The Golden State Report: Recent Episodes
The Golden State Report
This week Mike and David make predictions about the future of Sacramento’s housing market and how you can make the most out of your retirement.
Mike expresses how the demand for homes has caused a wave of Bay Area buyers to the Sacramento Valley. This serge could affect interest rates and appreciation values. Mike ends his segment giving sellers advice on how to get the best fair market value for their home.
It’s still a sellers’ market, but there is an important second question, where will you go? If retirement is part of your plan, it’s important to make sure you are prepared. David discuses retirement from a new perspective- once you are prepared financially, will you be ready mentally? With an abundance of time on your hands this could be the time to serve your community, start a small business or volunteer.
On this weeks’ show Mike, Amy, and David talk about the housing market, mortgages, and taxes. They give the listeners ideas about how to hire the right realtor, lower monthly mortgage payments, and grow money tax free.
Mike starts off the show discussing the housing market and gives his prediction that the market has hit the ceiling. He tells the listeners what kind of questions their realtors need to be asking in order to keep up with the interest rates, preapproval, and closing costs.
Amy talks to the listeners about the EquityAvail program and how you can get lower payments that are not tied to interest rates. She also talks about ways to finance a down payment including reverse mortgages, hybrid mortgages, refinancing, and borrowing from your 401k.
David discusses the three basic ways to avoid paying tax, deducting the money you earn now, growing money on a tax deferred basis, and growing money on a tax-free basis. He also tells the listeners about different 401k plans, and how to put money away on a pre-tax basis to grow tax deferred until you take it out. He also touches on municipal bonds, 529 plans, education plans, mutual funds, and Roth IRAs.
On this weeks’ show, special guest Roxanne Hall talks about her experience working with the team and all the assistance she received from selling her home to financial planning. Mike, Amy, and David talk about refinancing, loans, and financial planning.
Mike talked with Roxanne about how he took over as her agent to sell her home and what he did to help. He also talked about how he can help guide sellers on the type of home renovations that will give them the return they deserve.
In David’s’ segment he talked about inflation and what it will do to your finances long-term and how to keep up. He also talks about investments and how you know if you are being adequately compensated for the risk you’re taking. He also talks about risk capacity, risk attitude, and efficient frontier plotting. These things can tell where you are with the risk you are taking and where you should be relative to the risk.
Amy talks with listeners about how she helps clients obtain funds in order to come up with a down payment. She also talked about how she was able to help someone refinance their home and save over $700 a month. Amy talks about the ramifications of waiting to buy a home with interest rates rising and how this causes a drop in the amount you may be qualified for.
This week listen to Mike, David, and Matthew Scott talk about selling homes, diversifying your portfolio, planning for long-term care, and preserving your estate.
Mike starts out the show talking about how buyers are looking for a fair and honest deal, and why it’s important to empower the buyer. He tells the listeners why the highest bid doesn’t always mean the best bid.
David talks to the listeners about how to diversify their portfolios, 1031 exchanges, and how to have capital gains tax deferred into the future. He also tells the listeners what it means to be an accredited investor.
Matthew Scott from the Law offices at Mathew D Scott. Talks about why you shouldn’t be putting off planning because it’s an inconvenience. Matthew is an elder law attorney, that helps adult children with aging parents plan for long-term care. He tells the listeners why it is important to think about long-term objectives like paying for care, irrevocable trusts, and gifting. Finally, he talks to the listeners about how he can help preserve your estate for your heirs or beneficiaries according to regulations with Medi-Cal, to make sure your loved ones receive your assets without the burden of other unknown expenses.
On this weeks’ show listen to Mike, David, and Amy talk about backup offers, mortgages, and life insurance.
Mike starts out his segment discussing backup offers, anadems, and replacement houses. He tells listeners how to ensure that their house won’t sell until they find a replacement and why it’s so important to accept backup offers when selling your home.
David gives listeners tips about how to help meet your different monthly payments and create financial cushions. He also tells the listeners how they can figure out the amount of life insurance needed, and why it’s important even if you are single or don’t have kids.
