Retire Your Way with ILG Financial: Recent Episodes
ILG Financial
Find out what it means to “Retire Your Way” by subscribing and listening to ILG Financial's podcast. You’ll hear ILG Financial advisors Dave Lopez and his nephew, Chase Lopez talk about current events impacting the economy and overall retirement landscape. In addition, you'll hear about ILG Financial’s 5-Step Process where you receive comprehensive advice from their team of highly qualified professionals who’ve successfully managed money through some of the most difficult times in history. Contact Dave or Chase by calling 540-720-5656 or at info@ilgfinancial.com with any questions you have about financial planning and retirement.
AI is making it easier than ever for scammers to impersonate trusted voices and create convincing deepfakes. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discusses some of the newest scams targeting older Americans and shares practical tips to help you recognize the warning signs and better protect yourself.
How much money do you really need to retire comfortably? For many people, the answer is a simple number: $1 million. But is there really a one size fits all retirement target?
On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez explores why focusing on a specific dollar amount may not be the best way to measure retirement readiness. Instead, he discusses the factors that truly matter when determining your personal retirement number and how to build a plan that aligns with your lifestyle, goals, and long-term needs. Click below to listen today.
Retirement isn't just a financial transition - it's a life transition. On this episode of the Retire Your Way with ILG Financial Podcast, Chase breaks down four common mistakes people make in the critical 5–7 years leading up to retirement—and how to avoid them.
From losing a sense of purpose after leaving the workforce to underestimating healthcare costs, this conversation highlights the real-world challenges retirees face beyond just the numbers. You'll also learn why having a stress-tested financial plan matters, how to prepare for the emotional side of retirement, and what steps you can take now to build a more fulfilling and sustainable future.
If you're approaching retirement, this episode offers practical insights to help you plan with confidence, avoid costly missteps, and make the transition on your terms.
Gold has been on a remarkable run, but investors thinking about cashing in may be overlooking an important detail: taxes. On this episode of the Retire Your Way with ILG Financial Podcast, Chase breaks down how gains from physical gold, gold-backed ETFs, and gold futures can all be taxed differently and why selling at the wrong time or in the wrong account could create an unexpected tax bill. It is a timely conversation for retirees and pre-retirees who want to better understand how gold fits into a broader financial strategy before making a move.
Medicare doesn't stay the same—and even small changes can have a meaningful impact on your healthcare costs, coverage options, and long-term retirement plan. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez sits down with Medicare expert Alex Sieler to break down the latest updates and changes to Medicare coverages and benefits, explaining what's new, what's shifting, and what you should be paying attention to.
As Dave and Chase prepared for this episode of the Retire Your Way with ILG Financial Podcast, the focus shifted from a potential AI-driven market bubble to the question investors ask most: Should I get out of the market, or stay in—and if I stay in, what should I do?
The conversation centers on the temptation to time the market, why it's so difficult to do successfully, and what history and disciplined investing suggest instead. Rather than reacting to headlines, Dave and Chase explore how long-term strategy can help investors navigate uncertainty with greater confidence.
If you've ever wondered whether now is the right time to exit—or whether timing the market is even possible—this episode offers clarity.
Planning for long-term care can feel overwhelming, but it doesn't have to be. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave is joined by special guest Alecia Barnette for a clear, practical discussion on long-term care planning. They break down common myths, explain the differences between traditional and asset-based long-term care options, and share when it may be the right time to start planning. If long-term care is on your radar, this conversation offers clarity, confidence, and actionable next steps.
As Medicare Open Enrollment wraps up on December 7th, it's the perfect time to break down some of the lesser-known terms and options you may be seeing—or weighing—right now. On this episode of the Retire Your Way with ILG Financial Podcast, Chase takes a closer look at one of the biggest decisions beneficiaries face: whether to stay with or switch to a Medicare Advantage plan or a Medicare Supplement Insurance policy, also known as Medigap. This choice can influence everything from your monthly budget to how easily you can access the care you need. Join us as we untangle the differences, highlight key considerations, and help you feel more confident in choosing the coverage that fits your health and financial goals.
