus on an examination of the monetary and fiscal policy causes of the economic calamity that is poised to strike America. This calamity, in Bill’s view, will be a massive (50%?) stock and bond market correction followed by another round of bank bailouts, hyperinflation, a breakdown of middle class entitlements, a wave of municipal bankruptcies, the collapse of many defined benefit pension plans (particularly in the underfunded public sector), followed by public disorder and political chaos similar to what we are witnessing in Greece. His view is that all boundaries between the TBTF banks, the Federal Reserve, and the US Treasury have broken down, driving the excess financialization of our economy to unsustainable levels.
Özlem Denizmen is the Founding Chairwoman of FODER (Financial Literacy and Inclusion Association) and the anchor of the popular Para Durumu TV show and website in Turkey. As such, she has been leading the movement to improve financial knowledge and education throughout the country. Jordan Goodman, host of the Money Answers Show, recently spoke at the inaugural FODER conference in Istanbul. In this interview, he discusses with Ms. Denizmen the current state of financial knowledge in Turkey and what is and needs to be done to improve financial literacy throughout the fast-growing and developing country.
Monks are known for living in silence and seclusion, but entrepreneur August Turak knows that they hold something of great value to the secular world—the key to business success. In his new book, “Business Secrets of the Trappist Monks: One CEO’s Quest for Meaning and Authenticity,” Turak tells the story of how he spent the past 17 years working part-time alongside Trappist monks as they ran high-margin businesses producing widely sought after commodities such as beer, eggs and exotic mushrooms. Turak started out searching for enlightenment but ended up with a lifetime of lessons that taught him that success does not mean sacrificing happiness for big profits. You can have both simultaneously. The monks break every rule of business 101 except one – commitment to quality – and therein lies the secret. Rather than obsess about profits and the bottom line, the monks succeed in business by practicing the idea of “service and selflessness.” And the profits always take care of themselves.
Stansberry & Associates legendary value investor and editor of Extreme Value, Dan Ferris, tells us what he looks for in his top picks. He calls these cash gushers World Dominators, and his recommendations have proven to make his readers loads of money year after year. This week, Dan shares with us what qualifies a company to be tapped in his elite World Dominator category and also tells us about his latest entry into this select group of stock picks.
In his new book, “The Wealth Shield,” Jim Woods, Editor-at-Large of TheWealthShield.com, will tell you how to discover a simple 6-Step Plan to protect their money and increase wealth through smart, alternative investments. The Wealth Shield is a management guide on How to Invest and Protect Your Money From Another Stock Market Crash, Financial Crisis or Global Economic Collapse. The Wealth Shield teaches you how to use separate “Money Blocks” so you can: (1) Have a “cash stash,” to always have access to your money from anywhere in the world. (2) Guard your money against sticky-fingered governments and over-leveraged and mismanaged banks, (3) Profit from the stock market with a new investing approach, and (4) Keep your assets liquid, so it can be easily converted to cash in any financial crisis.
Our guest today, James D. Awad, currently serves as Chairman of Plimsoll Mark Capital, a division of Zephyr Management. L.P. Plimsoll Mark Capital is a global wealth advisory firm providing independent investment management solutions to wealthy families and individuals. We will talk with James about the plus and minus on the markets- the plus is the US economy is growing, corporate profits are growing, central banks are flooding the markets with liquidity, corporate balance sheets are in good shape, stocks are not expensive, and there are no powerful investment alternatives to stocks. The negatives are stocks are no longer cheap, stocks are up a lot, there is speculation in the credit markets, the Fed is going to become less easy and there is risk of war…so stay in but reduce risk and migrate to conservative dividend paying stocks and sell low quality credit and equity.
Our guest is Toni Turner, President of TrendStar Group, Inc., an accomplished technical analyst as well as a popular educator and sought-after speaker in the financial arena. Toni Turner’s new book, Invest to Win revolutionizes the way investors approach the markets by offering a more profitable alternative to the old buy-and-hold strategy that can deliver harsh losses in this age of great market upheaval. In addition to learning more about how to earn and keep profits in bull and bear markets, Toni Turner will be adding her stock selections that investors should consider now.
Our guest is Toni Turner, President of TrendStar Group, Inc., an accomplished technical analyst as well as a popular educator and sought-after speaker in the financial arena. Toni Turner’s new book, Invest to Win revolutionizes the way investors approach the markets by offering a more profitable alternative to the old buy-and-hold strategy that can deliver harsh losses in this age of great market upheaval. In addition to learning more about how to earn and keep profits in bull and bear markets, Toni Turner will be adding her stock selections that investors should consider now.
Our guest today, Kathleen Peddicord, author of “How to Buy Real Estate Overseas”, was publisher and editor-in-chief of the International Living group for 23 years. Today, she is publisher and editor-in-chief for her own Live and Invest Overseas group (LiveandInvestOverseas.com). She writes a weekly retire-overseas blog for U.S. News & World Reports, another for Huffington Post, and is regularly quoted by news outlets including the New York Times, Money magazine, the Economist, Kiplinger, and AARP. She has traveled to more than fifty countries, invested in real estate in twenty, established businesses in seven, renovated historic properties in six, and educated her children in four. She now lives with her family in Panama City, Panama. As a leading authority on buying property overseas Kathleen Peddicord offers practical advice on how to find great deals, buy and manage property profitably in unfamiliar and potentially volatile foreign markets. Kathleen Peddicord
Our guest today is Chris Hurn, the CEO and Cofounder of Mercantile Capital Corporation, a commercial lender specializing in small business commercial real estate projects. Mercantile is a three-time Inc. 500|5000 Company and a two-time SBA Financial Services Champion. Chris' first book, The Entrepreneur’s Secret to Creating Wealth: How the Smartest Business Owners Build Their Fortunes, is about how business owners can create wealth for themselves outside the day-to-day operations of the business, and thrive regardless of economic conditions. It’s an Amazon Bestseller, cracking the Top 3 in three different sales categories. Chris has been featured in the Wall Street Journal, Inc. magazine, Newsweek, USA Today, Bloomberg BusinessWeek, Los Angeles Times, Forbes, New York Times and many other national and regional publications; he's appeared on FOX Business news as well PBS' Nightly Business Report to discuss what can be done to help small business owners grow and create jobs.
Our guest today is Shari Olefson, JD, LLM, a Bar Certified Real Estate attorney and a Supreme Court Certified Mediator with degrees in journalism, finance, and psychology. She points out that the bailout wasn’t just for bankers. New laws and reforms enacted in the wake of the financial crisis offer once-in-a-lifetime opportunities for everyone to put their financial houses in order. With their credit, savings and investments, employment, housing, retirement, and more. Shari Olefson’s new book FINANCIAL FRESH START explains the benefits that can be derived from reforms such as the Dodd-Frank Act, the making Home Affordable Program, and the Consumer Financial Protection Bureau. And it motivates readers to actively work towards improving their long-term financial prospects.
The recent wild volatility in the precious metals markets has investors wondering if, and how much, of their portfolios should be in gold, silver, platinum and palladium. David McAlvany, President of McAlvany Wealth Management, is one of the world's leading experts on precious metals investing. He will explain where he thinks precious metals prices are going and how investors should best position themselves to take advantage of these moves.
The volatile investment world can confuse investors and make them buy and sell the wrong investments at the wrong time. Zina Spezakis, Partner and Chartered Financial Analyst of MA Capital Management, will explain her firm's systematic approach to investing which uses algorithmic models to decide what to buy and sell and in what quantity. She constantly rebalances the portfolio to take advantage of the changing opportunities available in the market, while minimizing risk. You can use the same techniques to maximize your returns while reducing risk.
Our guest today is RC Peck, CFP® Chief Investment Strategist, Founder and CEO of Fearless Wealth, LLC. RC Peck, CFP® results speak for themselves. RC’s Fearless Wealth Portfolio has returned an astounding 15% annually for 14 years (1998 to 2011). RC’s ability to make the complicated clear and straightforward is second to none. There is a reason why the directors of Silicon Valley most storied companies turn to him and have avoided every major crash in the markets in 14 years. As an ex-commodity trader of Coffee, Sugar and Coco, RC is considered one of the leading experts in the country on behavioral investing. RC can be unconventional and un-typical but always thought provoking, clear and insightful. RC is a certified Financial Planner (CFP®), a Registered Investment Advisor and a Master NLP practitioner. For more information: Fearless Wealth
Everyone wants to keep their money safe. But, not everyone knows how. Today, our guests Gavin Magor and Gene Kirsch, senior financial analysts with Weiss Ratings, will share helpful tips on what you can do to choose strong financial institutions — companies that are the most likely to be there when you need them. Weiss Ratings is the nation’s leading, independent provider of financial strength ratings covering the bank and insurance industries. Unlike many rating agencies, Weiss does not accept compensation to rate companies, which means you get truly objective information. So, whether you’re watching a company that already has your cash or you’re trying to decide, find out how important a Weiss Financial Strength Rating can be. Find out how Weiss Ratings can help you keep your money safe.
In this interview, John Jamieson of Perpetual Wealth Systems will talk about why the traditional financial model is geared to make banks, Wall Street, and Uncle Sam wealthy while robbing the average investor blind. Jamieson will explain the four massive wealth drains that people and businesses experience and how to stop them in their tracks. He will also discuss why every person and business needs to own their own bank or finance company. He will challenge the wisdom of putting all your funds inside qualified plans such as IRAs or 401 (k)s and he will offer several interesting alternatives to qualified plans. Jamieson will show you how to match your stage of life to where your money is invested. Jamieson will also explore what the best real estate plays are in today’s environment and how they are different from the past.
Our guest today, Bruce Mesnekoff, is a nationally-recognized expert in student loan management and consolidation. Bruce serves as founder and Senior Partner in The Student Loan Help Center. Student loan debt is greater than credit card debt….$1 trillion. Delinquency rate is higher than credit cards. 1 of 6 borrowers are in default. Why is debt so high? What are the consequences of defaulting? Bruce has solutions to get lower payments and will discuss Parents with loans for their children and Forgiveness programs.
According to Steve Rizzo, former Comedian and motivational speaker, you simply need to shift your attitude to get the ball rolling, both at work and in your personal life. We will discuss his funny and moving motivational guide “Get Your SHIFT Together: How to Think, Laugh, and Enjoy Your Way to Success in Business and in Life”. Rizzo will share the life-changing secrets that helped him shift from a promising career as a stand-up comic to his incredible success as a public speaker. Throughout the book, you'll find specific Attitude Adjustment Strategies that you can apply to every aspect of your professional and personal life. You'll learn how to avoid the Eeyore Syndrome, tap into your Humor Being, turn self-doubt into self-confidence, and make everyday conversations more engaging and more productive. We’ll hear about Rizzo's inspiring firsthand encounters with Eddie Murphy, Christopher Reeve, and many more. It's all you need to get your shift together, and that's no joke.
While the traditional Wall Street model of diversification is to have stocks, bonds, mutual funds and annuities in your portfolio, Jason Vanclef believes that you need a much broader diversification of assets to earn higher returns and reduce risk. In this interview he explains his Wealth Code Asset Class Diversification model which he describes in his new book The Wealth Code 2.0. Other assets that he recommends include real estate, oil and gas, equipment leasing, private equity and precious metals. In this interview he will discuss the pros and cons of each asset and how to assemble a properly diversified portfolio. Get the lowdown on advanced income tax reduction strategies, discounted Roth IRA conversions, and asset protection techniques that will help protect your hard earned wealth. Discover the pitfalls of insurance and Variable/Fixed/Index Fixed annuities that agents will never tell you about-common sense ideas not focused on Wall Street methods but those of the superwealthy.
Today we welcome Andre Johnson, a real estate investor, business consultant, and the owner of several businesses. There continues to be a phenomenon in this country where small business owners are struggling to get funding to maintain, grow, and expand their businesses. Normally, small business owners only need $50,000-$500,000 to move from their garage to a retail store front, renovate or upgrade their equipment and expand. Would an Infusion of Capital help you grow your business such as a $100,000 cash advance in the next 60 days? If the answer is “yes”, then I strongly suggest you listen to what Andre Johnson has to say about Business Credit Approved. Andre and his partner Jeremy Zigman have created a unique process for obtaining business credit lines born out of their need to close real estate deals quickly. They have personally tried and tested this process to the tune of $1.5M in instantly available credit for their businesses and $5.25M of business credit for their clients.
For the past 20 years Kyle Wilson has worked with, promoted and collaborated with industry greats including Jim Rohn, Og Mandino, Brian Tracy, Zig Ziglar, John Maxwell, Les Brown and so many others. He founded and became President of Jim Rohn International in 1993 and in 1999 he founded and became President of YourSuccessStore.com. Kyle has launched and published six personal development publications reaching over a million subscribers a week and has also produced/published well over 100 hours of personal development DVD and CD programs including the content of best-sellers from Jim Rohn, Brian Tracy, Zig Ziglar, Charlie “Tremendous” Jones, Denis Waitley, Ron White, Chris Widener and many more. He is the author of 52 Lessons I Learned From Jim Rohn and Other Great Legends I Promoted! and the co-author of Chicken Soup for the Entrepreneur’s Soul with Mark Victor Hansen and Jack Canfield. Kyle’s new project is Lessons From.
According to Wall Street rock star, Natalie Pace, The ABCs of Money is exactly what we all need NOW to surf above the waves of Wall Street during these troubled times. Fighting with the bank to save your home? Credit card debt eating you alive? Lost half of your nest egg during the Great Recession? Worried about the $16 trillion debt? Wondering if it's worth it to take out student loans to get an education? As TD AMERITRADE chairman, Joe Moglia writes, in the forward to The ABCs of Money, College students need the information before they get their first credit card. Young adults need it before they buy their first home. Empty nesters can use the information to downsize to a sustainable lifestyle, before they get into trouble. Natalie Pace makes it easy as a pie chart, with The ABCs of Money that we all should have received in high school.
When our featured guest, Bob Burg, co-author of the international bestseller, The Go-Giver, speaks about “giving,” he’s talking in terms of “constantly and consistently providing value to the lives of others.” When you can take your focus off yourself and shift it onto how you can be an asset of value to other people, you’ll plant seeds of goodwill — of great will — that will come back to you many, many times over. And, not because of some magical, mystical type of thinking, but because it makes absolutely practical sense. Shifting your focus from “getting to giving” is not only a nice way to live life…but a very financially profitable way, as well. Bob has built his business, and shows others how to build theirs, based on one overriding, foundational principle: “All things being equal, people will do business with, and refer business to, those people they know, like and trust.” For more information go to: http://www.burg.com/
Our guest today, Dr Sue Ferreira MD, is the author of the ebook and creator of the program “Live Your Retirement Dream, which is designed specifically to show Baby Boomers or upcoming retirees how to make more money for their retirement, to enable them to Live and continue Living Their Retirement Dream. Sue’s book looks at the whole person or persons in conjunction with their current lifestyle to build a comprehensive picture of Where Are You Now?, with your Finances, your Mindset, your Skills and Knowledge. “Where You Are Now” and the retirement dream life you wish to achieve, “Live Your Retirement Dream” provides the knowledge, tools and support to craft the path from Where You Are Now to the Life of Your Retirement Dream. The program’s holistic approach recognizes “Financial Advice” or “Life Advice” in isolation will not suffice for upcoming retirees to move forward to attain their retirement goals. See: www.LiveYourRetirementDream.com or Facebook-LiveYourRetirementDream.
Today our featured guest, James Mapes, President of The James Mapes Organization, will speak on tools to manage our thinking including a different way of viewing the conscious and subconscious mind, how to influence the subconscious and make ideas stick, recognizing and breaking through the fear barrier (rejection, change, success, failure and poverty)y. It is important to James that the listeners understand the power of visualization, attitude and support. For more information go to: www.jamesmapes.com
As the economy still recovers from the subprime crash of 2009, a new strategy is necessary to navigate the current market—yet the basic rules remain timeless. Jason Kelly, author of the popular investment advisor The Kelly Letter, has brought his bestselling THE NEATEST LITTLE GUIDE TO STOCK MARKET INVESTING (Plume / January 2013 / $16.00) book in line with today’s investing with a new edition. Kelly maintains that while the market always fluctuates, stocks remain the best investment long term and the goal is to beat the market over time. And the time is right for investing. Kelly explains the ins and outs of getting in the game, including: using a value averaging plan for steady growth, ins and outs of the Dow, Dow dividend strategies, choosing a discount broker, highlighting current companies like E*Trade, Firstrade, TD Ameritrade and others, building your core portfolio, and which measurements best identify superior companies and winning stocks to work for your money.
Frank Curzio of Stansberry & Associates discusses the biggest mistake investors make when it comes to dividend investing and brings you to the universe of elite small-cap dividend-payers... In this interview, Frank - editor of The Small Stock Specialist and Phase 1 Investor - discusses elite small-cap companies with great business models, stable cash flows, and long histories of dividend payments. These picks are simply in “niche” businesses that don’t have massive markets to serve. Thus, they don’t rise to mega-cap status, even though they are steadily growing. And their small size makes them fly under the radar of many institutional investors. Listen to this interview to find out how you can benefit from Frank’s research in the small –cap sector. You can find out more about Frank Curzio, and sign up for his free weekly podcast at www.stansberryradio.com.
We continue our conversation with Sandy Botkin, author of “Achieve Financial Freedom—Big Time: Wealth Building Secrets from Everyday Millionaires” and the President of the Tax Reduction Institute, offers a great deal of common sense advice that will help you reach your financial goals in this interview. He discusses how to set up a system to save instead of spend money and where that savings should be stashed; the best ways to save for college expenses; seven steps to get out of debt; how to avoid being scammed; how to decide which mortgage is best for you and how to protect your assets from lawsuits and creditors, among many other topics.
With interest rates on traditional bank savings accounts and CDs so low, Americans are looking for safe alternatives to earn much higher yields. In this interview, Martin Granoff and Ralf Bieler, founders of Cash Flow Exclusive, explain how you can invest in settlement lump sums which you can purchase at a big discount from face value and thereby earn high yields. This includes lottery winnings, lawsuit settlements, immediate annuity payments and other types of future cash flows.
Many Americans do not save enough or plan for their retirements so they have a much lower standard of living than necessary once they stop working. Christine Fahlund, the Senior Financial Planner at T Rowe Price Associates, explains in this interview all the steps you need to take to fund a comfortable retirement. She explains how to figure out the optimal time to start drawing Social Security benefits. She describes how to prepare yourself for the major financial risks of retirement and how you can set up a saving system during your working years so you know you will have enough to live comfortably.
Every year millions of Americans are victimized by investor fraud. Kathleen M. Floyd, Deputy Director of Investor Education at the Securities and Exchange Commission, will explain in this interview how you can spot a fraud and avoid getting taken. She will identify the most common persuasion techniques fraudsters use to separate you from your money including phantom riches, source credibility, social consensus, reciprocity and scarcity. Kathleen will also discuss the ways you can improve your financial literacy and boost your savings and legitimate investments. You can find out more about these topics at the SEC’s investor website at www.investor.gov.
Our guests today are Ted Leutz and Lynette Robbins, CEOs of Knowles Financial, LLC. One of the greatest fears we Americans have today is outliving our income. This fear comes from not knowing how to adequately plan for our financial future. With so many messages out there we can find ourselves let down by traditional approaches to saving and accumulating money. What if you don’t have enough assets right now? What you’ll hear uncovers new possibilities that you never thought possible. One of the many myths we’ve held on to, is saving as much money as we can in plans like a 401K, SEP, IRA and Tax Sheltered Annuities. We contribute much more into these plans than the employer will match with the belief that when we retire, we will be in a lower tax bracket than during our working years. GUESS WHAT! That is only a myth and Ted Leutz and Lynette Robbins will show us why.
Sandy Botkin, author of “Achieve Financial Freedom—Big Time: Wealth Building Secrets from Everyday Millionaires” and the President of the Tax Reduction Institute, offers a great deal of common sense advice that will help you reach your financial goals in this interview. He discusses how to set up a system to save instead of spend money and where that savings should be stashed; the best ways to save for college expenses; seven steps to get out of debt; how to avoid being scammed; how to decide which mortgage is best for you and how to protect your assets from lawsuits and creditors, among many other topics.