Amy talks about how she has been able to help qualify people to buy homes and help others refinance with low credit scores. She talks to the listeners about interest rates and loan options.
On this weeks’ show Mike and Amy discuss the housing market and what homeowners are doing to make their current home their dream home. David discusses the 8 D’s of business planning and creating a solid future.
Mike talks about the lack of inventory in the housing market and how it has affected the amount of appreciation on homes. He tells the listeners that homeowners who have transitioned into work from home roles have been updating their homes into their own vacation spots. He also discusses how renting a home allows appreciation to go up before selling, and if lived in and sold within a time frame can gain appreciation tax free.
Amy discusses how to remodel your home and have tax free gain and the stipulations involved. She also talks about cash out refinances and debt consolidation. Amy also tells listeners how the interest rates and existing loans effects your buying power.
David starts his segment talking about the stock market, inflation, and interest rates. He talks to the listeners about how he creates individual and business plans and why each is unique to the client. He also tells listeners why these plans are needed to create a solid future for yourself or your company. Finally, he talks about what it means to create a purposeful life after a career transition or retirement.
On this weeks’ show Mike tells listeners how to get their home ready to sell. Amy gives listeners different mortgage, loan, and assistance options and talks interest rates. David talks about good debt, bad debt, and how to invest and grow your money.
Mike starts off his segment with talking about improvements that can be done to your home to turn it into your dream home or give it good curb appeal when selling. He talks about the importance of preparing your home for the market and pricing fairly.
Amy talks about advantages in this red-hot sellers’ market such as affordable interest rates. She also touches on Mortgage insurance and how finance of America has a new program that lowers the age for a reverse mortgage to 55 years old. Amy also talks about down payment assistance programs, mortgage insurance, reduce payments, and combining loans.
David talks about good debt and bad debt and how understanding interest can either work in your favor or how you’ll start work for it. He also talks to listeners about debt consolidation, mortgage options, and savings.
This weeks’ show Mike, David, and Amy, talk about the housing market and appreciation. They explain to the listeners how the lack of inventory is affecting appreciation and discuss different programs that can help people with down payments and choosing loan options.
Mike starts out the show by talking about how high appreciation has been and how homes are exceeding asking price. People are choosing not to sell because of the lack of inventory, or they have chosen to remodel instead. However, even in this market there are some success stories. Mike tells the listeners that it is still worth owning a home rather than renting because of appreciation. He ends his segment talking to the listeners about how to get around paying large amount of taxes to the government for selling a home.
David talked to the listeners about the money markets and what that means for real estate investments. He talks about how a personal CFO can collaborate with other advisors including attorneys, investment advisors, insurance advisors, real estate advisors to create the best outcome for a client. Together they can look at the entire financial picture to make the best possible outcome. In addition, David offers ideas about how individuals who are just starting to save, can maximize their gains.
Amy gives buyers some hope when she says there are still homes to be found in the Sacramento valley with entry level pricing. She talks about first-time homebuyer programs, down payment assistance programs, and how to qualify. Amy also speaks about the equity increase on your home if you did decide to buy now rather than waiting.
Today Mike and David talk about how to be an educated buyer or seller in this market and how to prepare the next generation for creating wealth.
Mike talks to listeners about mistakes that sellers make and how to increase the amount of money offered for your home. He talks about what it means to be an educated buyer and why sellers need to be fair with their pricing.
David talks about generational wealth planning and preparing the next generation to receive assets. He tells listeners how they can maintain wealth across generations and why creating individual plans for inheritance are important. He ends the show talking about estate planning and how he helps clients create tailored financial plans.
On todays’ show, Mike and Amy discuss selling homes during the holiday season, the pros and cons of permits, and how you can add value to your home.
Mike shares with the listeners how he uses the holiday season as a selling point for his homes. He tells the listeners about negotiation tips, whether you should buy or wait, and houses with unpermitted work. He takes listeners on journey of what it’s like when a realtor walks through a house, and how you can make additions to your home that add value when it’s time to sell.