What Does It Really Mean to Be "Independent" in Financial Planning? On this episode of the Retire Your Way with ILG Financial Podcast, Dave sits down with Leslie Lipscomb from Financial Independence Group (FIG) to unpack what true independence means in the world of finance. From understanding the role of an IMO (Independent Marketing Organization) to exploring why working with an independent advisor can make all the difference, they dive into how freedom of choice—across countless products and companies—translates into better outcomes for clients. Tune in as Dave also walks through his personalized planning process and the value FIG brings to independent professionals and their clients nationwide.
People are providing more aid to adult children and having children later in life. The combination can make it hard to save for retirement. Stretching parenting into your 50s, 60s, or beyond doesn’t just consume energy, it can strain finances and delay retirement plans. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase talks about this trend and how to navigate it when it comes to saving for your retirement.
On this episode of the Retire Your Way with ILG Financial Podcast, Dave provides an update on the state of the markets to include highlights of global events, policy decisions, and emerging technologies that shape markets and influence client portfolios, while reinforcing the importance of financial planning.
New research is shining light on long-term negative stock returns. Although infrequent, they do occur. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discussed why diversification, red flags, and adjustments to your strategy are important to avoid these rare, but possible outcomes.
Public-sector workers like teachers, police, firefighters, and more who receive non-Social Security pensions are set to see the restoration of full Social Security benefits and payments as a result of the Social Security Fairness Act. On this episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez is joined by Social Security Expert Hamilton Morales as they discuss the implications of the legislation and the repealing of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) for these public-sector employees.
2025 brought with it plenty of changes to Medicare, particularly impacting Part D prescription drug coverage and Medicare Advantage plans. On this episode of the Retire Your Way with ILG Financial Podcast, Dave is joined by Medicare expert Alex Sieler, president of Precise Insurance Advisors as they discuss.
🎙️ Are you planning for a long retirement? You should be. Many people don’t factor in longevity risk—the financial impact of living longer than expected. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez breaks down why this often-overlooked risk could put your retirement savings to the test. Tune in to learn how smart planning today can protect your financial future tomorrow. 👇#RetirementPlanning #LongevityRisk #ILGFinancial #RetireYourWay
You’ve worked and saved hard for retirement. You tried to get everything right and now you are retired, and you are in a good place with your retirement accounts. Now for the tricky part: Spending your savings. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discusses things that can trip people up when spending in retirement and how to avoid those pitfalls.
Lately, much of the conversation around the economy and finances has focused on taxes and inflation. However, one topic we haven’t covered recently on this podcast is the current state of the stock market. What’s happening, what trends can we anticipate, and are there any steps we should consider taking? In this episode of Retire Your Way with ILG Financial, Dave provides an update to keep you informed and prepared.
The age-old adage that gold is a tried and true hedge against inflation may not be holding up so well. Since 1980 gold's annualized returns significantly trailed those of the S&P 500. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discusses three investments that may be a better hedge against inflation.
A few times a year we have the privilege of chatting with Social Security Expert Hamilton Morales about the latest and greatest Social Security topics that keep us all informed and up to date. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase and Hamilton discuss things you may or may not know in addition to a lively discussion about truths and myths about Social Security today.
In 2024 alone, the Baby Boomer generation moved billions from retirement savings into tax-free accounts. The strategy that they used can make your nest egg last longer in retirement. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez discusses what we have seen happening, the strategies that people, Baby Boomers in particular, have been increasingly using, and what that can result in for your retirement and your nest egg.
Are you on or about to be on Medicare? Have you considered the things that Medicare doesn't cover? What about services like routine eye exams, hearing aids, most dental care, long-term care, routine physical exams, and most vision, hearing, and dental needs? How will this impact your retirement planning? On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez continues his dive into Medicare by discussing these exceptions and why it's so important to consider them when you are building or relying on your retirement plan. This is part two of a two-part episode.
People often think about things like long-term care and life insurance when they’re building out their retirement plan. However, most often forget to consider how healthcare and Medicare can impact their financial retirement plan as a whole. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez dives into the differences in “parts” of Medicare and what Medicare does NOT cover; along with why it is so important to consider these pieces when you are building or relying on your retirement plan. This is part one of a two part episode.
A few times a year we have the privilege of chatting with Social Security Expert Hamilton Morales about the latest and greatest Social Security topics that keep us all informed and up to date. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave and Hamilton discuss things you may or may not know in addition to a lively discussion about the solvency of the program and what Congress needs to do to address it.
The average American burns 75 percent of their monthly spending on just four things. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase digs into the average spending for a retiree in America and how to make sure you are still able to save or even cut some expenses.