Today we are speaking with Paul M. DeSisto, CFA, Director and Senior Portfolio Manager with M&R Capital Management, Inc. M&R looks at value stocks using growth criteria, which includes 3 to 5 years projected earnings growth, 10% or more, AND positive earnings revisions over the last four weeks. They generally avoid commodity type companies, e.g. steel producers or commodity chemical companies, as they tend to be capital intensive, requiring significant cash flow to be reinvested back into the business just to remain competitive. For 2013 they lean toward dividend-paying stocks, as they believe the bull market that began in the Spring of ‘09 is getting long in the tooth; large capitalization stocks do better in the later stages of bull markets, and these tend to pay dividends. We also suggest investing in short-term domestic junk bonds via exchange-traded funds. M&R believes such vehicles are a viable alternative to money-market instruments that are paying virtually nothing.
A steady stream of income – for life. Sound good? You don't need to be ultra-rich or even moderately wealthy to look toward your nest egg for income. Jason Brady, author of Income Investing, helps manage billions of dollars at Thornburg Investment Management, and now he shares his knowledge with investors like you. He’ll discuss the risks and rewards of using your savings to build a steady income stream and compound returns over time. Topics will include how to tap into the money-making potential of bonds, reinforcing your portfolio with income-producing assets, understanding how options affect your investments, avoiding adverse outcomes, and planning your retirement to reach your long-term goals. Whether you're a Baby Boomer, Gen Xer planning for the future, or an investor looking to learn more about trying to optimize your income, this segment will provide useful information for you. For more information: http://www.mhprofessional.com/product.php?cat=106&isbn=0071791116.
As Vice President of Federal Affairs for Cash America, Kevin Kimble’s main responsibilities are advocating for federal public policy and maintaining strong relationships with members and staff of various branches of the Federal government. Prior to joining the company, Kevin served as the Chief of Staff/Counsel for Congressman Charles Gonzales on Capitol Hill and at a D.C. law firm. We will discuss the following issues today: re. access to credit among underserved Americans and some facts to understand the unmet needs: $454 billion less credit available to consumers since 2007. There are 60 million unbanked or under-banked individuals in the U.S., a number that is growing by almost 3 million every year. Nearly half of Americans cannot access $2K in 30 days to meet an emergency and 1 out of 2 Americans live paycheck to paycheck and Bank overdraft fees cost Americans $31.6 billion in 2011. 821,000 households opted out of the banking system from 2009 to 2011.
Our featured guest today, Susan Bruno, is the co-founder of DivaCFO, LLC, and DivaDocs, a personal financial website and app designed to empower women in a truly unique, colorful and engaging fashion. We will discuss how to select a financial planner and other trusted advisors. She will explain why organization is the first and most critical step to financial security. She will also address how and why you should have all of your vital personal and financial documents in the cloud. Why do women sweat the small stuff and ignore the big stuff - financially speaking of course and how she defines financial literacy for women in general. For more information go to: www.DivaCFO.com
Bill Spetrino has amassed an enviable record for the subscribers to his Dividend Machine newsletter by offering simple, common sense advice on which high yielding stocks to buy. In this interview he talks about the mistakes many investors make and how they can be corrected to boost returns in the long run. He describes his method for picking stocks that have high solid dividends that continue to grow over time. He discusses picks in his conservative, aggressive and international model portfolios that pass his screens for high quality investments. If you want to learn to put the power of compounding high dividends to work for you, listen to this interview with Bill Spetrino. His blog is: www.billspetrino.com.
Our guest today, Shah Gilani, is the editor of the highly successful trading research service, The Capital Wave Forecast, Wall Street Insights and Indictments, and a contributing editor to both Money Morning and The Money Map Report. He is considered one of the world's foremost experts on the credit crisis. His published open letters to the White House, Congress and U.S. Treasury secretaries have outlined detailed alternative policy options that have been lauded by academics and legislators. Gilani not only called for the implosion of the U.S. financial markets, he also predicted the historic rebound that began in March 2009. And both predictions were made on the record. In February 2008, Gilani advised his blog followers to sell everything and short everything or stay 100% in cash. On March 27, 2009, in a lead story for Money Morning, Gilani said the market had bottomed and told investors to jump back into stocks. http://www.wallstreetinsightsandindictments.com/
Our featured guest today, Keith Fitz-Gerald, is the Chairman of the Fitz-Gerald Group, as well as the Chief Investment Strategist for Money Map Press, where his daily analysis reaches 500,000 readers in 35 countries. He splits his time between the United States and Japan, and spends much of the year in China and emerging markets in search of investment opportunities others don’t yet see. Keith has worked with think tanks around the world using his expertise in the science of complexity and in non-linear trends in the financial markets, to help policy makers predict future events, and prepare for them. Keith's investigations have resulted in him predicting the 2008 oil shock, the credit default swap crisis that helped bring about the recession, and also the Greek and European fiscal catastrophe that is still wreaking havoc to this day.
Our guest, Marc Lichtenfeld, is the Associate Investment Director of the Oxford Club and editor of the Ultimate Income Letter, where he runs the Perpetual Income Portfolio. He is the founder and editor of the Oxford Systems Trader. Prior to joining the Oxford Club, he was a sell-side analyst for the contrarian Avalon Research Group and a senior columnist for TheStreet.com. Marc is the author of Get Rich with Dividends, A Proven System for Earning Double Digit Returns. Marc believes that an investor, you should constantly be striving to learn as much as you can about market history, how markets work, different types of analysis, etc. In his book, Get Rich with Dividends, he introduces investors to his10-11-12 System. It’s a system designed to generate 12% annual returns over a ten year period. With those kinds of returns you triple your money in ten years and make nearly 1,000% over twenty.
Our featured guest today, Guy Cohen, CEO of FlagTrader.com, is a financial trading innovator and creator of the unique OVI Indicator. Specializing in stocks and options, Guy is the author of best-selling books: Options Made Easy, The Bible of Options Strategies, and Volatile Markets Made Easy. Guy's software has become highly respected among individual and professional traders. From 2002 to 2011 Euronext/New York Stock Exchange licensed Guy's options software, and in recent years, Guy has also provided options analysis for the International Securities Exchange (ISE). Guy has an MBA (Finance) from City University (Cass) Business School, London. Guy's trading products are available at OviTradersClub.com. Guy's new book The Insider Edge, Wiley, September 2012, is focused on his OVI Indicator.
Sean Hyman, editor of the Ultimate Wealth Report, is convinced that policies by the American government will lead to a depreciation of the dollar against other strong currencies and hard answers such as gold, silver and commodities. In this interview he explains what these policies are, what kind of impact he sees them having on the global economy, and how investors should position themselves to profit from these trends.
Bill Westrom, CEO and Cofounder of TruthInEquity.com, and co-author on my “Master Your Debt” book, is our featured guest today. If there is a magic pill to the financial concerns of our country, our families and our future, it lies in discovering the solution to the 3 financial mistakes we make every day that threaten our financial stability. Recent studies have revealed that conventional mortgages are costing American homeowners approximately $247 billion a year in mortgage interest alone. An analysis of our income deposits revealed the use of regular checking/savings accounts are costing American homeowners approximately $29 billion in monthly interest savings. The belief that deductible mortgage interest is a viable tax shelter is dispelled when you understand the imbalance between the overall cost to the eventual tax benefits. Learn how equity optimization strategies provide the solution and bring balance back to the relationship you have with our money. http://TruthInEquity.com
Today’s guest is Marshall Berol, Co- manager of Encompass Fund. Marshall G. Berol has been engaged since 1982 as an investment manager in San Francisco, California. Since 2000, he has been the Chief investment Officer of Malcolm H. Gissen & Associates, Inc. In addition, for more than 20 years, Mr. Berol has owned his own investment firm, BL/SH Financial. His investment style is one of a contrarian, and value-oriented. Mr. Berol and Malcolm Gissen co-founded (in June, 2006) and co-manage a mutual fund, Encompass Fund. Mr. Berol did his undergraduate work at the University of California (Berkeley) and received a J.D. degree from the University of San Francisco School of Law.
Our featured guest today is Fire fighter turned Millionaire and Real Estate guru Marc Hrisko. Marc is the author of “ Kangaroo Millionaire” and “ Making a fortune in the Real Estate Recovery” and shares his inspirational story along with the steps that helped him turn his life from a $35 0000 a year paycheck to becoming a millionaire. Marc is convinced that anyone of average intelligence and peerless ethics can become massively wealthy using the right tools. It all starts with the right mental strategy and is followed by nuts and bolts actions to capitalize on this current Real estate market. Marc has been involved in hundreds of real estate deals himself and specializes in rehabs all over the US. A top speaker for Robert Kiyosaki’s Rich Dad, Poor Dad national seminars, Marc Hrisko’s speeches and wealth-building seminars have been enjoyed by thousands of entrepreneurs in virtually every major city in the United States.
Dr. Frederick W. James is both a medical doctor and an expert in personal financial health. In this interview, he discusses the steps you should take to secure your financial future, including his 4-bucket Cash Management System and his system to set and achieve specific financial goals. He also discusses how to choose a financial mentor to make sure you follow through on your plan of action. Dr. James’s latest book is Spend Don’t Save: How to Improve Your Financial and Physical Health which can be found at http://www.spenddontsave.com.
Our featured guest today is Fire fighter turned Millionaire and Real Estate guru Marc Hrisko. Marc is the author of “ Kangaroo Millionaire” and “ Making a fortune in the Real Estate Recovery” and shares his inspirational story along with the steps that helped him turn his life from a $35 0000 a year paycheck to becoming a millionaire. Marc is convinced that anyone of average intelligence and peerless ethics can become massively wealthy using the right tools. It all starts with the right mental strategy and is followed by nuts and bolts actions to capitalize on this current Real estate market. Marc has been involved in hundreds of real estate deals himself and specializes in rehabs all over the US. A top speaker for Robert Kiyosaki’s Rich Dad, Poor Dad national seminars, Marc Hrisko’s speeches and wealth-building seminars have been enjoyed by thousands of entrepreneurs in virtually every major city in the United States.
Currently the US Government is giving away over 500 Billion Dollars in grant funding every year! These programs have been around for decades, but not many people know about them or how to use them for themselves.
There are over 22 Hundred programs available, and many thousands more on the state and local levels. Many are in the form of non-repayable grant funding and much in subsidies or low cost loans.
Much of this incentive is targeting entrepreneurs, business owners, and homeowners in an attempt to grow and stimulate the economy.
Chris specializes in educating the public about the opportunities available today for Americans of all backgrounds and how they can identify which programs they could qualify for.
Having so far raised millions of dollars for his clients, one of Chris’ goals is to help
1000 entrepreneurs to start a business utilizing grant funding
http://www.grantfundingexpert.org/
Tom Wheelwright, CPA Founder and CEO of ProVision, the world's premier strategic CPA firm, is our guest today. We will discuss how to use the tax law as a road map for reducing your taxes and increasing your wealth. Tom will show how to pay 10 – 40 % less in taxes, to identify the difference between permanent tax saving versus temporary tax savings, and how to gain insight into how taxes are fun, easy and understandable. You will discover how to create deductible expenses by investing where you travel, learn why entrepreneurs and investors get all the breaks, uncover how to use your tax savings to build tremendous wealth, and find out how taxes are stealing your money, your time and your future. Tom will help you to understand how tax preparers keep you from your money. Most importantly, discover how to retire rich not poor. For more information go to: www.ProVisionWealth.com
It has been about a year since the Consumer Financial Protection Bureau opened for business with the mission of protecting consumers from financial abuse by banks and brokers. Travis Plunkett, the legislative director of the Consumer Federation of America, has been a leading advocate for consumers in the financial services arena for many years and in this interview he updates you on how rules are changing to protect you from excessive fees and abusive and deceptive practices. He discusses payday lending, mortgage servicing, overdraft lending, credit reporting, prepaid cards, credit counseling and debt settlement, among other issues. Make sure you understand your rights as a financial consumer by listening to this interview.
Our guest today, Robert Shemin, is the author of sixteen bestselling books including his New York Times’ bestseller How Come that Idiot’s Rich and I’m Not?, Secrets of A Millionaire Real Estate Investor, Successful Real Estate Investing—How to Avoid the 75 Most Costly Mistakes Every Investor Makes, Secrets of Buying and Selling Real Estate—Without Using Your Own Money, Secrets of a Millionaire Landlord, Unlimited Riches, 40 Days to Success in Real Estate Investing, and “7 S.E.C.R.E.T.S of the Money Masters”. His latest book “Living the Significant Life”, was just released and is available on all major outlets. Shemin gives generously to numerous charitable endeavors such as the homeless, those in need of critical eye operations overseas, and at-risk teens and college-age youth in through the formation of a specialized school he helped found and successfully operates. His real love is helping self-described “financial disasters” earn millions. http://www.robertshemin.com
Investors wanting to earn high yields on their money have to take more risk today since they earn almost nothing on money market funds and CDs. One suitable alternative is bonds issued by lower-rated corporations and municipalities that offer yields of 5% to 10%. Robert Levine, the founder of Nomura Corporate research and the high yield manager at Kidder Peabody Asset Management, explains how to pick out the best junk bonds and bond funds in this interview. He has just written “How to Make Money With Junk Bonds” published by McGraw-Hill. Learn the pros and cons of investing in junk bonds in today’s market environment.
Our guests today, financial services and database veterans Nicholas Stuller, CEO, and Gary Liberman, CFO, co-founded AdviceIQ in 2010 to bridge the gap between consumers and financial advisors. AdviceIQ is an online directory of trusted financial advisors and a publisher of syndicated editorial content and geo targeted advisor rankings. AdviceIQ is designed for consumers who want to better understand and leverage the services of a financial advisor. AdviceIQ is the only directory that performs advisor due diligence across all four primary U.S. regulators, and only those advisors with pristine regulatory histories are profiled. AdviceIQ provides consumers with instructive personal finance articles and the information they need to make informed decisions when selecting and working with a financial advisor. For more information: www.adviceiq.com
Are you afraid of investing in the stock market because you believe you lack the necessary knowledge and experience? Well, if you watch TV, read magazines or use Facebook you may already have the information needed to become a successful investor! In his new book LAUGHING AT WALL STREET, author and top-ranked investor Chris Camillo shows readers how they can take advantage of the observational and investigative skills they already have to improve their financial security and become successful self-directed investors. LAUGHING AT WALL STREET explains how the average consumer can outsmart Wall Street’s brightest simply by using information found in every-day life to identify market trends that can lead to winning investments. Whether it’s the next big fashion brand, TV show, or video game, there’s no need for an MBA or even a calculator, all you need is a keen sense of observation. Go to: www.chriscamillo.com.
Today we welcome Bill Walsh, President of Hennion & Walsh. They may not be the most exciting investments around, but according to one of the country's leading experts on the subject, tax-free municipal bonds can easily serve as a solid foundation for any investor's portfolio, providing both predictable and tax-free income year-in and year-out. You can purchase a high-quality municipal bond right now and get a return of around 5% tax-free, which is equivalent to almost 8% from a taxable investment for investors in the highest tax bracket, says Walsh. Bill says one key to successfully investing in tax-free municipal bonds is to know what is backing the issue. Essential purpose revenue bonds and general obligation bonds are usually a good place to start. The ability to levy taxes is a pretty strong guarantee that the borrower will be able to pay out interest for the life of the bond and that the bond will retain its value at maturity. For more information visit www.hennionandwalsh.com
If the Great Recession has taught us anything, it is that wealth in the traditional sense is fleeting. With record numbers of home foreclosures and investment portfolios decimated, not only must we redefine the idea of wealth beyond the simple collection of material objects, but we must also re-examine our personal – and collective – psychological understanding of how to obtain wealth. With his thought-provoking book The Psychology of Wealth: Understand Your Relationship with Money and Achieve Prosperity, psychotherapist Dr. Charles Richards aims to expand our understanding of wealth and instill individuals with a new process for seeking and achieving wealth in the future. An eye-opening sociological and psychological investigation of the history of wealth in America over the last 250 years, The Psychology of Wealth provides a 360-degree view of how anyone, regardless of their current situation, can reach their personal wealth goals and pass that wealth on to future generations.
The featured guest today is Certified Financial Planner and Amy Veteran Steve Repak, author of the new book, Dollars and Uncommon Sense: Basic Training For Your Money. Steve will discuss how uncommon sense is going to put you on the road to financial stability. He will reveal the six traits of wealth builders and his unorthodox 10-10-80 rule (why you should give first, save next and then live off the rest). He will provide a plan for your paycheck – a step by step guide to where your money should and shouldn’t be going each month. He will also discuss his personal experience of racking up over $32,000 of credit card debt while serving in the military and the steps he took to change his own finances, get out of debt and build his wealth. www.DollarsAndUncommonSense.com
Our featured guest today, Joseph F. Burgoyne III, is Director, Institutional and Retail Marketing, for The Options Industry Council (OIC). Joseph will go over the history of the OIC. We will discuss the growth of US listed options industry, number of products listed, and contracts traded. He will let us know who they target with their education (retail investors, financial advisors, and institutions (pension plan trustees and foundations), along with how they educate (web site, live presentations, webinars, podcasts, investor services desk). He will define what options are…tools that allow investors to 1)protect portfolios, thereby managing risk, 2)generate additional income, 3)speculate. We will discuss some of the more common option strategies used by investors…covered calls, vertical spreads, calendar spreads, collars. Many free tools available to build a base of knowledge with the options product. The investment required is TIME.
Today we welcome Christopher Mayer, author of World Right Side Up: Investing Across Six Continents. From Brazilian farmlands to Colombian gold fields, from Chinese shopping malls to Indian hotels, from South African wine country to the boom/bust souks of Dubai, Christopher Mayer’s around-the-world investing field trip explores the nooks and crannies for hidden investment opportunities. For the first time since before the Industrial Revolution, the emerging markets now contribute as much to the global economy as their more well-developed peers. Far from being an anomaly, this state of affairs is more in line with the bulk of human experience. For centuries, China and India were the world's largest economies. And so the world is turning...right side up. This change creates a wealth of opportunities for investors, in both the emerging and developed markets. World Right Side Up will tell you how to profit from this tectonic shift. Visit: http://worldrightsideup.com/
Today we welcome Christopher Mayer, author of World Right Side Up: Investing Across Six Continents. From Brazilian farmlands to Colombian gold fields, from Chinese shopping malls to Indian hotels, from South African wine country to the boom/bust souks of Dubai, Christopher Mayer’s around-the-world investing field trip explores the nooks and crannies for hidden investment opportunities. For the first time since before the Industrial Revolution, the emerging markets now contribute as much to the global economy as their more well-developed peers. Far from being an anomaly, this state of affairs is more in line with the bulk of human experience. For centuries, China and India were the world's largest economies. And so the world is turning...right side up. This change creates a wealth of opportunities for investors, in both the emerging and developed markets. World Right Side Up will tell you how to profit from this tectonic shift. Visit: http://worldrightsideup.com/
Ancient man worshipped it. Governments stockpile it. Warren Buffett disdains it. And Mr. T loves it. For millennia gold has long been one of the most valuable commodities on earth, and until 1971 served as the basis of our own U.S. dollar. As its price continues to skyrocket in the face of an uncertain global economy and unstable currencies, what is the future of gold as a commodity and, even possibly, money? In his new e-book IN GOLD WE TRUST? The Future of Money in an Age of Uncertainty (The Economist / Amazon Kindle Singles, March 2012 – co-written with The Economist’s Matthew Bishop), economist Michael Green uses the surge in the price of gold in recent years as a lens to explore the future of money. Green was formerly a senior official in the British government where he worked in aid and development. Prior to that he worked in Poland, teaching economics at Warsaw University and as a freelance journalist. A graduate of St Peter's College, University of Oxford, he lives in London.