Amy opens her segment with a discussion of the market supply and demand, appreciation, and equity. She talks about inflation, interest rates, and the cost of waiting to sell your home. Amy gives the listeners tips about mortgages, and additions to your home that would qualify for tax write-offs.
This weeks’ show has two special guests, Matthew Scott from the Law Office of Mathew D. Scott and Michael McCabe who specializes in Medi-Cal Qualifying for long-term care. They join Mike, Amy, and David for a discussion on how hiring the right people is a financial asset. They talk about how that decision can bring you connections, legal help, and someone who will go the extra mile for you.
Mike starts off the show talking about the housing market, bidding wars, and buyer’s fatigue. He gives us some tips on what determines the price of the home, market trends, and property taxes. He also talks to the listeners about the pros and cons of hiring an internet lender vs a local lender.
Amy talks about the importance of hiring a loan officer and a realtor who are well known in the area. This can give you connections to other agencies and help the loan go smoothly.
Matthew Scott and Michael McCabe talk about repositioning assets, placing assets into protected entities and irrevocable trusts. They also talked about how they can help clients qualify for Medi-Cal long-term facilities even if they have a home, or other assets.
David talks to the listeners about their personal assets and if it really costs to have a local lender. He also talks taxes and what individuals, or business owners can do early in the year to minimize taxes. He breaks down benefit, retirement plans and financial tools that can be used to maximize the money in your pocket.
On this weeks’ episode, Mike and Amy discuss the process of selling a home and the benefits of being a homeowner.
Mike talks to the listeners about the situation many homeowners are facing, trying to sell with so few houses on the market. Mike gives suggestions and reminds listeners that selling isn’t always the only option. The listeners are taken on a firsthand journey of what it’s like to have a realtor walkthrough your home. Finally, Mike tells us why the equity in your home may be the largest financial asset you have.
During Amy’s time she speaks with the listeners about the housing market, low interest rates, and the newly increased national conforming loan limit. Amy busts the myth that there is an age limit on 30-year fixed mortgages and talks about loan options and which may make the best sense for you. Amy wraps up her segment educating the listeners about mortgage options and how they can help you save money, generate income, and retain equity in the home.
On today’s show, join Mike, Amy, and David as they talk about the housing market and retirement planning.
Mike opens the segment talking about buyers’ fatigue and current events with the housing market. He urges his sellers to put their best foot forward and remember that first impressions are still important, because they affect the offers on your home.
Amy gives listeners a sense of hope when she talks about interest rates on loans and what that means for home buyers. She also touches on appraisal contingencies and the security that this may offer a buyer.
David talks to the listeners about how they can gain financial Independence especially moving toward retirement. He goes over retirement distribution planning and how you can ask yourself if you are financially able or mentally ready to retire.
This week Mike, Amy and David return to discuss the housing market and how you can benefit from owning a home.
Mike passionately expresses why a seller should price fairly and honestly and allow competition to drive the value of the home. Buyers gets caught in a bidding war, they think they love the house and over bid, but in reality, they love their money more.
Amy talks to the listeners about reverse mortgages and how they can lower your interest rate and increase your line of credit or even give you monthly income. She then explains what criteria are needed to be a candidate for this refinancing option. As a bonus this option is backed by the Federal Housing Administration, so you won’t be forced to give up your home.
David explains what it means to become an accredited investor using your net worth, Income, or real estate assets. In addition, he talks about how 1031 exchanges are another option that allow you to defer capital gains taxes by purchasing a property of similar value.
Join Mike and Amy on the dos and don’ts when buying or selling a home, and how important it is to shop around for the right lender. David explains the range of approaches that are available for the planning of Long-Term Care. Special guest Mathew Scott explains Medical and how your family may benefit.
On today’s show we have a special guest, Renne Inman. She shares insightful information of the California fair plan. Mike talk about the average amount of days houses are staying on the market. David talks about the importance of a spending plan and why you should understand your cash flow. &nb
Mike talks about the value of remodeling, and how refinancing can help increase the value of your home. Amy introduces a new home renovation that helps people worldwide upgrade their home space. David touches on the importance of owning a business and when an owner should exit their business.