On this episode of the Retire Your Way with ILG Financial Podcast, national Social Security Expert and Senior Vice President at Financial Independence Group Hamilton Morales joins Dave to discuss more about Social Security planning. More specifically, Dave and Hamilton take a deep dive into Social Security options for widows and surviving spouses. These options can be different based on if eligibility comes into play before or after the death of a spouse.
Scammers targeting seniors and those in retirement pose a great risk to the protection of your assets. They know that money and plans are going back and forth, and they try to take advantage of that. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave talks about two prevalent scams that have been taking place among retirees lately.
Some of the rules that protect bank deposits to trusts just changed. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez talks about these changes, what they mean, and how they could affect you.
IRA accounts are beneficial but can be tricky. Simple contribution, conversion, and distribution mistakes can cost you thousands and thousands of dollars. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez continues his discussion of mistakes to avoid. This is part two of a two part series.
IRA accounts are beneficial but can be tricky. Simple contribution, conversion, and distribution mistakes can cost you thousands and thousands of dollars. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez covers ten mistakes to avoid. This is part one of a two part series.
According to a December 2023 article, about 10,000 baby boomers retire every day and the ratio of taxpayers contributing to Social Security versus retirees who need it is shrinking. On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez talks about what Social Security looked like when it was created, what it looks like now, and why the differences we see are such a problem for retirees.
When you are planning a vacation, you put a lot of thought into when you want to go, where you want to go, how you’ll get there, and what you will do once you get there. You also put a lot of thought into what you can afford and how much you will need to do what you want to do. Retirement is your biggest, longest vacation in life. The same kind of planning and thought, and then some, should go in your retirement.
Most people concentrate on how to save money, where to invest their savings, and how to minimize their tax burden. But they only have a vague sense of how they want to spend their free time or what their health will enable them to do as they age. It’s like funding a luxurious vacation, but you don’t know where it is, when it is, what you need to pack. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez takes a look at some factors in retirement planning that a lot of people don’t think about.
When it has come to our 401(k)s, we've all heard the age-old saying “Set it, and forget it”. And it was always said that this strategy would make you rich. Well, like most things, with time, this has changed. The stock-and-bond portfolios that have worked for the last 40 years may no longer be equipped to handle what is coming economically, and they may not be working for you or making you rich anymore. On this episode of the Retire Your Way with ILG Financial Podcast Dave Lopez dives deeper into this topic and explains why this may no longer be an appropriate strategy, and what would serve you better.
When thinking about retirement, it's easy for a lot of people to plan for the fun, the new, and the exciting. But it’s just as, if not even more, important to plan for the parts of the future that aren’t as fun to think about. For married couples, one of these things is planning what life, and finances, will look like after the death of a spouse. This is extremely important, because the structure of a retirement plan shifts in many ways when one spouse pre-deceases the other one, and the effects of these shifts can affect your entire retirement plan. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez talks about these issues and what you should consider when thinking about for your own retirement plan.
Chase Lopez's discussion with national Social Security expert Hamilton Morales was so informative that we created a bonus episode! On this episode of the Retire Your Way with ILG Financial Podcast, Chase and Hamilton continue their discussion about survivor benefits, spousal benefits, how to make decisions about Social Security, whether you can turn your benefits on and off, and much more!
On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez is joined by Senior Vice President at Financial Independence Group and Social Security Expert, Hamilton Morales. Chase and Hamilton tackle questions about survivor benefits, spousal benefits, how to make decisions about Social Security, whether you can turn your benefits on and off, and much more!
We’ve talked a lot the last few weeks about inflation and some of the pressures it puts on people’s finances. On recent episodes of the Retire Your Way with ILG Financial Podcast, both Dave and Chase have talked about ways to budget and plan for some of this pressure. On the latest episode, Dave dives into a less than ideal situation you could find yourself in… the withdrawal of funds from your retirement accounts.
For the past 50 years, the baby-boomer generation, which are those born between 1946 and 1964, have worked in our labor force at a steady pace for decades. But now the boomers are retiring and that might be bad news for workers. On the latest episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez finds himself in an interesting position as he spends his time helping baby-boomers to retire every day while also being on the other side of the coin as an active member of the workforce.