Our guest today, Judith Cohart, an attorney and educator, is President and CEO of the Personal Finance Employee Education Foundation. Previously, she was Money Management Manager for the AARP Foundation where she worked for ten years. Prior to that position, she was Director of Education for the National Foundation for Credit Counseling and has experience as a legislative assistant for a Congressman. We will discuss the need to understand basic financial concerns -- budgeting, credit, etc., the value of starting to save early for retirement, the value to employers of providing financial education in the workplace--how employee financial issues impact both the employee and the employer. We will also go over her PFEEF tools -- PFW scale and ROI calculator. For more information go to: www.pfeef.org
The secrets to growing one’s wealth lie far beyond just investing strategies and financial products. The options for investing are endless, and their sheer number can be overwhelming, but in Investing Without Wall Street: The Five Essentials of Financial Freedom, Sheldon Jacobs shows how to achieve the greatest wealth with the least effort. He focuses on what investors actually do with their investments, rather than teaching strategies that read well but are unessential. We will discuss five essentials that investors need to concentrate on, and what they can safely ignore, how to use the media to get the best investment advice and recommendations, the case for using a market timer, why specific security recommendations don’t make the five essentials, and how to achieve complete portfolio diversification with only two funds.
Annuities may seem to fit the bill for “guaranteed payouts” and lifetime income, but are they the best choice? Join Femi Shote, as he speaks with Jordan Goodman about the dangers of depending on annuities to provide sustainable and predictable retirement income. Shote will discuss why he thinks annuities are high-cost investments that restrict the financial flexibility that a pre-retiree or retiree needs – and what investors should be doing instead.
We welcome Karim Rahemtulla, Founder and Editor of The Smart Cap Alert, and the Director of Emerging Markets/Options for Wall Street Daily, to discuss his latest book: Where in the World Should I Invest?: An Insider's Guide to Making Money Around the Globe (Wiley; April 2012), which outlines the perils, pitfalls, and rewards of investing in low float markets. Emerging market investing is not for the faint of heart. Countries that have frequent changes in leadership, high rates of poverty, illiteracy, and high rates of crime are hardly the types of markets that engender confidence. However, places like China, South Africa, Brazil, and India are growing at four to five times the rate of developed markets like the United States or Europe. Emerging markets are a ride investors cannot afford to miss, but they are often missing key opportunities because they either have incorrect information about a country where they might invest, or simply don't know what questions to ask.
Our featured guest today, Steven M. Sears, is a Senior Editor and columnist with Barron's and Barrons.com, and author of “The Indomitable Investor: Why a Few Succeed in the Stock Market When Everyone Else Fails”. We will discuss some of the findings from Steven’s book, including how it is that most people think of themselves as long-term investors, yet act like very bad traders, and how this keeps them at a perpetual disadvantage because they are fighting the market's natural movements. We will also discuss average holding periods for stock investors, why five years is a critical number in the market, and how to confront fear, especially now as there is tremendous discussion about the stock market giving back the YTD gains of about 12%. To get his latest book, go to: http://www.wiley.com/WileyCDA/WileyTitle/productCd-111811034X,descCd-buy.html
Eric Bell is a personal finance expert and entrepreneur focused on helping the next generation reach their financial goals. He's 28, and has spent the last 10 years leading financial literacy efforts across the country, as the Founder of YoBucko.com, the President of the Greater Washington Jump$tart Coalition and a private banker at Citigroup. We will cover the challenges young adults face in their twenties these days. From paying for college to finding jobs in this tough economy, Eric has the scoop on the financial lives of generation Y. Some of the topics we will discuss with Eric are student loan and credit card debt, weak job market, flat wages, volatile markets, low interest savings rates, prolonging living at home, delayed gratification, increased waiting time to reach goals like marriage, kids and buying a home. We will also explore strategies young people can use to save money, pay off debt, protect their assets, and start investing and saving. http://yobucko.com/
Our featured guest today, Best Selling author and lifestyle coach Holli Rovenger, is on a mission: based on her own personal experience and extensive research, she has written a book designed to help educate women on how to become financially savvy and prepared. “Why do so many women become so financially vulnerable? I pondered this question because I was one of these statistics. Holli decided to take control of her life and become a different kind of statistic: A Winner – one who takes adversity and turns it into success – and shares that with women everywhere. The Simple and Sassy Guide to Financial Empowerment, embraces two undeniable realities -an increase in the divorce rate tied to the economy, and women “statistically” outliving their husbands, makes it essential that women become more involved with their financial lives. Rovenger is the CEO of two websites dedicated to helping women, (http://www.HolliRovenger.com; http://www.EmpoweringWomenMonthly.com/blog)
Our guest today, Thomas J. Fox, is the Community Outreach Director at Cambridge Credit Counseling Corp., an Accredited Financial Counselor, Certified Housing Counselor who, over the last two decades, has created educational curricula designed to educate young people and low-income individuals about personal finance. Thomas is the author of Learn Now or Pay Later and produces/hosts an on-line financial literacy show, Your Money 2.0. Mr. Fox also co-hosts Uconomy: Macro Made Micro. We will discuss topics today such as the psychology of spending, making informed credit decisions, the importantce of maintaining your “personal economy”, how to use social media to regain control of your money, and how you can get help paying your credit card debt, to mention a few. For more information, visit Cambridge Credit Counseling at www.cambridgecredit.org
Many people subscribe to investment newsletters because they are captivated by the enticing returns promised by the newsletter promoter. Travis Johnson, editor and founder of the Stock Gumshoe newsletter review website, has taken it upon himself to dissect what is real and what is purely hype about these claims. In this interview, he will reveal how to tell a legitimate investment idea from a bogus one, and tell many stories of hyped investment fads that were duds. You will save yourself a lot of money and grief by listening to what Travis Johnson has to say about analyzing investment promises. Go to: www.StockGumshoe.com
Bryan Dodge’s 20 years of experience teaching and inspiring people of all walks of life to reach their full potential has made him one of the nation’s leading choices as a professional speaker/trainer for corporate events, conferences, and conventions. We will discuss some questions you might have today for your Good Life Rules (per his book with the same name). Does balance really exist in life? What does the truth of the universe really mean? Where does true energy really come from? What do you mean when you say live with a small BOX? Why should people write down goals? Go to: www.bryandodge.com to see the workshop topics that Bryan speaks on regularly and to get his book.
Nick Barisheff, President and CEO of Bullion Management Group Inc. (BMG), has focused on the world of precious metals and the advantages of investing in gold, silver, and platinum bullion for the past decade. We will speak about why are we paying so much attention to the price of gold and how it reflects what is going on in the global economy. Is gold all about protecting the wealth you now have. Does he believe that the risks attached to conventional investments (stocks and bonds etc.) outweigh the potential rewards and gold? Nick will mention 6 primary myths regarding the history of gold and how they can hurt you as in investor. BMG is a member of the London Bullion Market Association what does that mean, what role does the association play in the gold market? In the precious metals market there is gold, silver, and platinum; he will give us a primer on each of them - how they are performing and should investors look at them instead of gold? http://www.bmgbullion.com
Our guest today, ZVI BODIE, Ph.D., the Norman and Adele Barron Professor of Management at Boston University, understands the dilemma that investors face, whether they are frustrated with retirement fund statements that lead nowhere, perplexed about how to fund their children’s education or their own retirement, or unsure about how much risk they are taking in the investments they already own. Addressing the urgent need for trustworthy advice to combat the confusion and false impressions fostered by much of today's conventional investment wisdom, his book, co-authored with Rachelle Taqqu, Risk Less and Prosper, offers a better investment path that leads investors to their financial goals without risking calamity. Bodie will offer some guidelines for moving toward a better investment path. For more information go to: http://risklessandprosper.com
Our guest today is Simon Lack, Founder of SL Advisors, LLC. We will discuss his latest book Mirage: The Illusion of Big Money and Why It’s Too Good to Be True. “The problem is that the hedge fund industry is overcapitalized,” Lack says. “Hedge funds have made tremendous amounts of money, but it hasn’t made its way back to the clients. In fact, if all of the money that’s ever been invested in hedge funds over the history of the industry had been invested in treasury bills instead, the results would have been twice as good.” Lack exposes the truth about hedge funds: as a result of high fees, complex legal structures, poor disclosure, and return chasing, investors have ended up with meager results. Lacks advises hedge fund investors to invest the way they did in the 1990s: look for smaller funds that are not well followed and utilize obscure and off-the-beaten-track strategies. The vast majority of hedge funds did better when they were smaller, and so did the industry as a whole.
Our guest today, Syble Solomon, is an entrepreneur and the Founder of LifeWise Strategies, and her popular Money Habitudes® card game. Based on the research available in finance, psychology and behavioral economics, Money Habitudes® was developed to meet the following criteria: (1) non-threatening and non-judgmental to make it easy to talk about money; (2) insightful to help people discover what motivates their own behavior; and (3) fun, easy to use and versatile. The cards are now being used by individuals, couples and professionals throughout the US and Canada as well as in 40 other countries. They are used by wealth managers, financial educators and professionals working in asset building coalitions to break the cycle of poverty as well as to promote healthy relationships, personal development and effective career planning. Go to: www.moneyhabitudes.com
Four-time New York Times bestselling author, 27-year Forbes columnist, and Fisher Investments CEO Ken Fisher released his eighth book, co-authored by Lara Hoffmans: Markets Never Forget (But People Do): How Your Memory Is Costing You Money—and Why This Time Isn't Different. Why are so many are too bullish or too bearish at just the wrong times? Ken shows us how their memories play (often costly) tricks on them—and how they can combat their faulty memories with just a bit of history. A recession is a recession. Some are vastly worse than others—but investors have lived through them before. Credit crises aren't new, nor are bear markets—or bull markets. Geopolitical tension is as old as mankind, as is war and even terrorist attacks. Understanding how investors have reacted to similar past events can help guide them in shaping better forward-looking expectations. The past never predicts the future, but it can reduce guesswork about what's ahead.
Our guest today is Hilary Kramer. Due to the recession and the recent market sell-offs, all kinds of stocks have been dragged under $10 which means we have an unusually high number of investing opportunities available. Many stocks under $10 are cheap because they deserve to be so there are dangers to be wary of. Hilary will teach you how to find those stocks that have what it takes to reemerge as winners. She will introduce us to 3 unique categories of low priced stocks: Fallen Angel Stocks, Undiscovered Growth Stocks, Bargain Bin Stocks. She will show us how to uncover worthy stocks and will let us know about a special portion of her site for readers of the book that will help you to begin to build a portfolio. In today's market, it is hard for the individual investor to compete with all the large mutual funds and computerized investors, but low-priced stocks are one segment of the market where you can have a big advantage. Go to: http://gamechangers.investorplace.com/LittleBook/
Today we welcome Gil Morales and Dr. Chris Kacher, Co-Founders of Virtue of SelfishInvesting, LLC - http://www.selfishinvesting.com and Authors of: “Trade Like an O’Neil Disciple: How we Made 18, 000% in the Stock Market” to discuss some of their predictions for 2012. Things will get worse before improving and there is a potential for another type of sell-off or at least continued choppy consolidation for the first part of the year. The breakdown in gold is likely signaling another liquidity crunch. In the Summer the market should begin to discount the 2012 election, and a new bull phase could begin. We would look for an “inflection point” for economic policies as a result of the election and new leadership. Unless the European Central Bank and the Fed come up with a major new source of QE, their forecast for the start of the year holds. In a new bull market, we would look at the social networking space to provide a fertile field of potential new leadership.
Carmen Wong Ulrich is the well known personal financial expert who hosted a TV show on CNBC and is now a regular guest on TV and radio shows across the country and columnist for several magazines. In this interview, she discusses the best way to approach real estate and your mortgage, how to manage your credit card debt, how to get the best deal on life and health insurance, how to save for and pay for college, and how to invest to earn consistent returns in a volatile stock market. She also talks about the pros and cons of starting your own business, and the money management business she is launching. All in all a fascinating survey of many of the most important topics in personal finance today!
Our guest today, Sukhman Dhami, is a consumer law attorney and the founder and managing partner of The Dhami Law Firm. Are you overwhelmed by personal debt or being harassed by creditors? Are you considering bankruptcy or interested in learning more about it? Sukhman Dhami will explain how personal bankruptcy works, both Chapter 7 and Chapter 13, provide answers to the most frequently asked questions, as well as discuss issues you should consider before filing for bankruptcy. Sukhman Dhami will review the advantages and disadvantages of personal bankruptcy, the types of debts that can and cannot be discharged in bankruptcy, assets that are protected in bankruptcy, as well as credit and life after bankruptcy. Go to: www.dhamilaw.com
Dr. Nido R. Qubein, President of High Point University or HPU (www.highpoint.edu), has been the architect of an incredible transformation there. The growth has been amazing -- especially in the midst of the worst economic disruption in the last 50 years of America's history. HPU is fully dedicated to continually enhancing its academic programs and ensuring that every student receives an extraordinary education in an inspiring environment with caring people. HPU is focused on holistic education, experiential learning, and values-based living. With the creation of new schools, majors, and courses, students have a remarkable array of learning opportunities to prepare them for productive careers. They've only just begun the journey towards a $2.1 billion, 10-year plan with some $670 million already invested in programs, scholarships, and construction. Dr. Qubein will share his story of High Point University’s transformation and practical advice on transforming any organization.
Carmen Wong Ulrich is the well known personal financial expert who hosted a TV show on CNBC and is now a regular guest on TV and radio shows across the country and columnist for several magazines. In this interview, she discusses the best way to approach real estate and your mortgage, how to manage your credit card debt, how to get the best deal on life and health insurance, how to save for and pay for college, and how to invest to earn consistent returns in a volatile stock market. She also talks about the pros and cons of starting your own business, and the money management business she is launching. All in all a fascinating survey of many of the most important topics in personal finance today!
Our guest today, Sukhman Dhami, is a consumer law attorney and the founder and managing partner of The Dhami Law Firm. Are you overwhelmed by personal debt or being harassed by creditors? Are you considering bankruptcy or interested in learning more about it? Sukhman Dhami will explain how personal bankruptcy works, both Chapter 7 and Chapter 13, provide answers to the most frequently asked questions, as well as discuss issues you should consider before filing for bankruptcy. Sukhman Dhami will review the advantages and disadvantages of personal bankruptcy, the types of debts that can and cannot be discharged in bankruptcy, assets that are protected in bankruptcy, as well as credit and life after bankruptcy. Go to: www.dhamilaw.com
Today we welcome Rob Haynie, Managing Director at Life Insurance Settlements, Inc., who has been a major influence in the evolution of the life settlement industry during his 18 year career of proactive involvement. He has been directly involved in negotiating and settling several thousand contracts and has recently been recognized in the past as one of the 10 most influential people in the Life Settlement Industry by his peers. Rob will speak about the experience of seeing the very lows and highs of our marketplace’s maturation process from an employee, business owner and association representative perspective. We will discuss what he will bring to the LISA Board of Directors, speak about what LISA’s role should be in the life settlement industry, and he will let us know where he sees the industry/Association in the next five years. For more information go to: www.lisettlements.com
Our guest today, Victor Ricciardi, BBA, MBA, APC is an Assistant Professor of Financial Management at Goucher College in Baltimore, Maryland. The questions we will be discussing today are: What is Standard (Traditional) Finance? What is Modern Portfolio Theory? What is Behavioral Finance? What type of decision maker are you? What is the Psychology of Risk (Risk Perception)? What is the inverse relationship between perceived risk and expected return? What are the main topics that influence an investor’s perception and decision-making process (Heuristics, Overconfidence, Loss Aversion, Control Bias, Representativeness, Anchoring, Familiarity Bias, Worry, Gut Feelings)? What role did the “2008 Financial Crisis” have on risk-taking behavior? Websites: Professor Ricciard’s research is available at http://ssrn.com/author=262799 Professor Ricciardi posts news stories and research about behavioral finance on Twitter at: http://twitter.com/victorricciardi
Our guest today, Jim Beach, Executive Director of a non-profit source on entrepreneurship for over 100 countries called www.InternationalEntrepreneurship.com, has just released a new book called School for Startups (www.SchoolforStartups.com). The book argues that entrepreneurship is NOT about creativity or risk, meaning that anyone can be a successful business owner. We will talk about the ways that the very definition of entrepreneurship makes it seem harder than it really is. We will discuss questions such as what the average person thinks entrepreneurship is, what role creativity and risk play and if passion is important in his opinion. Jim will discuss his MBA class experiment, and if he believes in going to school to learn entrepreneurship – and if it can be taught. We will speak about the role of multiple income streams, when you should quit your job, and the Corridor Principle. He will also discuss the co-authors of the book.
Our guest today, Wayne Ferbert, is a cofounder and principal of ZEGA Financial, LLC, a Registered Investment Advisor. If you feel like you have been hit in the face with a ball by the stock market then stop crying about your investment mistakes and take action. Wayne Ferbert offers suggestions on how to effectively leverage your money and make it grow. Ferbert’s strategies include leveraging cash, stock, ETFs, and options strategies to reach your profit potential with less risk.
Today we welcome Christopher Viale, President and CEO of Cambridge Credit Counseling Corporation. Many Americans are still burdened with thousands of dollars in high interest credit card debt, and they don’t know how to get that debt under control. The solution for many is to enroll in a non-profit consumer credit counseling program, such as the one offered by Cambridge Credit Counseling (www.cambridgecredit.org). Consumers get access to much lower interest rates than they could ever get on their own and consolidate all of their outstanding balances into one payment to pay off their creditors. In this interview, Christopher Viale explains how credit counseling works and what people’s popular misconceptions are about the process of enrolling in a counseling program.
Today we welcome Janet Brown, Portfolio Manager of the FundX Upgrader Funds and editor of NoLoad Fund*X newsletter. Under Janet’s direction, NoLoad Fund X has become one of the most well-regarded investment newsletters in the industry. Over the past ten years, Janet and her team have introduced the FundX Upgrader Funds, a series of mutual funds rooted in a systematic investment discipline called Upgrading, which is the continuous process of moving incrementally toward market leadership as it emerges. With Upgrading, Janet and her team follow the no-load and ETF leaders as they are developing. By staying disciplined and flexible, they are constantly moving to the top-performing no-load funds and ETFs. The flagship fund, Fund X Upgrader Fund, will celebrate its 10th anniversary in November 2011. For more information: www.fundxfunds.com. Learn More » http://www.voiceamerica.com/episode/57126/picking-mutual-funds-based-on-short-term-performance
Michael Bovee will be discussing options to get relief from debt with a focus on how creditors are willing to work directly with their credit card customers in establishing a payment for less than what is owed; can you and/or should you try to avoid bankruptcy; how and why debt settlement works for the right person; getting a grip on finances that are spiraling out of control and accelerating your own personal financial recovery. For more information go to: http://consumerrecoverynetwork.com
Jeffrey A. Hirsch will discuss recurring market patterns from seasonal to secular and intraday to presidential. Seasonal patterns, in remission 2007-2009, have been marching in relative lock step with historical seasonal rhythms since September 2009. March 2009 appears to be a major secular low. Range bound performance is expected over the next 5-10 years before the next Super Boom takes off and drives the Dow 500% higher. 500+% moves occurred after every major war of the 20th Century on a steady diet of peace, inflation and enabling technology. In the meantime trade the market with a healthy mix of seasonality, technical analysis and fundamental indicators. 2011 has tracked my forecast closely and our April 13 sell signal was rather timely. With the outlook on the Street teetering on apocalyptic our seasonal buy signal could be opportune. For more information: http://www.stocktradersalmanac.com
Danny Kofke’s love of teaching and finances has led him to write two books - “How To Survive (and perhaps thrive) On A Teacher’s Salary” and the recently released A Simple Book of Financial Wisdom: Teach Yourself (and Your Kids) How to Live Wealthy with Little Money. . According to a recent American Express ZYNC survey of people ages 20 to 49, 83% said their current financial situation is very or somewhat stressful. Danny will teach us how to raise a family of four on less than $40,000 a year, easily track your expenses and spending, save over $5,000 a year, establish an emergency fund, pay off all your debt, invest for retirement and college, teach your child(ren) how to manage money, and to live a wealthy life with little money Many feel intimidated and confused when it comes to managing money — A Simple Book of Financial Wisdom gives them the information they need to gain control of their money and, life. Go to: www.dannykofke.blogspot.com
Roger Conrad, editor of the Utility Forecaster and MLP Profits newsletters, is among the leading specialists on picking high quality, high yielding stocks. In ths interview he will explain his technique for picking the safest electric, natural gas, coal and nuclear utilities with the highest dividend yields and dividend growth prospects. He will also explain how Master Limited Partnerships (MLPs) work and how to pick the best ones that offer a combination of high yields and growth potential. There are ways to earn safe, high yields in this volatile market and let Roger Conrad show you how to do it in this interview.