Matthew Scott joins Mike, David, and Amy this week to discuss the hybrid work environment, record low interest rate, identifying theft and the importance of leaving a legacy.
Join Mike, David, and Amy's discussion about today's Real Estate market in the Sacramento Valley area. Along with Tax strategies for the Long Form Crowd.
Mike, David and Amy are joined this week by returning guest host Renee Inman. The team discusses insurance, the future of the real estate market in Sacramento and learning your risk tolerance for investing.
Mike discusses timing the market and what a real estate correction could look like in the future. Should you wait to buy? While you can never tell if the market has hit the top or bottom, Mike suggests the right time is when you can afford it. A home is an incredible investment.
But not to fear, as Amy reminds us the market is still great with interest rates continuing to stay low; and explains new mortgage options for those close to retirement! Mortgage options are available for those who are working part time or self-employed.
Financial Planner David discusses the importance of Risk Tolerance in investing. Your risk tolerance is personal and always changing, which can affect your investment strategy.
Renee Inman from Beach and O’Neill returns this episode to lend more expertise on insurance. She discusses her company Beach and O’Neil and how small companies can benefit you.
Mike, Amy and David return this week to discuss the benefits of planning on a cross disciplinary basis; and the benefits of buying in both real estate and finance. Mike says the max exodus from California is causing buyers to jump at new listing over asking price. Contingencies in deals. Causing large offers to come out right when a listing hits the market. Amy discusses how accessible home ownership can be. With incredible loan options for first time buyers, you could turn a tax return into a new home. Just like in real estate, the world of insurance has its own form of renting vs. buying. David compares term insurance with more long-term options that could allow the applicant more freedom to invest, barrow or cede the policy to a beneficiary. More important than the plan, is the team. Mike, Amy and David discuss the benefits in planning on a cross disciplinary basis. When your agents have a reliable reputation and good history with one another it can only benefit you.
This week Mike, David and Amy are joined by insurance specialist Renee Inman and discuss the value of working with a broker for your rural insurance. Depending on where you live, rural insurance could be vital to you in California’s changing climate.
When choosing an agent to represent your home, consider who they work with as options for lending or insurance. Mike and Amy detail the importance of hiring a real estate agent with a good team behind them. When there is a demonstrated history between your lending broker and agent, it can improve your home buying or selling experience.
David discusses the two types of debt and the importance a spending plan is in meeting your financial goals. If buying or selling a home is in your future, this is not an episode to miss!
Local professionals turned radio hosts! Listen to Mike, Amy and David as they lend their expertise on the current financial and real estate markets. Local to the Sacramento valley, but helpful advice for everyone.
Listen on the radio on KSAC 105.5 FM or KTKZ 1380 AM or anywhere podcasts are found. Got a question? Reach out on http://www.thegoldenstatereport.com/
Mike, Amy and David discuss how the new administration will affect the real estate market, and the difficulties appraisers are now facing when valuing your home. Appraisers are having a difficult time finding homes with comparable conditions, which could affect your value. Mike explains how the lack of homes could jeopardize your value because of the speed at which the market is changing. Amy discusses how the new administration plans to reform lending in the coming years; leading to lower premiums but with higher upfront costs. David dives into his book The Power of a Plan, and the process that went into creating his financial planning guide.
Reminiscing on warmer times in this clip from June 15th, 2019.
Financial Planner David Stone discusses how to make tax season benefit you. If you are self employed or working on commission, creating a tax plan compatible with inconsistent income is best. David highlight's how variable revenue can actually be a blessing when tax time comes!
This week Mike and David ring in the new year by discussing what the real estate market is doing in rural Sacramento and David discusses the importance of Exit Planning to secure the future of your business. Working from home has caused a boom in the real estate market in the Sacramento Valley. But how can changing the staging affect your home value? Mike emphasizes the importance staging can play in how a home presents to buyers. David discusses the 8 D’s of business planning-- the key in creating a solid future for your company. Parting ways whether by retirement or career transition is natural; but without a plan in place your business could be in jeopardy.