In 1981 we saw the bond market inversion reach its steepest point, which is often seen as a sign that a recession is coming. Over the last couple years, the possibility of a recession has been all over the news, but the curve has been inverted for a year now, which raises the question… is this recession actually coming? Tune in to the latest Retire Your Way with ILG Financial Podcast episode as Dave Lopez provides his thoughts on where we are at the moment.
Dave and Chase cover a lot of general retirement-related subjects on the Retire Your Way with ILG Financial Podcast. On our latest episode, Chase takes us on a deeper dive into a specific investment tool called Structured Notes. Tune in by clicking the link below as Chase explains what they are, how they work, and why they may be a good investment opportunity for you.
When we talk about the importance of retirement planning, we're usually talking to those people in the “retirement red zone”, which are those five to 10 years away from retirement and to those already retired. Retirement is hardly a priority for the 20 and 30 year olds. Young adults are not usually worrying about what their going to need in their 70s when they're focused so much on their developing career, student loans, starting a family, and so on and so forth. In this episode of the Retire Your Way with ILG Financial Podcast, Dave Lopez dives into why retirement planning for young adults is so important.
Life events are something that we can’t always expect but still need to be addressed and this is true of Medicaid and nursing home care. On this episode of the Retire Your Way Podcast with ILG Financial, Dave talks about how Medicaid comes into play when you or a spouse must move into a nursing home and how the rules can be all over the map.
As we all know too well, tax season is here. For those in or near retirement, you are probably making those last-minute contributions to retirement funds in order to take advantage of tax benefits this year. But what a lot of people don’t consider is the importance of where you put your money when making these contributions. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez explains why this is so important and what you should be aware of this tax season.
As we’ve been saying, the SECURE Act 2.0 is changing the landscape for those who are in or near retirement and that couldn’t be more true when it comes to Roth accounts. On this episode of the Retire Your Way with ILG Financial Podcast, Chase Lopez discusses five specific changes you need to be aware of.
On this episode of the Retire Your Way with ILG Financial podcast, founder Dave Lopez takes a deep dive into homeownership in retirement. How can you utilize your home equity when in or near retirement? Can equity be used to pay other debt? What are common uses for home equity when in or near retirement? What are the differences between heloc, cashout refinance and reverse mortgages? Dave answers each of these questions and more in this episode.
Financial planning is mainly focused on getting people to retirement. But you don’t hear a lot of discussion about financial planning and investing during those golden years of retirement, which is said to be even more critical because missteps are that much more disastrous in retirement. Tune into this episode of the Retire Your Way Podcast with ILG Financial as advisor Chase Lopez discusses.
On the latest episode of the Retire Your Way with ILG Financial Podcast, Dave sits down to talk about something many of us have experienced at some point in our lives… debt. More specifically, what happens to these different types of debt we may have accrued when we die?
A common theme that we discuss on this podcast is the idea of income in retirement and how to spend and save effectively so that you never run out of money. This watchful eye on spending in retirement is more important than ever, as the Federal Reserve has rolled out a new rate hike as of Wednesday, September 21st 2022. On this episode of the Retire Your Way Podcast with ILG Financial, Advisor Dave Lopez tells us more about what these rate hikes mean, what is possibly to come, and who these actions affect most.
A common theme that we discuss on this podcast is the idea of income in retirement and how to spend and save effectively so that you never run out of money. This watchful eye on spending in retirement is more important than ever, as the Federal Reserve has rolled out a new rate hike as of Wednesday, September 21st 2022. On this episode of the Retire Your Way Podcast with ILG Financial, Advisor Dave Lopez tells us more about what these rate hikes mean, what is possibly to come, and who these actions affect most.
The new student loan forgiveness plan proposed by President Biden has been all over the news and gossip abounds. On our latest Retire Your Way with ILG Financial podcast episode, Dave discusses what’s true, what isn’t, and what it means for us all.
The new student loan forgiveness plan proposed by President Biden has been all over the news and gossip abounds. On our latest Retire Your Way with ILG Financial podcast episode, Dave discusses what’s true, what isn’t, and what it means for us all.
These days we have been tackling a lot of the not-so-pleasant economic news and how to deal with the effects it can have on your retirement. But this week, we are going to take a look at a different side of the coin. On this episode, Dave Lopez discusses what to do when you have a sizable bucket of money that you don’t need to or don’t intend to use in retirement, and specifically, how to go about investing that bucket if you plan to pass it down to your children or heirs one day.