Our featured guest today, Linda P. Jones, CEO and founder of the Global Institute of Wealth for Women, has helped many women empower themselves with financial knowledge. She specializes in understanding economic cycles that maximize wealth-building opportunities and will discuss where the world is in its current economic cycle and how to profit from it. She believes there is a massive wave of higher commodity prices underway and explains exactly how to invest in it. Com. Linda's mission is to educate and empower people so they feel self-confident making financial decisions by themselves or with their financial advisor. Because she does not manage or invest peoples' money, Linda can focus on education, wealth principles, and secrets billionaires use to invest and build wealth. Get to know Linda and learn The 8 Steps to Wealth at: http://wealthforwomen.com and http://wealthyandsmart.
Marc Ostrofsky, New York Times Bestselling author, will speak about his latest book: Get Rich Click! The Ultimate Guide to Making Money on the Internet. Marc is a serial entrepreneur and a venture capitalist. He has founded, built and sold over $100 million in businesses-starting with only a $5,000 car loan. He owns Blinds.com, Cufflinks.com, SummerCamps.com, eTickets.com and a host of domain names including MutualFunds.com, Bachelor.com and over 500 others. Marc will speak about how you can still start an online business today with little to no money and make money. He will discuss how people who have very little tech experience beyond sending emails and surfing the Internet can and do make money online. He will also share his favorite apps for mobile devices, as well as an amazing success story. To learn more about Get Rich Click!, go to www.getrichclick.com today.
Byron King, editor of Outstanding Investments and Energy & Scarcity Investor, has earned the title of the number 1 investment advisory of the last 10 years according to Hulbert’s Financial Digest for his acute picks in the world of energy and natural resource stocks. In this interview he will explain what the driving forces behind the surge in energy and metals prices are and how investors can profit from them. For more information, his website is: http://dailyresourcehunter.com/author/byronking/
Byron King, editor of Outstanding Investments and Energy & Scarcity Investor, has earned the title of the number 1 investment advisory of the last 10 years according to Hulbert’s Financial Digest for his acute picks in the world of energy and natural resource stocks. In this interview he will explain what the driving forces behind the surge in energy and metals prices are and how investors can profit from them. For more information, his website is: http://dailyresourcehunter.com/author/byronking/
Harry Domash, found of the Dividend Detective newsletter at www.dividenddetective.com, is one of America’s leading experts on where to earn safe, high yields from safe dividends. In this interview he discusses the pros and cons of many high yielding alternatives including preferreds, convertibles, oil income trusts, closed-end funds, exchange traded funds, business development companies, real estate investment trusts, Canadian energy stocks and corporate bonds. If you want to earn safe, high yields in this volatile market, listen to Harry Domash’s advice! URL: http://dailyresourcehunter.com/author/byronking/
Chuck Carlson, contributing editor of the Dow Theory Forecasts newsletter, has an excellent long term track record of finding high quality blue chip stocks with great growth prospects that pay solid dividends. On this interview he will discuss the Quadrix system he uses to identify the best stocks and also how Dow Theory helps investors understand the ups and downs of the stock market. Chuck is also the editor of the DRIP Investor newsletter which explains how to participate in the best dividend reinvestment plans to grow your capital on automatic pilot at low cost directly from companies. You will pick up lots of useful strategies and stock picks from this interview! For more information go to: www.DRIPInvestor.com and www.BigSafeDividends.com Learn More »
Mark Cortazzo, CFP?, will visit the MoneyAnswers with Jordan Goodman Show on August 8 to discuss financial planning for the rest of us who are not ultra wealthy. He will address the need for sound financial advice, how to figure out what you’re really paying for investment advice, how to know if investment fees are eating away your retirement fund and what to do about it, and how to find low cost/high quality financial investment advice. Learn more at www.flatfeeportfolios.com
Today we speak with Peter Tanous, President of Lepercq Lynx Advisory of Washington, D.C., about the book: Debts, Deficits, and The Demise of The American Economy, which he co-authored with CNBC Journalist Jeff Cox. The US is heading toward an unavoidable financial catastrophe that will paralyze the markets and the overall economy. Some call this impending economic catastrophe a double-dip recession, others a financial Armageddon. We will discuss some solutions to a stock market decline of major proportion, interest rates spiking as the Fed withdraws from the bond market, rampant inflation as the U.S. prints money to pay debts, and the soaring commodities markets. Peter will suggest the resources we need to counter the effects of higher inflation. He will go through the unraveling of the collapse, starting with sovereign debt defaults in Europe, advise us on alternate investment strategies, and guide us in understanding investment risks so that we will be prepared.
Today we welcome Mike Koenigs, who has a system which allows entrepreneurs to build a significant business at home using his tools and social media which he will discuss in the Money Answers show. We will speak about creating one million entrepreneurs.. changing lives with all the tools and trainings he has, Life with Tesla - independence on oil and energy, latest documentary which will be released soon. Also, we will explore the Mind Set of Make More.. Live More and Give More, his charitable work in Uganda, Hand up not hand out, the communities they help with Just Like My Foundation are fully involved with building schools and hospitals. They create micro businesses in Uganda so they can be self sustainable and live life with dignity. For more information go to: MikeKoenigs.com
Today we welcome Karen Lee, Founder of Karen Lee and Associates, LLC in Atlanta, Financial Advisor and frequent contributor to CNN. As we all confront rampant unemployment, widespread foreclosures and plummeting home values, not to mention intense debate in Washington over how drastically to gut the retirement and health care benefits that millions have relied upon for generations, it’s safe to say that financial stress for many Americans is at an all time high. In her new book It’s Just Money, So Why Does It Cause So Many Problems? Karen offers the fundamental understanding that conflict and worry regarding financial issues is almost never “just” about money. Instead, lessons learned during childhood, diverging financial perspectives between spouses and business partners, and the temptation to reap rewards without laying the necessary foundation are all important factors when it comes to achieving our financial goals. For more information visit http://karenleeandassociates.com/
We welcome CEO Scott Letourneau, who founded Nevada Corporate Planners, Inc. in 1997 and the complementary Fast Business Credit, Inc. in 2003, to discuss 9 Devastating Financial Mistakes Made by Entrepreneurs...and How to Avoid Them. Which of these all-too-common mistakes will cost you your business, peace of mind … and even your home? You will find out how to get financing for your business… WITHOUT Risking Your Personal Assets, Lowering Your Personal Credit Score, and eventually, without a personal guarantee. They are: Using personal credit to finance your business, Putting personal assets at risk, Contaminating your credit, Not paying your bills on time … 100% of the time, Using your family’s money, Not setting up a corporation and building corporate credit – the right way, Rushing the process for building corporate credit, Not following up on the credit-building process, and Not recognizing opportunity costs. For more information, go to: www.FastBusinessCredit.com
Claus Vogt, live from Germany, will speak about his latest book: The Global Debt Trap: How to Escape the Danger and Build a Fortune. We will speak about how what is now called the great recession, including the banking or financial system crisis that was not a market failure but a failure in monetary policy through the Central Bank. If U.S. borrowing hits the ceiling what implications will that have in the U.S. and internationally? We’ll discuss the tech and housing booms and busts, the great recession, the sovereign debt crisis, and gross public debt projections (as a percentage of GDP). Now for the escape hatch: ideas on an economic growth miracle, major interest rate cuts, bailouts by other governments, outright default, austerity, and money printing. The inflation escape hatch is typically the most appealing to most politicians and is most probable, but it comes with a high risk. It may soon careen out of control and usher in a period of hyperinflation.
We welcome CEO Scott Letourneau, who founded Nevada Corporate Planners, Inc. in 1997 and the complementary Fast Business Credit, Inc. in 2003, to discuss 9 Devastating Financial Mistakes Made by Entrepreneurs...and How to Avoid Them. Which of these all-too-common mistakes will cost you your business, peace of mind … and even your home? You will find out how to get financing for your business… WITHOUT Risking Your Personal Assets, Lowering Your Personal Credit Score, and eventually, without a personal guarantee. They are: Using personal credit to finance your business, Putting personal assets at risk, Contaminating your credit, Not paying your bills on time … 100% of the time, Using your family’s money, Not setting up a corporation and building corporate credit – the right way, Rushing the process for building corporate credit, Not following up on the credit-building process, and Not recognizing opportunity costs. For more information, go to: www.FastBusinessCredit.com
Today we welcome Jim Nelson, Managing Editor of Lifetime Income Report http://lifetimeincomereport.agorafinancial.com. Jim is trending toward more hard asset plays. He believes that, in a market like this one, it's smart to be as cautious as you can be without overdoing it. The MLP rally is over, but if you locked in some positions over the past few years, he would stick with them if you are still collecting a decent yield. He has also been looking at some metal plays -- more base metals than precious. We will speak about the point of view of an income investor i.e. long-term time horizon, more conservative but not exclusively so, focused on a company's ability to pay rather than its immediate catalysts, etc. Jim will also touch on retirement/social security/pension systems and all the problems going on there. For more information go to: http://dailyreckoning.com/author/jimnelson/
Our guest today, Kent Moors, is an internationally recognized expert in oil and gas policy/finance and risk assessment and Professor in the Department of Political Science and the Graduate Policy Center at Duquesne University, where he is also Scholar in Residence at the Institute for Energy and the Environment. We will discuss his latest book: The Vega Factor: Oil Volatility and the Next Global Crisis, which takes an in-depth look at the most important topics in the industry, including strategic risk, why traditional pricing mechanisms will no longer govern the market, and how the current government approaches have only worsened an already bad situation. The Vega Factor details the industry's players, including companies, traders, and governments; describes the priorities that will need to be revised, and the policies needed to achieve stability and explains how today's oil market is fundamentally different from the pre-crisis market.
Our guest today, Ken Kam, founded Marketocracy Inc. in 2000 to find the best investors in the world and hold them accountable for results. Ken’s firm offers a different way to invest. At Marketocracy, investing skills are proved by meritocracy: resumes and pedigrees pale in comparison to solid track records. Ken’s investment professionals ascend by achieving investment success and proving their insight, commitment and skill. For Marketocracy members, investing is a passion – but one proven by returns. They make the investment process transparent and easy to understand, and they’ve selected the best analysts to provide unparalleled stock research and selection capability, which is continually monitored. MCM further analyzes the top performing Marketocracy Masters and develops specific investment strategies tailored to their clients’ specific investment goals and risk tolerances. For more information, go to: www.marketocracy.com
Our guest today, Marilyn Cohen, is co-author with Christopher R. Malburg, of Surviving the Bond Bear Market: Bondland’s Nuclear Winter. According to Envision Capital Management founder and CEO Marilyn Cohen, all the warning signs point to the eminent bursting of the bond bubble. “Our glorious 30 year bull market in bonds has come to an end but there are many ways to not only survive the bond bear, but to beat it.” Marilyn shows individual investors how to judge the severity of the coming bond bear market as it unfolds and the best ways to protect their retirement nest eggs from being nuked. The authors offer a three-step approach to avoiding disaster that we will discuss. The sirens have sounded and the final countdown has begun. But all is not lost. Marilyn will arm investors with the knowledge and tools needed to endure and to thrive in the “New Bond Order” that emerges in its aftermath. You can contact Marilyn at waffles@bloomberg.net
Our guest today, Marilyn Cohen, is co-author with Christopher R. Malburg, of Surviving the Bond Bear Market: Bondland’s Nuclear Winter. According to Envision Capital Management founder and CEO Marilyn Cohen, all the warning signs point to the eminent bursting of the bond bubble. “Our glorious 30 year bull market in bonds has come to an end but there are many ways to not only survive the bond bear, but to beat it.” Marilyn shows individual investors how to judge the severity of the coming bond bear market as it unfolds and the best ways to protect their retirement nest eggs from being nuked. The authors offer a three-step approach to avoiding disaster that we will discuss. The sirens have sounded and the final countdown has begun. But all is not lost. Marilyn will arm investors with the knowledge and tools needed to endure and to thrive in the “New Bond Order” that emerges in its aftermath. You can contact Marilyn at waffles@bloomberg.net
Our guest today, Ken Kam, founded Marketocracy Inc. in 2000 to find the best investors in the world and hold them accountable for results. Ken’s firm offers a different way to invest. At Marketocracy, investing skills are proved by meritocracy: resumes and pedigrees pale in comparison to solid track records. Ken’s investment professionals ascend by achieving investment success and proving their insight, commitment and skill. For Marketocracy members, investing is a passion – but one proven by returns. They make the investment process transparent and easy to understand, and they’ve selected the best analysts to provide unparalleled stock research and selection capability, which is continually monitored. MCM further analyzes the top performing Marketocracy Masters and develops specific investment strategies tailored to their clients’ specific investment goals and risk tolerances. For more information, go to: www.marketocracy.com
Our guest today, Rachel Quilty, is a Personal Branding Strategist and the CEO and owner of Jump the Q? Inc., a Personal Brand consulting firm. Rachel is the author of the recently released book, ‘Brand Yourself!’ an instructional manual on discovering, designing and building your personal brand. Rachel will share what led her down the path to personal branding being her expertise, explain what it is, who should focus on and improving upon it, and why it is essential to your success and survival. We will go over what mistakes people often make when designing, positioning, and planning their personal brands, and will go over some strategies for branding yourself properly - purpose, position, preparation, practice and promise. Start Branding Yourself today, Rachel’s book is now available on Amazon. Rachel has also provided a bonus Free Resource at www.brandyourselfblueprint.com
Today we welcome Gail Vaz-Oxlade, the host of “Til Debt Do U$ Part” on CNBC. We will discuss the 4 Gail Rules of Money, and how to have a life and money too, and what gets in the way of saving. Gail's book deals with getting and staying out of debt...and for more information you can go to: www.debtfreeforever.theexperimentpublishing.com. Gail also writes several columns and blogs daily at her website, gailvazoxlade.com. The author of 13 books on money, Gail's book, Debt-Free Forever, promises a no-nonsense approach to paying off debt. Gail will be releasing a new e-book in the fall called Money-Smart Kids.
Jeanne Fleming and Leonard Schwarz have never ridden in a cab, gone to a party or sat next to a stranger on a plane without hearing a money-and-relationships story they wanted to write about. The authors of Money Manners have been advising readers on how to deal with the cringe-inducing money problems that arise between family and friends since 2005, first for Money magazine and the CNN/Money website (where their column was called “Do the Right Thing”), then for Forbes.com (where it is called “Money & Ethics”). They have also written a book, Isn’t It Their Turn to Pick Up the Check? Dealing with all of the Trickiest Money Problems between Family and Friends – from Serial Borrowers to Serious Cheapskates (Free Press, 2008). Since the book appeared, they have been guests on numerous radio and television programs (including NPR and Good Morning America), and they and their work has received attention in newspapers and magazines throughout the United States and Canada.
Jeanne Fleming and Leonard Schwarz have never ridden in a cab, gone to a party or sat next to a stranger on a plane without hearing a money-and-relationships story they wanted to write about. The authors of Money Manners have been advising readers on how to deal with the cringe-inducing money problems that arise between family and friends since 2005, first for Money magazine and the CNN/Money website (where their column was called “Do the Right Thing”), then for Forbes.com (where it is called “Money & Ethics”). They have also written a book, Isn’t It Their Turn to Pick Up the Check? Dealing with all of the Trickiest Money Problems between Family and Friends – from Serial Borrowers to Serious Cheapskates (Free Press, 2008). Since the book appeared, they have been guests on numerous radio and television programs (including NPR and Good Morning America), and they and their work has received attention in newspapers and magazines throughout the United States and Canada. See www.kingfeatures.com
Today we welcome Stephanie Nelson, author of The Coupon Mom's Guide to Cutting Your Grocery Bill in Half, released in January 2010, which became a New York Times Best Seller in its first month of publication. Over 3.3 million members belong to her free grocery deals website www.couponmom.com. She will tell us how she got started with Coupon Mom, how you can join the site, how much you can save yearly by using coupons, how to do strategic shopping in the grocery store and save large amounts of money, how to combine coupons and store deals and how to find them. She will also speak about the $1 a Day Diet that she developed with Dr. Oz as well as the Cut Out Hunger Program she has been involved with. Since 2004 Stephanie has appeared frequently on television and radio teaching savings tips, including The Oprah Winfrey Show, The Today Show, Good Morning America, CBS Early Show, NBC Nightly News, Fox Business, The Doctors, The View, Dr. Oz, The 700 Club, The Mike and Juliet Show, and CNN.
Investing in the right penny stocks is one of the most lucrative ways to make money in the stock market. With the help of The Penny Stock Professional, Peter Leeds, investors can find the best shares with the greatest upside potential while minimizing risk. Invest in Penny Stocks introduces you to Leeds Analysis and shows you how to find penny stocks that are about to spike in price. Discover: how to find the highest quality penny stocks, which penny stocks to avoid, how to trade risk free, the best buying prices, and when to take profits.
Today Nancy Trejos will speak about her new book: Hot (Broke) Messes: How To Have Your Latte and Drink It Too. 31-year-old Nancy Trejos was supposed to be an expert on handling her money - after all, she is a personal finance columnist for one of the nation's leading newspapers, The Washington Post. A year ago, she found herself in her own dire financial straits. Faced with a mountain of bills, debt, and no way to pay her rent, she was forced to call her parents to ask them for a loan. That night was a wake-up call -- she vowed to get herself out of debt and into financial solvency. In the book she meets with a financial planner to deal with all the issues young people face today -- from credit card debt and student loans, to impulse buying and emotional spending, to the cost of having a social life, to buying a house with someone during a potentially impermanent relationship and more. For more information and to get a copy of her book, go to: http://www.nancytrejos.com/
We welcome Bill Westrom and David Welles from IFS Development Group, LLC. today. The term equity optimization can be applied towards multiple disciplines- marketing, sales, investing or theoretical discoveries. As an advocate and purveyor of equity optimization strategies and techniques we define and apply equity optimization as: The act of utilizing equitable assets, being it; time, home, education, experience or money in such a fashion or strategy as to generate optimal benefit for self and others. Bill and David will discuss getting more out of what you own and earn by implementing and executing a more efficient means of personal finance. Implementing an equity optimization strategy involves a shift in thought and practice in the use the banking tools. The end result: accelerated elimination of destructive debt, enhanced wealth management and retirement goals, preservation of income and wealth from one generation to the next. For more information go to: http://TruthInEquity.com
We will speak with Daniel C. Goldie, President of Dan Goldie Financial Services LLC, a registered investment advisory firm that helps individual investors and families manage their money and make smart financial decisions. He co-authored THE INVESTMENT ANSWER: Learn to Manage Your Money & Protect Your Financial Future with co-author Gordon Murray, who recently passed away. When Wall Street veteran Gordon Murray told his good friend and financial advisor, Dan Goldie, that he had only six months to live, Dan responded, Do you want to write that book you've always wanted to do? The result is this eminently valuable primer which can be read and understood in one sitting, and has advice that benefits you, not Wall Street and the rest of the traditional financial services industry. THE INVESTMENT ANSWER asks readers to make five basic but key decisions to stack the investment odds in their favor. For more information, go to: http://www.dangoldie.com/
Millions of Americans have been losing their homes to foreclosure because they do not know how to go through the mortgage modification procedure that is available to them. Jim Richman, a former commissioner at HUD, is America’s leading expert on mortgage modification and in this interview he shares how to go about it so you can get your mortgage modified and be able to keep your home. You can find out more about it at his website www.modifymymortgage.com.
Millions of Americans have been losing their homes to foreclosure because they do not know how to go through the mortgage modification procedure that is available to them. Jim Richman, a former commissioner at HUD, is America’s leading expert on mortgage modification and in this interview he shares how to go about it so you can get your mortgage modified and be able to keep your home. You can find out more about it at his website www.modifymymortgage.com.