Mike, David and Amy discuss the future of the 2021 Real Estate Market and how rates could continue to stay low in our Sacramento area, and what that could mean for potential sellers.
If you have financial resolutions this new year, David has a great way to get your kids involved. The Daddy 401k is a way to help your children invest in an easy, low-risk way. By helping the next generation learn about money, it exposes the whole family to the idea of generational wealth.
Real Estate is key in jump starting the economy. With mortgage rates staying low and homes selling fast, the future looks bright for Sacramento home owners.
Warm wishes this holiday season from everyone at The Golden State Report! This week the team makes predictions on 2021; and deliberate on how their Christmas challenge has impacted their community in the last weeks. Mike touches on how the pandemic will impact the real estate market for years to come. As work schedules become flexible, amenities for working from home will become a hot commodity. Amy warns on the dangers of getting in the market just to flip houses. There can be very attractive loan offers, especially now. But how will that effect your ability to borrow money in the future? Ramifications and repercussions could follow suit. David wants this holiday season to be the time you start discussing your financial future. Using the analogy of a toybox, David discusses how a trust can be instrumental in creating security for your assets. What legacy do you want to leave with your loved ones?
Amy, Mike and David discuss vital information you need if you want to start the new year with money in your pocket. Important year end tax deductions, the upcoming holiday’s effect on the housing market, and how to improve your mortgage are all covered in this episode of The Golden State Report. This show is not one to miss! Real estate expert Mike Gray weighs in on three major reasons why the market has taken a turn as of late; and how selling in December could be your secret asset to getting buyers. Amy speaks about the positives that have happened this year; the booming real estate market, stock market and low interest rates. If you have goals of reducing terms, consolidating debt or pulling cash out; consider reaching out to Amy-- with free consultations and a mortgage review within 24 hours there is nothing to lose! David, a certified financial planner, discusses crucial year end steps that could save you hundreds of thousands in deductions come April. Whether you’re a business owner, retired or just starting out; everyone can benefit from a tax break this year. If you’re worried about your taxes, don’t wait until the New Year to do something about it. Mike’s touching story sparks a challenge for his fellow co-hosts and listeners in a fun pay it forward challenge. If you participate, reach out to us on http://thegoldenstatereport.com/
This week Mike, Amy and David return to discuss possible storm clouds on the horizon as the market dropped for the first time in months and November celebrates Long Term Care Month.
Sacramento’s housing market took a dip this week, could this be regular seasonal slowing or be an indication of something more? The slight drop in the housing market has contractors ramping up production to meet growing demand but with COVID still creating supply chain shortages, it looks like the market could bounce back.
Are long term care policies your best option or could there be something better? How you can protect your children from uncertainty by planning for your future now. Financial Planner David Stone weighs in on how you can navigate planning for your future with all the options out there.
This week Mike, David and Amy make predications about the future of Sacramento’s housing market and how you can make the most out of your retirement. The new demand for homes has caused a wave of Bay Area buyers to the Sacramento Valley. This new serge could affect interest rates and appreciation values. Mike calms home appraisal worries and gives advice for sellers trying to get the best fair market value for their home. Amy discusses her expertise on mortgage, claiming these will be the lowest rates we could ever see. But what goes down must come up. Could refinancing a good option for you? It’s a sellers’ market, but there is an important second question, where will you go? If retirement is part of your plan, its important to make sure you are prepared. David discuses retirement from a new perspective- once you are prepared financially, will you be ready mentally? With an abundance of time on your hands this could be the time to serve your community, start a small business or volunteer.
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This week David and Mike discuss the red-hot seller's market and how becoming a landlord can benefit you. Mike speaks about what new buyers are looking for and what amenities can make your home sell in as little as 2 hours! He also discusses the six traits that can make your home more desirable in this market, especially for people continuing to work from home. David brings his real estate knowledge to the table and how it deeply connects to a person's comprehensive financial plan. Could becoming a landlord be your financial solution? If so, David explains 1031's and Real Estate Investment Trusts and how they could work for you.