There’s a buzzword you can’t get away from these days… inflation. We’ve talked about inflation in past episodes but it didn’t quite hit home like it does today. On this episode, Chase Lopez gives us a better look into what is going on around us with inflation and the path forward.
We all know the chance of needing some sort of health care at some point in retirement is pretty much guaranteed. As we age, it is only natural that new health care bills will present themselves. When discussing retirement, a lot of times we solely focus on the planning of potential long-term care (LTC) assistance. But it's important to plan for how much you will likely need to spend on your general health care. On this episode, Dave Lopez discusses what you should plan for and what total cost you should expect.
We talk a lot on this podcast about things we know are coming when we approach retirement. But on this episode, Dave Lopez talks about a brand new risk that is unique to those in or near retirement that they may have never heard of or prepared for… sequence of returns risk.
If you are in or near retirement, you may have heard the term “target-date funds” thrown around as a retirement savings option. But what exactly are the ins and outs of this option and what do we need to know about it before relying on it? Chase Lopez explains in this episode.
One topic that has been popular for quite some time is the concept and the success, or skepticism, of crypto currencies, like Bitcoin. There are a lot of circulating opinions on this topic and the future of it, and on this episode Dave Lopez explains what his insight is on the future of crypto currency and how it is possible that something like Bitcoin may not last that much longer.
One thing that we know changes in retirement, or at least at a certain age, is the ability to access Social Security. Chase Lopez hosts this episode of the podcast and shares some ways in which our Social Security statements can help boost our retirement benefits in the future!
We all suspected that tax hikes were headed our way and we have discussed it on a couple different podcasts earlier this year. And though we may have had an idea that taxes were going to go up, we are finally hearing from the IRS what some of these first tax changes will look like. Tune in as Dave breaks down tax changes to expect in 2022.
When Dave Lopez says ILG Financial is family, he really means it. Not only does Dave's daughter work for the company, but his nephew Chase Lopez serves as a financial advisor. Chase is taking on more responsibility as the days unfold and in this episode, listeners get to hear directly from him. Meet Chase Lopez.
There is a lot of excitement involved when planning for and approaching retirement. No more working, taking trips, more time with family, starting – or finishing – those dream projects! But what isn’t as exciting or fun is planning for if something goes wrong or not according to our plans and dreams. Are you prepared for that chance of an unfortunate event to derail what you envisioned in retirement? One of the biggest things that we don’t like to think about is, what if my spouse dies first? What if I die first? What is that going to look like for either of us? In this episode, Dave explains why it's so important to think about this when preparing for retirement. This is part two of a two part series.
There is a lot of excitement involved when planning for and approaching retirement. No more working, taking trips, more time with family, starting – or finishing – those dream projects! But what isn’t as exciting or fun is planning for if something goes wrong or not according to our plans and dreams. Are you prepared for that chance of an unfortunate event to derail what you envisioned in retirement? One of the biggest things that we don’t like to think about is, what if my spouse dies first? What if I die first? What is that going to look like for either of us? In this episode, Dave explains why it's so important to think about this when preparing for retirement. This is part one of a two part series.
It seems like each week there is a new phrase or term being used in relation to the U.S. economy. Recently, the buzz term floating around is the United States’ Stagflationary Debt Crisis. We know that any debt crisis can’t be good, but what is Stagflation? In this episode Dave breaks down what it means and how concerned or not we should be.
There’s been a lot of talk about taxes lately and the changes to come. Dave has talked a lot about what to expect and how they can impact your retirement. But there’s another side to heavy taxes that isn’t talked about quite as often, and that’s how these coming tax changes can affect your legacy, what you want to leave to your heirs. Whether you want to leave everything you have to your kids, charity, or Uncle Sam, is entirely up to you. But you have worked hard your entire life to accumulate what you have. Don’t you think YOU should get to make that choice as to where your wealth goes after you’re gone? Dave, can you break down how to handle our estate if we want to pass it on to our heirs, without being slammed by taxes?
There’s no shortage of scary buzz words lately in the news, especially when it comes to our economic state as a country. One of those buzz words that you have probably heard more and more lately, is inflation. What is it? How serious is it? And how does it affect you and your family?
It seems that between COVID-19 and the presidential election, things are finally starting to settle. In this episode, Dave takes a look at what tax changes are expected to be coming our way under the Biden administration and how you can protect yourself and your heirs from taking a major hit from five possible tax hikes.