Our guest today, John Reese, founder and CEO of Validea.com and Validea Capital Management, LLC, will speak with us about his book: “The Guru Investor”. After the bear market of 2008, the U.S. stock market remains the most successful long-term investment vehicle, averaging a return of more than 10 percent per year since the end of World War II. Throughout history, the vast majority of amateur and professional investors have failed to realize those returns – except for a renowned group of Wall Street gurus. Who are these elite strategists? The Guru Investor -- a unique new book by John Reese and Jack Forehand -- does more than identify them. It allows you to benefit from the strategies these great investors used to build their reputations and fortunes. We will discuss the lessons several of these Wall Street gurus have shared over the years, and give you all the tools you need to put their lessons to work in your own investment strategy. For more information: http://www.validea.com
The real estate and mortgage markets have gone through massive changes in the past few years, and Joe Kelly, president of ARC Loan, explains how to get the best deals in this new world. In this interview, Kelly discusses trends in mortgage rates, home values and closing costs. He also discusses how people can refinance their mortgages to lower rates under the federal HAMP and HARP programs. Kelly also discusses FHA programs which allow people to buy homes with small down payments. If you are thinking of buying a home or refinancing your mortgage, listen to this interview so you can get the best possible deal! You can also go to Kelly’s website at www.arcloan.com to find out more about the solutions his company offers today.
Today we speak with Sara Nunnally about Barbarians of Wealth, that she co-authored with Sandy Franks. It examines how the greedy, self-serving decisions of a select group of politicians and financial institutions negatively impact the economy and destroy America's prosperity and the American way of life. Sara will detail how Goldman Sachs peddled mortgage-backed securities up and down Wall Street while secretly betting upon their demise. We will discuss how Sanford Weill, founder of Citigroup, spent $100 million lobbying for the repeal of the Glass-Steagall Act, which prevented the merger of commercial and investment banks, and got his way. Sara will offer up examples of other modern barbarians, including the Federal Reserve, Alan Greenspan, Hank Paulson and Timothy Geithner. Barbarians of Wealth is a timely must read for hardworking Americans concerned with their prosperity, and those fascinated with the inner workings of Washington and Wall Street. www.barbariansofwealth.com
Our guest today, is forex expert Kathy Lien, who will describe the multitude of profit opportunities possible in the forex market, from short-term price swings to long-term trends. Currencies represent an increasingly popular way to capitalize on the up and down movements in the financial markets. Previously limited to institutional investors, hedge funds, and other deep-pocketed players, the onslaught of technology that moved foreign exchange platforms online has made the market available to individual traders. With the advent of currency-based exchange-traded funds, currencies can now be traded like stocks and anyone can have access to trading 24-hours a day, using a large amount of leverage, with low transaction costs. In her latest book, “THE LITTLE BOOK OF CURRENCY TRADING”, Lien illustrates how to track trends and when to pick tops and bottoms using a trading tool developed by Lien to determine whether a currency is in a trend or range.
Today Christopher Whalen discusses his new book: Inflated: How Money and Debt Built the American Dream, which tells the story of inflation and public debt as enduring (and perhaps endearing) and describes the habits that are so instilled in us, as our history repeatedly shows, that to suggest alternatives, like returning to the gold standard, is an exercise in futility! He says that most Americans tend to view themselves as reasonably prudent people, reflecting the puritan roots of their European ancestors, but at the same time feel entitled to a lifestyle, individually and nationally, that is well above the rest of the world's, and well beyond our current means. Inflated explores more than two hundred years of American politics and monetary policy to examine this conflict. Is the current understanding of the American Dream, one of entitlement, so ingrained that to expect Americans willingly to live in a deflated world is unrealistic? For more information go to: www.rcwhalen.com
Today we speak with Farnoosh Torabi, a personal finance journalist, TV personality, and author of the new book, Psych Yourself Rich: Get The Mindset & Discipline You Need to Build Your Financial Life. She will speak about what it means to “Psych Yourself Rich?” How has the concept of “rich” changed since the recession? What are some tips for establishing a better connection with money? What are the top six good money habits to practice? For more about her go to: Farnoosh.TV. We also speak with Jay Taylor, editor of J Taylor's Gold, Energy & Tech Stocks newsletter, an expert in gold and into analyzing and investing in junior gold shares, and a talk radio host of “Turning Hard Times Into Good Times” on http://voiceamericabusiness.com . He was involved in the first gold loan made in modern times in the U.S. to Amax Minerals, a 250,000 oz. loan facility led by Citicorp. He will give us his views on the gold investment market. For more information go to http://jaytaylormedia.com
Our guest today is Quint Tatro, is the Founder of Tatro Capital, a fee-based advisory firm serving qualified individual and families. Have you realized yet that when you trade you are not just trading stocks? You’re trading against expert traders who care about only one thing: taking your money. In Trade the Trader: Know Your Competition and Find Your Edge for Profitable Trading (FT Press), author Quint Tatro shows investors how to build a solid strategy to win consistently in the extremely competitive world for trading, where sometimes you can’t trade the stocks before you, but you must ‘trade the trader’ who’s trading against you. Tatro helps you master the real psychology and gamesmanship of trading, and learn how to outsmart the competition. He will speak about how to Plan your trade; trade your plan- and Optimize your entire trade, from entry point through exit strategy. Check out an excerpt from the book by visiting http://www.ftpress.com/articles/article.aspx?p=1637901
Meir Statman, the Glenn Klimek Professor of Finance at the Leavey School of Business, Santa Clara University and Visiting Professor at Tilburg University in the Netherlands, attempts to understand how investors and managers make financial decisions and how these decisions are reflected in financial markets. His latest: What Investors Really Want? answers the more important question: Why do people put their money where they do? Meir Statman, a prize-winning pioneer in the red-hot field of behavioral finance, delivers a revolutionary investment manual based on his study of the deep-seated emotions and cognitive processes that really drive investors. Through compelling anecdotes and rigorous academic research, Statman covers a wide range of general and specific topics, from how investors attach meaning to their money in the US, and in other cultures globally to the common cognitive errors that befall many investors. For more information go to: http://whatinvestorswant.wordpress.com/
According to Forbes editor Matt Schifrin not only are outstanding self-directed investors trouncing market indexes, but they are also taking control of their own capital in order to repair cracked nest-eggs and improve their lot in life. In Matt Schifrin’s new book THE WARREN BUFFETTS NEXT DOOR: The World’s Greatest Investors You’ve Never Heard Of and What You Can Learn From Them, he profiles 10 regular people who can pick stocks better than the vast majority of all professional advisors and money managers employed by firms like Merrill Lynch and Fidelity. These armchair investors don’t seek the riches of Wall Street, but rather have more modest goals—being able to afford a family vacation every year, sending their kids to a good college, and having enough income to last them through retirement. Schifrin details their personal stories, along with their investment strategies, trading philosophies, and rules for investing.
We will speak with legendary investor Ken Fisher about his latest book DEBUNKERY: Learn It, Do It, and Profit From it—Seeing Through Wall Street’s Money-Killing Myths, as he challenges and refutes common, widely held investing myths and misperceptions; maxims that rob investors and kill profits. He believes that a huge part of success is avoiding common errors most investors make repeatedly. He says “Folks have a romantic notion about ‘beating the market’,” says Ken Fisher. “A lofty goal—and possible, though difficult—but most investors not only don’t beat the market, they don’t match the market or come even close.” DEBUNKERY disproves: one big bear market and you’re done, make sure it’s a bull marketing before diving in, a good con artist is hard to spot, sell in May, low P/Es mean low risk, high unemployment is a stock market killer, and stocks love lower taxes, along with some others. Learn more at http://www.debunkery.com
Today we speak with Thomas M. Evans, President of TaxLifeboat, Inc., who has created three business software programs and authored two books, including Happy About Tax Relief, The Offer in Compromise Solution. Over the past 25 years, he has served as a senior executive with high technology companies and as a strategic planner with Stanford Research Institute. He will inform us on the best strategies for tax relief. We also speak with Ray Lucia, one of the nation's leading experts in the fiscal world of financial, tax, and retirement planning, best-selling author, and Certified Financial Planner™. Throughout his 36 year career in the financial services industry, Ray Lucia, CFP has made it his lifework to help thousands of people invest more than two billion dollars utilizing his renowned Buckets of Money® retirement strategy. Ray is largely recognized for his nationally syndicated radio show, The Ray Lucia Show, and will speak about the different strategies for retirement planning.
Today we will speak with Michael Kay, President of Financial Focus, LLC today about the following topics: What is a money biography and what does it tell us about our relationship with money? How do early childhood experiences affect our money biography and is there a way to change it? How is “Keeping up with the Joneses” causing problems for most Americans and how do we resist the urge to “Keep Up” with our neighbors, friends and colleagues? Is there a connection between the notion of “Keeping up with the Joneses” and our money biography? Why do otherwise smart people often think illogically about their investments? What principal ideas do investors need to keep in mind in both Bull and Bear markets? How can [can instead of should?] one take an honest assessment of their risk tolerance? How should investors handle the anxiety that comes along with volatile stock markets? How can investors prepare for inevitable downward markets and how closely should we follow our stocks?
Ethan Kap and his partner, Brett Kitchen are founders of True Financial Age - a website dedicated to help Americans learn how to better grow, save, and secure their money. People can take the True Financial Age quiz and discover their “Never Work Again Number”. If you're behind financially, you can also get a clear blueprint to get back on course. Ethan and Brett will discuss the one thing people can do now to get their finances in order, why 401k, IRA’s and mutual funds are a bad place for people to put their money, how the down economy affects long term financial stability and retirement, and will let us know what hope there is for Americans that want to still have money and a great standard of living. For more information, go to: www.fleewallstreet.com.
Darren Jacklin, A World Authority on Making Your Dreams Real, has trained personnel from more than 130 Fortune 500 companies such as Microsoft, AT&T, Black & Decker, Barclays Bank, Air Canada, as well as professional athletes from more than 36 countries. He is deeply committed to personally impacting more than 100 million peoples' lives a month through his Radio, TV, Movie appearances and Seminars. His latest book, 101 Ways Your Kid$ Can Make Money, The Secrets About Money That You Don't Learn in School a 10-CD Educational Audio Program, Book and a Hollywood Motion Picture Movie to be released in fall 2011. A portion of the proceeds from each sale will be tithed through http://Kiva.org for the sake of alleviating poverty across this beautiful planet. The book is a real-world study of amazing young entrepreneurs from ages 6-18 who acted on an idea and are now earning a few dollars to thousands of dollars every month. Check out: http://www.101WaysYourKidsCanMakeMoney.com
Doug Warshauer founder of Kessler Warshauer Ventures, a highly successful private equity investment firm, feels that people who face financial challenges normally suffer from a deep sense of guilt and feel that their problems are their fault. At the same time, most people believe that they have above average intelligence. This creates a dissonance between the belief that they are smart and the reality of their financial problems. Here are the expectations that most families have: they will own two cars, a house, have all the trappings of a successful lifestyle like flat-screen TVs, iPhones, and vacations. At the same time, they need to save money for their kids to go to college and eventually for their retirement. Balancing all these expectations is very tricky. Even people who do a good job at it, who stay out of debt and save well, feel tremendously pressured – they feel like “where did all my money go?” To find out more about Doug and his new book go to www.DougWarshauer.com
Joseph J. Dadich is an Attorney/CPA and created the nation’s first ‘20 Minute Emergency Estate Planning Blueprint for Busy Family’s’tm and the ‘Emergency Child Protection Plan’tm. His estate planning system prevents financial and emotional turmoil when a loved one dies. He is the author of the book ‘Celebrity Estate Plans gone bad – Secrets Every Woman Needs to Prevent Financial and Emotional Mishaps when a loved one dies’tm . He has lectured to Parenting Education Fairs, NAIFA, Whole Foods Inc., Real Estate Investor Clubs, Mom groups, and other community groups alike. For more information on Joseph and his work go to: http://1estateplanningmichigan.com/
Joe Luby III, CFP®, author and founder of Jagen™ Investments, LLC, will speak about the fact that the economy has been rocky for some time and what he anticipates will happen in the near future as well as how to prepare for the months ahead. Specifically what can people do now to protect their retirement nest egg? What will happen with the estate tax? Should investors re-examine their risk tolerance? Most people think of retirement funds as cash investments. Are there other types of investments that can be held in retirement funds? What should investors keep in mind when thinking about alternative investments and who is suitable for them? Joe will tell us why he thinks 2010 an attractive year for Roth conversions and how he is working them into clients’ financial plans? For more information go to: www.jagenfunds.com
Hear from NCUA Chairman The Honorable Debbie Matz as she talks about the increase in coverage limits for money deposited in credit unions and how to make sure that your money is safe and sound in credit unions. Chairman Matz will discuss this and other issues around credit unions, which have grown in popularity amid the downturn. She will also talk about a new PSA campaign that Suze Orman is launching on behalf of the NCUA. While 90 million Americans are members of credit unions across the country, many aren’t aware that their money in credit unions is protected by the full faith of the U.S. Government the same way banks are protected by the FDIC. And a new law makes the coverage limits of $250,000 per account permanent. Chairman Matz discuss how credit unions are different than banks, how share insurance works and how you can immediately find out if your money is protected.
Curtis Arnold, CEO of CardRatings.com will go over regular interest, rate hikes, penalty APRs, student credit cards, discounted credit cards, Universal default, allocation of payments, and what you can do. Curtis will also tell us about the 10 worst credit card mistakes you can make, such as applying for a lot of credit cards, too many department store cards, overlooking intro terms, paying late, not reading issuer notices or keeping track of your spending, co-signing for someone else, and making only the minimum payment (this link will give you more information on these: http://www.cardratings.com/worst-credit-card-mistakes.html) . This article gives some pitfalls to the historic new CARD Act legislation now that it has been fully implemented http://www.cardratings.com/new-credit-card-laws.html A recent Reuters article that he was just quoted in: http://blogs.reuters.com/deep-pocket/2010/09/17/memo-to-elizabeth-warren-how-to-protect-consumers/
Our guest today is Sue Stevens, CEO of Stevens Wealth Management. She will enlighten us on how her background of being a financial planner, playing cello with Leonard Bernstein and Isaac Stern, and her studies with the Dalai Lama all fit together. In her book, Put Your Money Where Your Heart Is, she shows listeners how they can find happiness no matter what their level of wealth. It all boils down to knowing what’s really important to you in life and understanding how your finances can support those things. Susan breaks it down into three steps: know where you stand, make conscious spending decisions and review your investments holistically. She will mention her monthly newsletter called Radiant Wealth, which is the concept of using your money to help yourself and others and get over your fear of running out of money and of another major market downturn. Soon our over-dependence on oil could change so we will discuss how to invest in alternative energy sources. www.stevenswealth.com
We will speak with Gary L. Gastineau about the following issues today: the historic and continuing development of ETFs and how they rank against competing financial products, how to understand ETF applications as an individual investor or advisor and incorporate them into an investment plan, fund ratings and the evaluation of ETFs, and the best way to minimize the cost of trading ETFs. In THE EXCHANGE-TRADED FUNDS MANUAL, SECOND EDITION Gastineau provides comprehensive information on the latest developments in ETF structures, evaluation techniques, portfolio variety, regulatory and tax changes, and trading methods. This reliable resource offers a realistic assessment of index ETFs; valuable insights on actively managed ETFs, and guidance in fund and advisor selection. Exchange-traded funds offer a level of diversification and participation in markets and investment strategies that have not been previously available to most investors.
We welcome our guest, Independent Financial Adviser Mark Snyder, who has been in the industry for over 35 years. He will let us know what compelled him to become an independent financial adviser when virtually no one on the retail side had heard of such a thing at that time. Mark has recently been named a Top Wealth Manager and a Top RIA by two different financial trade publications. He will mention the recent personal finance trends he detects among clients, how they have changed from 20 years ago, and his predictions for the next 10 years. He will advise on those who come to him with retirement a few years away without any planning. Do clients generally believe Social Security will be there for them when they need it? What's different about The Snyder Report, his custom newsletter? It looks like financial-industry reform, in some shape, is heading our way - are most clients rather oblivious to this? For more information go to www.markjsnyder.com.
Jordan will interview John Bloom about his work at RSF Social Finance, a non-profit financial services organization dedicated to transforming the way the world works with money, and about his recently published book, The Genius of Money – Essays and Interviews Reimagining the Financial World. John will share his experiences and insights from over a decade of work in social finance helping investors and donors to align their money with their values in support of personal and social transformation. He will explore the topic of spirit and money and how understanding their intersection is critical to addressing the social, environmental, and economic crises of our times. For more information on John Bloom and his organization go to: http://rsfsocialfinance.org .
Jordan will interview John Bloom about his work at RSF Social Finance, a non-profit financial services organization dedicated to transforming the way the world works with money, and about his recently published book, The Genius of Money – Essays and Interviews Reimagining the Financial World. John will share his experiences and insights from over a decade of work in social finance helping investors and donors to align their money with their values in support of personal and social transformation. He will explore the topic of spirit and money and how understanding their intersection is critical to addressing the social, environmental, and economic crises of our times. For more information on John Bloom and his organization go to: http://rsfsocialfinance.org.
Mark Jeffries a trusted adviser and communications consultant to some of the world’s largest and most successful corporations, agencies, accounting and law firms, will discuss some important topics with us today regarding career transitions, such as: what are the first steps to take if I get a pink slip? What should I NOT do? How/when do I ask for a raise? Searching for a job is a full time job...we will speak about this saying and if it is true. How can Obama's stimulus package help? How can social networking help with the job search? For more information on Mark go to his site at http://markjeffries.com . You can also publish his latest book, The Art of Business Seduction, here.
The Little Book of Commodity Investing is an indispensible guide for learning the ins and outs of commodity investing. Author John Stephenson explains why commodities figure as part of any well diversified investment portfolio and covers all the major commodity markets. Slumping supply and voracious demand have set the stage for a massive bull market in the real things that you use every day. As global growth resumes, a powerful rallying cry for commodities is about to be heard around the world. We will discuss why commodities are the next big thing, why oil is here to stay, the timing on buying gold, and why China’s ascension is unstoppable and what investors need to know. The world today is very different—it’s a world where an understanding of commodities is a prerequisite for investment success. And The Little Book of Commodity Investing is your roadmap to discover the world of commodities.
Karen Lee is a 23 year Certified Financial Planner in the Atlanta area. She has been a guest on CNN 8 times now on a variety of subjects ranging from student loan repayment and credit card debt, retiring early even in a down economy, marriage and money and how divorce impacts financial planning, to examining your relationship with money to really solve your money problems as well. She’s a generalist on personal financial planning and her personal passion lies in exploring why people do what they do in the first place in making financial decisions. Karen’s upcoming book, It's Just Money, So why does it cause so many Problems?, hoping to be published by the end of September 2010, is a Chicken Soup for the Soul format addressing all topics relating to financial planning. Go to her website www.karenleeandassociates.com under In the news for her CNN segments and articles for more information.
Car Buyers are manipulated from the time they drive on the dealership's premises. Linda Goldberg will be providing tips on how to process visits to the dealer which can be very helpful to consumers. There is no government oversight on the practices of car dealers. Many dealers process leasing and financing of vehicles which can earn them a lot of profit and cost consumers too much money. Some examples she will discuss are yo-yo financing practices and leasing vs. financing. We will talk about the difference between seller's agent and buyers' agent. The Electric Car is going to impact the Market in a big way: the Chevy Volt, Nissan Leaf, Tesla Sedan and Roadster are some examples. When internet shopping for a car what should you believe? What should you do about your used vehicle - trade it in or make a private sale. For more information go to: http://www.carq.com
Bradford Pine is an emerging independent investment adviser practicing in New York City with broker-dealer Cantella & Co., Inc. While his fee-based practice focuses on serving high-net-worth clients, Pine has taken a revolutionary approach towards serving them. We will discuss the IRA rollover conundrum, the trouble with do-it-yourself retirement planning, clients' biggest complaint about financial advisers - lack of communication, restoring investor confidence, navigating stock market volatility, helping investors cope with change, investing in the world economy and investing in a low-interest rate environment. For more information and to get his free e-book and monthly newsletter, go to www.bradfordpinewealth.com.