Parts 1 & 2: Mike Gray, Amy Robards & David Stone discuss: - Happy New Year! - Supply & demand in real estate - What motivates you in the buy/sell process? - Buying vs. renting - Local changes to mortgage limits
Parts 3 & 4: Mike Gray, Amy Robards & David Stone discuss: - The benefits of a collaborative team - “The Power of a Plan” by David E. Stone comes out as an audio book - New tax bills in 2018
Parts 1 & 2: Mike Gray & Amy Robards speak with clients that they helped sell their home then purchase and finance a new home.
Parts 3 & 4: Mike Gray & David Stone discuss: - The benefits of financial planning - An attitude of gratitude in the holiday season
Parts 1 & 2: Mike Gray & David Stone discuss: - Current market conditions - Selling your home at the end of the year, during the holidays - The power of negotiation
Parts 3 & 4: Mike Gray & David Stone discuss: - Tax planning for the end of the year - Important conversations with your CPA - “The Power of a Plan” by David E. Stone - The financial planning process
Parts 1 & 2: Mike Gray, Amy Robards & David Stone discuss: - Work done to a home without a permit - Tax reform and its effect on home ownership Parts 3 & 4: Mike Gray & David Stone discuss: - Real estate in your portfolio - The benefits of a Personal CFO - “The Power of a Plan” by David E. Stone - Recourse after the point of sale on a home Parts 1 & 2: Mike Gray, Amy Robards & David Stone discuss: - Work done to a home without a permit - Tax reform and its effect on home ownership Parts 3 & 4: Mike Gray & David Stone discuss: - Real estate in your portfolio - The benefits of a Personal CFO - “The Power of a Plan” by David E. Stone - Recourse after the point of sale on a home
Part 1: Mike Gray & Amy Robards discuss: - The importance of professional photos for listing your home Part 2: Mike Gray, Amy Robards & David Stone discuss: - Millennials in the market - Special loan program for buyers with student loans - What to consider when consolidating debt in your home loan Parts 3 & 4: Mike Gray & David Stone discuss: - Diversification in your financial portfolio - Owning rental properties - 1031 Exchange - ‘The Power of a Plan’ Chapter 5: Real Estate and Reluctant Landlords - Simple home updates to improve the value
Parts 1 & 2: Mike Gray, Amy Robards & David Stone discuss: - Market Update - Increased activity before the holiday season - Reverse Mortgages/Purchases Parts 3 & 4: Mike Gray & David Stone Discuss: - Real estate as an investment class - Business structures - Liabilities
Parts 1 & 2: Mike Gray & Amy Robards discuss: - Preparing your home to be listed - It’s a seller’s market, what does that mean for the buyers? - Finance of America’s new loan program
Parts 3 & 4: Mike Gray & Attorney Matthew Scott of The Law Office of Matthew D. Scott discuss: - Revocable v. Irrevocable Trusts - Things to consider before remodeling your home prior to listing
Listen to the latest real estate market update for this week. Mike Gray from Morris Williams realty, Amy Robards from Finance Of America and David Stone from Stone Consulting Group, discuss purchasing homes right now, down payment assistance programs, how to pay off debt and save money.
Listen to the most current real estate market updates for the Sacramento Valley and surrounding area. We discuss what area of the market is a buyers market! Jumbo loans and the pros and cons of buying a home with a low interest rate versus a lower price home
This week Mike discusses the housing market and the three stages of negotiations during the transaction with his show partner Amy Robards from Alpine Mortgage Planning. Amy Robards from Alpine Mortgage Planning talks about the ins and outs of the appraisal process and defines what a desk review is. There are some great tips on how to get your offer accepted in today's seller market
This week on the Mike Gray Real Estate hour, Co-host Amy Robards joins Mike in the Studio. They will be answering a lot of question from listeners. The market hasn’t really changed much, still high demand for houses and low inventory. Equity firm’s snatched up most of the houses during the crash. From 2008 thru 2012 about 35% of the homes sold were to investors. Mike has a few predictions on when the equity firms/investor will be ready to sell their homes. Bobby Uppal stops by to talk insurance with Mike. Thinking about buying Solar? You don’t want to miss this segment with Bobby Uppal! We have a great show, great co-hosts, and an amazing host. You don’t want to miss the MIKE GRAY REAL ESTATE HOUR!