Deciding to work with a financial advisor is a big step in and of itself towards your future success. But the question of how to pick the right advisor is not only important, but can also be stressful. In this episode, Dave breaks down seven mistakes people often make when choosing a financial advisor.
If you are or ever have been a federal employee, you've probably hard of a Thrift Savings Plan (TSP). This short podcast series explores what the purpose of this type of savings plan is and what the rules are. It also details how they do or don’t benefit you in retirement. Is a TSP going to help you achieve your goals? This is part two of a two part series.
If you are or ever have been a federal employee, you've probably hard of a Thrift Savings Plan (TSP). This short podcast series explores what the purpose of this type of savings plan is and what the rules are. It also details how they do or don’t benefit you in retirement. Is a TSP going to help you achieve your goals? This is part one of a two part series.
Often, the first step is the most important. That's never more true when planning for retirement. Check out Dave's latest episode of Retire Your Way where he and his nephew Chase break down what you can expect at your first appointment with ILG Financial Services.
With recent events surrounding Coronavirus, political unrest, and the election Dave discusses the possibility of another “Lost Decade” for America.
Dave discusses warning signs in the market and how stocks hit record highs on Wall Street.
This week Dave covers the stock market and dives into the recent headlines on its performance.
This week Dave digs into the facts and data surrounding the age old belief that stocks outperform bonds.
This week Dave discusses the difference between someone who is a proactive investor versus reactive investor, and the way each processes information.
In this week’s episode, Dave dives into Social Security and why you might want to claim it at or before retirement age, how the spousal benefit works, and how your benefit can be taxed.
This week Dave discusses the difference between being a proactive investor and a reactive investor.
Dave breaks down his new Kiplinger article about how eating lunch out might cost more than you think.
In the latest episode, Dave and Jeff Shade discuss what happens when someone passes with debt, and whether it falls on their surviving spouse, children, or heirs.
Dave talks with Jeff Shade about the disconnect between the rising stock market and the economic events that are occurring.
In part two of this series, Dave discusses how the Shiller price to-earnings-ratio is currently twice as high as the normal average which is a huge negative market indicator.
This week Dave starts a new three-part series where he discusses the massive economic cracks forming in America’s foundation during the pandemic and how to get ahead of them.
Dave talks about measures the government has put in place to help small business and individuals and the importance of having a solid retirement plan in place that can weather any financial storm.
Dave and Jeff Shade discuss the differences between two programs funded by the C.A.R.E.S Act for small businesses: the PPP (Paycheck Protection Program) and the EIDL (Economic Injury Disaster Loan). He covers who was able to receive each and the challenges with the programs.
Check out part two of Dave’s discussion with special guest Tony Parish, the Chief Financial Officer for Alphastar Capital Management. The two discuss the Buy and Hold Investment Strategy versus the BetaShield Investment Strategy and how to figure out what works best for you.
In this week’s episode, Dave talks with Tony Parish the Chief Financial Officer for Alphastar Capital Management on the high yield bond ladder strategy. They talk about how it works and how to predict how it will perform in the future market.
In this week’s episode Dave discusses how the U.S. has been through similar economic situations in the past, the difference with the COVID-19 Pandemic, from an economist standpoint, is it’s difficult to quantify moving forward how it will play out.
In this week’s episode Dave discusses how the U.S. has been through similar economic situations in the past, the difference with the COVID-19 Pandemic, from an economist standpoint, is it’s difficult to quantify moving forward how it will play out.
On this week’s episode, Dave discusses his 5 part financial plan which helps him understand clients’ unique financial needs and assists them in creating a pathway to reach their goals.
In the inaugural “Retire Your Way” podcast we get to know Dave and his path to becoming a financial advisor. Dave went to school for computer science and math, but upon graduating he moved into the insurance industry where he built a company for over 18 years. He retired and sold the firm in 2003, and in 2008 the housing bubble burst, which started him on his quest to become a licensed life, health, and annuity agent.
In the inaugural “Retire Your Way” podcast we get to know Dave and his path to becoming a financial advisor. Dave went to school for computer science and math, but upon graduating he moved into the insurance industry where he built a company for over 18 years. He retired and sold the firm in 2003, and in 2008 the housing bubble burst, which started him on his quest to become a licensed life, health, and annuity agent.