Scott Letourneau will speak with us about his book: “The Insiders Guide to Incorporating Your Business and Protecting Your Assets!” and will give us a few practical tips that we can utilize in our businesses and lives. We will discuss how your small business can secure money to grow in today’s tight credit markets, reveal lending secrets and solutions to build credit. As corporate layoffs continue, more people may turn to start their own business. There are over 52 million people who have a home based business. The problem is that 80-95% of business owners fail within 5 years due to lack of cash flow and other factors, so Scott will show you how to maximize business credit and run it properly! They also have programs to help grow your business and avoid many costly mistakes. He has a great free reported called The Insiders Guide to Incorporating Your Business and Protecting Your Assets - go to www.BusinessAnswersToday.com or call 1-877-627-5555.
So what is a ‘mashup’ mom, anyway? According to author and popular blogger Rachel Singer Gordon, a mashup combines info from two or more different places and “mashes it up” into something new. “In real life, many moms – and everyone else – combine different things to create something new,” says Gordon. “We mix, or mash up, money-making and thrifty strategies to create a whole new model of motherhood.” Make ‘cents’? If it doesn’t yet, it will – and you will be saving and making money online the mashup mom way! Gordon shares her tips and tools in her widely popular blog MashupMom.com and recently compiled her advice in her new go-to guide Point, Click, and Save: Mashup Mom’s Guide to Saving and Making Money Online. Dads, professionals, and everyone else can benefit from lessons on becoming more frugal, in and outside of a volatile economy.” See her blog: http://mashupmom.com which currently attracts 12,000–15,000 visitors per day.
Today we speak with Kenneth W. Gronbach, President of KGC Direct, about his book with the title above. For years, marketers have held on to unwavering beliefs that have dictated how they market to their consumers, but the hard truth is that the changes we see in marketing and business are based on one undeniable factor--the size of the generations we are selling to. As each generation ages, what they buy and how much they buy will change. As these customers grow up, the smartest marketers will stay ahead of them--and their money. In The Age Curve, marketing guru Kenneth Gronbach shows executives and entrepreneurs how to anticipate this wave of predictable demand and ride it to success. Using impeccable research, Gronbach reveals how our largest generations, the Baby Boomers and Generation Y, are redefining how we market and how businesses can anticipate their needs more effectively. For more information, go to: www.kgcdirect.com
Today we speak with Kenneth W. Gronbach, President of KGC Direct, about his book with the title above. For years, marketers have held on to unwavering beliefs that have dictated how they market to their consumers, but the hard truth is that the changes we see in marketing and business are based on one undeniable factor--the size of the generations we are selling to. As each generation ages, what they buy and how much they buy will change. As these customers grow up, the smartest marketers will stay ahead of them--and their money. In The Age Curve, marketing guru Kenneth Gronbach shows executives and entrepreneurs how to anticipate this wave of predictable demand and ride it to success. Using impeccable research, Gronbach reveals how our largest generations, the Baby Boomers and Generation Y, are redefining how we market and how businesses can anticipate their needs more effectively. For more information, go to: www.kgcdirect.com
We welcome our guest, Peter Gore, a top independent investment adviser with over 15 years of experience. He holds the Chartered Financial Analyst and Certified Financial Planner designations. Just 2% of all financial advisors globally have earned both designations. Gore, whose practice focuses on serving high-net-worth clients, also holds an M.B.A. from the University of Notre Dame. We will discuss the state of the economy, America's financial illiteracy problem, the need for retirement income, why 2010 IRA contributions were down, the challenges of teaching young people about personal finance, the trouble with the euro, and the growing 'homepreneur' phenomenon. For more information on Peter go to http://gorecap.com/background.html
Lauren Weber thought there seemed to be some connection between our consumption-oriented lifestyles and our society’s high levels of restlessness and unhappiness. She decided it was time to tell her story and to reclaim the virtue of thrift — or, as she likes to call it, cheapness — for a new era. She defines being cheap as a commitment to self-sufficiency, independence, and freedom from debt. It involves cultivating skepticism toward the message that we must consume our way toward happiness, that we have to spend money on the right house or the right clothes in order to feel fulfilled. Some people call this “frugality,” some people call it “voluntary simplicity.” I like the term “cheapness.” That word — “cheap” — is often thrown around as an insult when it comes to ordinary people who choose to save money rather than spend extravagantly. The fact is, thrift was once a heroic virtue in this country. Tune in for invaluable tips on saving money and go to http://www.LaurenWeber.com
Anthony Boeckh is a newsletter writer, economic analyst, who describes the cycles of inflation and deflation, and how investors should position their portfolios to profit from both trends. We discuss the many places where individuals can invest and including stocks, bonds, gold, commodities, the USD and how they will be affected by this.
Marvin Appel, CEO of Appel Asset Management Corporation and Vice President of Signalert Corporation, will discuss his new book “Higher Returns from Safe Investments: Using Bonds, Stocks, and Options to Generate Lifetime Income. We will be discussing information on bond investments: the risks, the ladders (higher interest income with less risk), mutual funds, investment of TIPS, high-yield bond funds, municipal bonds, preferred stocks, why conservative investors still need some exposure to other markets, equity ETFs for dividend income, using options to earn income, and assembling your program for lifetime investment income. For more information on his new book and to read a free excerpt, go to: http://www.ftpress.com/store/product.aspx?isbn=0137003358
Marvin Appel, CEO of Appel Asset Management Corporation and Vice President of Signalert Corporation, will discuss his new book “Higher Returns from Safe Investments: Using Bonds, Stocks, and Options to Generate Lifetime Income. We will be discussing information on bond investments: the risks, the ladders (higher interest income with less risk), mutual funds, investment of TIPS, high-yield bond funds, municipal bonds, preferred stocks, why conservative investors still need some exposure to other markets, equity ETFs for dividend income, using options to earn income, and assembling your program for lifetime investment income. For more information on his new book and to read a free excerpt, go to: http://www.ftpress.com/store/product.aspx?isbn=0137003358
Tom Anderson and I will discuss several ways to diversify your retirement funds outside of Wall Street. Some topics of our conversation will include: examples of successful IRA/401k investments in secured notes, foreclosures, business start-ups, how to value “illiquid assets”, the TOP 5 FAQs on self-directed retirement investing, the truth about diversification, and why your retirement account is restricted to investing in the stock market. We will explore the current status of retirement savings in America and trends, and discuss regulatory concerns and issues. Most importantly, Washington wants your retirement account -- what you can do about that. * Special offer to Boston event, (special code is Jordan to save an extra 20%) at http://penscotrust.com , click Symposium.
R. Paul Herman will discuss how investors pursue short-term financial gains, regardless of the human, environmental and social impact of the companies contained in their portfolio, which actually drive profit and business value. Some have adopted a socially responsible philosophy—excluding bad companies from their portfolio—which can be good for their conscience but not necessarily for their bottom line. In The HIP Investor (Wiley; April 2010; $29.95; 978-0-470-57512-3; Hardcover), R. Paul Herman—creator of the HIP approach (Human Impact + Profit) and a leading investment advisor—offers another solution: an approach that can realize the bigger profits that capitalists seek while building a better world that the socially conscious desire. This ground-breaking HIP approach is shown to have outperformed the financial returns of the S&P benchmark in both up and down markets. For more information on Paul and his firm go to http://www.hipinvestor.com
Angela Lussier will discuss the following valuable information with us today so that you can separate yourself and your published work in the business world. We will find out how she got her book into the Boeing Book Club and on Seth Godin's Spring 2010 Recommended Reading List. Stop waiting, start creating: she’s working with professionals in a large insurance company to give them a voice and a unique brand identity. Her thoughts on self-publishing myths: You can't make money doing this, and no one will pay attention to you. Angela will advise on gaining trust from advisors and having their help in selling a book when you are unknown. She will also fill us in on resumes, partnering with the right people, how to make money doing what you love, how $0 for marketing can be better than $10k, and she’ll share her self branding success stories. Her site is http://my365degrees.com for more information.
You may find it intimidating and bewildering to figure out how to invest in the stock market, but Jason Kelly makes it easy to understand. In his book The Neatest Little Guide to Stock Market Investing and in this interview, Kelly demystifies how the stock market works, how to pick high quality stocks that will grow over time and which strategies work and don’t work in today’s market. He also passes on lessons and techniques from the greatest investors in history including Warren Buffett, Bill Miller, William O’Neil and Peter Lynch that you can apply to assembling your own portfolio.
Axel Merk, a well known economist and money manager of Merk Mutual funds, explains in this interview what has caused the current economic crisis and what you as an investor should do to thrive in it instead of being victimized by it. Merk’s funds allow investors to profit if the value of the US dollar falls, and he discusses this and many other strategies that will allow you to grow your wealth in these times when many others are losing the value of their assets.
Daniel Solin, author of the best-selling the smartest Investment Book you’ll Ever Read, has now authored The Smartest Retirement book You’ll Ever Read. In this interview he will describe all of the steps you need to take to make sure you live a comfortable retirement. He explains how to get the best deals on annuities, reverse mortgages, how to stretch your money in retirement, social security and pensions, and much more. Learn about all of these areas to ensure you wil live comfortably in retirement!
Marvin Doniger is a well know financial analyst and author who latest book is a common Sense Approach to Successful Investing: Utilizing the Power Of Stratamentical Analysis. In this interview doniger explains how you will earn high returns if you invest in companies that have a solid business strategy, have good financial fundamentals and also are currently selling at a compelling valuation. He shows you how to determine each of these factors in a simple, yet systematic way. He compares companies in the same industry to show you how some firms are worth investing in and others are not. Learn to be a successful investor using stratamentical techniques!
Jeffrey Fishman has run a successful financial planning practice in Hollywood for many years, and in this interview he shares what he has learned by dealing with famous Hollywood actors, producers and Olympic athletes. He has advice on managing sudden wealth and fame, and what to do when you lose your job, get divorced, or go through other major life changes. He also runs a distressed debt hedge fund and explains how to make money buying distressed debt. Get a look into the private world of Hollywood’s most famous stars in this interview!
Gabriel Wisdom has been managing money for many years using value investing techniques and he shares the secrets of his success in this interview and in his new book Wisdom on Value Investing. Wisdom is also a national radio host who has been answering listener questions on investing for years. In this interview he explains how to find high quality stocks that are undervalued and how to avoid paying too much for overpriced stocks, and also gives some of his current stock picks.
Peter Pham founded BillShrink to empower consumers to get the real time information they need to make the best decisions in many areas of their financial life. In this interview, Peter will explain how to get the best deals on credit cards, telephone plans and savings and investment products. He will also show you how to find the cheapest gasoline near you. BillShrink is revolutionizing the way consumers shop and learning how it works will save you loads of money so listen to this interview and save!
Bill Westrom is America’s leading expert on mortgage equity and debt-payoff acceleration strategies. His company, found at www.truthinequity.com, has helped thousands of Americans take control of their personal finances and pay their mortgages off in 5-7 years instead of 30 years with the same or even lower monthly payments. In this interview, he will explain how mortgage equity and debt-acceleration strategies work and how Americans can be in charge of their financial futures instead of being victims.
Kevin Reeth’s company, Outright.com, helps entrepreneurs become successful by giving them tools that never used to be available before to those starting up businesses. His free website allows business owners to track expenses, connect to ecommerce sites like EBay and Amazon, and create detailed reports about business activity. Kevin also runs a website called Unintentional Entrepreneurs which helps people who have fallen into businesses make them successful. In this interview he will share his secrets for success if you are starting up a new venture.
There have been many changes in the tax code in recent years and you must take action on several fronts to take full advantage of them by the end of this year. Robert Scharin, Senior Tax Analyst of Thomson Reuters, explains what you need to know as it relates to Roth IRAs and other retirement plans, and several other areas of the tax code. He also discusses potential tax changes that will be likely to happen in 2010 and how you can prepare for them now.
Thomas Lydon, editor of the ETF trends newsletter and a new book The ETF Trend Following Playbook, explains the extremely popular and fast-growing world of Exchange Traded Funds (ETFs). ETFs have several advantage over mutual funds because they charge lower management fees and offer many kinds of portfolios to track any trend you want in the stock, commodity or bond markets. Lydon explains what kinds of ETF choices you have and how to pick the best ones in this interview.
Financial writer Michael Thomsett has written many books on investing and his latest, titled The Options Trading Body of Knowledge, demystifies the whole fascinating world of options trading. In this interview, Thomsett explains what affects options prices and how to profit from options in both conservative and aggressive strategies. If you don’t know much about or understand options, this interview is a must so you can profit as many other options traders do all the time!
Susan Marks has written several books on financial topics and her latest work called Aqua Shock: The Water Crisis in America calls attention to the coming crisis in the availability of clean and drinkable water in America. Drought, contaminated groundwater, and overuse are now affecting water supplies negatively across the country. In this interview, Marks explains what has caused the water shortage problem, and what possible solutions exist to solve it. She will also tell you what you can do to cope with a declining quality and quantity of water in your life.
Terry Savage is a well-known personal financial journalist and columnist for the Chicago Sun-Times. In her latest book, The New Savage Number: How Much Do You Really Need to Retire? She explains what steps you need to take now to make sure you have accumulated enough money to live a comfortable retirement. In this interview she goes though how to calculate the effect of inflation on your savings, how to earn money while in retirement, and how to withdraw money each month without running out of capital. She also covers other vital retirement issues such as long term care insurance, whether to count on Social Security and how much risk the typical retiree should take.
Stephen T. McClellan is a veteran of many years as a securities analyst on Wall Street, and in his revealing new book Full of Bull: Unscramble Wall Street Doubletalk to Protect and Build Your Portfolio he tells you what you need to know as an investor to make sense of Wall Street research. McClellan explains how to avoid Wall Street pitfalls by identifying worthless research that is actually biased and misleading. Analysts do provide valuable insight into earnings trends at particular companies and in industries, so it can be quite useful if you know how to interpret it correctly. Armed with McClellan’s knowledge of the securities analyst’s perspective from the inside in this interview, you will become a much better investor and earn higher returns.
JD Roth has had a fascinating path in life. He started as an average American with loads of credit card and other debts and no savings. He decided he wanted to change the way he lived and learned everything he could about personal finance and transformed his life. Now he is one of the most popular bloggers on personal finance on the Internet at his site www.getrichslowly.com and has a following of 70,000 subscribers. In this interview he will describe what steps he took to turn his life around and what you can do to improve your personal financial condition in a major way.
Christopher Steiner, a staff writer at Forbes, offers a shocking yet sobering analysis of how the economy and your life will change as the price of oil and gasoline inevitably rises sharply in coming years. In this interview, he goes over how many aspects of life that we take for granted will change. This includes the use of highways and living in far-flung suburbs, the use of air travel, the availability of fresh food in the supermarket, and much more. Don’t be left in the dark when oil prices rise so sharply that your life will be changed forever!
Dale Siegel is the president of Circle Mortgage Group in White Plains, New York and the author of the New Rules for Mortgages. In this interview, she explains how the mortgage market has changed dramatically in the last year and how it will change even more in the coming few years. She also goes through the process of helping you find the best mortgage and mortgage professional to make sure you get the best deal when you assume the huge obligation of a mortgage.
Famous money manager Ken Fisher, author of a regular column in Forbes and other books including the Ten Roads to Riches, in this interview tells you what you need to know to suspect a financial fraud. Many sophisticated Americans have been conned by financial scams, the largest being the $65 billion Bernie Madoff Ponzi scheme. But Fisher contends that there are five signs you need to watch out for to know if the way you invest your money is legitimate or fraudulent. Listen to this interview and save your family fortune by avoiding scams!
Dale Siegel is the president of Circle Mortgage Group in White Plains, New York and the author of the New Rules for Mortgages. In this interview, she explains how the mortgage market has changed dramatically in the last year and how it will change even more in the coming few years. She also goes through the process of helping you find the best mortgage and mortgage professional to make sure you get the best deal when you assume the huge obligation of a mortgage.
Karen McCall has recovered from many a financial setback herself and in this interview she shows you how to do the same. Her Financial Recovery Institute, based in Petaluma California, trains financial advisors on how to help their clients deal with job loss, overwhelming debts and bankruptcy. In this interview, Karen describes the steps you should take to head off these problems and how to deal with them if you have them. She also refers to her Moneyminder System to help you understand how your upbringing affects your money decisions today and how you can diagnose financial behaviors that can be be self-destructive.
Jacob Gold is the president of Jacob Gold & Associates based on Scottsdale, Arizona and also author of Financial Intelligence: Getting Back to Basics after an Economic Meltdown. In this interview, he describes what has caused the current economic meltdown and then tells you the financial steps you need to take to thrive in these hard times despite the obstacles. He talks about what you can do to ensure a comfortable retirement lifestyle and improve your cash flow and your investment returns. He also describes the best ways to get out of debt and make sure you have adequate insurance coverage.
Mark Gaskill is the chief portfolio manager at MKG Financial Group based in Portland, Oregon. In this interview, he explains how he picks winning stocks and bonds and ETFs. He gives his views on the current economic situation and how that will affect the stock and bonds markets going forward. Mark has had a remarkable record on accuracy and consistency in forecasting market movements so it is well worth it to hear his views on where to allocate your money now for maximum profitability.
More and more indebted consumers are turning to Debt Settlement as a way out of their debts. Michael Bovee, president of Consumer Recovery Network in Sandpoint Idaho, thinks that debt settlement can be a viable alternative which allows consumers to settle their debts with creditors for fair fees and under fair terms. Christopher Viale runs Cambridge Credit Counseling, one of the America’s largest consumer credit counseling agencies, and in general he thinks that debt settlement hurts consumers more than it helps them. Both sides of view will be aired in this program to help you decide if settling your debts might be a worthwhile option if you are facing a huge amount of debt and harrassing creditors.
Edward Rogoff is a professor and Chair of the Department of Management at Baruch College which is the business school of the City University of New York. Prior to this role, he was the Academic Director of the Lawrence N. Field Center for Entrepreneurship at Baruch.He has been teaching entrepreneurs how to be successful for many years. He has written several books on the topic including the Bankable Business Plans and the Entrepreneurial Conversation. In this interview, he will reveal what it takes to start a new business, get it funded and make it grow into a major success, despite the current economic environment.
Allen H. Munro is a world-renowned business consultant, now based in Australia, who has helped many businesses improve their performance with his style of strategic business planning. He has just come out with the Structures for Strategy series of books to help business owners succeed no matter how tough the economic environment. In this interview, he covers the basics of Branding, Marketing, Business Plans, Operations, Human Resources and Promotion. You can also find out more about his work at www.structuresforstrategy.com.
Richard Barrington is the chief personal finance expert for MoneyRates.com, which is one of the leading websites to help consumers earn the highest yields on their cash. In this interview, he will explain the current economic environment and give advice on how consumers can earn the highest yields on their cash and still not take too much risk. He discusses CDs, savings accounts, money market funds and other alternatives to keeping your money in a checking account where it earns nothing. He also provides his views on whether inflation or deflation is the greater threat now and what you should prepare for as an investor and depositor.
Millions of Americans are burdened with crushing loads of debts—credit cards, student loans, mortgages, and many other types of debt. Ken Clark, a certified financial planner and author with years of experience in financial planning, offers relief to indebted Americans in his new book The Complete Idiot’s Guide to Getting Out of Debt. In this interview, he will describe what you can do to reduce all kinds of debt, protect yourself against creditors and ID theft and how to establish good habits so you will never have debt problems again.
Adam Lass, the co-editor of the Wavestrength Options Weekly investment service, has a knack for identifying trends before most investors know about them. In this interview, he describes his unique Wavestrength system which he uses to see which way markets are going and then how to best invest to take advantage of those trends. He will also discuss some of the trends he is seeing in today’s markets, in stocks, commodities and currencies. The WOW system has had a remarkably accurate record of helping its subscribers get in on trends early and profit from them and now you can learn from the same system!
The credit crunch means that many people who need loans have a hard time getting them from traditional banks these days. A new alternative called Person-to-Person Lending has come along to fill in the gap. Over $130 million a year is now being borrowed and lent directly over the Internet. Curtis Arnold, an expert on credit issues who runs Card Ratings.com, discusses the whole person-to-person lending phenomen in this interview. For borrowers, this concept allows you to borrow at much lower rates than you could get from a bank. For lenders, it allows you to earn a higher yield than you could get from bank CDs or money funds and still have great security. Find out much more about this fascinating new way to bank in this Money Answers interview!