This week on the Mike Gray Realest Hour, Co-Host Amy Robards joins Mike in the Studio. They start the show off by talking about the red hot sellers’ market. How builders from 2008 to 2013 completely stop building houses. A seller can on some cases get up to 10% above their asking price. Mike and Amy discuss the new Hero Loan program. They talk about some of the issues that may arrive with the loan program. They wrap up the show with the Pros and Cons for refinancing to pay off High credit cards. We have a wonderful show this week you don’t want to miss out on!
This week on the Mike Gray Realest hour, Co-Host Amy Robards from Alpine Mortgage joins Mike in the studio. They cover the reasons why there are more buyers than sellers right now. They also talk about the slight rise in interest`s rate. Mikes good friend and client Travis stops by to talk about the home buying experience. Last but not least Bobby Uppal stops by to talk about Insurance coverage during storms and, what to look out for when shopping for homeowners insurance. We have a great show this week you don’t want to miss out!
This week on the Mike Gray Real Estate Hour, Amy Robards joins Mike as the Co-Host. Mike and Amy talk about recent buyer frustration, due to the lack of houses on the market right now. Mike also talks about the best time to sell your house to get above market value for your home. Justin Swift stops by to talk about taxes and gives some tips to help you file for you 2016 taxes. Amy also talks about the Self-employed regulations and how you should file your taxes if you are looking to buy a house in the next 24 months. Mike wraps up the show with listing your home with the pro, cons, and what to look out for. We have a great show this week you don't want to miss out.
This week on Mike Gray Realest Hour, we have co-host Jeff Werolin join Mike to talk about 2015 and how we will end it. Amy Robards stops by to talk about the new TRID guidelines and how they will affect the loan turn out time. We also have Bobby Uppal, our insurance expert cover all things insurance. Last but not least, we have Justin Swift and Rob Rettinhouse talk about Capital Gain. We have a great show this week! You don't wanna miss out!
This week Mike Gray and His Co-Host Jeff Werolin talk about the high number of buyers and the low number of sellers & what area of the Sacramento Region has the hottest markets. Justin Swift drops by to talk about the up and coming income tax season. Last but not least Booby Uppal stops by to talk about Insurance premiums for homes.
This week Mike and his Co-Hosts Amy Robards and Justin Swift. Try to forecast the housing market for 2016. Mike also goes over the Feds meeting. Great Stuff this week you don`t want to miss out!
Answer Now, 1380 AM Radio Airs Saturday’s at Noon and Sunday’s at 11am. Host Mike Gray shares his expertise of over 20 years in the real estate industry discussing up to date current market conditions that are always within the past 5 days in the Sacramento Valley and surrounding areas. Mike has cutting edge advice that range from making offer’s on homes, listing your home that gets you top dollar in today’s market. His co-host Amy Robards from Alpine Mortgage has 16 years of experience in the lending industry. Amy is passionate about helping home owner’s get the very best loan programs for their needs. Amy shares current information on interest rates, the best loan programs including the latest down payment assistance programs. Co-Host Justin Swift from NCS Professionals 1031 Exchange, Justin helps navigate home owner’s through selling and buying investment properties reducing your tax liability. Co-Host Bobby Uppal from Uppal Insurance assists all of our home owner’s with the very best insurance for their needs. It is our mission as your experts in the industry to get you the best information and tools for all of your needs in real estate and financial services. Co-Host Krystal Binns from Allied Title & Escrow is an important part of our team who offer’s excellent service in the Sacramento Valley for all of your title and escrow needs.