Author and former Worth Magazine founder W. Randall Jones wants you to know how to be successful by studying how wealthy people have become successful. In his latest book, The Richest Man In Town: The 12 commandments of Wealth, and in this interview, Jones reveals what he learned by travelling across America for 2 years talking to the wealthiest (average net worth of $1 billion) self-made residents in most major towns. He tells you the common traits that these successful people have and how you can have them too. He also provides several lifestyle tips that help these local heroes live full and rich lives. Learn from the rich in this interview so you can become wealthy yourself!
William Andreoli founded Financial Destination Inc (FDI) six years ago and the company has becoming a leading resource for thousands of Americans to improve their personal finances and build a source of large passive income at the same time. In this interview, Bill will describe how he founded FDI, what services it can offer you to help you manage your money better and how it can also become a substantial business opportunity. FDI gives you 24 hour personal concierge and financial services and you can receive a substantial level of income from people who you sign up. To find out more about FDI, call 800-706-1788 or visit http://www.fdimember.com/moneyanswers target=_blank style=color: #052ae8 www.fdimember.com/moneyanswers
Smart Money Strategies in a Recession Many Americans find themselves in difficult financial circumstances and don’t know the best ways to cope. Ted Beck, president of the National Endowment for Financial Education, has many of the answers they are looking for. In this interview, he explains how to survive the loss of a job, how to deal with creditor calls, what to look out for if you need to modify your mortgage, how to protect yourself against identity theft and how to make the most of your employee benefits, among other topics.
William Andreoli founded Financial Destination Inc (FDI) six years ago and the company has becoming a leading resource for thousands of Americans to improve their personal finances and build a source of large passive income at the same time. In this interview, Bill will describe how he founded FDI, what services it can offer you to help you manage your money better and how it can also become a substantial business opportunity. FDI gives you 24 hour personal concierge and financial services and you can receive a substantial level of income from people who you sign up. To find out more about FDI, call 800-706-1788 or visit www.fdimember.com/moneyanswers
Michael Covel has been a trend following expert and consultant to traders, hedge funds and banks for over two decades. In this interview and in his latest book, Trend Following: Learn to Make Millions in Up or Down Markets, you will learn how to make stock prices trends your friend. Covel profiles many famous successful trend followers, helps you understand how to profit from big events, crashes and panics, and explains human behavior when it comes to trading. He also discusses how to set up a stock trading system to give you discipline to make successful trades consistently.
Tom Gorman’s new E-book, The Complete Idiot’s Guide to the Financial Crisis, helps you understand how America got into the financial situation it has and helps you with strategies to thrive despite the tough economic times. In this interview, Tom Gorman goes through what happened in the mid-2000’s to create the housing bubble and then collapse, and what to expect going forward in the housing market. He also gives specific advice on how to deal with lingering debts, mortgage modifications and underwater home values. He offers advice on how to pick and investment adviser and invest to profit when the recovery ultimately comes. By understanding how America got into this financial situation, you will be armed to deal with it and thrive in your own personal financial strategies.
Jim Jorgenson is a long time radio financial host , author and seminar leader and in his latest book titled Where did My Money Go?: A Quick Lesson in Making Money in an Up and down Market. He reveals his simple yet effective strategy to earn profits no matter which direction stock prices go. In this interview, he gives specific examples of stocks he likes now to implement his strategy. Jim is responding to the outcries of pain from millions of Americans who have lost a huge percentage of their retirement savings in the last year or so. He also updates his advice regularly on his website www.financialsavvy.com. So listen in to find out how to make your money grow in a safe way that takes as little as 15 minutes a week!
Scott LeTourneau, president of Nevada Corporate Planners in Las Vegas, has helped thousands of small business owners start their businesses and then has helped them implement the strategies necessary to make those businesses thrive in this tough economy. His firm helps companies throughout America incorporate in the most tax-efficient and legal way to help the business owner protect his assets. Scott also conducts regular webinars and seminars to help business owners avoid the most common mistakes that cause most businesses to fail. You can find out more about his services at www.businessanswerstoday.com or by calling 800-400-1099. In this interview he describes the right steps to incorporate your business and make the right moves to help it thrive!
Financial journalist Beth Kobliner has just revised Get a Financial Life, first published in 1996, to take into account all the challenges that young Americans are facing in today’s economy. In this interview, she will discuss how to get out of debt, how to make the housing crisis work for you, the dangers to watch for in Internet banking, new ways to invest in this recession, how to make the most of your 401k, how to make the best moves in health and homeowners insurance and what tax breaks you may qualify for. Kobliner is a former staff writer at MONEY Magazine and appears frequently on national TV programs speaking about personal finance.
Thomas Anderson is a pioneer in the field of self-directed IRAs. His company, Pensco Trust, has enabled investors to make al kinds of investments inside their IRAs that most people think are not possible. For example, you can hold physical real estate, mortgage notes and shares in private businesses inside your IRA and Roth IRA which gives you all kinds of tax benefits and other advantages. In this interview, Tom will explain all the creative ways that you can use to invest inside IRAs. He will also discuss what he learned at a recent meeting of top financial executives about how the Obama Administration is planning to change banking regulations.
Louis Lautman is the president of the Young Entrepreneur Society, an organization dedicated to fostering successful entrepreneurs in America. He recently completed a movie called the Young Entrepreneur Society movie, also known as the YES movie. It profiles over 30 successful entrepreneurs—many of them under 20 years old- and tells their amazing stories of creativity and ingenuity. In this interview, Louis explains how it is possible to be wildly successful at a young age even if you don’t have money or a college education.
Many Americans are burdened by huge amounts of debt, but don’t know the best way to get out from under it. In this interview, Jordan speaks to Christopher Viale, the president of Cambridge Credit Counseling, one of the largest non-profit credit counseling firms in America. Chris will describe how credit counseling can help you get better control of your debts by paying lower interest rates and consolidating all your debts into one automatic monthly payment. He will also discuss what is happening with the banks to make your debts either easier or harder to handle in these volatile times.
You might think that trading options is risky and aggressive, but Ron Groenke will show you how options can instead be used to boost your monthly income significantly with quite conservative strategies. Groenke is the author of several books on options, including Show Me The Money: Cover Calls and Naked Puts for a Monthly Cash Income and Cash for Life. In this interview, he will explain how you can write call options on your existing portfolio of stocks and also write naked put options to generate a significant flow of income to you with minimal risk.
Marvin Doniger has been a management consultant to many Fortune 500 companies and investment advisor for many years. Based on his experiences, he shares in this interview his many strategies for dealing with the enormous changes in the economic outlook today including downsizing, technological change, outsourcing, reduced pensions and excessive debt. In his new book A Common Sense Road Map to Uncommon Wealth, Doniger helps you cope with these changes as they affect your career, how to save for retirement and how to invest successfully.
Most Americans do little or no long term planning for their financial future. The end result of this is that most Americans have too much debt and have not saved close to enough for their retirement. Part of the problem is that most people don’t know how to use online calculators and are scared off by expensive financial planning services, so they do nothing instead. Monty Hothersall created the Financial Fate website and software to allow the average American to create a realistic plan so they can achieve their financial goals. In this interview and Powerpoint demonstration, he will show what the free software can allow you to plan for and hwo it can make an enormous difference in your financial life. Click Here To download the Power Point Presentation to follow along.
In the current economy, there is a sure way to profit in the real estate market, which is to use seller financing from banks and mortgage companies to buy high quality properties with little or no money down. Mike Watson, of Mike Watson Investing is an expert on this and other real estate topics and he conducts packed seminars around the country teaching his exclusive techniques. In this interview, he will share how to do seller financing in this economy, allowing you to build up a huge residual income and positive cash flow.
Women usually face unique issues that are often ignored in typical discussions of estate planning. Wynne Whitman, author of Smart Women Protect Their Assets: Essential Information for Every Woman about Wills, Trusts and More, knows what women should consider when doing their estate planning. In this interview she will discuss issues such as caring for children from previous marriages and elderly parents. Women in many cases do not have assets or credit in their own names which can create difficulties when their husbands die. They often do not have the correct papers completed such as powers of attorney or health care proxies to be able to deal with health related issues. Whitman will explain all the steps people need to take to make the whole process of settling estates as efficient and painless as possible.
Patti Lynn is the long time Campaigns Director of Corporate Accountability International, the leading advocate for corporate responsibility in America. In this interview, Patti will explain the various campaigns that CAI is involved in, including their Corporate Hall of Shame and various boycotts against major companies like General Electric, Wal Mart and Dow Chemical for practices like polluting, employment discrimination and corruption of the political process. These companies do respond to pressure from shareholders, customers and employees, and CAI has been playing a leading role in fostering change.
Mike Bonacorsi is a certified financial planner based in Amherst, New Hampshire who has seen many of his clients enter retirement unprepared, either financially or emotionally, for what were supposed to be their golden years. In his new book, Retirement Readiness: Creating Your Vision, Knowing your Position and Preparing for your Future, Bonacorsi gives you the guidance you need to set up a realistic plan for creating a comfortable retirement, even in these volatile times. This interview will help get you on the right path to securing your own retirement.
Larry Connors has been teaching successful short term trading strategies to his students for years, and in this interview he reveals some of the techniques he has developed that work best. His new book Short Term Trading Strategies That Work explains how to identify and exploit patterns in stock and ETF prices so you come out a winner. He also has techniques to predict the overall direction of the markets. Listen to this interview if you want to dramatically improve your trading results!
Sharon Kedar, who has a Harvard MBA and is a portfolio mananger, knows that many American women are not adept at taking care of their personal finances. So she wrote On My Own Two Feet, a book which helps empower women to take care of their own money decisions. 90% of women will find themselves as the sole keeper of their personal finances at some point in their lives and most are woefully unprepared to do so. In this interview, Sharon helps women with decisions on budgeting, investing and setting up good money systems when you get married.
Elizabeth Donati, president of the Creative Wealth institute of Santa Barbara, California, has been a pioneer in the teaching of financial concepts to children for many years. Her latest book called The Ultimate Allowance helps parents and kids learn the best and most responsible ways to handle money from an early age. Donati also runs several Money Camps for kids and adults to empower them with financial knowledge. In this interview, she explains what you need to teach your kids about money and gives you the tools to do it.
Steve Weisman is an author and lawyer who has written extensively or various financial topics. In his new book, he explains the pros and cons of annuities. These instruments allow tax-deferred growth and a safe harbor in today’s volatile financial world. In this interview Weisman explains the many kinds of annuities, such as fixed, deferred, equity index and variable and tells you how to figure out which one is appropriate for you and your situation.
Joseph Greenspan and Rick Von Der Sitt, the two principals at Wealth Diagnostics, have come up with a system of analyzing investments that allows individual investors to earn market-beating returns with minimal risk and at low cost. They use their proprietary cash flow model to figure out which industry groups will outperform and underperform the overall market, and then they construct model portfolios of Exchange Traded Funds allowing you to ride the winners and avoid the losers. In this interview, they explain how the system works and how you can profit in the current environment using the Wealth Diagnostics model.
Ken Fisher, the bestselling author and famous money manager, maps out ten different roads that you can choose from on your way to wealth and prosperity. In this interview he explains how the ten people he profiles in his NY Times bestselling book, Ten Roads to Riches, were able to succeed through booms, busts, crashes and recessions. He then explains how you can pick the best road for you to become wealthy despite the current economic meltdown.
Axel Merk, the president of the Merk Mutual funds, is a well-known advocate of keeping your money in hard currencies as a hedge against inflation and rampant government spending and borrowing. His two funds, the Hard Currency fund and the Asian Currency fund, have held up well in the current financial meltdown. In this interview Mr. Merk explains how the economy got to where it is and what his outlook is for how the financial meltdown will proceed. Then he will offer his recommendations for what investors should do to weather the coming storm through the use of hard currencies.
Natalie Pace, well known stock picker and market strategist, explains how you can make your money earn a high return while you also do good in the world in this interview. In her new book Put Your Money Where Your Heart Is, she goes over how to pick hot industries and use a stock report card to pick the best investments for your portfolio. She takes you into the Billionaire’s Game where you figure out what you would do if you had all the money you ever needed.
Gerry Detweiler, renowned expert on debt and credit, offers strategies for stopping debt collector harassment so you can find a way to resolve your debts. In this interview she offers tips and strategies into your legal rights based on her new book Stop Debt Collectors: How to Protect Your Rights and Resolve your Debts.
Finance professor at the Schulich School of Business in Toronto Moshe Milevsky explains how to put together an ideal portfolio is his new book Are You a Stock or a Bond? Create Your Own Pension Plan for a Secure Financial Future. In this interview, he explains how to size up your own risk tolerance and allocate your assets correctly based on that risk profile, both as it relates to your investments and career choices.
Kim Snider, well known investment advisor based in Dallas, offers a unique plan to take control of your family’s finances in her new book How to Be the Family CFO: 4 Simple Steps to Put Your Financial House in Order. Snider in this interview tells you how to plan prudently, save prodigiously, invest wisely and manage risk, just as a chief financial offer does for his company.
Harj Gill, president of www.speedequity.com and the originator of the concept of mortgage equity accelerators, explains how the process works and how you can pay your mortgage off in 5-7 years instead of 30 years using his techniques. You are unlikely to hear about these techniques from most other banks or mortgage lenders. Gil also has keen insights into what is happening in the mortgage and real estate industries now and how you can survive this tough period.
In these tough economic times, there are many steps you can take to protect yourself from the economic windstorms. Erica Sandberg, author of Expecting Money: the Essential Financial Plan for New and Growing Families, gives her best tips on how to cut costs, make the most of your employee benefits and increase your income so you can weather the storm.
Don’t think you avoid a foreclosure if you start getting behind on your mortgage payments? Well, banks are willing and sometime eager to modify your mortgage instead to avoid foreclosing on you. Jim Richman, the former commissioner of HUD and now president of Richman and Associates which specializes in restructuring mortgages, and Keith Kelly, president of www.Modifymyloan.com, explain exactly how the loan modification process works in this exclusive interview.
David Hershman is a real estate industry expert who latest book More Income With Less Stress, gives you a roadmap to succeed in your business, whatever industry it is in. He helps you figure out what marketing actions you need to take to become more effective and profitable. He also talks in this interview about some of the wisdom he has accumulated in many years in the real estate industry and with his latest book The Book of Home Finance.
Ted Krager, A long time mortgage industry insider, blows the whistle on all the abuses in the mortgage business that have led to so much pain in the real estate market. His new E-book called Dirty Little Secrets of the Mortgage Industry shows how borrowers have paid too much in rates and fees for years, and made mortgage brokers and bankers rich in the process. He also tells you how to avoid getting ripped off and get the best deal when you are shopping for a house and mortgage.
The whole process of finding the best mortgage has been shrouded in mystery for years. Jeff Corbett, president of Ratespeed.com, now rips the curtain back and shows you exactly what mortgage brokers and bankers are charging in fees and commissions and how you can get the best deal when getting a mortgage. Ratespeed is the Transparent Mortgage Search Engine which is upsetting the traditional way that people shop for mortgages.
Business Week’s “Inside Wall Street” columnist Gene Marcial explains how you can pick winning stocks in this interview based on his new book Gene Marcial’s 7 Commandments of Stock Investing. He describes how you can’t be a successful investor by following the conventional wisdom. Instead by following his seven strategic commandments that will change your mindset as an investor, you can profit while others lose. For example, he shows you how to profit when other investors panic and how you can profit from stocks that most investors don’t understand. He also offers some specific stock picks that he thinks are worth holding for at least the next seven years.
There are many ways to be a successful real estate investor, even in today’s difficult environment. Alan Brymer is an experienced real estate investor who explains the tricks of the trade and how to organizer yourself for maximum success in real estate investing.
Don’t think you can get derogatory items off your credit report? Think again! Steve Conover, America’s credit guru, discusses how your credit scores are determined and what you can do to improve them. His website www.creditreportabc.com has helped thousands of Americans get correct and incorrect derogatory items off their credit reports and this interview shows you how to do the same. Listen to this interview to ensure that you get the highest credit score possible!
If you want to earn wealth and hold onto it, there are many strategies you need to use other than just accumulating a large stock and bond portfolio. In this interview, author Scott Thomas, founder of the Financial Farmer wealth advisory firm and author of Financial Secrets for the Man of Means reveals how you can pay for future healthcare costs, protect your wealth through life insurance, plan a proper business exit strategy, and give gifts without big tax bites, among many other strategies.
Steven Weisman is a Massachusetts-based attorney who has seen every kind of scam in his many years of practicing law. In his new book The Truth About Avoiding Scams, he reveals everything you need to know to avoid being a victim. In this interview he covers ID theft, computer-based fraud, phony educational scholarships, affinity fraud, illegitimate online dating services and much more. Protect yourself against being ripped off by listening to this interview with Steven Weisman!
Lynn O’Shaunessy’s new book The College Solution: A Guide for Everyone Looking for the Right School at the Right Price helps parents and students figure out which college is best for their needs and budgets. In this interview, she helps your child go through the college selection process and then helps you find all of the financial aid that is available. She also discusses how to get a discount off the regular tuition for colleges and how to navigate the student loan maze. If you have a child getting into the college selection and admission game, you have to hear what Lynn O’Shaunessy has to say!
Michael Panzner is a long-time veteran of trading global financial markets who has worked for the Soros funds and several major banks including JP Morgan Chase. He predicted the current financial crisis and in this interview explains what he thinks will happen next. He discusses the crumbling tower of public and private debt, coming chaos in global financial markets and how this financial upheaval will lead to social and political unrest around the world. He also reveals what you should do as an investor to protect yourself from this fallout and profit while most others are falling victim to these trends.
Interview with Robert Shapiro, author of Futurecast: How Superpowers, Populations and Globalization Will Change the Way You Live and Work Robert Shapiro is the consumate Washington insider, economic advisor to Bill Clinton and Under Secretary of Commerce. In Futurecast, he explores the monumental forces shaping our lives including globalization, the aging of Western societies, threats of terrorism and the promise of technology. In this interview he also discusses the struggle to maintain access to health care and secure energy sources without destroying the environment. These major forces will affect the way you live going forward, and Shapiro's insights will help you deal with these enormous changes still to come.
Interview with Marvin Appel author of Beating the Market, 3 Months at a time Dr. Marvin Appel, a renowned investment advisor, explains how managing and growing your money doesn't have to take a huge amount of time or expertise. He explains how to manage a portfolio of stocks, bonds, mutual funds and exchange traded funds to improve rates of return and reduce risk. He also shows you how to identify the market sectors that are leading the market and are likely to continue to exhibit the most relative strength.
Gary and Margaret Smith make a convincing case why home ownership is still an excellent investment for most people, despite the recent drop in home values. In this interview, they offer tips on finding a good realtor, finding the right home in today's market, getting the best mortgage and how to buy a vacation home. They expound on their concept of home dividends. They also explain the ins and outs of investing in real estate for profit in today's volatile environment. With real estate prices down, now is the best time to buy a home and the Smiths tell you the best way to do it!
Do you think you can’t profit if the economy is in serious decline? Many investors think so. In his groundbreaking new book, Fast Profits in Hard Times: 10 Secret Strategies to Make You Rich in an Up or Down Economy, Jordan Goodman reveals 10 simple-to-implement but little known investment strategies that can make it easy to earn high returns whether the market or economy is up or down. In this version of the Money Answers Show, he explains each of the ten strategies and gives you specific resources to implement each one. You can also find out more about the book and order a copy at www.fastprofitsinhardtimes.com.
Most teachers and other people earning relatively low incomes often struggle to make ends meet or save much for retirement. Danny Kofke, a teacher in Georgia, has just authored a book called How to Survive (and Perhaps Thrive) On a Teacher’s Salary. The advice is useful for many more people than teachers, though. In this interview, he will reveal his secrets of budgeting, investing, handling the finances of marriage and children, handling disasters like hurricanes and how to get out of debt.
Do you think you can’t profit if the economy is in serious decline? Many investors think so. In his groundbreaking new book, Fast Profits in Hard Times: 10 Secret Strategies to Make You Rich in an Up or Down Economy, Jordan Goodman reveals 10 simple-to-implement but little known investment strategies that can make it easy to earn high returns whether the market or economy is up or down. In this version of the Money Answers Show, he explains each of the ten strategies and gives you specific resources to implement each one. You can also find out more about the book and order a copy at www.fastprofitsinhardtimes.com.
If you’ve ever had trouble dealing with the Internal Revenue Service, you need to listen to this interview with Michael Rozbruch. Michael is the CEO of Tax Resolution Services, one of America’s largest tax problem resolution companies. He will explain the various ways to negotiate a lower tax bill with the IRS using Offers In Compromise. He also will explain payment plans offered by the IRS, how to deal with an audit, how penalties can be abated, how collections can be appealed, and much more. If you’ve ever thought you were powerless when dealing with the IRS, Michael will show you how to fight back and win!
Ray Wirta is one of the most prominent experts on the commercial real estate market in America. He currently is CEO of Nexregen a commercial real estate developer and investment firm in Texas. Until his retirement in 2005, Ray was the CEO of CB Richard Ellis, the largest real estate services firm in the world. In this interview, Ray will give you a valuable overview of the commercial real estate market, how to invest in it, and what is going on now and for the rest of this year in commercial real estate.
Erica Sandberg, in her new book Expecting Money: The Essential Financial Plan for New and Growing Families, helps parents plan for the financial implications of having children. In this interview, she covers how to prioritize baby and maternity costs, how to cover fertility and adoption expenses, how to find the best childcare options and how to plan for you children’s education expenses. If you have kids or are thinking of having them, don’t miss this interview!
Do you think you can’t profit if the economy is in serious decline? Many investors think so. In his groundbreaking new book, Fast Profits in Hard Times: 10 Secret Strategies to Make You Rich in an Up or Down Economy, Jordan Goodman reveals 10 simple-to-implement but little known investment strategies that can make it easy to earn high returns whether the market or economy is up or down. In this version of the Money Answers Show, he explains each of the ten strategies and gives you specific resources to implement each one. You can also find out more about the book and order a copy at www.fastprofitsinhardtimes.com.
The last thing you want your loved ones dealing with after you’re gone is a failed estate plan that leaves them subject to a broken court system or unnecessary estate taxes, both of which are totally voluntary. 74% of Americans have made no plans to avoid probate or estate taxes at all and of the 26% who have, many have a worthless set of documents that will do nothing at all for their loved ones. Alexis Martin Neely, founder of the Family Wealth Planning Institute, shows you how to pass on your whole family wealth in a way that makes life as easy as possible for your loved ones, builds your family wealth at each generation and helps you leave the world a better place. In this interview, Alexis lays out the simple steps to structuring your assets the right way during life for maximum ease at death. If you love the people you’ll leave behind – and want to make their lives easier if anything happens to you – this is one interview you can’t afford to miss.
With Americans going in record amounts of debt, it is more important than ever for you to make sure your credit report and score are as accurate as possible. John Ventura, author of the Credit Repair Handbook, explains in this interview how to correct inaccurate information on your credit report, how to rebuild your credit history, how to understand your FICO score, how to protect yourself against identity theft and how to maintain a good credit history. Having a negative or incorrect credit file can destroy your financial life—like John Ventura arm your with knowledge so you can make the most of your credit!
With 70% of Americans owning their own homes today, a huge number of people are susceptible to the burgeoning crime of mortgage and real estate Fraud. Ralph Roberts, a realtor and an expert on this subject, explores in this interview everything you need to do to spot this scam and how to recover if you fall victim to one of them. Some of the scams discussed are asset rentals, illegal flipping, air loans, chunking, double sales, straw buyers and faulty appraisals. Listen to this interview so you will never be tricked into falling for a real estate or mortgage scam!
If you've spent a lot of time, effort and money to get where you are today, you have probably created many marketable assets which can produce huge streams of income if you know how to tap them. Janet Switzer, author of Instant Income: Strategies That Bring in the Cash for Small Businesses, Innovative Employees and Occasional Entrepreneurs explains in this interview how to put her plan into action. She covers how to get others to do marketing for you, lower costs, increases prices and profits and generate new clients while selling more to your existing customers. You may be sitting on a goldmine and not even know it! Learn how to mine that gold from Janet Switzer.
With Americans going in record amounts of debt, it is more important than ever for you to make sure your credit report and score are as accurate as possible. John Ventura, author of the Credit Repair Handbook, explains in this interview how to correct inaccurate information on your credit report, how to rebuild your credit history, how to understand your FICO score, how to protect yourself against identity theft and how to maintain a good credit history. Having a negative or incorrect credit file can destroy your financial life—like John Ventura arm your with knowledge so you can make the most of your credit!
Baby Boomers are just now starting to reach retirement age, and more than 76 million Americans will be joining them over the next two decades. But many baby boomers are not prepared for retirement, either financially or psychologically. Mark Mills, a seasoned broadcast financial journalist, holds a Certified Financial Planner (CFP) designation and makes frequent public appearances on the financial markets and the economy. Writer, producer, and lifestyle expert Nancy Fernandez Mills is a former national Emmy Award-winning NBC correspondent who co-founded Lifecycle Productions, an award-winning healthcare education company focusing on life transitions. This Boomer couple co-hosted the groundbreaking public television series “Boomers! Redefining Life after Fifty,” which explored the issues facing Boomers as they grow older.
Major marketers are spending more and more of their marketing dollars to promote positive word-of-mouth discussion of their companies, and you should do the same. Sandra Sellani, author of the new book What’s Your BQ? Learn How 35 Companies Add Customers, Subtract Competitors and Multiply Profits with Brand Quotient, explains the best way to harness positive word of mouth marketing to make your business prosper. Consumers are relying more on what their friends and peers are telling them about products and services in online social networking forums instead of trusting traditional advertising. In this interview, Sandra will explain how you can capture the magic of positive word of mouth to grow your business or personal career.
Hedge funds now manage over $1.7 trillion and are a major influence on the trading of stocks, bonds, currencies and commodities. Yet they operate in a secretive, mysterious world that the average investor knows little about. Katherine Burton, who covers the hedge fund industry for Bloomberg News, takes you inside the secret world of hedge funds in her new book and in this interview. She discusses the strategies used by the top hedge fund managers and profiles 10 of the best and also talks about some of the up-and-comers in the hedge fund world.
Certified Financial Planner Steve Sanduski has worked with many clients over the years and wrote this book based on his observations of what truly creates happiness. His conclusion is that happiness cannot be bought based on the relentless chase for material wealth, but can be achieved through creating a meaning and purpose for your life. In this interview, Sanduski explains the 9 essential principles that you should follow to achieve happiness, health and True Wealth. He will explain his Blueprinting Exercise to help you initiate the process.
Picking among the thousands of stocks traded on major exchanges can be a truly daunting task for most investors. But Doug Gerlach, president of Stock Central, has come up with a system that can quickly and easily help you separate the winners from the losers. His website, www.stockcentral.com, is designed to give long term buy-and-hold investors the data and community input they need to make informed investment decisions. In this interview, Doug describes what his website can do for you and also debunks what is wrong with many of the other investing websites out there that mislead investors into chasing hot stock tips and causing them to lose money.
If you've spent a lot of time, effort and money to get where you are today, you have probably created many marketable assets which can produce huge streams of income if you know how to tap them. Janet Switzer, author of Instant Income: Strategies That Bring in the Cash for Small Businesses, Innovative Employees and Occasional Entrepreneurs explains in this interview how to put her plan into action. She covers how to get others to do marketing for you, lower costs, increases prices and profits and generate new clients while selling more to your existing customers. You may be sitting on a goldmine and not even know it! Learn how to mine that gold from Janet Switzer.
It doesn’t make sense to manage money the old fashioned way any more. If you learn how to use the power of the Internet to keep track of all your finances, you will do a much better job and improve your financial life significantly. Liz Pulliam Weston, author of the new book Easy Money: How to Simplify Your Finances and Get What You Want Out Of Life and a columnist for MSN Money and the Los Angeles Times syndicate, describes in this interview all the steps you need to take to harness the power of the Internet in your financial life. Among other topics, she explains how to set up online bill paying systems, spending and budgeting tracking and no-sweat investment methods.
If you want to achieve market-beating returns on your stock portfolio, you need to know how to analyze publicly available data and figure out if you want to buy a stock if it has a bright future or sell it short if it doesn't. David Trainer, president of NewConstructs, can help you do that. His firm offers a research methodology allowing you to analyze stocks quite easily, and he has an excellent track record of picking winners and losers. In this interview, he will explain how he comes up with his 20 Most Attractive Stocks and 20 Most Dangerous Stocks each month and will describe the fundamentals behind some of his most recent picks.
One of the fastest-growing areas of investment in the world is rare colored diamonds. Prices have been rising at about 25% a year because they are rare, beautiful and valuable. Investors continue to increase their colored diamond holdings because of the loss of confidence in paper money as well as the fact that colored diamonds are a good hedge against inflation. Garry Cooke, the North American Representative for Pastor-Genève, one of the world's leading colored diamond dealers, explains in this interview how to select the most rare colored diamonds and how the whole investment process works.
Hunter Lewis, author of the provocative Are the Rich Necessary? Published by Axios Press, questions some of the most fundamental economic questions facing society. He proposes ways to bridge the gap between rich and poor, use free markets while strengthening the safety net, by employing a massive expansion of the nonprofit sector through a series of tax credits. He advocates keeping government intervention in the economy to a minimum and use the nonprofit sector to address needs in social services, health, housing, and education. Don’t miss this enlightening and thought-provoking interview.
If you feel overwhelmed with the number of credit card offers you receive every week, worry no more. Curtis Arnold, editor of the CardRatings website (www.creditcardperks.com) will help you figure out which card is best for your needs. In this interview, he explains all of the different benefits being offered to cardholders today and how to figure out the best deal. He discusses cards with no annual fees, low interest rates, frequent flier miles, rewards points and secured cards for those with imperfect credit.
Millions of Baby Boomers are closing in on retirement without having saved close to enough to live comfortably for many years without a salary. Douglas Andrew, author of Last Chance Millionaire: It's Not Too Late To Become Wealthy, explains how most people have been making all the wrong financial moves in order to fund their retirement. In this interview, he explains how anyone can overcome the most common obstacles to generating wealth with a set of nontraditional financial strategies. He will also reveal his ten Baby Boomer Blunders, which are the ten financial mistakes most boomers are making, yet still have time to correct.
The largest and most liquid market in the world is not in stocks or bonds, but in the trading of one currency against another. If you learn how to trade foreign currencies, you can earn enormous profits no matter which direction the dollar moves against the euro, pound, yen and other major currencies. In this interview, Marshall Pruitt, the senior foreign exchange strategist for PremiereTrade, explains how the foreign exchange market works and how you as an investor can profit from up and down moves in the dollar.
Robert Sutton, in his ground-breaking new book, The No Asshole Rule: Building a Civilized Workplace and Surviving One That Isn’t, helps you deal with fellow employees that are bullies, creeps, jerks, tyrants, despots, backstabbers, tormentors and egomaniacs. He explains how these kinds of employees ruin morale, lower productivity, and devastate a company’s culture. In this interview, he also provides strategies and insights into how your company can pinpoint and eliminate these problems and how you can deal with these troublemakers if you are forced to work alongside them.
Many couples get off on the wrong “financial foot” when they start their relationships and it can lead to serious trouble in their marriages. Bambi Holzer, author of Financial Bliss: A Couple’s Guide to Merging Money Styles and Building a Rich Life Together, explains in this interview how get a relationship off to a better start when it comes to money. She presents a practical system to help you and your significant other to get on the same page when it comes to money management, saving, investing, retirement planning and use of debt. Bambi teaches you how to match your own financial philosophies and leverage the combination of both of you to build a more secure and happier life together.
The amount of financial illiteracy in America is high and growing and causing enormous problems. Many Americans, because they never learned about how to manage their money, are running into severe problems with debt, bankruptcy, housing foreclosures and a severe shortfall in savings. In this interview, Ted Beck, president of the National Endowment for Financial Education (NEFE), explains what is being done to combat this problem. NEFE is in the forefront of many efforts taking place in primary and secondary schools and colleges to educate children about all aspects of personal finance so they are better able to navigate their financial lives as adults. He will also describe what you can do to educate yourself and your children more about personal finance so you can live without the worries that come along with financial illiteracy.
Bill Bartmann is known as the Billionaire Business Coach because he has created 7 successful businesses in seven industries, including one $3.5 billion company employing 3900 that he started from his kitchen table with a $13,000 loan. He is the leading authority on entrepreneurship in America and has been named National Entrepreneur of the Year by NASDAQ. In this interview, Bill will discuss how he has created so many successful businesses, what it takes to start a successful business, what it takes to grow it and what you need to do to keep the business thriving and successful.
Bill Donoghue has been a leading innovator in the money management business for the past 40 years. He has written 10 books on money management, started newsletters and continues to write a weekly column on mutual funds for Dow Jones Marketwatch.com. In this interview, Bill discusses the portfolios he has designed to help investors take advantage of the most innovative investment tools in the marketplace, including sector funds, exchange-traded funds, variable annuities, long/short funds, dynamic sector asset allocation funds and high-yield money management strategies.
Peter Schiff, president of Euro-Pacific Capital, explains all of the huge financial risks currently in our economic system in his new book Crash Proof: How to Profit from the Coming Economic Collapse and tells you how to protect yourself against the coming financial meltdown. Schiff explains how America and the world’s financial markets have added such a huge amount of debt, and how the defaults that are starting to show up in the subprime market are about to spread quickly to other markets. Schiff offers specific suggestions of safe places to put your money to ride out the coming storm in this fascinating interview.
Planning for the possibility of a long illness and preparing for the end of life can be scary, confusing and a daunting challenge. Wynne Whitman, a prominent estate planning lawyer with the firm of Schenck, Price, Smith and King in Morristown, New Jersey, and co-author of Wants, Wishes and Wills: A Medical and Legal Guide to Protecting Yourself and Your Family in Sickness and in Health, explains what you need to do to tackle all the issues surrounding disease and death in this interview. She describes how to create your own personal health care system, create legal powers of attorney and protect your estate from unnecessary taxes. You will learn how to protect yourself and your family in sickness and in health and gain peace of mind in the process.
In Shira Boss’s book, Green With Envy, she describes how Americans are gripped with envy about how their neighbors are doing financially, and tells you how to deal with that envy. She tells several insightful stories about how she dealt with her neighbors and learned to overcome her envy of what looked like a privileged financial life that in fact was a perilous one. Boss also goes behind the scenes in Washington DC to show you the financial reality of the lives of Congressmen and Senators, which turns out to be much less glamorous and financially rewarding than you might ever imagine. She also goes behind the scenes of one of the richest families in America, a billionaire couple in Palm Beach, to show that envy and financial tension are rife even among the richest people in the land. In her interview, Boss not only explains why envy is such a big financial problem in America, but also tells you what steps you can take to control it.
Raza Khan, president and co-founder of MyRichUncle, is leading a ground-breaking movement in the student loan industry. His company, My Rich Uncle, offers a variety of student loans at lower interest rates than anyone else in the industry, and also offers innovative loans like the PrePrime loan for students who have not yet established a solid credit history. In this interview, Khan describes the current state of the student loan industry, which has been wracked by a corruption scandal in which financial aid offers have been taking payments from lenders. He also describes steps students and parents can take to take control of the process of getting a student loan, instead of being victimized by it.
Bill Westrom is passionate about saving consumers money. After having worked in the banking and mortgage industry for over 10 years, he saw how consumers were paying far too much for interest and fees to lenders and he set about to do something about it. He has devised a unique system, offered by his IFS Development Group from Spring Hill, Florida which radically cuts down on the interest you owe before you pay off your mortgage. In this interview, Bill explains how consumers can accelerate their debt repayment and save tens of thousands of dollars in interest along the way.
Scott Bilker is one of America’s leading experts on credit card debt and how to get it under control. His book “Talk Your Way Out of Credit Card Debt” has helped thousands of Americans lower their debt loads. His online newsletter Debt Smart has loads of useful advice on the best ways to handle credit card debt. In this interview, Scott reveals the best ways to qualify for lower interest rates and pay off credit card debt much faster than you ever thought possible. He also tells you how to fight back against high credit card rates and fees that your bank may impose.
Bob Burke is an expert in how to pick the best long-term care insurance policy. Many Americans are not aware that Medicare, Social Security, and health insurance do not pay for long-term health care needs, either in the home or in an assisted living facility or nursing home. Medicaid is increasingly difficult to qualify for, and is only available to the truly indigent. Instead of relying on government programs, the solution is to get a long-term care insurance policy that will pay these costs for many years once you are no longer able to take care of yourself and need a health care aide. In this interview, Bob Burke goes through all of the ins and outs of buying the right long term care policy for your needs and budget.
David Ginsburg, president of Loantech, will explain how so many people are being hit by mistakes on their adjustable rate mortgage (ARM) and escrow payments. His company will audit your ARM and escrow payments and see if they are correct. If they are not, they will help get you a refund and adjust your payment to the correct level going forward. David explains all the ins and outs of how mistakes are being made on mortgage payments and how you can correct them to your benefit.
David Lerner, the owner and president of David Lerner Associates in Syosset, New York, will explain his unique philosophy towards investing which allows conservative investors to earn generous yields and still sleep at night without worrying very much about loss of principal. Lerner will discuss some of his favorite investments including tax-free municipal bonds, mortgage-backed securities, real estate investment trusts and investments in the hospitality industry.
Frank Degen, the past president of the National Association of Enrolled Agents (NAEA), will discuss what you should look for in picking a qualified tax preparer. He will compare the services you get from an enrolled agent, a CPA and a local tax preparation firm and when it is appropriate to use one over the other. Degen will also explain all of the legal steps you can take now to reduce your 2007 tax burden, and what tax breaks are scheduled to expire in 2007. In particular, he will explain what the Alternative Minimum Tax (AMT) is and how you should deal with it as a taxpayer.
Bob D. Scharin, the Senior Tax Analyst for RIA, a division of Thomson Tax and Accounting, explains all the new rules for 2006 tax returns and helps you plan what you need to do to minimize your taxes in every legal way possible for 2007. He also will explain how the alternative minimum tax might affect you and how to avoid it.
Allen Grommet, one of the leading financial planners in America, explains how your personal finances will benefit greatly if you work with a well-qualified financial planner. He shows you what goes into a financial plan, how to know if a planner is truly working for your interests, and what steps you need to take to implement a plan successfully. He covers such topics as asset allocation, estate planning, maintaining enough insurance coverage, and ways to reduce your tax liability.Allen's website is www.caringfinancialservices.com and his phone number is 800-881-1477.
If you buy a car every few years, you likely do not know the tricks of the car trade. Linda Goldberg has been successfully representing car buyers for decades, savings them thousands of dollars each time she buys a car on their behalf. She knows all the techniques used by car dealers to get you to pay more than you need to. In this interview, Linda explains the steps you need to take to make sure you get the best deal on the price of a car and the financing and leasing of the car as well. She will also tell you how she represents car buyers to make sure they get the best deal. She also has some fascinating insights into the current state of the auto market and where the best deals can be found today.
Kavanaugh Tucker will explain one of the most unique and profitable concepts in personal finance: how to use dividend-paying life insurance policies to finance whatever you want in life. In effect, you are setting up your own bank to fund purchases of cars, college expenses, business startup expenses and to supplement your retirement income. This technique is extremely safe and offers loads of tax benefits.
the mortgage market has become very volatile lately, with many subprime lenders running into enormous trouble. Many Americans are seeing their mortgage payments soaring because of the adjustable loans they got into in recent years. Keith Kelly, president of 800modifyme.com, explains a different kind of mortgage where the interest rates and payments only go down and can never go up amd can save you thousands of dollars in points and closing costs. Additional guest info: Keith Kelly has been in the mortgage business for over 20 years. He has been an innovator and pioneer in providing unique loans to consumers that help them avoid closing costs when they finance their homes. His company, 800modifyme.com, allows consumers the opportunity to lower their interest rates and change their loan program without going through a refinancing process.